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    "unit": "iso4217:GBP"
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  },
  "fact-289": {
   "value": "13000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPLCSharesAcquiredForUseWithinTheGroupsEmployeeShareSchemesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-290": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPLCSharesAcquiredForUseWithinTheGroupsEmployeeShareSchemesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-291": {
   "value": "17000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:FinanceCostsOnBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-292": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:FinanceCostsOnBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-293": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-294": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-295": {
   "value": "7000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-296": {
   "value": "8000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-297": {
   "value": "-123000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  "fact-298": {
   "value": "-108000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-299": {
   "value": "203000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-300": {
   "value": "89000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-301": {
   "value": "1949000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-302": {
   "value": "1859000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-303": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-304": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  },
  "fact-305": {
   "value": "2152000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-306": {
   "value": "1949000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-9": {
   "value": "19000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TotalInterestPaidIncludingFinanceCostsAndLeaseLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-2": {
   "value": "20000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TotalInterestPaidIncludingFinanceCostsAndLeaseLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
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  "fact-310": {
   "value": "<div class=\"t m1 h2 fffa fs0 fc3 sc0 ls47 ws49 gse\">G<span class=\"_ _0\"></span>ener<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span> in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gsf\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>plc (t<span class=\"_ _0\"></span>he \u201cCo<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u201d, <span class=\"_ _1\"></span>the \u201c<span class=\"_ _0\"></span>Pare<span class=\"_ _0\"></span>nt Compa<span class=\"_ _0\"></span>ny<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>a pub<span class=\"_ _0\"></span>lic limi<span class=\"_ _0\"></span>ted co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y incor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ated in Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs10\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Wale<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and d<span class=\"_ _0\"></span>omic<span class=\"_ _0\"></span>iled in t<span class=\"_ _0\"></span>he Uni<span class=\"_ _0\"></span>ted K<span class=\"_ _0\"></span>ingdo<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>(\u201c<span class=\"_ _0\"></span>UK<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>, togeth<span class=\"_ _0\"></span>er wi<span class=\"_ _0\"></span>th it<span class=\"_ _0\"></span>s sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>c<span class=\"_ _0\"></span>olle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs11\">\u201cG<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) of<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and w<span class=\"_ _0\"></span>ealt<span class=\"_ _0\"></span>h mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es, lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>term s<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ngs an<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs12\">pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK<span class=\"_ _0\"></span>. Qui<span class=\"_ _0\"></span>lter pl<span class=\"_ _0\"></span>c is lis<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th a pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing on th<span class=\"_ _0\"></span>e Lond<span class=\"_ _0\"></span>on Stock E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>nge (\u201c<span class=\"_ _0\"></span>L<span class=\"_ _0\"></span>SE\u201d<span class=\"_ _0\"></span>) and a </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs13\">se<span class=\"_ _0\"></span>conda<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y lis<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>on th<span class=\"_ _0\"></span>e Joha<span class=\"_ _0\"></span>nnes<span class=\"_ _0\"></span>burg Sto<span class=\"_ _0\"></span>ck Exc<span class=\"_ _0\"></span>hange (<span class=\"_ _0\"></span>\u201cJ<span class=\"_ _0\"></span>SE\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs14\">T<span class=\"_ _0\"></span>he Compa<span class=\"_ _0\"></span>ny<span class=\"_ _0\"></span>\u2019s reg<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n numbe<span class=\"_ _0\"></span>r is 06<span class=\"_ _0\"></span>4<span class=\"_ _0\"></span>04270. Th<span class=\"_ _0\"></span>e addre<span class=\"_ _0\"></span>ss of th<span class=\"_ _0\"></span>e regi<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>red of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice is S<span class=\"_ _0\"></span>enato<span class=\"_ _0\"></span>r Hous<span class=\"_ _0\"></span>e, </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs15\">85 Qu<span class=\"_ _0\"></span>een V<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>a Stree<span class=\"_ _0\"></span>t, Lo<span class=\"_ _0\"></span>ndon<span class=\"_ _0\"></span>, EC4V 4A<span class=\"_ _0\"></span>B.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-3": {
   "value": "Quilter plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-307": {
   "value": "Quilter plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-4": {
   "value": "public limited company",
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    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-5": {
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   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-6": {
   "value": "United Kingdom",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-7": {
   "value": "offers investment and wealth management services, long-term savings and financial advice primarily in the UK",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-8": {
   "value": "Senator House, 85 Queen Victoria Street, London, EC4V 4AB",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-309": {
   "value": "<div class=\"t m1 h2 fffa fs0 fc3 sc0 ls4 ws0 gs17\">1: Ba<span class=\"_ _0\"></span>sis o<span class=\"_ _1\"></span>f pre<span class=\"_ _7\"></span>pa<span class=\"_ _0\"></span>ratio<span class=\"_ _7\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs18\">T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c for the ye<span class=\"_ _0\"></span>ar end<span class=\"_ _0\"></span>ed 31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25 ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs19\">pre<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d in accor<span class=\"_ _0\"></span>dance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h UK-ad<span class=\"_ _0\"></span>opte<span class=\"_ _0\"></span>d Inter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l Accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g Sta<span class=\"_ _0\"></span>ndard<span class=\"_ _0\"></span>s and w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a\">of th<span class=\"_ _0\"></span>e C<span class=\"_ _1\"></span>omp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s Ac<span class=\"_ _0\"></span>t 200<span class=\"_ _0\"></span>6 as app<span class=\"_ _0\"></span>lica<span class=\"_ _0\"></span>ble to com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting u<span class=\"_ _0\"></span>nder th<span class=\"_ _0\"></span>ose s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndar<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs1b\">T<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n prep<span class=\"_ _0\"></span>ared o<span class=\"_ _0\"></span>n a his<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal co<span class=\"_ _0\"></span>st b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>, exce<span class=\"_ _0\"></span>pt for t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs1c\">rev<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h are hel<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, an<span class=\"_ _0\"></span>d are pre<span class=\"_ _0\"></span>sente<span class=\"_ _0\"></span>d in po<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs1d\">s<span class=\"_ _0\"></span>terl<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch is t<span class=\"_ _0\"></span>he cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y econ<span class=\"_ _0\"></span>omic e<span class=\"_ _0\"></span>nvi<span class=\"_ _0\"></span>ronme<span class=\"_ _0\"></span>nt in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s. </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs1e\">A<span class=\"_ _0\"></span>ppen<span class=\"_ _0\"></span>dix A Rel<span class=\"_ _0\"></span>ated un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ngs fo<span class=\"_ _0\"></span>rms an i<span class=\"_ _0\"></span>nteg<span class=\"_ _0\"></span>ral par<span class=\"_ _3\"></span>t of the<span class=\"_ _0\"></span>se cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f\">T<span class=\"_ _0\"></span>he sep<span class=\"_ _0\"></span>arate f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Comp<span class=\"_ _0\"></span>any are on p<span class=\"_ _0\"></span>ages 1<span class=\"_ _7\"></span>75 to 1<span class=\"_ _7\"></span>76.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf fffb fsb fc1 sc0 ls3 ws53 gs20\">Going concern<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs21\">T<span class=\"_ _0\"></span>he Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors h<span class=\"_ _0\"></span>ave co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered t<span class=\"_ _0\"></span>he resi<span class=\"_ _0\"></span>lien<span class=\"_ _0\"></span>ce of the G<span class=\"_ _0\"></span>roup, i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s cur<span class=\"_ _0\"></span>rent f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on, t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs22\">ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s faci<span class=\"_ _0\"></span>ng the bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss and t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ss of any mi<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich are or co<span class=\"_ _0\"></span>uld be </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs23\">ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d an as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt of c<span class=\"_ _0\"></span>apit<span class=\"_ _0\"></span>al a<span class=\"_ _0\"></span>nd liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y over a t<span class=\"_ _0\"></span>hree<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g per<span class=\"_ _0\"></span>iod </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs24\">cov<span class=\"_ _0\"></span>erin<span class=\"_ _0\"></span>g 20<span class=\"_ _1\"></span>26 to 20<span class=\"_ _1\"></span>28. T<span class=\"_ _0\"></span>his as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt incor<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>a numb<span class=\"_ _0\"></span>er of st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>ts co<span class=\"_ _0\"></span>veri<span class=\"_ _0\"></span>ng a broa<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>ge </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs25\">of<span class=\"_ gs26\"> </span>se<span class=\"_ _0\"></span>vere b<span class=\"_ _0\"></span>ut pla<span class=\"_ _0\"></span>usibl<span class=\"_ _0\"></span>e adv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>e scena<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>s, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng econ<span class=\"_ _0\"></span>omic an<span class=\"_ _0\"></span>d marke<span class=\"_ _0\"></span>t shoc<span class=\"_ _0\"></span>k<span class=\"_ _0\"></span>s of up to <span class=\"_ _1\"></span>4<span class=\"_ _0\"></span>0% fal<span class=\"_ _0\"></span>ls in </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs27\">eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s, m<span class=\"_ _0\"></span>ass la<span class=\"_ _0\"></span>pse ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, ne<span class=\"_ _0\"></span>w busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>sce<span class=\"_ _0\"></span>nari<span class=\"_ _0\"></span>os and s<span class=\"_ _0\"></span>evere b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss in<span class=\"_ _0\"></span>terr<span class=\"_ _0\"></span>upt<span class=\"_ _0\"></span>ion,<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs28\">eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>t to one in ev<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>y 50 and on<span class=\"_ _0\"></span>e in ever<span class=\"_ _3\"></span>y 200<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>year e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of the goin<span class=\"_ _0\"></span>g concer<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs29\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p took into co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gl<span class=\"_ _0\"></span>obal e<span class=\"_ _0\"></span>conom<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up also co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red how c<span class=\"_ _0\"></span>lima<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>relate<span class=\"_ _0\"></span>d risk<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d oppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tuni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns, in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs2b\">ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce and dis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, and t<span class=\"_ _0\"></span>heir imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on<span class=\"_ gs26\"> </span>sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ates an<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs2c\">jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, the D<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s bel<span class=\"_ _0\"></span>ieve t<span class=\"_ _0\"></span>hat bo<span class=\"_ _0\"></span>th the G<span class=\"_ _0\"></span>roup and Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter plc ha<span class=\"_ _0\"></span>ve </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs2d\">su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial re<span class=\"_ _0\"></span>source<span class=\"_ _0\"></span>s to conti<span class=\"_ _0\"></span>nue in bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss for a pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>of at le<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs2e\">ap<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>al of th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue t<span class=\"_ _0\"></span>o adop<span class=\"_ _0\"></span>t the go<span class=\"_ _0\"></span>ing con<span class=\"_ _0\"></span>cern b<span class=\"_ _0\"></span>asis i<span class=\"_ _0\"></span>n prep<span class=\"_ _0\"></span>arin<span class=\"_ _0\"></span>g the </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs2f\">Gro<span class=\"_ _0\"></span>up and Pa<span class=\"_ _0\"></span>rent Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion is co<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d in the v<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs30\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t and goi<span class=\"_ _0\"></span>ng conc<span class=\"_ _0\"></span>ern s<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the A<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>ual Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t.<span class=\"_ _0\"></span> </div><div class=\"t m1 hf fffb fsb fc1 sc0 ls44 ws57 gs31\">Basis of consolidation<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs32\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>corp<span class=\"_ _0\"></span>ora<span class=\"_ _0\"></span>te the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs33\">Comp<span class=\"_ _0\"></span>any an<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>arie<span class=\"_ _0\"></span>s. Su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es are t<span class=\"_ _0\"></span>hose e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, cont<span class=\"_ _0\"></span>roll<span class=\"_ _0\"></span>ed </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs34\">by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p. More inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n on how th<span class=\"_ _0\"></span>e Group as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>it ha<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ol over a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y is </div><div class=\"t m1 hf ff100 fsb fc1 sc0 ls44 ws46 gs35\">pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed in acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y note 5<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a). Su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es are cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p obt<span class=\"_ _0\"></span>ains </div><div class=\"t m1 hf ffff fsb fc1 sc0 ls44 ws0 gs36\">con<span class=\"_ _0\"></span>trol a<span class=\"_ _0\"></span>nd are e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>clu<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>rom con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idat<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e date t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up los<span class=\"_ _0\"></span>es con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs38\">Wh<span class=\"_ _0\"></span>ere nece<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>de to the f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies to br<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs39\">acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es use<span class=\"_ _0\"></span>d in lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th Gro<span class=\"_ _0\"></span>up pol<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>ll int<span class=\"_ _0\"></span>ercomp<span class=\"_ _0\"></span>any t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, bala<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs3a\">unre<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed ga<span class=\"_ _0\"></span>ins an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses o<span class=\"_ _0\"></span>n tran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Grou<span class=\"_ _0\"></span>p comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s are eli<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted wh<span class=\"_ _0\"></span>en prep<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs3b\">consolidated<span class=\"_ _1\"></span> financial st<span class=\"_ _0\"></span>ate<span class=\"_ _1\"></span>ments.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs3c\">Liquidit<span class=\"_ _0\"></span>y analysis of the state<span class=\"_ _0\"></span>ment of financial posit<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs3d\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion is in o<span class=\"_ _0\"></span>rder o<span class=\"_ _0\"></span>f liqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y. F<span class=\"_ _0\"></span>or eac<span class=\"_ _0\"></span>h ass<span class=\"_ _0\"></span>et an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>ne ite<span class=\"_ _0\"></span>m, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs3e\">th<span class=\"_ _0\"></span>ose am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to be reco<span class=\"_ _0\"></span>vere<span class=\"_ _0\"></span>d or set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed mor<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>n 1<span class=\"_ _9\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs af<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs3f\">dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed s<span class=\"_ _0\"></span>epar<span class=\"_ _0\"></span>atel<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e note<span class=\"_ _0\"></span>s to the co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs40\">Critical accounting es<span class=\"_ _0\"></span>timates and judgements<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs41\">T<span class=\"_ _0\"></span>he prep<span class=\"_ _0\"></span>arat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s requ<span class=\"_ _0\"></span>ires man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt to exerci<span class=\"_ _0\"></span>se jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t in appl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs42\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing pol<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>s and make e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns that a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs43\">amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e date of t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Bo<span class=\"_ _0\"></span>ard Au<span class=\"_ _0\"></span>dit Co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs44\">rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>ese area<span class=\"_ _0\"></span>s of judge<span class=\"_ _0\"></span>ment an<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and t<span class=\"_ _0\"></span>he app<span class=\"_ _0\"></span>ropr<span class=\"_ _0\"></span>iaten<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs45\">po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es ado<span class=\"_ _0\"></span>pted i<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>repar<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs46\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s and es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mates a<span class=\"_ _0\"></span>re det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs47\">Critical accounting judgeme<span class=\"_ _0\"></span>nts </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs48\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are tho<span class=\"_ _0\"></span>se mad<span class=\"_ _0\"></span>e when ap<span class=\"_ _0\"></span>pl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs49\">po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>hat h<span class=\"_ _0\"></span>ave th<span class=\"_ _0\"></span>e grea<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>t ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>et pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs4a\">f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>are no cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>hav<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>hese<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls53 ws17 gs4b\">f<span class=\"_ _0\"></span>inancial statement<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls4a ws17 gs4c\">Critical accounting<span class=\"_ _1\"></span> estimates<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs4d\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s invo<span class=\"_ _0\"></span>lve t<span class=\"_ _0\"></span>he mos<span class=\"_ _0\"></span>t comp<span class=\"_ _0\"></span>lex or s<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs4e\">as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns, w<span class=\"_ _0\"></span>hich ha<span class=\"_ _0\"></span>ve a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ri<span class=\"_ _0\"></span>sk of resul<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng in mater<span class=\"_ _0\"></span>ial ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt to the ne<span class=\"_ _0\"></span>t car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs4f\">amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es unt<span class=\"_ _0\"></span>il thos<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>led. Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent us<span class=\"_ _0\"></span>es it<span class=\"_ _0\"></span>s kn<span class=\"_ _0\"></span>owl<span class=\"_ _0\"></span>edge of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs50\">cur<span class=\"_ _0\"></span>rent f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and c<span class=\"_ _0\"></span>ircum<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>es es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>on se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ing te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>ques<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>at are </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs51\">ali<span class=\"_ _0\"></span>gne<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>ial and ac<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dards a<span class=\"_ _0\"></span>nd gui<span class=\"_ _0\"></span>dance, to ma<span class=\"_ _0\"></span>ke predi<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s abou<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs52\">fu<span class=\"_ _0\"></span>ture a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Ac<span class=\"_ _0\"></span>tual r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>ay di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fer ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>lly f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>hose e<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5e ws60 gs53\">Ongoing Advice Review<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs54\">A<span class=\"_ _0\"></span>s prev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>usl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ann<span class=\"_ _0\"></span>ounce<span class=\"_ _0\"></span>d in March 2024, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>comm<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ted to un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ake a rev<span class=\"_ _0\"></span>iew of his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al dat<span class=\"_ _0\"></span>a </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs55\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>pra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tice<span class=\"_ _0\"></span>s acros<span class=\"_ _0\"></span>s the A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Plan<span class=\"_ _0\"></span>ning ne<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wor<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>in </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs56\">rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of ongo<span class=\"_ _0\"></span>ing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce. Fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing dis<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>sion w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he FC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>, a Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on was<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs57\">ap<span class=\"_ _0\"></span>poin<span class=\"_ _0\"></span>ted in Jun<span class=\"_ _0\"></span>e 20<span class=\"_ _1\"></span>24 <span class=\"_ _1\"></span>to as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>s and pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>vi<span class=\"_ _0\"></span>ew to the F<span class=\"_ _0\"></span>C<span class=\"_ _0\"></span>A on whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>del<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y of ongoi<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs58\">ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices b<span class=\"_ _0\"></span>y App<span class=\"_ _0\"></span>ointe<span class=\"_ _0\"></span>d Repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rms in t<span class=\"_ _0\"></span>he Quil<span class=\"_ _0\"></span>ter F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial Pla<span class=\"_ _0\"></span>nnin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>net<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ork ha<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs59\">be<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>comp<span class=\"_ _0\"></span>lian<span class=\"_ _0\"></span>t wit<span class=\"_ _0\"></span>h appl<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ble reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>y requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e peri<span class=\"_ _0\"></span>od fro<span class=\"_ _0\"></span>m 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 201<span class=\"_ _7\"></span>7 to </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs5a\">31<span class=\"_ gs26\"> </span>Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2023<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Ba<span class=\"_ _0\"></span>sed on t<span class=\"_ _0\"></span>he resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of the Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on Rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w, <span class=\"_ _1\"></span>toge<span class=\"_ _0\"></span>ther w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>her ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs5b\">av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble at th<span class=\"_ _0\"></span>e time t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s 2024 f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ere appr<span class=\"_ _0\"></span>oved<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed a </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs5c\">pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion for a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts of a cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>erci<span class=\"_ _0\"></span>se at 31<span class=\"_ gs26\"> </span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs5d\">2024, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng bot<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>redr<span class=\"_ _0\"></span>ess an<span class=\"_ _0\"></span>d admin<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Thi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wa<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e time </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs5e\">as<span class=\"_ gs26\"> </span>to a pla<span class=\"_ _0\"></span>usib<span class=\"_ _0\"></span>le cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er remed<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion app<span class=\"_ _0\"></span>roac<span class=\"_ _0\"></span>h that ma<span class=\"_ _0\"></span>y be foll<span class=\"_ _0\"></span>owe<span class=\"_ _0\"></span>d. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs60\">T<span class=\"_ _0\"></span>he Ski<span class=\"_ _0\"></span>lled Pe<span class=\"_ _0\"></span>rso<span class=\"_ _0\"></span>n Rev<span class=\"_ _0\"></span>iew wa<span class=\"_ _0\"></span>s fi<span class=\"_ _0\"></span>nali<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inal rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t sub<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>FC<span class=\"_ _0\"></span>A du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>irs<span class=\"_ _0\"></span>t hal<span class=\"_ _0\"></span>f </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs61\">of<span class=\"_ gs26\"> </span>2025<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h no majo<span class=\"_ _0\"></span>r dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rences i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s note<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>ose us<span class=\"_ _0\"></span>ed to recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion at </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs62\">31<span class=\"_ gs26\"> </span>Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2024. Accor<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>ly, a Custo<span class=\"_ _0\"></span>mer Rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n Stra<span class=\"_ _0\"></span>teg<span class=\"_ _0\"></span>y in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>ongo<span class=\"_ _0\"></span>ing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce was </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs63\">de<span class=\"_ _0\"></span>velo<span class=\"_ _0\"></span>ped b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup, i<span class=\"_ _0\"></span>n consu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n wi<span class=\"_ _0\"></span>th man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>\u2019s ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l exp<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and rem<span class=\"_ _0\"></span>ains o<span class=\"_ _0\"></span>ngoing<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs64\">rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tion e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e is risk-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed and w<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een cha<span class=\"_ _0\"></span>rged fo<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs65\">ong<span class=\"_ _0\"></span>oing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>er is unab<span class=\"_ _0\"></span>le to<span class=\"_ gs26\"> </span>sa<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>oril<span class=\"_ _0\"></span>y ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce the pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion of t<span class=\"_ _0\"></span>hose<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs66\">se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n exerci<span class=\"_ _0\"></span>se wi<span class=\"_ _0\"></span>ll inv<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>e the p<span class=\"_ _0\"></span>opul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s who a<span class=\"_ _0\"></span>re at th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs67\">like<span class=\"_ _0\"></span>liho<span class=\"_ _0\"></span>od of hav<span class=\"_ _0\"></span>ing n<span class=\"_ _0\"></span>ot recei<span class=\"_ _0\"></span>ved t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted l<span class=\"_ _0\"></span>evel of<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice fro<span class=\"_ _0\"></span>m their a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n the res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs68\">of th<span class=\"_ _0\"></span>e Skil<span class=\"_ _0\"></span>led Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>ew, toge<span class=\"_ _0\"></span>ther w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>oth<span class=\"_ _0\"></span>er ev<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ce ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has rev<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d the </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs69\">es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mated c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rev<span class=\"_ _0\"></span>ious<span class=\"_ _0\"></span>ly re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on. T<span class=\"_ _0\"></span>he v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion a<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs6a\">31 Dece<span class=\"_ _0\"></span>mber 2025 t<span class=\"_ _0\"></span>akes ac<span class=\"_ _0\"></span>count of t<span class=\"_ _0\"></span>he late<span class=\"_ _0\"></span>st es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>for<span class=\"_ _0\"></span>:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs6b\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>ds of fe<span class=\"_ _0\"></span>es pre<span class=\"_ _0\"></span>vio<span class=\"_ _0\"></span>usl<span class=\"_ _0\"></span>y char<span class=\"_ _0\"></span>ged fo<span class=\"_ _0\"></span>r the p<span class=\"_ _0\"></span>opula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>;</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs6c\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, w<span class=\"_ _0\"></span>hich h<span class=\"_ _0\"></span>as be<span class=\"_ _0\"></span>en upd<span class=\"_ _0\"></span>ated to a<span class=\"_ _0\"></span>lign to t<span class=\"_ _0\"></span>he la<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>t Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Omb<span class=\"_ _0\"></span>udsm<span class=\"_ _0\"></span>en Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs6d\">payment polic<span class=\"_ _0\"></span>y; and</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs6e\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing ou<span class=\"_ _0\"></span>t the r<span class=\"_ _0\"></span>emed<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on exer<span class=\"_ _0\"></span>cise.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs6f\">Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion on t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on abo<span class=\"_ _0\"></span>ut t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s made a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs70\">unc<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>inti<span class=\"_ _0\"></span>es ari<span class=\"_ _0\"></span>sing is con<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ned in no<span class=\"_ _0\"></span>te 30.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs71\">T<span class=\"_ _0\"></span>he sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>tes in th<span class=\"_ _0\"></span>e cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n are:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs72\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>trap<span class=\"_ _0\"></span>ola<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the p<span class=\"_ _0\"></span>ropor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the s<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>re sa<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y ev<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ce of se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>ing wa<span class=\"_ _0\"></span>s not fo<span class=\"_ _0\"></span>und </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs73\">fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing an in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ial inte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l rev<span class=\"_ _0\"></span>iew, to t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>ire po<span class=\"_ _0\"></span>pula<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f ongoi<span class=\"_ _0\"></span>ng ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs;</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs74\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">re<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>se ra<span class=\"_ _0\"></span>te for cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s inv<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d to enga<span class=\"_ _0\"></span>ge in th<span class=\"_ _0\"></span>e remed<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion exe<span class=\"_ _0\"></span>rcise<span class=\"_ _0\"></span>; and</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs75\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">a<span class=\"_ _0\"></span>dmini<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m the re<span class=\"_ _0\"></span>med<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on exerc<span class=\"_ _0\"></span>ise, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs76\">eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt and c<span class=\"_ _0\"></span>ase re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, whic<span class=\"_ _0\"></span>h have b<span class=\"_ _0\"></span>een det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ience f<span class=\"_ _0\"></span>rom the p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs77\">to da<span class=\"_ _0\"></span>te, and a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons on t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me per<span class=\"_ _0\"></span>iod t<span class=\"_ _0\"></span>o compl<span class=\"_ _0\"></span>ete th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-362": {
   "value": "T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c for the ye<span class=\"_ _0\"></span>ar end<span class=\"_ _0\"></span>ed 31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25 ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n pre<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d in accor<span class=\"_ _0\"></span>dance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h UK-ad<span class=\"_ _0\"></span>opte<span class=\"_ _0\"></span>d Inter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l Accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g Sta<span class=\"_ _0\"></span>ndard<span class=\"_ _0\"></span>s and w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e C<span class=\"_ _1\"></span>omp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s Ac<span class=\"_ _0\"></span>t 200<span class=\"_ _0\"></span>6 as app<span class=\"_ _0\"></span>lica<span class=\"_ _0\"></span>ble to com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting u<span class=\"_ _0\"></span>nder th<span class=\"_ _0\"></span>ose s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndar<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-363": {
   "value": "Going concern<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors h<span class=\"_ _0\"></span>ave co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered t<span class=\"_ _0\"></span>he resi<span class=\"_ _0\"></span>lien<span class=\"_ _0\"></span>ce of the G<span class=\"_ _0\"></span>roup, i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s cur<span class=\"_ _0\"></span>rent f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on, t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s faci<span class=\"_ _0\"></span>ng the bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss and t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ss of any mi<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich are or co<span class=\"_ _0\"></span>uld be ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d an as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt of c<span class=\"_ _0\"></span>apit<span class=\"_ _0\"></span>al a<span class=\"_ _0\"></span>nd liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y over a t<span class=\"_ _0\"></span>hree<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g per<span class=\"_ _0\"></span>iod cov<span class=\"_ _0\"></span>erin<span class=\"_ _0\"></span>g 20<span class=\"_ _1\"></span>26 to 20<span class=\"_ _1\"></span>28. T<span class=\"_ _0\"></span>his as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt incor<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>a numb<span class=\"_ _0\"></span>er of st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>ts co<span class=\"_ _0\"></span>veri<span class=\"_ _0\"></span>ng a broa<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>ge of<span class=\"_ gs26\"> </span>se<span class=\"_ _0\"></span>vere b<span class=\"_ _0\"></span>ut pla<span class=\"_ _0\"></span>usibl<span class=\"_ _0\"></span>e adv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>e scena<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>s, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng econ<span class=\"_ _0\"></span>omic an<span class=\"_ _0\"></span>d marke<span class=\"_ _0\"></span>t shoc<span class=\"_ _0\"></span>k<span class=\"_ _0\"></span>s of up to <span class=\"_ _1\"></span>4<span class=\"_ _0\"></span>0% fal<span class=\"_ _0\"></span>ls in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s, m<span class=\"_ _0\"></span>ass la<span class=\"_ _0\"></span>pse ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, ne<span class=\"_ _0\"></span>w busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>sce<span class=\"_ _0\"></span>nari<span class=\"_ _0\"></span>os and s<span class=\"_ _0\"></span>evere b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss in<span class=\"_ _0\"></span>terr<span class=\"_ _0\"></span>upt<span class=\"_ _0\"></span>ion,<span class=\"_ _0\"></span> eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>t to one in ev<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>y 50 and on<span class=\"_ _0\"></span>e in ever<span class=\"_ _3\"></span>y 200<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>year e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of the goin<span class=\"_ _0\"></span>g concer<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p took into co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gl<span class=\"_ _0\"></span>obal e<span class=\"_ _0\"></span>conom<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up also co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red how c<span class=\"_ _0\"></span>lima<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>relate<span class=\"_ _0\"></span>d risk<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d oppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tuni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns, in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce and dis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, and t<span class=\"_ _0\"></span>heir imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on<span class=\"_ gs26\"> </span>sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ates an<span class=\"_ _0\"></span>d jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, the D<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s bel<span class=\"_ _0\"></span>ieve t<span class=\"_ _0\"></span>hat bo<span class=\"_ _0\"></span>th the G<span class=\"_ _0\"></span>roup and Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter plc ha<span class=\"_ _0\"></span>ve su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial re<span class=\"_ _0\"></span>source<span class=\"_ _0\"></span>s to conti<span class=\"_ _0\"></span>nue in bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss for a pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>of at le<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of<span class=\"_ _0\"></span> ap<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>al of th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue t<span class=\"_ _0\"></span>o adop<span class=\"_ _0\"></span>t the go<span class=\"_ _0\"></span>ing con<span class=\"_ _0\"></span>cern b<span class=\"_ _0\"></span>asis i<span class=\"_ _0\"></span>n prep<span class=\"_ _0\"></span>arin<span class=\"_ _0\"></span>g the Gro<span class=\"_ _0\"></span>up and Pa<span class=\"_ _0\"></span>rent Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion is co<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d in the v<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty<span class=\"_ _0\"></span> s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t and goi<span class=\"_ _0\"></span>ng conc<span class=\"_ _0\"></span>ern s<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the A<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>ual Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t.<span class=\"_ _0\"></span> ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-364": {
   "value": "Basis of consolidation<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>corp<span class=\"_ _0\"></span>ora<span class=\"_ _0\"></span>te the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any an<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>arie<span class=\"_ _0\"></span>s. Su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es are t<span class=\"_ _0\"></span>hose e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, cont<span class=\"_ _0\"></span>roll<span class=\"_ _0\"></span>ed by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p. More inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n on how th<span class=\"_ _0\"></span>e Group as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>it ha<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ol over a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y is pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed in acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y note 5<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a). Su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es are cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p obt<span class=\"_ _0\"></span>ains con<span class=\"_ _0\"></span>trol a<span class=\"_ _0\"></span>nd are e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>clu<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>rom con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idat<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e date t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up los<span class=\"_ _0\"></span>es con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>. Wh<span class=\"_ _0\"></span>ere nece<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>de to the f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies to br<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es use<span class=\"_ _0\"></span>d in lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th Gro<span class=\"_ _0\"></span>up pol<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>ll int<span class=\"_ _0\"></span>ercomp<span class=\"_ _0\"></span>any t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, bala<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>nd unre<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed ga<span class=\"_ _0\"></span>ins an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses o<span class=\"_ _0\"></span>n tran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Grou<span class=\"_ _0\"></span>p comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s are eli<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted wh<span class=\"_ _0\"></span>en prep<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ing consolidated<span class=\"_ _1\"></span> financial st<span class=\"_ _0\"></span>ate<span class=\"_ _1\"></span>ments.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-365": {
   "value": "Liquidit<span class=\"_ _0\"></span>y analysis of the state<span class=\"_ _0\"></span>ment of financial posit<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion is in o<span class=\"_ _0\"></span>rder o<span class=\"_ _0\"></span>f liqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y. F<span class=\"_ _0\"></span>or eac<span class=\"_ _0\"></span>h ass<span class=\"_ _0\"></span>et an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>ne ite<span class=\"_ _0\"></span>m, th<span class=\"_ _0\"></span>ose am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to be reco<span class=\"_ _0\"></span>vere<span class=\"_ _0\"></span>d or set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed mor<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>n 1<span class=\"_ _9\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs af<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>are dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed s<span class=\"_ _0\"></span>epar<span class=\"_ _0\"></span>atel<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e note<span class=\"_ _0\"></span>s to the co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForLiquidityAnalysisOfTheStatementOfFinancialPosition",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-425": {
   "value": "Critical accounting estimates and judgements The preparation of financial statements requires management to exercise judgement in applying the Group\u2019s material accounting policies and make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements. The Board Audit Committee reviews these areas of judgement and estimates, and the appropriateness of material accounting policies adopted in the preparation of these financial statements. The Group\u2019s critical accounting judgements and estimates are detailed below: Critical accounting judgements The Group\u2019s critical accounting judgements are those made when applying its material accounting policies and that have the greatest effect on the net profit and net assets recognised in the Group\u2019s financial statements. There are no critical accounting judgements that have a significant impact on these financial statements. Critical accounting estimates The Group\u2019s critical accounting estimates involve the most complex or subjective assessments and assumptions, which have a significant risk of resulting in material adjustment to the net carrying amounts of assets and liabilities until those amounts are settled. Management uses its knowledge of current facts and circumstances and applies estimation and assumption setting techniques, that are aligned with relevant actuarial and accounting standards and guidance, to make predictions about future actions and events. Actual results may differ materially from those estimates. Ongoing Advice Review As previously announced in March 2024, the Group committed to undertake a review of historical data and practices across the Appointed Representative firms in the Quilter Financial Planning network in relation to the provision of ongoing advice. Following discussion with the FCA, a Skilled Person was appointed in June 2024 to assess and provide a view to the FCA on whether the delivery of ongoing advice services by Appointed Representative firms in the Quilter Financial Planning network had been compliant with applicable regulatory requirements, during the period from 1 January 2017 to 31 December 2023. Based on the results of the Skilled Person Review, together with other evidence available at the time the Group\u2019s 2024 financial statements were approved, the Group recognised a provision for a reasonable estimate of the costs of a customer remediation exercise at 31 December 2024, including both redress and administrative costs. This was based upon assumptions at the time as to a plausible customer remediation approach that may be followed. The Skilled Person Review was finalised, and the final report submitted to the FCA during the first half of 2025, with no major differences in results noted from those used to recognise a provision at 31 December 2024. Accordingly, a Customer Remediation Strategy in relation to ongoing advice was developed by the Group, in consultation with management\u2019s external experts and remains ongoing. The remediation exercise is risk-based and will consider cases where the customer has been charged for ongoing advice services, and the adviser is unable to satisfactorily evidence the provision of those services. The remediation exercise will involve the population of customers who are at the highest likelihood of having not received the expected level of service from their adviser, based upon the results of the Skilled Person Review, together with other evidence available. The Group has revised the estimated costs from the costs previously recognised within the provision. The value of the provision at 31 December 2025 takes account of the latest estimates for: \u2013 refunds of fees previously charged for the population of customers included within the review; \u2013 interest payable, which has been updated to align to the latest Financial Ombudsmen Service interest payment policy; and \u2013 the costs of carrying out the remediation exercise. Further information on the provision including information about the assumptions made and the uncertainties arising is contained in note 30. The significant estimates in the calculation of the provision are: \u2013 extrapolation of the proportion of the sample where satisfactory evidence of servicing was not found following an initial internal review, to the entire population of ongoing advice customers; \u2013 response rate for customers invited to engage in the remediation exercise; and \u2013 administrative costs to perform the remediation exercise, including costs associated with customer engagement and case reviews, which have been determined based upon experience from the project to date, and assumptions on the time period to complete the review process.",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfAssumptionAboutFutureWithSignificantRiskOfResultingInMaterialAdjustments",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-366": {
   "value": "Critical accounting es<span class=\"_ _0\"></span>timates and judgements<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he prep<span class=\"_ _0\"></span>arat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s requ<span class=\"_ _0\"></span>ires man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt to exerci<span class=\"_ _0\"></span>se jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t in appl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing pol<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>s and make e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns that a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e date of t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Bo<span class=\"_ _0\"></span>ard Au<span class=\"_ _0\"></span>dit Co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>ese area<span class=\"_ _0\"></span>s of judge<span class=\"_ _0\"></span>ment an<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and t<span class=\"_ _0\"></span>he app<span class=\"_ _0\"></span>ropr<span class=\"_ _0\"></span>iaten<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es ado<span class=\"_ _0\"></span>pted i<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>repar<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s and es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mates a<span class=\"_ _0\"></span>re det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span>Critical accounting judgeme<span class=\"_ _0\"></span>nts T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are tho<span class=\"_ _0\"></span>se mad<span class=\"_ _0\"></span>e when ap<span class=\"_ _0\"></span>pl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span> po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>hat h<span class=\"_ _0\"></span>ave th<span class=\"_ _0\"></span>e grea<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>t ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>et pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>are no cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>hav<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>hese<span class=\"_ _0\"></span> f<span class=\"_ _0\"></span>inancial statement<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Critical accounting<span class=\"_ _1\"></span> estimates<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s cr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l accoun<span class=\"_ _0\"></span>ting e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s invo<span class=\"_ _0\"></span>lve t<span class=\"_ _0\"></span>he mos<span class=\"_ _0\"></span>t comp<span class=\"_ _0\"></span>lex or s<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s and<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns, w<span class=\"_ _0\"></span>hich ha<span class=\"_ _0\"></span>ve a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ri<span class=\"_ _0\"></span>sk of resul<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng in mater<span class=\"_ _0\"></span>ial ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt to the ne<span class=\"_ _0\"></span>t car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es unt<span class=\"_ _0\"></span>il thos<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>led. Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent us<span class=\"_ _0\"></span>es it<span class=\"_ _0\"></span>s kn<span class=\"_ _0\"></span>owl<span class=\"_ _0\"></span>edge of cur<span class=\"_ _0\"></span>rent f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and c<span class=\"_ _0\"></span>ircum<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>es es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>on se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ing te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>ques<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>at are ali<span class=\"_ _0\"></span>gne<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>ial and ac<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dards a<span class=\"_ _0\"></span>nd gui<span class=\"_ _0\"></span>dance, to ma<span class=\"_ _0\"></span>ke predi<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s abou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Ac<span class=\"_ _0\"></span>tual r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>ay di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fer ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>lly f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>hose e<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes.<span class=\"_ _0\"></span> Ongoing Advice Review<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>s prev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>usl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ann<span class=\"_ _0\"></span>ounce<span class=\"_ _0\"></span>d in March 2024, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>comm<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ted to un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ake a rev<span class=\"_ _0\"></span>iew of his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al dat<span class=\"_ _0\"></span>a an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>pra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tice<span class=\"_ _0\"></span>s acros<span class=\"_ _0\"></span>s the A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Plan<span class=\"_ _0\"></span>ning ne<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wor<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of ongo<span class=\"_ _0\"></span>ing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce. Fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing dis<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>sion w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he FC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>, a Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on was<span class=\"_ _0\"></span> ap<span class=\"_ _0\"></span>poin<span class=\"_ _0\"></span>ted in Jun<span class=\"_ _0\"></span>e 20<span class=\"_ _1\"></span>24 <span class=\"_ _1\"></span>to as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>s and pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>vi<span class=\"_ _0\"></span>ew to the F<span class=\"_ _0\"></span>C<span class=\"_ _0\"></span>A on whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>del<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y of ongoi<span class=\"_ _0\"></span>ng ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices b<span class=\"_ _0\"></span>y App<span class=\"_ _0\"></span>ointe<span class=\"_ _0\"></span>d Repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rms in t<span class=\"_ _0\"></span>he Quil<span class=\"_ _0\"></span>ter F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial Pla<span class=\"_ _0\"></span>nnin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>net<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ork ha<span class=\"_ _0\"></span>d be<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>comp<span class=\"_ _0\"></span>lian<span class=\"_ _0\"></span>t wit<span class=\"_ _0\"></span>h appl<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ble reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>y requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e peri<span class=\"_ _0\"></span>od fro<span class=\"_ _0\"></span>m 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 201<span class=\"_ _7\"></span>7 to 31<span class=\"_ gs26\"> </span>Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2023<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Ba<span class=\"_ _0\"></span>sed on t<span class=\"_ _0\"></span>he resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of the Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on Rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w, <span class=\"_ _1\"></span>toge<span class=\"_ _0\"></span>ther w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>her ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble at th<span class=\"_ _0\"></span>e time t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s 2024 f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ere appr<span class=\"_ _0\"></span>oved<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed a pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion for a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts of a cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>erci<span class=\"_ _0\"></span>se at 31<span class=\"_ gs26\"> </span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2024, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng bot<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>redr<span class=\"_ _0\"></span>ess an<span class=\"_ _0\"></span>d admin<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Thi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wa<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e time as<span class=\"_ gs26\"> </span>to a pla<span class=\"_ _0\"></span>usib<span class=\"_ _0\"></span>le cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er remed<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion app<span class=\"_ _0\"></span>roac<span class=\"_ _0\"></span>h that ma<span class=\"_ _0\"></span>y be foll<span class=\"_ _0\"></span>owe<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>he Ski<span class=\"_ _0\"></span>lled Pe<span class=\"_ _0\"></span>rso<span class=\"_ _0\"></span>n Rev<span class=\"_ _0\"></span>iew wa<span class=\"_ _0\"></span>s fi<span class=\"_ _0\"></span>nali<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inal rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t sub<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>FC<span class=\"_ _0\"></span>A du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>irs<span class=\"_ _0\"></span>t hal<span class=\"_ _0\"></span>f of<span class=\"_ gs26\"> </span>2025<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h no majo<span class=\"_ _0\"></span>r dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rences i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s note<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>ose us<span class=\"_ _0\"></span>ed to recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>e a <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion at 31<span class=\"_ gs26\"> </span>Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2024. Accor<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>ly, a Custo<span class=\"_ _0\"></span>mer Rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n Stra<span class=\"_ _0\"></span>teg<span class=\"_ _0\"></span>y in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>ongo<span class=\"_ _0\"></span>ing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce was de<span class=\"_ _0\"></span>velo<span class=\"_ _0\"></span>ped b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup, i<span class=\"_ _0\"></span>n consu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n wi<span class=\"_ _0\"></span>th man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>\u2019s ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l exp<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and rem<span class=\"_ _0\"></span>ains o<span class=\"_ _0\"></span>ngoing<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tion e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e is risk-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed and w<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een cha<span class=\"_ _0\"></span>rged fo<span class=\"_ _0\"></span>r ong<span class=\"_ _0\"></span>oing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>er is unab<span class=\"_ _0\"></span>le to<span class=\"_ gs26\"> </span>sa<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>oril<span class=\"_ _0\"></span>y ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce the pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion of t<span class=\"_ _0\"></span>hose<span class=\"_ _0\"></span> se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n exerci<span class=\"_ _0\"></span>se wi<span class=\"_ _0\"></span>ll inv<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>e the p<span class=\"_ _0\"></span>opul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s who a<span class=\"_ _0\"></span>re at th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t like<span class=\"_ _0\"></span>liho<span class=\"_ _0\"></span>od of hav<span class=\"_ _0\"></span>ing n<span class=\"_ _0\"></span>ot recei<span class=\"_ _0\"></span>ved t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted l<span class=\"_ _0\"></span>evel of<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice fro<span class=\"_ _0\"></span>m their a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n the res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Skil<span class=\"_ _0\"></span>led Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>ew, toge<span class=\"_ _0\"></span>ther w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>oth<span class=\"_ _0\"></span>er ev<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ce ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has rev<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d the es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mated c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rev<span class=\"_ _0\"></span>ious<span class=\"_ _0\"></span>ly re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on. T<span class=\"_ _0\"></span>he v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion a<span class=\"_ _0\"></span>t 31 Dece<span class=\"_ _0\"></span>mber 2025 t<span class=\"_ _0\"></span>akes ac<span class=\"_ _0\"></span>count of t<span class=\"_ _0\"></span>he late<span class=\"_ _0\"></span>st es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>for<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>ds of fe<span class=\"_ _0\"></span>es pre<span class=\"_ _0\"></span>vio<span class=\"_ _0\"></span>usl<span class=\"_ _0\"></span>y char<span class=\"_ _0\"></span>ged fo<span class=\"_ _0\"></span>r the p<span class=\"_ _0\"></span>opula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>;</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, w<span class=\"_ _0\"></span>hich h<span class=\"_ _0\"></span>as be<span class=\"_ _0\"></span>en upd<span class=\"_ _0\"></span>ated to a<span class=\"_ _0\"></span>lign to t<span class=\"_ _0\"></span>he la<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>t Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Omb<span class=\"_ _0\"></span>udsm<span class=\"_ _0\"></span>en Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> </span>payment polic<span class=\"_ _0\"></span>y; and <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing ou<span class=\"_ _0\"></span>t the r<span class=\"_ _0\"></span>emed<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on exer<span class=\"_ _0\"></span>cise.<span class=\"_ _29f\"> </span></span>Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion on t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on abo<span class=\"_ _0\"></span>ut t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s made a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e unc<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>inti<span class=\"_ _0\"></span>es ari<span class=\"_ _0\"></span>sing is con<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ned in no<span class=\"_ _0\"></span>te 30.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>tes in th<span class=\"_ _0\"></span>e cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n are: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>trap<span class=\"_ _0\"></span>ola<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the p<span class=\"_ _0\"></span>ropor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the s<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>re sa<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y ev<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ce of se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>ing wa<span class=\"_ _0\"></span>s not fo<span class=\"_ _0\"></span>und </span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing an in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ial inte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l rev<span class=\"_ _0\"></span>iew, to t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>ire po<span class=\"_ _0\"></span>pula<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f ongoi<span class=\"_ _0\"></span>ng ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">re<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>se ra<span class=\"_ _0\"></span>te for cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s inv<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d to enga<span class=\"_ _0\"></span>ge in th<span class=\"_ _0\"></span>e remed<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion exe<span class=\"_ _0\"></span>rcise<span class=\"_ _0\"></span>; and</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">a<span class=\"_ _0\"></span>dmini<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m the re<span class=\"_ _0\"></span>med<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on exerc<span class=\"_ _0\"></span>ise, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer </span>eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt and c<span class=\"_ _0\"></span>ase re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, whic<span class=\"_ _0\"></span>h have b<span class=\"_ _0\"></span>een det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ience f<span class=\"_ _0\"></span>rom the p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> to da<span class=\"_ _0\"></span>te, and a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons on t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me per<span class=\"_ _0\"></span>iod t<span class=\"_ _0\"></span>o compl<span class=\"_ _0\"></span>ete th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-311": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls4 ws0 gs79\">2: N<span class=\"_ _1\"></span>ew sta<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>rds, amendme<span class=\"_ _1\"></span>nts to sta<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>nd in<span class=\"_ _1\"></span>terpretations ado<span class=\"_ _7\"></span>pted </div><div class=\"t m0 h2 fffa fs0 fc3 sc0 ls63 ws12e gs7a\">by the Grou<span class=\"_ _1\"></span>p<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs7b\">The amendments to<span class=\"_ _1\"></span> acc<span class=\"_ _1\"></span>ounting<span class=\"_ _1\"></span> st<span class=\"_ _0\"></span>and<span class=\"_ _1\"></span>ards<span class=\"_ _1\"></span> in the<span class=\"_ _1\"></span> table below<span class=\"_ _1\"></span> became applicable for<span class=\"_ _7\"></span> the current </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs7c\">rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n or dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ures<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs7d\"><table class=\"s wae hb0\" id=\"_921c3b88-edbb-4d03-a086-64d3df8b45da\"><tr><td class=\"c n x23b y2529 waf ha3\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 lscb ws20\">Adopted by the<span class=\"_ _7\"></span> Group from<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36b y2529 wb0 ha3\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls54 ws9c\">Amendme<span class=\"_ _0\"></span>nts to<span class=\"_ _7\"></span> s<span class=\"_ _0\"></span>tandards<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wb1 ha4\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">1 January 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36c y24bf wb2 ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">A<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>dme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>I<span class=\"_ _0\"></span>AS 21 L<span class=\"_ _0\"></span>ack of E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>ngea<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfInitialApplicationOfStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-367": {
   "value": "2: N<span class=\"_ _1\"></span>ew sta<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>rds, amendme<span class=\"_ _1\"></span>nts to sta<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>nd in<span class=\"_ _1\"></span>terpretations ado<span class=\"_ _7\"></span>pted by the Grou<span class=\"_ _1\"></span>p<span class=\"_ _29f\"> </span>The amendments to<span class=\"_ _1\"></span> acc<span class=\"_ _1\"></span>ounting<span class=\"_ _1\"></span> st<span class=\"_ _0\"></span>and<span class=\"_ _1\"></span>ards<span class=\"_ _1\"></span> in the<span class=\"_ _1\"></span> table below<span class=\"_ _1\"></span> became applicable for<span class=\"_ _7\"></span> the current rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n or dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ures<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s wae hb0\" id=\"_921c3b88-edbb-4d03-a086-64d3df8b45da\"><tr><td class=\"c n x23b y2529 waf ha3\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 lscb ws20\">Adopted by the<span class=\"_ _7\"></span> Group from<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36b y2529 wb0 ha3\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls54 ws9c\">Amendme<span class=\"_ _0\"></span>nts to<span class=\"_ _7\"></span> s<span class=\"_ _0\"></span>tandards<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wb1 ha4\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">1 January 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36c y24bf wb2 ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">A<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>dme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>I<span class=\"_ _0\"></span>AS 21 L<span class=\"_ _0\"></span>ack of E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>ngea<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td></tr></table>3: Future s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>da<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _1\"></span>dmen<span class=\"_ _1\"></span>ts to s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>da<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>d interpretatio<span class=\"_ _1\"></span>ns not ea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>ly adop<span class=\"_ _1\"></span>ted in t<span class=\"_ _0\"></span>hese fina<span class=\"_ _0\"></span>ncial s<span class=\"_ _0\"></span>tateme<span class=\"_ _7\"></span>nts<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ne<span class=\"_ _0\"></span>w st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ards<span class=\"_ _0\"></span>, inter<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s and am<span class=\"_ _0\"></span>endm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rds hav<span class=\"_ _0\"></span>e bee<span class=\"_ _0\"></span>n publ<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ional A<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>ting St<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ards Bo<span class=\"_ _0\"></span>ard (\u201c<span class=\"_ _0\"></span>I<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>SB<span class=\"_ _0\"></span>\u201d) t<span class=\"_ _0\"></span>hat are no<span class=\"_ _0\"></span>t yet ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has not ea<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y adopted<span class=\"_ _1\"></span> these standards, int<span class=\"_ _7\"></span>erpretations and amend<span class=\"_ _1\"></span>ments. IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>8 Pre<span class=\"_ _0\"></span>sentation and Disclo<span class=\"_ _0\"></span>sures in Financial Statements<span class=\"_ _29f\"> </span>IF<span class=\"_ _0\"></span>RS 1<span class=\"_ _1\"></span>8 incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>req<span class=\"_ _0\"></span>uireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for all ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies app<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing IF<span class=\"_ _0\"></span>RS fo<span class=\"_ _0\"></span>r the pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion and di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure of inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndard a<span class=\"_ _0\"></span>ims to im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>e how com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>muni<span class=\"_ _0\"></span>cate i<span class=\"_ _0\"></span>n th<span class=\"_ _0\"></span>eir<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h a <span class=\"_ _1\"></span>foc<span class=\"_ _0\"></span>us on info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>abo<span class=\"_ _0\"></span>ut f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ance in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or los<span class=\"_ _0\"></span>s. IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>8 rep<span class=\"_ _0\"></span>lace<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>IA<span class=\"_ _0\"></span>S 1 Pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Sta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e date of IF<span class=\"_ _0\"></span>RS<span class=\"_ gs26\"> </span>18<span class=\"_ gs26\"> </span>is<span class=\"_ gs26\"> </span>1<span class=\"_ gs26\"> </span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2027<span class=\"_ _9\"></span>. Th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rd was ap<span class=\"_ _0\"></span>prove<span class=\"_ _0\"></span>d for ado<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>on by the UK En<span class=\"_ _0\"></span>dor<span class=\"_ _0\"></span>seme<span class=\"_ _0\"></span>nt Boa<span class=\"_ _0\"></span>rd on 1<span class=\"_ _1\"></span>0<span class=\"_ gs26\"> </span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>is cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of adop<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>and e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rd to<span class=\"_ gs26\"> </span>ha<span class=\"_ _0\"></span>ve a <span class=\"_ _1\"></span>mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on the pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sure of the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of the Gro<span class=\"_ _0\"></span>up an<span class=\"_ _0\"></span>d the Par<span class=\"_ _0\"></span>ent Comp<span class=\"_ _0\"></span>any. It i<span class=\"_ _0\"></span>s not an<span class=\"_ _0\"></span>tici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d tha<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>dopt<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndard w<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p or th<span class=\"_ _0\"></span>e Parent Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>9 Sub<span class=\"_ _0\"></span>sidiaries without Public Account<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Disclo<span class=\"_ _0\"></span>sures<span class=\"_ _29f\"> </span>IF<span class=\"_ _0\"></span>RS 1<span class=\"_ _1\"></span>9 spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s the red<span class=\"_ _0\"></span>uced di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s an elig<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y is p<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted to app<span class=\"_ _0\"></span>ly ins<span class=\"_ _0\"></span>tea<span class=\"_ _0\"></span>d of the dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sure req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in othe<span class=\"_ _0\"></span>r IFR<span class=\"_ _0\"></span>S st<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>dards<span class=\"_ _0\"></span>. The ef<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive da<span class=\"_ _0\"></span>te of IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>9 is 1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2027<span class=\"_ _9\"></span>. T<span class=\"_ _0\"></span>he st<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>dard is not y<span class=\"_ _0\"></span>et end<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK End<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt Boa<span class=\"_ _0\"></span>rd and th<span class=\"_ _0\"></span>e Group do<span class=\"_ _0\"></span>es not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ard to hav<span class=\"_ _0\"></span>e a mate<span class=\"_ _0\"></span>rial i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up or t<span class=\"_ _0\"></span>he Paren<span class=\"_ _0\"></span>t Comp<span class=\"_ _0\"></span>any.<span class=\"_ _29f\"> </span>IFR<span class=\"_ _0\"></span>S 9 an<span class=\"_ _0\"></span>d IFR<span class=\"_ _0\"></span>S 7 \u2013 Am<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to the C<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>nd Mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of Fina<span class=\"_ _0\"></span>ncial I<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>mend<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to IFR<span class=\"_ _0\"></span>S 9 and IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S 7 <span class=\"_ _1\"></span>were ma<span class=\"_ _0\"></span>de to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">c<span class=\"_ _0\"></span>lari<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y the d<span class=\"_ _0\"></span>ate of recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d derec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of some fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>ith a ne<span class=\"_ _0\"></span>w </span>exce<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n for som<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>rough a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ele<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tron<span class=\"_ _0\"></span>ic cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer s<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>tem; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">c<span class=\"_ _0\"></span>lari<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y and a<span class=\"_ _0\"></span>dd fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce for as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t meet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e sole<span class=\"_ _0\"></span>ly pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s </span>of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal an<span class=\"_ _0\"></span>d intere<span class=\"_ _0\"></span>st (<span class=\"_ _0\"></span>\u201c<span class=\"_ _0\"></span>SPPI<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>on; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">a<span class=\"_ _0\"></span>dd new di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>for ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tain i<span class=\"_ _0\"></span>nst<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ter<span class=\"_ _0\"></span>ms tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>n chang<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s </span>(suc<span class=\"_ _0\"></span>h<span class=\"_ gs26\"> </span>as som<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ial ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h feat<span class=\"_ _0\"></span>ures lin<span class=\"_ _0\"></span>ked to the ac<span class=\"_ _0\"></span>hie<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt of env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, soc<span class=\"_ _0\"></span>ial an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>gover<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>ce tar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>); an<span class=\"_ _0\"></span>d <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">up<span class=\"_ _0\"></span>date t<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>sclo<span class=\"_ _0\"></span>sures f<span class=\"_ _0\"></span>or equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s des<span class=\"_ _0\"></span>igna<span class=\"_ _0\"></span>ted at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h oth<span class=\"_ _0\"></span>er com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve </span>income<span class=\"_ _1\"></span> (\u201cF<span class=\"_ _0\"></span>VOCI<span class=\"_ _0\"></span>\u201d).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e amen<span class=\"_ _0\"></span>dmen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>o have a m<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on i<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns or f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The ef<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive da<span class=\"_ _0\"></span>te of the<span class=\"_ _0\"></span>se ame<span class=\"_ _0\"></span>ndme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>is 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2026. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-312": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls4 ws0 gs7f\">3: Future s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>da<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _1\"></span>dmen<span class=\"_ _1\"></span>ts to s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>da<span class=\"_ _0\"></span>rds, a<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>d interpretatio<span class=\"_ _1\"></span>ns not </div><div class=\"t m0 h2 fffa fs0 fc3 sc0 ls4 ws0 gs80\">ea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>ly adop<span class=\"_ _1\"></span>ted in t<span class=\"_ _0\"></span>hese fina<span class=\"_ _0\"></span>ncial s<span class=\"_ _0\"></span>tateme<span class=\"_ _7\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs81\">Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ne<span class=\"_ _0\"></span>w st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ards<span class=\"_ _0\"></span>, inter<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s and am<span class=\"_ _0\"></span>endm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rds hav<span class=\"_ _0\"></span>e bee<span class=\"_ _0\"></span>n publ<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d by </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs82\">th<span class=\"_ _0\"></span>e Inter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ional A<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>ting St<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ards Bo<span class=\"_ _0\"></span>ard (\u201c<span class=\"_ _0\"></span>I<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>SB<span class=\"_ _0\"></span>\u201d) t<span class=\"_ _0\"></span>hat are no<span class=\"_ _0\"></span>t yet ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has not ea<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls10d ws20 gs83\">adopted<span class=\"_ _1\"></span> these standards, int<span class=\"_ _7\"></span>erpretations and amend<span class=\"_ _1\"></span>ments. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs84\">IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>8 Pre<span class=\"_ _0\"></span>sentation and Disclo<span class=\"_ _0\"></span>sures in Financial Statements<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs85\">IF<span class=\"_ _0\"></span>RS 1<span class=\"_ _1\"></span>8 incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>req<span class=\"_ _0\"></span>uireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for all ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies app<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing IF<span class=\"_ _0\"></span>RS fo<span class=\"_ _0\"></span>r the pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion and di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls3 ws0 gs86\">inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndard a<span class=\"_ _0\"></span>ims to im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>e how com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>muni<span class=\"_ _0\"></span>cate i<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs87\">th<span class=\"_ _0\"></span>eir<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h a <span class=\"_ _1\"></span>foc<span class=\"_ _0\"></span>us on info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>abo<span class=\"_ _0\"></span>ut f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ance in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs88\">of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or los<span class=\"_ _0\"></span>s. IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>8 rep<span class=\"_ _0\"></span>lace<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>IA<span class=\"_ _0\"></span>S 1 Pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Sta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e date of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs89\">IF<span class=\"_ _0\"></span>RS<span class=\"_ gs26\"> </span>18<span class=\"_ gs26\"> </span>is<span class=\"_ gs26\"> </span>1<span class=\"_ gs26\"> </span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2027<span class=\"_ _9\"></span>. Th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rd was ap<span class=\"_ _0\"></span>prove<span class=\"_ _0\"></span>d for ado<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>on by the UK En<span class=\"_ _0\"></span>dor<span class=\"_ _0\"></span>seme<span class=\"_ _0\"></span>nt Boa<span class=\"_ _0\"></span>rd on </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs8a\">1<span class=\"_ _1\"></span>0<span class=\"_ gs26\"> </span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>is cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of adop<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>and e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rd </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls3 ws3 gs8b\">to<span class=\"_ gs26\"> </span>ha<span class=\"_ _0\"></span>ve a <span class=\"_ _1\"></span>mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on the pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sure of the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of the Gro<span class=\"_ _0\"></span>up </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls3 ws0 gs8c\">an<span class=\"_ _0\"></span>d the Par<span class=\"_ _0\"></span>ent Comp<span class=\"_ _0\"></span>any. It i<span class=\"_ _0\"></span>s not an<span class=\"_ _0\"></span>tici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d tha<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>dopt<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndard w<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls3 ws0 gs8d\">or n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p or th<span class=\"_ _0\"></span>e Parent Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs8e\">IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>9 Sub<span class=\"_ _0\"></span>sidiaries without Public Account<span class=\"_ _0\"></span>ability<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Disclo<span class=\"_ _0\"></span>sures<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs8f\">IF<span class=\"_ _0\"></span>RS 1<span class=\"_ _1\"></span>9 spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s the red<span class=\"_ _0\"></span>uced di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s an elig<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y is p<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted to app<span class=\"_ _0\"></span>ly </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs90\">ins<span class=\"_ _0\"></span>tea<span class=\"_ _0\"></span>d of the dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sure req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in othe<span class=\"_ _0\"></span>r IFR<span class=\"_ _0\"></span>S st<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>dards<span class=\"_ _0\"></span>. The ef<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive da<span class=\"_ _0\"></span>te of IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>9 is 1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs91\">2027<span class=\"_ _9\"></span>. T<span class=\"_ _0\"></span>he st<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>dard is not y<span class=\"_ _0\"></span>et end<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK End<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt Boa<span class=\"_ _0\"></span>rd and th<span class=\"_ _0\"></span>e Group do<span class=\"_ _0\"></span>es not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs92\">th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ard to hav<span class=\"_ _0\"></span>e a mate<span class=\"_ _0\"></span>rial i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up or t<span class=\"_ _0\"></span>he Paren<span class=\"_ _0\"></span>t Comp<span class=\"_ _0\"></span>any.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs93\">IFR<span class=\"_ _0\"></span>S 9 an<span class=\"_ _0\"></span>d IFR<span class=\"_ _0\"></span>S 7 \u2013 Am<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to the C<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>nd Mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of Fina<span class=\"_ _0\"></span>ncial I<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs94\">A<span class=\"_ _0\"></span>mend<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to IFR<span class=\"_ _0\"></span>S 9 and IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S 7 <span class=\"_ _1\"></span>were ma<span class=\"_ _0\"></span>de to:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs95\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">c<span class=\"_ _0\"></span>lari<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y the d<span class=\"_ _0\"></span>ate of recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d derec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of some fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>ith a ne<span class=\"_ _0\"></span>w </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs96\">exce<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n for som<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>rough a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ele<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tron<span class=\"_ _0\"></span>ic cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer s<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>tem;</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs97\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">c<span class=\"_ _0\"></span>lari<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y and a<span class=\"_ _0\"></span>dd fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce for as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t meet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e sole<span class=\"_ _0\"></span>ly pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs98\">of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal an<span class=\"_ _0\"></span>d intere<span class=\"_ _0\"></span>st (<span class=\"_ _0\"></span>\u201c<span class=\"_ _0\"></span>SPPI<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>on;</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs99\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">a<span class=\"_ _0\"></span>dd new di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>for ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tain i<span class=\"_ _0\"></span>nst<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ter<span class=\"_ _0\"></span>ms tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>n chang<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs9a\">(suc<span class=\"_ _0\"></span>h<span class=\"_ gs26\"> </span>as som<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ial ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h feat<span class=\"_ _0\"></span>ures lin<span class=\"_ _0\"></span>ked to the ac<span class=\"_ _0\"></span>hie<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt of env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, soc<span class=\"_ _0\"></span>ial </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs9b\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>gover<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>ce tar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>); an<span class=\"_ _0\"></span>d</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs9c\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">up<span class=\"_ _0\"></span>date t<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>sclo<span class=\"_ _0\"></span>sures f<span class=\"_ _0\"></span>or equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s des<span class=\"_ _0\"></span>igna<span class=\"_ _0\"></span>ted at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h oth<span class=\"_ _0\"></span>er com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls52 ws8d gs9d\">income<span class=\"_ _1\"></span> (\u201cF<span class=\"_ _0\"></span>VOCI<span class=\"_ _0\"></span>\u201d).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs9f\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e amen<span class=\"_ _0\"></span>dmen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>o have a m<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on i<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns or f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsa0\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The ef<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive da<span class=\"_ _0\"></span>te of the<span class=\"_ _0\"></span>se ame<span class=\"_ _0\"></span>ndme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>is 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2026. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-313": {
   "value": "4: Significant changes in the year Except for the matters disclosed in the notes to these financial statements there are no significant changes in the current reporting period to be disclosed.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfSignificantEventsAndTransactions",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-308": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls43 ws45 gsa5\">5:<span class=\"_ _0\"></span> Mat<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>l a<span class=\"_ _0\"></span>cc<span class=\"_ _0\"></span>o<span class=\"_ _1\"></span>u<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span> policie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsa6\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial ac<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span>ing po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>ies are d<span class=\"_ _0\"></span>esc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow. Th<span class=\"_ _0\"></span>ere ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n no cha<span class=\"_ _0\"></span>nges to t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsa7\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial a<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>ies as a r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>t of cha<span class=\"_ _0\"></span>nges in a<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>ting s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rds dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he year. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsa8\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng poli<span class=\"_ _0\"></span>cie<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in th<span class=\"_ _0\"></span>ese no<span class=\"_ _0\"></span>tes hav<span class=\"_ _0\"></span>e been co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>tly a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed thro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>out t<span class=\"_ _0\"></span>he cur<span class=\"_ _0\"></span>rent </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gsa9\">and prior f<span class=\"_ _0\"></span>inancial<span class=\"_ _1\"></span> year<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gsaa\">5(a<span class=\"_ _1\"></span>): Group accounting<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5e ws1df gsab\">Subsidiaries<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsac\">Sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies (i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>es) cont<span class=\"_ _0\"></span>rolle<span class=\"_ _0\"></span>d by the G<span class=\"_ _0\"></span>roup. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trols<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsad\">an<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>and o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has all t<span class=\"_ _0\"></span>hree el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gsae\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls4b ws4b\">power over the investee;</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gsaf\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure or r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts to v<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns fr<span class=\"_ _0\"></span>om it<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee; an<span class=\"_ _0\"></span>d</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gsb0\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to affe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ose ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>rough i<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>ower o<span class=\"_ _0\"></span>ver th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsb1\">F<span class=\"_ _0\"></span>or ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>ng ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, t<span class=\"_ _0\"></span>his usua<span class=\"_ _0\"></span>ll<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ing in th<span class=\"_ _0\"></span>e enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of 50% or m<span class=\"_ _0\"></span>ore.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls53 ws79 gsb2\">As<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>ociates<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsb3\">A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates are en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies o<span class=\"_ _0\"></span>ver wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uence<span class=\"_ _0\"></span>, but no<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trol or jo<span class=\"_ _0\"></span>int con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsb4\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h it<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial an<span class=\"_ _0\"></span>d oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y dec<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns. S<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e is </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsb5\">gen<span class=\"_ _0\"></span>erall<span class=\"_ _0\"></span>y dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ated by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ho<span class=\"_ _0\"></span>lding b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>20% an<span class=\"_ _0\"></span>d 50% of t<span class=\"_ _0\"></span>he vot<span class=\"_ _0\"></span>ing rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s. Voti<span class=\"_ _0\"></span>ng rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsb6\">are n<span class=\"_ _0\"></span>ot the o<span class=\"_ _0\"></span>nly c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, all o<span class=\"_ _0\"></span>ther re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual or o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e, are as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsb7\">de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ning w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up can e<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>se sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant i<span class=\"_ _0\"></span>nf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsb8\">T<span class=\"_ _0\"></span>he resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates a<span class=\"_ _0\"></span>re inco<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsb9\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d of accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te tha<span class=\"_ _0\"></span>t sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce comm<span class=\"_ _0\"></span>ences<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsba\">unt<span class=\"_ _0\"></span>il th<span class=\"_ _0\"></span>e date i<span class=\"_ _0\"></span>t ends<span class=\"_ _0\"></span>. Und<span class=\"_ _0\"></span>er thi<span class=\"_ _0\"></span>s met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, the co<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te toget<span class=\"_ _0\"></span>her w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsbb\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share o<span class=\"_ _0\"></span>f that e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s po<span class=\"_ _0\"></span>st-a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on cha<span class=\"_ _0\"></span>nges to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>\u2019 fun<span class=\"_ _0\"></span>ds is in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsbc\">in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion. T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsbd\">Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>ude t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsbe\">or<span class=\"_ gs26\"> </span>l<span class=\"_ _0\"></span>oss an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate un<span class=\"_ _0\"></span>til th<span class=\"_ _0\"></span>e date on wh<span class=\"_ _0\"></span>ich sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsbf\">cea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Where a G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, unrea<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsc0\">are<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>imin<span class=\"_ _0\"></span>ated to th<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>tent of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t in the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate. Un<span class=\"_ _0\"></span>realis<span class=\"_ _0\"></span>ed lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsc1\">eli<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me way b<span class=\"_ _0\"></span>ut on<span class=\"_ _0\"></span>ly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>re is no ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of im<span class=\"_ _0\"></span>pai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsc2\">in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are hel<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th a v<span class=\"_ _0\"></span>iew to su<span class=\"_ _0\"></span>bse<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>t resa<span class=\"_ _0\"></span>le are a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ed for a<span class=\"_ _0\"></span>s non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsc3\">hel<span class=\"_ _0\"></span>d for s<span class=\"_ _0\"></span>ale.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsc4\">Wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te, a po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f whi<span class=\"_ _0\"></span>ch is he<span class=\"_ _0\"></span>ld by, or is h<span class=\"_ _0\"></span>eld in<span class=\"_ _0\"></span>direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsc5\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a uni<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t or simil<span class=\"_ _0\"></span>ar ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng thro<span class=\"_ _0\"></span>ugh uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, that po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsc6\">is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsc8\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted as an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 202<span class=\"_ _1\"></span>4 and 2025. In a<span class=\"_ _0\"></span>ddi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsc9\">Gro<span class=\"_ _0\"></span>up clas<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed Bea<span class=\"_ _0\"></span>ls Mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ga<span class=\"_ _0\"></span>ge <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ited a<span class=\"_ _0\"></span>nd Clin<span class=\"_ _0\"></span>ton Kenn<span class=\"_ _0\"></span>ard A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Ltd<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsca\">as<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es from 29 O<span class=\"_ _0\"></span>cto<span class=\"_ _0\"></span>ber 2024 to 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2024 in the pr<span class=\"_ _0\"></span>ior p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d and th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 20<span class=\"_ _1\"></span>25.<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gscb\">Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imite<span class=\"_ _0\"></span>d was cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate f<span class=\"_ _0\"></span>rom 3 Apr<span class=\"_ _0\"></span>il 2025 (se<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>note 6<span class=\"_ _0\"></span>). </div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gscc\">Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> funds<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gscd\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dates ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of it<span class=\"_ _0\"></span>s int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in op<span class=\"_ _0\"></span>en-<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s (\u201cO<span class=\"_ _0\"></span>EIC<span class=\"_ _0\"></span>s\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>, unit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsce\">tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, mut<span class=\"_ _0\"></span>ual fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>sim<span class=\"_ _0\"></span>ilar inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt vehi<span class=\"_ _0\"></span>cle<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>(colle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y \u201cin<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gscf\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cont<span class=\"_ _0\"></span>inua<span class=\"_ _0\"></span>lly a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s to fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine, in t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd0\">th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e elem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of con<span class=\"_ _0\"></span>trol l<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove, w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her i<span class=\"_ _0\"></span>t st<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>s the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee a<span class=\"_ _0\"></span>nd is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore req<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls64 ws6e gsd1\">to cons<span class=\"_ _0\"></span>olidate i<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsd2\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in a w<span class=\"_ _0\"></span>ide ran<span class=\"_ _0\"></span>ge of inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>unds i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of it<span class=\"_ _0\"></span>s uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd3\">wh<span class=\"_ _0\"></span>ere inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are mad<span class=\"_ _0\"></span>e to matc<span class=\"_ _0\"></span>h the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>oice<span class=\"_ _0\"></span>s of it<span class=\"_ _0\"></span>s cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s. F<span class=\"_ _0\"></span>or som<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>ese </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsd4\">fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, it<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t pred<span class=\"_ _0\"></span>omina<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y in equ<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, b<span class=\"_ _0\"></span>onds<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h and ca<span class=\"_ _0\"></span>sh </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd5\">eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p hold<span class=\"_ _0\"></span>s inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds mai<span class=\"_ _0\"></span>nly t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e receip<span class=\"_ _0\"></span>t of fu<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd6\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fee<span class=\"_ _0\"></span>s, in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>ase w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h prov<span class=\"_ _0\"></span>ide a v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd7\">ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>unds u<span class=\"_ _0\"></span>nder m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er cr<span class=\"_ _0\"></span>iter<span class=\"_ _0\"></span>ia, a<span class=\"_ _0\"></span>nd in t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>ird-<span class=\"_ _0\"></span>pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsd8\">fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce has an im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>-ba<span class=\"_ _0\"></span>sed fe<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thin u<span class=\"_ _0\"></span>nit-li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsd9\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er simi<span class=\"_ _0\"></span>lar cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsda\">it<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ay<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o hold in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, thro<span class=\"_ _0\"></span>ugh acq<span class=\"_ _0\"></span>uiri<span class=\"_ _0\"></span>ng uni<span class=\"_ _0\"></span>ts or sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Wh<span class=\"_ _0\"></span>ere the<span class=\"_ _0\"></span>se </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsdb\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are he<span class=\"_ _0\"></span>ld in uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup has a se<span class=\"_ _0\"></span>cond<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>to var<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le retu<span class=\"_ _0\"></span>rns </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsdc\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fees t<span class=\"_ _0\"></span>hat it d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m unit-l<span class=\"_ _0\"></span>inked p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>ccount b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ces. T<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsdd\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s perce<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ge own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip ca<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>luc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ate fro<span class=\"_ _0\"></span>m day<span class=\"_ _0\"></span>-to<span class=\"_ _0\"></span>-d<span class=\"_ _0\"></span>ay acco<span class=\"_ _0\"></span>rding to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsde\">in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>hem as cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 un<span class=\"_ _0\"></span>derl<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t choi<span class=\"_ _0\"></span>ces cha<span class=\"_ _0\"></span>nge.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsdf\">Wh<span class=\"_ _0\"></span>ere, as i<span class=\"_ _0\"></span>s of<span class=\"_ _0\"></span>ten th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, vot<span class=\"_ _0\"></span>ing or si<span class=\"_ _0\"></span>mila<span class=\"_ _0\"></span>r rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s are not t<span class=\"_ _0\"></span>he do<span class=\"_ _0\"></span>minan<span class=\"_ _0\"></span>t fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gse0\">in<span class=\"_ gs26\"> </span>de<span class=\"_ _0\"></span>cid<span class=\"_ _0\"></span>ing who co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>ls the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee, o<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cont<span class=\"_ _0\"></span>rol as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt. W<span class=\"_ _0\"></span>hen </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gse1\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>trol o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s the p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose a<span class=\"_ _0\"></span>nd des<span class=\"_ _0\"></span>ign of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nd, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gse2\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>scop<span class=\"_ _0\"></span>e of it<span class=\"_ _0\"></span>s deci<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng it<span class=\"_ _0\"></span>s abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to dire<span class=\"_ _0\"></span>ct re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and to go<span class=\"_ _0\"></span>vern<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gse3\">th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of a f<span class=\"_ _0\"></span>und s<span class=\"_ _0\"></span>o as to ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n var<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns f<span class=\"_ _0\"></span>rom tha<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>d and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to us<span class=\"_ _0\"></span>e it<span class=\"_ _0\"></span>s pow<span class=\"_ _0\"></span>er </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gse4\">to<span class=\"_ gs26\"> </span>af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>se retu<span class=\"_ _0\"></span>rns<span class=\"_ _0\"></span>, bot<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m the pe<span class=\"_ _0\"></span>rsp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve of an inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tor and an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t manage<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. In add<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on, th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gse5\">Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by oth<span class=\"_ _0\"></span>er par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>ive rem<span class=\"_ _0\"></span>ova<span class=\"_ _0\"></span>l (\u201ck<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>k-ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gse6\">af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s ab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y to d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gse7\">On co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s oth<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gse8\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion and ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>\u201c<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>\u201d<span class=\"_ _1\"></span>. Such<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gse9\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are not re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>cont<span class=\"_ _0\"></span>roll<span class=\"_ _0\"></span>ing inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as the<span class=\"_ _0\"></span>y mee<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>teria to b<span class=\"_ _0\"></span>e cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsea\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>ese li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>gard<span class=\"_ _0\"></span>ed as cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t, as t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re repa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le on de<span class=\"_ _0\"></span>mand<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gseb\">al<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ugh i<span class=\"_ _0\"></span>t is not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ey wi<span class=\"_ _0\"></span>ll be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d in a sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t time p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls63 ws53 gsed\">Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> combinations<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsee\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is req<span class=\"_ _0\"></span>uired to u<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>d of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing for b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsef\">com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e date tha<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rol is ach<span class=\"_ _0\"></span>ieve<span class=\"_ _0\"></span>d (the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on date). Th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of a </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsf0\">bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d as the ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>regat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>es (at the da<span class=\"_ _0\"></span>te of exchan<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf1\">gi<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>, liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred o<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>umed<span class=\"_ _0\"></span>, and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p in exch<span class=\"_ _0\"></span>ange fo<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf2\">con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>e. Defe<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsf3\">as<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf4\">T<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>iree<span class=\"_ _0\"></span>\u2019s id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd cont<span class=\"_ _0\"></span>inge<span class=\"_ _0\"></span>nt liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that m<span class=\"_ _0\"></span>eet t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>or </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf5\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf6\">If t<span class=\"_ _0\"></span>he ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g for a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is inco<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te by th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf7\">wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>nal am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s are </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsf8\">rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, thes<span class=\"_ _0\"></span>e are adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch ex<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>s up to a <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imum of 1<span class=\"_ _1\"></span>2 </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf9\">mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion d<span class=\"_ _0\"></span>ate. Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es may a<span class=\"_ _0\"></span>lso b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>is </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsfa\">pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t any n<span class=\"_ _0\"></span>ew inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsfb\">acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>hat<span class=\"_ _0\"></span>, if kn<span class=\"_ _0\"></span>own<span class=\"_ _0\"></span>, woul<span class=\"_ _0\"></span>d have af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>date.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsfc\">Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the e<span class=\"_ _0\"></span>xces<span class=\"_ _0\"></span>s of the c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t of an acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n over t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>hare of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsfd\">th<span class=\"_ _0\"></span>e iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>able n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uired e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on. O<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsfe\">cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, n<span class=\"_ _0\"></span>ot for<span class=\"_ _0\"></span>ming p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, are e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsff\">Up<span class=\"_ _0\"></span>on sa<span class=\"_ _0\"></span>le, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iar<span class=\"_ _0\"></span>y or d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal g<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n the da<span class=\"_ _0\"></span>te on wh<span class=\"_ _0\"></span>ich co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l pas<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs100\">T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs101\">gro<span class=\"_ _0\"></span>up up to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>f disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>rocee<span class=\"_ _0\"></span>ds fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f a subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs102\">und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng and it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount as at t<span class=\"_ _0\"></span>he date of di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve amo<span class=\"_ _0\"></span>unt of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs103\">any<span class=\"_ gs26\"> </span>r<span class=\"_ _0\"></span>elate<span class=\"_ _0\"></span>d excha<span class=\"_ _0\"></span>nge dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s that are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve,<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs104\">is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e gain or lo<span class=\"_ _0\"></span>ss on s<span class=\"_ _0\"></span>ale of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs105\">In<span class=\"_ _0\"></span>tangi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts ac<span class=\"_ _0\"></span>quired a<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>rt o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs106\">Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs107\">ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e and c<span class=\"_ _0\"></span>an be m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Acq<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs108\">relationships<span class=\"_ _7\"></span> such as customer rel<span class=\"_ _1\"></span>ationships and<span class=\"_ _7\"></span> dis<span class=\"_ _0\"></span>tribution channels. Such<span class=\"_ _1\"></span> items a<span class=\"_ _1\"></span>re capitalised at </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls3 ws0 gs109\">th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nted b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d net p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10a\">rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired a<span class=\"_ _0\"></span>t the da<span class=\"_ _0\"></span>te of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Bra<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar it<span class=\"_ _0\"></span>ems acq<span class=\"_ _0\"></span>uired a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs10b\">com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>sed at t<span class=\"_ _0\"></span>heir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue bas<span class=\"_ _0\"></span>ed on a \u2018rel<span class=\"_ _0\"></span>ief fro<span class=\"_ _0\"></span>m roya<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>dolo<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10c\">Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>red int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10d\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at ra<span class=\"_ _0\"></span>tes ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te of<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t or </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10e\">va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion le<span class=\"_ _0\"></span>ss e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d resi<span class=\"_ _0\"></span>dual v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, using a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d over t<span class=\"_ _0\"></span>heir e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l liv<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs10f\">as<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs110\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls62 ws60\">Dis<span class=\"_ _0\"></span>tributio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span> channels <span class=\"_ _6a\"> </span>8 years</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs111\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s <span class=\"_ _6c\"> </span>7<span class=\"_ _1\"></span>-<span class=\"_ _7\"></span>10 year<span class=\"_ _0\"></span>s</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs112\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">S<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware <span class=\"_ _7a\"> </span> <span class=\"_ _151\"> </span>5 y<span class=\"_ _0\"></span>ears<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs114\">T<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omi<span class=\"_ _0\"></span>c liv<span class=\"_ _0\"></span>es are de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>y cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ing rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors s<span class=\"_ _0\"></span>uch as u<span class=\"_ _0\"></span>sage o<span class=\"_ _0\"></span>f the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t, p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs115\">li<span class=\"_ _0\"></span>fe c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>es, p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial o<span class=\"_ _0\"></span>bso<span class=\"_ _0\"></span>lesc<span class=\"_ _0\"></span>ence, co<span class=\"_ _0\"></span>mpe<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e indu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs116\">pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d is re-<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of eac<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs117\">5(b): Fair value measurement<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs118\">Fair v<span class=\"_ _0\"></span>alue is a mar<span class=\"_ _0\"></span>ket-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d measu<span class=\"_ _0\"></span>re and is th<span class=\"_ _0\"></span>e price t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld be rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>ed to sell a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set or p<span class=\"_ _0\"></span>aid to </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs119\">tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer a liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in an ord<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ipan<span class=\"_ _0\"></span>ts at t<span class=\"_ _0\"></span>he mea<span class=\"_ _0\"></span>sureme<span class=\"_ _0\"></span>nt date. F<span class=\"_ _0\"></span>or </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs11a\">a<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>st ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on is nor<span class=\"_ _0\"></span>mall<span class=\"_ _0\"></span>y the t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs11b\">pr<span class=\"_ _0\"></span>ice, w<span class=\"_ _0\"></span>hich re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion g<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>n or rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs11c\">Wh<span class=\"_ _0\"></span>ere obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket pr<span class=\"_ _0\"></span>ices i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>, suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as bi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>or of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r (<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>sk) pr<span class=\"_ _0\"></span>ices are u<span class=\"_ _0\"></span>nava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le, fai<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs11d\">va<span class=\"_ _0\"></span>lue is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng valu<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on tech<span class=\"_ _0\"></span>nique<span class=\"_ _0\"></span>s bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pant<span class=\"_ _0\"></span>s wo<span class=\"_ _0\"></span>uld </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs11e\">us<span class=\"_ _0\"></span>e when p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y. If an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or a li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e has a bi<span class=\"_ _0\"></span>d or an of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs11f\">pr<span class=\"_ _0\"></span>ice, t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the bi<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>fer s<span class=\"_ _0\"></span>pread t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s mos<span class=\"_ _0\"></span>t repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e is us<span class=\"_ _0\"></span>ed as t<span class=\"_ _0\"></span>he bas<span class=\"_ _0\"></span>is </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs120\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs121\">T<span class=\"_ _0\"></span>he qual<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent for f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed b<span class=\"_ _0\"></span>y way of t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs122\">hie<span class=\"_ _0\"></span>rarch<span class=\"_ _0\"></span>y in note 22<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs123\">5(c):<span class=\"_ _1\"></span> Product classif<span class=\"_ _0\"></span>ication<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs124\">The Group\u2019s life assuranc<span class=\"_ _1\"></span>e c<span class=\"_ _1\"></span>ontrac<span class=\"_ _0\"></span>ts included in<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> A<span class=\"_ _0\"></span>ff<span class=\"_ _0\"></span>luent segment ar<span class=\"_ _1\"></span>e categorised as<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs125\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, in acco<span class=\"_ _0\"></span>rdance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion cr<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>ria se<span class=\"_ _0\"></span>t ou<span class=\"_ _0\"></span>t in the p<span class=\"_ _0\"></span>arag<span class=\"_ _0\"></span>rap<span class=\"_ _0\"></span>h bel<span class=\"_ _0\"></span>ow.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls53 ws20 gs126\">Investment c<span class=\"_ _7\"></span>ontrac<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs127\">Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s do n<span class=\"_ _0\"></span>ot mee<span class=\"_ _0\"></span>t the I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of an i<span class=\"_ _0\"></span>nsur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t as th<span class=\"_ _0\"></span>ey do n<span class=\"_ _0\"></span>ot tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs128\">sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>uran<span class=\"_ _0\"></span>ce risk f<span class=\"_ _0\"></span>rom the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder to th<span class=\"_ _0\"></span>e insure<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. Uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs129\">separated int<span class=\"_ _1\"></span>o two components, an investment management<span class=\"_ _7\"></span> s<span class=\"_ _0\"></span>erv<span class=\"_ _0\"></span>ic<span class=\"_ _1\"></span>es component<span class=\"_ _7\"></span> and a f<span class=\"_ _0\"></span>inanci<span class=\"_ _1\"></span>al </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs12a\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y compo<span class=\"_ _0\"></span>nent is d<span class=\"_ _0\"></span>esig<span class=\"_ _0\"></span>nate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L <span class=\"_ _1\"></span>as i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is man<span class=\"_ _0\"></span>aged on a fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue basi<span class=\"_ _0\"></span>s, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs12b\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s va<span class=\"_ _0\"></span>lue is dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>lin<span class=\"_ _0\"></span>ked to the ma<span class=\"_ _0\"></span>rket v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he unde<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fol<span class=\"_ _0\"></span>io of ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p does<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs12c\">not d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t econ<span class=\"_ _0\"></span>omic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y fro<span class=\"_ _0\"></span>m retur<span class=\"_ _0\"></span>ns f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d to matc<span class=\"_ _0\"></span>h poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs12d\">ap<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t fro<span class=\"_ _0\"></span>m seco<span class=\"_ _0\"></span>ndar<span class=\"_ _0\"></span>y e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osure to f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ann<span class=\"_ _0\"></span>ual man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fee<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs12e\">ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>ife of t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs12f\">5(d): Fee income<span class=\"_ _7\"></span> and other income from<span class=\"_ _1\"></span> ser<span class=\"_ _0\"></span>vice activities<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls46 ws0 gs130\">F<span class=\"_ _0\"></span>ee inco<span class=\"_ _0\"></span>me an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r inco<span class=\"_ _0\"></span>me fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d, ne<span class=\"_ _0\"></span>t of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs131\">va<span class=\"_ _0\"></span>lue ad<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. Rev<span class=\"_ _0\"></span>enue is o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d to the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent t<span class=\"_ _0\"></span>hat ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent is s<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>isf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>at it i<span class=\"_ _0\"></span>s high<span class=\"_ _0\"></span>ly </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs132\">pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e reven<span class=\"_ _0\"></span>ue reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ill be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en unce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ntie<span class=\"_ _0\"></span>s are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs133\">res<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ved. I<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces wh<span class=\"_ _0\"></span>ere ref<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d on a por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>come, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding i<span class=\"_ _0\"></span>ndem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs134\">com<span class=\"_ _0\"></span>miss<span class=\"_ _0\"></span>ion on p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>cies s<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>, an es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of reve<span class=\"_ _0\"></span>nue is m<span class=\"_ _0\"></span>ade an<span class=\"_ _0\"></span>d char<span class=\"_ _0\"></span>ged to pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs135\">lo<span class=\"_ _0\"></span>ss at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int of s<span class=\"_ _0\"></span>ale, b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs136\">Fund-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs137\">T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to non<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>dabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fee<span class=\"_ _0\"></span>s take<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>on rec<span class=\"_ _0\"></span>eipt of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs138\">rece<span class=\"_ _0\"></span>ipt ov<span class=\"_ _0\"></span>er th<span class=\"_ _0\"></span>e life o<span class=\"_ _0\"></span>f the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t, in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs139\">in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>rds and c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs13b\">In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>ic fee in<span class=\"_ _0\"></span>come ba<span class=\"_ _0\"></span>sed on t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs13c\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. I<span class=\"_ _0\"></span>t is ca<span class=\"_ _0\"></span>lcu<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>nd reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed on a d<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s in lin<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>h the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs13d\">of<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs13e\">T<span class=\"_ _0\"></span>his als<span class=\"_ _0\"></span>o inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s the fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me of con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs13f\">Premium-ba<span class=\"_ _0\"></span>sed<span class=\"_ _1\"></span> fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs140\">T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to fe<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en the a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs141\">f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>\u2019s pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n has b<span class=\"_ _0\"></span>een f<span class=\"_ _0\"></span>ull<span class=\"_ _0\"></span>y deli<span class=\"_ _0\"></span>vere<span class=\"_ _0\"></span>d. Acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly, fe<span class=\"_ _0\"></span>e incom<span class=\"_ _0\"></span>e is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs142\">fro<span class=\"_ _0\"></span>m the i<span class=\"_ _0\"></span>ncept<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t so<span class=\"_ _0\"></span>ld. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs143\">Gi<span class=\"_ _0\"></span>ven t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss mo<span class=\"_ _0\"></span>del for a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice, man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt is requ<span class=\"_ _0\"></span>ired to exerc<span class=\"_ _0\"></span>ise ju<span class=\"_ _0\"></span>dgeme<span class=\"_ _0\"></span>nt in </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs144\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>apac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup is co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>s of reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sing re<span class=\"_ _0\"></span>venu<span class=\"_ _0\"></span>e from </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs145\">th<span class=\"_ _0\"></span>e adv<span class=\"_ _0\"></span>ice bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss und<span class=\"_ _0\"></span>er IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5. A<span class=\"_ _0\"></span>s a resu<span class=\"_ _0\"></span>lt of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>has d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs146\">rev<span class=\"_ _0\"></span>enue f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s shoul<span class=\"_ _0\"></span>d be pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted ne<span class=\"_ _0\"></span>t of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain fe<span class=\"_ _0\"></span>es and c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>ns pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs147\">to<span class=\"_ gs26\"> </span>A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inted Re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of Qui<span class=\"_ _0\"></span>lter co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs148\">Fixed fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs149\">T<span class=\"_ _0\"></span>his is p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>dic fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me wh<span class=\"_ _0\"></span>ich is f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>xed in v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>ccordin<span class=\"_ _0\"></span>g to und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t ter<span class=\"_ _0\"></span>ms an<span class=\"_ _0\"></span>d relate<span class=\"_ _0\"></span>s to </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14a\">th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al dea<span class=\"_ _0\"></span>ling fe<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>t is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14b\">or s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs14c\">Other fee and commission inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs14d\">T<span class=\"_ _0\"></span>his inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges ta<span class=\"_ _0\"></span>ken from un<span class=\"_ _0\"></span>it-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds to me<span class=\"_ _0\"></span>et fu<span class=\"_ _0\"></span>ture po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Depe<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14e\">on t<span class=\"_ _0\"></span>he nat<span class=\"_ _0\"></span>ure of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y, th<span class=\"_ _0\"></span>e char<span class=\"_ _0\"></span>ges are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on occ<span class=\"_ _0\"></span>urs o<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs14f\">th<span class=\"_ _0\"></span>e unit-l<span class=\"_ _0\"></span>inked f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>, or annua<span class=\"_ _0\"></span>lly. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs150\">5<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>e): Inv<span class=\"_ _0\"></span>est<span class=\"_ _0\"></span>ment r<span class=\"_ _0\"></span>etur<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs151\">Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt retu<span class=\"_ _0\"></span>rn comp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es t<span class=\"_ _0\"></span>wo ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s (a<span class=\"_ _7\"></span>) i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>(b) reali<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d unreal<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d gains<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs152\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s held at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs153\">Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs154\">Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt inco<span class=\"_ _0\"></span>me inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends o<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer a<span class=\"_ _0\"></span>nd sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lder i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs155\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>rent<span class=\"_ _0\"></span>al incom<span class=\"_ _0\"></span>e. Di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends are re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as reve<span class=\"_ _0\"></span>nue on th<span class=\"_ _0\"></span>e ex-d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d date. Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs156\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch all<span class=\"_ _0\"></span>oca<span class=\"_ _0\"></span>tes in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs157\">a<span class=\"_ gs26\"> </span>con<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant ra<span class=\"_ _0\"></span>te over t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted li<span class=\"_ _0\"></span>fe of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt. In re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of cl<span class=\"_ _0\"></span>ient mo<span class=\"_ _0\"></span>ney, ret<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs158\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>und<span class=\"_ _0\"></span>er the pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s of IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5 and is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce, on </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs159\">an<span class=\"_ gs26\"> </span>ac<span class=\"_ _0\"></span>crua<span class=\"_ _0\"></span>ls bas<span class=\"_ _0\"></span>is, be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween to<span class=\"_ _0\"></span>tal in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d and inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t paid to cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15a\">Ren<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine ba<span class=\"_ _0\"></span>sis ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs15b\">Realised and unrealised<span class=\"_ _1\"></span> gains and losses<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15c\">A gai<span class=\"_ _0\"></span>n or lo<span class=\"_ _0\"></span>ss on a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t is on<span class=\"_ _0\"></span>ly rea<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al or t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer a<span class=\"_ _0\"></span>nd repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15d\">di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>eds re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, net of t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t (or amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs15e\">cos<span class=\"_ _0\"></span>t). Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed ga<span class=\"_ _0\"></span>ins or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s, ar<span class=\"_ _0\"></span>ising o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ha<span class=\"_ _0\"></span>ve not be<span class=\"_ _0\"></span>en disp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d of or tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15f\">rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ence be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue at th<span class=\"_ _0\"></span>e year e<span class=\"_ _0\"></span>nd an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e at the p<span class=\"_ _0\"></span>rev<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs160\">yea<span class=\"_ _0\"></span>r end or purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (i<span class=\"_ _0\"></span>f this o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the ye<span class=\"_ _0\"></span>ar), le<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>e rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of prev<span class=\"_ _0\"></span>ious<span class=\"_ _0\"></span>ly rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs161\">unre<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed ga<span class=\"_ _0\"></span>ins or l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal<span class=\"_ _0\"></span>s made d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs163\">Gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>bot<span class=\"_ _0\"></span>h mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>ue and fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>nge rate<span class=\"_ _0\"></span>s on </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs164\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>ey occ<span class=\"_ _0\"></span>ur<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs165\">5<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Co<span class=\"_ _0\"></span>ntrac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs166\">Inc<span class=\"_ _0\"></span>reme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>l cos<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng fee an<span class=\"_ _0\"></span>d comm<span class=\"_ _0\"></span>issi<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, tha<span class=\"_ _0\"></span>t are dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y at<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to se<span class=\"_ _0\"></span>curi<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs167\">uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, as<span class=\"_ _0\"></span>set m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces and ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s are defe<span class=\"_ _0\"></span>rred an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs168\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are linke<span class=\"_ _0\"></span>d to the con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ri<span class=\"_ _0\"></span>ght to ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws77 gs169\">th<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e are th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tise<span class=\"_ _0\"></span>d in lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of th<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices t<span class=\"_ _0\"></span>o whic<span class=\"_ _0\"></span>h the co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls10d ws13a gs16a\">relat<span class=\"_ _1\"></span>es. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs16b\">5(<span class=\"_ _0\"></span>g)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Investme<span class=\"_ _0\"></span>nt<span class=\"_ _1\"></span> contract liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs16c\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on, in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs16d\">for un<span class=\"_ _0\"></span>it-li<span class=\"_ _0\"></span>nked bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL. F<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>ese con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs16e\">th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>s equal t<span class=\"_ _0\"></span>o the tot<span class=\"_ _0\"></span>al v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f unit<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated t<span class=\"_ _0\"></span>o the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n the b<span class=\"_ _0\"></span>id </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs16f\">pr<span class=\"_ _0\"></span>ice of the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts in th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n ref<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mat<span class=\"_ _0\"></span>ching<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs170\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lio tha<span class=\"_ _0\"></span>t bac<span class=\"_ _0\"></span>ks t<span class=\"_ _0\"></span>he uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is man<span class=\"_ _0\"></span>aged<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ance ev<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>ted,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs171\">on<span class=\"_ gs26\"> </span>a fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue basi<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs172\">Contributions rec<span class=\"_ _1\"></span>eived on investment contract<span class=\"_ _0\"></span>s ar<span class=\"_ _7\"></span>e treated as<span class=\"_ _1\"></span> polic<span class=\"_ _0\"></span>yholder deposits and cr<span class=\"_ _1\"></span>edited </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs173\">dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y to inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, as o<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>sed to b<span class=\"_ _0\"></span>eing re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d as rev<span class=\"_ _0\"></span>enue. W<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hdra<span class=\"_ _0\"></span>wals p<span class=\"_ _0\"></span>aid </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs174\">ou<span class=\"_ _0\"></span>t to pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>ers o<span class=\"_ _0\"></span>n inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are trea<span class=\"_ _0\"></span>ted as a re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der de<span class=\"_ _0\"></span>posi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs175\">red<span class=\"_ _0\"></span>ucin<span class=\"_ _0\"></span>g the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, as op<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed to bei<span class=\"_ _0\"></span>ng reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his pr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tice<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs176\">is<span class=\"_ gs26\"> </span>k<span class=\"_ _0\"></span>now<span class=\"_ _0\"></span>n as dep<span class=\"_ _0\"></span>osit a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs177\">5(h): Financial ins<span class=\"_ _0\"></span>truments (other than derivatives)<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs178\">Financial instrument<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> cover<span class=\"_ _1\"></span> a wide rang<span class=\"_ _7\"></span>e of f<span class=\"_ _0\"></span>in<span class=\"_ _1\"></span>ancial assets<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> including<span class=\"_ _7\"></span> f<span class=\"_ _0\"></span>inancial investments<span class=\"_ _0\"></span>, trade </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs179\">receivables and cash<span class=\"_ _1\"></span> and cash<span class=\"_ _1\"></span> equivalent<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and financial liabilities, including<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment c<span class=\"_ _1\"></span>ontrac<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs17a\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>rade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s, bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s to purch<span class=\"_ _0\"></span>ase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs17b\">th<span class=\"_ _0\"></span>e Group. D<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>are als<span class=\"_ _0\"></span>o f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, are co<span class=\"_ _0\"></span>vered b<span class=\"_ _0\"></span>y accoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y no<span class=\"_ _0\"></span>te 5(<span class=\"_ _0\"></span>j). </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs17c\">F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs17d\">wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>come<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty to t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt. Cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk is as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs17e\">at in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n bas<span class=\"_ _0\"></span>ed on e<span class=\"_ _0\"></span>xper<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ce. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs17f\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>s to re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s have e<span class=\"_ _0\"></span>xpi<span class=\"_ _0\"></span>red or b<span class=\"_ _0\"></span>een fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>feit<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. A f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gs180\">is derecognised when the li<span class=\"_ _1\"></span>abilit<span class=\"_ _0\"></span>y is<span class=\"_ _1\"></span> ex<span class=\"_ _0\"></span>tinguished.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs181\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he obj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve of a busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s mode<span class=\"_ _0\"></span>l in whic<span class=\"_ _0\"></span>h an ass<span class=\"_ _0\"></span>et is hel<span class=\"_ _0\"></span>d at a por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fol<span class=\"_ _0\"></span>io lev<span class=\"_ _0\"></span>el </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs182\">be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>is bes<span class=\"_ _0\"></span>t rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s the w<span class=\"_ _0\"></span>ay th<span class=\"_ _0\"></span>e busin<span class=\"_ _0\"></span>ess i<span class=\"_ _0\"></span>s mana<span class=\"_ _0\"></span>ged an<span class=\"_ _0\"></span>d infor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion i<span class=\"_ _0\"></span>s repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed to </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs183\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s the s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lio po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es and ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs184\">de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>nes i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rateg<span class=\"_ _3\"></span>y in ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icu<span class=\"_ _0\"></span>larl<span class=\"_ _0\"></span>y con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>ring w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ear<span class=\"_ _0\"></span>ns </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs185\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rev<span class=\"_ _0\"></span>enue, f<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e to matc<span class=\"_ _0\"></span>h the du<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e dura<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs186\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are fu<span class=\"_ _0\"></span>nding t<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or to rea<span class=\"_ _0\"></span>lise c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>hrou<span class=\"_ _0\"></span>gh th<span class=\"_ _0\"></span>e sal<span class=\"_ _0\"></span>e of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs187\">fre<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, vo<span class=\"_ _0\"></span>lume an<span class=\"_ _0\"></span>d tim<span class=\"_ _0\"></span>ing of s<span class=\"_ _0\"></span>ales i<span class=\"_ _0\"></span>n pri<span class=\"_ _0\"></span>or per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>ds may b<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iewe<span class=\"_ _0\"></span>d, al<span class=\"_ _0\"></span>ong w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he reas<span class=\"_ _0\"></span>ons f<span class=\"_ _0\"></span>or suc<span class=\"_ _0\"></span>h </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs188\">sa<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>nd ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons ab<span class=\"_ _0\"></span>out f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure sa<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s enab<span class=\"_ _0\"></span>le ma<span class=\"_ _0\"></span>nageme<span class=\"_ _0\"></span>nt to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs189\">wh<span class=\"_ _0\"></span>ich f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>sho<span class=\"_ _0\"></span>uld be me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _29f\"> </span></div>Initial measurement of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>A f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et (unle<span class=\"_ _0\"></span>ss i<span class=\"_ _0\"></span>t is a tr<span class=\"_ _0\"></span>ade rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ing com<span class=\"_ _0\"></span>pon<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>at is in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t the tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pric<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) is i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y meas<span class=\"_ _0\"></span>ured at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue plus<span class=\"_ _0\"></span>, for an i<span class=\"_ _0\"></span>tem not at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL,<span class=\"_ _0\"></span> tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o it<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Subsequent measurement<span class=\"_ _1\"></span> of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s depe<span class=\"_ _0\"></span>nds on (<span class=\"_ _0\"></span>i) the p<span class=\"_ _0\"></span>urpo<span class=\"_ _0\"></span>se for w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>t was acq<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span>, (ii<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s mod<span class=\"_ _0\"></span>el in whi<span class=\"_ _0\"></span>ch it is ma<span class=\"_ _0\"></span>naged<span class=\"_ _0\"></span>, and (i<span class=\"_ _0\"></span>ii) i<span class=\"_ _0\"></span>ts con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>low ch<span class=\"_ _0\"></span>arac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>cs<span class=\"_ _0\"></span>. T<span class=\"_ _7\"></span>wo c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s are ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s: F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL and amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>s the subsequent<span class=\"_ _7\"></span> measurement bas<span class=\"_ _1\"></span>is. The fol<span class=\"_ _1\"></span>lowing ac<span class=\"_ _1\"></span>counting<span class=\"_ _7\"></span> policies apply to the<span class=\"_ _7\"></span> subsequent measurement of financial asse<span class=\"_ _0\"></span>ts.<span class=\"_ _29f\"> </span><table class=\"s wb3 hb1\" id=\"_db9bd0b0-eb74-4b30-bad0-6d3d24267a6c\"><tr><td class=\"c n x23b y252a wb4 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252a wb5 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls54 ws9c\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y252b wb6 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa2 wsa2\">F<span class=\"_ _0\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252b wb7 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue. N<span class=\"_ _0\"></span>et gai<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252c ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd inc<span class=\"_ _0\"></span>ome, a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252d ffff fs12 fc1 sc0 lsa4 ws145\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y252e wb8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x370 y252e wb9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Th<span class=\"_ _0\"></span>ese fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts are s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252f ff100 fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>eff<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>te met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>. The a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t is re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2530 ffff fs12 fc1 sc0 lsb6 ws0\">by i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me, fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n exch<span class=\"_ _0\"></span>ange g<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2531 ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>ny gai<span class=\"_ _0\"></span>n or los<span class=\"_ _0\"></span>s on </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2532 ff100 fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table>Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>A f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et is m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t i<span class=\"_ _0\"></span>f it me<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s bot<span class=\"_ _0\"></span>h of th<span class=\"_ _0\"></span>e follo<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>g condi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons an<span class=\"_ _0\"></span>d unle<span class=\"_ _0\"></span>ss reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL on init<span class=\"_ _0\"></span>ial rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n appl<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing the Fai<span class=\"_ _0\"></span>r V<span class=\"_ _1\"></span>alu<span class=\"_ _0\"></span>e Opti<span class=\"_ _0\"></span>on (see b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>): <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set is he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss mo<span class=\"_ _0\"></span>del wh<span class=\"_ _0\"></span>ose ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve is to ho<span class=\"_ _0\"></span>ld ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s to colle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l cash<span class=\"_ _0\"></span> </span>flo<span class=\"_ _0\"></span>ws; an<span class=\"_ _0\"></span>d <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al term<span class=\"_ _0\"></span>s of the fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et gi<span class=\"_ _0\"></span>ve ris<span class=\"_ _0\"></span>e to cash fl<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>hat are so<span class=\"_ _0\"></span>lel<span class=\"_ _0\"></span>y pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts of pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal<span class=\"_ _0\"></span> </span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t on the pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>andi<span class=\"_ _0\"></span>ng on spe<span class=\"_ _0\"></span>cifi<span class=\"_ _0\"></span>ed date<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or the p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>s of thi<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sment<span class=\"_ _0\"></span>, pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal i<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed as t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t on ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined as co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tim<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of mone<span class=\"_ _0\"></span>y and for t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing dur<span class=\"_ _0\"></span>ing a p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ular p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od of ti<span class=\"_ _0\"></span>me an<span class=\"_ _0\"></span>d for ot<span class=\"_ _0\"></span>her ba<span class=\"_ _0\"></span>sic len<span class=\"_ _0\"></span>ding r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>e.g<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y risk an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve cos<span class=\"_ _0\"></span>ts)<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>as we<span class=\"_ _0\"></span>ll as prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t marg<span class=\"_ _0\"></span>in.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll othe<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are not me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>are cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>nd meas<span class=\"_ _0\"></span>ured at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _29f\"> </span>Financial inves<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in p<span class=\"_ _0\"></span>ool<span class=\"_ _0\"></span>ed inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds<span class=\"_ _0\"></span>, equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and d<span class=\"_ _0\"></span>ebt se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are m<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>ly at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL, as t<span class=\"_ _0\"></span>hey are p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of grou<span class=\"_ _0\"></span>ps of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hich are ma<span class=\"_ _0\"></span>nage<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>and w<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>man<span class=\"_ _0\"></span>ce is ev<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>ted on a f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e init<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d subs<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y, wi<span class=\"_ _0\"></span>th c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ixed<span class=\"_ _0\"></span>-ter<span class=\"_ _0\"></span>m dep<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith a m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>ile e<span class=\"_ _0\"></span>xceed<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>ree mo<span class=\"_ _0\"></span>nths a<span class=\"_ _0\"></span>re ca<span class=\"_ _0\"></span>tegor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and are m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18b\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>es and s<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>e date, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is the d<span class=\"_ _0\"></span>ate th<span class=\"_ _0\"></span>at </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18c\">th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p commi<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>o purch<span class=\"_ _0\"></span>ase or s<span class=\"_ _0\"></span>ell t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18d\">are in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs18e\">On in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up may ir<span class=\"_ _0\"></span>revo<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>ly de<span class=\"_ _0\"></span>sign<span class=\"_ _0\"></span>ate a f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18f\">me<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s the re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to b<span class=\"_ _0\"></span>e measu<span class=\"_ _0\"></span>red at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, i<span class=\"_ _0\"></span>f doing s<span class=\"_ _0\"></span>o elim<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>s or sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs190\">red<span class=\"_ _0\"></span>uces an acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>ing mis<span class=\"_ _0\"></span>match t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>se ari<span class=\"_ _0\"></span>se (th<span class=\"_ _0\"></span>e Fair Value O<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls53 ws20 gs191\">Loans<span class=\"_ _1\"></span> and advanc<span class=\"_ _7\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs192\">Loa<span class=\"_ _0\"></span>ns are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised w<span class=\"_ _0\"></span>hen c<span class=\"_ _0\"></span>ash i<span class=\"_ _0\"></span>s adv<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>d to bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Loan<span class=\"_ _0\"></span>s to ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs193\">cos<span class=\"_ _0\"></span>t usin<span class=\"_ _0\"></span>g the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for lo<span class=\"_ _0\"></span>ans at b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes wh<span class=\"_ _0\"></span>ich are </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs194\">mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue. Lo<span class=\"_ _0\"></span>ans s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs195\">outlined below<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs196\">Cash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>vale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs197\">Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se ca<span class=\"_ _0\"></span>sh bala<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>, call d<span class=\"_ _0\"></span>epos<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s, mo<span class=\"_ _0\"></span>ney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>llec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs198\">fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m depo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a<span class=\"_ _0\"></span>n orig<span class=\"_ _0\"></span>inal m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>hree m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs or le<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs199\">Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin m<span class=\"_ _0\"></span>oney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>lle<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19a\">F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Al<span class=\"_ _0\"></span>l othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich mea<span class=\"_ _0\"></span>ns the<span class=\"_ _0\"></span>y are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs19b\">ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue and s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y car<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ed at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19c\">me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>and a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to the i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>utl<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>elow. T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of ca<span class=\"_ _0\"></span>sh </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19d\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>an mone<span class=\"_ _0\"></span>y mark<span class=\"_ _0\"></span>et coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds whic<span class=\"_ _0\"></span>h are meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs19e\">va<span class=\"_ _0\"></span>lue, ap<span class=\"_ _0\"></span>proxi<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s to thei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e. </div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs19f\">Financial liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _1\"></span> and equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a0\">F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed acco<span class=\"_ _0\"></span>rding t<span class=\"_ _0\"></span>o the su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ce of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a1\">ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ent<span class=\"_ _0\"></span>ered int<span class=\"_ _0\"></span>o. <span class=\"_ _1\"></span>At in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion, i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es for un<span class=\"_ _0\"></span>it-lin<span class=\"_ _0\"></span>ked bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s and </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a2\">ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s to purc<span class=\"_ _0\"></span>hase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a3\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s borr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs an<span class=\"_ _0\"></span>d trad<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a4\">pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>, are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a5\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to pur<span class=\"_ _0\"></span>chas<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a6\">mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e. Gai<span class=\"_ _0\"></span>ns and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls53 ws20 gs1a7\">T<span class=\"_ _7\"></span>rade payables<span class=\"_ _1\"></span> and r<span class=\"_ _1\"></span>ece<span class=\"_ _1\"></span>ivables<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a8\">T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. Due to t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m nat<span class=\"_ _0\"></span>ure, th<span class=\"_ _0\"></span>eir </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a9\">ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dere<span class=\"_ _0\"></span>d to be th<span class=\"_ _0\"></span>e sam<span class=\"_ _0\"></span>e as th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs1aa\">Impairment of financial as<span class=\"_ _0\"></span>sets </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ab\">T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s accoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g mode<span class=\"_ _0\"></span>l for cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>s to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1ac\">cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>bu<span class=\"_ _0\"></span>t not to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL. F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude tr<span class=\"_ _0\"></span>ade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es,<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1ad\">ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts (excl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>mon<span class=\"_ _0\"></span>ey mar<span class=\"_ _0\"></span>ket col<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ich are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1ae\">at<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue), f<span class=\"_ _0\"></span>ixe<span class=\"_ _0\"></span>d-te<span class=\"_ _0\"></span>rm dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d cer<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in loa<span class=\"_ _0\"></span>ns and ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>Cred<span class=\"_ _0\"></span>it lo<span class=\"_ _0\"></span>ss al<span class=\"_ _0\"></span>lowa<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re meas<span class=\"_ _0\"></span>ured o<span class=\"_ _0\"></span>n each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to a th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted cre<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>ss (\u201c<span class=\"_ _0\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t mode<span class=\"_ _0\"></span>l:<span class=\"_ _29f\"> </span>Per<span class=\"_ _0\"></span>forming financ<span class=\"_ _0\"></span>ial<span class=\"_ _1\"></span> asse<span class=\"_ _0\"></span>ts:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _0\"></span>m ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ced a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to it<span class=\"_ _0\"></span>s init<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, a st<span class=\"_ _0\"></span>age 1 los<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d equa<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted to res<span class=\"_ _0\"></span>ult f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t occur<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g over th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ier of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>xt 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>onth<span class=\"_ _0\"></span>s or it<span class=\"_ _0\"></span>s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y date (\u201c<span class=\"_ _0\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing a sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to the ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, a s<span class=\"_ _0\"></span>tage 2 lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owa<span class=\"_ _0\"></span>nce is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed equ<span class=\"_ _0\"></span>al to the cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>rom all p<span class=\"_ _0\"></span>ossi<span class=\"_ _0\"></span>ble de<span class=\"_ _0\"></span>faul<span class=\"_ _0\"></span>t eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the rem<span class=\"_ _0\"></span>ainin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t (\u201c<span class=\"_ _0\"></span>Li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er ther<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk requi<span class=\"_ _0\"></span>res cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span> jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me prob<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en a fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to be cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ired, t<span class=\"_ _0\"></span>he allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce for cred<span class=\"_ _0\"></span>it los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s (\u201cACL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tinu<span class=\"_ _0\"></span>es to rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt lif<span class=\"_ _0\"></span>etim<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s. How<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, ne<span class=\"_ _0\"></span>t of the lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce, rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an it<span class=\"_ _0\"></span>s gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Application of the impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up app<span class=\"_ _0\"></span>lies t<span class=\"_ _0\"></span>he ECL m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l to all f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Trade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es, to w<span class=\"_ _0\"></span>hich th<span class=\"_ _0\"></span>e simp<span class=\"_ _0\"></span>lifi<span class=\"_ _0\"></span>ed app<span class=\"_ _0\"></span>roach p<span class=\"_ _0\"></span>resc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed by IF<span class=\"_ _0\"></span>RS 9 is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is appro<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span> </span>req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime EC<span class=\"_ _0\"></span>L allo<span class=\"_ _0\"></span>wance o<span class=\"_ _0\"></span>n day on<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>herea<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter<span class=\"_ _7\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Lo<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, and fi<span class=\"_ _0\"></span>xed-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, to whic<span class=\"_ _0\"></span>h the gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span> </span>th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage m<span class=\"_ _0\"></span>odel is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y a <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly an<span class=\"_ _0\"></span>d the ba<span class=\"_ _0\"></span>lance is<span class=\"_ _0\"></span> mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red for sig<span class=\"_ _0\"></span>nifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk whi<span class=\"_ _0\"></span>ch wou<span class=\"_ _0\"></span>ld tri<span class=\"_ _0\"></span>gg<span class=\"_ _0\"></span>er the rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a <span class=\"_ _1\"></span>Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL<span class=\"_ _0\"></span> allowance.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re a prob<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. E<span class=\"_ _0\"></span>CL<span class=\"_ _0\"></span>s for f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are no<span class=\"_ _0\"></span>t credi<span class=\"_ _0\"></span>t-<span class=\"_ _29f\"> </span>imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d as the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ll ca<span class=\"_ _0\"></span>sh shor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>alls (<span class=\"_ _0\"></span>i.e. th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s due i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t and th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to rece<span class=\"_ _0\"></span>ive). ECL<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cred<span class=\"_ _0\"></span>it-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>. ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>xim<span class=\"_ _0\"></span>um per<span class=\"_ _0\"></span>iod co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng ECL<span class=\"_ _0\"></span>s is the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imu<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d over w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p is exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _1\"></span>nt of<span class=\"_ _1\"></span> ECLs considers information<span class=\"_ _1\"></span> about past event<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and curre<span class=\"_ _1\"></span>nt cond<span class=\"_ _1\"></span>itions, as well as<span class=\"_ _1\"></span> sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>bou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has i<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>dol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y for es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>into a<span class=\"_ _0\"></span>ccount fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>-l<span class=\"_ _0\"></span>ook<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g the ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te lev<span class=\"_ _0\"></span>el of all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, it ha<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and se<span class=\"_ _0\"></span>t up pro<span class=\"_ _0\"></span>cedu<span class=\"_ _0\"></span>res for mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>r signi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>es in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk.<span class=\"_ _29f\"> </span>Credit-impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _0\"></span>ch rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>red. A f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d when o<span class=\"_ _0\"></span>ne or m<span class=\"_ _0\"></span>ore ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a d<span class=\"_ _0\"></span>etr<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t have o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>red. E<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence t<span class=\"_ _0\"></span>hat a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s even<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cul<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wer or i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>, a<span class=\"_ gs26\"> </span>brea<span class=\"_ _0\"></span>ch of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t su<span class=\"_ _0\"></span>ch as a def<span class=\"_ _0\"></span>ault o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>st du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent or th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng of a loan or a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ter<span class=\"_ _0\"></span>ms that t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>not o<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ise co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion tha<span class=\"_ _0\"></span>t the cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk for<span class=\"_ _0\"></span> ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s over 30 da<span class=\"_ _0\"></span>ys si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y incre<span class=\"_ _0\"></span>ases h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>rebu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted on th<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s that s<span class=\"_ _0\"></span>ome bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll exce<span class=\"_ _0\"></span>ed 30 da<span class=\"_ _0\"></span>ys in th<span class=\"_ _0\"></span>e norm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e, and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, the<span class=\"_ _0\"></span>re is no incre<span class=\"_ _0\"></span>ase in t<span class=\"_ _0\"></span>he cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _1\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _0\"></span>s all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st ar<span class=\"_ _0\"></span>e dedu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fro<span class=\"_ _0\"></span>m the g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Write<span class=\"_ _0\"></span>-of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Loa<span class=\"_ _0\"></span>ns and de<span class=\"_ _0\"></span>bt sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten of<span class=\"_ _0\"></span>f (eit<span class=\"_ _0\"></span>her pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly or in f<span class=\"_ _0\"></span>ull) w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ere is no real<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tic pro<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt bein<span class=\"_ _0\"></span>g recove<span class=\"_ _0\"></span>red. T<span class=\"_ _0\"></span>his is gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t the bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>er do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>ave as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r sourc<span class=\"_ _0\"></span>es of in<span class=\"_ _0\"></span>come th<span class=\"_ _0\"></span>at cou<span class=\"_ _0\"></span>ld gene<span class=\"_ _0\"></span>rate s<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ient c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws to re<span class=\"_ _0\"></span>pay t<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the w<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f.<span class=\"_ _29f\"> </span>5<span class=\"_ _0\"></span>(i)<span class=\"_ _0\"></span>: Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. Du<span class=\"_ _0\"></span>e to thei<span class=\"_ _0\"></span>r shor<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>erm na<span class=\"_ _0\"></span>ture, t<span class=\"_ _0\"></span>heir c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amo<span class=\"_ _0\"></span>unt is c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>dered to b<span class=\"_ _0\"></span>e the s<span class=\"_ _0\"></span>ame a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>ir fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s accoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g mode<span class=\"_ _0\"></span>l for cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>s to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p appl<span class=\"_ _0\"></span>ies th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>ECL mo<span class=\"_ _0\"></span>del to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, whic<span class=\"_ _0\"></span>h are meas<span class=\"_ _0\"></span>ured at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he simp<span class=\"_ _0\"></span>lif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d appr<span class=\"_ _0\"></span>oach<span class=\"_ _0\"></span> pre<span class=\"_ _0\"></span>scr<span class=\"_ _0\"></span>ibe<span class=\"_ _0\"></span>d by IF<span class=\"_ _0\"></span>RS 9 i<span class=\"_ _0\"></span>s appl<span class=\"_ _0\"></span>ied to co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his ap<span class=\"_ _0\"></span>proa<span class=\"_ _0\"></span>ch req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL allo<span class=\"_ _1\"></span>wance<span class=\"_ _1\"></span> on day<span class=\"_ _7\"></span> one and thereafter<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>5(<span class=\"_ _3\"></span>j): Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he onl<span class=\"_ _0\"></span>y der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on ar<span class=\"_ _0\"></span>ise as a re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>t of the<span class=\"_ _0\"></span> con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of fu<span class=\"_ _0\"></span>nds (des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>5(a)). Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>es the cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span> at in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>es der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves as ma<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>toril<span class=\"_ _0\"></span>y at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L. Al<span class=\"_ _0\"></span>l deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves are c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue is p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e and a<span class=\"_ _0\"></span>s liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is n<span class=\"_ _0\"></span>ega<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>5<span class=\"_ _0\"></span>(k)<span class=\"_ _0\"></span>: Empl<span class=\"_ _0\"></span>oyee b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Pension obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o t<span class=\"_ _0\"></span>ype<span class=\"_ _0\"></span>s of pe<span class=\"_ _0\"></span>nsion p<span class=\"_ _0\"></span>lans w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h have b<span class=\"_ _0\"></span>een e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d for el<span class=\"_ _0\"></span>igib<span class=\"_ _0\"></span>le emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on sch<span class=\"_ _0\"></span>emes w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e Group m<span class=\"_ _0\"></span>akes con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions to me<span class=\"_ _0\"></span>mber<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 pens<span class=\"_ _0\"></span>ion pla<span class=\"_ _0\"></span>ns but<span class=\"_ _0\"></span> </span>has no<span class=\"_ _1\"></span> fur<span class=\"_ _0\"></span>ther payment obligations<span class=\"_ _1\"></span> once<span class=\"_ _1\"></span> the contributions have<span class=\"_ _1\"></span> been paid. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed ben<span class=\"_ _0\"></span>efit pl<span class=\"_ _0\"></span>ans wh<span class=\"_ _0\"></span>ich pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s upon re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent to mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s as defin<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e </span>plan rules. T<span class=\"_ _0\"></span>he Group<span class=\"_ _1\"></span> has funded thes<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span> liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> by ring-fencing asse<span class=\"_ _0\"></span>ts in trus<span class=\"_ _0\"></span>tee-adminis<span class=\"_ _0\"></span>ter<span class=\"_ _1\"></span>ed funds.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5e ws60 gs13b\">Def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> contribution pension<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs13c\">Un<span class=\"_ _0\"></span>der a de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n plan<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s le<span class=\"_ _0\"></span>gal or co<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion i<span class=\"_ _0\"></span>s limi<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs13d\">it a<span class=\"_ _0\"></span>gree<span class=\"_ _0\"></span>s to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute to a p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on fun<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>here is n<span class=\"_ _0\"></span>o obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion to p<span class=\"_ _0\"></span>ay fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns if t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1be\">fu<span class=\"_ _0\"></span>nd do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>old su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>ent as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts to p<span class=\"_ _0\"></span>ay be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Cont<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1bf\">sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s for cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ar<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ee<span class=\"_ _0\"></span>-rela<span class=\"_ _0\"></span>ted co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws77 gs13f\">incurred.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs1c0\">Def<span class=\"_ _0\"></span>ined benefit pension obligations<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs1c1\">A defined benef<span class=\"_ _0\"></span>it pens<span class=\"_ _1\"></span>ion pl<span class=\"_ _1\"></span>an ty<span class=\"_ _0\"></span>pically defines the amou<span class=\"_ _1\"></span>nt of<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ens<span class=\"_ _1\"></span>ion benefit that an<span class=\"_ _1\"></span> employee </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1c2\">wi<span class=\"_ _0\"></span>ll<span class=\"_ gs26\"> </span>recei<span class=\"_ _0\"></span>ve on re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pla<span class=\"_ _0\"></span>ns, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d by </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs143\">ind<span class=\"_ _0\"></span>epe<span class=\"_ _0\"></span>nden<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ies us<span class=\"_ _0\"></span>ing the p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d unit cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch meas<span class=\"_ _0\"></span>ures th<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs144\">as t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cas<span class=\"_ _0\"></span>h out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te use<span class=\"_ _0\"></span>d is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs145\">th<span class=\"_ _0\"></span>e yie<span class=\"_ _0\"></span>lds fo<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t gra<span class=\"_ _0\"></span>de cor<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>te bon<span class=\"_ _0\"></span>ds th<span class=\"_ _0\"></span>at hav<span class=\"_ _0\"></span>e matu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty d<span class=\"_ _0\"></span>ates a<span class=\"_ _0\"></span>pprox<span class=\"_ _0\"></span>imat<span class=\"_ _0\"></span>ing to th<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs146\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. Pla<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are meas<span class=\"_ _0\"></span>ured at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date. T<span class=\"_ _0\"></span>he net </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs147\">sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s or def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cit of t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it pl<span class=\"_ _0\"></span>an is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1c3\">pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod l<span class=\"_ _0\"></span>ess t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1c4\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e plan as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14a\">A<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y wher<span class=\"_ _0\"></span>e there i<span class=\"_ _0\"></span>s an unco<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal ri<span class=\"_ _0\"></span>ght to f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14b\">pa<span class=\"_ _0\"></span>st s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice cos<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are cha<span class=\"_ _0\"></span>rged to o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs14c\">Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hich co<span class=\"_ _0\"></span>mpri<span class=\"_ _0\"></span>se gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s as a resul<span class=\"_ _0\"></span>t of exp<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ence ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs14d\">in ac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>aria<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>, the ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>urn on pl<span class=\"_ _0\"></span>an ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>excl<span class=\"_ _0\"></span>uding i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t) an<span class=\"_ _0\"></span>d the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14e\">ceil<span class=\"_ _0\"></span>ing are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d imme<span class=\"_ _0\"></span>diate<span class=\"_ _0\"></span>ly in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e in the p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs14f\">Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed to pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or l<span class=\"_ _0\"></span>oss in s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>nt per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>s. Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1c5\">(oth<span class=\"_ _0\"></span>er than t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>ts of m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>ing pla<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s) are recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se whe<span class=\"_ _0\"></span>n the se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>is </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls41 ws43 gs1c6\">provided.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs152\">Wh<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of a pla<span class=\"_ _0\"></span>n are cha<span class=\"_ _0\"></span>nged<span class=\"_ _0\"></span>, or wh<span class=\"_ _0\"></span>en a pla<span class=\"_ _0\"></span>n is cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ed, t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1c7\">rela<span class=\"_ _0\"></span>ted to p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice by e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s, or t<span class=\"_ _0\"></span>he ga<span class=\"_ _0\"></span>in or lo<span class=\"_ _0\"></span>ss on c<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ilme<span class=\"_ _0\"></span>nt, i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1c8\">pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>he pla<span class=\"_ _0\"></span>n amen<span class=\"_ _0\"></span>dmen<span class=\"_ _0\"></span>t or cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs155\">Employee share-based payment<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs156\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s a numb<span class=\"_ _0\"></span>er of sha<span class=\"_ _0\"></span>re incen<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve pla<span class=\"_ _0\"></span>ns for i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oyee<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>e an awa<span class=\"_ _0\"></span>rd of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs157\">sha<span class=\"_ _0\"></span>res or opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e Group (equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s). The G<span class=\"_ _0\"></span>roup has n<span class=\"_ _0\"></span>ot gra<span class=\"_ _0\"></span>nted </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs158\">aw<span class=\"_ _0\"></span>ards un<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t or pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs1c9\">The Group\u2019s inc<span class=\"_ _1\"></span>entive plans<span class=\"_ _1\"></span> have c<span class=\"_ _1\"></span>onditions attached before the<span class=\"_ _1\"></span> employee<span class=\"_ _1\"></span> becomes entitled t<span class=\"_ _1\"></span>o the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs15a\">aw<span class=\"_ _0\"></span>ard. T<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>an be pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance an<span class=\"_ _0\"></span>d/or se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions (v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions) or con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs1ca\">of<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>en wholly within the<span class=\"_ _1\"></span> control<span class=\"_ _7\"></span> of the employee,<span class=\"_ _7\"></span> for example where<span class=\"_ _1\"></span> the employee<span class=\"_ _7\"></span> has to pr<span class=\"_ _1\"></span>ovide funding </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1cb\">dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ves<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch is the<span class=\"_ _0\"></span>n used to exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs15d\">Per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>ons ma<span class=\"_ _0\"></span>y be mark<span class=\"_ _0\"></span>et-ba<span class=\"_ _0\"></span>sed or no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>ket-ba<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. Marke<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15e\">con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re tho<span class=\"_ _0\"></span>se rela<span class=\"_ _0\"></span>ted to an e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, suc<span class=\"_ _0\"></span>h as ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ing a sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied s<span class=\"_ _0\"></span>hare pr<span class=\"_ _0\"></span>ice or t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs15f\">ba<span class=\"_ _0\"></span>sed on a com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ison of t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s sh<span class=\"_ _0\"></span>are pri<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th an ind<span class=\"_ _0\"></span>ex of shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pr<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mar<span class=\"_ _0\"></span>ket </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs160\">pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose re<span class=\"_ _0\"></span>lated to a<span class=\"_ _0\"></span>n ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r reve<span class=\"_ _0\"></span>nue t<span class=\"_ _0\"></span>arget<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, an ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e of wh<span class=\"_ _0\"></span>ich </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs161\">wo<span class=\"_ _0\"></span>uld be Ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Sha<span class=\"_ _0\"></span>re (\u201c<span class=\"_ _0\"></span>EPS\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Mar<span class=\"_ _0\"></span>ket ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and non<span class=\"_ _0\"></span>-v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ting co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span> </div>are t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the sha<span class=\"_ _0\"></span>re or opti<span class=\"_ _0\"></span>on awa<span class=\"_ _0\"></span>rds at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent dat<span class=\"_ _0\"></span>e. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he share aw<span class=\"_ _0\"></span>ards or op<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is not ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted to t<span class=\"_ _0\"></span>ake into acco<span class=\"_ _0\"></span>unt no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>marke<span class=\"_ _0\"></span>t pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance fea<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>ese are t<span class=\"_ _0\"></span>aken in<span class=\"_ _0\"></span>to consid<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>he numb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in the sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt meas<span class=\"_ _0\"></span>ureme<span class=\"_ _0\"></span>nt and th<span class=\"_ _0\"></span>is adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is ma<span class=\"_ _0\"></span>de each p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d unt<span class=\"_ _0\"></span>il<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ument<span class=\"_ _0\"></span>s ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt aw<span class=\"_ _0\"></span>ards gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e over t<span class=\"_ _0\"></span>he ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whic<span class=\"_ _0\"></span>h accor<span class=\"_ _0\"></span>ds wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>iod f<span class=\"_ _0\"></span>or whi<span class=\"_ _0\"></span>ch rela<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces are p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ided b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee.<span class=\"_ _0\"></span> A<span class=\"_ gs26\"> </span>cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng incre<span class=\"_ _0\"></span>ase in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised fo<span class=\"_ _0\"></span>r equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed pla<span class=\"_ _0\"></span>ns. F<span class=\"_ _0\"></span>or equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>s dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ed at g<span class=\"_ _0\"></span>rant d<span class=\"_ _0\"></span>ate an<span class=\"_ _0\"></span>d not sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly re<span class=\"_ _0\"></span>meas<span class=\"_ _0\"></span>ured.<span class=\"_ _0\"></span> At ea<span class=\"_ _0\"></span>ch pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d end<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup rea<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es the n<span class=\"_ _0\"></span>umb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to ves<span class=\"_ _0\"></span>t for aw<span class=\"_ _0\"></span>ards sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to non<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sed con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>any di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nce bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e revi<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt to the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s reser<span class=\"_ _3\"></span>ve in equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. At t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me the e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed i<span class=\"_ _0\"></span>n the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span> in<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>ose e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d to reta<span class=\"_ _0\"></span>ined ea<span class=\"_ _0\"></span>rni<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>5(l): T<span class=\"_ _7\"></span>ax<span class=\"_ _29f\"> </span>Curr<span class=\"_ _0\"></span>ent ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span>Cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax is t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able o<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able i<span class=\"_ _0\"></span>ncome f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e year<span class=\"_ _1\"></span>, usin<span class=\"_ _0\"></span>g ta<span class=\"_ _0\"></span>x rate<span class=\"_ _0\"></span>s enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d or sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely en<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting da<span class=\"_ _0\"></span>te and any a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent to inco<span class=\"_ _0\"></span>me ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of<span class=\"_ _0\"></span> pre<span class=\"_ _0\"></span>vio<span class=\"_ _0\"></span>us yea<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>. In the U<span class=\"_ _0\"></span>K<span class=\"_ _0\"></span>, a chang<span class=\"_ _0\"></span>e in ta<span class=\"_ _0\"></span>x law is s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n it ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n accep<span class=\"_ _0\"></span>ted by t<span class=\"_ _0\"></span>he Ho<span class=\"_ _0\"></span>use of Com<span class=\"_ _0\"></span>mon<span class=\"_ _0\"></span>s. Curr<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>ax is ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>d or cre<span class=\"_ _0\"></span>dite<span class=\"_ _0\"></span>d to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>, except w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tes to it<span class=\"_ _0\"></span>ems reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y or i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me.<span class=\"_ _29f\"> </span>Deferred tax<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x on pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d by law to b<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>xed in a di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r to the y<span class=\"_ _0\"></span>ear in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to the s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n tempo<span class=\"_ _0\"></span>rar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x ba<span class=\"_ _0\"></span>se of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Defe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax i<span class=\"_ _0\"></span>s cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he t<span class=\"_ _0\"></span>ax ra<span class=\"_ _0\"></span>tes tha<span class=\"_ _0\"></span>t are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to app<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y is s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d or the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is real<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it w<span class=\"_ _0\"></span>ill be a<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e ded<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tib<span class=\"_ _0\"></span>le temp<span class=\"_ _0\"></span>orar<span class=\"_ _3\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ca<span class=\"_ _0\"></span>n be u<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>sed.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is cha<span class=\"_ _0\"></span>rged o<span class=\"_ _0\"></span>r cred<span class=\"_ _0\"></span>ited to p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s, e<span class=\"_ _0\"></span>xcept w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t relate<span class=\"_ _0\"></span>s to ite<span class=\"_ _0\"></span>ms recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y in<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y or in o<span class=\"_ _0\"></span>ther co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come. In cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s, as pe<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted by acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dards<span class=\"_ _0\"></span>, de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x bala<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. In par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y rela<span class=\"_ _0\"></span>tes to th<span class=\"_ _0\"></span>e ini<span class=\"_ _0\"></span>tial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll, or t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re not a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and at t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me of th<span class=\"_ _0\"></span>eir occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nce af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>nei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r accoun<span class=\"_ _0\"></span>ting n<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>xabl<span class=\"_ _0\"></span>e prof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. Note 31 inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her de<span class=\"_ _0\"></span>tail of c<span class=\"_ _0\"></span>ircum<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up do<span class=\"_ _0\"></span>es not re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise te<span class=\"_ _0\"></span>mpor<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs1dd\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _1\"></span> tax<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs13e\">Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to tax o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t retur<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>his \u201cp<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>\u201d is </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1de\">an<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of the Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s tota<span class=\"_ _0\"></span>l tax e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse. T<span class=\"_ _7\"></span>o ma<span class=\"_ _0\"></span>ke the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>e more mea<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ul, t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1df\">to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retur<span class=\"_ _0\"></span>ns are s<span class=\"_ _0\"></span>how<span class=\"_ _0\"></span>n sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs141\">The tax at<span class=\"_ _0\"></span>tributable to<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ol<span class=\"_ _1\"></span>ic<span class=\"_ _0\"></span>yholder r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>tu<span class=\"_ _1\"></span>rns is<span class=\"_ _1\"></span> the amount<span class=\"_ _1\"></span> payable in<span class=\"_ _1\"></span> the yea<span class=\"_ _1\"></span>r plus<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> movement </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs142\">of<span class=\"_ gs26\"> </span>am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le in fu<span class=\"_ _0\"></span>ture ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>. The re<span class=\"_ _0\"></span>maind<span class=\"_ _0\"></span>er of the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se is at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ted </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1e0\">to<span class=\"_ gs26\"> </span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs144\">5(m): Investments in subsi<span class=\"_ _0\"></span>diaries<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs145\">T<span class=\"_ _0\"></span>he Parent Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are ini<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ted at cos<span class=\"_ _0\"></span>t. S<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs146\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s any pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion for im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t. A<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs147\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in a sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y is de<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>d to be imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s great<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1c3\">es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mated r<span class=\"_ _0\"></span>ecove<span class=\"_ _0\"></span>rab<span class=\"_ _0\"></span>le amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>here is e<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence to s<span class=\"_ _0\"></span>ug<span class=\"_ _0\"></span>ges<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t the i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d af<span class=\"_ _0\"></span>ter </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1c4\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>init<span class=\"_ _0\"></span>ial rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of the as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. All im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1e1\">Pare<span class=\"_ _0\"></span>nt Comp<span class=\"_ _0\"></span>any pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>y occu<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs14b\">5(n): Goodwill and intangib<span class=\"_ _0\"></span>le assets<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1e2\">T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll ari<span class=\"_ _0\"></span>ses o<span class=\"_ _0\"></span>n the ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d repres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>um pai<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1e3\">ov<span class=\"_ _0\"></span>er the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s shar<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s acqui<span class=\"_ _0\"></span>red at t<span class=\"_ _0\"></span>he dat<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1e4\">of<span class=\"_ gs26\"> </span>ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of a <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs1e5\">combination, pur<span class=\"_ _7\"></span>chas<span class=\"_ _0\"></span>ed<span class=\"_ _1\"></span> asset<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and int<span class=\"_ _1\"></span>ernally generat<span class=\"_ _1\"></span>ed assets<span class=\"_ _0\"></span>, s<span class=\"_ _1\"></span>uch as<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware development c<span class=\"_ _1\"></span>ost<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1e6\">rela<span class=\"_ _0\"></span>ted to am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised f<span class=\"_ _0\"></span>or in<span class=\"_ _0\"></span>-ho<span class=\"_ _0\"></span>use s<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>ms de<span class=\"_ _0\"></span>velo<span class=\"_ _0\"></span>pmen<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls53 ws20 gs1c6\">Goodwill<span class=\"_ _1\"></span> and g<span class=\"_ _1\"></span>oodwill<span class=\"_ _1\"></span> impair<span class=\"_ _1\"></span>ment<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1e7\">Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill a<span class=\"_ _0\"></span>risi<span class=\"_ _0\"></span>ng on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es is sh<span class=\"_ _0\"></span>own a<span class=\"_ _0\"></span>s a sep<span class=\"_ _0\"></span>arate a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, whil<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1e8\">on<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>here it a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es, is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>ose in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs153\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t at cos<span class=\"_ _0\"></span>t at the da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en cont<span class=\"_ _0\"></span>rol is ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ed (th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date) an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>is </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs154\">sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t le<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>y accu<span class=\"_ _0\"></span>mula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. G<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll is no<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs155\">bu<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to annu<span class=\"_ _0\"></span>al impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1e9\">Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to on<span class=\"_ _0\"></span>e or more gr<span class=\"_ _0\"></span>oups of c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing uni<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201cCGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ea\">th<span class=\"_ _0\"></span>e sy<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>on, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he CGU repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he sma<span class=\"_ _0\"></span>lles<span class=\"_ _0\"></span>t id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le gro<span class=\"_ _0\"></span>up of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1eb\">th<span class=\"_ _0\"></span>at gene<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s cas<span class=\"_ _0\"></span>h inf<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>at are la<span class=\"_ _0\"></span>rgel<span class=\"_ _0\"></span>y ind<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ash in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m othe<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or gr<span class=\"_ _0\"></span>oups </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1c9\">of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>t leas<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>nuall<span class=\"_ _0\"></span>y as a ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ter of cou<span class=\"_ _0\"></span>rse e<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>re is </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs15a\">no<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, and wh<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ver an ev<span class=\"_ _0\"></span>ent or ch<span class=\"_ _0\"></span>ange in circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces oc<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich in<span class=\"_ _0\"></span>dica<span class=\"_ _0\"></span>tes </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1ca\">a<span class=\"_ gs26\"> </span>po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is com<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls43 ws0 gs1cb\">reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t is the h<span class=\"_ _0\"></span>ighe<span class=\"_ _0\"></span>r of va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue le<span class=\"_ _0\"></span>ss cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls43 ws77 gs1ec\">dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al. A<span class=\"_ _0\"></span>ny im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d is not s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y reve<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15e\">On d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal of a<span class=\"_ _0\"></span>n ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n a grou<span class=\"_ _0\"></span>p of CGUs to whi<span class=\"_ _0\"></span>ch goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs15f\">as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h tha<span class=\"_ _0\"></span>t ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t of the o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs160\">th<span class=\"_ _0\"></span>e gain o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s on sa<span class=\"_ _0\"></span>le. It i<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on dis<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d of an<span class=\"_ _0\"></span>d the </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ed\">po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the CGU ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ef\">T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>lcula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are de<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d as the s<span class=\"_ _0\"></span>um of ne<span class=\"_ _0\"></span>t tan<span class=\"_ _0\"></span>gib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed ca<span class=\"_ _0\"></span>sh </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18e\">f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fr<span class=\"_ _0\"></span>om ex<span class=\"_ _0\"></span>ist<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fut<span class=\"_ _0\"></span>ure ne<span class=\"_ _0\"></span>w busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s deri<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>he Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Pl<span class=\"_ _0\"></span>an. Fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs18f\">ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>r the co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al nee<span class=\"_ _0\"></span>ded to s<span class=\"_ _0\"></span>uppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f0\">Mar<span class=\"_ _0\"></span>ket sha<span class=\"_ _0\"></span>re and mar<span class=\"_ _0\"></span>ket gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is also us<span class=\"_ _0\"></span>ed to info<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted vo<span class=\"_ _0\"></span>lume<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of fu<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls52 ws8d gs191\">new<span class=\"_ gs26\"> </span><span class=\"_ _1\"></span>business.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls43 ws45 gs1f1\">Cos<span class=\"_ _0\"></span>t sav<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to fut<span class=\"_ _0\"></span>ure res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y are <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>in cas<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f2\">wh<span class=\"_ _0\"></span>ere an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion h<span class=\"_ _0\"></span>as als<span class=\"_ _0\"></span>o bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d. Cons<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>entl<span class=\"_ _0\"></span>y, for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f3\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on, a num<span class=\"_ _0\"></span>ber of pla<span class=\"_ _0\"></span>nne<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t sa<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>gs and t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f4\">pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>remo<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom the f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f5\">T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is the we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age of the co<span class=\"_ _0\"></span>st of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (ret<span class=\"_ _0\"></span>urn req<span class=\"_ _0\"></span>uired b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f6\">th<span class=\"_ _0\"></span>e cost of d<span class=\"_ _0\"></span>ebt (retur<span class=\"_ _0\"></span>n requi<span class=\"_ _0\"></span>red by bo<span class=\"_ _0\"></span>ndho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs and o<span class=\"_ _0\"></span>wner<span class=\"_ _0\"></span>s of prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es leas<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f7\">Wh<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he sy<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tema<span class=\"_ _0\"></span>tic ri<span class=\"_ _0\"></span>sk (i.e. t<span class=\"_ _0\"></span>he bet<span class=\"_ _0\"></span>a val<span class=\"_ _0\"></span>ue) <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the cos<span class=\"_ _0\"></span>t of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, a </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs199\">tr<span class=\"_ _0\"></span>iang<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach is u<span class=\"_ _0\"></span>sed t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>es be<span class=\"_ _0\"></span>ta va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>s obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal da<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>, a for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd-<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19a\">lo<span class=\"_ _0\"></span>oki<span class=\"_ _0\"></span>ng vie<span class=\"_ _0\"></span>w on the pr<span class=\"_ _0\"></span>ogre<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n of bet<span class=\"_ _0\"></span>a valu<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal vi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s of inves<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs1d3\">Research, development and internally developed soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d4\">Cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred i<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>searc<span class=\"_ _0\"></span>h phas<span class=\"_ _0\"></span>e are ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, whe<span class=\"_ _0\"></span>reas cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e deve<span class=\"_ _0\"></span>lop<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>hase<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1d5\">are c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to meet<span class=\"_ _0\"></span>ing sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic cri<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ia, as se<span class=\"_ _0\"></span>t out in th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dard<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d6\">gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce. In pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to b<span class=\"_ _0\"></span>e cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>t is a req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>hat f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs19f\">ca<span class=\"_ _0\"></span>n be id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>opme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1d8\">T<span class=\"_ _0\"></span>here are a num<span class=\"_ _0\"></span>ber of fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er inter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ped </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d9\">sof<span class=\"_ _3\"></span>t<span class=\"_ _0\"></span>ware m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>a to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set in t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. F<span class=\"_ _0\"></span>or </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b0\">ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e, wh<span class=\"_ _0\"></span>ere a thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>der re<span class=\"_ _0\"></span>tain<span class=\"_ _0\"></span>s own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip of t<span class=\"_ _0\"></span>he sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>are, no a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t wil<span class=\"_ _0\"></span>l be reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b1\">by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p and the co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>ll be ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ed as inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a5\">Wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elop<span class=\"_ _0\"></span>ed so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is h<span class=\"_ _0\"></span>eld at c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a6\">imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. S<span class=\"_ _0\"></span>uch s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t if, an<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y if, it i<span class=\"_ _0\"></span>s prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f8\">fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware w<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow to the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t c<span class=\"_ _0\"></span>an be </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls79 ws79 gs1cd\">mea<span class=\"_ _0\"></span>sured reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a9\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tion i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n a st<span class=\"_ _0\"></span>raig<span class=\"_ _0\"></span>ht-lin<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>is ove<span class=\"_ _0\"></span>r the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b5\">f<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>year<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls63 ws53 gs1bb\">Subsequent expendit<span class=\"_ _0\"></span>ure<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b7\">Sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture on i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngi<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y wh<span class=\"_ _0\"></span>en it i<span class=\"_ _0\"></span>ncrea<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ad\">be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts em<span class=\"_ _0\"></span>bod<span class=\"_ _0\"></span>ied in t<span class=\"_ _0\"></span>he sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic as<span class=\"_ _0\"></span>set to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h it rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. All o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture i<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws77 gs1ae\">incurred.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls63 ws53 gs1fa\">Impairment test<span class=\"_ _0\"></span>ing for<span class=\"_ _1\"></span> intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1fb\">F<span class=\"_ _0\"></span>or int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ini<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>ere ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1fc\">is ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ed. I<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>s of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>ed on e<span class=\"_ _0\"></span>xte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1fd\">cha<span class=\"_ _0\"></span>nges to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ov<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>l busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s env<span class=\"_ _0\"></span>ironm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d inte<span class=\"_ _0\"></span>rnal f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, su<span class=\"_ _0\"></span>ch as w<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1fe\">th<span class=\"_ _0\"></span>an ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess Pl<span class=\"_ _0\"></span>an. I<span class=\"_ _0\"></span>f an ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ff\">imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d in orde<span class=\"_ _0\"></span>r to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsf4\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent los<span class=\"_ _0\"></span>s (i<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>any<span class=\"_ _0\"></span>). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the hig<span class=\"_ _0\"></span>her of f<span class=\"_ _0\"></span>air val<span class=\"_ _0\"></span>ue les<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gsf5\">to se<span class=\"_ _0\"></span>ll and v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use. I<span class=\"_ _0\"></span>f the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt of an i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted to b<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs200\">ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s redu<span class=\"_ _0\"></span>ced to i<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt. A<span class=\"_ _0\"></span>n imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs201\">lo<span class=\"_ _0\"></span>ss is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. W<span class=\"_ _0\"></span>here a<span class=\"_ _0\"></span>n int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is not y<span class=\"_ _0\"></span>et av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble fo<span class=\"_ _0\"></span>r use, i<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs202\">is<span class=\"_ gs26\"> </span>su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to an an<span class=\"_ _0\"></span>nual im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>t by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue wi<span class=\"_ _0\"></span>th the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs203\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d by consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing the a<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the as<span class=\"_ _0\"></span>set to gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs204\">eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>c ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s to reco<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gsfb\">5(o): Propert<span class=\"_ _0\"></span>y,<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>lant and<span class=\"_ _1\"></span> equipment<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs205\">A<span class=\"_ _0\"></span>sid<span class=\"_ _0\"></span>e from r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s, p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, p<span class=\"_ _0\"></span>lant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pall<span class=\"_ _0\"></span>y of com<span class=\"_ _0\"></span>pute<span class=\"_ _0\"></span>r </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs206\">eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>ix<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s acc<span class=\"_ _0\"></span>umula<span class=\"_ _0\"></span>ted de<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs207\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t also i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der con<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs208\">wh<span class=\"_ _0\"></span>ich are n<span class=\"_ _0\"></span>ot dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span>. Cost i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>des t<span class=\"_ _0\"></span>he or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e pric<span class=\"_ _0\"></span>e of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et and t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsff\">br<span class=\"_ _0\"></span>ingi<span class=\"_ _0\"></span>ng the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t to <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s wor<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on for it<span class=\"_ _0\"></span>s int<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d use. De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on is cha<span class=\"_ _0\"></span>rged to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs100\">on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>ne ba<span class=\"_ _0\"></span>sis to w<span class=\"_ _0\"></span>rite d<span class=\"_ _0\"></span>own t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set to i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue ov<span class=\"_ _0\"></span>er it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws53 gs101\">life. The following max<span class=\"_ _0\"></span>imum<span class=\"_ _1\"></span> useful li<span class=\"_ _0\"></span>ves are<span class=\"_ _7\"></span> a<span class=\"_ _0\"></span>pplied:</div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs209\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">R<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s  <span class=\"_ _13d\"> </span>len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th of t<span class=\"_ _0\"></span>he lea<span class=\"_ _0\"></span>se</span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4 ws0 gs20a\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Pl<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt  <span class=\"_ _6a\"> </span>5<span class=\"_ _0\"></span>-<span class=\"_ _7\"></span>10 <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs20b\">Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>es use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>sidua<span class=\"_ _0\"></span>l valu<span class=\"_ _0\"></span>es for as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ey are acqu<span class=\"_ _0\"></span>ired<span class=\"_ _0\"></span>, base<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs20c\">on<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce of simil<span class=\"_ _0\"></span>ar ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng into acco<span class=\"_ _0\"></span>unt ot<span class=\"_ _0\"></span>her rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs20d\">cha<span class=\"_ _0\"></span>nges in te<span class=\"_ _0\"></span>chno<span class=\"_ _0\"></span>log<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d, whe<span class=\"_ _0\"></span>re appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate, ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>fe, resi<span class=\"_ _0\"></span>dual </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs20e\">va<span class=\"_ _0\"></span>lue an<span class=\"_ _0\"></span>d depre<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tion m<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>od fo<span class=\"_ _0\"></span>r prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y plan<span class=\"_ _0\"></span>t and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>n an ann<span class=\"_ _0\"></span>ual ba<span class=\"_ _0\"></span>sis.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs109\">Ite<span class=\"_ _0\"></span>ms of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>re rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed for i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt wh<span class=\"_ _0\"></span>enev<span class=\"_ _0\"></span>er ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s or ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10a\">circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ances i<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ate t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount m<span class=\"_ _0\"></span>ay not b<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le. F<span class=\"_ _0\"></span>or as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs10b\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are g<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he lo<span class=\"_ _0\"></span>wes<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el for w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h ther<span class=\"_ _0\"></span>e are sep<span class=\"_ _0\"></span>ara<span class=\"_ _0\"></span>tely i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>ble c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs20f\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amou<span class=\"_ _0\"></span>nt of an as<span class=\"_ _0\"></span>set is g<span class=\"_ _0\"></span>reater t<span class=\"_ _0\"></span>han it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs210\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>high<span class=\"_ _0\"></span>er of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s fair v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>ess cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l and va<span class=\"_ _0\"></span>lue in use<span class=\"_ _0\"></span>, it is wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten do<span class=\"_ _0\"></span>wn imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs211\">to<span class=\"_ gs26\"> </span>it<span class=\"_ _0\"></span>s rec<span class=\"_ _0\"></span>over<span class=\"_ _0\"></span>able am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and an i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e. Impa<span class=\"_ _0\"></span>ired no<span class=\"_ _0\"></span>n-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs212\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, except g<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l, are re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le rev<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>al of t<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent a<span class=\"_ _0\"></span>t each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs213\">On<span class=\"_ gs26\"> </span>d<span class=\"_ _0\"></span>ereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion of a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ite<span class=\"_ _0\"></span>m of equip<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t, an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>gai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al, de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs214\">be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ne<span class=\"_ _0\"></span>t dispo<span class=\"_ _0\"></span>sal p<span class=\"_ _0\"></span>roce<span class=\"_ _0\"></span>eds an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, is inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs215\">at<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he date of th<span class=\"_ _0\"></span>e disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Item<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t are not ow<span class=\"_ _0\"></span>ned by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p but are </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs216\">hel<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>und<span class=\"_ _0\"></span>er leas<span class=\"_ _0\"></span>e arra<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>in acco<span class=\"_ _0\"></span>rdanc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e accoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y on l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div>5(p): Leases<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t is or con<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ns a lea<span class=\"_ _0\"></span>se at t<span class=\"_ _0\"></span>he inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. A cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t is or c<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>ains a l<span class=\"_ _0\"></span>ease i<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>vey<span class=\"_ _0\"></span>s the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t to cont<span class=\"_ _0\"></span>rol th<span class=\"_ _0\"></span>e use of a<span class=\"_ _0\"></span>n iden<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set f<span class=\"_ _0\"></span>or a period of time<span class=\"_ _1\"></span> in ex<span class=\"_ _7\"></span>change for c<span class=\"_ _1\"></span>onsideration. T<span class=\"_ _9\"></span>o asses<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> where a<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>t conveys the<span class=\"_ _1\"></span> right to<span class=\"_ _1\"></span> control th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>use of an id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ves th<span class=\"_ _0\"></span>e use of an ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>fied a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t whic<span class=\"_ _0\"></span>h may be sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>fied e<span class=\"_ _0\"></span>xpli<span class=\"_ _0\"></span>cit<span class=\"_ _0\"></span>ly or im<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ly and<span class=\"_ _0\"></span> </span>is<span class=\"_ gs26\"> </span>ph<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>lly di<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>t or repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of a phy<span class=\"_ _0\"></span>sic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y dis<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ct a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. If t<span class=\"_ _0\"></span>he sup<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>r has a subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anti<span class=\"_ _0\"></span>ve sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>, then t<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>et is not i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>ifie<span class=\"_ _0\"></span>d; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p has the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>to obt<span class=\"_ _0\"></span>ain su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly all of t<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omic b<span class=\"_ _0\"></span>enefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s from th<span class=\"_ _0\"></span>e use of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span> </span>th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t the p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d of us<span class=\"_ _0\"></span>e; and t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has t<span class=\"_ _0\"></span>he rig<span class=\"_ _0\"></span>ht to di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e use of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or les<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>ght-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set is i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h compr<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial amo<span class=\"_ _0\"></span>unt of le<span class=\"_ _0\"></span>ase lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d for any l<span class=\"_ _0\"></span>ease p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s mad<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>at or be<span class=\"_ _0\"></span>fore th<span class=\"_ _0\"></span>e comme<span class=\"_ _0\"></span>ncem<span class=\"_ _0\"></span>ent date<span class=\"_ _0\"></span>, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>any in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al dire<span class=\"_ _0\"></span>ct co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. Adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts are a<span class=\"_ _0\"></span>lso mad<span class=\"_ _0\"></span>e, whe<span class=\"_ _0\"></span>re appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate, to reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>e provisions for<span class=\"_ _1\"></span> propert<span class=\"_ _0\"></span>y restoration costs and for<span class=\"_ _1\"></span> lease inc<span class=\"_ _1\"></span>entives received such<span class=\"_ _1\"></span> as r<span class=\"_ _1\"></span>ent<span class=\"_ _7\"></span>-f<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span>ee periods. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at the pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>t valu<span class=\"_ _0\"></span>e of the lea<span class=\"_ _0\"></span>se pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are unp<span class=\"_ _0\"></span>aid at th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>comme<span class=\"_ _0\"></span>ncem<span class=\"_ _0\"></span>ent date<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted usin<span class=\"_ _0\"></span>g the as<span class=\"_ _0\"></span>set-sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic inc<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing ra<span class=\"_ _0\"></span>tes. Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er leas<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>encem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e Group m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>res th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t usin<span class=\"_ _0\"></span>g a cos<span class=\"_ _0\"></span>t mod<span class=\"_ _0\"></span>el, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>ass<span class=\"_ _0\"></span>et is hel<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d depre<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d any acc<span class=\"_ _0\"></span>umula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>. Dep<span class=\"_ _0\"></span>recia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se on a s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s to wr<span class=\"_ _0\"></span>ite do<span class=\"_ _0\"></span>wn th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t to it<span class=\"_ _0\"></span>s<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>sidua<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue ove<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife wh<span class=\"_ _0\"></span>ich is de<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>ent on th<span class=\"_ _0\"></span>e leng<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h of the lea<span class=\"_ _0\"></span>se. In add<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion,<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amoun<span class=\"_ _0\"></span>t of the ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se ass<span class=\"_ _0\"></span>et may b<span class=\"_ _0\"></span>e adjus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain reme<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of the l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is subs<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, tak<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ccount of a<span class=\"_ _0\"></span>ny leas<span class=\"_ _0\"></span>e modi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns or reas<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin \u201c<span class=\"_ _0\"></span>Prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>pla<span class=\"_ _0\"></span>nt and eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>\u201d and \u201c<span class=\"_ _0\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u201d an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>\u201c<span class=\"_ _0\"></span>Bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>\u201d in the s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion.<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly ha<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial l<span class=\"_ _0\"></span>ease co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f var<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing d<span class=\"_ _0\"></span>urat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e rent<span class=\"_ _0\"></span>al of a nu<span class=\"_ _0\"></span>mber<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ce buil<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se ca<span class=\"_ _0\"></span>sh out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws are n<span class=\"_ _0\"></span>ot mater<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y ex<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d to var<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, lo<span class=\"_ _0\"></span>w val<span class=\"_ _0\"></span>ue or sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m leas<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue g<span class=\"_ _0\"></span>uaran<span class=\"_ _0\"></span>tees o<span class=\"_ _0\"></span>r res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns imp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d by a lea<span class=\"_ _0\"></span>se con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct or s<span class=\"_ _0\"></span>ale an<span class=\"_ _0\"></span>d leas<span class=\"_ _0\"></span>ebac<span class=\"_ _0\"></span>k tran<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Subleases<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group s<span class=\"_ _0\"></span>uble<span class=\"_ _0\"></span>ts a l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set to a t<span class=\"_ _0\"></span>hird p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, it acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s intere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>n the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se se<span class=\"_ _0\"></span>para<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y from t<span class=\"_ _0\"></span>he hea<span class=\"_ _0\"></span>d lea<span class=\"_ _0\"></span>se. In de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ining w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a s<span class=\"_ _0\"></span>uble<span class=\"_ _0\"></span>ase is a f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance o<span class=\"_ _0\"></span>r oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng lea<span class=\"_ _0\"></span>se, th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>e suble<span class=\"_ _0\"></span>ase ha<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y all th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk and rew<span class=\"_ _0\"></span>ards of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>rig<span class=\"_ _0\"></span>ht-of<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et ari<span class=\"_ _0\"></span>sing fr<span class=\"_ _0\"></span>om the he<span class=\"_ _0\"></span>ad leas<span class=\"_ _0\"></span>e to the sub<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>see.<span class=\"_ _0\"></span> Wh<span class=\"_ _0\"></span>ere the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se doe<span class=\"_ _0\"></span>s tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>er subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>all t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>ght-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et to th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>subl<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ee, th<span class=\"_ _0\"></span>e Group d<span class=\"_ _0\"></span>erecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>a net in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce leas<span class=\"_ _0\"></span>es is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>. The ne<span class=\"_ _0\"></span>t inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce leas<span class=\"_ _0\"></span>e is cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted as th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent va<span class=\"_ _0\"></span>lue of the f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure leas<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recei<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e. Any d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he net i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment in f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ance le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et der<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>med<span class=\"_ _0\"></span>iatel<span class=\"_ _0\"></span>y in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>. Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lated o<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>et inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce le<span class=\"_ _0\"></span>ase us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e incre<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>al b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wing r<span class=\"_ _0\"></span>ate an<span class=\"_ _0\"></span>d is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce inco<span class=\"_ _0\"></span>me. Wh<span class=\"_ _0\"></span>ere the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se doe<span class=\"_ _0\"></span>s not tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y all th<span class=\"_ _0\"></span>e risk an<span class=\"_ _0\"></span>d rewar<span class=\"_ _0\"></span>ds of the r<span class=\"_ _0\"></span>ight-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set to th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ee, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>e the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et. T<span class=\"_ _0\"></span>he su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se is ac<span class=\"_ _0\"></span>counte<span class=\"_ _0\"></span>d for a<span class=\"_ _0\"></span>s an operating<span class=\"_ _1\"></span> lease with the lease<span class=\"_ _1\"></span> payment<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> received r<span class=\"_ _1\"></span>ecognised as<span class=\"_ _1\"></span> investment income.<span class=\"_ _1\"></span> Lease<span class=\"_ _1\"></span> incentives gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he rent<span class=\"_ _0\"></span>al in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d are sp<span class=\"_ _0\"></span>read ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>had o<span class=\"_ _0\"></span>ne mater<span class=\"_ _0\"></span>ial su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se at 31 Dece<span class=\"_ _0\"></span>mber 2025 (2024: one) as de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>6<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>5(q): Provis<span class=\"_ _0\"></span>ions, contingent ass<span class=\"_ _0\"></span>ets and contingent liabilities<span class=\"_ _29f\"> </span>Prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s a pres<span class=\"_ _0\"></span>ent l<span class=\"_ _0\"></span>egal o<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n as a resu<span class=\"_ _0\"></span>lt of pa<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, it is m<span class=\"_ _0\"></span>ore pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at an o<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low o<span class=\"_ _0\"></span>f econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s will b<span class=\"_ _0\"></span>e requ<span class=\"_ _0\"></span>ired to s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d a relia<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>ount o<span class=\"_ _0\"></span>f the ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n can b<span class=\"_ _0\"></span>e made<span class=\"_ _0\"></span>. Prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s be<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate o<span class=\"_ _0\"></span>f the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture req<span class=\"_ _0\"></span>uire<span class=\"_ _0\"></span>d to set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>e the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the t<span class=\"_ _0\"></span>ime v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f mone<span class=\"_ _0\"></span>y is mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l, pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>ounte<span class=\"_ _0\"></span>d and rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture. P<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s are not r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d for f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey ar<span class=\"_ _0\"></span>ise f<span class=\"_ _0\"></span>or the s<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d relat<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ates c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e conte<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t </span>of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>ding fa<span class=\"_ _0\"></span>ir cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er outco<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">O<span class=\"_ _0\"></span>nero<span class=\"_ _0\"></span>us cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, wh<span class=\"_ _0\"></span>en the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts to be de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ved by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m a <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t are l<span class=\"_ _0\"></span>ower<span class=\"_ _0\"></span> </span>th<span class=\"_ _0\"></span>an the u<span class=\"_ _0\"></span>navo<span class=\"_ _0\"></span>idab<span class=\"_ _0\"></span>le cos<span class=\"_ _0\"></span>t of me<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>ng the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons un<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cor<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>rate re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ring<span class=\"_ _0\"></span>, o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>as app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d a det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d for<span class=\"_ _0\"></span>mal pl<span class=\"_ _0\"></span>an and r<span class=\"_ _0\"></span>aise<span class=\"_ _0\"></span>d a val<span class=\"_ _0\"></span>id </span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on amo<span class=\"_ _0\"></span>ng tho<span class=\"_ _0\"></span>se par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies dir<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y affec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d, tha<span class=\"_ _0\"></span>t the pla<span class=\"_ _0\"></span>n will b<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>ied ou<span class=\"_ _0\"></span>t eit<span class=\"_ _0\"></span>her by ha<span class=\"_ _0\"></span>ving<span class=\"_ _0\"></span> commenc<span class=\"_ _1\"></span>ed impleme<span class=\"_ _1\"></span>ntation or by<span class=\"_ _1\"></span> publicly annou<span class=\"_ _1\"></span>ncing the<span class=\"_ _7\"></span> plan<span class=\"_ _0\"></span>\u2019s<span class=\"_ _7\"></span> main featur<span class=\"_ _1\"></span>es. Such<span class=\"_ _1\"></span> provisions inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e the di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>turi<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, such a<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s bu<span class=\"_ _0\"></span>t not t<span class=\"_ _0\"></span>hose c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ongo<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Le<span class=\"_ _0\"></span>gal un<span class=\"_ _0\"></span>cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ies an<span class=\"_ _0\"></span>d the s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of oth<span class=\"_ _0\"></span>er cla<span class=\"_ _0\"></span>ims.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">C<span class=\"_ _0\"></span>law<span class=\"_ _0\"></span>back p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of poten<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>ds due to pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ers in rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to indem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </span>commission.  <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Pr<span class=\"_ _0\"></span>oper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has a<span class=\"_ _0\"></span>n oblig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to res<span class=\"_ _0\"></span>tore a p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cond<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion </span>at t<span class=\"_ _0\"></span>he end o<span class=\"_ _0\"></span>f the l<span class=\"_ _0\"></span>ease.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff100 fsb fc1 sc0 ls4a ws4c gs224\">Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies are po<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ble ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s of the Gro<span class=\"_ _0\"></span>up for whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>iming o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4a ws0 gs225\">sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t uncer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. Co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are n<span class=\"_ _0\"></span>ot recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4a ws0 gs226\">po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion, u<span class=\"_ _0\"></span>nles<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>ey are a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a bu<span class=\"_ _0\"></span>sines<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ey are, h<span class=\"_ _0\"></span>owe<span class=\"_ _0\"></span>ver<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4a ws0 gs1f0\">dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, unle<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>ey are co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e remo<span class=\"_ _0\"></span>te. If a con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y beco<span class=\"_ _0\"></span>mes p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble an<span class=\"_ _0\"></span>d the<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4a ws0 gs191\">amo<span class=\"_ _0\"></span>unt c<span class=\"_ _0\"></span>an be re<span class=\"_ _0\"></span>liab<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d it is n<span class=\"_ _0\"></span>o longe<span class=\"_ _0\"></span>r trea<span class=\"_ _0\"></span>ted as co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent an<span class=\"_ _0\"></span>d it is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f1\">Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h are po<span class=\"_ _0\"></span>ssib<span class=\"_ _0\"></span>le be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, are o<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d if i<span class=\"_ _0\"></span>t is prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f2\">Gro<span class=\"_ _0\"></span>up wi<span class=\"_ _0\"></span>ll recei<span class=\"_ _0\"></span>ve t<span class=\"_ _0\"></span>he ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. If su<span class=\"_ _0\"></span>ch a be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t beco<span class=\"_ _0\"></span>mes v<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>lly c<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in, i<span class=\"_ _0\"></span>t is no lo<span class=\"_ _0\"></span>nger con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f3\">con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt and i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls4a ws17 gs227\">5(r): Foreign currency translation<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f5\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and Pa<span class=\"_ _0\"></span>rent Com<span class=\"_ _0\"></span>pany<span class=\"_ _3\"></span>\u2019s pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y is po<span class=\"_ _0\"></span>unds s<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ling<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1f6\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s fo<span class=\"_ _0\"></span>reign o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is the cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of the pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1f7\">rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e. The r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted in<span class=\"_ _0\"></span>to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs199\">pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at av<span class=\"_ _0\"></span>erage e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs19a\">are t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>t the y<span class=\"_ _0\"></span>ear<span class=\"_ _1\"></span>-<span class=\"_ _0\"></span>end exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. Exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ate di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19b\">th<span class=\"_ _0\"></span>e net inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t in foreig<span class=\"_ _0\"></span>n subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in ot<span class=\"_ _0\"></span>her com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me and t<span class=\"_ _0\"></span>aken </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19c\">to<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e curre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve wh<span class=\"_ _0\"></span>ich fo<span class=\"_ _0\"></span>rms pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. T<span class=\"_ _7\"></span>o the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent th<span class=\"_ _0\"></span>at </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs19d\">th<span class=\"_ _0\"></span>ese g<span class=\"_ _0\"></span>ains an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s are ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y hedge<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e cumu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t of su<span class=\"_ _0\"></span>ch ga<span class=\"_ _0\"></span>ins an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19e\">on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he hed<span class=\"_ _0\"></span>ging in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is als<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>pone<span class=\"_ _0\"></span>nt of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y. <span class=\"_ _1\"></span>On di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al of a forei<span class=\"_ _0\"></span>gn ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs228\">exc<span class=\"_ _0\"></span>hange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d out o<span class=\"_ _0\"></span>f this re<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>e and in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the g<span class=\"_ _0\"></span>ain or l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>n sal<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1d7\">in<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a1\">F<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed into t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e excha<span class=\"_ _0\"></span>nge rat<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a2\">pre<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>ling at t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b1\">Mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>cies ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b2\">fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates pr<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>iling a<span class=\"_ _0\"></span>t the re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing dat<span class=\"_ _0\"></span>e. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws77 gs1b3\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enci<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t are s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ted at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue are t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>slate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b4\">cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s prev<span class=\"_ _0\"></span>aili<span class=\"_ _0\"></span>ng at th<span class=\"_ _0\"></span>e date<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lues w<span class=\"_ _0\"></span>ere de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a7\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies d<span class=\"_ _0\"></span>enom<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d in fore<span class=\"_ _0\"></span>ign c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>cie<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a8\">int<span class=\"_ _0\"></span>o the f<span class=\"_ _0\"></span>unc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>onal c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e rate o<span class=\"_ _0\"></span>f excha<span class=\"_ _0\"></span>nge at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gs1a9\">liabilit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> are not<span class=\"_ _1\"></span> subsequently retranslated.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1aa\">E<span class=\"_ _0\"></span>xchange g<span class=\"_ _0\"></span>ains a<span class=\"_ _0\"></span>nd lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nslat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r of fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1bb\">an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. Exch<span class=\"_ _0\"></span>ange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces fo<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>tems ar<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws5f gs1b7\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mone<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y item<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b8\">are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me, an<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss if t<span class=\"_ _0\"></span>he ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ae\">no<span class=\"_ _0\"></span>n-m<span class=\"_ _0\"></span>one<span class=\"_ _0\"></span>tar<span class=\"_ _3\"></span>y ite<span class=\"_ _0\"></span>m are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs22a\">5(s): Share capital<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls63 ws53 gs22b\">Equit<span class=\"_ _0\"></span>y instrument<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs22c\">Sha<span class=\"_ _0\"></span>res are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span>re is no co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to del<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs22d\">or<span class=\"_ gs26\"> </span>ot<span class=\"_ _0\"></span>her as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts to an<span class=\"_ _0\"></span>othe<span class=\"_ _0\"></span>r enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y on term<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>y be unf<span class=\"_ _0\"></span>avou<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e. The v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Compa<span class=\"_ _0\"></span>ny<span class=\"_ _0\"></span>\u2019s<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs22e\">sha<span class=\"_ _0\"></span>re<span class=\"_ gs26\"> </span>cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al consi<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e numbe<span class=\"_ _0\"></span>r of Ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Shar<span class=\"_ _0\"></span>es in iss<span class=\"_ _0\"></span>ue mul<span class=\"_ _0\"></span>tipl<span class=\"_ _0\"></span>ied by t<span class=\"_ _0\"></span>heir no<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs22f\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>dif<span class=\"_ _3\"></span>fere<span class=\"_ _0\"></span>nce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d on the is<span class=\"_ _0\"></span>sue of t<span class=\"_ _0\"></span>he share<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>nom<span class=\"_ _0\"></span>inal v<span class=\"_ _0\"></span>alue </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs230\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>share<span class=\"_ _0\"></span>s iss<span class=\"_ _0\"></span>ued is reco<span class=\"_ _0\"></span>rded i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>mium.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs231\">Cos<span class=\"_ _0\"></span>t of is<span class=\"_ _0\"></span>suing s<span class=\"_ _0\"></span>hare<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs232\">Inc<span class=\"_ _0\"></span>reme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>l ex<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s dire<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the is<span class=\"_ _0\"></span>sue o<span class=\"_ _0\"></span>f new sh<span class=\"_ _0\"></span>ares ar<span class=\"_ _0\"></span>e show<span class=\"_ _0\"></span>n in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs233\">a<span class=\"_ gs26\"> </span>de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on, ne<span class=\"_ _0\"></span>t of tax<span class=\"_ _0\"></span>, fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>s of the is<span class=\"_ _0\"></span>sue an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed wh<span class=\"_ _0\"></span>ere mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws4f gs234\">Dividend<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs235\">Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend<span class=\"_ _0\"></span>s are dis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it to t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s shareh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd as a res<span class=\"_ _0\"></span>ult a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs236\">de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Inte<span class=\"_ _0\"></span>rim D<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ds pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s are ann<span class=\"_ _0\"></span>ounc<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he hal<span class=\"_ _0\"></span>f-ye<span class=\"_ _0\"></span>ar resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs237\">an<span class=\"_ _0\"></span>d aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised b<span class=\"_ _0\"></span>y the D<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd is an<span class=\"_ _0\"></span>noun<span class=\"_ _0\"></span>ced w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>l Repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>pic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs238\">req<span class=\"_ _0\"></span>uires sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder a<span class=\"_ _0\"></span>pprov<span class=\"_ _0\"></span>al at th<span class=\"_ _0\"></span>e Ann<span class=\"_ _0\"></span>ual Gen<span class=\"_ _0\"></span>eral M<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>ing. F<span class=\"_ _0\"></span>or thi<span class=\"_ _0\"></span>s reaso<span class=\"_ _0\"></span>n, it is no<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>uded as a </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs239\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e annua<span class=\"_ _0\"></span>l f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs23a\">Shares held by<span class=\"_ _1\"></span> trust<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs23b\">Sha<span class=\"_ _0\"></span>res in the Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y that are h<span class=\"_ _0\"></span>eld by th<span class=\"_ _0\"></span>e Emplo<span class=\"_ _0\"></span>yee B<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ust (<span class=\"_ _0\"></span>\u201cEB<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) are trea<span class=\"_ _0\"></span>ted as \u201cow<span class=\"_ _0\"></span>n share<span class=\"_ _0\"></span>s\u201d. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23c\">T<span class=\"_ _0\"></span>he EBT a<span class=\"_ _0\"></span>cquire<span class=\"_ _0\"></span>s share<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny for d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>y to em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>yees u<span class=\"_ _0\"></span>nder e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee i<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e plan<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23d\">Acq<span class=\"_ _0\"></span>uired s<span class=\"_ _0\"></span>hares a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>rom equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y at t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice pa<span class=\"_ _0\"></span>id for t<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs23e\">5<span class=\"_ _0\"></span>(t<span class=\"_ _1\"></span>): E<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs p<span class=\"_ _0\"></span>er sh<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23f\">Ba<span class=\"_ _0\"></span>sic ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r share a<span class=\"_ _0\"></span>re cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted by d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>idin<span class=\"_ _0\"></span>g the p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o the O<span class=\"_ _0\"></span>rdina<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y Share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs218\">of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any by t<span class=\"_ _0\"></span>he wei<span class=\"_ _0\"></span>ghte<span class=\"_ _0\"></span>d ave<span class=\"_ _0\"></span>rage nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f Ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Sha<span class=\"_ _0\"></span>res in is<span class=\"_ _0\"></span>sue d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>, e<span class=\"_ _0\"></span>xclud<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs219\">Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t trus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>EBTs\u201d<span class=\"_ _0\"></span>) and sh<span class=\"_ _0\"></span>ares he<span class=\"_ _0\"></span>ld in cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21a\">(\u201c<span class=\"_ _0\"></span>own sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). Ow<span class=\"_ _0\"></span>n share<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r the pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>se of cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ting b<span class=\"_ _0\"></span>oth ba<span class=\"_ _0\"></span>sic an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dil<span class=\"_ _0\"></span>uted EP<span class=\"_ _0\"></span>S.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs240\">Dil<span class=\"_ _0\"></span>ute<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s per sh<span class=\"_ _0\"></span>are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e dilu<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of sh<span class=\"_ _0\"></span>ares aw<span class=\"_ _0\"></span>arde<span class=\"_ _0\"></span>d and o<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d to </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs241\">emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees un<span class=\"_ _0\"></span>der sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent ar<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, to th<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>tent t<span class=\"_ _0\"></span>hey h<span class=\"_ _0\"></span>ave v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, in the c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs242\">of th<span class=\"_ _0\"></span>e weig<span class=\"_ _0\"></span>hted a<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>age num<span class=\"_ _0\"></span>ber of sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>, as if t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt sha<span class=\"_ _0\"></span>res wer<span class=\"_ _0\"></span>e in iss<span class=\"_ _0\"></span>ue for t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ll yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs243\">are c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d by inc<span class=\"_ _0\"></span>reasi<span class=\"_ _0\"></span>ng the w<span class=\"_ _0\"></span>eig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e numb<span class=\"_ _0\"></span>er of Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hares o<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding to a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>me </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21f\">con<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sion of a<span class=\"_ _0\"></span>ll dil<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ve p<span class=\"_ _0\"></span>otent<span class=\"_ _0\"></span>ial Or<span class=\"_ _0\"></span>dinar<span class=\"_ _3\"></span>y Sha<span class=\"_ _0\"></span>res, n<span class=\"_ _0\"></span>ota<span class=\"_ _0\"></span>bl<span class=\"_ _0\"></span>y thos<span class=\"_ _0\"></span>e rela<span class=\"_ _0\"></span>ted to em<span class=\"_ _0\"></span>ploy<span class=\"_ _0\"></span>ee sha<span class=\"_ _0\"></span>re sch<span class=\"_ _0\"></span>emes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs244\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>is als<span class=\"_ _0\"></span>o requi<span class=\"_ _0\"></span>red to cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>te head<span class=\"_ _0\"></span>line ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re (\u201c<span class=\"_ _0\"></span>HEPS<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>in acco<span class=\"_ _0\"></span>rdan<span class=\"_ _0\"></span>ce wit<span class=\"_ _0\"></span>h the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs245\">Jo<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>esbur<span class=\"_ _0\"></span>g Stock E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>nge (\u201c<span class=\"_ _0\"></span>JSE<span class=\"_ _0\"></span>\u201d) L<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting Re<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed by refe<span class=\"_ _0\"></span>rence to th<span class=\"_ _0\"></span>e Sou<span class=\"_ _0\"></span>th </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs9f\">Af<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>can In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>te of Cha<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tered Acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 circu<span class=\"_ _0\"></span>lar 1<span class=\"_ _7\"></span>/<span class=\"_ _0\"></span>2023 He<span class=\"_ _0\"></span>adli<span class=\"_ _0\"></span>ne Ear<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>s. Di<span class=\"_ _0\"></span>sclo<span class=\"_ _0\"></span>sure of HEP<span class=\"_ _0\"></span>S </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsa0\">is<span class=\"_ gs26\"> </span>no<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>a requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t of IFR<span class=\"_ _0\"></span>S, b<span class=\"_ _0\"></span>ut it is a com<span class=\"_ _0\"></span>monl<span class=\"_ _0\"></span>y use<span class=\"_ _0\"></span>d measu<span class=\"_ _0\"></span>re of earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in So<span class=\"_ _0\"></span>uth A<span class=\"_ _0\"></span>fr<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs247\">5(u<span class=\"_ _1\"></span>): Inv<span class=\"_ _1\"></span>estment proper<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs248\">Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es are v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>d und<span class=\"_ _0\"></span>er the co<span class=\"_ _0\"></span>st m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l. Dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e on a </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs249\">s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ight-l<span class=\"_ _0\"></span>ine b<span class=\"_ _0\"></span>asis to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te dow<span class=\"_ _0\"></span>n the co<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he r<span class=\"_ _0\"></span>ight-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set to i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue ov<span class=\"_ _0\"></span>er it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs24a\">us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l life w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is dep<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>nt on t<span class=\"_ _0\"></span>he len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th of th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs24b\">Lea<span class=\"_ _0\"></span>se inco<span class=\"_ _0\"></span>me fr<span class=\"_ _0\"></span>om ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing lea<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is a le<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>or<span class=\"_ _7\"></span>, is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in inco<span class=\"_ _0\"></span>me on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs24c\">lin<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s over t<span class=\"_ _0\"></span>he su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se ter<span class=\"_ _0\"></span>m. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-314": {
   "value": "5(a<span class=\"_ _1\"></span>): Group accounting<span class=\"_ _29f\"> </span>Subsidiaries<span class=\"_ _29f\"> </span>Sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies (i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>es) cont<span class=\"_ _0\"></span>rolle<span class=\"_ _0\"></span>d by the G<span class=\"_ _0\"></span>roup. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trols<span class=\"_ _0\"></span> an<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>and o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has all t<span class=\"_ _0\"></span>hree el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls4b ws4b\">power over the investee;</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure or r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts to v<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns fr<span class=\"_ _0\"></span>om it<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee; an<span class=\"_ _0\"></span>d</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to affe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ose ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>rough i<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>ower o<span class=\"_ _0\"></span>ver th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee.<span class=\"_ _29f\"> </span></span>F<span class=\"_ _0\"></span>or ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>ng ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, t<span class=\"_ _0\"></span>his usua<span class=\"_ _0\"></span>ll<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ing in th<span class=\"_ _0\"></span>e enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of 50% or m<span class=\"_ _0\"></span>ore.<span class=\"_ _29f\"> </span>As<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>ociates<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates are en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies o<span class=\"_ _0\"></span>ver wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uence<span class=\"_ _0\"></span>, but no<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trol or jo<span class=\"_ _0\"></span>int con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h it<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial an<span class=\"_ _0\"></span>d oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y dec<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns. S<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e is gen<span class=\"_ _0\"></span>erall<span class=\"_ _0\"></span>y dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ated by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ho<span class=\"_ _0\"></span>lding b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>20% an<span class=\"_ _0\"></span>d 50% of t<span class=\"_ _0\"></span>he vot<span class=\"_ _0\"></span>ing rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s. Voti<span class=\"_ _0\"></span>ng rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s are n<span class=\"_ _0\"></span>ot the o<span class=\"_ _0\"></span>nly c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, all o<span class=\"_ _0\"></span>ther re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual or o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e, are as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ning w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up can e<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>se sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant i<span class=\"_ _0\"></span>nf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates a<span class=\"_ _0\"></span>re inco<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d of accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te tha<span class=\"_ _0\"></span>t sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce comm<span class=\"_ _0\"></span>ences<span class=\"_ _0\"></span> unt<span class=\"_ _0\"></span>il th<span class=\"_ _0\"></span>e date i<span class=\"_ _0\"></span>t ends<span class=\"_ _0\"></span>. Und<span class=\"_ _0\"></span>er thi<span class=\"_ _0\"></span>s met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, the co<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te toget<span class=\"_ _0\"></span>her w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share o<span class=\"_ _0\"></span>f that e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s po<span class=\"_ _0\"></span>st-a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on cha<span class=\"_ _0\"></span>nges to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>\u2019 fun<span class=\"_ _0\"></span>ds is in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion. T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>ude t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or<span class=\"_ gs26\"> </span>l<span class=\"_ _0\"></span>oss an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate un<span class=\"_ _0\"></span>til th<span class=\"_ _0\"></span>e date on wh<span class=\"_ _0\"></span>ich sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce cea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Where a G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, unrea<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es are<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>imin<span class=\"_ _0\"></span>ated to th<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>tent of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t in the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate. Un<span class=\"_ _0\"></span>realis<span class=\"_ _0\"></span>ed lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are eli<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me way b<span class=\"_ _0\"></span>ut on<span class=\"_ _0\"></span>ly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>re is no ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of im<span class=\"_ _0\"></span>pai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are hel<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th a v<span class=\"_ _0\"></span>iew to su<span class=\"_ _0\"></span>bse<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>t resa<span class=\"_ _0\"></span>le are a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ed for a<span class=\"_ _0\"></span>s non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d for s<span class=\"_ _0\"></span>ale.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te, a po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f whi<span class=\"_ _0\"></span>ch is he<span class=\"_ _0\"></span>ld by, or is h<span class=\"_ _0\"></span>eld in<span class=\"_ _0\"></span>direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a uni<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t or simil<span class=\"_ _0\"></span>ar ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng thro<span class=\"_ _0\"></span>ugh uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, that po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted as an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 202<span class=\"_ _1\"></span>4 and 2025. In a<span class=\"_ _0\"></span>ddi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up clas<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed Bea<span class=\"_ _0\"></span>ls Mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ga<span class=\"_ _0\"></span>ge <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ited a<span class=\"_ _0\"></span>nd Clin<span class=\"_ _0\"></span>ton Kenn<span class=\"_ _0\"></span>ard A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Ltd<span class=\"_ _0\"></span> as<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es from 29 O<span class=\"_ _0\"></span>cto<span class=\"_ _0\"></span>ber 2024 to 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2024 in the pr<span class=\"_ _0\"></span>ior p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d and th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 20<span class=\"_ _1\"></span>25.<span class=\"_ _0\"></span> Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imite<span class=\"_ _0\"></span>d was cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate f<span class=\"_ _0\"></span>rom 3 Apr<span class=\"_ _0\"></span>il 2025 (se<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>note 6<span class=\"_ _0\"></span>). Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> funds<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dates ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of it<span class=\"_ _0\"></span>s int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in op<span class=\"_ _0\"></span>en-<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s (\u201cO<span class=\"_ _0\"></span>EIC<span class=\"_ _0\"></span>s\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>, unit<span class=\"_ _0\"></span> tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, mut<span class=\"_ _0\"></span>ual fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>sim<span class=\"_ _0\"></span>ilar inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt vehi<span class=\"_ _0\"></span>cle<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>(colle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y \u201cin<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cont<span class=\"_ _0\"></span>inua<span class=\"_ _0\"></span>lly a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s to fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine, in t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e elem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of con<span class=\"_ _0\"></span>trol l<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove, w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her i<span class=\"_ _0\"></span>t st<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>s the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee a<span class=\"_ _0\"></span>nd is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore req<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span> to cons<span class=\"_ _0\"></span>olidate i<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in a w<span class=\"_ _0\"></span>ide ran<span class=\"_ _0\"></span>ge of inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>unds i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of it<span class=\"_ _0\"></span>s uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>ere inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are mad<span class=\"_ _0\"></span>e to matc<span class=\"_ _0\"></span>h the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>oice<span class=\"_ _0\"></span>s of it<span class=\"_ _0\"></span>s cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s. F<span class=\"_ _0\"></span>or som<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>ese fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, it<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t pred<span class=\"_ _0\"></span>omina<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y in equ<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, b<span class=\"_ _0\"></span>onds<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h and ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p hold<span class=\"_ _0\"></span>s inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds mai<span class=\"_ _0\"></span>nly t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e receip<span class=\"_ _0\"></span>t of fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fee<span class=\"_ _0\"></span>s, in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>ase w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h prov<span class=\"_ _0\"></span>ide a v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>unds u<span class=\"_ _0\"></span>nder m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er cr<span class=\"_ _0\"></span>iter<span class=\"_ _0\"></span>ia, a<span class=\"_ _0\"></span>nd in t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>ird-<span class=\"_ _0\"></span>pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _0\"></span> fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce has an im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>-ba<span class=\"_ _0\"></span>sed fe<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thin u<span class=\"_ _0\"></span>nit-li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er simi<span class=\"_ _0\"></span>lar cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> it<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ay<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o hold in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, thro<span class=\"_ _0\"></span>ugh acq<span class=\"_ _0\"></span>uiri<span class=\"_ _0\"></span>ng uni<span class=\"_ _0\"></span>ts or sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Wh<span class=\"_ _0\"></span>ere the<span class=\"_ _0\"></span>se inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are he<span class=\"_ _0\"></span>ld in uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup has a se<span class=\"_ _0\"></span>cond<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>to var<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le retu<span class=\"_ _0\"></span>rns th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fees t<span class=\"_ _0\"></span>hat it d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m unit-l<span class=\"_ _0\"></span>inked p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>ccount b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ces. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s perce<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ge own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip ca<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>luc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ate fro<span class=\"_ _0\"></span>m day<span class=\"_ _0\"></span>-to<span class=\"_ _0\"></span>-d<span class=\"_ _0\"></span>ay acco<span class=\"_ _0\"></span>rding to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>hem as cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 un<span class=\"_ _0\"></span>derl<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t choi<span class=\"_ _0\"></span>ces cha<span class=\"_ _0\"></span>nge.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere, as i<span class=\"_ _0\"></span>s of<span class=\"_ _0\"></span>ten th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, vot<span class=\"_ _0\"></span>ing or si<span class=\"_ _0\"></span>mila<span class=\"_ _0\"></span>r rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s are not t<span class=\"_ _0\"></span>he do<span class=\"_ _0\"></span>minan<span class=\"_ _0\"></span>t fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r in<span class=\"_ gs26\"> </span>de<span class=\"_ _0\"></span>cid<span class=\"_ _0\"></span>ing who co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>ls the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee, o<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cont<span class=\"_ _0\"></span>rol as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt. W<span class=\"_ _0\"></span>hen as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>trol o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s the p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose a<span class=\"_ _0\"></span>nd des<span class=\"_ _0\"></span>ign of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>scop<span class=\"_ _0\"></span>e of it<span class=\"_ _0\"></span>s deci<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng it<span class=\"_ _0\"></span>s abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to dire<span class=\"_ _0\"></span>ct re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and to go<span class=\"_ _0\"></span>vern<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of a f<span class=\"_ _0\"></span>und s<span class=\"_ _0\"></span>o as to ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n var<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns f<span class=\"_ _0\"></span>rom tha<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>d and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to us<span class=\"_ _0\"></span>e it<span class=\"_ _0\"></span>s pow<span class=\"_ _0\"></span>er to<span class=\"_ gs26\"> </span>af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>se retu<span class=\"_ _0\"></span>rns<span class=\"_ _0\"></span>, bot<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m the pe<span class=\"_ _0\"></span>rsp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve of an inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tor and an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t manage<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. In add<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on, th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by oth<span class=\"_ _0\"></span>er par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>ive rem<span class=\"_ _0\"></span>ova<span class=\"_ _0\"></span>l (\u201ck<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>k-ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>y af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s ab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y to d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>On co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s oth<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion and ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>\u201c<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>\u201d<span class=\"_ _1\"></span>. Such<span class=\"_ _0\"></span> int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are not re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>cont<span class=\"_ _0\"></span>roll<span class=\"_ _0\"></span>ing inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as the<span class=\"_ _0\"></span>y mee<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>teria to b<span class=\"_ _0\"></span>e cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>ese li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>gard<span class=\"_ _0\"></span>ed as cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t, as t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re repa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le on de<span class=\"_ _0\"></span>mand<span class=\"_ _0\"></span>, al<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ugh i<span class=\"_ _0\"></span>t is not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ey wi<span class=\"_ _0\"></span>ll be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d in a sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t time p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od.<span class=\"_ _29f\"> </span>Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is req<span class=\"_ _0\"></span>uired to u<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>d of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing for b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e date tha<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rol is ach<span class=\"_ _0\"></span>ieve<span class=\"_ _0\"></span>d (the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on date). Th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d as the ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>regat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>es (at the da<span class=\"_ _0\"></span>te of exchan<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>, liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred o<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>umed<span class=\"_ _0\"></span>, and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p in exch<span class=\"_ _0\"></span>ange fo<span class=\"_ _0\"></span>r con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>e. Defe<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>iree<span class=\"_ _0\"></span>\u2019s id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd cont<span class=\"_ _0\"></span>inge<span class=\"_ _0\"></span>nt liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that m<span class=\"_ _0\"></span>eet t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>or reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>If t<span class=\"_ _0\"></span>he ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g for a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is inco<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te by th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>nal am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s are rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, thes<span class=\"_ _0\"></span>e are adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch ex<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>s up to a <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imum of 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion d<span class=\"_ _0\"></span>ate. Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es may a<span class=\"_ _0\"></span>lso b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>is pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t any n<span class=\"_ _0\"></span>ew inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>hat<span class=\"_ _0\"></span>, if kn<span class=\"_ _0\"></span>own<span class=\"_ _0\"></span>, woul<span class=\"_ _0\"></span>d have af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>date.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the e<span class=\"_ _0\"></span>xces<span class=\"_ _0\"></span>s of the c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t of an acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n over t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>hare of th<span class=\"_ _0\"></span>e iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>able n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uired e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on. O<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, n<span class=\"_ _0\"></span>ot for<span class=\"_ _0\"></span>ming p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, are e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Up<span class=\"_ _0\"></span>on sa<span class=\"_ _0\"></span>le, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iar<span class=\"_ _0\"></span>y or d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal g<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n the da<span class=\"_ _0\"></span>te on wh<span class=\"_ _0\"></span>ich co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l pas<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al gro<span class=\"_ _0\"></span>up up to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>f disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>rocee<span class=\"_ _0\"></span>ds fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f a subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng and it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount as at t<span class=\"_ _0\"></span>he date of di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve amo<span class=\"_ _0\"></span>unt of any<span class=\"_ gs26\"> </span>r<span class=\"_ _0\"></span>elate<span class=\"_ _0\"></span>d excha<span class=\"_ _0\"></span>nge dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s that are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve,<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e gain or lo<span class=\"_ _0\"></span>ss on s<span class=\"_ _0\"></span>ale of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>In<span class=\"_ _0\"></span>tangi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts ac<span class=\"_ _0\"></span>quired a<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>rt o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span>Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e and c<span class=\"_ _0\"></span>an be m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Acq<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l relationships<span class=\"_ _7\"></span> such as customer rel<span class=\"_ _1\"></span>ationships and<span class=\"_ _7\"></span> dis<span class=\"_ _0\"></span>tribution channels. Such<span class=\"_ _1\"></span> items a<span class=\"_ _1\"></span>re capitalised at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nted b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d net p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired a<span class=\"_ _0\"></span>t the da<span class=\"_ _0\"></span>te of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Bra<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar it<span class=\"_ _0\"></span>ems acq<span class=\"_ _0\"></span>uired a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>sed at t<span class=\"_ _0\"></span>heir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue bas<span class=\"_ _0\"></span>ed on a \u2018rel<span class=\"_ _0\"></span>ief fro<span class=\"_ _0\"></span>m roya<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>dolo<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>red int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at ra<span class=\"_ _0\"></span>tes ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te of<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t or va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion le<span class=\"_ _0\"></span>ss e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d resi<span class=\"_ _0\"></span>dual v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, using a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d over t<span class=\"_ _0\"></span>heir e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l liv<span class=\"_ _0\"></span>es as<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls62 ws60\">Dis<span class=\"_ _0\"></span>tributio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span> channels <span class=\"_ _6a\"> </span>8 years</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s <span class=\"_ _6c\"> </span>7<span class=\"_ _1\"></span>-<span class=\"_ _7\"></span>10 year<span class=\"_ _0\"></span>s</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">S<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware <span class=\"_ _7a\"> </span> <span class=\"_ _151\"> </span>5 y<span class=\"_ _0\"></span>ears<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omi<span class=\"_ _0\"></span>c liv<span class=\"_ _0\"></span>es are de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>y cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ing rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors s<span class=\"_ _0\"></span>uch as u<span class=\"_ _0\"></span>sage o<span class=\"_ _0\"></span>f the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t, p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fe c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>es, p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial o<span class=\"_ _0\"></span>bso<span class=\"_ _0\"></span>lesc<span class=\"_ _0\"></span>ence, co<span class=\"_ _0\"></span>mpe<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e indu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d is re-<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of eac<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForGroupAccounting",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-368": {
   "value": "Subsidiaries<span class=\"_ _29f\"> </span>Sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies (i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>es) cont<span class=\"_ _0\"></span>rolle<span class=\"_ _0\"></span>d by the G<span class=\"_ _0\"></span>roup. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trols<span class=\"_ _0\"></span> an<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>and o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has all t<span class=\"_ _0\"></span>hree el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls4b ws4b\">power over the investee;</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure or r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts to v<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns fr<span class=\"_ _0\"></span>om it<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee; an<span class=\"_ _0\"></span>d</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to affe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ose ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>rough i<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>ower o<span class=\"_ _0\"></span>ver th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tee.<span class=\"_ _29f\"> </span></span>F<span class=\"_ _0\"></span>or ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>ng ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, t<span class=\"_ _0\"></span>his usua<span class=\"_ _0\"></span>ll<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ing in th<span class=\"_ _0\"></span>e enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of 50% or m<span class=\"_ _0\"></span>ore.<span class=\"_ _29f\"> </span>5(m): Investments in subsi<span class=\"_ _0\"></span>diaries<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Parent Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are ini<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ted at cos<span class=\"_ _0\"></span>t. S<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s any pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion for im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t. A<span class=\"_ _0\"></span>n inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in a sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y is de<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>d to be imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s great<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mated r<span class=\"_ _0\"></span>ecove<span class=\"_ _0\"></span>rab<span class=\"_ _0\"></span>le amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>here is e<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence to s<span class=\"_ _0\"></span>ug<span class=\"_ _0\"></span>ges<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t the i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d af<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>init<span class=\"_ _0\"></span>ial rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of the as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. All im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in t<span class=\"_ _0\"></span>he Pare<span class=\"_ _0\"></span>nt Comp<span class=\"_ _0\"></span>any pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>y occu<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-369": {
   "value": "As<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>ociates<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates are en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies o<span class=\"_ _0\"></span>ver wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uence<span class=\"_ _0\"></span>, but no<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trol or jo<span class=\"_ _0\"></span>int con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h it<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial an<span class=\"_ _0\"></span>d oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y dec<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns. S<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e is gen<span class=\"_ _0\"></span>erall<span class=\"_ _0\"></span>y dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ated by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ho<span class=\"_ _0\"></span>lding b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>20% an<span class=\"_ _0\"></span>d 50% of t<span class=\"_ _0\"></span>he vot<span class=\"_ _0\"></span>ing rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s. Voti<span class=\"_ _0\"></span>ng rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s are n<span class=\"_ _0\"></span>ot the o<span class=\"_ _0\"></span>nly c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, all o<span class=\"_ _0\"></span>ther re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual or o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e, are as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ning w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up can e<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>se sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant i<span class=\"_ _0\"></span>nf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates a<span class=\"_ _0\"></span>re inco<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d of accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te tha<span class=\"_ _0\"></span>t sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce comm<span class=\"_ _0\"></span>ences<span class=\"_ _0\"></span> unt<span class=\"_ _0\"></span>il th<span class=\"_ _0\"></span>e date i<span class=\"_ _0\"></span>t ends<span class=\"_ _0\"></span>. Und<span class=\"_ _0\"></span>er thi<span class=\"_ _0\"></span>s met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, the co<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te toget<span class=\"_ _0\"></span>her w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share o<span class=\"_ _0\"></span>f that e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s po<span class=\"_ _0\"></span>st-a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on cha<span class=\"_ _0\"></span>nges to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>\u2019 fun<span class=\"_ _0\"></span>ds is in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion. T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>ude t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or<span class=\"_ gs26\"> </span>l<span class=\"_ _0\"></span>oss an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate un<span class=\"_ _0\"></span>til th<span class=\"_ _0\"></span>e date on wh<span class=\"_ _0\"></span>ich sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inf<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nce cea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Where a G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, unrea<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es are<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>imin<span class=\"_ _0\"></span>ated to th<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>tent of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t in the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate. Un<span class=\"_ _0\"></span>realis<span class=\"_ _0\"></span>ed lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are eli<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me way b<span class=\"_ _0\"></span>ut on<span class=\"_ _0\"></span>ly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>re is no ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of im<span class=\"_ _0\"></span>pai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are hel<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th a v<span class=\"_ _0\"></span>iew to su<span class=\"_ _0\"></span>bse<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>t resa<span class=\"_ _0\"></span>le are a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ed for a<span class=\"_ _0\"></span>s non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d for s<span class=\"_ _0\"></span>ale.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in a<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te, a po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f whi<span class=\"_ _0\"></span>ch is he<span class=\"_ _0\"></span>ld by, or is h<span class=\"_ _0\"></span>eld in<span class=\"_ _0\"></span>direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>a uni<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t or simil<span class=\"_ _0\"></span>ar ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng thro<span class=\"_ _0\"></span>ugh uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, that po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted as an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 202<span class=\"_ _1\"></span>4 and 2025. In a<span class=\"_ _0\"></span>ddi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up clas<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed Bea<span class=\"_ _0\"></span>ls Mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ga<span class=\"_ _0\"></span>ge <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ited a<span class=\"_ _0\"></span>nd Clin<span class=\"_ _0\"></span>ton Kenn<span class=\"_ _0\"></span>ard A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Ltd<span class=\"_ _0\"></span> as<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es from 29 O<span class=\"_ _0\"></span>cto<span class=\"_ _0\"></span>ber 2024 to 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2024 in the pr<span class=\"_ _0\"></span>ior p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d and th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t 20<span class=\"_ _1\"></span>25.<span class=\"_ _0\"></span> Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imite<span class=\"_ _0\"></span>d was cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate f<span class=\"_ _0\"></span>rom 3 Apr<span class=\"_ _0\"></span>il 2025 (se<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>note 6<span class=\"_ _0\"></span>). ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-370": {
   "value": "Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> funds<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dates ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of it<span class=\"_ _0\"></span>s int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in op<span class=\"_ _0\"></span>en-<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s (\u201cO<span class=\"_ _0\"></span>EIC<span class=\"_ _0\"></span>s\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>, unit<span class=\"_ _0\"></span> tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, mut<span class=\"_ _0\"></span>ual fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>sim<span class=\"_ _0\"></span>ilar inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt vehi<span class=\"_ _0\"></span>cle<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>(colle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y \u201cin<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cont<span class=\"_ _0\"></span>inua<span class=\"_ _0\"></span>lly a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s to fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine, in t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e elem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of con<span class=\"_ _0\"></span>trol l<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove, w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her i<span class=\"_ _0\"></span>t st<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>s the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee a<span class=\"_ _0\"></span>nd is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore req<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span> to cons<span class=\"_ _0\"></span>olidate i<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in a w<span class=\"_ _0\"></span>ide ran<span class=\"_ _0\"></span>ge of inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>unds i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of it<span class=\"_ _0\"></span>s uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>ere inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are mad<span class=\"_ _0\"></span>e to matc<span class=\"_ _0\"></span>h the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>oice<span class=\"_ _0\"></span>s of it<span class=\"_ _0\"></span>s cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s. F<span class=\"_ _0\"></span>or som<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>ese fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, it<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t pred<span class=\"_ _0\"></span>omina<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y in equ<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, b<span class=\"_ _0\"></span>onds<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h and ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p hold<span class=\"_ _0\"></span>s inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds mai<span class=\"_ _0\"></span>nly t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e receip<span class=\"_ _0\"></span>t of fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fee<span class=\"_ _0\"></span>s, in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>ase w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h prov<span class=\"_ _0\"></span>ide a v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>unds u<span class=\"_ _0\"></span>nder m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er cr<span class=\"_ _0\"></span>iter<span class=\"_ _0\"></span>ia, a<span class=\"_ _0\"></span>nd in t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>ird-<span class=\"_ _0\"></span>pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _0\"></span> fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce has an im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>-ba<span class=\"_ _0\"></span>sed fe<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thin u<span class=\"_ _0\"></span>nit-li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er simi<span class=\"_ _0\"></span>lar cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> it<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ay<span class=\"_ gs26\"> </span>als<span class=\"_ _0\"></span>o hold in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, thro<span class=\"_ _0\"></span>ugh acq<span class=\"_ _0\"></span>uiri<span class=\"_ _0\"></span>ng uni<span class=\"_ _0\"></span>ts or sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Wh<span class=\"_ _0\"></span>ere the<span class=\"_ _0\"></span>se inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are he<span class=\"_ _0\"></span>ld in uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup has a se<span class=\"_ _0\"></span>cond<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>to var<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le retu<span class=\"_ _0\"></span>rns th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fees t<span class=\"_ _0\"></span>hat it d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m unit-l<span class=\"_ _0\"></span>inked p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>ccount b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ces. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s perce<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ge own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip ca<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>luc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ate fro<span class=\"_ _0\"></span>m day<span class=\"_ _0\"></span>-to<span class=\"_ _0\"></span>-d<span class=\"_ _0\"></span>ay acco<span class=\"_ _0\"></span>rding to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion in<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>hem as cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 un<span class=\"_ _0\"></span>derl<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t choi<span class=\"_ _0\"></span>ces cha<span class=\"_ _0\"></span>nge.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere, as i<span class=\"_ _0\"></span>s of<span class=\"_ _0\"></span>ten th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>, vot<span class=\"_ _0\"></span>ing or si<span class=\"_ _0\"></span>mila<span class=\"_ _0\"></span>r rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s are not t<span class=\"_ _0\"></span>he do<span class=\"_ _0\"></span>minan<span class=\"_ _0\"></span>t fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r in<span class=\"_ gs26\"> </span>de<span class=\"_ _0\"></span>cid<span class=\"_ _0\"></span>ing who co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>ls the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tee, o<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cont<span class=\"_ _0\"></span>rol as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt. W<span class=\"_ _0\"></span>hen as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>trol o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s the p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose a<span class=\"_ _0\"></span>nd des<span class=\"_ _0\"></span>ign of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>scop<span class=\"_ _0\"></span>e of it<span class=\"_ _0\"></span>s deci<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng it<span class=\"_ _0\"></span>s abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y to dire<span class=\"_ _0\"></span>ct re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and to go<span class=\"_ _0\"></span>vern<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of a f<span class=\"_ _0\"></span>und s<span class=\"_ _0\"></span>o as to ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n var<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>ns f<span class=\"_ _0\"></span>rom tha<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>d and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to us<span class=\"_ _0\"></span>e it<span class=\"_ _0\"></span>s pow<span class=\"_ _0\"></span>er to<span class=\"_ gs26\"> </span>af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>se retu<span class=\"_ _0\"></span>rns<span class=\"_ _0\"></span>, bot<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m the pe<span class=\"_ _0\"></span>rsp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve of an inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tor and an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t manage<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. In add<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on, th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by oth<span class=\"_ _0\"></span>er par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>ive rem<span class=\"_ _0\"></span>ova<span class=\"_ _0\"></span>l (\u201ck<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>k-ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>y af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s ab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y to d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>On co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s oth<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion and ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>\u201c<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>\u201d<span class=\"_ _1\"></span>. Such<span class=\"_ _0\"></span> int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are not re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>cont<span class=\"_ _0\"></span>roll<span class=\"_ _0\"></span>ing inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as the<span class=\"_ _0\"></span>y mee<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>teria to b<span class=\"_ _0\"></span>e cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>ese li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>gard<span class=\"_ _0\"></span>ed as cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t, as t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re repa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le on de<span class=\"_ _0\"></span>mand<span class=\"_ _0\"></span>, al<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ugh i<span class=\"_ _0\"></span>t is not e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ey wi<span class=\"_ _0\"></span>ll be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d in a sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t time p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentFunds",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-440": {
   "value": "Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is req<span class=\"_ _0\"></span>uired to u<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>d of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing for b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e date tha<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rol is ach<span class=\"_ _0\"></span>ieve<span class=\"_ _0\"></span>d (the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on date). Th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d as the ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>regat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>es (at the da<span class=\"_ _0\"></span>te of exchan<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>, liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred o<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>umed<span class=\"_ _0\"></span>, and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p in exch<span class=\"_ _0\"></span>ange fo<span class=\"_ _0\"></span>r con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>e. Defe<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>iree<span class=\"_ _0\"></span>\u2019s id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd cont<span class=\"_ _0\"></span>inge<span class=\"_ _0\"></span>nt liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that m<span class=\"_ _0\"></span>eet t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>or reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>If t<span class=\"_ _0\"></span>he ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g for a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is inco<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te by th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>nal am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s are rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, thes<span class=\"_ _0\"></span>e are adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch ex<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>s up to a <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imum of 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion d<span class=\"_ _0\"></span>ate. Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es may a<span class=\"_ _0\"></span>lso b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>is pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t any n<span class=\"_ _0\"></span>ew inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>hat<span class=\"_ _0\"></span>, if kn<span class=\"_ _0\"></span>own<span class=\"_ _0\"></span>, woul<span class=\"_ _0\"></span>d have af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>date.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the e<span class=\"_ _0\"></span>xces<span class=\"_ _0\"></span>s of the c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t of an acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n over t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>hare of th<span class=\"_ _0\"></span>e iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>able n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uired e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on. O<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, n<span class=\"_ _0\"></span>ot for<span class=\"_ _0\"></span>ming p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, are e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Up<span class=\"_ _0\"></span>on sa<span class=\"_ _0\"></span>le, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iar<span class=\"_ _0\"></span>y or d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal g<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n the da<span class=\"_ _0\"></span>te on wh<span class=\"_ _0\"></span>ich co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l pas<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al gro<span class=\"_ _0\"></span>up up to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>f disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>rocee<span class=\"_ _0\"></span>ds fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f a subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng and it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount as at t<span class=\"_ _0\"></span>he date of di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve amo<span class=\"_ _0\"></span>unt of any<span class=\"_ gs26\"> </span>r<span class=\"_ _0\"></span>elate<span class=\"_ _0\"></span>d excha<span class=\"_ _0\"></span>nge dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s that are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve,<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e gain or lo<span class=\"_ _0\"></span>ss on s<span class=\"_ _0\"></span>ale of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>In<span class=\"_ _0\"></span>tangi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts ac<span class=\"_ _0\"></span>quired a<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>rt o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span>Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e and c<span class=\"_ _0\"></span>an be m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Acq<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l relationships<span class=\"_ _7\"></span> such as customer rel<span class=\"_ _1\"></span>ationships and<span class=\"_ _7\"></span> dis<span class=\"_ _0\"></span>tribution channels. Such<span class=\"_ _1\"></span> items a<span class=\"_ _1\"></span>re capitalised at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nted b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d net p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired a<span class=\"_ _0\"></span>t the da<span class=\"_ _0\"></span>te of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Bra<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar it<span class=\"_ _0\"></span>ems acq<span class=\"_ _0\"></span>uired a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>sed at t<span class=\"_ _0\"></span>heir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue bas<span class=\"_ _0\"></span>ed on a \u2018rel<span class=\"_ _0\"></span>ief fro<span class=\"_ _0\"></span>m roya<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>dolo<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>red int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at ra<span class=\"_ _0\"></span>tes ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te of<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t or va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion le<span class=\"_ _0\"></span>ss e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d resi<span class=\"_ _0\"></span>dual v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, using a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d over t<span class=\"_ _0\"></span>heir e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l liv<span class=\"_ _0\"></span>es as<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls62 ws60\">Dis<span class=\"_ _0\"></span>tributio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span> channels <span class=\"_ _6a\"> </span>8 years</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s <span class=\"_ _6c\"> </span>7<span class=\"_ _1\"></span>-<span class=\"_ _7\"></span>10 year<span class=\"_ _0\"></span>s</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">S<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware <span class=\"_ _7a\"> </span> <span class=\"_ _151\"> </span>5 y<span class=\"_ _0\"></span>ears<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omi<span class=\"_ _0\"></span>c liv<span class=\"_ _0\"></span>es are de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>y cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ing rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors s<span class=\"_ _0\"></span>uch as u<span class=\"_ _0\"></span>sage o<span class=\"_ _0\"></span>f the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t, p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fe c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>es, p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial o<span class=\"_ _0\"></span>bso<span class=\"_ _0\"></span>lesc<span class=\"_ _0\"></span>ence, co<span class=\"_ _0\"></span>mpe<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e indu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d is re-<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of eac<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-426": {
   "value": "Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is req<span class=\"_ _0\"></span>uired to u<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>d of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing for b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e date tha<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rol is ach<span class=\"_ _0\"></span>ieve<span class=\"_ _0\"></span>d (the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on date). Th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d as the ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>regat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>es (at the da<span class=\"_ _0\"></span>te of exchan<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>, liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred o<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>umed<span class=\"_ _0\"></span>, and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p in exch<span class=\"_ _0\"></span>ange fo<span class=\"_ _0\"></span>r con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>e. Defe<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>iree<span class=\"_ _0\"></span>\u2019s id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd cont<span class=\"_ _0\"></span>inge<span class=\"_ _0\"></span>nt liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that m<span class=\"_ _0\"></span>eet t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>or reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>If t<span class=\"_ _0\"></span>he ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g for a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is inco<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te by th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>nal am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s are rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, thes<span class=\"_ _0\"></span>e are adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch ex<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>s up to a <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imum of 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion d<span class=\"_ _0\"></span>ate. Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es may a<span class=\"_ _0\"></span>lso b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>is pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t any n<span class=\"_ _0\"></span>ew inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>hat<span class=\"_ _0\"></span>, if kn<span class=\"_ _0\"></span>own<span class=\"_ _0\"></span>, woul<span class=\"_ _0\"></span>d have af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>date.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the e<span class=\"_ _0\"></span>xces<span class=\"_ _0\"></span>s of the c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t of an acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n over t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>hare of th<span class=\"_ _0\"></span>e iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>able n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uired e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on. O<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, n<span class=\"_ _0\"></span>ot for<span class=\"_ _0\"></span>ming p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, are e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Up<span class=\"_ _0\"></span>on sa<span class=\"_ _0\"></span>le, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iar<span class=\"_ _0\"></span>y or d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal g<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n the da<span class=\"_ _0\"></span>te on wh<span class=\"_ _0\"></span>ich co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l pas<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al gro<span class=\"_ _0\"></span>up up to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>f disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>rocee<span class=\"_ _0\"></span>ds fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f a subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng and it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount as at t<span class=\"_ _0\"></span>he date of di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve amo<span class=\"_ _0\"></span>unt of any<span class=\"_ gs26\"> </span>r<span class=\"_ _0\"></span>elate<span class=\"_ _0\"></span>d excha<span class=\"_ _0\"></span>nge dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s that are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve,<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e gain or lo<span class=\"_ _0\"></span>ss on s<span class=\"_ _0\"></span>ale of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>In<span class=\"_ _0\"></span>tangi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts ac<span class=\"_ _0\"></span>quired a<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>rt o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span>Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e and c<span class=\"_ _0\"></span>an be m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Acq<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l relationships<span class=\"_ _7\"></span> such as customer rel<span class=\"_ _1\"></span>ationships and<span class=\"_ _7\"></span> dis<span class=\"_ _0\"></span>tribution channels. Such<span class=\"_ _1\"></span> items a<span class=\"_ _1\"></span>re capitalised at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nted b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d net p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired a<span class=\"_ _0\"></span>t the da<span class=\"_ _0\"></span>te of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Bra<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar it<span class=\"_ _0\"></span>ems acq<span class=\"_ _0\"></span>uired a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>sed at t<span class=\"_ _0\"></span>heir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue bas<span class=\"_ _0\"></span>ed on a \u2018rel<span class=\"_ _0\"></span>ief fro<span class=\"_ _0\"></span>m roya<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>dolo<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>red int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at ra<span class=\"_ _0\"></span>tes ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te of<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t or va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion le<span class=\"_ _0\"></span>ss e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d resi<span class=\"_ _0\"></span>dual v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, using a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d over t<span class=\"_ _0\"></span>heir e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l liv<span class=\"_ _0\"></span>es as<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls62 ws60\">Dis<span class=\"_ _0\"></span>tributio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span> channels <span class=\"_ _6a\"> </span>8 years</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s <span class=\"_ _6c\"> </span>7<span class=\"_ _1\"></span>-<span class=\"_ _7\"></span>10 year<span class=\"_ _0\"></span>s</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">S<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware <span class=\"_ _7a\"> </span> <span class=\"_ _151\"> </span>5 y<span class=\"_ _0\"></span>ears<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omi<span class=\"_ _0\"></span>c liv<span class=\"_ _0\"></span>es are de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>y cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ing rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors s<span class=\"_ _0\"></span>uch as u<span class=\"_ _0\"></span>sage o<span class=\"_ _0\"></span>f the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t, p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fe c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>es, p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial o<span class=\"_ _0\"></span>bso<span class=\"_ _0\"></span>lesc<span class=\"_ _0\"></span>ence, co<span class=\"_ _0\"></span>mpe<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e indu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d is re-<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of eac<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>Goodwill<span class=\"_ _1\"></span> and g<span class=\"_ _1\"></span>oodwill<span class=\"_ _1\"></span> impair<span class=\"_ _1\"></span>ment<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill a<span class=\"_ _0\"></span>risi<span class=\"_ _0\"></span>ng on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es is sh<span class=\"_ _0\"></span>own a<span class=\"_ _0\"></span>s a sep<span class=\"_ _0\"></span>arate a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, whil<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t on<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>here it a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es, is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>ose in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t at cos<span class=\"_ _0\"></span>t at the da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en cont<span class=\"_ _0\"></span>rol is ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ed (th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date) an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>is sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t le<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>y accu<span class=\"_ _0\"></span>mula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. G<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll is no<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d bu<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to annu<span class=\"_ _0\"></span>al impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to on<span class=\"_ _0\"></span>e or more gr<span class=\"_ _0\"></span>oups of c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing uni<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201cCGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e sy<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>on, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he CGU repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he sma<span class=\"_ _0\"></span>lles<span class=\"_ _0\"></span>t id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le gro<span class=\"_ _0\"></span>up of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at gene<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s cas<span class=\"_ _0\"></span>h inf<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>at are la<span class=\"_ _0\"></span>rgel<span class=\"_ _0\"></span>y ind<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ash in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m othe<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or gr<span class=\"_ _0\"></span>oups of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>t leas<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>nuall<span class=\"_ _0\"></span>y as a ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ter of cou<span class=\"_ _0\"></span>rse e<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>re is no<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, and wh<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ver an ev<span class=\"_ _0\"></span>ent or ch<span class=\"_ _0\"></span>ange in circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces oc<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich in<span class=\"_ _0\"></span>dica<span class=\"_ _0\"></span>tes a<span class=\"_ gs26\"> </span>po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is com<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t is the h<span class=\"_ _0\"></span>ighe<span class=\"_ _0\"></span>r of va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue le<span class=\"_ _0\"></span>ss cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al. A<span class=\"_ _0\"></span>ny im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d is not s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y reve<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>On d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal of a<span class=\"_ _0\"></span>n ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n a grou<span class=\"_ _0\"></span>p of CGUs to whi<span class=\"_ _0\"></span>ch goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h tha<span class=\"_ _0\"></span>t ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t of the o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e gain o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s on sa<span class=\"_ _0\"></span>le. It i<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on dis<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d of an<span class=\"_ _0\"></span>d the po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the CGU ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>lcula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are de<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d as the s<span class=\"_ _0\"></span>um of ne<span class=\"_ _0\"></span>t tan<span class=\"_ _0\"></span>gib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fr<span class=\"_ _0\"></span>om ex<span class=\"_ _0\"></span>ist<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fut<span class=\"_ _0\"></span>ure ne<span class=\"_ _0\"></span>w busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s deri<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>he Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Pl<span class=\"_ _0\"></span>an. Fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>r the co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al nee<span class=\"_ _0\"></span>ded to s<span class=\"_ _0\"></span>uppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _0\"></span>ket sha<span class=\"_ _0\"></span>re and mar<span class=\"_ _0\"></span>ket gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is also us<span class=\"_ _0\"></span>ed to info<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted vo<span class=\"_ _0\"></span>lume<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of fu<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span> new<span class=\"_ gs26\"> </span><span class=\"_ _1\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t sav<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to fut<span class=\"_ _0\"></span>ure res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y are <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>in cas<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion h<span class=\"_ _0\"></span>as als<span class=\"_ _0\"></span>o bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d. Cons<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>entl<span class=\"_ _0\"></span>y, for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>e of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on, a num<span class=\"_ _0\"></span>ber of pla<span class=\"_ _0\"></span>nne<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t sa<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>gs and t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>remo<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom the f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is the we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age of the co<span class=\"_ _0\"></span>st of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (ret<span class=\"_ _0\"></span>urn req<span class=\"_ _0\"></span>uired b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and th<span class=\"_ _0\"></span>e cost of d<span class=\"_ _0\"></span>ebt (retur<span class=\"_ _0\"></span>n requi<span class=\"_ _0\"></span>red by bo<span class=\"_ _0\"></span>ndho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs and o<span class=\"_ _0\"></span>wner<span class=\"_ _0\"></span>s of prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es leas<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. Wh<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he sy<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tema<span class=\"_ _0\"></span>tic ri<span class=\"_ _0\"></span>sk (i.e. t<span class=\"_ _0\"></span>he bet<span class=\"_ _0\"></span>a val<span class=\"_ _0\"></span>ue) <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the cos<span class=\"_ _0\"></span>t of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, a tr<span class=\"_ _0\"></span>iang<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach is u<span class=\"_ _0\"></span>sed t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>es be<span class=\"_ _0\"></span>ta va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>s obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal da<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>, a for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd-<span class=\"_ _29f\"> </span>lo<span class=\"_ _0\"></span>oki<span class=\"_ _0\"></span>ng vie<span class=\"_ _0\"></span>w on the pr<span class=\"_ _0\"></span>ogre<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n of bet<span class=\"_ _0\"></span>a valu<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal vi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s of inves<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-371": {
   "value": "Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is req<span class=\"_ _0\"></span>uired to u<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>d of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing for b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>at th<span class=\"_ _0\"></span>e date tha<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rol is ach<span class=\"_ _0\"></span>ieve<span class=\"_ _0\"></span>d (the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on date). Th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d as the ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>regat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>es (at the da<span class=\"_ _0\"></span>te of exchan<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>, liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred o<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>umed<span class=\"_ _0\"></span>, and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p in exch<span class=\"_ _0\"></span>ange fo<span class=\"_ _0\"></span>r con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>e. Defe<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>iree<span class=\"_ _0\"></span>\u2019s id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd cont<span class=\"_ _0\"></span>inge<span class=\"_ _0\"></span>nt liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that m<span class=\"_ _0\"></span>eet t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>or reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>If t<span class=\"_ _0\"></span>he ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l accou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g for a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is inco<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te by th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he comb<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>nal am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s. W<span class=\"_ _0\"></span>here p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s are rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, thes<span class=\"_ _0\"></span>e are adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch ex<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>s up to a <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imum of 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nths f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion d<span class=\"_ _0\"></span>ate. Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es may a<span class=\"_ _0\"></span>lso b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>is pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t any n<span class=\"_ _0\"></span>ew inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date t<span class=\"_ _0\"></span>hat<span class=\"_ _0\"></span>, if kn<span class=\"_ _0\"></span>own<span class=\"_ _0\"></span>, woul<span class=\"_ _0\"></span>d have af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>date.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the e<span class=\"_ _0\"></span>xces<span class=\"_ _0\"></span>s of the c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t of an acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n over t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>hare of th<span class=\"_ _0\"></span>e iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>able n<span class=\"_ _0\"></span>et as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he acq<span class=\"_ _0\"></span>uired e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e date of a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on. O<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, n<span class=\"_ _0\"></span>ot for<span class=\"_ _0\"></span>ming p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>, are e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Up<span class=\"_ _0\"></span>on sa<span class=\"_ _0\"></span>le, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iar<span class=\"_ _0\"></span>y or d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal g<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n the da<span class=\"_ _0\"></span>te on wh<span class=\"_ _0\"></span>ich co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l pas<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al gro<span class=\"_ _0\"></span>up up to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>f disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the p<span class=\"_ _0\"></span>rocee<span class=\"_ _0\"></span>ds fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f a subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng and it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount as at t<span class=\"_ _0\"></span>he date of di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e cumul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve amo<span class=\"_ _0\"></span>unt of any<span class=\"_ gs26\"> </span>r<span class=\"_ _0\"></span>elate<span class=\"_ _0\"></span>d excha<span class=\"_ _0\"></span>nge dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s that are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve,<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e gain or lo<span class=\"_ _0\"></span>ss on s<span class=\"_ _0\"></span>ale of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Goodwill<span class=\"_ _1\"></span> and g<span class=\"_ _1\"></span>oodwill<span class=\"_ _1\"></span> impair<span class=\"_ _1\"></span>ment<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill a<span class=\"_ _0\"></span>risi<span class=\"_ _0\"></span>ng on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es is sh<span class=\"_ _0\"></span>own a<span class=\"_ _0\"></span>s a sep<span class=\"_ _0\"></span>arate a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, whil<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t on<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>here it a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es, is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>ose in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t at cos<span class=\"_ _0\"></span>t at the da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en cont<span class=\"_ _0\"></span>rol is ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ed (th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date) an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>is sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t le<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>y accu<span class=\"_ _0\"></span>mula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. G<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll is no<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d bu<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to annu<span class=\"_ _0\"></span>al impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to on<span class=\"_ _0\"></span>e or more gr<span class=\"_ _0\"></span>oups of c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing uni<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201cCGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e sy<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>on, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he CGU repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he sma<span class=\"_ _0\"></span>lles<span class=\"_ _0\"></span>t id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le gro<span class=\"_ _0\"></span>up of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at gene<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s cas<span class=\"_ _0\"></span>h inf<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>at are la<span class=\"_ _0\"></span>rgel<span class=\"_ _0\"></span>y ind<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ash in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m othe<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or gr<span class=\"_ _0\"></span>oups of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>t leas<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>nuall<span class=\"_ _0\"></span>y as a ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ter of cou<span class=\"_ _0\"></span>rse e<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>re is no<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, and wh<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ver an ev<span class=\"_ _0\"></span>ent or ch<span class=\"_ _0\"></span>ange in circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces oc<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich in<span class=\"_ _0\"></span>dica<span class=\"_ _0\"></span>tes a<span class=\"_ gs26\"> </span>po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is com<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t is the h<span class=\"_ _0\"></span>ighe<span class=\"_ _0\"></span>r of va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue le<span class=\"_ _0\"></span>ss cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al. A<span class=\"_ _0\"></span>ny im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d is not s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y reve<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>On d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal of a<span class=\"_ _0\"></span>n ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n a grou<span class=\"_ _0\"></span>p of CGUs to whi<span class=\"_ _0\"></span>ch goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h tha<span class=\"_ _0\"></span>t ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t of the o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e gain o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s on sa<span class=\"_ _0\"></span>le. It i<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on dis<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d of an<span class=\"_ _0\"></span>d the po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the CGU ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>lcula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are de<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d as the s<span class=\"_ _0\"></span>um of ne<span class=\"_ _0\"></span>t tan<span class=\"_ _0\"></span>gib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fr<span class=\"_ _0\"></span>om ex<span class=\"_ _0\"></span>ist<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fut<span class=\"_ _0\"></span>ure ne<span class=\"_ _0\"></span>w busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s deri<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>he Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Pl<span class=\"_ _0\"></span>an. Fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>r the co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al nee<span class=\"_ _0\"></span>ded to s<span class=\"_ _0\"></span>uppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _0\"></span>ket sha<span class=\"_ _0\"></span>re and mar<span class=\"_ _0\"></span>ket gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is also us<span class=\"_ _0\"></span>ed to info<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted vo<span class=\"_ _0\"></span>lume<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of fu<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span> new<span class=\"_ gs26\"> </span><span class=\"_ _1\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t sav<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to fut<span class=\"_ _0\"></span>ure res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y are <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>in cas<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion h<span class=\"_ _0\"></span>as als<span class=\"_ _0\"></span>o bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d. Cons<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>entl<span class=\"_ _0\"></span>y, for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>e of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on, a num<span class=\"_ _0\"></span>ber of pla<span class=\"_ _0\"></span>nne<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t sa<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>gs and t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>remo<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom the f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is the we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age of the co<span class=\"_ _0\"></span>st of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (ret<span class=\"_ _0\"></span>urn req<span class=\"_ _0\"></span>uired b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and th<span class=\"_ _0\"></span>e cost of d<span class=\"_ _0\"></span>ebt (retur<span class=\"_ _0\"></span>n requi<span class=\"_ _0\"></span>red by bo<span class=\"_ _0\"></span>ndho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs and o<span class=\"_ _0\"></span>wner<span class=\"_ _0\"></span>s of prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es leas<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. Wh<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he sy<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tema<span class=\"_ _0\"></span>tic ri<span class=\"_ _0\"></span>sk (i.e. t<span class=\"_ _0\"></span>he bet<span class=\"_ _0\"></span>a val<span class=\"_ _0\"></span>ue) <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the cos<span class=\"_ _0\"></span>t of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, a tr<span class=\"_ _0\"></span>iang<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach is u<span class=\"_ _0\"></span>sed t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>es be<span class=\"_ _0\"></span>ta va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>s obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal da<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>, a for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd-<span class=\"_ _29f\"> </span>lo<span class=\"_ _0\"></span>oki<span class=\"_ _0\"></span>ng vie<span class=\"_ _0\"></span>w on the pr<span class=\"_ _0\"></span>ogre<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n of bet<span class=\"_ _0\"></span>a valu<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal vi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s of inves<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-372": {
   "value": "In<span class=\"_ _0\"></span>tangi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts ac<span class=\"_ _0\"></span>quired a<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>rt o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>ess co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span>Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>re sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e and c<span class=\"_ _0\"></span>an be m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Acq<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l relationships<span class=\"_ _7\"></span> such as customer rel<span class=\"_ _1\"></span>ationships and<span class=\"_ _7\"></span> dis<span class=\"_ _0\"></span>tribution channels. Such<span class=\"_ _1\"></span> items a<span class=\"_ _1\"></span>re capitalised at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue, rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nted b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d net p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>ired a<span class=\"_ _0\"></span>t the da<span class=\"_ _0\"></span>te of acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Bra<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar it<span class=\"_ _0\"></span>ems acq<span class=\"_ _0\"></span>uired a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>sed at t<span class=\"_ _0\"></span>heir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue bas<span class=\"_ _0\"></span>ed on a \u2018rel<span class=\"_ _0\"></span>ief fro<span class=\"_ _0\"></span>m roya<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>dolo<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion, a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>red int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at ra<span class=\"_ _0\"></span>tes ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te of<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t or va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion le<span class=\"_ _0\"></span>ss e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d resi<span class=\"_ _0\"></span>dual v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, using a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d over t<span class=\"_ _0\"></span>heir e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l liv<span class=\"_ _0\"></span>es as<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls62 ws60\">Dis<span class=\"_ _0\"></span>tributio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span> channels <span class=\"_ _6a\"> </span>8 years</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s <span class=\"_ _6c\"> </span>7<span class=\"_ _1\"></span>-<span class=\"_ _7\"></span>10 year<span class=\"_ _0\"></span>s</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">S<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware <span class=\"_ _7a\"> </span> <span class=\"_ _151\"> </span>5 y<span class=\"_ _0\"></span>ears<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omi<span class=\"_ _0\"></span>c liv<span class=\"_ _0\"></span>es are de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>y cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ing rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors s<span class=\"_ _0\"></span>uch as u<span class=\"_ _0\"></span>sage o<span class=\"_ _0\"></span>f the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t, p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fe c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>es, p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial o<span class=\"_ _0\"></span>bso<span class=\"_ _0\"></span>lesc<span class=\"_ _0\"></span>ence, co<span class=\"_ _0\"></span>mpe<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e indu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d is re-<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of eac<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>Research, development and internally developed soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred i<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>searc<span class=\"_ _0\"></span>h phas<span class=\"_ _0\"></span>e are ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, whe<span class=\"_ _0\"></span>reas cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e deve<span class=\"_ _0\"></span>lop<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>hase<span class=\"_ _0\"></span> are c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to meet<span class=\"_ _0\"></span>ing sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic cri<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ia, as se<span class=\"_ _0\"></span>t out in th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dard<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and<span class=\"_ _0\"></span> gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce. In pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to b<span class=\"_ _0\"></span>e cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>t is a req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>hat f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>opme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re. T<span class=\"_ _0\"></span>here are a num<span class=\"_ _0\"></span>ber of fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er inter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ped sof<span class=\"_ _3\"></span>t<span class=\"_ _0\"></span>ware m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>a to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set in t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. F<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e, wh<span class=\"_ _0\"></span>ere a thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>der re<span class=\"_ _0\"></span>tain<span class=\"_ _0\"></span>s own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip of t<span class=\"_ _0\"></span>he sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>are, no a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t wil<span class=\"_ _0\"></span>l be reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p and the co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>ll be ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ed as inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. Wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elop<span class=\"_ _0\"></span>ed so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is h<span class=\"_ _0\"></span>eld at c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and<span class=\"_ _0\"></span> imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. S<span class=\"_ _0\"></span>uch s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t if, an<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y if, it i<span class=\"_ _0\"></span>s prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware w<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow to the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t c<span class=\"_ _0\"></span>an be mea<span class=\"_ _0\"></span>sured reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tion i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n a st<span class=\"_ _0\"></span>raig<span class=\"_ _0\"></span>ht-lin<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>is ove<span class=\"_ _0\"></span>r the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife of f<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>year<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Subsequent expendit<span class=\"_ _0\"></span>ure<span class=\"_ _29f\"> </span>Sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture on i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngi<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y wh<span class=\"_ _0\"></span>en it i<span class=\"_ _0\"></span>ncrea<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts em<span class=\"_ _0\"></span>bod<span class=\"_ _0\"></span>ied in t<span class=\"_ _0\"></span>he sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic as<span class=\"_ _0\"></span>set to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h it rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. All o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture i<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as incurred.<span class=\"_ _29f\"> </span>Impairment test<span class=\"_ _0\"></span>ing for<span class=\"_ _1\"></span> intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ini<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>ere ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ed. I<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>s of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>ed on e<span class=\"_ _0\"></span>xte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se cha<span class=\"_ _0\"></span>nges to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ov<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>l busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s env<span class=\"_ _0\"></span>ironm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d inte<span class=\"_ _0\"></span>rnal f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, su<span class=\"_ _0\"></span>ch as w<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>e th<span class=\"_ _0\"></span>an ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess Pl<span class=\"_ _0\"></span>an. I<span class=\"_ _0\"></span>f an ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d in orde<span class=\"_ _0\"></span>r to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent los<span class=\"_ _0\"></span>s (i<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>any<span class=\"_ _0\"></span>). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the hig<span class=\"_ _0\"></span>her of f<span class=\"_ _0\"></span>air val<span class=\"_ _0\"></span>ue les<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to se<span class=\"_ _0\"></span>ll and v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use. I<span class=\"_ _0\"></span>f the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt of an i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted to b<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s redu<span class=\"_ _0\"></span>ced to i<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt. A<span class=\"_ _0\"></span>n imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>ss is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. W<span class=\"_ _0\"></span>here a<span class=\"_ _0\"></span>n int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is not y<span class=\"_ _0\"></span>et av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble fo<span class=\"_ _0\"></span>r use, i<span class=\"_ _0\"></span>t is<span class=\"_ gs26\"> </span>su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to an an<span class=\"_ _0\"></span>nual im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>t by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue wi<span class=\"_ _0\"></span>th the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d by consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing the a<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the as<span class=\"_ _0\"></span>set to gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>c ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s to reco<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-373": {
   "value": "5(b): Fair value measurement<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _0\"></span>alue is a mar<span class=\"_ _0\"></span>ket-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d measu<span class=\"_ _0\"></span>re and is th<span class=\"_ _0\"></span>e price t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld be rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>ed to sell a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set or p<span class=\"_ _0\"></span>aid to tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer a liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in an ord<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ipan<span class=\"_ _0\"></span>ts at t<span class=\"_ _0\"></span>he mea<span class=\"_ _0\"></span>sureme<span class=\"_ _0\"></span>nt date. F<span class=\"_ _0\"></span>or a<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>st ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on is nor<span class=\"_ _0\"></span>mall<span class=\"_ _0\"></span>y the t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pr<span class=\"_ _0\"></span>ice, w<span class=\"_ _0\"></span>hich re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion g<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>n or rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket pr<span class=\"_ _0\"></span>ices i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>, suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as bi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>or of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r (<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>sk) pr<span class=\"_ _0\"></span>ices are u<span class=\"_ _0\"></span>nava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le, fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng valu<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on tech<span class=\"_ _0\"></span>nique<span class=\"_ _0\"></span>s bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pant<span class=\"_ _0\"></span>s wo<span class=\"_ _0\"></span>uld us<span class=\"_ _0\"></span>e when p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y. If an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or a li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e has a bi<span class=\"_ _0\"></span>d or an of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er pr<span class=\"_ _0\"></span>ice, t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the bi<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>fer s<span class=\"_ _0\"></span>pread t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s mos<span class=\"_ _0\"></span>t repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e is us<span class=\"_ _0\"></span>ed as t<span class=\"_ _0\"></span>he bas<span class=\"_ _0\"></span>is of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he qual<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent for f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed b<span class=\"_ _0\"></span>y way of t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue hie<span class=\"_ _0\"></span>rarch<span class=\"_ _0\"></span>y in note 22<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Initial measurement of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>A f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et (unle<span class=\"_ _0\"></span>ss i<span class=\"_ _0\"></span>t is a tr<span class=\"_ _0\"></span>ade rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ing com<span class=\"_ _0\"></span>pon<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>at is in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t the tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pric<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) is i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y meas<span class=\"_ _0\"></span>ured at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue plus<span class=\"_ _0\"></span>, for an i<span class=\"_ _0\"></span>tem not at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL,<span class=\"_ _0\"></span> tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o it<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Subsequent measurement<span class=\"_ _1\"></span> of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s depe<span class=\"_ _0\"></span>nds on (<span class=\"_ _0\"></span>i) the p<span class=\"_ _0\"></span>urpo<span class=\"_ _0\"></span>se for w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>t was acq<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span>, (ii<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s mod<span class=\"_ _0\"></span>el in whi<span class=\"_ _0\"></span>ch it is ma<span class=\"_ _0\"></span>naged<span class=\"_ _0\"></span>, and (i<span class=\"_ _0\"></span>ii) i<span class=\"_ _0\"></span>ts con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>low ch<span class=\"_ _0\"></span>arac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>cs<span class=\"_ _0\"></span>. T<span class=\"_ _7\"></span>wo c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s are ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s: F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL and amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>s the subsequent<span class=\"_ _7\"></span> measurement bas<span class=\"_ _1\"></span>is. The fol<span class=\"_ _1\"></span>lowing ac<span class=\"_ _1\"></span>counting<span class=\"_ _7\"></span> policies apply to the<span class=\"_ _7\"></span> subsequent measurement of financial asse<span class=\"_ _0\"></span>ts.<span class=\"_ _29f\"> </span><table class=\"s wb3 hb1\" id=\"_db9bd0b0-eb74-4b30-bad0-6d3d24267a6c\"><tr><td class=\"c n x23b y252a wb4 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252a wb5 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls54 ws9c\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y252b wb6 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa2 wsa2\">F<span class=\"_ _0\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252b wb7 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue. N<span class=\"_ _0\"></span>et gai<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252c ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd inc<span class=\"_ _0\"></span>ome, a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252d ffff fs12 fc1 sc0 lsa4 ws145\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y252e wb8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x370 y252e wb9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Th<span class=\"_ _0\"></span>ese fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts are s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252f ff100 fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>eff<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>te met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>. The a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t is re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2530 ffff fs12 fc1 sc0 lsb6 ws0\">by i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me, fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n exch<span class=\"_ _0\"></span>ange g<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2531 ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>ny gai<span class=\"_ _0\"></span>n or los<span class=\"_ _0\"></span>s on </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2532 ff100 fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-315": {
   "value": "5(b): Fair value measurement<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _0\"></span>alue is a mar<span class=\"_ _0\"></span>ket-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d measu<span class=\"_ _0\"></span>re and is th<span class=\"_ _0\"></span>e price t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld be rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>ed to sell a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set or p<span class=\"_ _0\"></span>aid to tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer a liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in an ord<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ipan<span class=\"_ _0\"></span>ts at t<span class=\"_ _0\"></span>he mea<span class=\"_ _0\"></span>sureme<span class=\"_ _0\"></span>nt date. F<span class=\"_ _0\"></span>or a<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>st ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence of fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on is nor<span class=\"_ _0\"></span>mall<span class=\"_ _0\"></span>y the t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pr<span class=\"_ _0\"></span>ice, w<span class=\"_ _0\"></span>hich re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion g<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>n or rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket pr<span class=\"_ _0\"></span>ices i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>, suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as bi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>or of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r (<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>sk) pr<span class=\"_ _0\"></span>ices are u<span class=\"_ _0\"></span>nava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le, fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue is mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng valu<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on tech<span class=\"_ _0\"></span>nique<span class=\"_ _0\"></span>s bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pant<span class=\"_ _0\"></span>s wo<span class=\"_ _0\"></span>uld us<span class=\"_ _0\"></span>e when p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y. If an a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or a li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e has a bi<span class=\"_ _0\"></span>d or an of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er pr<span class=\"_ _0\"></span>ice, t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the bi<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>fer s<span class=\"_ _0\"></span>pread t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s mos<span class=\"_ _0\"></span>t repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e is us<span class=\"_ _0\"></span>ed as t<span class=\"_ _0\"></span>he bas<span class=\"_ _0\"></span>is of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he qual<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent for f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed b<span class=\"_ _0\"></span>y way of t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue hie<span class=\"_ _0\"></span>rarch<span class=\"_ _0\"></span>y in note 22<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>5(h): Financial ins<span class=\"_ _0\"></span>truments (other than derivatives)<span class=\"_ _29f\"> </span>Financial instrument<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> cover<span class=\"_ _1\"></span> a wide rang<span class=\"_ _7\"></span>e of f<span class=\"_ _0\"></span>in<span class=\"_ _1\"></span>ancial assets<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> including<span class=\"_ _7\"></span> f<span class=\"_ _0\"></span>inancial investments<span class=\"_ _0\"></span>, trade receivables and cash<span class=\"_ _1\"></span> and cash<span class=\"_ _1\"></span> equivalent<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and financial liabilities, including<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment c<span class=\"_ _1\"></span>ontrac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>rade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s, bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s to purch<span class=\"_ _0\"></span>ase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Group. D<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>are als<span class=\"_ _0\"></span>o f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, are co<span class=\"_ _0\"></span>vered b<span class=\"_ _0\"></span>y accoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y no<span class=\"_ _0\"></span>te 5(<span class=\"_ _0\"></span>j). F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>come<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty to t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt. Cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk is as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d at in<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n bas<span class=\"_ _0\"></span>ed on e<span class=\"_ _0\"></span>xper<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ce. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p dereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>ses a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>s to re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s have e<span class=\"_ _0\"></span>xpi<span class=\"_ _0\"></span>red or b<span class=\"_ _0\"></span>een fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>feit<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. A f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y is derecognised when the li<span class=\"_ _1\"></span>abilit<span class=\"_ _0\"></span>y is<span class=\"_ _1\"></span> ex<span class=\"_ _0\"></span>tinguished.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he obj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve of a busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s mode<span class=\"_ _0\"></span>l in whic<span class=\"_ _0\"></span>h an ass<span class=\"_ _0\"></span>et is hel<span class=\"_ _0\"></span>d at a por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fol<span class=\"_ _0\"></span>io lev<span class=\"_ _0\"></span>el be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>is bes<span class=\"_ _0\"></span>t rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s the w<span class=\"_ _0\"></span>ay th<span class=\"_ _0\"></span>e busin<span class=\"_ _0\"></span>ess i<span class=\"_ _0\"></span>s mana<span class=\"_ _0\"></span>ged an<span class=\"_ _0\"></span>d infor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion i<span class=\"_ _0\"></span>s repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed to man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s the s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lio po<span class=\"_ _0\"></span>lici<span class=\"_ _0\"></span>es and ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>nes i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rateg<span class=\"_ _3\"></span>y in ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icu<span class=\"_ _0\"></span>larl<span class=\"_ _0\"></span>y con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>ring w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ear<span class=\"_ _0\"></span>ns con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rev<span class=\"_ _0\"></span>enue, f<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e to matc<span class=\"_ _0\"></span>h the du<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e dura<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are fu<span class=\"_ _0\"></span>nding t<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or to rea<span class=\"_ _0\"></span>lise c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>hrou<span class=\"_ _0\"></span>gh th<span class=\"_ _0\"></span>e sal<span class=\"_ _0\"></span>e of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he fre<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, vo<span class=\"_ _0\"></span>lume an<span class=\"_ _0\"></span>d tim<span class=\"_ _0\"></span>ing of s<span class=\"_ _0\"></span>ales i<span class=\"_ _0\"></span>n pri<span class=\"_ _0\"></span>or per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>ds may b<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iewe<span class=\"_ _0\"></span>d, al<span class=\"_ _0\"></span>ong w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he reas<span class=\"_ _0\"></span>ons f<span class=\"_ _0\"></span>or suc<span class=\"_ _0\"></span>h sa<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>nd ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons ab<span class=\"_ _0\"></span>out f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure sa<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s enab<span class=\"_ _0\"></span>le ma<span class=\"_ _0\"></span>nageme<span class=\"_ _0\"></span>nt to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine wh<span class=\"_ _0\"></span>ich f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>sho<span class=\"_ _0\"></span>uld be me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _29f\"> </span>Initial measurement of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>A f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et (unle<span class=\"_ _0\"></span>ss i<span class=\"_ _0\"></span>t is a tr<span class=\"_ _0\"></span>ade rec<span class=\"_ _0\"></span>eiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ing com<span class=\"_ _0\"></span>pon<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>at is in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t the tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pric<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) is i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y meas<span class=\"_ _0\"></span>ured at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue plus<span class=\"_ _0\"></span>, for an i<span class=\"_ _0\"></span>tem not at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL,<span class=\"_ _0\"></span> tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o it<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Subsequent measurement<span class=\"_ _1\"></span> of financial as<span class=\"_ _0\"></span>sets<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s depe<span class=\"_ _0\"></span>nds on (<span class=\"_ _0\"></span>i) the p<span class=\"_ _0\"></span>urpo<span class=\"_ _0\"></span>se for w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>t was acq<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span>, (ii<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s mod<span class=\"_ _0\"></span>el in whi<span class=\"_ _0\"></span>ch it is ma<span class=\"_ _0\"></span>naged<span class=\"_ _0\"></span>, and (i<span class=\"_ _0\"></span>ii) i<span class=\"_ _0\"></span>ts con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>low ch<span class=\"_ _0\"></span>arac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>cs<span class=\"_ _0\"></span>. T<span class=\"_ _7\"></span>wo c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s are ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s: F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL and amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>s the subsequent<span class=\"_ _7\"></span> measurement bas<span class=\"_ _1\"></span>is. The fol<span class=\"_ _1\"></span>lowing ac<span class=\"_ _1\"></span>counting<span class=\"_ _7\"></span> policies apply to the<span class=\"_ _7\"></span> subsequent measurement of financial asse<span class=\"_ _0\"></span>ts.<span class=\"_ _29f\"> </span><table class=\"s wb3 hb1\" id=\"_db9bd0b0-eb74-4b30-bad0-6d3d24267a6c\"><tr><td class=\"c n x23b y252a wb4 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252a wb5 ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc1 sc0 ls54 ws9c\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y252b wb6 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa2 wsa2\">F<span class=\"_ _0\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x36e y252b wb7 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue. N<span class=\"_ _0\"></span>et gai<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252c ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd inc<span class=\"_ _0\"></span>ome, a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252d ffff fs12 fc1 sc0 lsa4 ws145\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y252e wb8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x370 y252e wb9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Th<span class=\"_ _0\"></span>ese fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts are s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x36f h1b y252f ff100 fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>eff<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>te met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>. The a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t is re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2530 ffff fs12 fc1 sc0 lsb6 ws0\">by i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me, fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n exch<span class=\"_ _0\"></span>ange g<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2531 ff100 fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>ny gai<span class=\"_ _0\"></span>n or los<span class=\"_ _0\"></span>s on </td></tr><tr><td></td><td class=\"t m0 x36f h1b y2532 ff100 fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table>Am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>A f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et is m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t i<span class=\"_ _0\"></span>f it me<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s bot<span class=\"_ _0\"></span>h of th<span class=\"_ _0\"></span>e follo<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>g condi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons an<span class=\"_ _0\"></span>d unle<span class=\"_ _0\"></span>ss reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL on init<span class=\"_ _0\"></span>ial rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n appl<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing the Fai<span class=\"_ _0\"></span>r V<span class=\"_ _1\"></span>alu<span class=\"_ _0\"></span>e Opti<span class=\"_ _0\"></span>on (see b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>): <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set is he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss mo<span class=\"_ _0\"></span>del wh<span class=\"_ _0\"></span>ose ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve is to ho<span class=\"_ _0\"></span>ld ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s to colle<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l cash<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>flo<span class=\"_ _0\"></span>ws; an<span class=\"_ _0\"></span>d <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al term<span class=\"_ _0\"></span>s of the fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et gi<span class=\"_ _0\"></span>ve ris<span class=\"_ _0\"></span>e to cash fl<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>hat are so<span class=\"_ _0\"></span>lel<span class=\"_ _0\"></span>y pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts of pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal<span class=\"_ _0\"></span> </span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t on the pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>andi<span class=\"_ _0\"></span>ng on spe<span class=\"_ _0\"></span>cifi<span class=\"_ _0\"></span>ed date<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or the p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>s of thi<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sment<span class=\"_ _0\"></span>, pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal i<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed as t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t on ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined as co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tim<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of mone<span class=\"_ _0\"></span>y and for t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing dur<span class=\"_ _0\"></span>ing a p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ular p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od of ti<span class=\"_ _0\"></span>me an<span class=\"_ _0\"></span>d for ot<span class=\"_ _0\"></span>her ba<span class=\"_ _0\"></span>sic len<span class=\"_ _0\"></span>ding r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>e.g<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y risk an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve cos<span class=\"_ _0\"></span>ts)<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>as we<span class=\"_ _0\"></span>ll as prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t marg<span class=\"_ _0\"></span>in.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll othe<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are not me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>are cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>nd meas<span class=\"_ _0\"></span>ured at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _29f\"> </span>Financial inves<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in p<span class=\"_ _0\"></span>ool<span class=\"_ _0\"></span>ed inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds<span class=\"_ _0\"></span>, equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and d<span class=\"_ _0\"></span>ebt se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are m<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>ly at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _0\"></span>PL, as t<span class=\"_ _0\"></span>hey are p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of grou<span class=\"_ _0\"></span>ps of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hich are ma<span class=\"_ _0\"></span>nage<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>and w<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>man<span class=\"_ _0\"></span>ce is ev<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>ted on a f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e init<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d subs<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y, wi<span class=\"_ _0\"></span>th c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ixed<span class=\"_ _0\"></span>-ter<span class=\"_ _0\"></span>m dep<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith a m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>ile e<span class=\"_ _0\"></span>xceed<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>ree mo<span class=\"_ _0\"></span>nths a<span class=\"_ _0\"></span>re ca<span class=\"_ _0\"></span>tegor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and are m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>es and s<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>e date, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is the d<span class=\"_ _0\"></span>ate th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p commi<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>o purch<span class=\"_ _0\"></span>ase or s<span class=\"_ _0\"></span>ell t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>On in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up may ir<span class=\"_ _0\"></span>revo<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>ly de<span class=\"_ _0\"></span>sign<span class=\"_ _0\"></span>ate a f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e me<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s the re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to b<span class=\"_ _0\"></span>e measu<span class=\"_ _0\"></span>red at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, i<span class=\"_ _0\"></span>f doing s<span class=\"_ _0\"></span>o elim<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>s or sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y red<span class=\"_ _0\"></span>uces an acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>ing mis<span class=\"_ _0\"></span>match t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>se ari<span class=\"_ _0\"></span>se (th<span class=\"_ _0\"></span>e Fair Value O<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span>Loans<span class=\"_ _1\"></span> and advanc<span class=\"_ _7\"></span>es<span class=\"_ _29f\"> </span>Loa<span class=\"_ _0\"></span>ns are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised w<span class=\"_ _0\"></span>hen c<span class=\"_ _0\"></span>ash i<span class=\"_ _0\"></span>s adv<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>d to bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Loan<span class=\"_ _0\"></span>s to ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usin<span class=\"_ _0\"></span>g the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for lo<span class=\"_ _0\"></span>ans at b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes wh<span class=\"_ _0\"></span>ich are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue. Lo<span class=\"_ _0\"></span>ans s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s outlined below<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Cash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>vale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span>Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se ca<span class=\"_ _0\"></span>sh bala<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>, call d<span class=\"_ _0\"></span>epos<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s, mo<span class=\"_ _0\"></span>ney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>llec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m depo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a<span class=\"_ _0\"></span>n orig<span class=\"_ _0\"></span>inal m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>hree m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs or le<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin m<span class=\"_ _0\"></span>oney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>lle<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Al<span class=\"_ _0\"></span>l othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich mea<span class=\"_ _0\"></span>ns the<span class=\"_ _0\"></span>y are ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue and s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y car<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ed at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>and a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to the i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>utl<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>elow. T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>an mone<span class=\"_ _0\"></span>y mark<span class=\"_ _0\"></span>et coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds whic<span class=\"_ _0\"></span>h are meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, ap<span class=\"_ _0\"></span>proxi<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s to thei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e. Financial liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _1\"></span> and equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed acco<span class=\"_ _0\"></span>rding t<span class=\"_ _0\"></span>o the su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ce of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ent<span class=\"_ _0\"></span>ered int<span class=\"_ _0\"></span>o. <span class=\"_ _1\"></span>At in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion, i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es for un<span class=\"_ _0\"></span>it-lin<span class=\"_ _0\"></span>ked bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s and ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s to purc<span class=\"_ _0\"></span>hase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s borr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs an<span class=\"_ _0\"></span>d trad<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>, are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to pur<span class=\"_ _0\"></span>chas<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e. Gai<span class=\"_ _0\"></span>ns and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>rade payables<span class=\"_ _1\"></span> and r<span class=\"_ _1\"></span>ece<span class=\"_ _1\"></span>ivables<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. Due to t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m nat<span class=\"_ _0\"></span>ure, th<span class=\"_ _0\"></span>eir ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dere<span class=\"_ _0\"></span>d to be th<span class=\"_ _0\"></span>e sam<span class=\"_ _0\"></span>e as th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span>Impairment of financial as<span class=\"_ _0\"></span>sets T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s accoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g mode<span class=\"_ _0\"></span>l for cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>s to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>bu<span class=\"_ _0\"></span>t not to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL. F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude tr<span class=\"_ _0\"></span>ade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es,<span class=\"_ _0\"></span> ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts (excl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>mon<span class=\"_ _0\"></span>ey mar<span class=\"_ _0\"></span>ket col<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ich are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue), f<span class=\"_ _0\"></span>ixe<span class=\"_ _0\"></span>d-te<span class=\"_ _0\"></span>rm dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d cer<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in loa<span class=\"_ _0\"></span>ns and ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Cred<span class=\"_ _0\"></span>it lo<span class=\"_ _0\"></span>ss al<span class=\"_ _0\"></span>lowa<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re meas<span class=\"_ _0\"></span>ured o<span class=\"_ _0\"></span>n each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to a th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted cre<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>ss (\u201c<span class=\"_ _0\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t mode<span class=\"_ _0\"></span>l:<span class=\"_ _29f\"> </span>Per<span class=\"_ _0\"></span>forming financ<span class=\"_ _0\"></span>ial<span class=\"_ _1\"></span> asse<span class=\"_ _0\"></span>ts:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _0\"></span>m ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ced a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to it<span class=\"_ _0\"></span>s init<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, a st<span class=\"_ _0\"></span>age 1 los<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d equa<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted to res<span class=\"_ _0\"></span>ult f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t occur<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g over th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ier of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>xt 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>onth<span class=\"_ _0\"></span>s or it<span class=\"_ _0\"></span>s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y date (\u201c<span class=\"_ _0\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing a sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to the ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, a s<span class=\"_ _0\"></span>tage 2 lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owa<span class=\"_ _0\"></span>nce is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed equ<span class=\"_ _0\"></span>al to the cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>rom all p<span class=\"_ _0\"></span>ossi<span class=\"_ _0\"></span>ble de<span class=\"_ _0\"></span>faul<span class=\"_ _0\"></span>t eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the rem<span class=\"_ _0\"></span>ainin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t (\u201c<span class=\"_ _0\"></span>Li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er ther<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk requi<span class=\"_ _0\"></span>res cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span> jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me prob<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en a fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to be cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ired, t<span class=\"_ _0\"></span>he allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce for cred<span class=\"_ _0\"></span>it los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s (\u201cACL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tinu<span class=\"_ _0\"></span>es to rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt lif<span class=\"_ _0\"></span>etim<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s. How<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, ne<span class=\"_ _0\"></span>t of the lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce, rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an it<span class=\"_ _0\"></span>s gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Application of the impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up app<span class=\"_ _0\"></span>lies t<span class=\"_ _0\"></span>he ECL m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l to all f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Trade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es, to w<span class=\"_ _0\"></span>hich th<span class=\"_ _0\"></span>e simp<span class=\"_ _0\"></span>lifi<span class=\"_ _0\"></span>ed app<span class=\"_ _0\"></span>roach p<span class=\"_ _0\"></span>resc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed by IF<span class=\"_ _0\"></span>RS 9 is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is appro<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime EC<span class=\"_ _0\"></span>L allo<span class=\"_ _0\"></span>wance o<span class=\"_ _0\"></span>n day on<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>herea<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter<span class=\"_ _7\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Lo<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, and fi<span class=\"_ _0\"></span>xed-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, to whic<span class=\"_ _0\"></span>h the gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage m<span class=\"_ _0\"></span>odel is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y a <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly an<span class=\"_ _0\"></span>d the ba<span class=\"_ _0\"></span>lance is<span class=\"_ _0\"></span> mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red for sig<span class=\"_ _0\"></span>nifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk whi<span class=\"_ _0\"></span>ch wou<span class=\"_ _0\"></span>ld tri<span class=\"_ _0\"></span>gg<span class=\"_ _0\"></span>er the rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a <span class=\"_ _1\"></span>Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL<span class=\"_ _0\"></span> allowance.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re a prob<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. E<span class=\"_ _0\"></span>CL<span class=\"_ _0\"></span>s for f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are no<span class=\"_ _0\"></span>t credi<span class=\"_ _0\"></span>t-<span class=\"_ _29f\"> </span>imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d as the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ll ca<span class=\"_ _0\"></span>sh shor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>alls (<span class=\"_ _0\"></span>i.e. th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s due i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t and th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to rece<span class=\"_ _0\"></span>ive). ECL<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cred<span class=\"_ _0\"></span>it-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>. ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>xim<span class=\"_ _0\"></span>um per<span class=\"_ _0\"></span>iod co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng ECL<span class=\"_ _0\"></span>s is the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imu<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d over w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p is exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _1\"></span>nt of<span class=\"_ _1\"></span> ECLs considers information<span class=\"_ _1\"></span> about past event<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and curre<span class=\"_ _1\"></span>nt cond<span class=\"_ _1\"></span>itions, as well as<span class=\"_ _1\"></span> sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>bou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has i<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>dol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y for es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>into a<span class=\"_ _0\"></span>ccount fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>-l<span class=\"_ _0\"></span>ook<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g the ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te lev<span class=\"_ _0\"></span>el of all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, it ha<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and se<span class=\"_ _0\"></span>t up pro<span class=\"_ _0\"></span>cedu<span class=\"_ _0\"></span>res for mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>r signi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>es in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk.<span class=\"_ _29f\"> </span>Credit-impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _0\"></span>ch rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>red. A f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d when o<span class=\"_ _0\"></span>ne or m<span class=\"_ _0\"></span>ore ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a d<span class=\"_ _0\"></span>etr<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t have o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>red. E<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence t<span class=\"_ _0\"></span>hat a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s even<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cul<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wer or i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>, a<span class=\"_ gs26\"> </span>brea<span class=\"_ _0\"></span>ch of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t su<span class=\"_ _0\"></span>ch as a def<span class=\"_ _0\"></span>ault o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>st du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent or th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng of a loan or a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ter<span class=\"_ _0\"></span>ms that t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>not o<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ise co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion tha<span class=\"_ _0\"></span>t the cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk for<span class=\"_ _0\"></span> ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s over 30 da<span class=\"_ _0\"></span>ys si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y incre<span class=\"_ _0\"></span>ases h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>rebu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted on th<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s that s<span class=\"_ _0\"></span>ome bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll exce<span class=\"_ _0\"></span>ed 30 da<span class=\"_ _0\"></span>ys in th<span class=\"_ _0\"></span>e norm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e, and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, the<span class=\"_ _0\"></span>re is no incre<span class=\"_ _0\"></span>ase in t<span class=\"_ _0\"></span>he cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _1\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _0\"></span>s all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st ar<span class=\"_ _0\"></span>e dedu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fro<span class=\"_ _0\"></span>m the g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Write<span class=\"_ _0\"></span>-of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Loa<span class=\"_ _0\"></span>ns and de<span class=\"_ _0\"></span>bt sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten of<span class=\"_ _0\"></span>f (eit<span class=\"_ _0\"></span>her pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly or in f<span class=\"_ _0\"></span>ull) w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ere is no real<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tic pro<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt bein<span class=\"_ _0\"></span>g recove<span class=\"_ _0\"></span>red. T<span class=\"_ _0\"></span>his is gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t the bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>er do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>ave as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r sourc<span class=\"_ _0\"></span>es of in<span class=\"_ _0\"></span>come th<span class=\"_ _0\"></span>at cou<span class=\"_ _0\"></span>ld gene<span class=\"_ _0\"></span>rate s<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ient c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws to re<span class=\"_ _0\"></span>pay t<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the w<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f.<span class=\"_ _29f\"> </span>5(<span class=\"_ _3\"></span>j): Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he onl<span class=\"_ _0\"></span>y der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on ar<span class=\"_ _0\"></span>ise as a re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>t of the<span class=\"_ _0\"></span> con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of fu<span class=\"_ _0\"></span>nds (des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>5(a)). Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>es the cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span> at in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>es der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves as ma<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>toril<span class=\"_ _0\"></span>y at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L. Al<span class=\"_ _0\"></span>l deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves are c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue is p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e and a<span class=\"_ _0\"></span>s liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is n<span class=\"_ _0\"></span>ega<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-316": {
   "value": "5(c):<span class=\"_ _1\"></span> Product classif<span class=\"_ _0\"></span>ication<span class=\"_ _29f\"> </span>The Group\u2019s life assuranc<span class=\"_ _1\"></span>e c<span class=\"_ _1\"></span>ontrac<span class=\"_ _0\"></span>ts included in<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> A<span class=\"_ _0\"></span>ff<span class=\"_ _0\"></span>luent segment ar<span class=\"_ _1\"></span>e categorised as<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, in acco<span class=\"_ _0\"></span>rdance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion cr<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>ria se<span class=\"_ _0\"></span>t ou<span class=\"_ _0\"></span>t in the p<span class=\"_ _0\"></span>arag<span class=\"_ _0\"></span>rap<span class=\"_ _0\"></span>h bel<span class=\"_ _0\"></span>ow.<span class=\"_ _29f\"> </span>Investment c<span class=\"_ _7\"></span>ontrac<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s do n<span class=\"_ _0\"></span>ot mee<span class=\"_ _0\"></span>t the I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of an i<span class=\"_ _0\"></span>nsur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t as th<span class=\"_ _0\"></span>ey do n<span class=\"_ _0\"></span>ot tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>uran<span class=\"_ _0\"></span>ce risk f<span class=\"_ _0\"></span>rom the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder to th<span class=\"_ _0\"></span>e insure<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. Uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are separated int<span class=\"_ _1\"></span>o two components, an investment management<span class=\"_ _7\"></span> s<span class=\"_ _0\"></span>erv<span class=\"_ _0\"></span>ic<span class=\"_ _1\"></span>es component<span class=\"_ _7\"></span> and a f<span class=\"_ _0\"></span>inanci<span class=\"_ _1\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y compo<span class=\"_ _0\"></span>nent is d<span class=\"_ _0\"></span>esig<span class=\"_ _0\"></span>nate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L <span class=\"_ _1\"></span>as i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is man<span class=\"_ _0\"></span>aged on a fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue basi<span class=\"_ _0\"></span>s, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s va<span class=\"_ _0\"></span>lue is dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>lin<span class=\"_ _0\"></span>ked to the ma<span class=\"_ _0\"></span>rket v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he unde<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fol<span class=\"_ _0\"></span>io of ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p does<span class=\"_ _0\"></span> not d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t econ<span class=\"_ _0\"></span>omic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y fro<span class=\"_ _0\"></span>m retur<span class=\"_ _0\"></span>ns f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d to matc<span class=\"_ _0\"></span>h poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, ap<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t fro<span class=\"_ _0\"></span>m seco<span class=\"_ _0\"></span>ndar<span class=\"_ _0\"></span>y e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osure to f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ann<span class=\"_ _0\"></span>ual man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt fee<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>ife of t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForProductClassification",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-374": {
   "value": "5(d): Fee income<span class=\"_ _7\"></span> and other income from<span class=\"_ _1\"></span> ser<span class=\"_ _0\"></span>vice activities<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ee inco<span class=\"_ _0\"></span>me an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r inco<span class=\"_ _0\"></span>me fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d, ne<span class=\"_ _0\"></span>t of va<span class=\"_ _0\"></span>lue ad<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. Rev<span class=\"_ _0\"></span>enue is o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d to the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent t<span class=\"_ _0\"></span>hat ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent is s<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>isf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>at it i<span class=\"_ _0\"></span>s high<span class=\"_ _0\"></span>ly pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e reven<span class=\"_ _0\"></span>ue reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ill be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en unce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ntie<span class=\"_ _0\"></span>s are res<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ved. I<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces wh<span class=\"_ _0\"></span>ere ref<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d on a por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>come, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding i<span class=\"_ _0\"></span>ndem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y com<span class=\"_ _0\"></span>miss<span class=\"_ _0\"></span>ion on p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>cies s<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>, an es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of reve<span class=\"_ _0\"></span>nue is m<span class=\"_ _0\"></span>ade an<span class=\"_ _0\"></span>d char<span class=\"_ _0\"></span>ged to pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d lo<span class=\"_ _0\"></span>ss at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int of s<span class=\"_ _0\"></span>ale, b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Fund-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to non<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>dabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fee<span class=\"_ _0\"></span>s take<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>on rec<span class=\"_ _0\"></span>eipt of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on rece<span class=\"_ _0\"></span>ipt ov<span class=\"_ _0\"></span>er th<span class=\"_ _0\"></span>e life o<span class=\"_ _0\"></span>f the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t, in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>rds and c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>ic fee in<span class=\"_ _0\"></span>come ba<span class=\"_ _0\"></span>sed on t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. I<span class=\"_ _0\"></span>t is ca<span class=\"_ _0\"></span>lcu<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>nd reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed on a d<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s in lin<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>h the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his als<span class=\"_ _0\"></span>o inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s the fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me of con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span>Premium-ba<span class=\"_ _0\"></span>sed<span class=\"_ _1\"></span> fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to fe<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en the a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>\u2019s pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n has b<span class=\"_ _0\"></span>een f<span class=\"_ _0\"></span>ull<span class=\"_ _0\"></span>y deli<span class=\"_ _0\"></span>vere<span class=\"_ _0\"></span>d. Acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly, fe<span class=\"_ _0\"></span>e incom<span class=\"_ _0\"></span>e is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed fro<span class=\"_ _0\"></span>m the i<span class=\"_ _0\"></span>ncept<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t so<span class=\"_ _0\"></span>ld. Gi<span class=\"_ _0\"></span>ven t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss mo<span class=\"_ _0\"></span>del for a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice, man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt is requ<span class=\"_ _0\"></span>ired to exerc<span class=\"_ _0\"></span>ise ju<span class=\"_ _0\"></span>dgeme<span class=\"_ _0\"></span>nt in as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>apac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup is co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>s of reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sing re<span class=\"_ _0\"></span>venu<span class=\"_ _0\"></span>e from th<span class=\"_ _0\"></span>e adv<span class=\"_ _0\"></span>ice bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss und<span class=\"_ _0\"></span>er IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5. A<span class=\"_ _0\"></span>s a resu<span class=\"_ _0\"></span>lt of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>has d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at rev<span class=\"_ _0\"></span>enue f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s shoul<span class=\"_ _0\"></span>d be pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted ne<span class=\"_ _0\"></span>t of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain fe<span class=\"_ _0\"></span>es and c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>ns pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to<span class=\"_ gs26\"> </span>A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inted Re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of Qui<span class=\"_ _0\"></span>lter co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Fixed fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his is p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>dic fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me wh<span class=\"_ _0\"></span>ich is f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>xed in v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>ccordin<span class=\"_ _0\"></span>g to und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t ter<span class=\"_ _0\"></span>ms an<span class=\"_ _0\"></span>d relate<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al dea<span class=\"_ _0\"></span>ling fe<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>t is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion or s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Other fee and commission inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges ta<span class=\"_ _0\"></span>ken from un<span class=\"_ _0\"></span>it-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds to me<span class=\"_ _0\"></span>et fu<span class=\"_ _0\"></span>ture po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Depe<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g on t<span class=\"_ _0\"></span>he nat<span class=\"_ _0\"></span>ure of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y, th<span class=\"_ _0\"></span>e char<span class=\"_ _0\"></span>ges are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on occ<span class=\"_ _0\"></span>urs o<span class=\"_ _0\"></span>n th<span class=\"_ _0\"></span>e unit-l<span class=\"_ _0\"></span>inked f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>, or annua<span class=\"_ _0\"></span>lly. 5<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>e): Inv<span class=\"_ _0\"></span>est<span class=\"_ _0\"></span>ment r<span class=\"_ _0\"></span>etur<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt retu<span class=\"_ _0\"></span>rn comp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es t<span class=\"_ _0\"></span>wo ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s (a<span class=\"_ _7\"></span>) i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>(b) reali<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d unreal<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d gains<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s held at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _0\"></span> Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt inco<span class=\"_ _0\"></span>me inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends o<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer a<span class=\"_ _0\"></span>nd sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lder i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>rent<span class=\"_ _0\"></span>al incom<span class=\"_ _0\"></span>e. Di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends are re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as reve<span class=\"_ _0\"></span>nue on th<span class=\"_ _0\"></span>e ex-d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d date. Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch all<span class=\"_ _0\"></span>oca<span class=\"_ _0\"></span>tes in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t a<span class=\"_ gs26\"> </span>con<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant ra<span class=\"_ _0\"></span>te over t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted li<span class=\"_ _0\"></span>fe of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt. In re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of cl<span class=\"_ _0\"></span>ient mo<span class=\"_ _0\"></span>ney, ret<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>und<span class=\"_ _0\"></span>er the pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s of IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5 and is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce, on an<span class=\"_ gs26\"> </span>ac<span class=\"_ _0\"></span>crua<span class=\"_ _0\"></span>ls bas<span class=\"_ _0\"></span>is, be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween to<span class=\"_ _0\"></span>tal in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d and inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t paid to cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Ren<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine ba<span class=\"_ _0\"></span>sis ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Realised and unrealised<span class=\"_ _1\"></span> gains and losses<span class=\"_ _29f\"> </span>A gai<span class=\"_ _0\"></span>n or lo<span class=\"_ _0\"></span>ss on a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t is on<span class=\"_ _0\"></span>ly rea<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al or t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer a<span class=\"_ _0\"></span>nd repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>eds re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, net of t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t (or amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t). Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed ga<span class=\"_ _0\"></span>ins or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s, ar<span class=\"_ _0\"></span>ising o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ha<span class=\"_ _0\"></span>ve not be<span class=\"_ _0\"></span>en disp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d of or tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d, rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ence be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue at th<span class=\"_ _0\"></span>e year e<span class=\"_ _0\"></span>nd an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e at the p<span class=\"_ _0\"></span>rev<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s yea<span class=\"_ _0\"></span>r end or purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (i<span class=\"_ _0\"></span>f this o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the ye<span class=\"_ _0\"></span>ar), le<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>e rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of prev<span class=\"_ _0\"></span>ious<span class=\"_ _0\"></span>ly rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span> unre<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed ga<span class=\"_ _0\"></span>ins or l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal<span class=\"_ _0\"></span>s made d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>Gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>bot<span class=\"_ _0\"></span>h mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>ue and fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>nge rate<span class=\"_ _0\"></span>s on inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>ey occ<span class=\"_ _0\"></span>ur<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-317": {
   "value": "5(d): Fee income<span class=\"_ _7\"></span> and other income from<span class=\"_ _1\"></span> ser<span class=\"_ _0\"></span>vice activities<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ee inco<span class=\"_ _0\"></span>me an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r inco<span class=\"_ _0\"></span>me fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d, ne<span class=\"_ _0\"></span>t of va<span class=\"_ _0\"></span>lue ad<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. Rev<span class=\"_ _0\"></span>enue is o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d to the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent t<span class=\"_ _0\"></span>hat ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent is s<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>isf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>at it i<span class=\"_ _0\"></span>s high<span class=\"_ _0\"></span>ly pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e reven<span class=\"_ _0\"></span>ue reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ill be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en unce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ntie<span class=\"_ _0\"></span>s are res<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ved. I<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>ms<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces wh<span class=\"_ _0\"></span>ere ref<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d on a por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>come, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding i<span class=\"_ _0\"></span>ndem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y com<span class=\"_ _0\"></span>miss<span class=\"_ _0\"></span>ion on p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>cies s<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>, an es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of t<span class=\"_ _0\"></span>he redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of reve<span class=\"_ _0\"></span>nue is m<span class=\"_ _0\"></span>ade an<span class=\"_ _0\"></span>d char<span class=\"_ _0\"></span>ged to pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it an<span class=\"_ _0\"></span>d lo<span class=\"_ _0\"></span>ss at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int of s<span class=\"_ _0\"></span>ale, b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Fund-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to non<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>dabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fee<span class=\"_ _0\"></span>s take<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>on rec<span class=\"_ _0\"></span>eipt of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s\u2019 in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed on rece<span class=\"_ _0\"></span>ipt ov<span class=\"_ _0\"></span>er th<span class=\"_ _0\"></span>e life o<span class=\"_ _0\"></span>f the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t, in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>rds and c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>ic fee in<span class=\"_ _0\"></span>come ba<span class=\"_ _0\"></span>sed on t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>ith c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. I<span class=\"_ _0\"></span>t is ca<span class=\"_ _0\"></span>lcu<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>nd reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed on a d<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s in lin<span class=\"_ _0\"></span>e wit<span class=\"_ _0\"></span>h the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his als<span class=\"_ _0\"></span>o inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s the fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me of con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span>Premium-ba<span class=\"_ _0\"></span>sed<span class=\"_ _1\"></span> fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his rela<span class=\"_ _0\"></span>tes to fe<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en the a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>\u2019s pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n has b<span class=\"_ _0\"></span>een f<span class=\"_ _0\"></span>ull<span class=\"_ _0\"></span>y deli<span class=\"_ _0\"></span>vere<span class=\"_ _0\"></span>d. Acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly, fe<span class=\"_ _0\"></span>e incom<span class=\"_ _0\"></span>e is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed fro<span class=\"_ _0\"></span>m the i<span class=\"_ _0\"></span>ncept<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t so<span class=\"_ _0\"></span>ld. Gi<span class=\"_ _0\"></span>ven t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss mo<span class=\"_ _0\"></span>del for a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice, man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt is requ<span class=\"_ _0\"></span>ired to exerc<span class=\"_ _0\"></span>ise ju<span class=\"_ _0\"></span>dgeme<span class=\"_ _0\"></span>nt in as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>apac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup is co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>s of reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sing re<span class=\"_ _0\"></span>venu<span class=\"_ _0\"></span>e from th<span class=\"_ _0\"></span>e adv<span class=\"_ _0\"></span>ice bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss und<span class=\"_ _0\"></span>er IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5. A<span class=\"_ _0\"></span>s a resu<span class=\"_ _0\"></span>lt of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>has d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at rev<span class=\"_ _0\"></span>enue f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s shoul<span class=\"_ _0\"></span>d be pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted ne<span class=\"_ _0\"></span>t of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain fe<span class=\"_ _0\"></span>es and c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>ns pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to<span class=\"_ gs26\"> </span>A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inted Re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of Qui<span class=\"_ _0\"></span>lter co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Fixed fees<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his is p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>dic fe<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me wh<span class=\"_ _0\"></span>ich is f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>xed in v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>ccordin<span class=\"_ _0\"></span>g to und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t ter<span class=\"_ _0\"></span>ms an<span class=\"_ _0\"></span>d relate<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al dea<span class=\"_ _0\"></span>ling fe<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>t is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion or s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Other fee and commission inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges ta<span class=\"_ _0\"></span>ken from un<span class=\"_ _0\"></span>it-li<span class=\"_ _0\"></span>nked f<span class=\"_ _0\"></span>unds to me<span class=\"_ _0\"></span>et fu<span class=\"_ _0\"></span>ture po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Depe<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g on t<span class=\"_ _0\"></span>he nat<span class=\"_ _0\"></span>ure of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y, th<span class=\"_ _0\"></span>e char<span class=\"_ _0\"></span>ges are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on occ<span class=\"_ _0\"></span>urs o<span class=\"_ _0\"></span>n th<span class=\"_ _0\"></span>e unit-l<span class=\"_ _0\"></span>inked f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>, or annua<span class=\"_ _0\"></span>lly. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-318": {
   "value": "5<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>e): Inv<span class=\"_ _0\"></span>est<span class=\"_ _0\"></span>ment r<span class=\"_ _0\"></span>etur<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt retu<span class=\"_ _0\"></span>rn comp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es t<span class=\"_ _0\"></span>wo ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s (a<span class=\"_ _7\"></span>) i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>(b) reali<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d unreal<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d gains<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s held at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL.<span class=\"_ _0\"></span> Invest<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt inco<span class=\"_ _0\"></span>me inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends o<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer a<span class=\"_ _0\"></span>nd sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lder i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>rent<span class=\"_ _0\"></span>al incom<span class=\"_ _0\"></span>e. Di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends are re<span class=\"_ _0\"></span>corde<span class=\"_ _0\"></span>d as reve<span class=\"_ _0\"></span>nue on th<span class=\"_ _0\"></span>e ex-d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d date. Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d whi<span class=\"_ _0\"></span>ch all<span class=\"_ _0\"></span>oca<span class=\"_ _0\"></span>tes in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t a<span class=\"_ gs26\"> </span>con<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant ra<span class=\"_ _0\"></span>te over t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted li<span class=\"_ _0\"></span>fe of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt. In re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of cl<span class=\"_ _0\"></span>ient mo<span class=\"_ _0\"></span>ney, ret<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t incom<span class=\"_ _0\"></span>e is accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>und<span class=\"_ _0\"></span>er the pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s of IFR<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>5 and is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce, on an<span class=\"_ gs26\"> </span>ac<span class=\"_ _0\"></span>crua<span class=\"_ _0\"></span>ls bas<span class=\"_ _0\"></span>is, be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween to<span class=\"_ _0\"></span>tal in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d and inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t paid to cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Ren<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>ine ba<span class=\"_ _0\"></span>sis ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Realised and unrealised<span class=\"_ _1\"></span> gains and losses<span class=\"_ _29f\"> </span>A gai<span class=\"_ _0\"></span>n or lo<span class=\"_ _0\"></span>ss on a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t is on<span class=\"_ _0\"></span>ly rea<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al or t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer a<span class=\"_ _0\"></span>nd repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e proce<span class=\"_ _0\"></span>eds re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, net of t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t (or amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t). Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed ga<span class=\"_ _0\"></span>ins or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s, ar<span class=\"_ _0\"></span>ising o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ha<span class=\"_ _0\"></span>ve not be<span class=\"_ _0\"></span>en disp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d of or tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d, rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ence be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue at th<span class=\"_ _0\"></span>e year e<span class=\"_ _0\"></span>nd an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e at the p<span class=\"_ _0\"></span>rev<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s yea<span class=\"_ _0\"></span>r end or purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (i<span class=\"_ _0\"></span>f this o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the ye<span class=\"_ _0\"></span>ar), le<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>e rever<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of prev<span class=\"_ _0\"></span>ious<span class=\"_ _0\"></span>ly rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span> unre<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed ga<span class=\"_ _0\"></span>ins or l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal<span class=\"_ _0\"></span>s made d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span> Gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>bot<span class=\"_ _0\"></span>h mar<span class=\"_ _0\"></span>ket val<span class=\"_ _0\"></span>ue and fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>nge rate<span class=\"_ _0\"></span>s on inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>ey occ<span class=\"_ _0\"></span>ur<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentReturn",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-319": {
   "value": "5<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Co<span class=\"_ _0\"></span>ntrac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>Inc<span class=\"_ _0\"></span>reme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>l cos<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng fee an<span class=\"_ _0\"></span>d comm<span class=\"_ _0\"></span>issi<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, tha<span class=\"_ _0\"></span>t are dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y at<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to se<span class=\"_ _0\"></span>curi<span class=\"_ _0\"></span>ng uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, as<span class=\"_ _0\"></span>set m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces and ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s are defe<span class=\"_ _0\"></span>rred an<span class=\"_ _0\"></span>d reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are linke<span class=\"_ _0\"></span>d to the con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ri<span class=\"_ _0\"></span>ght to ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e are th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tise<span class=\"_ _0\"></span>d in lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n of th<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices t<span class=\"_ _0\"></span>o whic<span class=\"_ _0\"></span>h the co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t relat<span class=\"_ _1\"></span>es. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForContractCosts",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-320": {
   "value": "5(<span class=\"_ _0\"></span>g)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Investme<span class=\"_ _0\"></span>nt<span class=\"_ _1\"></span> contract liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on, in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s for un<span class=\"_ _0\"></span>it-li<span class=\"_ _0\"></span>nked bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL. F<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>ese con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>s equal t<span class=\"_ _0\"></span>o the tot<span class=\"_ _0\"></span>al v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f unit<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated t<span class=\"_ _0\"></span>o the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n the b<span class=\"_ _0\"></span>id pr<span class=\"_ _0\"></span>ice of the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts in th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n ref<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mat<span class=\"_ _0\"></span>ching<span class=\"_ _0\"></span> inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lio tha<span class=\"_ _0\"></span>t bac<span class=\"_ _0\"></span>ks t<span class=\"_ _0\"></span>he uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is man<span class=\"_ _0\"></span>aged<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ance ev<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>ted,<span class=\"_ _0\"></span> on<span class=\"_ gs26\"> </span>a fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue basi<span class=\"_ _0\"></span>s. Contributions rec<span class=\"_ _1\"></span>eived on investment contract<span class=\"_ _0\"></span>s ar<span class=\"_ _7\"></span>e treated as<span class=\"_ _1\"></span> polic<span class=\"_ _0\"></span>yholder deposits and cr<span class=\"_ _1\"></span>edited dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y to inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, as o<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>sed to b<span class=\"_ _0\"></span>eing re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d as rev<span class=\"_ _0\"></span>enue. W<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hdra<span class=\"_ _0\"></span>wals p<span class=\"_ _0\"></span>aid ou<span class=\"_ _0\"></span>t to pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>ers o<span class=\"_ _0\"></span>n inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are trea<span class=\"_ _0\"></span>ted as a re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der de<span class=\"_ _0\"></span>posi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, red<span class=\"_ _0\"></span>ucin<span class=\"_ _0\"></span>g the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, as op<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed to bei<span class=\"_ _0\"></span>ng reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his pr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tice<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>k<span class=\"_ _0\"></span>now<span class=\"_ _0\"></span>n as dep<span class=\"_ _0\"></span>osit a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentContractLiabilities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-375": {
   "value": "Loans<span class=\"_ _1\"></span> and advanc<span class=\"_ _7\"></span>es<span class=\"_ _29f\"> </span>Loa<span class=\"_ _0\"></span>ns are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised w<span class=\"_ _0\"></span>hen c<span class=\"_ _0\"></span>ash i<span class=\"_ _0\"></span>s adv<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>d to bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Loan<span class=\"_ _0\"></span>s to ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usin<span class=\"_ _0\"></span>g the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>met<span class=\"_ _0\"></span>hod<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for lo<span class=\"_ _0\"></span>ans at b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes wh<span class=\"_ _0\"></span>ich are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue. Lo<span class=\"_ _0\"></span>ans s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s outlined below<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-376": {
   "value": "Cash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>vale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span>Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se ca<span class=\"_ _0\"></span>sh bala<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>, call d<span class=\"_ _0\"></span>epos<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s, mo<span class=\"_ _0\"></span>ney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>llec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m depo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a<span class=\"_ _0\"></span>n orig<span class=\"_ _0\"></span>inal m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>hree m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs or le<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _0\"></span>sh and ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin m<span class=\"_ _0\"></span>oney ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>lle<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Al<span class=\"_ _0\"></span>l othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich mea<span class=\"_ _0\"></span>ns the<span class=\"_ _0\"></span>y are ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue and s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y car<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ed at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st u<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>and a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to the i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>utl<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>elow. T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>an mone<span class=\"_ _0\"></span>y mark<span class=\"_ _0\"></span>et coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds whic<span class=\"_ _0\"></span>h are meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, ap<span class=\"_ _0\"></span>proxi<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s to thei<span class=\"_ _0\"></span>r fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-427": {
   "value": "Financial liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _1\"></span> and equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed acco<span class=\"_ _0\"></span>rding t<span class=\"_ _0\"></span>o the su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ce of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ent<span class=\"_ _0\"></span>ered int<span class=\"_ _0\"></span>o. <span class=\"_ _1\"></span>At in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion, i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es for un<span class=\"_ _0\"></span>it-lin<span class=\"_ _0\"></span>ked bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s and ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s to purc<span class=\"_ _0\"></span>hase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s borr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs an<span class=\"_ _0\"></span>d trad<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>, are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to pur<span class=\"_ _0\"></span>chas<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e. Gai<span class=\"_ _0\"></span>ns and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-377": {
   "value": "Financial liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _1\"></span> and equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed acco<span class=\"_ _0\"></span>rding t<span class=\"_ _0\"></span>o the su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ce of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ent<span class=\"_ _0\"></span>ered int<span class=\"_ _0\"></span>o. <span class=\"_ _1\"></span>At in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion, i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es for un<span class=\"_ _0\"></span>it-lin<span class=\"_ _0\"></span>ked bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s and ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s to purc<span class=\"_ _0\"></span>hase e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TPL<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s borr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs an<span class=\"_ _0\"></span>d trad<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>, are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to pur<span class=\"_ _0\"></span>chas<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>hin t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e. Gai<span class=\"_ _0\"></span>ns and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForFinancialLiabilitiesAndEquity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-428": {
   "value": "T<span class=\"_ _7\"></span>rade payables<span class=\"_ _1\"></span> and r<span class=\"_ _1\"></span>ece<span class=\"_ _1\"></span>ivables<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. Due to t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m nat<span class=\"_ _0\"></span>ure, th<span class=\"_ _0\"></span>eir ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dere<span class=\"_ _0\"></span>d to be th<span class=\"_ _0\"></span>e sam<span class=\"_ _0\"></span>e as th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-378": {
   "value": "T<span class=\"_ _7\"></span>rade payables<span class=\"_ _1\"></span> and r<span class=\"_ _1\"></span>ece<span class=\"_ _1\"></span>ivables<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ade p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. Due to t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m nat<span class=\"_ _0\"></span>ure, th<span class=\"_ _0\"></span>eir ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount i<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dere<span class=\"_ _0\"></span>d to be th<span class=\"_ _0\"></span>e sam<span class=\"_ _0\"></span>e as th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-379": {
   "value": "Impairment of financial as<span class=\"_ _0\"></span>sets T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s accoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g mode<span class=\"_ _0\"></span>l for cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>s to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>bu<span class=\"_ _0\"></span>t not to f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts at F<span class=\"_ _3\"></span>V<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>PL. F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>ude tr<span class=\"_ _0\"></span>ade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es,<span class=\"_ _0\"></span> ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts (excl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>mon<span class=\"_ _0\"></span>ey mar<span class=\"_ _0\"></span>ket col<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds wh<span class=\"_ _0\"></span>ich are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue), f<span class=\"_ _0\"></span>ixe<span class=\"_ _0\"></span>d-te<span class=\"_ _0\"></span>rm dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d cer<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in loa<span class=\"_ _0\"></span>ns and ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Cred<span class=\"_ _0\"></span>it lo<span class=\"_ _0\"></span>ss al<span class=\"_ _0\"></span>lowa<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re meas<span class=\"_ _0\"></span>ured o<span class=\"_ _0\"></span>n each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to a th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted cre<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>ss (\u201c<span class=\"_ _0\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t mode<span class=\"_ _0\"></span>l:<span class=\"_ _29f\"> </span>Per<span class=\"_ _0\"></span>forming financ<span class=\"_ _0\"></span>ial<span class=\"_ _1\"></span> asse<span class=\"_ _0\"></span>ts:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _0\"></span>m ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ced a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to it<span class=\"_ _0\"></span>s init<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, a st<span class=\"_ _0\"></span>age 1 los<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d equa<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted to res<span class=\"_ _0\"></span>ult f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t occur<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g over th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ier of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>xt 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>onth<span class=\"_ _0\"></span>s or it<span class=\"_ _0\"></span>s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y date (\u201c<span class=\"_ _0\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing a sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to the ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, a s<span class=\"_ _0\"></span>tage 2 lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owa<span class=\"_ _0\"></span>nce is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed equ<span class=\"_ _0\"></span>al to the cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>rom all p<span class=\"_ _0\"></span>ossi<span class=\"_ _0\"></span>ble de<span class=\"_ _0\"></span>faul<span class=\"_ _0\"></span>t eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the rem<span class=\"_ _0\"></span>ainin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t (\u201c<span class=\"_ _0\"></span>Li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er ther<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk requi<span class=\"_ _0\"></span>res cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span> jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me prob<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en a fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to be cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ired, t<span class=\"_ _0\"></span>he allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce for cred<span class=\"_ _0\"></span>it los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s (\u201cACL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tinu<span class=\"_ _0\"></span>es to rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt lif<span class=\"_ _0\"></span>etim<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s. How<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, ne<span class=\"_ _0\"></span>t of the lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce, rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an it<span class=\"_ _0\"></span>s gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Application of the impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up app<span class=\"_ _0\"></span>lies t<span class=\"_ _0\"></span>he ECL m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l to all f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Trade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es, to w<span class=\"_ _0\"></span>hich th<span class=\"_ _0\"></span>e simp<span class=\"_ _0\"></span>lifi<span class=\"_ _0\"></span>ed app<span class=\"_ _0\"></span>roach p<span class=\"_ _0\"></span>resc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed by IF<span class=\"_ _0\"></span>RS 9 is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is appro<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime EC<span class=\"_ _0\"></span>L allo<span class=\"_ _0\"></span>wance o<span class=\"_ _0\"></span>n day on<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>herea<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter<span class=\"_ _7\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Lo<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, and fi<span class=\"_ _0\"></span>xed-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, to whic<span class=\"_ _0\"></span>h the gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage m<span class=\"_ _0\"></span>odel is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y a <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly an<span class=\"_ _0\"></span>d the ba<span class=\"_ _0\"></span>lance is<span class=\"_ _0\"></span> mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red for sig<span class=\"_ _0\"></span>nifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk whi<span class=\"_ _0\"></span>ch wou<span class=\"_ _0\"></span>ld tri<span class=\"_ _0\"></span>gg<span class=\"_ _0\"></span>er the rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a <span class=\"_ _1\"></span>Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL<span class=\"_ _0\"></span> allowance.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re a prob<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. E<span class=\"_ _0\"></span>CL<span class=\"_ _0\"></span>s for f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are no<span class=\"_ _0\"></span>t credi<span class=\"_ _0\"></span>t-<span class=\"_ _29f\"> </span>imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d as the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ll ca<span class=\"_ _0\"></span>sh shor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>alls (<span class=\"_ _0\"></span>i.e. th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s due i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t and th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to rece<span class=\"_ _0\"></span>ive). ECL<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cred<span class=\"_ _0\"></span>it-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>. ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>xim<span class=\"_ _0\"></span>um per<span class=\"_ _0\"></span>iod co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng ECL<span class=\"_ _0\"></span>s is the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imu<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d over w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p is exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _1\"></span>nt of<span class=\"_ _1\"></span> ECLs considers information<span class=\"_ _1\"></span> about past event<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and curre<span class=\"_ _1\"></span>nt cond<span class=\"_ _1\"></span>itions, as well as<span class=\"_ _1\"></span> sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>bou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has i<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>dol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y for es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>into a<span class=\"_ _0\"></span>ccount fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>-l<span class=\"_ _0\"></span>ook<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g the ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te lev<span class=\"_ _0\"></span>el of all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, it ha<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and se<span class=\"_ _0\"></span>t up pro<span class=\"_ _0\"></span>cedu<span class=\"_ _0\"></span>res for mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>r signi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>es in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff103 fsb fc1 sc0 ls63 ws53 gs1b0\">Credit-impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b1\">At ea<span class=\"_ _0\"></span>ch rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b2\">cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>red. A f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d when o<span class=\"_ _0\"></span>ne or m<span class=\"_ _0\"></span>ore ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a d<span class=\"_ _0\"></span>etr<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b3\">imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t have o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>red. E<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence t<span class=\"_ _0\"></span>hat a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b4\">as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s even<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cul<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wer or i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a7\">a<span class=\"_ gs26\"> </span>brea<span class=\"_ _0\"></span>ch of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t su<span class=\"_ _0\"></span>ch as a def<span class=\"_ _0\"></span>ault o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>st du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent or th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng of a loan or a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance by th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a8\">Gro<span class=\"_ _0\"></span>up on ter<span class=\"_ _0\"></span>ms that t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>not o<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ise co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion tha<span class=\"_ _0\"></span>t the cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk for<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a9\">ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s over 30 da<span class=\"_ _0\"></span>ys si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y incre<span class=\"_ _0\"></span>ases h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>rebu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted on th<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s that s<span class=\"_ _0\"></span>ome bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b5\">exce<span class=\"_ _0\"></span>ed 30 da<span class=\"_ _0\"></span>ys in th<span class=\"_ _0\"></span>e norm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e, and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, the<span class=\"_ _0\"></span>re is no incre<span class=\"_ _0\"></span>ase in t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b6\">cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5e ws60 gs1b7\">Presentation of<span class=\"_ _1\"></span> impairment<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b8\">Los<span class=\"_ _0\"></span>s all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st ar<span class=\"_ _0\"></span>e dedu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fro<span class=\"_ _0\"></span>m the g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b9\">amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-429": {
   "value": "Per<span class=\"_ _0\"></span>forming financ<span class=\"_ _0\"></span>ial<span class=\"_ _1\"></span> asse<span class=\"_ _0\"></span>ts:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _0\"></span>m ini<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set to t<span class=\"_ _0\"></span>he date o<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ced a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to it<span class=\"_ _0\"></span>s init<span class=\"_ _0\"></span>ial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, a st<span class=\"_ _0\"></span>age 1 los<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d equa<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted to res<span class=\"_ _0\"></span>ult f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t occur<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g over th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ier of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>xt 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>onth<span class=\"_ _0\"></span>s or it<span class=\"_ _0\"></span>s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y date (\u201c<span class=\"_ _0\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing a sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to the ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, a s<span class=\"_ _0\"></span>tage 2 lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owa<span class=\"_ _0\"></span>nce is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed equ<span class=\"_ _0\"></span>al to the cre<span class=\"_ _0\"></span>dit lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>rom all p<span class=\"_ _0\"></span>ossi<span class=\"_ _0\"></span>ble de<span class=\"_ _0\"></span>faul<span class=\"_ _0\"></span>t eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the rem<span class=\"_ _0\"></span>ainin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t (\u201c<span class=\"_ _0\"></span>Li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er ther<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>has b<span class=\"_ _0\"></span>een a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk requi<span class=\"_ _0\"></span>res cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span> jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t, b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me prob<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en a fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to be cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ired, t<span class=\"_ _0\"></span>he allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce for cred<span class=\"_ _0\"></span>it los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s (\u201cACL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tinu<span class=\"_ _0\"></span>es to rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt lif<span class=\"_ _0\"></span>etim<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s. How<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, ne<span class=\"_ _0\"></span>t of the lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce, rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an it<span class=\"_ _0\"></span>s gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Application of the impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up app<span class=\"_ _0\"></span>lies t<span class=\"_ _0\"></span>he ECL m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l to all f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Trade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es, to w<span class=\"_ _0\"></span>hich th<span class=\"_ _0\"></span>e simp<span class=\"_ _0\"></span>lifi<span class=\"_ _0\"></span>ed app<span class=\"_ _0\"></span>roach p<span class=\"_ _0\"></span>resc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed by IF<span class=\"_ _0\"></span>RS 9 is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is appro<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime EC<span class=\"_ _0\"></span>L allo<span class=\"_ _0\"></span>wance o<span class=\"_ _0\"></span>n day on<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>herea<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter<span class=\"_ _7\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Lo<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, and fi<span class=\"_ _0\"></span>xed-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, to whic<span class=\"_ _0\"></span>h the gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage m<span class=\"_ _0\"></span>odel is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y a <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly an<span class=\"_ _0\"></span>d the ba<span class=\"_ _0\"></span>lance is<span class=\"_ _0\"></span> mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red for sig<span class=\"_ _0\"></span>nifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk whi<span class=\"_ _0\"></span>ch wou<span class=\"_ _0\"></span>ld tri<span class=\"_ _0\"></span>gg<span class=\"_ _0\"></span>er the rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a <span class=\"_ _1\"></span>Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL<span class=\"_ _0\"></span> allowance.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re a prob<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. E<span class=\"_ _0\"></span>CL<span class=\"_ _0\"></span>s for f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are no<span class=\"_ _0\"></span>t credi<span class=\"_ _0\"></span>t-<span class=\"_ _29f\"> </span>imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d as the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ll ca<span class=\"_ _0\"></span>sh shor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>alls (<span class=\"_ _0\"></span>i.e. th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s due i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t and th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to rece<span class=\"_ _0\"></span>ive). ECL<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cred<span class=\"_ _0\"></span>it-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>. ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>xim<span class=\"_ _0\"></span>um per<span class=\"_ _0\"></span>iod co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng ECL<span class=\"_ _0\"></span>s is the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imu<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d over w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p is exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _1\"></span>nt of<span class=\"_ _1\"></span> ECLs considers information<span class=\"_ _1\"></span> about past event<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and curre<span class=\"_ _1\"></span>nt cond<span class=\"_ _1\"></span>itions, as well as<span class=\"_ _1\"></span> sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>bou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has i<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>dol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y for es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>into a<span class=\"_ _0\"></span>ccount fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>-l<span class=\"_ _0\"></span>ook<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g the ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te lev<span class=\"_ _0\"></span>el of all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, it ha<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and se<span class=\"_ _0\"></span>t up pro<span class=\"_ _0\"></span>cedu<span class=\"_ _0\"></span>res for mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>r signi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>es in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk.<span class=\"_ _29f\"> </span>Credit-impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _0\"></span>ch rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>red. A f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d when o<span class=\"_ _0\"></span>ne or m<span class=\"_ _0\"></span>ore ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a d<span class=\"_ _0\"></span>etr<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t have o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>red. E<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence t<span class=\"_ _0\"></span>hat a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s even<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cul<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wer or i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>, a<span class=\"_ gs26\"> </span>brea<span class=\"_ _0\"></span>ch of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t su<span class=\"_ _0\"></span>ch as a def<span class=\"_ _0\"></span>ault o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>st du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent or th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng of a loan or a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ter<span class=\"_ _0\"></span>ms that t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>not o<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ise co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion tha<span class=\"_ _0\"></span>t the cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk for<span class=\"_ _0\"></span> ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s over 30 da<span class=\"_ _0\"></span>ys si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y incre<span class=\"_ _0\"></span>ases h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>rebu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted on th<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s that s<span class=\"_ _0\"></span>ome bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll exce<span class=\"_ _0\"></span>ed 30 da<span class=\"_ _0\"></span>ys in th<span class=\"_ _0\"></span>e norm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e, and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, the<span class=\"_ _0\"></span>re is no incre<span class=\"_ _0\"></span>ase in t<span class=\"_ _0\"></span>he cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _1\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _0\"></span>s all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st ar<span class=\"_ _0\"></span>e dedu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fro<span class=\"_ _0\"></span>m the g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-441": {
   "value": "Impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _0\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en a fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to be cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ired, t<span class=\"_ _0\"></span>he allo<span class=\"_ _0\"></span>wan<span class=\"_ _0\"></span>ce for cred<span class=\"_ _0\"></span>it los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s (\u201cACL<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tinu<span class=\"_ _0\"></span>es to rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt lif<span class=\"_ _0\"></span>etim<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s. How<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he amor<span class=\"_ _3\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, ne<span class=\"_ _0\"></span>t of the lo<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce, rat<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>an it<span class=\"_ _0\"></span>s gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Application of the impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up app<span class=\"_ _0\"></span>lies t<span class=\"_ _0\"></span>he ECL m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l to all f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Trade re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es, to w<span class=\"_ _0\"></span>hich th<span class=\"_ _0\"></span>e simp<span class=\"_ _0\"></span>lifi<span class=\"_ _0\"></span>ed app<span class=\"_ _0\"></span>roach p<span class=\"_ _0\"></span>resc<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ed by IF<span class=\"_ _0\"></span>RS 9 is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>is appro<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime EC<span class=\"_ _0\"></span>L allo<span class=\"_ _0\"></span>wance o<span class=\"_ _0\"></span>n day on<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>herea<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter<span class=\"_ _7\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Lo<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, and fi<span class=\"_ _0\"></span>xed-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>, to whic<span class=\"_ _0\"></span>h the gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>tage m<span class=\"_ _0\"></span>odel is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y a <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly an<span class=\"_ _0\"></span>d the ba<span class=\"_ _0\"></span>lance is<span class=\"_ _0\"></span> mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red for sig<span class=\"_ _0\"></span>nifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk whi<span class=\"_ _0\"></span>ch wou<span class=\"_ _0\"></span>ld tri<span class=\"_ _0\"></span>gg<span class=\"_ _0\"></span>er the rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a <span class=\"_ _1\"></span>Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL<span class=\"_ _0\"></span> allowance.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re a prob<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. E<span class=\"_ _0\"></span>CL<span class=\"_ _0\"></span>s for f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are no<span class=\"_ _0\"></span>t credi<span class=\"_ _0\"></span>t-<span class=\"_ _29f\"> </span>imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d as the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ll ca<span class=\"_ _0\"></span>sh shor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>alls (<span class=\"_ _0\"></span>i.e. th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s due i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t and th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to rece<span class=\"_ _0\"></span>ive). ECL<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cred<span class=\"_ _0\"></span>it-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>as th<span class=\"_ _0\"></span>e di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e gros<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>. ECL<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>re disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>xim<span class=\"_ _0\"></span>um per<span class=\"_ _0\"></span>iod co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng ECL<span class=\"_ _0\"></span>s is the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>max<span class=\"_ _0\"></span>imu<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d over w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p is exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _1\"></span>nt of<span class=\"_ _1\"></span> ECLs considers information<span class=\"_ _1\"></span> about past event<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and curre<span class=\"_ _1\"></span>nt cond<span class=\"_ _1\"></span>itions, as well as<span class=\"_ _1\"></span> sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>bou<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has i<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>etho<span class=\"_ _0\"></span>dol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y for es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>into a<span class=\"_ _0\"></span>ccount fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>-l<span class=\"_ _0\"></span>ook<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on in de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g the ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te lev<span class=\"_ _0\"></span>el of all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ce. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, it ha<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>tif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and se<span class=\"_ _0\"></span>t up pro<span class=\"_ _0\"></span>cedu<span class=\"_ _0\"></span>res for mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>r signi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>es in cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk.<span class=\"_ _29f\"> </span>Credit-impaired f<span class=\"_ _0\"></span>inancial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _0\"></span>ch rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are cre<span class=\"_ _0\"></span>dit-i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>red. A f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d when o<span class=\"_ _0\"></span>ne or m<span class=\"_ _0\"></span>ore ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a d<span class=\"_ _0\"></span>etr<span class=\"_ _0\"></span>imen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t have o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>red. E<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dence t<span class=\"_ _0\"></span>hat a f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s credi<span class=\"_ _0\"></span>t-imp<span class=\"_ _0\"></span>aire<span class=\"_ _0\"></span>d incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s even<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cul<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wer or i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>, a<span class=\"_ gs26\"> </span>brea<span class=\"_ _0\"></span>ch of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t su<span class=\"_ _0\"></span>ch as a def<span class=\"_ _0\"></span>ault o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>st du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent or th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng of a loan or a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ter<span class=\"_ _0\"></span>ms that t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>not o<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ise co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion tha<span class=\"_ _0\"></span>t the cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk for<span class=\"_ _0\"></span> ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s over 30 da<span class=\"_ _0\"></span>ys si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y incre<span class=\"_ _0\"></span>ases h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>rebu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted on th<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s that s<span class=\"_ _0\"></span>ome bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll exce<span class=\"_ _0\"></span>ed 30 da<span class=\"_ _0\"></span>ys in th<span class=\"_ _0\"></span>e norm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e, and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, the<span class=\"_ _0\"></span>re is no incre<span class=\"_ _0\"></span>ase in t<span class=\"_ _0\"></span>he cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _1\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _0\"></span>s all<span class=\"_ _0\"></span>owan<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed co<span class=\"_ _0\"></span>st ar<span class=\"_ _0\"></span>e dedu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fro<span class=\"_ _0\"></span>m the g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-380": {
   "value": "<div class=\"t m0 hf ff103 fsb fc1 sc0 ls6b ws68 gs1aa\">Write<span class=\"_ _0\"></span>-of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1bb\">Loa<span class=\"_ _0\"></span>ns and de<span class=\"_ _0\"></span>bt sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten of<span class=\"_ _0\"></span>f (eit<span class=\"_ _0\"></span>her pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly or in f<span class=\"_ _0\"></span>ull) w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ere is no real<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tic pro<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b7\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt bein<span class=\"_ _0\"></span>g recove<span class=\"_ _0\"></span>red. T<span class=\"_ _0\"></span>his is gen<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t the bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>er </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b8\">do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>ave as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r sourc<span class=\"_ _0\"></span>es of in<span class=\"_ _0\"></span>come th<span class=\"_ _0\"></span>at cou<span class=\"_ _0\"></span>ld gene<span class=\"_ _0\"></span>rate s<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ient c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws to re<span class=\"_ _0\"></span>pay t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b9\">amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to the w<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForWriteOffs",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-322": {
   "value": "5<span class=\"_ _0\"></span>(i)<span class=\"_ _0\"></span>: Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. Du<span class=\"_ _0\"></span>e to thei<span class=\"_ _0\"></span>r shor<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>erm na<span class=\"_ _0\"></span>ture, t<span class=\"_ _0\"></span>heir c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amo<span class=\"_ _0\"></span>unt is c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>dered to b<span class=\"_ _0\"></span>e the s<span class=\"_ _0\"></span>ame a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>ir fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>s accoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g mode<span class=\"_ _0\"></span>l for cre<span class=\"_ _0\"></span>dit l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>s to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p appl<span class=\"_ _0\"></span>ies th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>ECL mo<span class=\"_ _0\"></span>del to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, whic<span class=\"_ _0\"></span>h are meas<span class=\"_ _0\"></span>ured at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he simp<span class=\"_ _0\"></span>lif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d appr<span class=\"_ _0\"></span>oach<span class=\"_ _0\"></span> pre<span class=\"_ _0\"></span>scr<span class=\"_ _0\"></span>ibe<span class=\"_ _0\"></span>d by IF<span class=\"_ _0\"></span>RS 9 i<span class=\"_ _0\"></span>s appl<span class=\"_ _0\"></span>ied to co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his ap<span class=\"_ _0\"></span>proa<span class=\"_ _0\"></span>ch req<span class=\"_ _0\"></span>uires t<span class=\"_ _0\"></span>he rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of a Li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime ECL allo<span class=\"_ _1\"></span>wance<span class=\"_ _1\"></span> on day<span class=\"_ _7\"></span> one and thereafter<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForContractAssets",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-381": {
   "value": "<div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs1aa\">5(<span class=\"_ _3\"></span>j): Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1bb\">T<span class=\"_ _0\"></span>he onl<span class=\"_ _0\"></span>y der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on ar<span class=\"_ _0\"></span>ise as a re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>t of the<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b7\">con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of fu<span class=\"_ _0\"></span>nds (des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>5(a)). Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>es the cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b8\">at in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>es der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves as ma<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>toril<span class=\"_ _0\"></span>y at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L. Al<span class=\"_ _0\"></span>l deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves are c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b9\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue is p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e and a<span class=\"_ _0\"></span>s liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is n<span class=\"_ _0\"></span>ega<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-430": {
   "value": "5(<span class=\"_ _3\"></span>j): Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he onl<span class=\"_ _0\"></span>y der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on ar<span class=\"_ _0\"></span>ise as a re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>t of the<span class=\"_ _0\"></span> con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of fu<span class=\"_ _0\"></span>nds (des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>5(a)). Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>es the cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span> at in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>es der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves as ma<span class=\"_ _0\"></span>nda<span class=\"_ _0\"></span>toril<span class=\"_ _0\"></span>y at F<span class=\"_ _0\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _0\"></span>L. Al<span class=\"_ _0\"></span>l deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves are c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lue is p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e and a<span class=\"_ _0\"></span>s liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is n<span class=\"_ _0\"></span>ega<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-321": {
   "value": "5<span class=\"_ _0\"></span>(k)<span class=\"_ _0\"></span>: Empl<span class=\"_ _0\"></span>oyee b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Pension obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o t<span class=\"_ _0\"></span>ype<span class=\"_ _0\"></span>s of pe<span class=\"_ _0\"></span>nsion p<span class=\"_ _0\"></span>lans w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h have b<span class=\"_ _0\"></span>een e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d for el<span class=\"_ _0\"></span>igib<span class=\"_ _0\"></span>le emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on sch<span class=\"_ _0\"></span>emes w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e Group m<span class=\"_ _0\"></span>akes con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions to me<span class=\"_ _0\"></span>mber<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 pens<span class=\"_ _0\"></span>ion pla<span class=\"_ _0\"></span>ns but<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>has no<span class=\"_ _1\"></span> fur<span class=\"_ _0\"></span>ther payment obligations<span class=\"_ _1\"></span> once<span class=\"_ _1\"></span> the contributions have<span class=\"_ _1\"></span> been paid. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed ben<span class=\"_ _0\"></span>efit pl<span class=\"_ _0\"></span>ans wh<span class=\"_ _0\"></span>ich pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s upon re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent to mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s as defin<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e </span>plan rules. T<span class=\"_ _0\"></span>he Group<span class=\"_ _1\"></span> has funded thes<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span> liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> by ring-fencing asse<span class=\"_ _0\"></span>ts in trus<span class=\"_ _0\"></span>tee-adminis<span class=\"_ _0\"></span>ter<span class=\"_ _1\"></span>ed funds.<span class=\"_ _29f\"> </span>Def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> contribution pension<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>der a de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n plan<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s le<span class=\"_ _0\"></span>gal or co<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion i<span class=\"_ _0\"></span>s limi<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt it a<span class=\"_ _0\"></span>gree<span class=\"_ _0\"></span>s to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute to a p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on fun<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>here is n<span class=\"_ _0\"></span>o obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion to p<span class=\"_ _0\"></span>ay fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns if t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nd do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>old su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>ent as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts to p<span class=\"_ _0\"></span>ay be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Cont<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s for cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ar<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ee<span class=\"_ _0\"></span>-rela<span class=\"_ _0\"></span>ted co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en incurred.<span class=\"_ _29f\"> </span>Def<span class=\"_ _0\"></span>ined benefit pension obligations<span class=\"_ _29f\"> </span>A defined benef<span class=\"_ _0\"></span>it pens<span class=\"_ _1\"></span>ion pl<span class=\"_ _1\"></span>an ty<span class=\"_ _0\"></span>pically defines the amou<span class=\"_ _1\"></span>nt of<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ens<span class=\"_ _1\"></span>ion benefit that an<span class=\"_ _1\"></span> employee wi<span class=\"_ _0\"></span>ll<span class=\"_ gs26\"> </span>recei<span class=\"_ _0\"></span>ve on re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pla<span class=\"_ _0\"></span>ns, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d by ind<span class=\"_ _0\"></span>epe<span class=\"_ _0\"></span>nden<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ies us<span class=\"_ _0\"></span>ing the p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d unit cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch meas<span class=\"_ _0\"></span>ures th<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion as t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cas<span class=\"_ _0\"></span>h out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te use<span class=\"_ _0\"></span>d is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e yie<span class=\"_ _0\"></span>lds fo<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t gra<span class=\"_ _0\"></span>de cor<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>te bon<span class=\"_ _0\"></span>ds th<span class=\"_ _0\"></span>at hav<span class=\"_ _0\"></span>e matu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty d<span class=\"_ _0\"></span>ates a<span class=\"_ _0\"></span>pprox<span class=\"_ _0\"></span>imat<span class=\"_ _0\"></span>ing to th<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>s of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. Pla<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are meas<span class=\"_ _0\"></span>ured at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date. T<span class=\"_ _0\"></span>he net sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s or def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cit of t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it pl<span class=\"_ _0\"></span>an is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod l<span class=\"_ _0\"></span>ess t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e plan as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y wher<span class=\"_ _0\"></span>e there i<span class=\"_ _0\"></span>s an unco<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal ri<span class=\"_ _0\"></span>ght to f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt and<span class=\"_ _0\"></span> pa<span class=\"_ _0\"></span>st s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice cos<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are cha<span class=\"_ _0\"></span>rged to o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hich co<span class=\"_ _0\"></span>mpri<span class=\"_ _0\"></span>se gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s as a resul<span class=\"_ _0\"></span>t of exp<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ence ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>aria<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>, the ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>urn on pl<span class=\"_ _0\"></span>an ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>excl<span class=\"_ _0\"></span>uding i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t) an<span class=\"_ _0\"></span>d the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span> ceil<span class=\"_ _0\"></span>ing are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d imme<span class=\"_ _0\"></span>diate<span class=\"_ _0\"></span>ly in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e in the p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed to pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or l<span class=\"_ _0\"></span>oss in s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>nt per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>s. Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (oth<span class=\"_ _0\"></span>er than t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>ts of m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>ing pla<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s) are recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se whe<span class=\"_ _0\"></span>n the se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>is provided.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of a pla<span class=\"_ _0\"></span>n are cha<span class=\"_ _0\"></span>nged<span class=\"_ _0\"></span>, or wh<span class=\"_ _0\"></span>en a pla<span class=\"_ _0\"></span>n is cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ed, t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it rela<span class=\"_ _0\"></span>ted to p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice by e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s, or t<span class=\"_ _0\"></span>he ga<span class=\"_ _0\"></span>in or lo<span class=\"_ _0\"></span>ss on c<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ilme<span class=\"_ _0\"></span>nt, i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>he pla<span class=\"_ _0\"></span>n amen<span class=\"_ _0\"></span>dmen<span class=\"_ _0\"></span>t or cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Employee share-based payment<span class=\"_ _0\"></span>s T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s a numb<span class=\"_ _0\"></span>er of sha<span class=\"_ _0\"></span>re incen<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve pla<span class=\"_ _0\"></span>ns for i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oyee<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>e an awa<span class=\"_ _0\"></span>rd of sha<span class=\"_ _0\"></span>res or opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e Group (equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s). The G<span class=\"_ _0\"></span>roup has n<span class=\"_ _0\"></span>ot gra<span class=\"_ _0\"></span>nted aw<span class=\"_ _0\"></span>ards un<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t or pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>The Group\u2019s inc<span class=\"_ _1\"></span>entive plans<span class=\"_ _1\"></span> have c<span class=\"_ _1\"></span>onditions attached before the<span class=\"_ _1\"></span> employee<span class=\"_ _1\"></span> becomes entitled t<span class=\"_ _1\"></span>o the aw<span class=\"_ _0\"></span>ard. T<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>an be pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance an<span class=\"_ _0\"></span>d/or se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions (v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions) or con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat are of<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>en wholly within the<span class=\"_ _1\"></span> control<span class=\"_ _7\"></span> of the employee,<span class=\"_ _7\"></span> for example where<span class=\"_ _1\"></span> the employee<span class=\"_ _7\"></span> has to pr<span class=\"_ _1\"></span>ovide funding dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ves<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch is the<span class=\"_ _0\"></span>n used to exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on).<span class=\"_ _29f\"> </span>Per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>ons ma<span class=\"_ _0\"></span>y be mark<span class=\"_ _0\"></span>et-ba<span class=\"_ _0\"></span>sed or no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>ket-ba<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. Marke<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance<span class=\"_ _0\"></span> con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re tho<span class=\"_ _0\"></span>se rela<span class=\"_ _0\"></span>ted to an e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, suc<span class=\"_ _0\"></span>h as ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ing a sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied s<span class=\"_ _0\"></span>hare pr<span class=\"_ _0\"></span>ice or t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s ba<span class=\"_ _0\"></span>sed on a com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ison of t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s sh<span class=\"_ _0\"></span>are pri<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th an ind<span class=\"_ _0\"></span>ex of shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pr<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mar<span class=\"_ _0\"></span>ket pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose re<span class=\"_ _0\"></span>lated to a<span class=\"_ _0\"></span>n ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r reve<span class=\"_ _0\"></span>nue t<span class=\"_ _0\"></span>arget<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, an ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e of wh<span class=\"_ _0\"></span>ich wo<span class=\"_ _0\"></span>uld be Ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Sha<span class=\"_ _0\"></span>re (\u201c<span class=\"_ _0\"></span>EPS\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Mar<span class=\"_ _0\"></span>ket ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and non<span class=\"_ _0\"></span>-v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ting co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs19f\">are t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the sha<span class=\"_ _0\"></span>re or opti<span class=\"_ _0\"></span>on awa<span class=\"_ _0\"></span>rds at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a0\">dat<span class=\"_ _0\"></span>e. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he share aw<span class=\"_ _0\"></span>ards or op<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is not ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted to t<span class=\"_ _0\"></span>ake into acco<span class=\"_ _0\"></span>unt no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>marke<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a1\">pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance fea<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>ese are t<span class=\"_ _0\"></span>aken in<span class=\"_ _0\"></span>to consid<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>he numb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a2\">ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in the sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt meas<span class=\"_ _0\"></span>ureme<span class=\"_ _0\"></span>nt and th<span class=\"_ _0\"></span>is adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is ma<span class=\"_ _0\"></span>de each p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a3\">unt<span class=\"_ _0\"></span>il<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ument<span class=\"_ _0\"></span>s ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b2\">T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt aw<span class=\"_ _0\"></span>ards gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e over t<span class=\"_ _0\"></span>he ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b3\">pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whic<span class=\"_ _0\"></span>h accor<span class=\"_ _0\"></span>ds wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>iod f<span class=\"_ _0\"></span>or whi<span class=\"_ _0\"></span>ch rela<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces are p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ided b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b4\">A<span class=\"_ gs26\"> </span>cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng incre<span class=\"_ _0\"></span>ase in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised fo<span class=\"_ _0\"></span>r equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed pla<span class=\"_ _0\"></span>ns. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1cd\">F<span class=\"_ _0\"></span>or equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>s dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ed at g<span class=\"_ _0\"></span>rant d<span class=\"_ _0\"></span>ate an<span class=\"_ _0\"></span>d not sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly re<span class=\"_ _0\"></span>meas<span class=\"_ _0\"></span>ured.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a9\">At ea<span class=\"_ _0\"></span>ch pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d end<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup rea<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es the n<span class=\"_ _0\"></span>umb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to ves<span class=\"_ _0\"></span>t for </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b5\">aw<span class=\"_ _0\"></span>ards sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to non<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sed con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>any di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nce bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e revi<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b6\">or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt to the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s reser<span class=\"_ _3\"></span>ve </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws53 gs1ce\">in equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1b8\">At t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me the e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed i<span class=\"_ _0\"></span>n the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1b9\">in<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>ose e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d to reta<span class=\"_ _0\"></span>ined ea<span class=\"_ _0\"></span>rni<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-382": {
   "value": "Pension obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o t<span class=\"_ _0\"></span>ype<span class=\"_ _0\"></span>s of pe<span class=\"_ _0\"></span>nsion p<span class=\"_ _0\"></span>lans w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h have b<span class=\"_ _0\"></span>een e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d for el<span class=\"_ _0\"></span>igib<span class=\"_ _0\"></span>le emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on sch<span class=\"_ _0\"></span>emes w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e Group m<span class=\"_ _0\"></span>akes con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions to me<span class=\"_ _0\"></span>mber<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 pens<span class=\"_ _0\"></span>ion pla<span class=\"_ _0\"></span>ns but<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>has no<span class=\"_ _1\"></span> fur<span class=\"_ _0\"></span>ther payment obligations<span class=\"_ _1\"></span> once<span class=\"_ _1\"></span> the contributions have<span class=\"_ _1\"></span> been paid. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">D<span class=\"_ _0\"></span>efin<span class=\"_ _0\"></span>ed ben<span class=\"_ _0\"></span>efit pl<span class=\"_ _0\"></span>ans wh<span class=\"_ _0\"></span>ich pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s upon re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent to mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s as defin<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e </span>plan rules. T<span class=\"_ _0\"></span>he Group<span class=\"_ _1\"></span> has funded thes<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span> liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> by ring-fencing asse<span class=\"_ _0\"></span>ts in trus<span class=\"_ _0\"></span>tee-adminis<span class=\"_ _0\"></span>ter<span class=\"_ _1\"></span>ed funds.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForPensionObligations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-383": {
   "value": "Def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> contribution pension<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>der a de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n plan<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s le<span class=\"_ _0\"></span>gal or co<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion i<span class=\"_ _0\"></span>s limi<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt it a<span class=\"_ _0\"></span>gree<span class=\"_ _0\"></span>s to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute to a p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on fun<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>here is n<span class=\"_ _0\"></span>o obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion to p<span class=\"_ _0\"></span>ay fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns if t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nd do<span class=\"_ _0\"></span>es not h<span class=\"_ _0\"></span>old su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>ent as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts to p<span class=\"_ _0\"></span>ay be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Cont<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s for cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ar<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ee<span class=\"_ _0\"></span>-rela<span class=\"_ _0\"></span>ted co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en incurred.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForDefinedContributionPensionObligations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-384": {
   "value": "Def<span class=\"_ _0\"></span>ined benefit pension obligations<span class=\"_ _29f\"> </span>A defined benef<span class=\"_ _0\"></span>it pens<span class=\"_ _1\"></span>ion pl<span class=\"_ _1\"></span>an ty<span class=\"_ _0\"></span>pically defines the amou<span class=\"_ _1\"></span>nt of<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ens<span class=\"_ _1\"></span>ion benefit that an<span class=\"_ _1\"></span> employee wi<span class=\"_ _0\"></span>ll<span class=\"_ gs26\"> </span>recei<span class=\"_ _0\"></span>ve on re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pla<span class=\"_ _0\"></span>ns, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d by ind<span class=\"_ _0\"></span>epe<span class=\"_ _0\"></span>nden<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ies us<span class=\"_ _0\"></span>ing the p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d unit cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch meas<span class=\"_ _0\"></span>ures th<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion as t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cas<span class=\"_ _0\"></span>h out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te use<span class=\"_ _0\"></span>d is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e yie<span class=\"_ _0\"></span>lds fo<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t gra<span class=\"_ _0\"></span>de cor<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>te bon<span class=\"_ _0\"></span>ds th<span class=\"_ _0\"></span>at hav<span class=\"_ _0\"></span>e matu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty d<span class=\"_ _0\"></span>ates a<span class=\"_ _0\"></span>pprox<span class=\"_ _0\"></span>imat<span class=\"_ _0\"></span>ing to th<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>s of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. Pla<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are meas<span class=\"_ _0\"></span>ured at th<span class=\"_ _0\"></span>eir fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e at the rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng date. T<span class=\"_ _0\"></span>he net sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s or def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cit of t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it pl<span class=\"_ _0\"></span>an is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sent v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng per<span class=\"_ _0\"></span>iod l<span class=\"_ _0\"></span>ess t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e plan as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>et is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y wher<span class=\"_ _0\"></span>e there i<span class=\"_ _0\"></span>s an unco<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal ri<span class=\"_ _0\"></span>ght to f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt and<span class=\"_ _0\"></span> pa<span class=\"_ _0\"></span>st s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice cos<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are cha<span class=\"_ _0\"></span>rged to o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hich co<span class=\"_ _0\"></span>mpri<span class=\"_ _0\"></span>se gai<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s as a resul<span class=\"_ _0\"></span>t of exp<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ence ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>aria<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>, the ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>urn on pl<span class=\"_ _0\"></span>an ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>excl<span class=\"_ _0\"></span>uding i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t) an<span class=\"_ _0\"></span>d the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span> ceil<span class=\"_ _0\"></span>ing are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d imme<span class=\"_ _0\"></span>diate<span class=\"_ _0\"></span>ly in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e in the p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. Rem<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed to pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or l<span class=\"_ _0\"></span>oss in s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>nt per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>s. Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (oth<span class=\"_ _0\"></span>er than t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>ts of m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>ing pla<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s) are recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se whe<span class=\"_ _0\"></span>n the se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>is provided.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of a pla<span class=\"_ _0\"></span>n are cha<span class=\"_ _0\"></span>nged<span class=\"_ _0\"></span>, or wh<span class=\"_ _0\"></span>en a pla<span class=\"_ _0\"></span>n is cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ed, t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it rela<span class=\"_ _0\"></span>ted to p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice by e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s, or t<span class=\"_ _0\"></span>he ga<span class=\"_ _0\"></span>in or lo<span class=\"_ _0\"></span>ss on c<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ilme<span class=\"_ _0\"></span>nt, i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss w<span class=\"_ _0\"></span>hen t<span class=\"_ _0\"></span>he pla<span class=\"_ _0\"></span>n amen<span class=\"_ _0\"></span>dmen<span class=\"_ _0\"></span>t or cur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForDefinedBenefitPensionObligations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-385": {
   "value": "Employee share-based payment<span class=\"_ _0\"></span>s T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s a numb<span class=\"_ _0\"></span>er of sha<span class=\"_ _0\"></span>re incen<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve pla<span class=\"_ _0\"></span>ns for i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oyee<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>e an awa<span class=\"_ _0\"></span>rd of sha<span class=\"_ _0\"></span>res or opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e Group (equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s). The G<span class=\"_ _0\"></span>roup has n<span class=\"_ _0\"></span>ot gra<span class=\"_ _0\"></span>nted aw<span class=\"_ _0\"></span>ards un<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t or pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>The Group\u2019s inc<span class=\"_ _1\"></span>entive plans<span class=\"_ _1\"></span> have c<span class=\"_ _1\"></span>onditions attached before the<span class=\"_ _1\"></span> employee<span class=\"_ _1\"></span> becomes entitled t<span class=\"_ _1\"></span>o the aw<span class=\"_ _0\"></span>ard. T<span class=\"_ _0\"></span>hese c<span class=\"_ _0\"></span>an be pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance an<span class=\"_ _0\"></span>d/or se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions (v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions) or con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat are of<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>en wholly within the<span class=\"_ _1\"></span> control<span class=\"_ _7\"></span> of the employee,<span class=\"_ _7\"></span> for example where<span class=\"_ _1\"></span> the employee<span class=\"_ _7\"></span> has to pr<span class=\"_ _1\"></span>ovide funding dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ves<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>per<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>d, whi<span class=\"_ _0\"></span>ch is the<span class=\"_ _0\"></span>n used to exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on).<span class=\"_ _29f\"> </span>Per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>ons ma<span class=\"_ _0\"></span>y be mark<span class=\"_ _0\"></span>et-ba<span class=\"_ _0\"></span>sed or no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>ket-ba<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. Marke<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance<span class=\"_ _0\"></span> con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re tho<span class=\"_ _0\"></span>se rela<span class=\"_ _0\"></span>ted to an e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, suc<span class=\"_ _0\"></span>h as ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ing a sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied s<span class=\"_ _0\"></span>hare pr<span class=\"_ _0\"></span>ice or t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s ba<span class=\"_ _0\"></span>sed on a com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ison of t<span class=\"_ _0\"></span>he ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s sh<span class=\"_ _0\"></span>are pri<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th an ind<span class=\"_ _0\"></span>ex of shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pr<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mar<span class=\"_ _0\"></span>ket pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are th<span class=\"_ _0\"></span>ose re<span class=\"_ _0\"></span>lated to a<span class=\"_ _0\"></span>n ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r reve<span class=\"_ _0\"></span>nue t<span class=\"_ _0\"></span>arget<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, an ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e of wh<span class=\"_ _0\"></span>ich wo<span class=\"_ _0\"></span>uld be Ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Sha<span class=\"_ _0\"></span>re (\u201c<span class=\"_ _0\"></span>EPS\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Mar<span class=\"_ _0\"></span>ket ba<span class=\"_ _0\"></span>sed pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and non<span class=\"_ _0\"></span>-v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ting co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>are t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the sha<span class=\"_ _0\"></span>re or opti<span class=\"_ _0\"></span>on awa<span class=\"_ _0\"></span>rds at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent dat<span class=\"_ _0\"></span>e. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he share aw<span class=\"_ _0\"></span>ards or op<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is not ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted to t<span class=\"_ _0\"></span>ake into acco<span class=\"_ _0\"></span>unt no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>marke<span class=\"_ _0\"></span>t pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance fea<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>ese are t<span class=\"_ _0\"></span>aken in<span class=\"_ _0\"></span>to consid<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>he numb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in the sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt meas<span class=\"_ _0\"></span>ureme<span class=\"_ _0\"></span>nt and th<span class=\"_ _0\"></span>is adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is ma<span class=\"_ _0\"></span>de each p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d unt<span class=\"_ _0\"></span>il<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ument<span class=\"_ _0\"></span>s ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt aw<span class=\"_ _0\"></span>ards gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as a<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e over t<span class=\"_ _0\"></span>he ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whic<span class=\"_ _0\"></span>h accor<span class=\"_ _0\"></span>ds wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>iod f<span class=\"_ _0\"></span>or whi<span class=\"_ _0\"></span>ch rela<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces are p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ided b<span class=\"_ _0\"></span>y the e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee.<span class=\"_ _0\"></span> A<span class=\"_ gs26\"> </span>cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng incre<span class=\"_ _0\"></span>ase in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised fo<span class=\"_ _0\"></span>r equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed pla<span class=\"_ _0\"></span>ns. F<span class=\"_ _0\"></span>or equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y-<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led p<span class=\"_ _0\"></span>lans<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>s dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ed at g<span class=\"_ _0\"></span>rant d<span class=\"_ _0\"></span>ate an<span class=\"_ _0\"></span>d not sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly re<span class=\"_ _0\"></span>meas<span class=\"_ _0\"></span>ured.<span class=\"_ _0\"></span> At ea<span class=\"_ _0\"></span>ch pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d end<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup rea<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es the n<span class=\"_ _0\"></span>umb<span class=\"_ _0\"></span>er of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to ves<span class=\"_ _0\"></span>t for aw<span class=\"_ _0\"></span>ards sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to non<span class=\"_ _0\"></span>-m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sed con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>any di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nce bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e revi<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt to the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s reser<span class=\"_ _3\"></span>ve in equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. At t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me the e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed i<span class=\"_ _0\"></span>n the sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span> in<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>ose e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d to reta<span class=\"_ _0\"></span>ined ea<span class=\"_ _0\"></span>rni<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-323": {
   "value": "<div class=\"t m0 hf fffb fsb fc1 sc0 ls74 ws54 gs1d0\">5(l): T<span class=\"_ _7\"></span>ax<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls75 ws1df gs1d1\">Curr<span class=\"_ _0\"></span>ent ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d2\">Cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax is t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able o<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able i<span class=\"_ _0\"></span>ncome f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e year<span class=\"_ _1\"></span>, usin<span class=\"_ _0\"></span>g ta<span class=\"_ _0\"></span>x rate<span class=\"_ _0\"></span>s enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d or </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1d3\">sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely en<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting da<span class=\"_ _0\"></span>te and any a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent to inco<span class=\"_ _0\"></span>me ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d4\">pre<span class=\"_ _0\"></span>vio<span class=\"_ _0\"></span>us yea<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>. In the U<span class=\"_ _0\"></span>K<span class=\"_ _0\"></span>, a chang<span class=\"_ _0\"></span>e in ta<span class=\"_ _0\"></span>x law is s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n it ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n accep<span class=\"_ _0\"></span>ted by t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d5\">Ho<span class=\"_ _0\"></span>use of Com<span class=\"_ _0\"></span>mon<span class=\"_ _0\"></span>s. Curr<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>ax is ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>d or cre<span class=\"_ _0\"></span>dite<span class=\"_ _0\"></span>d to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>, except w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tes to it<span class=\"_ _0\"></span>ems </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d6\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y or i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws17 gs1d7\">Deferred tax<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d8\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x on pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d by law to b<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>xed in a di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1d9\">yea<span class=\"_ _0\"></span>r to the y<span class=\"_ _0\"></span>ear in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a3\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to the s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n tempo<span class=\"_ _0\"></span>rar<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a4\">di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x ba<span class=\"_ _0\"></span>se of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a5\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Defe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax i<span class=\"_ _0\"></span>s cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he t<span class=\"_ _0\"></span>ax ra<span class=\"_ _0\"></span>tes tha<span class=\"_ _0\"></span>t are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to app<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1a6\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y is s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d or the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is real<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a7\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it w<span class=\"_ _0\"></span>ill be a<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1a8\">aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e ded<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tib<span class=\"_ _0\"></span>le temp<span class=\"_ _0\"></span>orar<span class=\"_ _3\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ca<span class=\"_ _0\"></span>n be u<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>sed.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1da\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is cha<span class=\"_ _0\"></span>rged o<span class=\"_ _0\"></span>r cred<span class=\"_ _0\"></span>ited to p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s, e<span class=\"_ _0\"></span>xcept w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t relate<span class=\"_ _0\"></span>s to ite<span class=\"_ _0\"></span>ms recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1db\">in<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y or in o<span class=\"_ _0\"></span>ther co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come. In cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s, as pe<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted by acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ab\">s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dards<span class=\"_ _0\"></span>, de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x bala<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. In par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y rela<span class=\"_ _0\"></span>tes to th<span class=\"_ _0\"></span>e ini<span class=\"_ _0\"></span>tial </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ac\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll, or t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re not a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and at t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me of th<span class=\"_ _0\"></span>eir </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs1ad\">occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nce af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>nei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r accoun<span class=\"_ _0\"></span>ting n<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>xabl<span class=\"_ _0\"></span>e prof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. Note 31 inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her de<span class=\"_ _0\"></span>tail of c<span class=\"_ _0\"></span>ircum<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs1ae\">in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up do<span class=\"_ _0\"></span>es not re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise te<span class=\"_ _0\"></span>mpor<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span></div>Policy<span class=\"_ _0\"></span>holder<span class=\"_ _1\"></span> tax<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to tax o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t retur<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>his \u201cp<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>\u201d is an<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of the Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s tota<span class=\"_ _0\"></span>l tax e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse. T<span class=\"_ _7\"></span>o ma<span class=\"_ _0\"></span>ke the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>e more mea<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ul, t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retur<span class=\"_ _0\"></span>ns are s<span class=\"_ _0\"></span>how<span class=\"_ _0\"></span>n sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly. The tax at<span class=\"_ _0\"></span>tributable to<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ol<span class=\"_ _1\"></span>ic<span class=\"_ _0\"></span>yholder r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>tu<span class=\"_ _1\"></span>rns is<span class=\"_ _1\"></span> the amount<span class=\"_ _1\"></span> payable in<span class=\"_ _1\"></span> the yea<span class=\"_ _1\"></span>r plus<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> movement of<span class=\"_ gs26\"> </span>am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le in fu<span class=\"_ _0\"></span>ture ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>. The re<span class=\"_ _0\"></span>maind<span class=\"_ _0\"></span>er of the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se is at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ted to<span class=\"_ gs26\"> </span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-386": {
   "value": "Curr<span class=\"_ _0\"></span>ent ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span>Cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax is t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able o<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able i<span class=\"_ _0\"></span>ncome f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e year<span class=\"_ _1\"></span>, usin<span class=\"_ _0\"></span>g ta<span class=\"_ _0\"></span>x rate<span class=\"_ _0\"></span>s enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d or sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely en<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting da<span class=\"_ _0\"></span>te and any a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent to inco<span class=\"_ _0\"></span>me ta<span class=\"_ _0\"></span>x pay<span class=\"_ _0\"></span>able in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of<span class=\"_ _0\"></span> pre<span class=\"_ _0\"></span>vio<span class=\"_ _0\"></span>us yea<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>. In the U<span class=\"_ _0\"></span>K<span class=\"_ _0\"></span>, a chang<span class=\"_ _0\"></span>e in ta<span class=\"_ _0\"></span>x law is s<span class=\"_ _0\"></span>ubs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n it ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n accep<span class=\"_ _0\"></span>ted by t<span class=\"_ _0\"></span>he Ho<span class=\"_ _0\"></span>use of Com<span class=\"_ _0\"></span>mon<span class=\"_ _0\"></span>s. Curr<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>ax is ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>d or cre<span class=\"_ _0\"></span>dite<span class=\"_ _0\"></span>d to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>, except w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t rela<span class=\"_ _0\"></span>tes to it<span class=\"_ _0\"></span>ems reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y or i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForCurrentTax",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-387": {
   "value": "Deferred tax<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x on pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d by law to b<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>xed in a di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r to the y<span class=\"_ _0\"></span>ear in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>hey i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>ccordi<span class=\"_ _0\"></span>ng to the s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n tempo<span class=\"_ _0\"></span>rar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x ba<span class=\"_ _0\"></span>se of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>ts in t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Defe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax i<span class=\"_ _0\"></span>s cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted at t<span class=\"_ _0\"></span>he t<span class=\"_ _0\"></span>ax ra<span class=\"_ _0\"></span>tes tha<span class=\"_ _0\"></span>t are ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to app<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y is s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d or the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>is real<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it w<span class=\"_ _0\"></span>ill be a<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e ded<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tib<span class=\"_ _0\"></span>le temp<span class=\"_ _0\"></span>orar<span class=\"_ _3\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ca<span class=\"_ _0\"></span>n be u<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>sed.<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is cha<span class=\"_ _0\"></span>rged o<span class=\"_ _0\"></span>r cred<span class=\"_ _0\"></span>ited to p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s, e<span class=\"_ _0\"></span>xcept w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t relate<span class=\"_ _0\"></span>s to ite<span class=\"_ _0\"></span>ms recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y in<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y or in o<span class=\"_ _0\"></span>ther co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come. In cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s, as pe<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted by acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dards<span class=\"_ _0\"></span>, de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x bala<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re not re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. In par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y rela<span class=\"_ _0\"></span>tes to th<span class=\"_ _0\"></span>e ini<span class=\"_ _0\"></span>tial reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll, or t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re not a bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and at t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>me of th<span class=\"_ _0\"></span>eir occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nce af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>nei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r accoun<span class=\"_ _0\"></span>ting n<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>xabl<span class=\"_ _0\"></span>e prof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. Note 31 inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her de<span class=\"_ _0\"></span>tail of c<span class=\"_ _0\"></span>ircum<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up do<span class=\"_ _0\"></span>es not re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise te<span class=\"_ _0\"></span>mpor<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-388": {
   "value": "Policy<span class=\"_ _0\"></span>holder<span class=\"_ _1\"></span> tax<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to tax o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t retur<span class=\"_ _0\"></span>ns. T<span class=\"_ _0\"></span>his \u201cp<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>\u201d is an<span class=\"_ gs26\"> </span>el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of the Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s tota<span class=\"_ _0\"></span>l tax e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse. T<span class=\"_ _7\"></span>o ma<span class=\"_ _0\"></span>ke the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>e more mea<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ul, t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retur<span class=\"_ _0\"></span>ns are s<span class=\"_ _0\"></span>how<span class=\"_ _0\"></span>n sepa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly. The tax at<span class=\"_ _0\"></span>tributable to<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ol<span class=\"_ _1\"></span>ic<span class=\"_ _0\"></span>yholder r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>tu<span class=\"_ _1\"></span>rns is<span class=\"_ _1\"></span> the amount<span class=\"_ _1\"></span> payable in<span class=\"_ _1\"></span> the yea<span class=\"_ _1\"></span>r plus<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> movement of<span class=\"_ gs26\"> </span>am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le in fu<span class=\"_ _0\"></span>ture ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>. The re<span class=\"_ _0\"></span>maind<span class=\"_ _0\"></span>er of the t<span class=\"_ _0\"></span>ax ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se is at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ted to<span class=\"_ gs26\"> </span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForPolicyholderTax",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-324": {
   "value": "5(n): Goodwill and intangib<span class=\"_ _0\"></span>le assets<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll ari<span class=\"_ _0\"></span>ses o<span class=\"_ _0\"></span>n the ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of a bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d repres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e premi<span class=\"_ _0\"></span>um pai<span class=\"_ _0\"></span>d ov<span class=\"_ _0\"></span>er the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s shar<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s acqui<span class=\"_ _0\"></span>red at t<span class=\"_ _0\"></span>he dat<span class=\"_ _0\"></span>e of<span class=\"_ gs26\"> </span>ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. Int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of a <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s combination, pur<span class=\"_ _7\"></span>chas<span class=\"_ _0\"></span>ed<span class=\"_ _1\"></span> asset<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and int<span class=\"_ _1\"></span>ernally generat<span class=\"_ _1\"></span>ed assets<span class=\"_ _0\"></span>, s<span class=\"_ _1\"></span>uch as<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware development c<span class=\"_ _1\"></span>ost<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted to am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised f<span class=\"_ _0\"></span>or in<span class=\"_ _0\"></span>-ho<span class=\"_ _0\"></span>use s<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>ms de<span class=\"_ _0\"></span>velo<span class=\"_ _0\"></span>pmen<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Goodwill<span class=\"_ _1\"></span> and g<span class=\"_ _1\"></span>oodwill<span class=\"_ _1\"></span> impair<span class=\"_ _1\"></span>ment<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill a<span class=\"_ _0\"></span>risi<span class=\"_ _0\"></span>ng on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in su<span class=\"_ _0\"></span>bsid<span class=\"_ _0\"></span>iari<span class=\"_ _0\"></span>es is sh<span class=\"_ _0\"></span>own a<span class=\"_ _0\"></span>s a sep<span class=\"_ _0\"></span>arate a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, whil<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>t on<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es, w<span class=\"_ _0\"></span>here it a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es, is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>ose in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed as an as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t at cos<span class=\"_ _0\"></span>t at the da<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en cont<span class=\"_ _0\"></span>rol is ac<span class=\"_ _0\"></span>hiev<span class=\"_ _0\"></span>ed (th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>date) an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>is sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t le<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>y accu<span class=\"_ _0\"></span>mula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. G<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll is no<span class=\"_ _0\"></span>t amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d bu<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to annu<span class=\"_ _0\"></span>al impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to on<span class=\"_ _0\"></span>e or more gr<span class=\"_ _0\"></span>oups of c<span class=\"_ _0\"></span>ash<span class=\"_ _0\"></span>-gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing uni<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201cCGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e sy<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>gie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e combi<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>on, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he CGU repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he sma<span class=\"_ _0\"></span>lles<span class=\"_ _0\"></span>t id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le gro<span class=\"_ _0\"></span>up of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at gene<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s cas<span class=\"_ _0\"></span>h inf<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws th<span class=\"_ _0\"></span>at are la<span class=\"_ _0\"></span>rgel<span class=\"_ _0\"></span>y ind<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ash in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m othe<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or gr<span class=\"_ _0\"></span>oups of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>t leas<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>nuall<span class=\"_ _0\"></span>y as a ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ter of cou<span class=\"_ _0\"></span>rse e<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>re is no<span class=\"_ gs26\"> </span>in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, and wh<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>ver an ev<span class=\"_ _0\"></span>ent or ch<span class=\"_ _0\"></span>ange in circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces oc<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich in<span class=\"_ _0\"></span>dica<span class=\"_ _0\"></span>tes a<span class=\"_ gs26\"> </span>po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. For im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill is com<span class=\"_ _0\"></span>pare<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t is the h<span class=\"_ _0\"></span>ighe<span class=\"_ _0\"></span>r of va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e and t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue le<span class=\"_ _0\"></span>ss cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al. A<span class=\"_ _0\"></span>ny im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d is not s<span class=\"_ _0\"></span>ubse<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y reve<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>On d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sal of a<span class=\"_ _0\"></span>n ope<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n a grou<span class=\"_ _0\"></span>p of CGUs to whi<span class=\"_ _0\"></span>ch goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h tha<span class=\"_ _0\"></span>t ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion is in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t of the o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e gain o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s on sa<span class=\"_ _0\"></span>le. It i<span class=\"_ _0\"></span>s meas<span class=\"_ _0\"></span>ured ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on dis<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d of an<span class=\"_ _0\"></span>d the po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the CGU ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>lcula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are de<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d as the s<span class=\"_ _0\"></span>um of ne<span class=\"_ _0\"></span>t tan<span class=\"_ _0\"></span>gib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s fr<span class=\"_ _0\"></span>om ex<span class=\"_ _0\"></span>ist<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fut<span class=\"_ _0\"></span>ure ne<span class=\"_ _0\"></span>w busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s deri<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>he Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Pl<span class=\"_ _0\"></span>an. Fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow ele<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s al<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>r the co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al nee<span class=\"_ _0\"></span>ded to s<span class=\"_ _0\"></span>uppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _0\"></span>ket sha<span class=\"_ _0\"></span>re and mar<span class=\"_ _0\"></span>ket gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is also us<span class=\"_ _0\"></span>ed to info<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted vo<span class=\"_ _0\"></span>lume<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of fu<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span> new<span class=\"_ gs26\"> </span><span class=\"_ _1\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t sav<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to fut<span class=\"_ _0\"></span>ure res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y are <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>in cas<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere an as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ing pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion h<span class=\"_ _0\"></span>as als<span class=\"_ _0\"></span>o bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d. Cons<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>entl<span class=\"_ _0\"></span>y, for th<span class=\"_ _0\"></span>e pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>e of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on, a num<span class=\"_ _0\"></span>ber of pla<span class=\"_ _0\"></span>nne<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t sa<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>gs and t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>remo<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom the f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is the we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age of the co<span class=\"_ _0\"></span>st of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (ret<span class=\"_ _0\"></span>urn req<span class=\"_ _0\"></span>uired b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and th<span class=\"_ _0\"></span>e cost of d<span class=\"_ _0\"></span>ebt (retur<span class=\"_ _0\"></span>n requi<span class=\"_ _0\"></span>red by bo<span class=\"_ _0\"></span>ndho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs and o<span class=\"_ _0\"></span>wner<span class=\"_ _0\"></span>s of prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es leas<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. Wh<span class=\"_ _0\"></span>en<span class=\"_ gs26\"> </span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he sy<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tema<span class=\"_ _0\"></span>tic ri<span class=\"_ _0\"></span>sk (i.e. t<span class=\"_ _0\"></span>he bet<span class=\"_ _0\"></span>a val<span class=\"_ _0\"></span>ue) <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the cos<span class=\"_ _0\"></span>t of eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, a tr<span class=\"_ _0\"></span>iang<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach is u<span class=\"_ _0\"></span>sed t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>mbin<span class=\"_ _0\"></span>es be<span class=\"_ _0\"></span>ta va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>s obt<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d from h<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>cal da<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>, a for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd-<span class=\"_ _29f\"> </span>lo<span class=\"_ _0\"></span>oki<span class=\"_ _0\"></span>ng vie<span class=\"_ _0\"></span>w on the pr<span class=\"_ _0\"></span>ogre<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n of bet<span class=\"_ _0\"></span>a valu<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal vi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s of inves<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs.<span class=\"_ _29f\"> </span>Research, development and internally developed soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred i<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>searc<span class=\"_ _0\"></span>h phas<span class=\"_ _0\"></span>e are ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, whe<span class=\"_ _0\"></span>reas cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e deve<span class=\"_ _0\"></span>lop<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>hase<span class=\"_ _0\"></span> are c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to meet<span class=\"_ _0\"></span>ing sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic cri<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ia, as se<span class=\"_ _0\"></span>t out in th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dard<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and<span class=\"_ _0\"></span> gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce. In pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to b<span class=\"_ _0\"></span>e cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>t is a req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>hat f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>opme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re. T<span class=\"_ _0\"></span>here are a num<span class=\"_ _0\"></span>ber of fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er inter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ped sof<span class=\"_ _3\"></span>t<span class=\"_ _0\"></span>ware m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>a to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set in t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. F<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e, wh<span class=\"_ _0\"></span>ere a thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>der re<span class=\"_ _0\"></span>tain<span class=\"_ _0\"></span>s own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip of t<span class=\"_ _0\"></span>he sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>are, no a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t wil<span class=\"_ _0\"></span>l be reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p and the co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>ll be ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ed as inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. Wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elop<span class=\"_ _0\"></span>ed so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is h<span class=\"_ _0\"></span>eld at c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and<span class=\"_ _0\"></span> imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. S<span class=\"_ _0\"></span>uch s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t if, an<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y if, it i<span class=\"_ _0\"></span>s prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware w<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow to the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t c<span class=\"_ _0\"></span>an be mea<span class=\"_ _0\"></span>sured reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tion i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n a st<span class=\"_ _0\"></span>raig<span class=\"_ _0\"></span>ht-lin<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>is ove<span class=\"_ _0\"></span>r the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife of f<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>year<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Subsequent expendit<span class=\"_ _0\"></span>ure<span class=\"_ _29f\"> </span>Sub<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture on i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngi<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y wh<span class=\"_ _0\"></span>en it i<span class=\"_ _0\"></span>ncrea<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts em<span class=\"_ _0\"></span>bod<span class=\"_ _0\"></span>ied in t<span class=\"_ _0\"></span>he sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic as<span class=\"_ _0\"></span>set to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h it rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. All o<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture i<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>d as incurred.<span class=\"_ _29f\"> </span>Impairment test<span class=\"_ _0\"></span>ing for<span class=\"_ _1\"></span> intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ini<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>ere ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ed. I<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>s of im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>ed on e<span class=\"_ _0\"></span>xte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, s<span class=\"_ _0\"></span>uch as s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se cha<span class=\"_ _0\"></span>nges to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he ov<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>l busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s env<span class=\"_ _0\"></span>ironm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d inte<span class=\"_ _0\"></span>rnal f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s, su<span class=\"_ _0\"></span>ch as w<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>e th<span class=\"_ _0\"></span>an ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess Pl<span class=\"_ _0\"></span>an. I<span class=\"_ _0\"></span>f an ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d in orde<span class=\"_ _0\"></span>r to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent los<span class=\"_ _0\"></span>s (i<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>any<span class=\"_ _0\"></span>). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d as the hig<span class=\"_ _0\"></span>her of f<span class=\"_ _0\"></span>air val<span class=\"_ _0\"></span>ue les<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to se<span class=\"_ _0\"></span>ll and v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use. I<span class=\"_ _0\"></span>f the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt of an i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted to b<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing amo<span class=\"_ _0\"></span>unt of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set i<span class=\"_ _0\"></span>s redu<span class=\"_ _0\"></span>ced to i<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt. A<span class=\"_ _0\"></span>n imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>ss is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. W<span class=\"_ _0\"></span>here a<span class=\"_ _0\"></span>n int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t is not y<span class=\"_ _0\"></span>et av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble fo<span class=\"_ _0\"></span>r use, i<span class=\"_ _0\"></span>t is<span class=\"_ gs26\"> </span>su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to an an<span class=\"_ _0\"></span>nual im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>tes<span class=\"_ _0\"></span>t by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue wi<span class=\"_ _0\"></span>th the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount is es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d by consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing the a<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the as<span class=\"_ _0\"></span>set to gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>c ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s to reco<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-431": {
   "value": "Research, development and internally developed soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incu<span class=\"_ _0\"></span>rred i<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>searc<span class=\"_ _0\"></span>h phas<span class=\"_ _0\"></span>e are ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, whe<span class=\"_ _0\"></span>reas cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e deve<span class=\"_ _0\"></span>lop<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>hase<span class=\"_ _0\"></span> are c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to meet<span class=\"_ _0\"></span>ing sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic cri<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ia, as se<span class=\"_ _0\"></span>t out in th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ing s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dard<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and<span class=\"_ _0\"></span> gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce. In pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar<span class=\"_ _7\"></span>, f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts to b<span class=\"_ _0\"></span>e cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>t is a req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent t<span class=\"_ _0\"></span>hat f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g from t<span class=\"_ _0\"></span>he de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>opme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re. T<span class=\"_ _0\"></span>here are a num<span class=\"_ _0\"></span>ber of fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>aken int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>unt wh<span class=\"_ _0\"></span>en consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>ing wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er inter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ped sof<span class=\"_ _3\"></span>t<span class=\"_ _0\"></span>ware m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e cri<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>a to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set in t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n. F<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>ampl<span class=\"_ _0\"></span>e, wh<span class=\"_ _0\"></span>ere a thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>der re<span class=\"_ _0\"></span>tain<span class=\"_ _0\"></span>s own<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>hip of t<span class=\"_ _0\"></span>he sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>are, no a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t wil<span class=\"_ _0\"></span>l be reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed by<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p and the co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>ll be ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ed as inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. Wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed, i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nall<span class=\"_ _0\"></span>y dev<span class=\"_ _0\"></span>elop<span class=\"_ _0\"></span>ed so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is h<span class=\"_ _0\"></span>eld at c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and<span class=\"_ _0\"></span> imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es. S<span class=\"_ _0\"></span>uch s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware is r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t if, an<span class=\"_ _0\"></span>d onl<span class=\"_ _0\"></span>y if, it i<span class=\"_ _0\"></span>s prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware w<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow to the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t c<span class=\"_ _0\"></span>an be mea<span class=\"_ _0\"></span>sured reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tion i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as an e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n a st<span class=\"_ _0\"></span>raig<span class=\"_ _0\"></span>ht-lin<span class=\"_ _0\"></span>e bas<span class=\"_ _0\"></span>is ove<span class=\"_ _0\"></span>r the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife of f<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>year<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-325": {
   "value": "5(o): Propert<span class=\"_ _0\"></span>y,<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>lant and<span class=\"_ _1\"></span> equipment<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>sid<span class=\"_ _0\"></span>e from r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s, p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, p<span class=\"_ _0\"></span>lant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pall<span class=\"_ _0\"></span>y of com<span class=\"_ _0\"></span>pute<span class=\"_ _0\"></span>r eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>ix<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s acc<span class=\"_ _0\"></span>umula<span class=\"_ _0\"></span>ted de<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d any reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t also i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der con<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion wh<span class=\"_ _0\"></span>ich are n<span class=\"_ _0\"></span>ot dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span>. Cost i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>des t<span class=\"_ _0\"></span>he or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e pric<span class=\"_ _0\"></span>e of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et and t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of br<span class=\"_ _0\"></span>ingi<span class=\"_ _0\"></span>ng the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t to <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s wor<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on for it<span class=\"_ _0\"></span>s int<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d use. De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on is cha<span class=\"_ _0\"></span>rged to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>ne ba<span class=\"_ _0\"></span>sis to w<span class=\"_ _0\"></span>rite d<span class=\"_ _0\"></span>own t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set to i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue ov<span class=\"_ _0\"></span>er it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful life. The following max<span class=\"_ _0\"></span>imum<span class=\"_ _1\"></span> useful li<span class=\"_ _0\"></span>ves are<span class=\"_ _7\"></span> a<span class=\"_ _0\"></span>pplied: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">R<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s  <span class=\"_ _13d\"> </span>len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th of t<span class=\"_ _0\"></span>he lea<span class=\"_ _0\"></span>se</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Pl<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt  <span class=\"_ _6a\"> </span>5<span class=\"_ _0\"></span>-<span class=\"_ _7\"></span>10 <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>es use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>sidua<span class=\"_ _0\"></span>l valu<span class=\"_ _0\"></span>es for as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ey are acqu<span class=\"_ _0\"></span>ired<span class=\"_ _0\"></span>, base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce of simil<span class=\"_ _0\"></span>ar ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng into acco<span class=\"_ _0\"></span>unt ot<span class=\"_ _0\"></span>her rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nges in te<span class=\"_ _0\"></span>chno<span class=\"_ _0\"></span>log<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d, whe<span class=\"_ _0\"></span>re appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate, ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>fe, resi<span class=\"_ _0\"></span>dual va<span class=\"_ _0\"></span>lue an<span class=\"_ _0\"></span>d depre<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tion m<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>od fo<span class=\"_ _0\"></span>r prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y plan<span class=\"_ _0\"></span>t and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>n an ann<span class=\"_ _0\"></span>ual ba<span class=\"_ _0\"></span>sis.<span class=\"_ _0\"></span> Ite<span class=\"_ _0\"></span>ms of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>re rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed for i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt wh<span class=\"_ _0\"></span>enev<span class=\"_ _0\"></span>er ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s or ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ances i<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ate t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount m<span class=\"_ _0\"></span>ay not b<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le. F<span class=\"_ _0\"></span>or as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt,<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are g<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he lo<span class=\"_ _0\"></span>wes<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el for w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h ther<span class=\"_ _0\"></span>e are sep<span class=\"_ _0\"></span>ara<span class=\"_ _0\"></span>tely i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>ble c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amou<span class=\"_ _0\"></span>nt of an as<span class=\"_ _0\"></span>set is g<span class=\"_ _0\"></span>reater t<span class=\"_ _0\"></span>han it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>high<span class=\"_ _0\"></span>er of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s fair v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>ess cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l and va<span class=\"_ _0\"></span>lue in use<span class=\"_ _0\"></span>, it is wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten do<span class=\"_ _0\"></span>wn imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y to<span class=\"_ gs26\"> </span>it<span class=\"_ _0\"></span>s rec<span class=\"_ _0\"></span>over<span class=\"_ _0\"></span>able am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and an i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e. Impa<span class=\"_ _0\"></span>ired no<span class=\"_ _0\"></span>n-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, except g<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l, are re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le rev<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>al of t<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent a<span class=\"_ _0\"></span>t each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date<span class=\"_ _0\"></span>. On<span class=\"_ gs26\"> </span>d<span class=\"_ _0\"></span>ereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion of a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ite<span class=\"_ _0\"></span>m of equip<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t, an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>gai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al, de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ne<span class=\"_ _0\"></span>t dispo<span class=\"_ _0\"></span>sal p<span class=\"_ _0\"></span>roce<span class=\"_ _0\"></span>eds an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, is inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss at<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he date of th<span class=\"_ _0\"></span>e disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Item<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t are not ow<span class=\"_ _0\"></span>ned by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p but are hel<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>und<span class=\"_ _0\"></span>er leas<span class=\"_ _0\"></span>e arra<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>in acco<span class=\"_ _0\"></span>rdanc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e accoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y on l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-389": {
   "value": "De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on is cha<span class=\"_ _0\"></span>rged to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-li<span class=\"_ _0\"></span>ne ba<span class=\"_ _0\"></span>sis to w<span class=\"_ _0\"></span>rite d<span class=\"_ _0\"></span>own t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set to i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue ov<span class=\"_ _0\"></span>er it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d use<span class=\"_ _0\"></span>ful life. The following max<span class=\"_ _0\"></span>imum<span class=\"_ _1\"></span> useful li<span class=\"_ _0\"></span>ves are<span class=\"_ _7\"></span> a<span class=\"_ _0\"></span>pplied: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">R<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s  <span class=\"_ _13d\"> </span>len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th of t<span class=\"_ _0\"></span>he lea<span class=\"_ _0\"></span>se</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">Pl<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt  <span class=\"_ _6a\"> </span>5<span class=\"_ _0\"></span>-<span class=\"_ _7\"></span>10 <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>es use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>sidua<span class=\"_ _0\"></span>l valu<span class=\"_ _0\"></span>es for as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>ey are acqu<span class=\"_ _0\"></span>ired<span class=\"_ _0\"></span>, base<span class=\"_ _0\"></span>d on<span class=\"_ gs26\"> </span>e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rien<span class=\"_ _0\"></span>ce of simil<span class=\"_ _0\"></span>ar ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>aki<span class=\"_ _0\"></span>ng into acco<span class=\"_ _0\"></span>unt ot<span class=\"_ _0\"></span>her rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s suc<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nges in te<span class=\"_ _0\"></span>chno<span class=\"_ _0\"></span>log<span class=\"_ _0\"></span>y. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d, whe<span class=\"_ _0\"></span>re appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate, ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he use<span class=\"_ _0\"></span>ful li<span class=\"_ _0\"></span>fe, resi<span class=\"_ _0\"></span>dual va<span class=\"_ _0\"></span>lue an<span class=\"_ _0\"></span>d depre<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tion m<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>od fo<span class=\"_ _0\"></span>r prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y plan<span class=\"_ _0\"></span>t and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>n an ann<span class=\"_ _0\"></span>ual ba<span class=\"_ _0\"></span>sis.<span class=\"_ _0\"></span> Ite<span class=\"_ _0\"></span>ms of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>quip<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>re rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed for i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt wh<span class=\"_ _0\"></span>enev<span class=\"_ _0\"></span>er ev<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s or ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ances i<span class=\"_ _0\"></span>ndic<span class=\"_ _0\"></span>ate t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount m<span class=\"_ _0\"></span>ay not b<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le. F<span class=\"_ _0\"></span>or as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt,<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are g<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>he lo<span class=\"_ _0\"></span>wes<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el for w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h ther<span class=\"_ _0\"></span>e are sep<span class=\"_ _0\"></span>ara<span class=\"_ _0\"></span>tely i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>ble c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amou<span class=\"_ _0\"></span>nt of an as<span class=\"_ _0\"></span>set is g<span class=\"_ _0\"></span>reater t<span class=\"_ _0\"></span>han it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>high<span class=\"_ _0\"></span>er of the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s fair v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>ess cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l and va<span class=\"_ _0\"></span>lue in use<span class=\"_ _0\"></span>, it is wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ten do<span class=\"_ _0\"></span>wn imm<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y to<span class=\"_ gs26\"> </span>it<span class=\"_ _0\"></span>s rec<span class=\"_ _0\"></span>over<span class=\"_ _0\"></span>able am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and an i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>s is recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as an exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e. Impa<span class=\"_ _0\"></span>ired no<span class=\"_ _0\"></span>n-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, except g<span class=\"_ _0\"></span>ood<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l, are re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>wed f<span class=\"_ _0\"></span>or pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le rev<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>al of t<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>airm<span class=\"_ _0\"></span>ent a<span class=\"_ _0\"></span>t each re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date<span class=\"_ _0\"></span>. On<span class=\"_ gs26\"> </span>d<span class=\"_ _0\"></span>ereco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion of a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ite<span class=\"_ _0\"></span>m of equip<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t, an<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>gai<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>or lo<span class=\"_ _0\"></span>ss on dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al, de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce be<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>een t<span class=\"_ _0\"></span>he ne<span class=\"_ _0\"></span>t dispo<span class=\"_ _0\"></span>sal p<span class=\"_ _0\"></span>roce<span class=\"_ _0\"></span>eds an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>, is inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss at<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he date of th<span class=\"_ _0\"></span>e disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>l. Item<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t are not ow<span class=\"_ _0\"></span>ned by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p but are hel<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>und<span class=\"_ _0\"></span>er leas<span class=\"_ _0\"></span>e arra<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are accou<span class=\"_ _0\"></span>nted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>in acco<span class=\"_ _0\"></span>rdanc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e accoun<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y on l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-326": {
   "value": "5(p): Leases<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t is or con<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ns a lea<span class=\"_ _0\"></span>se at t<span class=\"_ _0\"></span>he inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. A cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t is or c<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>ains a l<span class=\"_ _0\"></span>ease i<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>vey<span class=\"_ _0\"></span>s the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t to cont<span class=\"_ _0\"></span>rol th<span class=\"_ _0\"></span>e use of a<span class=\"_ _0\"></span>n iden<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set f<span class=\"_ _0\"></span>or a period of time<span class=\"_ _1\"></span> in ex<span class=\"_ _7\"></span>change for c<span class=\"_ _1\"></span>onsideration. T<span class=\"_ _9\"></span>o asses<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> where a<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>t conveys the<span class=\"_ _1\"></span> right to<span class=\"_ _1\"></span> control th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>use of an id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t, th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es whe<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ves th<span class=\"_ _0\"></span>e use of an ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>fied a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t whic<span class=\"_ _0\"></span>h may be sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>fied e<span class=\"_ _0\"></span>xpli<span class=\"_ _0\"></span>cit<span class=\"_ _0\"></span>ly or im<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ly and<span class=\"_ _0\"></span> </span>is<span class=\"_ gs26\"> </span>ph<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>lly di<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>t or repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of a phy<span class=\"_ _0\"></span>sic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y dis<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ct a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t. If t<span class=\"_ _0\"></span>he sup<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>r has a subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anti<span class=\"_ _0\"></span>ve sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>, then t<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>et is not i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>ifie<span class=\"_ _0\"></span>d; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p has the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>to obt<span class=\"_ _0\"></span>ain su<span class=\"_ _0\"></span>bs<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly all of t<span class=\"_ _0\"></span>he econ<span class=\"_ _0\"></span>omic b<span class=\"_ _0\"></span>enefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s from th<span class=\"_ _0\"></span>e use of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t the p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d of us<span class=\"_ _0\"></span>e; and t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has t<span class=\"_ _0\"></span>he rig<span class=\"_ _0\"></span>ht to di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e use of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or les<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>ght-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set is i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h compr<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial amo<span class=\"_ _0\"></span>unt of le<span class=\"_ _0\"></span>ase lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d for any l<span class=\"_ _0\"></span>ease p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s mad<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>at or be<span class=\"_ _0\"></span>fore th<span class=\"_ _0\"></span>e comme<span class=\"_ _0\"></span>ncem<span class=\"_ _0\"></span>ent date<span class=\"_ _0\"></span>, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>any in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al dire<span class=\"_ _0\"></span>ct co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d. Adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts are a<span class=\"_ _0\"></span>lso mad<span class=\"_ _0\"></span>e, whe<span class=\"_ _0\"></span>re appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate, to reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>e provisions for<span class=\"_ _1\"></span> propert<span class=\"_ _0\"></span>y restoration costs and for<span class=\"_ _1\"></span> lease inc<span class=\"_ _1\"></span>entives received such<span class=\"_ _1\"></span> as r<span class=\"_ _1\"></span>ent<span class=\"_ _7\"></span>-f<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span>ee periods. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>lly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at the pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>t valu<span class=\"_ _0\"></span>e of the lea<span class=\"_ _0\"></span>se pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are unp<span class=\"_ _0\"></span>aid at th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>comme<span class=\"_ _0\"></span>ncem<span class=\"_ _0\"></span>ent date<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted usin<span class=\"_ _0\"></span>g the as<span class=\"_ _0\"></span>set-sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic inc<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing ra<span class=\"_ _0\"></span>tes. Af<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>er leas<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>encem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e Group m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>res th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t usin<span class=\"_ _0\"></span>g a cos<span class=\"_ _0\"></span>t mod<span class=\"_ _0\"></span>el, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>ass<span class=\"_ _0\"></span>et is hel<span class=\"_ _0\"></span>d at cos<span class=\"_ _0\"></span>t les<span class=\"_ _0\"></span>s accum<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d depre<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d any acc<span class=\"_ _0\"></span>umula<span class=\"_ _0\"></span>ted imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>. Dep<span class=\"_ _0\"></span>recia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n is re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se on a s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s to wr<span class=\"_ _0\"></span>ite do<span class=\"_ _0\"></span>wn th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t to it<span class=\"_ _0\"></span>s<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>sidua<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue ove<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted use<span class=\"_ _0\"></span>ful l<span class=\"_ _0\"></span>ife wh<span class=\"_ _0\"></span>ich is de<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>ent on th<span class=\"_ _0\"></span>e leng<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h of the lea<span class=\"_ _0\"></span>se. In add<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion,<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amoun<span class=\"_ _0\"></span>t of the ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se ass<span class=\"_ _0\"></span>et may b<span class=\"_ _0\"></span>e adjus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain reme<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of the l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is subs<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t usi<span class=\"_ _0\"></span>ng the e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d, tak<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ccount of a<span class=\"_ _0\"></span>ny leas<span class=\"_ _0\"></span>e modi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns or reas<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin \u201c<span class=\"_ _0\"></span>Prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>pla<span class=\"_ _0\"></span>nt and eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>\u201d and \u201c<span class=\"_ _0\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u201d an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>\u201c<span class=\"_ _0\"></span>Bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>\u201d in the s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion.<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly ha<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial l<span class=\"_ _0\"></span>ease co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f var<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing d<span class=\"_ _0\"></span>urat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e rent<span class=\"_ _0\"></span>al of a nu<span class=\"_ _0\"></span>mber<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ce buil<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>se ca<span class=\"_ _0\"></span>sh out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws are n<span class=\"_ _0\"></span>ot mater<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y ex<span class=\"_ _0\"></span>pose<span class=\"_ _0\"></span>d to var<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, lo<span class=\"_ _0\"></span>w val<span class=\"_ _0\"></span>ue or sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m leas<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue g<span class=\"_ _0\"></span>uaran<span class=\"_ _0\"></span>tees o<span class=\"_ _0\"></span>r res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns imp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d by a lea<span class=\"_ _0\"></span>se con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct or s<span class=\"_ _0\"></span>ale an<span class=\"_ _0\"></span>d leas<span class=\"_ _0\"></span>ebac<span class=\"_ _0\"></span>k tran<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Subleases<span class=\"_ _29f\"> </span>Wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group s<span class=\"_ _0\"></span>uble<span class=\"_ _0\"></span>ts a l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set to a t<span class=\"_ _0\"></span>hird p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, it acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s intere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>n the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se se<span class=\"_ _0\"></span>para<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y from t<span class=\"_ _0\"></span>he hea<span class=\"_ _0\"></span>d lea<span class=\"_ _0\"></span>se. In de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ining w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her a s<span class=\"_ _0\"></span>uble<span class=\"_ _0\"></span>ase is a f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance o<span class=\"_ _0\"></span>r oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng lea<span class=\"_ _0\"></span>se, th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>e suble<span class=\"_ _0\"></span>ase ha<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y all th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk and rew<span class=\"_ _0\"></span>ards of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>rig<span class=\"_ _0\"></span>ht-of<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et ari<span class=\"_ _0\"></span>sing fr<span class=\"_ _0\"></span>om the he<span class=\"_ _0\"></span>ad leas<span class=\"_ _0\"></span>e to the sub<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>see.<span class=\"_ _0\"></span> <div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs218\">Wh<span class=\"_ _0\"></span>ere the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se doe<span class=\"_ _0\"></span>s tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>er subs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anti<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>all t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>and re<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>ght-o<span class=\"_ _0\"></span>f-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et to </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs219\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>subl<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ee, th<span class=\"_ _0\"></span>e Group d<span class=\"_ _0\"></span>erecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>a net in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce leas<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21a\">is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span>. The ne<span class=\"_ _0\"></span>t inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce leas<span class=\"_ _0\"></span>e is cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted as th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent va<span class=\"_ _0\"></span>lue of the f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure leas<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21b\">pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recei<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e. Any d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n the in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of t<span class=\"_ _0\"></span>he net i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21c\">in f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ance le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e rig<span class=\"_ _0\"></span>ht-of<span class=\"_ _0\"></span>-us<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et der<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed im<span class=\"_ _0\"></span>med<span class=\"_ _0\"></span>iatel<span class=\"_ _0\"></span>y in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it or l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21d\">Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t is c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lated o<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>et inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce le<span class=\"_ _0\"></span>ase us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e incre<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>al b<span class=\"_ _0\"></span>orro<span class=\"_ _0\"></span>wing r<span class=\"_ _0\"></span>ate an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21e\">is<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce inco<span class=\"_ _0\"></span>me. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21f\">Wh<span class=\"_ _0\"></span>ere the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se doe<span class=\"_ _0\"></span>s not tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y all th<span class=\"_ _0\"></span>e risk an<span class=\"_ _0\"></span>d rewar<span class=\"_ _0\"></span>ds of the r<span class=\"_ _0\"></span>ight-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set to </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs220\">th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ee, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>e the r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et. T<span class=\"_ _0\"></span>he su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se is ac<span class=\"_ _0\"></span>counte<span class=\"_ _0\"></span>d for a<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs221\">an operating<span class=\"_ _1\"></span> lease with the lease<span class=\"_ _1\"></span> payment<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> received r<span class=\"_ _1\"></span>ecognised as<span class=\"_ _1\"></span> investment income.<span class=\"_ _1\"></span> Lease<span class=\"_ _1\"></span> incentives </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs222\">gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he rent<span class=\"_ _0\"></span>al in<span class=\"_ _0\"></span>come an<span class=\"_ _0\"></span>d are sp<span class=\"_ _0\"></span>read ov<span class=\"_ _0\"></span>er the l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsa0\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>had o<span class=\"_ _0\"></span>ne mater<span class=\"_ _0\"></span>ial su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se at 31 Dece<span class=\"_ _0\"></span>mber 2025 (2024: one) as de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>6<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-390": {
   "value": "5(q): Provis<span class=\"_ _0\"></span>ions, contingent ass<span class=\"_ _0\"></span>ets and contingent liabilities<span class=\"_ _29f\"> </span>Prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s a pres<span class=\"_ _0\"></span>ent l<span class=\"_ _0\"></span>egal o<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n as a resu<span class=\"_ _0\"></span>lt of pa<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, it is m<span class=\"_ _0\"></span>ore pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at an o<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low o<span class=\"_ _0\"></span>f econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s will b<span class=\"_ _0\"></span>e requ<span class=\"_ _0\"></span>ired to s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d a relia<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>ount o<span class=\"_ _0\"></span>f the ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n can b<span class=\"_ _0\"></span>e made<span class=\"_ _0\"></span>. Prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s be<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate o<span class=\"_ _0\"></span>f the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture req<span class=\"_ _0\"></span>uire<span class=\"_ _0\"></span>d to set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>e the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the t<span class=\"_ _0\"></span>ime v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f mone<span class=\"_ _0\"></span>y is mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l, pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>ounte<span class=\"_ _0\"></span>d and rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture. P<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s are not r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d for f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey ar<span class=\"_ _0\"></span>ise f<span class=\"_ _0\"></span>or the s<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d relat<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ates c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e conte<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t </span>of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>ding fa<span class=\"_ _0\"></span>ir cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er outco<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">O<span class=\"_ _0\"></span>nero<span class=\"_ _0\"></span>us cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, wh<span class=\"_ _0\"></span>en the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts to be de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ved by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m a <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t are l<span class=\"_ _0\"></span>ower<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>an the u<span class=\"_ _0\"></span>navo<span class=\"_ _0\"></span>idab<span class=\"_ _0\"></span>le cos<span class=\"_ _0\"></span>t of me<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>ng the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons un<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cor<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>rate re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ring<span class=\"_ _0\"></span>, o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>as app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d a det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d for<span class=\"_ _0\"></span>mal pl<span class=\"_ _0\"></span>an and r<span class=\"_ _0\"></span>aise<span class=\"_ _0\"></span>d a val<span class=\"_ _0\"></span>id </span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on amo<span class=\"_ _0\"></span>ng tho<span class=\"_ _0\"></span>se par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies dir<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y affec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d, tha<span class=\"_ _0\"></span>t the pla<span class=\"_ _0\"></span>n will b<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>ied ou<span class=\"_ _0\"></span>t eit<span class=\"_ _0\"></span>her by ha<span class=\"_ _0\"></span>ving<span class=\"_ _0\"></span> commenc<span class=\"_ _1\"></span>ed impleme<span class=\"_ _1\"></span>ntation or by<span class=\"_ _1\"></span> publicly annou<span class=\"_ _1\"></span>ncing the<span class=\"_ _7\"></span> plan<span class=\"_ _0\"></span>\u2019s<span class=\"_ _7\"></span> main featur<span class=\"_ _1\"></span>es. Such<span class=\"_ _1\"></span> provisions inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e the di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>turi<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, such a<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s bu<span class=\"_ _0\"></span>t not t<span class=\"_ _0\"></span>hose c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ongo<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Le<span class=\"_ _0\"></span>gal un<span class=\"_ _0\"></span>cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ies an<span class=\"_ _0\"></span>d the s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of oth<span class=\"_ _0\"></span>er cla<span class=\"_ _0\"></span>ims.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">C<span class=\"_ _0\"></span>law<span class=\"_ _0\"></span>back p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of poten<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>ds due to pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ers in rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to indem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span><span class=\"ff100 ls44 ws46\"></span>commission.  <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Pr<span class=\"_ _0\"></span>oper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has a<span class=\"_ _0\"></span>n oblig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to res<span class=\"_ _0\"></span>tore a p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cond<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion </span>at t<span class=\"_ _0\"></span>he end o<span class=\"_ _0\"></span>f the l<span class=\"_ _0\"></span>ease.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies are po<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ble ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s of the Gro<span class=\"_ _0\"></span>up for whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>iming o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t uncer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. Co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are n<span class=\"_ _0\"></span>ot recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion, u<span class=\"_ _0\"></span>nles<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>ey are a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a bu<span class=\"_ _0\"></span>sines<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ey are, h<span class=\"_ _0\"></span>owe<span class=\"_ _0\"></span>ver<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, unle<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>ey are co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e remo<span class=\"_ _0\"></span>te. If a con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y beco<span class=\"_ _0\"></span>mes p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble an<span class=\"_ _0\"></span>d the<span class=\"_ _0\"></span> amo<span class=\"_ _0\"></span>unt c<span class=\"_ _0\"></span>an be re<span class=\"_ _0\"></span>liab<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d it is n<span class=\"_ _0\"></span>o longe<span class=\"_ _0\"></span>r trea<span class=\"_ _0\"></span>ted as co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent an<span class=\"_ _0\"></span>d it is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h are po<span class=\"_ _0\"></span>ssib<span class=\"_ _0\"></span>le be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, are o<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d if i<span class=\"_ _0\"></span>t is prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up wi<span class=\"_ _0\"></span>ll recei<span class=\"_ _0\"></span>ve t<span class=\"_ _0\"></span>he ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. If su<span class=\"_ _0\"></span>ch a be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t beco<span class=\"_ _0\"></span>mes v<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>lly c<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in, i<span class=\"_ _0\"></span>t is no lo<span class=\"_ _0\"></span>nger con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt and i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-327": {
   "value": "5(q): Provis<span class=\"_ _0\"></span>ions, contingent ass<span class=\"_ _0\"></span>ets and contingent liabilities<span class=\"_ _29f\"> </span>Prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d wh<span class=\"_ _0\"></span>en the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s a pres<span class=\"_ _0\"></span>ent l<span class=\"_ _0\"></span>egal o<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n as a resu<span class=\"_ _0\"></span>lt of pa<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, it is m<span class=\"_ _0\"></span>ore pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at an o<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low o<span class=\"_ _0\"></span>f econo<span class=\"_ _0\"></span>mic b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s will b<span class=\"_ _0\"></span>e requ<span class=\"_ _0\"></span>ired to s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d a relia<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>ount o<span class=\"_ _0\"></span>f the ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n can b<span class=\"_ _0\"></span>e made<span class=\"_ _0\"></span>. Prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u2019s be<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate o<span class=\"_ _0\"></span>f the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ture req<span class=\"_ _0\"></span>uire<span class=\"_ _0\"></span>d to set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>e the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on at th<span class=\"_ _0\"></span>e rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the t<span class=\"_ _0\"></span>ime v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f mone<span class=\"_ _0\"></span>y is mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l, pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>ounte<span class=\"_ _0\"></span>d and rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>t the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>endi<span class=\"_ _0\"></span>ture. P<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s are not r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d for f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>es spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>hey ar<span class=\"_ _0\"></span>ise f<span class=\"_ _0\"></span>or the s<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d relat<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hen th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ates c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e conte<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t </span>of<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>ding fa<span class=\"_ _0\"></span>ir cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er outco<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">O<span class=\"_ _0\"></span>nero<span class=\"_ _0\"></span>us cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, wh<span class=\"_ _0\"></span>en the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts to be de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ved by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m a <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t are l<span class=\"_ _0\"></span>ower<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>th<span class=\"_ _0\"></span>an the u<span class=\"_ _0\"></span>navo<span class=\"_ _0\"></span>idab<span class=\"_ _0\"></span>le cos<span class=\"_ _0\"></span>t of me<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>ng the o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons un<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Cor<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>rate re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>ring<span class=\"_ _0\"></span>, o<span class=\"_ _0\"></span>nly i<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>as app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d a det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d for<span class=\"_ _0\"></span>mal pl<span class=\"_ _0\"></span>an and r<span class=\"_ _0\"></span>aise<span class=\"_ _0\"></span>d a val<span class=\"_ _0\"></span>id </span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on amo<span class=\"_ _0\"></span>ng tho<span class=\"_ _0\"></span>se par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies dir<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y affec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d, tha<span class=\"_ _0\"></span>t the pla<span class=\"_ _0\"></span>n will b<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>ied ou<span class=\"_ _0\"></span>t eit<span class=\"_ _0\"></span>her by ha<span class=\"_ _0\"></span>ving<span class=\"_ _0\"></span> commenc<span class=\"_ _1\"></span>ed impleme<span class=\"_ _1\"></span>ntation or by<span class=\"_ _1\"></span> publicly annou<span class=\"_ _1\"></span>ncing the<span class=\"_ _7\"></span> plan<span class=\"_ _0\"></span>\u2019s<span class=\"_ _7\"></span> main featur<span class=\"_ _1\"></span>es. Such<span class=\"_ _1\"></span> provisions inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e the di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>re ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e res<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>turi<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>, such a<span class=\"_ _0\"></span>s empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s bu<span class=\"_ _0\"></span>t not t<span class=\"_ _0\"></span>hose c<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ongo<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Le<span class=\"_ _0\"></span>gal un<span class=\"_ _0\"></span>cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ies an<span class=\"_ _0\"></span>d the s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of oth<span class=\"_ _0\"></span>er cla<span class=\"_ _0\"></span>ims.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff100 ls44 ws46\">C<span class=\"_ _0\"></span>law<span class=\"_ _0\"></span>back p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of poten<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>fun<span class=\"_ _0\"></span>ds due to pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ers in rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to indem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </span><span class=\"ff100 ls44 ws46\"></span>commission.  <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Pr<span class=\"_ _0\"></span>oper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has a<span class=\"_ _0\"></span>n oblig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to res<span class=\"_ _0\"></span>tore a p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igin<span class=\"_ _0\"></span>al cond<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion </span>at t<span class=\"_ _0\"></span>he end o<span class=\"_ _0\"></span>f the l<span class=\"_ _0\"></span>ease.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies are po<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ble ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s of the Gro<span class=\"_ _0\"></span>up for whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>iming o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t uncer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>. Co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are n<span class=\"_ _0\"></span>ot recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion, u<span class=\"_ _0\"></span>nles<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>ey are a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of a bu<span class=\"_ _0\"></span>sines<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>bina<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ey are, h<span class=\"_ _0\"></span>owe<span class=\"_ _0\"></span>ver<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span> dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>, unle<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>ey are co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e remo<span class=\"_ _0\"></span>te. If a con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y beco<span class=\"_ _0\"></span>mes p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble an<span class=\"_ _0\"></span>d the<span class=\"_ _0\"></span> amo<span class=\"_ _0\"></span>unt c<span class=\"_ _0\"></span>an be re<span class=\"_ _0\"></span>liab<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d it is n<span class=\"_ _0\"></span>o longe<span class=\"_ _0\"></span>r trea<span class=\"_ _0\"></span>ted as co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent an<span class=\"_ _0\"></span>d it is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h are po<span class=\"_ _0\"></span>ssib<span class=\"_ _0\"></span>le be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, are o<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d if i<span class=\"_ _0\"></span>t is prob<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e that t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up wi<span class=\"_ _0\"></span>ll recei<span class=\"_ _0\"></span>ve t<span class=\"_ _0\"></span>he ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. If su<span class=\"_ _0\"></span>ch a be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t beco<span class=\"_ _0\"></span>mes v<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>lly c<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in, i<span class=\"_ _0\"></span>t is no lo<span class=\"_ _0\"></span>nger con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red con<span class=\"_ _0\"></span>tinge<span class=\"_ _0\"></span>nt and i<span class=\"_ _0\"></span>s recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-391": {
   "value": "5(r): Foreign currency translation<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and Pa<span class=\"_ _0\"></span>rent Com<span class=\"_ _0\"></span>pany<span class=\"_ _3\"></span>\u2019s pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y is po<span class=\"_ _0\"></span>unds s<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ling<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s fo<span class=\"_ _0\"></span>reign o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is the cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of the pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e. The r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted in<span class=\"_ _0\"></span>to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at av<span class=\"_ _0\"></span>erage e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion are t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>t the y<span class=\"_ _0\"></span>ear<span class=\"_ _1\"></span>-<span class=\"_ _0\"></span>end exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. Exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ate di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of th<span class=\"_ _0\"></span>e net inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t in foreig<span class=\"_ _0\"></span>n subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in ot<span class=\"_ _0\"></span>her com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me and t<span class=\"_ _0\"></span>aken to<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e curre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve wh<span class=\"_ _0\"></span>ich fo<span class=\"_ _0\"></span>rms pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. T<span class=\"_ _7\"></span>o the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ese g<span class=\"_ _0\"></span>ains an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s are ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y hedge<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e cumu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t of su<span class=\"_ _0\"></span>ch ga<span class=\"_ _0\"></span>ins an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he hed<span class=\"_ _0\"></span>ging in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is als<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>pone<span class=\"_ _0\"></span>nt of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y. <span class=\"_ _1\"></span>On di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al of a forei<span class=\"_ _0\"></span>gn ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, exc<span class=\"_ _0\"></span>hange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d out o<span class=\"_ _0\"></span>f this re<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>e and in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the g<span class=\"_ _0\"></span>ain or l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>n sal<span class=\"_ _0\"></span>e in<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed into t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e excha<span class=\"_ _0\"></span>nge rat<span class=\"_ _0\"></span>e pre<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>ling at t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span>Mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>cies ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates pr<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>iling a<span class=\"_ _0\"></span>t the re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing dat<span class=\"_ _0\"></span>e. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enci<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t are s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ted at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue are t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>slate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s prev<span class=\"_ _0\"></span>aili<span class=\"_ _0\"></span>ng at th<span class=\"_ _0\"></span>e date<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lues w<span class=\"_ _0\"></span>ere de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies d<span class=\"_ _0\"></span>enom<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d in fore<span class=\"_ _0\"></span>ign c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>cie<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d int<span class=\"_ _0\"></span>o the f<span class=\"_ _0\"></span>unc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>onal c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e rate o<span class=\"_ _0\"></span>f excha<span class=\"_ _0\"></span>nge at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et an<span class=\"_ _0\"></span>d liabilit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> are not<span class=\"_ _1\"></span> subsequently retranslated.<span class=\"_ _29f\"> </span>E<span class=\"_ _0\"></span>xchange g<span class=\"_ _0\"></span>ains a<span class=\"_ _0\"></span>nd lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nslat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r of fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. Exch<span class=\"_ _0\"></span>ange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces fo<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>tems ar<span class=\"_ _0\"></span>e reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mone<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y item<span class=\"_ _0\"></span> are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me, an<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss if t<span class=\"_ _0\"></span>he ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span> no<span class=\"_ _0\"></span>n-m<span class=\"_ _0\"></span>one<span class=\"_ _0\"></span>tar<span class=\"_ _3\"></span>y ite<span class=\"_ _0\"></span>m are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-328": {
   "value": "5(r): Foreign currency translation<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and Pa<span class=\"_ _0\"></span>rent Com<span class=\"_ _0\"></span>pany<span class=\"_ _3\"></span>\u2019s pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y is po<span class=\"_ _0\"></span>unds s<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ling<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s fo<span class=\"_ _0\"></span>reign o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns is the cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of the pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y e<span class=\"_ _0\"></span>cono<span class=\"_ _0\"></span>mic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment in w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>e. The r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of fo<span class=\"_ _0\"></span>reign e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted in<span class=\"_ _0\"></span>to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at av<span class=\"_ _0\"></span>erage e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion are t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>lated a<span class=\"_ _0\"></span>t the y<span class=\"_ _0\"></span>ear<span class=\"_ _1\"></span>-<span class=\"_ _0\"></span>end exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. Exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ate di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of th<span class=\"_ _0\"></span>e net inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t in foreig<span class=\"_ _0\"></span>n subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in ot<span class=\"_ _0\"></span>her com<span class=\"_ _0\"></span>prehe<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ve inco<span class=\"_ _0\"></span>me and t<span class=\"_ _0\"></span>aken to<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e curre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve wh<span class=\"_ _0\"></span>ich fo<span class=\"_ _0\"></span>rms pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of othe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. T<span class=\"_ _7\"></span>o the e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tent th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ese g<span class=\"_ _0\"></span>ains an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s are ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y hedge<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e cumu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t of su<span class=\"_ _0\"></span>ch ga<span class=\"_ _0\"></span>ins an<span class=\"_ _0\"></span>d los<span class=\"_ _0\"></span>ses ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g on<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he hed<span class=\"_ _0\"></span>ging in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is als<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>pone<span class=\"_ _0\"></span>nt of equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y. <span class=\"_ _1\"></span>On di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al of a forei<span class=\"_ _0\"></span>gn ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, exc<span class=\"_ _0\"></span>hange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces a<span class=\"_ _0\"></span>re tran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d out o<span class=\"_ _0\"></span>f this re<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>e and in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the g<span class=\"_ _0\"></span>ain or l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>n sal<span class=\"_ _0\"></span>e in<span class=\"_ gs26\"> </span>pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it or lo<span class=\"_ _0\"></span>ss.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed into t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e excha<span class=\"_ _0\"></span>nge rat<span class=\"_ _0\"></span>e pre<span class=\"_ _0\"></span>vai<span class=\"_ _0\"></span>ling at t<span class=\"_ _0\"></span>he da<span class=\"_ _0\"></span>te of the t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span>Mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>cies ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ansla<span class=\"_ _0\"></span>ted int<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y at exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates pr<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>iling a<span class=\"_ _0\"></span>t the re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing dat<span class=\"_ _0\"></span>e. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s deno<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>ted in fo<span class=\"_ _0\"></span>reig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enci<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t are s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ted at f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue are t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>slate<span class=\"_ _0\"></span>d into t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rate<span class=\"_ _0\"></span>s prev<span class=\"_ _0\"></span>aili<span class=\"_ _0\"></span>ng at th<span class=\"_ _0\"></span>e date<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lues w<span class=\"_ _0\"></span>ere de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined<span class=\"_ _0\"></span>. Non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies d<span class=\"_ _0\"></span>enom<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d in fore<span class=\"_ _0\"></span>ign c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>cie<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d at his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t are co<span class=\"_ _0\"></span>nver<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d int<span class=\"_ _0\"></span>o the f<span class=\"_ _0\"></span>unc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>onal c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y at th<span class=\"_ _0\"></span>e rate o<span class=\"_ _0\"></span>f excha<span class=\"_ _0\"></span>nge at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et an<span class=\"_ _0\"></span>d liabilit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> are not<span class=\"_ _1\"></span> subsequently retranslated.<span class=\"_ _29f\"> </span>E<span class=\"_ _0\"></span>xchange g<span class=\"_ _0\"></span>ains a<span class=\"_ _0\"></span>nd lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nslat<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r of fore<span class=\"_ _0\"></span>ign cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. Exch<span class=\"_ _0\"></span>ange di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>nces fo<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>tems ar<span class=\"_ _0\"></span>e reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed in o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r compre<span class=\"_ _0\"></span>hens<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mone<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y item<span class=\"_ _0\"></span> are re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me, an<span class=\"_ _0\"></span>d in prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss if t<span class=\"_ _0\"></span>he ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span> no<span class=\"_ _0\"></span>n-m<span class=\"_ _0\"></span>one<span class=\"_ _0\"></span>tar<span class=\"_ _3\"></span>y ite<span class=\"_ _0\"></span>m are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed in p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-329": {
   "value": "5(s): Share capital<span class=\"_ _29f\"> </span>Equit<span class=\"_ _0\"></span>y instrument<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Sha<span class=\"_ _0\"></span>res are c<span class=\"_ _0\"></span>las<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span>re is no co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on to del<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h or<span class=\"_ gs26\"> </span>ot<span class=\"_ _0\"></span>her as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts to an<span class=\"_ _0\"></span>othe<span class=\"_ _0\"></span>r enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y on term<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>y be unf<span class=\"_ _0\"></span>avou<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e. The v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Compa<span class=\"_ _0\"></span>ny<span class=\"_ _0\"></span>\u2019s<span class=\"_ _0\"></span> sha<span class=\"_ _0\"></span>re<span class=\"_ gs26\"> </span>cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al consi<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e numbe<span class=\"_ _0\"></span>r of Ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Shar<span class=\"_ _0\"></span>es in iss<span class=\"_ _0\"></span>ue mul<span class=\"_ _0\"></span>tipl<span class=\"_ _0\"></span>ied by t<span class=\"_ _0\"></span>heir no<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>dif<span class=\"_ _3\"></span>fere<span class=\"_ _0\"></span>nce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d on the is<span class=\"_ _0\"></span>sue of t<span class=\"_ _0\"></span>he share<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>nom<span class=\"_ _0\"></span>inal v<span class=\"_ _0\"></span>alue of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>share<span class=\"_ _0\"></span>s iss<span class=\"_ _0\"></span>ued is reco<span class=\"_ _0\"></span>rded i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>mium.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _0\"></span>t of is<span class=\"_ _0\"></span>suing s<span class=\"_ _0\"></span>hare<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Inc<span class=\"_ _0\"></span>reme<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>l ex<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s dire<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to the is<span class=\"_ _0\"></span>sue o<span class=\"_ _0\"></span>f new sh<span class=\"_ _0\"></span>ares ar<span class=\"_ _0\"></span>e show<span class=\"_ _0\"></span>n in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y as<span class=\"_ _0\"></span> a<span class=\"_ gs26\"> </span>de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on, ne<span class=\"_ _0\"></span>t of tax<span class=\"_ _0\"></span>, fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>s of the is<span class=\"_ _0\"></span>sue an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed wh<span class=\"_ _0\"></span>ere mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l.<span class=\"_ _29f\"> </span>Dividend<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend<span class=\"_ _0\"></span>s are dis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it to t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s shareh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd as a res<span class=\"_ _0\"></span>ult a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Inte<span class=\"_ _0\"></span>rim D<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ds pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s are ann<span class=\"_ _0\"></span>ounc<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he hal<span class=\"_ _0\"></span>f-ye<span class=\"_ _0\"></span>ar resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised b<span class=\"_ _0\"></span>y the D<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd is an<span class=\"_ _0\"></span>noun<span class=\"_ _0\"></span>ced w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>l Repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>pic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y req<span class=\"_ _0\"></span>uires sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder a<span class=\"_ _0\"></span>pprov<span class=\"_ _0\"></span>al at th<span class=\"_ _0\"></span>e Ann<span class=\"_ _0\"></span>ual Gen<span class=\"_ _0\"></span>eral M<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>ing. F<span class=\"_ _0\"></span>or thi<span class=\"_ _0\"></span>s reaso<span class=\"_ _0\"></span>n, it is no<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>uded as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e annua<span class=\"_ _0\"></span>l f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Shares held by<span class=\"_ _1\"></span> trust<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Sha<span class=\"_ _0\"></span>res in the Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y that are h<span class=\"_ _0\"></span>eld by th<span class=\"_ _0\"></span>e Emplo<span class=\"_ _0\"></span>yee B<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ust (<span class=\"_ _0\"></span>\u201cEB<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) are trea<span class=\"_ _0\"></span>ted as \u201cow<span class=\"_ _0\"></span>n share<span class=\"_ _0\"></span>s\u201d. T<span class=\"_ _0\"></span>he EBT a<span class=\"_ _0\"></span>cquire<span class=\"_ _0\"></span>s share<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny for d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>y to em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>yees u<span class=\"_ _0\"></span>nder e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee i<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e plan<span class=\"_ _0\"></span>s. Acq<span class=\"_ _0\"></span>uired s<span class=\"_ _0\"></span>hares a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>rom equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y at t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice pa<span class=\"_ _0\"></span>id for t<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-392": {
   "value": "Dividend<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend<span class=\"_ _0\"></span>s are dis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it to t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s shareh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd as a res<span class=\"_ _0\"></span>ult a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y. Inte<span class=\"_ _0\"></span>rim D<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ds pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s are ann<span class=\"_ _0\"></span>ounc<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he hal<span class=\"_ _0\"></span>f-ye<span class=\"_ _0\"></span>ar resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised b<span class=\"_ _0\"></span>y the D<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd is an<span class=\"_ _0\"></span>noun<span class=\"_ _0\"></span>ced w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>l Repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>pic<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y req<span class=\"_ _0\"></span>uires sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder a<span class=\"_ _0\"></span>pprov<span class=\"_ _0\"></span>al at th<span class=\"_ _0\"></span>e Ann<span class=\"_ _0\"></span>ual Gen<span class=\"_ _0\"></span>eral M<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>ing. F<span class=\"_ _0\"></span>or thi<span class=\"_ _0\"></span>s reaso<span class=\"_ _0\"></span>n, it is no<span class=\"_ _0\"></span>t incl<span class=\"_ _0\"></span>uded as a lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e annua<span class=\"_ _0\"></span>l f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ateme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e year to w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end rel<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-393": {
   "value": "Shares held by<span class=\"_ _1\"></span> trust<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Sha<span class=\"_ _0\"></span>res in the Co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y that are h<span class=\"_ _0\"></span>eld by th<span class=\"_ _0\"></span>e Emplo<span class=\"_ _0\"></span>yee B<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ust (<span class=\"_ _0\"></span>\u201cEB<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) are trea<span class=\"_ _0\"></span>ted as \u201cow<span class=\"_ _0\"></span>n share<span class=\"_ _0\"></span>s\u201d. T<span class=\"_ _0\"></span>he EBT a<span class=\"_ _0\"></span>cquire<span class=\"_ _0\"></span>s share<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny for d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>y to em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>yees u<span class=\"_ _0\"></span>nder e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee i<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e plan<span class=\"_ _0\"></span>s. Acq<span class=\"_ _0\"></span>uired s<span class=\"_ _0\"></span>hares a<span class=\"_ _0\"></span>re recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed as a d<span class=\"_ _0\"></span>educ<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>rom equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y at t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice pa<span class=\"_ _0\"></span>id for t<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-330": {
   "value": "5<span class=\"_ _0\"></span>(t<span class=\"_ _1\"></span>): E<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs p<span class=\"_ _0\"></span>er sh<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span>Ba<span class=\"_ _0\"></span>sic ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r share a<span class=\"_ _0\"></span>re cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted by d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>idin<span class=\"_ _0\"></span>g the p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it a<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o the O<span class=\"_ _0\"></span>rdina<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y Share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span> of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any by t<span class=\"_ _0\"></span>he wei<span class=\"_ _0\"></span>ghte<span class=\"_ _0\"></span>d ave<span class=\"_ _0\"></span>rage nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f Ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Sha<span class=\"_ _0\"></span>res in is<span class=\"_ _0\"></span>sue d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>, e<span class=\"_ _0\"></span>xclud<span class=\"_ _0\"></span>ing Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares he<span class=\"_ _0\"></span>ld wi<span class=\"_ _0\"></span>thin e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t trus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>EBTs\u201d<span class=\"_ _0\"></span>) and sh<span class=\"_ _0\"></span>ares he<span class=\"_ _0\"></span>ld in cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span> (\u201c<span class=\"_ _0\"></span>own sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). Ow<span class=\"_ _0\"></span>n share<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r the pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>se of cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ting b<span class=\"_ _0\"></span>oth ba<span class=\"_ _0\"></span>sic an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dil<span class=\"_ _0\"></span>uted EP<span class=\"_ _0\"></span>S.<span class=\"_ _29f\"> </span>Dil<span class=\"_ _0\"></span>ute<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s per sh<span class=\"_ _0\"></span>are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e dilu<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of sh<span class=\"_ _0\"></span>ares aw<span class=\"_ _0\"></span>arde<span class=\"_ _0\"></span>d and o<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d to emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees un<span class=\"_ _0\"></span>der sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent ar<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, to th<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>tent t<span class=\"_ _0\"></span>hey h<span class=\"_ _0\"></span>ave v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>, in the c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion of th<span class=\"_ _0\"></span>e weig<span class=\"_ _0\"></span>hted a<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>age num<span class=\"_ _0\"></span>ber of sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>, as if t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt sha<span class=\"_ _0\"></span>res wer<span class=\"_ _0\"></span>e in iss<span class=\"_ _0\"></span>ue for t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ll yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>, and<span class=\"_ _0\"></span> are c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d by inc<span class=\"_ _0\"></span>reasi<span class=\"_ _0\"></span>ng the w<span class=\"_ _0\"></span>eig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e numb<span class=\"_ _0\"></span>er of Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hares o<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding to a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>me con<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sion of a<span class=\"_ _0\"></span>ll dil<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ve p<span class=\"_ _0\"></span>otent<span class=\"_ _0\"></span>ial Or<span class=\"_ _0\"></span>dinar<span class=\"_ _3\"></span>y Sha<span class=\"_ _0\"></span>res, n<span class=\"_ _0\"></span>ota<span class=\"_ _0\"></span>bl<span class=\"_ _0\"></span>y thos<span class=\"_ _0\"></span>e rela<span class=\"_ _0\"></span>ted to em<span class=\"_ _0\"></span>ploy<span class=\"_ _0\"></span>ee sha<span class=\"_ _0\"></span>re sch<span class=\"_ _0\"></span>emes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>is als<span class=\"_ _0\"></span>o requi<span class=\"_ _0\"></span>red to cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>te head<span class=\"_ _0\"></span>line ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re (\u201c<span class=\"_ _0\"></span>HEPS<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>in acco<span class=\"_ _0\"></span>rdan<span class=\"_ _0\"></span>ce wit<span class=\"_ _0\"></span>h the Jo<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>esbur<span class=\"_ _0\"></span>g Stock E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>nge (\u201c<span class=\"_ _0\"></span>JSE<span class=\"_ _0\"></span>\u201d) L<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting Re<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed by refe<span class=\"_ _0\"></span>rence to th<span class=\"_ _0\"></span>e Sou<span class=\"_ _0\"></span>th Af<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>can In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>te of Cha<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tered Acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 circu<span class=\"_ _0\"></span>lar 1<span class=\"_ _7\"></span>/<span class=\"_ _0\"></span>2023 He<span class=\"_ _0\"></span>adli<span class=\"_ _0\"></span>ne Ear<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>s. Di<span class=\"_ _0\"></span>sclo<span class=\"_ _0\"></span>sure of HEP<span class=\"_ _0\"></span>S is<span class=\"_ gs26\"> </span>no<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>a requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t of IFR<span class=\"_ _0\"></span>S, b<span class=\"_ _0\"></span>ut it is a com<span class=\"_ _0\"></span>monl<span class=\"_ _0\"></span>y use<span class=\"_ _0\"></span>d measu<span class=\"_ _0\"></span>re of earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in So<span class=\"_ _0\"></span>uth A<span class=\"_ _0\"></span>fr<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-331": {
   "value": "5(u<span class=\"_ _1\"></span>): Inv<span class=\"_ _1\"></span>estment proper<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es are v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>d und<span class=\"_ _0\"></span>er the co<span class=\"_ _0\"></span>st m<span class=\"_ _0\"></span>ode<span class=\"_ _0\"></span>l. Dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n is reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s an exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e on a s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ight-l<span class=\"_ _0\"></span>ine b<span class=\"_ _0\"></span>asis to w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>te dow<span class=\"_ _0\"></span>n the co<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he r<span class=\"_ _0\"></span>ight-<span class=\"_ _0\"></span>of-u<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set to i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s resid<span class=\"_ _0\"></span>ual va<span class=\"_ _0\"></span>lue ov<span class=\"_ _0\"></span>er it<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l life w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is dep<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>nt on t<span class=\"_ _0\"></span>he len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th of th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span>Lea<span class=\"_ _0\"></span>se inco<span class=\"_ _0\"></span>me fr<span class=\"_ _0\"></span>om ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing lea<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is a le<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>or<span class=\"_ _7\"></span>, is re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in inco<span class=\"_ _0\"></span>me on a s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aigh<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-<span class=\"_ _29f\"> </span>lin<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s over t<span class=\"_ _0\"></span>he su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se ter<span class=\"_ _0\"></span>m. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-332": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls4 ws0 gs24e\">6: Business comb<span class=\"_ _7\"></span>i<span class=\"_ _0\"></span>natio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s, acquisitio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spo<span class=\"_ _1\"></span>sa<span class=\"_ _0\"></span>ls<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls4a ws4c gs24f\">Acquisitions<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs250\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e tw<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he year to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs251\">Med<span class=\"_ _0\"></span>iFin<span class=\"_ _0\"></span>tech L<span class=\"_ _0\"></span>td, 1 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs252\">On 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>red 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>0% of t<span class=\"_ _0\"></span>he share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h Ltd, a com<span class=\"_ _0\"></span>pany t<span class=\"_ _0\"></span>hat pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs253\">de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed NHS p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>cal su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>sis to N<span class=\"_ _0\"></span>HS pen<span class=\"_ _0\"></span>sion m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, for a tot<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs254\">con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a35 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>. \u00a32 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s paid on ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on and a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d \u00a33 mil<span class=\"_ _0\"></span>lion is<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs255\">de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in st<span class=\"_ _0\"></span>age<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>t, s<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>ird an<span class=\"_ _0\"></span>d four<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h anni<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y date<span class=\"_ _0\"></span>s pos<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs256\">com<span class=\"_ _0\"></span>plet<span class=\"_ _0\"></span>ion d<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>n busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs257\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t it has con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>his ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>ch Ltd<span class=\"_ _0\"></span>\u2019s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs258\">th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom 1 Apr<span class=\"_ _0\"></span>il 2025.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs259\">Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, 3 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs25a\">On 3 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uired 3<span class=\"_ _0\"></span>0% of the sh<span class=\"_ _0\"></span>are ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d for \u00a33 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs25b\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l and in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce and co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t has si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs25c\">inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e but n<span class=\"_ _0\"></span>ot cont<span class=\"_ _0\"></span>rol of t<span class=\"_ _0\"></span>his en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>y. It t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs25d\">as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>hare of t<span class=\"_ _0\"></span>he pos<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>ax pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs25e\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y met<span class=\"_ _0\"></span>hod of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing. Su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ter<span class=\"_ _0\"></span>ms be<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup int<span class=\"_ _0\"></span>ends to acq<span class=\"_ _0\"></span>uire th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs25f\">rema<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed in 2027<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs260\">Acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in th<span class=\"_ _0\"></span>e prior y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs261\">T<span class=\"_ _0\"></span>here were t<span class=\"_ _0\"></span>wo a<span class=\"_ _0\"></span>cquisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year en<span class=\"_ _0\"></span>ded 31 Dece<span class=\"_ _0\"></span>mber 2024. On 5 Se<span class=\"_ _0\"></span>ptem<span class=\"_ _0\"></span>ber 2024, Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs262\">acq<span class=\"_ _0\"></span>uired 100<span class=\"_ _0\"></span>% of the sha<span class=\"_ _0\"></span>re capi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l of Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted (fo<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>rly N<span class=\"_ _0\"></span>uWealt<span class=\"_ _0\"></span>h Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>for a tot<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs263\">con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a36 milli<span class=\"_ _0\"></span>on. On 29 Oc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>ber 2024, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired 35% of the sh<span class=\"_ _0\"></span>are cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Bea<span class=\"_ _0\"></span>ls </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs264\">Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tga<span class=\"_ _0\"></span>ge and F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d, and 9.4% of th<span class=\"_ _0\"></span>e share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal of i<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, Clin<span class=\"_ _0\"></span>ton Kenna<span class=\"_ _0\"></span>rd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls10d ws20 gs265\">A<span class=\"_ _0\"></span>ssociates<span class=\"_ _7\"></span> Ltd.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls63 ws12e gs266\">Disposals<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs267\">T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>ls of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r or th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>or year.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-442": {
   "value": "6: Business comb<span class=\"_ _7\"></span>i<span class=\"_ _0\"></span>natio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s, acquisitio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spo<span class=\"_ _1\"></span>sa<span class=\"_ _0\"></span>ls<span class=\"_ _29f\"> </span>Acquisitions<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e tw<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he year to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025.<span class=\"_ _29f\"> </span>Med<span class=\"_ _0\"></span>iFin<span class=\"_ _0\"></span>tech L<span class=\"_ _0\"></span>td, 1 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>red 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>0% of t<span class=\"_ _0\"></span>he share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h Ltd, a com<span class=\"_ _0\"></span>pany t<span class=\"_ _0\"></span>hat pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed NHS p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>cal su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>sis to N<span class=\"_ _0\"></span>HS pen<span class=\"_ _0\"></span>sion m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a35 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>. \u00a32 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s paid on ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on and a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d \u00a33 mil<span class=\"_ _0\"></span>lion is<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in st<span class=\"_ _0\"></span>age<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>t, s<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>ird an<span class=\"_ _0\"></span>d four<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h anni<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y date<span class=\"_ _0\"></span>s pos<span class=\"_ _0\"></span>t com<span class=\"_ _0\"></span>plet<span class=\"_ _0\"></span>ion d<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>n busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t it has con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>his ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>ch Ltd<span class=\"_ _0\"></span>\u2019s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom 1 Apr<span class=\"_ _0\"></span>il 2025.<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, 3 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 3 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uired 3<span class=\"_ _0\"></span>0% of the sh<span class=\"_ _0\"></span>are ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d for \u00a33 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l and in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce and co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t has si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e but n<span class=\"_ _0\"></span>ot cont<span class=\"_ _0\"></span>rol of t<span class=\"_ _0\"></span>his en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>y. It t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>hare of t<span class=\"_ _0\"></span>he pos<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>ax pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y met<span class=\"_ _0\"></span>hod of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing. Su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ter<span class=\"_ _0\"></span>ms be<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup int<span class=\"_ _0\"></span>ends to acq<span class=\"_ _0\"></span>uire th<span class=\"_ _0\"></span>e rema<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed in 2027<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span>Acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in th<span class=\"_ _0\"></span>e prior y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here were t<span class=\"_ _0\"></span>wo a<span class=\"_ _0\"></span>cquisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year en<span class=\"_ _0\"></span>ded 31 Dece<span class=\"_ _0\"></span>mber 2024. On 5 Se<span class=\"_ _0\"></span>ptem<span class=\"_ _0\"></span>ber 2024, Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span> acq<span class=\"_ _0\"></span>uired 100<span class=\"_ _0\"></span>% of the sha<span class=\"_ _0\"></span>re capi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l of Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted (fo<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>rly N<span class=\"_ _0\"></span>uWealt<span class=\"_ _0\"></span>h Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a36 milli<span class=\"_ _0\"></span>on. On 29 Oc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>ber 2024, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired 35% of the sh<span class=\"_ _0\"></span>are cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Bea<span class=\"_ _0\"></span>ls Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tga<span class=\"_ _0\"></span>ge and F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d, and 9.4% of th<span class=\"_ _0\"></span>e share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal of i<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, Clin<span class=\"_ _0\"></span>ton Kenna<span class=\"_ _0\"></span>rd A<span class=\"_ _0\"></span>ssociates<span class=\"_ _7\"></span> Ltd.<span class=\"_ _29f\"> </span>Disposals<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>ls of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r or th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>or year.<span class=\"_ _29f\"> </span>19<span class=\"_ _0\"></span>: Fi<span class=\"_ _0\"></span>n<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span> inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ments<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in, ei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r on it<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>n pro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y beh<span class=\"_ _0\"></span>alf (sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s) or on be<span class=\"_ _0\"></span>half o<span class=\"_ _0\"></span>f thir<span class=\"_ _0\"></span>d par<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span><table class=\"s w1c0 hd2\" id=\"_1804a4d4-9782-4ff8-9eed-5add3884f9ce\"><tr><td></td><td class=\"t m1 x232 h7 y2635 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2635 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2636 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2636 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2637 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2637 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w1c1 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">Government and g<span class=\"_ _1\"></span>overnment-guaranteed securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y24ee w50 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">264<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f6 y24ee w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w1c2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other debt securit<span class=\"_ _0\"></span>ies, prefer<span class=\"_ _1\"></span>ence s<span class=\"_ _1\"></span>hares and<span class=\"_ _1\"></span> debentures<span class=\"_ _29f\"> </span></div></td><td class=\"c n x240 y24f0 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3,515<span class=\"_ _29f\"> </span></div></td><td class=\"c n x241 y24f0 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2,644<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1c3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Equit<span class=\"_ _0\"></span>y securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f7 y24ba w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,716<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f8 y24ba w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11,034<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w1c4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f9 y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">59,816<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fa y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">45,510<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w1c5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">F<span class=\"_ _0\"></span>ixed<span class=\"_ _0\"></span>-te<span class=\"_ _0\"></span>rm de<span class=\"_ _0\"></span>posi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28c y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fb y24f5 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w120 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58d y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fc y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1c6 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial inv<span class=\"_ _1\"></span>estm<span class=\"_ _0\"></span>ents<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fd y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fe y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nths<span class=\"_ _0\"></span>, apa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t from \u00a37 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a36 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) which is r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>c<span class=\"_ _1\"></span>overable after 1<span class=\"_ _7\"></span>2 months. The financial investments recoverabilit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> profile is based on<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he int<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>th w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are he<span class=\"_ _0\"></span>ld. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld on b<span class=\"_ _0\"></span>ehal<span class=\"_ _0\"></span>f of po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers co<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s for li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, all of w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h can b<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>thdr<span class=\"_ _0\"></span>awn b<span class=\"_ _0\"></span>y pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>rs on d<span class=\"_ _0\"></span>eman<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-432": {
   "value": "6: Business comb<span class=\"_ _7\"></span>i<span class=\"_ _0\"></span>natio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s, acquisitio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spo<span class=\"_ _1\"></span>sa<span class=\"_ _0\"></span>ls<span class=\"_ _29f\"> </span>Acquisitions<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e tw<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he year to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025.<span class=\"_ _29f\"> </span>Med<span class=\"_ _0\"></span>iFin<span class=\"_ _0\"></span>tech L<span class=\"_ _0\"></span>td, 1 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>red 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>0% of t<span class=\"_ _0\"></span>he share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h Ltd, a com<span class=\"_ _0\"></span>pany t<span class=\"_ _0\"></span>hat pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed NHS p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>cal su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>sis to N<span class=\"_ _0\"></span>HS pen<span class=\"_ _0\"></span>sion m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a35 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>. \u00a32 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s paid on ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on and a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d \u00a33 mil<span class=\"_ _0\"></span>lion is<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in st<span class=\"_ _0\"></span>age<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>t, s<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>ird an<span class=\"_ _0\"></span>d four<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h anni<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y date<span class=\"_ _0\"></span>s pos<span class=\"_ _0\"></span>t com<span class=\"_ _0\"></span>plet<span class=\"_ _0\"></span>ion d<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>n busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t it has con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>his ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>ch Ltd<span class=\"_ _0\"></span>\u2019s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom 1 Apr<span class=\"_ _0\"></span>il 2025.<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, 3 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 3 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uired 3<span class=\"_ _0\"></span>0% of the sh<span class=\"_ _0\"></span>are ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d for \u00a33 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l and in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce and co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t has si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e but n<span class=\"_ _0\"></span>ot cont<span class=\"_ _0\"></span>rol of t<span class=\"_ _0\"></span>his en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>y. It t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>hare of t<span class=\"_ _0\"></span>he pos<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>ax pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y met<span class=\"_ _0\"></span>hod of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing. Su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ter<span class=\"_ _0\"></span>ms be<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup int<span class=\"_ _0\"></span>ends to acq<span class=\"_ _0\"></span>uire th<span class=\"_ _0\"></span>e rema<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed in 2027<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span>Acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in th<span class=\"_ _0\"></span>e prior y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here were t<span class=\"_ _0\"></span>wo a<span class=\"_ _0\"></span>cquisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year en<span class=\"_ _0\"></span>ded 31 Dece<span class=\"_ _0\"></span>mber 2024. On 5 Se<span class=\"_ _0\"></span>ptem<span class=\"_ _0\"></span>ber 2024, Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span> acq<span class=\"_ _0\"></span>uired 100<span class=\"_ _0\"></span>% of the sha<span class=\"_ _0\"></span>re capi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l of Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted (fo<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>rly N<span class=\"_ _0\"></span>uWealt<span class=\"_ _0\"></span>h Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a36 milli<span class=\"_ _0\"></span>on. On 29 Oc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>ber 2024, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired 35% of the sh<span class=\"_ _0\"></span>are cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Bea<span class=\"_ _0\"></span>ls Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tga<span class=\"_ _0\"></span>ge and F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d, and 9.4% of th<span class=\"_ _0\"></span>e share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal of i<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, Clin<span class=\"_ _0\"></span>ton Kenna<span class=\"_ _0\"></span>rd A<span class=\"_ _0\"></span>ssociates<span class=\"_ _7\"></span> Ltd.<span class=\"_ _29f\"> </span>Disposals<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>ls of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r or th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>or year.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-394": {
   "value": "6: Business comb<span class=\"_ _7\"></span>i<span class=\"_ _0\"></span>natio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s, acquisitio<span class=\"_ _7\"></span>n<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spo<span class=\"_ _1\"></span>sa<span class=\"_ _0\"></span>ls<span class=\"_ _29f\"> </span>Acquisitions<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e tw<span class=\"_ _0\"></span>o acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ions du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he year to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025.<span class=\"_ _29f\"> </span>Med<span class=\"_ _0\"></span>iFin<span class=\"_ _0\"></span>tech L<span class=\"_ _0\"></span>td, 1 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>red 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>0% of t<span class=\"_ _0\"></span>he share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>of Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h Ltd, a com<span class=\"_ _0\"></span>pany t<span class=\"_ _0\"></span>hat pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>ed NHS p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>cal su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t and an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>sis to N<span class=\"_ _0\"></span>HS pen<span class=\"_ _0\"></span>sion m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a35 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>. \u00a32 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s paid on ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on and a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d \u00a33 mil<span class=\"_ _0\"></span>lion is<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in st<span class=\"_ _0\"></span>age<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>t, s<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>nd, th<span class=\"_ _0\"></span>ird an<span class=\"_ _0\"></span>d four<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h anni<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y date<span class=\"_ _0\"></span>s pos<span class=\"_ _0\"></span>t com<span class=\"_ _0\"></span>plet<span class=\"_ _0\"></span>ion d<span class=\"_ _0\"></span>epen<span class=\"_ _0\"></span>dent o<span class=\"_ _0\"></span>n busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t it has con<span class=\"_ _0\"></span>trol of t<span class=\"_ _0\"></span>his ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span>ly Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>ch Ltd<span class=\"_ _0\"></span>\u2019s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom 1 Apr<span class=\"_ _0\"></span>il 2025.<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, 3 A<span class=\"_ _0\"></span>pril 2025<span class=\"_ _29f\"> </span>On 3 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>acq<span class=\"_ _0\"></span>uired 3<span class=\"_ _0\"></span>0% of the sh<span class=\"_ _0\"></span>are ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d for \u00a33 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied o<span class=\"_ _0\"></span>ut an a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l and in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>ce and co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t has si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>uenc<span class=\"_ _0\"></span>e but n<span class=\"_ _0\"></span>ot cont<span class=\"_ _0\"></span>rol of t<span class=\"_ _0\"></span>his en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>y. It t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore acc<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he ho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>g as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for i<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>hare of t<span class=\"_ _0\"></span>he pos<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>ax pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s or lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iates L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y met<span class=\"_ _0\"></span>hod of acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing. Su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain ter<span class=\"_ _0\"></span>ms be<span class=\"_ _0\"></span>ing met<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup int<span class=\"_ _0\"></span>ends to acq<span class=\"_ _0\"></span>uire th<span class=\"_ _0\"></span>e rema<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al of Dig<span class=\"_ _0\"></span>by A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed in 2027<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span>Acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in th<span class=\"_ _0\"></span>e prior y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here were t<span class=\"_ _0\"></span>wo a<span class=\"_ _0\"></span>cquisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year en<span class=\"_ _0\"></span>ded 31 Dece<span class=\"_ _0\"></span>mber 2024. On 5 Se<span class=\"_ _0\"></span>ptem<span class=\"_ _0\"></span>ber 2024, Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span> acq<span class=\"_ _0\"></span>uired 100<span class=\"_ _0\"></span>% of the sha<span class=\"_ _0\"></span>re capi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l of Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Limi<span class=\"_ _0\"></span>ted (fo<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>rly N<span class=\"_ _0\"></span>uWealt<span class=\"_ _0\"></span>h Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>for a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u00a36 milli<span class=\"_ _0\"></span>on. On 29 Oc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>ber 2024, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired 35% of the sh<span class=\"_ _0\"></span>are cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Bea<span class=\"_ _0\"></span>ls Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tga<span class=\"_ _0\"></span>ge and F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d, and 9.4% of th<span class=\"_ _0\"></span>e share c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal of i<span class=\"_ _0\"></span>ts su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y, Clin<span class=\"_ _0\"></span>ton Kenna<span class=\"_ _0\"></span>rd A<span class=\"_ _0\"></span>ssociates<span class=\"_ _7\"></span> Ltd.<span class=\"_ _29f\"> </span>Disposals<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l disp<span class=\"_ _0\"></span>osa<span class=\"_ _0\"></span>ls of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt yea<span class=\"_ _0\"></span>r or th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>or year.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-333": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls4 ws0 gs269\">7<span class=\"_ _9\"></span>: A<span class=\"_ _0\"></span>lternative perfo<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ma<span class=\"_ _0\"></span>nce m<span class=\"_ _1\"></span>easu<span class=\"_ _0\"></span>res<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs26a\">7(a): Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax a<span class=\"_ _0\"></span>nd rec<span class=\"_ _0\"></span>onci<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on to pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it af<span class=\"_ _0\"></span>ter t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs26b\">Ba<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f prep<span class=\"_ _0\"></span>arati<span class=\"_ _0\"></span>on of ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs26c\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x is one of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s alter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>(\u201cA<span class=\"_ _0\"></span>PMs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs26d\">rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted for sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic item<span class=\"_ _0\"></span>s that ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>rs to be </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs26e\">ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>ide of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s norm<span class=\"_ _0\"></span>al ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions or o<span class=\"_ _0\"></span>ne-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f in na<span class=\"_ _0\"></span>ture, as d<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>iled in n<span class=\"_ _0\"></span>ote 7(b). Adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs26f\">be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax do<span class=\"_ _0\"></span>es not p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide a co<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te pic<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>re of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>nce, w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>s disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs270\">in t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come, b<span class=\"_ _0\"></span>ut is i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tead in<span class=\"_ _0\"></span>tende<span class=\"_ _0\"></span>d to prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>e addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws53 gs271\">comparabili<span class=\"_ _0\"></span>ty and unders<span class=\"_ _0\"></span>tanding of the f<span class=\"_ _0\"></span>inancial results<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs272\"><table class=\"s wba hb2\" id=\"_0cd617fb-1f39-4bf8-bc73-a08f1e0374cc\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2533 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x372 h7 y2533 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2534 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2534 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2535 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2535 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2536 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2536 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2536 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2537 wbb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x37a y2537 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37b y2537 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">148<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 wbc ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x29e y2538 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">47<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37c y2538 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 wbd ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">He<span class=\"_ _0\"></span>ad Offi<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x37d y2539 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37e y2539 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a wbe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37f y253b wbf ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">8(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y253a w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">207<span class=\"_ _29f\"> </span></div></td><td class=\"c n x381 y253a w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">196<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x382 h1b y253c ff100 fs12 fc1 sc0 lsa2 wsa2\">Adjus<span class=\"_ _0\"></span>ting <span class=\"_ _1\"></span>items:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24e6 wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x383 y253d wc1 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y24e6 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x354 y24e6 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 wc2 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x384 y253e wc3 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x385 y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x386 y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f wc4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sk<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ed Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iew<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y2540 wc5 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x389 y253f w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38a y2542 wc7 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y2541 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38b y2541 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(76)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 wc8 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other cus<span class=\"_ _0\"></span>tomer<span class=\"_ _7\"></span> remediat<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38c y2543 wc9 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38d y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38e y24b6 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 wca ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s (Z<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>/GB<span class=\"_ _0\"></span>P)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38f y2544 wc7 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x390 y2500 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x391 y2500 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x392 y2528 wcc ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27f y24ec w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x393 y24ec w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(90)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee wcd ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x394 y24ef wce ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x395 y24ee w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x396 y24ee w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 wcf ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ting i<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>s bef<span class=\"_ _0\"></span>ore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x397 y24b9 w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(44)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x398 y24b9 wd0 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(256)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w47 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax at<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retu<span class=\"_ _0\"></span>rns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x262 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">163<span class=\"_ _29f\"> </span></div></td><td class=\"c n x263 y24ba w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 wd1 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax attr<span class=\"_ _0\"></span>ibutable t<span class=\"_ _1\"></span>o poli<span class=\"_ _1\"></span>c<span class=\"_ _0\"></span>yholder<span class=\"_ _1\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y24f4 w57 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x297 y24f3 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">161<span class=\"_ _29f\"> </span></div></td><td class=\"c n x399 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">95<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 wd2 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">IF<span class=\"_ _0\"></span>RS pr<span class=\"_ _0\"></span>ofi<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x39a y24f5 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25e y24f5 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wd3 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>come t<span class=\"_ _0\"></span>ax e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39b y24be w57 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39c y24bc wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(204)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x38b y24bc w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(69)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wd5 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">IF<span class=\"_ _0\"></span>RS pr<span class=\"_ _0\"></span>ofi<span class=\"_ _0\"></span>t/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) af<span class=\"_ _0\"></span>ter t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x262 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">120<span class=\"_ _29f\"> </span></div></td><td class=\"c n x263 y24bf w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(34)<span class=\"_ _29f\"> </span></div></td></tr></table></div>7(b): Adjusting items T<span class=\"_ _0\"></span>he adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ma<span class=\"_ _0\"></span>de to the Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s IFR<span class=\"_ _0\"></span>S prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t befo<span class=\"_ _0\"></span>re tax to c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x are detailed below.<span class=\"_ _29f\"> </span>7(b)<span class=\"_ _0\"></span>(i)<span class=\"_ _0\"></span>: Imp<span class=\"_ _0\"></span>act o<span class=\"_ _0\"></span>f acqu<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>tion an<span class=\"_ _0\"></span>d dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>al-<span class=\"_ _0\"></span>re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>untin<span class=\"_ _0\"></span>g<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>excl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>any im<span class=\"_ _0\"></span>pai<span class=\"_ _0\"></span>rmen<span class=\"_ _0\"></span>t of good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l from ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it as wel<span class=\"_ _0\"></span>l as the am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion and<span class=\"_ _0\"></span> impairmen<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> of acquired intangible asse<span class=\"_ _0\"></span>ts, f<span class=\"_ _0\"></span>inance cost<span class=\"_ _0\"></span>s r<span class=\"_ _1\"></span>elated to the discounting of<span class=\"_ _1\"></span> contingent consideration<span class=\"_ _1\"></span> and incidental ite<span class=\"_ _1\"></span>ms re<span class=\"_ _1\"></span>lating t<span class=\"_ _1\"></span>o past disposals.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>hese a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>e adjus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t are summ<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>sed be<span class=\"_ _0\"></span>low. <table class=\"s wd6 hb3\" id=\"_9c149472-ec75-40f7-b34f-fc67727bf2c0\"><tr><td></td><td class=\"t m0 x230 h7 y2545 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y2545 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y2546 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2546 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2547 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2547 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2548 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2548 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f5 wd7 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> acquir<span class=\"_ _1\"></span>ed intangible<span class=\"_ _1\"></span> assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y24f5 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y24f5 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wd8 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> acquir<span class=\"_ _1\"></span>ed adviser schemes<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wd9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> impact of acquisition and dispos<span class=\"_ _0\"></span>al-r<span class=\"_ _0\"></span>elated accounting<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39f y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3a0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td></tr></table>7(b<span class=\"_ _1\"></span>)(ii)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Business transformation costs<span class=\"_ _29f\"> </span>In 2025, b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s tota<span class=\"_ _0\"></span>lle<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>\u00a331 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a326 mill<span class=\"_ _0\"></span>ion), th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>al comp<span class=\"_ _0\"></span>onen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span> of w<span class=\"_ _0\"></span>hich a<span class=\"_ _0\"></span>re des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span>Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Sim<span class=\"_ _0\"></span>plif<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts \u2013 2025: \u00a3<span class=\"_ _0\"></span>30 mi<span class=\"_ _0\"></span>llion<span class=\"_ _0\"></span>, 2024: \u00a3<span class=\"_ _0\"></span>24 millio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up achi<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s tar<span class=\"_ _0\"></span>get to deli<span class=\"_ _0\"></span>ver \u00a3<span class=\"_ _0\"></span>50 mill<span class=\"_ _0\"></span>ion of an<span class=\"_ _0\"></span>nuali<span class=\"_ _0\"></span>sed cos<span class=\"_ _0\"></span>t sa<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ngs as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s Simp<span class=\"_ _0\"></span>lif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>ogra<span class=\"_ _0\"></span>mme. F<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er mod<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t impl<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tion co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s are e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted du<span class=\"_ _0\"></span>ring<span class=\"_ _0\"></span> 2026 to compl<span class=\"_ _0\"></span>ete the A<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice and Wea<span class=\"_ _0\"></span>lth T<span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n Progr<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>s and for t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inal cl<span class=\"_ _0\"></span>osure co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s for Busines<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> Simplif<span class=\"_ _0\"></span>icat<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span>In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t in busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s cost<span class=\"_ _0\"></span>s \u2013 2025: \u00a31 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>, 2024: \u00a3<span class=\"_ _0\"></span>2 milli<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>ts of \u00a31 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion (2024: \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) w<span class=\"_ _0\"></span>ere incu<span class=\"_ _0\"></span>rred a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e Group co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>ues to ena<span class=\"_ _0\"></span>ble an<span class=\"_ _0\"></span>d supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iser<span class=\"_ _0\"></span>s and c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d impro<span class=\"_ _0\"></span>ve pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y thr<span class=\"_ _0\"></span>ough b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>ter u<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>sat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f tec<span class=\"_ _0\"></span>hnol<span class=\"_ _0\"></span>og<span class=\"_ _0\"></span>y. Thi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t was e<span class=\"_ _0\"></span>xclud<span class=\"_ _0\"></span>ed from a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it as ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed it to be ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>side of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s no<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and o<span class=\"_ _0\"></span>ne-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f in na<span class=\"_ _0\"></span>ture.<span class=\"_ _29f\"> </span>7(b<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>(iii):<span class=\"_ _1\"></span> Skilled<span class=\"_ _1\"></span> Person R<span class=\"_ _1\"></span>eview<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, there we<span class=\"_ _0\"></span>re no Ski<span class=\"_ _0\"></span>lled Pe<span class=\"_ _0\"></span>rso<span class=\"_ _0\"></span>n Rev<span class=\"_ _0\"></span>iew cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (2024: \u00a3<span class=\"_ _7\"></span>10 <span class=\"_ _1\"></span>mill<span class=\"_ _0\"></span>ion). Pri<span class=\"_ _0\"></span>or year co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>ts of in<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al reso<span class=\"_ _0\"></span>urces to su<span class=\"_ _0\"></span>ppor<span class=\"_ _0\"></span>t a<span class=\"_ _0\"></span>nd per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on Rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w of his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al dat<span class=\"_ _0\"></span>a and pra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tice<span class=\"_ _0\"></span>s acros<span class=\"_ _0\"></span>s the Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Plann<span class=\"_ _0\"></span>ing net<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ork of A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inted<span class=\"_ _0\"></span> Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>is cos<span class=\"_ _0\"></span>t was excl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d from ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it as man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt consi<span class=\"_ _0\"></span>dere<span class=\"_ _0\"></span>d it to be ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>ide of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s nor<span class=\"_ _0\"></span>mal op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s and on<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f in n<span class=\"_ _0\"></span>ature<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>7(b<span class=\"_ _1\"></span>)(i<span class=\"_ _0\"></span>v):<span class=\"_ _1\"></span> Customer remediation exercise<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or 2025, a cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion cre<span class=\"_ _0\"></span>dit ha<span class=\"_ _0\"></span>s been re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised of \u00a3<span class=\"_ _0\"></span>20 mill<span class=\"_ _0\"></span>ion (2024: cos<span class=\"_ _0\"></span>t of \u00a376 <span class=\"_ _1\"></span>mill<span class=\"_ _0\"></span>ion). <div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs274\">T<span class=\"_ _0\"></span>he cur<span class=\"_ _0\"></span>rent yea<span class=\"_ _0\"></span>r credi<span class=\"_ _0\"></span>t repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s a \u00a32<span class=\"_ _0\"></span>2 milli<span class=\"_ _0\"></span>on redu<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion in t<span class=\"_ _0\"></span>he cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er remed<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion exerc<span class=\"_ _0\"></span>ise </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs275\">pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion du<span class=\"_ _0\"></span>e to chan<span class=\"_ _0\"></span>ges ma<span class=\"_ _0\"></span>de to ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>rent v<span class=\"_ _0\"></span>iew of e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>xper<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ce, par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t by a cos<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs276\">of \u00a32 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n for the un<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>ding of<span class=\"_ gs26\"> </span>di<span class=\"_ _0\"></span>scou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions us<span class=\"_ _0\"></span>ed to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs277\">cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n incl<span class=\"_ _0\"></span>ude t<span class=\"_ _0\"></span>he prop<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>ope of t<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>iew a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs278\">th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ates o<span class=\"_ _0\"></span>n redre<span class=\"_ _0\"></span>ss pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le wh<span class=\"_ _0\"></span>ich are a<span class=\"_ _0\"></span>lig<span class=\"_ _0\"></span>ned to t<span class=\"_ _0\"></span>he upd<span class=\"_ _0\"></span>ated F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ombu<span class=\"_ _0\"></span>dsme<span class=\"_ _0\"></span>n Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs279\">po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y. Bot<span class=\"_ _0\"></span>h of the<span class=\"_ _0\"></span>se ha<span class=\"_ _0\"></span>ve resu<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>d in a dec<span class=\"_ _0\"></span>rease o<span class=\"_ _0\"></span>f the to<span class=\"_ _0\"></span>tal a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t of cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re ant<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>ated t<span class=\"_ _0\"></span>o </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs27a\">be<span class=\"_ gs26\"> </span>i<span class=\"_ _0\"></span>ncur<span class=\"_ _0\"></span>red as pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of the cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e. The un<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>ding of dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ting re<span class=\"_ _0\"></span>fl<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs27b\">pa<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>age of tim<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sin<span class=\"_ _0\"></span>ce 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2024 whe<span class=\"_ _0\"></span>n calc<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ting th<span class=\"_ _0\"></span>e pres<span class=\"_ _0\"></span>ent va<span class=\"_ _0\"></span>lue of fu<span class=\"_ _0\"></span>ture co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs27c\">pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es of de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ning th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of the pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion as at 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25. S<span class=\"_ _0\"></span>ee note 3<span class=\"_ _0\"></span>0 for fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs27d\">de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>. Char<span class=\"_ _0\"></span>ges and c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>ts rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>are exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs231\">pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t as ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rs t<span class=\"_ _0\"></span>he exerc<span class=\"_ _0\"></span>ise to b<span class=\"_ _0\"></span>e out<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>de of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s n<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>al ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs232\">on<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f in na<span class=\"_ _0\"></span>ture.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs27e\">7(b<span class=\"_ _1\"></span>)(v): Other customer remediation<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs234\">Li<span class=\"_ _0\"></span>ghth<span class=\"_ _0\"></span>ouse p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>n tran<span class=\"_ _0\"></span>sfe<span class=\"_ _0\"></span>r adv<span class=\"_ _0\"></span>ice pro<span class=\"_ _0\"></span>visi<span class=\"_ _0\"></span>on \u2013 2025: \u00a3n<span class=\"_ _0\"></span>il, 2024<span class=\"_ _0\"></span>: \u00a33 mill<span class=\"_ _0\"></span>ion cr<span class=\"_ _0\"></span>edit<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs235\">F<span class=\"_ _0\"></span>or 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>, a cred<span class=\"_ _0\"></span>it of \u00a33 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n relate<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>a non<span class=\"_ _0\"></span>-B<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>tish Ste<span class=\"_ _0\"></span>el Pens<span class=\"_ _0\"></span>ion Sc<span class=\"_ _0\"></span>heme re<span class=\"_ _0\"></span>dres<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n relea<span class=\"_ _0\"></span>se </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs236\">as a resu<span class=\"_ _0\"></span>lt of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>nges in as<span class=\"_ _0\"></span>sum<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns use<span class=\"_ _0\"></span>d to per<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m the c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ions an<span class=\"_ _0\"></span>d marke<span class=\"_ _0\"></span>t move<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs237\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e pens<span class=\"_ _0\"></span>ion sc<span class=\"_ _0\"></span>heme v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s duri<span class=\"_ _0\"></span>ng 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>. For 2025<span class=\"_ _0\"></span>, ther<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>were n<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>is prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n that<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs238\">imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther d<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ils of the p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision a<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed in note 3<span class=\"_ _0\"></span>0.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff106 fsb fc1 sc0 ls60 ws70 gs27f\">7(b)<span class=\"_ _0\"></span>(vi<span class=\"_ _0\"></span>): Exc<span class=\"_ _0\"></span>hang<span class=\"_ _0\"></span>e <span class=\"_ _7\"></span>ra<span class=\"_ _0\"></span>te movem<span class=\"_ _0\"></span>ents (<span class=\"_ _0\"></span>Z<span class=\"_ _0\"></span>AR<span class=\"_ _3\"></span>/GB<span class=\"_ _0\"></span>P)<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs23a\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, there w<span class=\"_ _0\"></span>as no inco<span class=\"_ _0\"></span>me or cos<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed (2024: \u00a3<span class=\"_ _7\"></span>1 mil<span class=\"_ _0\"></span>lion in<span class=\"_ _0\"></span>come) due to fore<span class=\"_ _0\"></span>ign exc<span class=\"_ _0\"></span>hange </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23b\">mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s on ca<span class=\"_ _0\"></span>sh hel<span class=\"_ _0\"></span>d in Sou<span class=\"_ _0\"></span>th A<span class=\"_ _0\"></span>fr<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>n Ran<span class=\"_ _0\"></span>d in prep<span class=\"_ _0\"></span>arat<span class=\"_ _0\"></span>ion f<span class=\"_ _0\"></span>or pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ends to<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23c\">sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s. Ca<span class=\"_ _0\"></span>sh was c<span class=\"_ _0\"></span>onve<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted to So<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>h Afr<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>an Ran<span class=\"_ _0\"></span>d upo<span class=\"_ _0\"></span>n anno<span class=\"_ _0\"></span>uncem<span class=\"_ _0\"></span>ent of t<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs23d\">pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>e an econ<span class=\"_ _0\"></span>omic he<span class=\"_ _0\"></span>dge for th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e foreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in 2024 were </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs280\">fu<span class=\"_ _0\"></span>lly of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t by an equ<span class=\"_ _0\"></span>al amou<span class=\"_ _0\"></span>nt tak<span class=\"_ _0\"></span>en direc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly to ret<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs23f\">7(b<span class=\"_ _1\"></span>)(vii)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Policyholde<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span> tax adjustments<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs218\">F<span class=\"_ _0\"></span>or 2025, th<span class=\"_ _0\"></span>e total a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t of poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t is a charg<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs219\">(2024: \u00a390 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cre<span class=\"_ _0\"></span>dit)<span class=\"_ _0\"></span>. Adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>are ma<span class=\"_ _0\"></span>de to remov<span class=\"_ _0\"></span>e dis<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons due to t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21a\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e recei<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s to fun<span class=\"_ _0\"></span>d the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y (w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21b\">inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s in<span class=\"_ _0\"></span>come) whi<span class=\"_ _0\"></span>ch may v<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y in tim<span class=\"_ _0\"></span>ing to the re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of the co<span class=\"_ _0\"></span>rresp<span class=\"_ _0\"></span>ond<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21c\">ta<span class=\"_ _0\"></span>x ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>e, crea<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g vola<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs242\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span>es to the uni<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>cing p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y rel<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g to <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x char<span class=\"_ _0\"></span>ges in 202<span class=\"_ _1\"></span>4. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs243\">A<span class=\"_ _0\"></span>s<span class=\"_ gs26\"> </span>ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d, thi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>has si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y redu<span class=\"_ _0\"></span>ced the v<span class=\"_ _0\"></span>olat<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>ese ti<span class=\"_ _0\"></span>ming di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>, and in tur<span class=\"_ _0\"></span>n, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21f\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>valu<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>of the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>ax adj<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts in 2025<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls3 ws53 gs244\">7(b)(viii)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Finance costs </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs245\">T<span class=\"_ _0\"></span>he natu<span class=\"_ _0\"></span>re of much of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s mean<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t, fo<span class=\"_ _0\"></span>r manage<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s deci<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>-ma<span class=\"_ _0\"></span>kin<span class=\"_ _0\"></span>g and </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls53 ws17 gs9f\">internal per<span class=\"_ _0\"></span>formance management, the ef<span class=\"_ _0\"></span>fect<span class=\"_ _0\"></span>s of<span class=\"_ _1\"></span> interest cost<span class=\"_ _0\"></span>s on<span class=\"_ _1\"></span> subordinated debt are<span class=\"_ _1\"></span> removed </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gsa0\">wh<span class=\"_ _0\"></span>en cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t. F<span class=\"_ _0\"></span>or 2025, f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s were \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>8 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>18 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs282\">7(c): Re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iliat<span class=\"_ _0\"></span>ion of I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S inco<span class=\"_ _0\"></span>me and e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s to \u201c<span class=\"_ _0\"></span>T<span class=\"_ _7\"></span>o<span class=\"_ _0\"></span>tal n<span class=\"_ _0\"></span>et reve<span class=\"_ _0\"></span>nue<span class=\"_ _0\"></span>\u201d and \u201c<span class=\"_ _0\"></span>Op<span class=\"_ _0\"></span>erati<span class=\"_ _0\"></span>ng ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>\u201d wi<span class=\"_ _0\"></span>thin a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs283\">T<span class=\"_ _0\"></span>his reco<span class=\"_ _0\"></span>ncil<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on show<span class=\"_ _0\"></span>s how ea<span class=\"_ _0\"></span>ch line of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s I<span class=\"_ _0\"></span>FR<span class=\"_ _0\"></span>S incom<span class=\"_ _0\"></span>e and ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>es are all<span class=\"_ _0\"></span>oc<span class=\"_ _0\"></span>ated to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s A<span class=\"_ _0\"></span>PMs: Net m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent fe<span class=\"_ _0\"></span>es, O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r reven<span class=\"_ _0\"></span>ue, Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt reve<span class=\"_ _0\"></span>nue, T<span class=\"_ _7\"></span>o<span class=\"_ _0\"></span>tal n<span class=\"_ _0\"></span>et reve<span class=\"_ _0\"></span>nue and O<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs284\">ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, whic<span class=\"_ _0\"></span>h are all def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned on p<span class=\"_ _0\"></span>ages 1<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>5 and 1<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>6 and for<span class=\"_ _0\"></span>m the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>it b<span class=\"_ _0\"></span>efore t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. The tot<span class=\"_ _0\"></span>al col<span class=\"_ _0\"></span>umn in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>ble be<span class=\"_ _0\"></span>low, do<span class=\"_ _0\"></span>wn to \u201cP<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to share<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der retu<span class=\"_ _0\"></span>rns<span class=\"_ _0\"></span>\u201d, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs285\">reco<span class=\"_ _0\"></span>ncil<span class=\"_ _0\"></span>es to ea<span class=\"_ _0\"></span>ch lin<span class=\"_ _0\"></span>e of the co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>temen<span class=\"_ _0\"></span>t of comp<span class=\"_ _0\"></span>rehen<span class=\"_ _0\"></span>siv<span class=\"_ _0\"></span>e inco<span class=\"_ _0\"></span>me. Al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons ar<span class=\"_ _0\"></span>e deter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d by ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d aim to sh<span class=\"_ _0\"></span>ow the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>ources o<span class=\"_ _0\"></span>f prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t (<span class=\"_ _1\"></span>net o<span class=\"_ _0\"></span>f rele<span class=\"_ _0\"></span>vant d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ly at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>uta<span class=\"_ _0\"></span>ble </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs286\">ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses). Th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>lloc<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons rem<span class=\"_ _0\"></span>ain cons<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tent fro<span class=\"_ _0\"></span>m year to yea<span class=\"_ _0\"></span>r to <span class=\"_ _1\"></span>ens<span class=\"_ _0\"></span>ure comp<span class=\"_ _0\"></span>arab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, un<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>s othe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wis<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs287\"><table class=\"s wda hb4\" id=\"_11c91917-bd93-4650-9223-ffecbed078f9\"><tr><td></td><td class=\"t m0 x3a1 h7 y2549 fffb fs5 fc3 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t mgm<span class=\"_ _0\"></span>t.<span class=\"_ _0\"></span> </td><td class=\"t m0 x3a2 h7 y2549 fffb fs5 fc3 sc0 ls102 ws114\">Other </td><td class=\"t m0 x3a3 h7 y2549 fffb fs5 fc3 sc0 ls102 ws114\">Investment </td><td class=\"t m0 x3a4 h7 y2549 fffb fs5 fc3 sc0 ls4 ws99\">T<span class=\"_ _1\"></span>otal net </td><td class=\"t m0 x3a5 h7 y2549 fffb fs5 fc3 sc0 ls54 ws55\">Operating </td><td class=\"t m0 x3a6 h7 y2549 ff106 fs5 fc3 sc0 ls12d ws14f\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t </td><td class=\"t m0 x3a7 h7 y2549 fffb fs5 fc3 sc0 lscb ws20\">Consol. of </td><td></td></tr><tr><td></td><td class=\"c x3a9 y254b wdb hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls106 ws119\">fees</div><div class=\"t m0 x3a8 h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"c x3ab y254b wdc hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3aa h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"c x2be y254b wdd hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3ac h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"c x3ae y254b wde hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3ad h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"c x3b0 y254b wdf hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls21 ws1e\">expenses</div><div class=\"t m0 x3af h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"t m0 x3b1 h7 y254c fffb fs5 fc3 sc0 ls4b wsd0\">before<span class=\"_ _1\"></span> tax<span class=\"_ _29f\"> </span></td><td class=\"c x3b3 y254b we0 hb5\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls54 ws55\">funds</div><div class=\"t m0 x3b2 h1c y254a fffb fs13 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y254c fffb fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y254d fffb fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></td><td class=\"t m0 x3b4 h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2cd h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2ce h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2cf h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y254d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y254e fffb fs12 fc3 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y254f w22 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b5 y254f w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">739<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b6 y254f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">92<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b7 y254f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b8 y254f w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">831<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b9 y254f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ba y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">831<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bb y254f w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(98)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bc y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">733<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2550 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3be y2550 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bf y2550 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,120<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c0 y2550 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c1 y2550 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,242<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c2 y2550 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c3 y2550 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,244<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c4 y2550 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1,363<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c5 y2550 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">8,607<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2551 w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c6 y2551 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c7 y2551 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c8 y2551 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c9 y2551 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ca y2551 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y2551 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cc y2551 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cd y2551 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2552 w2b ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ce y2552 w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">788<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cf y2552 w97 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">7,213<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d0 y2552 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d1 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">8,074<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d2 y2552 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d3 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">8,096<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d4 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">1,268<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d5 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">9,364<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2553 fffb fs12 fc3 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2554 w2e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t clai<span class=\"_ _0\"></span>ms ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d6 y2554 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d7 y2554 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d8 y2554 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d9 y2554 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3da y2554 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3db y2554 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3dc y2554 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3dd y2554 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2538 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3df y2538 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e0 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,116)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e1 y2538 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e2 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e3 y2538 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e4 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e5 y2538 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e6 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w35 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses and other acquis<span class=\"_ _1\"></span>ition cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e7 y2555 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(52)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e8 y2555 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e9 y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ea y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3eb y2555 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ec y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(51)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ed y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ee y2555 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(51)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2556 w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ef y2556 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f0 y2556 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f1 y2556 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f2 y2556 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f3 y2556 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f4 y2556 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f5 y2556 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f6 y2556 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f7 y2557 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f8 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f9 y2557 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fa y2557 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fb y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(539)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fc y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(555)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fd y2557 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(45)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fe y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(600)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ff y2558 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x400 y2558 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x401 y2558 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x402 y2558 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x403 y2558 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x404 y2558 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x405 y2558 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x406 y2558 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2559 w3f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">T<span class=\"_ _7\"></span>otal expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x407 y2559 w48 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(87)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x408 y2559 wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(7,114)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x409 y2559 w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40a y2559 wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(7,211)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40b y2559 wd0 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(562)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40c y2559 wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(7,773)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40d y2559 wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(1,268)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40e y2559 wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(9,041)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w42 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sha<span class=\"_ _0\"></span>re of pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r tax o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates<span class=\"_ _29f\"> </span></div></td><td class=\"c n x40f y253f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x410 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x411 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x412 y253f w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x413 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x414 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x415 y253f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x416 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w45 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x417 y2510 w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">701<span class=\"_ _29f\"> </span></div></td><td class=\"c n x418 y2510 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x419 y2510 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41a y2510 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">864<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41b y2510 wd0 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(540)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41c y2510 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41d y2510 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41e y2510 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y255a w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41f y255a w39 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x420 y255a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x421 y255a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x422 y255a we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2de y255a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x423 y255a we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x424 y255a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x425 y255a we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 we5 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>re tax a<span class=\"_ _0\"></span>ttr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>reh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>r ret<span class=\"_ _0\"></span>urns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x426 y2500 w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">540<span class=\"_ _29f\"> </span></div></td><td class=\"c n x427 y2500 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x428 y2500 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x429 y2500 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">703<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42a y2500 wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(540)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42b y2500 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">163<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42c y2500 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42d y2500 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">163<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y255b ff100 fs12 fc1 sc0 lsa2 wsa2\">Adjus<span class=\"_ _0\"></span>ting <span class=\"_ _1\"></span>items:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42e y24ee w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42f y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x431 y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x432 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x433 y24ee w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b9 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42e y24b9 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42f y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y24b9 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x431 y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x432 y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x433 y24b9 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2504 wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x434 y2504 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x435 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x436 y2504 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x437 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x438 y2504 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x439 y2504 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43a y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43b y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43c y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43d y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43e y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x43f y24f3 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ff y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x400 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x401 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x402 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x440 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x441 y2506 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2507 we7 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _29f\"> </span></div></td><td class=\"c n x442 y2507 we8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f1 y2507 w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f2 y2507 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x443 y2507 w8d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x444 y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">46<span class=\"_ _29f\"> </span></div></td><td class=\"c n x445 y2507 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf wbe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td class=\"c n x417 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x418 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x419 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41a y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">701<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41b y24bf wd0 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(494)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x41c y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">207<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs288\">1 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs289\">T<span class=\"_ _0\"></span>he AP<span class=\"_ _0\"></span>Ms \u201c<span class=\"_ _0\"></span>Net m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u201d, \u201cO<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rev<span class=\"_ _0\"></span>enu<span class=\"_ _0\"></span>e\u201d, \u201c<span class=\"_ _0\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt re<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>ue\u201d, \u201c<span class=\"_ _0\"></span>Tot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t rev<span class=\"_ _0\"></span>enu<span class=\"_ _0\"></span>e\u201d an<span class=\"_ _0\"></span>d \u201cO<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ing e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s\u201d a<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ted o<span class=\"_ _0\"></span>n wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>w.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs28a\">2 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs28b\">Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of f<span class=\"_ _0\"></span>unds s<span class=\"_ _0\"></span>how<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e gro<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ng up i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p\u2019s p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss as a r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s requ<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, as de<span class=\"_ _0\"></span>scr<span class=\"_ _0\"></span>ib<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in no<span class=\"_ _0\"></span>te 5(a) to t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s 202<span class=\"_ _0\"></span>5 An<span class=\"_ _0\"></span>nual R<span class=\"_ _0\"></span>epo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>sin<span class=\"_ _0\"></span>g up is e<span class=\"_ _0\"></span>xclu<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t. </div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs28c\">3 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs28d\">Re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n net m<span class=\"_ _0\"></span>ana<span class=\"_ _0\"></span>geme<span class=\"_ _0\"></span>nt fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n of \u00a349 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s \u00a32<span class=\"_ _0\"></span>8 mil<span class=\"_ _0\"></span>lion i<span class=\"_ _0\"></span>nte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>ome o<span class=\"_ _0\"></span>n inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d for t<span class=\"_ _0\"></span>he be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t of po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d \u00a321 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on ne<span class=\"_ _0\"></span>t inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come o<span class=\"_ _0\"></span>n cli<span class=\"_ _0\"></span>ent m<span class=\"_ _0\"></span>one<span class=\"_ _0\"></span>y ba<span class=\"_ _0\"></span>lanc<span class=\"_ _0\"></span>es. C<span class=\"_ _0\"></span>han<span class=\"_ _0\"></span>ge in in<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>ra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs28e\">of<span class=\"_ gs28f\"> </span>\u00a319 mill<span class=\"_ _0\"></span>ion re<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t of in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e pai<span class=\"_ _0\"></span>d to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he n<span class=\"_ _0\"></span>et ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce of \u00a3<span class=\"_ _0\"></span>30 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e on cu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ome<span class=\"_ _0\"></span>r bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p for 202<span class=\"_ _0\"></span>5. T<span class=\"_ _0\"></span>he \u00a37<span class=\"_ _0\"></span>3 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n les<span class=\"_ _0\"></span>s \u00a31<span class=\"_ _7\"></span>0 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>hang<span class=\"_ _0\"></span>e in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs290\">con<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ gs28f\"> </span>lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es pa<span class=\"_ _0\"></span>id to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs o<span class=\"_ _0\"></span>n tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal c<span class=\"_ _0\"></span>ash b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce<span class=\"_ _0\"></span>s, as r<span class=\"_ _0\"></span>epo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent r<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>nue<span class=\"_ _0\"></span>, repr<span class=\"_ _0\"></span>ese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s \u00a363 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on of ne<span class=\"_ _0\"></span>t int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e on sh<span class=\"_ _0\"></span>areh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs292\"><table class=\"s we9 hb6\" id=\"_ef5837b0-ced9-4479-9768-b7ea39d45737\"><tr><td></td><td class=\"t m0 x3a1 h7 y255c fffb fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t mgm<span class=\"_ _0\"></span>t.<span class=\"_ _0\"></span> </td><td class=\"t m0 x3a2 h7 y255c fffb fs5 fc1 sc0 ls102 ws114\">Other </td><td class=\"t m0 x3a3 h7 y255c fffb fs5 fc1 sc0 ls102 ws114\">Investment </td><td class=\"t m0 x3a4 h7 y255c fffb fs5 fc1 sc0 ls4 ws99\">T<span class=\"_ _1\"></span>otal net </td><td class=\"t m0 x3a5 h7 y255c fffb fs5 fc1 sc0 ls54 ws55\">Operating </td><td class=\"t m0 x3a6 h7 y255c ff106 fs5 fc1 sc0 ls12d ws14f\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t </td><td class=\"t m0 x3a7 h7 y255c fffb fs5 fc1 sc0 lscb ws20\">Consol. of </td><td></td></tr><tr><td></td><td class=\"c x3a9 y255e wdb hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls106 ws119\">fees</div><div class=\"t m0 x3a8 h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"c x3ab y255e wdc hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3aa h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"c x2be y255e wdd hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3ac h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"c x3ae y255e wde hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls73 ws6f\">revenue</div><div class=\"t m0 x3ad h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"c x3b0 y255e wdf hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls21 ws1e\">expenses</div><div class=\"t m0 x3af h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"t m0 x3b1 h7 y255f fffb fs5 fc1 sc0 ls4b wsd0\">before<span class=\"_ _1\"></span> tax<span class=\"_ _29f\"> </span></td><td class=\"c x3b3 y255e we0 hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls54 ws55\">funds</div><div class=\"t m0 x3b2 h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y255f fffb fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y2560 fffb fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></td><td class=\"t m0 x3b4 h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2cd h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2ce h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2cf h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y2560 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y2561 fffb fs12 fc1 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2562 w22 ha2\"><div class=\"t m0 x23a h1b y2493 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b5 y2562 w24 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">541<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b6 y2562 w2a ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">87<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b7 y2562 w82 ha2\"><div class=\"t m0 x23a h1b y2493 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b8 y2562 w50 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">628<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3b9 y2562 w81 ha2\"><div class=\"t m0 x23a h1b y2493 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ba y2562 w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">628<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bb y2562 w37 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">(84)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bc y2562 w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2563 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3be y2563 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3bf y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,037<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c0 y2563 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">78<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c1 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,172<span class=\"_ _29f\"> </span></div></td><td class=\"c n x446 y2563 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x447 y2563 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,172<span class=\"_ _29f\"> </span></div></td><td class=\"c n x448 y2563 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">705<span class=\"_ _29f\"> </span></div></td><td class=\"c n x449 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,877<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y254f w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c6 y254f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c7 y254f w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c8 y254f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3c9 y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ca y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y254f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cc y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cd y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2550 w2b ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ce y2550 w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">598<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cf y2550 w97 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,127<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d0 y2550 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">78<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d1 y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,803<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d2 y2550 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d3 y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,824<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44a y2550 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">625<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44b y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">5,449<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2564 fffb fs12 fc1 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x23b y2552 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3df y2552 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3e0 y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,032)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44c y2552 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44d y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44e y2552 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x44f y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x450 y2552 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x451 y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2565 web ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses, and other acquisition costs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x452 y2565 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(50)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x453 y2565 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32e y2565 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x454 y2565 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x455 y2565 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x456 y2565 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x457 y2565 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x458 y2565 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ef y2537 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f0 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f1 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f2 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f3 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f4 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x459 y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45a y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f7 y2538 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f8 y2538 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f9 y2538 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fa y2538 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fb y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(639)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fc y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(654)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fd y2538 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(37)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3fe y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(691)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ff y2555 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x400 y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x401 y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x402 y2555 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x403 y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x404 y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x405 y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x406 y2555 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w3f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">T<span class=\"_ _7\"></span>otal expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x407 y253a w48 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(91)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x408 y253a wa2 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(4,029)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45b y253a w8d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45c y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(4,127)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45d y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(661)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45e y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(4,788)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45f y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(625)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x460 y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(5,413)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w41 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Impairment o<span class=\"_ _1\"></span>f investments in associates<span class=\"_ _29f\"> </span></div></td><td class=\"c n x461 y2557 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x301 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x302 y2557 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x462 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x463 y2557 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x464 y2557 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x465 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x466 y2557 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w45 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x417 y2558 w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">507<span class=\"_ _29f\"> </span></div></td><td class=\"c n x467 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x428 y2558 w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">71<span class=\"_ _29f\"> </span></div></td><td class=\"c n x429 y2558 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">676<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42a y2558 wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(641)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x468 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x469 y2558 w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46a y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46b y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x308 y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x309 y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46c y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46d y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46e y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x46f y24e7 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x470 y24e7 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f wed ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">Loss bef<span class=\"_ _0\"></span>ore<span class=\"_ _1\"></span> tax attribu<span class=\"_ _0\"></span>table to<span class=\"_ _1\"></span> shareholde<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x471 y253f w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">412<span class=\"_ _29f\"> </span></div></td><td class=\"c n x472 y253f w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3d0 y253f w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">71<span class=\"_ _29f\"> </span></div></td><td class=\"c n x473 y253f w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">581<span class=\"_ _29f\"> </span></div></td><td class=\"c n x474 y253f wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(641)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x475 y253f w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x476 y253f w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x477 y253f w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2566 ff100 fs12 fc1 sc0 lsa2 wsa2\">Adjus<span class=\"_ _0\"></span>ting <span class=\"_ _1\"></span>items:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42e y24b6 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42f y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x431 y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x432 y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x433 y24b6 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2500 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42e y2500 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42f y2500 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y2500 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x431 y2500 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x432 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x433 y2500 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2501 wee ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sk<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ed Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iew<span class=\"_ _29f\"> </span></div></td><td class=\"c n x478 y2501 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x479 y2501 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47a y2501 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47b y2501 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47c y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47d y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x434 y24ee w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x435 y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x436 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x437 y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47e y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x47f y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b9 wef ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other cus<span class=\"_ _0\"></span>tomer<span class=\"_ _7\"></span> remediat<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x480 y24b9 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x481 y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x482 y24b9 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x483 y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x484 y24b9 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x485 y24b9 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2504 wf0 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s (Z<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>/GB<span class=\"_ _0\"></span>P)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x486 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x487 y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x488 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x489 y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48a y2504 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48b y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48c y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48d y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48e y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48f y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x490 y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x491 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ff y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x400 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x401 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x402 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x440 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x441 y2506 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y2507 we7 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _29f\"> </span></div></td><td class=\"c n x492 y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2507 wf1 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2507 w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x495 y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">89<span class=\"_ _29f\"> </span></div></td><td class=\"c n x496 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">167<span class=\"_ _29f\"> </span></div></td><td class=\"c n x497 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">256<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf wbe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td class=\"c n x417 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">502<span class=\"_ _29f\"> </span></div></td><td class=\"c n x467 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">97<span class=\"_ _29f\"> </span></div></td><td class=\"c n x428 y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">71<span class=\"_ _29f\"> </span></div></td><td class=\"c n x429 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">670<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42a y24bf wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(474)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x42b y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">196<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs293\">1 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs294\">T<span class=\"_ _0\"></span>he AP<span class=\"_ _0\"></span>Ms \u201c<span class=\"_ _0\"></span>Net m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u201d, \u201cO<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rev<span class=\"_ _0\"></span>enu<span class=\"_ _0\"></span>e\u201d, \u201c<span class=\"_ _0\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt re<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>ue\u201d, \u201c<span class=\"_ _0\"></span>Tot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t rev<span class=\"_ _0\"></span>enu<span class=\"_ _0\"></span>e\u201d an<span class=\"_ _0\"></span>d \u201cO<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ing e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s\u201d a<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ted o<span class=\"_ _0\"></span>n wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>w. </div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs295\">2 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs296\">Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of f<span class=\"_ _0\"></span>unds s<span class=\"_ _0\"></span>how<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e gro<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ng up i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p\u2019s p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss as a r<span class=\"_ _0\"></span>esul<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s requ<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, as de<span class=\"_ _0\"></span>scr<span class=\"_ _0\"></span>ib<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in no<span class=\"_ _0\"></span>te 5(a). T<span class=\"_ _0\"></span>his g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>ng up is e<span class=\"_ _0\"></span>xcl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d fro<span class=\"_ _0\"></span>m the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p\u2019s a<span class=\"_ _0\"></span>dju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ed pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>. </div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs297\">3 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs298\">Re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n net m<span class=\"_ _0\"></span>ana<span class=\"_ _0\"></span>geme<span class=\"_ _0\"></span>nt fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n of \u00a357 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion re<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ts \u00a3<span class=\"_ _0\"></span>36 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>nco<span class=\"_ _0\"></span>me on i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts h<span class=\"_ _0\"></span>eld f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>f pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>21 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n net i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me on c<span class=\"_ _0\"></span>lie<span class=\"_ _0\"></span>nt mo<span class=\"_ _0\"></span>ney b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce<span class=\"_ _0\"></span>s. Ch<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>e in inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs299\">of<span class=\"_ gs28f\"> </span>\u00a3<span class=\"_ _0\"></span>26 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n repr<span class=\"_ _0\"></span>ese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s the a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt of i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t inco<span class=\"_ _0\"></span>me p<span class=\"_ _0\"></span>aid to p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>ld<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e net b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of \u00a3<span class=\"_ _0\"></span>31 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on rep<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e on cu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ome<span class=\"_ _0\"></span>r bal<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s ret<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p for 2024<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e \u00a378 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n le<span class=\"_ _0\"></span>ss \u00a3<span class=\"_ _0\"></span>7 mill<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>han<span class=\"_ _0\"></span>ge in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs29a\">li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies p<span class=\"_ _0\"></span>aid t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>s on tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>l cas<span class=\"_ _0\"></span>h bal<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t rev<span class=\"_ _0\"></span>enu<span class=\"_ _0\"></span>e, rep<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s \u00a371 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on of n<span class=\"_ _0\"></span>et in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>nco<span class=\"_ _0\"></span>me on sh<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash a<span class=\"_ _0\"></span>nd c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>ui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.</div>",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfAlternativePerformanceMeasures",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-334": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls47 ws49 gs29c\">8:<span class=\"_ _0\"></span> Se<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>m<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls6d ws71 gs29d\">8(a): Segment pre<span class=\"_ _0\"></span>sentation<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs29e\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has t<span class=\"_ _0\"></span>wo o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th an<span class=\"_ _0\"></span>d Af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lu<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>egm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s us<span class=\"_ _0\"></span>ed for re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs29f\">pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es are c<span class=\"_ _0\"></span>onsis<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ure and m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the Gr<span class=\"_ _0\"></span>oup. He<span class=\"_ _0\"></span>ad Of<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>ice in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2a0\">rev<span class=\"_ _0\"></span>enue<span class=\"_ _0\"></span>s and ce<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>l cos<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re not al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to t<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a1\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x is an APM rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent and t<span class=\"_ _0\"></span>he Boa<span class=\"_ _0\"></span>rd of Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a2\">T<span class=\"_ _0\"></span>he seg<span class=\"_ _0\"></span>ment in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mati<span class=\"_ _0\"></span>on in thi<span class=\"_ _0\"></span>s note ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted and IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S prof<span class=\"_ _0\"></span>it m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>s for eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a3\">se<span class=\"_ _0\"></span>gmen<span class=\"_ _0\"></span>t as prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to manage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd the B<span class=\"_ _0\"></span>oard. Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Bo<span class=\"_ _0\"></span>ard use a<span class=\"_ _0\"></span>ddi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2a4\">pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>s to as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>s the p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>man<span class=\"_ _0\"></span>ce of eac<span class=\"_ _0\"></span>h of the s<span class=\"_ _0\"></span>egm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding n<span class=\"_ _0\"></span>et inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s, </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2a5\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, tot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t reven<span class=\"_ _0\"></span>ue and o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g marg<span class=\"_ _0\"></span>in. I<span class=\"_ _0\"></span>ncome<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a6\">is<span class=\"_ gs26\"> </span>an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her de<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>for ea<span class=\"_ _0\"></span>ch ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing seg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>8<span class=\"_ _0\"></span>(b).<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2a7\">Cons<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tent w<span class=\"_ _0\"></span>ith i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nal rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g, i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e and ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e not dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to a pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls52 ws54 gs2a8\">segment are<span class=\"_ _7\"></span> allocated bet<span class=\"_ _0\"></span>ween<span class=\"_ _1\"></span> segments where appr<span class=\"_ _1\"></span>opriate<span class=\"_ _1\"></span>. The Grou<span class=\"_ _1\"></span>p ac<span class=\"_ _1\"></span>counts for<span class=\"_ _1\"></span> inter<span class=\"_ _9\"></span>-s<span class=\"_ _0\"></span>egment<span class=\"_ _1\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2a9\">inc<span class=\"_ _0\"></span>ome and t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s as if t<span class=\"_ _0\"></span>he tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s were wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>ird par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies at cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t marke<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs2aa\">Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gs2ab\">This segment comprises Quilter Chev<span class=\"_ _0\"></span>iot<span class=\"_ _1\"></span> and Quilter Cheviot Financial Planning.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2ac\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Chev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s disc<span class=\"_ _0\"></span>reti<span class=\"_ _0\"></span>onar<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he Un<span class=\"_ _0\"></span>ited K<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>dom,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2ad\">wi<span class=\"_ _0\"></span>th be<span class=\"_ _0\"></span>spo<span class=\"_ _0\"></span>ke <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lios t<span class=\"_ _0\"></span>ailo<span class=\"_ _0\"></span>red to the in<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ual nee<span class=\"_ _0\"></span>ds of hig<span class=\"_ _0\"></span>h net wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h clie<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, cha<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2ae\">com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es and in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns thr<span class=\"_ _0\"></span>ough a ne<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>ork of b<span class=\"_ _0\"></span>ranc<span class=\"_ _0\"></span>hes in Lo<span class=\"_ _0\"></span>ndon an<span class=\"_ _0\"></span>d the reg<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2af\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices are a<span class=\"_ _0\"></span>lso p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>ded b<span class=\"_ _0\"></span>y oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons in t<span class=\"_ _0\"></span>he Ch<span class=\"_ _0\"></span>anne<span class=\"_ _0\"></span>l Islan<span class=\"_ _0\"></span>ds an<span class=\"_ _0\"></span>d Irelan<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2b0\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Chev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>t Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Plan<span class=\"_ _0\"></span>ning of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ers a re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>vice p<span class=\"_ _0\"></span>ropo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion to h<span class=\"_ _0\"></span>igh ne<span class=\"_ _0\"></span>t wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h clie<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls5d ws4f gs2b2\">Af<span class=\"_ _0\"></span>fluent<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2b3\">T<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt comp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment P<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>, Qui<span class=\"_ _0\"></span>lter F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Plann<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls51 ws53 gs2b4\">Quilter Inves<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs239\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment P<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m is a lea<span class=\"_ _0\"></span>ding i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>r of ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed wea<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>h </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2b5\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices in t<span class=\"_ _0\"></span>he UK<span class=\"_ _0\"></span>, w<span class=\"_ _0\"></span>hich s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s an af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lu<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer b<span class=\"_ _0\"></span>ase t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gs2b6\">multi-<span class=\"_ _0\"></span>channel distribu<span class=\"_ _0\"></span>tion. </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs23c\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>a lead<span class=\"_ _0\"></span>ing pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>er of inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t solu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in the U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>mul<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>-as<span class=\"_ _0\"></span>set ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>. It dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ps </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs23d\">an<span class=\"_ _0\"></span>d manage<span class=\"_ _0\"></span>s inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t sol<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ons in t<span class=\"_ _0\"></span>he for<span class=\"_ _0\"></span>m of f<span class=\"_ _0\"></span>unds fo<span class=\"_ _0\"></span>r the G<span class=\"_ _0\"></span>roup an<span class=\"_ _0\"></span>d thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>usto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s. I<span class=\"_ _0\"></span>t has </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs280\">se<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>l fun<span class=\"_ _0\"></span>d range<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch va<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y in brea<span class=\"_ _0\"></span>dt<span class=\"_ _0\"></span>h of und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng ass<span class=\"_ _0\"></span>et cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2b7\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors f<span class=\"_ _0\"></span>und ra<span class=\"_ _0\"></span>nge has be<span class=\"_ _0\"></span>en del<span class=\"_ _0\"></span>egat<span class=\"_ _0\"></span>ed to Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt Plat<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rm fro<span class=\"_ _0\"></span>m 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2025.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs218\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Pla<span class=\"_ _0\"></span>nning is a res<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd inde<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>dent f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er net<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>rk pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ing mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ga<span class=\"_ _0\"></span>ge </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gs219\">and f<span class=\"_ _0\"></span>inancial<span class=\"_ _1\"></span> planning advice and financial solut<span class=\"_ _0\"></span>ions<span class=\"_ _1\"></span> for both individuals and businesses through a </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21a\">ne<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>ork of in<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s. It op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>es acro<span class=\"_ _0\"></span>ss all ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, from we<span class=\"_ _0\"></span>alt<span class=\"_ _0\"></span>h manage<span class=\"_ _0\"></span>ment an<span class=\"_ _0\"></span>d reti<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs21b\">pla<span class=\"_ _0\"></span>nnin<span class=\"_ _0\"></span>g adv<span class=\"_ _0\"></span>ice t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h to dea<span class=\"_ _0\"></span>ling w<span class=\"_ _0\"></span>ith p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y weal<span class=\"_ _0\"></span>th an<span class=\"_ _0\"></span>d per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>al and b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess p<span class=\"_ _0\"></span>rotec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion ne<span class=\"_ _0\"></span>eds<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs241\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>s the de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>oper o<span class=\"_ _0\"></span>f a f<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h plat<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h whi<span class=\"_ _0\"></span>ch cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>uild in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs242\">po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>olio<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Qui<span class=\"_ _0\"></span>lter I<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s acces<span class=\"_ _0\"></span>s to sa<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd is p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs243\">aim<span class=\"_ _0\"></span>ed at pe<span class=\"_ _0\"></span>ople s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>to inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>o are loo<span class=\"_ _0\"></span>king fo<span class=\"_ _0\"></span>r addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal he<span class=\"_ _0\"></span>lp and gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce, and wh<span class=\"_ _0\"></span>o may </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs21f\">ch<span class=\"_ _0\"></span>oose to wo<span class=\"_ _0\"></span>rk wi<span class=\"_ _0\"></span>th a f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser lat<span class=\"_ _0\"></span>er in thei<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment jo<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>ey.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff103 fsb fc1 sc0 ls46 ws0 gs244\">Hea<span class=\"_ _0\"></span>d Of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs245\">In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s t<span class=\"_ _0\"></span>wo ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, He<span class=\"_ _0\"></span>ad Of<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>ice co<span class=\"_ _0\"></span>mpri<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>urn on<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs9f\">centrally held assets, central support func<span class=\"_ _0\"></span>tion expenses, central c<span class=\"_ _1\"></span>ore<span class=\"_ _1\"></span> str<span class=\"_ _0\"></span>uctural borrowings and c<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>tain </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls62 ws60 gsa0\">tax balances.<span class=\"_ _29f\"> </span> </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2b9\">8<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t \u2013 seg<span class=\"_ _0\"></span>ment i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2ba\">T<span class=\"_ _0\"></span>he tab<span class=\"_ _0\"></span>le bel<span class=\"_ _0\"></span>ow pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions sp<span class=\"_ _0\"></span>lit b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing se<span class=\"_ _0\"></span>gmen<span class=\"_ _0\"></span>t, re<span class=\"_ _0\"></span>conci<span class=\"_ _0\"></span>ling IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S <span class=\"_ _1\"></span>prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s to adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>it b<span class=\"_ _0\"></span>efore t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. The T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al colum<span class=\"_ _0\"></span>n reconc<span class=\"_ _0\"></span>ile<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to the co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ed st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs2bb\">comprehens<span class=\"_ _1\"></span>ive income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs2bc\"><table class=\"s wf2 hb8\" id=\"_03cdb446-0d64-4c96-86e6-412ccc62e348\"><tr><td></td><td></td><td class=\"t m0 x498 h7 y2567 fffb fs5 fc3 sc0 ls54 ws9c\">Operating segment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x499 h7 y2568 fffb fs5 fc3 sc0 ls53 ws79\">High<span class=\"_ _29f\"> </span></td><td class=\"t m0 x49a h7 y2568 fffb fs5 fc3 sc0 ls97 ws1c1\">Head </td><td class=\"t m0 x49b h7 y2568 fffb fs5 fc3 sc0 ls54 ws55\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x49c h7 y2569 ff106 fs5 fc3 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x3a5 h7 y2569 fffb fs5 fc3 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2c1 h7 y2569 ff106 fs5 fc3 sc0 ls162 ws1cc\">Office<span class=\"_ _29f\"> </span></td><td class=\"c x49e y256b wf3 hb9\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls102 ws114\">adjustments</div><div class=\"t m0 x49d h1c y256a fffb fs13 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y2569 fffb fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y256c w7c ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49f y256c w7d ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2cf h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y256e fffb fs12 fc3 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y256f wf4 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls9d ws5a\">Premium-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a0 y256f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y256f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y256f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y256f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2570 wf5 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2570 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">376<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2570 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">193<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2570 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2570 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(98)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2570 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">471<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2571 wf6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ixed f<span class=\"_ _0\"></span>ees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2571 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y2571 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2571 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2571 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2571 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2563 wf7 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r fee an<span class=\"_ _0\"></span>d com<span class=\"_ _0\"></span>mis<span class=\"_ _0\"></span>sion i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ab y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2563 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2563 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ae y2563 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y254f w22 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b0 y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">617<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">214<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y254f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b3 y254f w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(98)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y254f w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">733<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2572 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b5 y2572 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,211<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2572 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2572 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b8 y2572 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1,346<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2572 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">8,607<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2573 w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ba y2573 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">103<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2573 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2573 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bd y2573 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(79)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2573 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2552 wf8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsce wsd7\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bf y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">7,931<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2552 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">233<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y2552 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c1 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">1,169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c2 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">9,364<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2574 fffb fs12 fc3 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2537 w2e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t clai<span class=\"_ _0\"></span>ms ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c3 y2537 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c7 y2537 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2538 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c8 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2538 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2538 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cb y2538 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2538 wf9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w35 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses and other acquis<span class=\"_ _1\"></span>ition cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cd y2539 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(52)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2539 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2539 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d0 y2539 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d1 y2539 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(51)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x402 y253a w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y253a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y253a w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d2 y253a w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d3 y253a w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(203)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2557 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(32)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2557 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d8 y2557 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(600)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d9 y24e6 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y24e6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y24e6 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(35)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y24e6 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y24e6 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 wfa ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4de y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(7,602)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y24e7 wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(203)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y24e7 w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(67)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(1,169)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(9,041)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w42 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sha<span class=\"_ _0\"></span>re of pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r tax o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4e3 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x326 y253f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x327 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e4 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e5 y253f w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 wfb ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y2541 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">330<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2541 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2541 w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(36)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ed y2541 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2541 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y24b6 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ec y24b6 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w47 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax at<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retu<span class=\"_ _0\"></span>rns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y2500 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2500 w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(36)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ed y2500 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2500 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">163<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2575 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y24ef wc1 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ee y24ee w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ef y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f0 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f2 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2576 wc3 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y24b9 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f6 y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f8 y24b9 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f9 y24f2 wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y24ba w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x326 y24ba w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x327 y24ba w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e4 y24ba w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y24ba w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y24f4 wcc ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2577 wce ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32f y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x330 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x504 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wfc ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng ite<span class=\"_ _0\"></span>ms bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x505 y24bc wfd ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y24bc w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x509 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wfe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t/<span class=\"_ _0\"></span>(lo<span class=\"_ _0\"></span>ss) bef<span class=\"_ _0\"></span>ore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x50a y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50b y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">47<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50c y24bf w8d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50d y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">207<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs2bd\">1 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2be\">Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e eli<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of i<span class=\"_ _0\"></span>nter-s<span class=\"_ _0\"></span>eg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs2bf\">2 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2c0\">In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent r<span class=\"_ _0\"></span>etu<span class=\"_ _0\"></span>rn an<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nge in i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es n<span class=\"_ _0\"></span>et \u00a33<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n of in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e on cu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ome<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h and c<span class=\"_ _0\"></span>ash e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts r<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t ret<span class=\"_ _0\"></span>urn to<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l als<span class=\"_ _0\"></span>o inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a363 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion of i<span class=\"_ _0\"></span>nte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>ome o<span class=\"_ _0\"></span>n shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h and c<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>h </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2c1\">eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ing \u2013 A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fl<span class=\"_ _0\"></span>uen<span class=\"_ _0\"></span>t: \u00a3<span class=\"_ _0\"></span>30 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on, H<span class=\"_ _0\"></span>igh N<span class=\"_ _0\"></span>et Wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h: \u00a36 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n, a<span class=\"_ _0\"></span>nd He<span class=\"_ _0\"></span>ad Of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ce: \u00a327 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>. </div><div class=\"gs292\"><table class=\"s wff hba\" id=\"_a3906369-3e9d-45ee-892b-c656c9c7fde7\"><tr><td></td><td></td><td class=\"t m0 x498 h7 y2578 fffb fs5 fc1 sc0 ls54 ws9c\">Operating segment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x499 h7 y2579 fffb fs5 fc1 sc0 ls53 ws79\">High<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m0 x49b h7 y2579 fffb fs5 fc1 sc0 ls54 ws55\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x49c h7 y257a ff106 fs5 fc1 sc0 ls21 ws1e\">Affluent</td><td class=\"t m0 x50e h7 y257a fffb fs5 fc1 sc0 ls12d ws0\"> Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x50f h7 y257a ff106 fs5 fc1 sc0 ls12d ws14f\">He<span class=\"_ _0\"></span>ad Offi<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></td><td class=\"c x49e y257b wf3 hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls102 ws114\">adjustments</div><div class=\"t m0 x49d h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y257a fffb fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y257c w100 ha2\"><div class=\"t m0 x23a h1b y2493 fffb fs12 fc1 sc0 lsb6 ws0\">Year en<span class=\"_ _0\"></span>ded 3<span class=\"_ _0\"></span>1 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2<span class=\"_ _0\"></span>02<span class=\"_ _0\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x510 y257d w7d ha3\"><div class=\"t m0 x23a h1b y2495 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2cf h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y257f fffb fs12 fc1 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2580 wf4 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls9d ws5a\">Premium-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a0 y2580 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">70<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2580 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2580 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2580 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2580 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">89<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2581 wf5 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2581 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2581 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">184<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2581 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2581 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2581 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y256f wf6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ixed f<span class=\"_ _0\"></span>ees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y256f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y256f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y256f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2570 wf7 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r fee an<span class=\"_ _0\"></span>d com<span class=\"_ _0\"></span>mis<span class=\"_ _0\"></span>sion i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ee y2570 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2570 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2570 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ae y2570 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x511 y2570 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2562 w22 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b0 y2562 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">424<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y2562 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y2562 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b3 y2562 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2562 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2563 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b5 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2563 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2563 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x512 y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">694<span class=\"_ _29f\"> </span></div></td><td class=\"c n x513 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,877<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y254f w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x514 y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x515 y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x516 y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x517 y254f w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x518 y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2550 wf8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsce wsd7\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bf y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,653<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2550 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">226<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y2550 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x519 y2550 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51a y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">5,449<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2582 fffb fs12 fc1 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x23b y2552 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c8 y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2552 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2552 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cb y2552 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2552 wf9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2565 web ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses, and other acquisition costs<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cd y2565 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2565 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2565 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51b y2565 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51c y2565 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x402 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51d y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51e y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(484)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2538 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2538 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d8 y2538 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(691)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d9 y2555 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2555 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2555 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a wfa ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4de y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(4,600)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y253a w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(58)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45f y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(538)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x460 y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(5,413)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w101 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Impairment o<span class=\"_ _1\"></span>f investment in<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>sociat<span class=\"_ _1\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51f y2557 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x520 y2557 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2e7 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x521 y2557 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 wfb ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x522 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x523 y2558 w84 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x524 y2558 w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x525 y2558 w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x526 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x527 y24e7 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y24e7 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x528 y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w102 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">(L<span class=\"_ _0\"></span>oss)<span class=\"_ _0\"></span>/pr<span class=\"_ _0\"></span>ofit b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re ta<span class=\"_ _0\"></span>x att<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>reh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ret<span class=\"_ _0\"></span>urns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x529 y253f w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(42)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52a y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52b y253f w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32b y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52c y253f w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2583 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y24ea wc1 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52d y24b6 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52e y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52f y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x530 y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x531 y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2584 wc3 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x532 y2500 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x533 y2500 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x534 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x535 y2500 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x536 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 wee ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sk<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ed Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iew<span class=\"_ _29f\"> </span></div></td><td class=\"c n x537 y2585 wc5 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y2501 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2501 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2501 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f9 y24ef wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 wef ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other cus<span class=\"_ _0\"></span>tomer<span class=\"_ _7\"></span> remediat<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x538 y2576 wc9 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x539 y24b9 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53a y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53b y24b9 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53c y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53d y24b9 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 wf0 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s (Z<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>/GB<span class=\"_ _0\"></span>P)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53e y2586 wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f2 y2504 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f3 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53f y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x540 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x541 y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y24f4 wcc ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x542 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x543 y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x544 y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x545 y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x307 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2577 wce ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32f y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x330 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x504 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 wfc ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng ite<span class=\"_ _0\"></span>ms bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">190<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2507 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x546 y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2507 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x547 y2507 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">256<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wbe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">148<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x548 y24bf w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x549 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54a y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">196<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs2c3\">1 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2c4\">Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e eli<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of i<span class=\"_ _0\"></span>nter-s<span class=\"_ _0\"></span>eg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>. </div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs2c5\">2 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2c6\">In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent r<span class=\"_ _0\"></span>etu<span class=\"_ _0\"></span>rn an<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nge in i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es n<span class=\"_ _0\"></span>et \u00a331 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come o<span class=\"_ _0\"></span>n cus<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>mer c<span class=\"_ _0\"></span>ash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>ui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>y th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n tot<span class=\"_ _0\"></span>al a<span class=\"_ _0\"></span>lso i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s \u00a371 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n of in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>nco<span class=\"_ _0\"></span>me on sh<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash a<span class=\"_ _0\"></span>nd c<span class=\"_ _0\"></span>ash </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2c7\">eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ing \u2013 A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fl<span class=\"_ _0\"></span>uen<span class=\"_ _0\"></span>t: \u00a3<span class=\"_ _0\"></span>36 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on, H<span class=\"_ _0\"></span>igh N<span class=\"_ _0\"></span>et Wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h: \u00a37 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on, a<span class=\"_ _0\"></span>nd H<span class=\"_ _0\"></span>ead O<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ce: \u00a3<span class=\"_ _0\"></span>28 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h2 fffa fs0 fc3 sc0 ls43 ws45 gs2c9\">9:<span class=\"_ _0\"></span> Inves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2ca\">T<span class=\"_ _0\"></span>his not<span class=\"_ _0\"></span>e anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t retur<span class=\"_ _0\"></span>n fro<span class=\"_ _0\"></span>m the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs2cb\"><table class=\"s w103 hbb\" id=\"_30d2cf8c-dc13-4ccd-b9fc-a446f6ccac44\"><tr><td></td><td class=\"t m0 x54b h7 y2587 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x54c h7 y2587 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x54d h7 y2588 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x54e h7 y2588 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x54f h7 y2589 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x550 h7 y2589 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x551 h7 y258a fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x552 h7 y258a fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y258b ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d sim<span class=\"_ _0\"></span>ilar i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x264 y258c w5d ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x553 y258c w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x554 y258c w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y258d w104 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Investments and securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x555 y258d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">191<span class=\"_ _29f\"> </span></div></td><td class=\"c n x556 y258d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">161<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y258e w65 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x557 y258e w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">92<span class=\"_ _29f\"> </span></div></td><td class=\"c n x558 y258e w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w105 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> interes<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> and similar income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x559 y258f w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">288<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55a y258f w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">265<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2590 w106 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsce wsd7\">Div<span class=\"_ _0\"></span>idend<span class=\"_ _1\"></span> income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55b y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">395<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55c y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">386<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w107 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Rental income<span class=\"_ _7\"></span> f<span class=\"_ _0\"></span>rom<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment pr<span class=\"_ _1\"></span>oper<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55d y2591 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55e y2591 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2507 w108 ha7\"><div class=\"t m0 x23a h1b y24b5 ff100 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al gai<span class=\"_ _0\"></span>ns on fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s man<span class=\"_ _0\"></span>dato<span class=\"_ _0\"></span>ril<span class=\"_ _0\"></span>y reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e thro<span class=\"_ _0\"></span>ugh<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">pro<span class=\"_ _0\"></span>fit or l<span class=\"_ _0\"></span>oss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55f y2507 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,923<span class=\"_ _29f\"> </span></div></td><td class=\"c n x560 y2507 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w109 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t inve<span class=\"_ _0\"></span>stm<span class=\"_ _0\"></span>ent re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x561 y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">8,607<span class=\"_ _29f\"> </span></div></td><td class=\"c n x562 y24bf w2c ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,877</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-395": {
   "value": "8:<span class=\"_ _0\"></span> Se<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>m<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span>8(a): Segment pre<span class=\"_ _0\"></span>sentation<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has t<span class=\"_ _0\"></span>wo o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th an<span class=\"_ _0\"></span>d Af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lu<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>egm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s us<span class=\"_ _0\"></span>ed for re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es are c<span class=\"_ _0\"></span>onsis<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ure and m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the Gr<span class=\"_ _0\"></span>oup. He<span class=\"_ _0\"></span>ad Of<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>ice in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain rev<span class=\"_ _0\"></span>enue<span class=\"_ _0\"></span>s and ce<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>l cos<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>re not al<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>ated to t<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x is an APM rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent and t<span class=\"_ _0\"></span>he Boa<span class=\"_ _0\"></span>rd of Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c. T<span class=\"_ _0\"></span>he seg<span class=\"_ _0\"></span>ment in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mati<span class=\"_ _0\"></span>on in thi<span class=\"_ _0\"></span>s note ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted and IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S prof<span class=\"_ _0\"></span>it m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>s for eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing se<span class=\"_ _0\"></span>gmen<span class=\"_ _0\"></span>t as prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to manage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd the B<span class=\"_ _0\"></span>oard. Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Bo<span class=\"_ _0\"></span>ard use a<span class=\"_ _0\"></span>ddi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>s to as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>s the p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>man<span class=\"_ _0\"></span>ce of eac<span class=\"_ _0\"></span>h of the s<span class=\"_ _0\"></span>egm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding n<span class=\"_ _0\"></span>et inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s, as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, tot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t reven<span class=\"_ _0\"></span>ue and o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g marg<span class=\"_ _0\"></span>in. I<span class=\"_ _0\"></span>ncome<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>an<span class=\"_ _0\"></span>aly<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her de<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>for ea<span class=\"_ _0\"></span>ch ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing seg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>8<span class=\"_ _0\"></span>(b).<span class=\"_ _29f\"> </span>Cons<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tent w<span class=\"_ _0\"></span>ith i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nal rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g, i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e and ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e not dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to a pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ticu<span class=\"_ _0\"></span>lar segment are<span class=\"_ _7\"></span> allocated bet<span class=\"_ _0\"></span>ween<span class=\"_ _1\"></span> segments where appr<span class=\"_ _1\"></span>opriate<span class=\"_ _1\"></span>. The Grou<span class=\"_ _1\"></span>p ac<span class=\"_ _1\"></span>counts for<span class=\"_ _1\"></span> inter<span class=\"_ _9\"></span>-s<span class=\"_ _0\"></span>egment<span class=\"_ _1\"></span> inc<span class=\"_ _0\"></span>ome and t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s as if t<span class=\"_ _0\"></span>he tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s were wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>ird par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies at cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t marke<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span>Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span>This segment comprises Quilter Chev<span class=\"_ _0\"></span>iot<span class=\"_ _1\"></span> and Quilter Cheviot Financial Planning.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Chev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s disc<span class=\"_ _0\"></span>reti<span class=\"_ _0\"></span>onar<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he Un<span class=\"_ _0\"></span>ited K<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>dom,<span class=\"_ _0\"></span> wi<span class=\"_ _0\"></span>th be<span class=\"_ _0\"></span>spo<span class=\"_ _0\"></span>ke <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>lios t<span class=\"_ _0\"></span>ailo<span class=\"_ _0\"></span>red to the in<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ual nee<span class=\"_ _0\"></span>ds of hig<span class=\"_ _0\"></span>h net wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h clie<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, cha<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es and in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns thr<span class=\"_ _0\"></span>ough a ne<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>ork of b<span class=\"_ _0\"></span>ranc<span class=\"_ _0\"></span>hes in Lo<span class=\"_ _0\"></span>ndon an<span class=\"_ _0\"></span>d the reg<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices are a<span class=\"_ _0\"></span>lso p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>ded b<span class=\"_ _0\"></span>y oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons in t<span class=\"_ _0\"></span>he Ch<span class=\"_ _0\"></span>anne<span class=\"_ _0\"></span>l Islan<span class=\"_ _0\"></span>ds an<span class=\"_ _0\"></span>d Irelan<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Chev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>t Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Plan<span class=\"_ _0\"></span>ning of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ers a re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>vice p<span class=\"_ _0\"></span>ropo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion to h<span class=\"_ _0\"></span>igh ne<span class=\"_ _0\"></span>t wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h clie<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Af<span class=\"_ _0\"></span>fluent<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt comp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment P<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m, Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ors<span class=\"_ _0\"></span>, Qui<span class=\"_ _0\"></span>lter F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Plann<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d Quilter Inves<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment P<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m is a lea<span class=\"_ _0\"></span>ding i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>r of ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed wea<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>h man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices in t<span class=\"_ _0\"></span>he UK<span class=\"_ _0\"></span>, w<span class=\"_ _0\"></span>hich s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s an af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lu<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer b<span class=\"_ _0\"></span>ase t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ed multi-<span class=\"_ _0\"></span>channel distribu<span class=\"_ _0\"></span>tion. Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>a lead<span class=\"_ _0\"></span>ing pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>er of inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t solu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns in the U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>mul<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>-as<span class=\"_ _0\"></span>set ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>. It dev<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>ps an<span class=\"_ _0\"></span>d manage<span class=\"_ _0\"></span>s inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t sol<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ons in t<span class=\"_ _0\"></span>he for<span class=\"_ _0\"></span>m of f<span class=\"_ _0\"></span>unds fo<span class=\"_ _0\"></span>r the G<span class=\"_ _0\"></span>roup an<span class=\"_ _0\"></span>d thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>usto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s. I<span class=\"_ _0\"></span>t has se<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>l fun<span class=\"_ _0\"></span>d range<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch va<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y in brea<span class=\"_ _0\"></span>dt<span class=\"_ _0\"></span>h of und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng ass<span class=\"_ _0\"></span>et cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors f<span class=\"_ _0\"></span>und ra<span class=\"_ _0\"></span>nge has be<span class=\"_ _0\"></span>en del<span class=\"_ _0\"></span>egat<span class=\"_ _0\"></span>ed to Quil<span class=\"_ _0\"></span>ter Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt Plat<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rm fro<span class=\"_ _0\"></span>m 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2025.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Pla<span class=\"_ _0\"></span>nning is a res<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd inde<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>dent f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er net<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>rk pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ing mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ga<span class=\"_ _0\"></span>ge and f<span class=\"_ _0\"></span>inancial<span class=\"_ _1\"></span> planning advice and financial solut<span class=\"_ _0\"></span>ions<span class=\"_ _1\"></span> for both individuals and businesses through a ne<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>ork of in<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s. It op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>es acro<span class=\"_ _0\"></span>ss all ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, from we<span class=\"_ _0\"></span>alt<span class=\"_ _0\"></span>h manage<span class=\"_ _0\"></span>ment an<span class=\"_ _0\"></span>d reti<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t pla<span class=\"_ _0\"></span>nnin<span class=\"_ _0\"></span>g adv<span class=\"_ _0\"></span>ice t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h to dea<span class=\"_ _0\"></span>ling w<span class=\"_ _0\"></span>ith p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y weal<span class=\"_ _0\"></span>th an<span class=\"_ _0\"></span>d per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>al and b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess p<span class=\"_ _0\"></span>rotec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion ne<span class=\"_ _0\"></span>eds<span class=\"_ _0\"></span>. Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Inve<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>s the de<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>oper o<span class=\"_ _0\"></span>f a f<span class=\"_ _0\"></span>intec<span class=\"_ _0\"></span>h plat<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h whi<span class=\"_ _0\"></span>ch cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>uild in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>olio<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Qui<span class=\"_ _0\"></span>lter I<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s acces<span class=\"_ _0\"></span>s to sa<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd is p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span> aim<span class=\"_ _0\"></span>ed at pe<span class=\"_ _0\"></span>ople s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>to inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>o are loo<span class=\"_ _0\"></span>king fo<span class=\"_ _0\"></span>r addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal he<span class=\"_ _0\"></span>lp and gu<span class=\"_ _0\"></span>idan<span class=\"_ _0\"></span>ce, and wh<span class=\"_ _0\"></span>o may ch<span class=\"_ _0\"></span>oose to wo<span class=\"_ _0\"></span>rk wi<span class=\"_ _0\"></span>th a f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser lat<span class=\"_ _0\"></span>er in thei<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment jo<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>ey.<span class=\"_ _29f\"> </span>Hea<span class=\"_ _0\"></span>d Of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice<span class=\"_ _29f\"> </span>In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s t<span class=\"_ _0\"></span>wo ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ing se<span class=\"_ _0\"></span>gme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, He<span class=\"_ _0\"></span>ad Of<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>ice co<span class=\"_ _0\"></span>mpri<span class=\"_ _0\"></span>ses t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>urn on<span class=\"_ _0\"></span> centrally held assets, central support func<span class=\"_ _0\"></span>tion expenses, central c<span class=\"_ _1\"></span>ore<span class=\"_ _1\"></span> str<span class=\"_ _0\"></span>uctural borrowings and c<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>tain tax balances.<span class=\"_ _29f\"> </span>8<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t \u2013 seg<span class=\"_ _0\"></span>ment i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he tab<span class=\"_ _0\"></span>le bel<span class=\"_ _0\"></span>ow pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions sp<span class=\"_ _0\"></span>lit b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing se<span class=\"_ _0\"></span>gmen<span class=\"_ _0\"></span>t, re<span class=\"_ _0\"></span>conci<span class=\"_ _0\"></span>ling IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S <span class=\"_ _1\"></span>prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s to adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>it b<span class=\"_ _0\"></span>efore t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. The T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al colum<span class=\"_ _0\"></span>n reconc<span class=\"_ _0\"></span>ile<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to the co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ed st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of<span class=\"_ _0\"></span> comprehens<span class=\"_ _1\"></span>ive income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span><table class=\"s wf2 hb8\" id=\"_03cdb446-0d64-4c96-86e6-412ccc62e348\"><tr><td></td><td></td><td class=\"t m0 x498 h7 y2567 fffb fs5 fc3 sc0 ls54 ws9c\">Operating segment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x499 h7 y2568 fffb fs5 fc3 sc0 ls53 ws79\">High<span class=\"_ _29f\"> </span></td><td class=\"t m0 x49a h7 y2568 fffb fs5 fc3 sc0 ls97 ws1c1\">Head </td><td class=\"t m0 x49b h7 y2568 fffb fs5 fc3 sc0 ls54 ws55\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x49c h7 y2569 ff106 fs5 fc3 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x3a5 h7 y2569 fffb fs5 fc3 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2c1 h7 y2569 ff106 fs5 fc3 sc0 ls162 ws1cc\">Office<span class=\"_ _29f\"> </span></td><td class=\"c x49e y256b wf3 hb9\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls102 ws114\">adjustments</div><div class=\"t m0 x49d h1c y256a fffb fs13 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y2569 fffb fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y256c w7c ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49f y256c w7d ha8\"><div class=\"t m0 x23a h7 y250b fffb fs5 fc3 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2cf h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y256d fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y256e fffb fs12 fc3 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y256f wf4 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls9d ws5a\">Premium-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a0 y256f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y256f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y256f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y256f w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2570 wf5 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2570 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">376<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2570 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">193<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2570 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2570 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(98)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2570 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">471<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2571 wf6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ixed f<span class=\"_ _0\"></span>ees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2571 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y2571 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2571 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2571 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2571 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2563 wf7 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r fee an<span class=\"_ _0\"></span>d com<span class=\"_ _0\"></span>mis<span class=\"_ _0\"></span>sion i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ab y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2563 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2563 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ae y2563 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y254f w22 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b0 y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">617<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y254f w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">214<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y254f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b3 y254f w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(98)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y254f w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">733<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2572 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b5 y2572 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7,211<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2572 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2572 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b8 y2572 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1,346<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2572 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">8,607<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2573 w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ba y2573 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">103<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2573 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2573 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bd y2573 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(79)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2573 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2552 wf8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsce wsd7\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bf y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">7,931<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2552 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">233<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y2552 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c1 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">1,169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c2 y2552 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">9,364<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2574 fffb fs12 fc3 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2537 w2e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t clai<span class=\"_ _0\"></span>ms ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c3 y2537 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c7 y2537 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2538 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c8 y2538 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2538 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2538 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cb y2538 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2538 wf9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(7,145)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w35 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses and other acquis<span class=\"_ _1\"></span>ition cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cd y2539 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(52)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2539 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2539 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d0 y2539 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d1 y2539 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(51)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x402 y253a w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y253a w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y253a w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d2 y253a w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d3 y253a w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1,223)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2557 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(203)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2557 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(32)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2557 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d8 y2557 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(600)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d9 y24e6 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y24e6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y24e6 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(35)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y24e6 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y24e6 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 wfa ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4de y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(7,602)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y24e7 wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(203)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y24e7 w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(67)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(1,169)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y24e7 wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(9,041)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w42 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sha<span class=\"_ _0\"></span>re of pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r tax o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4e3 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x326 y253f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x327 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e4 y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e5 y253f w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 wfb ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y2541 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">330<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2541 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2541 w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(36)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ed y2541 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2541 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y24b6 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ec y24b6 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(161)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w47 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax at<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retu<span class=\"_ _0\"></span>rns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y2500 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2500 w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(36)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3ed y2500 w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2500 w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">163<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2575 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y24ef wc1 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ee y24ee w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ef y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f0 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f2 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2576 wc3 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y24b9 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f6 y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f8 y24b9 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f9 y24f2 wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y24ba w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x326 y24ba w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x327 y24ba w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e4 y24ba w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y24ba w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(20)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y24f4 wcc ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2577 wce ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32f y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x330 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x504 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wfc ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng ite<span class=\"_ _0\"></span>ms bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x505 y24bc wfd ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y24bc w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x509 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wfe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t/<span class=\"_ _0\"></span>(lo<span class=\"_ _0\"></span>ss) bef<span class=\"_ _0\"></span>ore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x50a y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">169<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50b y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">47<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50c y24bf w8d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50d y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">207<span class=\"_ _29f\"> </span></div></td></tr></table>1 Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e eli<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of i<span class=\"_ _0\"></span>nter-s<span class=\"_ _0\"></span>eg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2 In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent r<span class=\"_ _0\"></span>etu<span class=\"_ _0\"></span>rn an<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nge in i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es n<span class=\"_ _0\"></span>et \u00a33<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n of in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e on cu<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ome<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h and c<span class=\"_ _0\"></span>ash e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts r<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t ret<span class=\"_ _0\"></span>urn to<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l als<span class=\"_ _0\"></span>o inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a363 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion of i<span class=\"_ _0\"></span>nte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>ome o<span class=\"_ _0\"></span>n shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r cas<span class=\"_ _0\"></span>h and c<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>h eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ing \u2013 A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fl<span class=\"_ _0\"></span>uen<span class=\"_ _0\"></span>t: \u00a3<span class=\"_ _0\"></span>30 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on, H<span class=\"_ _0\"></span>igh N<span class=\"_ _0\"></span>et Wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h: \u00a36 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n, a<span class=\"_ _0\"></span>nd He<span class=\"_ _0\"></span>ad Of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ce: \u00a327 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>. <table class=\"s wff hba\" id=\"_a3906369-3e9d-45ee-892b-c656c9c7fde7\"><tr><td></td><td></td><td class=\"t m0 x498 h7 y2578 fffb fs5 fc1 sc0 ls54 ws9c\">Operating segment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x499 h7 y2579 fffb fs5 fc1 sc0 ls53 ws79\">High<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m0 x49b h7 y2579 fffb fs5 fc1 sc0 ls54 ws55\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x49c h7 y257a ff106 fs5 fc1 sc0 ls21 ws1e\">Affluent</td><td class=\"t m0 x50e h7 y257a fffb fs5 fc1 sc0 ls12d ws0\"> Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x50f h7 y257a ff106 fs5 fc1 sc0 ls12d ws14f\">He<span class=\"_ _0\"></span>ad Offi<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></td><td class=\"c x49e y257b wf3 hb7\"><div class=\"t m0 x23a h7 y24fa fffb fs5 fc1 sc0 ls102 ws114\">adjustments</div><div class=\"t m0 x49d h1c y255d fffb fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2bc h7 y257a fffb fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y257c w100 ha2\"><div class=\"t m0 x23a h1b y2493 fffb fs12 fc1 sc0 lsb6 ws0\">Year en<span class=\"_ _0\"></span>ded 3<span class=\"_ _0\"></span>1 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2<span class=\"_ _0\"></span>02<span class=\"_ _0\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x510 y257d w7d ha3\"><div class=\"t m0 x23a h1b y2495 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2cf h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d0 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d1 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d2 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2d3 h7 y257e fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y257f fffb fs12 fc1 sc0 lscf wsd9\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2580 wf4 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls9d ws5a\">Premium-<span class=\"_ _0\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a0 y2580 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">70<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2580 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2580 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2580 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2580 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">89<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2581 wf5 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2581 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2581 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">184<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2581 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2581 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2581 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y256f wf6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ixed f<span class=\"_ _0\"></span>ees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y256f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y256f w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y256f w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y256f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2570 wf7 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r fee an<span class=\"_ _0\"></span>d com<span class=\"_ _0\"></span>mis<span class=\"_ _0\"></span>sion i<span class=\"_ _0\"></span>ncom<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ee y2570 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2570 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2570 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ae y2570 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x511 y2570 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2562 w22 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ee in<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>com<span class=\"_ _0\"></span>e fro<span class=\"_ _0\"></span>m ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b0 y2562 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">424<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y2562 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y2562 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b3 y2562 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2562 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2563 we1 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Investment return</div><div class=\"t m0 x3bd h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b5 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2563 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2563 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x512 y2563 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">694<span class=\"_ _29f\"> </span></div></td><td class=\"c n x513 y2563 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">4,877<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y254f w28 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x514 y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x515 y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x516 y254f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x517 y254f w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x518 y254f w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2550 wf8 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsce wsd7\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bf y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">4,653<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2550 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">226<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3cb y2550 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x519 y2550 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51a y2550 w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">5,449<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2582 fffb fs12 fc1 sc0 lsa3 wsa3\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x23b y2552 we3 hae\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Change<span class=\"_ _1\"></span> in investment contract liabilities</div><div class=\"t m0 x3de h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c8 y2552 w33 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2552 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2552 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cb y2552 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2552 wf9 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(4,065)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2565 web ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expenses, and other acquisition costs<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cd y2565 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2565 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2565 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51b y2565 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51c y2565 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w38 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n thir<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>un<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x402 y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2537 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2537 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51d y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51e y2537 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(587)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 w3a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Other ope<span class=\"_ _1\"></span>rating<span class=\"_ _7\"></span> and admin<span class=\"_ _1\"></span>istrative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d4 y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(484)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2538 wd4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2538 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2538 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d8 y2538 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(691)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d9 y2555 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2555 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2555 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2555 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2555 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a wfa ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsa3 ws8a\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4de y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(4,600)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y253a w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(58)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x45f y253a wa9 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(538)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x460 y253a wec ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(5,413)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w101 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Impairment o<span class=\"_ _1\"></span>f investment in<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>sociat<span class=\"_ _1\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51f y2557 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x520 y2557 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2e7 y2557 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x521 y2557 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 wfb ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x522 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x523 y2558 w84 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x524 y2558 w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x525 y2558 w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x526 y2558 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w46 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax expense attribut<span class=\"_ _0\"></span>able<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x527 y24e7 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y24e7 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y24e7 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x528 y24e7 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(95)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w102 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">(L<span class=\"_ _0\"></span>oss)<span class=\"_ _0\"></span>/pr<span class=\"_ _0\"></span>ofit b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re ta<span class=\"_ _0\"></span>x att<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le to sha<span class=\"_ _0\"></span>reh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ret<span class=\"_ _0\"></span>urns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x529 y253f w8e ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(42)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52a y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52b y253f w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32b y253f w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52c y253f w8f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2583 fffb fs12 fc1 sc0 lsa2 wsf1\">Adjusting items<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 wc0 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y24ea wc1 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52d y24b6 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52e y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52f y24b6 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x530 y24b6 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x531 y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 we6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2584 wc3 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x532 y2500 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x533 y2500 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x534 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x535 y2500 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x536 y2500 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 wee ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Sk<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ed Per<span class=\"_ _0\"></span>son R<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iew<span class=\"_ _29f\"> </span></div></td><td class=\"c n x537 y2585 wc5 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y2501 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y2501 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2501 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2501 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee wc6 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f9 y24ef wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f4 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2f5 y24ee w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y24ee w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y24ee w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 wef ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other cus<span class=\"_ _0\"></span>tomer<span class=\"_ _7\"></span> remediat<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x538 y2576 wc9 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x539 y24b9 we2 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53a y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53b y24b9 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53c y24b9 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53d y24b9 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 wf0 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xchan<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s (Z<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>/GB<span class=\"_ _0\"></span>P)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53e y2586 wc7 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f2 y2504 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3f3 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53f y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x540 y2504 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x541 y2504 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 wcb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls96 ws94\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> ta<span class=\"_ _0\"></span>x<span class=\"_ _7\"></span> adjus<span class=\"_ _0\"></span>tments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y24f4 wcc ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x542 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x543 y24f3 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x544 y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x545 y24f3 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x307 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w3c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2577 wce ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x32f y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x330 y2506 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2506 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x504 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 wfc ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng ite<span class=\"_ _0\"></span>ms bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">190<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2507 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x546 y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2507 w82 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x547 y2507 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">256<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf wbe ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t bef<span class=\"_ _0\"></span>ore ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x31f y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">148<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x548 y24bf w82 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x549 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54a y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">196<span class=\"_ _29f\"> </span></div></td></tr></table>1 Con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e eli<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of i<span class=\"_ _0\"></span>nter-s<span class=\"_ _0\"></span>eg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>. 2 In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent r<span class=\"_ _0\"></span>etu<span class=\"_ _0\"></span>rn an<span class=\"_ _0\"></span>d cha<span class=\"_ _0\"></span>nge in i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es n<span class=\"_ _0\"></span>et \u00a331 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>come o<span class=\"_ _0\"></span>n cus<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>mer c<span class=\"_ _0\"></span>ash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>ui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>y th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n tot<span class=\"_ _0\"></span>al a<span class=\"_ _0\"></span>lso i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>s \u00a371 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n of in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>nco<span class=\"_ _0\"></span>me on sh<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der c<span class=\"_ _0\"></span>ash a<span class=\"_ _0\"></span>nd c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ing \u2013 A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fl<span class=\"_ _0\"></span>uen<span class=\"_ _0\"></span>t: \u00a3<span class=\"_ _0\"></span>36 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on, H<span class=\"_ _0\"></span>igh N<span class=\"_ _0\"></span>et Wor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h: \u00a37 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on, a<span class=\"_ _0\"></span>nd H<span class=\"_ _0\"></span>ead O<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ce: \u00a3<span class=\"_ _0\"></span>28 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-335": {
   "value": "<div class=\"t m0 h2 fffa fs0 fc3 sc0 ls15d ws1d2 gs2cd\">10<span class=\"_ _0\"></span>: E<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>p<span class=\"_ _0\"></span>en<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2ce\">T<span class=\"_ _0\"></span>his not<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mati<span class=\"_ _0\"></span>on on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2cf\">10<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Fe<span class=\"_ _0\"></span>e and co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>itio<span class=\"_ _0\"></span>n cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2d0\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>ee and c<span class=\"_ _0\"></span>ommi<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs2d1\"><table class=\"s w10a hbc\" id=\"_9a555a50-892b-4fd9-9d78-afacd1b1aa1e\"><tr><td></td><td class=\"t m0 x54b h7 y2592 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x54c h7 y2592 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x54d h7 y2593 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x54e h7 y2593 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x54f h7 y2594 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x550 h7 y2594 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x551 h7 y2595 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x552 h7 y2595 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w10b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x563 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x564 y24b9 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w10c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Renewal comm<span class=\"_ _1\"></span>ission \u2013<span class=\"_ _1\"></span> investment contract<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x565 y24ba w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w10d ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fund management f<span class=\"_ _1\"></span>ees<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w10e ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls52 ws9c\">Rebates paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x569 y2506 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56a y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w10f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acqu<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y24bc w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w110 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fe<span class=\"_ _0\"></span>e and co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">51<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56e y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2d3\">10<span class=\"_ _0\"></span>(b): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g and ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>trat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2d4\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ides f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs2d5\"><table class=\"s w111 hbd\" id=\"_fef7f8d4-41b4-4f72-926f-31f99cb8090f\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2596 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y2596 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2597 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2597 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2598 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2598 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2599 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2599 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2599 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y259a w112 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y259b w113 ha3\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259c w114 ha4\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge on ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y259d w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259e w115 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on other<span class=\"_ _7\"></span> plant and equipme<span class=\"_ _1\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x575 y259f w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w116 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on su<span class=\"_ _1\"></span>blet prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y25a1 w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y25a0 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x577 y25a0 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w117 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y25a3 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x579 y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57a y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 w118 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> other i<span class=\"_ _1\"></span>ntangible assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y25a5 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57c y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a6 w119 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Admini<span class=\"_ _1\"></span>stration a<span class=\"_ _1\"></span>nd o<span class=\"_ _1\"></span>ther<span class=\"_ _1\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other operating and administrative exp<span class=\"_ _0\"></span>enses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">691<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2d6\">Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and ot<span class=\"_ _0\"></span>her ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to the c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls4b ws4b gs2d7\">remediation<span class=\"_ _1\"></span> exer<span class=\"_ _1\"></span>cise provision<span class=\"_ _1\"></span> as well<span class=\"_ _1\"></span> as g<span class=\"_ _1\"></span>eneral operating<span class=\"_ _7\"></span> e<span class=\"_ _0\"></span>xpenses i<span class=\"_ _1\"></span>ncluding<span class=\"_ _1\"></span> regulatory fees and </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2d8\">le<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>fes<span class=\"_ _0\"></span>siona<span class=\"_ _0\"></span>l and con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, premi<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d IT<span class=\"_ _1\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2d9\">10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>): S<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2da\">10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>)<span class=\"_ _0\"></span>(i)<span class=\"_ _0\"></span>: Staf<span class=\"_ _0\"></span>f co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"gs2db\"><table class=\"s w111 hbe\" id=\"_900e4055-d607-4b96-85e7-22e47602d60a\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y25a7 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y25a7 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y25a8 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y25a8 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y25a9 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y25a9 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x582 h7 y25aa fffb fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y25aa fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y25aa fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25ab w11b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf wsd9\">Salaries<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x583 y25ab w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">191<span class=\"_ _29f\"> </span></div></td><td class=\"c n x584 y25ab w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">178<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ac w11c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Bonus and incentive remuneration<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x28c y25ac w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y25ac w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">60<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w11d ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">So<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x586 y25a0 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y25a0 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w11e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>tire<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns \u2013 defi<span class=\"_ _0\"></span>ned co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ib<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on pla<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x588 y25a2 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y25a2 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ad w11f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Shar<span class=\"_ _1\"></span>e-based payments \u2013<span class=\"_ _7\"></span> equit<span class=\"_ _0\"></span>y-settled<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58a y25ae w89 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">28(e)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y25ad w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58c y25ad w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w120 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf wsd9\">Other<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x58d y25af w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58e y25af w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w121 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x58f y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x590 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2dc\">10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>)<span class=\"_ _0\"></span>(ii)<span class=\"_ _0\"></span>: Emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e numbe<span class=\"_ _0\"></span>rs <span class=\"_ _37\"></span> <span class=\"_ _2d\"> </span> </div><div class=\"gs2dd\"><table class=\"s w111 hbf\" id=\"_be53b09b-81d6-494a-b379-21b2a3c303b0\"><tr><td></td><td class=\"t m0 x371 h7 y25b0 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y25b0 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x373 h7 y25b1 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y25b1 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y25b2 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y25b2 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x591 h7 y25b3 fffb fs5 fc3 sc0 ls54 ws55\">Number<span class=\"_ _29f\"> </span></td><td class=\"t m0 x592 h7 y25b3 fffb fs5 fc1 sc0 ls54 ws55\">Number<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y259e w122 hc0\"><div class=\"t m0 x23a h1b y25b4 fffb fs12 fc1 sc0 lsb6 ws0\">Th<span class=\"_ _0\"></span>e mont<span class=\"_ _0\"></span>hly a<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ge numb<span class=\"_ _0\"></span>er o<span class=\"_ _0\"></span>f per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>s emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>d by the<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Group was:<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y25a0 wbb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x593 y25a0 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1,972<span class=\"_ _29f\"> </span></div></td><td class=\"c n x594 y25a0 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1,929<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 wbc ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y25a2 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">963<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y25a2 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">934<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 wbd ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">He<span class=\"_ _0\"></span>ad Offi<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n x595 y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x596 y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25a6 w123 hae\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y and tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s</div><div class=\"t m0 x597 h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x598 y25a6 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">191<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y25a6 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">107<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w124 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al mon<span class=\"_ _0\"></span>thl<span class=\"_ _0\"></span>y avera<span class=\"_ _0\"></span>ge num<span class=\"_ _0\"></span>ber o<span class=\"_ _0\"></span>f emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>es du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\"><span>3,147<span class=\"_ _29f\"> </span></span></div></td><td class=\"c n x59b y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">2,989<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff100 fs13 fc1 sc0 ls4 ws0 gs2de\">1 </div><div class=\"t m0 h7 ff100 fs5 fc1 sc0 ls4 ws0 gs2df\">Em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s wor<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng on s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gy a<span class=\"_ _0\"></span>nd t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sfo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pro<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are d<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed s<span class=\"_ _0\"></span>epa<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ely f<span class=\"_ _0\"></span>rom b<span class=\"_ _0\"></span>usi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s-a<span class=\"_ _0\"></span>s-<span class=\"_ _0\"></span>usua<span class=\"_ _0\"></span>l fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide </div><div class=\"t m0 h7 ffff fs5 fc1 sc0 ls4 ws0 gs2e0\">ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>nal in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>n abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. D<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een r<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted to e<span class=\"_ _0\"></span>nsu<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y. </div><div class=\"t m0 hf fffb fsb fc1 sc0 ls44 ws57 gs2e2\">10(d): Auditors\u2019 remuneration<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2e3\">Inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>nd adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses a<span class=\"_ _0\"></span>re fees p<span class=\"_ _0\"></span>aid to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s audi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2e4\">ca<span class=\"_ _0\"></span>n be c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ed as fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs2bc\"><table class=\"s w125 hc1\" id=\"_48980e4f-fdc7-4605-b427-64c57370c1b8\"><tr><td></td><td class=\"t m0 x230 h7 y25b5 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25b5 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25b6 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25b6 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25b7 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25b7 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25b8 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25b8 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y25b9 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e aud<span class=\"_ _0\"></span>it of Pa<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span> </td><td></td><td></td></tr><tr><td class=\"c n x23b y24f0 w126 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>ted fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y24f0 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y24f0 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y25ba ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates f<span class=\"_ _0\"></span>or ot<span class=\"_ _0\"></span>her s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x264 y24f3 w128 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Au<span class=\"_ _0\"></span>dit of t<span class=\"_ _0\"></span>he fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y24f3 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y24f3 w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f5 w12a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Audit<span class=\"_ _1\"></span>-related<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>su<span class=\"_ _1\"></span>rance<span class=\"_ _1\"></span> ser<span class=\"_ _0\"></span>vices<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y24f5 w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a1 y24f5 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w12b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees f<span class=\"_ _0\"></span>or ot<span class=\"_ _0\"></span>her as<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a2 y24bc w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">0.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a3 y24bc w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">0.7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w12c ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> Group auditors<span class=\"_ _0\"></span>\u2019 remuneration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a4 y24bf w52 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">5.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a5 y24bf w12d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">5.9<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf fffb fsb fc1 sc0 ls60 ws0 gs2e5\">10<span class=\"_ _0\"></span>(e<span class=\"_ _1\"></span>): F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2e6\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd sim<span class=\"_ _0\"></span>ilar c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch </div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2e7\">are m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>. Fin<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se:<span class=\"_ _29f\"> </span></div><div class=\"gs2e8\"><table class=\"s w12e hbc\" id=\"_b8c654f0-7d8d-47cf-a6eb-8329c643501a\"><tr><td></td><td class=\"t m0 x230 h7 y25bb fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25bb fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25bc fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25bc fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25bd fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25bd fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25be fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25be fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w12f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>erm loans and other external debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w130 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (<span class=\"_ _0\"></span>Ti<span class=\"_ _0\"></span>er 2 bon<span class=\"_ _0\"></span>d)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w131 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Interest payable on<span class=\"_ _1\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w132 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n leas<span class=\"_ _0\"></span>e lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w133 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other interest expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w134 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>nce co<span class=\"_ _0\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ffff fsb fc1 sc0 ls44 ws0 gs2e9\">F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs f<span class=\"_ _0\"></span>rom a </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2ea\">num<span class=\"_ _0\"></span>ber of rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>nshi<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ense o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>sed as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. More de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>s regar<span class=\"_ _0\"></span>ding </div><div class=\"t m0 hf ff100 fsb fc1 sc0 ls44 ws46 gs2eb\">bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fun<span class=\"_ _0\"></span>ds, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, are sho<span class=\"_ _0\"></span>wn in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>32.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-396": {
   "value": "10<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Fe<span class=\"_ _0\"></span>e and co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>itio<span class=\"_ _0\"></span>n cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>ee and c<span class=\"_ _0\"></span>ommi<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w10a hbc\" id=\"_9a555a50-892b-4fd9-9d78-afacd1b1aa1e\"><tr><td></td><td class=\"t m0 x54b h7 y2592 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x54c h7 y2592 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x54d h7 y2593 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x54e h7 y2593 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x54f h7 y2594 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x550 h7 y2594 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x551 h7 y2595 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x552 h7 y2595 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w10b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fee and commission expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x563 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x564 y24b9 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w10c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Renewal comm<span class=\"_ _1\"></span>ission \u2013<span class=\"_ _1\"></span> investment contract<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x565 y24ba w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w10d ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Fund management f<span class=\"_ _1\"></span>ees<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w10e ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls52 ws9c\">Rebates paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x569 y2506 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56a y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w10f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acqu<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y24bc w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w110 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fe<span class=\"_ _0\"></span>e and co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>on ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">51<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56e y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-450": {
   "value": "10<span class=\"_ _0\"></span>(b): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g and ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>trat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ides f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w111 hbd\" id=\"_fef7f8d4-41b4-4f72-926f-31f99cb8090f\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2596 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y2596 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2597 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2597 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2598 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2598 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2599 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2599 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2599 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y259a w112 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y259b w113 ha3\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259c w114 ha4\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge on ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y259d w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259e w115 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on other<span class=\"_ _7\"></span> plant and equipme<span class=\"_ _1\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x575 y259f w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w116 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on su<span class=\"_ _1\"></span>blet prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y25a1 w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y25a0 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x577 y25a0 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w117 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y25a3 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x579 y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57a y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 w118 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> other i<span class=\"_ _1\"></span>ntangible assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y25a5 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57c y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a6 w119 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Admini<span class=\"_ _1\"></span>stration a<span class=\"_ _1\"></span>nd o<span class=\"_ _1\"></span>ther<span class=\"_ _1\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other operating and administrative exp<span class=\"_ _0\"></span>enses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">691<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and ot<span class=\"_ _0\"></span>her ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to the c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer remediation<span class=\"_ _1\"></span> exer<span class=\"_ _1\"></span>cise provision<span class=\"_ _1\"></span> as well<span class=\"_ _1\"></span> as g<span class=\"_ _1\"></span>eneral operating<span class=\"_ _7\"></span> e<span class=\"_ _0\"></span>xpenses i<span class=\"_ _1\"></span>ncluding<span class=\"_ _1\"></span> regulatory fees and le<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>fes<span class=\"_ _0\"></span>siona<span class=\"_ _0\"></span>l and con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, premi<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d IT<span class=\"_ _1\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l and int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow sh<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s the mo<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in cos<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll and i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17b hc8\" id=\"_94d14fbc-9213-4227-bc40-0a5cd75f9130\"><tr><td></td><td></td><td></td><td class=\"t m1 x629 h7 y25e8 ff10f fs5 fc1 sc0 ls102 ws114\">Other </td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x62a h7 y25e9 ff10f fs5 fc1 sc0 ls54 ws55\">intangible </td><td></td></tr><tr><td></td><td class=\"t m1 x62b h7 y25ea ff10f fs5 fc1 sc0 ls54 ws55\">Goodwill<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62c h7 y25ea ff10f fs5 fc1 sc0 lscb ws1a2\">Sof<span class=\"_ _0\"></span>tware </td><td class=\"c x62e y25eb w17c hab\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls187 ws1bb\">assets</div><div class=\"t m1 x62d h28 y24fb ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x62f h7 y25ea ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y25ed ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2539 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2539 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y253a w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y253a w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y253a w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e4 w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24e4 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63a y24e4 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e6 w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y24e6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y24e6 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63c y24e7 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">753<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ee ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated amor<span class=\"_ _0\"></span>tisation and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y24b6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24eb w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24ec w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y24ee w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y24ba w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y24ba w8e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(413)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(425)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ef ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24bc w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bc w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y24bc w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">339<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">328<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>lai<span class=\"_ _0\"></span>ned i<span class=\"_ _0\"></span>n not<span class=\"_ _0\"></span>e 6. Tota<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>ss am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a31 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll an<span class=\"_ _0\"></span>d \u00a37<span class=\"_ gs28f\"> </span>m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Qui<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>r Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>5 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s. Tota<span class=\"_ _0\"></span>l acc<span class=\"_ _0\"></span>umu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _1\"></span>1 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n rela<span class=\"_ _0\"></span>tes t<span class=\"_ _0\"></span>o sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>war<span class=\"_ _0\"></span>e in Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t Li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ed<span class=\"_ _0\"></span>\u2019s ne<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. 2 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of M<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>tec<span class=\"_ _0\"></span>h Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d in n<span class=\"_ _0\"></span>ote 6. Tot<span class=\"_ _0\"></span>al g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>unt in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion go<span class=\"_ _0\"></span>od<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and \u00a34 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup o<span class=\"_ _0\"></span>n acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. 3 A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>ship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f \u00a33<span class=\"_ _0\"></span>40 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd an a<span class=\"_ _0\"></span>ccum<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of \u00a3<span class=\"_ _0\"></span>34<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n (net b<span class=\"_ _0\"></span>ook va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>: \u00a3nil<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ue to b<span class=\"_ _0\"></span>e inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e tot<span class=\"_ _0\"></span>al gr<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d tot<span class=\"_ _0\"></span>al ac<span class=\"_ _0\"></span>cum<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ed am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n amo<span class=\"_ _0\"></span>unt a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 a<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>o ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>hip ba<span class=\"_ _0\"></span>se<span class=\"_ _29f\"> </span>.<span class=\"_ _29f\"> </span><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs35e\">15: Prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _7\"></span>, plant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _1\"></span>uip<span class=\"_ _1\"></span>me<span class=\"_ _7\"></span>nt<span class=\"_ _29f\"> </span></div><div class=\"gs311\"><table class=\"s w195 hcc\" id=\"_b5a69b9e-a6f4-4ef1-b2ca-be8b138717a7\"><tr><td></td><td class=\"t m1 x689 h7 y2606 ff10f fs5 fc1 sc0 lscb ws1a2\">Right-<span class=\"_ _0\"></span>of-use </td><td class=\"t m1 x68a h7 y2606 ff10f fs5 fc1 sc0 ls54 ws9c\">Plant and </td><td class=\"t m1 x232 h7 y2606 ff10f fs5 fc1 sc0 ls21 ws152\">Assets under </td><td></td></tr><tr><td></td><td class=\"t m1 x68b h7 y2607 ff10f fs5 fc1 sc0 ls187 ws1bb\">assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x68c h7 y2607 ff10f fs5 fc1 sc0 ls54 ws55\">equipment<span class=\"_ _29f\"> </span></td><td class=\"c x68e y2609 w196 hcd\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws1a2\">construction</div><div class=\"t m1 x68d h1c y2608 ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x235 h7 y2607 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x65e h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y260b ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y260c w197 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y260c w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y260c w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260d w198 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y260d w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y260d w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y2537 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2537 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260e w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y260e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y260e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w198 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2539 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2539 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x280 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y253a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69f y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e4 w19a hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers</div><div class=\"t m1 x6a0 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a1 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y24e4 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y24e4 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">97<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24e6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28d y24e6 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y260f ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated depre<span class=\"_ _0\"></span>ciation<span class=\"_ _1\"></span> and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2541 w197 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a8 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a9 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a0 y2541 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6aa y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24b6 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24b6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24b6 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24eb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24eb w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24eb w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y24ec w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y24ec w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24ee w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24ee w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24f0 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24f0 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y24ba w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(22)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y24ba w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2610 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bb y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs35f\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs360\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed \u00a34 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat w<span class=\"_ _0\"></span>ere u<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 2024. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng to </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs361\">im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, we<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>o pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent i<span class=\"_ _0\"></span>n 2025.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs362\">T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025 re<span class=\"_ _0\"></span>lates to \u00a349 mill<span class=\"_ _0\"></span>ion of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs363\">(31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>: <span class=\"_ _1\"></span>\u00a352 mi<span class=\"_ _0\"></span>llion).</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-443": {
   "value": "10<span class=\"_ _0\"></span>(b): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g and ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>trat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ides f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w111 hbd\" id=\"_fef7f8d4-41b4-4f72-926f-31f99cb8090f\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2596 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y2596 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2597 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2597 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2598 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2598 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2599 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2599 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2599 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y259a w112 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y259b w113 ha3\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259c w114 ha4\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge on ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y259d w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259e w115 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on other<span class=\"_ _7\"></span> plant and equipme<span class=\"_ _1\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x575 y259f w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w116 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on su<span class=\"_ _1\"></span>blet prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y25a1 w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y25a0 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x577 y25a0 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w117 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y25a3 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x579 y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57a y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 w118 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> other i<span class=\"_ _1\"></span>ntangible assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y25a5 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57c y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a6 w119 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Admini<span class=\"_ _1\"></span>stration a<span class=\"_ _1\"></span>nd o<span class=\"_ _1\"></span>ther<span class=\"_ _1\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other operating and administrative exp<span class=\"_ _0\"></span>enses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">691<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and ot<span class=\"_ _0\"></span>her ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to the c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer remediation<span class=\"_ _1\"></span> exer<span class=\"_ _1\"></span>cise provision<span class=\"_ _1\"></span> as well<span class=\"_ _1\"></span> as g<span class=\"_ _1\"></span>eneral operating<span class=\"_ _7\"></span> e<span class=\"_ _0\"></span>xpenses i<span class=\"_ _1\"></span>ncluding<span class=\"_ _1\"></span> regulatory fees and le<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>fes<span class=\"_ _0\"></span>siona<span class=\"_ _0\"></span>l and con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, premi<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d IT<span class=\"_ _1\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>1<span class=\"_ _7\"></span>4: G<span class=\"_ _0\"></span>oodwi<span class=\"_ _0\"></span>ll a<span class=\"_ _0\"></span>nd inta<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l and int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow sh<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s the mo<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in cos<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll and i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17b hc8\" id=\"_94d14fbc-9213-4227-bc40-0a5cd75f9130\"><tr><td></td><td></td><td></td><td class=\"t m1 x629 h7 y25e8 ff10f fs5 fc1 sc0 ls102 ws114\">Other </td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x62a h7 y25e9 ff10f fs5 fc1 sc0 ls54 ws55\">intangible </td><td></td></tr><tr><td></td><td class=\"t m1 x62b h7 y25ea ff10f fs5 fc1 sc0 ls54 ws55\">Goodwill<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62c h7 y25ea ff10f fs5 fc1 sc0 lscb ws1a2\">Sof<span class=\"_ _0\"></span>tware </td><td class=\"c x62e y25eb w17c hab\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls187 ws1bb\">assets</div><div class=\"t m1 x62d h28 y24fb ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x62f h7 y25ea ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y25ed ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2539 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2539 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y253a w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y253a w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y253a w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e4 w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24e4 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63a y24e4 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e6 w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y24e6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y24e6 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63c y24e7 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">753<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ee ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated amor<span class=\"_ _0\"></span>tisation and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y24b6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24eb w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24ec w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y24ee w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y24ba w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y24ba w8e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(413)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(425)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ef ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24bc w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bc w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y24bc w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">339<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">328<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>lai<span class=\"_ _0\"></span>ned i<span class=\"_ _0\"></span>n not<span class=\"_ _0\"></span>e 6. Tota<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>ss am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a31 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll an<span class=\"_ _0\"></span>d \u00a37<span class=\"_ gs28f\"> </span>m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Qui<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>r Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>5 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s. Tota<span class=\"_ _0\"></span>l acc<span class=\"_ _0\"></span>umu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _1\"></span>1 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n rela<span class=\"_ _0\"></span>tes t<span class=\"_ _0\"></span>o sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>war<span class=\"_ _0\"></span>e in Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t Li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ed<span class=\"_ _0\"></span>\u2019s ne<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. 2 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of M<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>tec<span class=\"_ _0\"></span>h Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d in n<span class=\"_ _0\"></span>ote 6. Tot<span class=\"_ _0\"></span>al g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>unt in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion go<span class=\"_ _0\"></span>od<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and \u00a34 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup o<span class=\"_ _0\"></span>n acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. 3 A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>ship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f \u00a33<span class=\"_ _0\"></span>40 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd an a<span class=\"_ _0\"></span>ccum<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of \u00a3<span class=\"_ _0\"></span>34<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n (net b<span class=\"_ _0\"></span>ook va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>: \u00a3nil<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ue to b<span class=\"_ _0\"></span>e inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e tot<span class=\"_ _0\"></span>al gr<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d tot<span class=\"_ _0\"></span>al ac<span class=\"_ _0\"></span>cum<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ed am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n amo<span class=\"_ _0\"></span>unt a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 a<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>o ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>hip ba<span class=\"_ _0\"></span>se<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span><table class=\"s w181 hc9\" id=\"_9295f6ce-daac-4eb6-bec4-e45d8c88db36\"><tr><td></td><td class=\"t m1 x657 h7 y25f0 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x658 h7 y25f0 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x659 h7 y25f0 ff10f fs5 fc1 sc0 ls130 ws150\">Averag<span class=\"_ _0\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m1 x65a h7 y25f1 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65b h7 y25f1 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65c h7 y25f1 ff10f fs5 fc1 sc0 ls54 ws55\">estimate<span class=\"_ _0\"></span>d </td><td class=\"t m1 x65d h7 y25f1 ff10f fs5 fc1 sc0 ls4 ws99\">Average<span class=\"_ _1\"></span> period </td></tr><tr><td></td><td class=\"t m1 x65e h7 y25f2 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y25f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x660 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws9c\">useful life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x661 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws55\">remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y25f3 ff10f fs12 fc1 sc0 ls106 ws60\">Net carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f4 ff10f fs12 fc1 sc0 lscf wsd9\">Sof<span class=\"_ _0\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25f5 w182 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>\u2013 fint<span class=\"_ _0\"></span>ech pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y25f5 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y25f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f6 w184 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech \u2013 re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25f6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y25f6 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f7 w186 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _1\"></span> \u2013 operating soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y25f7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y25f7 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x66e y25f8 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66f y25f8 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f9 ff10f fs12 fc1 sc0 ls106 ws60\">Other intang<span class=\"_ _0\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25fa w187 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Dist<span class=\"_ _0\"></span>ribution channels \u2013<span class=\"_ _1\"></span> Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x670 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x671 y25fa w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x672 y25fa w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x673 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y25fb ff10c fs12 fc1 sc0 lsa4 ws145\">Customer r<span class=\"_ _1\"></span>elationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25fc w188 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsf8 wse\">Quilter<span class=\"_ _7\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x674 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x675 y25fc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x676 y25fc w189 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x677 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fd w18a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25fd w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x678 y25fd w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25fd w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y25fd w18b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fe w18c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Cheviot Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y25fe w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y25fe w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y25fe w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67d y25fe w18d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x67e y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w18e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware and other intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): A<span class=\"_ _0\"></span>llo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on of go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill to ca<span class=\"_ _0\"></span>sh<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>gene<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g unit<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>CGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>idera<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the ne<span class=\"_ _0\"></span>ed f<span class=\"_ _0\"></span>or an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is mo<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ored by ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent at th<span class=\"_ _0\"></span>e leve<span class=\"_ _0\"></span>l of the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o oper<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Af<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nt and Hig<span class=\"_ _0\"></span>h Net Wor<span class=\"_ _3\"></span>th. B<span class=\"_ _0\"></span>oth o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt a gro<span class=\"_ _0\"></span>up of CGUs.<span class=\"_ _0\"></span> <table class=\"s w18f hca\" id=\"_4a3a684a-cdd3-49a5-9759-c19536968cc9\"><tr><td></td><td class=\"t m1 x232 h7 y2600 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2600 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2601 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2601 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2602 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2602 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2603 ff10f fs12 fc1 sc0 ls106 ws60\">Goodw<span class=\"_ _0\"></span>ill<span class=\"_ _1\"></span> (net<span class=\"_ _1\"></span> carr<span class=\"_ _0\"></span>ying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f5 wbb ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37a y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37b y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">224<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wbc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29f y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w190 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _1\"></span> the need<span class=\"_ _7\"></span> for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill i<span class=\"_ _0\"></span>n both t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>t and Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t W<span class=\"_ _1\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>U grou<span class=\"_ _0\"></span>ps is tes<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>lly, or ear<span class=\"_ _0\"></span>lier i<span class=\"_ _0\"></span>f an in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator of i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he CGU gro<span class=\"_ _0\"></span>up to whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l relat<span class=\"_ _0\"></span>es to th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hat CGU gro<span class=\"_ _0\"></span>up, be<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>er of th<span class=\"_ _0\"></span>at CGU gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se or fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>ll. If ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e, an impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent cha<span class=\"_ _0\"></span>rge is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t is les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g valu<span class=\"_ _0\"></span>e. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t indi<span class=\"_ _0\"></span>cato<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e sud<span class=\"_ _0\"></span>den s<span class=\"_ _0\"></span>tock ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>alls<span class=\"_ _0\"></span>, the ab<span class=\"_ _0\"></span>senc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of ne<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>, sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>alls in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s and<span class=\"_ gs26\"> </span>si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll bal<span class=\"_ _0\"></span>ance h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n tes<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025 an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate a sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt ov<span class=\"_ _0\"></span>er the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us. A<span class=\"_ _0\"></span>s a re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>, no<span class=\"_ gs26\"> </span>im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is requi<span class=\"_ _0\"></span>red.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rcent<span class=\"_ _0\"></span>age ch<span class=\"_ _0\"></span>ange re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d in each k<span class=\"_ _0\"></span>ey as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>lue wo<span class=\"_ _0\"></span>uld e<span class=\"_ _0\"></span>xceed t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, as<span class=\"_ _0\"></span>sumi<span class=\"_ _0\"></span>ng all o<span class=\"_ _0\"></span>ther v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s rema<span class=\"_ _0\"></span>in the s<span class=\"_ _0\"></span>ame. T<span class=\"_ _0\"></span>his<span class=\"_ _0\"></span> hig<span class=\"_ _0\"></span>hlig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther a<span class=\"_ _0\"></span>dve<span class=\"_ _0\"></span>rse m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the ke<span class=\"_ _0\"></span>y assu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons us<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n wo<span class=\"_ _0\"></span>uld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d bef<span class=\"_ _0\"></span>ore an im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d nee<span class=\"_ _0\"></span>d to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w191 hcb\" id=\"_4be3274e-ce9a-47c7-8aca-7efab0e110ef\"><tr><td></td><td></td><td class=\"t m1 x376 h7 y2604 ff10f fs5 fc1 sc0 ls53 ws79\">High </td></tr><tr><td></td><td class=\"t m1 x591 h7 y2605 ff110 fs5 fc1 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m1 x684 h7 y2605 ff10f fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2507 w192 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flo<span class=\"_ _0\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">86%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w194 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Perc<span class=\"_ _1\"></span>entage poi<span class=\"_ _1\"></span>nt incr<span class=\"_ _1\"></span>ease i<span class=\"_ _1\"></span>n the<span class=\"_ _1\"></span> discount<span class=\"_ _7\"></span> rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">70%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s are imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket le<span class=\"_ _0\"></span>vels<span class=\"_ _0\"></span>, rev<span class=\"_ _0\"></span>enue ma<span class=\"_ _0\"></span>rgi<span class=\"_ _0\"></span>ns and n<span class=\"_ _0\"></span>et f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t se<span class=\"_ _0\"></span>nsit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>ey hav<span class=\"_ _0\"></span>e a dire<span class=\"_ _0\"></span>ct i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the l<span class=\"_ _0\"></span>evel o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fe<span class=\"_ _0\"></span>e income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el as<span class=\"_ _0\"></span>sumpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s relate<span class=\"_ _0\"></span>s to the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y marke<span class=\"_ _0\"></span>t gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges fo<span class=\"_ _0\"></span>r othe<span class=\"_ _0\"></span>r key as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns and<span class=\"_ _0\"></span> has n<span class=\"_ _0\"></span>ot ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ny oth<span class=\"_ _0\"></span>er ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s that c<span class=\"_ _0\"></span>ould c<span class=\"_ _0\"></span>aus<span class=\"_ _0\"></span>e the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s to exce<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le amounts.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _0\"></span>-use methodolog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use o<span class=\"_ _0\"></span>f the g<span class=\"_ _0\"></span>roups o<span class=\"_ _0\"></span>f C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us are ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t recen<span class=\"_ _0\"></span>t man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ree-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r prof<span class=\"_ _0\"></span>it fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are cont<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s Bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>hese p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>ncor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ate ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>ke into acco<span class=\"_ _0\"></span>unt cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, adv<span class=\"_ _0\"></span>ice an<span class=\"_ _0\"></span>d dis<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heir im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on s<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d init<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, the g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th r<span class=\"_ _0\"></span>ate use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ne the te<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of the gr<span class=\"_ _0\"></span>oups of CGUs in the a<span class=\"_ _0\"></span>nnual as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent was 2.<span class=\"_ _0\"></span>0% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 2.<span class=\"_ _0\"></span>0%). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>use<span class=\"_ _0\"></span>s a singl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al (p<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t tax<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>of 1<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>.7% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 9.0<span class=\"_ _0\"></span>%) <span class=\"_ _1\"></span>to dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws ac<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>wo gro<span class=\"_ _0\"></span>ups of CGUs<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>ingl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t each g<span class=\"_ _0\"></span>roup of CGUs re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. C<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly by sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely sm<span class=\"_ _0\"></span>all amo<span class=\"_ _0\"></span>unt of de<span class=\"_ _0\"></span>bt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>15: Prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _7\"></span>, plant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _1\"></span>uip<span class=\"_ _1\"></span>me<span class=\"_ _7\"></span>nt<span class=\"_ _29f\"> </span><table class=\"s w195 hcc\" id=\"_b5a69b9e-a6f4-4ef1-b2ca-be8b138717a7\"><tr><td></td><td class=\"t m1 x689 h7 y2606 ff10f fs5 fc1 sc0 lscb ws1a2\">Right-<span class=\"_ _0\"></span>of-use </td><td class=\"t m1 x68a h7 y2606 ff10f fs5 fc1 sc0 ls54 ws9c\">Plant and </td><td class=\"t m1 x232 h7 y2606 ff10f fs5 fc1 sc0 ls21 ws152\">Assets under </td><td></td></tr><tr><td></td><td class=\"t m1 x68b h7 y2607 ff10f fs5 fc1 sc0 ls187 ws1bb\">assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x68c h7 y2607 ff10f fs5 fc1 sc0 ls54 ws55\">equipment<span class=\"_ _29f\"> </span></td><td class=\"c x68e y2609 w196 hcd\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws1a2\">construction</div><div class=\"t m1 x68d h1c y2608 ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x235 h7 y2607 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x65e h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y260b ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y260c w197 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y260c w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y260c w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260d w198 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y260d w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y260d w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y2537 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2537 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260e w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y260e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y260e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w198 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2539 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2539 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x280 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y253a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69f y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e4 w19a hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers</div><div class=\"t m1 x6a0 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a1 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y24e4 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y24e4 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">97<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24e6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28d y24e6 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y260f ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated depre<span class=\"_ _0\"></span>ciation<span class=\"_ _1\"></span> and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2541 w197 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a8 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a9 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a0 y2541 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6aa y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24b6 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24b6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24b6 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24eb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24eb w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24eb w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y24ec w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y24ec w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24ee w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24ee w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24f0 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24f0 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y24ba w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(22)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y24ba w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2610 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bb y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed \u00a34 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat w<span class=\"_ _0\"></span>ere u<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 2024. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng to im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, we<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>o pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent i<span class=\"_ _0\"></span>n 2025.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025 re<span class=\"_ _0\"></span>lates to \u00a349 mill<span class=\"_ _0\"></span>ion of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span> (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>: <span class=\"_ _1\"></span>\u00a352 mi<span class=\"_ _0\"></span>llion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-433": {
   "value": "10<span class=\"_ _0\"></span>(b): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g and ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>trat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ides f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w111 hbd\" id=\"_fef7f8d4-41b4-4f72-926f-31f99cb8090f\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2596 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y2596 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2597 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2597 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2598 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2598 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2599 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2599 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2599 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y259a w112 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y259b w113 ha3\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259c w114 ha4\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge on ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y259d w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259e w115 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on other<span class=\"_ _7\"></span> plant and equipme<span class=\"_ _1\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x575 y259f w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w116 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on su<span class=\"_ _1\"></span>blet prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y25a1 w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y25a0 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x577 y25a0 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w117 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y25a3 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x579 y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57a y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 w118 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> other i<span class=\"_ _1\"></span>ntangible assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y25a5 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57c y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a6 w119 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Admini<span class=\"_ _1\"></span>stration a<span class=\"_ _1\"></span>nd o<span class=\"_ _1\"></span>ther<span class=\"_ _1\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other operating and administrative exp<span class=\"_ _0\"></span>enses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">691<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and ot<span class=\"_ _0\"></span>her ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to the c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer remediation<span class=\"_ _1\"></span> exer<span class=\"_ _1\"></span>cise provision<span class=\"_ _1\"></span> as well<span class=\"_ _1\"></span> as g<span class=\"_ _1\"></span>eneral operating<span class=\"_ _7\"></span> e<span class=\"_ _0\"></span>xpenses i<span class=\"_ _1\"></span>ncluding<span class=\"_ _1\"></span> regulatory fees and le<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>fes<span class=\"_ _0\"></span>siona<span class=\"_ _0\"></span>l and con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, premi<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d IT<span class=\"_ _1\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-397": {
   "value": "10<span class=\"_ _0\"></span>(b): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g and ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>trat<span class=\"_ _0\"></span>ive e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ides f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w111 hbd\" id=\"_fef7f8d4-41b4-4f72-926f-31f99cb8090f\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y2596 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y2596 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y2597 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2597 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y2598 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2598 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x377 h7 y2599 fffb fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2599 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2599 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y259a w112 ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y259b w113 ha3\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y259a w7f ha2\"><div class=\"t m0 x23a h1b y2493 ff100 fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259c w114 ha4\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge on ri<span class=\"_ _0\"></span>ght-<span class=\"_ _0\"></span>of-<span class=\"_ _0\"></span>use a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y259d w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y259c w5a ha4\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y259e w115 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on other<span class=\"_ _7\"></span> plant and equipme<span class=\"_ _1\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x575 y259f w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39d y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y259e w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w116 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Depreciation<span class=\"_ _1\"></span> charge<span class=\"_ _1\"></span> on su<span class=\"_ _1\"></span>blet prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x273 y25a1 w57 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y25a0 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x577 y25a0 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w117 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of so<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y25a3 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x579 y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57a y25a2 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 w118 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> other i<span class=\"_ _1\"></span>ntangible assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y25a5 w43 ha6\"><div class=\"t m0 x23a h1b y2495 ff100 fs5 fc1 sc0 ls4 ws0\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57c y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a6 w119 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Admini<span class=\"_ _1\"></span>stration a<span class=\"_ _1\"></span>nd o<span class=\"_ _1\"></span>ther<span class=\"_ _1\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y25a6 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other operating and administrative exp<span class=\"_ _0\"></span>enses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">691<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and ot<span class=\"_ _0\"></span>her ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to the c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer remediation<span class=\"_ _1\"></span> exer<span class=\"_ _1\"></span>cise provision<span class=\"_ _1\"></span> as well<span class=\"_ _1\"></span> as g<span class=\"_ _1\"></span>eneral operating<span class=\"_ _7\"></span> e<span class=\"_ _0\"></span>xpenses i<span class=\"_ _1\"></span>ncluding<span class=\"_ _1\"></span> regulatory fees and le<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>fes<span class=\"_ _0\"></span>siona<span class=\"_ _0\"></span>l and con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y fe<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, premi<span class=\"_ _0\"></span>ses an<span class=\"_ _0\"></span>d IT<span class=\"_ _1\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-398": {
   "value": "10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>): S<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>)<span class=\"_ _0\"></span>(i)<span class=\"_ _0\"></span>: Staf<span class=\"_ _0\"></span>f co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span><table class=\"s w111 hbe\" id=\"_900e4055-d607-4b96-85e7-22e47602d60a\"><tr><td></td><td></td><td class=\"t m0 x371 h7 y25a7 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y25a7 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x373 h7 y25a8 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y25a8 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y25a9 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y25a9 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x582 h7 y25aa fffb fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y25aa fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y25aa fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25ab w11b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf wsd9\">Salaries<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x583 y25ab w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">191<span class=\"_ _29f\"> </span></div></td><td class=\"c n x584 y25ab w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">178<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ac w11c ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Bonus and incentive remuneration<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x28c y25ac w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y25ac w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">60<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a0 w11d ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">So<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x586 y25a0 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y25a0 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 w11e ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>tire<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns \u2013 defi<span class=\"_ _0\"></span>ned co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ib<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on pla<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x588 y25a2 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y25a2 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ad w11f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsf8 wse\">Shar<span class=\"_ _1\"></span>e-based payments \u2013<span class=\"_ _7\"></span> equit<span class=\"_ _0\"></span>y-settled<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58a y25ae w89 ha8\"><div class=\"t m0 x23a h1b y24bd ff100 fs5 fc1 sc0 ls4 ws0\">28(e)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y25ad w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58c y25ad w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w120 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf wsd9\">Other<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x58d y25af w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58e y25af w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w121 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>aff cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x58f y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">333<span class=\"_ _29f\"> </span></div></td><td class=\"c n x590 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">312<span class=\"_ _29f\"> </span></div></td></tr></table>10<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>)<span class=\"_ _0\"></span>(ii)<span class=\"_ _0\"></span>: Emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e numbe<span class=\"_ _0\"></span>rs <span class=\"_ _37\"></span> <span class=\"_ _2d\"> </span> <table class=\"s w111 hbf\" id=\"_be53b09b-81d6-494a-b379-21b2a3c303b0\"><tr><td></td><td class=\"t m0 x371 h7 y25b0 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x372 h7 y25b0 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x373 h7 y25b1 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y25b1 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y25b2 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y25b2 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x591 h7 y25b3 fffb fs5 fc3 sc0 ls54 ws55\">Number<span class=\"_ _29f\"> </span></td><td class=\"t m0 x592 h7 y25b3 fffb fs5 fc1 sc0 ls54 ws55\">Number<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y259e w122 hc0\"><div class=\"t m0 x23a h1b y25b4 fffb fs12 fc1 sc0 lsb6 ws0\">Th<span class=\"_ _0\"></span>e mont<span class=\"_ _0\"></span>hly a<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ge numb<span class=\"_ _0\"></span>er o<span class=\"_ _0\"></span>f per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>s emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>d by the<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Group was:<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y25a0 wbb ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x593 y25a0 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1,972<span class=\"_ _29f\"> </span></div></td><td class=\"c n x594 y25a0 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1,929<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a2 wbc ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y25a2 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">963<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y25a2 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">934<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25a4 wbd ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">He<span class=\"_ _0\"></span>ad Offi<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n x595 y25a4 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x596 y25a4 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25a6 w123 hae\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">St<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y and tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n proj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s</div><div class=\"t m0 x597 h28 y2512 ff100 fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x598 y25a6 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">191<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y25a6 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">107<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w124 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al mon<span class=\"_ _0\"></span>thl<span class=\"_ _0\"></span>y avera<span class=\"_ _0\"></span>ge num<span class=\"_ _0\"></span>ber o<span class=\"_ _0\"></span>f emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>es du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lsb6 ws0\"><span>3,147<span class=\"_ _29f\"> </span></span></div></td><td class=\"c n x59b y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">2,989<span class=\"_ _29f\"> </span></div></td></tr></table>1 Em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s wor<span class=\"_ _0\"></span>ki<span class=\"_ _0\"></span>ng on s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gy a<span class=\"_ _0\"></span>nd t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sfo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pro<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are d<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed s<span class=\"_ _0\"></span>epa<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ely f<span class=\"_ _0\"></span>rom b<span class=\"_ _0\"></span>usi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s-a<span class=\"_ _0\"></span>s-<span class=\"_ _0\"></span>usua<span class=\"_ _0\"></span>l fu<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns to p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>nal in<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>n abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. D<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een r<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted to e<span class=\"_ _0\"></span>nsu<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-399": {
   "value": "10(d): Auditors\u2019 remuneration<span class=\"_ _29f\"> </span>Inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in ot<span class=\"_ _0\"></span>her op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>nd adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses a<span class=\"_ _0\"></span>re fees p<span class=\"_ _0\"></span>aid to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s audi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>n be c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>ed as fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w125 hc1\" id=\"_48980e4f-fdc7-4605-b427-64c57370c1b8\"><tr><td></td><td class=\"t m0 x230 h7 y25b5 fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25b5 fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25b6 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25b6 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25b7 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25b7 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25b8 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25b8 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h1b y25b9 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e aud<span class=\"_ _0\"></span>it of Pa<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span> </td><td></td><td></td></tr><tr><td class=\"c n x23b y24f0 w126 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>an<span class=\"_ _0\"></span>d Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>ida<span class=\"_ _0\"></span>ted fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y24f0 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y24f0 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y25ba ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates f<span class=\"_ _0\"></span>or ot<span class=\"_ _0\"></span>her s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x264 y24f3 w128 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Au<span class=\"_ _0\"></span>dit of t<span class=\"_ _0\"></span>he fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up sub<span class=\"_ _0\"></span>sidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y24f3 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y24f3 w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">2.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f5 w12a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls5 wsda\">Audit<span class=\"_ _1\"></span>-related<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>su<span class=\"_ _1\"></span>rance<span class=\"_ _1\"></span> ser<span class=\"_ _0\"></span>vices<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y24f5 w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a1 y24f5 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w12b ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>ees f<span class=\"_ _0\"></span>or ot<span class=\"_ _0\"></span>her as<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a2 y24bc w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">0.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a3 y24bc w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">0.7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w12c ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> Group auditors<span class=\"_ _0\"></span>\u2019 remuneration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a4 y24bf w52 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">5.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a5 y24bf w12d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">5.9<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-451": {
   "value": "10<span class=\"_ _0\"></span>(e<span class=\"_ _1\"></span>): F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd sim<span class=\"_ _0\"></span>ilar c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>. Fin<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se:<span class=\"_ _29f\"> </span><table class=\"s w12e hbc\" id=\"_b8c654f0-7d8d-47cf-a6eb-8329c643501a\"><tr><td></td><td class=\"t m0 x230 h7 y25bb fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25bb fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25bc fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25bc fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25bd fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25bd fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25be fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25be fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w12f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>erm loans and other external debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w130 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (<span class=\"_ _0\"></span>Ti<span class=\"_ _0\"></span>er 2 bon<span class=\"_ _0\"></span>d)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w131 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Interest payable on<span class=\"_ _1\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w132 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n leas<span class=\"_ _0\"></span>e lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w133 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other interest expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w134 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>nce co<span class=\"_ _0\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs f<span class=\"_ _0\"></span>rom a num<span class=\"_ _0\"></span>ber of rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>nshi<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ense o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>sed as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. More de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>s regar<span class=\"_ _0\"></span>ding bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fun<span class=\"_ _0\"></span>ds, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, are sho<span class=\"_ _0\"></span>wn in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>32.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-444": {
   "value": "10<span class=\"_ _0\"></span>(e<span class=\"_ _1\"></span>): F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd sim<span class=\"_ _0\"></span>ilar c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>. Fin<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se:<span class=\"_ _29f\"> </span><table class=\"s w12e hbc\" id=\"_b8c654f0-7d8d-47cf-a6eb-8329c643501a\"><tr><td></td><td class=\"t m0 x230 h7 y25bb fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25bb fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25bc fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25bc fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25bd fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25bd fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25be fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25be fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w12f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>erm loans and other external debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w130 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (<span class=\"_ _0\"></span>Ti<span class=\"_ _0\"></span>er 2 bon<span class=\"_ _0\"></span>d)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w131 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Interest payable on<span class=\"_ _1\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w132 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n leas<span class=\"_ _0\"></span>e lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w133 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other interest expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w134 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>nce co<span class=\"_ _0\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs f<span class=\"_ _0\"></span>rom a num<span class=\"_ _0\"></span>ber of rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>nshi<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ense o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>sed as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. More de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>s regar<span class=\"_ _0\"></span>ding bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fun<span class=\"_ _0\"></span>ds, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, are sho<span class=\"_ _0\"></span>wn in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>32.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-434": {
   "value": "10<span class=\"_ _0\"></span>(e<span class=\"_ _1\"></span>): F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd sim<span class=\"_ _0\"></span>ilar c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>. Fin<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se:<span class=\"_ _29f\"> </span><table class=\"s w12e hbc\" id=\"_b8c654f0-7d8d-47cf-a6eb-8329c643501a\"><tr><td></td><td class=\"t m0 x230 h7 y25bb fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25bb fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25bc fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25bc fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25bd fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25bd fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25be fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25be fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w12f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>erm loans and other external debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w130 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (<span class=\"_ _0\"></span>Ti<span class=\"_ _0\"></span>er 2 bon<span class=\"_ _0\"></span>d)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w131 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Interest payable on<span class=\"_ _1\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w132 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n leas<span class=\"_ _0\"></span>e lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w133 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other interest expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w134 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>nce co<span class=\"_ _0\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs f<span class=\"_ _0\"></span>rom a num<span class=\"_ _0\"></span>ber of rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>nshi<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ense o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>sed as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. More de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>s regar<span class=\"_ _0\"></span>ding bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fun<span class=\"_ _0\"></span>ds, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, are sho<span class=\"_ _0\"></span>wn in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>32.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-400": {
   "value": "10<span class=\"_ _0\"></span>(e<span class=\"_ _1\"></span>): F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>rowi<span class=\"_ _0\"></span>ngs a<span class=\"_ _0\"></span>nd sim<span class=\"_ _0\"></span>ilar c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are m<span class=\"_ _0\"></span>easure<span class=\"_ _0\"></span>d at am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>. Fin<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se:<span class=\"_ _29f\"> </span><table class=\"s w12e hbc\" id=\"_b8c654f0-7d8d-47cf-a6eb-8329c643501a\"><tr><td></td><td class=\"t m0 x230 h7 y25bb fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m0 x231 h7 y25bb fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x232 h7 y25bc fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y25bc fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y25bd fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y25bd fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y25be fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y25be fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w12f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>erm loans and other external debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y24b9 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w130 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (<span class=\"_ _0\"></span>Ti<span class=\"_ _0\"></span>er 2 bon<span class=\"_ _0\"></span>d)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w131 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 lscf ws9d\">Interest payable on<span class=\"_ _1\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w132 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse o<span class=\"_ _0\"></span>n leas<span class=\"_ _0\"></span>e lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w133 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lscf ws9d\">Other interest expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w134 ha5\"><div class=\"t m0 x23a h1b y2499 ff106 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>nce co<span class=\"_ _0\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nance c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owin<span class=\"_ _0\"></span>gs f<span class=\"_ _0\"></span>rom a num<span class=\"_ _0\"></span>ber of rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>nshi<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ense o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>sed as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. More de<span class=\"_ _0\"></span>tail<span class=\"_ _0\"></span>s regar<span class=\"_ _0\"></span>ding bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fun<span class=\"_ _0\"></span>ds, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding th<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st ra<span class=\"_ _0\"></span>tes pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le, are sho<span class=\"_ _0\"></span>wn in no<span class=\"_ _0\"></span>te <span class=\"_ _1\"></span>32.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-336": {
   "value": "1<span class=\"_ _0\"></span>1<span class=\"_ _0\"></span>: Ta<span class=\"_ _3\"></span>x<span class=\"_ _29f\"> </span>11(<span class=\"_ _7\"></span>a)<span class=\"_ _0\"></span>: T<span class=\"_ _7\"></span>ax c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>ed<span class=\"_ _29f\"> </span><table class=\"s w135 hc2\" id=\"_de333298-44ab-464b-a581-87a9bffb85ca\"><tr><td></td><td class=\"t m0 x371 h7 y25bf fffb fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x372 h7 y25bf fffb fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x373 h7 y25c0 fffb fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y25c0 fffb fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y25c1 fffb fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y25c1 fffb fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x378 h7 y25c2 fffb fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y25c2 fffb fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h1b y25c3 fffb fs12 fc3 sc0 lsb6 ws0\">Cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24e7 w136 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa2 wsf1\">United Kingdom<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b2 y24e7 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y24e7 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">67<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w137 ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 lsa4 ws145\">Overs<span class=\"_ _0\"></span>eas<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y253f w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w138 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to cur<span class=\"_ _0\"></span>ren<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b4 y2510 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b5 y2510 w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w139 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> current tax charge<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b6 y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b7 y24b6 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x382 h1b y25c4 fffb fs12 fc3 sc0 ls199 wsf2\">Deferr<span class=\"_ _1\"></span>ed tax<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2501 w13a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Or<span class=\"_ _0\"></span>igi<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d rev<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>al of tem<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>ffere<span class=\"_ _0\"></span>nces<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b8 y2501 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">111<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b9 y2501 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w13b ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of pr<span class=\"_ _0\"></span>ior ye<span class=\"_ _0\"></span>ars<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ba y24ee w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bb y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w13c ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> deferre<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> tax charge<span class=\"_ _29f\"> </span></div></td><td class=\"c n x271 y24b9 w50 ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">113<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y24b9 w2a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w13d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> tax charged<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y24ba w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">204<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y24ba w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w13e ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">At<span class=\"_ _0\"></span>tributable t<span class=\"_ _1\"></span>o policyholder returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bd y2506 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">161<span class=\"_ _29f\"> </span></div></td><td class=\"c n x290 y2506 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">95<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w13f ha5\"><div class=\"t m0 x23a h1b y2499 ffff fs12 fc1 sc0 ls96 wsf0\">At<span class=\"_ _0\"></span>tributable t<span class=\"_ _1\"></span>o sha<span class=\"_ _1\"></span>reholder<span class=\"_ _1\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc3 sc0 ls4 ws0\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5be y24bc w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff100 fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w13d ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> tax charged<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y24bf w7f ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc3 sc0 ls4 ws0\">204<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 fffb fs12 fc1 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td></tr></table>Cha<span class=\"_ _0\"></span>nge in t<span class=\"_ _0\"></span>ax ra<span class=\"_ _0\"></span>te<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>s pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of the UK<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>Go<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>nme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>\u2019s A<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>mn Bu<span class=\"_ _0\"></span>dget d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>ed in No<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ber 2025<span class=\"_ _0\"></span>, the C<span class=\"_ _0\"></span>han<span class=\"_ _0\"></span>cell<span class=\"_ _0\"></span>or ann<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>ced<span class=\"_ _0\"></span> an in<span class=\"_ _0\"></span>creas<span class=\"_ _0\"></span>e in the fu<span class=\"_ _0\"></span>ture p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>ax rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m 20% to 22%<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>ised r<span class=\"_ _0\"></span>ate wil<span class=\"_ _0\"></span>l appl<span class=\"_ _0\"></span>y fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>Ap<span class=\"_ _0\"></span>ril<span class=\"_ _0\"></span> 2027<span class=\"_ _9\"></span>, su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to en<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt of the rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt Fi<span class=\"_ _0\"></span>nance B<span class=\"_ _0\"></span>ill pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>. As t<span class=\"_ _0\"></span>he rate c<span class=\"_ _0\"></span>hange wa<span class=\"_ _0\"></span>s not sub<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely en<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted by 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>new r<span class=\"_ _0\"></span>ate has no<span class=\"_ _0\"></span>t been us<span class=\"_ _0\"></span>ed in reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sing th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies (se<span class=\"_ _0\"></span>e note 31<span class=\"_ _7\"></span>) sh<span class=\"_ _0\"></span>ould t<span class=\"_ _0\"></span>he temp<span class=\"_ _0\"></span>orar<span class=\"_ _3\"></span>y dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>erence re<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se af<span class=\"_ _0\"></span>ter 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 2027<span class=\"_ _9\"></span>. On<span class=\"_ _0\"></span>ce the ra<span class=\"_ _0\"></span>te chan<span class=\"_ _0\"></span>ge is subs<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y enac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er defe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>ill inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e by ap<span class=\"_ _0\"></span>proxi<span class=\"_ _0\"></span>matel<span class=\"_ _0\"></span>y \u00a3<span class=\"_ _7\"></span>14 milli<span class=\"_ _0\"></span>on. T<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax ch<span class=\"_ _0\"></span>arge is eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly bo<span class=\"_ _0\"></span>rne b<span class=\"_ _0\"></span>y the policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>hr<span class=\"_ _1\"></span>ough the<span class=\"_ _1\"></span> unit pricing<span class=\"_ _7\"></span> of their pr<span class=\"_ _1\"></span>oduct<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here has b<span class=\"_ _0\"></span>een no ch<span class=\"_ _0\"></span>ange in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>ax rate w<span class=\"_ _0\"></span>hich re<span class=\"_ _0\"></span>mains 2<span class=\"_ _0\"></span>5% <span class=\"_ _1\"></span>(2024: 25%).<span class=\"_ _29f\"> </span>Policyholder tax<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to tax o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>\u2019 inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt retu<span class=\"_ _0\"></span>rns<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>his \u201cpo<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ta<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>\u201d is an el<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of tot<span class=\"_ _0\"></span>al ta<span class=\"_ _0\"></span>x exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e. T<span class=\"_ _7\"></span>o make t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mor<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>mea<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ul, t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ribu<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>able to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der ret<span class=\"_ _0\"></span>urns a<span class=\"_ _0\"></span>nd t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retur<span class=\"_ _0\"></span>ns are s<span class=\"_ _0\"></span>hown s<span class=\"_ _0\"></span>epa<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>ly in t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of c<span class=\"_ _1\"></span>omprehensive inc<span class=\"_ _7\"></span>ome.<span class=\"_ _29f\"> </span>The tax at<span class=\"_ _0\"></span>tributable to<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ol<span class=\"_ _1\"></span>ic<span class=\"_ _0\"></span>yholder r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>tu<span class=\"_ _1\"></span>rns is<span class=\"_ _1\"></span> the amount<span class=\"_ _1\"></span> payable in<span class=\"_ _1\"></span> the yea<span class=\"_ _1\"></span>r plus<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> movement of amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le in f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re year<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he rem<span class=\"_ _0\"></span>aind<span class=\"_ _0\"></span>er of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x exp<span class=\"_ _0\"></span>ense i<span class=\"_ _0\"></span>s at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ted to shareholder returns.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s in<span class=\"_ _0\"></span>come t<span class=\"_ _0\"></span>ax cha<span class=\"_ _0\"></span>rge was \u00a3<span class=\"_ _0\"></span>204 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>in 2025 (2024: \u00a369 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion t<span class=\"_ _0\"></span>ax cha<span class=\"_ _0\"></span>rge). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inco<span class=\"_ _0\"></span>me ta<span class=\"_ _0\"></span>x cha<span class=\"_ _0\"></span>rge ca<span class=\"_ _0\"></span>n var<span class=\"_ _0\"></span>y sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y year<span class=\"_ _1\"></span>-<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>year b<span class=\"_ _0\"></span>eca<span class=\"_ _0\"></span>use of ma<span class=\"_ _0\"></span>rket vo<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d the im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t thi<span class=\"_ _0\"></span>s has on polic<span class=\"_ _0\"></span>yholder tax.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the i<span class=\"_ _0\"></span>ncome re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s to fun<span class=\"_ _0\"></span>d the p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y (wh<span class=\"_ _0\"></span>ich is<span class=\"_ _29f\"> </span>inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s inco<span class=\"_ _0\"></span>me) has hi<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y bee<span class=\"_ _0\"></span>n vola<span class=\"_ _0\"></span>til<span class=\"_ _0\"></span>e due to t<span class=\"_ _0\"></span>iming d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ences b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en the<span class=\"_ _29f\"> </span>reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y ded<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d credi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>he cor<span class=\"_ _0\"></span>respo<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>r ta<span class=\"_ _0\"></span>x exp<span class=\"_ _0\"></span>ense<span class=\"_ _0\"></span>, resul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g<span class=\"_ _29f\"> </span>in t<span class=\"_ _0\"></span>he nee<span class=\"_ _0\"></span>d for si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts to t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it to re<span class=\"_ _0\"></span>move t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e dis<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _29f\"> </span>mad<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges to th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s u<span class=\"_ _0\"></span>nit p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>ing po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y at t<span class=\"_ _0\"></span>he en<span class=\"_ _0\"></span>d of 202<span class=\"_ _1\"></span>4 rela<span class=\"_ _0\"></span>ting to p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>wh<span class=\"_ _0\"></span>ich ha<span class=\"_ _0\"></span>s redu<span class=\"_ _0\"></span>ced vo<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y in t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e tim<span class=\"_ _0\"></span>ing di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _0\"></span>ket mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r ende<span class=\"_ _0\"></span>d 31 Decem<span class=\"_ _0\"></span>ber 2025 re<span class=\"_ _0\"></span>sul<span class=\"_ _0\"></span>ted in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ga<span class=\"_ _0\"></span>ins of \u00a3<span class=\"_ _0\"></span>756 mil<span class=\"_ _0\"></span>lion<span class=\"_ _29f\"> </span>on p<span class=\"_ _0\"></span>roduc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e gain is a c<span class=\"_ _0\"></span>ompo<span class=\"_ _0\"></span>nent o<span class=\"_ _0\"></span>f the to<span class=\"_ _0\"></span>tal \u201c<span class=\"_ _0\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t retu<span class=\"_ _0\"></span>rn<span class=\"_ _0\"></span>\u201d gain<span class=\"_ _29f\"> </span>of<span class=\"_ gs26\"> </span>\u00a38<span class=\"_ _0\"></span>,607 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sho<span class=\"_ _0\"></span>wn in th<span class=\"_ _0\"></span>e conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment of co<span class=\"_ _0\"></span>mpreh<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>come. T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x impa<span class=\"_ _0\"></span>ct of t<span class=\"_ _0\"></span>he<span class=\"_ _29f\"> </span>\u00a375<span class=\"_ _0\"></span>6 milli<span class=\"_ _0\"></span>on inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ret<span class=\"_ _0\"></span>urn ga<span class=\"_ _0\"></span>in is a sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t elem<span class=\"_ _0\"></span>ent of t<span class=\"_ _0\"></span>he \u00a31<span class=\"_ _7\"></span>6<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n ta<span class=\"_ _0\"></span>x char<span class=\"_ _0\"></span>ge at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le<span class=\"_ _29f\"> </span>to<span class=\"_ gs26\"> </span>po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der retu<span class=\"_ _0\"></span>rns in 2025 (2024: \u00a395 mil<span class=\"_ _0\"></span>lion c<span class=\"_ _0\"></span>harge).<span class=\"_ _29f\"> </span>Pil<span class=\"_ _0\"></span>lar I<span class=\"_ _0\"></span>I taxe<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Pil<span class=\"_ _0\"></span>lar II le<span class=\"_ _0\"></span>gis<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on is ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in th<span class=\"_ _0\"></span>e UK<span class=\"_ _0\"></span>, es<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>blish<span class=\"_ _0\"></span>ing a Pil<span class=\"_ _0\"></span>lar II mi<span class=\"_ _0\"></span>nimu<span class=\"_ _0\"></span>m ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive t<span class=\"_ _0\"></span>ax r<span class=\"_ _0\"></span>ate of 1<span class=\"_ _7\"></span>5%<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>leg<span class=\"_ _0\"></span>isla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s a <span class=\"_ _1\"></span>Mul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>onal T<span class=\"_ _7\"></span>o<span class=\"_ _0\"></span>p-<span class=\"_ _0\"></span>up T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x (\u201c<span class=\"_ _0\"></span>MT<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) an<span class=\"_ _0\"></span>d a <span class=\"_ _1\"></span>Dom<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tic T<span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>(\u201c<span class=\"_ _0\"></span>DT<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xempt<span class=\"_ _0\"></span>ion u<span class=\"_ _0\"></span>nder I<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>2.4<span class=\"_ _0\"></span>A an<span class=\"_ _0\"></span>d accor<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>ly w<span class=\"_ _0\"></span>ill no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise o<span class=\"_ _0\"></span>r disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span>inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n abo<span class=\"_ _0\"></span>ut de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies rel<span class=\"_ _0\"></span>ated to P<span class=\"_ _0\"></span>illar I<span class=\"_ _0\"></span>I incom<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>xes.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he scop<span class=\"_ _0\"></span>e of the MT<span class=\"_ _3\"></span>T mea<span class=\"_ _0\"></span>ns tha<span class=\"_ _0\"></span>t a <span class=\"_ _1\"></span>top<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x char<span class=\"_ _0\"></span>ge may als<span class=\"_ _0\"></span>o aris<span class=\"_ _0\"></span>e in the UK on p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ear<span class=\"_ _0\"></span>ned in<span class=\"_ _29f\"> </span>cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>ith l<span class=\"_ _0\"></span>ower t<span class=\"_ _0\"></span>ax r<span class=\"_ _0\"></span>ates i<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to a loc<span class=\"_ _0\"></span>al qu<span class=\"_ _0\"></span>alif<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng dom<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tic<span class=\"_ _29f\"> </span>min<span class=\"_ _0\"></span>imum t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span>re is no M<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>T du<span class=\"_ _0\"></span>e in the U<span class=\"_ _0\"></span>K in 2025 as al<span class=\"_ _0\"></span>l over<span class=\"_ _0\"></span>sea<span class=\"_ _0\"></span>s ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions h<span class=\"_ _0\"></span>ave mi<span class=\"_ _0\"></span>nimum e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve<span class=\"_ _29f\"> </span>ta<span class=\"_ _0\"></span>x rat<span class=\"_ _0\"></span>es of 1<span class=\"_ _7\"></span>5%<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s ma<span class=\"_ _0\"></span>in non<span class=\"_ _0\"></span>-U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are in Je<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>y and Irel<span class=\"_ _0\"></span>and. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span>ra<span class=\"_ _0\"></span>tes in bot<span class=\"_ _0\"></span>h Irelan<span class=\"_ _0\"></span>d and Je<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>y are abo<span class=\"_ _0\"></span>ve 1<span class=\"_ _7\"></span>5%, t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore no Pill<span class=\"_ _0\"></span>ar II ta<span class=\"_ _0\"></span>x liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y is du<span class=\"_ _0\"></span>e for 2025 (2024:<span class=\"_ _29f\"> </span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>36<span class=\"_ _0\"></span>,282 in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>Jer<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>y).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Isle of Ma<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>int<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>ced a qual<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing do<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>tic to<span class=\"_ _0\"></span>p-<span class=\"_ _0\"></span>up ta<span class=\"_ _0\"></span>x from ac<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>ds beg<span class=\"_ _0\"></span>inni<span class=\"_ _0\"></span>ng on or<span class=\"_ _29f\"> </span>af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1 <span class=\"_ _1\"></span>Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2025, res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in a Pill<span class=\"_ _0\"></span>ar II ta<span class=\"_ _0\"></span>x liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y of \u00a31<span class=\"_ _9\"></span>1<span class=\"_ _1\"></span>4,<span class=\"_ _0\"></span>21<span class=\"_ _7\"></span>5.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>d tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>re are no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al Pill<span class=\"_ _0\"></span>ar II t<span class=\"_ _0\"></span>ax cha<span class=\"_ _0\"></span>rges i<span class=\"_ _0\"></span>n any ot<span class=\"_ _0\"></span>her co<span class=\"_ _0\"></span>untr<span class=\"_ _0\"></span>ies i<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h<span class=\"_ _29f\"> </span>it<span class=\"_ gs26\"> </span>h<span class=\"_ _0\"></span>ad a pres<span class=\"_ _0\"></span>ence dur<span class=\"_ _0\"></span>ing 2024 or 2025.<span class=\"_ _29f\"> </span>11(<span class=\"_ _7\"></span>a)<span class=\"_ _0\"></span>: T<span class=\"_ _7\"></span>ax c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>ed<span class=\"_ _29f\"> </span><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs2ed\">11(b): Re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iliat<span class=\"_ _0\"></span>ion of to<span class=\"_ _0\"></span>tal in<span class=\"_ _0\"></span>come t<span class=\"_ _0\"></span>ax e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2ee\">T<span class=\"_ _0\"></span>he inco<span class=\"_ _0\"></span>me ta<span class=\"_ _0\"></span>x cre<span class=\"_ _0\"></span>dite<span class=\"_ _0\"></span>d or cha<span class=\"_ _0\"></span>rged to p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s dif<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>at wou<span class=\"_ _0\"></span>ld app<span class=\"_ _0\"></span>ly i<span class=\"_ _0\"></span>f all of t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2ef\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom al<span class=\"_ _0\"></span>l the co<span class=\"_ _0\"></span>untr<span class=\"_ _0\"></span>ies i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tes ha<span class=\"_ _0\"></span>d bee<span class=\"_ _0\"></span>n ta<span class=\"_ _0\"></span>xed at th<span class=\"_ _0\"></span>e UK s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>dard </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs2f0\">Cor<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n T<span class=\"_ _9\"></span>a<span class=\"_ _0\"></span>x rate. T<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce in the ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve rate is e<span class=\"_ _0\"></span>xpla<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs2f1\"><table class=\"s w140 hc3\" id=\"_3cf85f62-15f1-443c-83e5-b39aedcc8a29\"><tr><td></td><td class=\"t m1 x371 h7 y25c5 ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m1 x372 h7 y25c5 ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x373 h7 y25c6 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y25c6 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y25c7 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y25c7 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y25c8 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25c8 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2500 w45 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39a y2500 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25e y2500 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 w141 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x at UK s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ndar<span class=\"_ _0\"></span>d rate of 2<span class=\"_ _0\"></span>5% <span class=\"_ _1\"></span>(2024: 25%)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bf y2501 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c0 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w142 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Un<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>xed an<span class=\"_ _0\"></span>d low t<span class=\"_ _0\"></span>axe<span class=\"_ _0\"></span>d inco<span class=\"_ _0\"></span>me<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c1 y24ee we2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c2 y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w143 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s not d<span class=\"_ _0\"></span>edu<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ibl<span class=\"_ _0\"></span>e for t<span class=\"_ _0\"></span>ax p<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c3 y24b9 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c4 y24b9 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w144 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t ta<span class=\"_ _0\"></span>x in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f pri<span class=\"_ _0\"></span>or ye<span class=\"_ _0\"></span>ars<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37d y2504 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c5 y2504 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w145 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>t mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s on unre<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x258 y24f3 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34f y24f3 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w146 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of pr<span class=\"_ _0\"></span>ior y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c6 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c7 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w147 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Income<span class=\"_ _1\"></span> tax attr<span class=\"_ _0\"></span>ibutable t<span class=\"_ _1\"></span>o poli<span class=\"_ _1\"></span>c<span class=\"_ _0\"></span>yholder<span class=\"_ _1\"></span> returns (<span class=\"_ _7\"></span>net of tax<span class=\"_ _1\"></span> relief<span class=\"_ _0\"></span>)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c8 y2507 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">122<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y2507 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w148 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>rge<span class=\"_ _0\"></span>d to pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c9 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">204<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ca y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs2f2\">11(<span class=\"_ _7\"></span>c)<span class=\"_ _0\"></span>: Rec<span class=\"_ _0\"></span>onci<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on of IF<span class=\"_ _0\"></span>RS i<span class=\"_ _0\"></span>ncome t<span class=\"_ _0\"></span>ax c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t or ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se to in<span class=\"_ _0\"></span>come t<span class=\"_ _0\"></span>ax on a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></div><div class=\"gs2f3\"><table class=\"s w149 hc2\" id=\"_30cde29b-2fa4-4b79-97c1-96258891bc6e\"><tr><td></td><td></td><td class=\"t m1 x371 h7 y25c9 ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m1 x372 h7 y25c9 ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m1 x373 h7 y25ca ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y25ca ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x375 h7 y25cb ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y25cb ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x582 h7 y25cc ff10f fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25cc ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25cc ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y24e6 w14a hae\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">Income<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>ax<span class=\"_ _7\"></span> exp<span class=\"_ _0\"></span>ense</div><div class=\"t m1 x5cb h28 y2512 ff10f fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x598 y24e6 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">204<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5cc y24e6 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">69<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25cd ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ax o<span class=\"_ _0\"></span>n adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing it<span class=\"_ _0\"></span>ems<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24e8 w14b ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d acco<span class=\"_ _0\"></span>unti<span class=\"_ _0\"></span>ng<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5ac y24e8 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y24e8 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 wc2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Business transformation cost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5cd y2541 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ce y2541 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w14c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Skilled Person Rev<span class=\"_ _0\"></span>iew<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5cf y24b6 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d0 y24b6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb wc6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Customer remediation ex<span class=\"_ _1\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d1 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d2 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec wc8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other cus<span class=\"_ _0\"></span>tomer<span class=\"_ _7\"></span> remediat<span class=\"_ _0\"></span>ion<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x2a0 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d3 y24ec we2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee wcd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x39d y24ee w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x39e y24ee w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ce ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ax a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g ite<span class=\"_ _0\"></span>ms<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w14d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>ax<span class=\"_ _1\"></span> adjustment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d4 y24f2 wcc ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5cd y24ba w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x254 y24ba w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(90)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24f3 w14e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other shareholder tax adjustmen<span class=\"_ _0\"></span>ts</div><div class=\"t m1 x5d5 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d6 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d7 y24f3 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w14f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ax o<span class=\"_ _0\"></span>n adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ing it<span class=\"_ _0\"></span>ems<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d8 y24f5 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d9 y24f5 w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bc w150 hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: t<span class=\"_ _0\"></span>ax at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>able to p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r retu<span class=\"_ _0\"></span>rns w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ofit</div><div class=\"t m1 x5da h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5db y24bc wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(163)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5dc y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w151 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ax ch<span class=\"_ _0\"></span>arg<span class=\"_ _0\"></span>ed on tot<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x284 y24bf w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5dd y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs2f4\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls103 ws116 gs2f5\">Includes both<span class=\"_ _1\"></span> tax attribut<span class=\"_ _0\"></span>able<span class=\"_ _7\"></span> to policy<span class=\"_ _0\"></span>holder<span class=\"_ _7\"></span> and shareholder<span class=\"_ _1\"></span> returns, in<span class=\"_ _7\"></span> compliance with IFRS.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs2f6\">2 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs2f7\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r shar<span class=\"_ _0\"></span>eho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r ta<span class=\"_ _0\"></span>x adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s comp<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e real<span class=\"_ _0\"></span>loc<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er t<span class=\"_ _0\"></span>ax as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed in n<span class=\"_ _0\"></span>ote 7(<span class=\"_ _0\"></span>b)(<span class=\"_ _0\"></span>vii<span class=\"_ _0\"></span>) </div><div class=\"t m1 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs2f8\">an<span class=\"_ _0\"></span>d<span class=\"_ gs28f\"> </span>sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r ta<span class=\"_ _0\"></span>x adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for o<span class=\"_ _0\"></span>ne-<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>f i<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>s in lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up<span class=\"_ _0\"></span>\u2019s ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs2f9\">3 </div><div class=\"t m1 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs2fa\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t trea<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x as a p<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>x ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se (t<span class=\"_ _0\"></span>his in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x un<span class=\"_ _0\"></span>der IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S and t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der t<span class=\"_ _0\"></span>ax </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs2fb\">ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s) an<span class=\"_ _0\"></span>d is th<span class=\"_ _0\"></span>eref<span class=\"_ _0\"></span>ore re<span class=\"_ _0\"></span>mov<span class=\"_ _0\"></span>ed f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x cha<span class=\"_ _0\"></span>rge o<span class=\"_ _0\"></span>n adj<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs4e2\">31: T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x a<span class=\"_ _0\"></span>ssets a<span class=\"_ _0\"></span>nd liabil<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>i<span class=\"_ _1\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4e3\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated o<span class=\"_ _0\"></span>n all tem<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ferenc<span class=\"_ _0\"></span>es at t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x rate a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le in t<span class=\"_ _0\"></span>he coun<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4e4\">th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s ari<span class=\"_ _0\"></span>se.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs4e5\">Defe<span class=\"_ _0\"></span>rred tax summar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"gs4e6\"><table class=\"s w1d9 hd9\" id=\"_b9acb404-2f3a-46c4-8535-451fb3bbb3f4\"><tr><td></td><td class=\"t m1 x373 h7 y268a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y268a ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y268c ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y268c ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w60 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y2506 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n x926 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w25d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x927 y24bc wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(180)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x928 y24bc w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(96)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w25e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x (liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty)<span class=\"_ _0\"></span>/as<span class=\"_ _0\"></span>set<span class=\"_ _29f\"> </span></div></td><td class=\"c n x929 y24bf w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(92)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92a y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs4e8\">31(a): De<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4e9\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tes c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward o<span class=\"_ _0\"></span>nly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ea\">real<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d tax b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble. Re<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4eb\">pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e wh<span class=\"_ _0\"></span>ere bas<span class=\"_ _0\"></span>ed on a<span class=\"_ _0\"></span>ll av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>le ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce, i<span class=\"_ _0\"></span>t is more l<span class=\"_ _0\"></span>ikel<span class=\"_ _0\"></span>y tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ere wil<span class=\"_ _0\"></span>l be sui<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ec\">ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s agai<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>t whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>r oth<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>te can b<span class=\"_ _0\"></span>e relie<span class=\"_ _0\"></span>ved o<span class=\"_ _0\"></span>r uti<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4ed\">T<span class=\"_ _0\"></span>he move<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s on re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are exp<span class=\"_ _0\"></span>lain<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow:<span class=\"_ _29f\"> </span></div><div class=\"gs4ee\"><table class=\"s w25f he9\" id=\"_8843f223-a629-4392-ad89-89a9879225d8\"><tr><td></td><td class=\"t m0 x92b h7 y26ec ff10f fs5 fc3 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26ec ff110 fs5 fc3 sc0 ls54 ws55\">(Charge)/credit </td><td class=\"t m0 x5f1 h7 y26ec ff10f fs5 fc3 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26ec ff10f fs5 fc3 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26ed ff10f fs5 fc3 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26ed ff110 fs5 fc3 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26ed ff10f fs5 fc3 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26ed ff10f fs5 fc3 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26ee ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x930 y25e1 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x931 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26ef ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x937 y24ba w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x938 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x939 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93a y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93b y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93c y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93d y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x940 y24bc w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x943 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x944 y24bf w48 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(30)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x945 y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs4ef\"><table class=\"s w25f he9\" id=\"_5069b099-94b0-437b-869f-0dcd6d1cf841\"><tr><td></td><td class=\"t m0 x92b h7 y26f0 ff10f fs5 fc1 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26f0 ff110 fs5 fc1 sc0 ls54 ws55\">Credit<span class=\"_ _0\"></span>/(<span class=\"_ _7\"></span>char<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) </td><td class=\"t m0 x5f1 h7 y26f0 ff10f fs5 fc1 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26f0 ff10f fs5 fc1 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26f1 ff10f fs5 fc1 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26f1 ff110 fs5 fc1 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26f1 ff10f fs5 fc1 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26f1 ff10f fs5 fc1 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26f2 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x946 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x947 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ca y25e1 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26f3 ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x948 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x949 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94a y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94b y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94c y24bc w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94f y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x950 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4f0\">A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in n<span class=\"_ _0\"></span>ote 1<span class=\"_ _1\"></span>, def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>y are sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4f1\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. The G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t and es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4f2\">to<span class=\"_ gs26\"> </span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in AuM be<span class=\"_ _0\"></span>caus<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span>y have a dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>le<span class=\"_ _0\"></span>vel of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>fee in<span class=\"_ _0\"></span>come.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4f3\">T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin Au<span class=\"_ _0\"></span>M are eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4f4\">eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Plan<span class=\"_ _0\"></span>. Manage<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4f5\">gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4f6\">res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4f8\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st an<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4f9\">pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s over th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g peri<span class=\"_ _0\"></span>od and h<span class=\"_ _0\"></span>as deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t a <span class=\"_ _1\"></span>redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion of 1<span class=\"_ _1\"></span>3% in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4fa\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>poin<span class=\"_ _0\"></span>t at whi<span class=\"_ _0\"></span>ch the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount of d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excee<span class=\"_ _0\"></span>ds the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4fb\">T<span class=\"_ _0\"></span>he def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s have re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d by \u00a3<span class=\"_ _0\"></span>2<span class=\"_ _1\"></span>6 mil<span class=\"_ _0\"></span>lion i<span class=\"_ _0\"></span>n the ye<span class=\"_ _0\"></span>ar mai<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>ue to ut<span class=\"_ _0\"></span>ilis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ac<span class=\"_ _0\"></span>cru<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs4fc\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and u<span class=\"_ _0\"></span>se of bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd los<span class=\"_ _0\"></span>ses a<span class=\"_ _0\"></span>gain<span class=\"_ _0\"></span>st G<span class=\"_ _0\"></span>roup t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s in 2025<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs4fd\">Unr<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs4fe\">T<span class=\"_ _0\"></span>he amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for whi<span class=\"_ _0\"></span>ch no def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>st of<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs4ff\"><table class=\"s w1c7 hea\" id=\"_2bfb7f8a-e901-4fb1-9e79-d424b63e3b14\"><tr><td></td><td></td><td class=\"c n x951 y26f4 w258 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x952 y26f4 w267 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws152\">31 December 2024<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x953 h7 y26f5 ff10f fs5 fc3 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x954 h7 y26f5 ff10f fs5 fc3 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m0 x700 h7 y26f5 ff10f fs5 fc1 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x955 h7 y26f5 ff10f fs5 fc1 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x605 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x606 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w268 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x956 y24f3 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x957 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x958 y24f3 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 wc8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x959 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95a y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95b y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95c y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w269 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95d y24bc w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95e y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95f y24bc w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y24bc w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w26a hae\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets</div><div class=\"t m0 x960 h28 y2512 ff10f fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x961 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">490<span class=\"_ _29f\"> </span></div></td><td class=\"c n x962 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x963 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x964 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs500\">1 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs501\">No<span class=\"_ _0\"></span>ne of t<span class=\"_ _0\"></span>he un<span class=\"_ _0\"></span>reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve a se<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>y da<span class=\"_ _0\"></span>te in t<span class=\"_ _0\"></span>ax la<span class=\"_ _0\"></span>w.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls69 ws4b gs502\">Movements in unrec<span class=\"_ _1\"></span>ognised deferred t<span class=\"_ _1\"></span>ax assets<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs503\">Un<span class=\"_ _0\"></span>der UK ta<span class=\"_ _0\"></span>x law, UK bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ard non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s that aro<span class=\"_ _0\"></span>se af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>1 Ap<span class=\"_ _0\"></span>ril 201<span class=\"_ _7\"></span>7 (<span class=\"_ _0\"></span>\u201cPo<span class=\"_ _0\"></span>st-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs504\">201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) may b<span class=\"_ _0\"></span>e of<span class=\"_ _0\"></span>fs<span class=\"_ _0\"></span>et ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>rent y<span class=\"_ _0\"></span>ear UK t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g in any co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs505\">Gro<span class=\"_ _0\"></span>up, sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to a re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of 5<span class=\"_ _0\"></span>0% of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s eac<span class=\"_ _0\"></span>h year<span class=\"_ _1\"></span>. Cons<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y, as des<span class=\"_ _0\"></span>cri<span class=\"_ _0\"></span>bed ab<span class=\"_ _0\"></span>ove<span class=\"_ _0\"></span>, the </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs506\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of defer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s on Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax los<span class=\"_ _0\"></span>ses i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by ref<span class=\"_ _0\"></span>erence to th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws78 gs507\">Group<span class=\"_ _0\"></span>\u2019s Business Plan. </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs508\">E<span class=\"_ _0\"></span>xcept for an<span class=\"_ _0\"></span>y ring<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>nced p<span class=\"_ _0\"></span>re-a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ca<span class=\"_ _0\"></span>n onl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>be of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t again<span class=\"_ _0\"></span>st pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of the s<span class=\"_ _0\"></span>ame </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs509\">com<span class=\"_ _0\"></span>pany, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has fu<span class=\"_ _0\"></span>ll recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of de<span class=\"_ _0\"></span>ferr<span class=\"_ _0\"></span>ed ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 201<span class=\"_ _9\"></span>7 UK t<span class=\"_ _0\"></span>ax </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs50a\">lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his is su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted by p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s Plan pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on th<span class=\"_ _0\"></span>at the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs50b\">wi<span class=\"_ _0\"></span>ll cont<span class=\"_ _0\"></span>inue to be p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>yond t<span class=\"_ _0\"></span>he nor<span class=\"_ _0\"></span>mal th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-yea<span class=\"_ _0\"></span>r plann<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e. </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs50c\">A<span class=\"_ _0\"></span>ll othe<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the G<span class=\"_ _0\"></span>roup (\u201c<span class=\"_ _0\"></span>Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _7\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ca<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y be us<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs50d\">aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s aris<span class=\"_ _0\"></span>ing in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me com<span class=\"_ _0\"></span>pany a<span class=\"_ _0\"></span>s the l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore le<span class=\"_ _0\"></span>ss li<span class=\"_ _0\"></span>kely t<span class=\"_ _0\"></span>hat a d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs50e\">ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e fores<span class=\"_ _0\"></span>eea<span class=\"_ _0\"></span>ble f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly un<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs50f\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese t<span class=\"_ _0\"></span>ax lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs510\">Ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are in Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er Li<span class=\"_ _0\"></span>fe &amp; Pens<span class=\"_ _0\"></span>ions L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted. T<span class=\"_ _0\"></span>here i<span class=\"_ _0\"></span>s cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly in<span class=\"_ _0\"></span>suf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>t evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e to forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs511\">fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>eabl<span class=\"_ _0\"></span>e gain<span class=\"_ _0\"></span>s in tha<span class=\"_ _0\"></span>t comp<span class=\"_ _0\"></span>any on w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h to jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f a defe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t for an<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs512\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs514\">31(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): D<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs515\">T<span class=\"_ _0\"></span>he move<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d tax li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es is as fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs2d5\"><table class=\"s w26b heb\" id=\"_acaa68b2-45ad-494f-9654-2b0fd140e063\"><tr><td></td><td class=\"t m1 x965 h7 y26f7 ff10f fs5 fc3 sc0 ls54 ws55\">At </td><td class=\"t m1 x92c h7 y26f7 ff110 fs5 fc3 sc0 ls54 ws55\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x966 h7 y26f8 ff10f fs5 fc3 sc0 ls54 ws55\">beginning </td><td class=\"t m1 x85f h7 y26f8 ff110 fs5 fc3 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td><td class=\"t m1 x755 h7 y26f8 ff10f fs5 fc3 sc0 ls4 ws99\">Acquisition of </td><td class=\"t m1 x92d h7 y26f8 ff10f fs5 fc3 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x92b h7 y26f9 ff10f fs5 fc3 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y26f9 ff10f fs5 fc3 sc0 ls12d ws0\">or l<span class=\"_ _0\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x967 h7 y26f9 ff10f fs5 fc3 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85d h7 y26f9 ff10f fs5 fc3 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26fa ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65a h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w26c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other acquir<span class=\"_ _1\"></span>ed intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x968 y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x969 y24f3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96a y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w26d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96b y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96c y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">85<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y24f5 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96d y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">183<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w26e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96e y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96f y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x884 y24bc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x970 y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w26f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Deferr<span class=\"_ _0\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x974 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">180<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs516\"><table class=\"s w270 hc5\" id=\"_95400c40-9278-478f-99ec-9de67ed64c52\"><tr><td></td><td class=\"t m1 x965 h7 y26fb ff10f fs5 fc1 sc0 ls54 ws55\">At </td><td class=\"t m1 x92c h7 y26fb ff110 fs5 fc1 sc0 ls54 ws55\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x966 h7 y26fc ff10f fs5 fc1 sc0 ls54 ws55\">beginning </td><td class=\"t m1 x85f h7 y26fc ff110 fs5 fc1 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td><td class=\"t m1 x755 h7 y26fc ff10f fs5 fc1 sc0 ls4 ws99\">Acquisition of </td><td class=\"t m1 x92d h7 y26fc ff10f fs5 fc1 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x92b h7 y26fd ff10f fs5 fc1 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y26fd ff10f fs5 fc1 sc0 ls12d ws0\">or l<span class=\"_ _0\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x967 h7 y26fd ff10f fs5 fc1 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85d h7 y26fd ff10f fs5 fc1 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26fe ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65a h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w26c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other acquir<span class=\"_ _1\"></span>ed intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x975 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x969 y2504 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y2504 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96a y2504 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w271 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">Other temporar<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x976 y24f3 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x977 y24f3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y24f3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w26d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96b y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96c y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y2506 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w26e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2507 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x803 y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w26f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Deferr<span class=\"_ _0\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">64<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97c y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs517\">Movements in deferred<span class=\"_ _1\"></span> tax liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs518\">De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s in relat<span class=\"_ _0\"></span>ion to inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t gain<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>hav<span class=\"_ _0\"></span>e incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by \u00a385 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a340 mi<span class=\"_ _0\"></span>llion<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs519\">inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) d<span class=\"_ _0\"></span>ue to ma<span class=\"_ _0\"></span>rket m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e year, as dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ed in n<span class=\"_ _0\"></span>ote 1<span class=\"_ _9\"></span>1.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs51a\">31(c): Cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t tax r<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>ivab<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>nd paya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs51b\">Cur<span class=\"_ _0\"></span>rent ta<span class=\"_ _0\"></span>x recei<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es at 31 Dece<span class=\"_ _0\"></span>mber 2025 we<span class=\"_ _0\"></span>re \u00a3nil (2024: \u00a345 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) and<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs51c\">\u00a32 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>), res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly. Curre<span class=\"_ _0\"></span>nt ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able ha<span class=\"_ _0\"></span>s reduce<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>mari<span class=\"_ _0\"></span>ly as a res<span class=\"_ _0\"></span>ult of </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs51d\">HMR<span class=\"_ _0\"></span>C ta<span class=\"_ _0\"></span>x refu<span class=\"_ _0\"></span>nds re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-401": {
   "value": "Pil<span class=\"_ _0\"></span>lar I<span class=\"_ _0\"></span>I taxe<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Pil<span class=\"_ _0\"></span>lar II le<span class=\"_ _0\"></span>gis<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on is ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e in th<span class=\"_ _0\"></span>e UK<span class=\"_ _0\"></span>, es<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>blish<span class=\"_ _0\"></span>ing a Pil<span class=\"_ _0\"></span>lar II mi<span class=\"_ _0\"></span>nimu<span class=\"_ _0\"></span>m ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive t<span class=\"_ _0\"></span>ax r<span class=\"_ _0\"></span>ate of 1<span class=\"_ _7\"></span>5%<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span> T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>leg<span class=\"_ _0\"></span>isla<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>leme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s a <span class=\"_ _1\"></span>Mul<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>onal T<span class=\"_ _7\"></span>o<span class=\"_ _0\"></span>p-<span class=\"_ _0\"></span>up T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x (\u201c<span class=\"_ _0\"></span>MT<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) an<span class=\"_ _0\"></span>d a <span class=\"_ _1\"></span>Dom<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tic T<span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>(\u201c<span class=\"_ _0\"></span>DT<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span> T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d the e<span class=\"_ _0\"></span>xempt<span class=\"_ _0\"></span>ion u<span class=\"_ _0\"></span>nder I<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>S 1<span class=\"_ _7\"></span>2.4<span class=\"_ _0\"></span>A an<span class=\"_ _0\"></span>d accor<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>ly w<span class=\"_ _0\"></span>ill no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise o<span class=\"_ _0\"></span>r disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span> inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n abo<span class=\"_ _0\"></span>ut de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies rel<span class=\"_ _0\"></span>ated to P<span class=\"_ _0\"></span>illar I<span class=\"_ _0\"></span>I incom<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>xes.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he scop<span class=\"_ _0\"></span>e of the MT<span class=\"_ _3\"></span>T mea<span class=\"_ _0\"></span>ns tha<span class=\"_ _0\"></span>t a <span class=\"_ _1\"></span>top<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x char<span class=\"_ _0\"></span>ge may als<span class=\"_ _0\"></span>o aris<span class=\"_ _0\"></span>e in the UK on p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ear<span class=\"_ _0\"></span>ned in<span class=\"_ _29f\"> </span><span class=\"_ _0\"></span> cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>ith l<span class=\"_ _0\"></span>ower t<span class=\"_ _0\"></span>ax r<span class=\"_ _0\"></span>ates i<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t to a loc<span class=\"_ _0\"></span>al qu<span class=\"_ _0\"></span>alif<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng dom<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tic<span class=\"_ _29f\"> </span><span class=\"_ _0\"></span> min<span class=\"_ _0\"></span>imum t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span>re is no M<span class=\"_ _0\"></span>T<span class=\"_ _0\"></span>T du<span class=\"_ _0\"></span>e in the U<span class=\"_ _0\"></span>K in 2025 as al<span class=\"_ _0\"></span>l over<span class=\"_ _0\"></span>sea<span class=\"_ _0\"></span>s ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ions h<span class=\"_ _0\"></span>ave mi<span class=\"_ _0\"></span>nimum e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve<span class=\"_ _29f\"> </span> ta<span class=\"_ _0\"></span>x rat<span class=\"_ _0\"></span>es of 1<span class=\"_ _7\"></span>5%<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s ma<span class=\"_ _0\"></span>in non<span class=\"_ _0\"></span>-U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are in Je<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>y and Irel<span class=\"_ _0\"></span>and. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span> ra<span class=\"_ _0\"></span>tes in bot<span class=\"_ _0\"></span>h Irelan<span class=\"_ _0\"></span>d and Je<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>y are abo<span class=\"_ _0\"></span>ve 1<span class=\"_ _7\"></span>5%, t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore no Pill<span class=\"_ _0\"></span>ar II ta<span class=\"_ _0\"></span>x liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y is du<span class=\"_ _0\"></span>e for 2025 (2024:<span class=\"_ _29f\"> </span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>36<span class=\"_ _0\"></span>,282 in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>Jer<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>y).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Isle of Ma<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>int<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>ced a qual<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing do<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>tic to<span class=\"_ _0\"></span>p-<span class=\"_ _0\"></span>up ta<span class=\"_ _0\"></span>x from ac<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>ds beg<span class=\"_ _0\"></span>inni<span class=\"_ _0\"></span>ng on or<span class=\"_ _29f\"> </span> af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1 <span class=\"_ _1\"></span>Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2025, res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in a Pill<span class=\"_ _0\"></span>ar II ta<span class=\"_ _0\"></span>x liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y of \u00a31<span class=\"_ _9\"></span>1<span class=\"_ _1\"></span>4,<span class=\"_ _0\"></span>21<span class=\"_ _7\"></span>5.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>d tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>re are no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al Pill<span class=\"_ _0\"></span>ar II t<span class=\"_ _0\"></span>ax cha<span class=\"_ _0\"></span>rges i<span class=\"_ _0\"></span>n any ot<span class=\"_ _0\"></span>her co<span class=\"_ _0\"></span>untr<span class=\"_ _0\"></span>ies i<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h<span class=\"_ _29f\"> </span> it<span class=\"_ gs26\"> </span>h<span class=\"_ _0\"></span>ad a pres<span class=\"_ _0\"></span>ence dur<span class=\"_ _0\"></span>ing 2024 or 2025.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfKnownOrReasonablyEstimableInformationAboutExposureToPillarTwoIncomeTaxesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-337": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs2fd\">12: Ea<span class=\"_ _0\"></span>rn<span class=\"_ _0\"></span>ings per sha<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2fe\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tes ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r share (<span class=\"_ _0\"></span>\u201c<span class=\"_ _0\"></span>EPS\u201d<span class=\"_ _0\"></span>) o<span class=\"_ _0\"></span>n a numb<span class=\"_ _0\"></span>er of di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>t bas<span class=\"_ _0\"></span>es. IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S requ<span class=\"_ _0\"></span>ires th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2ff\">ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ba<span class=\"_ _0\"></span>sic an<span class=\"_ _0\"></span>d dilu<span class=\"_ _0\"></span>ted EP<span class=\"_ _0\"></span>S. Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted EP<span class=\"_ _0\"></span>S ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts ea<span class=\"_ _0\"></span>rni<span class=\"_ _0\"></span>ngs t<span class=\"_ _0\"></span>hat are c<span class=\"_ _0\"></span>onsis<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs300\">ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t meas<span class=\"_ _0\"></span>ure and He<span class=\"_ _0\"></span>adlin<span class=\"_ _0\"></span>e earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s per shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>(\u201c<span class=\"_ _0\"></span>HEP<span class=\"_ _0\"></span>S\u201d<span class=\"_ _0\"></span>) is a requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt of the Jo<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>esbu<span class=\"_ _0\"></span>rg </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls64 ws6e gs301\">Stoc<span class=\"_ _0\"></span>k Exchan<span class=\"_ _0\"></span>ge. </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs302\">12(a): We<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>ed aver<span class=\"_ _0\"></span>age num<span class=\"_ _0\"></span>ber o<span class=\"_ _0\"></span>f Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y Shar<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs303\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow su<span class=\"_ _0\"></span>mmar<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s the c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d ave<span class=\"_ _0\"></span>rage nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f Ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Sha<span class=\"_ _0\"></span>res for t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs304\">pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es of c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ing ba<span class=\"_ _0\"></span>sic an<span class=\"_ _0\"></span>d dilu<span class=\"_ _0\"></span>ted ea<span class=\"_ _0\"></span>rnin<span class=\"_ _0\"></span>gs p<span class=\"_ _0\"></span>er share f<span class=\"_ _0\"></span>or eac<span class=\"_ _0\"></span>h prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t meas<span class=\"_ _0\"></span>ure (IF<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>S, ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls69 ws71 gs305\">prof<span class=\"_ _0\"></span>it and Headline earning<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span>). </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs306\">T<span class=\"_ _0\"></span>he bas<span class=\"_ _0\"></span>es fo<span class=\"_ _0\"></span>r the c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s EPS are d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d in note 5<span class=\"_ _0\"></span>(t).<span class=\"_ _29f\"> </span></div><div class=\"gs307\"><table class=\"s w152 hc4\" id=\"_290352b9-282d-453d-83b3-0117eedcc56d\"><tr><td></td><td class=\"t m1 x230 h7 y25cf ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y25cf ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x232 h7 y25d0 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y25d0 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y25d1 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y25d1 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x5de h7 y25d2 ff10f fs5 fc3 sc0 ls54 ws55\">Million<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5df h7 y25d2 ff10f fs5 fc1 sc0 ls54 ws55\">Million<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25d3 w153 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Weighted<span class=\"_ _1\"></span> average number<span class=\"_ _1\"></span> of Ordinary Shares<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e0 y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e1 y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,404<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y25d4 ff10c fs12 fc1 sc0 lsb6 ws0\">Ow<span class=\"_ _0\"></span>n sha<span class=\"_ _0\"></span>res in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>din<span class=\"_ _0\"></span>g tho<span class=\"_ _0\"></span>se he<span class=\"_ _0\"></span>ld in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s and e<span class=\"_ _0\"></span>mpl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e </td><td></td><td></td></tr><tr><td class=\"c n x23b y24f3 w154 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t tr<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a4 y24f3 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(52)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e2 y24f3 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w155 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Basic weighte<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> average number of<span class=\"_ _1\"></span> Ordinar<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> Shares<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e3 y24f5 w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,352<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e4 y24f5 w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,344<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w156 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fo<span class=\"_ _0\"></span>r dil<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ve s<span class=\"_ _0\"></span>hare a<span class=\"_ _0\"></span>ward<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28c y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e5 y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w157 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Diluted weighted average number of Ordinary Share<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,395<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,392<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs308\">12(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): B<span class=\"_ _0\"></span>asi<span class=\"_ _0\"></span>c and di<span class=\"_ _0\"></span>lute<span class=\"_ _0\"></span>d EPS (<span class=\"_ _0\"></span>IFR<span class=\"_ _0\"></span>S an<span class=\"_ _0\"></span>d adju<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d pro<span class=\"_ _0\"></span>fit)<span class=\"_ _29f\"> </span></div><div class=\"gs309\"><table class=\"s w158 hc5\" id=\"_1a249944-766e-47e3-bdaf-c58876f0b9ed\"><tr><td></td><td></td><td class=\"t m1 x230 h7 y25d5 ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y25d5 ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m1 x232 h7 y25d6 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x233 h7 y25d6 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x234 h7 y25d7 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y25d7 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x236 h7 y25d8 ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y25d8 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y25d8 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w159 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit<span class=\"_ _0\"></span>/(<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>s) af<span class=\"_ _0\"></span>ter t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5e6 y2504 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">120<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e7 y2504 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(34)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w15a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g ite<span class=\"_ _0\"></span>ms be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e8 y24f4 w15b ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">7(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28c y24f3 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28d y24f3 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">256<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w15c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x on a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng it<span class=\"_ _0\"></span>ems<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e9 y2577 w74 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">11(c)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ea y2506 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5eb y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w15d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder t<span class=\"_ _0\"></span>ax ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ec y25d9 w62 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">11(c)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ed y2507 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ee y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(90)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w15e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>rofi<span class=\"_ _0\"></span>t aft<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x29b y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">154<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">148<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs30a\"><table class=\"s w15f hc6\" id=\"_10f592dd-a0cc-4758-9e8e-b1beb1da4d98\"><tr><td></td><td></td><td class=\"t m1 x230 h7 y25da ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y25da ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m1 x232 h7 y25db ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x233 h7 y25db ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x5ef h7 y25dc ff110 fs5 fc1 sc0 ls12d ws14f\">Po<span class=\"_ _0\"></span>st-<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>pr<span class=\"_ _0\"></span>ofit<span class=\"_ _29f\"> </span></td><td class=\"t m1 x234 h7 y25dc ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y25dc ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x5f0 h7 y25dd ff10f fs5 fc1 sc0 ls102 ws2f\">measure used<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5f1 h7 y25dd ff10f fs5 fc3 sc0 ls162 ws1cc\">Pence<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5f2 h7 y25dd ff10f fs5 fc1 sc0 ls162 ws1cc\">Pence<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w160 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ba<span class=\"_ _0\"></span>sic EP<span class=\"_ _0\"></span>S<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f3 y24f3 w161 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">IFRS profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f4 y24f3 w129 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8.9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f5 y24f3 w162 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2.5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w163 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Di<span class=\"_ _0\"></span>lute<span class=\"_ _0\"></span>d EPS<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f6 y2506 w161 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">IFRS profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f7 y2506 w129 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f8 y2506 w162 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2.5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w164 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>asi<span class=\"_ _0\"></span>c EPS<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f9 y2507 w165 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">Adjusted profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fa y2507 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">11.4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fb y2507 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11.0<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w167 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Adjus<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>ed diluted EPS<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fc y24bf w165 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">Adjusted profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fd y24bf w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">11.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fe y24bf w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10.6<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs30c\">12(c): H<span class=\"_ _0\"></span>eadl<span class=\"_ _0\"></span>ine ea<span class=\"_ _0\"></span>rning<span class=\"_ _0\"></span>s pe<span class=\"_ _0\"></span>r shar<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"gs30d\"><table class=\"s w168 hc7\" id=\"_b8f753a7-a040-46f4-8e13-fa273c43b890\"><tr><td></td><td></td><td class=\"c n x5ff y25de w169 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x600 y25de w169 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>ce<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x601 h7 y25df ff10f fs5 fc3 sc0 ls53 ws79\">Gross<span class=\"_ _29f\"> </span></td><td class=\"t m1 x602 h7 y25df ff10f fs5 fc3 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t of ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m1 x603 h7 y25df ff10f fs5 fc1 sc0 ls53 ws79\">Gross<span class=\"_ _29f\"> </span></td><td class=\"t m1 x604 h7 y25df ff10f fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t of ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25e0 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25e0 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25e0 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25e0 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w16a ha2\"><div class=\"t m1 x23a h1b y2493 ff110 fs12 fc1 sc0 lsa4 wsa4\">Profit/(loss)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x607 y25e1 w7f ha2\"><div class=\"t m1 x23a h1b y2493 ff10f fs12 fc3 sc0 ls4 ws0\">120<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x608 y25e1 w8e ha2\"><div class=\"t m1 x23a h1b y2493 ff10f fs12 fc1 sc0 ls4 ws0\">(34)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25e2 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25d3 w16b ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls96 wsf0\">\u2013 add<span class=\"_ _1\"></span> back impai<span class=\"_ _1\"></span>rment of<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tments in<span class=\"_ _1\"></span> associates<span class=\"_ _29f\"> </span></div></td><td class=\"c n x609 y25d3 w81 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60a y25d3 w81 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60b y25d3 w84 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60c y25d3 w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25e3 ff10c fs12 fc1 sc0 lsb6 ws0\">\u2013  <span class=\"_ _d\"></span>ad<span class=\"_ _0\"></span>d bac<span class=\"_ _0\"></span>k los<span class=\"_ _0\"></span>s on di<span class=\"_ _0\"></span>spo<span class=\"_ _0\"></span>sal o<span class=\"_ _0\"></span>f prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x60d y24f3 w16c ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">an<span class=\"_ _0\"></span>d<span class=\"_ gs30e\"> </span>equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60e y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60f y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x610 y24f3 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x611 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w16d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Headline earnings<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x612 y24f5 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">121<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x613 y24f5 w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(33)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w16e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa4 ws145\">Headline<span class=\"_ _1\"></span> basic EPS (pence<span class=\"_ _1\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x614 y24bc w52 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8.9<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x615 y24bc w16f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(2.5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w170 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Headline diluted EPS (pe<span class=\"_ _0\"></span>nce<span class=\"_ _1\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x616 y24bf w52 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8.7<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x617 y24bf w53 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(2.5)</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-338": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls43 ws45 gs310\">13<span class=\"_ _0\"></span>: Div<span class=\"_ _0\"></span>idend<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"gs311\"><table class=\"s w171 hc5\" id=\"_d11fe500-ef74-48b3-8b78-b16392c698e1\"><tr><td></td><td></td><td></td><td class=\"t m1 x54b h7 y25e4 ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m1 x231 h7 y25e4 ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x54d h7 y25e5 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y25e5 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x234 h7 y25e6 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y25e6 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m1 x618 h7 y25e7 ff10f fs5 fc1 sc0 ls54 ws9c\">Payment date<span class=\"_ _29f\"> </span></td><td class=\"t m1 x619 h7 y25e7 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y25e7 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ba w172 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">2023</div></td><td class=\"c n x61a y24ba w173 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>al Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>den<span class=\"_ _0\"></span>d pai<span class=\"_ _0\"></span>d \u2013 3.7<span class=\"_ _1\"></span>p pe<span class=\"_ _0\"></span>r Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hare<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61b y24ba w174 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">28 May 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61c y24ba w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y24ba w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w172 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">2024</div></td><td class=\"c n x61a y24f3 w175 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">Int<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>m Div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end p<span class=\"_ _0\"></span>aid \u20131<span class=\"_ _7\"></span>.7p per O<span class=\"_ _0\"></span>rdi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61e y24f3 w176 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">23 September 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61f y24f3 w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x620 y24f3 w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">23<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w172 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">2024</div></td><td class=\"c n x61a y2506 w177 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Fi<span class=\"_ _0\"></span>nal D<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd pa<span class=\"_ _0\"></span>id \u2013 4.<span class=\"_ _0\"></span>2p pe<span class=\"_ _0\"></span>r Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hare<span class=\"_ _29f\"> </span></div></td><td class=\"c n x621 y2506 w178 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27 May 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x622 y2506 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x623 y2506 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w172 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">2025</div></td><td class=\"c n x61a y24bc w179 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>im Di<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d pai<span class=\"_ _0\"></span>d \u2013 2.0<span class=\"_ _0\"></span>p per O<span class=\"_ _0\"></span>rdin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x624 y24bc w176 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">22 September 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x625 y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x626 y24bc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w17a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Divide<span class=\"_ _0\"></span>nds paid to<span class=\"_ _1\"></span> Ordinar<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> Shareholde<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x627 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">84<span class=\"_ _29f\"> </span></div></td><td class=\"c n x628 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs312\">On 4 Ma<span class=\"_ _0\"></span>rch 2026, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ann<span class=\"_ _0\"></span>ounce<span class=\"_ _0\"></span>d a prop<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d Fin<span class=\"_ _0\"></span>al Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend f<span class=\"_ _0\"></span>or 2025 of <span><span class=\"gs313\" id=\"__2\">4 .3</span></span> pen<span class=\"_ _0\"></span>ce per O<span class=\"_ _0\"></span>rdina<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs314\">Sha<span class=\"_ _0\"></span>re amou<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>to \u00a3<span><span class=\"gs313\" id=\"__3\">5 8</span></span> <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion in tot<span class=\"_ _0\"></span>al. S<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>to app<span class=\"_ _0\"></span>rova<span class=\"_ _0\"></span>l by share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers at t<span class=\"_ _0\"></span>he An<span class=\"_ _0\"></span>nual Ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>l </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs315\">Me<span class=\"_ _0\"></span>etin<span class=\"_ _0\"></span>g, t<span class=\"_ _0\"></span>he div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end wi<span class=\"_ _0\"></span>ll be pai<span class=\"_ _0\"></span>d on 1<span class=\"_ _7\"></span>8 May 2026. In com<span class=\"_ _0\"></span>plia<span class=\"_ _0\"></span>nce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ru<span class=\"_ _0\"></span>les is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by th<span class=\"_ _0\"></span>e Prud<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ial </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs316\">Reg<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>tion A<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y (\u201c<span class=\"_ _0\"></span>PR<span class=\"_ _0\"></span>A\u201d<span class=\"_ _0\"></span>) in re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion to th<span class=\"_ _0\"></span>e UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II re<span class=\"_ _0\"></span>gime a<span class=\"_ _0\"></span>nd ot<span class=\"_ _0\"></span>her reg<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>y req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs317\">to wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, the d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d is req<span class=\"_ _0\"></span>uired to r<span class=\"_ _0\"></span>emain c<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ellab<span class=\"_ _0\"></span>le at an<span class=\"_ _0\"></span>y poi<span class=\"_ _0\"></span>nt pr<span class=\"_ _0\"></span>ior to i<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs318\">be<span class=\"_ _0\"></span>comin<span class=\"_ _0\"></span>g due and pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le on 1<span class=\"_ _7\"></span>8 Ma<span class=\"_ _0\"></span>y 202<span class=\"_ _1\"></span>6 and to be c<span class=\"_ _0\"></span>ancel<span class=\"_ _0\"></span>led i<span class=\"_ _0\"></span>f, <span class=\"_ _1\"></span>pr<span class=\"_ _0\"></span>ior to pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>ceas<span class=\"_ _0\"></span>es to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs319\">ho<span class=\"_ _0\"></span>ld ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al res<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s equa<span class=\"_ _0\"></span>l to or in e<span class=\"_ _0\"></span>xcess o<span class=\"_ _0\"></span>f it<span class=\"_ _0\"></span>s sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, or if t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld b<span class=\"_ _0\"></span>e the </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs31a\">ca<span class=\"_ _0\"></span>se i<span class=\"_ _0\"></span>f the di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>den<span class=\"_ _0\"></span>d was pa<span class=\"_ _0\"></span>id. T<span class=\"_ _0\"></span>he Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s have n<span class=\"_ _0\"></span>o inte<span class=\"_ _0\"></span>ntio<span class=\"_ _0\"></span>n of exerc<span class=\"_ _0\"></span>ising t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>llat<span class=\"_ _0\"></span>ion r<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>, ot<span class=\"_ _0\"></span>her </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs31b\">th<span class=\"_ _0\"></span>an wh<span class=\"_ _0\"></span>ere requ<span class=\"_ _0\"></span>ired to d<span class=\"_ _0\"></span>o so by t<span class=\"_ _0\"></span>he PR<span class=\"_ _0\"></span>A or f<span class=\"_ _0\"></span>or reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es.<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs31c\">F<span class=\"_ _0\"></span>inal an<span class=\"_ _0\"></span>d Inte<span class=\"_ _0\"></span>rim Di<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ds pai<span class=\"_ _0\"></span>d to Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs are c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d usin<span class=\"_ _0\"></span>g the nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f share<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs31d\">in<span class=\"_ gs26\"> </span>is<span class=\"_ _0\"></span>sue a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>reco<span class=\"_ _0\"></span>rd date le<span class=\"_ _0\"></span>ss ow<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>res hel<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ee ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-10": {
   "value": "0.043",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-11": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-339": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs31f\">1<span class=\"_ _7\"></span>4: G<span class=\"_ _0\"></span>oodwi<span class=\"_ _0\"></span>ll a<span class=\"_ _0\"></span>nd inta<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs320\">14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l and int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs321\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow sh<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s the mo<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in cos<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll and i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs322\"><table class=\"s w17b hc8\" id=\"_94d14fbc-9213-4227-bc40-0a5cd75f9130\"><tr><td></td><td></td><td></td><td class=\"t m1 x629 h7 y25e8 ff10f fs5 fc1 sc0 ls102 ws114\">Other </td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x62a h7 y25e9 ff10f fs5 fc1 sc0 ls54 ws55\">intangible </td><td></td></tr><tr><td></td><td class=\"t m1 x62b h7 y25ea ff10f fs5 fc1 sc0 ls54 ws55\">Goodwill<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62c h7 y25ea ff10f fs5 fc1 sc0 lscb ws1a2\">Sof<span class=\"_ _0\"></span>tware </td><td class=\"c x62e y25eb w17c hab\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls187 ws1bb\">assets</div><div class=\"t m1 x62d h28 y24fb ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x62f h7 y25ea ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y25ed ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2539 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2539 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y253a w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y253a w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y253a w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e4 w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24e4 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63a y24e4 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e6 w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y24e6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y24e6 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63c y24e7 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">753<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ee ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated amor<span class=\"_ _0\"></span>tisation and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y24b6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24eb w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24ec w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y24ee w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y24ba w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y24ba w8e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(413)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(425)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ef ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24bc w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bc w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y24bc w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">339<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">328<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs323\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs324\">Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>lai<span class=\"_ _0\"></span>ned i<span class=\"_ _0\"></span>n not<span class=\"_ _0\"></span>e 6. Tota<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>ss am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a31 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll an<span class=\"_ _0\"></span>d </div><div class=\"t m1 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs325\">\u00a37<span class=\"_ gs28f\"> </span>m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Qui<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>r Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>5 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs326\">ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s. Tota<span class=\"_ _0\"></span>l acc<span class=\"_ _0\"></span>umu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _1\"></span>1 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n rela<span class=\"_ _0\"></span>tes t<span class=\"_ _0\"></span>o sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>war<span class=\"_ _0\"></span>e in Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t Li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ed<span class=\"_ _0\"></span>\u2019s ne<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. </div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs327\">2 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs328\">Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of M<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>tec<span class=\"_ _0\"></span>h Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d in n<span class=\"_ _0\"></span>ote 6. Tot<span class=\"_ _0\"></span>al g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>unt in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion go<span class=\"_ _0\"></span>od<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs329\">Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and \u00a34 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup o<span class=\"_ _0\"></span>n acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. </div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs32a\">3 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs32b\">A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>ship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f \u00a33<span class=\"_ _0\"></span>40 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd an a<span class=\"_ _0\"></span>ccum<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of \u00a3<span class=\"_ _0\"></span>34<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n (net b<span class=\"_ _0\"></span>ook </div><div class=\"t m1 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs32c\">va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>: \u00a3nil<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ue to b<span class=\"_ _0\"></span>e inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e tot<span class=\"_ _0\"></span>al gr<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d tot<span class=\"_ _0\"></span>al ac<span class=\"_ _0\"></span>cum<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ed am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n amo<span class=\"_ _0\"></span>unt a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs32d\">2025 a<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>o ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>hip ba<span class=\"_ _0\"></span>se<span class=\"_ _29f\"> </span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs32f\">14<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"gs30d\"><table class=\"s w181 hc9\" id=\"_9295f6ce-daac-4eb6-bec4-e45d8c88db36\"><tr><td></td><td class=\"t m1 x657 h7 y25f0 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x658 h7 y25f0 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x659 h7 y25f0 ff10f fs5 fc1 sc0 ls130 ws150\">Averag<span class=\"_ _0\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m1 x65a h7 y25f1 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65b h7 y25f1 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65c h7 y25f1 ff10f fs5 fc1 sc0 ls54 ws55\">estimate<span class=\"_ _0\"></span>d </td><td class=\"t m1 x65d h7 y25f1 ff10f fs5 fc1 sc0 ls4 ws99\">Average<span class=\"_ _1\"></span> period </td></tr><tr><td></td><td class=\"t m1 x65e h7 y25f2 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y25f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x660 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws9c\">useful life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x661 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws55\">remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y25f3 ff10f fs12 fc1 sc0 ls106 ws60\">Net carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f4 ff10f fs12 fc1 sc0 lscf wsd9\">Sof<span class=\"_ _0\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25f5 w182 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>\u2013 fint<span class=\"_ _0\"></span>ech pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y25f5 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y25f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f6 w184 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech \u2013 re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25f6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y25f6 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f7 w186 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _1\"></span> \u2013 operating soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y25f7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y25f7 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x66e y25f8 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66f y25f8 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f9 ff10f fs12 fc1 sc0 ls106 ws60\">Other intang<span class=\"_ _0\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25fa w187 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Dist<span class=\"_ _0\"></span>ribution channels \u2013<span class=\"_ _1\"></span> Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x670 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x671 y25fa w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x672 y25fa w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x673 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y25fb ff10c fs12 fc1 sc0 lsa4 ws145\">Customer r<span class=\"_ _1\"></span>elationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25fc w188 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsf8 wse\">Quilter<span class=\"_ _7\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x674 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x675 y25fc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x676 y25fc w189 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x677 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fd w18a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25fd w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x678 y25fd w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25fd w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y25fd w18b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fe w18c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Cheviot Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y25fe w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y25fe w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y25fe w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67d y25fe w18d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x67e y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w18e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware and other intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs330\">14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): A<span class=\"_ _0\"></span>llo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on of go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill to ca<span class=\"_ _0\"></span>sh<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>gene<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g unit<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>CGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>idera<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the ne<span class=\"_ _0\"></span>ed f<span class=\"_ _0\"></span>or </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs331\">an impairment review<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs332\">Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is mo<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ored by ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent at th<span class=\"_ _0\"></span>e leve<span class=\"_ _0\"></span>l of the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o oper<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Af<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nt and </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs333\">Hig<span class=\"_ _0\"></span>h Net Wor<span class=\"_ _3\"></span>th. B<span class=\"_ _0\"></span>oth o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt a gro<span class=\"_ _0\"></span>up of CGUs.<span class=\"_ _0\"></span> </div><div class=\"gs334\"><table class=\"s w18f hca\" id=\"_4a3a684a-cdd3-49a5-9759-c19536968cc9\"><tr><td></td><td class=\"t m1 x232 h7 y2600 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2600 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2601 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2601 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2602 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2602 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2603 ff10f fs12 fc1 sc0 ls106 ws60\">Goodw<span class=\"_ _0\"></span>ill<span class=\"_ _1\"></span> (net<span class=\"_ _1\"></span> carr<span class=\"_ _0\"></span>ying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f5 wbb ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37a y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37b y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">224<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wbc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29f y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w190 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs335\">Consideration of<span class=\"_ _1\"></span> the need<span class=\"_ _7\"></span> for an impairment review<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs336\">Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill i<span class=\"_ _0\"></span>n both t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>t and Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t W<span class=\"_ _1\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>U grou<span class=\"_ _0\"></span>ps is tes<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>lly, or </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs337\">ear<span class=\"_ _0\"></span>lier i<span class=\"_ _0\"></span>f an in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator of i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he CGU gro<span class=\"_ _0\"></span>up to whi<span class=\"_ _0\"></span>ch </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs338\">th<span class=\"_ _0\"></span>e good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l relat<span class=\"_ _0\"></span>es to th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hat CGU gro<span class=\"_ _0\"></span>up, be<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>er of th<span class=\"_ _0\"></span>at CGU gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs339\">va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se or fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>ll. If ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e, an impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent cha<span class=\"_ _0\"></span>rge is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs33a\">reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t is les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g valu<span class=\"_ _0\"></span>e. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t indi<span class=\"_ _0\"></span>cato<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e sud<span class=\"_ _0\"></span>den </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs33b\">s<span class=\"_ _0\"></span>tock ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>alls<span class=\"_ _0\"></span>, the ab<span class=\"_ _0\"></span>senc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of ne<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>, sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>alls in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s and<span class=\"_ gs26\"> </span>si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs33c\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs33e\">T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll bal<span class=\"_ _0\"></span>ance h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n tes<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025 an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs33f\">dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate a sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt ov<span class=\"_ _0\"></span>er the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us. A<span class=\"_ _0\"></span>s a re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs340\">no<span class=\"_ gs26\"> </span>im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is requi<span class=\"_ _0\"></span>red.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs341\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rcent<span class=\"_ _0\"></span>age ch<span class=\"_ _0\"></span>ange re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d in each k<span class=\"_ _0\"></span>ey as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs342\">va<span class=\"_ _0\"></span>lue wo<span class=\"_ _0\"></span>uld e<span class=\"_ _0\"></span>xceed t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, as<span class=\"_ _0\"></span>sumi<span class=\"_ _0\"></span>ng all o<span class=\"_ _0\"></span>ther v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s rema<span class=\"_ _0\"></span>in the s<span class=\"_ _0\"></span>ame. T<span class=\"_ _0\"></span>his<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs343\">hig<span class=\"_ _0\"></span>hlig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther a<span class=\"_ _0\"></span>dve<span class=\"_ _0\"></span>rse m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the ke<span class=\"_ _0\"></span>y assu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons us<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs344\">wo<span class=\"_ _0\"></span>uld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d bef<span class=\"_ _0\"></span>ore an im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d nee<span class=\"_ _0\"></span>d to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs345\"><table class=\"s w191 hcb\" id=\"_4be3274e-ce9a-47c7-8aca-7efab0e110ef\"><tr><td></td><td></td><td class=\"t m1 x376 h7 y2604 ff10f fs5 fc1 sc0 ls53 ws79\">High </td></tr><tr><td></td><td class=\"t m1 x591 h7 y2605 ff110 fs5 fc1 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m1 x684 h7 y2605 ff10f fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2507 w192 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flo<span class=\"_ _0\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">86%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w194 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Perc<span class=\"_ _1\"></span>entage poi<span class=\"_ _1\"></span>nt incr<span class=\"_ _1\"></span>ease i<span class=\"_ _1\"></span>n the<span class=\"_ _1\"></span> discount<span class=\"_ _7\"></span> rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">70%<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs346\">F<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s are imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs347\">le<span class=\"_ _0\"></span>vels<span class=\"_ _0\"></span>, rev<span class=\"_ _0\"></span>enue ma<span class=\"_ _0\"></span>rgi<span class=\"_ _0\"></span>ns and n<span class=\"_ _0\"></span>et f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t se<span class=\"_ _0\"></span>nsit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs348\">to mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>ey hav<span class=\"_ _0\"></span>e a dire<span class=\"_ _0\"></span>ct i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the l<span class=\"_ _0\"></span>evel o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fe<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws8d gs349\">income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs34a\">T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el as<span class=\"_ _0\"></span>sumpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s relate<span class=\"_ _0\"></span>s to the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs34b\">mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y marke<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs34c\">gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs34d\">res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs34e\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges fo<span class=\"_ _0\"></span>r othe<span class=\"_ _0\"></span>r key as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns and<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs34f\">has n<span class=\"_ _0\"></span>ot ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ny oth<span class=\"_ _0\"></span>er ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s that c<span class=\"_ _0\"></span>ould c<span class=\"_ _0\"></span>aus<span class=\"_ _0\"></span>e the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s to exce<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws8d gs350\">amounts.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls4 ws57 gs351\">Value-in<span class=\"_ _0\"></span>-use methodolog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs352\">T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use o<span class=\"_ _0\"></span>f the g<span class=\"_ _0\"></span>roups o<span class=\"_ _0\"></span>f C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us are ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t recen<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs353\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ree-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r prof<span class=\"_ _0\"></span>it fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are cont<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s Bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs354\">T<span class=\"_ _0\"></span>hese p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>ncor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ate ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs355\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>ke into acco<span class=\"_ _0\"></span>unt cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, adv<span class=\"_ _0\"></span>ice </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs356\">an<span class=\"_ _0\"></span>d dis<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heir im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on s<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d init<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs357\">th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, the g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th r<span class=\"_ _0\"></span>ate use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ne the te<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of the gr<span class=\"_ _0\"></span>oups of </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs358\">CGUs in the a<span class=\"_ _0\"></span>nnual as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent was 2.<span class=\"_ _0\"></span>0% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 2.<span class=\"_ _0\"></span>0%). </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs359\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>use<span class=\"_ _0\"></span>s a singl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al (p<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t tax<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>of 1<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>.7% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 9.0<span class=\"_ _0\"></span>%) <span class=\"_ _1\"></span>to dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs35a\">ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws ac<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>wo gro<span class=\"_ _0\"></span>ups of CGUs<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>ingl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs35b\">Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t each g<span class=\"_ _0\"></span>roup of CGUs re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. C<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs35c\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly by sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely sm<span class=\"_ _0\"></span>all amo<span class=\"_ _0\"></span>unt of de<span class=\"_ _0\"></span>bt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-435": {
   "value": "1<span class=\"_ _7\"></span>4: G<span class=\"_ _0\"></span>oodwi<span class=\"_ _0\"></span>ll a<span class=\"_ _0\"></span>nd inta<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l and int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow sh<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s the mo<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in cos<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll and i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17b hc8\" id=\"_94d14fbc-9213-4227-bc40-0a5cd75f9130\"><tr><td></td><td></td><td></td><td class=\"t m1 x629 h7 y25e8 ff10f fs5 fc1 sc0 ls102 ws114\">Other </td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x62a h7 y25e9 ff10f fs5 fc1 sc0 ls54 ws55\">intangible </td><td></td></tr><tr><td></td><td class=\"t m1 x62b h7 y25ea ff10f fs5 fc1 sc0 ls54 ws55\">Goodwill<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62c h7 y25ea ff10f fs5 fc1 sc0 lscb ws1a2\">Sof<span class=\"_ _0\"></span>tware </td><td class=\"c x62e y25eb w17c hab\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls187 ws1bb\">assets</div><div class=\"t m1 x62d h28 y24fb ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x62f h7 y25ea ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y25ed ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2539 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2539 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y253a w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y253a w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y253a w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e4 w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24e4 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63a y24e4 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e6 w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y24e6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y24e6 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63c y24e7 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">753<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ee ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated amor<span class=\"_ _0\"></span>tisation and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y24b6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24eb w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24ec w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y24ee w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y24ba w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y24ba w8e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(413)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(425)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ef ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24bc w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bc w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y24bc w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">339<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">328<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>lai<span class=\"_ _0\"></span>ned i<span class=\"_ _0\"></span>n not<span class=\"_ _0\"></span>e 6. Tota<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>ss am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a31 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll an<span class=\"_ _0\"></span>d \u00a37<span class=\"_ gs28f\"> </span>m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Qui<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>r Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>5 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s. Tota<span class=\"_ _0\"></span>l acc<span class=\"_ _0\"></span>umu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _1\"></span>1 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n rela<span class=\"_ _0\"></span>tes t<span class=\"_ _0\"></span>o sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>war<span class=\"_ _0\"></span>e in Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t Li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ed<span class=\"_ _0\"></span>\u2019s ne<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. 2 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of M<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>tec<span class=\"_ _0\"></span>h Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d in n<span class=\"_ _0\"></span>ote 6. Tot<span class=\"_ _0\"></span>al g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>unt in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion go<span class=\"_ _0\"></span>od<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and \u00a34 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup o<span class=\"_ _0\"></span>n acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. 3 A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>ship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f \u00a33<span class=\"_ _0\"></span>40 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd an a<span class=\"_ _0\"></span>ccum<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of \u00a3<span class=\"_ _0\"></span>34<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n (net b<span class=\"_ _0\"></span>ook va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>: \u00a3nil<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ue to b<span class=\"_ _0\"></span>e inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e tot<span class=\"_ _0\"></span>al gr<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d tot<span class=\"_ _0\"></span>al ac<span class=\"_ _0\"></span>cum<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ed am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n amo<span class=\"_ _0\"></span>unt a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 a<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>o ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>hip ba<span class=\"_ _0\"></span>se<span class=\"_ _29f\"> </span>.<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span><table class=\"s w181 hc9\" id=\"_9295f6ce-daac-4eb6-bec4-e45d8c88db36\"><tr><td></td><td class=\"t m1 x657 h7 y25f0 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x658 h7 y25f0 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x659 h7 y25f0 ff10f fs5 fc1 sc0 ls130 ws150\">Averag<span class=\"_ _0\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m1 x65a h7 y25f1 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65b h7 y25f1 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65c h7 y25f1 ff10f fs5 fc1 sc0 ls54 ws55\">estimate<span class=\"_ _0\"></span>d </td><td class=\"t m1 x65d h7 y25f1 ff10f fs5 fc1 sc0 ls4 ws99\">Average<span class=\"_ _1\"></span> period </td></tr><tr><td></td><td class=\"t m1 x65e h7 y25f2 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y25f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x660 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws9c\">useful life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x661 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws55\">remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y25f3 ff10f fs12 fc1 sc0 ls106 ws60\">Net carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f4 ff10f fs12 fc1 sc0 lscf wsd9\">Sof<span class=\"_ _0\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25f5 w182 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>\u2013 fint<span class=\"_ _0\"></span>ech pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y25f5 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y25f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f6 w184 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech \u2013 re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25f6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y25f6 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f7 w186 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _1\"></span> \u2013 operating soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y25f7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y25f7 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x66e y25f8 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66f y25f8 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f9 ff10f fs12 fc1 sc0 ls106 ws60\">Other intang<span class=\"_ _0\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25fa w187 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Dist<span class=\"_ _0\"></span>ribution channels \u2013<span class=\"_ _1\"></span> Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x670 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x671 y25fa w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x672 y25fa w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x673 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y25fb ff10c fs12 fc1 sc0 lsa4 ws145\">Customer r<span class=\"_ _1\"></span>elationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25fc w188 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsf8 wse\">Quilter<span class=\"_ _7\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x674 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x675 y25fc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x676 y25fc w189 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x677 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fd w18a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25fd w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x678 y25fd w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25fd w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y25fd w18b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fe w18c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Cheviot Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y25fe w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y25fe w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y25fe w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67d y25fe w18d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x67e y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w18e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware and other intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): A<span class=\"_ _0\"></span>llo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on of go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill to ca<span class=\"_ _0\"></span>sh<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>gene<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g unit<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>CGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>idera<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the ne<span class=\"_ _0\"></span>ed f<span class=\"_ _0\"></span>or an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is mo<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ored by ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent at th<span class=\"_ _0\"></span>e leve<span class=\"_ _0\"></span>l of the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o oper<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Af<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nt and Hig<span class=\"_ _0\"></span>h Net Wor<span class=\"_ _3\"></span>th. B<span class=\"_ _0\"></span>oth o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt a gro<span class=\"_ _0\"></span>up of CGUs.<span class=\"_ _0\"></span> <table class=\"s w18f hca\" id=\"_4a3a684a-cdd3-49a5-9759-c19536968cc9\"><tr><td></td><td class=\"t m1 x232 h7 y2600 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2600 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2601 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2601 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2602 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2602 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2603 ff10f fs12 fc1 sc0 ls106 ws60\">Goodw<span class=\"_ _0\"></span>ill<span class=\"_ _1\"></span> (net<span class=\"_ _1\"></span> carr<span class=\"_ _0\"></span>ying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f5 wbb ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37a y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37b y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">224<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wbc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29f y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w190 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _1\"></span> the need<span class=\"_ _7\"></span> for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill i<span class=\"_ _0\"></span>n both t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>t and Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t W<span class=\"_ _1\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>U grou<span class=\"_ _0\"></span>ps is tes<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>lly, or ear<span class=\"_ _0\"></span>lier i<span class=\"_ _0\"></span>f an in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator of i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he CGU gro<span class=\"_ _0\"></span>up to whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l relat<span class=\"_ _0\"></span>es to th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hat CGU gro<span class=\"_ _0\"></span>up, be<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>er of th<span class=\"_ _0\"></span>at CGU gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se or fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>ll. If ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e, an impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent cha<span class=\"_ _0\"></span>rge is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t is les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g valu<span class=\"_ _0\"></span>e. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t indi<span class=\"_ _0\"></span>cato<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e sud<span class=\"_ _0\"></span>den s<span class=\"_ _0\"></span>tock ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>alls<span class=\"_ _0\"></span>, the ab<span class=\"_ _0\"></span>senc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of ne<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>, sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>alls in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s and<span class=\"_ gs26\"> </span>si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll bal<span class=\"_ _0\"></span>ance h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n tes<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025 an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate a sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt ov<span class=\"_ _0\"></span>er the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us. A<span class=\"_ _0\"></span>s a re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>, no<span class=\"_ gs26\"> </span>im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is requi<span class=\"_ _0\"></span>red.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rcent<span class=\"_ _0\"></span>age ch<span class=\"_ _0\"></span>ange re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d in each k<span class=\"_ _0\"></span>ey as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>lue wo<span class=\"_ _0\"></span>uld e<span class=\"_ _0\"></span>xceed t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, as<span class=\"_ _0\"></span>sumi<span class=\"_ _0\"></span>ng all o<span class=\"_ _0\"></span>ther v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s rema<span class=\"_ _0\"></span>in the s<span class=\"_ _0\"></span>ame. T<span class=\"_ _0\"></span>his<span class=\"_ _0\"></span> hig<span class=\"_ _0\"></span>hlig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther a<span class=\"_ _0\"></span>dve<span class=\"_ _0\"></span>rse m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the ke<span class=\"_ _0\"></span>y assu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons us<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n wo<span class=\"_ _0\"></span>uld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d bef<span class=\"_ _0\"></span>ore an im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d nee<span class=\"_ _0\"></span>d to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w191 hcb\" id=\"_4be3274e-ce9a-47c7-8aca-7efab0e110ef\"><tr><td></td><td></td><td class=\"t m1 x376 h7 y2604 ff10f fs5 fc1 sc0 ls53 ws79\">High </td></tr><tr><td></td><td class=\"t m1 x591 h7 y2605 ff110 fs5 fc1 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m1 x684 h7 y2605 ff10f fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2507 w192 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flo<span class=\"_ _0\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">86%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w194 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Perc<span class=\"_ _1\"></span>entage poi<span class=\"_ _1\"></span>nt incr<span class=\"_ _1\"></span>ease i<span class=\"_ _1\"></span>n the<span class=\"_ _1\"></span> discount<span class=\"_ _7\"></span> rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">70%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s are imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket le<span class=\"_ _0\"></span>vels<span class=\"_ _0\"></span>, rev<span class=\"_ _0\"></span>enue ma<span class=\"_ _0\"></span>rgi<span class=\"_ _0\"></span>ns and n<span class=\"_ _0\"></span>et f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t se<span class=\"_ _0\"></span>nsit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>ey hav<span class=\"_ _0\"></span>e a dire<span class=\"_ _0\"></span>ct i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the l<span class=\"_ _0\"></span>evel o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fe<span class=\"_ _0\"></span>e income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el as<span class=\"_ _0\"></span>sumpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s relate<span class=\"_ _0\"></span>s to the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y marke<span class=\"_ _0\"></span>t gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges fo<span class=\"_ _0\"></span>r othe<span class=\"_ _0\"></span>r key as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns and<span class=\"_ _0\"></span> has n<span class=\"_ _0\"></span>ot ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ny oth<span class=\"_ _0\"></span>er ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s that c<span class=\"_ _0\"></span>ould c<span class=\"_ _0\"></span>aus<span class=\"_ _0\"></span>e the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s to exce<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le amounts.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _0\"></span>-use methodolog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use o<span class=\"_ _0\"></span>f the g<span class=\"_ _0\"></span>roups o<span class=\"_ _0\"></span>f C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us are ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t recen<span class=\"_ _0\"></span>t man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ree-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r prof<span class=\"_ _0\"></span>it fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are cont<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s Bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>hese p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>ncor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ate ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>ke into acco<span class=\"_ _0\"></span>unt cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, adv<span class=\"_ _0\"></span>ice an<span class=\"_ _0\"></span>d dis<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heir im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on s<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d init<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, the g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th r<span class=\"_ _0\"></span>ate use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ne the te<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of the gr<span class=\"_ _0\"></span>oups of CGUs in the a<span class=\"_ _0\"></span>nnual as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent was 2.<span class=\"_ _0\"></span>0% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 2.<span class=\"_ _0\"></span>0%). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>use<span class=\"_ _0\"></span>s a singl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al (p<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t tax<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>of 1<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>.7% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 9.0<span class=\"_ _0\"></span>%) <span class=\"_ _1\"></span>to dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws ac<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>wo gro<span class=\"_ _0\"></span>ups of CGUs<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>ingl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t each g<span class=\"_ _0\"></span>roup of CGUs re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. C<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly by sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely sm<span class=\"_ _0\"></span>all amo<span class=\"_ _0\"></span>unt of de<span class=\"_ _0\"></span>bt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-402": {
   "value": "1<span class=\"_ _7\"></span>4: G<span class=\"_ _0\"></span>oodwi<span class=\"_ _0\"></span>ll a<span class=\"_ _0\"></span>nd inta<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ble as<span class=\"_ _0\"></span>se<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l and int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow sh<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s the mo<span class=\"_ _0\"></span>vem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in cos<span class=\"_ _0\"></span>t an<span class=\"_ _0\"></span>d amor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll and i<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ngib<span class=\"_ _0\"></span>le as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17b hc8\" id=\"_94d14fbc-9213-4227-bc40-0a5cd75f9130\"><tr><td></td><td></td><td></td><td class=\"t m1 x629 h7 y25e8 ff10f fs5 fc1 sc0 ls102 ws114\">Other </td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x62a h7 y25e9 ff10f fs5 fc1 sc0 ls54 ws55\">intangible </td><td></td></tr><tr><td></td><td class=\"t m1 x62b h7 y25ea ff10f fs5 fc1 sc0 ls54 ws55\">Goodwill<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62c h7 y25ea ff10f fs5 fc1 sc0 lscb ws1a2\">Sof<span class=\"_ _0\"></span>tware </td><td class=\"c x62e y25eb w17c hab\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls187 ws1bb\">assets</div><div class=\"t m1 x62d h28 y24fb ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x62f h7 y25ea ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x605 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y25ec ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y25ed ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2539 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2539 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2539 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y253a w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y253a w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y253a w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y253a w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e4 w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24e4 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63a y24e4 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x26d y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a2 y24e4 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e6 w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y24e6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y24e6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x638 y24e6 w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63c y24e7 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y24e7 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">753<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ee ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated amor<span class=\"_ _0\"></span>tisation and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w17d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y24b6 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y24b6 wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24eb w17e hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Acquisitions through<span class=\"_ _7\"></span> busines<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> combinations</div><div class=\"t m1 x634 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y24eb w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y24eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24ec w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24ec w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24ec w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y24ee w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y24ee we4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w180 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n cha<span class=\"_ _0\"></span>rge fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x648 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y24f0 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y24ba w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y24ba w8e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(413)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y24ba wa9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(425)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y25ef ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x639 y24bc w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y24bc w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y24bc w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">339<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63b y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">328<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter I<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>s exp<span class=\"_ _0\"></span>lai<span class=\"_ _0\"></span>ned i<span class=\"_ _0\"></span>n not<span class=\"_ _0\"></span>e 6. Tota<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>ss am<span class=\"_ _0\"></span>oun<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es \u00a31 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll an<span class=\"_ _0\"></span>d \u00a37<span class=\"_ gs28f\"> </span>m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>tw<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch co<span class=\"_ _0\"></span>nsis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Qui<span class=\"_ _0\"></span>lte<span class=\"_ _0\"></span>r Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and \u00a3<span class=\"_ _0\"></span>5 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up on ac<span class=\"_ _0\"></span>quis<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s. Tota<span class=\"_ _0\"></span>l acc<span class=\"_ _0\"></span>umu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _1\"></span>1 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n rela<span class=\"_ _0\"></span>tes t<span class=\"_ _0\"></span>o sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>war<span class=\"_ _0\"></span>e in Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t Li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ed<span class=\"_ _0\"></span>\u2019s ne<span class=\"_ _0\"></span>t as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. 2 Re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of M<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>tec<span class=\"_ _0\"></span>h Lim<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d as e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>aine<span class=\"_ _0\"></span>d in n<span class=\"_ _0\"></span>ote 6. Tot<span class=\"_ _0\"></span>al g<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s amo<span class=\"_ _0\"></span>unt in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion go<span class=\"_ _0\"></span>od<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>ll wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d\u2019<span class=\"_ _0\"></span>s net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and \u00a34 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup o<span class=\"_ _0\"></span>n acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of t<span class=\"_ _0\"></span>he bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. 3 A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s rela<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>ship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a co<span class=\"_ _0\"></span>st o<span class=\"_ _0\"></span>f \u00a33<span class=\"_ _0\"></span>40 m<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>nd an a<span class=\"_ _0\"></span>ccum<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of \u00a3<span class=\"_ _0\"></span>34<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n (net b<span class=\"_ _0\"></span>ook va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>: \u00a3nil<span class=\"_ _0\"></span>) con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ue to b<span class=\"_ _0\"></span>e inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e tot<span class=\"_ _0\"></span>al gr<span class=\"_ _0\"></span>oss a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d tot<span class=\"_ _0\"></span>al ac<span class=\"_ _0\"></span>cum<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ed am<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n amo<span class=\"_ _0\"></span>unt a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 a<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>o ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>his c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>hip ba<span class=\"_ _0\"></span>se<span class=\"_ _29f\"> </span>.<span class=\"_ _29f\"> </span>14<span class=\"_ _0\"></span>(b): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ware a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er int<span class=\"_ _0\"></span>angi<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span><table class=\"s w181 hc9\" id=\"_9295f6ce-daac-4eb6-bec4-e45d8c88db36\"><tr><td></td><td class=\"t m1 x657 h7 y25f0 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x658 h7 y25f0 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x659 h7 y25f0 ff10f fs5 fc1 sc0 ls130 ws150\">Averag<span class=\"_ _0\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m1 x65a h7 y25f1 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65b h7 y25f1 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65c h7 y25f1 ff10f fs5 fc1 sc0 ls54 ws55\">estimate<span class=\"_ _0\"></span>d </td><td class=\"t m1 x65d h7 y25f1 ff10f fs5 fc1 sc0 ls4 ws99\">Average<span class=\"_ _1\"></span> period </td></tr><tr><td></td><td class=\"t m1 x65e h7 y25f2 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y25f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x660 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws9c\">useful life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x661 h7 y25f2 ff10f fs5 fc1 sc0 ls54 ws55\">remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y25f3 ff10f fs12 fc1 sc0 ls106 ws60\">Net carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f4 ff10f fs12 fc1 sc0 lscf wsd9\">Sof<span class=\"_ _0\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25f5 w182 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er Inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>\u2013 fint<span class=\"_ _0\"></span>ech pl<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y25f5 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y25f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y25f5 w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f6 w184 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Me<span class=\"_ _0\"></span>diF<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ech \u2013 re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t w<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g sof<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25f6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y25f6 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y25f6 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25f7 w186 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _1\"></span> \u2013 operating soft<span class=\"_ _0\"></span>ware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y25f7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y25f7 w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y25f7 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x66e y25f8 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66f y25f8 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x239 h1b y25f9 ff10f fs12 fc1 sc0 ls106 ws60\">Other intang<span class=\"_ _0\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25fa w187 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Dist<span class=\"_ _0\"></span>ribution channels \u2013<span class=\"_ _1\"></span> Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x670 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x671 y25fa w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x672 y25fa w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x673 y25fa w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y25fb ff10c fs12 fc1 sc0 lsa4 ws145\">Customer r<span class=\"_ _1\"></span>elationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y25fc w188 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsf8 wse\">Quilter<span class=\"_ _7\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x674 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x675 y25fc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x676 y25fc w189 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x677 y25fc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fd w18a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y25fd w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x678 y25fd w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y25fd w185 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y25fd w18b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y25fe w18c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Cheviot Financial Planning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y25fe w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y25fe w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y25fe w183 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67d y25fe w18d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x67e y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y25ff w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w18e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> sof<span class=\"_ _0\"></span>tware and other intangible asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): A<span class=\"_ _0\"></span>llo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on of go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill to ca<span class=\"_ _0\"></span>sh<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>gene<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g unit<span class=\"_ _0\"></span>s (\u201c<span class=\"_ _0\"></span>CGUs<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>idera<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the ne<span class=\"_ _0\"></span>ed f<span class=\"_ _0\"></span>or an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill is mo<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ored by ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent at th<span class=\"_ _0\"></span>e leve<span class=\"_ _0\"></span>l of the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o oper<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s: Af<span class=\"_ _3\"></span>f<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>nt and Hig<span class=\"_ _0\"></span>h Net Wor<span class=\"_ _3\"></span>th. B<span class=\"_ _0\"></span>oth o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt a gro<span class=\"_ _0\"></span>up of CGUs.<span class=\"_ _0\"></span> <table class=\"s w18f hca\" id=\"_4a3a684a-cdd3-49a5-9759-c19536968cc9\"><tr><td></td><td class=\"t m1 x232 h7 y2600 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2600 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2601 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2601 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2602 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2602 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2603 ff10f fs12 fc1 sc0 ls106 ws60\">Goodw<span class=\"_ _0\"></span>ill<span class=\"_ _1\"></span> (net<span class=\"_ _1\"></span> carr<span class=\"_ _0\"></span>ying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f5 wbb ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsa4 wsa4\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37a y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37b y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">224<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc wbc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Hig<span class=\"_ _0\"></span>h Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29f y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w190 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">308<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">307<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _1\"></span> the need<span class=\"_ _7\"></span> for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill i<span class=\"_ _0\"></span>n both t<span class=\"_ _0\"></span>he A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>luen<span class=\"_ _0\"></span>t and Hi<span class=\"_ _0\"></span>gh Ne<span class=\"_ _0\"></span>t W<span class=\"_ _1\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>U grou<span class=\"_ _0\"></span>ps is tes<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nnua<span class=\"_ _0\"></span>lly, or ear<span class=\"_ _0\"></span>lier i<span class=\"_ _0\"></span>f an in<span class=\"_ _0\"></span>dic<span class=\"_ _0\"></span>ator of i<span class=\"_ _0\"></span>mpai<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>nt ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, by com<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he CGU gro<span class=\"_ _0\"></span>up to whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e good<span class=\"_ _0\"></span>wil<span class=\"_ _0\"></span>l relat<span class=\"_ _0\"></span>es to th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hat CGU gro<span class=\"_ _0\"></span>up, be<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>er of th<span class=\"_ _0\"></span>at CGU gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se or fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>ll. If ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e, an impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent cha<span class=\"_ _0\"></span>rge is reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span> reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>t is les<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g valu<span class=\"_ _0\"></span>e. Goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t indi<span class=\"_ _0\"></span>cato<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e sud<span class=\"_ _0\"></span>den s<span class=\"_ _0\"></span>tock ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>alls<span class=\"_ _0\"></span>, the ab<span class=\"_ _0\"></span>senc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>of ne<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>inf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>, sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant f<span class=\"_ _0\"></span>alls in pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s and<span class=\"_ gs26\"> </span>si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dwi<span class=\"_ _0\"></span>ll bal<span class=\"_ _0\"></span>ance h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n tes<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025 an<span class=\"_ _0\"></span>d cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>s to dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate a sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>cove<span class=\"_ _0\"></span>rabl<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt ov<span class=\"_ _0\"></span>er the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us. A<span class=\"_ _0\"></span>s a re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>, no<span class=\"_ gs26\"> </span>im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t is requi<span class=\"_ _0\"></span>red.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he pe<span class=\"_ _0\"></span>rcent<span class=\"_ _0\"></span>age ch<span class=\"_ _0\"></span>ange re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d in each k<span class=\"_ _0\"></span>ey as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion b<span class=\"_ _0\"></span>efo<span class=\"_ _0\"></span>re the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>lue wo<span class=\"_ _0\"></span>uld e<span class=\"_ _0\"></span>xceed t<span class=\"_ _0\"></span>he reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>, as<span class=\"_ _0\"></span>sumi<span class=\"_ _0\"></span>ng all o<span class=\"_ _0\"></span>ther v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s rema<span class=\"_ _0\"></span>in the s<span class=\"_ _0\"></span>ame. T<span class=\"_ _0\"></span>his<span class=\"_ _0\"></span> hig<span class=\"_ _0\"></span>hlig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther a<span class=\"_ _0\"></span>dve<span class=\"_ _0\"></span>rse m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in the ke<span class=\"_ _0\"></span>y assu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons us<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>-in<span class=\"_ _0\"></span>-u<span class=\"_ _0\"></span>se cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n wo<span class=\"_ _0\"></span>uld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d bef<span class=\"_ _0\"></span>ore an im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d nee<span class=\"_ _0\"></span>d to be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w191 hcb\" id=\"_4be3274e-ce9a-47c7-8aca-7efab0e110ef\"><tr><td></td><td></td><td class=\"t m1 x376 h7 y2604 ff10f fs5 fc1 sc0 ls53 ws79\">High </td></tr><tr><td></td><td class=\"t m1 x591 h7 y2605 ff110 fs5 fc1 sc0 ls21 ws1e\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m1 x684 h7 y2605 ff10f fs5 fc1 sc0 ls12d ws0\">Ne<span class=\"_ _0\"></span>t Wor<span class=\"_ _0\"></span>th<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2507 w192 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on in fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh flo<span class=\"_ _0\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y2507 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">86%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w194 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Perc<span class=\"_ _1\"></span>entage poi<span class=\"_ _1\"></span>nt incr<span class=\"_ _1\"></span>ease i<span class=\"_ _1\"></span>n the<span class=\"_ _1\"></span> discount<span class=\"_ _7\"></span> rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">70%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s are imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket le<span class=\"_ _0\"></span>vels<span class=\"_ _0\"></span>, rev<span class=\"_ _0\"></span>enue ma<span class=\"_ _0\"></span>rgi<span class=\"_ _0\"></span>ns and n<span class=\"_ _0\"></span>et f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t se<span class=\"_ _0\"></span>nsit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>cau<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>ey hav<span class=\"_ _0\"></span>e a dire<span class=\"_ _0\"></span>ct i<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>n the l<span class=\"_ _0\"></span>evel o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fe<span class=\"_ _0\"></span>e income<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el as<span class=\"_ _0\"></span>sumpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s relate<span class=\"_ _0\"></span>s to the e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ima<span class=\"_ _0\"></span>ted gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low fo<span class=\"_ _0\"></span>reca<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y marke<span class=\"_ _0\"></span>t gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges fo<span class=\"_ _0\"></span>r othe<span class=\"_ _0\"></span>r key as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns and<span class=\"_ _0\"></span> has n<span class=\"_ _0\"></span>ot ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ny oth<span class=\"_ _0\"></span>er ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s that c<span class=\"_ _0\"></span>ould c<span class=\"_ _0\"></span>aus<span class=\"_ _0\"></span>e the c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s to exce<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le amounts.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _0\"></span>-use methodolog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d to dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>e the v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e in use o<span class=\"_ _0\"></span>f the g<span class=\"_ _0\"></span>roups o<span class=\"_ _0\"></span>f C<span class=\"_ _7\"></span>G<span class=\"_ _0\"></span>Us are ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t recen<span class=\"_ _0\"></span>t man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ree-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r prof<span class=\"_ _0\"></span>it fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are cont<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed in the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s Bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>hese p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>ncor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ate ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate<span class=\"_ _0\"></span>d equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>ke into acco<span class=\"_ _0\"></span>unt cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, adv<span class=\"_ _0\"></span>ice an<span class=\"_ _0\"></span>d dis<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heir im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on s<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic p<span class=\"_ _0\"></span>rojec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d init<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es, e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>s and j<span class=\"_ _0\"></span>udgem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, the g<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>th r<span class=\"_ _0\"></span>ate use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ne the te<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>al val<span class=\"_ _0\"></span>ue of the gr<span class=\"_ _0\"></span>oups of CGUs in the a<span class=\"_ _0\"></span>nnual as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent was 2.<span class=\"_ _0\"></span>0% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 2.<span class=\"_ _0\"></span>0%). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>use<span class=\"_ _0\"></span>s a singl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al (p<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t tax<span class=\"_ _0\"></span>) <span class=\"_ _1\"></span>of 1<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>.7% (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: 9.0<span class=\"_ _0\"></span>%) <span class=\"_ _1\"></span>to dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws ac<span class=\"_ _0\"></span>ros<span class=\"_ _0\"></span>s it<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>wo gro<span class=\"_ _0\"></span>ups of CGUs<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>ingl<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t each g<span class=\"_ _0\"></span>roup of CGUs re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. C<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal i<span class=\"_ _0\"></span>s prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d to th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>pre<span class=\"_ _0\"></span>domi<span class=\"_ _0\"></span>nant<span class=\"_ _0\"></span>ly by sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th a relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ely sm<span class=\"_ _0\"></span>all amo<span class=\"_ _0\"></span>unt of de<span class=\"_ _0\"></span>bt f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-340": {
   "value": "15: Prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _7\"></span>, plant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _1\"></span>uip<span class=\"_ _1\"></span>me<span class=\"_ _7\"></span>nt<span class=\"_ _29f\"> </span><table class=\"s w195 hcc\" id=\"_b5a69b9e-a6f4-4ef1-b2ca-be8b138717a7\"><tr><td></td><td class=\"t m1 x689 h7 y2606 ff10f fs5 fc1 sc0 lscb ws1a2\">Right-<span class=\"_ _0\"></span>of-use </td><td class=\"t m1 x68a h7 y2606 ff10f fs5 fc1 sc0 ls54 ws9c\">Plant and </td><td class=\"t m1 x232 h7 y2606 ff10f fs5 fc1 sc0 ls21 ws152\">Assets under </td><td></td></tr><tr><td></td><td class=\"t m1 x68b h7 y2607 ff10f fs5 fc1 sc0 ls187 ws1bb\">assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x68c h7 y2607 ff10f fs5 fc1 sc0 ls54 ws55\">equipment<span class=\"_ _29f\"> </span></td><td class=\"c x68e y2609 w196 hcd\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws1a2\">construction</div><div class=\"t m1 x68d h1c y2608 ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x235 h7 y2607 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x65e h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y260b ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y260c w197 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y260c w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y260c w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260d w198 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y260d w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y260d w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y2537 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2537 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260e w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y260e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y260e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w198 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2539 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2539 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x280 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y253a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69f y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e4 w19a hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers</div><div class=\"t m1 x6a0 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a1 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y24e4 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y24e4 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">97<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24e6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28d y24e6 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y260f ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated depre<span class=\"_ _0\"></span>ciation<span class=\"_ _1\"></span> and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2541 w197 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a8 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a9 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a0 y2541 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6aa y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24b6 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24b6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24b6 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24eb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24eb w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24eb w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y24ec w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y24ec w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24ee w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24ee w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24f0 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24f0 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y24ba w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(22)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y24ba w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2610 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bb y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed \u00a34 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat w<span class=\"_ _0\"></span>ere u<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 2024. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng to im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, we<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>o pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent i<span class=\"_ _0\"></span>n 2025.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025 re<span class=\"_ _0\"></span>lates to \u00a349 mill<span class=\"_ _0\"></span>ion of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span> (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>: <span class=\"_ _1\"></span>\u00a352 mi<span class=\"_ _0\"></span>llion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-403": {
   "value": "15: Prope<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ty<span class=\"_ _7\"></span>, plant a<span class=\"_ _0\"></span>nd eq<span class=\"_ _1\"></span>uip<span class=\"_ _1\"></span>me<span class=\"_ _7\"></span>nt<span class=\"_ _29f\"> </span><table class=\"s w195 hcc\" id=\"_b5a69b9e-a6f4-4ef1-b2ca-be8b138717a7\"><tr><td></td><td class=\"t m1 x689 h7 y2606 ff10f fs5 fc1 sc0 lscb ws1a2\">Right-<span class=\"_ _0\"></span>of-use </td><td class=\"t m1 x68a h7 y2606 ff10f fs5 fc1 sc0 ls54 ws9c\">Plant and </td><td class=\"t m1 x232 h7 y2606 ff10f fs5 fc1 sc0 ls21 ws152\">Assets under </td><td></td></tr><tr><td></td><td class=\"t m1 x68b h7 y2607 ff10f fs5 fc1 sc0 ls187 ws1bb\">assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x68c h7 y2607 ff10f fs5 fc1 sc0 ls54 ws55\">equipment<span class=\"_ _29f\"> </span></td><td class=\"c x68e y2609 w196 hcd\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws1a2\">construction</div><div class=\"t m1 x68d h1c y2608 ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x235 h7 y2607 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x65e h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y260a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y260b ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y260c w197 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y260c w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y260c w30 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y260c w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260d w198 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y260d w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y260d w44 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y260d w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2537 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2537 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y2537 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2537 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y260e w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y260e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y260e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y260e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2539 w198 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2539 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2539 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x280 y2539 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28f y253a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69f y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24e4 w19a hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers</div><div class=\"t m1 x6a0 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a1 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y24e4 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y24e4 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y24e4 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e6 w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">97<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24e6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24e6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28d y24e6 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y260f ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated depre<span class=\"_ _0\"></span>ciation<span class=\"_ _1\"></span> and impairment losses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2541 w197 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a8 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a9 y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a0 y2541 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6aa y2541 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24b6 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24b6 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24b6 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24b6 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24eb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24eb w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24eb w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y24ec w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y24ec w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y24ec w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w19b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion c<span class=\"_ _0\"></span>har<span class=\"_ _0\"></span>ge for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ab y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y24ee w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y24ee w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w199 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y24f0 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y24f0 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y24f0 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y24ba w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(22)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y24ba w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y24ba w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2610 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bb y24bc w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a6 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e5 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed \u00a34 mi<span class=\"_ _0\"></span>lli<span class=\"_ _0\"></span>on of as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat w<span class=\"_ _0\"></span>ere u<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>r cons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 2024. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, rela<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng to im<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, we<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>o pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent i<span class=\"_ _0\"></span>n 2025.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of rig<span class=\"_ _0\"></span>ht-of-<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025 re<span class=\"_ _0\"></span>lates to \u00a349 mill<span class=\"_ _0\"></span>ion of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lea<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span> (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>: <span class=\"_ _1\"></span>\u00a352 mi<span class=\"_ _0\"></span>llion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfChangesInPropertyPlantAndEquipmentIncludingRightofuseAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-341": {
   "value": "16: I<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tment pr<span class=\"_ _0\"></span>oper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>In Jun<span class=\"_ _0\"></span>e 2023, th<span class=\"_ _0\"></span>e Group en<span class=\"_ _0\"></span>tered in<span class=\"_ _0\"></span>to a contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t to subl<span class=\"_ _0\"></span>et a prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to a <span class=\"_ _1\"></span>tena<span class=\"_ _0\"></span>nt unde<span class=\"_ _0\"></span>r an oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng lea<span class=\"_ _0\"></span>se wi<span class=\"_ _0\"></span>th re<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ls pa<span class=\"_ _0\"></span>yabl<span class=\"_ _0\"></span>e mon<span class=\"_ _0\"></span>thl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>et rela<span class=\"_ _0\"></span>tes to o<span class=\"_ _0\"></span>ne f<span class=\"_ _0\"></span>loo<span class=\"_ _0\"></span>r of a lea<span class=\"_ _0\"></span>sed p<span class=\"_ _0\"></span>roper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h has a us<span class=\"_ _0\"></span>efu<span class=\"_ _0\"></span>l econo<span class=\"_ _0\"></span>mic li<span class=\"_ _0\"></span>fe of el<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>n year<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here is a b<span class=\"_ _0\"></span>reak c<span class=\"_ _0\"></span>laus<span class=\"_ _0\"></span>e in the s<span class=\"_ _0\"></span>uble<span class=\"_ _0\"></span>ase ag<span class=\"_ _0\"></span>reem<span class=\"_ _0\"></span>ent af<span class=\"_ _3\"></span>ter f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ve yea<span class=\"_ _0\"></span>rs an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up can<span class=\"_ _0\"></span>not reas<span class=\"_ _0\"></span>onab<span class=\"_ _0\"></span>ly e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>he tena<span class=\"_ _0\"></span>nt to conti<span class=\"_ _0\"></span>nue to lea<span class=\"_ _0\"></span>se be<span class=\"_ _0\"></span>yond 2028.<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e subl<span class=\"_ _0\"></span>et f<span class=\"_ _0\"></span>loo<span class=\"_ _0\"></span>r can o<span class=\"_ _0\"></span>nl<span class=\"_ _0\"></span>y be reli<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y meas<span class=\"_ _0\"></span>ured w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he us<span class=\"_ _0\"></span>e of a sur<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>eyo<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>liev<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t of mea<span class=\"_ _0\"></span>suri<span class=\"_ _0\"></span>ng the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue w<span class=\"_ _0\"></span>ould b<span class=\"_ _0\"></span>e une<span class=\"_ _0\"></span>conom<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l whe<span class=\"_ _0\"></span>n comp<span class=\"_ _0\"></span>ared to t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>lue of th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>subl<span class=\"_ _0\"></span>et and th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is va<span class=\"_ _0\"></span>lued un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>del. T<span class=\"_ _0\"></span>his is con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>tent<span class=\"_ _0\"></span> wi<span class=\"_ _0\"></span>th<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>uati<span class=\"_ _0\"></span>on of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s lea<span class=\"_ _0\"></span>sed pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng amou<span class=\"_ _0\"></span>nt of the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ap<span class=\"_ _0\"></span>proxim<span class=\"_ _0\"></span>ates to t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span>Lea<span class=\"_ _0\"></span>se inco<span class=\"_ _0\"></span>me from o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>ting l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s wher<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up is a les<span class=\"_ _0\"></span>sor is re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed in in<span class=\"_ _0\"></span>come on a s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ight-<span class=\"_ _29f\"> </span>lin<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ove<span class=\"_ _0\"></span>r the sub<span class=\"_ _0\"></span>leas<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Lea<span class=\"_ _0\"></span>se inco<span class=\"_ _0\"></span>me for 2025 is \u00a3<span class=\"_ _1\"></span>1 mill<span class=\"_ _0\"></span>ion (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. Exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es rela<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g to the p<span class=\"_ _0\"></span>roper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>re imma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al to the G<span class=\"_ _0\"></span>roup.<span class=\"_ _29f\"> </span>There are<span class=\"_ _7\"></span> no contrac<span class=\"_ _0\"></span>tual<span class=\"_ _1\"></span> obligations t<span class=\"_ _1\"></span>o pur<span class=\"_ _1\"></span>chase,<span class=\"_ _1\"></span> construc<span class=\"_ _0\"></span>t, develop or dis<span class=\"_ _1\"></span>pose of<span class=\"_ _1\"></span> investment proper<span class=\"_ _0\"></span>ty. St<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>rd term<span class=\"_ _0\"></span>s and co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s of lea<span class=\"_ _0\"></span>sing ar<span class=\"_ _0\"></span>e incl<span class=\"_ _0\"></span>uded i<span class=\"_ _0\"></span>n the su<span class=\"_ _0\"></span>blea<span class=\"_ _0\"></span>se ar<span class=\"_ _0\"></span>rang<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w19c hce\" id=\"_5fe720fd-9ff1-434b-9a05-64b378f66e74\"><tr><td></td><td class=\"t m1 x375 h7 y2611 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2611 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2612 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2612 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y2613 ff10f fs12 fc1 sc0 ls106 ws60\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24b6 w19d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">At b<span class=\"_ _0\"></span>egi<span class=\"_ _0\"></span>nni<span class=\"_ _0\"></span>ng of th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bc y24b6 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24b6 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w19e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">At e<span class=\"_ _0\"></span>nd of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bf y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bd y24eb w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2614 ff10f fs12 fc1 sc0 ls106 ws60\">Accumulated depre<span class=\"_ _0\"></span>ciation </td><td></td><td></td></tr><tr><td class=\"c n x23b y24f0 w19d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">At b<span class=\"_ _0\"></span>egi<span class=\"_ _0\"></span>nni<span class=\"_ _0\"></span>ng of th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bf y24f0 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w19f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls5 ws38\">Depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y24ba we2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c1 y24ba w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w19e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">At e<span class=\"_ _0\"></span>nd of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y24f3 w8d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y24f3 w8d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2615 ff10c fs12 fc1 sc0 lscf ws9d\">Carr<span class=\"_ _0\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w19e ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">At e<span class=\"_ _0\"></span>nd of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr></table>16(a<span class=\"_ _1\"></span>): Maturit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> analysi<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s unde<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sub<span class=\"_ _0\"></span>leas<span class=\"_ _0\"></span>e are \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>per a<span class=\"_ _0\"></span>nnum (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) for eac<span class=\"_ _0\"></span>h of the th<span class=\"_ _0\"></span>ree year<span class=\"_ _0\"></span>s (2024: four yea<span class=\"_ _0\"></span>rs) to the en<span class=\"_ _0\"></span>d of 20<span class=\"_ _1\"></span>28.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-342": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs365\">1<span class=\"_ _7\"></span>7<span class=\"_ _9\"></span>: I<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>vest<span class=\"_ _0\"></span>me<span class=\"_ _7\"></span>nts i<span class=\"_ _0\"></span>n associates<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs366\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has an i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st in e<span class=\"_ _0\"></span>ach of t<span class=\"_ _0\"></span>he fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>ing as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ed for u<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs367\">eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. No<span class=\"_ _0\"></span>ne of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes are ma<span class=\"_ _0\"></span>rket t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ed. T<span class=\"_ _0\"></span>he UK i<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>untr<span class=\"_ _3\"></span>y of in<span class=\"_ _0\"></span>corp<span class=\"_ _0\"></span>orat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs368\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>prin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al place of b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>eac<span class=\"_ _0\"></span>h ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te. All of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>soci<span class=\"_ _0\"></span>ates ha<span class=\"_ _0\"></span>ve a repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting ye<span class=\"_ _0\"></span>ar endi<span class=\"_ _0\"></span>ng </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs369\">31<span class=\"_ gs26\"> </span>March<span class=\"_ _0\"></span>, apa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m Digb<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es Lim<span class=\"_ _0\"></span>ited t<span class=\"_ _0\"></span>hat has 3<span class=\"_ _0\"></span>0 Septe<span class=\"_ _0\"></span>mber a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>end da<span class=\"_ _0\"></span>te. The c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs36a\">va<span class=\"_ _0\"></span>lue of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in Gro<span class=\"_ _0\"></span>up acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t accou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates a<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs36b\">at<span class=\"_ gs26\"> </span>31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025.<span class=\"_ _29f\"> </span></div><div class=\"gs36c\"><table class=\"s w1a0 hcf\" id=\"_0f3b0b3e-6ccb-416f-a1d5-f09b27fa14c1\"><tr><td></td><td></td><td class=\"c n x6c6 y2616 w1a1 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">% of o<span class=\"_ _0\"></span>wne<span class=\"_ _0\"></span>rsh<span class=\"_ _0\"></span>ip int<span class=\"_ _0\"></span>ere<span class=\"_ _0\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c7 y2616 w1a2 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls54 ws9c\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x6c8 h7 y2617 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y2617 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x234 h7 y2617 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2617 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x6ca h7 y2618 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6cb h7 y2618 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2618 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2618 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2619 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y261a w1a3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Beals Mor<span class=\"_ _0\"></span>tgage and<span class=\"_ _1\"></span> Financial Ser<span class=\"_ _0\"></span>vices Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cc y261a w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cd y261a w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ce y261a w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y261a w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ff w1a5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Immaterial associates<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x6d0 y25ff w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y25ff w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1a6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa2 wsf1\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> equity<span class=\"_ _0\"></span>-accounted associate<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x6d2 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs36d\">17(<span class=\"_ _7\"></span>a): Summarise<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> finan<span class=\"_ _0\"></span>cial information for material associate<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs36e\">T<span class=\"_ _0\"></span>he info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e mater<span class=\"_ _0\"></span>ial </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs36f\">as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d not t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share o<span class=\"_ _0\"></span>f thos<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s. </div><div class=\"gs370\"><table class=\"s w1a7 hd0\" id=\"_6663a4aa-7bf5-47b1-a17b-35431b2c381b\"><tr><td></td><td class=\"t m1 x232 h7 y261b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y261b ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y261c ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y261c ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y261d ff113 fs12 fc1 sc0 lsb6 ws0\">Be<span class=\"_ _0\"></span>als M<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tg<span class=\"_ _0\"></span>age an<span class=\"_ _0\"></span>d Fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y261d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y261d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y261e ff110 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>mmar<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d sta<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>ent of fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>siti<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y261f w1a8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> current assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y261f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y261f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2620 w1a9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>rent a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y2620 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y2620 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2621 w1aa ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> current liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y2621 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y2621 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2622 w1ab ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>rent l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y2622 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y2622 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2623 w1ac ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls5 wsda\">Net assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y2623 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2623 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2624 ff10f fs12 fc1 sc0 ls106 ws60\">Reconciliation to carr<span class=\"_ _0\"></span>ying amounts:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2625 w1ad ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y2625 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y2625 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2626 w1ae ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y2626 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2626 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2627 w1af ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y2627 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dc y2627 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2628 w1b0 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>iod<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y2628 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dd y2628 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2629 w1b1 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Div<span class=\"_ _0\"></span>idend<span class=\"_ _1\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6de y2629 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6df y2629 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262a w1b2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y262a w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e1 y262a w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262b w1b3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">% of G<span class=\"_ _0\"></span>roup s<span class=\"_ _0\"></span>hare<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fa y262b w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e2 y262b w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262c w1b4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Gro<span class=\"_ _0\"></span>up sh<span class=\"_ _0\"></span>are of c<span class=\"_ _0\"></span>losi<span class=\"_ _0\"></span>ng ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y262c w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y262c w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y262d w1b5 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Notional goodwill</div><div class=\"t m1 x6e3 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x356 y262d w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e4 y262d w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262e w1b6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e5 y262e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y262e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y262f ff10f fs12 fc1 sc0 lsa3 ws8a\">Summar<span class=\"_ _1\"></span>ised statemen<span class=\"_ _1\"></span>t of<span class=\"_ _7\"></span> comprehensive<span class=\"_ _1\"></span> incom<span class=\"_ _1\"></span>e<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2630 w1b7 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e year to 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e7 y2630 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e8 y2630 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2631 w1b8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e nine mo<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>hs to 31 Dece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 202<span class=\"_ _1\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e9 y2631 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ea y2631 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w4f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>otal comprehensive income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6eb y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ec y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs371\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs372\">T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f the i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ce in t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs374\">In 2024, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired a 35% di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t ow<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>ship in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t in B<span class=\"_ _0\"></span>eals M<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>gage an<span class=\"_ _0\"></span>d Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs375\">Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d (\u201c<span class=\"_ _0\"></span>Bea<span class=\"_ _0\"></span>ls<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and an e<span class=\"_ _0\"></span>qual p<span class=\"_ _0\"></span>ropo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the v<span class=\"_ _0\"></span>otin<span class=\"_ _0\"></span>g rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s. Be<span class=\"_ _0\"></span>als is an A<span class=\"_ _0\"></span>pp<span class=\"_ _0\"></span>oint<span class=\"_ _0\"></span>ed Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs376\">wh<span class=\"_ _0\"></span>ich of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce. Fo<span class=\"_ _0\"></span>r the ye<span class=\"_ _0\"></span>ar to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 2025, Be<span class=\"_ _0\"></span>als gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ed rev<span class=\"_ _0\"></span>enue of \u00a36 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs377\">(fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>nin<span class=\"_ _0\"></span>e mont<span class=\"_ _0\"></span>hs to 3<span class=\"_ _1\"></span>1 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2024: \u00a33 mill<span class=\"_ _0\"></span>ion). A<span class=\"_ _0\"></span>s at 31 Decem<span class=\"_ _0\"></span>ber 2025<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>Bea<span class=\"_ _0\"></span>ls had no co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs240\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s (202<span class=\"_ _1\"></span>4: non<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs21d\">17(b<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>: Summarised f<span class=\"_ _0\"></span>inancial information for immaterial asso<span class=\"_ _0\"></span>ciates </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21e\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d due to ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of 30<span class=\"_ _0\"></span>% of th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs378\">sha<span class=\"_ _0\"></span>re cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s Ltd an<span class=\"_ _0\"></span>d a fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>e 360 D<span class=\"_ _0\"></span>ot Net<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs379\">Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p also h<span class=\"_ _0\"></span>as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in C<span class=\"_ _0\"></span>linto<span class=\"_ _0\"></span>n Kenna<span class=\"_ _0\"></span>rd A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Lt<span class=\"_ _0\"></span>d, wh<span class=\"_ _0\"></span>ich is a<span class=\"_ _0\"></span>lso an<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs244\">imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s sh<span class=\"_ _0\"></span>are of prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t from t<span class=\"_ _0\"></span>hese a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes was \u00a3n<span class=\"_ _0\"></span>il (2024: <span class=\"_ _1\"></span>\u00a3ni<span class=\"_ _0\"></span>l). Th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs245\">ag<span class=\"_ _0\"></span>gre<span class=\"_ _0\"></span>gate c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s are dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ed ab<span class=\"_ _0\"></span>ove. I<span class=\"_ _0\"></span>n 20<span class=\"_ _1\"></span>25<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs9f\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed \u00a3ni<span class=\"_ _0\"></span>l (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent of an imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate as t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>coul<span class=\"_ _0\"></span>d no longe<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsa0\">sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls6d ws71 gs6bb\">4<span class=\"_ _0\"></span>0(b): A<span class=\"_ _0\"></span>ssociates<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6bc\">Du<span class=\"_ _0\"></span>ring 2024 and 202<span class=\"_ _0\"></span>5, IT s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>ere pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed to th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p by 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ited<span class=\"_ _0\"></span>, an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate of<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6bd\">th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. Thre<span class=\"_ _0\"></span>e fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes, D<span class=\"_ _0\"></span>igb<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, Be<span class=\"_ _0\"></span>als Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tg<span class=\"_ _0\"></span>age and F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws5f gs6be\">Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, an<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s subs<span class=\"_ _0\"></span>idia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, Cli<span class=\"_ _0\"></span>nton Ke<span class=\"_ _0\"></span>nnard A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s Ltd, a<span class=\"_ _0\"></span>re Ap<span class=\"_ _0\"></span>poin<span class=\"_ _0\"></span>ted Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves of A<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6bf\">F<span class=\"_ _0\"></span>irms w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. T<span class=\"_ _7\"></span>ra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p and i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes too<span class=\"_ _0\"></span>k place i<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6c0\">cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s and ha<span class=\"_ _0\"></span>d no mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t on the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _0\"></span> </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-452": {
   "value": "1<span class=\"_ _7\"></span>7<span class=\"_ _9\"></span>: I<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>vest<span class=\"_ _0\"></span>me<span class=\"_ _7\"></span>nts i<span class=\"_ _0\"></span>n associates<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has an i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st in e<span class=\"_ _0\"></span>ach of t<span class=\"_ _0\"></span>he fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>ing as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s, al<span class=\"_ _0\"></span>l of whi<span class=\"_ _0\"></span>ch are a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>ed for u<span class=\"_ _0\"></span>sing t<span class=\"_ _0\"></span>he eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d. No<span class=\"_ _0\"></span>ne of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes are ma<span class=\"_ _0\"></span>rket t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ed. T<span class=\"_ _0\"></span>he UK i<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>untr<span class=\"_ _3\"></span>y of in<span class=\"_ _0\"></span>corp<span class=\"_ _0\"></span>orat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>prin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al place of b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>eac<span class=\"_ _0\"></span>h ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>te. All of t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>soci<span class=\"_ _0\"></span>ates ha<span class=\"_ _0\"></span>ve a repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting ye<span class=\"_ _0\"></span>ar endi<span class=\"_ _0\"></span>ng 31<span class=\"_ gs26\"> </span>March<span class=\"_ _0\"></span>, apa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fro<span class=\"_ _0\"></span>m Digb<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>es Lim<span class=\"_ _0\"></span>ited t<span class=\"_ _0\"></span>hat has 3<span class=\"_ _0\"></span>0 Septe<span class=\"_ _0\"></span>mber a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>end da<span class=\"_ _0\"></span>te. The c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>lue of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in Gro<span class=\"_ _0\"></span>up acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t accou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates a<span class=\"_ _0\"></span>s at<span class=\"_ gs26\"> </span>31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025.<span class=\"_ _29f\"> </span><table class=\"s w1a0 hcf\" id=\"_0f3b0b3e-6ccb-416f-a1d5-f09b27fa14c1\"><tr><td></td><td></td><td class=\"c n x6c6 y2616 w1a1 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">% of o<span class=\"_ _0\"></span>wne<span class=\"_ _0\"></span>rsh<span class=\"_ _0\"></span>ip int<span class=\"_ _0\"></span>ere<span class=\"_ _0\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c7 y2616 w1a2 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls54 ws9c\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x6c8 h7 y2617 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y2617 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x234 h7 y2617 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2617 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x6ca h7 y2618 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6cb h7 y2618 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2618 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2618 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2619 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x264 y261a w1a3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Beals Mor<span class=\"_ _0\"></span>tgage and<span class=\"_ _1\"></span> Financial Ser<span class=\"_ _0\"></span>vices Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cc y261a w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cd y261a w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ce y261a w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y261a w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25ff w1a5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Immaterial associates<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x6d0 y25ff w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y25ff w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1a6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa2 wsf1\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> equity<span class=\"_ _0\"></span>-accounted associate<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x6d2 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr></table>17(<span class=\"_ _7\"></span>a): Summarise<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> finan<span class=\"_ _0\"></span>cial information for material associate<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e mater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate an<span class=\"_ _0\"></span>d not t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s share o<span class=\"_ _0\"></span>f thos<span class=\"_ _0\"></span>e amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s. <table class=\"s w1a7 hd0\" id=\"_6663a4aa-7bf5-47b1-a17b-35431b2c381b\"><tr><td></td><td class=\"t m1 x232 h7 y261b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y261b ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y261c ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y261c ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y261d ff113 fs12 fc1 sc0 lsb6 ws0\">Be<span class=\"_ _0\"></span>als M<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tg<span class=\"_ _0\"></span>age an<span class=\"_ _0\"></span>d Fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y261d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y261d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y261e ff110 fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>mmar<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d sta<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>ent of fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>siti<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y261f w1a8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> current assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y261f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y261f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2620 w1a9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>rent a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y2620 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b6 y2620 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2621 w1aa ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> current liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y2621 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y2621 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2622 w1ab ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>rent l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y2622 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y2622 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2623 w1ac ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls5 wsda\">Net assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y2623 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2623 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2624 ff10f fs12 fc1 sc0 ls106 ws60\">Reconciliation to carr<span class=\"_ _0\"></span>ying amounts:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2625 w1ad ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>t 1 <span class=\"_ _1\"></span>Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y2625 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y2625 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2626 w1ae ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 1 A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y2626 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2626 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2627 w1af ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y2627 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dc y2627 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2628 w1b0 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>iod<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y2628 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dd y2628 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2629 w1b1 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Div<span class=\"_ _0\"></span>idend<span class=\"_ _1\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6de y2629 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6df y2629 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262a w1b2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y262a w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e1 y262a w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262b w1b3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">% of G<span class=\"_ _0\"></span>roup s<span class=\"_ _0\"></span>hare<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fa y262b w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e2 y262b w1a4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262c w1b4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Gro<span class=\"_ _0\"></span>up sh<span class=\"_ _0\"></span>are of c<span class=\"_ _0\"></span>losi<span class=\"_ _0\"></span>ng ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y262c w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y262c w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y262d w1b5 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Notional goodwill</div><div class=\"t m1 x6e3 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x356 y262d w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e4 y262d w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y262e w1b6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e5 y262e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y262e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y262f ff10f fs12 fc1 sc0 lsa3 ws8a\">Summar<span class=\"_ _1\"></span>ised statemen<span class=\"_ _1\"></span>t of<span class=\"_ _7\"></span> comprehensive<span class=\"_ _1\"></span> incom<span class=\"_ _1\"></span>e<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2630 w1b7 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e year to 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e7 y2630 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e8 y2630 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2631 w1b8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e nine mo<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>hs to 31 Dece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 202<span class=\"_ _1\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e9 y2631 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ea y2631 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w4f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>otal comprehensive income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6eb y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ec y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he goo<span class=\"_ _0\"></span>dw<span class=\"_ _0\"></span>ill f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f the i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ce in t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on.<span class=\"_ _29f\"> </span>In 2024, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up acqu<span class=\"_ _0\"></span>ired a 35% di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t ow<span class=\"_ _0\"></span>ner<span class=\"_ _0\"></span>ship in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t in B<span class=\"_ _0\"></span>eals M<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>gage an<span class=\"_ _0\"></span>d Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d (\u201c<span class=\"_ _0\"></span>Bea<span class=\"_ _0\"></span>ls<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) and an e<span class=\"_ _0\"></span>qual p<span class=\"_ _0\"></span>ropo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the v<span class=\"_ _0\"></span>otin<span class=\"_ _0\"></span>g rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s. Be<span class=\"_ _0\"></span>als is an A<span class=\"_ _0\"></span>pp<span class=\"_ _0\"></span>oint<span class=\"_ _0\"></span>ed Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve wh<span class=\"_ _0\"></span>ich of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce. Fo<span class=\"_ _0\"></span>r the ye<span class=\"_ _0\"></span>ar to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 2025, Be<span class=\"_ _0\"></span>als gen<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ed rev<span class=\"_ _0\"></span>enue of \u00a36 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>nin<span class=\"_ _0\"></span>e mont<span class=\"_ _0\"></span>hs to 3<span class=\"_ _1\"></span>1 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2024: \u00a33 mill<span class=\"_ _0\"></span>ion). A<span class=\"_ _0\"></span>s at 31 Decem<span class=\"_ _0\"></span>ber 2025<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>Bea<span class=\"_ _0\"></span>ls had no co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>gent lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s (202<span class=\"_ _1\"></span>4: non<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span>17(b<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>: Summarised f<span class=\"_ _0\"></span>inancial information for immaterial asso<span class=\"_ _0\"></span>ciates Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d due to ac<span class=\"_ _0\"></span>quisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of 30<span class=\"_ _0\"></span>% of th<span class=\"_ _0\"></span>e sha<span class=\"_ _0\"></span>re cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al of Di<span class=\"_ _0\"></span>gby A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s Ltd an<span class=\"_ _0\"></span>d a fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>e 360 D<span class=\"_ _0\"></span>ot Net<span class=\"_ _0\"></span> Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p also h<span class=\"_ _0\"></span>as an in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent in C<span class=\"_ _0\"></span>linto<span class=\"_ _0\"></span>n Kenna<span class=\"_ _0\"></span>rd A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes Lt<span class=\"_ _0\"></span>d, wh<span class=\"_ _0\"></span>ich is a<span class=\"_ _0\"></span>lso an<span class=\"_ _0\"></span> imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s sh<span class=\"_ _0\"></span>are of prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t from t<span class=\"_ _0\"></span>hese a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes was \u00a3n<span class=\"_ _0\"></span>il (2024: <span class=\"_ _1\"></span>\u00a3ni<span class=\"_ _0\"></span>l). Th<span class=\"_ _0\"></span>e ag<span class=\"_ _0\"></span>gre<span class=\"_ _0\"></span>gate c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s are dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ed ab<span class=\"_ _0\"></span>ove. I<span class=\"_ _0\"></span>n 20<span class=\"_ _1\"></span>25<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed \u00a3ni<span class=\"_ _0\"></span>l (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) impa<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>ent of an imm<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate as t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>coul<span class=\"_ _0\"></span>d no longe<span class=\"_ _0\"></span>r sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue.<span class=\"_ _29f\"> </span>19<span class=\"_ _0\"></span>: Fi<span class=\"_ _0\"></span>n<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span> inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ments<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in, ei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r on it<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>n pro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y beh<span class=\"_ _0\"></span>alf (sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s) or on be<span class=\"_ _0\"></span>half o<span class=\"_ _0\"></span>f thir<span class=\"_ _0\"></span>d par<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span><table class=\"s w1c0 hd2\" id=\"_1804a4d4-9782-4ff8-9eed-5add3884f9ce\"><tr><td></td><td class=\"t m1 x232 h7 y2635 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2635 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2636 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2636 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2637 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2637 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w1c1 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">Government and g<span class=\"_ _1\"></span>overnment-guaranteed securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y24ee w50 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">264<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f6 y24ee w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w1c2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other debt securit<span class=\"_ _0\"></span>ies, prefer<span class=\"_ _1\"></span>ence s<span class=\"_ _1\"></span>hares and<span class=\"_ _1\"></span> debentures<span class=\"_ _29f\"> </span></div></td><td class=\"c n x240 y24f0 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3,515<span class=\"_ _29f\"> </span></div></td><td class=\"c n x241 y24f0 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2,644<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1c3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Equit<span class=\"_ _0\"></span>y securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f7 y24ba w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,716<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f8 y24ba w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11,034<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w1c4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f9 y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">59,816<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fa y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">45,510<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w1c5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">F<span class=\"_ _0\"></span>ixed<span class=\"_ _0\"></span>-te<span class=\"_ _0\"></span>rm de<span class=\"_ _0\"></span>posi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28c y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fb y24f5 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w120 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58d y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fc y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1c6 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial inv<span class=\"_ _1\"></span>estm<span class=\"_ _0\"></span>ents<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fd y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fe y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nths<span class=\"_ _0\"></span>, apa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t from \u00a37 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a36 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) which is r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>c<span class=\"_ _1\"></span>overable after 1<span class=\"_ _7\"></span>2 months. The financial investments recoverabilit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> profile is based on<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he int<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>th w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are he<span class=\"_ _0\"></span>ld. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld on b<span class=\"_ _0\"></span>ehal<span class=\"_ _0\"></span>f of po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers co<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s for li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, all of w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h can b<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>thdr<span class=\"_ _0\"></span>awn b<span class=\"_ _0\"></span>y pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>rs on d<span class=\"_ _0\"></span>eman<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-343": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs37b\">18: Loa<span class=\"_ _0\"></span>ns and a<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>ces<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs37c\">T<span class=\"_ _0\"></span>his not<span class=\"_ _0\"></span>e anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e loa<span class=\"_ _0\"></span>ns and a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s made. T<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _3\"></span>yi<span class=\"_ _0\"></span>ng amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s of lo<span class=\"_ _0\"></span>ans an<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs37d\">ad<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>ces wer<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs322\"><table class=\"s w1b9 hd1\" id=\"_cefb82c3-e272-4899-ba31-036ae6094593\"><tr><td></td><td class=\"t m1 x373 h7 y2632 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y2632 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y2633 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2633 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2634 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2634 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2501 w1ba ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans to<span class=\"_ _1\"></span> advis<span class=\"_ _0\"></span>ers<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y2501 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ed y2501 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w1bb ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa4 ws145\">Gross loans<span class=\"_ _1\"></span> and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ee y24ee w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ef y24ee w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1bc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Expec<span class=\"_ _0\"></span>ted<span class=\"_ _7\"></span> credit loss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f0 y24b9 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f1 y24b9 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w1bd ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> net loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f2 y2504 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f3 y2504 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1be ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be re<span class=\"_ _0\"></span>cov<span class=\"_ _0\"></span>ered w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f4 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1bf ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be re<span class=\"_ _0\"></span>cov<span class=\"_ _0\"></span>ered a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter 1<span class=\"_ _1\"></span>2 mon<span class=\"_ _0\"></span>ths<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y2507 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y2507 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">51<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1bd ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> net loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f2 y24bf w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f3 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs37e\">Loa<span class=\"_ _0\"></span>ns to ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>de on in<span class=\"_ _0\"></span>div<span class=\"_ _0\"></span>idu<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y negot<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d comm<span class=\"_ _0\"></span>ercia<span class=\"_ _0\"></span>l term<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e loa<span class=\"_ _0\"></span>n agre<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs37f\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er det<span class=\"_ _0\"></span>ails t<span class=\"_ _0\"></span>he date<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on wh<span class=\"_ _0\"></span>ich th<span class=\"_ _0\"></span>e repay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>an are to be mad<span class=\"_ _0\"></span>e. Where an a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs380\">is<span class=\"_ gs26\"> </span>du<span class=\"_ _0\"></span>e commi<span class=\"_ _0\"></span>ssio<span class=\"_ _0\"></span>n pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>rom the G<span class=\"_ _0\"></span>roup, th<span class=\"_ _0\"></span>ese co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sion p<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>set ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>an </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls3 ws0 gs381\">rep<span class=\"_ _0\"></span>aym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s due f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser<span class=\"_ _7\"></span>. I<span class=\"_ _0\"></span>n cer<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>in circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces<span class=\"_ _0\"></span>, the l<span class=\"_ _0\"></span>oan ag<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>od may b<span class=\"_ _0\"></span>e ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>ded </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs382\">wh<span class=\"_ _0\"></span>ere ag<span class=\"_ _0\"></span>reed b<span class=\"_ _0\"></span>y bot<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup an<span class=\"_ _0\"></span>d the a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>. S<span class=\"_ _0\"></span>houl<span class=\"_ _0\"></span>d the a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r termi<span class=\"_ _0\"></span>nate t<span class=\"_ _0\"></span>heir te<span class=\"_ _0\"></span>rms of b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls3 ws0 gs383\">ag<span class=\"_ _0\"></span>reeme<span class=\"_ _0\"></span>nt wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, th<span class=\"_ _0\"></span>e loan b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ce bec<span class=\"_ _0\"></span>omes i<span class=\"_ _0\"></span>mmed<span class=\"_ _0\"></span>iatel<span class=\"_ _0\"></span>y rep<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble in f<span class=\"_ _0\"></span>ull<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g amou<span class=\"_ _0\"></span>nt </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs384\">of lo<span class=\"_ _0\"></span>ans to a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>rs me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t ap<span class=\"_ _0\"></span>proxim<span class=\"_ _0\"></span>ates to t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs385\">th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>al amo<span class=\"_ _0\"></span>unt re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e unde<span class=\"_ _0\"></span>r the l<span class=\"_ _0\"></span>oan ag<span class=\"_ _0\"></span>reem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s net o<span class=\"_ _0\"></span>f exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-344": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls43 ws45 gs387\">19<span class=\"_ _0\"></span>: Fi<span class=\"_ _0\"></span>n<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span> inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ments<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs388\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>yse<span class=\"_ _0\"></span>s the i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in, ei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r on it<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs389\">pro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y beh<span class=\"_ _0\"></span>alf (sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s) or on be<span class=\"_ _0\"></span>half o<span class=\"_ _0\"></span>f thir<span class=\"_ _0\"></span>d par<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es (p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"gs322\"><table class=\"s w1c0 hd2\" id=\"_1804a4d4-9782-4ff8-9eed-5add3884f9ce\"><tr><td></td><td class=\"t m1 x232 h7 y2635 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y2635 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y2636 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2636 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2637 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2637 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w1c1 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">Government and g<span class=\"_ _1\"></span>overnment-guaranteed securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y24ee w50 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">264<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f6 y24ee w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">171<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w1c2 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other debt securit<span class=\"_ _0\"></span>ies, prefer<span class=\"_ _1\"></span>ence s<span class=\"_ _1\"></span>hares and<span class=\"_ _1\"></span> debentures<span class=\"_ _29f\"> </span></div></td><td class=\"c n x240 y24f0 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3,515<span class=\"_ _29f\"> </span></div></td><td class=\"c n x241 y24f0 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2,644<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1c3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Equit<span class=\"_ _0\"></span>y securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f7 y24ba w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,716<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f8 y24ba w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11,034<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w1c4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f9 y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">59,816<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fa y24f3 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">45,510<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w1c5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">F<span class=\"_ _0\"></span>ixed<span class=\"_ _0\"></span>-te<span class=\"_ _0\"></span>rm de<span class=\"_ _0\"></span>posi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x28c y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fb y24f5 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w120 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58d y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fc y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1c6 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial inv<span class=\"_ _1\"></span>estm<span class=\"_ _0\"></span>ents<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fd y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fe y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs38a\">T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nths<span class=\"_ _0\"></span>, apa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t from \u00a37 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a36 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4b ws4b gs38b\">which is r<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>c<span class=\"_ _1\"></span>overable after 1<span class=\"_ _7\"></span>2 months. The financial investments recoverabilit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> profile is based on<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs38c\">int<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>th w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are he<span class=\"_ _0\"></span>ld. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld on b<span class=\"_ _0\"></span>ehal<span class=\"_ _0\"></span>f of po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers co<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs38d\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s for li<span class=\"_ _0\"></span>nked in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, all of w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h can b<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>thdr<span class=\"_ _0\"></span>awn b<span class=\"_ _0\"></span>y pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>rs on d<span class=\"_ _0\"></span>eman<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs38e\">20: Derivatives \u2013 assets a<span class=\"_ _0\"></span>nd liabil<span class=\"_ _0\"></span>i<span class=\"_ _1\"></span>ties<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs38f\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s and do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t use th<span class=\"_ _0\"></span>em for t<span class=\"_ _0\"></span>he pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>ses of<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs390\">specula<span class=\"_ _0\"></span>tion. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs391\">T<span class=\"_ _0\"></span>he der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>uded w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>t 3<span class=\"_ _1\"></span>1 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025 and 31 </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs392\">De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4 rela<span class=\"_ _0\"></span>te to ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uded a<span class=\"_ _0\"></span>s a cons<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>nce of t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dati<span class=\"_ _0\"></span>on of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs393\">fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore th<span class=\"_ _0\"></span>e Group d<span class=\"_ _0\"></span>oes n<span class=\"_ _0\"></span>ot ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate an<span class=\"_ _0\"></span>y mate<span class=\"_ _0\"></span>rial a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs394\">res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>suc<span class=\"_ _0\"></span>h cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, no<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>do<span class=\"_ _0\"></span>es it ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce by coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s in </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs395\">fu<span class=\"_ _0\"></span>nds ha<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e opt<span class=\"_ _0\"></span>ion to en<span class=\"_ _0\"></span>d thei<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in the f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s at any t<span class=\"_ _0\"></span>ime a<span class=\"_ _0\"></span>nd the<span class=\"_ _0\"></span>refor<span class=\"_ _0\"></span>e deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs396\">are c<span class=\"_ _0\"></span>lass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as hav<span class=\"_ _0\"></span>ing a m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of l<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s than a y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs398\">21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs399\">T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs39a\">is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs39b\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs39c\">and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs39d\">F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs39e\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs39f\"><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs3a1\"><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs3a2\">22: F<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lu<span class=\"_ _1\"></span>e method<span class=\"_ _7\"></span>olog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3a3\">T<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>ains t<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s made i<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3a4\">ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed an<span class=\"_ _0\"></span>d meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Clas<span class=\"_ _0\"></span>sif<span class=\"_ _3\"></span>y<span class=\"_ _0\"></span>ing </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3a5\">f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>to the t<span class=\"_ _0\"></span>hree l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy (s<span class=\"_ _0\"></span>ee no<span class=\"_ _0\"></span>te 22(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>)) prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>es an </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs3a6\">indicat<span class=\"_ _0\"></span>ion of<span class=\"_ _1\"></span> the reliabilit<span class=\"_ _0\"></span>y of<span class=\"_ _1\"></span> input<span class=\"_ _0\"></span>s used in determining fair value.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs3a7\">22<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3a8\">T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat are a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded in o<span class=\"_ _0\"></span>rgan<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3a9\">de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>y refere<span class=\"_ _0\"></span>nce to qu<span class=\"_ _0\"></span>oted ma<span class=\"_ _0\"></span>rket e<span class=\"_ _0\"></span>xi<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ces for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er pri<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, at th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3aa\">cl<span class=\"_ _0\"></span>ose of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>date<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t any de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s:</div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs3ab\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">fo<span class=\"_ _0\"></span>r unit<span class=\"_ _0\"></span>s in uni<span class=\"_ _0\"></span>t tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d shares in o<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>-e<span class=\"_ _0\"></span>nded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3ac\">by<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to <span class=\"_ _1\"></span>pub<span class=\"_ _0\"></span>lish<span class=\"_ _0\"></span>ed quot<span class=\"_ _0\"></span>ed pri<span class=\"_ _0\"></span>ces repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ting e<span class=\"_ _0\"></span>xit v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s in an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>;<span class=\"_ _29f\"> </span></div>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y and d<span class=\"_ _0\"></span>ebt s<span class=\"_ _0\"></span>ecur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies n<span class=\"_ _0\"></span>ot ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>aded i<span class=\"_ _0\"></span>n org<span class=\"_ _0\"></span>anis<span class=\"_ _0\"></span>ed mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s and w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice c<span class=\"_ _0\"></span>anno<span class=\"_ _0\"></span>t be </span>ret<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d by ref<span class=\"_ _0\"></span>erence t<span class=\"_ _0\"></span>o simil<span class=\"_ _0\"></span>ar ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>or wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>rket o<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble pr<span class=\"_ _0\"></span>ices e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t hav<span class=\"_ _0\"></span>e been s<span class=\"_ _0\"></span>uspe<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ing on an a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>, the la<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>ubli<span class=\"_ _0\"></span>shed p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e is </span>us<span class=\"_ _0\"></span>ed. Ma<span class=\"_ _0\"></span>ny susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ll reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>d. At t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting d<span class=\"_ _0\"></span>ate, al<span class=\"_ _0\"></span>l susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ed for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>; and <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are p<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vate e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r wit<span class=\"_ _0\"></span>hin co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he </span>va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>late<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>vail<span class=\"_ _0\"></span>able s<span class=\"_ _0\"></span>et of audi<span class=\"_ _0\"></span>ted fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>or if m<span class=\"_ _0\"></span>ore recen<span class=\"_ _0\"></span>t is av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble, re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t Manage<span class=\"_ _0\"></span>rs or p<span class=\"_ _0\"></span>rofes<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent or f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>ques a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en va<span class=\"_ _0\"></span>luing f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Wh<span class=\"_ _0\"></span>ere as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, th<span class=\"_ _0\"></span>e gener<span class=\"_ _0\"></span>al pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>ples a<span class=\"_ _0\"></span>ppl<span class=\"_ _0\"></span>ied to t<span class=\"_ _0\"></span>hose i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue are ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span>Financial investments<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s inclu<span class=\"_ _0\"></span>de gove<span class=\"_ _0\"></span>rnm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gov<span class=\"_ _0\"></span>ernm<span class=\"_ _0\"></span>ent-g<span class=\"_ _0\"></span>uara<span class=\"_ _0\"></span>ntee<span class=\"_ _0\"></span>d secu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted an<span class=\"_ _0\"></span>d unlis<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, p<span class=\"_ _0\"></span>refere<span class=\"_ _0\"></span>nce sha<span class=\"_ _0\"></span>res and d<span class=\"_ _0\"></span>eben<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s, li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d and un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd unl<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (see be<span class=\"_ _0\"></span>low)<span class=\"_ _0\"></span>, shor<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>erm fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and cer<span class=\"_ _0\"></span>tain other securit<span class=\"_ _0\"></span>ies.<span class=\"_ _29f\"> </span>Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s repre<span class=\"_ _0\"></span>sent t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s h<span class=\"_ _0\"></span>oldi<span class=\"_ _0\"></span>ngs of sha<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>/uni<span class=\"_ _0\"></span>ts in op<span class=\"_ _0\"></span>en<span class=\"_ _0\"></span>-en<span class=\"_ _0\"></span>ded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, u<span class=\"_ _0\"></span>nit t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, m<span class=\"_ _0\"></span>utua<span class=\"_ _0\"></span>l fun<span class=\"_ _0\"></span>ds and s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t vehi<span class=\"_ _0\"></span>cles<span class=\"_ _0\"></span>. Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of poo<span class=\"_ _0\"></span>led i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on wi<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>y publ<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at<span class=\"_ gs26\"> </span>are reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly up<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>O<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e use ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>here av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble. In t<span class=\"_ _0\"></span>he ab<span class=\"_ _0\"></span>sence o<span class=\"_ _0\"></span>f obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ued usi<span class=\"_ _0\"></span>ng var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s appr<span class=\"_ _0\"></span>oach<span class=\"_ _0\"></span>es in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ions b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws an<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s befo<span class=\"_ _0\"></span>re int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>, dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n and a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sat<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fair v<span class=\"_ _0\"></span>alue of de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned wi<span class=\"_ _0\"></span>th ref<span class=\"_ _0\"></span>erence to t<span class=\"_ _0\"></span>he excha<span class=\"_ _0\"></span>nge-<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aded p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s of the spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of ov<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ter for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd foreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned by<span class=\"_ _0\"></span> refe<span class=\"_ _0\"></span>rence to t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt exch<span class=\"_ _0\"></span>ange ra<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Investment contract liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned w<span class=\"_ _0\"></span>ith re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to th<span class=\"_ _0\"></span>e under<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are he<span class=\"_ _0\"></span>ld by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>Third-<span class=\"_ _0\"></span>part<span class=\"_ _0\"></span>y interests in c<span class=\"_ _1\"></span>onsolidated funds<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds are mea<span class=\"_ _0\"></span>sured at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>val<span class=\"_ _0\"></span>ue of each f<span class=\"_ _0\"></span>und.<span class=\"_ _29f\"> </span><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs3cb\">2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): Fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e hiera<span class=\"_ _0\"></span>rchy<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3cc\">Fair v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s are deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed accor<span class=\"_ _0\"></span>ding to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing hier<span class=\"_ _0\"></span>arch<span class=\"_ _0\"></span>y:<span class=\"_ _29f\"> </span></div><div class=\"gs2d5\"><table class=\"s w1d0 hd5\" id=\"_62b97d66-ed2f-45cb-92ca-121eee5201ee\"><tr><td class=\"c n x23b y2667 w1d1 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws20\">Description of hier<span class=\"_ _1\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y2667 w1d2 ha3\"><div class=\"t m1 x23a h7 y24fa ff110 fs5 fc1 sc0 ls12d ws14f\">Typ<span class=\"_ _0\"></span>es of ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nts cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>ifie<span class=\"_ _0\"></span>d in the re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ive le<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2668 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"ff10d ws11a\"> \u2013 quo<span class=\"_ _0\"></span>ted ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>es: fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2668 ff10c fs12 fc1 sc0 lscf ws9d\">Lis<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>ed equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> securit<span class=\"_ _0\"></span>ies, government securities and other </td></tr><tr><td class=\"t m1 x239 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es w<span class=\"_ _0\"></span>ith q<span class=\"_ _0\"></span>uote<span class=\"_ _0\"></span>d pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in </td><td class=\"t m1 x788 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e </td></tr><tr><td class=\"t m1 x239 h1b y266a ff10c fs12 fc1 sc0 lsb6 ws0\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive m<span class=\"_ _0\"></span>ark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y266a ff10c fs12 fc1 sc0 lsb6 wsa1\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ed, a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded p<span class=\"_ _0\"></span>ool<span class=\"_ _0\"></span>ed in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266b ff10c fs12 fc1 sc0 lsb6 ws0\">qu<span class=\"_ _0\"></span>oted d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266c ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s dire<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ly li<span class=\"_ _0\"></span>nked to L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>1 fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y266d ff113 fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>tec<span class=\"_ _0\"></span>hni<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s:</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y266d ff10c fs12 fc1 sc0 lscf ws9d\">Unlisted equit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> debt securities where the valuation </td></tr><tr><td class=\"t m1 x239 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or </td><td class=\"t m1 x788 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">is ba<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>on mo<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>s invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>ing n<span class=\"_ _0\"></span>o sign<span class=\"_ _0\"></span>ific<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble </td></tr><tr><td class=\"t m1 x239 h1b y266f ff10c fs12 fc1 sc0 lsb6 ws0\">sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s for </td><td class=\"t m1 x788 h1b y266f ff10c fs12 fc1 sc0 ls9d wsa1\">data<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2670 ff10c fs12 fc1 sc0 lsb6 ws0\">id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l or sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ina<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d </td><td class=\"t m1 x788 h1b y2671 ff10d fs12 fc1 sc0 lsb6 ws11a\">O<span class=\"_ _0\"></span>ver-th<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>cou<span class=\"_ _0\"></span>nter d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ly pl<span class=\"_ _0\"></span>aced<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td class=\"c x23b y2672 w1d3 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s valu<span class=\"_ _0\"></span>ed us<span class=\"_ _0\"></span>ing mo<span class=\"_ _0\"></span>dels w<span class=\"_ _0\"></span>her<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fica<span class=\"_ _0\"></span>nt inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s are ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x788 h1b y2673 ff10d fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>bt ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>ird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x788 h1b y2674 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2675 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>ique<span class=\"_ _0\"></span>s usin<span class=\"_ _0\"></span>g sign<span class=\"_ _0\"></span>ifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2675 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>th si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td></tr><tr><td class=\"t m1 x239 h1b y2676 ff10d fs12 fc1 sc0 lsb6 ws11a\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s: fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es va<span class=\"_ _0\"></span>lued<span class=\"_ _0\"></span> </td><td class=\"t m1 x788 h1b y2676 ff10c fs12 fc1 sc0 lsb6 ws0\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble i<span class=\"_ _0\"></span>npu<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t is not<span class=\"_ _0\"></span> </td></tr><tr><td class=\"t m1 x239 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>iqu<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere one o<span class=\"_ _0\"></span>r more si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td><td class=\"t m1 x788 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>sid<span class=\"_ _0\"></span>ered su<span class=\"_ _0\"></span>ffic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>tly a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e, inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ing cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain i<span class=\"_ _0\"></span>nac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve </td></tr><tr><td class=\"t m1 x239 h1b y2678 ff10c fs12 fc1 sc0 lscf ws9d\">input<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> are<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y2678 ff10c fs12 fc1 sc0 ls96 wsf0\">pooled investments<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3cd\">T<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t as to wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er a mar<span class=\"_ _0\"></span>ket is a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e may in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e, for e<span class=\"_ _0\"></span>xamp<span class=\"_ _0\"></span>le, co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3ce\">suc<span class=\"_ _0\"></span>h<span class=\"_ gs26\"> </span>as the m<span class=\"_ _0\"></span>agni<span class=\"_ _0\"></span>tud<span class=\"_ _0\"></span>e and fre<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of trad<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>of pr<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d the size of bi<span class=\"_ _0\"></span>d/of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3cf\">spre<span class=\"_ _0\"></span>ads<span class=\"_ _0\"></span>. In inac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e mark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s, ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ning as<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>ance t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d0\">va<span class=\"_ _0\"></span>lue or d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pri<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at are n<span class=\"_ _0\"></span>eces<span class=\"_ _0\"></span>sar<span class=\"_ _3\"></span>y to mea<span class=\"_ _0\"></span>sure t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d1\">of th<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>s addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal w<span class=\"_ _0\"></span>ork du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d2\">T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>y onl<span class=\"_ _0\"></span>y obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble da<span class=\"_ _0\"></span>ta an<span class=\"_ _0\"></span>d so th<span class=\"_ _0\"></span>e relia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d3\">mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent is h<span class=\"_ _0\"></span>igh. Ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are va<span class=\"_ _0\"></span>lued o<span class=\"_ _0\"></span>n the b<span class=\"_ _0\"></span>asis of v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d4\">tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>hat fea<span class=\"_ _0\"></span>ture on<span class=\"_ _0\"></span>e or mo<span class=\"_ _0\"></span>re sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat are u<span class=\"_ _0\"></span>nobs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>nd, fo<span class=\"_ _0\"></span>r them<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d5\">der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is m<span class=\"_ _0\"></span>ore jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>. A f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in it<span class=\"_ _0\"></span>s en<span class=\"_ _0\"></span>tire<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d6\">va<span class=\"_ _0\"></span>lued u<span class=\"_ _0\"></span>sing si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s i<span class=\"_ _0\"></span>f a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant pr<span class=\"_ _0\"></span>opor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f that a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs3d7\">amount is<span class=\"_ _7\"></span> dri<span class=\"_ _0\"></span>ven<span class=\"_ _1\"></span> by unobservable input<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d8\">In t<span class=\"_ _0\"></span>his con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t, \u2018<span class=\"_ _0\"></span>uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>\u2019 mean<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t ther<span class=\"_ _0\"></span>e is lit<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>le or no c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket da<span class=\"_ _0\"></span>ta av<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>able f<span class=\"_ _0\"></span>rom w<span class=\"_ _0\"></span>hich </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3d9\">to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ce at wh<span class=\"_ _0\"></span>ich an a<span class=\"_ _0\"></span>rm<span class=\"_ _0\"></span>\u2019s len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n woul<span class=\"_ _0\"></span>d be li<span class=\"_ _0\"></span>kely to o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. It ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly d<span class=\"_ _0\"></span>oes </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3da\">not<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ean th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>re is no mar<span class=\"_ _0\"></span>ket dat<span class=\"_ _0\"></span>a avai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e at all upo<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h to base a de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion of fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3db\">Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>more<span class=\"_ _0\"></span>, in som<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e majo<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom a v<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>tion t<span class=\"_ _0\"></span>echn<span class=\"_ _0\"></span>ique w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs3dc\">signif<span class=\"_ _0\"></span>icant<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable<span class=\"_ _1\"></span> data may<span class=\"_ _1\"></span> be attribu<span class=\"_ _0\"></span>table t<span class=\"_ _7\"></span>o obser<span class=\"_ _0\"></span>vable inputs.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs3de\">2<span class=\"_ _0\"></span>2(c): Trans<span class=\"_ _0\"></span>fer b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n fair va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hies<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3df\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up dee<span class=\"_ _0\"></span>ms a tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer to ha<span class=\"_ _0\"></span>ve occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 1 and L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l 2 or Lev<span class=\"_ _0\"></span>el 3 wh<span class=\"_ _0\"></span>en an ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws5f gs3e0\">tr<span class=\"_ _0\"></span>ade<span class=\"_ _0\"></span>d prim<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket ce<span class=\"_ _0\"></span>ases to e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t fo<span class=\"_ _0\"></span>r that f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent. A t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sfe<span class=\"_ _0\"></span>r bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 2 an<span class=\"_ _0\"></span>d Leve<span class=\"_ _0\"></span>l </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3e1\">3 occ<span class=\"_ _0\"></span>urs w<span class=\"_ _0\"></span>hen o<span class=\"_ _0\"></span>ne or mo<span class=\"_ _0\"></span>re of th<span class=\"_ _0\"></span>e sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s us<span class=\"_ _0\"></span>ed to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3e2\">be<span class=\"_ _0\"></span>come un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble. T<span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>rom Le<span class=\"_ _0\"></span>vels 3 o<span class=\"_ _0\"></span>r 2 to Leve<span class=\"_ _0\"></span>l 1 are als<span class=\"_ _0\"></span>o pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le wh<span class=\"_ _0\"></span>en as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>come </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws60 gs3e3\">ac<span class=\"_ _0\"></span>tively priced.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3e4\">T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re \u00a3nil t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Leve<span class=\"_ _0\"></span>l 1 and Le<span class=\"_ _0\"></span>vel 2 d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the ye<span class=\"_ _0\"></span>ar 2025 </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3e5\">(31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a3nil<span class=\"_ _0\"></span>). </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3e6\">Se<span class=\"_ _0\"></span>e note 2<span class=\"_ _0\"></span>2(e<span class=\"_ _7\"></span>) f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e recon<span class=\"_ _0\"></span>cilia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of Lev<span class=\"_ _0\"></span>el 3 f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs3e7\">2<span class=\"_ _0\"></span>2(d)<span class=\"_ _0\"></span>: Fina<span class=\"_ _0\"></span>ncial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es me<span class=\"_ _0\"></span>asur<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e, cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ccord<span class=\"_ _0\"></span>ing to t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r value<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws46 gs3e8\">hierarchy<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3e9\">T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d usin<span class=\"_ _0\"></span>g quote<span class=\"_ _0\"></span>d mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices fo<span class=\"_ _0\"></span>r iden<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>al </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3ea\">ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s (<span class=\"_ _0\"></span>Leve<span class=\"_ _0\"></span>l 1<span class=\"_ _7\"></span>) an<span class=\"_ _0\"></span>d there h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een no s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ch<span class=\"_ _0\"></span>anges d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3eb\">F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude l<span class=\"_ _0\"></span>inked a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re hel<span class=\"_ _0\"></span>d to cover t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es for l<span class=\"_ _0\"></span>inked i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3ec\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hich f<span class=\"_ _0\"></span>orm p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s bala<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3ed\">va<span class=\"_ _0\"></span>lue of<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>nked as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t of linke<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies is ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>due to sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>ti<span class=\"_ _0\"></span>ming di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3ee\">po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er pre<span class=\"_ _0\"></span>miums b<span class=\"_ _0\"></span>eing re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ed in ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nce of p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>ies be<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d, and t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3ef\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f0\">Di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy a<span class=\"_ _0\"></span>lso </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3f1\">ar<span class=\"_ _0\"></span>ise du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>to the mi<span class=\"_ _0\"></span>x of unde<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>add<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f2\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 2.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f3\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>bles b<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>w anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>e the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue by t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f4\">va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hy des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed i<span class=\"_ _0\"></span>n note 2<span class=\"_ _0\"></span>2(b).<span class=\"_ _29f\"> </span></div><div class=\"gs3f5\"><table class=\"s w1c7 hd6\" id=\"_442e3207-0745-47ee-ae80-a920669eaf95\"><tr><td></td><td class=\"t m1 x789 h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78a h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78b h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y2679 ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y267a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y267b w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">62,183<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">11,108<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y267b w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y267c w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y267c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y267c wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267d w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y267d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y267d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 hc0\"><div class=\"t m1 x23a h1b y25b4 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">63,608<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">11,132<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y25e1 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y258f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2591 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2591 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y267e w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y267e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,419<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,912<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs292\"><table class=\"s w1d8 hd6\" id=\"_1e764c0e-bcee-405d-91a2-f98f47ebb51a\"><tr><td></td><td class=\"t m1 x7a9 h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7aa h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5de h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y267f ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2680 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2681 w5e ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ab y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y2681 w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y267c w27 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y267c w26 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2682 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y2682 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y2682 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2683 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y2683 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2683 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y2684 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2684 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,037<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs3f7\">2<span class=\"_ _0\"></span>2(e): L<span class=\"_ _0\"></span>evel 3 f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e hie<span class=\"_ _0\"></span>rarchy d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f8\">T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed as Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>re held w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin li<span class=\"_ _0\"></span>nked po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re thi<span class=\"_ _0\"></span>s is </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3f9\">th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e, all of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ri<span class=\"_ _0\"></span>sk as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is b<span class=\"_ _0\"></span>orn<span class=\"_ _0\"></span>e by po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3fa\">of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s is exa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y match<span class=\"_ _0\"></span>ed by a co<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y due t<span class=\"_ _0\"></span>o poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>ars n<span class=\"_ _0\"></span>o </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3fb\">ri<span class=\"_ _0\"></span>sk fro<span class=\"_ _0\"></span>m a chan<span class=\"_ _0\"></span>ge in the m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>xcept to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws6e gs3fc\">earned. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls4a ws4c gs3fd\">Lev<span class=\"_ _0\"></span>el 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to the t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4a ws0 gs3fe\">in t<span class=\"_ _0\"></span>hose f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up bea<span class=\"_ _0\"></span>rs no r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom a cha<span class=\"_ _0\"></span>nge in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excep<span class=\"_ _0\"></span>t to the<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls46 ws0 gs3ff\">ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es ear<span class=\"_ _0\"></span>ned<span class=\"_ _0\"></span>. Any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in mar<span class=\"_ _0\"></span>ket v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>re matc<span class=\"_ _0\"></span>hed b<span class=\"_ _0\"></span>y a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls46 ws48 gs400\">cha<span class=\"_ _0\"></span>nge in the Le<span class=\"_ _0\"></span>vel 2 liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y for t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs401\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e clos<span class=\"_ _0\"></span>ing ba<span class=\"_ _0\"></span>lance a<span class=\"_ _0\"></span>t each<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs402\">yea<span class=\"_ _0\"></span>r end:<span class=\"_ _29f\"> </span></div><div class=\"gs403\"><table class=\"s w1d9 hd7\" id=\"_d7c6cb2a-f20e-4125-b1dc-57b61819d522\"><tr><td></td><td class=\"t m1 x234 h7 y2685 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2685 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2686 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2686 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x242 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y25e1 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258e w1db hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses)<span class=\"_ _0\"></span>/gai<span class=\"_ _0\"></span>ns (char<span class=\"_ _0\"></span>ged<span class=\"_ _0\"></span>)/cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7ba h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y258e w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y258e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1dc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y258f w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y258f w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y264d w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y2591 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2591 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1df ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1e0 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d at the<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">year end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y24bf w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs404\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls103 ws116 gs405\">Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs407\">A<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 3 are susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds fo<span class=\"_ _0\"></span>r 2025 and 2024.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs408\">T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s into Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t year a<span class=\"_ _0\"></span>re main<span class=\"_ _0\"></span>ly du<span class=\"_ _0\"></span>e to fun<span class=\"_ _0\"></span>ds fro<span class=\"_ _0\"></span>m Lev<span class=\"_ _0\"></span>el 1 bei<span class=\"_ _0\"></span>ng susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs409\">an<span class=\"_ _0\"></span>d move<span class=\"_ _0\"></span>d to Lev<span class=\"_ _0\"></span>el 3. Sus<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>unds a<span class=\"_ _0\"></span>re val<span class=\"_ _0\"></span>ued ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d fro<span class=\"_ _0\"></span>m </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs40a\">fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _0\"></span>s. T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s ou<span class=\"_ _0\"></span>t of Leve<span class=\"_ _0\"></span>l 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s resu<span class=\"_ _0\"></span>lt f<span class=\"_ _0\"></span>rom a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer to Le<span class=\"_ _0\"></span>vel 1 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ng to as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs40b\">th<span class=\"_ _0\"></span>at are no<span class=\"_ _0\"></span>w bein<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y repr<span class=\"_ _0\"></span>iced (<span class=\"_ _0\"></span>that w<span class=\"_ _0\"></span>ere pre<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ousl<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) a<span class=\"_ _0\"></span>nd wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd sus<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ions h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls64 ws88 gs40c\">lif<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs40d\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies to t<span class=\"_ _0\"></span>he cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g bala<span class=\"_ _0\"></span>nce at </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs40e\">eac<span class=\"_ _0\"></span>h year en<span class=\"_ _0\"></span>d:<span class=\"_ _29f\"> </span></div><div class=\"gs40f\"><table class=\"s w1e1 hd8\" id=\"_d0394c77-2bbc-47b4-b7f2-49c220903165\"><tr><td></td><td class=\"t m1 x375 h7 y2687 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2687 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2688 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2688 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y258e w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y258e w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y258e w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25d3 w1e2 hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue ga<span class=\"_ _0\"></span>ins cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7c5 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ca y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1e3 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>liti<span class=\"_ _0\"></span>es at th<span class=\"_ _0\"></span>e end of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d8 y2684 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ed y2684 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2689 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s <span class=\"ff10c ls4 ws0\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w1e4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">at t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs410\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls103 ws116 gs411\">Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs412\">22<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Ef<span class=\"_ _0\"></span>fect of changes in signif<span class=\"_ _0\"></span>icant unobse<span class=\"_ _0\"></span>rvable as<span class=\"_ _0\"></span>sumptions to reasonable alternat<span class=\"_ _0\"></span>ives<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs413\">De<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>uati<span class=\"_ _0\"></span>on tec<span class=\"_ _0\"></span>hniqu<span class=\"_ _0\"></span>es ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d to the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs414\">fou<span class=\"_ _0\"></span>nd in no<span class=\"_ _0\"></span>te 22(a) abo<span class=\"_ _0\"></span>ve, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n tech<span class=\"_ _0\"></span>niqu<span class=\"_ _0\"></span>es app<span class=\"_ _0\"></span>lie<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs415\">as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are us<span class=\"_ _0\"></span>ed to va<span class=\"_ _0\"></span>lue Le<span class=\"_ _0\"></span>vel 3 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs416\">F<span class=\"_ _0\"></span>or Lev<span class=\"_ _0\"></span>el 3 as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, no rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>ve a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons are a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le an<span class=\"_ _0\"></span>d the G<span class=\"_ _0\"></span>roup </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs417\">th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rms a s<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tes<span class=\"_ _0\"></span>t of an ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>rega<span class=\"_ _0\"></span>te 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>% chan<span class=\"_ _0\"></span>ge in th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t or </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs418\">lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y (202<span class=\"_ _1\"></span>4: 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>%), repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ting a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t in the con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs419\">mac<span class=\"_ _0\"></span>roec<span class=\"_ _0\"></span>onom<span class=\"_ _0\"></span>ic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e Group o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t the i<span class=\"_ _0\"></span>mpac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs41a\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>is sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>ll be in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>ge of \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs41b\">as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, and \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, bo<span class=\"_ _0\"></span>th fav<span class=\"_ _0\"></span>oura<span class=\"_ _0\"></span>ble </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs41c\">and unfavoura<span class=\"_ _1\"></span>ble.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs41d\">2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>): Fair v<span class=\"_ _0\"></span>alue hi<span class=\"_ _0\"></span>erar<span class=\"_ _0\"></span>chy for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t meas<span class=\"_ _0\"></span>ure<span class=\"_ _0\"></span>d at fair v<span class=\"_ _0\"></span>alue<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs41e\">Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup are n<span class=\"_ _0\"></span>ot ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>re </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs41f\">con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed reas<span class=\"_ _0\"></span>onab<span class=\"_ _0\"></span>le ap<span class=\"_ _0\"></span>proxim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of t<span class=\"_ _0\"></span>heir re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es as th<span class=\"_ _0\"></span>ey are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t term i<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs420\">nat<span class=\"_ _0\"></span>ure or a<span class=\"_ _0\"></span>re repr<span class=\"_ _0\"></span>iced to c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket ra<span class=\"_ _0\"></span>tes at f<span class=\"_ _0\"></span>requ<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ls. </div><div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs51f\">32: Borrowin<span class=\"_ _0\"></span>gs a<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>d le<span class=\"_ _1\"></span>a<span class=\"_ _0\"></span>se liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs520\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>le anal<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ses th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s and le<span class=\"_ _0\"></span>ase lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs2cb\"><table class=\"s w1c7 hd9\" id=\"_2043212d-0cad-4d1f-a2f6-c17f24501c91\"><tr><td></td><td></td><td class=\"t m1 x373 h7 y26ff ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y26ff ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x377 h7 y2700 ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y2700 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2700 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w272 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t: fi<span class=\"_ _0\"></span>xed rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>an at 8.<span class=\"_ _0\"></span>625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2701 w43 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w273 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2702 w274 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w275 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> borrowing<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and lease liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x981 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs521\">32<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): Borrowings<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs522\">Bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds ar<span class=\"_ _0\"></span>e repay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e on dem<span class=\"_ _0\"></span>and an<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>tegor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as \u201c<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u201d<span class=\"_ _1\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs523\">T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ings i<span class=\"_ _0\"></span>s cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d to be ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>lly i<span class=\"_ _0\"></span>n line w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs524\">A<span class=\"_ _0\"></span>ll<span class=\"_ gs26\"> </span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nding a<span class=\"_ _0\"></span>t 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2025 are p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble to a numb<span class=\"_ _0\"></span>er of rela<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>ship b<span class=\"_ _0\"></span>ank<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs525\">In Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2023<span class=\"_ _0\"></span>, the Comp<span class=\"_ _0\"></span>any is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d \u00a320<span class=\"_ _0\"></span>0,0<span class=\"_ _0\"></span>0<span class=\"_ _0\"></span>0,0<span class=\"_ _0\"></span>00 8<span class=\"_ _0\"></span>.625% Fi<span class=\"_ _0\"></span>xed Rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Res<span class=\"_ _0\"></span>et Sub<span class=\"_ _0\"></span>ordi<span class=\"_ _0\"></span>nated N<span class=\"_ _0\"></span>otes </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs526\">(due<span class=\"_ gs26\"> </span>A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 2033). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Note<span class=\"_ _0\"></span>s are lis<span class=\"_ _0\"></span>ted an<span class=\"_ _0\"></span>d regul<span class=\"_ _0\"></span>ated un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e terms of t<span class=\"_ _0\"></span>he L<span class=\"_ _0\"></span>SE. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs527\">In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s ente<span class=\"_ _0\"></span>red into a \u00a31<span class=\"_ _7\"></span>25 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n revo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t faci<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h remain<span class=\"_ _0\"></span>s undr<span class=\"_ _0\"></span>awn<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs528\">and is being held for c<span class=\"_ _1\"></span>ontingent funding purp<span class=\"_ _0\"></span>oses. </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs529\">32<span class=\"_ _0\"></span>(b<span class=\"_ _1\"></span>): Leas<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs52a\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has en<span class=\"_ _0\"></span>tered in<span class=\"_ _0\"></span>to comme<span class=\"_ _0\"></span>rcial n<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>ncel<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>ses on ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tain p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, pl<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs52b\">eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s not in t<span class=\"_ _0\"></span>he be<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup to pu<span class=\"_ _0\"></span>rchas<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Such l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s hav<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs52c\">va<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng term<span class=\"_ _0\"></span>s, es<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on cla<span class=\"_ _0\"></span>use<span class=\"_ _0\"></span>s and ren<span class=\"_ _0\"></span>ewal r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs52d\">T<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in a num<span class=\"_ _0\"></span>ber of p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y leas<span class=\"_ _0\"></span>es acr<span class=\"_ _0\"></span>oss t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. Th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>re use<span class=\"_ _0\"></span>d to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs52e\">ma<span class=\"_ _0\"></span>ximi<span class=\"_ _0\"></span>se op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l f<span class=\"_ _0\"></span>lex<span class=\"_ _0\"></span>ibil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in te<span class=\"_ _0\"></span>rms of m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. In m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs52f\">ca<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ion op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are on<span class=\"_ _0\"></span>ly exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>able b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd not b<span class=\"_ _0\"></span>y the l<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>or<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs530\">A<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025<span class=\"_ _0\"></span>, fut<span class=\"_ _0\"></span>ure undi<span class=\"_ _0\"></span>scou<span class=\"_ _0\"></span>nted c<span class=\"_ _0\"></span>ash ou<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of \u00a3ni<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>(2024: \u00a3nil<span class=\"_ _0\"></span>) have be<span class=\"_ _0\"></span>en inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs531\">th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y whic<span class=\"_ _0\"></span>h will o<span class=\"_ _0\"></span>ccur be<span class=\"_ _0\"></span>yon<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ter<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n dates on n<span class=\"_ _0\"></span>one (2024: non<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs532\">pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal p<span class=\"_ _0\"></span>roper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he le<span class=\"_ _0\"></span>ase ter<span class=\"_ _0\"></span>m is rea<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ed if a<span class=\"_ _0\"></span>n opti<span class=\"_ _0\"></span>on is e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>ed or c<span class=\"_ _0\"></span>an no l<span class=\"_ _0\"></span>onger b<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs533\">exer<span class=\"_ _0\"></span>cise<span class=\"_ _0\"></span>d or if t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up be<span class=\"_ _0\"></span>come<span class=\"_ _0\"></span>s obli<span class=\"_ _0\"></span>ged to exe<span class=\"_ _0\"></span>rcise i<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>able ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>y is </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs534\">onl<span class=\"_ _0\"></span>y<span class=\"_ gs26\"> </span>rev<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ed if a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant e<span class=\"_ _0\"></span>vent o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ch<span class=\"_ _0\"></span>ange in ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>occ<span class=\"_ _0\"></span>urs<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>is </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs535\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt, a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>at is w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>see.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs537\">T<span class=\"_ _0\"></span>he matu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on un<span class=\"_ _0\"></span>disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sis is dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in no<span class=\"_ _0\"></span>te 38(d)<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs538\"><table class=\"s w276 hec\" id=\"_2b5113e1-6c8c-45bc-9bbb-47d5ace009ee\"><tr><td></td><td class=\"t m0 x234 h7 y2703 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2703 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2704 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2704 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b6 w20f ha2\"><div class=\"t m0 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x287 y24b6 w29 ha2\"><div class=\"t m0 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24b6 w2a ha2\"><div class=\"t m0 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w198 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y24eb w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y24eb w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w277 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ch<span class=\"_ _0\"></span>arge f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x983 y24ec w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x984 y24ec w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w278 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of t<span class=\"_ _0\"></span>he int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of lea<span class=\"_ _0\"></span>se li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x986 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w279 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipa<span class=\"_ _0\"></span>l por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y24f0 w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x987 y24f0 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w27a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w1f0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x989 y24f5 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98a y24f5 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98b y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">66<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25e y24bc w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">71<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w27b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98c y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">77</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-404": {
   "value": "20: Derivatives \u2013 assets a<span class=\"_ _0\"></span>nd liabil<span class=\"_ _0\"></span>i<span class=\"_ _1\"></span>ties<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t wi<span class=\"_ _0\"></span>th der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>s and do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t use th<span class=\"_ _0\"></span>em for t<span class=\"_ _0\"></span>he pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>ses of<span class=\"_ _0\"></span> specula<span class=\"_ _0\"></span>tion. T<span class=\"_ _0\"></span>he der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>uded w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion a<span class=\"_ _0\"></span>t 3<span class=\"_ _1\"></span>1 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025 and 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4 rela<span class=\"_ _0\"></span>te to ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uded a<span class=\"_ _0\"></span>s a cons<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>nce of t<span class=\"_ _0\"></span>he cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dati<span class=\"_ _0\"></span>on of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore th<span class=\"_ _0\"></span>e Group d<span class=\"_ _0\"></span>oes n<span class=\"_ _0\"></span>ot ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate an<span class=\"_ _0\"></span>y mate<span class=\"_ _0\"></span>rial a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>suc<span class=\"_ _0\"></span>h cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, no<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>do<span class=\"_ _0\"></span>es it ant<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pate no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce by coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es. In<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s in fu<span class=\"_ _0\"></span>nds ha<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e opt<span class=\"_ _0\"></span>ion to en<span class=\"_ _0\"></span>d thei<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in the f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s at any t<span class=\"_ _0\"></span>ime a<span class=\"_ _0\"></span>nd the<span class=\"_ _0\"></span>refor<span class=\"_ _0\"></span>e deri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are c<span class=\"_ _0\"></span>lass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as hav<span class=\"_ _0\"></span>ing a m<span class=\"_ _0\"></span>atur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of l<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s than a y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-457": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>22: F<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lu<span class=\"_ _1\"></span>e method<span class=\"_ _7\"></span>olog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>ains t<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s made i<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial<span class=\"_ _0\"></span> ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed an<span class=\"_ _0\"></span>d meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Clas<span class=\"_ _0\"></span>sif<span class=\"_ _3\"></span>y<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>to the t<span class=\"_ _0\"></span>hree l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy (s<span class=\"_ _0\"></span>ee no<span class=\"_ _0\"></span>te 22(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>)) prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>es an indicat<span class=\"_ _0\"></span>ion of<span class=\"_ _1\"></span> the reliabilit<span class=\"_ _0\"></span>y of<span class=\"_ _1\"></span> input<span class=\"_ _0\"></span>s used in determining fair value.<span class=\"_ _29f\"> </span>22<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat are a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded in o<span class=\"_ _0\"></span>rgan<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>y refere<span class=\"_ _0\"></span>nce to qu<span class=\"_ _0\"></span>oted ma<span class=\"_ _0\"></span>rket e<span class=\"_ _0\"></span>xi<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ces for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er pri<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, at th<span class=\"_ _0\"></span>e cl<span class=\"_ _0\"></span>ose of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>date<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t any de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">fo<span class=\"_ _0\"></span>r unit<span class=\"_ _0\"></span>s in uni<span class=\"_ _0\"></span>t tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d shares in o<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>-e<span class=\"_ _0\"></span>nded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned </span>by<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to <span class=\"_ _1\"></span>pub<span class=\"_ _0\"></span>lish<span class=\"_ _0\"></span>ed quot<span class=\"_ _0\"></span>ed pri<span class=\"_ _0\"></span>ces repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ting e<span class=\"_ _0\"></span>xit v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s in an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>;<span class=\"_ _29f\"> </span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y and d<span class=\"_ _0\"></span>ebt s<span class=\"_ _0\"></span>ecur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies n<span class=\"_ _0\"></span>ot ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>aded i<span class=\"_ _0\"></span>n org<span class=\"_ _0\"></span>anis<span class=\"_ _0\"></span>ed mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s and w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice c<span class=\"_ _0\"></span>anno<span class=\"_ _0\"></span>t be </span>ret<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d by ref<span class=\"_ _0\"></span>erence t<span class=\"_ _0\"></span>o simil<span class=\"_ _0\"></span>ar ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>or wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>rket o<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble pr<span class=\"_ _0\"></span>ices e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t hav<span class=\"_ _0\"></span>e been s<span class=\"_ _0\"></span>uspe<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ing on an a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>, the la<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>ubli<span class=\"_ _0\"></span>shed p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e is </span>us<span class=\"_ _0\"></span>ed. Ma<span class=\"_ _0\"></span>ny susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ll reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>d. At t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting d<span class=\"_ _0\"></span>ate, al<span class=\"_ _0\"></span>l susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ed for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>; and <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are p<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vate e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r wit<span class=\"_ _0\"></span>hin co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he </span>va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>late<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>vail<span class=\"_ _0\"></span>able s<span class=\"_ _0\"></span>et of audi<span class=\"_ _0\"></span>ted fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>or if m<span class=\"_ _0\"></span>ore recen<span class=\"_ _0\"></span>t is av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble, re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t Manage<span class=\"_ _0\"></span>rs or p<span class=\"_ _0\"></span>rofes<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent or f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>ques a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en va<span class=\"_ _0\"></span>luing f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Wh<span class=\"_ _0\"></span>ere as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, th<span class=\"_ _0\"></span>e gener<span class=\"_ _0\"></span>al pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>ples a<span class=\"_ _0\"></span>ppl<span class=\"_ _0\"></span>ied to t<span class=\"_ _0\"></span>hose i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue are ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span>Financial investments<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s inclu<span class=\"_ _0\"></span>de gove<span class=\"_ _0\"></span>rnm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gov<span class=\"_ _0\"></span>ernm<span class=\"_ _0\"></span>ent-g<span class=\"_ _0\"></span>uara<span class=\"_ _0\"></span>ntee<span class=\"_ _0\"></span>d secu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted an<span class=\"_ _0\"></span>d unlis<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, p<span class=\"_ _0\"></span>refere<span class=\"_ _0\"></span>nce sha<span class=\"_ _0\"></span>res and d<span class=\"_ _0\"></span>eben<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s, li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d and un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd unl<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (see be<span class=\"_ _0\"></span>low)<span class=\"_ _0\"></span>, shor<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>erm fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and cer<span class=\"_ _0\"></span>tain other securit<span class=\"_ _0\"></span>ies.<span class=\"_ _29f\"> </span>Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s repre<span class=\"_ _0\"></span>sent t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s h<span class=\"_ _0\"></span>oldi<span class=\"_ _0\"></span>ngs of sha<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>/uni<span class=\"_ _0\"></span>ts in op<span class=\"_ _0\"></span>en<span class=\"_ _0\"></span>-en<span class=\"_ _0\"></span>ded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, u<span class=\"_ _0\"></span>nit t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, m<span class=\"_ _0\"></span>utua<span class=\"_ _0\"></span>l fun<span class=\"_ _0\"></span>ds and s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t vehi<span class=\"_ _0\"></span>cles<span class=\"_ _0\"></span>. Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of poo<span class=\"_ _0\"></span>led i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on wi<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>y publ<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at<span class=\"_ gs26\"> </span>are reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly up<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>O<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e use ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>here av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble. In t<span class=\"_ _0\"></span>he ab<span class=\"_ _0\"></span>sence o<span class=\"_ _0\"></span>f obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ued usi<span class=\"_ _0\"></span>ng var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s appr<span class=\"_ _0\"></span>oach<span class=\"_ _0\"></span>es in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ions b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws an<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s befo<span class=\"_ _0\"></span>re int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>, dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n and a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sat<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fair v<span class=\"_ _0\"></span>alue of de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned wi<span class=\"_ _0\"></span>th ref<span class=\"_ _0\"></span>erence to t<span class=\"_ _0\"></span>he excha<span class=\"_ _0\"></span>nge-<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aded p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s of the spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of ov<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ter for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd foreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned by<span class=\"_ _0\"></span> refe<span class=\"_ _0\"></span>rence to t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt exch<span class=\"_ _0\"></span>ange ra<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Investment contract liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned w<span class=\"_ _0\"></span>ith re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to th<span class=\"_ _0\"></span>e under<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are he<span class=\"_ _0\"></span>ld by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>Third-<span class=\"_ _0\"></span>part<span class=\"_ _0\"></span>y interests in c<span class=\"_ _1\"></span>onsolidated funds<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds are mea<span class=\"_ _0\"></span>sured at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>val<span class=\"_ _0\"></span>ue of each f<span class=\"_ _0\"></span>und.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): Fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e hiera<span class=\"_ _0\"></span>rchy<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s are deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed accor<span class=\"_ _0\"></span>ding to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing hier<span class=\"_ _0\"></span>arch<span class=\"_ _0\"></span>y:<span class=\"_ _29f\"> </span><table class=\"s w1d0 hd5\" id=\"_62b97d66-ed2f-45cb-92ca-121eee5201ee\"><tr><td class=\"c n x23b y2667 w1d1 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws20\">Description of hier<span class=\"_ _1\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y2667 w1d2 ha3\"><div class=\"t m1 x23a h7 y24fa ff110 fs5 fc1 sc0 ls12d ws14f\">Typ<span class=\"_ _0\"></span>es of ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nts cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>ifie<span class=\"_ _0\"></span>d in the re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ive le<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2668 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"ff10d ws11a\"> \u2013 quo<span class=\"_ _0\"></span>ted ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>es: fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2668 ff10c fs12 fc1 sc0 lscf ws9d\">Lis<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>ed equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> securit<span class=\"_ _0\"></span>ies, government securities and other </td></tr><tr><td class=\"t m1 x239 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es w<span class=\"_ _0\"></span>ith q<span class=\"_ _0\"></span>uote<span class=\"_ _0\"></span>d pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in </td><td class=\"t m1 x788 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e </td></tr><tr><td class=\"t m1 x239 h1b y266a ff10c fs12 fc1 sc0 lsb6 ws0\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive m<span class=\"_ _0\"></span>ark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y266a ff10c fs12 fc1 sc0 lsb6 wsa1\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ed, a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded p<span class=\"_ _0\"></span>ool<span class=\"_ _0\"></span>ed in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266b ff10c fs12 fc1 sc0 lsb6 ws0\">qu<span class=\"_ _0\"></span>oted d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266c ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s dire<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ly li<span class=\"_ _0\"></span>nked to L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>1 fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y266d ff113 fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>tec<span class=\"_ _0\"></span>hni<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s:</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y266d ff10c fs12 fc1 sc0 lscf ws9d\">Unlisted equit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> debt securities where the valuation </td></tr><tr><td class=\"t m1 x239 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or </td><td class=\"t m1 x788 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">is ba<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>on mo<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>s invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>ing n<span class=\"_ _0\"></span>o sign<span class=\"_ _0\"></span>ific<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble </td></tr><tr><td class=\"t m1 x239 h1b y266f ff10c fs12 fc1 sc0 lsb6 ws0\">sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s for </td><td class=\"t m1 x788 h1b y266f ff10c fs12 fc1 sc0 ls9d wsa1\">data<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2670 ff10c fs12 fc1 sc0 lsb6 ws0\">id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l or sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ina<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d </td><td class=\"t m1 x788 h1b y2671 ff10d fs12 fc1 sc0 lsb6 ws11a\">O<span class=\"_ _0\"></span>ver-th<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>cou<span class=\"_ _0\"></span>nter d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ly pl<span class=\"_ _0\"></span>aced<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td class=\"c x23b y2672 w1d3 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s valu<span class=\"_ _0\"></span>ed us<span class=\"_ _0\"></span>ing mo<span class=\"_ _0\"></span>dels w<span class=\"_ _0\"></span>her<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fica<span class=\"_ _0\"></span>nt inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s are ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x788 h1b y2673 ff10d fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>bt ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>ird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x788 h1b y2674 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2675 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>ique<span class=\"_ _0\"></span>s usin<span class=\"_ _0\"></span>g sign<span class=\"_ _0\"></span>ifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2675 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>th si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td></tr><tr><td class=\"t m1 x239 h1b y2676 ff10d fs12 fc1 sc0 lsb6 ws11a\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s: fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es va<span class=\"_ _0\"></span>lued<span class=\"_ _0\"></span> </td><td class=\"t m1 x788 h1b y2676 ff10c fs12 fc1 sc0 lsb6 ws0\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble i<span class=\"_ _0\"></span>npu<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t is not<span class=\"_ _0\"></span> </td></tr><tr><td class=\"t m1 x239 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>iqu<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere one o<span class=\"_ _0\"></span>r more si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td><td class=\"t m1 x788 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>sid<span class=\"_ _0\"></span>ered su<span class=\"_ _0\"></span>ffic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>tly a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e, inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ing cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain i<span class=\"_ _0\"></span>nac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve </td></tr><tr><td class=\"t m1 x239 h1b y2678 ff10c fs12 fc1 sc0 lscf ws9d\">input<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> are<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y2678 ff10c fs12 fc1 sc0 ls96 wsf0\">pooled investments<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table>T<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t as to wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er a mar<span class=\"_ _0\"></span>ket is a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e may in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e, for e<span class=\"_ _0\"></span>xamp<span class=\"_ _0\"></span>le, co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s suc<span class=\"_ _0\"></span>h<span class=\"_ gs26\"> </span>as the m<span class=\"_ _0\"></span>agni<span class=\"_ _0\"></span>tud<span class=\"_ _0\"></span>e and fre<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of trad<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>of pr<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d the size of bi<span class=\"_ _0\"></span>d/of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r spre<span class=\"_ _0\"></span>ads<span class=\"_ _0\"></span>. In inac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e mark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s, ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ning as<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>ance t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue or d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pri<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at are n<span class=\"_ _0\"></span>eces<span class=\"_ _0\"></span>sar<span class=\"_ _3\"></span>y to mea<span class=\"_ _0\"></span>sure t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>s addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal w<span class=\"_ _0\"></span>ork du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>y onl<span class=\"_ _0\"></span>y obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble da<span class=\"_ _0\"></span>ta an<span class=\"_ _0\"></span>d so th<span class=\"_ _0\"></span>e relia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span> mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent is h<span class=\"_ _0\"></span>igh. Ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are va<span class=\"_ _0\"></span>lued o<span class=\"_ _0\"></span>n the b<span class=\"_ _0\"></span>asis of v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>hat fea<span class=\"_ _0\"></span>ture on<span class=\"_ _0\"></span>e or mo<span class=\"_ _0\"></span>re sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat are u<span class=\"_ _0\"></span>nobs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>nd, fo<span class=\"_ _0\"></span>r them<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is m<span class=\"_ _0\"></span>ore jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>. A f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in it<span class=\"_ _0\"></span>s en<span class=\"_ _0\"></span>tire<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> va<span class=\"_ _0\"></span>lued u<span class=\"_ _0\"></span>sing si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s i<span class=\"_ _0\"></span>f a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant pr<span class=\"_ _0\"></span>opor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f that a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> amount is<span class=\"_ _7\"></span> dri<span class=\"_ _0\"></span>ven<span class=\"_ _1\"></span> by unobservable input<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>In t<span class=\"_ _0\"></span>his con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t, \u2018<span class=\"_ _0\"></span>uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>\u2019 mean<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t ther<span class=\"_ _0\"></span>e is lit<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>le or no c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket da<span class=\"_ _0\"></span>ta av<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>able f<span class=\"_ _0\"></span>rom w<span class=\"_ _0\"></span>hich to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ce at wh<span class=\"_ _0\"></span>ich an a<span class=\"_ _0\"></span>rm<span class=\"_ _0\"></span>\u2019s len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n woul<span class=\"_ _0\"></span>d be li<span class=\"_ _0\"></span>kely to o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. It ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly d<span class=\"_ _0\"></span>oes not<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ean th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>re is no mar<span class=\"_ _0\"></span>ket dat<span class=\"_ _0\"></span>a avai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e at all upo<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h to base a de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion of fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue. Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>more<span class=\"_ _0\"></span>, in som<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e majo<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom a v<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>tion t<span class=\"_ _0\"></span>echn<span class=\"_ _0\"></span>ique w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h signif<span class=\"_ _0\"></span>icant<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable<span class=\"_ _1\"></span> data may<span class=\"_ _1\"></span> be attribu<span class=\"_ _0\"></span>table t<span class=\"_ _7\"></span>o obser<span class=\"_ _0\"></span>vable inputs.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>2(c): Trans<span class=\"_ _0\"></span>fer b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n fair va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hies<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up dee<span class=\"_ _0\"></span>ms a tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer to ha<span class=\"_ _0\"></span>ve occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 1 and L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l 2 or Lev<span class=\"_ _0\"></span>el 3 wh<span class=\"_ _0\"></span>en an ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly tr<span class=\"_ _0\"></span>ade<span class=\"_ _0\"></span>d prim<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket ce<span class=\"_ _0\"></span>ases to e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t fo<span class=\"_ _0\"></span>r that f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent. A t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sfe<span class=\"_ _0\"></span>r bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 2 an<span class=\"_ _0\"></span>d Leve<span class=\"_ _0\"></span>l 3 occ<span class=\"_ _0\"></span>urs w<span class=\"_ _0\"></span>hen o<span class=\"_ _0\"></span>ne or mo<span class=\"_ _0\"></span>re of th<span class=\"_ _0\"></span>e sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s us<span class=\"_ _0\"></span>ed to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>come un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble. T<span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>rom Le<span class=\"_ _0\"></span>vels 3 o<span class=\"_ _0\"></span>r 2 to Leve<span class=\"_ _0\"></span>l 1 are als<span class=\"_ _0\"></span>o pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le wh<span class=\"_ _0\"></span>en as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>come ac<span class=\"_ _0\"></span>tively priced.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re \u00a3nil t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Leve<span class=\"_ _0\"></span>l 1 and Le<span class=\"_ _0\"></span>vel 2 d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the ye<span class=\"_ _0\"></span>ar 2025 (31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a3nil<span class=\"_ _0\"></span>). Se<span class=\"_ _0\"></span>e note 2<span class=\"_ _0\"></span>2(e<span class=\"_ _7\"></span>) f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e recon<span class=\"_ _0\"></span>cilia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of Lev<span class=\"_ _0\"></span>el 3 f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. 2<span class=\"_ _0\"></span>2(d)<span class=\"_ _0\"></span>: Fina<span class=\"_ _0\"></span>ncial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es me<span class=\"_ _0\"></span>asur<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e, cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ccord<span class=\"_ _0\"></span>ing to t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r value<span class=\"_ _0\"></span> hierarchy<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d usin<span class=\"_ _0\"></span>g quote<span class=\"_ _0\"></span>d mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices fo<span class=\"_ _0\"></span>r iden<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s (<span class=\"_ _0\"></span>Leve<span class=\"_ _0\"></span>l 1<span class=\"_ _7\"></span>) an<span class=\"_ _0\"></span>d there h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een no s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ch<span class=\"_ _0\"></span>anges d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude l<span class=\"_ _0\"></span>inked a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re hel<span class=\"_ _0\"></span>d to cover t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es for l<span class=\"_ _0\"></span>inked i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hich f<span class=\"_ _0\"></span>orm p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s bala<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e va<span class=\"_ _0\"></span>lue of<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>nked as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t of linke<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies is ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>due to sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>ti<span class=\"_ _0\"></span>ming di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er pre<span class=\"_ _0\"></span>miums b<span class=\"_ _0\"></span>eing re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ed in ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nce of p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>ies be<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d, and t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy a<span class=\"_ _0\"></span>lso ar<span class=\"_ _0\"></span>ise du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>to the mi<span class=\"_ _0\"></span>x of unde<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>add<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 2.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>bles b<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>w anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>e the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue by t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hy des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed i<span class=\"_ _0\"></span>n note 2<span class=\"_ _0\"></span>2(b).<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd6\" id=\"_442e3207-0745-47ee-ae80-a920669eaf95\"><tr><td></td><td class=\"t m1 x789 h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78a h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78b h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y2679 ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y267a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y267b w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">62,183<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">11,108<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y267b w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y267c w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y267c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y267c wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267d w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y267d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y267d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 hc0\"><div class=\"t m1 x23a h1b y25b4 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">63,608<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">11,132<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y25e1 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y258f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2591 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2591 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y267e w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y267e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,419<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,912<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1d8 hd6\" id=\"_1e764c0e-bcee-405d-91a2-f98f47ebb51a\"><tr><td></td><td class=\"t m1 x7a9 h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7aa h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5de h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y267f ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2680 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2681 w5e ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ab y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y2681 w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y267c w27 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y267c w26 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2682 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y2682 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y2682 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2683 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y2683 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2683 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y2684 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2684 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,037<span class=\"_ _29f\"> </span></div></td></tr></table>2<span class=\"_ _0\"></span>2(e): L<span class=\"_ _0\"></span>evel 3 f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e hie<span class=\"_ _0\"></span>rarchy d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed as Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>re held w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin li<span class=\"_ _0\"></span>nked po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re thi<span class=\"_ _0\"></span>s is th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e, all of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ri<span class=\"_ _0\"></span>sk as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is b<span class=\"_ _0\"></span>orn<span class=\"_ _0\"></span>e by po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s is exa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y match<span class=\"_ _0\"></span>ed by a co<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y due t<span class=\"_ _0\"></span>o poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>ars n<span class=\"_ _0\"></span>o ri<span class=\"_ _0\"></span>sk fro<span class=\"_ _0\"></span>m a chan<span class=\"_ _0\"></span>ge in the m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>xcept to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es earned. Lev<span class=\"_ _0\"></span>el 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to the t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t in t<span class=\"_ _0\"></span>hose f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up bea<span class=\"_ _0\"></span>rs no r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom a cha<span class=\"_ _0\"></span>nge in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excep<span class=\"_ _0\"></span>t to the<span class=\"_ _0\"></span> ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es ear<span class=\"_ _0\"></span>ned<span class=\"_ _0\"></span>. Any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in mar<span class=\"_ _0\"></span>ket v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>re matc<span class=\"_ _0\"></span>hed b<span class=\"_ _0\"></span>y a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span> cha<span class=\"_ _0\"></span>nge in the Le<span class=\"_ _0\"></span>vel 2 liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y for t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e clos<span class=\"_ _0\"></span>ing ba<span class=\"_ _0\"></span>lance a<span class=\"_ _0\"></span>t each<span class=\"_ _0\"></span> yea<span class=\"_ _0\"></span>r end:<span class=\"_ _29f\"> </span><table class=\"s w1d9 hd7\" id=\"_d7c6cb2a-f20e-4125-b1dc-57b61819d522\"><tr><td></td><td class=\"t m1 x234 h7 y2685 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2685 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2686 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2686 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x242 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y25e1 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258e w1db hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses)<span class=\"_ _0\"></span>/gai<span class=\"_ _0\"></span>ns (char<span class=\"_ _0\"></span>ged<span class=\"_ _0\"></span>)/cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7ba h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y258e w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y258e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1dc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y258f w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y258f w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y264d w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y2591 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2591 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1df ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1e0 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d at the<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">year end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y24bf w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr></table>1 Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 3 are susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds fo<span class=\"_ _0\"></span>r 2025 and 2024.<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s into Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t year a<span class=\"_ _0\"></span>re main<span class=\"_ _0\"></span>ly du<span class=\"_ _0\"></span>e to fun<span class=\"_ _0\"></span>ds fro<span class=\"_ _0\"></span>m Lev<span class=\"_ _0\"></span>el 1 bei<span class=\"_ _0\"></span>ng susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d an<span class=\"_ _0\"></span>d move<span class=\"_ _0\"></span>d to Lev<span class=\"_ _0\"></span>el 3. Sus<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>unds a<span class=\"_ _0\"></span>re val<span class=\"_ _0\"></span>ued ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d fro<span class=\"_ _0\"></span>m fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _0\"></span>s. T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s ou<span class=\"_ _0\"></span>t of Leve<span class=\"_ _0\"></span>l 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s resu<span class=\"_ _0\"></span>lt f<span class=\"_ _0\"></span>rom a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer to Le<span class=\"_ _0\"></span>vel 1 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ng to as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are no<span class=\"_ _0\"></span>w bein<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y repr<span class=\"_ _0\"></span>iced (<span class=\"_ _0\"></span>that w<span class=\"_ _0\"></span>ere pre<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ousl<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) a<span class=\"_ _0\"></span>nd wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd sus<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ions h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een lif<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies to t<span class=\"_ _0\"></span>he cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g bala<span class=\"_ _0\"></span>nce at eac<span class=\"_ _0\"></span>h year en<span class=\"_ _0\"></span>d:<span class=\"_ _29f\"> </span><table class=\"s w1e1 hd8\" id=\"_d0394c77-2bbc-47b4-b7f2-49c220903165\"><tr><td></td><td class=\"t m1 x375 h7 y2687 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2687 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2688 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2688 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y258e w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y258e w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y258e w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25d3 w1e2 hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue ga<span class=\"_ _0\"></span>ins cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7c5 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ca y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1e3 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>liti<span class=\"_ _0\"></span>es at th<span class=\"_ _0\"></span>e end of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d8 y2684 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ed y2684 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2689 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s <span class=\"ff10c ls4 ws0\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w1e4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">at t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr></table>1 Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span>22<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Ef<span class=\"_ _0\"></span>fect of changes in signif<span class=\"_ _0\"></span>icant unobse<span class=\"_ _0\"></span>rvable as<span class=\"_ _0\"></span>sumptions to reasonable alternat<span class=\"_ _0\"></span>ives<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>uati<span class=\"_ _0\"></span>on tec<span class=\"_ _0\"></span>hniqu<span class=\"_ _0\"></span>es ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d to the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be fou<span class=\"_ _0\"></span>nd in no<span class=\"_ _0\"></span>te 22(a) abo<span class=\"_ _0\"></span>ve, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n tech<span class=\"_ _0\"></span>niqu<span class=\"_ _0\"></span>es app<span class=\"_ _0\"></span>lie<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are us<span class=\"_ _0\"></span>ed to va<span class=\"_ _0\"></span>lue Le<span class=\"_ _0\"></span>vel 3 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or Lev<span class=\"_ _0\"></span>el 3 as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, no rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>ve a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons are a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le an<span class=\"_ _0\"></span>d the G<span class=\"_ _0\"></span>roup th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rms a s<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tes<span class=\"_ _0\"></span>t of an ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>rega<span class=\"_ _0\"></span>te 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>% chan<span class=\"_ _0\"></span>ge in th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y (202<span class=\"_ _1\"></span>4: 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>%), repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ting a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t in the con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t mac<span class=\"_ _0\"></span>roec<span class=\"_ _0\"></span>onom<span class=\"_ _0\"></span>ic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e Group o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t the i<span class=\"_ _0\"></span>mpac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>is sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>ll be in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>ge of \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, and \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, bo<span class=\"_ _0\"></span>th fav<span class=\"_ _0\"></span>oura<span class=\"_ _0\"></span>ble and unfavoura<span class=\"_ _1\"></span>ble.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>): Fair v<span class=\"_ _0\"></span>alue hi<span class=\"_ _0\"></span>erar<span class=\"_ _0\"></span>chy for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t meas<span class=\"_ _0\"></span>ure<span class=\"_ _0\"></span>d at fair v<span class=\"_ _0\"></span>alue<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup are n<span class=\"_ _0\"></span>ot ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>re con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed reas<span class=\"_ _0\"></span>onab<span class=\"_ _0\"></span>le ap<span class=\"_ _0\"></span>proxim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of t<span class=\"_ _0\"></span>heir re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es as th<span class=\"_ _0\"></span>ey are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t term i<span class=\"_ _0\"></span>n nat<span class=\"_ _0\"></span>ure or a<span class=\"_ _0\"></span>re repr<span class=\"_ _0\"></span>iced to c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket ra<span class=\"_ _0\"></span>tes at f<span class=\"_ _0\"></span>requ<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ls. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-455": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-453": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-445": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-436": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-405": {
   "value": "21: Categ<span class=\"_ _7\"></span>ories of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l inst<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>m<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies in<span class=\"_ _0\"></span>to cate<span class=\"_ _0\"></span>gori<span class=\"_ _0\"></span>es as def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned in IF<span class=\"_ _0\"></span>RS 9 F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial In<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s is<span class=\"_ gs26\"> </span>s<span class=\"_ _0\"></span>et out in t<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies of a non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al natu<span class=\"_ _0\"></span>re, or f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s that ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly exc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d from th<span class=\"_ _0\"></span>e scop<span class=\"_ _0\"></span>e of IFR<span class=\"_ _0\"></span>S 9, are ref<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ed in the no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> categor<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n abou<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e meth<span class=\"_ _0\"></span>ods a<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ning f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue, re<span class=\"_ _0\"></span>fer to no<span class=\"_ _0\"></span>te 22. T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s is disc<span class=\"_ _0\"></span>uss<span class=\"_ _0\"></span>ed in not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>38<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd3\" id=\"_c3dd9f84-e970-468b-ab44-f32f7c9b5d0a\"><tr><td class=\"t m1 x382 h7 y2638 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x6ff h7 y2639 ff10f fs5 fc3 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x700 h7 y263a ff110 fs5 fc3 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x701 h7 y263b ff10f fs5 fc3 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x702 h7 y263b ff10f fs5 fc3 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x703 h7 y263b ff10f fs5 fc3 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x704 h7 y263b ff10f fs5 fc3 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x705 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x706 h7 y263c ff10f fs5 fc3 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x707 h7 y263c ff10f fs5 fc3 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x708 h7 y263c ff10f fs5 fc3 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y263c ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y263d ff10f fs5 fc3 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y263d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y263e ff10f fs12 fc3 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y263f w5d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y263f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y263f w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70d y263f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y263f w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2640 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,311<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2640 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2640 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x712 y2640 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2640 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2641 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2641 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2641 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2641 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">356<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2641 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2641 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2642 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2642 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2642 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2642 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2642 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2643 w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2643 wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2643 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2643 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2643 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2643 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2644 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2645 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2645 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2645 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2645 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2645 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">75,980<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2646 w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2646 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2646 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72a y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72b y2646 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">562<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2647 w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72c y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,760<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y2647 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72d y2647 w97 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,177<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y2647 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">604<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y2647 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">76,542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2648 ff10f fs12 fc3 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2649 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x730 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y2649 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2649 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2649 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264a ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y264b w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y264b w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y264b w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264b w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y264b wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264c w1cc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y264c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y264c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y264c w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258f w1cd ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y258f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y258f w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">543<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y258f w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y264d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y264e ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">105<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">74,831<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y2507 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y2507 w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">245<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,494<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">350<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">75,076<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1cf hd4\" id=\"_aa3e73b1-7720-4256-9118-d3045e23985c\"><tr><td class=\"t m1 x239 h7 y264f ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x754 h7 y2650 ff10f fs5 fc1 sc0 ls54 ws9c\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x755 h7 y2651 ff110 fs5 fc1 sc0 ls54 ws55\">Non-<span class=\"_ _0\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x756 h7 y2652 ff10f fs5 fc1 sc0 ls54 ws55\">Mandatorily </td><td class=\"t m1 x757 h7 y2652 ff10f fs5 fc1 sc0 ls53 ws79\">Designated </td><td class=\"t m1 x758 h7 y2652 ff10f fs5 fc1 sc0 ls4 ws0\">Amor<span class=\"_ _0\"></span>tised </td><td class=\"t m1 x759 h7 y2652 ff10f fs5 fc1 sc0 ls187 ws30\">assets a<span class=\"_ _1\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x75a h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75b h7 y2653 ff10f fs5 fc1 sc0 ls12d ws0\">at F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75c h7 y2653 ff10f fs5 fc1 sc0 ls63 ws12e\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75d h7 y2653 ff10f fs5 fc1 sc0 ls54 ws55\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2653 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2654 ff10f fs5 fc1 sc0 ls21 ws152\">Measurement<span class=\"_ _7\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x75e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2654 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2655 ff10f fs12 fc1 sc0 ls16d wsf1\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2656 w5d ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70b y2656 w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70c y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2656 w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2656 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2657 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2657 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2657 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2657 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2658 w1c8 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other receivables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2658 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2658 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2658 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2658 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2658 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2659 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2659 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2659 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2659 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265a w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y265a w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y265a w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y265a w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y265a w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y265a w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265b ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y265c w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y265c w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y265c w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y265c w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y265c w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265d w1ca ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al oth<span class=\"_ _0\"></span>er no<span class=\"_ _0\"></span>n-fi<span class=\"_ _0\"></span>nan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y265d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y265d w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y265e w66 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">T<span class=\"_ _7\"></span>otal asse<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y265e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y265e w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72e y265e w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x72f y265e w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y265f ff10f fs12 fc1 sc0 ls106 ws119\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2660 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2660 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y2660 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y2660 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2661 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2662 w1cb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y2662 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2662 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2662 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2663 w75 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y2663 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2663 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x777 y2663 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2664 w1cd hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x778 y2664 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y2664 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x779 y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77a y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77b y2664 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2665 w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77c y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77d y2665 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y2665 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y2665 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2666 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y25ad w1c9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsa2\">inst<span class=\"_ _0\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77e y25ad w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x77f y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y25ad w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y25ad w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25af w1ce ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> other <span class=\"_ _1\"></span>non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y25af w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y25af w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w78 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table>22: F<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>ir va<span class=\"_ _0\"></span>lu<span class=\"_ _1\"></span>e method<span class=\"_ _7\"></span>olog<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion e<span class=\"_ _0\"></span>xpl<span class=\"_ _0\"></span>ains t<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>s made i<span class=\"_ _0\"></span>n deter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncial<span class=\"_ _0\"></span> ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are reco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed an<span class=\"_ _0\"></span>d meas<span class=\"_ _0\"></span>ured at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Clas<span class=\"_ _0\"></span>sif<span class=\"_ _3\"></span>y<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>to the t<span class=\"_ _0\"></span>hree l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy (s<span class=\"_ _0\"></span>ee no<span class=\"_ _0\"></span>te 22(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>)) prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>es an indicat<span class=\"_ _0\"></span>ion of<span class=\"_ _1\"></span> the reliabilit<span class=\"_ _0\"></span>y of<span class=\"_ _1\"></span> input<span class=\"_ _0\"></span>s used in determining fair value.<span class=\"_ _29f\"> </span>22<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat are a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded in o<span class=\"_ _0\"></span>rgan<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s is<span class=\"_ _0\"></span> de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>y refere<span class=\"_ _0\"></span>nce to qu<span class=\"_ _0\"></span>oted ma<span class=\"_ _0\"></span>rket e<span class=\"_ _0\"></span>xi<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ces for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>er pri<span class=\"_ _0\"></span>ces fo<span class=\"_ _0\"></span>r liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, at th<span class=\"_ _0\"></span>e cl<span class=\"_ _0\"></span>ose of bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>date<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t any de<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">fo<span class=\"_ _0\"></span>r unit<span class=\"_ _0\"></span>s in uni<span class=\"_ _0\"></span>t tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d shares in o<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>-e<span class=\"_ _0\"></span>nded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned </span>by<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to <span class=\"_ _1\"></span>pub<span class=\"_ _0\"></span>lish<span class=\"_ _0\"></span>ed quot<span class=\"_ _0\"></span>ed pri<span class=\"_ _0\"></span>ces repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ting e<span class=\"_ _0\"></span>xit v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s in an ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>;<span class=\"_ _29f\"> </span><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs3ae\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y and d<span class=\"_ _0\"></span>ebt s<span class=\"_ _0\"></span>ecur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies n<span class=\"_ _0\"></span>ot ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y tr<span class=\"_ _0\"></span>aded i<span class=\"_ _0\"></span>n org<span class=\"_ _0\"></span>anis<span class=\"_ _0\"></span>ed mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s and w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ice c<span class=\"_ _0\"></span>anno<span class=\"_ _0\"></span>t be </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3af\">ret<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>ved<span class=\"_ _0\"></span>, the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d by ref<span class=\"_ _0\"></span>erence t<span class=\"_ _0\"></span>o simil<span class=\"_ _0\"></span>ar ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>or wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>rket o<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3b0\">pr<span class=\"_ _0\"></span>ices e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t;</div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs3b1\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">fo<span class=\"_ _0\"></span>r as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t hav<span class=\"_ _0\"></span>e been s<span class=\"_ _0\"></span>uspe<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ing on an a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>, the la<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>ubli<span class=\"_ _0\"></span>shed p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e is </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3b2\">us<span class=\"_ _0\"></span>ed. Ma<span class=\"_ _0\"></span>ny susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ll reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>d. At t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting d<span class=\"_ _0\"></span>ate, al<span class=\"_ _0\"></span>l susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3b3\">are<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ed for imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>; and</div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs3b4\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are p<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vate e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r wit<span class=\"_ _0\"></span>hin co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t fun<span class=\"_ _0\"></span>ds, t<span class=\"_ _0\"></span>he </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3b5\">va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>late<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>vail<span class=\"_ _0\"></span>able s<span class=\"_ _0\"></span>et of audi<span class=\"_ _0\"></span>ted fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>or if m<span class=\"_ _0\"></span>ore recen<span class=\"_ _0\"></span>t is </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3b6\">av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble, re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t Manage<span class=\"_ _0\"></span>rs or p<span class=\"_ _0\"></span>rofes<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f the </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3b7\">und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent or f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3b8\">T<span class=\"_ _0\"></span>here ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en no sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chni<span class=\"_ _0\"></span>ques a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en va<span class=\"_ _0\"></span>luing f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3b9\">ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Wh<span class=\"_ _0\"></span>ere as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, th<span class=\"_ _0\"></span>e gener<span class=\"_ _0\"></span>al pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>ples a<span class=\"_ _0\"></span>ppl<span class=\"_ _0\"></span>ied to t<span class=\"_ _0\"></span>hose i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs60\">mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair va<span class=\"_ _0\"></span>lue are ou<span class=\"_ _0\"></span>tli<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs3ba\">Financial investments<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3bb\">F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s inclu<span class=\"_ _0\"></span>de gove<span class=\"_ _0\"></span>rnm<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gov<span class=\"_ _0\"></span>ernm<span class=\"_ _0\"></span>ent-g<span class=\"_ _0\"></span>uara<span class=\"_ _0\"></span>ntee<span class=\"_ _0\"></span>d secu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted an<span class=\"_ _0\"></span>d unlis<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3bc\">deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, p<span class=\"_ _0\"></span>refere<span class=\"_ _0\"></span>nce sha<span class=\"_ _0\"></span>res and d<span class=\"_ _0\"></span>eben<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>s, li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d and un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, lis<span class=\"_ _0\"></span>ted a<span class=\"_ _0\"></span>nd </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3bd\">unl<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ted poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (see be<span class=\"_ _0\"></span>low)<span class=\"_ _0\"></span>, shor<span class=\"_ _0\"></span>t-t<span class=\"_ _0\"></span>erm fu<span class=\"_ _0\"></span>nds an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es trea<span class=\"_ _0\"></span>ted as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls53 ws17 gs3be\">cer<span class=\"_ _0\"></span>tain other securit<span class=\"_ _0\"></span>ies.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs67\">Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s repre<span class=\"_ _0\"></span>sent t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s h<span class=\"_ _0\"></span>oldi<span class=\"_ _0\"></span>ngs of sha<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>/uni<span class=\"_ _0\"></span>ts in op<span class=\"_ _0\"></span>en<span class=\"_ _0\"></span>-en<span class=\"_ _0\"></span>ded in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs68\">com<span class=\"_ _0\"></span>pani<span class=\"_ _0\"></span>es, u<span class=\"_ _0\"></span>nit t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, m<span class=\"_ _0\"></span>utua<span class=\"_ _0\"></span>l fun<span class=\"_ _0\"></span>ds and s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t vehi<span class=\"_ _0\"></span>cles<span class=\"_ _0\"></span>. Poo<span class=\"_ _0\"></span>led in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs69\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s of poo<span class=\"_ _0\"></span>led i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s are b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on wi<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>y publ<span class=\"_ _0\"></span>ishe<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>ces </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs6a\">th<span class=\"_ _0\"></span>at<span class=\"_ gs26\"> </span>are reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly up<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3bf\">O<span class=\"_ _0\"></span>ther f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>t fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e use ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>here </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c0\">av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble. In t<span class=\"_ _0\"></span>he ab<span class=\"_ _0\"></span>sence o<span class=\"_ _0\"></span>f obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ued </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c1\">usi<span class=\"_ _0\"></span>ng var<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>s appr<span class=\"_ _0\"></span>oach<span class=\"_ _0\"></span>es in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ions b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws an<span class=\"_ _0\"></span>d earn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s befo<span class=\"_ _0\"></span>re </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c2\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t, t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>, dep<span class=\"_ _0\"></span>reci<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n and a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sat<span class=\"_ _0\"></span>ion m<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>iple<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls49 ws1d7 gs6f\">Deri<span class=\"_ _0\"></span>vatives<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs70\">T<span class=\"_ _0\"></span>he fair v<span class=\"_ _0\"></span>alue of de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned wi<span class=\"_ _0\"></span>th ref<span class=\"_ _0\"></span>erence to t<span class=\"_ _0\"></span>he excha<span class=\"_ _0\"></span>nge-<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>aded p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s of the spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>c </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs3c3\">ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alue of ov<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ter for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd foreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned by<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c4\">refe<span class=\"_ _0\"></span>rence to t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt exch<span class=\"_ _0\"></span>ange ra<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs3c5\">Investment contract liabilitie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c6\">T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s is dete<span class=\"_ _0\"></span>rmi<span class=\"_ _0\"></span>ned w<span class=\"_ _0\"></span>ith re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to th<span class=\"_ _0\"></span>e under<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c7\">th<span class=\"_ _0\"></span>at are he<span class=\"_ _0\"></span>ld by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs3c8\">Third-<span class=\"_ _0\"></span>part<span class=\"_ _0\"></span>y interests in c<span class=\"_ _1\"></span>onsolidated funds<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls4c ws4e gs3c9\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds are mea<span class=\"_ _0\"></span>sured at th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>val<span class=\"_ _0\"></span>ue of each f<span class=\"_ _0\"></span>und.<span class=\"_ _29f\"> </span></div>2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): Fa<span class=\"_ _0\"></span>ir valu<span class=\"_ _0\"></span>e hiera<span class=\"_ _0\"></span>rchy<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s are deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed accor<span class=\"_ _0\"></span>ding to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing hier<span class=\"_ _0\"></span>arch<span class=\"_ _0\"></span>y:<span class=\"_ _29f\"> </span><table class=\"s w1d0 hd5\" id=\"_62b97d66-ed2f-45cb-92ca-121eee5201ee\"><tr><td class=\"c n x23b y2667 w1d1 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 lscb ws20\">Description of hier<span class=\"_ _1\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y2667 w1d2 ha3\"><div class=\"t m1 x23a h7 y24fa ff110 fs5 fc1 sc0 ls12d ws14f\">Typ<span class=\"_ _0\"></span>es of ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nts cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>ifie<span class=\"_ _0\"></span>d in the re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ive le<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y2668 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"ff10d ws11a\"> \u2013 quo<span class=\"_ _0\"></span>ted ma<span class=\"_ _0\"></span>rket p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>es: fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2668 ff10c fs12 fc1 sc0 lscf ws9d\">Lis<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>ed equit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> securit<span class=\"_ _0\"></span>ies, government securities and other </td></tr><tr><td class=\"t m1 x239 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es w<span class=\"_ _0\"></span>ith q<span class=\"_ _0\"></span>uote<span class=\"_ _0\"></span>d pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in </td><td class=\"t m1 x788 h1b y2669 ff10c fs12 fc1 sc0 lsb6 ws0\">li<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d simi<span class=\"_ _0\"></span>lar in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e </td></tr><tr><td class=\"t m1 x239 h1b y266a ff10c fs12 fc1 sc0 lsb6 ws0\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive m<span class=\"_ _0\"></span>ark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y266a ff10c fs12 fc1 sc0 lsb6 wsa1\">ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ed, a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>ded p<span class=\"_ _0\"></span>ool<span class=\"_ _0\"></span>ed in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266b ff10c fs12 fc1 sc0 lsb6 ws0\">qu<span class=\"_ _0\"></span>oted d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt </td></tr><tr><td></td><td class=\"t m1 x788 h1b y266c ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s dire<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ly li<span class=\"_ _0\"></span>nked to L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>1 fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y266d ff113 fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>tec<span class=\"_ _0\"></span>hni<span class=\"_ _0\"></span>que<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>usi<span class=\"_ _0\"></span>ng obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s:</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y266d ff10c fs12 fc1 sc0 lscf ws9d\">Unlisted equit<span class=\"_ _0\"></span>y and<span class=\"_ _1\"></span> debt securities where the valuation </td></tr><tr><td class=\"t m1 x239 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ices f<span class=\"_ _0\"></span>or </td><td class=\"t m1 x788 h1b y266e ff10d fs12 fc1 sc0 lsb6 ws11a\">is ba<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>on mo<span class=\"_ _0\"></span>del<span class=\"_ _0\"></span>s invo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>ing n<span class=\"_ _0\"></span>o sign<span class=\"_ _0\"></span>ific<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble </td></tr><tr><td class=\"t m1 x239 h1b y266f ff10c fs12 fc1 sc0 lsb6 ws0\">sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>r quo<span class=\"_ _0\"></span>ted pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s for </td><td class=\"t m1 x788 h1b y266f ff10c fs12 fc1 sc0 ls9d wsa1\">data<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2670 ff10c fs12 fc1 sc0 lsb6 ws0\">id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l or sim<span class=\"_ _0\"></span>ila<span class=\"_ _0\"></span>r ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in ina<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d </td><td class=\"t m1 x788 h1b y2671 ff10d fs12 fc1 sc0 lsb6 ws11a\">O<span class=\"_ _0\"></span>ver-th<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>cou<span class=\"_ _0\"></span>nter d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>, cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain pr<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ly pl<span class=\"_ _0\"></span>aced<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td></tr><tr><td class=\"c x23b y2672 w1d3 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s valu<span class=\"_ _0\"></span>ed us<span class=\"_ _0\"></span>ing mo<span class=\"_ _0\"></span>dels w<span class=\"_ _0\"></span>her<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>sig<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>fica<span class=\"_ _0\"></span>nt inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s are ob<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e.<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x788 h1b y2673 ff10d fs12 fc1 sc0 lsb6 ws11a\">de<span class=\"_ _0\"></span>bt ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>ird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lid<span class=\"_ _0\"></span>ated<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x788 h1b y2674 ff10c fs12 fc1 sc0 lsa2 wsa2\">funds.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y2675 ff10f fs12 fc1 sc0 lsb6 ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"ff10d ws11a\"> \u2013 va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>ique<span class=\"_ _0\"></span>s usin<span class=\"_ _0\"></span>g sign<span class=\"_ _0\"></span>ifi<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t</span><span class=\"ff10d ws11a\"> </span></td><td class=\"t m1 x788 h1b y2675 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ted e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>ty a<span class=\"_ _0\"></span>nd se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>th si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td></tr><tr><td class=\"t m1 x239 h1b y2676 ff10d fs12 fc1 sc0 lsb6 ws11a\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s: fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es va<span class=\"_ _0\"></span>lued<span class=\"_ _0\"></span> </td><td class=\"t m1 x788 h1b y2676 ff10c fs12 fc1 sc0 lsb6 ws0\">un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble i<span class=\"_ _0\"></span>npu<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t is not<span class=\"_ _0\"></span> </td></tr><tr><td class=\"t m1 x239 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">usi<span class=\"_ _0\"></span>ng va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion te<span class=\"_ _0\"></span>chn<span class=\"_ _0\"></span>iqu<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere one o<span class=\"_ _0\"></span>r more si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ant </td><td class=\"t m1 x788 h1b y2677 ff10d fs12 fc1 sc0 lsb6 ws11a\">con<span class=\"_ _0\"></span>sid<span class=\"_ _0\"></span>ered su<span class=\"_ _0\"></span>ffic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>tly a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e, inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ing cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain i<span class=\"_ _0\"></span>nac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve </td></tr><tr><td class=\"t m1 x239 h1b y2678 ff10c fs12 fc1 sc0 lscf ws9d\">input<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> are<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable.<span class=\"_ _29f\"> </span></td><td class=\"t m1 x788 h1b y2678 ff10c fs12 fc1 sc0 ls96 wsf0\">pooled investments<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></td></tr></table>T<span class=\"_ _0\"></span>he jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t as to wh<span class=\"_ _0\"></span>eth<span class=\"_ _0\"></span>er a mar<span class=\"_ _0\"></span>ket is a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e may in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e, for e<span class=\"_ _0\"></span>xamp<span class=\"_ _0\"></span>le, co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s suc<span class=\"_ _0\"></span>h<span class=\"_ gs26\"> </span>as the m<span class=\"_ _0\"></span>agni<span class=\"_ _0\"></span>tud<span class=\"_ _0\"></span>e and fre<span class=\"_ _0\"></span>quen<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y of trad<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y, <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>of pr<span class=\"_ _0\"></span>ices an<span class=\"_ _0\"></span>d the size of bi<span class=\"_ _0\"></span>d/of<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r spre<span class=\"_ _0\"></span>ads<span class=\"_ _0\"></span>. In inac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e mark<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s, ob<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ning as<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>ance t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion p<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e of fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue or d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>ng the a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n pri<span class=\"_ _0\"></span>ces th<span class=\"_ _0\"></span>at are n<span class=\"_ _0\"></span>eces<span class=\"_ _0\"></span>sar<span class=\"_ _3\"></span>y to mea<span class=\"_ _0\"></span>sure t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set or l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>s addi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal w<span class=\"_ _0\"></span>ork du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>luat<span class=\"_ _0\"></span>ion p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of val<span class=\"_ _0\"></span>uat<span class=\"_ _0\"></span>ion tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues em<span class=\"_ _0\"></span>plo<span class=\"_ _0\"></span>y onl<span class=\"_ _0\"></span>y obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble da<span class=\"_ _0\"></span>ta an<span class=\"_ _0\"></span>d so th<span class=\"_ _0\"></span>e relia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span> mea<span class=\"_ _0\"></span>surem<span class=\"_ _0\"></span>ent is h<span class=\"_ _0\"></span>igh. Ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are va<span class=\"_ _0\"></span>lued o<span class=\"_ _0\"></span>n the b<span class=\"_ _0\"></span>asis of v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n tec<span class=\"_ _0\"></span>hniq<span class=\"_ _0\"></span>ues t<span class=\"_ _0\"></span>hat fea<span class=\"_ _0\"></span>ture on<span class=\"_ _0\"></span>e or mo<span class=\"_ _0\"></span>re sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat are u<span class=\"_ _0\"></span>nobs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>nd, fo<span class=\"_ _0\"></span>r them<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue is m<span class=\"_ _0\"></span>ore jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>. A f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in it<span class=\"_ _0\"></span>s en<span class=\"_ _0\"></span>tire<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied as<span class=\"_ _0\"></span> va<span class=\"_ _0\"></span>lued u<span class=\"_ _0\"></span>sing si<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>nt uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s i<span class=\"_ _0\"></span>f a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant pr<span class=\"_ _0\"></span>opor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f that a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> amount is<span class=\"_ _7\"></span> dri<span class=\"_ _0\"></span>ven<span class=\"_ _1\"></span> by unobservable input<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>In t<span class=\"_ _0\"></span>his con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t, \u2018<span class=\"_ _0\"></span>uno<span class=\"_ _0\"></span>bser<span class=\"_ _3\"></span>va<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>\u2019 mean<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t ther<span class=\"_ _0\"></span>e is lit<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>le or no c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket da<span class=\"_ _0\"></span>ta av<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>able f<span class=\"_ _0\"></span>rom w<span class=\"_ _0\"></span>hich to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ce at wh<span class=\"_ _0\"></span>ich an a<span class=\"_ _0\"></span>rm<span class=\"_ _0\"></span>\u2019s len<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>th tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n woul<span class=\"_ _0\"></span>d be li<span class=\"_ _0\"></span>kely to o<span class=\"_ _0\"></span>ccur<span class=\"_ _1\"></span>. It ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly d<span class=\"_ _0\"></span>oes not<span class=\"_ gs26\"> </span>m<span class=\"_ _0\"></span>ean th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>re is no mar<span class=\"_ _0\"></span>ket dat<span class=\"_ _0\"></span>a avai<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e at all upo<span class=\"_ _0\"></span>n whic<span class=\"_ _0\"></span>h to base a de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>inat<span class=\"_ _0\"></span>ion of fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue. Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther<span class=\"_ _0\"></span>more<span class=\"_ _0\"></span>, in som<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e majo<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue d<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ved f<span class=\"_ _0\"></span>rom a v<span class=\"_ _0\"></span>alua<span class=\"_ _0\"></span>tion t<span class=\"_ _0\"></span>echn<span class=\"_ _0\"></span>ique w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h signif<span class=\"_ _0\"></span>icant<span class=\"_ _1\"></span> unobser<span class=\"_ _0\"></span>vable<span class=\"_ _1\"></span> data may<span class=\"_ _1\"></span> be attribu<span class=\"_ _0\"></span>table t<span class=\"_ _7\"></span>o obser<span class=\"_ _0\"></span>vable inputs.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>2(c): Trans<span class=\"_ _0\"></span>fer b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n fair va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hies<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up dee<span class=\"_ _0\"></span>ms a tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer to ha<span class=\"_ _0\"></span>ve occ<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>d bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 1 and L<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l 2 or Lev<span class=\"_ _0\"></span>el 3 wh<span class=\"_ _0\"></span>en an ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly tr<span class=\"_ _0\"></span>ade<span class=\"_ _0\"></span>d prim<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket ce<span class=\"_ _0\"></span>ases to e<span class=\"_ _0\"></span>xis<span class=\"_ _0\"></span>t fo<span class=\"_ _0\"></span>r that f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent. A t<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>sfe<span class=\"_ _0\"></span>r bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Lev<span class=\"_ _0\"></span>el 2 an<span class=\"_ _0\"></span>d Leve<span class=\"_ _0\"></span>l 3 occ<span class=\"_ _0\"></span>urs w<span class=\"_ _0\"></span>hen o<span class=\"_ _0\"></span>ne or mo<span class=\"_ _0\"></span>re of th<span class=\"_ _0\"></span>e sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant in<span class=\"_ _0\"></span>put<span class=\"_ _0\"></span>s us<span class=\"_ _0\"></span>ed to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine th<span class=\"_ _0\"></span>e fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of the i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> be<span class=\"_ _0\"></span>come un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble. T<span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>ers f<span class=\"_ _0\"></span>rom Le<span class=\"_ _0\"></span>vels 3 o<span class=\"_ _0\"></span>r 2 to Leve<span class=\"_ _0\"></span>l 1 are als<span class=\"_ _0\"></span>o pos<span class=\"_ _0\"></span>sib<span class=\"_ _0\"></span>le wh<span class=\"_ _0\"></span>en as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>come ac<span class=\"_ _0\"></span>tively priced.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re \u00a3nil t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en Leve<span class=\"_ _0\"></span>l 1 and Le<span class=\"_ _0\"></span>vel 2 d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the ye<span class=\"_ _0\"></span>ar 2025 (31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a3nil<span class=\"_ _0\"></span>). Se<span class=\"_ _0\"></span>e note 2<span class=\"_ _0\"></span>2(e<span class=\"_ _7\"></span>) f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e recon<span class=\"_ _0\"></span>cilia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of Lev<span class=\"_ _0\"></span>el 3 f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. 2<span class=\"_ _0\"></span>2(d)<span class=\"_ _0\"></span>: Fina<span class=\"_ _0\"></span>ncial a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es me<span class=\"_ _0\"></span>asur<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e, cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>ccord<span class=\"_ _0\"></span>ing to t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r value<span class=\"_ _0\"></span> hierarchy<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d usin<span class=\"_ _0\"></span>g quote<span class=\"_ _0\"></span>d mar<span class=\"_ _0\"></span>ket pr<span class=\"_ _0\"></span>ices fo<span class=\"_ _0\"></span>r iden<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span>s (<span class=\"_ _0\"></span>Leve<span class=\"_ _0\"></span>l 1<span class=\"_ _7\"></span>) an<span class=\"_ _0\"></span>d there h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een no s<span class=\"_ _0\"></span>igni<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ch<span class=\"_ _0\"></span>anges d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lude l<span class=\"_ _0\"></span>inked a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s that a<span class=\"_ _0\"></span>re hel<span class=\"_ _0\"></span>d to cover t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es for l<span class=\"_ _0\"></span>inked i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hich f<span class=\"_ _0\"></span>orm p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s bala<span class=\"_ _0\"></span>nce. T<span class=\"_ _0\"></span>he di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce bet<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en th<span class=\"_ _0\"></span>e va<span class=\"_ _0\"></span>lue of<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>nked as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t of linke<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies is ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>due to sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>ti<span class=\"_ _0\"></span>ming di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er pre<span class=\"_ _0\"></span>miums b<span class=\"_ _0\"></span>eing re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ved an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ed in ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nce of p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>ies be<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d, and t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span> lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch are ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>Di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ces be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e hier<span class=\"_ _0\"></span>archy a<span class=\"_ _0\"></span>lso ar<span class=\"_ _0\"></span>ise du<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>to the mi<span class=\"_ _0\"></span>x of unde<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>add<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 2.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>bles b<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>w anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>e the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d at fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue by t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r va<span class=\"_ _0\"></span>lue hi<span class=\"_ _0\"></span>erarc<span class=\"_ _0\"></span>hy des<span class=\"_ _0\"></span>cr<span class=\"_ _0\"></span>ibed i<span class=\"_ _0\"></span>n note 2<span class=\"_ _0\"></span>2(b).<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd6\" id=\"_442e3207-0745-47ee-ae80-a920669eaf95\"><tr><td></td><td class=\"t m1 x789 h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78a h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78b h7 y2679 ff10f fs5 fc3 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y2679 ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y267a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x605 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x606 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y267a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y267b w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">62,183<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">11,108<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y267b w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y267b w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">73,312<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y267c w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y267c w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y267c wea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267d w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y267d w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y267d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y267d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 hc0\"><div class=\"t m1 x23a h1b y25b4 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">63,608<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">11,132<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y25e1 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y258f w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y258f w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y258f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,394<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2591 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2591 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2591 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y267e w84 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y267e w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y267e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,473<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">9,419<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">73,912<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w1d8 hd6\" id=\"_1e764c0e-bcee-405d-91a2-f98f47ebb51a\"><tr><td></td><td class=\"t m1 x7a9 h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7aa h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5de h7 y267f ff10f fs5 fc1 sc0 ls12d ws0\">Le<span class=\"_ _0\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y267f ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y2680 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65e h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2680 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2681 w5e ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ab y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y2681 w29 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y2681 w5f ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267c w65 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y267c w27 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y267c w30 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y267c w26 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2682 w64 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deriva<span class=\"_ _0\"></span>tive assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y2682 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y2682 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2682 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25e1 w1d4 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>ets m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>red a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y25e1 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w1d5 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y25d3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y25d3 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w77 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y264d w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2683 w6f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y2683 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y2683 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2683 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1d6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y2684 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2684 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2684 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1d7 ha7\"><div class=\"t m1 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities measured at <span class=\"_ _1\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h pro<span class=\"_ _0\"></span>fit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,037<span class=\"_ _29f\"> </span></div></td></tr></table>2<span class=\"_ _0\"></span>2(e): L<span class=\"_ _0\"></span>evel 3 f<span class=\"_ _0\"></span>air valu<span class=\"_ _0\"></span>e hie<span class=\"_ _0\"></span>rarchy d<span class=\"_ _0\"></span>iscl<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s clas<span class=\"_ _0\"></span>sif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed as Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>re held w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin li<span class=\"_ _0\"></span>nked po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>. Whe<span class=\"_ _0\"></span>re thi<span class=\"_ _0\"></span>s is th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e, all of t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ri<span class=\"_ _0\"></span>sk as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is b<span class=\"_ _0\"></span>orn<span class=\"_ _0\"></span>e by po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s is exa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y match<span class=\"_ _0\"></span>ed by a co<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y due t<span class=\"_ _0\"></span>o poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup be<span class=\"_ _0\"></span>ars n<span class=\"_ _0\"></span>o ri<span class=\"_ _0\"></span>sk fro<span class=\"_ _0\"></span>m a chan<span class=\"_ _0\"></span>ge in the m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>xcept to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es earned. Lev<span class=\"_ _0\"></span>el 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s also in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble to the t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t in t<span class=\"_ _0\"></span>hose f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up bea<span class=\"_ _0\"></span>rs no r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom a cha<span class=\"_ _0\"></span>nge in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excep<span class=\"_ _0\"></span>t to the<span class=\"_ _0\"></span> ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t it ha<span class=\"_ _0\"></span>s an imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on fe<span class=\"_ _0\"></span>es ear<span class=\"_ _0\"></span>ned<span class=\"_ _0\"></span>. Any c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in mar<span class=\"_ _0\"></span>ket v<span class=\"_ _0\"></span>alue a<span class=\"_ _0\"></span>re matc<span class=\"_ _0\"></span>hed b<span class=\"_ _0\"></span>y a corre<span class=\"_ _0\"></span>spon<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span> cha<span class=\"_ _0\"></span>nge in the Le<span class=\"_ _0\"></span>vel 2 liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y for t<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts in co<span class=\"_ _0\"></span>nsol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e clos<span class=\"_ _0\"></span>ing ba<span class=\"_ _0\"></span>lance a<span class=\"_ _0\"></span>t each<span class=\"_ _0\"></span> yea<span class=\"_ _0\"></span>r end:<span class=\"_ _29f\"> </span><table class=\"s w1d9 hd7\" id=\"_d7c6cb2a-f20e-4125-b1dc-57b61819d522\"><tr><td></td><td class=\"t m1 x234 h7 y2685 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2685 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2686 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2686 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x242 y25e1 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y25e1 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y258e w1db hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue (l<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>ses)<span class=\"_ _0\"></span>/gai<span class=\"_ _0\"></span>ns (char<span class=\"_ _0\"></span>ged<span class=\"_ _0\"></span>)/cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7ba h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y258e w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y258e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1dc ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y258f w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y258f w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y264d w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y264d w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y2591 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2591 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w1df ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts at th<span class=\"_ _0\"></span>e end of t<span class=\"_ _0\"></span>he year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y267e w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w1e0 ha7\"><div class=\"t m1 x23a h1b y24b5 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d at the<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">year end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y24bf w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr></table>1 Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are cla<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>s Leve<span class=\"_ _0\"></span>l 3 are susp<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds fo<span class=\"_ _0\"></span>r 2025 and 2024.<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s into Le<span class=\"_ _0\"></span>vel 3 a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t year a<span class=\"_ _0\"></span>re main<span class=\"_ _0\"></span>ly du<span class=\"_ _0\"></span>e to fun<span class=\"_ _0\"></span>ds fro<span class=\"_ _0\"></span>m Lev<span class=\"_ _0\"></span>el 1 bei<span class=\"_ _0\"></span>ng susp<span class=\"_ _0\"></span>ende<span class=\"_ _0\"></span>d an<span class=\"_ _0\"></span>d move<span class=\"_ _0\"></span>d to Lev<span class=\"_ _0\"></span>el 3. Sus<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ded f<span class=\"_ _0\"></span>unds a<span class=\"_ _0\"></span>re val<span class=\"_ _0\"></span>ued ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ion re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d fro<span class=\"_ _0\"></span>m fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _0\"></span>s. T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>s ou<span class=\"_ _0\"></span>t of Leve<span class=\"_ _0\"></span>l 3 ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s resu<span class=\"_ _0\"></span>lt f<span class=\"_ _0\"></span>rom a tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer to Le<span class=\"_ _0\"></span>vel 1 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ng to as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are no<span class=\"_ _0\"></span>w bein<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vel<span class=\"_ _0\"></span>y repr<span class=\"_ _0\"></span>iced (<span class=\"_ _0\"></span>that w<span class=\"_ _0\"></span>ere pre<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ousl<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) a<span class=\"_ _0\"></span>nd wh<span class=\"_ _0\"></span>ere fu<span class=\"_ _0\"></span>nd sus<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ions h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een lif<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>conc<span class=\"_ _0\"></span>iles t<span class=\"_ _0\"></span>he op<span class=\"_ _0\"></span>ening b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce of Le<span class=\"_ _0\"></span>vel 3 f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies to t<span class=\"_ _0\"></span>he cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g bala<span class=\"_ _0\"></span>nce at eac<span class=\"_ _0\"></span>h year en<span class=\"_ _0\"></span>d:<span class=\"_ _29f\"> </span><table class=\"s w1e1 hd8\" id=\"_d0394c77-2bbc-47b4-b7f2-49c220903165\"><tr><td></td><td class=\"t m1 x375 h7 y2687 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2687 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2688 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2688 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y258e w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y258e w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x243 y258e w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y25d3 w1e2 hae\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue ga<span class=\"_ _0\"></span>ins cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>ted to pr<span class=\"_ _0\"></span>ofit or l<span class=\"_ _0\"></span>oss</div><div class=\"t m1 x7c5 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w1dd ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers in<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y264d w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y264d w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2591 w1de ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rans<span class=\"_ _0\"></span>fers out<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ca y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x359 y2591 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w1e3 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Leve<span class=\"_ _0\"></span>l 3 finan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>liti<span class=\"_ _0\"></span>es at th<span class=\"_ _0\"></span>e end of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d8 y2684 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ed y2684 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2689 ff10d fs12 fc1 sc0 lsb6 ws11a\">Un<span class=\"_ _0\"></span>reali<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in profi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng to liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s <span class=\"ff10c ls4 ws0\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w1e4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">at t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar end<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr></table>1 Included in<span class=\"_ _7\"></span> Inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> return.<span class=\"_ _29f\"> </span>22<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Ef<span class=\"_ _0\"></span>fect of changes in signif<span class=\"_ _0\"></span>icant unobse<span class=\"_ _0\"></span>rvable as<span class=\"_ _0\"></span>sumptions to reasonable alternat<span class=\"_ _0\"></span>ives<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>uati<span class=\"_ _0\"></span>on tec<span class=\"_ _0\"></span>hniqu<span class=\"_ _0\"></span>es ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d to the d<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ent c<span class=\"_ _0\"></span>atego<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rum<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>n be fou<span class=\"_ _0\"></span>nd in no<span class=\"_ _0\"></span>te 22(a) abo<span class=\"_ _0\"></span>ve, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n tech<span class=\"_ _0\"></span>niqu<span class=\"_ _0\"></span>es app<span class=\"_ _0\"></span>lie<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>n sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant un<span class=\"_ _0\"></span>obs<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ble as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are us<span class=\"_ _0\"></span>ed to va<span class=\"_ _0\"></span>lue Le<span class=\"_ _0\"></span>vel 3 as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or Lev<span class=\"_ _0\"></span>el 3 as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, no rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>ve a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons are a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le an<span class=\"_ _0\"></span>d the G<span class=\"_ _0\"></span>roup th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rms a s<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tes<span class=\"_ _0\"></span>t of an ag<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>rega<span class=\"_ _0\"></span>te 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>% chan<span class=\"_ _0\"></span>ge in th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y (202<span class=\"_ _1\"></span>4: 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>%), repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ting a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>ble al<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve jud<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t in the con<span class=\"_ _0\"></span>tex<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t mac<span class=\"_ _0\"></span>roec<span class=\"_ _0\"></span>onom<span class=\"_ _0\"></span>ic env<span class=\"_ _0\"></span>iron<span class=\"_ _0\"></span>ment i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e Group o<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>heref<span class=\"_ _0\"></span>ore con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t the i<span class=\"_ _0\"></span>mpac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>is sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>ll be in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ran<span class=\"_ _0\"></span>ge of \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, and \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) to th<span class=\"_ _0\"></span>e repor<span class=\"_ _3\"></span>ted fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of Leve<span class=\"_ _0\"></span>l 3 <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, bo<span class=\"_ _0\"></span>th fav<span class=\"_ _0\"></span>oura<span class=\"_ _0\"></span>ble and unfavoura<span class=\"_ _1\"></span>ble.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>2(<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>): Fair v<span class=\"_ _0\"></span>alue hi<span class=\"_ _0\"></span>erar<span class=\"_ _0\"></span>chy for a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets an<span class=\"_ _0\"></span>d liab<span class=\"_ _0\"></span>iliti<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t meas<span class=\"_ _0\"></span>ure<span class=\"_ _0\"></span>d at fair v<span class=\"_ _0\"></span>alue<span class=\"_ _29f\"> </span>Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup are n<span class=\"_ _0\"></span>ot ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue. T<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>re con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed reas<span class=\"_ _0\"></span>onab<span class=\"_ _0\"></span>le ap<span class=\"_ _0\"></span>proxim<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of t<span class=\"_ _0\"></span>heir re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e fair v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es as th<span class=\"_ _0\"></span>ey are e<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t term i<span class=\"_ _0\"></span>n nat<span class=\"_ _0\"></span>ure or a<span class=\"_ _0\"></span>re repr<span class=\"_ _0\"></span>iced to c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt mar<span class=\"_ _0\"></span>ket ra<span class=\"_ _0\"></span>tes at f<span class=\"_ _0\"></span>requ<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>ls. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-345": {
   "value": "23:<span class=\"_ _0\"></span> St<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>uct<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ed ent<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>St<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies ar<span class=\"_ _0\"></span>e def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed as en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies t<span class=\"_ _0\"></span>hat ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en de<span class=\"_ _0\"></span>sign<span class=\"_ _0\"></span>ed so t<span class=\"_ _0\"></span>hat vo<span class=\"_ _0\"></span>ting o<span class=\"_ _0\"></span>r simil<span class=\"_ _0\"></span>ar ri<span class=\"_ _0\"></span>ght<span class=\"_ _0\"></span>s are not t<span class=\"_ _0\"></span>he do<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>nt fac<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>r in dec<span class=\"_ _0\"></span>idin<span class=\"_ _0\"></span>g who co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>ls th<span class=\"_ _0\"></span>e enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, such as w<span class=\"_ _0\"></span>hen a<span class=\"_ _0\"></span>ny vot<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>late to adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve t<span class=\"_ _0\"></span>ask<span class=\"_ _0\"></span>s on<span class=\"_ _0\"></span>ly an<span class=\"_ _0\"></span>d the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are d<span class=\"_ _0\"></span>irec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by mea<span class=\"_ _0\"></span>ns of con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual ar<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s in bo<span class=\"_ _0\"></span>th con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d and un<span class=\"_ _0\"></span>conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es. 23<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): Group\u2019s involvement i<span class=\"_ _1\"></span>n structured entities<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in co<span class=\"_ _0\"></span>lle<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t vehi<span class=\"_ _0\"></span>cles<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludi<span class=\"_ _0\"></span>ng OEIC<span class=\"_ _0\"></span>s and u<span class=\"_ _0\"></span>nit t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, i<span class=\"_ _0\"></span>n order to m<span class=\"_ _0\"></span>atch<span class=\"_ _0\"></span> uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. Thi<span class=\"_ _0\"></span>s mean<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t all of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt risk a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>ne by p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>ny cha<span class=\"_ _0\"></span>nge in th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>s clo<span class=\"_ _0\"></span>sel<span class=\"_ _0\"></span>y matc<span class=\"_ _0\"></span>hed by<span class=\"_ _0\"></span> a cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng cha<span class=\"_ _0\"></span>nge in lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y due to p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s. A<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p earn<span class=\"_ _0\"></span>s mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t fee<span class=\"_ _0\"></span>s bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e marke<span class=\"_ _0\"></span>t valu<span class=\"_ _0\"></span>e of unit-l<span class=\"_ _0\"></span>inked a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, any ch<span class=\"_ _0\"></span>ange in as<span class=\"_ _0\"></span>set v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s will in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se or dec<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s rev<span class=\"_ _0\"></span>enue<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group ha<span class=\"_ _0\"></span>s not pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed any no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t to any co<span class=\"_ _0\"></span>nso<span class=\"_ _0\"></span>lidat<span class=\"_ _0\"></span>ed or unc<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d enti<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es dur<span class=\"_ _0\"></span>ing 2024 or 2025.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4 an<span class=\"_ _0\"></span>d 3<span class=\"_ _1\"></span>1 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p has no o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on or in<span class=\"_ _0\"></span>tent<span class=\"_ _0\"></span>ion to pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>de f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t to s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d enti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t coul<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>ose t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up to a los<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der f<span class=\"_ _0\"></span>unds a<span class=\"_ _0\"></span>re inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ted in co<span class=\"_ _0\"></span>llec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ment v<span class=\"_ _0\"></span>ehic<span class=\"_ _0\"></span>les<span class=\"_ _0\"></span>, pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds as a<span class=\"_ _0\"></span>n alte<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve to ban<span class=\"_ _0\"></span>k dep<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s hold<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s in coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt veh<span class=\"_ _0\"></span>icle<span class=\"_ _0\"></span>s are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to t<span class=\"_ _0\"></span>he ter<span class=\"_ _0\"></span>ms and c<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns of th<span class=\"_ _0\"></span>e resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ve<span class=\"_ _0\"></span>hicl<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u2019 of<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>ing do<span class=\"_ _0\"></span>cume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n and ar<span class=\"_ _0\"></span>e susce<span class=\"_ _0\"></span>ptib<span class=\"_ _0\"></span>le to ma<span class=\"_ _0\"></span>rket r<span class=\"_ _0\"></span>isk ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g from<span class=\"_ _0\"></span> unc<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>inti<span class=\"_ _0\"></span>es ab<span class=\"_ _0\"></span>out t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>ture v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>es of th<span class=\"_ _0\"></span>ose in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ve<span class=\"_ _0\"></span>hicl<span class=\"_ _0\"></span>es. A<span class=\"_ _0\"></span>ll of t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt veh<span class=\"_ _0\"></span>icle<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>por<span class=\"_ _3\"></span>t<span class=\"_ _0\"></span>foli<span class=\"_ _0\"></span>os are man<span class=\"_ _0\"></span>aged by po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>folio m<span class=\"_ _0\"></span>anager<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>are com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d by the res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span> inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt vehi<span class=\"_ _0\"></span>cle<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>for t<span class=\"_ _0\"></span>heir se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces. Su<span class=\"_ _0\"></span>ch comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on gener<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y consi<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of an as<span class=\"_ _0\"></span>set-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d fee an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>a<span class=\"_ gs26\"> </span>per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed inc<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>ve fe<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>and i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted in th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt vehi<span class=\"_ _0\"></span>cle<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>hese s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>re not con<span class=\"_ _0\"></span>sol<span class=\"_ _0\"></span>idate<span class=\"_ _0\"></span>d whe<span class=\"_ _0\"></span>re the G<span class=\"_ _0\"></span>roup de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>s that i<span class=\"_ _0\"></span>t doe<span class=\"_ _0\"></span>s not ha<span class=\"_ _0\"></span>ve con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2<span class=\"_ _0\"></span>3(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in un<span class=\"_ _0\"></span>cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ctu<span class=\"_ _0\"></span>red e<span class=\"_ _0\"></span>ntiti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in u<span class=\"_ _0\"></span>ncon<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t of i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s norm<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt and t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s tot<span class=\"_ _0\"></span>al int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t in un<span class=\"_ _0\"></span>conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es is cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s held m<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>ly at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue t<span class=\"_ _0\"></span>hrou<span class=\"_ _0\"></span>gh pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. The t<span class=\"_ _0\"></span>ab<span class=\"_ _0\"></span>le bel<span class=\"_ _0\"></span>ow pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es a sum<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>y of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in un<span class=\"_ _0\"></span>cons<span class=\"_ _0\"></span>olida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies:<span class=\"_ _29f\"> </span><table class=\"s w1e5 hd9\" id=\"_78d56ed1-c9c5-48f5-920b-f6dbff8bb0ea\"><tr><td></td><td class=\"t m1 x232 h7 y268a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y268a ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y268b ff10f fs5 fc1 sc0 ls4 ws0\">202<span class=\"_ _0\"></span>4 </td></tr><tr><td></td><td class=\"t m1 x237 h7 y268c ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y268c ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cc y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">50,538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">40,599<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y24bc w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cf y24bc w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1e6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> Group interest in unconsolidate<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> struc<span class=\"_ _0\"></span>tured entities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d0 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">51,963<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d1 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">41,814<span class=\"_ _29f\"> </span></div></td></tr></table><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs429\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s maxi<span class=\"_ _0\"></span>mum e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to lo<span class=\"_ _0\"></span>ss wi<span class=\"_ _0\"></span>th re<span class=\"_ _0\"></span>gard to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>ncon<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs27e\">s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>ed abo<span class=\"_ _0\"></span>ve, bef<span class=\"_ _0\"></span>ore cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of the red<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n in unit-<span class=\"_ _0\"></span>linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs234\">ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (2025: \u00a35<span class=\"_ _7\"></span>1,963 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n; 20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _1\"></span>4<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>81<span class=\"_ _7\"></span>4 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>). Th<span class=\"_ _0\"></span>e majo<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs235\">of th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>osure rel<span class=\"_ _0\"></span>ates to uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked p<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re any mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs236\">wi<span class=\"_ _0\"></span>ll be of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t by a cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es. O<span class=\"_ _0\"></span>nce th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs237\">dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed of i<span class=\"_ _0\"></span>ts sh<span class=\"_ _0\"></span>ares o<span class=\"_ _0\"></span>r unit<span class=\"_ _0\"></span>s in a f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>, it cea<span class=\"_ _0\"></span>ses to b<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to any r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>at fu<span class=\"_ _0\"></span>nd. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs238\">ho<span class=\"_ _0\"></span>lding<span class=\"_ _0\"></span>s in t<span class=\"_ _0\"></span>he abo<span class=\"_ _0\"></span>ve unc<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d enti<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es are le<span class=\"_ _0\"></span>ss t<span class=\"_ _0\"></span>han 50<span class=\"_ _0\"></span>% and a<span class=\"_ _0\"></span>s such t<span class=\"_ _0\"></span>he ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs239\">va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ured en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies i<span class=\"_ _0\"></span>s sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>ly hi<span class=\"_ _0\"></span>gher t<span class=\"_ _0\"></span>han t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b5\">T<span class=\"_ _0\"></span>he net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s of the s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent to t<span class=\"_ _0\"></span>he AuM v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span>se f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs23b\">23<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): C<span class=\"_ _1\"></span>onsolidation considerati<span class=\"_ _1\"></span>ons for structured entities managed<span class=\"_ _1\"></span> by the<span class=\"_ _1\"></span> Group<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs23c\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d manage<span class=\"_ _0\"></span>r for a nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s. De<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ining w<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>ther t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs23d\">con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>suc<span class=\"_ _0\"></span>h an inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>und us<span class=\"_ _0\"></span>uall<span class=\"_ _0\"></span>y focu<span class=\"_ _0\"></span>ses on t<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of dec<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mak<span class=\"_ _0\"></span>ing ri<span class=\"_ _0\"></span>ght<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs280\">man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>, t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>\u2019s r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts to r<span class=\"_ _0\"></span>emov<span class=\"_ _0\"></span>e the f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e ag<span class=\"_ _0\"></span>greg<span class=\"_ _0\"></span>ate eco<span class=\"_ _0\"></span>nom<span class=\"_ _0\"></span>ic inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b7\">Gro<span class=\"_ _0\"></span>up in th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e form o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t he<span class=\"_ _0\"></span>ld and e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osure to v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ns. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs218\">In mo<span class=\"_ _0\"></span>st in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s de<span class=\"_ _0\"></span>cisi<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>mak<span class=\"_ _0\"></span>ing au<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, in i<span class=\"_ _0\"></span>ts c<span class=\"_ _0\"></span>apa<span class=\"_ _0\"></span>cit<span class=\"_ _0\"></span>y as f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager<span class=\"_ _1\"></span>, wi<span class=\"_ _0\"></span>th rega<span class=\"_ _0\"></span>rd to </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls4a ws4c gs219\">th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>is reg<span class=\"_ _0\"></span>arde<span class=\"_ _0\"></span>d to be wel<span class=\"_ _0\"></span>l-<span class=\"_ _0\"></span>def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned<span class=\"_ _0\"></span>. Disc<span class=\"_ _0\"></span>ret<span class=\"_ _0\"></span>ion is exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en dec<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons reg<span class=\"_ _0\"></span>ardi<span class=\"_ _0\"></span>ng the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21a\">ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>hese f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are be<span class=\"_ _0\"></span>ing mad<span class=\"_ _0\"></span>e. Fo<span class=\"_ _0\"></span>r fun<span class=\"_ _0\"></span>ds man<span class=\"_ _0\"></span>aged by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup, w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors h<span class=\"_ _0\"></span>ave th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21b\">ri<span class=\"_ _0\"></span>ght to re<span class=\"_ _0\"></span>move t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t cau<span class=\"_ _0\"></span>se, th<span class=\"_ _0\"></span>e fee<span class=\"_ _0\"></span>s earn<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21c\">to be m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t relate<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e agre<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de onl<span class=\"_ _0\"></span>y ter<span class=\"_ _0\"></span>ms, co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns or am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21d\">pre<span class=\"_ _0\"></span>sent i<span class=\"_ _0\"></span>n arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s for si<span class=\"_ _0\"></span>mila<span class=\"_ _0\"></span>r ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices a<span class=\"_ _0\"></span>nd le<span class=\"_ _0\"></span>vels o<span class=\"_ _0\"></span>f ski<span class=\"_ _0\"></span>ll nego<span class=\"_ _0\"></span>tiate<span class=\"_ _0\"></span>d on an a<span class=\"_ _0\"></span>rm<span class=\"_ _0\"></span>\u2019s leng<span class=\"_ _3\"></span>th b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21e\">Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as agen<span class=\"_ _0\"></span>t on be<span class=\"_ _0\"></span>half o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s in suc<span class=\"_ _0\"></span>h ca<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21f\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed to be a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ing as p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al whe<span class=\"_ _0\"></span>re the G<span class=\"_ _0\"></span>roup i<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager a<span class=\"_ _0\"></span>nd is ab<span class=\"_ _0\"></span>le to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs220\">make t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent de<span class=\"_ _0\"></span>cisi<span class=\"_ _0\"></span>ons on b<span class=\"_ _0\"></span>ehal<span class=\"_ _0\"></span>f of th<span class=\"_ _0\"></span>e uni<span class=\"_ _0\"></span>t hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd ear<span class=\"_ _0\"></span>n a var<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le fee, a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>ere are n<span class=\"_ _0\"></span>o </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs221\">k<span class=\"_ _0\"></span>ick ou<span class=\"_ _0\"></span>t rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d remo<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>s fun<span class=\"_ _0\"></span>d mana<span class=\"_ _0\"></span>ger<span class=\"_ _7\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs9f\">T<span class=\"_ _0\"></span>here ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en no ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s in the y<span class=\"_ _0\"></span>ear w<span class=\"_ _0\"></span>hich h<span class=\"_ _0\"></span>ave ch<span class=\"_ _0\"></span>anged t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsa0\">con<span class=\"_ _0\"></span>clus<span class=\"_ _0\"></span>ion on i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach to t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-406": {
   "value": "<div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs422\">2<span class=\"_ _0\"></span>3(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): I<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in un<span class=\"_ _0\"></span>cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ctu<span class=\"_ _0\"></span>red e<span class=\"_ _0\"></span>ntiti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs423\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in u<span class=\"_ _0\"></span>ncon<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dated s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>s par<span class=\"_ _0\"></span>t of i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s norm<span class=\"_ _0\"></span>al inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt and t<span class=\"_ _0\"></span>rad<span class=\"_ _0\"></span>ing </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs424\">ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s tot<span class=\"_ _0\"></span>al int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t in un<span class=\"_ _0\"></span>conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es is cl<span class=\"_ _0\"></span>ass<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d as f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs425\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s held m<span class=\"_ _0\"></span>anda<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>ly at f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue t<span class=\"_ _0\"></span>hrou<span class=\"_ _0\"></span>gh pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t or lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. The t<span class=\"_ _0\"></span>ab<span class=\"_ _0\"></span>le bel<span class=\"_ _0\"></span>ow pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es a sum<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs426\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e car<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng val<span class=\"_ _0\"></span>ue of the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s intere<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s in un<span class=\"_ _0\"></span>cons<span class=\"_ _0\"></span>olida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies:<span class=\"_ _29f\"> </span></div><div class=\"gs427\"><table class=\"s w1e5 hd9\" id=\"_78d56ed1-c9c5-48f5-920b-f6dbff8bb0ea\"><tr><td></td><td class=\"t m1 x232 h7 y268a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y268a ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y268b ff10f fs5 fc1 sc0 ls4 ws0\">202<span class=\"_ _0\"></span>4 </td></tr><tr><td></td><td class=\"t m1 x237 h7 y268c ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y268c ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w5e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Financial investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cc y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">50,538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2506 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">40,599<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w65 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y24bc w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cf y24bc w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1e6 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> Group interest in unconsolidate<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span> struc<span class=\"_ _0\"></span>tured entities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d0 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">51,963<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d1 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">41,814<span class=\"_ _29f\"> </span></div></td></tr></table></div>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s maxi<span class=\"_ _0\"></span>mum e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to lo<span class=\"_ _0\"></span>ss wi<span class=\"_ _0\"></span>th re<span class=\"_ _0\"></span>gard to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in u<span class=\"_ _0\"></span>ncon<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>ed abo<span class=\"_ _0\"></span>ve, bef<span class=\"_ _0\"></span>ore cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of the red<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n in unit-<span class=\"_ _0\"></span>linke<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is th<span class=\"_ _0\"></span>e ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (2025: \u00a35<span class=\"_ _7\"></span>1,963 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n; 20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _1\"></span>4<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>81<span class=\"_ _7\"></span>4 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>). Th<span class=\"_ _0\"></span>e majo<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> of th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>osure rel<span class=\"_ _0\"></span>ates to uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked p<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re any mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> wi<span class=\"_ _0\"></span>ll be of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t by a cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ondi<span class=\"_ _0\"></span>ng mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es. O<span class=\"_ _0\"></span>nce th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has dis<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed of i<span class=\"_ _0\"></span>ts sh<span class=\"_ _0\"></span>ares o<span class=\"_ _0\"></span>r unit<span class=\"_ _0\"></span>s in a f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>, it cea<span class=\"_ _0\"></span>ses to b<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to any r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>at fu<span class=\"_ _0\"></span>nd. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s ho<span class=\"_ _0\"></span>lding<span class=\"_ _0\"></span>s in t<span class=\"_ _0\"></span>he abo<span class=\"_ _0\"></span>ve unc<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ture<span class=\"_ _0\"></span>d enti<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es are le<span class=\"_ _0\"></span>ss t<span class=\"_ _0\"></span>han 50<span class=\"_ _0\"></span>% and a<span class=\"_ _0\"></span>s such t<span class=\"_ _0\"></span>he ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ured en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies i<span class=\"_ _0\"></span>s sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>ly hi<span class=\"_ _0\"></span>gher t<span class=\"_ _0\"></span>han t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he net a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s of the s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>red ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent to t<span class=\"_ _0\"></span>he AuM v<span class=\"_ _0\"></span>alu<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span>se f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-407": {
   "value": "23<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): C<span class=\"_ _1\"></span>onsolidation considerati<span class=\"_ _1\"></span>ons for structured entities managed<span class=\"_ _1\"></span> by the<span class=\"_ _1\"></span> Group<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d manage<span class=\"_ _0\"></span>r for a nu<span class=\"_ _0\"></span>mber o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s. De<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ining w<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>ther t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up con<span class=\"_ _0\"></span>trol<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>suc<span class=\"_ _0\"></span>h an inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>und us<span class=\"_ _0\"></span>uall<span class=\"_ _0\"></span>y focu<span class=\"_ _0\"></span>ses on t<span class=\"_ _0\"></span>he ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of dec<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>mak<span class=\"_ _0\"></span>ing ri<span class=\"_ _0\"></span>ght<span class=\"_ _0\"></span>s as fu<span class=\"_ _0\"></span>nd man<span class=\"_ _0\"></span>ager<span class=\"_ _7\"></span>, t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>\u2019s r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts to r<span class=\"_ _0\"></span>emov<span class=\"_ _0\"></span>e the f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e ag<span class=\"_ _0\"></span>greg<span class=\"_ _0\"></span>ate eco<span class=\"_ _0\"></span>nom<span class=\"_ _0\"></span>ic inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the Gro<span class=\"_ _0\"></span>up in th<span class=\"_ _0\"></span>e fun<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e form o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t he<span class=\"_ _0\"></span>ld and e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osure to v<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>able re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>ns. In mo<span class=\"_ _0\"></span>st in<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s de<span class=\"_ _0\"></span>cisi<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>mak<span class=\"_ _0\"></span>ing au<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, in i<span class=\"_ _0\"></span>ts c<span class=\"_ _0\"></span>apa<span class=\"_ _0\"></span>cit<span class=\"_ _0\"></span>y as f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager<span class=\"_ _1\"></span>, wi<span class=\"_ _0\"></span>th rega<span class=\"_ _0\"></span>rd to th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>is reg<span class=\"_ _0\"></span>arde<span class=\"_ _0\"></span>d to be wel<span class=\"_ _0\"></span>l-<span class=\"_ _0\"></span>def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned<span class=\"_ _0\"></span>. Disc<span class=\"_ _0\"></span>ret<span class=\"_ _0\"></span>ion is exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>en dec<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons reg<span class=\"_ _0\"></span>ardi<span class=\"_ _0\"></span>ng the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>hese f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s are be<span class=\"_ _0\"></span>ing mad<span class=\"_ _0\"></span>e. Fo<span class=\"_ _0\"></span>r fun<span class=\"_ _0\"></span>ds man<span class=\"_ _0\"></span>aged by t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup, w<span class=\"_ _0\"></span>here th<span class=\"_ _0\"></span>e inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors h<span class=\"_ _0\"></span>ave th<span class=\"_ _0\"></span>e ri<span class=\"_ _0\"></span>ght to re<span class=\"_ _0\"></span>move t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up as f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>t cau<span class=\"_ _0\"></span>se, th<span class=\"_ _0\"></span>e fee<span class=\"_ _0\"></span>s earn<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red to be m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t relate<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e agre<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de onl<span class=\"_ _0\"></span>y ter<span class=\"_ _0\"></span>ms, co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns or am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>at are c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomar<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y pre<span class=\"_ _0\"></span>sent i<span class=\"_ _0\"></span>n arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s for si<span class=\"_ _0\"></span>mila<span class=\"_ _0\"></span>r ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices a<span class=\"_ _0\"></span>nd le<span class=\"_ _0\"></span>vels o<span class=\"_ _0\"></span>f ski<span class=\"_ _0\"></span>ll nego<span class=\"_ _0\"></span>tiate<span class=\"_ _0\"></span>d on an a<span class=\"_ _0\"></span>rm<span class=\"_ _0\"></span>\u2019s leng<span class=\"_ _3\"></span>th b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span> Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as agen<span class=\"_ _0\"></span>t on be<span class=\"_ _0\"></span>half o<span class=\"_ _0\"></span>f the in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s in suc<span class=\"_ _0\"></span>h ca<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ed to be a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ing as p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al whe<span class=\"_ _0\"></span>re the G<span class=\"_ _0\"></span>roup i<span class=\"_ _0\"></span>s the f<span class=\"_ _0\"></span>und ma<span class=\"_ _0\"></span>nager a<span class=\"_ _0\"></span>nd is ab<span class=\"_ _0\"></span>le to make t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent de<span class=\"_ _0\"></span>cisi<span class=\"_ _0\"></span>ons on b<span class=\"_ _0\"></span>ehal<span class=\"_ _0\"></span>f of th<span class=\"_ _0\"></span>e uni<span class=\"_ _0\"></span>t hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd ear<span class=\"_ _0\"></span>n a var<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>le fee, a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>ere are n<span class=\"_ _0\"></span>o k<span class=\"_ _0\"></span>ick ou<span class=\"_ _0\"></span>t rig<span class=\"_ _0\"></span>ht<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t woul<span class=\"_ _0\"></span>d remo<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>s fun<span class=\"_ _0\"></span>d mana<span class=\"_ _0\"></span>ger<span class=\"_ _7\"></span>. T<span class=\"_ _0\"></span>here ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en no ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n fac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s or ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s in the y<span class=\"_ _0\"></span>ear w<span class=\"_ _0\"></span>hich h<span class=\"_ _0\"></span>ave ch<span class=\"_ _0\"></span>anged t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s con<span class=\"_ _0\"></span>clus<span class=\"_ _0\"></span>ion on i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach to t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-346": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs42b\">24: Tra<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span>e, othe<span class=\"_ _1\"></span>r recei<span class=\"_ _7\"></span>v<span class=\"_ _0\"></span>ab<span class=\"_ _1\"></span>les and other assets<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws60 gs42c\">This note analyses total trade, other receivables and other asset<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs2cb\"><table class=\"s w1e7 hda\" id=\"_f9e48ca3-6ee5-4240-b25f-75956c1d4e86\"><tr><td></td><td class=\"t m1 x232 h7 y268d ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y268d ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y268e ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y268e ff10f fs5 fc1 sc0 ls4 ws0\">202<span class=\"_ _0\"></span>4 </td></tr><tr><td></td><td class=\"t m1 x237 h7 y268f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y268f ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y253f w1e8 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">213<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 w1e9 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other receivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2541 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y2541 w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1ea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Accr<span class=\"_ _0\"></span>ued interes<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25b y24b6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y24b6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w1eb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Accrued inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w1ec ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other accruals and prepayment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w1ed ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Contract asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1ee ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Management f<span class=\"_ _1\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y24b9 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y24b9 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">395<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">415<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs42d\">O<span class=\"_ _0\"></span>ther r<span class=\"_ _0\"></span>ecei<span class=\"_ _0\"></span>vab<span class=\"_ _0\"></span>les ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y relate t<span class=\"_ _0\"></span>o tra<span class=\"_ _0\"></span>de deb<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>x deb<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er deb<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs42e\">T<span class=\"_ _0\"></span>here hav<span class=\"_ _0\"></span>e been n<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>non<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>ming re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>ances<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs42f\">in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ade rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in note 3<span class=\"_ _0\"></span>8(b). No<span class=\"_ _0\"></span>ne of the re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove hav<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs430\">be<span class=\"_ _0\"></span>en sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to th<span class=\"_ _0\"></span>e rene<span class=\"_ _0\"></span>gotia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of term<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-454": {
   "value": "24: Tra<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span>e, othe<span class=\"_ _1\"></span>r recei<span class=\"_ _7\"></span>v<span class=\"_ _0\"></span>ab<span class=\"_ _1\"></span>les and other assets<span class=\"_ _29f\"> </span>This note analyses total trade, other receivables and other asset<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w1e7 hda\" id=\"_f9e48ca3-6ee5-4240-b25f-75956c1d4e86\"><tr><td></td><td class=\"t m1 x232 h7 y268d ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y268d ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y268e ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y268e ff10f fs5 fc1 sc0 ls4 ws0\">202<span class=\"_ _0\"></span>4 </td></tr><tr><td></td><td class=\"t m1 x237 h7 y268f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y268f ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y253f w1e8 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">213<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 w1e9 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other receivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2541 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y2541 w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1ea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Accr<span class=\"_ _0\"></span>ued interes<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25b y24b6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y24b6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w1eb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Accrued inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w1ec ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other accruals and prepayment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w1ed ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Contract asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1ee ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Management f<span class=\"_ _1\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y24b9 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y24b9 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">395<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">415<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr></table>O<span class=\"_ _0\"></span>ther r<span class=\"_ _0\"></span>ecei<span class=\"_ _0\"></span>vab<span class=\"_ _0\"></span>les ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y relate t<span class=\"_ _0\"></span>o tra<span class=\"_ _0\"></span>de deb<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>x deb<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er deb<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here hav<span class=\"_ _0\"></span>e been n<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>non<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>ming re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>ances<span class=\"_ _0\"></span> in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ade rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in note 3<span class=\"_ _0\"></span>8(b). No<span class=\"_ _0\"></span>ne of the re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove hav<span class=\"_ _0\"></span>e be<span class=\"_ _0\"></span>en sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to th<span class=\"_ _0\"></span>e rene<span class=\"_ _0\"></span>gotia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of term<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>31: T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x a<span class=\"_ _0\"></span>ssets a<span class=\"_ _0\"></span>nd liabil<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>i<span class=\"_ _1\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated o<span class=\"_ _0\"></span>n all tem<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ferenc<span class=\"_ _0\"></span>es at t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x rate a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le in t<span class=\"_ _0\"></span>he coun<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s ari<span class=\"_ _0\"></span>se.<span class=\"_ _29f\"> </span>Defe<span class=\"_ _0\"></span>rred tax summar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span><table class=\"s w1d9 hd9\" id=\"_b9acb404-2f3a-46c4-8535-451fb3bbb3f4\"><tr><td></td><td class=\"t m1 x373 h7 y268a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y268a ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y268c ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y268c ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w60 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y2506 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n x926 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w25d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x927 y24bc wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(180)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x928 y24bc w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(96)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w25e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x (liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty)<span class=\"_ _0\"></span>/as<span class=\"_ _0\"></span>set<span class=\"_ _29f\"> </span></div></td><td class=\"c n x929 y24bf w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(92)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92a y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr></table>31(a): De<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tes c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward o<span class=\"_ _0\"></span>nly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span> real<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d tax b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble. Re<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e wh<span class=\"_ _0\"></span>ere bas<span class=\"_ _0\"></span>ed on a<span class=\"_ _0\"></span>ll av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>le ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce, i<span class=\"_ _0\"></span>t is more l<span class=\"_ _0\"></span>ikel<span class=\"_ _0\"></span>y tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ere wil<span class=\"_ _0\"></span>l be sui<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s agai<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>t whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>r oth<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>te can b<span class=\"_ _0\"></span>e relie<span class=\"_ _0\"></span>ved o<span class=\"_ _0\"></span>r uti<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he move<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s on re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are exp<span class=\"_ _0\"></span>lain<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow:<span class=\"_ _29f\"> </span><table class=\"s w25f he9\" id=\"_8843f223-a629-4392-ad89-89a9879225d8\"><tr><td></td><td class=\"t m0 x92b h7 y26ec ff10f fs5 fc3 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26ec ff110 fs5 fc3 sc0 ls54 ws55\">(Charge)/credit </td><td class=\"t m0 x5f1 h7 y26ec ff10f fs5 fc3 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26ec ff10f fs5 fc3 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26ed ff10f fs5 fc3 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26ed ff110 fs5 fc3 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26ed ff10f fs5 fc3 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26ed ff10f fs5 fc3 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26ee ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x930 y25e1 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x931 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26ef ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x937 y24ba w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x938 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x939 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93a y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93b y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93c y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93d y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x940 y24bc w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x943 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x944 y24bf w48 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(30)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x945 y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w25f he9\" id=\"_5069b099-94b0-437b-869f-0dcd6d1cf841\"><tr><td></td><td class=\"t m0 x92b h7 y26f0 ff10f fs5 fc1 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26f0 ff110 fs5 fc1 sc0 ls54 ws55\">Credit<span class=\"_ _0\"></span>/(<span class=\"_ _7\"></span>char<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) </td><td class=\"t m0 x5f1 h7 y26f0 ff10f fs5 fc1 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26f0 ff10f fs5 fc1 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26f1 ff10f fs5 fc1 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26f1 ff110 fs5 fc1 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26f1 ff10f fs5 fc1 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26f1 ff10f fs5 fc1 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26f2 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x946 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x947 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ca y25e1 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26f3 ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x948 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x949 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94a y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94b y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94c y24bc w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94f y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x950 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr></table>A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in n<span class=\"_ _0\"></span>ote 1<span class=\"_ _1\"></span>, def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>y are sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. The G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t and es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to<span class=\"_ gs26\"> </span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in AuM be<span class=\"_ _0\"></span>caus<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span>y have a dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>le<span class=\"_ _0\"></span>vel of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>fee in<span class=\"_ _0\"></span>come.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin Au<span class=\"_ _0\"></span>M are eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Plan<span class=\"_ _0\"></span>. Manage<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span> gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st an<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s over th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g peri<span class=\"_ _0\"></span>od and h<span class=\"_ _0\"></span>as deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t a <span class=\"_ _1\"></span>redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion of 1<span class=\"_ _1\"></span>3% in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>poin<span class=\"_ _0\"></span>t at whi<span class=\"_ _0\"></span>ch the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount of d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excee<span class=\"_ _0\"></span>ds the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s have re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d by \u00a3<span class=\"_ _0\"></span>2<span class=\"_ _1\"></span>6 mil<span class=\"_ _0\"></span>lion i<span class=\"_ _0\"></span>n the ye<span class=\"_ _0\"></span>ar mai<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>ue to ut<span class=\"_ _0\"></span>ilis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ac<span class=\"_ _0\"></span>cru<span class=\"_ _0\"></span>ed int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and u<span class=\"_ _0\"></span>se of bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd los<span class=\"_ _0\"></span>ses a<span class=\"_ _0\"></span>gain<span class=\"_ _0\"></span>st G<span class=\"_ _0\"></span>roup t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s in 2025<span class=\"_ _0\"></span>. Unr<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for whi<span class=\"_ _0\"></span>ch no def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>st of<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w1c7 hea\" id=\"_2bfb7f8a-e901-4fb1-9e79-d424b63e3b14\"><tr><td></td><td></td><td class=\"c n x951 y26f4 w258 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x952 y26f4 w267 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws152\">31 December 2024<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x953 h7 y26f5 ff10f fs5 fc3 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x954 h7 y26f5 ff10f fs5 fc3 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m0 x700 h7 y26f5 ff10f fs5 fc1 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x955 h7 y26f5 ff10f fs5 fc1 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x605 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x606 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w268 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x956 y24f3 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x957 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x958 y24f3 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 wc8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x959 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95a y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95b y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95c y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w269 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95d y24bc w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95e y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95f y24bc w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y24bc w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w26a hae\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets</div><div class=\"t m0 x960 h28 y2512 ff10f fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x961 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">490<span class=\"_ _29f\"> </span></div></td><td class=\"c n x962 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x963 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x964 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td></tr></table>1 No<span class=\"_ _0\"></span>ne of t<span class=\"_ _0\"></span>he un<span class=\"_ _0\"></span>reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve a se<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>y da<span class=\"_ _0\"></span>te in t<span class=\"_ _0\"></span>ax la<span class=\"_ _0\"></span>w.<span class=\"_ _29f\"> </span>Movements in unrec<span class=\"_ _1\"></span>ognised deferred t<span class=\"_ _1\"></span>ax assets<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>der UK ta<span class=\"_ _0\"></span>x law, UK bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ard non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s that aro<span class=\"_ _0\"></span>se af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>1 Ap<span class=\"_ _0\"></span>ril 201<span class=\"_ _7\"></span>7 (<span class=\"_ _0\"></span>\u201cPo<span class=\"_ _0\"></span>st-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) may b<span class=\"_ _0\"></span>e of<span class=\"_ _0\"></span>fs<span class=\"_ _0\"></span>et ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>rent y<span class=\"_ _0\"></span>ear UK t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g in any co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> Gro<span class=\"_ _0\"></span>up, sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to a re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of 5<span class=\"_ _0\"></span>0% of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s eac<span class=\"_ _0\"></span>h year<span class=\"_ _1\"></span>. Cons<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y, as des<span class=\"_ _0\"></span>cri<span class=\"_ _0\"></span>bed ab<span class=\"_ _0\"></span>ove<span class=\"_ _0\"></span>, the reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of defer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s on Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax los<span class=\"_ _0\"></span>ses i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by ref<span class=\"_ _0\"></span>erence to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s Business Plan. E<span class=\"_ _0\"></span>xcept for an<span class=\"_ _0\"></span>y ring<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>nced p<span class=\"_ _0\"></span>re-a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ca<span class=\"_ _0\"></span>n onl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>be of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t again<span class=\"_ _0\"></span>st pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of the s<span class=\"_ _0\"></span>ame com<span class=\"_ _0\"></span>pany, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has fu<span class=\"_ _0\"></span>ll recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of de<span class=\"_ _0\"></span>ferr<span class=\"_ _0\"></span>ed ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 201<span class=\"_ _9\"></span>7 UK t<span class=\"_ _0\"></span>ax lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his is su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted by p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s Plan pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on th<span class=\"_ _0\"></span>at the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span> wi<span class=\"_ _0\"></span>ll cont<span class=\"_ _0\"></span>inue to be p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>yond t<span class=\"_ _0\"></span>he nor<span class=\"_ _0\"></span>mal th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-yea<span class=\"_ _0\"></span>r plann<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e. A<span class=\"_ _0\"></span>ll othe<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the G<span class=\"_ _0\"></span>roup (\u201c<span class=\"_ _0\"></span>Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _7\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ca<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y be us<span class=\"_ _0\"></span>ed aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s aris<span class=\"_ _0\"></span>ing in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me com<span class=\"_ _0\"></span>pany a<span class=\"_ _0\"></span>s the l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore le<span class=\"_ _0\"></span>ss li<span class=\"_ _0\"></span>kely t<span class=\"_ _0\"></span>hat a d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e fores<span class=\"_ _0\"></span>eea<span class=\"_ _0\"></span>ble f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly un<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese t<span class=\"_ _0\"></span>ax lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. Ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are in Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er Li<span class=\"_ _0\"></span>fe &amp; Pens<span class=\"_ _0\"></span>ions L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted. T<span class=\"_ _0\"></span>here i<span class=\"_ _0\"></span>s cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly in<span class=\"_ _0\"></span>suf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>t evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e to forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>eabl<span class=\"_ _0\"></span>e gain<span class=\"_ _0\"></span>s in tha<span class=\"_ _0\"></span>t comp<span class=\"_ _0\"></span>any on w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h to jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f a defe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t for an<span class=\"_ _0\"></span>y of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>31(c): Cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t tax r<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>ivab<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>nd paya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Cur<span class=\"_ _0\"></span>rent ta<span class=\"_ _0\"></span>x recei<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es at 31 Dece<span class=\"_ _0\"></span>mber 2025 we<span class=\"_ _0\"></span>re \u00a3nil (2024: \u00a345 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) and<span class=\"_ _0\"></span> \u00a32 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>), res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly. Curre<span class=\"_ _0\"></span>nt ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able ha<span class=\"_ _0\"></span>s reduce<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>mari<span class=\"_ _0\"></span>ly as a res<span class=\"_ _0\"></span>ult of HMR<span class=\"_ _0\"></span>C ta<span class=\"_ _0\"></span>x refu<span class=\"_ _0\"></span>nds re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-408": {
   "value": "24: Tra<span class=\"_ _0\"></span>d<span class=\"_ _1\"></span>e, othe<span class=\"_ _1\"></span>r recei<span class=\"_ _7\"></span>v<span class=\"_ _0\"></span>ab<span class=\"_ _1\"></span>les and other assets<span class=\"_ _29f\"> </span>This note analyses total trade, other receivables and other asset<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w1e7 hda\" id=\"_f9e48ca3-6ee5-4240-b25f-75956c1d4e86\"><tr><td></td><td class=\"t m1 x232 h7 y268d ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y268d ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y268e ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y268e ff10f fs5 fc1 sc0 ls4 ws0\">202<span class=\"_ _0\"></span>4 </td></tr><tr><td></td><td class=\"t m1 x237 h7 y268f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y268f ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y253f w1e8 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">213<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y253f w24 ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 w1e9 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other receivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2541 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y2541 w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">106<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1ea ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Accr<span class=\"_ _0\"></span>ued interes<span class=\"_ _0\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25b y24b6 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y24b6 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w1eb ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Accrued inc<span class=\"_ _1\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w1ec ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Other accruals and prepayment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w1ed ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Contract asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1ee ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Management f<span class=\"_ _1\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y24b9 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y24b9 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24ba w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">395<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">415<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1ef ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>de, o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rece<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29b y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">398<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29c y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">418<span class=\"_ _29f\"> </span></div></td></tr></table>O<span class=\"_ _0\"></span>ther r<span class=\"_ _0\"></span>ecei<span class=\"_ _0\"></span>vab<span class=\"_ _0\"></span>les ma<span class=\"_ _0\"></span>inl<span class=\"_ _0\"></span>y relate t<span class=\"_ _0\"></span>o tra<span class=\"_ _0\"></span>de deb<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>, ta<span class=\"_ _0\"></span>x deb<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er deb<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here hav<span class=\"_ _0\"></span>e been n<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>non<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>ming re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es. I<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion abo<span class=\"_ _0\"></span>ut th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>ances<span class=\"_ _0\"></span> in rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to <span class=\"_ _1\"></span>tr<span class=\"_ _0\"></span>ade rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span>s are disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in note 3<span class=\"_ _0\"></span>8(b). No<span class=\"_ _0\"></span>ne of the re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>vabl<span class=\"_ _0\"></span>es ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove hav<span class=\"_ _0\"></span>e be<span class=\"_ _0\"></span>en sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to th<span class=\"_ _0\"></span>e rene<span class=\"_ _0\"></span>gotia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of term<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-347": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs432\">25: Con<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>ract cost<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs433\">Cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s (on inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, ass<span class=\"_ _0\"></span>et man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ser<span class=\"_ _3\"></span>vi<span class=\"_ _0\"></span>ces an<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>vice b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess) rel<span class=\"_ _0\"></span>ate to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs434\">cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup in<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>s to obt<span class=\"_ _0\"></span>ain ne<span class=\"_ _0\"></span>w bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e acqu<span class=\"_ _0\"></span>isit<span class=\"_ _0\"></span>ion co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s are c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>lise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs435\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>nd are a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he lif<span class=\"_ _0\"></span>e of the c<span class=\"_ _0\"></span>ontr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>es </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs436\">the movements in<span class=\"_ _1\"></span> these balanc<span class=\"_ _1\"></span>es. </div><div class=\"gs437\"><table class=\"s w1f2 hc3\" id=\"_3559dc05-5d1c-4dbf-9fb2-4be16f7e2b7f\"><tr><td></td><td></td><td class=\"t m1 x7e0 h7 y2690 ff10f fs5 fc1 sc0 ls4 ws0\">Ass<span class=\"_ _0\"></span>et </td><td></td></tr><tr><td></td><td class=\"t m1 x7e1 h7 y2691 ff10f fs5 fc1 sc0 ls102 ws114\">Investment </td><td class=\"t m1 x54d h7 y2691 ff10f fs5 fc1 sc0 ls54 ws55\">management </td><td></td></tr><tr><td></td><td class=\"t m1 x68a h7 y2692 ff10f fs5 fc1 sc0 ls64 ws88\">contrac<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"t m1 x759 h7 y2692 ff10f fs5 fc1 sc0 ls97 ws4\">and advice<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2692 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x65f h7 y2693 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y2693 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2693 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24eb w197 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e2 y24eb w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y24eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24eb w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24ec w1f3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">New business<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y24ec w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y24ec w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e5 y24ec w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24ee w1f4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Amor<span class=\"_ _0\"></span>tisation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e7 y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e8 y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x264 y24f0 w1f5 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">Impairment</div><div class=\"t m1 x7e9 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y24f0 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ea y24f0 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7eb y24f0 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w17f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y24ba w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y24ba w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x285 y24ba w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f3 w1f3 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">New business<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e5 y24f3 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f5 w1f4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Amor<span class=\"_ _0\"></span>tisation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y24f5 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e7 y24f5 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e8 y24f5 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x264 y24bc w1f5 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws8d\">Impairment</div><div class=\"t m1 x7e9 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y24bc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ea y24bc w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7eb y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x287 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs438\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs439\">T<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ed fr<span class=\"_ _0\"></span>om th<span class=\"_ _0\"></span>e imp<span class=\"_ _0\"></span>air<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic ac<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>ed ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser b<span class=\"_ _0\"></span>usi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e Af<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lu<span class=\"_ _0\"></span>ent </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs43a\">op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g seg<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t as t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up co<span class=\"_ _0\"></span>uld n<span class=\"_ _0\"></span>o lon<span class=\"_ _0\"></span>ger su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yin<span class=\"_ _0\"></span>g val<span class=\"_ _0\"></span>ue.<span class=\"_ _29f\"> </span></div><div class=\"gs292\"><table class=\"s w1c7 hdb\" id=\"_139f60fb-713a-4536-b9f8-ff2caf9aeb51\"><tr><td></td><td class=\"t m1 x373 h7 y2694 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y2694 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y2695 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"c x7ee y2696 w1f6 hb7\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls4b ws4d\">2024</div><div class=\"t m1 x7ed h1c y255d ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x378 h7 y2697 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2697 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f5 w1be ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be re<span class=\"_ _0\"></span>cov<span class=\"_ _0\"></span>ered w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin 1<span class=\"_ _1\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f4 y24f5 w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y24f5 w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1bf ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be re<span class=\"_ _0\"></span>cov<span class=\"_ _0\"></span>ered a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ter 1<span class=\"_ _1\"></span>2 mon<span class=\"_ _0\"></span>ths<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y24bc w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y24bc w8a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1f7 ha2\"><div class=\"t m1 x23a h1b y2493 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y24bf w8a ha2\"><div class=\"t m1 x23a h1b y2493 ff10f fs12 fc3 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y24bf w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs43c\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs43d\">T<span class=\"_ _0\"></span>he spl<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>f cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n reco<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>in 1<span class=\"_ _1\"></span>2 mon<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>s and re<span class=\"_ _0\"></span>cov<span class=\"_ _0\"></span>ere<span class=\"_ _0\"></span>d af<span class=\"_ _0\"></span>ter 12 mon<span class=\"_ _0\"></span>ths f<span class=\"_ _0\"></span>or 202<span class=\"_ _0\"></span>5 is pre<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>nted i<span class=\"_ _0\"></span>n lin<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e </div><div class=\"t m1 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs43e\">re<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of IA<span class=\"_ _0\"></span>S 1 (<span class=\"_ _0\"></span>Pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f Fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial S<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s). Di<span class=\"_ _0\"></span>scl<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>res fo<span class=\"_ _0\"></span>r the p<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>or pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d hav<span class=\"_ _0\"></span>e bee<span class=\"_ _0\"></span>n re<span class=\"_ _0\"></span>-pr<span class=\"_ _0\"></span>ese<span class=\"_ _0\"></span>nte<span class=\"_ _0\"></span>d to ens<span class=\"_ _0\"></span>ure </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls131 ws2f gs43f\">comparabilit<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.</div>",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfContractCosts",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-348": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs441\">26: Cash a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _1\"></span>uiva<span class=\"_ _0\"></span>le<span class=\"_ _7\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs442\">26<span class=\"_ _0\"></span>(a): A<span class=\"_ _0\"></span>naly<span class=\"_ _0\"></span>sis o<span class=\"_ _0\"></span>f cas<span class=\"_ _0\"></span>h and ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>uiva<span class=\"_ _0\"></span>lent<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"gs443\"><table class=\"s w1c7 hdc\" id=\"_b4bb4e21-e599-47d2-918e-7bdddacbbf7e\"><tr><td></td><td class=\"t m1 x373 h7 y2698 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y2698 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y2699 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2699 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y269a ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y269a ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w1f8 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh at b<span class=\"_ _0\"></span>ank<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y24f3 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">323<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y24f3 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">369<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f9 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x240 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f2 y2506 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w1fa ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2507 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f4 y2507 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w1fb ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al cas<span class=\"_ _0\"></span>h and ca<span class=\"_ _0\"></span>sh eq<span class=\"_ _0\"></span>uiva<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts pe<span class=\"_ _0\"></span>r sta<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>ent of ca<span class=\"_ _0\"></span>sh flo<span class=\"_ _0\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f5 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f6 y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs444\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s manage<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>oes n<span class=\"_ _0\"></span>ot con<span class=\"_ _0\"></span>sider t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s bal<span class=\"_ _0\"></span>ance ar<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ng due to </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs445\">con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion of fu<span class=\"_ _0\"></span>nds of \u00a34<span class=\"_ _0\"></span>04 mil<span class=\"_ _0\"></span>lion (2024: \u00a3<span class=\"_ _0\"></span>365 mill<span class=\"_ _0\"></span>ion) is ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le for use i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s day-<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>-da<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs446\">op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>rema<span class=\"_ _0\"></span>inde<span class=\"_ _0\"></span>r of the Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s cash a<span class=\"_ _0\"></span>nd cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ce of \u00a3<span class=\"_ _7\"></span>1,<span class=\"_ _7\"></span>748 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs447\">(2024:<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>58<span class=\"_ _0\"></span>4 milli<span class=\"_ _0\"></span>on) <span class=\"_ _1\"></span>is con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>red to be av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>le for gen<span class=\"_ _0\"></span>eral us<span class=\"_ _0\"></span>e by the G<span class=\"_ _0\"></span>roup for t<span class=\"_ _0\"></span>he pur<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>es of </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs448\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>disc<span class=\"_ _0\"></span>losu<span class=\"_ _0\"></span>res requ<span class=\"_ _0\"></span>ired un<span class=\"_ _0\"></span>der IA<span class=\"_ _0\"></span>S 7 St<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of Ca<span class=\"_ _0\"></span>sh Flo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>is bal<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>es poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs449\">ca<span class=\"_ _0\"></span>sh<span class=\"_ gs26\"> </span>as we<span class=\"_ _0\"></span>ll as cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>and c<span class=\"_ _0\"></span>ash eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>hel<span class=\"_ _0\"></span>d by reg<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>ies to me<span class=\"_ _0\"></span>et thei<span class=\"_ _0\"></span>r cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al and </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs44a\">liquidit<span class=\"_ _0\"></span>y requirements<span class=\"_ _0\"></span>. </div>26<span class=\"_ _0\"></span>(b)<span class=\"_ _0\"></span>: Ana<span class=\"_ _0\"></span>lys<span class=\"_ _0\"></span>is of n<span class=\"_ _0\"></span>et ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>lows f<span class=\"_ _0\"></span>rom op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>viti<span class=\"_ _0\"></span>es:<span class=\"_ _29f\"> </span><table class=\"s w1fc hdd\" id=\"_3850b83d-1e58-4897-9867-c95de8123ecd\"><tr><td></td><td></td><td class=\"t m1 x230 h7 y269b ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y269b ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m1 x232 h7 y269c ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y269c ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x234 h7 y269d ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y269d ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x236 h7 y269e ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y269e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7f7 h7 y269e ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y269f ff110 fs12 fc1 sc0 lsb6 ws11a\">Ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g act<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2552 w1fd ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x7f8 y2552 w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f9 y2552 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2537 w1fe hde\"><div class=\"t m1 x23a h1b y26a0 ff10f fs12 fc1 sc0 ls9d ws5a\">Adjus<span class=\"_ _0\"></span>tments for<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>pme<span class=\"_ _0\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fa y26a1 w57 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fb y2537 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fc y2537 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 w1ff ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Depreciation of<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment pr<span class=\"_ _1\"></span>oper<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fd y26a2 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fe y2538 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ff y2538 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w200 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Los<span class=\"_ _0\"></span>s on d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27c y26a3 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f4 y2555 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x800 y2555 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w201 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Movement on<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>t c<span class=\"_ _1\"></span>ost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x801 y253b w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x802 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x803 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w202 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x804 y26a4 w57 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y2557 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y2557 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w203 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er mov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in finan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x805 y2558 w33 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(6,972)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x806 y2558 w33 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(3,891)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w204 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Fair<span class=\"_ _7\"></span> v<span class=\"_ _0\"></span>alue<span class=\"_ _7\"></span> movement<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> in i<span class=\"_ _1\"></span>nvestment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x807 y253e w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10d fs5 fc1 sc0 ls4 ws0\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x808 y24e7 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6,072<span class=\"_ _29f\"> </span></div></td><td class=\"c n x809 y24e7 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3,153<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w205 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other changes<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span> investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80a y253f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6,663<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80b y253f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">5,209<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w42 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Sha<span class=\"_ _0\"></span>re of pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r tax o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80c y2510 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80d y2510 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w206 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other movements<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80e y24b6 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80f y24b6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">41<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x810 y2500 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">5,821<span class=\"_ _29f\"> </span></div></td><td class=\"c n x811 y2500 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4,556<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y26a5 ff10f fs12 fc1 sc0 ls106 ws60\">Net changes in working capital<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee w207 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">(I<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase)<span class=\"_ _0\"></span>/decr<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x812 y24ee w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x813 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w208 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">De<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>/(i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase) in lo<span class=\"_ _0\"></span>ans an<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>ces<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y26a6 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10d fs5 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y24b9 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x816 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w209 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">(D<span class=\"_ _0\"></span>ecr<span class=\"_ _0\"></span>ease)<span class=\"_ _0\"></span>/i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x276 y26a7 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x277 y2504 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x817 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">65<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w20a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Movement in other<span class=\"_ _1\"></span> asset<span class=\"_ _0\"></span>s and<span class=\"_ _1\"></span> other liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x818 y24f3 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">157<span class=\"_ _29f\"> </span></div></td><td class=\"c n x819 y24f3 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(43)<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x81a y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">94<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81b y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w9a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">T<span class=\"_ _7\"></span>axation paid<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81c y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(43)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81d y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(69)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w20b ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>flo<span class=\"_ _0\"></span>ws fro<span class=\"_ _0\"></span>m ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81e y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">6,196<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81f y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">4,585<span class=\"_ _29f\"> </span></div></td></tr></table>26<span class=\"_ _0\"></span>(c): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>lows f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncin<span class=\"_ _0\"></span>g act<span class=\"_ _0\"></span>ivi<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w20c hdf\" id=\"_ed98279b-551c-4bc9-aff8-e9c2ea1030b8\"><tr><td></td><td></td><td class=\"t m1 x234 h7 y26a8 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y26a8 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y26a9 w20d ha8\"><div class=\"t m1 x23a h7 y250b ff110 fs5 fc1 sc0 ls12d ws14f\">Mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nts in li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>liti<span class=\"_ _0\"></span>es ari<span class=\"_ _0\"></span>sin<span class=\"_ _0\"></span>g from fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x820 y26a9 w20e ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x237 h7 y26aa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7f7 h7 y26aa ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2500 w20f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x821 y2584 w57 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x822 y2500 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x823 y2500 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2501 w210 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s on ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x824 y2501 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2501 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24ee w211 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of le<span class=\"_ _0\"></span>ase l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x825 y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x826 y24ee w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w212 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m finan<span class=\"_ _0\"></span>cin<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x827 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x828 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(28)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2504 w213 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Ex<span class=\"_ _0\"></span>ternal debt<span class=\"_ _1\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x829 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82a y2504 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f3 w214 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Changes in lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82b y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82c y24f3 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2506 w215 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other changes in liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82d y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82e y2506 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w216 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>sh cha<span class=\"_ _0\"></span>nges<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82f y2507 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x830 y2507 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w217 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ba<span class=\"_ _0\"></span>lanc<span class=\"_ _0\"></span>e at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x831 y24c0 w32 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x832 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x833 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">275</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-409": {
   "value": "<div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs44c\">26<span class=\"_ _0\"></span>(b)<span class=\"_ _0\"></span>: Ana<span class=\"_ _0\"></span>lys<span class=\"_ _0\"></span>is of n<span class=\"_ _0\"></span>et ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>lows f<span class=\"_ _0\"></span>rom op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>viti<span class=\"_ _0\"></span>es:<span class=\"_ _29f\"> </span></div><div class=\"gs44d\"><table class=\"s w1fc hdd\" id=\"_3850b83d-1e58-4897-9867-c95de8123ecd\"><tr><td></td><td></td><td class=\"t m1 x230 h7 y269b ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y269b ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m1 x232 h7 y269c ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y269c ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x234 h7 y269d ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y269d ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x236 h7 y269e ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y269e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7f7 h7 y269e ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y269f ff110 fs12 fc1 sc0 lsb6 ws11a\">Ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g act<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2552 w1fd ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pro<span class=\"_ _0\"></span>fit be<span class=\"_ _0\"></span>fore t<span class=\"_ _0\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x7f8 y2552 w24 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f9 y2552 w29 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2537 w1fe hde\"><div class=\"t m1 x23a h1b y26a0 ff10f fs12 fc1 sc0 ls9d ws5a\">Adjus<span class=\"_ _0\"></span>tments for<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>prec<span class=\"_ _0\"></span>iat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt and e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>pme<span class=\"_ _0\"></span>nt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fa y26a1 w57 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fb y2537 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fc y2537 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2538 w1ff ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Depreciation of<span class=\"_ _7\"></span> inves<span class=\"_ _0\"></span>tment pr<span class=\"_ _1\"></span>oper<span class=\"_ _0\"></span>ty<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fd y26a2 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fe y2538 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ff y2538 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2555 w200 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Los<span class=\"_ _0\"></span>s on d<span class=\"_ _0\"></span>ispo<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>l of pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, pla<span class=\"_ _0\"></span>nt an<span class=\"_ _0\"></span>d equ<span class=\"_ _0\"></span>ipm<span class=\"_ _0\"></span>ent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27c y26a3 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f4 y2555 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x800 y2555 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253a w201 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Movement on<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>t c<span class=\"_ _1\"></span>ost<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x801 y253b w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x802 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x803 y253a w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2557 w202 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Amor<span class=\"_ _0\"></span>tisation of<span class=\"_ _1\"></span> intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x804 y26a4 w57 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x293 y2557 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x294 y2557 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w203 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Fai<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>va<span class=\"_ _0\"></span>lue an<span class=\"_ _0\"></span>d oth<span class=\"_ _0\"></span>er mov<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in finan<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x805 y2558 w33 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(6,972)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x806 y2558 w33 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(3,891)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w204 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Fair<span class=\"_ _7\"></span> v<span class=\"_ _0\"></span>alue<span class=\"_ _7\"></span> movement<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> in i<span class=\"_ _1\"></span>nvestment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x807 y253e w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10d fs5 fc1 sc0 ls4 ws0\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x808 y24e7 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6,072<span class=\"_ _29f\"> </span></div></td><td class=\"c n x809 y24e7 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3,153<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w205 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other changes<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span> investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80a y253f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6,663<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80b y253f w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">5,209<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w42 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Sha<span class=\"_ _0\"></span>re of pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r tax o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>oci<span class=\"_ _0\"></span>ates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80c y2510 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80d y2510 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w206 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other movements<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x80e y24b6 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80f y24b6 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">41<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x810 y2500 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">5,821<span class=\"_ _29f\"> </span></div></td><td class=\"c n x811 y2500 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4,556<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y26a5 ff10f fs12 fc1 sc0 ls106 ws60\">Net changes in working capital<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ee w207 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">(I<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase)<span class=\"_ _0\"></span>/decr<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in de<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>vat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x812 y24ee w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x813 y24ee w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">59<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w208 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">De<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>/(i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase) in lo<span class=\"_ _0\"></span>ans an<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>ces<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y26a6 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10d fs5 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y24b9 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x816 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w209 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">(D<span class=\"_ _0\"></span>ecr<span class=\"_ _0\"></span>ease)<span class=\"_ _0\"></span>/i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x276 y26a7 w32 ha6\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x277 y2504 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x817 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">65<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w20a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Movement in other<span class=\"_ _1\"></span> asset<span class=\"_ _0\"></span>s and<span class=\"_ _1\"></span> other liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x818 y24f3 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">157<span class=\"_ _29f\"> </span></div></td><td class=\"c n x819 y24f3 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(43)<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x81a y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">94<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81b y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w9a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">T<span class=\"_ _7\"></span>axation paid<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81c y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(43)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81d y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(69)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w20b ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>flo<span class=\"_ _0\"></span>ws fro<span class=\"_ _0\"></span>m ope<span class=\"_ _0\"></span>ratin<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81e y24bf w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">6,196<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81f y24bf w2d ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">4,585<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs44e\">26<span class=\"_ _0\"></span>(c): A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s of ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>lows f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncin<span class=\"_ _0\"></span>g act<span class=\"_ _0\"></span>ivi<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs44f\"><table class=\"s w20c hdf\" id=\"_ed98279b-551c-4bc9-aff8-e9c2ea1030b8\"><tr><td></td><td></td><td class=\"t m1 x234 h7 y26a8 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y26a8 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y26a9 w20d ha8\"><div class=\"t m1 x23a h7 y250b ff110 fs5 fc1 sc0 ls12d ws14f\">Mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nts in li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>liti<span class=\"_ _0\"></span>es ari<span class=\"_ _0\"></span>sin<span class=\"_ _0\"></span>g from fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x820 y26a9 w20e ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x237 h7 y26aa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7f7 h7 y26aa ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2500 w20f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x821 y2584 w57 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x822 y2500 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x823 y2500 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2501 w210 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>ce cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s on ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x824 y2501 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2501 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24ee w211 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of le<span class=\"_ _0\"></span>ase l<span class=\"_ _0\"></span>iab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x825 y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x826 y24ee w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w212 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ca<span class=\"_ _0\"></span>sh flow<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m finan<span class=\"_ _0\"></span>cin<span class=\"_ _0\"></span>g ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x827 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x828 y24b9 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(28)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2504 w213 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Ex<span class=\"_ _0\"></span>ternal debt<span class=\"_ _1\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x829 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82a y2504 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24f3 w214 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Changes in lease<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82b y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82c y24f3 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2506 w215 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other changes in liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82d y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82e y2506 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w216 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>sh cha<span class=\"_ _0\"></span>nges<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82f y2507 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x830 y2507 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w217 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ba<span class=\"_ _0\"></span>lanc<span class=\"_ _0\"></span>e at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x831 y24c0 w32 ha8\"><div class=\"t m1 x23a h1b y24bd ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x832 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x833 y24bf w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">275</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashFlowStatementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-410": {
   "value": "27<span class=\"_ _9\"></span>: Ordi<span class=\"_ _0\"></span>na<span class=\"_ _0\"></span>ry Sha<span class=\"_ _0\"></span>re capi<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>l<span class=\"_ _29f\"> </span>At 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025 and 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>, the Com<span class=\"_ _0\"></span>pany<span class=\"_ _3\"></span>\u2019s eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ses 1,4<span class=\"_ _0\"></span>04<span class=\"_ _0\"></span>,<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>05,<span class=\"_ _0\"></span>498 Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares of 8\u20091<span class=\"_ _29f\"> </span>\u2044<span class=\"ff10c fs2c\">6</span><span class=\"ls44 ws46\"> pence ea<span class=\"_ _0\"></span>ch wi<span class=\"_ _0\"></span>th an ag<span class=\"_ _0\"></span>gr<span class=\"_ _0\"></span>egate<span class=\"_ _0\"></span>d nomi<span class=\"_ _0\"></span>nal va<span class=\"_ _0\"></span>lue of \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _9\"></span>14,6<span class=\"_ _0\"></span>68<span class=\"_ _0\"></span>,6<span class=\"_ _7\"></span>16. Al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </span><span class=\"ls44 ws46\"></span>Sha<span class=\"_ _0\"></span>res ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n cal<span class=\"_ _0\"></span>led up a<span class=\"_ _0\"></span>nd fu<span class=\"_ _0\"></span>lly p<span class=\"_ _0\"></span>aid<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y eq<span class=\"_ _0\"></span>ual vo<span class=\"_ _0\"></span>ting r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e hold<span class=\"_ _0\"></span>ers o<span class=\"_ _0\"></span>f the Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hares a<span class=\"_ _0\"></span>re ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>led to re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ve di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends a<span class=\"_ _0\"></span>s dec<span class=\"_ _0\"></span>lared a<span class=\"_ _0\"></span>nd are en<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d to one vo<span class=\"_ _0\"></span>te per sh<span class=\"_ _0\"></span>are at sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r meet<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-349": {
   "value": "27<span class=\"_ _9\"></span>: Ordi<span class=\"_ _0\"></span>na<span class=\"_ _0\"></span>ry Sha<span class=\"_ _0\"></span>re capi<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>a<span class=\"_ _0\"></span>l<span class=\"_ _29f\"> </span>At 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025 and 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>, the Com<span class=\"_ _0\"></span>pany<span class=\"_ _3\"></span>\u2019s eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ses 1,4<span class=\"_ _0\"></span>04<span class=\"_ _0\"></span>,<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>05,<span class=\"_ _0\"></span>498 Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares of 8\u20091<span class=\"_ _29f\"> </span>\u2044<span class=\"ff10c fs2c\">6</span><span class=\"ls44 ws46\"> pence ea<span class=\"_ _0\"></span>ch wi<span class=\"_ _0\"></span>th an ag<span class=\"_ _0\"></span>gr<span class=\"_ _0\"></span>egate<span class=\"_ _0\"></span>d nomi<span class=\"_ _0\"></span>nal va<span class=\"_ _0\"></span>lue of \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _9\"></span>14,6<span class=\"_ _0\"></span>68<span class=\"_ _0\"></span>,6<span class=\"_ _7\"></span>16. Al<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> </span>Sha<span class=\"_ _0\"></span>res ha<span class=\"_ _0\"></span>ve bee<span class=\"_ _0\"></span>n cal<span class=\"_ _0\"></span>led up a<span class=\"_ _0\"></span>nd fu<span class=\"_ _0\"></span>lly p<span class=\"_ _0\"></span>aid<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ll Ordi<span class=\"_ _0\"></span>nar<span class=\"_ _0\"></span>y Sh<span class=\"_ _0\"></span>ares is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y eq<span class=\"_ _0\"></span>ual vo<span class=\"_ _0\"></span>ting r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e hold<span class=\"_ _0\"></span>ers o<span class=\"_ _0\"></span>f the Com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>\u2019s Ord<span class=\"_ _0\"></span>inar<span class=\"_ _0\"></span>y S<span class=\"_ _0\"></span>hares a<span class=\"_ _0\"></span>re ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>led to re<span class=\"_ _0\"></span>cei<span class=\"_ _0\"></span>ve di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends a<span class=\"_ _0\"></span>s dec<span class=\"_ _0\"></span>lared a<span class=\"_ _0\"></span>nd are en<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d to one vo<span class=\"_ _0\"></span>te per sh<span class=\"_ _0\"></span>are at sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r meet<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-350": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs451\">28: Sha<span class=\"_ _0\"></span>re-b<span class=\"_ _1\"></span>a<span class=\"_ _0\"></span>sed p<span class=\"_ _1\"></span>aymen<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>s rese<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span>ve<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs452\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the Gro<span class=\"_ _0\"></span>up par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>icip<span class=\"_ _0\"></span>ated in a nu<span class=\"_ _0\"></span>mber of sh<span class=\"_ _0\"></span>are-<span class=\"_ _0\"></span>ba<span class=\"_ _0\"></span>sed pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his no<span class=\"_ _0\"></span>te </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs453\">de<span class=\"_ _0\"></span>scr<span class=\"_ _0\"></span>ibes t<span class=\"_ _0\"></span>he na<span class=\"_ _0\"></span>ture of t<span class=\"_ _0\"></span>he pla<span class=\"_ _0\"></span>ns and h<span class=\"_ _0\"></span>ow th<span class=\"_ _0\"></span>e share o<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons an<span class=\"_ _0\"></span>d awar<span class=\"_ _0\"></span>ds are va<span class=\"_ _0\"></span>lue<span class=\"_ _0\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs454\">28<span class=\"_ _0\"></span>(a<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Descrip<span class=\"_ _0\"></span>tion of<span class=\"_ _1\"></span> share<span class=\"_ _0\"></span>-ba<span class=\"_ _0\"></span>sed payment arrangement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs455\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s the fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing sha<span class=\"_ _0\"></span>re-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t sch<span class=\"_ _0\"></span>emes w<span class=\"_ _0\"></span>ith aw<span class=\"_ _0\"></span>ards o<span class=\"_ _0\"></span>ver Qui<span class=\"_ _0\"></span>lter pl<span class=\"_ _0\"></span>c share<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs456\"><table class=\"s w218 he0\" id=\"_f58efc8a-05ab-4c82-9929-832dfca3f152\"><tr><td></td><td></td><td class=\"c n x834 y26ab w219 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws99\">Description of award<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x835 y26ab w21a ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws99\">V<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>sting c<span class=\"_ _1\"></span>onditions<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m1 x836 h7 y26ac ff10f fs5 fc1 sc0 ls54 ws55\">Contractual<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78b h7 y26ac ff10f fs5 fc1 sc0 ls81 ws1a5\">Ty<span class=\"_ _0\"></span>pi<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>l<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td></td><td class=\"t m1 x837 h7 y26ad ff10f fs5 fc1 sc0 ls54 ws55\">Conditional </td><td></td><td class=\"t m1 x838 h7 y26ad ff10f fs5 fc1 sc0 ls102 ws114\">Dividend </td><td class=\"t m1 x606 h7 y26ad ff10f fs5 fc1 sc0 ls54 ws55\">life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x839 h7 y26ad ff10f fs5 fc1 sc0 ls162 ws1cc\">ser<span class=\"_ _0\"></span>vice<span class=\"_ _29f\"> </span></td><td class=\"t m1 x83a h7 y26ad ff10f fs5 fc1 sc0 ls54 ws55\">Perf<span class=\"_ _0\"></span>ormance<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y26ae ff10f fs5 fc1 sc0 ls102 ws114\">Scheme<span class=\"_ _29f\"> </span></td><td class=\"c n x83b y26af w21b ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls54 ws55\">shares<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83c y26af w21c ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws0\">O<span class=\"_ _0\"></span>ptions<span class=\"_ _29f\"> </span></div></td><td class=\"c x83e y26af w21d hb9\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws1e\">entitlement</div><div class=\"t m1 x83d h1c y256a ff10f fs13 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x78a h7 y26ae ff10f fs5 fc1 sc0 ls12d ws14f\">(<span class=\"_ _0\"></span>year<span class=\"_ _0\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x78b h7 y26ae ff10f fs5 fc1 sc0 ls12d ws14f\">(<span class=\"_ _0\"></span>year<span class=\"_ _0\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x604 h7 y26ae ff10f fs5 fc1 sc0 ls102 ws114\">(measure<span class=\"_ _1\"></span>)<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26b0 ff10c fs12 fc1 sc0 ls4 wsb9\">Quil<span class=\"_ _0\"></span>ter plc </td><td class=\"t m1 x83f h1b y26b0 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"c n x840 y26b2 w21e ha6\"><div class=\"t m1 x23a h90 y26b1 ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></div></td><td class=\"c n x841 y26b2 w21f ha6\"><div class=\"t m1 x23a h90 y26b1 ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></div></td><td class=\"c n x842 y26b3 w220 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">Up to 10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x843 y26b3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x844 y26b3 w221 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">AP EPS<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26b4 ff10c fs12 fc1 sc0 ls52 ws9c\">Per<span class=\"_ _0\"></span>formance<span class=\"_ _1\"></span> Share </td><td></td><td></td><td></td><td></td><td></td><td class=\"c x847 y26b5 w222 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">CAGR</div><div class=\"t m1 x845 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div><div class=\"t m1 x846 h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">and<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26b6 ff10c fs12 fc1 sc0 ls4 ws0\">Plan </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 x848 h1b y26b6 ff10c fs12 fc1 sc0 ls4 ws0\">Relative Total </td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 x374 h1b y26b7 ff10c fs12 fc1 sc0 ls4 ws0\">Shareholder </td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 x849 h1b y26b8 ff10c fs12 fc1 sc0 ls4 ws0\">Return<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26b9 ff10c fs12 fc1 sc0 ls4 wsb9\">Quil<span class=\"_ _0\"></span>ter plc </td><td class=\"t m1 x84a h90 y26ba ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h1b y26b9 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m1 x84b h90 y26ba ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"t m1 x84c h1b y26b9 ff10c fs12 fc1 sc0 ls4 ws0\">Not less </td><td class=\"c n x5d6 y26bb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84d y26bb w223 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">Conduct,<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26bc ff10c fs12 fc1 sc0 ls52 ws9c\">Per<span class=\"_ _0\"></span>formance<span class=\"_ _1\"></span> Share </td><td></td><td></td><td></td><td class=\"t m1 x78a h1b y26bc ff10c fs12 fc1 sc0 lsb6 ws0\">th<span class=\"_ _0\"></span>an 3<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x84e h1b y26bc ff10c fs12 fc1 sc0 ls4 ws0\">Risk &amp;<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26bd ff10c fs12 fc1 sc0 ls4 ws0\">Plan </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 x84f h1b y26bd ff10c fs12 fc1 sc0 ls4 ws0\">Compliance </td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 x372 h1b y26be ff10c fs12 fc1 sc0 ls4 ws0\">Underpins<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26bf ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter plc Share </td><td class=\"t m1 x84a h90 y26c0 ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"t m1 x709 h1b y26bf ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m1 x84b h90 y26c0 ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"c n x850 y26c1 w224 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">Typically, 3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x851 y26c1 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x852 y26c1 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26c2 ff10c fs12 fc1 sc0 lscf ws9d\">Reward Plan<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y26c3 ff10c fs12 fc1 sc0 ls4 wsb9\">Quil<span class=\"_ _0\"></span>ter plc </td><td class=\"t m1 x83f h1b y26c3 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m1 x853 h90 y26c4 ff115 fs12 fc1 sc0 ls4 ws0\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"c n x854 y26c5 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x855 y26c5 w225 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3 \u00bd \u2013 5 \u00bd<span class=\"_ _29f\"> </span></div></td><td class=\"c n x856 y26c5 w226 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3 and 5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x857 y26c5 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w227 hae\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Sharesave Plan</div><div class=\"t m1 x858 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></table></div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs457\">1 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs458\">Par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>le<span class=\"_ _0\"></span>d to di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>end e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. </div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs459\">2 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs45a\">Ad<span class=\"_ _0\"></span>jus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t ear<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>gs pe<span class=\"_ _0\"></span>r sha<span class=\"_ _0\"></span>re com<span class=\"_ _0\"></span>pou<span class=\"_ _0\"></span>nd an<span class=\"_ _0\"></span>nua<span class=\"_ _0\"></span>l gro<span class=\"_ _0\"></span>wt<span class=\"_ _0\"></span>h ra<span class=\"_ _0\"></span>te (\u201c<span class=\"_ _0\"></span>C<span class=\"_ _0\"></span>AGR<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). </div><div class=\"t m1 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs45b\">3 </div><div class=\"t m1 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs45c\">T<span class=\"_ _0\"></span>he Qu<span class=\"_ _0\"></span>ilt<span class=\"_ _0\"></span>er pl<span class=\"_ _0\"></span>c Shar<span class=\"_ _0\"></span>esa<span class=\"_ _0\"></span>ve Pl<span class=\"_ _0\"></span>an is l<span class=\"_ _0\"></span>inke<span class=\"_ _0\"></span>d to a sa<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ngs p<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs45e\">28<span class=\"_ _0\"></span>(b<span class=\"_ _1\"></span>): Reconciliation<span class=\"_ _1\"></span> of mo<span class=\"_ _1\"></span>vements in opti<span class=\"_ _1\"></span>ons<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs45f\">T<span class=\"_ _0\"></span>he mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding u<span class=\"_ _0\"></span>nder t<span class=\"_ _0\"></span>he Per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>nce Sha<span class=\"_ _0\"></span>re Plan<span class=\"_ _0\"></span>s and Sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>ave Pl<span class=\"_ _0\"></span>an </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs460\">ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year is de<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>led be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs2bc\"><table class=\"s w228 he1\" id=\"_75fa400a-f5e2-4c69-ba01-d584286f6502\"><tr><td></td><td></td><td class=\"c n x859 y26c6 w7c ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x85a y26c6 w7c ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>ce<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"t m1 x68a h7 y26c7 ff10f fs5 fc3 sc0 ls53 ws79\">Weighted </td><td></td><td class=\"t m1 x85b h7 y26c7 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td></tr><tr><td></td><td></td><td class=\"t m1 x85c h7 y26c8 ff10f fs5 fc3 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td></td><td class=\"t m1 x85d h7 y26c8 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x85e h7 y26c9 ff10f fs5 fc3 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td><td class=\"t m1 x85f h7 y26c9 ff10f fs5 fc3 sc0 ls21 ws1e\">exercise<span class=\"_ _29f\"> </span></td><td class=\"t m1 x759 h7 y26c9 ff10f fs5 fc1 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td><td class=\"t m1 x85d h7 y26c9 ff10f fs5 fc1 sc0 ls21 ws1e\">exercise<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26ca ff10f fs5 fc1 sc0 ls54 ws9c\">Options over Ordinary Shares (L<span class=\"_ _0\"></span>SE)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x860 h7 y26ca ff10f fs5 fc3 sc0 ls4 ws0\">options<span class=\"_ _29f\"> </span></td><td class=\"t m1 x861 h7 y26ca ff10f fs5 fc3 sc0 ls162 ws1cc\">price<span class=\"_ _29f\"> </span></td><td class=\"t m1 x862 h7 y26ca ff10f fs5 fc1 sc0 ls4 ws0\">options<span class=\"_ _29f\"> </span></td><td class=\"t m1 x550 h7 y26ca ff10f fs5 fc1 sc0 ls162 ws1cc\">price<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w229 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Outs<span class=\"_ _0\"></span>tanding at<span class=\"_ _1\"></span> the beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y24ee w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y24ee w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u00a30.44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y24ee w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y24ee w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u00a30.48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w22c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x867 y24b9 w22d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7,263,302<span class=\"_ _29f\"> </span></div></td><td class=\"c n x868 y24b9 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u00a30.53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x869 y24b9 w22d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,672,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86a y24b9 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u00a30.31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w22f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y24ba w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2,145,556)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y24ba w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y24ba w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(1,849,519)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y24ba w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">\u00a30.29<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w232 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xpi<span class=\"_ _0\"></span>red<span class=\"_ _0\"></span>/fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>fei<span class=\"_ _0\"></span>ted dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y24f3 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(2,304,862)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y24f3 w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y24f3 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1,735,725)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y24f3 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u00a30.33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w233 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Cancelled during the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86f y2506 w234 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(537,000)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x870 y2506 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.86<span class=\"_ _29f\"> </span></div></td><td class=\"c n x871 y2506 w234 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(982,993)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x872 y2506 w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">\u00a30.82<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w235 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ou<span class=\"_ _0\"></span>tst<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x873 y24bc w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">34,275,628<span class=\"_ _29f\"> </span></div></td><td class=\"c n x874 y24bc w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u00a30.47<span class=\"_ _29f\"> </span></div></td><td class=\"c n x875 y24bc w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x876 y24bc w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u00a30.44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w236 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerc<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x877 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x878 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x879 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs461\">Op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>end of 2025 in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de 1<span class=\"_ _7\"></span>,<span class=\"_ _7\"></span>12<span class=\"_ _7\"></span>1,3<span class=\"_ _0\"></span>04 di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent sha<span class=\"_ _0\"></span>res (2024: <span class=\"_ _1\"></span>989,<span class=\"_ _0\"></span>097<span class=\"_ _0\"></span>) </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs462\">rela<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g to cur<span class=\"_ _0\"></span>rent an<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>or yea<span class=\"_ _0\"></span>r sche<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs463\">T<span class=\"_ _0\"></span>he weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e meas<span class=\"_ _0\"></span>ureme<span class=\"_ _0\"></span>nt date f<span class=\"_ _0\"></span>or opt<span class=\"_ _0\"></span>ions g<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>ted du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs464\">is<span class=\"_ gs26\"> </span>\u00a30.<span class=\"_ _0\"></span>80 (2024: \u00a30.<span class=\"_ _1\"></span>76). Th<span class=\"_ _0\"></span>e weigh<span class=\"_ _0\"></span>ted av<span class=\"_ _0\"></span>erage sh<span class=\"_ _0\"></span>are pri<span class=\"_ _0\"></span>ce at the da<span class=\"_ _0\"></span>tes of exerc<span class=\"_ _0\"></span>ise fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>exerc<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs465\">dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year wa<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>.5<span class=\"_ _0\"></span>8 <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>1.<span class=\"_ _9\"></span>10).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs466\">T<span class=\"_ _0\"></span>he opt<span class=\"_ _0\"></span>ions ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing at 31 Dece<span class=\"_ _0\"></span>mber 2025 ha<span class=\"_ _0\"></span>ve exerc<span class=\"_ _0\"></span>ise pr<span class=\"_ _0\"></span>ices of \u00a3n<span class=\"_ _0\"></span>il (2024: \u00a3nil) fo<span class=\"_ _0\"></span>r the Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r plc </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs467\">Per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce Shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Plan<span class=\"_ _0\"></span>, and be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween \u00a30.69 (<span class=\"_ _0\"></span>202<span class=\"_ _7\"></span>4: \u00a30.6<span class=\"_ _0\"></span>9) <span class=\"_ _1\"></span>and \u00a31<span class=\"_ _7\"></span>.31 (2024: \u00a3<span class=\"_ _7\"></span>1.31<span class=\"_ _7\"></span>) fo<span class=\"_ _0\"></span>r the Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs468\">Sha<span class=\"_ _0\"></span>resa<span class=\"_ _0\"></span>ve Plan<span class=\"_ _0\"></span>, wi<span class=\"_ _0\"></span>th a weig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erage re<span class=\"_ _0\"></span>maini<span class=\"_ _0\"></span>ng cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al life of 1.4 year<span class=\"_ _0\"></span>s (2024: <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>.9 ye<span class=\"_ _0\"></span>ars).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs469\">28<span class=\"_ _0\"></span>(c<span class=\"_ _1\"></span>): Reconciliation of movement<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> in share grants<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs46a\">T<span class=\"_ _0\"></span>he mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in awa<span class=\"_ _0\"></span>rds ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>andi<span class=\"_ _0\"></span>ng und<span class=\"_ _0\"></span>er the P<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>mance S<span class=\"_ _0\"></span>hare Pl<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>, Condi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal Sh<span class=\"_ _0\"></span>ares an<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs46b\">Sha<span class=\"_ _0\"></span>re Rewa<span class=\"_ _0\"></span>rd Plan an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>onal Sh<span class=\"_ _0\"></span>ares ar<span class=\"_ _0\"></span>rang<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he year is de<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>iled b<span class=\"_ _0\"></span>elow<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs46c\"><table class=\"s w237 he2\" id=\"_4ca3ae08-6a60-4be6-a07a-f03ae21c835d\"><tr><td></td><td class=\"t m1 x230 h7 y26cb ff10f fs5 fc3 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td><td class=\"t m1 x231 h7 y26cb ff10f fs5 fc1 sc0 ls97 ws4\">Y<span class=\"_ _1\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x232 h7 y26cc ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x233 h7 y26cc ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x234 h7 y26cd ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y26cd ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x759 h7 y26ce ff10f fs5 fc3 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td><td class=\"t m1 x87a h7 y26ce ff10f fs5 fc1 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td></tr><tr><td></td><td class=\"t m1 x54b h7 y26cf ff10f fs5 fc3 sc0 ls54 ws55\">conditional </td><td class=\"t m1 x231 h7 y26cf ff10f fs5 fc1 sc0 ls54 ws55\">conditional </td></tr><tr><td class=\"t m1 x239 h7 y26d0 ff10f fs5 fc1 sc0 ls54 ws9c\">Awards of Ordinary Shares (LS<span class=\"_ _0\"></span>E)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x54d h7 y26d0 ff10f fs5 fc3 sc0 ls54 ws9c\">share awards<span class=\"_ _29f\"> </span></td><td class=\"t m1 x54e h7 y26d0 ff10f fs5 fc1 sc0 ls54 ws9c\">share awards<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b9 w229 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Outs<span class=\"_ _0\"></span>tanding at<span class=\"_ _1\"></span> the beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y24b9 w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">34,512,978</div></td><td class=\"c n x87b y24b9 w238 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">36,400,131<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w22c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87c y2504 w239 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8,563,266</div></td><td class=\"c n x87d y2504 w23a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">12,123,597<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w22f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87e y24f3 w23b ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(14,168,569)</div></td><td class=\"c n x87f y24f3 w23b ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(12,948,064)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w23c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Exp<span class=\"_ _0\"></span>ir<span class=\"_ _1\"></span>ed during the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x880 y2506 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(1,078,943)</div></td><td class=\"c n x881 y2506 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(1,062,686)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w235 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ou<span class=\"_ _0\"></span>tst<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x882 y24bc w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">27,828,732</div></td><td class=\"c n x883 y24bc w238 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">34,512,978<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w236 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerc<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x884 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x885 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs46e\">Aw<span class=\"_ _0\"></span>ards ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>andi<span class=\"_ _0\"></span>ng at the en<span class=\"_ _0\"></span>d of 2025 incl<span class=\"_ _0\"></span>ude 2,5<span class=\"_ _0\"></span>05,<span class=\"_ _0\"></span>240 di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent sha<span class=\"_ _0\"></span>res (2024: 3,2<span class=\"_ _0\"></span>29,41<span class=\"_ _7\"></span>3) </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs46f\">rela<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g to cur<span class=\"_ _0\"></span>rent an<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>or yea<span class=\"_ _0\"></span>r sche<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs470\">T<span class=\"_ _0\"></span>he weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of Cond<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>onal S<span class=\"_ _0\"></span>hare aw<span class=\"_ _0\"></span>ard gr<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar end<span class=\"_ _0\"></span>ed 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs471\">2025 was \u00a31<span class=\"_ _7\"></span>.5<span class=\"_ _0\"></span>6 (2024: <span class=\"_ _1\"></span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>.<span class=\"_ _0\"></span>05). Th<span class=\"_ _0\"></span>e weig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erage sh<span class=\"_ _0\"></span>are pr<span class=\"_ _0\"></span>ice at the da<span class=\"_ _0\"></span>tes of exe<span class=\"_ _0\"></span>rcise fo<span class=\"_ _0\"></span>r award<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs472\">exer<span class=\"_ _0\"></span>cise<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the ye<span class=\"_ _0\"></span>ar was \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>.<span class=\"_ _0\"></span>52 (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1.04<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs473\">Sha<span class=\"_ _0\"></span>re award<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding at 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 have e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>erci<span class=\"_ _0\"></span>se pr<span class=\"_ _0\"></span>ices of \u00a3n<span class=\"_ _0\"></span>il (2024: <span class=\"_ _1\"></span>\u00a3ni<span class=\"_ _0\"></span>l), w<span class=\"_ _0\"></span>ith a we<span class=\"_ _0\"></span>ighte<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs474\">av<span class=\"_ _0\"></span>erage rem<span class=\"_ _0\"></span>ainin<span class=\"_ _0\"></span>g contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l life of 0.9 yea<span class=\"_ _0\"></span>rs (2024: 1<span class=\"_ _7\"></span>.0 y<span class=\"_ _0\"></span>ears).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs475\">28<span class=\"_ _0\"></span>(d): Measureme<span class=\"_ _0\"></span>nts and assumptions<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs476\">In de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ining t<span class=\"_ _0\"></span>he fair v<span class=\"_ _0\"></span>alue of e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d share<span class=\"_ _0\"></span>-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d award<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>ted cha<span class=\"_ _0\"></span>rge to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>or </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs477\">lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>, the Gr<span class=\"_ _0\"></span>oup ma<span class=\"_ _0\"></span>kes as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s abo<span class=\"_ _0\"></span>ut f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e even<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd mar<span class=\"_ _0\"></span>ket con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. Sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>lly, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs478\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt make<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ates of t<span class=\"_ _0\"></span>he lik<span class=\"_ _0\"></span>ely n<span class=\"_ _0\"></span>umbe<span class=\"_ _0\"></span>r of share<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t will v<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>he fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of ea<span class=\"_ _0\"></span>ch </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs479\">aw<span class=\"_ _0\"></span>ard gr<span class=\"_ _0\"></span>anted w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is va<span class=\"_ _0\"></span>lued a<span class=\"_ _0\"></span>nd \u2018l<span class=\"_ _0\"></span>ocke<span class=\"_ _0\"></span>d in\u2019 a<span class=\"_ _0\"></span>t the g<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>t date.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs47a\">T<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of ser<span class=\"_ _3\"></span>v<span class=\"_ _0\"></span>ices re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>ed in re<span class=\"_ _0\"></span>turn f<span class=\"_ _0\"></span>or sha<span class=\"_ _0\"></span>re opti<span class=\"_ _0\"></span>ons g<span class=\"_ _0\"></span>rant<span class=\"_ _0\"></span>ed is me<span class=\"_ _0\"></span>asure<span class=\"_ _0\"></span>d by refe<span class=\"_ _0\"></span>rence to t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs47b\">fa<span class=\"_ _0\"></span>ir val<span class=\"_ _0\"></span>ue of sha<span class=\"_ _0\"></span>re opt<span class=\"_ _0\"></span>ions g<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>ted. T<span class=\"_ _0\"></span>he es<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>imate of f<span class=\"_ _0\"></span>air v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f share o<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d is mea<span class=\"_ _0\"></span>sured u<span class=\"_ _0\"></span>sing </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs47c\">ei<span class=\"_ _0\"></span>ther a B<span class=\"_ _0\"></span>lack-S<span class=\"_ _0\"></span>chol<span class=\"_ _0\"></span>es opt<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>ng mod<span class=\"_ _0\"></span>el or a Monte C<span class=\"_ _0\"></span>arl<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>sim<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs47d\">T<span class=\"_ _0\"></span>he inp<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in the m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t of fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ues at t<span class=\"_ _0\"></span>he gr<span class=\"_ _0\"></span>ant da<span class=\"_ _0\"></span>te for aw<span class=\"_ _0\"></span>ards g<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>ted dur<span class=\"_ _0\"></span>ing 2025<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs47e\">wer<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs47f\"><table class=\"s w23d he3\" id=\"_1a9db7c3-0736-4626-848f-a90589384421\"><tr><td></td><td></td><td class=\"t m1 x886 h7 y26d1 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td></td><td class=\"t m1 x887 h7 y26d1 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td class=\"t m1 x888 h7 y26d1 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td class=\"t m1 x889 h7 y26d1 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td></td></tr><tr><td></td><td class=\"t m1 x84a h7 y26d2 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td class=\"t m1 x88a h7 y26d2 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td class=\"t m1 x702 h7 y26d2 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td><td class=\"t m1 x88b h7 y26d2 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td class=\"t m1 x88c h7 y26d2 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td class=\"t m1 x88d h7 y26d2 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td></td></tr><tr><td></td><td class=\"t m1 x88e h7 y26d3 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td class=\"t m1 x88f h7 y26d3 ff10f fs5 fc1 sc0 ls21 ws1e\">exercise </td><td class=\"t m1 x890 h7 y26d3 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td class=\"t m1 x891 h7 y26d3 ff10f fs5 fc1 sc0 ls162 ws1cc\">expec<span class=\"_ _0\"></span>ted </td><td class=\"t m1 x892 h7 y26d3 ff10f fs5 fc1 sc0 ls4 ws0\">risk-free </td><td class=\"t m1 x603 h7 y26d3 ff10f fs5 fc1 sc0 ls162 ws1cc\">expec<span class=\"_ _0\"></span>ted </td><td class=\"t m1 x893 h7 y26d3 ff10f fs5 fc1 sc0 ls162 ws1cc\">Expe<span class=\"_ _0\"></span>cted </td></tr><tr><td></td><td class=\"t m1 x894 h7 y26d4 ff10f fs5 fc1 sc0 ls54 ws9c\">share price </td><td class=\"t m1 x709 h7 y26d4 ff10f fs5 fc1 sc0 ls162 ws1cc\">price<span class=\"_ _29f\"> </span></td><td class=\"t m1 x702 h7 y26d4 ff10f fs5 fc1 sc0 ls162 ws1cc\">expec<span class=\"_ _0\"></span>ted </td><td class=\"t m1 x62c h7 y26d4 ff10f fs5 fc1 sc0 ls54 ws55\">life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x895 h7 y26d4 ff10f fs5 fc1 sc0 ls54 ws55\">interest<span class=\"_ _0\"></span> </td><td class=\"t m1 x896 h7 y26d4 ff10f fs5 fc1 sc0 ls97 ws1c1\">dividend </td><td class=\"t m1 x372 h7 y26d4 ff10f fs5 fc1 sc0 lscb ws1a2\">forfeitures </td></tr><tr><td class=\"t m1 x382 h7 y26d5 ff10f fs5 fc1 sc0 ls102 ws114\">Scheme<span class=\"_ _29f\"> </span></td><td class=\"t m1 x701 h7 y26d5 ff10f fs5 fc1 sc0 ls4 ws0\">\u00a3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x897 h7 y26d5 ff10f fs5 fc1 sc0 ls4 ws0\">\u00a3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x838 h7 y26d5 ff10f fs5 fc1 sc0 ls54 ws55\">volatility<span class=\"_ _29f\"> </span></td><td class=\"t m1 x898 h7 y26d5 ff10f fs5 fc1 sc0 ls12d ws14f\">(<span class=\"_ _0\"></span>year<span class=\"_ _0\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x700 h7 y26d5 ff10f fs5 fc1 sc0 ls64 ws88\">rate<span class=\"_ _29f\"> </span></td><td class=\"t m1 x899 h7 y26d5 ff10f fs5 fc1 sc0 ls6e ws6a\">yield<span class=\"_ _29f\"> </span></td><td class=\"t m1 x372 h7 y26d5 ff10f fs5 fc1 sc0 ls54 ws9c\">per annum<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26d6 ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter plc Performa<span class=\"_ _0\"></span>nce<span class=\"_ _7\"></span> Share </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y26d7 ff10c fs12 fc1 sc0 lsb6 ws0\">Pla<span class=\"_ _0\"></span>n \u2013 Sha<span class=\"_ _0\"></span>re Opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s (nil cos<span class=\"_ _0\"></span>t </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y26d8 w23e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">options)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x89a y26d8 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.46<span class=\"_ _29f\"> </span></div></td><td class=\"c n x89b y26d8 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x89c y26d8 w23f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x89d y26d8 w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">2.9</div></td><td class=\"c n x89e y26d8 w240 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4.2%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x89f y26d8 w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x393 y26d8 w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26d9 ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter plc Performa<span class=\"_ _0\"></span>nce<span class=\"_ _7\"></span> Share </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2591 w242 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pla<span class=\"_ _0\"></span>n \u2013 Cond<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l Sha<span class=\"_ _0\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a0 y2591 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.46<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a1 y2591 w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a2 y2591 w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">33%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a3 y2591 w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3.1</div></td><td class=\"c n x8a4 y2591 w243 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4.3%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a5 y2591 w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a6 y2591 w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y26da ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter plc Share<span class=\"_ _1\"></span> Reward Plan </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bc w244 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">\u2013 Con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al Sha<span class=\"_ _0\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a7 y24bc w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a8 y24bc w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a9 y24bc w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">31%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8aa y24bc w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2.0</div></td><td class=\"c n x8ab y24bc w240 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4.1%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ac y24bc w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ad y24bc w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w245 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter plc Sharesave Plan<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ae y24bf w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1.39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8af y24bf w166 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.05<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b0 y24bf w193 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b1 y24bf w246 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">3.8</div></td><td class=\"c n x8b2 y24bf w243 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4.1%</div></td><td class=\"c n x8b3 y24bf w240 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4.2%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b4 y24bf w241 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5%<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs480\">T<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d vola<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y use<span class=\"_ _0\"></span>d is ba<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the hi<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>al vo<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he sha<span class=\"_ _0\"></span>re pri<span class=\"_ _0\"></span>ce ove<span class=\"_ _0\"></span>r the p<span class=\"_ _0\"></span>erio<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs481\">com<span class=\"_ _0\"></span>mens<span class=\"_ _0\"></span>urate w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>ted l<span class=\"_ _0\"></span>ife of th<span class=\"_ _0\"></span>e award<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he risk-<span class=\"_ _0\"></span>fre<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t rate wa<span class=\"_ _0\"></span>s base<span class=\"_ _0\"></span>d on the y<span class=\"_ _0\"></span>iel<span class=\"_ _0\"></span>ds </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs482\">av<span class=\"_ _0\"></span>aila<span class=\"_ _0\"></span>ble on U<span class=\"_ _0\"></span>K Gov<span class=\"_ _0\"></span>ernm<span class=\"_ _0\"></span>ent b<span class=\"_ _0\"></span>onds a<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e date of g<span class=\"_ _0\"></span>rant<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he bon<span class=\"_ _0\"></span>ds cho<span class=\"_ _0\"></span>sen w<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>ose w<span class=\"_ _0\"></span>ith a s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs483\">rema<span class=\"_ _0\"></span>inin<span class=\"_ _0\"></span>g term to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d life o<span class=\"_ _0\"></span>f the sh<span class=\"_ _0\"></span>are awa<span class=\"_ _0\"></span>rds.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls3 ws53 gs485\">28<span class=\"_ _0\"></span>(e<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>: F<span class=\"_ _1\"></span>inancial impact<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs486\">T<span class=\"_ _0\"></span>he share<span class=\"_ _0\"></span>-b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>res<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ve of \u00a34<span class=\"_ _0\"></span>0 milli<span class=\"_ _0\"></span>on (2024: <span class=\"_ _1\"></span>\u00a342 milli<span class=\"_ _0\"></span>on) <span class=\"_ _1\"></span>repr<span class=\"_ _0\"></span>esen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he cumu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>se </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs487\">of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p for th<span class=\"_ _0\"></span>e uns<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y awar<span class=\"_ _0\"></span>ded sc<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs488\">T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r aris<span class=\"_ _0\"></span>ing fr<span class=\"_ _0\"></span>om equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion pl<span class=\"_ _0\"></span>ans wa<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>13 milli<span class=\"_ _0\"></span>on </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs489\">(2024:<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>4 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. All ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed in t<span class=\"_ _0\"></span>he cur<span class=\"_ _0\"></span>rent an<span class=\"_ _0\"></span>d prio<span class=\"_ _0\"></span>r year aro<span class=\"_ _0\"></span>se fro<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>led<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs48a\">sha<span class=\"_ _0\"></span>re<span class=\"_ gs26\"> </span>and sha<span class=\"_ _0\"></span>re opti<span class=\"_ _0\"></span>on plan<span class=\"_ _0\"></span>s.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-411": {
   "value": "28<span class=\"_ _0\"></span>(b<span class=\"_ _1\"></span>): Reconciliation<span class=\"_ _1\"></span> of mo<span class=\"_ _1\"></span>vements in opti<span class=\"_ _1\"></span>ons<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t in opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding u<span class=\"_ _0\"></span>nder t<span class=\"_ _0\"></span>he Per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>nce Sha<span class=\"_ _0\"></span>re Plan<span class=\"_ _0\"></span>s and Sh<span class=\"_ _0\"></span>ares<span class=\"_ _0\"></span>ave Pl<span class=\"_ _0\"></span>an ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year is de<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>led be<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w228 he1\" id=\"_75fa400a-f5e2-4c69-ba01-d584286f6502\"><tr><td></td><td></td><td class=\"c n x859 y26c6 w7c ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x85a y26c6 w7c ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>ce<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"t m1 x68a h7 y26c7 ff10f fs5 fc3 sc0 ls53 ws79\">Weighted </td><td></td><td class=\"t m1 x85b h7 y26c7 ff10f fs5 fc1 sc0 ls53 ws79\">Weighted </td></tr><tr><td></td><td></td><td class=\"t m1 x85c h7 y26c8 ff10f fs5 fc3 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td><td></td><td class=\"t m1 x85d h7 y26c8 ff10f fs5 fc1 sc0 ls86 ws1b4\">average<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x85e h7 y26c9 ff10f fs5 fc3 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td><td class=\"t m1 x85f h7 y26c9 ff10f fs5 fc3 sc0 ls21 ws1e\">exercise<span class=\"_ _29f\"> </span></td><td class=\"t m1 x759 h7 y26c9 ff10f fs5 fc1 sc0 ls12d ws0\">Nu<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r of </td><td class=\"t m1 x85d h7 y26c9 ff10f fs5 fc1 sc0 ls21 ws1e\">exercise<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26ca ff10f fs5 fc1 sc0 ls54 ws9c\">Options over Ordinary Shares (L<span class=\"_ _0\"></span>SE)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x860 h7 y26ca ff10f fs5 fc3 sc0 ls4 ws0\">options<span class=\"_ _29f\"> </span></td><td class=\"t m1 x861 h7 y26ca ff10f fs5 fc3 sc0 ls162 ws1cc\">price<span class=\"_ _29f\"> </span></td><td class=\"t m1 x862 h7 y26ca ff10f fs5 fc1 sc0 ls4 ws0\">options<span class=\"_ _29f\"> </span></td><td class=\"t m1 x550 h7 y26ca ff10f fs5 fc1 sc0 ls162 ws1cc\">price<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w229 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Outs<span class=\"_ _0\"></span>tanding at<span class=\"_ _1\"></span> the beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y24ee w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y24ee w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u00a30.44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y24ee w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y24ee w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u00a30.48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w22c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Gr<span class=\"_ _0\"></span>ante<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x867 y24b9 w22d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7,263,302<span class=\"_ _29f\"> </span></div></td><td class=\"c n x868 y24b9 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u00a30.53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x869 y24b9 w22d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,672,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86a y24b9 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u00a30.31<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w22f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerci<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y24ba w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2,145,556)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y24ba w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y24ba w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(1,849,519)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y24ba w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">\u00a30.29<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w232 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">E<span class=\"_ _0\"></span>xpi<span class=\"_ _0\"></span>red<span class=\"_ _0\"></span>/fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>fei<span class=\"_ _0\"></span>ted dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y24f3 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(2,304,862)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y24f3 w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y24f3 w230 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1,735,725)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y24f3 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u00a30.33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w233 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Cancelled during the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86f y2506 w234 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(537,000)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x870 y2506 w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">\u00a30.86<span class=\"_ _29f\"> </span></div></td><td class=\"c n x871 y2506 w234 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(982,993)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x872 y2506 w231 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">\u00a30.82<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w235 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ou<span class=\"_ _0\"></span>tst<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x873 y24bc w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">34,275,628<span class=\"_ _29f\"> </span></div></td><td class=\"c n x874 y24bc w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u00a30.47<span class=\"_ _29f\"> </span></div></td><td class=\"c n x875 y24bc w22a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x876 y24bc w22b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u00a30.44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w236 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">E<span class=\"_ _0\"></span>xerc<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>ble a<span class=\"_ _0\"></span>t the en<span class=\"_ _0\"></span>d of th<span class=\"_ _0\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x877 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x878 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x879 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>end of 2025 in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de 1<span class=\"_ _7\"></span>,<span class=\"_ _7\"></span>12<span class=\"_ _7\"></span>1,3<span class=\"_ _0\"></span>04 di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>dend e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent sha<span class=\"_ _0\"></span>res (2024: <span class=\"_ _1\"></span>989,<span class=\"_ _0\"></span>097<span class=\"_ _0\"></span>) rela<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g to cur<span class=\"_ _0\"></span>rent an<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>or yea<span class=\"_ _0\"></span>r sche<span class=\"_ _0\"></span>mes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he weig<span class=\"_ _0\"></span>hte<span class=\"_ _0\"></span>d aver<span class=\"_ _0\"></span>age fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e meas<span class=\"_ _0\"></span>ureme<span class=\"_ _0\"></span>nt date f<span class=\"_ _0\"></span>or opt<span class=\"_ _0\"></span>ions g<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>ted du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span> is<span class=\"_ gs26\"> </span>\u00a30.<span class=\"_ _0\"></span>80 (2024: \u00a30.<span class=\"_ _1\"></span>76). Th<span class=\"_ _0\"></span>e weigh<span class=\"_ _0\"></span>ted av<span class=\"_ _0\"></span>erage sh<span class=\"_ _0\"></span>are pri<span class=\"_ _0\"></span>ce at the da<span class=\"_ _0\"></span>tes of exerc<span class=\"_ _0\"></span>ise fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>exerc<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e year wa<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>.5<span class=\"_ _0\"></span>8 <span class=\"_ _1\"></span>(2024: \u00a3<span class=\"_ _7\"></span>1.<span class=\"_ _9\"></span>10).<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he opt<span class=\"_ _0\"></span>ions ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ing at 31 Dece<span class=\"_ _0\"></span>mber 2025 ha<span class=\"_ _0\"></span>ve exerc<span class=\"_ _0\"></span>ise pr<span class=\"_ _0\"></span>ices of \u00a3n<span class=\"_ _0\"></span>il (2024: \u00a3nil) fo<span class=\"_ _0\"></span>r the Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r plc Per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce Shar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Plan<span class=\"_ _0\"></span>, and be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween \u00a30.69 (<span class=\"_ _0\"></span>202<span class=\"_ _7\"></span>4: \u00a30.6<span class=\"_ _0\"></span>9) <span class=\"_ _1\"></span>and \u00a31<span class=\"_ _7\"></span>.31 (2024: \u00a3<span class=\"_ _7\"></span>1.31<span class=\"_ _7\"></span>) fo<span class=\"_ _0\"></span>r the Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc Sha<span class=\"_ _0\"></span>resa<span class=\"_ _0\"></span>ve Plan<span class=\"_ _0\"></span>, wi<span class=\"_ _0\"></span>th a weig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erage re<span class=\"_ _0\"></span>maini<span class=\"_ _0\"></span>ng cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>al life of 1.4 year<span class=\"_ _0\"></span>s (2024: <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>.9 ye<span class=\"_ _0\"></span>ars).<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-351": {
   "value": "29: Investmen<span class=\"_ _7\"></span>t c<span class=\"_ _0\"></span>o<span class=\"_ _7\"></span>ntrac<span class=\"_ _0\"></span>t liabilities T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>le prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s a <span class=\"_ _1\"></span>sum<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s: <table class=\"s w247 he4\" id=\"_9c44c3c1-60f6-47ea-889a-d6d4c94a94db\"><tr><td></td><td class=\"t m1 x234 h7 y26db ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y26db ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y26dc ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y26dc ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b6 w248 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Carr<span class=\"_ _0\"></span>ying amount at<span class=\"_ _1\"></span> 1 January<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b5 y24b6 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b6 y24b6 w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y2500 w249 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Fair<span class=\"_ _1\"></span> value movements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b7 y2500 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6,072<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b8 y2500 w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3,153<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x264 y24ec w24a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Investment income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b9 y24ec w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,073<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ba y24ec w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">912<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w24b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Movements arising<span class=\"_ _1\"></span> from i<span class=\"_ _1\"></span>nvestment return<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bb y24ee w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7,145<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y24ee w27 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4,065<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w24c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Contributions rece<span class=\"_ _1\"></span>ived<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bc y24b9 w5f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">10,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bd y24b9 w26 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,222<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w24d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">With<span class=\"_ _0\"></span>drawals<span class=\"_ _1\"></span> and surrenders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8be y24ba w33 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4,470)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bf y24ba w34 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3,661)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w24e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Cl<span class=\"_ _0\"></span>aims a<span class=\"_ _0\"></span>nd ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c0 y24f3 w39 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(302)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c1 y24f3 w39 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(260)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w206 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other movements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c2 y24f5 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c3 y24f5 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w24f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Change in liability<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c4 y24bc w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12,735<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c5 y24bc w2c ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">8,362<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w250 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Inv<span class=\"_ _0\"></span>est<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t liab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>t end o<span class=\"_ _0\"></span>f the ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c6 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c7 y24bf w67 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _0\"></span>or uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>in as<span class=\"_ _0\"></span>set v<span class=\"_ _0\"></span>alue<span class=\"_ _0\"></span>s are of<span class=\"_ _0\"></span>fs<span class=\"_ _0\"></span>et by cor<span class=\"_ _0\"></span>resp<span class=\"_ _0\"></span>ond<span class=\"_ _0\"></span>ing chan<span class=\"_ _0\"></span>ges in<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, li<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>d unde<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>uni<span class=\"_ _0\"></span>t-lin<span class=\"_ _0\"></span>ked inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are bas<span class=\"_ _0\"></span>ed on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk appe<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>te of po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e retur<span class=\"_ _0\"></span>n on t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>elec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>und in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s, w<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>ude eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>is inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t mix is un<span class=\"_ _0\"></span>ique to e<span class=\"_ _0\"></span>ach in<span class=\"_ _0\"></span>div<span class=\"_ _0\"></span>idu<span class=\"_ _0\"></span>al po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>or uni<span class=\"_ _0\"></span>t<span class=\"_ _7\"></span>-<span class=\"_ _0\"></span>lin<span class=\"_ _0\"></span>ked busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e unit li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned as t<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue of uni<span class=\"_ _0\"></span>ts cre<span class=\"_ _0\"></span>dite<span class=\"_ _0\"></span>d to po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Sin<span class=\"_ _0\"></span>ce the<span class=\"_ _0\"></span>se lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>ned o<span class=\"_ _0\"></span>n a retro<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e basi<span class=\"_ _0\"></span>s, no a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons fo<span class=\"_ _0\"></span>r fu<span class=\"_ _0\"></span>ture ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ienc<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>are req<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span>. As<span class=\"_ _0\"></span>sum<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns for f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re exp<span class=\"_ _0\"></span>erie<span class=\"_ _0\"></span>nce are req<span class=\"_ _0\"></span>uired fo<span class=\"_ _0\"></span>r unit-l<span class=\"_ _0\"></span>inked b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss in<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sing w<span class=\"_ _0\"></span>het<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al of t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>set a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y is g<span class=\"_ _0\"></span>reate<span class=\"_ _0\"></span>r than t<span class=\"_ _0\"></span>he pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>t va<span class=\"_ _0\"></span>lue of f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted to ar<span class=\"_ _0\"></span>ise o<span class=\"_ _0\"></span>n the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant b<span class=\"_ _0\"></span>lock<span class=\"_ _0\"></span>s o<span class=\"_ _0\"></span>f busin<span class=\"_ _0\"></span>ess (<span class=\"_ _0\"></span>the \u201c<span class=\"_ _0\"></span>recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>ilit<span class=\"_ _0\"></span>y t<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t\u201d<span class=\"_ _0\"></span>)<span class=\"_ _0\"></span>. If<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>his is th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>e, then t<span class=\"_ _0\"></span>he cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>et is res<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ted to th<span class=\"_ _0\"></span>e recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>le amou<span class=\"_ _0\"></span>nt. F<span class=\"_ _0\"></span>or lin<span class=\"_ _0\"></span>ked con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, the a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons are o<span class=\"_ _0\"></span>n a bes<span class=\"_ _0\"></span>t es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-352": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls47 ws49 gs48c\">3<span class=\"_ _0\"></span>0:<span class=\"_ _0\"></span> Pr<span class=\"_ _0\"></span>ov<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"gs311\"><table class=\"s w251 he5\" id=\"_8dd83861-313e-4a83-a634-52673dae3cf8\"><tr><td></td><td class=\"t m1 x8c8 h7 y26dd ff10f fs5 fc3 sc0 ls4f ws109\">Cus<span class=\"_ _0\"></span>tomer </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x83f h7 y26de ff10f fs5 fc3 sc0 ls4 ws0\">remediation </td><td></td><td class=\"t m1 x8c9 h7 y26de ff10f fs5 fc3 sc0 ls12d ws0\">Sa<span class=\"_ _0\"></span>le of<span class=\"_ _0\"></span> </td><td></td><td class=\"t m1 x78b h7 y26de ff10f fs5 fc3 sc0 ls4 ws0\">Clawback </td><td></td></tr><tr><td></td><td class=\"t m1 x8ca h7 y26df ff10f fs5 fc3 sc0 ls21 ws1e\">exercise </td><td class=\"t m1 x8cb h7 y26df ff10f fs5 fc3 sc0 ls54 ws55\">Compensati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></td><td class=\"t m1 x601 h7 y26df ff10f fs5 fc3 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s </td><td class=\"t m1 x707 h7 y26df ff10f fs5 fc3 sc0 lscb ws1a2\">Propert<span class=\"_ _0\"></span>y </td><td class=\"t m1 x78b h7 y26df ff10f fs5 fc3 sc0 ls4 ws99\">and other </td><td></td></tr><tr><td></td><td class=\"t m1 x8cc h7 y26e0 ff10f fs5 fc3 sc0 lscb ws1a2\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8cd h7 y26e0 ff10f fs5 fc3 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8ce h7 y26e0 ff10f fs5 fc3 sc0 lscb ws1a2\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8cf h7 y26e0 ff10f fs5 fc3 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d0 h7 y26e0 ff10f fs5 fc3 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y26e0 ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y26e1 ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d1 h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x838 h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x88b h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d2 h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d3 h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y26e1 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w1da ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d4 y25e1 w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d5 y25e1 w2a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d6 y25e1 w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d7 y25e1 w5a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d8 y25e1 w8a ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d9 y25e1 w7f ha2\"><div class=\"t m1 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">111<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w252 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ch<span class=\"_ _0\"></span>arge to p<span class=\"_ _0\"></span>rofit o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8da y258e w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8db y258e w5a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8dc y258e w81 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8dd y258e w82 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8de y258e w84 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8df y258e w5a ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w253 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Us<span class=\"_ _0\"></span>ed dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e0 y25d3 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e1 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e2 y25d3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e3 y25d3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e4 y25d3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x389 y25d3 w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(24)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y264d w254 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Unused amounts reversed<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e5 y264d w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(22)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e6 y264d w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(11)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e7 y264d w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e8 y264d w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e9 y264d w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ea y264d w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(35)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24f5 w255 hc0\"><div class=\"t m1 x23a h1b y25b4 ff10d fs12 fc1 sc0 lsb6 ws11a\">Re<span class=\"_ _0\"></span>clas<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt of fina<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>al pos<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8eb y24f5 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ec y24f5 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ed y24f5 w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ee y24f5 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ef y24f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f0 y24f5 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w256 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Unwind of discounting<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f1 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f2 y24bc w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f3 y24bc w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f4 y24bc w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f5 y24bc w82 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f6 y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w90 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ba<span class=\"_ _0\"></span>lanc<span class=\"_ _0\"></span>e at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f7 y24bf w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f8 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f9 y24bf w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fa y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fb y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58c y24bf w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs48d\"><table class=\"s w257 he6\" id=\"_7029cea6-11b9-4ca5-8190-0ab8106f4826\"><tr><td></td><td class=\"t m1 x8c8 h7 y26e2 ff10f fs5 fc1 sc0 ls4f ws109\">Cus<span class=\"_ _0\"></span>tomer </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x83f h7 y26e3 ff10f fs5 fc1 sc0 ls4 ws0\">remediation </td><td></td><td class=\"t m1 x8c9 h7 y26e3 ff10f fs5 fc1 sc0 ls12d ws0\">Sa<span class=\"_ _0\"></span>le of<span class=\"_ _0\"></span> </td><td></td><td class=\"t m1 x78b h7 y26e3 ff10f fs5 fc1 sc0 ls4 ws0\">Clawback </td><td></td></tr><tr><td></td><td class=\"t m1 x8ca h7 y26e4 ff10f fs5 fc1 sc0 ls21 ws1e\">exercise </td><td class=\"t m1 x8cb h7 y26e4 ff10f fs5 fc1 sc0 ls54 ws55\">Compensati<span class=\"_ _0\"></span>on<span class=\"_ _29f\"> </span></td><td class=\"t m1 x601 h7 y26e4 ff10f fs5 fc1 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s </td><td class=\"t m1 x707 h7 y26e4 ff10f fs5 fc1 sc0 lscb ws1a2\">Propert<span class=\"_ _0\"></span>y </td><td class=\"t m1 x78b h7 y26e4 ff10f fs5 fc1 sc0 ls4 ws99\">and other </td><td></td></tr><tr><td></td><td class=\"t m1 x8cc h7 y26e5 ff10f fs5 fc1 sc0 lscb ws1a2\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8cd h7 y26e5 ff10f fs5 fc1 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8ce h7 y26e5 ff10f fs5 fc1 sc0 lscb ws1a2\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8cf h7 y26e5 ff10f fs5 fc1 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d0 h7 y26e5 ff10f fs5 fc1 sc0 lscb ws1a2\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62f h7 y26e5 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h7 y26e6 ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d1 h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x838 h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x88b h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d2 h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8d3 h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y26e6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ba w1da ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fc y24ba w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fd y24ba w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fe y24ba w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ff y24ba w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x900 y24ba w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25e y24ba w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w252 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ch<span class=\"_ _0\"></span>arge to p<span class=\"_ _0\"></span>rofit o<span class=\"_ _0\"></span>r los<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x901 y24f3 w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x902 y24f3 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x903 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x904 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x905 y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y24f3 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w253 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Us<span class=\"_ _0\"></span>ed dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he ye<span class=\"_ _0\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x906 y2506 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x907 y2506 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x908 y2506 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x909 y2506 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90a y2506 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90b y2506 w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(15)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w254 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Unused amounts reversed<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90c y24bc w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90d y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90e y24bc w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90f y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x910 y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x911 y24bc w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w90 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Ba<span class=\"_ _0\"></span>lanc<span class=\"_ _0\"></span>e at 31 D<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f7 y24bf w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x912 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x913 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x914 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x915 y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x916 y24bf w7f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">111<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs48e\">Customer remediation exercise<span class=\"_ _1\"></span> provision<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs48f\">At 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025, t<span class=\"_ _0\"></span>he cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion exerc<span class=\"_ _0\"></span>ise pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion wa<span class=\"_ _0\"></span>s \u00a3<span class=\"_ _1\"></span>42 mill<span class=\"_ _0\"></span>ion (31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 202<span class=\"_ _7\"></span>4:<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs490\">\u00a376<span class=\"_ _1\"></span> million).<span class=\"_ _1\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs491\">At 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2024, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d a prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on of \u00a376 mi<span class=\"_ _0\"></span>llion f<span class=\"_ _0\"></span>or a cus<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>mer rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs492\">exer<span class=\"_ _0\"></span>cise f<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing t<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w of the d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>y of o<span class=\"_ _0\"></span>ngoin<span class=\"_ _0\"></span>g ad<span class=\"_ _0\"></span>vice s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices b<span class=\"_ _0\"></span>y the A<span class=\"_ _0\"></span>pp<span class=\"_ _0\"></span>ointe<span class=\"_ _0\"></span>d Repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs493\">f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>ms in th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial P<span class=\"_ _0\"></span>lanni<span class=\"_ _0\"></span>ng net<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ork<span class=\"_ _0\"></span>. A reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion w<span class=\"_ _0\"></span>as dete<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ed </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs494\">ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on a po<span class=\"_ _0\"></span>tent<span class=\"_ _0\"></span>ial cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n exerci<span class=\"_ _0\"></span>se, w<span class=\"_ _0\"></span>hereb<span class=\"_ _0\"></span>y the p<span class=\"_ _0\"></span>opul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of cus<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s who ar<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs495\">at t<span class=\"_ _0\"></span>he hig<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>t like<span class=\"_ _0\"></span>liho<span class=\"_ _0\"></span>od of h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng not re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>ed th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>heir a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>iser w<span class=\"_ _0\"></span>ould<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs496\">be<span class=\"_ gs26\"> </span>i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>ese cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s woul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be in<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ted to join t<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>iew i<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>ey bel<span class=\"_ _0\"></span>ieve t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>ey hav<span class=\"_ _0\"></span>e not </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs497\">rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d ongo<span class=\"_ _0\"></span>ing ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce and i<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>y wis<span class=\"_ _0\"></span>h to have t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>itu<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed by Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er<span class=\"_ _7\"></span>. F<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>al </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs498\">dra<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e cohor<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aken b<span class=\"_ _0\"></span>y the Sk<span class=\"_ _0\"></span>ill<span class=\"_ _0\"></span>ed Per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>mine<span class=\"_ _0\"></span>d a </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs499\">reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>ble es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of a p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n for th<span class=\"_ _0\"></span>e pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l redre<span class=\"_ _0\"></span>ss pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le to cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s to set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>le the c<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>es </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs49a\">wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted l<span class=\"_ _0\"></span>evel o<span class=\"_ _0\"></span>f ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>eir ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser m<span class=\"_ _0\"></span>ay not h<span class=\"_ _0\"></span>ave be<span class=\"_ _0\"></span>en rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>ed. T<span class=\"_ _0\"></span>he dra<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>t resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs49b\">fro<span class=\"_ _0\"></span>m the S<span class=\"_ _0\"></span>kil<span class=\"_ _0\"></span>led Pe<span class=\"_ _0\"></span>rso<span class=\"_ _0\"></span>n Rev<span class=\"_ _0\"></span>iew w<span class=\"_ _0\"></span>ere ex<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>apo<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>heir s<span class=\"_ _0\"></span>amp<span class=\"_ _0\"></span>le to th<span class=\"_ _0\"></span>e popu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion of al<span class=\"_ _0\"></span>l cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs49c\">wh<span class=\"_ _0\"></span>o paid an o<span class=\"_ _0\"></span>ngoing a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice cha<span class=\"_ _0\"></span>rge bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een 201<span class=\"_ _7\"></span>8 an<span class=\"_ _0\"></span>d 2023 (in<span class=\"_ _0\"></span>clus<span class=\"_ _0\"></span>ive of b<span class=\"_ _0\"></span>oth yea<span class=\"_ _0\"></span>rs). An e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate of t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs49d\">resp<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>e rate o<span class=\"_ _0\"></span>f cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs to jo<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew, an<span class=\"_ _0\"></span>d of the a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>ve co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, were </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs49e\">de<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>nce fr<span class=\"_ _0\"></span>om prev<span class=\"_ _0\"></span>io<span class=\"_ _0\"></span>us pas<span class=\"_ _0\"></span>t bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>ws p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup, </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs49f\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions on t<span class=\"_ _0\"></span>he numb<span class=\"_ _0\"></span>er of cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers w<span class=\"_ _0\"></span>ho may be s<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>ct to t<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>iew pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a1\">T<span class=\"_ _0\"></span>he prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>t 3<span class=\"_ _1\"></span>1 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>, ba<span class=\"_ _0\"></span>sed u<span class=\"_ _0\"></span>pon th<span class=\"_ _0\"></span>e app<span class=\"_ _0\"></span>roac<span class=\"_ _0\"></span>h des<span class=\"_ _0\"></span>crib<span class=\"_ _0\"></span>ed ab<span class=\"_ _0\"></span>ove, i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded a<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws5f gs4a2\">es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of t<span class=\"_ _0\"></span>he ref<span class=\"_ _0\"></span>und of o<span class=\"_ _0\"></span>ngoin<span class=\"_ _0\"></span>g ad<span class=\"_ _0\"></span>vice c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>es for c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, intere<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a3\">at r<span class=\"_ _0\"></span>ates in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Omb<span class=\"_ _0\"></span>udsm<span class=\"_ _0\"></span>an Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>nd </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a4\">adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s, b<span class=\"_ _0\"></span>oth i<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>nal an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal, to p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>m the c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r remed<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on exer<span class=\"_ _0\"></span>cise.<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a5\">T<span class=\"_ _0\"></span>he Sk<span class=\"_ _0\"></span>ille<span class=\"_ _0\"></span>d Pers<span class=\"_ _0\"></span>on<span class=\"_ _0\"></span>\u2019s repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t was f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>st h<span class=\"_ _0\"></span>alf of 202<span class=\"_ _0\"></span>5. Qui<span class=\"_ _0\"></span>lter i<span class=\"_ _0\"></span>s commi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ted to en<span class=\"_ _0\"></span>suri<span class=\"_ _0\"></span>ng </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a6\">th<span class=\"_ _0\"></span>at cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers w<span class=\"_ _0\"></span>ho ha<span class=\"_ _0\"></span>ve not r<span class=\"_ _0\"></span>ecei<span class=\"_ _0\"></span>ved t<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>y were c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>d for are a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>atel<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a7\">ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>nd reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ed. Ac<span class=\"_ _0\"></span>cordin<span class=\"_ _0\"></span>gl<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, a Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer Re<span class=\"_ _0\"></span>medi<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on Str<span class=\"_ _0\"></span>ateg<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>as de<span class=\"_ _0\"></span>velo<span class=\"_ _0\"></span>ped b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a8\">dur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>cond ha<span class=\"_ _0\"></span>lf of 2025<span class=\"_ _0\"></span>, in con<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion w<span class=\"_ _0\"></span>ith m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d remain<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4a9\">ong<span class=\"_ _0\"></span>oing. T<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ateg<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>des i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er coh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to be inv<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ved w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e exerci<span class=\"_ _0\"></span>se, an<span class=\"_ _0\"></span>d a </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4aa\">sa<span class=\"_ _0\"></span>mpli<span class=\"_ _0\"></span>ng exerci<span class=\"_ _0\"></span>se of ca<span class=\"_ _0\"></span>ses fo<span class=\"_ _0\"></span>r<span class=\"_ gs26\"> </span>each A<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>inte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>irm w<span class=\"_ _0\"></span>ho have c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4ab\">rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt pop<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion. T<span class=\"_ _0\"></span>he reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e is risk-<span class=\"_ _0\"></span>bas<span class=\"_ _0\"></span>ed and w<span class=\"_ _0\"></span>ill con<span class=\"_ _0\"></span>sider c<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cus<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>mer </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ac\">has b<span class=\"_ _0\"></span>een c<span class=\"_ _0\"></span>harge<span class=\"_ _0\"></span>d for o<span class=\"_ _0\"></span>ngoing a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>, and t<span class=\"_ _0\"></span>he ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>er is un<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>o sat<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>fac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>y ev<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>ce the<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ad\">pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>hos<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>x<span class=\"_ _1\"></span>erci<span class=\"_ _0\"></span>se w<span class=\"_ _0\"></span>ill inv<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ve the p<span class=\"_ _0\"></span>opu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on of cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s who a<span class=\"_ _0\"></span>re </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4ae\">at th<span class=\"_ _0\"></span>e high<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t likeli<span class=\"_ _0\"></span>hoo<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>of hav<span class=\"_ _0\"></span>ing<span class=\"_ gs26\"> </span>n<span class=\"_ _0\"></span>ot recei<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>d the ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d leve<span class=\"_ _0\"></span>l of ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice fro<span class=\"_ _0\"></span>m thei<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ser<span class=\"_ _7\"></span>. A<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4af\">ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se of \u00a3<span class=\"_ _0\"></span>2 milli<span class=\"_ _0\"></span>on has b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d duri<span class=\"_ _0\"></span>ng the y<span class=\"_ _0\"></span>ear fo<span class=\"_ _0\"></span>r the un<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>d of the d<span class=\"_ _0\"></span>isco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te whe<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b0\">ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng the p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt va<span class=\"_ _0\"></span>lue of f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re cos<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer re<span class=\"_ _0\"></span>medi<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on exerc<span class=\"_ _0\"></span>ise p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion d<span class=\"_ _0\"></span>ue to th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b1\">pa<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>age of ti<span class=\"_ _0\"></span>me. Dur<span class=\"_ _0\"></span>ing 2025<span class=\"_ _0\"></span>, \u00a3<span class=\"_ _7\"></span>14 mill<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>visi<span class=\"_ _0\"></span>on ha<span class=\"_ _0\"></span>s been u<span class=\"_ _0\"></span>til<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d for ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s.<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b2\">Gi<span class=\"_ _0\"></span>ven t<span class=\"_ _0\"></span>hat ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y du<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g 20<span class=\"_ _1\"></span>25 wa<span class=\"_ _0\"></span>s foc<span class=\"_ _0\"></span>use<span class=\"_ _0\"></span>d on dev<span class=\"_ _0\"></span>elop<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of the Cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer Re<span class=\"_ _0\"></span>medi<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n Str<span class=\"_ _0\"></span>ateg<span class=\"_ _0\"></span>y, no </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b3\">cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s were rem<span class=\"_ _0\"></span>edia<span class=\"_ _0\"></span>ted du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. Th<span class=\"_ _0\"></span>e pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>les u<span class=\"_ _0\"></span>sed in t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b4\">rema<span class=\"_ _0\"></span>in unc<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>d, wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he foc<span class=\"_ _0\"></span>us of re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>s sh<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng to th<span class=\"_ _0\"></span>e cas<span class=\"_ _0\"></span>es rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed in<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y for cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b5\">wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n high<span class=\"_ _0\"></span>er ri<span class=\"_ _0\"></span>sk coho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ts r<span class=\"_ _0\"></span>ath<span class=\"_ _0\"></span>er tha<span class=\"_ _0\"></span>n the S<span class=\"_ _0\"></span>kil<span class=\"_ _0\"></span>led Per<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>n Rev<span class=\"_ _0\"></span>iew re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>s w<span class=\"_ _0\"></span>hich w<span class=\"_ _0\"></span>ere ba<span class=\"_ _0\"></span>sed up<span class=\"_ _0\"></span>on a </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b6\">rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>e sam<span class=\"_ _0\"></span>ple of t<span class=\"_ _0\"></span>he en<span class=\"_ _0\"></span>tire p<span class=\"_ _0\"></span>opula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n has b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>ted ba<span class=\"_ _0\"></span>sed </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b7\">up<span class=\"_ _0\"></span>on the i<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ial f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Cust<span class=\"_ _0\"></span>omer R<span class=\"_ _0\"></span>emed<span class=\"_ _0\"></span>iati<span class=\"_ _0\"></span>on Str<span class=\"_ _0\"></span>ateg<span class=\"_ _3\"></span>y and re<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>hange i<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4b8\">th<span class=\"_ _0\"></span>e Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al Omb<span class=\"_ _0\"></span>udsm<span class=\"_ _0\"></span>an Se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ates p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y o<span class=\"_ _0\"></span>n cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er redre<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span>se ch<span class=\"_ _0\"></span>anges<span class=\"_ _0\"></span>, ove<span class=\"_ _0\"></span>rall<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4b9\">hav<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>ted in<span class=\"_ gs26\"> </span>a red<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of \u00a3<span class=\"_ _0\"></span>22 mill<span class=\"_ _0\"></span>ion. Cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er redre<span class=\"_ _0\"></span>ss is ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to be </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4ba\">ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated an<span class=\"_ _0\"></span>d paid to<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ove<span class=\"_ _0\"></span>r an 1<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>-mo<span class=\"_ _0\"></span>nth pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d to 30 June 2027<span class=\"_ _7\"></span>. Of th<span class=\"_ _0\"></span>e tota<span class=\"_ _0\"></span>l \u00a3<span class=\"_ _1\"></span>42 </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4bb\">mil<span class=\"_ _0\"></span>lion (<span class=\"_ _0\"></span>3<span class=\"_ _1\"></span>1 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2024: <span class=\"_ _1\"></span>\u00a376 mill<span class=\"_ _0\"></span>ion) prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nding a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing date<span class=\"_ _0\"></span>, \u00a331 mill<span class=\"_ _0\"></span>ion (31 </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4bc\">De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: \u00a3<span class=\"_ _0\"></span>33<span class=\"_ gs26\"> </span>mi<span class=\"_ _0\"></span>llion) is es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le wi<span class=\"_ _0\"></span>thin on<span class=\"_ _0\"></span>e year<span class=\"_ _7\"></span>. I<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>lin<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>th I<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>S <span class=\"_ _1\"></span>37 (Prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4bd\">Cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t Lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and Con<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span>ent A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s), am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d to be pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le af<span class=\"_ _0\"></span>ter 12 mont<span class=\"_ _0\"></span>hs hav<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4be\">not b<span class=\"_ _0\"></span>een d<span class=\"_ _0\"></span>isco<span class=\"_ _0\"></span>unted to t<span class=\"_ _0\"></span>hei<span class=\"_ _0\"></span>r pres<span class=\"_ _0\"></span>ent va<span class=\"_ _0\"></span>lue g<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>n tha<span class=\"_ _0\"></span>t the im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of s<span class=\"_ _0\"></span>uch dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ting w<span class=\"_ _0\"></span>oul<span class=\"_ _0\"></span>d be </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws6e gs4bf\">immaterial.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c1\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>tent<span class=\"_ _0\"></span>ial ch<span class=\"_ _0\"></span>ange to th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>s a resul<span class=\"_ _0\"></span>t of mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4c2\">th<span class=\"_ _0\"></span>e key ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs2d5\"><table class=\"s w135 he7\" id=\"_a6978d65-9865-4483-8cae-6aa53b5c0afb\"><tr><td></td><td></td><td class=\"c n x854 y26e7 w258 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x917 y26e7 w259 ha3\"><div class=\"t m1 x23a h7 y24fa ff10f fs5 fc1 sc0 ls21 ws152\">31<span class=\"_ _1\"></span> December<span class=\"_ _1\"></span> 2024<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x918 h7 y26e8 ff10f fs5 fc3 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m1 x919 h7 y26e8 ff10f fs5 fc3 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td><td class=\"t m1 x91a h7 y26e8 ff10f fs5 fc1 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m1 x893 h7 y26e8 ff10f fs5 fc1 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x91b h7 y26e9 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x582 h7 y26e9 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y26e9 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y26e9 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x382 h1b y26ea ff10d fs12 fc1 sc0 lsb6 ws11a\">Per<span class=\"_ _0\"></span>cent<span class=\"_ _0\"></span>age po<span class=\"_ _0\"></span>int ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>pro<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of i<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>scop<span class=\"_ _0\"></span>e </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x23b y26eb w25a he8\"><div class=\"t m1 x23a h1b y24b5 ff10c fs12 fc1 sc0 lsb6 ws0\">po<span class=\"_ _0\"></span>pula<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on wh<span class=\"_ _0\"></span>ere s<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ev<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ence i<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">unavailable of 1<span class=\"_ _7\"></span>0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91c y26eb w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91d y26eb w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x29e y26eb w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5be y26eb w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w25b ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Per<span class=\"_ _0\"></span>cent<span class=\"_ _0\"></span>age p<span class=\"_ _0\"></span>oint c<span class=\"_ _0\"></span>han<span class=\"_ _0\"></span>ge in res<span class=\"_ _0\"></span>pon<span class=\"_ _0\"></span>se ra<span class=\"_ _0\"></span>te of 10%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91e y267e w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91f y267e w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y267e w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x920 y267e w37 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(14)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w25c hc0\"><div class=\"t m1 x23a h1b y25b4 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s of 10% re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d to<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">ti<span class=\"_ _0\"></span>me pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d to com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>te the e<span class=\"_ _0\"></span>xerc<span class=\"_ _0\"></span>ise<span class=\"_ _29f\"> </span></div></td><td class=\"c n x921 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x922 y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x923 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x924 y24bf w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c3\">Unc<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>y ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ts re<span class=\"_ _0\"></span>gard<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e reme<span class=\"_ _0\"></span>diat<span class=\"_ _0\"></span>ion exe<span class=\"_ _0\"></span>rcise<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g the pr<span class=\"_ _0\"></span>opor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the po<span class=\"_ _0\"></span>pula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c4\">cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ged a fee w<span class=\"_ _0\"></span>here s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>icin<span class=\"_ _0\"></span>g was n<span class=\"_ _0\"></span>ot prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ed, t<span class=\"_ _0\"></span>he resp<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>e rate of c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s con<span class=\"_ _0\"></span>tac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c5\">an<span class=\"_ _0\"></span>d the ad<span class=\"_ _0\"></span>mini<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ive co<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s to co<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te the e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>e. Th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t co<span class=\"_ _0\"></span>uld be m<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>iall<span class=\"_ _0\"></span>y hig<span class=\"_ _0\"></span>her </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4c6\">or<span class=\"_ gs26\"> </span>l<span class=\"_ _0\"></span>ower th<span class=\"_ _0\"></span>an the am<span class=\"_ _0\"></span>ount of t<span class=\"_ _0\"></span>he prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c7\">Wh<span class=\"_ _0\"></span>ere red<span class=\"_ _0\"></span>ress p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s are m<span class=\"_ _0\"></span>ade to c<span class=\"_ _0\"></span>ust<span class=\"_ _0\"></span>omer<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has t<span class=\"_ _0\"></span>he abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y to s<span class=\"_ _0\"></span>eek a<span class=\"_ _0\"></span>pprop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c8\">reim<span class=\"_ _0\"></span>bur<span class=\"_ _0\"></span>seme<span class=\"_ _0\"></span>nt fr<span class=\"_ _0\"></span>om the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant A<span class=\"_ _0\"></span>pp<span class=\"_ _0\"></span>ointe<span class=\"_ _0\"></span>d Repre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>irms w<span class=\"_ _0\"></span>ho ha<span class=\"_ _0\"></span>ve be<span class=\"_ _0\"></span>en una<span class=\"_ _0\"></span>ble to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4c9\">dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ate th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>e ongoin<span class=\"_ _0\"></span>g ad<span class=\"_ _0\"></span>vice s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice pa<span class=\"_ _0\"></span>id by t<span class=\"_ _0\"></span>he cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er was p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d. Sho<span class=\"_ _0\"></span>uld th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ca\">make p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s, re<span class=\"_ _0\"></span>comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>e to the G<span class=\"_ _0\"></span>roup c<span class=\"_ _0\"></span>an be s<span class=\"_ _0\"></span>ough<span class=\"_ _0\"></span>t from t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt A<span class=\"_ _0\"></span>ppoi<span class=\"_ _0\"></span>nted<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4cb\">Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>m who ha<span class=\"_ _0\"></span>s ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ite<span class=\"_ _0\"></span>d fro<span class=\"_ _0\"></span>m the ma<span class=\"_ _0\"></span>jor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e reve<span class=\"_ _0\"></span>nue re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he per<span class=\"_ _0\"></span>iod o<span class=\"_ _0\"></span>f </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4cc\">th<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>ng agre<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt. A<span class=\"_ _0\"></span>ny rei<span class=\"_ _0\"></span>mbur<span class=\"_ _0\"></span>sem<span class=\"_ _0\"></span>ent wo<span class=\"_ _0\"></span>uld n<span class=\"_ _0\"></span>ot be rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s a reduc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4cd\">reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed an<span class=\"_ _0\"></span>d wou<span class=\"_ _0\"></span>ld onl<span class=\"_ _0\"></span>y be re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s an as<span class=\"_ _0\"></span>set a<span class=\"_ _0\"></span>t such t<span class=\"_ _0\"></span>ime a<span class=\"_ _0\"></span>s recov<span class=\"_ _0\"></span>erab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty b<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ame v<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>lly<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4ce\">cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>. If th<span class=\"_ _0\"></span>e receip<span class=\"_ _0\"></span>t of the p<span class=\"_ _0\"></span>oten<span class=\"_ _0\"></span>tial re<span class=\"_ _0\"></span>imbu<span class=\"_ _0\"></span>rse<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ame pr<span class=\"_ _0\"></span>obab<span class=\"_ _0\"></span>le bu<span class=\"_ _0\"></span>t was n<span class=\"_ _0\"></span>ot vi<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tuall<span class=\"_ _0\"></span>y cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4cf\">it<span class=\"_ gs26\"> </span>w<span class=\"_ _0\"></span>oul<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>be dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed as a con<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span>ent as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, but n<span class=\"_ _0\"></span>ot recog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thin n<span class=\"_ _0\"></span>et ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs4d0\">Compensation provisions<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4d1\">At 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025, co<span class=\"_ _0\"></span>mpen<span class=\"_ _0\"></span>sat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s total \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _7\"></span>4: \u00a31<span class=\"_ _7\"></span>4 mil<span class=\"_ _0\"></span>lion). </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4d2\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>net re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>2 mill<span class=\"_ _0\"></span>ion dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e peri<span class=\"_ _0\"></span>od con<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>ts of a<span class=\"_ _0\"></span>ddit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al char<span class=\"_ _0\"></span>ges to prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t or los<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4d3\">of<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _0\"></span>2<span class=\"_ gs26\"> </span>mill<span class=\"_ _0\"></span>ion, of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t by comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and pro<span class=\"_ _0\"></span>fess<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l fees pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s of \u00a33 mi<span class=\"_ _0\"></span>llion a<span class=\"_ _0\"></span>nd \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llion<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4d4\">rel<span class=\"_ _0\"></span>ease of<span class=\"_ gs26\"> </span>u<span class=\"_ _0\"></span>nuse<span class=\"_ _0\"></span>d amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing fur<span class=\"_ _3\"></span>the<span class=\"_ _0\"></span>r rev<span class=\"_ _0\"></span>iew wor<span class=\"_ _0\"></span>k comp<span class=\"_ _0\"></span>lete<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e peri<span class=\"_ _0\"></span>od. Com<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4d5\">pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions co<span class=\"_ _0\"></span>mpr<span class=\"_ _0\"></span>ise th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs4d6\">Lighthouse pension transfer advice provision of<span class=\"_ _7\"></span> \u00a3nil (31 December<span class=\"_ _1\"></span> 2024: \u00a3<span class=\"_ _7\"></span>1 million) </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4d7\">A fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rev<span class=\"_ _0\"></span>iew of a s<span class=\"_ _0\"></span>amp<span class=\"_ _0\"></span>le of Li<span class=\"_ _0\"></span>ght<span class=\"_ _0\"></span>hous<span class=\"_ _0\"></span>e DB to DC p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice ca<span class=\"_ _0\"></span>ses n<span class=\"_ _0\"></span>ot rela<span class=\"_ _0\"></span>ting to t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4d8\">Br<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ish Ste<span class=\"_ _0\"></span>el Pens<span class=\"_ _0\"></span>ion S<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e has be<span class=\"_ _0\"></span>en con<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y an in<span class=\"_ _0\"></span>depe<span class=\"_ _0\"></span>nden<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t to id<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y any c<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>es of </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4d9\">uns<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e DB to DC p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice. Th<span class=\"_ _0\"></span>e rev<span class=\"_ _0\"></span>iew w<span class=\"_ _0\"></span>as con<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted u<span class=\"_ _0\"></span>sing a pa<span class=\"_ _0\"></span>st b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ew </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs4da\">pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s, and t<span class=\"_ _0\"></span>he sam<span class=\"_ _0\"></span>ple wa<span class=\"_ _0\"></span>s sele<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted on a ris<span class=\"_ _0\"></span>k-ba<span class=\"_ _0\"></span>sed ap<span class=\"_ _0\"></span>proa<span class=\"_ _0\"></span>ch. T<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>iew of t<span class=\"_ _0\"></span>his sa<span class=\"_ _0\"></span>mple id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4db\">so<span class=\"_ _0\"></span>me add<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>onal c<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>es wh<span class=\"_ _0\"></span>ere cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>er red<span class=\"_ _0\"></span>ress w<span class=\"_ _0\"></span>as req<span class=\"_ _0\"></span>uired<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4dc\">Du<span class=\"_ _0\"></span>ring 2024, re<span class=\"_ _0\"></span>dres<span class=\"_ _0\"></span>s pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of \u00a3<span class=\"_ _7\"></span>1 m<span class=\"_ _0\"></span>illi<span class=\"_ _0\"></span>on were m<span class=\"_ _0\"></span>ade to cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s, \u00a31 milli<span class=\"_ _0\"></span>on of pr<span class=\"_ _0\"></span>ofes<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>al fee<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4dd\">wer<span class=\"_ _0\"></span>e paid<span class=\"_ _0\"></span>, and \u00a3<span class=\"_ _0\"></span>3 mill<span class=\"_ _0\"></span>ion of t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion rel<span class=\"_ _0\"></span>ated to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer r<span class=\"_ _0\"></span>edres<span class=\"_ _0\"></span>s was u<span class=\"_ _0\"></span>nuse<span class=\"_ _0\"></span>d and re<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sed<span class=\"_ _0\"></span>. Thi<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4de\">res<span class=\"_ _0\"></span>ulte<span class=\"_ _0\"></span>d from t<span class=\"_ _0\"></span>he red<span class=\"_ _0\"></span>ress c<span class=\"_ _0\"></span>alc<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>d for cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s bein<span class=\"_ _0\"></span>g lowe<span class=\"_ _0\"></span>r tha<span class=\"_ _0\"></span>n prev<span class=\"_ _0\"></span>iou<span class=\"_ _0\"></span>sly fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4df\">due t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es in th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s used to p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rm th<span class=\"_ _0\"></span>e cal<span class=\"_ _0\"></span>cula<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s and ma<span class=\"_ _0\"></span>rke<span class=\"_ _0\"></span>t move<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs4e0\">pe<span class=\"_ _0\"></span>nsion s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me va<span class=\"_ _0\"></span>lues d<span class=\"_ _0\"></span>urin<span class=\"_ _0\"></span>g 202<span class=\"_ _7\"></span>4<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>In t<span class=\"_ _0\"></span>he per<span class=\"_ _0\"></span>iod to 31 D<span class=\"_ _0\"></span>ecem<span class=\"_ _0\"></span>ber 2025<span class=\"_ _0\"></span>, redre<span class=\"_ _0\"></span>ss pa<span class=\"_ _0\"></span>ym<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s and a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>ted prof<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l fees o<span class=\"_ _0\"></span>f \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n wer<span class=\"_ _0\"></span>e made to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>depe<span class=\"_ _0\"></span>nden<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t 31 Decem<span class=\"_ _0\"></span>ber 2024 ut<span class=\"_ _0\"></span>ilis<span class=\"_ _0\"></span>ed in<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ull and s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>e revi<span class=\"_ _0\"></span>ew con<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ed in Jun<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>2025.<span class=\"_ _29f\"> </span>Other compensation provisions of \u00a32 million<span class=\"_ _1\"></span> (31<span class=\"_ _1\"></span> December 202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>3 million)<span class=\"_ _29f\"> </span>O<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns of \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to in<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y condu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted pa<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span> bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, the co<span class=\"_ _0\"></span>st of co<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ing de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nci<span class=\"_ _0\"></span>es in po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y ad<span class=\"_ _0\"></span>minis<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion s<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>s, in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing red<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>s, any a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted li<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e rela<span class=\"_ _0\"></span>ted cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s to comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ate cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t and fo<span class=\"_ _0\"></span>rmer p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs. T<span class=\"_ _0\"></span>his p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n repre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>s ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>\u2019s b<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d outc<span class=\"_ _0\"></span>omes b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d up<span class=\"_ _0\"></span>on pas<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ce, and a re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ew of th<span class=\"_ _0\"></span>e det<span class=\"_ _0\"></span>ails o<span class=\"_ _0\"></span>f each c<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>. Due to t<span class=\"_ _0\"></span>he nat<span class=\"_ _0\"></span>ure of th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on, t<span class=\"_ _0\"></span>he ti<span class=\"_ _0\"></span>ming of t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h out<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws is u<span class=\"_ _0\"></span>ncer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>. The b<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>t es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of th<span class=\"_ _0\"></span>e timi<span class=\"_ _0\"></span>ng of ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s is th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>majo<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he bala<span class=\"_ _0\"></span>nce is ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to be set<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _9\"></span>2 m<span class=\"_ _0\"></span>onth<span class=\"_ _0\"></span>s. A pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of \u00a3<span class=\"_ _0\"></span>nil, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce, ha<span class=\"_ _0\"></span>s been re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 2025 (31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a37 mil<span class=\"_ _0\"></span>lion) rela<span class=\"_ _0\"></span>ting to in<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>con<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s of ongoi<span class=\"_ _0\"></span>ng se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>ing w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in Qui<span class=\"_ _0\"></span>lter F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Plann<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, as pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s n<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>l busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Du<span class=\"_ _0\"></span>ring<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he per<span class=\"_ _0\"></span>iod to 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025, re<span class=\"_ _0\"></span>dres<span class=\"_ _0\"></span>s pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts of \u00a31 <span class=\"_ _1\"></span>mill<span class=\"_ _0\"></span>ion we<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e to cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _1\"></span>6<span class=\"_ gs26\"> </span>mil<span class=\"_ _0\"></span>lion of th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n relate<span class=\"_ _0\"></span>d to cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>red<span class=\"_ _0\"></span>ress wa<span class=\"_ _0\"></span>s unus<span class=\"_ _0\"></span>ed and re<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sed as t<span class=\"_ _0\"></span>he vas<span class=\"_ _0\"></span>t maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the<span class=\"_ gs26\"> </span>p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>s were com<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>ted dur<span class=\"_ _0\"></span>ing the y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>. A pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion of \u00a3<span class=\"_ _0\"></span>nil, in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the b<span class=\"_ _0\"></span>ala<span class=\"_ _0\"></span>nce, ha<span class=\"_ _0\"></span>s been re<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d at 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 2025 (31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a32 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>) re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ng to poten<span class=\"_ _0\"></span>tial<span class=\"_ _0\"></span>ly un<span class=\"_ _0\"></span>suit<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e DB to DC pen<span class=\"_ _0\"></span>sion tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed by a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>r busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ses ot<span class=\"_ _0\"></span>her t<span class=\"_ _0\"></span>han L<span class=\"_ _0\"></span>ight<span class=\"_ _0\"></span>hou<span class=\"_ _0\"></span>se. T<span class=\"_ _0\"></span>he prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on has b<span class=\"_ _0\"></span>een u<span class=\"_ _0\"></span>pdate<span class=\"_ _0\"></span>d for t<span class=\"_ _0\"></span>he cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span> s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>us of t<span class=\"_ _0\"></span>he rev<span class=\"_ _0\"></span>iew, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is now co<span class=\"_ _0\"></span>mple<span class=\"_ _0\"></span>te, an<span class=\"_ _0\"></span>d redre<span class=\"_ _0\"></span>ss de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon t<span class=\"_ _0\"></span>he cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer re<span class=\"_ _0\"></span>dres<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med. \u00a3<span class=\"_ _0\"></span>2 mil<span class=\"_ _0\"></span>lion of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ovi<span class=\"_ _0\"></span>sion re<span class=\"_ _0\"></span>lated t<span class=\"_ _0\"></span>o cus<span class=\"_ _0\"></span>tome<span class=\"_ _0\"></span>r redre<span class=\"_ _0\"></span>ss wa<span class=\"_ _0\"></span>s unus<span class=\"_ _0\"></span>ed an<span class=\"_ _0\"></span>d reve<span class=\"_ _1\"></span>rsed.<span class=\"_ _29f\"> </span>Sale of subsidiaries pro<span class=\"_ _1\"></span>vision<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he sal<span class=\"_ _0\"></span>e of subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>ies pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion tot<span class=\"_ _0\"></span>als \u00a3n<span class=\"_ _0\"></span>il at 31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 (31 Dece<span class=\"_ _0\"></span>mber 2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on at 31 Dece<span class=\"_ _0\"></span>mber 2024 was for w<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>y cla<span class=\"_ _0\"></span>ims rela<span class=\"_ _0\"></span>ting to th<span class=\"_ _0\"></span>e sal<span class=\"_ _0\"></span>e, in 201<span class=\"_ _9\"></span>5<span class=\"_ _0\"></span>, of form<span class=\"_ _0\"></span>er sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s and ha<span class=\"_ _0\"></span>s bee<span class=\"_ _0\"></span>n relea<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>wing t<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>clus<span class=\"_ _0\"></span>ion of s<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ral t<span class=\"_ _0\"></span>ax aud<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s in Ge<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>ny<span class=\"_ _1\"></span>. Propert<span class=\"_ _0\"></span>y provisions<span class=\"_ _29f\"> </span>Prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons tot<span class=\"_ _0\"></span>al \u00a36 milli<span class=\"_ _0\"></span>on (31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 202<span class=\"_ _7\"></span>4: \u00a3<span class=\"_ _0\"></span>7 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion). Pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y pro<span class=\"_ _0\"></span>visi<span class=\"_ _0\"></span>ons rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt the<span class=\"_ _0\"></span> dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted va<span class=\"_ _0\"></span>lue of e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>utur<span class=\"_ _0\"></span>e cos<span class=\"_ _0\"></span>ts of r<span class=\"_ _0\"></span>eins<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ting l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>ed pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to i<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>rig<span class=\"_ _0\"></span>inal co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span> end o<span class=\"_ _0\"></span>f the l<span class=\"_ _0\"></span>ease te<span class=\"_ _0\"></span>rm, a<span class=\"_ _0\"></span>nd an<span class=\"_ _0\"></span>y onero<span class=\"_ _0\"></span>us comm<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>y ari<span class=\"_ _0\"></span>se in c<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re a leas<span class=\"_ _0\"></span>ed pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y is no lo<span class=\"_ _0\"></span>nger f<span class=\"_ _0\"></span>ully u<span class=\"_ _0\"></span>sed by t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p. The es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>upo<span class=\"_ _0\"></span>n prope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y loc<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on, size of pr<span class=\"_ _0\"></span>oper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>an es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>te of the cos<span class=\"_ _0\"></span>t per s<span class=\"_ _0\"></span>quare fo<span class=\"_ _0\"></span>ot. Pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are us<span class=\"_ _0\"></span>ed or rele<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span> rein<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent o<span class=\"_ _0\"></span>blig<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns are s<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et for t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ision<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>cos<span class=\"_ _0\"></span>t of reins<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ting p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>thin Pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y, plan<span class=\"_ _0\"></span>t and equ<span class=\"_ _0\"></span>ipme<span class=\"_ _0\"></span>nt.<span class=\"_ _0\"></span> O<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>\u00a36 milli<span class=\"_ _0\"></span>on prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>on ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>andin<span class=\"_ _0\"></span>g, \u00a3n<span class=\"_ _0\"></span>il (31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _7\"></span>1 mil<span class=\"_ _0\"></span>lion) is es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated to be p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n one ye<span class=\"_ _0\"></span>ar<span class=\"_ _7\"></span>. T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e bala<span class=\"_ _0\"></span>nce rela<span class=\"_ _0\"></span>tes to le<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch hav<span class=\"_ _0\"></span>e a leas<span class=\"_ _0\"></span>e ter<span class=\"_ _0\"></span>m mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of mo<span class=\"_ _0\"></span>re than f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ve ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Clawback and<span class=\"_ _1\"></span> other provisions<span class=\"_ _29f\"> </span>Cl<span class=\"_ _0\"></span>awb<span class=\"_ _0\"></span>ack and o<span class=\"_ _0\"></span>ther p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s tota<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>3 mil<span class=\"_ _0\"></span>lion (<span class=\"_ _0\"></span>31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _7\"></span>3 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) and in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e amoun<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span> for t<span class=\"_ _0\"></span>he res<span class=\"_ _0\"></span>olu<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of leg<span class=\"_ _0\"></span>al unce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tlem<span class=\"_ _0\"></span>ent of o<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>laim<span class=\"_ _0\"></span>s rais<span class=\"_ _0\"></span>ed by co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies an<span class=\"_ _0\"></span>d inde<span class=\"_ _0\"></span>mnit<span class=\"_ _0\"></span>y co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns. W<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of di<span class=\"_ _0\"></span>scoun<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g is mate<span class=\"_ _0\"></span>rial<span class=\"_ _0\"></span>, prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons are<span class=\"_ _0\"></span> dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted at a ris<span class=\"_ _0\"></span>k-fre<span class=\"_ _0\"></span>e rate. T<span class=\"_ _0\"></span>he timi<span class=\"_ _0\"></span>ng and f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s, pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly th<span class=\"_ _0\"></span>ose in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of<span class=\"_ gs26\"> </span>li<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on clai<span class=\"_ _0\"></span>ms and sim<span class=\"_ _0\"></span>ilar ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up, are unce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n and coul<span class=\"_ _0\"></span>d resul<span class=\"_ _0\"></span>t in adju<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts to th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s recor<span class=\"_ _0\"></span>ded.<span class=\"_ _29f\"> </span>Inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he bala<span class=\"_ _0\"></span>nce at 31 Dece<span class=\"_ _0\"></span>mber 2025 is \u00a3<span class=\"_ _0\"></span>9 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>10 milli<span class=\"_ _0\"></span>on) of cla<span class=\"_ _0\"></span>wba<span class=\"_ _0\"></span>ck pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>n resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al ref<span class=\"_ _0\"></span>unds d<span class=\"_ _0\"></span>ue to pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s on ind<span class=\"_ _0\"></span>emni<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y commi<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>on wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Pla<span class=\"_ _0\"></span>nnin<span class=\"_ _0\"></span>g busin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>is pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h is es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>nd cha<span class=\"_ _0\"></span>rged a<span class=\"_ _0\"></span>s a red<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of reve<span class=\"_ _0\"></span>nue at t<span class=\"_ _0\"></span>he po<span class=\"_ _0\"></span>int of s<span class=\"_ _0\"></span>ale o<span class=\"_ _0\"></span>f each p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y, is b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d upon a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d from his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ience o<span class=\"_ _0\"></span>f the p<span class=\"_ _0\"></span>ropor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>yho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs c<span class=\"_ _0\"></span>ancel<span class=\"_ _0\"></span>ling t<span class=\"_ _0\"></span>heir p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch requ<span class=\"_ _0\"></span>ires t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up to ref<span class=\"_ _0\"></span>und a p<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of com<span class=\"_ _0\"></span>miss<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>ousl<span class=\"_ _0\"></span>y rece<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>d to the p<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>. R<span class=\"_ _0\"></span>edu<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s to the pro<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ion res<span class=\"_ _0\"></span>ult f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of ca<span class=\"_ _0\"></span>sh to pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s as ref<span class=\"_ _0\"></span>unds o<span class=\"_ _0\"></span>r the re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on of re<span class=\"_ _0\"></span>venue<span class=\"_ _0\"></span> wh<span class=\"_ _0\"></span>ere a po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the i<span class=\"_ _0\"></span>ndem<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>y co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sion i<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed as n<span class=\"_ _0\"></span>o lon<span class=\"_ _0\"></span>ger pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e. Th<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n has b<span class=\"_ _0\"></span>een as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d at th<span class=\"_ _0\"></span>e repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing da<span class=\"_ _0\"></span>te and a<span class=\"_ _0\"></span>djus<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>or the l<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>t c<span class=\"_ _0\"></span>ancel<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le. At 31<span class=\"_ gs26\"> </span>Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025, an a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>ted bal<span class=\"_ _0\"></span>ance of \u00a36 mill<span class=\"_ _0\"></span>ion reco<span class=\"_ _0\"></span>vera<span class=\"_ _0\"></span>ble fr<span class=\"_ _0\"></span>om broke<span class=\"_ _0\"></span>rs is inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> T<span class=\"_ _7\"></span>r<span class=\"_ _0\"></span>ade, ot<span class=\"_ _0\"></span>her re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es and ot<span class=\"_ _0\"></span>her as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s (31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a36 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ates a rea<span class=\"_ _0\"></span>sona<span class=\"_ _0\"></span>bly p<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>ible ch<span class=\"_ _0\"></span>ange of +/- \u00a33 mil<span class=\"_ _0\"></span>lion<span class=\"_ _0\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>pot<span class=\"_ _0\"></span>enti<span class=\"_ _0\"></span>al range<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>ou<span class=\"_ _0\"></span>tcom<span class=\"_ _0\"></span>es for th<span class=\"_ _0\"></span>e propo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of canc<span class=\"_ _0\"></span>elle<span class=\"_ _0\"></span>d poli<span class=\"_ _0\"></span>cies w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the cl<span class=\"_ _0\"></span>awb<span class=\"_ _0\"></span>ack pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>, and a det<span class=\"_ _0\"></span>aile<span class=\"_ _0\"></span>d rev<span class=\"_ _0\"></span>iew of the<span class=\"_ _1\"></span> other pr<span class=\"_ _1\"></span>ovisions.<span class=\"_ _29f\"> </span>O<span class=\"_ _0\"></span>f the to<span class=\"_ _0\"></span>tal \u00a31<span class=\"_ _7\"></span>3 mil<span class=\"_ _0\"></span>lion p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ding<span class=\"_ _0\"></span>, \u00a36 mil<span class=\"_ _0\"></span>lion i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>ted to b<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>able w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin on<span class=\"_ _0\"></span>e year<span class=\"_ _0\"></span> (31<span class=\"_ gs26\"> </span>D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 202<span class=\"_ _1\"></span>4: \u00a36 milli<span class=\"_ _0\"></span>on).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-412": {
   "value": "31: T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x a<span class=\"_ _0\"></span>ssets a<span class=\"_ _0\"></span>nd liabil<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>t<span class=\"_ _0\"></span>i<span class=\"_ _1\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x is ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ated o<span class=\"_ _0\"></span>n all tem<span class=\"_ _0\"></span>pora<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ferenc<span class=\"_ _0\"></span>es at t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x rate a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>cab<span class=\"_ _0\"></span>le in t<span class=\"_ _0\"></span>he coun<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>y in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rence<span class=\"_ _0\"></span>s ari<span class=\"_ _0\"></span>se.<span class=\"_ _29f\"> </span>Defe<span class=\"_ _0\"></span>rred tax summar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span><table class=\"s w1d9 hd9\" id=\"_b9acb404-2f3a-46c4-8535-451fb3bbb3f4\"><tr><td></td><td class=\"t m1 x373 h7 y268a ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y268a ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x378 h7 y268c ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y268c ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w60 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">De<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y2506 w8a ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n x926 y2506 w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w25d ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x927 y24bc wd4 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(180)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x928 y24bc w87 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(96)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w25e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x (liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty)<span class=\"_ _0\"></span>/as<span class=\"_ _0\"></span>set<span class=\"_ _29f\"> </span></div></td><td class=\"c n x929 y24bf w8f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(92)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92a y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">19<span class=\"_ _29f\"> </span></div></td></tr></table>31(a): De<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed f<span class=\"_ _0\"></span>or ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tes c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>ied fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward o<span class=\"_ _0\"></span>nly to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nt tha<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span> real<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of the re<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d tax b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is p<span class=\"_ _0\"></span>roba<span class=\"_ _0\"></span>ble. Re<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it is co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ered to b<span class=\"_ _0\"></span>e pro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e wh<span class=\"_ _0\"></span>ere bas<span class=\"_ _0\"></span>ed on a<span class=\"_ _0\"></span>ll av<span class=\"_ _0\"></span>ailab<span class=\"_ _0\"></span>le ev<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nce, i<span class=\"_ _0\"></span>t is more l<span class=\"_ _0\"></span>ikel<span class=\"_ _0\"></span>y tha<span class=\"_ _0\"></span>n not th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>ere wil<span class=\"_ _0\"></span>l be sui<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ble ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s agai<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>t whi<span class=\"_ _0\"></span>ch the t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss o<span class=\"_ _0\"></span>r oth<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x at<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>te can b<span class=\"_ _0\"></span>e relie<span class=\"_ _0\"></span>ved o<span class=\"_ _0\"></span>r uti<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he move<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s on re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are exp<span class=\"_ _0\"></span>lain<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow:<span class=\"_ _29f\"> </span><table class=\"s w25f he9\" id=\"_8843f223-a629-4392-ad89-89a9879225d8\"><tr><td></td><td class=\"t m0 x92b h7 y26ec ff10f fs5 fc3 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26ec ff110 fs5 fc3 sc0 ls54 ws55\">(Charge)/credit </td><td class=\"t m0 x5f1 h7 y26ec ff10f fs5 fc3 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26ec ff10f fs5 fc3 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26ed ff10f fs5 fc3 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26ed ff110 fs5 fc3 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26ed ff10f fs5 fc3 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26ed ff10f fs5 fc3 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26ee ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26ee ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x930 y25e1 w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x931 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">64<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26ef ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x937 y24ba w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x938 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x939 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93a y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93b y24f3 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93c y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93d y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x940 y24bc w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x943 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x944 y24bf w48 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(30)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x945 y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">88<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w25f he9\" id=\"_5069b099-94b0-437b-869f-0dcd6d1cf841\"><tr><td></td><td class=\"t m0 x92b h7 y26f0 ff10f fs5 fc1 sc0 ls54 ws9c\">At beginning </td><td class=\"t m0 x92c h7 y26f0 ff110 fs5 fc1 sc0 ls54 ws55\">Credit<span class=\"_ _0\"></span>/(<span class=\"_ _7\"></span>char<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>) </td><td class=\"t m0 x5f1 h7 y26f0 ff10f fs5 fc1 sc0 ls130 ws150\">Cred<span class=\"_ _0\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d h7 y26f0 ff10f fs5 fc1 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m0 x85e h7 y26f1 ff10f fs5 fc1 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e h7 y26f1 ff110 fs5 fc1 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit or lo<span class=\"_ _0\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x75d h7 y26f1 ff10f fs5 fc1 sc0 ls162 ws133\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y26f1 ff10f fs5 fc1 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y26f2 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y26f2 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y25e1 w260 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>x lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed fo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ward<span class=\"_ _29f\"> </span></div></td><td class=\"c n x92f y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x946 y25e1 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x947 y25e1 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ca y25e1 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258e w261 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Accelerated<span class=\"_ _1\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x932 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x933 y258e w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y258e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y258e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y26f3 ff10c fs12 fc1 sc0 lscf ws9d\">Accrued interest expense and other temporary </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24ba w262 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x948 y24ba w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x949 y24ba w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w263 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94a y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94b y24f3 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w264 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls59 wsd6\">Deferred<span class=\"_ _7\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2506 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2506 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w265 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94c y24bc w3e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x388 y24bc w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y24bc w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w266 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls16d ws1a3\">Deferred<span class=\"_ _7\"></span> tax assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94f y24bf w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x950 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">115<span class=\"_ _29f\"> </span></div></td></tr></table>A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in n<span class=\"_ _0\"></span>ote 1<span class=\"_ _1\"></span>, def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed to t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t the<span class=\"_ _0\"></span>y are sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s Busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s Plan<span class=\"_ _0\"></span>. The G<span class=\"_ _0\"></span>roup co<span class=\"_ _0\"></span>nsid<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>hat fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t and es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re mos<span class=\"_ _0\"></span>t sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to<span class=\"_ gs26\"> </span>mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in AuM be<span class=\"_ _0\"></span>caus<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span>y have a dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>le<span class=\"_ _0\"></span>vel of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>fee in<span class=\"_ _0\"></span>come.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin Au<span class=\"_ _0\"></span>M are eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ding e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y mar<span class=\"_ _0\"></span>ket in<span class=\"_ _0\"></span>dices in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded in th<span class=\"_ _0\"></span>e three<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear Bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss Plan<span class=\"_ _0\"></span>. Manage<span class=\"_ _0\"></span>ment f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>rket<span class=\"_ _0\"></span> gro<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>th for ea<span class=\"_ _0\"></span>ch busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s using e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>imate<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et-spe<span class=\"_ _0\"></span>ci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic grow<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>h rate<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>tha<span class=\"_ _0\"></span>t are supp<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted b<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>nal res<span class=\"_ _0\"></span>earch<span class=\"_ _0\"></span>, his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce, B<span class=\"_ _0\"></span>ank of Eng<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>d forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and ot<span class=\"_ _0\"></span>her e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l es<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tes<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>red an<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>sed rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>y pos<span class=\"_ _0\"></span>sibl<span class=\"_ _0\"></span>e chan<span class=\"_ _0\"></span>ges in t<span class=\"_ _0\"></span>he fore<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>st an<span class=\"_ _0\"></span>d es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s over th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>year pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g peri<span class=\"_ _0\"></span>od and h<span class=\"_ _0\"></span>as deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed tha<span class=\"_ _0\"></span>t a <span class=\"_ _1\"></span>redu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion of 1<span class=\"_ _1\"></span>3% in pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s is th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>poin<span class=\"_ _0\"></span>t at whi<span class=\"_ _0\"></span>ch the c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing am<span class=\"_ _0\"></span>ount of d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s excee<span class=\"_ _0\"></span>ds the re<span class=\"_ _0\"></span>cover<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s have re<span class=\"_ _0\"></span>duce<span class=\"_ _0\"></span>d by \u00a3<span class=\"_ _0\"></span>2<span class=\"_ _1\"></span>6 mil<span class=\"_ _0\"></span>lion i<span class=\"_ _0\"></span>n the ye<span class=\"_ _0\"></span>ar mai<span class=\"_ _0\"></span>nly d<span class=\"_ _0\"></span>ue to ut<span class=\"_ _0\"></span>ilis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ac<span class=\"_ _0\"></span>cru<span class=\"_ _0\"></span>ed int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t and u<span class=\"_ _0\"></span>se of bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t for<span class=\"_ _0\"></span>wa<span class=\"_ _0\"></span>rd los<span class=\"_ _0\"></span>ses a<span class=\"_ _0\"></span>gain<span class=\"_ _0\"></span>st G<span class=\"_ _0\"></span>roup t<span class=\"_ _0\"></span>axa<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s in 2025<span class=\"_ _0\"></span>. Unr<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he amou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for whi<span class=\"_ _0\"></span>ch no def<span class=\"_ _0\"></span>erre<span class=\"_ _0\"></span>d tax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t has bee<span class=\"_ _0\"></span>n recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d consi<span class=\"_ _0\"></span>st of<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w1c7 hea\" id=\"_2bfb7f8a-e901-4fb1-9e79-d424b63e3b14\"><tr><td></td><td></td><td class=\"c n x951 y26f4 w258 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x952 y26f4 w267 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws152\">31 December 2024<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x953 h7 y26f5 ff10f fs5 fc3 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x954 h7 y26f5 ff10f fs5 fc3 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m0 x700 h7 y26f5 ff10f fs5 fc1 sc0 ls54 ws9c\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m0 x955 h7 y26f5 ff10f fs5 fc1 sc0 ls18c ws1c2\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x605 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x606 h7 y26f6 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y26f6 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w268 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x956 y24f3 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x957 y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x958 y24f3 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 wc8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _1\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x959 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95a y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95b y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95c y2506 w84 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w269 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95d y24bc w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95e y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">86<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95f y24bc w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y24bc w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w26a hae\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets</div><div class=\"t m0 x960 h28 y2512 ff10f fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x961 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">490<span class=\"_ _29f\"> </span></div></td><td class=\"c n x962 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x963 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x964 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">123<span class=\"_ _29f\"> </span></div></td></tr></table>1 No<span class=\"_ _0\"></span>ne of t<span class=\"_ _0\"></span>he un<span class=\"_ _0\"></span>reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve a se<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>y da<span class=\"_ _0\"></span>te in t<span class=\"_ _0\"></span>ax la<span class=\"_ _0\"></span>w.<span class=\"_ _29f\"> </span>Movements in unrec<span class=\"_ _1\"></span>ognised deferred t<span class=\"_ _1\"></span>ax assets<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>der UK ta<span class=\"_ _0\"></span>x law, UK bro<span class=\"_ _0\"></span>ugh<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>for<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>ard non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s that aro<span class=\"_ _0\"></span>se af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>1 Ap<span class=\"_ _0\"></span>ril 201<span class=\"_ _7\"></span>7 (<span class=\"_ _0\"></span>\u201cPo<span class=\"_ _0\"></span>st-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) may b<span class=\"_ _0\"></span>e of<span class=\"_ _0\"></span>fs<span class=\"_ _0\"></span>et ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t cur<span class=\"_ _0\"></span>rent y<span class=\"_ _0\"></span>ear UK t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>able p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g in any co<span class=\"_ _0\"></span>mpan<span class=\"_ _0\"></span>y wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> Gro<span class=\"_ _0\"></span>up, sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to a re<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of 5<span class=\"_ _0\"></span>0% of pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s eac<span class=\"_ _0\"></span>h year<span class=\"_ _1\"></span>. Cons<span class=\"_ _0\"></span>eque<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y, as des<span class=\"_ _0\"></span>cri<span class=\"_ _0\"></span>bed ab<span class=\"_ _0\"></span>ove<span class=\"_ _0\"></span>, the reco<span class=\"_ _0\"></span>gni<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of defer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s on Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>201<span class=\"_ _7\"></span>7 UK t<span class=\"_ _0\"></span>ax los<span class=\"_ _0\"></span>ses i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by ref<span class=\"_ _0\"></span>erence to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s Business Plan. E<span class=\"_ _0\"></span>xcept for an<span class=\"_ _0\"></span>y ring<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>nced p<span class=\"_ _0\"></span>re-a<span class=\"_ _0\"></span>cqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>ich ca<span class=\"_ _0\"></span>n onl<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>be of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t again<span class=\"_ _0\"></span>st pr<span class=\"_ _0\"></span>of<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s of the s<span class=\"_ _0\"></span>ame com<span class=\"_ _0\"></span>pany, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up has fu<span class=\"_ _0\"></span>ll recog<span class=\"_ _0\"></span>nit<span class=\"_ _0\"></span>ion of de<span class=\"_ _0\"></span>ferr<span class=\"_ _0\"></span>ed ta<span class=\"_ _0\"></span>x ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of Pos<span class=\"_ _0\"></span>t-A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 201<span class=\"_ _9\"></span>7 UK t<span class=\"_ _0\"></span>ax lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his is su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ted by p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ov<span class=\"_ _0\"></span>er the B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s Plan pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d and t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on th<span class=\"_ _0\"></span>at the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span> wi<span class=\"_ _0\"></span>ll cont<span class=\"_ _0\"></span>inue to be p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>yond t<span class=\"_ _0\"></span>he nor<span class=\"_ _0\"></span>mal th<span class=\"_ _0\"></span>ree<span class=\"_ _0\"></span>-yea<span class=\"_ _0\"></span>r plann<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e. A<span class=\"_ _0\"></span>ll othe<span class=\"_ _0\"></span>r non<span class=\"_ _0\"></span>-c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal U<span class=\"_ _0\"></span>K <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the G<span class=\"_ _0\"></span>roup (\u201c<span class=\"_ _0\"></span>Pre<span class=\"_ _0\"></span>-A<span class=\"_ _0\"></span>pr<span class=\"_ _0\"></span>il 201<span class=\"_ _7\"></span>7 UK ta<span class=\"_ _0\"></span>x los<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) ca<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>onl<span class=\"_ _0\"></span>y be us<span class=\"_ _0\"></span>ed aga<span class=\"_ _0\"></span>ins<span class=\"_ _0\"></span>t ta<span class=\"_ _0\"></span>xab<span class=\"_ _0\"></span>le prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s aris<span class=\"_ _0\"></span>ing in t<span class=\"_ _0\"></span>he sa<span class=\"_ _0\"></span>me com<span class=\"_ _0\"></span>pany a<span class=\"_ _0\"></span>s the l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>. It is t<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore le<span class=\"_ _0\"></span>ss li<span class=\"_ _0\"></span>kely t<span class=\"_ _0\"></span>hat a d<span class=\"_ _0\"></span>efer<span class=\"_ _0\"></span>red ta<span class=\"_ _0\"></span>x as<span class=\"_ _0\"></span>set w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e fores<span class=\"_ _0\"></span>eea<span class=\"_ _0\"></span>ble f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly un<span class=\"_ _0\"></span>recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese t<span class=\"_ _0\"></span>ax lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s. Ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al lo<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s are in Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er Li<span class=\"_ _0\"></span>fe &amp; Pens<span class=\"_ _0\"></span>ions L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted. T<span class=\"_ _0\"></span>here i<span class=\"_ _0\"></span>s cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly in<span class=\"_ _0\"></span>suf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>t evi<span class=\"_ _0\"></span>denc<span class=\"_ _0\"></span>e to forec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>ture c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>eabl<span class=\"_ _0\"></span>e gain<span class=\"_ _0\"></span>s in tha<span class=\"_ _0\"></span>t comp<span class=\"_ _0\"></span>any on w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h to jus<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>y recog<span class=\"_ _0\"></span>ni<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f a defe<span class=\"_ _0\"></span>rred t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t for an<span class=\"_ _0\"></span>y of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>ese l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>31(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): D<span class=\"_ _0\"></span>efe<span class=\"_ _0\"></span>rre<span class=\"_ _0\"></span>d tax l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he move<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>de<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d tax li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es is as fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w26b heb\" id=\"_acaa68b2-45ad-494f-9654-2b0fd140e063\"><tr><td></td><td class=\"t m1 x965 h7 y26f7 ff10f fs5 fc3 sc0 ls54 ws55\">At </td><td class=\"t m1 x92c h7 y26f7 ff110 fs5 fc3 sc0 ls54 ws55\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x966 h7 y26f8 ff10f fs5 fc3 sc0 ls54 ws55\">beginning </td><td class=\"t m1 x85f h7 y26f8 ff110 fs5 fc3 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td><td class=\"t m1 x755 h7 y26f8 ff10f fs5 fc3 sc0 ls4 ws99\">Acquisition of </td><td class=\"t m1 x92d h7 y26f8 ff10f fs5 fc3 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x92b h7 y26f9 ff10f fs5 fc3 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y26f9 ff10f fs5 fc3 sc0 ls12d ws0\">or l<span class=\"_ _0\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x967 h7 y26f9 ff10f fs5 fc3 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85d h7 y26f9 ff10f fs5 fc3 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26fa ff10f fs5 fc3 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>25<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65a h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y26fa ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w26c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other acquir<span class=\"_ _1\"></span>ed intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x968 y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x969 y24f3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96a y24f3 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w26d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96b y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96c y24f5 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">85<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y24f5 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96d y24f5 w24 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">183<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w26e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96e y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96f y24bc w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x884 y24bc w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x970 y24bc w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w26f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Deferr<span class=\"_ _0\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x974 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">180<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w270 hc5\" id=\"_95400c40-9278-478f-99ec-9de67ed64c52\"><tr><td></td><td class=\"t m1 x965 h7 y26fb ff10f fs5 fc1 sc0 ls54 ws55\">At </td><td class=\"t m1 x92c h7 y26fb ff110 fs5 fc1 sc0 ls54 ws55\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x966 h7 y26fc ff10f fs5 fc1 sc0 ls54 ws55\">beginning </td><td class=\"t m1 x85f h7 y26fc ff110 fs5 fc1 sc0 ls12d ws14f\">to pr<span class=\"_ _0\"></span>ofit<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></td><td class=\"t m1 x755 h7 y26fc ff10f fs5 fc1 sc0 ls4 ws99\">Acquisition of </td><td class=\"t m1 x92d h7 y26fc ff10f fs5 fc1 sc0 ls12d ws0\">At e<span class=\"_ _0\"></span>nd of<span class=\"_ _0\"></span> </td></tr><tr><td></td><td class=\"t m1 x92b h7 y26fd ff10f fs5 fc1 sc0 ls12d ws0\">of t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6c9 h7 y26fd ff10f fs5 fc1 sc0 ls12d ws0\">or l<span class=\"_ _0\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x967 h7 y26fd ff10f fs5 fc1 sc0 ls54 ws55\">subsidiarie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85d h7 y26fd ff10f fs5 fc1 sc0 ls102 ws2f\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h7 y26fe ff10f fs5 fc1 sc0 ls12d ws0\">Year e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>r 20<span class=\"_ _0\"></span>24<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65a h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x65f h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x237 h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y26fe ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w26c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Other acquir<span class=\"_ _1\"></span>ed intangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x975 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x969 y2504 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y2504 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96a y2504 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w271 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lscf wsd9\">Other temporar<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x976 y24f3 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x977 y24f3 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y24f3 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y24f3 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w26d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96b y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96c y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y2506 w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2506 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w26e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ne<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t de<span class=\"_ _0\"></span>fer<span class=\"_ _0\"></span>red t<span class=\"_ _0\"></span>ax as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y2507 w3e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2507 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y2507 w81 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x803 y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w26f ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Deferr<span class=\"_ _0\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">64<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y24bf w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y24bf w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97c y24bf w2a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td></tr></table>Movements in deferred<span class=\"_ _1\"></span> tax liabilities<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>ferre<span class=\"_ _0\"></span>d ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s in relat<span class=\"_ _0\"></span>ion to inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t gain<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>hav<span class=\"_ _0\"></span>e incre<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>by \u00a385 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>(2024: \u00a340 mi<span class=\"_ _0\"></span>llion<span class=\"_ _0\"></span> inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) d<span class=\"_ _0\"></span>ue to ma<span class=\"_ _0\"></span>rket m<span class=\"_ _0\"></span>ovem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e year, as dis<span class=\"_ _0\"></span>clos<span class=\"_ _0\"></span>ed in n<span class=\"_ _0\"></span>ote 1<span class=\"_ _9\"></span>1.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-446": {
   "value": "31(c): Cu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>t tax r<span class=\"_ _0\"></span>ece<span class=\"_ _0\"></span>ivab<span class=\"_ _0\"></span>les a<span class=\"_ _0\"></span>nd paya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>Cur<span class=\"_ _0\"></span>rent ta<span class=\"_ _0\"></span>x recei<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>bles a<span class=\"_ _0\"></span>nd cur<span class=\"_ _0\"></span>rent t<span class=\"_ _0\"></span>ax pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>es at 31 Dece<span class=\"_ _0\"></span>mber 2025 we<span class=\"_ _0\"></span>re \u00a3nil (2024: \u00a345 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) and<span class=\"_ _0\"></span> \u00a32 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>), res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>ly. Curre<span class=\"_ _0\"></span>nt ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>rece<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>able ha<span class=\"_ _0\"></span>s reduce<span class=\"_ _0\"></span>d pri<span class=\"_ _0\"></span>mari<span class=\"_ _0\"></span>ly as a res<span class=\"_ _0\"></span>ult of HMR<span class=\"_ _0\"></span>C ta<span class=\"_ _0\"></span>x refu<span class=\"_ _0\"></span>nds re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _9\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-447": {
   "value": "32: Borrowin<span class=\"_ _0\"></span>gs a<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>d le<span class=\"_ _1\"></span>a<span class=\"_ _0\"></span>se liabilities<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>le anal<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ses th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s and le<span class=\"_ _0\"></span>ase lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd9\" id=\"_2043212d-0cad-4d1f-a2f6-c17f24501c91\"><tr><td></td><td></td><td class=\"t m1 x373 h7 y26ff ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y26ff ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x377 h7 y2700 ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y2700 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2700 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w272 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t: fi<span class=\"_ _0\"></span>xed rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>an at 8.<span class=\"_ _0\"></span>625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2701 w43 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w273 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2702 w274 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w275 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> borrowing<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and lease liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x981 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr></table>32<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): Borrowings<span class=\"_ _29f\"> </span>Bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds ar<span class=\"_ _0\"></span>e repay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e on dem<span class=\"_ _0\"></span>and an<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>tegor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as \u201c<span class=\"_ _0\"></span>Fin<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>\u201d<span class=\"_ _1\"></span>. T<span class=\"_ _0\"></span>he ca<span class=\"_ _0\"></span>rr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ings i<span class=\"_ _0\"></span>s cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d to be ma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>lly i<span class=\"_ _0\"></span>n line w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue. A<span class=\"_ _0\"></span>ll<span class=\"_ gs26\"> </span>amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s out<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nding a<span class=\"_ _0\"></span>t 3<span class=\"_ _1\"></span>1 Dece<span class=\"_ _0\"></span>mber 2025 are p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble to a numb<span class=\"_ _0\"></span>er of rela<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>ship b<span class=\"_ _0\"></span>ank<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>In Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y 2023<span class=\"_ _0\"></span>, the Comp<span class=\"_ _0\"></span>any is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d \u00a320<span class=\"_ _0\"></span>0,0<span class=\"_ _0\"></span>0<span class=\"_ _0\"></span>0,0<span class=\"_ _0\"></span>00 8<span class=\"_ _0\"></span>.625% Fi<span class=\"_ _0\"></span>xed Rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Res<span class=\"_ _0\"></span>et Sub<span class=\"_ _0\"></span>ordi<span class=\"_ _0\"></span>nated N<span class=\"_ _0\"></span>otes (due<span class=\"_ gs26\"> </span>A<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>l 2033). Th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Note<span class=\"_ _0\"></span>s are lis<span class=\"_ _0\"></span>ted an<span class=\"_ _0\"></span>d regul<span class=\"_ _0\"></span>ated un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e terms of t<span class=\"_ _0\"></span>he L<span class=\"_ _0\"></span>SE. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup ha<span class=\"_ _0\"></span>s ente<span class=\"_ _0\"></span>red into a \u00a31<span class=\"_ _7\"></span>25 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n revo<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t faci<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h remain<span class=\"_ _0\"></span>s undr<span class=\"_ _0\"></span>awn<span class=\"_ _0\"></span> and is being held for c<span class=\"_ _1\"></span>ontingent funding purp<span class=\"_ _0\"></span>oses. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-437": {
   "value": "32: Borrowin<span class=\"_ _0\"></span>gs a<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>d le<span class=\"_ _1\"></span>a<span class=\"_ _0\"></span>se liabilities<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng tab<span class=\"_ _0\"></span>le anal<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ses th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s and le<span class=\"_ _0\"></span>ase lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w1c7 hd9\" id=\"_2043212d-0cad-4d1f-a2f6-c17f24501c91\"><tr><td></td><td></td><td class=\"t m1 x373 h7 y26ff ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y26ff ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x375 h7 y268b ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y268b ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x377 h7 y2700 ff10f fs5 fc1 sc0 ls162 ws1cc\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m1 x378 h7 y2700 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x379 h7 y2700 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w272 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted deb<span class=\"_ _0\"></span>t: fi<span class=\"_ _0\"></span>xed rat<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>an at 8.<span class=\"_ _0\"></span>625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2701 w43 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y2506 w50 ha2\"><div class=\"t m1 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w273 ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2702 w274 ha3\"><div class=\"t m1 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y24bc w2a ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w275 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> borrowing<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and lease liabilities<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x981 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">271<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y24bf w50 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">275<span class=\"_ _29f\"> </span></div></td></tr></table>32<span class=\"_ _0\"></span>(b<span class=\"_ _1\"></span>): Leas<span class=\"_ _0\"></span>e<span class=\"_ _1\"></span> liabilities<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has en<span class=\"_ _0\"></span>tered in<span class=\"_ _0\"></span>to comme<span class=\"_ _0\"></span>rcial n<span class=\"_ _0\"></span>on-<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>ncel<span class=\"_ _0\"></span>labl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lea<span class=\"_ _0\"></span>ses on ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tain p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, pl<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d eq<span class=\"_ _0\"></span>uipm<span class=\"_ _0\"></span>ent wh<span class=\"_ _0\"></span>ere it i<span class=\"_ _0\"></span>s not in t<span class=\"_ _0\"></span>he be<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup to pu<span class=\"_ _0\"></span>rchas<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Such l<span class=\"_ _0\"></span>ease<span class=\"_ _0\"></span>s hav<span class=\"_ _0\"></span>e va<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng term<span class=\"_ _0\"></span>s, es<span class=\"_ _0\"></span>ca<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on cla<span class=\"_ _0\"></span>use<span class=\"_ _0\"></span>s and ren<span class=\"_ _0\"></span>ewal r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>rmin<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on opt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s are inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in a num<span class=\"_ _0\"></span>ber of p<span class=\"_ _0\"></span>rope<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y leas<span class=\"_ _0\"></span>es acr<span class=\"_ _0\"></span>oss t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. Th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>re use<span class=\"_ _0\"></span>d to ma<span class=\"_ _0\"></span>ximi<span class=\"_ _0\"></span>se op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l f<span class=\"_ _0\"></span>lex<span class=\"_ _0\"></span>ibil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y in te<span class=\"_ _0\"></span>rms of m<span class=\"_ _0\"></span>anag<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s use<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. In m<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t ca<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e termi<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ion op<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s are on<span class=\"_ _0\"></span>ly exe<span class=\"_ _0\"></span>rcis<span class=\"_ _0\"></span>able b<span class=\"_ _0\"></span>y the G<span class=\"_ _0\"></span>roup a<span class=\"_ _0\"></span>nd not b<span class=\"_ _0\"></span>y the l<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>or<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mber 2025<span class=\"_ _0\"></span>, fut<span class=\"_ _0\"></span>ure undi<span class=\"_ _0\"></span>scou<span class=\"_ _0\"></span>nted c<span class=\"_ _0\"></span>ash ou<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of \u00a3ni<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>(2024: \u00a3nil<span class=\"_ _0\"></span>) have be<span class=\"_ _0\"></span>en inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e leas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y whic<span class=\"_ _0\"></span>h will o<span class=\"_ _0\"></span>ccur be<span class=\"_ _0\"></span>yon<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ter<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n dates on n<span class=\"_ _0\"></span>one (2024: non<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>) of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s<span class=\"_ _0\"></span> pr<span class=\"_ _0\"></span>inci<span class=\"_ _0\"></span>pal p<span class=\"_ _0\"></span>roper<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>es. T<span class=\"_ _0\"></span>he le<span class=\"_ _0\"></span>ase ter<span class=\"_ _0\"></span>m is rea<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ed if a<span class=\"_ _0\"></span>n opti<span class=\"_ _0\"></span>on is e<span class=\"_ _0\"></span>xercis<span class=\"_ _0\"></span>ed or c<span class=\"_ _0\"></span>an no l<span class=\"_ _0\"></span>onger b<span class=\"_ _0\"></span>e exer<span class=\"_ _0\"></span>cise<span class=\"_ _0\"></span>d or if t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up be<span class=\"_ _0\"></span>come<span class=\"_ _0\"></span>s obli<span class=\"_ _0\"></span>ged to exe<span class=\"_ _0\"></span>rcise i<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent of rea<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>able ce<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>y is onl<span class=\"_ _0\"></span>y<span class=\"_ gs26\"> </span>rev<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ed if a sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant e<span class=\"_ _0\"></span>vent o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>a sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ch<span class=\"_ _0\"></span>ange in ci<span class=\"_ _0\"></span>rcums<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>occ<span class=\"_ _0\"></span>urs<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>is as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt, a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>at is w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e les<span class=\"_ _0\"></span>see.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he matu<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of lea<span class=\"_ _0\"></span>se liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>on un<span class=\"_ _0\"></span>disco<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ba<span class=\"_ _0\"></span>sis is dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in no<span class=\"_ _0\"></span>te 38(d)<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w276 hec\" id=\"_2b5113e1-6c8c-45bc-9bbb-47d5ace009ee\"><tr><td></td><td class=\"t m0 x234 h7 y2703 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2703 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2704 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2704 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24b6 w20f ha2\"><div class=\"t m0 x23a h1b y2493 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x287 y24b6 w29 ha2\"><div class=\"t m0 x23a h1b y2493 ff10c fs12 fc3 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x288 y24b6 w2a ha2\"><div class=\"t m0 x23a h1b y2493 ff10d fs12 fc1 sc0 ls4 ws0\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w198 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 wsa4\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y24eb w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y24eb w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w277 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ch<span class=\"_ _0\"></span>arge f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x983 y24ec w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x984 y24ec w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w278 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of t<span class=\"_ _0\"></span>he int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t po<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of lea<span class=\"_ _0\"></span>se li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x986 y24ee w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w279 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Pay<span class=\"_ _0\"></span>me<span class=\"_ _0\"></span>nt of t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipa<span class=\"_ _0\"></span>l por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y24f0 w4e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x987 y24f0 w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w27a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g bal<span class=\"_ _0\"></span>ance a<span class=\"_ _0\"></span>t 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y24ba w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y24ba w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">77<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w1f0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x989 y24f5 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98a y24f5 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98b y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">66<span class=\"_ _29f\"> </span></div></td><td class=\"c n x25e y24bc w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">71<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w27b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98c y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">77</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-353": {
   "value": "<div class=\"t m0 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs53a\">33: Trade, othe<span class=\"_ _1\"></span>r pa<span class=\"_ _1\"></span>yables and other liabilities<span class=\"_ _29f\"> </span></div><div class=\"gs311\"><table class=\"s w27c hed\" id=\"_c5d3fb72-52f4-4cc2-9bb2-4332ae6183ed\"><tr><td></td><td class=\"t m0 x232 h7 y2705 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2705 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2706 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2706 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2707 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2707 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2541 w27d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Amount<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ayable<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1e8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">305<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w27e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2500 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2500 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w27f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">T<span class=\"_ _7\"></span>rade creditors<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">34<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w280 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deferred c<span class=\"_ _1\"></span>onsideration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y24ee w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1d6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y24b9 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">107<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y24b9 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">647<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">505<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-456": {
   "value": "33: Trade, othe<span class=\"_ _1\"></span>r pa<span class=\"_ _1\"></span>yables and other liabilities<span class=\"_ _29f\"> </span><table class=\"s w27c hed\" id=\"_c5d3fb72-52f4-4cc2-9bb2-4332ae6183ed\"><tr><td></td><td class=\"t m0 x232 h7 y2705 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2705 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2706 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2706 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2707 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2707 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2541 w27d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Amount<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ayable<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1e8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">305<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w27e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2500 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2500 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w27f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">T<span class=\"_ _7\"></span>rade creditors<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">34<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w280 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deferred c<span class=\"_ _1\"></span>onsideration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y24ee w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1d6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y24b9 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">107<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y24b9 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">647<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">505<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-413": {
   "value": "<table class=\"s w27c hed\" id=\"_c5d3fb72-52f4-4cc2-9bb2-4332ae6183ed\"><tr><td></td><td class=\"t m0 x232 h7 y2705 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2705 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2706 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2706 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2707 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2707 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2541 w27d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Amount<span class=\"_ _0\"></span>s<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>ayable<span class=\"_ _1\"></span> to<span class=\"_ _1\"></span> policy<span class=\"_ _0\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2541 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w1e8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Out<span class=\"_ _0\"></span>sta<span class=\"_ _0\"></span>nding<span class=\"_ _1\"></span> set<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">305<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2aa y24b6 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w27e ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf wsd9\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2500 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2500 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w27f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">T<span class=\"_ _7\"></span>rade creditors<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">42<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y24ec w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">34<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w280 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Deferred c<span class=\"_ _1\"></span>onsideration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y24ee w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y24ee w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w1d6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Other liabilit<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y24b9 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">107<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y24b9 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">96<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24ba w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w1f0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n 1<span class=\"_ _7\"></span>2 m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">647<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">505<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w1f1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>o be s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>ed af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r 1<span class=\"_ _7\"></span>2 mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w281 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">649<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">506</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-354": {
   "value": "<div class=\"t m0 h2 ff10a fs0 fc3 sc0 ls43 ws45 gs53c\">34<span class=\"_ _0\"></span>: Pos<span class=\"_ _0\"></span>t-employ<span class=\"_ _0\"></span>ment ben<span class=\"_ _0\"></span>efits<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs53d\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ope<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>s a numb<span class=\"_ _0\"></span>er of def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ibu<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>nd de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t pe<span class=\"_ _0\"></span>nsion s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>mes in t<span class=\"_ _0\"></span>he UK<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls62 ws60 gs53e\">the Channel Islands and<span class=\"_ _1\"></span> Ireland.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls44 ws57 gs53f\">Def<span class=\"_ _0\"></span>ined c<span class=\"_ _1\"></span>ontribution<span class=\"_ _1\"></span> pension schemes<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs540\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ion sc<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>es requ<span class=\"_ _0\"></span>ire con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions to b<span class=\"_ _0\"></span>e mad<span class=\"_ _0\"></span>e to fun<span class=\"_ _0\"></span>ds hel<span class=\"_ _0\"></span>d in tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t, </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs541\">se<span class=\"_ _0\"></span>para<span class=\"_ _0\"></span>te fro<span class=\"_ _0\"></span>m the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup. Par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pant<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e eit<span class=\"_ _0\"></span>her a mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>ly p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>n supp<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4b gs542\">their salaries or<span class=\"_ _1\"></span> contributions to<span class=\"_ _1\"></span> personal pension<span class=\"_ _1\"></span> plans. For the defined contribution schemes, the </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs543\">Gro<span class=\"_ _0\"></span>up pa<span class=\"_ _0\"></span>ys con<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibut<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s to sep<span class=\"_ _0\"></span>arat<span class=\"_ _0\"></span>ely a<span class=\"_ _0\"></span>dmini<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>red pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n sch<span class=\"_ _0\"></span>emes<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as no f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4b gs544\">payment obligations once<span class=\"_ _1\"></span> the c<span class=\"_ _1\"></span>ontributions have been paid.<span class=\"_ _1\"></span> The contributions are<span class=\"_ _1\"></span> reco<span class=\"_ _1\"></span>gnised as </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs545\">s<span class=\"_ _0\"></span>taf<span class=\"_ _3\"></span>f<span class=\"_ gs26\"> </span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>rela<span class=\"_ _0\"></span>ted cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span>y are due.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls44 ws57 gs546\">Def<span class=\"_ _0\"></span>ined benefit schemes<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs547\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o def<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s: in the U<span class=\"_ _0\"></span>K, t<span class=\"_ _0\"></span>he Quil<span class=\"_ _0\"></span>ter Ch<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iot Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d Reti<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs548\">Be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me and i<span class=\"_ _0\"></span>n the C<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>el Isla<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, the Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter Che<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ot Cha<span class=\"_ _0\"></span>nnel I<span class=\"_ _0\"></span>slan<span class=\"_ _0\"></span>ds Ret<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt Be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs549\">Sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>. Both s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>mes ar<span class=\"_ _0\"></span>e clos<span class=\"_ _0\"></span>ed to ne<span class=\"_ _0\"></span>w memb<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>e held i<span class=\"_ _0\"></span>n sepa<span class=\"_ _0\"></span>rate t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54a\">adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds. Pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ing to de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s are as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54b\">in ac<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ad<span class=\"_ _0\"></span>vice o<span class=\"_ _0\"></span>f quali<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>rial a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice co<span class=\"_ _0\"></span>nf<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el of </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54c\">con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>able to e<span class=\"_ _0\"></span>ach pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n sch<span class=\"_ _0\"></span>eme, to<span class=\"_ _0\"></span>geth<span class=\"_ _0\"></span>er wi<span class=\"_ _0\"></span>th ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s, are a<span class=\"_ _0\"></span>deq<span class=\"_ _0\"></span>uate to s<span class=\"_ _0\"></span>ecure<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54d\">mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s\u2019 b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ove<span class=\"_ _0\"></span>r the rem<span class=\"_ _0\"></span>aini<span class=\"_ _0\"></span>ng ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice l<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s of par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pat<span class=\"_ _0\"></span>ing emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees<span class=\"_ _0\"></span>. The G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y is t<span class=\"_ _0\"></span>o </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54e\">fu<span class=\"_ _0\"></span>nd at l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ient to m<span class=\"_ _0\"></span>eet m<span class=\"_ _0\"></span>inimu<span class=\"_ _0\"></span>m fun<span class=\"_ _0\"></span>ding re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs54f\">be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>ax reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he sch<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>s are rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed at l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>t on a tr<span class=\"_ _0\"></span>ienn<span class=\"_ _0\"></span>ial ba<span class=\"_ _0\"></span>sis or i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs550\">lo<span class=\"_ _0\"></span>cal p<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ce and re<span class=\"_ _0\"></span>gula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. In t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>ning ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>, the a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>uing </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls52 ws54 gs551\">appropriate<span class=\"_ _1\"></span>ness of the<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>sump<span class=\"_ _1\"></span>tions applied.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs552\">T<span class=\"_ _0\"></span>he pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>al plan i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Qui<span class=\"_ _0\"></span>lter C<span class=\"_ _0\"></span>hev<span class=\"_ _0\"></span>iot L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed Ret<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt Ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s sch<span class=\"_ _0\"></span>eme an<span class=\"_ _0\"></span>d in 201<span class=\"_ _7\"></span>9 the T<span class=\"_ _1\"></span>rus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs553\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e plan pu<span class=\"_ _0\"></span>rchas<span class=\"_ _0\"></span>ed a bulk a<span class=\"_ _0\"></span>nnui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y from Av<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>a to de-<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e def<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sc<span class=\"_ _0\"></span>heme </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs554\">ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. Thi<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y was in<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>ed to eq<span class=\"_ _0\"></span>uall<span class=\"_ _0\"></span>y matc<span class=\"_ _0\"></span>h the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls52 ws54 gs555\">scheme.<span class=\"_ _1\"></span> This covers<span class=\"_ _1\"></span> all r<span class=\"_ _7\"></span>emaining insu<span class=\"_ _1\"></span>red sche<span class=\"_ _1\"></span>me benefit<span class=\"_ _0\"></span>s fol<span class=\"_ _1\"></span>lowing pr<span class=\"_ _1\"></span>evious bulk<span class=\"_ _1\"></span> annuity transac<span class=\"_ _0\"></span>tions </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs556\">in 201<span class=\"_ _7\"></span>3<span class=\"_ _0\"></span>, 201<span class=\"_ _7\"></span>4 an<span class=\"_ _0\"></span>d 201<span class=\"_ _7\"></span>5. T<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme h<span class=\"_ _0\"></span>as 1<span class=\"_ _7\"></span>5<span class=\"_ _0\"></span>0 memb<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>, 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>5 of wh<span class=\"_ _0\"></span>om are cl<span class=\"_ _0\"></span>aimin<span class=\"_ _0\"></span>g bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs557\">T<span class=\"_ _0\"></span>he Qui<span class=\"_ _0\"></span>lter C<span class=\"_ _0\"></span>hev<span class=\"_ _0\"></span>iot C<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>el Isl<span class=\"_ _0\"></span>ands R<span class=\"_ _0\"></span>etire<span class=\"_ _0\"></span>ment B<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s Sc<span class=\"_ _0\"></span>heme h<span class=\"_ _0\"></span>as 1<span class=\"_ _7\"></span>4 m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, nine o<span class=\"_ _0\"></span>f who<span class=\"_ _0\"></span>m are </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs558\">cla<span class=\"_ _0\"></span>iming b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd is im<span class=\"_ _0\"></span>mater<span class=\"_ _0\"></span>ial to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls79 ws20 gs559\">Employ<span class=\"_ _1\"></span>ee benefits disclosures<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls52 ws54 gs55a\">This note<span class=\"_ _7\"></span> prov<span class=\"_ _0\"></span>ides<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> employee benef<span class=\"_ _0\"></span>its disclosures<span class=\"_ _7\"></span> for the above schemes.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs55c\">3<span class=\"_ _0\"></span>4(a<span class=\"_ _7\"></span>): Liability for def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> benef<span class=\"_ _0\"></span>it<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs55d\">T<span class=\"_ _0\"></span>he IFR<span class=\"_ _0\"></span>S va<span class=\"_ _0\"></span>lue of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd the s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s are as foll<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs2d5\"><table class=\"s w282 hee\" id=\"_ecf58419-b344-4b60-80b3-3dcf9b3c8825\"><tr><td></td><td class=\"t m1 x234 h7 y2708 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2708 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2709 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2709 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270a ff110 fs12 fc1 sc0 lsb6 ws11a\">Cha<span class=\"_ _0\"></span>nge<span class=\"_ _0\"></span>s in ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2557 w283 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w284 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t on b<span class=\"_ _0\"></span>enefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2558 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y2558 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w285 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Effe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ch<span class=\"_ _0\"></span>ange<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y24e7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y24e7 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y253f w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y253f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w287 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>ire<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99b y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99c y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270b ff10f fs12 fc1 sc0 ls106 ws60\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2500 w288 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99d y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99e y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 w289 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Interest i<span class=\"_ _1\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w28a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n on pla<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y24b9 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y24b9 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w28b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets a<span class=\"_ _0\"></span>t 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x285 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270c ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in the s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l pos<span class=\"_ _0\"></span>itio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w28c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Fu<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>us of pl<span class=\"_ _0\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w28d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Unrecognised asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w28e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsf0 ws198\">Ne<span class=\"_ _0\"></span>t <span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt <span class=\"_ _1\"></span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>siti<span class=\"_ _0\"></span>on as at <span class=\"_ _7\"></span>3<span class=\"_ _0\"></span>1 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs55e\">Cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ions fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t sche<span class=\"_ _0\"></span>mes tot<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>ed \u00a3nil (2024: \u00a3ni<span class=\"_ _0\"></span>l), an<span class=\"_ _0\"></span>d \u00a3nil wa<span class=\"_ _0\"></span>s accr<span class=\"_ _0\"></span>ued </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs55f\">at 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025 (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llion). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute \u00a3n<span class=\"_ _0\"></span>il in the ne<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs560\">(th<span class=\"_ _0\"></span>e year to 31 D<span class=\"_ _0\"></span>ecem<span class=\"_ _0\"></span>ber 2026)<span class=\"_ _0\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ded s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atus a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs561\">as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for th<span class=\"_ _0\"></span>e nex<span class=\"_ _0\"></span>t f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l year<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs562\"><table class=\"s w28f hef\" id=\"_1155cc78-8a4e-42ce-97be-289345d7f05d\"><tr><td></td><td class=\"t m1 x234 h7 y270d ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y270d ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y270e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y270e ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270f ff10f fs12 fc1 sc0 ls106 ws60\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2507 w290 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng unre<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as<span class=\"_ _0\"></span>set du<span class=\"_ _0\"></span>e to ass<span class=\"_ _0\"></span>et cei<span class=\"_ _0\"></span>ling a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2507 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2507 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w291 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t due to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t ceil<span class=\"_ _0\"></span>ing at 3<span class=\"_ _0\"></span>1 Dec<span class=\"_ _0\"></span>emb<span class=\"_ _0\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a9 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs563\">3<span class=\"_ _0\"></span>4<span class=\"_ _0\"></span>(b): In<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs564\">T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al pen<span class=\"_ _0\"></span>sion c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>e to st<span class=\"_ _0\"></span>af<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s for a<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>es for 202<span class=\"_ _0\"></span>5 was \u00a3n<span class=\"_ _0\"></span>il </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs565\">(2024: \u00a3nil<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs566\">Ac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>aria<span class=\"_ _0\"></span>l gain<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d the ef<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e limi<span class=\"_ _0\"></span>t to the p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on as<span class=\"_ _0\"></span>set h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4b ws4b gs567\">comprehens<span class=\"_ _1\"></span>ive income<span class=\"_ _1\"></span>. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs568\">T<span class=\"_ _0\"></span>he cumu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve am<span class=\"_ _0\"></span>ount of ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uari<span class=\"_ _0\"></span>al los<span class=\"_ _0\"></span>ses is \u00a3<span class=\"_ _0\"></span>33 mil<span class=\"_ _0\"></span>lion (2024: \u00a33<span class=\"_ _0\"></span>3 milli<span class=\"_ _0\"></span>on).<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls69 ws4b gs56a\">Assumption<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> used in<span class=\"_ _1\"></span> the defined benefit schemes<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs56b\">In or<span class=\"_ _0\"></span>der to c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late t<span class=\"_ _0\"></span>he liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e tr<span class=\"_ _0\"></span>uste<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme n<span class=\"_ _0\"></span>eed to m<span class=\"_ _0\"></span>ake as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s abo<span class=\"_ _0\"></span>ut va<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>us </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs56c\">fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>hat af<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ded by t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>e, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te, fu<span class=\"_ _0\"></span>ture l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs56d\">of in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on, a<span class=\"_ _0\"></span>nd li<span class=\"_ _0\"></span>fe exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y. The G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>as agr<span class=\"_ _0\"></span>eed t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s that t<span class=\"_ _0\"></span>he tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tee<span class=\"_ _0\"></span>s have </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs56e\">us<span class=\"_ _0\"></span>ed are ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed in co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has se<span class=\"_ _0\"></span>cure<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs56f\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th an ins<span class=\"_ _0\"></span>uran<span class=\"_ _0\"></span>ce compa<span class=\"_ _0\"></span>ny.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs570\">T<span class=\"_ _0\"></span>he liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of the S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me are c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ting f<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ward a<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e fu<span class=\"_ _0\"></span>ture b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s and </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs571\">dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>hem b<span class=\"_ _0\"></span>ack to t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date, us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs572\">T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue pla<span class=\"_ _0\"></span>ced on t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>\u2019s l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es ha<span class=\"_ _0\"></span>s been b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e bu<span class=\"_ _0\"></span>you<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>cing du<span class=\"_ _0\"></span>e to the b<span class=\"_ _0\"></span>ulk </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs573\">ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>urcha<span class=\"_ _0\"></span>se, w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s se<span class=\"_ _0\"></span>t to matc<span class=\"_ _0\"></span>h.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs574\">T<span class=\"_ _0\"></span>he weig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>dur<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion is 1<span class=\"_ _7\"></span>2.<span class=\"_ _0\"></span>0 <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>rs (2024: 1<span class=\"_ _7\"></span>2.0 ye<span class=\"_ _0\"></span>ars), b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs575\">up<span class=\"_ _0\"></span>on ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs576\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>sum<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns of th<span class=\"_ _0\"></span>e UK sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>nd of th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs577\">rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g year<span class=\"_ _1\"></span>, th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter Ch<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iot C<span class=\"_ _0\"></span>hanne<span class=\"_ _0\"></span>l Isla<span class=\"_ _0\"></span>nds Re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent B<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s Sch<span class=\"_ _0\"></span>eme is i<span class=\"_ _0\"></span>mmate<span class=\"_ _0\"></span>rial to t<span class=\"_ _0\"></span>he </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs578\">Gro<span class=\"_ _0\"></span>up and th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions are n<span class=\"_ _0\"></span>ot incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d:<span class=\"_ _29f\"> </span></div><div class=\"gs579\"><table class=\"s w292 hf0\" id=\"_8197c7d5-b070-4f2f-8539-32c65a1ef34c\"><tr><td></td><td class=\"t m1 x373 h7 y2710 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y2710 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y2711 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2711 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x9ab h7 y2712 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9ac h7 y2712 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f5 w293 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Dis<span class=\"_ _0\"></span>count rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ad y24f5 w246 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ae y24f5 w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w294 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ra<span class=\"_ _0\"></span>te of inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in defi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9af y24bc w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b5 y24bc w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3.7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w295 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pr<span class=\"_ _0\"></span>ice in<span class=\"_ _0\"></span>flat<span class=\"_ _0\"></span>ion ra<span class=\"_ _0\"></span>te (Re<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>l Pri<span class=\"_ _0\"></span>ce Inde<span class=\"_ _0\"></span>x infl<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b0 y24bf w246 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">2.9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b1 y24bf w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3.1<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs57a\">T<span class=\"_ _0\"></span>he mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns use<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gi<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e follo<span class=\"_ _0\"></span>wing l<span class=\"_ _0\"></span>ife ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 65:<span class=\"_ _29f\"> </span></div><div class=\"gs57b\"><table class=\"s w296 hf1\" id=\"_68f9973d-2f5a-4269-8928-bf0f49757175\"><tr><td></td><td></td><td></td><td class=\"t m1 x9b2 h7 y2713 ff10f fs5 fc1 sc0 ls12d ws0\">Li<span class=\"_ _0\"></span>fe ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 6<span class=\"_ _0\"></span>5 for m<span class=\"_ _0\"></span>ale </td><td></td><td class=\"t m1 x9b3 h7 y2713 ff10f fs5 fc1 sc0 ls12d ws0\">Li<span class=\"_ _0\"></span>fe ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 6<span class=\"_ _0\"></span>5 for f<span class=\"_ _0\"></span>ema<span class=\"_ _0\"></span>le </td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x9b4 h7 y2714 ff10f fs5 fc1 sc0 ls54 ws9c\">member currently<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x9b5 h7 y2714 ff10f fs5 fc1 sc0 ls54 ws9c\">member currently<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x9b6 h7 y2715 ff10f fs5 fc1 sc0 ls54 ws9c\">Mort<span class=\"_ _0\"></span>ality table<span class=\"_ _29f\"> </span></td><td class=\"c n x9b7 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ged 6<span class=\"_ _0\"></span>5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b8 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ge<span class=\"_ _0\"></span>d 40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ge<span class=\"_ _0\"></span>d 65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ged 4<span class=\"_ _0\"></span>0<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2717 ff10c fs12 fc3 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December </td><td class=\"t m1 x9b6 h1b y2717 ff10d fs12 fc3 sc0 lsb6 ws11a\">SPA<span class=\"_ _1\"></span>*<span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>, CMI 2020 w<span class=\"_ _0\"></span>ith Lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y2718 ff10c fs12 fc3 sc0 lsd2 ws1c4\">2025<span class=\"_ _29f\"> </span></td><td class=\"c n x9bb y267e w298 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 lscf ws9d\">improvement 1<span class=\"_ _7\"></span>.5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">23.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">25.90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">25.40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27.40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2719 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December </td><td class=\"t m1 x9b6 h1b y2719 ff10d fs12 fc1 sc0 lsb6 ws11a\">SPA<span class=\"_ _1\"></span>*<span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>, CMI 2020 w<span class=\"_ _0\"></span>ith Lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y271a ff10c fs12 fc1 sc0 lsa5 wsa5\">2024<span class=\"_ _29f\"> </span></td><td class=\"c n x9bb y24bf w298 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">improvement 1<span class=\"_ _7\"></span>.5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">23.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">25.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">25.30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27.40<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs57c\">Sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons fo<span class=\"_ _0\"></span>r the d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>minat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs57d\">ra<span class=\"_ _0\"></span>te, inf<span class=\"_ _0\"></span>la<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n rate an<span class=\"_ _0\"></span>d rate o<span class=\"_ _0\"></span>f mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs57f\">T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies reg<span class=\"_ _0\"></span>ardi<span class=\"_ _0\"></span>ng the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cipa<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s used to m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>re the d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs580\">are d<span class=\"_ _0\"></span>escr<span class=\"_ _0\"></span>ibe<span class=\"_ _0\"></span>d bel<span class=\"_ _0\"></span>ow. Reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>bly p<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>ible c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting d<span class=\"_ _0\"></span>ate to on<span class=\"_ _0\"></span>e of the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cipa<span class=\"_ _0\"></span>l ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls52 ws54 gs581\">assumptions, holding<span class=\"_ _1\"></span> other a<span class=\"_ _1\"></span>ssumptions c<span class=\"_ _1\"></span>onst<span class=\"_ _0\"></span>ant, wou<span class=\"_ _1\"></span>ld have<span class=\"_ _7\"></span> af<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ted<span class=\"_ _1\"></span> the defined benef<span class=\"_ _0\"></span>it o<span class=\"_ _1\"></span>bligation </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs582\">as fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs2f1\"><table class=\"s w299 hf2\" id=\"_5e56af6c-368c-4187-857f-c2519778205e\"><tr><td></td><td></td><td class=\"c n x9c0 y271b w29a ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9c1 y271b w29b ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws152\">31 December<span class=\"_ _1\"></span> 202<span class=\"_ _0\"></span>4<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x788 h7 y271c ff10f fs5 fc3 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c2 h7 y271c ff10f fs5 fc3 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c3 h7 y271c ff10f fs5 fc1 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c4 h7 y271c ff10f fs5 fc1 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x65a h7 y271d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x861 h7 y271d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y271d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y271d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y271e w29c ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Discount<span class=\"_ _1\"></span> rate<span class=\"_ _1\"></span> (0.5<span class=\"_ _1\"></span>% movement<span class=\"_ _1\"></span>)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c5 y271e w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1.1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c6 y271e w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1.2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c7 y271e w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1.2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c8 y271e w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w29e ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>flat<span class=\"_ _0\"></span>ion ra<span class=\"_ _0\"></span>te (0.<span class=\"_ _7\"></span>1% mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c9 y2684 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ca y2684 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cb y2684 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cc y2684 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y271f ff10d fs12 fc1 sc0 lsb6 ws11a\">Pos<span class=\"_ _0\"></span>t-re<span class=\"_ _0\"></span>tir<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t rate o<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y (i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in li<span class=\"_ _0\"></span>fe </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w29f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>cy o<span class=\"_ _0\"></span>f one y<span class=\"_ _0\"></span>ear)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cd y24bf w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ce y24bf w2a0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">N/A<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f7 y24bf w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cf y24bf w2a1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">N/A<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs583\">3<span class=\"_ _0\"></span>4<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs584\">Sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lues<span class=\"_ _0\"></span>. Info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on the c<span class=\"_ _0\"></span>ompo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion of s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls41 ws43 gs585\">provided below:<span class=\"_ _29f\"> </span></div><div class=\"gs586\"><table class=\"s w2a2 hd9\" id=\"_7084e863-dde2-42dd-b93f-dea60452dd6d\"><tr><td></td><td class=\"t m0 x9d0 h7 y2720 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92c h7 y2720 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d1 h7 y2720 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65d h7 y2720 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x6c8 h7 y2721 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6c9 h7 y2721 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d2 h7 y2721 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d3 h7 y2721 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x6ca h7 y2722 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6cb h7 y2722 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d4 h7 y2722 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x550 h7 y2722 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w2a3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Debt securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d5 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d6 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d7 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2a4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by in<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d8 y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d9 y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">92<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9da y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2a5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dd y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9de y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9df y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs587\">De<span class=\"_ _0\"></span>bt sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld by a<span class=\"_ _0\"></span>n insur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _1\"></span>, wh<span class=\"_ _0\"></span>ich com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e bulk </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs588\">ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y, do not ha<span class=\"_ _0\"></span>ve a quote<span class=\"_ _0\"></span>d marke<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ce. The<span class=\"_ gs26\"> </span>b<span class=\"_ _0\"></span>ulk ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y, wher<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>tche<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs589\">th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded a<span class=\"_ _0\"></span>t valu<span class=\"_ _0\"></span>es pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ded by t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y in a<span class=\"_ _0\"></span>ccorda<span class=\"_ _0\"></span>nce wi<span class=\"_ _0\"></span>th rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws77 gs58a\">guideline<span class=\"_ _0\"></span>s.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-414": {
   "value": "Def<span class=\"_ _0\"></span>ined c<span class=\"_ _1\"></span>ontribution<span class=\"_ _1\"></span> pension schemes<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s def<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ed cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ion sc<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>es requ<span class=\"_ _0\"></span>ire con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions to b<span class=\"_ _0\"></span>e mad<span class=\"_ _0\"></span>e to fun<span class=\"_ _0\"></span>ds hel<span class=\"_ _0\"></span>d in tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>t, se<span class=\"_ _0\"></span>para<span class=\"_ _0\"></span>te fro<span class=\"_ _0\"></span>m the as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup. Par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pant<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>e eit<span class=\"_ _0\"></span>her a mo<span class=\"_ _0\"></span>nth<span class=\"_ _0\"></span>ly p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>n supp<span class=\"_ _0\"></span>lem<span class=\"_ _0\"></span>ent to their salaries or<span class=\"_ _1\"></span> contributions to<span class=\"_ _1\"></span> personal pension<span class=\"_ _1\"></span> plans. For the defined contribution schemes, the Gro<span class=\"_ _0\"></span>up pa<span class=\"_ _0\"></span>ys con<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ibut<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s to sep<span class=\"_ _0\"></span>arat<span class=\"_ _0\"></span>ely a<span class=\"_ _0\"></span>dmini<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>red pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n sch<span class=\"_ _0\"></span>emes<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as no f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er payment obligations once<span class=\"_ _1\"></span> the c<span class=\"_ _1\"></span>ontributions have been paid.<span class=\"_ _1\"></span> The contributions are<span class=\"_ _1\"></span> reco<span class=\"_ _1\"></span>gnised as s<span class=\"_ _0\"></span>taf<span class=\"_ _3\"></span>f<span class=\"_ gs26\"> </span>cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s and oth<span class=\"_ _0\"></span>er emp<span class=\"_ _0\"></span>loye<span class=\"_ _0\"></span>e-<span class=\"_ _0\"></span>rela<span class=\"_ _0\"></span>ted cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wh<span class=\"_ _0\"></span>en the<span class=\"_ _0\"></span>y are due.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDefinedContributionPlansExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-415": {
   "value": "Def<span class=\"_ _0\"></span>ined benefit schemes<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s tw<span class=\"_ _0\"></span>o def<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s: in the U<span class=\"_ _0\"></span>K, t<span class=\"_ _0\"></span>he Quil<span class=\"_ _0\"></span>ter Ch<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iot Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d Reti<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t Be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me and i<span class=\"_ _0\"></span>n the C<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>el Isla<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, the Q<span class=\"_ _0\"></span>uil<span class=\"_ _0\"></span>ter Che<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ot Cha<span class=\"_ _0\"></span>nnel I<span class=\"_ _0\"></span>slan<span class=\"_ _0\"></span>ds Ret<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt Be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts Sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>. Both s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>mes ar<span class=\"_ _0\"></span>e clos<span class=\"_ _0\"></span>ed to ne<span class=\"_ _0\"></span>w memb<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>eir as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>e held i<span class=\"_ _0\"></span>n sepa<span class=\"_ _0\"></span>rate t<span class=\"_ _0\"></span>rus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>e adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>d fun<span class=\"_ _0\"></span>ds. Pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n cos<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ing to de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>t sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s are as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>d in ac<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ad<span class=\"_ _0\"></span>vice o<span class=\"_ _0\"></span>f quali<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>rial a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice co<span class=\"_ _0\"></span>nf<span class=\"_ _0\"></span>irm<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t the c<span class=\"_ _0\"></span>urren<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>el of con<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ions p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>able to e<span class=\"_ _0\"></span>ach pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n sch<span class=\"_ _0\"></span>eme, to<span class=\"_ _0\"></span>geth<span class=\"_ _0\"></span>er wi<span class=\"_ _0\"></span>th ex<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ting a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s, are a<span class=\"_ _0\"></span>deq<span class=\"_ _0\"></span>uate to s<span class=\"_ _0\"></span>ecure<span class=\"_ _0\"></span> mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s\u2019 b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s ove<span class=\"_ _0\"></span>r the rem<span class=\"_ _0\"></span>aini<span class=\"_ _0\"></span>ng ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice l<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s of par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ici<span class=\"_ _0\"></span>pat<span class=\"_ _0\"></span>ing emp<span class=\"_ _0\"></span>loy<span class=\"_ _0\"></span>ees<span class=\"_ _0\"></span>. The G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y is t<span class=\"_ _0\"></span>o fu<span class=\"_ _0\"></span>nd at l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>ts s<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ient to m<span class=\"_ _0\"></span>eet m<span class=\"_ _0\"></span>inimu<span class=\"_ _0\"></span>m fun<span class=\"_ _0\"></span>ding re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t and t<span class=\"_ _0\"></span>ax reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he sch<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>s are rev<span class=\"_ _0\"></span>iew<span class=\"_ _0\"></span>ed at l<span class=\"_ _0\"></span>eas<span class=\"_ _0\"></span>t on a tr<span class=\"_ _0\"></span>ienn<span class=\"_ _0\"></span>ial ba<span class=\"_ _0\"></span>sis or i<span class=\"_ _0\"></span>n accord<span class=\"_ _0\"></span>ance w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span> lo<span class=\"_ _0\"></span>cal p<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ce and re<span class=\"_ _0\"></span>gula<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns. In t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>ning ye<span class=\"_ _0\"></span>ars<span class=\"_ _0\"></span>, the a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>ew<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>uing appropriate<span class=\"_ _1\"></span>ness of the<span class=\"_ _7\"></span> as<span class=\"_ _0\"></span>sump<span class=\"_ _1\"></span>tions applied.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he pri<span class=\"_ _0\"></span>ncip<span class=\"_ _0\"></span>al plan i<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Qui<span class=\"_ _0\"></span>lter C<span class=\"_ _0\"></span>hev<span class=\"_ _0\"></span>iot L<span class=\"_ _0\"></span>imit<span class=\"_ _0\"></span>ed Ret<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt Ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s sch<span class=\"_ _0\"></span>eme an<span class=\"_ _0\"></span>d in 201<span class=\"_ _7\"></span>9 the T<span class=\"_ _1\"></span>rus<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>es of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e plan pu<span class=\"_ _0\"></span>rchas<span class=\"_ _0\"></span>ed a bulk a<span class=\"_ _0\"></span>nnui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y from Av<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>a to de-<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>k <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e def<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it pe<span class=\"_ _0\"></span>nsio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>sc<span class=\"_ _0\"></span>heme ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. Thi<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y was in<span class=\"_ _0\"></span>tend<span class=\"_ _0\"></span>ed to eq<span class=\"_ _0\"></span>uall<span class=\"_ _0\"></span>y matc<span class=\"_ _0\"></span>h the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e scheme.<span class=\"_ _1\"></span> This covers<span class=\"_ _1\"></span> all r<span class=\"_ _7\"></span>emaining insu<span class=\"_ _1\"></span>red sche<span class=\"_ _1\"></span>me benefit<span class=\"_ _0\"></span>s fol<span class=\"_ _1\"></span>lowing pr<span class=\"_ _1\"></span>evious bulk<span class=\"_ _1\"></span> annuity transac<span class=\"_ _0\"></span>tions in 201<span class=\"_ _7\"></span>3<span class=\"_ _0\"></span>, 201<span class=\"_ _7\"></span>4 an<span class=\"_ _0\"></span>d 201<span class=\"_ _7\"></span>5. T<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme h<span class=\"_ _0\"></span>as 1<span class=\"_ _7\"></span>5<span class=\"_ _0\"></span>0 memb<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>, 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>5 of wh<span class=\"_ _0\"></span>om are cl<span class=\"_ _0\"></span>aimin<span class=\"_ _0\"></span>g bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Qui<span class=\"_ _0\"></span>lter C<span class=\"_ _0\"></span>hev<span class=\"_ _0\"></span>iot C<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>el Isl<span class=\"_ _0\"></span>ands R<span class=\"_ _0\"></span>etire<span class=\"_ _0\"></span>ment B<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s Sc<span class=\"_ _0\"></span>heme h<span class=\"_ _0\"></span>as 1<span class=\"_ _7\"></span>4 m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>, nine o<span class=\"_ _0\"></span>f who<span class=\"_ _0\"></span>m are cla<span class=\"_ _0\"></span>iming b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s, a<span class=\"_ _0\"></span>nd is im<span class=\"_ _0\"></span>mater<span class=\"_ _0\"></span>ial to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>Employ<span class=\"_ _1\"></span>ee benefits disclosures<span class=\"_ _29f\"> </span>This note<span class=\"_ _7\"></span> prov<span class=\"_ _0\"></span>ides<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>he<span class=\"_ _7\"></span> employee benef<span class=\"_ _0\"></span>its disclosures<span class=\"_ _7\"></span> for the above schemes.<span class=\"_ _29f\"> </span>3<span class=\"_ _0\"></span>4(a<span class=\"_ _7\"></span>): Liability for def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> benef<span class=\"_ _0\"></span>it<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he IFR<span class=\"_ _0\"></span>S va<span class=\"_ _0\"></span>lue of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd the s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s are as foll<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w282 hee\" id=\"_ecf58419-b344-4b60-80b3-3dcf9b3c8825\"><tr><td></td><td class=\"t m1 x234 h7 y2708 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2708 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2709 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2709 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270a ff110 fs12 fc1 sc0 lsb6 ws11a\">Cha<span class=\"_ _0\"></span>nge<span class=\"_ _0\"></span>s in ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2557 w283 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w284 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t on b<span class=\"_ _0\"></span>enefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2558 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y2558 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w285 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Effe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ch<span class=\"_ _0\"></span>ange<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y24e7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y24e7 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y253f w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y253f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w287 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>ire<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99b y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99c y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270b ff10f fs12 fc1 sc0 ls106 ws60\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2500 w288 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99d y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99e y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 w289 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Interest i<span class=\"_ _1\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w28a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n on pla<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y24b9 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y24b9 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w28b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets a<span class=\"_ _0\"></span>t 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x285 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270c ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in the s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l pos<span class=\"_ _0\"></span>itio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w28c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Fu<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>us of pl<span class=\"_ _0\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w28d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Unrecognised asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w28e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsf0 ws198\">Ne<span class=\"_ _0\"></span>t <span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt <span class=\"_ _1\"></span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>siti<span class=\"_ _0\"></span>on as at <span class=\"_ _7\"></span>3<span class=\"_ _0\"></span>1 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ions fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t sche<span class=\"_ _0\"></span>mes tot<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>ed \u00a3nil (2024: \u00a3ni<span class=\"_ _0\"></span>l), an<span class=\"_ _0\"></span>d \u00a3nil wa<span class=\"_ _0\"></span>s accr<span class=\"_ _0\"></span>ued at 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025 (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llion). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute \u00a3n<span class=\"_ _0\"></span>il in the ne<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r (th<span class=\"_ _0\"></span>e year to 31 D<span class=\"_ _0\"></span>ecem<span class=\"_ _0\"></span>ber 2026)<span class=\"_ _0\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ded s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atus a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for th<span class=\"_ _0\"></span>e nex<span class=\"_ _0\"></span>t f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l year<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w28f hef\" id=\"_1155cc78-8a4e-42ce-97be-289345d7f05d\"><tr><td></td><td class=\"t m1 x234 h7 y270d ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y270d ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y270e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y270e ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270f ff10f fs12 fc1 sc0 ls106 ws60\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2507 w290 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng unre<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as<span class=\"_ _0\"></span>set du<span class=\"_ _0\"></span>e to ass<span class=\"_ _0\"></span>et cei<span class=\"_ _0\"></span>ling a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2507 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2507 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w291 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t due to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t ceil<span class=\"_ _0\"></span>ing at 3<span class=\"_ _0\"></span>1 Dec<span class=\"_ _0\"></span>emb<span class=\"_ _0\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a9 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-438": {
   "value": "3<span class=\"_ _0\"></span>4(a<span class=\"_ _7\"></span>): Liability for def<span class=\"_ _0\"></span>ined<span class=\"_ _1\"></span> benef<span class=\"_ _0\"></span>it<span class=\"_ _1\"></span> obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he IFR<span class=\"_ _0\"></span>S va<span class=\"_ _0\"></span>lue of the a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd the s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s are as foll<span class=\"_ _0\"></span>ows<span class=\"_ _0\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w282 hee\" id=\"_ecf58419-b344-4b60-80b3-3dcf9b3c8825\"><tr><td></td><td class=\"t m1 x234 h7 y2708 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y2708 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y2709 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y2709 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270a ff110 fs12 fc1 sc0 lsb6 ws11a\">Cha<span class=\"_ _0\"></span>nge<span class=\"_ _0\"></span>s in ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2557 w283 ha4\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>irem<span class=\"_ _0\"></span>ent be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2557 w3e ha4\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2558 w284 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t cos<span class=\"_ _0\"></span>t on b<span class=\"_ _0\"></span>enefi<span class=\"_ _0\"></span>t obl<span class=\"_ _0\"></span>iga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2558 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y2558 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24e7 w285 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Effe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of ch<span class=\"_ _0\"></span>ange<span class=\"_ _0\"></span>s in ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l finan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y24e7 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y24e7 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y253f w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y253f w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y253f w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2510 w287 ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>ire<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99b y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99c y2510 w48 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">(23)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270b ff10f fs12 fc1 sc0 ls106 ws60\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2500 w288 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99d y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99e y2500 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2501 w289 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Interest i<span class=\"_ _1\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y2501 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w28a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ual ret<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>n on pla<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y24ee w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y24ee w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w286 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Be<span class=\"_ _0\"></span>nefi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y24b9 w4e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y24b9 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w28b ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets a<span class=\"_ _0\"></span>t 31 De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x284 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x285 y2504 w29 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x239 h1b y270c ff110 fs12 fc1 sc0 lsb6 ws11a\">Ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d in the s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>eme<span class=\"_ _0\"></span>nt of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l pos<span class=\"_ _0\"></span>itio<span class=\"_ _0\"></span>n<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w28c ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Fu<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>us of pl<span class=\"_ _0\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2506 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w28d ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Unrecognised asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2507 w2f ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w28e ha5\"><div class=\"t m1 x23a h1b y2499 ff110 fs12 fc1 sc0 lsf0 ws198\">Ne<span class=\"_ _0\"></span>t <span class=\"_ _7\"></span>a<span class=\"_ _0\"></span>mou<span class=\"_ _0\"></span>nt <span class=\"_ _1\"></span>re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>in the st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>po<span class=\"_ _0\"></span>siti<span class=\"_ _0\"></span>on as at <span class=\"_ _7\"></span>3<span class=\"_ _0\"></span>1 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cem<span class=\"_ _0\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y24bf w30 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ions fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>def<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ned be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t sche<span class=\"_ _0\"></span>mes tot<span class=\"_ _0\"></span>all<span class=\"_ _0\"></span>ed \u00a3nil (2024: \u00a3ni<span class=\"_ _0\"></span>l), an<span class=\"_ _0\"></span>d \u00a3nil wa<span class=\"_ _0\"></span>s accr<span class=\"_ _0\"></span>ued at 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>2025 (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llion). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>to cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute \u00a3n<span class=\"_ _0\"></span>il in the ne<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>r (th<span class=\"_ _0\"></span>e year to 31 D<span class=\"_ _0\"></span>ecem<span class=\"_ _0\"></span>ber 2026)<span class=\"_ _0\"></span>, bas<span class=\"_ _0\"></span>ed upo<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ded s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atus a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted re<span class=\"_ _0\"></span>tur<span class=\"_ _0\"></span>n as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n for th<span class=\"_ _0\"></span>e nex<span class=\"_ _0\"></span>t f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l year<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w28f hef\" id=\"_1155cc78-8a4e-42ce-97be-289345d7f05d\"><tr><td></td><td class=\"t m1 x234 h7 y270d ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x235 h7 y270d ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x237 h7 y270e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x238 h7 y270e ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x239 h1b y270f ff10f fs12 fc1 sc0 ls106 ws60\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x23b y2507 w290 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Op<span class=\"_ _0\"></span>eni<span class=\"_ _0\"></span>ng unre<span class=\"_ _0\"></span>cog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as<span class=\"_ _0\"></span>set du<span class=\"_ _0\"></span>e to ass<span class=\"_ _0\"></span>et cei<span class=\"_ _0\"></span>ling a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>1 Jan<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2507 w44 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2507 w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w291 ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">Cl<span class=\"_ _0\"></span>osin<span class=\"_ _0\"></span>g unr<span class=\"_ _0\"></span>eco<span class=\"_ _0\"></span>gnis<span class=\"_ _0\"></span>ed a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t due to t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t ceil<span class=\"_ _0\"></span>ing at 3<span class=\"_ _0\"></span>1 Dec<span class=\"_ _0\"></span>emb<span class=\"_ _0\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a9 y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y24bf w5a ha5\"><div class=\"t m1 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-416": {
   "value": "3<span class=\"_ _0\"></span>4<span class=\"_ _0\"></span>(b): In<span class=\"_ _0\"></span>come a<span class=\"_ _0\"></span>nd ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses r<span class=\"_ _0\"></span>ecog<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>ed<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al pen<span class=\"_ _0\"></span>sion c<span class=\"_ _0\"></span>harg<span class=\"_ _0\"></span>e to st<span class=\"_ _0\"></span>af<span class=\"_ _0\"></span>f cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s for a<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>es for 202<span class=\"_ _0\"></span>5 was \u00a3n<span class=\"_ _0\"></span>il (2024: \u00a3nil<span class=\"_ _0\"></span>).<span class=\"_ _29f\"> </span>Ac<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>aria<span class=\"_ _0\"></span>l gain<span class=\"_ _0\"></span>s and l<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d the ef<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e limi<span class=\"_ _0\"></span>t to the p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on as<span class=\"_ _0\"></span>set h<span class=\"_ _0\"></span>ave b<span class=\"_ _0\"></span>een rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted i<span class=\"_ _0\"></span>n oth<span class=\"_ _0\"></span>er comprehens<span class=\"_ _1\"></span>ive income<span class=\"_ _1\"></span>. T<span class=\"_ _0\"></span>he cumu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>ve am<span class=\"_ _0\"></span>ount of ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uari<span class=\"_ _0\"></span>al los<span class=\"_ _0\"></span>ses is \u00a3<span class=\"_ _0\"></span>33 mil<span class=\"_ _0\"></span>lion (2024: \u00a33<span class=\"_ _0\"></span>3 milli<span class=\"_ _0\"></span>on).<span class=\"_ _29f\"> </span>Assumption<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> used in<span class=\"_ _1\"></span> the defined benefit schemes<span class=\"_ _29f\"> </span>In or<span class=\"_ _0\"></span>der to c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late t<span class=\"_ _0\"></span>he liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e tr<span class=\"_ _0\"></span>uste<span class=\"_ _0\"></span>es of t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme n<span class=\"_ _0\"></span>eed to m<span class=\"_ _0\"></span>ake as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s abo<span class=\"_ _0\"></span>ut va<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>us fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ors t<span class=\"_ _0\"></span>hat af<span class=\"_ _3\"></span>fec<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ded by t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>hem<span class=\"_ _0\"></span>e, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g disco<span class=\"_ _0\"></span>unt ra<span class=\"_ _0\"></span>te, fu<span class=\"_ _0\"></span>ture l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on, a<span class=\"_ _0\"></span>nd li<span class=\"_ _0\"></span>fe exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y. The G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>as agr<span class=\"_ _0\"></span>eed t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s that t<span class=\"_ _0\"></span>he tr<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tee<span class=\"_ _0\"></span>s have us<span class=\"_ _0\"></span>ed are ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>te. Th<span class=\"_ _0\"></span>e assu<span class=\"_ _0\"></span>mpt<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>re deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>ed in co<span class=\"_ _0\"></span>nside<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion t<span class=\"_ _0\"></span>hat th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has se<span class=\"_ _0\"></span>cure<span class=\"_ _0\"></span>d th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th an ins<span class=\"_ _0\"></span>uran<span class=\"_ _0\"></span>ce compa<span class=\"_ _0\"></span>ny.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s of the S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me are c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>late<span class=\"_ _0\"></span>d proje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ting f<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ward a<span class=\"_ _0\"></span>ll of th<span class=\"_ _0\"></span>e fu<span class=\"_ _0\"></span>ture b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s and dis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ting t<span class=\"_ _0\"></span>hem b<span class=\"_ _0\"></span>ack to t<span class=\"_ _0\"></span>he repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date, us<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>ese a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he val<span class=\"_ _0\"></span>ue pla<span class=\"_ _0\"></span>ced on t<span class=\"_ _0\"></span>he sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>\u2019s l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es ha<span class=\"_ _0\"></span>s been b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e bu<span class=\"_ _0\"></span>you<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>cing du<span class=\"_ _0\"></span>e to the b<span class=\"_ _0\"></span>ulk ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y p<span class=\"_ _0\"></span>urcha<span class=\"_ _0\"></span>se, w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s se<span class=\"_ _0\"></span>t to matc<span class=\"_ _0\"></span>h.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he weig<span class=\"_ _0\"></span>hted av<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>dur<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of the de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion is 1<span class=\"_ _7\"></span>2.<span class=\"_ _0\"></span>0 <span class=\"_ _1\"></span>yea<span class=\"_ _0\"></span>rs (2024: 1<span class=\"_ _7\"></span>2.0 ye<span class=\"_ _0\"></span>ars), b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d up<span class=\"_ _0\"></span>on ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l cas<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble p<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>ipal a<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial as<span class=\"_ _0\"></span>sum<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>ns of th<span class=\"_ _0\"></span>e UK sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>nd of th<span class=\"_ _0\"></span>e rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g year<span class=\"_ _1\"></span>, th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter Ch<span class=\"_ _0\"></span>ev<span class=\"_ _0\"></span>iot C<span class=\"_ _0\"></span>hanne<span class=\"_ _0\"></span>l Isla<span class=\"_ _0\"></span>nds Re<span class=\"_ _0\"></span>tirem<span class=\"_ _0\"></span>ent B<span class=\"_ _0\"></span>enef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s Sch<span class=\"_ _0\"></span>eme is i<span class=\"_ _0\"></span>mmate<span class=\"_ _0\"></span>rial to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ions are n<span class=\"_ _0\"></span>ot incl<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>d:<span class=\"_ _29f\"> </span><table class=\"s w292 hf0\" id=\"_8197c7d5-b070-4f2f-8539-32c65a1ef34c\"><tr><td></td><td class=\"t m1 x373 h7 y2710 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m1 x374 h7 y2710 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x375 h7 y2711 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m1 x376 h7 y2711 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x9ab h7 y2712 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9ac h7 y2712 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f5 w293 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Dis<span class=\"_ _0\"></span>count rate<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ad y24f5 w246 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">5.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ae y24f5 w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">5.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w294 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ra<span class=\"_ _0\"></span>te of inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in defi<span class=\"_ _0\"></span>ned b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>fit fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9af y24bc w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">3.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b5 y24bc w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3.7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w295 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Pr<span class=\"_ _0\"></span>ice in<span class=\"_ _0\"></span>flat<span class=\"_ _0\"></span>ion ra<span class=\"_ _0\"></span>te (Re<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>l Pri<span class=\"_ _0\"></span>ce Inde<span class=\"_ _0\"></span>x infl<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b0 y24bf w246 ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">2.9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b1 y24bf w127 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">3.1<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _0\"></span>he mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>sump<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns use<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>gi<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e follo<span class=\"_ _0\"></span>wing l<span class=\"_ _0\"></span>ife ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 65:<span class=\"_ _29f\"> </span><table class=\"s w296 hf1\" id=\"_68f9973d-2f5a-4269-8928-bf0f49757175\"><tr><td></td><td></td><td></td><td class=\"t m1 x9b2 h7 y2713 ff10f fs5 fc1 sc0 ls12d ws0\">Li<span class=\"_ _0\"></span>fe ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 6<span class=\"_ _0\"></span>5 for m<span class=\"_ _0\"></span>ale </td><td></td><td class=\"t m1 x9b3 h7 y2713 ff10f fs5 fc1 sc0 ls12d ws0\">Li<span class=\"_ _0\"></span>fe ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>y at 6<span class=\"_ _0\"></span>5 for f<span class=\"_ _0\"></span>ema<span class=\"_ _0\"></span>le </td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x9b4 h7 y2714 ff10f fs5 fc1 sc0 ls54 ws9c\">member currently<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x9b5 h7 y2714 ff10f fs5 fc1 sc0 ls54 ws9c\">member currently<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x9b6 h7 y2715 ff10f fs5 fc1 sc0 ls54 ws9c\">Mort<span class=\"_ _0\"></span>ality table<span class=\"_ _29f\"> </span></td><td class=\"c n x9b7 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ged 6<span class=\"_ _0\"></span>5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b8 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ge<span class=\"_ _0\"></span>d 40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ge<span class=\"_ _0\"></span>d 65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2716 w297 ha8\"><div class=\"t m1 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">A<span class=\"_ _0\"></span>ged 4<span class=\"_ _0\"></span>0<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2717 ff10c fs12 fc3 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December </td><td class=\"t m1 x9b6 h1b y2717 ff10d fs12 fc3 sc0 lsb6 ws11a\">SPA<span class=\"_ _1\"></span>*<span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>, CMI 2020 w<span class=\"_ _0\"></span>ith Lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y2718 ff10c fs12 fc3 sc0 lsd2 ws1c4\">2025<span class=\"_ _29f\"> </span></td><td class=\"c n x9bb y267e w298 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 lscf ws9d\">improvement 1<span class=\"_ _7\"></span>.5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">23.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">25.90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">25.40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y267e w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">27.40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x382 h1b y2719 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December </td><td class=\"t m1 x9b6 h1b y2719 ff10d fs12 fc1 sc0 lsb6 ws11a\">SPA<span class=\"_ _1\"></span>*<span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>, CMI 2020 w<span class=\"_ _0\"></span>ith Lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>m </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x382 h1b y271a ff10c fs12 fc1 sc0 lsa5 wsa5\">2024<span class=\"_ _29f\"> </span></td><td class=\"c n x9bb y24bf w298 ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">improvement 1<span class=\"_ _7\"></span>.5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">23.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">25.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">25.30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y24bf w22e ha5\"><div class=\"t m1 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">27.40<span class=\"_ _29f\"> </span></div></td></tr></table>Sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial a<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>mpti<span class=\"_ _0\"></span>ons fo<span class=\"_ _0\"></span>r the d<span class=\"_ _0\"></span>eter<span class=\"_ _0\"></span>minat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f the de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n are dis<span class=\"_ _0\"></span>count<span class=\"_ _0\"></span> ra<span class=\"_ _0\"></span>te, inf<span class=\"_ _0\"></span>la<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n rate an<span class=\"_ _0\"></span>d rate o<span class=\"_ _0\"></span>f mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies reg<span class=\"_ _0\"></span>ardi<span class=\"_ _0\"></span>ng the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cipa<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>umpt<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s used to m<span class=\"_ _0\"></span>easu<span class=\"_ _0\"></span>re the d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d ben<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>it o<span class=\"_ _0\"></span>bliga<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns are d<span class=\"_ _0\"></span>escr<span class=\"_ _0\"></span>ibe<span class=\"_ _0\"></span>d bel<span class=\"_ _0\"></span>ow. Reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>bly p<span class=\"_ _0\"></span>oss<span class=\"_ _0\"></span>ible c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s at th<span class=\"_ _0\"></span>e repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ting d<span class=\"_ _0\"></span>ate to on<span class=\"_ _0\"></span>e of the p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cipa<span class=\"_ _0\"></span>l ac<span class=\"_ _0\"></span>tuar<span class=\"_ _0\"></span>ial assumptions, holding<span class=\"_ _1\"></span> other a<span class=\"_ _1\"></span>ssumptions c<span class=\"_ _1\"></span>onst<span class=\"_ _0\"></span>ant, wou<span class=\"_ _1\"></span>ld have<span class=\"_ _7\"></span> af<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ted<span class=\"_ _1\"></span> the defined benef<span class=\"_ _0\"></span>it o<span class=\"_ _1\"></span>bligation as fo<span class=\"_ _0\"></span>llow<span class=\"_ _0\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w299 hf2\" id=\"_5e56af6c-368c-4187-857f-c2519778205e\"><tr><td></td><td></td><td class=\"c n x9c0 y271b w29a ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9c1 y271b w29b ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls21 ws152\">31 December<span class=\"_ _1\"></span> 202<span class=\"_ _0\"></span>4<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x788 h7 y271c ff10f fs5 fc3 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c2 h7 y271c ff10f fs5 fc3 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c3 h7 y271c ff10f fs5 fc1 sc0 lscb ws1a2\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9c4 h7 y271c ff10f fs5 fc1 sc0 lscb ws1a2\">Decrease<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x65a h7 y271d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x861 h7 y271d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y271d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y271d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y271e w29c ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Discount<span class=\"_ _1\"></span> rate<span class=\"_ _1\"></span> (0.5<span class=\"_ _1\"></span>% movement<span class=\"_ _1\"></span>)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c5 y271e w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1.1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c6 y271e w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1.2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c7 y271e w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(1.2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c8 y271e w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1.3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w29e ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">In<span class=\"_ _0\"></span>flat<span class=\"_ _0\"></span>ion ra<span class=\"_ _0\"></span>te (0.<span class=\"_ _7\"></span>1% mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c9 y2684 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ca y2684 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cb y2684 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cc y2684 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y271f ff10d fs12 fc1 sc0 lsb6 ws11a\">Pos<span class=\"_ _0\"></span>t-re<span class=\"_ _0\"></span>tir<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t rate o<span class=\"_ _0\"></span>f <span class=\"_ _1\"></span>mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y (i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in li<span class=\"_ _0\"></span>fe </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w29f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>an<span class=\"_ _0\"></span>cy o<span class=\"_ _0\"></span>f one y<span class=\"_ _0\"></span>ear)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cd y24bf w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ce y24bf w2a0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">N/A<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f7 y24bf w129 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cf y24bf w2a1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">N/A<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfIncomeAndExpensesRecognised",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-417": {
   "value": "3<span class=\"_ _0\"></span>4<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): S<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>me as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s allo<span class=\"_ _0\"></span>cati<span class=\"_ _0\"></span>on Sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>ed at t<span class=\"_ _0\"></span>heir f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lues<span class=\"_ _0\"></span>. Info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on the c<span class=\"_ _0\"></span>ompo<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion of s<span class=\"_ _0\"></span>chem<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s is provided below:<span class=\"_ _29f\"> </span><table class=\"s w2a2 hd9\" id=\"_7084e863-dde2-42dd-b93f-dea60452dd6d\"><tr><td></td><td class=\"t m0 x9d0 h7 y2720 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92c h7 y2720 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d1 h7 y2720 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65d h7 y2720 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x6c8 h7 y2721 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6c9 h7 y2721 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d2 h7 y2721 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d3 h7 y2721 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x6ca h7 y2722 ff10f fs5 fc3 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6cb h7 y2722 ff10f fs5 fc1 sc0 ls4 ws0\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9d4 h7 y2722 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x550 h7 y2722 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2506 w2a3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsce wsd7\">Debt securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d5 y2506 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d6 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d7 y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y2506 w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2a4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by in<span class=\"_ _0\"></span>sur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d8 y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d9 y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">92<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9da y2507 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2507 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2a5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al fai<span class=\"_ _0\"></span>r valu<span class=\"_ _0\"></span>e of sc<span class=\"_ _0\"></span>heme a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dd y24bf w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9de y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9df y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr></table>De<span class=\"_ _0\"></span>bt sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es and t<span class=\"_ _0\"></span>he as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s he<span class=\"_ _0\"></span>ld by a<span class=\"_ _0\"></span>n insur<span class=\"_ _0\"></span>ance co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _1\"></span>, wh<span class=\"_ _0\"></span>ich com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of th<span class=\"_ _0\"></span>e bulk ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y, do not ha<span class=\"_ _0\"></span>ve a quote<span class=\"_ _0\"></span>d marke<span class=\"_ _0\"></span>t pri<span class=\"_ _0\"></span>ce. The<span class=\"_ gs26\"> </span>b<span class=\"_ _0\"></span>ulk ann<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y, wher<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>tche<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>to th<span class=\"_ _0\"></span>e valu<span class=\"_ _0\"></span>e of lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s, is i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded a<span class=\"_ _0\"></span>t valu<span class=\"_ _0\"></span>es pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ded by t<span class=\"_ _0\"></span>he ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uar<span class=\"_ _0\"></span>y in a<span class=\"_ _0\"></span>ccorda<span class=\"_ _0\"></span>nce wi<span class=\"_ _0\"></span>th rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt guideline<span class=\"_ _0\"></span>s.",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfSchemeAssetsAllocation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-355": {
   "value": "<div class=\"t m0 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs58c\">35: Ma<span class=\"_ _0\"></span>ster n<span class=\"_ _1\"></span>ett<span class=\"_ _0\"></span>ing a<span class=\"_ _0\"></span>nd simi<span class=\"_ _0\"></span>la<span class=\"_ _0\"></span>r ag<span class=\"_ _0\"></span>ree<span class=\"_ _1\"></span>me<span class=\"_ _1\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs58d\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es in t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>ial p<span class=\"_ _0\"></span>osit<span class=\"_ _0\"></span>ion w<span class=\"_ _0\"></span>hen i<span class=\"_ _0\"></span>t has a </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs58e\">le<span class=\"_ _0\"></span>gall<span class=\"_ _0\"></span>y enfo<span class=\"_ _0\"></span>rceab<span class=\"_ _0\"></span>le rig<span class=\"_ _0\"></span>ht to do s<span class=\"_ _0\"></span>o and i<span class=\"_ _0\"></span>ntend<span class=\"_ _0\"></span>s to set<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>le on a ne<span class=\"_ _0\"></span>t bas<span class=\"_ _0\"></span>is. Cur<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly, th<span class=\"_ _0\"></span>e onl<span class=\"_ _0\"></span>y such of<span class=\"_ _3\"></span>fs<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs58f\">wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup rel<span class=\"_ _0\"></span>ates to b<span class=\"_ _0\"></span>ank a<span class=\"_ _0\"></span>ccount<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, whe<span class=\"_ _0\"></span>re in som<span class=\"_ _0\"></span>e circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>nces a b<span class=\"_ _0\"></span>ank acc<span class=\"_ _0\"></span>ount t<span class=\"_ _0\"></span>hat is<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs590\">ov<span class=\"_ _0\"></span>erdra<span class=\"_ _0\"></span>wn is of<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t agai<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>t a bank a<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t is not<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs591\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s pres<span class=\"_ _0\"></span>ent in<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on on th<span class=\"_ _0\"></span>e pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f of<span class=\"_ _0\"></span>fs<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s af<span class=\"_ _0\"></span>ter t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4b gs592\">into<span class=\"_ _1\"></span> consideration<span class=\"_ _1\"></span> these t<span class=\"_ _0\"></span>ypes of<span class=\"_ _1\"></span> agreements.<span class=\"_ _29f\"> </span></div><div class=\"gs593\"><table class=\"s w2a6 hf3\" id=\"_192bc182-b8ed-47eb-b2e0-a9a9089e3c0a\"><tr><td></td><td></td><td class=\"t m0 x9e0 h7 y2723 ff10f fs5 fc3 sc0 ls54 ws55\">Amounts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x83a h7 y2723 ff10f fs5 fc3 sc0 ls54 ws9c\">Net amounts </td></tr><tr><td></td><td></td><td class=\"t m0 x9e1 h7 y2724 ff110 fs5 fc3 sc0 ls12d ws14f\"> off<span class=\"_ _0\"></span>set in th<span class=\"_ _0\"></span>e </td><td class=\"t m0 x9e2 h7 y2724 ff10f fs5 fc3 sc0 lscb ws20\">reported in </td></tr><tr><td></td><td></td><td class=\"t m0 x704 h7 y2725 ff10f fs5 fc3 sc0 ls54 ws55\">stateme<span class=\"_ _0\"></span>nt </td><td class=\"t m0 x9e3 h7 y2725 ff10f fs5 fc3 sc0 ls102 ws2f\">the statement </td></tr><tr><td></td><td></td><td class=\"t m0 x371 h7 y2726 ff110 fs5 fc3 sc0 ls54 ws55\">of financial </td><td class=\"t m0 x372 h7 y2726 ff110 fs5 fc3 sc0 ls54 ws55\">of financial </td></tr><tr><td></td><td class=\"t m0 x891 h7 y2727 ff10f fs5 fc3 sc0 ls54 ws9c\">Gross amounts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x591 h7 y2727 ff10f fs5 fc3 sc0 ls4 ws0\">position<span class=\"_ _29f\"> </span></td><td class=\"t m0 x592 h7 y2727 ff10f fs5 fc3 sc0 ls4 ws0\">position<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h7 y2728 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x606 h7 y2728 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2728 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2728 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h1b y2729 ff10f fs12 fc1 sc0 ls106 ws60\">Financial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y2506 w65 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e4 y2506 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,222<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e5 y2506 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x382 h1b y272a ff10f fs12 fc1 sc0 ls106 ws60\">Financial liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2a7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ra<span class=\"_ _0\"></span>de, ot<span class=\"_ _0\"></span>her p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s \u2013 amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>ed to b<span class=\"_ _0\"></span>ank<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">70<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e8 y24bf w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(70)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e9 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs594\"><table class=\"s w2a6 hf4\" id=\"_1b17d141-9cba-4ca3-a282-550805b00741\"><tr><td></td><td></td><td class=\"t m0 x9e0 h7 y272b ff10f fs5 fc1 sc0 ls54 ws55\">Amounts </td><td class=\"t m0 x83a h7 y272b ff10f fs5 fc1 sc0 ls54 ws9c\">Net amounts<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x9ea h7 y272c ff110 fs5 fc1 sc0 ls12d ws14f\">off<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>t in the </td><td class=\"t m0 x9e2 h7 y272c ff10f fs5 fc1 sc0 lscb ws20\">reported in </td></tr><tr><td></td><td></td><td class=\"t m0 x704 h7 y272d ff10f fs5 fc1 sc0 ls54 ws55\">stateme<span class=\"_ _0\"></span>nt </td><td class=\"t m0 x9e3 h7 y272d ff10f fs5 fc1 sc0 ls102 ws2f\">the statement </td></tr><tr><td></td><td></td><td class=\"t m0 x371 h7 y272e ff110 fs5 fc1 sc0 ls54 ws55\">of financial </td><td class=\"t m0 x372 h7 y272e ff110 fs5 fc1 sc0 ls54 ws55\">of financial </td></tr><tr><td></td><td class=\"t m0 x891 h7 y272f ff10f fs5 fc1 sc0 ls54 ws9c\">Gross amounts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x591 h7 y272f ff10f fs5 fc1 sc0 ls4 ws0\">position<span class=\"_ _29f\"> </span></td><td class=\"t m0 x592 h7 y272f ff10f fs5 fc1 sc0 ls4 ws0\">position<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h7 y2730 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x606 h7 y2730 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2730 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2730 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h1b y2731 ff10f fs12 fc1 sc0 ls106 ws60\">Financial asset<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24f5 w65 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e4 y24f5 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,997<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e5 y24f5 w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y24f5 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x382 h1b y2732 ff10f fs12 fc1 sc0 ls106 ws60\">Financial liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2a7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ra<span class=\"_ _0\"></span>de, ot<span class=\"_ _0\"></span>her p<span class=\"_ _0\"></span>aya<span class=\"_ _0\"></span>ble<span class=\"_ _0\"></span>s and o<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s \u2013 amo<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>ed to b<span class=\"_ _0\"></span>ank<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y24bf w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e8 y24bf w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e9 y24bf w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsToIndividualLineItemsInStatementOfFinancialPositionExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-356": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls61 ws61 gs596\">36<span class=\"_ _0\"></span>: C<span class=\"_ _0\"></span>onti<span class=\"_ _0\"></span>n<span class=\"_ _0\"></span>gent l<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>bi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs597\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, in th<span class=\"_ _0\"></span>e ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s, en<span class=\"_ _0\"></span>ters i<span class=\"_ _0\"></span>nto tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>pose i<span class=\"_ _0\"></span>t to t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>, lega<span class=\"_ _0\"></span>l, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs598\">reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y and b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ises a p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n it has a p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs599\">a<span class=\"_ gs26\"> </span>res<span class=\"_ _0\"></span>ult of pa<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and i<span class=\"_ _0\"></span>t is prob<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>hat a tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer of eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ill be req<span class=\"_ _0\"></span>uired to se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tle </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs59a\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion and a rel<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt c<span class=\"_ _0\"></span>an be mad<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>(se<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>30). Po<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ble obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs59b\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>kno<span class=\"_ _0\"></span>wn lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed as cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>here no rel<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate ca<span class=\"_ _0\"></span>n be made<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs59c\">or<span class=\"_ gs26\"> </span>i<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d impro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e that a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ou<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow wou<span class=\"_ _0\"></span>ld resu<span class=\"_ _0\"></span>lt.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs59d\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up rou<span class=\"_ _0\"></span>tine<span class=\"_ _0\"></span>ly mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>rs an<span class=\"_ _0\"></span>d as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses co<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>ngent l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ters s<span class=\"_ _0\"></span>uch as b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs59e\">rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, lit<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, war<span class=\"_ _0\"></span>rant<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd ind<span class=\"_ _0\"></span>emni<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>als<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls12f ws14d gs59f\">Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a0\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is com<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o condu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ting i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s tax a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fai<span class=\"_ _0\"></span>rs in a<span class=\"_ _0\"></span>ccordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x leg<span class=\"_ _0\"></span>isla<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a1\">cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h it op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>his in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>plia<span class=\"_ _0\"></span>nce wi<span class=\"_ _0\"></span>th le<span class=\"_ _0\"></span>gis<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ted to le<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>es, s<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>s ta<span class=\"_ _0\"></span>xes </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls41 ws57 gs5a2\">and payroll deduct<span class=\"_ _0\"></span>ions.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a3\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies in t<span class=\"_ _0\"></span>he cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tes rou<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ely re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ew his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2a3\">und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken an<span class=\"_ _0\"></span>d tax l<span class=\"_ _0\"></span>aw inte<span class=\"_ _0\"></span>rpre<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s mad<span class=\"_ _0\"></span>e by the G<span class=\"_ _0\"></span>roup. A<span class=\"_ _0\"></span>ll in<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ret<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons ma<span class=\"_ _0\"></span>de by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2a4\">mad<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th ref<span class=\"_ _0\"></span>erence to t<span class=\"_ _0\"></span>he sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces of t<span class=\"_ _0\"></span>he tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and t<span class=\"_ _0\"></span>he rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4b ws4d gs2a5\">legislation.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a4\">T<span class=\"_ _0\"></span>here are o<span class=\"_ _0\"></span>cca<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s wher<span class=\"_ _0\"></span>e the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s inte<span class=\"_ _0\"></span>rpre<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f ta<span class=\"_ _0\"></span>x law may b<span class=\"_ _0\"></span>e cha<span class=\"_ _0\"></span>lleng<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs2a7\">authorities<span class=\"_ _0\"></span>.<span class=\"_ _7\"></span> T<span class=\"_ _0\"></span>he c<span class=\"_ _1\"></span>onsolidat<span class=\"_ _1\"></span>ed financial statements include pr<span class=\"_ _1\"></span>ovisions that<span class=\"_ _1\"></span> reflec<span class=\"_ _0\"></span>t the Gr<span class=\"_ _1\"></span>oup\u2019s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2a8\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt of lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch mig<span class=\"_ _0\"></span>ht reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>bly b<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o mater<span class=\"_ _0\"></span>iali<span class=\"_ _0\"></span>se as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>eir rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs2a9\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up is sat<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied th<span class=\"_ _0\"></span>at ade<span class=\"_ _0\"></span>quate p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s have be<span class=\"_ _0\"></span>en mad<span class=\"_ _0\"></span>e in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of tax un<span class=\"_ _0\"></span>cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gs2aa\">Complaints<span class=\"_ _0\"></span>, disputes and regulation<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2ab\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is com<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o treat<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>usto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s fai<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y and rem<span class=\"_ _0\"></span>ains fo<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>ed on d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>veri<span class=\"_ _0\"></span>ng goo<span class=\"_ _0\"></span>d outc<span class=\"_ _0\"></span>omes<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a5\">for c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s to sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>hem in m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>heir li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime go<span class=\"_ _0\"></span>als. D<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng the n<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a6\">fro<span class=\"_ _0\"></span>m tim<span class=\"_ _0\"></span>e to tim<span class=\"_ _0\"></span>e, the G<span class=\"_ _0\"></span>roup re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>plain<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd cl<span class=\"_ _0\"></span>aims f<span class=\"_ _0\"></span>rom cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uding<span class=\"_ _0\"></span>, b<span class=\"_ _0\"></span>ut not l<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a7\">to, co<span class=\"_ _0\"></span>mplai<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ombu<span class=\"_ _0\"></span>dsma<span class=\"_ _0\"></span>n Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>nd leg<span class=\"_ _0\"></span>al pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s, en<span class=\"_ _0\"></span>ters i<span class=\"_ _0\"></span>nto com<span class=\"_ _0\"></span>merci<span class=\"_ _0\"></span>al </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a8\">dis<span class=\"_ _0\"></span>pute<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>rs an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, and is s<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t to dis<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s and rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5a9\">reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>ost<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g leg<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, of t<span class=\"_ _0\"></span>hese i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>es as t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>e can b<span class=\"_ _0\"></span>e sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d, w<span class=\"_ _0\"></span>here </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs5aa\">appropriate<span class=\"_ _1\"></span>, pr<span class=\"_ _1\"></span>ovisions have<span class=\"_ _7\"></span> b<span class=\"_ _0\"></span>een<span class=\"_ _7\"></span> es<span class=\"_ _0\"></span>tablished. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-418": {
   "value": "36<span class=\"_ _0\"></span>: C<span class=\"_ _0\"></span>onti<span class=\"_ _0\"></span>n<span class=\"_ _0\"></span>gent l<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>bi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up, in th<span class=\"_ _0\"></span>e ordin<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s, en<span class=\"_ _0\"></span>ters i<span class=\"_ _0\"></span>nto tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns th<span class=\"_ _0\"></span>at ex<span class=\"_ _0\"></span>pose i<span class=\"_ _0\"></span>t to t<span class=\"_ _0\"></span>ax<span class=\"_ _0\"></span>, lega<span class=\"_ _0\"></span>l, reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y and b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ises a p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>n whe<span class=\"_ _0\"></span>n it has a p<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt ob<span class=\"_ _0\"></span>liga<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>s a<span class=\"_ gs26\"> </span>res<span class=\"_ _0\"></span>ult of pa<span class=\"_ _0\"></span>st e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>and i<span class=\"_ _0\"></span>t is prob<span class=\"_ _0\"></span>able t<span class=\"_ _0\"></span>hat a tra<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>fer of eco<span class=\"_ _0\"></span>nomi<span class=\"_ _0\"></span>c <span class=\"_ _1\"></span>be<span class=\"_ _0\"></span>nef<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ill be req<span class=\"_ _0\"></span>uired to se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tle th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>obli<span class=\"_ _0\"></span>gat<span class=\"_ _0\"></span>ion and a rel<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>amo<span class=\"_ _0\"></span>unt c<span class=\"_ _0\"></span>an be mad<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>(se<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>not<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>30). Po<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ble obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>kno<span class=\"_ _0\"></span>wn lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ed as cont<span class=\"_ _0\"></span>ingen<span class=\"_ _0\"></span>t liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies w<span class=\"_ _0\"></span>here no rel<span class=\"_ _0\"></span>iabl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate ca<span class=\"_ _0\"></span>n be made<span class=\"_ _0\"></span>, or<span class=\"_ gs26\"> </span>i<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>is cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d impro<span class=\"_ _0\"></span>babl<span class=\"_ _0\"></span>e that a<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>ou<span class=\"_ _0\"></span>tf<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ow wou<span class=\"_ _0\"></span>ld resu<span class=\"_ _0\"></span>lt.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up rou<span class=\"_ _0\"></span>tine<span class=\"_ _0\"></span>ly mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>rs an<span class=\"_ _0\"></span>d as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>ses co<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>ngent l<span class=\"_ _0\"></span>iabil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom ma<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ters s<span class=\"_ _0\"></span>uch as b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span> rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, lit<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>, war<span class=\"_ _0\"></span>rant<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd ind<span class=\"_ _0\"></span>emni<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ing to p<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t acqui<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s and di<span class=\"_ _0\"></span>spos<span class=\"_ _0\"></span>als<span class=\"_ _0\"></span>. Ta<span class=\"_ _0\"></span>x<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is com<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o condu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ting i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s tax a<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fai<span class=\"_ _0\"></span>rs in a<span class=\"_ _0\"></span>ccordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e ta<span class=\"_ _0\"></span>x leg<span class=\"_ _0\"></span>isla<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f the cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h it op<span class=\"_ _0\"></span>erate<span class=\"_ _0\"></span>s and t<span class=\"_ _0\"></span>his in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>plia<span class=\"_ _0\"></span>nce wi<span class=\"_ _0\"></span>th le<span class=\"_ _0\"></span>gis<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on rela<span class=\"_ _0\"></span>ted to le<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>es, s<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>s ta<span class=\"_ _0\"></span>xes and payroll deduct<span class=\"_ _0\"></span>ions.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies in t<span class=\"_ _0\"></span>he cou<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ies in w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h the G<span class=\"_ _0\"></span>roup op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tes rou<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>ely re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ew his<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken an<span class=\"_ _0\"></span>d tax l<span class=\"_ _0\"></span>aw inte<span class=\"_ _0\"></span>rpre<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s mad<span class=\"_ _0\"></span>e by the G<span class=\"_ _0\"></span>roup. A<span class=\"_ _0\"></span>ll in<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ret<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons ma<span class=\"_ _0\"></span>de by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are mad<span class=\"_ _0\"></span>e wi<span class=\"_ _0\"></span>th ref<span class=\"_ _0\"></span>erence to t<span class=\"_ _0\"></span>he sp<span class=\"_ _0\"></span>eci<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic fa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d circ<span class=\"_ _0\"></span>ums<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>ces of t<span class=\"_ _0\"></span>he tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and t<span class=\"_ _0\"></span>he rele<span class=\"_ _0\"></span>van<span class=\"_ _0\"></span>t legislation.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>here are o<span class=\"_ _0\"></span>cca<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s wher<span class=\"_ _0\"></span>e the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s inte<span class=\"_ _0\"></span>rpre<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f ta<span class=\"_ _0\"></span>x law may b<span class=\"_ _0\"></span>e cha<span class=\"_ _0\"></span>lleng<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>x authorities<span class=\"_ _0\"></span>.<span class=\"_ _7\"></span> T<span class=\"_ _0\"></span>he c<span class=\"_ _1\"></span>onsolidat<span class=\"_ _1\"></span>ed financial statements include pr<span class=\"_ _1\"></span>ovisions that<span class=\"_ _1\"></span> reflec<span class=\"_ _0\"></span>t the Gr<span class=\"_ _1\"></span>oup\u2019s as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt of lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch mig<span class=\"_ _0\"></span>ht reas<span class=\"_ _0\"></span>ona<span class=\"_ _0\"></span>bly b<span class=\"_ _0\"></span>e exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o mater<span class=\"_ _0\"></span>iali<span class=\"_ _0\"></span>se as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>eir rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>w. T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up is sat<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied th<span class=\"_ _0\"></span>at ade<span class=\"_ _0\"></span>quate p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s have be<span class=\"_ _0\"></span>en mad<span class=\"_ _0\"></span>e in respe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of tax un<span class=\"_ _0\"></span>cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Complaints<span class=\"_ _0\"></span>, disputes and regulation<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is com<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted t<span class=\"_ _0\"></span>o treat<span class=\"_ _0\"></span>ing c<span class=\"_ _0\"></span>usto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s fai<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y and rem<span class=\"_ _0\"></span>ains fo<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>ed on d<span class=\"_ _0\"></span>eli<span class=\"_ _0\"></span>veri<span class=\"_ _0\"></span>ng goo<span class=\"_ _0\"></span>d outc<span class=\"_ _0\"></span>omes<span class=\"_ _0\"></span> for c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s to sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>hem in m<span class=\"_ _0\"></span>eet<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>heir li<span class=\"_ _0\"></span>fet<span class=\"_ _0\"></span>ime go<span class=\"_ _0\"></span>als. D<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng the n<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>al cour<span class=\"_ _0\"></span>se of b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>, fro<span class=\"_ _0\"></span>m tim<span class=\"_ _0\"></span>e to tim<span class=\"_ _0\"></span>e, the G<span class=\"_ _0\"></span>roup re<span class=\"_ _0\"></span>ceiv<span class=\"_ _0\"></span>es com<span class=\"_ _0\"></span>plain<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd cl<span class=\"_ _0\"></span>aims f<span class=\"_ _0\"></span>rom cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uding<span class=\"_ _0\"></span>, b<span class=\"_ _0\"></span>ut not l<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted to, co<span class=\"_ _0\"></span>mplai<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s to the F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ombu<span class=\"_ _0\"></span>dsma<span class=\"_ _0\"></span>n Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice a<span class=\"_ _0\"></span>nd leg<span class=\"_ _0\"></span>al pro<span class=\"_ _0\"></span>ceed<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s, en<span class=\"_ _0\"></span>ters i<span class=\"_ _0\"></span>nto com<span class=\"_ _0\"></span>merci<span class=\"_ _0\"></span>al dis<span class=\"_ _0\"></span>pute<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>rs an<span class=\"_ _0\"></span>d othe<span class=\"_ _0\"></span>r par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>, and is s<span class=\"_ _0\"></span>ubje<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t to dis<span class=\"_ _0\"></span>cus<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s and rev<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>ws w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span> reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>. The c<span class=\"_ _0\"></span>ost<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, inc<span class=\"_ _0\"></span>ludin<span class=\"_ _0\"></span>g leg<span class=\"_ _0\"></span>al cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, of t<span class=\"_ _0\"></span>hese i<span class=\"_ _0\"></span>ssu<span class=\"_ _0\"></span>es as t<span class=\"_ _0\"></span>hey a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>e can b<span class=\"_ _0\"></span>e sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant an<span class=\"_ _0\"></span>d, w<span class=\"_ _0\"></span>here appropriate<span class=\"_ _1\"></span>, pr<span class=\"_ _1\"></span>ovisions have<span class=\"_ _7\"></span> b<span class=\"_ _0\"></span>een<span class=\"_ _7\"></span> es<span class=\"_ _0\"></span>tablished. 37<span class=\"_ _7\"></span>:<span class=\"_ _0\"></span> Com<span class=\"_ _0\"></span>m<span class=\"_ _0\"></span>itment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span>3<span class=\"_ _0\"></span>7(<span class=\"_ _1\"></span>a) Inves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nts i<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up accou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s. F<span class=\"_ _0\"></span>or a num<span class=\"_ _0\"></span>ber of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has en<span class=\"_ _0\"></span>tered in<span class=\"_ _0\"></span>to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he oth<span class=\"_ _0\"></span>er sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e inten<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of ul<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y acqui<span class=\"_ _0\"></span>ring f<span class=\"_ _0\"></span>ull o<span class=\"_ _0\"></span>wne<span class=\"_ _0\"></span>rshi<span class=\"_ _0\"></span>p of the<span class=\"_ _0\"></span>se com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>ies on o<span class=\"_ _0\"></span>r befo<span class=\"_ _0\"></span>re 31 Dece<span class=\"_ _0\"></span>mber 2027 su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to a<span class=\"_ _0\"></span>ll of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>vant co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tual p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s being s<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt to be p<span class=\"_ _0\"></span>aid f<span class=\"_ _0\"></span>or any f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d be de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e fu<span class=\"_ _0\"></span>ture f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance of t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. A<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25<span class=\"_ _0\"></span>, the tot<span class=\"_ _0\"></span>al am<span class=\"_ _0\"></span>ount o<span class=\"_ _0\"></span>f pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t may ul<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>atel<span class=\"_ _0\"></span>y be req<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated to b<span class=\"_ _0\"></span>e in the r<span class=\"_ _0\"></span>ange of \u00a3<span class=\"_ _0\"></span>24 milli<span class=\"_ _0\"></span>on to \u00a3<span class=\"_ _0\"></span>31 milli<span class=\"_ _0\"></span>on (2024: bes<span class=\"_ _0\"></span>t es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>7 mil<span class=\"_ _0\"></span>lion). In th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, the<span class=\"_ _0\"></span>se po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al fu<span class=\"_ _0\"></span>ture p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve not b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l fu<span class=\"_ _0\"></span>ture sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>gs hav<span class=\"_ _0\"></span>e not b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>37(b) C<span class=\"_ _1\"></span>ontractual com<span class=\"_ _1\"></span>mitments<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of fu<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g arra<span class=\"_ _0\"></span>ngem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch wi<span class=\"_ _0\"></span>ll be p<span class=\"_ _0\"></span>ayab<span class=\"_ _0\"></span>le in fu<span class=\"_ _0\"></span>ture p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ods<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese co<span class=\"_ _0\"></span>mmit<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. In 2024, \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>fur<span class=\"_ _0\"></span>bish<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ut no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es. No<span class=\"_ _0\"></span> ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ure is co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025.<span class=\"_ _0\"></span> ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-357": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls61 ws61 gs5ac\">37<span class=\"_ _7\"></span>:<span class=\"_ _0\"></span> Com<span class=\"_ _0\"></span>m<span class=\"_ _0\"></span>itment<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs5ad\">3<span class=\"_ _0\"></span>7(<span class=\"_ _1\"></span>a) Inves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nts i<span class=\"_ _0\"></span>n ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5ae\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up accou<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s for cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s as in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>s. F<span class=\"_ _0\"></span>or a num<span class=\"_ _0\"></span>ber of t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5af\">as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has en<span class=\"_ _0\"></span>tered in<span class=\"_ _0\"></span>to cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he oth<span class=\"_ _0\"></span>er sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e inten<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b0\">ul<span class=\"_ _0\"></span>tima<span class=\"_ _0\"></span>tel<span class=\"_ _0\"></span>y acqui<span class=\"_ _0\"></span>ring f<span class=\"_ _0\"></span>ull o<span class=\"_ _0\"></span>wne<span class=\"_ _0\"></span>rshi<span class=\"_ _0\"></span>p of the<span class=\"_ _0\"></span>se com<span class=\"_ _0\"></span>pan<span class=\"_ _0\"></span>ies on o<span class=\"_ _0\"></span>r befo<span class=\"_ _0\"></span>re 31 Dece<span class=\"_ _0\"></span>mber 2027 su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to a<span class=\"_ _0\"></span>ll </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs5b1\">of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e rele<span class=\"_ _0\"></span>vant co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tual p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s being s<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>sf<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ed.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b2\">T<span class=\"_ _0\"></span>he amo<span class=\"_ _0\"></span>unt to be p<span class=\"_ _0\"></span>aid f<span class=\"_ _0\"></span>or any f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>er inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t by th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p woul<span class=\"_ _0\"></span>d be de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ined b<span class=\"_ _0\"></span>ase<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b3\">fu<span class=\"_ _0\"></span>ture f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance of t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt en<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. A<span class=\"_ _0\"></span>s at 31 Dece<span class=\"_ _0\"></span>mbe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25<span class=\"_ _0\"></span>, the tot<span class=\"_ _0\"></span>al am<span class=\"_ _0\"></span>ount o<span class=\"_ _0\"></span>f </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs552\">pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t may ul<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>atel<span class=\"_ _0\"></span>y be req<span class=\"_ _0\"></span>uired i<span class=\"_ _0\"></span>s es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated to b<span class=\"_ _0\"></span>e in the r<span class=\"_ _0\"></span>ange of \u00a3<span class=\"_ _0\"></span>24 milli<span class=\"_ _0\"></span>on to \u00a3<span class=\"_ _0\"></span>31 milli<span class=\"_ _0\"></span>on </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs553\">(2024: bes<span class=\"_ _0\"></span>t es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ate of \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>7 mil<span class=\"_ _0\"></span>lion). In th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of<span class=\"_ gs26\"> </span>f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n, the<span class=\"_ _0\"></span>se </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs554\">po<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>al fu<span class=\"_ _0\"></span>ture p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ha<span class=\"_ _0\"></span>ve not b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s and th<span class=\"_ _0\"></span>e pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l fu<span class=\"_ _0\"></span>ture sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>gs </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs555\">hav<span class=\"_ _0\"></span>e not b<span class=\"_ _0\"></span>een re<span class=\"_ _0\"></span>cogni<span class=\"_ _0\"></span>sed a<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls44 ws57 gs5b4\">37(b) C<span class=\"_ _1\"></span>ontractual com<span class=\"_ _1\"></span>mitments<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b5\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tual co<span class=\"_ _0\"></span>mmi<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of fu<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g arra<span class=\"_ _0\"></span>ngem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s whi<span class=\"_ _0\"></span>ch wi<span class=\"_ _0\"></span>ll be p<span class=\"_ _0\"></span>ayab<span class=\"_ _0\"></span>le in </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b6\">fu<span class=\"_ _0\"></span>ture p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>ods<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese co<span class=\"_ _0\"></span>mmit<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re not rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5b7\">In 2024, \u00a3<span class=\"_ _0\"></span>2 mill<span class=\"_ _0\"></span>ion wa<span class=\"_ _0\"></span>s cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d for pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>fur<span class=\"_ _0\"></span>bish<span class=\"_ _0\"></span>ment b<span class=\"_ _0\"></span>ut no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d as lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es. No<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs15\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ure is co<span class=\"_ _0\"></span>ntra<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted at 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2025.<span class=\"_ _0\"></span> </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-358": {
   "value": "<div class=\"t m1 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs5b9\">38: Cap<span class=\"_ _7\"></span>ita<span class=\"_ _0\"></span>l a<span class=\"_ _0\"></span>nd fina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l risk ma<span class=\"_ _0\"></span>na<span class=\"_ _0\"></span>g<span class=\"_ _1\"></span>em<span class=\"_ _1\"></span>en<span class=\"_ _7\"></span>t<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls6d ws71 gsb4\">38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Capital management<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsb5\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up mana<span class=\"_ _0\"></span>ges it<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h a foc<span class=\"_ _0\"></span>us on ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y and e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve r<span class=\"_ _0\"></span>isk ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsb6\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s are to mai<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s ab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to cont<span class=\"_ _0\"></span>inue a<span class=\"_ _0\"></span>s a going co<span class=\"_ _0\"></span>ncer<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>le </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsb7\">sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e opt<span class=\"_ _0\"></span>imis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ret<span class=\"_ _0\"></span>urn re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ive to r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p ensu<span class=\"_ _0\"></span>res tha<span class=\"_ _0\"></span>t it c<span class=\"_ _0\"></span>an me<span class=\"_ _0\"></span>et it<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>cte<span class=\"_ _0\"></span>d </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5ba\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al an<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing n<span class=\"_ _0\"></span>eed<span class=\"_ _0\"></span>s at all t<span class=\"_ _0\"></span>imes h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng reg<span class=\"_ _0\"></span>ard to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess P<span class=\"_ _0\"></span>lans<span class=\"_ _0\"></span>, fore<span class=\"_ _0\"></span>cas<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ateg<span class=\"_ _0\"></span>ic </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5bb\">ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves an<span class=\"_ _0\"></span>d the re<span class=\"_ _0\"></span>gul<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to Grou<span class=\"_ _0\"></span>p ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsba\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s over<span class=\"_ _0\"></span>all c<span class=\"_ _0\"></span>apit<span class=\"_ _0\"></span>al r<span class=\"_ _0\"></span>isk ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite is s<span class=\"_ _0\"></span>et w<span class=\"_ _0\"></span>ith re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to the re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gsbb\">s<span class=\"_ _0\"></span>take<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and s<span class=\"_ _0\"></span>eek<span class=\"_ _0\"></span>s to:</div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs5bc\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ain su<span class=\"_ _0\"></span>ffici<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, but no<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>exce<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ve, fin<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>reng<span class=\"_ _0\"></span>th to su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>take<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s;</span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs5bd\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">o<span class=\"_ _0\"></span>ptim<span class=\"_ _0\"></span>ise de<span class=\"_ _0\"></span>bt to equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>re to enhan<span class=\"_ _0\"></span>ce shareh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er retur<span class=\"_ _0\"></span>ns; an<span class=\"_ _0\"></span>d</span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs5be\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls51 ws77\">ret<span class=\"_ _0\"></span>ain<span class=\"_ _1\"></span> financial flexibilit<span class=\"_ _0\"></span>y by maintaining liquidit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> including unutilised commit<span class=\"_ _0\"></span>ted cr<span class=\"_ _1\"></span>edit lines.<span class=\"_ _29f\"> </span></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsc0\">T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al us<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 fun<span class=\"_ _0\"></span>ds of \u00a31<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>46<span class=\"_ _0\"></span>6 milli<span class=\"_ _0\"></span>on </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gsc1\">(2024:<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>423 mil<span class=\"_ _0\"></span>lion) and su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d debt w<span class=\"_ _0\"></span>hich wa<span class=\"_ _0\"></span>s iss<span class=\"_ _0\"></span>ued at \u00a3<span class=\"_ _0\"></span>200 mil<span class=\"_ _0\"></span>lion in Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 202<span class=\"_ _0\"></span>3. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsc2\">A<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ive r<span class=\"_ _0\"></span>esou<span class=\"_ _0\"></span>rces are u<span class=\"_ _0\"></span>til<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d wher<span class=\"_ _0\"></span>e appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate. Ri<span class=\"_ _0\"></span>sk app<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>te has b<span class=\"_ _0\"></span>een d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d for th<span class=\"_ _0\"></span>e lev<span class=\"_ _0\"></span>el of </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gsc3\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y and deb<span class=\"_ _0\"></span>t wit<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Group. T<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>sk appe<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>te inclu<span class=\"_ _0\"></span>des lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>term t<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, earl<span class=\"_ _0\"></span>y war<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5bf\">th<span class=\"_ _0\"></span>resho<span class=\"_ _0\"></span>lds an<span class=\"_ _0\"></span>d ris<span class=\"_ _0\"></span>k appe<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>te limi<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s out t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>rget d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d lev<span class=\"_ _0\"></span>el in rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs5c0\">to<span class=\"_ gs26\"> </span>pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsc6\">T<span class=\"_ _0\"></span>he reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al for t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>d und<span class=\"_ _0\"></span>er UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls6d ws71 gs5c2\">38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a)(i)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Regulator<span class=\"_ _0\"></span>y capital (unaudited)<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5c3\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y I<span class=\"_ _0\"></span>I grou<span class=\"_ _0\"></span>p supe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion b<span class=\"_ _0\"></span>y the Pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l Reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion Au<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5c4\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up is requi<span class=\"_ _0\"></span>red to meas<span class=\"_ _0\"></span>ure and mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al reso<span class=\"_ _0\"></span>urces un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls79 ws97 gs5c5\">reg<span class=\"_ _0\"></span>ulator<span class=\"_ _0\"></span>y<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>gime. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5c6\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s UK lif<span class=\"_ _0\"></span>e insur<span class=\"_ _0\"></span>ance u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing is i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on on a UK<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5c7\">So<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y II b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her reg<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>uded i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup so<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5c8\">to<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant s<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tora<span class=\"_ _0\"></span>l rule<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s UK S<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II su<span class=\"_ _0\"></span>rplu<span class=\"_ _0\"></span>s is the am<span class=\"_ _0\"></span>ount by w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5c9\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al on a U<span class=\"_ _0\"></span>K Sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y II ba<span class=\"_ _0\"></span>sis (own f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) exce<span class=\"_ _0\"></span>eds t<span class=\"_ _0\"></span>he UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t (sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5ca\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>r \u201cS<span class=\"_ _0\"></span>CR<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5cb\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y II su<span class=\"_ _0\"></span>rpl<span class=\"_ _0\"></span>us is \u00a3876 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion at 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25 (2024: \u00a385<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>), </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5cc\">rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>an SC<span class=\"_ _0\"></span>R <span class=\"_ _1\"></span>cov<span class=\"_ _0\"></span>erage ra<span class=\"_ _0\"></span>tio of 20<span class=\"_ _0\"></span>4% (2024: <span class=\"_ _1\"></span>21<span class=\"_ _7\"></span>9%) ca<span class=\"_ _0\"></span>lcu<span class=\"_ _0\"></span>lated un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ard for<span class=\"_ _0\"></span>mula.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5cd\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>UK<span class=\"_ gs26\"> </span>So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 allo<span class=\"_ _0\"></span>ws for t<span class=\"_ _0\"></span>he impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the reco<span class=\"_ _0\"></span>mmen<span class=\"_ _0\"></span>ded </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5ce\">F<span class=\"_ _0\"></span>inal Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>den<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt of \u00a358 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a357 mil<span class=\"_ _0\"></span>lion). </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5cf\">T<span class=\"_ _0\"></span>he UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025 (<span class=\"_ _1\"></span>una<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>ted es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate) and 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2024 is </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5d0\">pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow:<span class=\"_ _29f\"> </span></div><div class=\"gs5d1\"><table class=\"s w2a8 hca\" id=\"_0d4e15ab-7d64-481d-bc28-96dbe4422e5f\"><tr><td></td><td class=\"t m0 x232 h7 y2733 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2733 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"c x9ec y2734 w2a9 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4b ws4d\">2025</div><div class=\"t m0 x9eb h1c y256a ff10f fs13 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c x9ee y2734 w2aa hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4b ws4d\">2024</div><div class=\"t m0 x9ed h1c y256a ff10f fs13 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2735 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2735 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w2ab ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ow<span class=\"_ _0\"></span>n fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ef y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">1,719<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f0 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,566<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2ac ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Solven<span class=\"_ _0\"></span>cy capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> requirement<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f1 y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">843<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f2 y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">715<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2ad ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>cy I<span class=\"_ _0\"></span>I sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f3 y2507 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">876<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f4 y2507 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">851<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2ae ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">UK S<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>overa<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>io<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f5 y24bf w2af ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">204%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f6 y24bf w2b0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">219%<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs5d2\">1 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs5d3\">F<span class=\"_ _0\"></span>ilin<span class=\"_ _0\"></span>g of an<span class=\"_ _0\"></span>nual r<span class=\"_ _0\"></span>egu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>y rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng for<span class=\"_ _0\"></span>ms d<span class=\"_ _0\"></span>ue by 27 M<span class=\"_ _0\"></span>ay 2026<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs5d4\">2 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs5d5\">A<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p Sol<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d Fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial Co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2024<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5d6\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s own f<span class=\"_ _0\"></span>unds i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c is<span class=\"_ _0\"></span>sued s<span class=\"_ _0\"></span>ubord<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y whi<span class=\"_ _0\"></span>ch qual<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s as </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5d7\">ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al un<span class=\"_ _0\"></span>der UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y I<span class=\"_ _0\"></span>I. T<span class=\"_ _0\"></span>he comp<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of own f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s by ti<span class=\"_ _0\"></span>er is pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow. </div><div class=\"gs5d8\"><table class=\"s w2b1 hd9\" id=\"_536460e4-c0e5-46e9-b10f-05eb79da48b0\"><tr><td></td><td class=\"t m0 x232 h7 y2736 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2736 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2737 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2737 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y2738 ff10f fs5 fc1 sc0 ls12d ws0\">Gr<span class=\"_ _0\"></span>oup ow<span class=\"_ _0\"></span>n fun<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y2738 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2738 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2506 w2b2 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 1</div><div class=\"t m0 x9f7 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x810 y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,516<span class=\"_ _29f\"> </span></div></td><td class=\"c n x811 y2506 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,366<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bc w2b3 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 2</div><div class=\"t m0 x9f8 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f9 y24bc w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fa y24bc w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">200<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2b4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Gro<span class=\"_ _0\"></span>up UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y II o<span class=\"_ _0\"></span>wn fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fb y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,719<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y24bf w2c ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,566<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs5d9\">1 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs5da\">A<span class=\"_ _0\"></span>ll Ti<span class=\"_ _0\"></span>er 1 c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l is unr<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r tie<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ng pur<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs5db\">2 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs5dc\">Com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s a UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>lian<span class=\"_ _0\"></span>t sub<span class=\"_ _0\"></span>ord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted de<span class=\"_ _0\"></span>bt se<span class=\"_ _0\"></span>cu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>orm o<span class=\"_ _0\"></span>f a Ti<span class=\"_ _0\"></span>er 2 bo<span class=\"_ _0\"></span>nd, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h was i<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ued a<span class=\"_ _0\"></span>t \u00a320<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n in </div><div class=\"t m0 h7 ff10d fs5 fc1 sc0 ls4 ws0 gs5dd\">Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 2<span class=\"_ _0\"></span>023.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5de\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s UK lif<span class=\"_ _0\"></span>e insur<span class=\"_ _0\"></span>ance u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing is a<span class=\"_ _0\"></span>lso su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to U<span class=\"_ _0\"></span>K Sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y II at en<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ty l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l. Ot<span class=\"_ _0\"></span>her<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5df\">reg<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es in the G<span class=\"_ _0\"></span>roup are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly app<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-le<span class=\"_ _0\"></span>vel c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e0\">th<span class=\"_ _0\"></span>e count<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s in wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>hey op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>te. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s as<span class=\"_ _0\"></span>set ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>vice b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e1\">are su<span class=\"_ _0\"></span>bje<span class=\"_ _0\"></span>ct to g<span class=\"_ _0\"></span>roup s<span class=\"_ _0\"></span>uper<span class=\"_ _3\"></span>vi<span class=\"_ _0\"></span>sion b<span class=\"_ _0\"></span>y the F<span class=\"_ _0\"></span>C<span class=\"_ _0\"></span>A und<span class=\"_ _0\"></span>er the U<span class=\"_ _0\"></span>K Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t Fir<span class=\"_ _0\"></span>ms Pr<span class=\"_ _0\"></span>uden<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l Regi<span class=\"_ _0\"></span>me (\u201c<span class=\"_ _0\"></span>IF<span class=\"_ _0\"></span>PR<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e3\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l requ<span class=\"_ _0\"></span>iremen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>gula<span class=\"_ _0\"></span>ted su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es were re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d and </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e4\">mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red th<span class=\"_ _0\"></span>rough r<span class=\"_ _0\"></span>egul<span class=\"_ _0\"></span>ar Gro<span class=\"_ _0\"></span>up Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Ri<span class=\"_ _0\"></span>sk Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t Commi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tee me<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>. Thr<span class=\"_ _0\"></span>ough<span class=\"_ _0\"></span>out 202<span class=\"_ _0\"></span>5, </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws5f gs5e5\">th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has com<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e regu<span class=\"_ _0\"></span>lator<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>equi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat ap<span class=\"_ _0\"></span>pl<span class=\"_ _0\"></span>y at a cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l and Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>\u2019s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4b gs5e6\">insurance<span class=\"_ _1\"></span> undert<span class=\"_ _0\"></span>akings and investment firms have complied<span class=\"_ _1\"></span> with the regulatory capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> requir<span class=\"_ _1\"></span>ements </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e7\">th<span class=\"_ _0\"></span>at app<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>t enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>el.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls6d ws71 gs5e8\">38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a)(ii)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Loan covenants<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5e9\">Un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ing cre<span class=\"_ _0\"></span>dit f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ag<span class=\"_ _0\"></span>reem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup is re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d to comp<span class=\"_ _0\"></span>ly w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5ea\">fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial co<span class=\"_ _0\"></span>vena<span class=\"_ _0\"></span>nt: t<span class=\"_ _0\"></span>he rat<span class=\"_ _0\"></span>io of tot<span class=\"_ _0\"></span>al net bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s to conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s\u2019 f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5eb\">sha<span class=\"_ _0\"></span>ll not e<span class=\"_ _0\"></span>xceed 0<span class=\"_ _0\"></span>.5. </div><div class=\"gs5ec\"><table class=\"s w2b5 hd2\" id=\"_21016e6d-45cb-4d7b-a4dc-9ae99954ba79\"><tr><td></td><td></td><td class=\"t m0 x373 h7 y2739 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2739 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y273a ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y273a ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x582 h7 y273b ff10f fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y273b ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y273b ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w2b6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fc y2511 w2b7 ha6\"><div class=\"t m0 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fd y24ee w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x617 y24ee w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w2b8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: c<span class=\"_ _0\"></span>ash an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of the Co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9fe y24b9 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(118)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ff y24b9 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(135)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w2b9 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>f the Co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x28c y2504 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">81<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y2504 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2ba ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>\u2019 eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa00 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,466<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa01 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,423<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2bb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 2 b<span class=\"_ _0\"></span>ond<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa02 y273c w2b7 ha6\"><div class=\"t m0 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x23d y2506 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x23e y2506 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2bc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Gro<span class=\"_ _0\"></span>up eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ing T<span class=\"_ _0\"></span>ier 2 b<span class=\"_ _0\"></span>ond<span class=\"_ _0\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa03 y2507 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,665<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa04 y2507 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,621<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2bd ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Ratio of Company net external borrowings to Group equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa05 y24bf w22b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">0.049<span class=\"_ _29f\"> </span></div></td><td class=\"c n x245 y24bf w22b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">0.039<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5ed\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has co<span class=\"_ _0\"></span>mpli<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th the co<span class=\"_ _0\"></span>vena<span class=\"_ _0\"></span>nt since t<span class=\"_ _0\"></span>he fac<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>was o<span class=\"_ _0\"></span>rig<span class=\"_ _0\"></span>inall<span class=\"_ _0\"></span>y crea<span class=\"_ _0\"></span>ted in 201<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs5ee\">3<span class=\"_ _0\"></span>8(a)(<span class=\"_ _0\"></span>iii)<span class=\"_ _0\"></span>: Ow<span class=\"_ _0\"></span>n Ris<span class=\"_ _0\"></span>k and S<span class=\"_ _0\"></span>olve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent (<span class=\"_ _0\"></span>\u201cOR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A\u201d<span class=\"_ _0\"></span>) and In<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al Cap<span class=\"_ _0\"></span>ital A<span class=\"_ _0\"></span>deq<span class=\"_ _0\"></span>uac<span class=\"_ _0\"></span>y and R<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls5d ws153 gs5ef\">Assessment<span class=\"_ _1\"></span> (\u201cIC<span class=\"_ _0\"></span>AR<span class=\"_ _0\"></span>A<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>)<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f0\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up OR<span class=\"_ _0\"></span>SA p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s is an o<span class=\"_ _0\"></span>ngoin<span class=\"_ _0\"></span>g c<span class=\"_ _0\"></span>ycle o<span class=\"_ _0\"></span>f risk a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f1\">an ov<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt and f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ri<span class=\"_ _0\"></span>sk prof<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>nd dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ates t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f2\">rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y, risk a<span class=\"_ _0\"></span>ppe<span class=\"_ _0\"></span>tite<span class=\"_ _0\"></span>, risk p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>ile a<span class=\"_ _0\"></span>nd so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y nee<span class=\"_ _0\"></span>ds. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5f3\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c plan<span class=\"_ _0\"></span>ning an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk-ba<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>ecis<span class=\"_ _0\"></span>ion mak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f4\">T<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng OR<span class=\"_ _0\"></span>SA p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s cover t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>der ho<span class=\"_ _0\"></span>w risk<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>nd sol<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y nee<span class=\"_ _0\"></span>ds may e<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ve </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f5\">ov<span class=\"_ _0\"></span>er the p<span class=\"_ _0\"></span>lann<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>e OR<span class=\"_ _0\"></span>SA in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des s<span class=\"_ _0\"></span>tres<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d scena<span class=\"_ _0\"></span>rio te<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med to a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f6\">th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial an<span class=\"_ _0\"></span>d ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l resili<span class=\"_ _0\"></span>ence of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls62 ws60 gs5f7\">The Group ORS<span class=\"_ _0\"></span>A<span class=\"_ _1\"></span> repor<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> is produced<span class=\"_ _1\"></span> annually.<span class=\"_ _1\"></span> This summarises the analy<span class=\"_ _0\"></span>sis, ins<span class=\"_ _1\"></span>ight<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and conclusions </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5f8\">fro<span class=\"_ _0\"></span>m the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>cess<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup. T<span class=\"_ _0\"></span>he OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5f9\">is<span class=\"_ gs26\"> </span>su<span class=\"_ _0\"></span>bmi<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed to the PR<span class=\"_ _0\"></span>A as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of the no<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>sup<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>isor<span class=\"_ _3\"></span>y proc<span class=\"_ _0\"></span>ess an<span class=\"_ _0\"></span>d may be sup<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d by ad hoc<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5fa\">as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re there i<span class=\"_ _0\"></span>s a mate<span class=\"_ _0\"></span>rial c<span class=\"_ _0\"></span>hange i<span class=\"_ _0\"></span>n the r<span class=\"_ _0\"></span>isk pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ile of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ou<span class=\"_ _0\"></span>tsi<span class=\"_ _0\"></span>de th<span class=\"_ _0\"></span>e usual<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4b gs5fb\">repor<span class=\"_ _0\"></span>ting<span class=\"_ _7\"></span> c<span class=\"_ _0\"></span>ycle.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs5fc\">In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up OR<span class=\"_ _0\"></span>SA pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s, an ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-le<span class=\"_ _0\"></span>vel OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss is pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ed for Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er Lif<span class=\"_ _0\"></span>e &amp; </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs5fd\">Pen<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h it<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p OR<span class=\"_ _0\"></span>SA rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs5ff\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up IC<span class=\"_ _0\"></span>AR<span class=\"_ _3\"></span>A pro<span class=\"_ _0\"></span>cess i<span class=\"_ _0\"></span>s an ong<span class=\"_ _0\"></span>oing c<span class=\"_ _0\"></span>yc<span class=\"_ _0\"></span>le of r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t proc<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>es, s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r to the<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs600\">OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup I<span class=\"_ _0\"></span>CA<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s is per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ed for t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs601\">inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt and a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>ms un<span class=\"_ _0\"></span>der IF<span class=\"_ _0\"></span>PR requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he IC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss i<span class=\"_ _0\"></span>s also p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med a<span class=\"_ _0\"></span>t an ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4b ws4b gs602\">level for<span class=\"_ _1\"></span> Quilter<span class=\"_ _0\"></span>\u2019s<span class=\"_ _7\"></span> UK inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> f<span class=\"_ _0\"></span>irms, which<span class=\"_ _1\"></span> are<span class=\"_ _1\"></span> Quilter Investment Platform Limited, Quilter<span class=\"_ _1\"></span> Investors </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs603\">Limited<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> Quilter Chev<span class=\"_ _0\"></span>iot Limited and Quilter Inves<span class=\"_ _0\"></span>t Limited.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws60 gs604\">The Group ICA<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A r<span class=\"_ _1\"></span>epor<span class=\"_ _0\"></span>t is<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span>oduced annually<span class=\"_ _1\"></span>. This summarises the analysis, insight<span class=\"_ _0\"></span>s and<span class=\"_ _1\"></span> conclusions </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs605\">fro<span class=\"_ _0\"></span>m the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>cess<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f Quil<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>\u2019s I<span class=\"_ _0\"></span>FPR pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>al </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls64 ws6e gs606\">cons<span class=\"_ _0\"></span>olida<span class=\"_ _0\"></span>tion gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs607\">T<span class=\"_ _0\"></span>he conc<span class=\"_ _0\"></span>lusi<span class=\"_ _0\"></span>ons of t<span class=\"_ _0\"></span>he OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A and IC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>ses are re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ewe<span class=\"_ _0\"></span>d by man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt and t<span class=\"_ _0\"></span>he Bo<span class=\"_ _0\"></span>ard </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs608\">throughout the<span class=\"_ _1\"></span> year<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10f fsb fc1 sc0 ls60 ws0 gs609\">3<span class=\"_ _0\"></span>8(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): Cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t risk<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls46 ws0 gs60a\">Ov<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ll ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure to c<span class=\"_ _0\"></span>red<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs60b\">Cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>sk of ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in cre<span class=\"_ _0\"></span>dit sp<span class=\"_ _0\"></span>reads (rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve to th<span class=\"_ _0\"></span>e refer<span class=\"_ _0\"></span>ence y<span class=\"_ _0\"></span>ield c<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ve),<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs60c\">cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>gs or d<span class=\"_ _0\"></span>efa<span class=\"_ _0\"></span>ult r<span class=\"_ _0\"></span>ates l<span class=\"_ _0\"></span>eadin<span class=\"_ _0\"></span>g to a dete<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on in t<span class=\"_ _0\"></span>he lev<span class=\"_ _0\"></span>el or v<span class=\"_ _0\"></span>olat<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs60d\">res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in lo<span class=\"_ _0\"></span>ss of e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>r redu<span class=\"_ _0\"></span>ced so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y. Thi<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>udes co<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>rpa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y defa<span class=\"_ _0\"></span>ult r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>, coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs60e\">con<span class=\"_ _0\"></span>cent<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on ri<span class=\"_ _0\"></span>sk and s<span class=\"_ _0\"></span>pread r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs60f\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>abli<span class=\"_ _0\"></span>she<span class=\"_ _0\"></span>d a Credi<span class=\"_ _0\"></span>t Ris<span class=\"_ _0\"></span>k Fram<span class=\"_ _0\"></span>ewo<span class=\"_ _0\"></span>rk th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s a Credi<span class=\"_ _0\"></span>t Ri<span class=\"_ _0\"></span>sk Poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y and Cre<span class=\"_ _0\"></span>dit R<span class=\"_ _0\"></span>isk </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs610\">A<span class=\"_ _0\"></span>ppe<span class=\"_ _0\"></span>tite S<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his fr<span class=\"_ _0\"></span>ame<span class=\"_ _0\"></span>wor<span class=\"_ _0\"></span>k appl<span class=\"_ _0\"></span>ies to al<span class=\"_ _0\"></span>l ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re the G<span class=\"_ _0\"></span>roup is e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osed t<span class=\"_ _0\"></span>o credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>, </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs611\">either direc<span class=\"_ _0\"></span>tly or indirec<span class=\"_ _0\"></span>tly, ensuring appropriate identif<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion, measurement, management<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> monitor<span class=\"_ _0\"></span>ing </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs612\">an<span class=\"_ _0\"></span>d repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>res.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs613\">T<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom al<span class=\"_ _0\"></span>l exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s is mi<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ated b<span class=\"_ _0\"></span>y ensur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up onl<span class=\"_ _0\"></span>y ente<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs614\">rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>riate<span class=\"_ _0\"></span>ly ro<span class=\"_ _0\"></span>bus<span class=\"_ _0\"></span>t coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>dher<span class=\"_ _0\"></span>ing to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up Cred<span class=\"_ _0\"></span>it Ri<span class=\"_ _0\"></span>sk Poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs615\">F<span class=\"_ _0\"></span>or<span class=\"_ gs26\"> </span>eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on is gi<span class=\"_ _0\"></span>ven as to:</div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs616\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it ra<span class=\"_ _0\"></span>ting of th<span class=\"_ _0\"></span>e counte<span class=\"_ _0\"></span>rpa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, whi<span class=\"_ _0\"></span>ch is use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e the pro<span class=\"_ _0\"></span>babi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y of de<span class=\"_ _0\"></span>fau<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>; </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs617\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he los<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t; </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs618\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l recov<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>y whi<span class=\"_ _0\"></span>ch may be ma<span class=\"_ _0\"></span>de in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t;</span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs619\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of any co<span class=\"_ _0\"></span>llate<span class=\"_ _0\"></span>ral th<span class=\"_ _0\"></span>at the Gr<span class=\"_ _0\"></span>oup has in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s; and</span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4 ws0 gs61a\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">a<span class=\"_ _0\"></span>ny se<span class=\"_ _0\"></span>cond or<span class=\"_ _0\"></span>der ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t may ar<span class=\"_ _0\"></span>ise w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>llat<span class=\"_ _0\"></span>eral ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure.<span class=\"_ _29f\"> </span></span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs61b\">T<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ures of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly to e<span class=\"_ _0\"></span>nsure t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>unter<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies re<span class=\"_ _0\"></span>main </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs61c\">cre<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>thy, th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>re is ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate d<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>rsi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d that e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>s are wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs61d\">ap<span class=\"_ _0\"></span>prove<span class=\"_ _0\"></span>d limi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. At t<span class=\"_ _0\"></span>he en<span class=\"_ _0\"></span>d of 2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s were to f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs61e\">(p<span class=\"_ _0\"></span>rima<span class=\"_ _0\"></span>ril<span class=\"_ _0\"></span>y thr<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt of sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>), co<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>rate e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s (in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal f<span class=\"_ _0\"></span>und </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls53 ws17 gs61f\">managers)<span class=\"_ _1\"></span> and indiv<span class=\"_ _0\"></span>iduals<span class=\"_ _1\"></span> (primaril<span class=\"_ _0\"></span>y through fund management<span class=\"_ _1\"></span> trade set<span class=\"_ _0\"></span>tlement ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>ties)<span class=\"_ _1\"></span>. </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs620\">T<span class=\"_ _0\"></span>here is no di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>osure to no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>UK sov<span class=\"_ _0\"></span>ereig<span class=\"_ _0\"></span>n debt w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls4b ws4b gs621\">has no<span class=\"_ _1\"></span> signif<span class=\"_ _0\"></span>icant c<span class=\"_ _1\"></span>oncentrations o<span class=\"_ _1\"></span>f credit<span class=\"_ _1\"></span> risk exposure<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls46 ws0 gs623\">Ot<span class=\"_ _0\"></span>her c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>ks<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs429\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed to f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk thro<span class=\"_ _0\"></span>ugh a n<span class=\"_ _0\"></span>umbe<span class=\"_ _0\"></span>r of loa<span class=\"_ _0\"></span>ns tha<span class=\"_ _0\"></span>t it ma<span class=\"_ _0\"></span>kes to </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs27e\">it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of upf<span class=\"_ _0\"></span>ront co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n on the s<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>e of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain t<span class=\"_ _0\"></span>yp<span class=\"_ _0\"></span>es of b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs234\">T<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t by f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ers is m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>d thro<span class=\"_ _0\"></span>ugh m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hly m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>torin<span class=\"_ _0\"></span>g of lo<span class=\"_ _0\"></span>an and co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls62 ws60 gs235\">debt balances.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b3\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is als<span class=\"_ _0\"></span>o exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to the r<span class=\"_ _0\"></span>isk of d<span class=\"_ _0\"></span>efa<span class=\"_ _0\"></span>ult b<span class=\"_ _0\"></span>y fun<span class=\"_ _0\"></span>d manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t grou<span class=\"_ _0\"></span>ps in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b4\">T<span class=\"_ _0\"></span>his ri<span class=\"_ _0\"></span>sk is man<span class=\"_ _0\"></span>aged t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e due dil<span class=\"_ _0\"></span>igence p<span class=\"_ _0\"></span>roce<span class=\"_ _0\"></span>ss w<span class=\"_ _0\"></span>hich is c<span class=\"_ _0\"></span>ompl<span class=\"_ _0\"></span>eted b<span class=\"_ _0\"></span>efor<span class=\"_ _0\"></span>e enter<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>to any </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs624\">rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h a fun<span class=\"_ _0\"></span>d gro<span class=\"_ _0\"></span>up. Am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s du<span class=\"_ _0\"></span>e to and f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>und gr<span class=\"_ _0\"></span>oups a<span class=\"_ _0\"></span>re moni<span class=\"_ _0\"></span>tore<span class=\"_ _0\"></span>d for pro<span class=\"_ _0\"></span>mpt </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls52 ws54 gs27f\">set<span class=\"_ _0\"></span>tlement<span class=\"_ _7\"></span> and appropriate<span class=\"_ _1\"></span> ac<span class=\"_ _0\"></span>tion<span class=\"_ _7\"></span> is taken where<span class=\"_ _1\"></span> settlement is not<span class=\"_ _1\"></span> timely<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b6\">Leg<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group e<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>s into c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t tran<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h a coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls46 ws0 gs23c\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k on fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs23d\">Du<span class=\"_ _0\"></span>e to the li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re that t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup has t<span class=\"_ _0\"></span>o credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>, credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk doe<span class=\"_ _0\"></span>s not ha<span class=\"_ _0\"></span>ve a mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs280\">on t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r the ye<span class=\"_ _0\"></span>ar und<span class=\"_ _0\"></span>er rev<span class=\"_ _0\"></span>iew. T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b7\">on t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts ar<span class=\"_ _0\"></span>e mainl<span class=\"_ _0\"></span>y due t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es in ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10e fsb fc1 sc0 ls46 ws0 gs218\">Ma<span class=\"_ _0\"></span>ximu<span class=\"_ _0\"></span>m ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re to c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs219\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s maxi<span class=\"_ _0\"></span>mum e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r from t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue d<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>lose<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs21a\">rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt note<span class=\"_ _0\"></span>s to the c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs240\">Loa<span class=\"_ _0\"></span>ns and ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nces su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to 1<span class=\"_ _7\"></span>2-<span class=\"_ _0\"></span>mont<span class=\"_ _0\"></span>h exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are \u00a34<span class=\"_ _0\"></span>4 mill<span class=\"_ _0\"></span>ion (2024: \u00a356 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) </div><div class=\"t m1 hf ff10d fsb fc1 sc0 ls44 ws46 gs241\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>othe<span class=\"_ _0\"></span>r recei<span class=\"_ _0\"></span>vab<span class=\"_ _0\"></span>les sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>es are \u00a3<span class=\"_ _0\"></span>25<span class=\"_ _7\"></span>1 mil<span class=\"_ _0\"></span>lion (2024: \u00a326<span class=\"_ _0\"></span>8 milli<span class=\"_ _0\"></span>on). </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs242\">T<span class=\"_ _0\"></span>hose b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ces rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>e poo<span class=\"_ _0\"></span>l of coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t do not re<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>e a rati<span class=\"_ _0\"></span>ng. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs243\">ind<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>idua<span class=\"_ _0\"></span>lly g<span class=\"_ _0\"></span>ener<span class=\"_ _0\"></span>ate no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al cre<span class=\"_ _0\"></span>dit e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure an<span class=\"_ _0\"></span>d this p<span class=\"_ _0\"></span>ool i<span class=\"_ _0\"></span>s high<span class=\"_ _0\"></span>ly di<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed, m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>tored a<span class=\"_ _0\"></span>nd </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls51 ws53 gs21f\">subjec<span class=\"_ _0\"></span>t to<span class=\"_ _1\"></span> limit<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs244\">E<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s not rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on is </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs245\">mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>s the m<span class=\"_ _0\"></span>axi<span class=\"_ _0\"></span>mum am<span class=\"_ _0\"></span>ount t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up woul<span class=\"_ _0\"></span>d hav<span class=\"_ _0\"></span>e to pay, wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>y be sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gs9f\">gre<span class=\"_ _0\"></span>ater t<span class=\"_ _0\"></span>han th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>at wou<span class=\"_ _0\"></span>ld be re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s a liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not ha<span class=\"_ _0\"></span>ve an<span class=\"_ _0\"></span>y sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant </div><div class=\"t m1 hf ff10c fsb fc1 sc0 ls44 ws0 gsa0\">ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>ems no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs626\">T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs538\"><table class=\"s w2be hf5\" id=\"_bfa7391d-64a7-4b7d-96fa-362118723346\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x618 h7 y273d ff10f fs5 fc3 sc0 ls54 ws9c\">Credit rating relating to<span class=\"_ _1\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h7 y273e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xa06 h7 y273f ff10f fs5 fc3 sc0 ls54 ws55\">Carr<span class=\"_ _0\"></span>ying </td></tr><tr><td class=\"t m0 x239 h7 y2740 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y2741 w2bf ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls19a ws1f4\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y2741 w2c0 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls19a ws1f4\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y2741 w2c1 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4 ws0\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y2741 w2c2 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4 ws0\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y2741 w2c3 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls187 ws1bb\">&lt;BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa0d y2741 w2c4 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls12d ws0\">Not ra<span class=\"_ _0\"></span>ted</div><div class=\"t m0 xa0c h1c y256a ff10f fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"t m0 xa0e h7 y2740 ff10f fs5 fc3 sc0 ls54 ws55\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2683 w2c5 hc0\"><div class=\"t m0 x23a h1b y25b4 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t,<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to 1<span class=\"_ _1\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0f y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa10 y2683 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa11 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">261<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa12 y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa13 y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa14 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa15 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w2c6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds a<span class=\"_ _0\"></span>t F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y2684 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa17 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa19 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1a y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1b y2684 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1c y2684 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2531 ff10f fs12 fc1 sc0 ls96 wsf0\">T<span class=\"_ _7\"></span>otal cash and<span class=\"_ _7\"></span> ca<span class=\"_ _0\"></span>sh<span class=\"_ _1\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2c7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws119\">equivale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1d y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1f y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">261<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa20 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa21 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa22 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa23 y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs627\"><table class=\"s w2be hf8\" id=\"_b985c74d-d10e-4617-bd7e-2849687506c3\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x618 h7 y2745 ff10f fs5 fc1 sc0 ls54 ws9c\">Credit rating relating to<span class=\"_ _1\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h7 y2746 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xa06 h7 y2747 ff10f fs5 fc1 sc0 ls54 ws55\">Carr<span class=\"_ _0\"></span>ying </td></tr><tr><td class=\"t m0 x239 h7 y2748 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y2749 w2bf ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls19a ws1f4\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y2749 w2c0 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls19a ws1f4\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y2749 w2c1 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws0\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y2749 w2c2 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws0\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y2749 w2c3 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls187 ws1bb\">&lt;BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa0d y2749 w2c4 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">Not ra<span class=\"_ _0\"></span>ted</div><div class=\"t m0 xa0c h1c y256a ff10f fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"t m0 xa0e h7 y2748 ff10f fs5 fc1 sc0 ls54 ws55\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2591 w2c5 ha7\"><div class=\"t m0 x23a h1b y24b5 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t,<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to 1<span class=\"_ _1\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0f y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa10 y2591 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa11 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa12 y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa13 y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa14 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa15 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w2c6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds a<span class=\"_ _0\"></span>t F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y267e w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa17 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa19 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1a y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1b y267e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1c y267e w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y274a ff10f fs12 fc1 sc0 ls96 wsf0\">T<span class=\"_ _7\"></span>otal cash and<span class=\"_ _7\"></span> ca<span class=\"_ _0\"></span>sh<span class=\"_ _1\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2c7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws119\">equivale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1d y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1f y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa20 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa21 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa22 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa23 y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff10c fs13 fc1 sc0 ls4 ws0 gs628\">1 </div><div class=\"t m0 h7 ff10c fs5 fc1 sc0 ls4 ws0 gs629\">Ca<span class=\"_ _0\"></span>sh in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f fun<span class=\"_ _0\"></span>ds is c<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as no<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ed (se<span class=\"_ _0\"></span>e no<span class=\"_ _0\"></span>te 26(a))<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls4 ws57 gs62a\">Impairment allowance<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs62b\">A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d and cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red fo<span class=\"_ _0\"></span>r any ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d cred<span class=\"_ _0\"></span>it lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs62c\">on ei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>a 1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>onth o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL mo<span class=\"_ _0\"></span>del. T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of such as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the G<span class=\"_ _0\"></span>roup are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls6d wsd4 gs62d\">on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL mo<span class=\"_ _0\"></span>del, w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he except<span class=\"_ _0\"></span>ion of so<span class=\"_ _0\"></span>me spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>ic l<span class=\"_ _0\"></span>oans t<span class=\"_ _0\"></span>hat are on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL mo<span class=\"_ _0\"></span>del.<span class=\"_ _29f\"> </span></div><div class=\"gs62e\"><table class=\"s w2c8 hf6\" id=\"_d95f51dc-6e2a-4cdb-848e-501f5ef037eb\"><tr><td class=\"c n x23b y250e w2c9 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls54 ws9c\">Impairment allowance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa24 y250e w2ca ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 w92 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa25 y2541 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(5.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w2cb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa26 y24b6 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(0.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w2cc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa27 y2500 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w2cd ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa28 y24ec w162 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w2ce ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls189 ws148\">Wri<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa29 y24ee w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w17f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2a y24b9 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8.9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w2cb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa26 y24ba w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1.0)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2cc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2b y24f3 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2cd ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa28 y2506 w162 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(2.9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w2ce ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls189 ws148\">Wri<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa29 y24bc w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2c y24bf w2cf ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12.1)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs630\">3<span class=\"_ _0\"></span>8(c): M<span class=\"_ _0\"></span>arket r<span class=\"_ _0\"></span>isk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs631\">Mar<span class=\"_ _0\"></span>ket r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k of an ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se c<span class=\"_ _0\"></span>hange i<span class=\"_ _0\"></span>n the le<span class=\"_ _0\"></span>vel o<span class=\"_ _0\"></span>r vola<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of mar<span class=\"_ _0\"></span>ket p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs632\">res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in lo<span class=\"_ _0\"></span>ss of e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>r redu<span class=\"_ _0\"></span>ced so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y. Marke<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k aris<span class=\"_ _0\"></span>es f<span class=\"_ _0\"></span>rom cha<span class=\"_ _0\"></span>nges in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, b<span class=\"_ _0\"></span>ond a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs633\">pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s, int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>es and f<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge rat<span class=\"_ _0\"></span>es. Ma<span class=\"_ _0\"></span>rket r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s are l<span class=\"_ _0\"></span>inked t<span class=\"_ _0\"></span>o wid<span class=\"_ _0\"></span>er econ<span class=\"_ _0\"></span>omic<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs634\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>geo<span class=\"_ _0\"></span>poli<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and ma<span class=\"_ _0\"></span>y be dri<span class=\"_ _0\"></span>ven b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of clim<span class=\"_ _0\"></span>ate-<span class=\"_ _0\"></span>rela<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs635\">Mar<span class=\"_ _0\"></span>ket r<span class=\"_ _0\"></span>isk ar<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>ses d<span class=\"_ _0\"></span>epe<span class=\"_ _0\"></span>nding o<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls62 ws60 gs636\">and liabilities held. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs637\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has a ma<span class=\"_ _0\"></span>rket r<span class=\"_ _0\"></span>isk p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h set<span class=\"_ _0\"></span>s ou<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt of </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws78 gs638\">market risk<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs639\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ake any p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>ding f<span class=\"_ _0\"></span>or it<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>n accou<span class=\"_ _0\"></span>nt. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s rev<span class=\"_ _0\"></span>enue i<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs63a\">ho<span class=\"_ _0\"></span>weve<span class=\"_ _0\"></span>r af<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and con<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs63b\">Gro<span class=\"_ _0\"></span>up has e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>els an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s. S<span class=\"_ _0\"></span>cenar<span class=\"_ _0\"></span>io tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng is un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aken to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs63c\">tes<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e resil<span class=\"_ _0\"></span>ience o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss to s<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>re but p<span class=\"_ _0\"></span>lausi<span class=\"_ _0\"></span>ble e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the p<span class=\"_ _0\"></span>otent<span class=\"_ _0\"></span>ial </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs63d\">imp<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, and to as<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t in the i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4b ws4d gs63e\">ac<span class=\"_ _0\"></span>tions. </div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs63f\">38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs640\">In ac<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket ri<span class=\"_ _0\"></span>sk pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y, the Gr<span class=\"_ _0\"></span>oup do<span class=\"_ _0\"></span>es not ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs641\">eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, or relat<span class=\"_ _0\"></span>ed coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t where t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ue to:</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs642\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">m<span class=\"_ _0\"></span>ismat<span class=\"_ _0\"></span>ches b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n uni<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese mi<span class=\"_ _0\"></span>smatc<span class=\"_ _0\"></span>hes ar<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs643\">to<span class=\"_ gs26\"> </span>ma<span class=\"_ _0\"></span>ximu<span class=\"_ _0\"></span>m limi<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, to avoi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>exce<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ve dea<span class=\"_ _0\"></span>ling cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s; and</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs644\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. See<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin ne<span class=\"_ _0\"></span>w unit<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d or ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>unds w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs645\">at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the<span class=\"_ _0\"></span>se f<span class=\"_ _0\"></span>unds ar<span class=\"_ _0\"></span>e launc<span class=\"_ _0\"></span>hed<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l is th<span class=\"_ _0\"></span>en wi<span class=\"_ _0\"></span>thd<span class=\"_ _0\"></span>raw<span class=\"_ _0\"></span>n from t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nds as<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs646\">po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs647\">T<span class=\"_ _0\"></span>he abo<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>res are n<span class=\"_ _0\"></span>ot mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs648\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up der<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s fee<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>.g. an<span class=\"_ _0\"></span>nual ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and i<span class=\"_ _0\"></span>ncur<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>e.g<span class=\"_ _0\"></span>. in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs649\">ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>d ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s) whic<span class=\"_ _0\"></span>h are lin<span class=\"_ _0\"></span>ked to th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs64a\">fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>cte<span class=\"_ _0\"></span>d by eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls51 ws54 gs64b\">Equity sensitiv<span class=\"_ _0\"></span>ity testing<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws5f gs64c\">A mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y wo<span class=\"_ _0\"></span>uld im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he fee i<span class=\"_ _0\"></span>ncome t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s base<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs64d\">hel<span class=\"_ _0\"></span>d by or o<span class=\"_ _0\"></span>n beha<span class=\"_ _0\"></span>lf of c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s app<span class=\"_ _0\"></span>lied a<span class=\"_ _0\"></span>s an ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>aneo<span class=\"_ _0\"></span>us sho<span class=\"_ _0\"></span>ck to eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs64e\">s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he year<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e sensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is is not li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d there<span class=\"_ _0\"></span>fore ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs64f\">th<span class=\"_ _0\"></span>e sens<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p as a wh<span class=\"_ _0\"></span>ole.<span class=\"_ _29f\"> </span></div><div class=\"gs650\"><table class=\"s w2d0 hf7\" id=\"_0ffa8cd7-af94-4a7d-b136-d0bdd13f166f\"><tr><td></td><td class=\"t m0 x373 h7 y2742 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2742 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2743 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2743 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h7 y2744 ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>ter ta<span class=\"_ _0\"></span>x and net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2744 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2744 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2d y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d2 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% d<span class=\"_ _0\"></span>ecre<span class=\"_ _0\"></span>ase i<span class=\"_ _0\"></span>n equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2e y24bf w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y24bf w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs652\">38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(ii): Interest<span class=\"_ _1\"></span> rate<span class=\"_ _7\"></span> risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs653\">Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rate r<span class=\"_ _0\"></span>isk a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily f<span class=\"_ _0\"></span>rom b<span class=\"_ _0\"></span>ank ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs654\">A ri<span class=\"_ _0\"></span>se in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes wo<span class=\"_ _0\"></span>uld al<span class=\"_ _0\"></span>so ca<span class=\"_ _0\"></span>use an i<span class=\"_ _0\"></span>mmed<span class=\"_ _0\"></span>iate f<span class=\"_ _0\"></span>all in t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>lue of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in f<span class=\"_ _0\"></span>ixe<span class=\"_ _0\"></span>d incom<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs655\">se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>\u2019 inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds, re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>ing in a fa<span class=\"_ _0\"></span>ll in fun<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>base<span class=\"_ _0\"></span>d reve<span class=\"_ _0\"></span>nues<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs656\">Conv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, a re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes wo<span class=\"_ _0\"></span>uld c<span class=\"_ _0\"></span>ause a r<span class=\"_ _0\"></span>ise i<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts in f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>xed in<span class=\"_ _0\"></span>come </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs657\">se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>\u2019 inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds. I<span class=\"_ _0\"></span>t wou<span class=\"_ _0\"></span>ld als<span class=\"_ _0\"></span>o redu<span class=\"_ _0\"></span>ce the i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>te ear<span class=\"_ _0\"></span>ned o<span class=\"_ _0\"></span>n cash<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs658\">dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd mo<span class=\"_ _0\"></span>ney ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs659\">E<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure of t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t rate<span class=\"_ _0\"></span>s are sum<span class=\"_ _0\"></span>mari<span class=\"_ _0\"></span>sed b<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>w<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls69 ws4b gs65a\">Interest rate sensitivit<span class=\"_ _0\"></span>y testing </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65b\">T<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of an in<span class=\"_ _0\"></span>creas<span class=\"_ _0\"></span>e and d<span class=\"_ _0\"></span>ecrea<span class=\"_ _0\"></span>se in m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ates o<span class=\"_ _0\"></span>f 1<span class=\"_ _7\"></span>% is te<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d (<span class=\"_ _1\"></span>e.g. i<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e curr<span class=\"_ _0\"></span>ent </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65c\">int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rate i<span class=\"_ _0\"></span>s 4%, t<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t all<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a<span class=\"_ _0\"></span>n ins<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>eou<span class=\"_ _0\"></span>s chan<span class=\"_ _0\"></span>ge to 3% and 5% f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65d\">s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f the y<span class=\"_ _0\"></span>ear). T<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t al<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y for s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r chan<span class=\"_ _0\"></span>ges in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65e\">in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ny f<span class=\"_ _0\"></span>ixed i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>ack<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65f\">in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes is p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>ded<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs660\"><table class=\"s w2d3 hf7\" id=\"_b6951e2d-946e-44c7-b0e4-936be130f963\"><tr><td></td><td class=\"t m0 x232 h7 y274b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y274b ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y274c ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y274c ff10f fs5 fc1 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y274d ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit or los<span class=\"_ _0\"></span>s aft<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>and ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y274d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y274d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% dec<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2f y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa30 y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs661\">38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(iii): Foreign<span class=\"_ _7\"></span> currency risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs662\">F<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue of f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of a f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t will<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs663\">f<span class=\"_ _0\"></span>luc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uate b<span class=\"_ _0\"></span>eca<span class=\"_ _0\"></span>use of c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in fore<span class=\"_ _0\"></span>ign exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>unc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l curre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y is p<span class=\"_ _0\"></span>ound<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs664\">s<span class=\"_ _0\"></span>terl<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as min<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs665\">to<span class=\"_ gs26\"> </span>Euro<span class=\"_ _0\"></span>s, thr<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s Ir<span class=\"_ _0\"></span>ish su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y and to th<span class=\"_ _0\"></span>e Sou<span class=\"_ _0\"></span>th Af<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>an Ra<span class=\"_ _0\"></span>nd, du<span class=\"_ _0\"></span>e to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lis<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng on the<span class=\"_ _0\"></span> <span class=\"_ _1\"></span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs666\">Jo<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>esbur<span class=\"_ _0\"></span>g Stock E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>nge and th<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of a prop<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends in R<span class=\"_ _0\"></span>and.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs667\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>ad lim<span class=\"_ _0\"></span>ited e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to fo<span class=\"_ _0\"></span>reign c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of o<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>ncie<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs668\">due<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>UK oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons an<span class=\"_ _0\"></span>d foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls60 ws0 gs669\">3<span class=\"_ _0\"></span>8(d)<span class=\"_ _0\"></span>: Liq<span class=\"_ _0\"></span>uidit<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs66a\">Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk is th<span class=\"_ _0\"></span>e risk t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>here a<span class=\"_ _0\"></span>re insu<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s or t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts c<span class=\"_ _0\"></span>ann<span class=\"_ _0\"></span>ot be re<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed in ord<span class=\"_ _0\"></span>er to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs66b\">se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>le f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>y fal<span class=\"_ _0\"></span>l due or t<span class=\"_ _0\"></span>hat ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns pre<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e the a<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs66c\">to<span class=\"_ gs26\"> </span>tr<span class=\"_ _0\"></span>ade in il<span class=\"_ _0\"></span>liqui<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in order to ma<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ain it<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>set an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>tchin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>(\u201cA<span class=\"_ _0\"></span>LM<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) prof<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>e. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs66d\">man<span class=\"_ _0\"></span>ages li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y on a dail<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s throu<span class=\"_ _0\"></span>gh:</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs66e\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>aini<span class=\"_ _0\"></span>ng ade<span class=\"_ _0\"></span>quate hi<span class=\"_ _0\"></span>gh-<span class=\"_ _0\"></span>qu<span class=\"_ _0\"></span>alit<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quid as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d bank<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, t<span class=\"_ _0\"></span>he lev<span class=\"_ _0\"></span>el of whi<span class=\"_ _0\"></span>ch is info<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>d </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs66f\">th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>app<span class=\"_ _0\"></span>ropr<span class=\"_ _0\"></span>iate li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span>;</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs670\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>uous<span class=\"_ _0\"></span>ly mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual c<span class=\"_ _0\"></span>ash flow<span class=\"_ _0\"></span>s; and</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs671\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>torin<span class=\"_ _0\"></span>g a <span class=\"_ _1\"></span>num<span class=\"_ _0\"></span>ber of key r<span class=\"_ _0\"></span>isk ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tors to he<span class=\"_ _0\"></span>lp in the id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ific<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion of a liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>ty s<span class=\"_ _0\"></span>tre<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws53 gs22a\">Indiv<span class=\"_ _0\"></span>idual businesses maint<span class=\"_ _0\"></span>ain<span class=\"_ _1\"></span> and manage their local liquidit<span class=\"_ _0\"></span>y requirements according to their business </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs22b\">ne<span class=\"_ _0\"></span>eds w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the o<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>all Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Fra<span class=\"_ _0\"></span>mew<span class=\"_ _0\"></span>ork t<span class=\"_ _0\"></span>hat in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es a Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y Ris<span class=\"_ _0\"></span>k Poli<span class=\"_ _0\"></span>cy<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs22c\">an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>Group L<span class=\"_ _0\"></span>iqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite St<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>fr<span class=\"_ _0\"></span>amew<span class=\"_ _0\"></span>ork is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed cons<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tentl<span class=\"_ _0\"></span>y acro<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs22d\">bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s in the G<span class=\"_ _0\"></span>roup to i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>y, man<span class=\"_ _0\"></span>age, me<span class=\"_ _0\"></span>asure, m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>tor an<span class=\"_ _0\"></span>d repor<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>n all li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs22e\">a mate<span class=\"_ _0\"></span>rial im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>els<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>is fra<span class=\"_ _0\"></span>mew<span class=\"_ _0\"></span>ork con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>rs bo<span class=\"_ _0\"></span>th shor<span class=\"_ _3\"></span>t-ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y and ca<span class=\"_ _0\"></span>sh </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs22f\">man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>nger-ter<span class=\"_ _0\"></span>m fund<span class=\"_ _0\"></span>ing ri<span class=\"_ _0\"></span>sk consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs27d\">Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y is mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red cen<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>lly b<span class=\"_ _0\"></span>y Grou<span class=\"_ _0\"></span>p T<span class=\"_ _7\"></span>reas<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>y, wi<span class=\"_ _0\"></span>th man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons t<span class=\"_ _0\"></span>aken a<span class=\"_ _0\"></span>t a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s leve<span class=\"_ _0\"></span>l </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs231\">to<span class=\"_ gs26\"> </span>en<span class=\"_ _0\"></span>sure eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s has su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>to cove<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s minim<span class=\"_ _0\"></span>um liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>ty re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, wi<span class=\"_ _0\"></span>th an </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs232\">ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate b<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r set in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite St<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs27e\">Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies h<span class=\"_ _0\"></span>ave op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove t<span class=\"_ _0\"></span>heir in<span class=\"_ _0\"></span>div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ual liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s and<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs234\">th<span class=\"_ _0\"></span>ere were n<span class=\"_ _0\"></span>o mate<span class=\"_ _0\"></span>rial l<span class=\"_ _0\"></span>iqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>tre<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. Dail<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mon<span class=\"_ _0\"></span>itor<span class=\"_ _0\"></span>ing co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>ues </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs235\">ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up to ena<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>imel<span class=\"_ _0\"></span>y ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of any em<span class=\"_ _0\"></span>erg<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws53 gs2b3\">The Group maintain<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> contingenc<span class=\"_ _0\"></span>y funding arrangement<span class=\"_ _0\"></span>s t<span class=\"_ _1\"></span>o provide liquidit<span class=\"_ _0\"></span>y suppor<span class=\"_ _0\"></span>t to<span class=\"_ _1\"></span> business<span class=\"_ _0\"></span>es in </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b4\">th<span class=\"_ _0\"></span>e even<span class=\"_ _0\"></span>t of liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Conti<span class=\"_ _0\"></span>ngenc<span class=\"_ _0\"></span>y F<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>ing Pla<span class=\"_ _0\"></span>ns are in p<span class=\"_ _0\"></span>lace fo<span class=\"_ _0\"></span>r each i<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ual bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss un<span class=\"_ _0\"></span>der </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs624\">a Gro<span class=\"_ _0\"></span>up Cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated Con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>gent Fu<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g Plan in o<span class=\"_ _0\"></span>rder to s<span class=\"_ _0\"></span>et ou<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach an<span class=\"_ _0\"></span>d mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs27f\">ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld b<span class=\"_ _0\"></span>e take<span class=\"_ _0\"></span>n shou<span class=\"_ _0\"></span>ld liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>els fa<span class=\"_ _0\"></span>ll bel<span class=\"_ _0\"></span>ow th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>shol<span class=\"_ _0\"></span>ds tha<span class=\"_ _0\"></span>t have b<span class=\"_ _0\"></span>een s<span class=\"_ _0\"></span>et to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs23a\">th<span class=\"_ _0\"></span>e liqu<span class=\"_ _0\"></span>idit<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>isk ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite of e<span class=\"_ _0\"></span>ach b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. The p<span class=\"_ _0\"></span>lans u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>go a per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>ic rev<span class=\"_ _0\"></span>iew a<span class=\"_ _0\"></span>nd tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs23b\">ens<span class=\"_ _0\"></span>ure th<span class=\"_ _0\"></span>ey are f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t for pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>se and c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>e relie<span class=\"_ _0\"></span>d upon d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng a liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>ress<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs673\">Inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n on the na<span class=\"_ _0\"></span>ture of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s and s<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>ies he<span class=\"_ _0\"></span>ld is gi<span class=\"_ _0\"></span>ven in no<span class=\"_ _0\"></span>te 1<span class=\"_ _7\"></span>9.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs280\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has a \u00a31<span class=\"_ _9\"></span>2<span class=\"_ _0\"></span>5 milli<span class=\"_ _0\"></span>on f<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear rev<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ving c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t faci<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>ith a f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ve-<span class=\"_ _0\"></span>ban<span class=\"_ _0\"></span>k club th<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s a form </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs2b7\">of con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>genc<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y for t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. No dr<span class=\"_ _0\"></span>awdo<span class=\"_ _0\"></span>wn on t<span class=\"_ _0\"></span>his f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ha<span class=\"_ _0\"></span>s been m<span class=\"_ _0\"></span>ade si<span class=\"_ _0\"></span>nce it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igi<span class=\"_ _0\"></span>nal </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs374\">inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on in Fe<span class=\"_ _0\"></span>bru<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 201<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e Group e<span class=\"_ _0\"></span>ntered i<span class=\"_ _0\"></span>nto a fi<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent in Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 2024 wit<span class=\"_ _0\"></span>h the </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs375\">opt<span class=\"_ _0\"></span>ion to ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nd the f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y for a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther t<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>year pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2031<span class=\"_ _7\"></span>, an<span class=\"_ _0\"></span>d has cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>d to meet<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs376\">all<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he cov<span class=\"_ _0\"></span>enant<span class=\"_ _0\"></span>s at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span>ed to it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing ar<span class=\"_ _0\"></span>rang<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The se<span class=\"_ _0\"></span>cond o<span class=\"_ _0\"></span>ne-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>sion ha<span class=\"_ _0\"></span>s been<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs377\">exer<span class=\"_ _0\"></span>cise<span class=\"_ _0\"></span>d in Janua<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y 202<span class=\"_ _1\"></span>6 and ap<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ban<span class=\"_ _0\"></span>k club. T<span class=\"_ _0\"></span>his t<span class=\"_ _0\"></span>akes th<span class=\"_ _0\"></span>e curre<span class=\"_ _0\"></span>nt exp<span class=\"_ _0\"></span>ira<span class=\"_ _0\"></span>tion da<span class=\"_ _0\"></span>te of </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs240\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent to Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2031<span class=\"_ _7\"></span>. No dr<span class=\"_ _0\"></span>awdo<span class=\"_ _0\"></span>wn on th<span class=\"_ _0\"></span>is fac<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e since i<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21d\">T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing a<span class=\"_ _0\"></span>rra<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d suf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cien<span class=\"_ _0\"></span>t to main<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>t liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y leve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21e\">an<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>fer cov<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e for ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ess s<span class=\"_ _0\"></span>cenar<span class=\"_ _0\"></span>ios i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>tres<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs378\">und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs220\">Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther d<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>ails<span class=\"_ _0\"></span>, toget<span class=\"_ _0\"></span>her w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h infor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, are gi<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>n note 32.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs245\">T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n gro<span class=\"_ _0\"></span>ss, u<span class=\"_ _0\"></span>ndis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs9f\">con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g intere<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d to th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gsa0\">cou<span class=\"_ _0\"></span>ld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d to pay.<span class=\"_ _29f\"> </span></div>nvestment contrac<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> polic<span class=\"_ _0\"></span>yholders have the<span class=\"_ _1\"></span> option t<span class=\"_ _1\"></span>o te<span class=\"_ _1\"></span>rminate or<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>ransfer thei<span class=\"_ _1\"></span>r contract<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> at any<span class=\"_ _1\"></span> time an<span class=\"_ _0\"></span>d to recei<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e sur<span class=\"_ _0\"></span>rende<span class=\"_ _0\"></span>r or tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>heir p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>cies a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are tre<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>s hav<span class=\"_ _0\"></span>ing a ma<span class=\"_ _0\"></span>turi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of le<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>an one y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>. S<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors i<span class=\"_ _0\"></span>n fun<span class=\"_ _0\"></span>ds hav<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span> opt<span class=\"_ _0\"></span>ion to end t<span class=\"_ _0\"></span>heir inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in the fu<span class=\"_ _0\"></span>nds at any t<span class=\"_ _0\"></span>ime and th<span class=\"_ _0\"></span>eref<span class=\"_ _0\"></span>ore third<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>nds are t<span class=\"_ _0\"></span>reate<span class=\"_ _0\"></span>d as ha<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>g a matu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y o<span class=\"_ _0\"></span>f les<span class=\"_ _0\"></span>s than o<span class=\"_ _0\"></span>ne yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. A<span class=\"_ _0\"></span>lth<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e on dem<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t all li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>ll be se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>hin a sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t ti<span class=\"_ _0\"></span>me per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, th<span class=\"_ _0\"></span>e tab<span class=\"_ _0\"></span>le be<span class=\"_ _0\"></span>low ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tual p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and no<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted ra<span class=\"_ _0\"></span>tes of f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re wi<span class=\"_ _0\"></span>thdr<span class=\"_ _0\"></span>awal<span class=\"_ _0\"></span>s. <table class=\"s w2d6 hd8\" id=\"_0921473c-ce91-4666-b7b8-51911ce5923b\"><tr><td></td><td class=\"t m0 xa31 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">&lt;1 y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa32 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">1\u2013<span class=\"_ _0\"></span>5 yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></td><td class=\"t m0 x659 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">&gt;5 y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y274e ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y274f ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y258e w2d7 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities</div><div class=\"t m0 xa33 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa34 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa35 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa36 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w1d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y25d3 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,393<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y25d3 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y25d3 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a9 y25d3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,393<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y264d w2d8 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities</div><div class=\"t m0 xa3a h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y264d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">209<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3c y264d w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3d y264d w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3e y264d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">285<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2591 w2d9 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other liabilities</div><div class=\"t m0 xa3f h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">542<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2591 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2591 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w77 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y2684 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y2684 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w2da ha7\"><div class=\"t m0 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities on<span class=\"_ _1\"></span> an<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">undiscounted<span class=\"_ gs30e\"> </span>basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,661<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa48 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,739<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w2d6 hf9\" id=\"_2ddc0868-fd57-497e-a0d8-b98427ec4dd1\"><tr><td></td><td class=\"t m0 xa31 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">&lt;1 y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa32 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">1\u2013<span class=\"_ _0\"></span>5 yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></td><td class=\"t m0 x659 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">&gt;5 y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2750 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y2751 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y258e w2d7 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities</div><div class=\"t m0 xa33 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa34 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa35 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa36 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y258f w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y258f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y258f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a9 y258f w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2590 w2d8 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities</div><div class=\"t m0 xa3a h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3c y2590 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3d y2590 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3e y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">291<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2591 w2d9 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other liabilities</div><div class=\"t m0 xa3f h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2591 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2591 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">400<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w77 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y267e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y267e w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w2da hc0\"><div class=\"t m0 x23a h1b y25b4 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities on<span class=\"_ _1\"></span> an<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">undiscounted<span class=\"_ gs30e\"> </span>basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,643<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa48 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,727<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he lin<span class=\"_ _0\"></span>ked a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are he<span class=\"_ _0\"></span>ld to co<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s for li<span class=\"_ _0\"></span>nke<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2 The amounts repr<span class=\"_ _1\"></span>esent gross,<span class=\"_ _1\"></span> undiscounted<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>tual<span class=\"_ _1\"></span> cash flows.<span class=\"_ _29f\"> </span>3 Val<span class=\"_ _0\"></span>ues p<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ente<span class=\"_ _0\"></span>d exc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>li<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>e): Life underwriting risk<span class=\"_ _29f\"> </span>38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>e)(i): Overview<span class=\"_ _29f\"> </span>Li<span class=\"_ _0\"></span>fe un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk cov<span class=\"_ _0\"></span>ers r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s ar<span class=\"_ _0\"></span>ising u<span class=\"_ _0\"></span>nder p<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ided b<span class=\"_ _0\"></span>y Quil<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>\u2019s l<span class=\"_ _0\"></span>ife in<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>m, Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Lif<span class=\"_ _0\"></span>e &amp; Pensi<span class=\"_ _0\"></span>ons L<span class=\"_ _0\"></span>imite<span class=\"_ _0\"></span>d. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e prod<span class=\"_ _0\"></span>uc<span class=\"_ _0\"></span>ts d<span class=\"_ _0\"></span>o not me<span class=\"_ _0\"></span>et th<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S de<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ini<span class=\"_ _0\"></span>tion o<span class=\"_ _0\"></span>f insu<span class=\"_ _0\"></span>rance co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Li<span class=\"_ _0\"></span>fe un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>wr<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk cov<span class=\"_ _0\"></span>ers t<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>sk of ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ien<span class=\"_ _0\"></span>ce of wi<span class=\"_ _0\"></span>thd<span class=\"_ _0\"></span>rawa<span class=\"_ _0\"></span>l, ov<span class=\"_ _0\"></span>err<span class=\"_ _0\"></span>un in ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses o<span class=\"_ _0\"></span>r high<span class=\"_ _0\"></span>er than<span class=\"_ _1\"></span> expec<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>ed m<span class=\"_ _1\"></span>or<span class=\"_ _0\"></span>tality experienc<span class=\"_ _1\"></span>e.<span class=\"_ _1\"></span> T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s ear<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span>s and c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n to lif<span class=\"_ _0\"></span>e unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wri<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g risk<span class=\"_ _0\"></span>s i<span class=\"_ _0\"></span>s moni<span class=\"_ _0\"></span>tored<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs675\">T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>man<span class=\"_ _0\"></span>ages it<span class=\"_ _0\"></span>s li<span class=\"_ _0\"></span>fe unde<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>wr<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>ng risk<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h the fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing mec<span class=\"_ _0\"></span>hani<span class=\"_ _0\"></span>sms:</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs676\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent of e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse l<span class=\"_ _0\"></span>evel<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to app<span class=\"_ _0\"></span>rove<span class=\"_ _0\"></span>d budge<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs677\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">A<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>sis and m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>tori<span class=\"_ _0\"></span>ng of ex<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>ienc<span class=\"_ _0\"></span>e relat<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e to the a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>pti<span class=\"_ _0\"></span>ons us<span class=\"_ _0\"></span>ed to de<span class=\"_ _0\"></span>term<span class=\"_ _0\"></span>ine </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls62 ws6e gs678\">technical<span class=\"_ gs26\"> </span>provisions.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls69 ws5f gs679\">Persistenc<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs67a\">Per<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>tenc<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he r<span class=\"_ _0\"></span>isk th<span class=\"_ _0\"></span>at the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l of sur<span class=\"_ _0\"></span>rende<span class=\"_ _0\"></span>rs or w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hdr<span class=\"_ _0\"></span>awal<span class=\"_ _0\"></span>s on pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of<span class=\"_ _0\"></span>fere<span class=\"_ _0\"></span>d by Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r Lif<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs67b\">&amp; Pen<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s Limi<span class=\"_ _0\"></span>ted o<span class=\"_ _0\"></span>ccur<span class=\"_ _0\"></span>s at le<span class=\"_ _0\"></span>vels t<span class=\"_ _0\"></span>hat ar<span class=\"_ _0\"></span>e dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rent to t<span class=\"_ _0\"></span>he le<span class=\"_ _0\"></span>vels a<span class=\"_ _0\"></span>ssum<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he det<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>nati<span class=\"_ _0\"></span>on of </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls62 ws60 gs67c\">technical provisions. Persis<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>enc<span class=\"_ _0\"></span>y statis<span class=\"_ _0\"></span>tics are monitored monthly and a<span class=\"_ _1\"></span> detailed per<span class=\"_ _0\"></span>sistenc<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> analysis </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs3ba\">at<span class=\"_ gs26\"> </span>a pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t gr<span class=\"_ _0\"></span>oup lev<span class=\"_ _0\"></span>el is ca<span class=\"_ _0\"></span>rri<span class=\"_ _0\"></span>ed ou<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>on an an<span class=\"_ _0\"></span>nual ba<span class=\"_ _0\"></span>sis. Ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ions ma<span class=\"_ _0\"></span>y be tri<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>gered if<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls53 ws17 gs3bb\">persis<span class=\"_ _0\"></span>tency s<span class=\"_ _0\"></span>tatis<span class=\"_ _0\"></span>tics indicate signif<span class=\"_ _0\"></span>ican<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> adver<span class=\"_ _0\"></span>se movement or<span class=\"_ _1\"></span> emerging trends in experience.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls10d ws13a gs64\">Expenses<span class=\"_ _1\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs65\">E<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>se r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>tual e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s and e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>se in<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on di<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fer fr<span class=\"_ _0\"></span>om the l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>ls as<span class=\"_ _0\"></span>sume<span class=\"_ _0\"></span>d in </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs66\">th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>deter<span class=\"_ _0\"></span>min<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of techn<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>l prov<span class=\"_ _0\"></span>isio<span class=\"_ _0\"></span>ns. E<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse le<span class=\"_ _0\"></span>vels a<span class=\"_ _0\"></span>re moni<span class=\"_ _0\"></span>tored on a qu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>ly ba<span class=\"_ _0\"></span>sis agai<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs67\">bu<span class=\"_ _0\"></span>dget<span class=\"_ _0\"></span>s and f<span class=\"_ _0\"></span>orec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>se dr<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>rs are u<span class=\"_ _0\"></span>sed to a<span class=\"_ _0\"></span>lloc<span class=\"_ _0\"></span>ate e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s to enti<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es and p<span class=\"_ _0\"></span>rodu<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs68\">So<span class=\"_ _0\"></span>me<span class=\"_ gs26\"> </span>pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t s<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tures in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>de main<span class=\"_ _0\"></span>tenan<span class=\"_ _0\"></span>ce char<span class=\"_ _0\"></span>ges. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>rges are re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ewed a<span class=\"_ _0\"></span>nnual<span class=\"_ _0\"></span>ly in lig<span class=\"_ _0\"></span>ht </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs69\">of<span class=\"_ gs26\"> </span>ch<span class=\"_ _0\"></span>anges in m<span class=\"_ _0\"></span>ainte<span class=\"_ _0\"></span>nance e<span class=\"_ _0\"></span>xpen<span class=\"_ _0\"></span>se le<span class=\"_ _0\"></span>vels an<span class=\"_ _0\"></span>d the mar<span class=\"_ _0\"></span>ket ra<span class=\"_ _0\"></span>te of inf<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>. This re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ew may res<span class=\"_ _0\"></span>ult </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6a\">in<span class=\"_ gs26\"> </span>ch<span class=\"_ _0\"></span>anges i<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cha<span class=\"_ _0\"></span>rge lev<span class=\"_ _0\"></span>els<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls69 ws5f gs3bf\">Mor<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>alit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c0\">Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk is not m<span class=\"_ _0\"></span>ater<span class=\"_ _0\"></span>ial as t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up do<span class=\"_ _0\"></span>es not p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y insu<span class=\"_ _0\"></span>rance o<span class=\"_ _0\"></span>n it<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs67d\">38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>e)(ii): Sensitivity analysis </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs67e\">Se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>nal<span class=\"_ _0\"></span>ysi<span class=\"_ _0\"></span>s has b<span class=\"_ _0\"></span>een pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med by a<span class=\"_ _0\"></span>ppl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng the f<span class=\"_ _0\"></span>ollo<span class=\"_ _0\"></span>win<span class=\"_ _0\"></span>g para<span class=\"_ _0\"></span>mete<span class=\"_ _0\"></span>rs to th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6f\">s<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts fo<span class=\"_ _0\"></span>r 202<span class=\"_ _1\"></span>4 and 202<span class=\"_ _0\"></span>5. Inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t rate a<span class=\"_ _0\"></span>nd equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d prop<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y pri<span class=\"_ _0\"></span>ce sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs70\">wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup ma<span class=\"_ _0\"></span>rket s<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s abo<span class=\"_ _0\"></span>ve.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10e fsb fc1 sc0 ls10d ws13a gs71\">Expenses<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs67f\">T<span class=\"_ _0\"></span>he inc<span class=\"_ _0\"></span>rease i<span class=\"_ _0\"></span>n exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es is as<span class=\"_ _0\"></span>sum<span class=\"_ _0\"></span>ed to app<span class=\"_ _0\"></span>ly to t<span class=\"_ _0\"></span>he cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iated w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the m<span class=\"_ _0\"></span>ainte<span class=\"_ _0\"></span>nance a<span class=\"_ _0\"></span>nd </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs3c5\">acq<span class=\"_ _0\"></span>uisi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n the uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. It is as<span class=\"_ _0\"></span>sume<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>se ex<span class=\"_ _0\"></span>pens<span class=\"_ _0\"></span>es are inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>ed </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs3c6\">by 10% fr<span class=\"_ _0\"></span>om the s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of th<span class=\"_ _0\"></span>e year, so is ap<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d as an e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>nse sh<span class=\"_ _0\"></span>ock r<span class=\"_ _0\"></span>athe<span class=\"_ _0\"></span>r tha<span class=\"_ _0\"></span>n a grad<span class=\"_ _0\"></span>ual in<span class=\"_ _0\"></span>creas<span class=\"_ _0\"></span>e. </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs3c7\">T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>onl<span class=\"_ _0\"></span>y admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve exp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>es tha<span class=\"_ _0\"></span>t are defe<span class=\"_ _0\"></span>rrab<span class=\"_ _0\"></span>le are s<span class=\"_ _0\"></span>ales b<span class=\"_ _0\"></span>onus<span class=\"_ _0\"></span>es but a<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>ne<span class=\"_ _0\"></span>w <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s vol<span class=\"_ _0\"></span>umes </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs680\">are un<span class=\"_ _0\"></span>chan<span class=\"_ _0\"></span>ged in t<span class=\"_ _0\"></span>his se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ty, s<span class=\"_ _0\"></span>ales b<span class=\"_ _0\"></span>onus<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d the a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>ted de<span class=\"_ _0\"></span>ferr<span class=\"_ _0\"></span>als ha<span class=\"_ _0\"></span>ve not b<span class=\"_ _0\"></span>een in<span class=\"_ _0\"></span>crea<span class=\"_ _0\"></span>sed.<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs3c9\">A<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>in ex<span class=\"_ _0\"></span>pen<span class=\"_ _0\"></span>ses of 1<span class=\"_ _1\"></span>0% wo<span class=\"_ _0\"></span>uld ha<span class=\"_ _0\"></span>ve dec<span class=\"_ _0\"></span>rease<span class=\"_ _0\"></span>d prof<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>by \u00a36 mill<span class=\"_ _0\"></span>ion af<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>x (2024: <span class=\"_ _1\"></span>\u00a35 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls4a ws17 gs682\">38<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Operational risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs683\">Op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al ris<span class=\"_ _0\"></span>k refer<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e poten<span class=\"_ _0\"></span>tial f<span class=\"_ _0\"></span>or los<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing fro<span class=\"_ _0\"></span>m inad<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ate or fa<span class=\"_ _0\"></span>ile<span class=\"_ _0\"></span>d inter<span class=\"_ _0\"></span>nal p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs684\">s<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>s, or e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Su<span class=\"_ _0\"></span>ch los<span class=\"_ _0\"></span>ses m<span class=\"_ _0\"></span>ay ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sel<span class=\"_ _0\"></span>y imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y. This c<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gor<span class=\"_ _0\"></span>y en<span class=\"_ _0\"></span>compa<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs685\">ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l proce<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uding t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion of s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls62 ws60 gs686\">and f<span class=\"_ _0\"></span>inancial<span class=\"_ _1\"></span> advis<span class=\"_ _0\"></span>ers.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs687\">Key s<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l risk in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e, but ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>not li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d to:</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs688\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Techn<span class=\"_ _0\"></span>olog<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>nd info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion s<span class=\"_ _0\"></span>ecur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>: Failu<span class=\"_ _0\"></span>res in IT in<span class=\"_ _0\"></span>fra<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ure, c<span class=\"_ _0\"></span>yb<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y, and s<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>m </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls53 ws17 gs689\">development or maintenance.</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs68a\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">D<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce: Risk<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h the pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion an<span class=\"_ _0\"></span>d over<span class=\"_ _0\"></span>sigh<span class=\"_ _0\"></span>t of finan<span class=\"_ _0\"></span>cial ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice and </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws53 gs68b\">ongoing customer ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>icing.</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs68c\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">I<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt: Er<span class=\"_ _0\"></span>ror<span class=\"_ _0\"></span>s in inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, fun<span class=\"_ _0\"></span>d pric<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, deal<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, exec<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on and </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 lse1 ws8a gs68d\">settlement activities.</div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs68e\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">H<span class=\"_ _0\"></span>uman res<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s: Ris<span class=\"_ _0\"></span>ks ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g from pe<span class=\"_ _0\"></span>opl<span class=\"_ _0\"></span>e manage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd HR-<span class=\"_ _0\"></span>relate<span class=\"_ _0\"></span>d proce<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs68f\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Pr<span class=\"_ _0\"></span>oduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>cle man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt: Is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>s in produ<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t deve<span class=\"_ _0\"></span>lopm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, laun<span class=\"_ _0\"></span>ch, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ongo<span class=\"_ _0\"></span>ing man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs690\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Le<span class=\"_ _0\"></span>gal an<span class=\"_ _0\"></span>d contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s: Ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re due to ina<span class=\"_ _0\"></span>dequ<span class=\"_ _0\"></span>ate leg<span class=\"_ _0\"></span>al agre<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>hird pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs691\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">C<span class=\"_ _0\"></span>hange ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>: Poor<span class=\"_ _0\"></span>ly exe<span class=\"_ _0\"></span>cute<span class=\"_ _0\"></span>d respo<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>gic c<span class=\"_ _0\"></span>hange ini<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs692\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t: Ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>source<span class=\"_ _0\"></span>d ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and su<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>.</span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls4 ws0 gs693\"> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>cr<span class=\"_ _0\"></span>ime and b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>: Thre<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>s from f<span class=\"_ _0\"></span>raud<span class=\"_ _0\"></span>, cy<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>rcri<span class=\"_ _0\"></span>me, and op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al disr<span class=\"_ _0\"></span>upt<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws53 gs694\">In line with Group policies<span class=\"_ _0\"></span>, management holds primar<span class=\"_ _0\"></span>y r<span class=\"_ _1\"></span>esponsibili<span class=\"_ _0\"></span>ty for identi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ying, as<span class=\"_ _0\"></span>sessing<span class=\"_ _0\"></span>, </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs695\">man<span class=\"_ _0\"></span>agin<span class=\"_ _0\"></span>g, a<span class=\"_ _0\"></span>nd mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es es<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng and re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sues to E<span class=\"_ _0\"></span>xec<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ve </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls53 ws79 gs696\">Management.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls52 ws54 gs697\">Executive Management<span class=\"_ _7\"></span> is accountable<span class=\"_ _1\"></span> for i<span class=\"_ _1\"></span>mplementing<span class=\"_ _1\"></span> the Grou<span class=\"_ _1\"></span>p Operational<span class=\"_ _1\"></span> Risk Framework<span class=\"_ _1\"></span> and </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs698\">for<span class=\"_ gs26\"> </span>d<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>lopi<span class=\"_ _0\"></span>ng and exe<span class=\"_ _0\"></span>cut<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pla<span class=\"_ _0\"></span>ns to maint<span class=\"_ _0\"></span>ain r<span class=\"_ _0\"></span>isk le<span class=\"_ _0\"></span>vels w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in accep<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le tole<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span>s and to </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls41 ws57 gs699\">address identif<span class=\"_ _0\"></span>ied issues.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-419": {
   "value": "38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a): Capital management<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up mana<span class=\"_ _0\"></span>ges it<span class=\"_ _0\"></span>s c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h a foc<span class=\"_ _0\"></span>us on ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y and e<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve r<span class=\"_ _0\"></span>isk ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. The<span class=\"_ _0\"></span> ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ob<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s are to mai<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>in th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s ab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y to cont<span class=\"_ _0\"></span>inue a<span class=\"_ _0\"></span>s a going co<span class=\"_ _0\"></span>ncer<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>le sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e opt<span class=\"_ _0\"></span>imis<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of ret<span class=\"_ _0\"></span>urn re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ive to r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p ensu<span class=\"_ _0\"></span>res tha<span class=\"_ _0\"></span>t it c<span class=\"_ _0\"></span>an me<span class=\"_ _0\"></span>et it<span class=\"_ _0\"></span>s ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>cte<span class=\"_ _0\"></span>d ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al an<span class=\"_ _0\"></span>d f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing n<span class=\"_ _0\"></span>eed<span class=\"_ _0\"></span>s at all t<span class=\"_ _0\"></span>imes h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng reg<span class=\"_ _0\"></span>ard to th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s B<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess P<span class=\"_ _0\"></span>lans<span class=\"_ _0\"></span>, fore<span class=\"_ _0\"></span>cas<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s, s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ateg<span class=\"_ _0\"></span>ic ini<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ves an<span class=\"_ _0\"></span>d the re<span class=\"_ _0\"></span>gul<span class=\"_ _0\"></span>ator<span class=\"_ _0\"></span>y re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s ap<span class=\"_ _0\"></span>plic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e to Grou<span class=\"_ _0\"></span>p ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s over<span class=\"_ _0\"></span>all c<span class=\"_ _0\"></span>apit<span class=\"_ _0\"></span>al r<span class=\"_ _0\"></span>isk ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite is s<span class=\"_ _0\"></span>et w<span class=\"_ _0\"></span>ith re<span class=\"_ _0\"></span>feren<span class=\"_ _0\"></span>ce to the re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s of t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt s<span class=\"_ _0\"></span>take<span class=\"_ _0\"></span>hol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and s<span class=\"_ _0\"></span>eek<span class=\"_ _0\"></span>s to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ain su<span class=\"_ _0\"></span>ffici<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, but no<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>exce<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ve, fin<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>reng<span class=\"_ _0\"></span>th to su<span class=\"_ _0\"></span>ppo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>s<span class=\"_ _0\"></span>take<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s;</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">o<span class=\"_ _0\"></span>ptim<span class=\"_ _0\"></span>ise de<span class=\"_ _0\"></span>bt to equi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>re to enhan<span class=\"_ _0\"></span>ce shareh<span class=\"_ _0\"></span>old<span class=\"_ _0\"></span>er retur<span class=\"_ _0\"></span>ns; an<span class=\"_ _0\"></span>d</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls51 ws77\">ret<span class=\"_ _0\"></span>ain<span class=\"_ _1\"></span> financial flexibilit<span class=\"_ _0\"></span>y by maintaining liquidit<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span> including unutilised commit<span class=\"_ _0\"></span>ted cr<span class=\"_ _1\"></span>edit lines.<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s of cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al us<span class=\"_ _0\"></span>ed by t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>\u2019 fun<span class=\"_ _0\"></span>ds of \u00a31<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>46<span class=\"_ _0\"></span>6 milli<span class=\"_ _0\"></span>on (2024:<span class=\"_ gs26\"> </span>\u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>,<span class=\"_ _0\"></span>423 mil<span class=\"_ _0\"></span>lion) and su<span class=\"_ _0\"></span>bord<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d debt w<span class=\"_ _0\"></span>hich wa<span class=\"_ _0\"></span>s iss<span class=\"_ _0\"></span>ued at \u00a3<span class=\"_ _0\"></span>200 mil<span class=\"_ _0\"></span>lion in Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 202<span class=\"_ _0\"></span>3. A<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span>nat<span class=\"_ _0\"></span>ive r<span class=\"_ _0\"></span>esou<span class=\"_ _0\"></span>rces are u<span class=\"_ _0\"></span>til<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d wher<span class=\"_ _0\"></span>e appro<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>ate. Ri<span class=\"_ _0\"></span>sk app<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>te has b<span class=\"_ _0\"></span>een d<span class=\"_ _0\"></span>ef<span class=\"_ _0\"></span>ine<span class=\"_ _0\"></span>d for th<span class=\"_ _0\"></span>e lev<span class=\"_ _0\"></span>el of ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>, <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y and deb<span class=\"_ _0\"></span>t wit<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Group. T<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>sk appe<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>te inclu<span class=\"_ _0\"></span>des lo<span class=\"_ _0\"></span>ng-<span class=\"_ _0\"></span>term t<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, earl<span class=\"_ _0\"></span>y war<span class=\"_ _0\"></span>ning<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>resho<span class=\"_ _0\"></span>lds an<span class=\"_ _0\"></span>d ris<span class=\"_ _0\"></span>k appe<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>te limi<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>end po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s out t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>rget d<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>iden<span class=\"_ _0\"></span>d lev<span class=\"_ _0\"></span>el in rel<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n to<span class=\"_ gs26\"> </span>pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al for t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>d und<span class=\"_ _0\"></span>er UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a)(i)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Regulator<span class=\"_ _0\"></span>y capital (unaudited)<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y I<span class=\"_ _0\"></span>I grou<span class=\"_ _0\"></span>p supe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion b<span class=\"_ _0\"></span>y the Pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l Reg<span class=\"_ _0\"></span>ulat<span class=\"_ _0\"></span>ion Au<span class=\"_ _0\"></span>th<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>.<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>Gro<span class=\"_ _0\"></span>up is requi<span class=\"_ _0\"></span>red to meas<span class=\"_ _0\"></span>ure and mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al reso<span class=\"_ _0\"></span>urces un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II reg<span class=\"_ _0\"></span>ulator<span class=\"_ _0\"></span>y<span class=\"_ gs26\"> </span>re<span class=\"_ _0\"></span>gime. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s UK lif<span class=\"_ _0\"></span>e insur<span class=\"_ _0\"></span>ance u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing is i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>ded in t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y ca<span class=\"_ _0\"></span>lcul<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on on a UK<span class=\"_ _0\"></span> So<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y II b<span class=\"_ _0\"></span>asis<span class=\"_ _0\"></span>. Ot<span class=\"_ _0\"></span>her reg<span class=\"_ _0\"></span>ula<span class=\"_ _0\"></span>ted ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>ies are i<span class=\"_ _0\"></span>ncl<span class=\"_ _0\"></span>uded i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup so<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y c<span class=\"_ _0\"></span>alcu<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on acco<span class=\"_ _0\"></span>rding<span class=\"_ _0\"></span> to<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e relev<span class=\"_ _0\"></span>ant s<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>tora<span class=\"_ _0\"></span>l rule<span class=\"_ _0\"></span>s. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s UK S<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II su<span class=\"_ _0\"></span>rplu<span class=\"_ _0\"></span>s is the am<span class=\"_ _0\"></span>ount by w<span class=\"_ _0\"></span>hich t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019<span class=\"_ _0\"></span>s ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al on a U<span class=\"_ _0\"></span>K Sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y II ba<span class=\"_ _0\"></span>sis (own f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) exce<span class=\"_ _0\"></span>eds t<span class=\"_ _0\"></span>he UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l requi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>t (sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>r \u201cS<span class=\"_ _0\"></span>CR<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y II su<span class=\"_ _0\"></span>rpl<span class=\"_ _0\"></span>us is \u00a3876 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion at 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 20<span class=\"_ _1\"></span>25 (2024: \u00a385<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>), rep<span class=\"_ _0\"></span>resen<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>an SC<span class=\"_ _0\"></span>R <span class=\"_ _1\"></span>cov<span class=\"_ _0\"></span>erage ra<span class=\"_ _0\"></span>tio of 20<span class=\"_ _0\"></span>4% (2024: <span class=\"_ _1\"></span>21<span class=\"_ _7\"></span>9%) ca<span class=\"_ _0\"></span>lcu<span class=\"_ _0\"></span>lated un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>ard for<span class=\"_ _0\"></span>mula.<span class=\"_ _0\"></span> T<span class=\"_ _0\"></span>he<span class=\"_ gs26\"> </span>UK<span class=\"_ gs26\"> </span>So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on at 31 <span class=\"_ _1\"></span>De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2025 allo<span class=\"_ _0\"></span>ws for t<span class=\"_ _0\"></span>he impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of the reco<span class=\"_ _0\"></span>mmen<span class=\"_ _0\"></span>ded F<span class=\"_ _0\"></span>inal Di<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>den<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt of \u00a358 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n (202<span class=\"_ _1\"></span>4: \u00a357 mil<span class=\"_ _0\"></span>lion). T<span class=\"_ _0\"></span>he UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>s at 31 De<span class=\"_ _0\"></span>cembe<span class=\"_ _0\"></span>r 2025 (<span class=\"_ _1\"></span>una<span class=\"_ _0\"></span>udi<span class=\"_ _0\"></span>ted es<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>mate) and 31 D<span class=\"_ _0\"></span>ecemb<span class=\"_ _0\"></span>er 2024 is pre<span class=\"_ _0\"></span>sent<span class=\"_ _0\"></span>ed bel<span class=\"_ _0\"></span>ow:<span class=\"_ _29f\"> </span><table class=\"s w2a8 hca\" id=\"_0d4e15ab-7d64-481d-bc28-96dbe4422e5f\"><tr><td></td><td class=\"t m0 x232 h7 y2733 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2733 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"c x9ec y2734 w2a9 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4b ws4d\">2025</div><div class=\"t m0 x9eb h1c y256a ff10f fs13 fc3 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c x9ee y2734 w2aa hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4b ws4d\">2024</div><div class=\"t m0 x9ed h1c y256a ff10f fs13 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x237 h7 y2735 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2735 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24f3 w2ab ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ow<span class=\"_ _0\"></span>n fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ef y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">1,719<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f0 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,566<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2ac ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Solven<span class=\"_ _0\"></span>cy capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> requirement<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f1 y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">843<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f2 y2506 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">715<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2ad ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>cy I<span class=\"_ _0\"></span>I sur<span class=\"_ _0\"></span>plu<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f3 y2507 w50 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">876<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f4 y2507 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">851<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2ae ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">UK S<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>overa<span class=\"_ _0\"></span>ge rat<span class=\"_ _0\"></span>io<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f5 y24bf w2af ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">204%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f6 y24bf w2b0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">219%<span class=\"_ _29f\"> </span></div></td></tr></table>1 F<span class=\"_ _0\"></span>ilin<span class=\"_ _0\"></span>g of an<span class=\"_ _0\"></span>nual r<span class=\"_ _0\"></span>egu<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>y rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng for<span class=\"_ _0\"></span>ms d<span class=\"_ _0\"></span>ue by 27 M<span class=\"_ _0\"></span>ay 2026<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2 A<span class=\"_ _0\"></span>s rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ted i<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>rou<span class=\"_ _0\"></span>p Sol<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d Fin<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial Co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t fo<span class=\"_ _0\"></span>r the y<span class=\"_ _0\"></span>ear e<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>d 31 De<span class=\"_ _0\"></span>cemb<span class=\"_ _0\"></span>er 2024<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s own f<span class=\"_ _0\"></span>unds i<span class=\"_ _0\"></span>nclu<span class=\"_ _0\"></span>de th<span class=\"_ _0\"></span>e Quil<span class=\"_ _0\"></span>ter pl<span class=\"_ _0\"></span>c is<span class=\"_ _0\"></span>sued s<span class=\"_ _0\"></span>ubord<span class=\"_ _0\"></span>inate<span class=\"_ _0\"></span>d deb<span class=\"_ _0\"></span>t sec<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y whi<span class=\"_ _0\"></span>ch qual<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s as ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al un<span class=\"_ _0\"></span>der UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y I<span class=\"_ _0\"></span>I. T<span class=\"_ _0\"></span>he comp<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of own f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s by ti<span class=\"_ _0\"></span>er is pre<span class=\"_ _0\"></span>sen<span class=\"_ _0\"></span>ted in t<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow. <table class=\"s w2b1 hd9\" id=\"_536460e4-c0e5-46e9-b10f-05eb79da48b0\"><tr><td></td><td class=\"t m0 x232 h7 y2736 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y2736 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y2737 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2737 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y2738 ff10f fs5 fc1 sc0 ls12d ws0\">Gr<span class=\"_ _0\"></span>oup ow<span class=\"_ _0\"></span>n fun<span class=\"_ _0\"></span>ds<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y2738 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2738 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2506 w2b2 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 1</div><div class=\"t m0 x9f7 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x810 y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,516<span class=\"_ _29f\"> </span></div></td><td class=\"c n x811 y2506 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,366<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bc w2b3 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 2</div><div class=\"t m0 x9f8 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f9 y24bc w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fa y24bc w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">200<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2b4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Gro<span class=\"_ _0\"></span>up UK S<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>venc<span class=\"_ _0\"></span>y II o<span class=\"_ _0\"></span>wn fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fb y24bf w2d ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">1,719<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y24bf w2c ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">1,566<span class=\"_ _29f\"> </span></div></td></tr></table>1 A<span class=\"_ _0\"></span>ll Ti<span class=\"_ _0\"></span>er 1 c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l is unr<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r tie<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ng pur<span class=\"_ _0\"></span>po<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2 Com<span class=\"_ _0\"></span>pri<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s a UK So<span class=\"_ _0\"></span>lv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II c<span class=\"_ _0\"></span>omp<span class=\"_ _0\"></span>lian<span class=\"_ _0\"></span>t sub<span class=\"_ _0\"></span>ord<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ted de<span class=\"_ _0\"></span>bt se<span class=\"_ _0\"></span>cu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>orm o<span class=\"_ _0\"></span>f a Ti<span class=\"_ _0\"></span>er 2 bo<span class=\"_ _0\"></span>nd, w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h was i<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ued a<span class=\"_ _0\"></span>t \u00a320<span class=\"_ _0\"></span>0 mil<span class=\"_ _0\"></span>lio<span class=\"_ _0\"></span>n in Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 2<span class=\"_ _0\"></span>023.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s UK lif<span class=\"_ _0\"></span>e insur<span class=\"_ _0\"></span>ance u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing is a<span class=\"_ _0\"></span>lso su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to U<span class=\"_ _0\"></span>K Sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y II at en<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ty l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l. Ot<span class=\"_ _0\"></span>her<span class=\"_ _0\"></span> reg<span class=\"_ _0\"></span>ulate<span class=\"_ _0\"></span>d ent<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es in the G<span class=\"_ _0\"></span>roup are sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lo<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ly app<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-le<span class=\"_ _0\"></span>vel c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>tal re<span class=\"_ _0\"></span>quirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in th<span class=\"_ _0\"></span>e count<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s in wh<span class=\"_ _0\"></span>ich t<span class=\"_ _0\"></span>hey op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>te. In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion, t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s as<span class=\"_ _0\"></span>set ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d ad<span class=\"_ _0\"></span>vice b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>es are su<span class=\"_ _0\"></span>bje<span class=\"_ _0\"></span>ct to g<span class=\"_ _0\"></span>roup s<span class=\"_ _0\"></span>uper<span class=\"_ _3\"></span>vi<span class=\"_ _0\"></span>sion b<span class=\"_ _0\"></span>y the F<span class=\"_ _0\"></span>C<span class=\"_ _0\"></span>A und<span class=\"_ _0\"></span>er the U<span class=\"_ _0\"></span>K Inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t Fir<span class=\"_ _0\"></span>ms Pr<span class=\"_ _0\"></span>uden<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l Regi<span class=\"_ _0\"></span>me (\u201c<span class=\"_ _0\"></span>IF<span class=\"_ _0\"></span>PR<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l requ<span class=\"_ _0\"></span>iremen<span class=\"_ _0\"></span>ts f<span class=\"_ _0\"></span>or th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>nd it<span class=\"_ _0\"></span>s re<span class=\"_ _0\"></span>gula<span class=\"_ _0\"></span>ted su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ari<span class=\"_ _0\"></span>es were re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d and mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red th<span class=\"_ _0\"></span>rough r<span class=\"_ _0\"></span>egul<span class=\"_ _0\"></span>ar Gro<span class=\"_ _0\"></span>up Fi<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial Ri<span class=\"_ _0\"></span>sk Mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t Commi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tee me<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>. Thr<span class=\"_ _0\"></span>ough<span class=\"_ _0\"></span>out 202<span class=\"_ _0\"></span>5, th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p has com<span class=\"_ _0\"></span>plie<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e regu<span class=\"_ _0\"></span>lator<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>equi<span class=\"_ _0\"></span>remen<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat ap<span class=\"_ _0\"></span>pl<span class=\"_ _0\"></span>y at a cons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dated l<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>l and Q<span class=\"_ _0\"></span>uilte<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>\u2019s insurance<span class=\"_ _1\"></span> undert<span class=\"_ _0\"></span>akings and investment firms have complied<span class=\"_ _1\"></span> with the regulatory capit<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> requir<span class=\"_ _1\"></span>ements th<span class=\"_ _0\"></span>at app<span class=\"_ _0\"></span>ly a<span class=\"_ _0\"></span>t enti<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>el.<span class=\"_ _29f\"> </span>38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a)(ii)<span class=\"_ _0\"></span>:<span class=\"_ _1\"></span> Loan covenants<span class=\"_ _29f\"> </span>Un<span class=\"_ _0\"></span>der th<span class=\"_ _0\"></span>e term<span class=\"_ _0\"></span>s of the re<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ing cre<span class=\"_ _0\"></span>dit f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ag<span class=\"_ _0\"></span>reem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup is re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d to comp<span class=\"_ _0\"></span>ly w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h the fol<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial co<span class=\"_ _0\"></span>vena<span class=\"_ _0\"></span>nt: t<span class=\"_ _0\"></span>he rat<span class=\"_ _0\"></span>io of tot<span class=\"_ _0\"></span>al net bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s to conso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s\u2019 f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span> sha<span class=\"_ _0\"></span>ll not e<span class=\"_ _0\"></span>xceed 0<span class=\"_ _0\"></span>.5. <table class=\"s w2b5 hd2\" id=\"_21016e6d-45cb-4d7b-a4dc-9ae99954ba79\"><tr><td></td><td></td><td class=\"t m0 x373 h7 y2739 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2739 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x375 h7 y273a ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y273a ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x582 h7 y273b ff10f fs5 fc1 sc0 ls162 ws1cc\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y273b ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y273b ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24ee w2b6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>rna<span class=\"_ _0\"></span>l bor<span class=\"_ _0\"></span>row<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>any<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fc y2511 w2b7 ha6\"><div class=\"t m0 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fd y24ee w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x617 y24ee w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w2b8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Le<span class=\"_ _0\"></span>ss: c<span class=\"_ _0\"></span>ash an<span class=\"_ _0\"></span>d cas<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>eq<span class=\"_ _0\"></span>uiv<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s of the Co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9fe y24b9 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(118)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ff y24b9 we4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(135)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2504 w2b9 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al ne<span class=\"_ _0\"></span>t ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal b<span class=\"_ _0\"></span>orr<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>f the Co<span class=\"_ _0\"></span>mpa<span class=\"_ _0\"></span>ny<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x28c y2504 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">81<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y2504 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2ba ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al sha<span class=\"_ _0\"></span>reho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>\u2019 eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa00 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,466<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa01 y24f3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,423<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2bb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _0\"></span>ier 2 b<span class=\"_ _0\"></span>ond<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa02 y273c w2b7 ha6\"><div class=\"t m0 x23a h1b y2495 ff10c fs5 fc1 sc0 ls4 ws0\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x23d y2506 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x23e y2506 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2bc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">T<span class=\"_ _1\"></span>ot<span class=\"_ _0\"></span>al Gro<span class=\"_ _0\"></span>up eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y (<span class=\"_ _0\"></span>inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ing T<span class=\"_ _0\"></span>ier 2 b<span class=\"_ _0\"></span>ond<span class=\"_ _0\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa03 y2507 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,665<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa04 y2507 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,621<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2bd ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">Ratio of Company net external borrowings to Group equit<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa05 y24bf w22b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">0.049<span class=\"_ _29f\"> </span></div></td><td class=\"c n x245 y24bf w22b ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">0.039<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has co<span class=\"_ _0\"></span>mpli<span class=\"_ _0\"></span>ed wi<span class=\"_ _0\"></span>th the co<span class=\"_ _0\"></span>vena<span class=\"_ _0\"></span>nt since t<span class=\"_ _0\"></span>he fac<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>was o<span class=\"_ _0\"></span>rig<span class=\"_ _0\"></span>inall<span class=\"_ _0\"></span>y crea<span class=\"_ _0\"></span>ted in 201<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>3<span class=\"_ _0\"></span>8(a)(<span class=\"_ _0\"></span>iii)<span class=\"_ _0\"></span>: Ow<span class=\"_ _0\"></span>n Ris<span class=\"_ _0\"></span>k and S<span class=\"_ _0\"></span>olve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ssm<span class=\"_ _0\"></span>ent (<span class=\"_ _0\"></span>\u201cOR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A\u201d<span class=\"_ _0\"></span>) and In<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al Cap<span class=\"_ _0\"></span>ital A<span class=\"_ _0\"></span>deq<span class=\"_ _0\"></span>uac<span class=\"_ _0\"></span>y and R<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span> Assessment<span class=\"_ _1\"></span> (\u201cIC<span class=\"_ _0\"></span>AR<span class=\"_ _0\"></span>A<span class=\"_ _7\"></span>\u201d<span class=\"_ _0\"></span>)<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up OR<span class=\"_ _0\"></span>SA p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>s is an o<span class=\"_ _0\"></span>ngoin<span class=\"_ _0\"></span>g c<span class=\"_ _0\"></span>ycle o<span class=\"_ _0\"></span>f risk a<span class=\"_ _0\"></span>nd ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>ses w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s an ov<span class=\"_ _0\"></span>eral<span class=\"_ _0\"></span>l ass<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>smen<span class=\"_ _0\"></span>t of the c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nt and f<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ure ri<span class=\"_ _0\"></span>sk prof<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>e of th<span class=\"_ _0\"></span>e Group a<span class=\"_ _0\"></span>nd dem<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ates t<span class=\"_ _0\"></span>he rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>we<span class=\"_ _0\"></span>en busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>g<span class=\"_ _0\"></span>y, risk a<span class=\"_ _0\"></span>ppe<span class=\"_ _0\"></span>tite<span class=\"_ _0\"></span>, risk p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>ile a<span class=\"_ _0\"></span>nd so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y nee<span class=\"_ _0\"></span>ds. T<span class=\"_ _0\"></span>he<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>sup<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t s<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c plan<span class=\"_ _0\"></span>ning an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk-ba<span class=\"_ _0\"></span>sed d<span class=\"_ _0\"></span>ecis<span class=\"_ _0\"></span>ion mak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng OR<span class=\"_ _0\"></span>SA p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s cover t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up and c<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>der ho<span class=\"_ _0\"></span>w risk<span class=\"_ _0\"></span>s a<span class=\"_ _0\"></span>nd sol<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y nee<span class=\"_ _0\"></span>ds may e<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ve ov<span class=\"_ _0\"></span>er the p<span class=\"_ _0\"></span>lann<span class=\"_ _0\"></span>ing pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d. Th<span class=\"_ _0\"></span>e OR<span class=\"_ _0\"></span>SA in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>des s<span class=\"_ _0\"></span>tres<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d scena<span class=\"_ _0\"></span>rio te<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch are pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med to a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>e f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial an<span class=\"_ _0\"></span>d ope<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l resili<span class=\"_ _0\"></span>ence of t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup.<span class=\"_ _29f\"> </span>The Group ORS<span class=\"_ _0\"></span>A<span class=\"_ _1\"></span> repor<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> is produced<span class=\"_ _1\"></span> annually.<span class=\"_ _1\"></span> This summarises the analy<span class=\"_ _0\"></span>sis, ins<span class=\"_ _1\"></span>ight<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> and conclusions fro<span class=\"_ _0\"></span>m the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>cess<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f the G<span class=\"_ _0\"></span>roup. T<span class=\"_ _0\"></span>he OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A repo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t is<span class=\"_ gs26\"> </span>su<span class=\"_ _0\"></span>bmi<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>ed to the PR<span class=\"_ _0\"></span>A as p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t of the no<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>sup<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>isor<span class=\"_ _3\"></span>y proc<span class=\"_ _0\"></span>ess an<span class=\"_ _0\"></span>d may be sup<span class=\"_ _0\"></span>ple<span class=\"_ _0\"></span>mente<span class=\"_ _0\"></span>d by ad hoc<span class=\"_ _0\"></span> as<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re there i<span class=\"_ _0\"></span>s a mate<span class=\"_ _0\"></span>rial c<span class=\"_ _0\"></span>hange i<span class=\"_ _0\"></span>n the r<span class=\"_ _0\"></span>isk pro<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ile of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ou<span class=\"_ _0\"></span>tsi<span class=\"_ _0\"></span>de th<span class=\"_ _0\"></span>e usual<span class=\"_ _0\"></span> repor<span class=\"_ _0\"></span>ting<span class=\"_ _7\"></span> c<span class=\"_ _0\"></span>ycle.<span class=\"_ _29f\"> </span>In ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion to th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up OR<span class=\"_ _0\"></span>SA pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s, an ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>-le<span class=\"_ _0\"></span>vel OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss is pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ed for Q<span class=\"_ _0\"></span>uilt<span class=\"_ _0\"></span>er Lif<span class=\"_ _0\"></span>e &amp; Pen<span class=\"_ _0\"></span>sion<span class=\"_ _0\"></span>s Limi<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, wit<span class=\"_ _0\"></span>h it<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>s inc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>ed in th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p OR<span class=\"_ _0\"></span>SA rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up IC<span class=\"_ _0\"></span>AR<span class=\"_ _3\"></span>A pro<span class=\"_ _0\"></span>cess i<span class=\"_ _0\"></span>s an ong<span class=\"_ _0\"></span>oing c<span class=\"_ _0\"></span>yc<span class=\"_ _0\"></span>le of r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t proc<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>es, s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r to the<span class=\"_ _0\"></span> OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup I<span class=\"_ _0\"></span>CA<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>s is per<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>ed for t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of Qui<span class=\"_ _0\"></span>lter<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt and a<span class=\"_ _0\"></span>dv<span class=\"_ _0\"></span>ice f<span class=\"_ _0\"></span>ir<span class=\"_ _0\"></span>ms un<span class=\"_ _0\"></span>der IF<span class=\"_ _0\"></span>PR requ<span class=\"_ _0\"></span>ireme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he IC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A proce<span class=\"_ _0\"></span>ss i<span class=\"_ _0\"></span>s also p<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>for<span class=\"_ _0\"></span>med a<span class=\"_ _0\"></span>t an ent<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y level for<span class=\"_ _1\"></span> Quilter<span class=\"_ _0\"></span>\u2019s<span class=\"_ _7\"></span> UK inves<span class=\"_ _0\"></span>tment<span class=\"_ _1\"></span> f<span class=\"_ _0\"></span>irms, which<span class=\"_ _1\"></span> are<span class=\"_ _1\"></span> Quilter Investment Platform Limited, Quilter<span class=\"_ _1\"></span> Investors Limited<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> Quilter Chev<span class=\"_ _0\"></span>iot Limited and Quilter Inves<span class=\"_ _0\"></span>t Limited.<span class=\"_ _29f\"> </span>The Group ICA<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A r<span class=\"_ _1\"></span>epor<span class=\"_ _0\"></span>t is<span class=\"_ _7\"></span> p<span class=\"_ _0\"></span>r<span class=\"_ _1\"></span>oduced annually<span class=\"_ _1\"></span>. This summarises the analysis, insight<span class=\"_ _0\"></span>s and<span class=\"_ _1\"></span> conclusions fro<span class=\"_ _0\"></span>m the u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>ly<span class=\"_ _0\"></span>ing r<span class=\"_ _0\"></span>isk an<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt pro<span class=\"_ _0\"></span>cess<span class=\"_ _0\"></span>es in re<span class=\"_ _0\"></span>spe<span class=\"_ _0\"></span>ct o<span class=\"_ _0\"></span>f Quil<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>\u2019s I<span class=\"_ _0\"></span>FPR pr<span class=\"_ _0\"></span>ude<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>al cons<span class=\"_ _0\"></span>olida<span class=\"_ _0\"></span>tion gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he conc<span class=\"_ _0\"></span>lusi<span class=\"_ _0\"></span>ons of t<span class=\"_ _0\"></span>he OR<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>A and IC<span class=\"_ _0\"></span>A<span class=\"_ _0\"></span>R<span class=\"_ _0\"></span>A pro<span class=\"_ _0\"></span>ces<span class=\"_ _0\"></span>ses are re<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ewe<span class=\"_ _0\"></span>d by man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt and t<span class=\"_ _0\"></span>he Bo<span class=\"_ _0\"></span>ard throughout the<span class=\"_ _1\"></span> year<span class=\"_ _9\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-420": {
   "value": "3<span class=\"_ _0\"></span>8(<span class=\"_ _0\"></span>b<span class=\"_ _1\"></span>): Cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t risk<span class=\"_ _29f\"> </span>Ov<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ll ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure to c<span class=\"_ _0\"></span>red<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk<span class=\"_ _29f\"> </span>Cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ri<span class=\"_ _0\"></span>sk of ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in cre<span class=\"_ _0\"></span>dit sp<span class=\"_ _0\"></span>reads (rel<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ve to th<span class=\"_ _0\"></span>e refer<span class=\"_ _0\"></span>ence y<span class=\"_ _0\"></span>ield c<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>ve),<span class=\"_ _0\"></span> cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>atin<span class=\"_ _0\"></span>gs or d<span class=\"_ _0\"></span>efa<span class=\"_ _0\"></span>ult r<span class=\"_ _0\"></span>ates l<span class=\"_ _0\"></span>eadin<span class=\"_ _0\"></span>g to a dete<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on in t<span class=\"_ _0\"></span>he lev<span class=\"_ _0\"></span>el or v<span class=\"_ _0\"></span>olat<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty o<span class=\"_ _0\"></span>f ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s or lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in lo<span class=\"_ _0\"></span>ss of e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>r redu<span class=\"_ _0\"></span>ced so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y. Thi<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>udes co<span class=\"_ _0\"></span>unte<span class=\"_ _0\"></span>rpa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y defa<span class=\"_ _0\"></span>ult r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>, coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y con<span class=\"_ _0\"></span>cent<span class=\"_ _0\"></span>rati<span class=\"_ _0\"></span>on ri<span class=\"_ _0\"></span>sk and s<span class=\"_ _0\"></span>pread r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has e<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>abli<span class=\"_ _0\"></span>she<span class=\"_ _0\"></span>d a Credi<span class=\"_ _0\"></span>t Ris<span class=\"_ _0\"></span>k Fram<span class=\"_ _0\"></span>ewo<span class=\"_ _0\"></span>rk th<span class=\"_ _0\"></span>at inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>s a Credi<span class=\"_ _0\"></span>t Ri<span class=\"_ _0\"></span>sk Poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y and Cre<span class=\"_ _0\"></span>dit R<span class=\"_ _0\"></span>isk A<span class=\"_ _0\"></span>ppe<span class=\"_ _0\"></span>tite S<span class=\"_ _0\"></span>tat<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t. T<span class=\"_ _0\"></span>his fr<span class=\"_ _0\"></span>ame<span class=\"_ _0\"></span>wor<span class=\"_ _0\"></span>k appl<span class=\"_ _0\"></span>ies to al<span class=\"_ _0\"></span>l ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s whe<span class=\"_ _0\"></span>re the G<span class=\"_ _0\"></span>roup is e<span class=\"_ _0\"></span>xp<span class=\"_ _0\"></span>osed t<span class=\"_ _0\"></span>o credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>, either direc<span class=\"_ _0\"></span>tly or indirec<span class=\"_ _0\"></span>tly, ensuring appropriate identif<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tion, measurement, management<span class=\"_ _0\"></span>,<span class=\"_ _1\"></span> monitor<span class=\"_ _0\"></span>ing an<span class=\"_ _0\"></span>d repor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s cred<span class=\"_ _0\"></span>it ri<span class=\"_ _0\"></span>sk ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>res.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom al<span class=\"_ _0\"></span>l exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s is mi<span class=\"_ _0\"></span>tig<span class=\"_ _0\"></span>ated b<span class=\"_ _0\"></span>y ensur<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up onl<span class=\"_ _0\"></span>y ente<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>to rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th ap<span class=\"_ _0\"></span>prop<span class=\"_ _0\"></span>riate<span class=\"_ _0\"></span>ly ro<span class=\"_ _0\"></span>bus<span class=\"_ _0\"></span>t coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es, a<span class=\"_ _0\"></span>dher<span class=\"_ _0\"></span>ing to t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up Cred<span class=\"_ _0\"></span>it Ri<span class=\"_ _0\"></span>sk Poli<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>. F<span class=\"_ _0\"></span>or<span class=\"_ gs26\"> </span>eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>, cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on is gi<span class=\"_ _0\"></span>ven as to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it ra<span class=\"_ _0\"></span>ting of th<span class=\"_ _0\"></span>e counte<span class=\"_ _0\"></span>rpa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, whi<span class=\"_ _0\"></span>ch is use<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>der<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e the pro<span class=\"_ _0\"></span>babi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y of de<span class=\"_ _0\"></span>fau<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>; </span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he los<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ven def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t; </span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he pote<span class=\"_ _0\"></span>ntia<span class=\"_ _0\"></span>l recov<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>y whi<span class=\"_ _0\"></span>ch may be ma<span class=\"_ _0\"></span>de in th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ev<span class=\"_ _0\"></span>ent of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t;</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">t<span class=\"_ _0\"></span>he ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of any co<span class=\"_ _0\"></span>llate<span class=\"_ _0\"></span>ral th<span class=\"_ _0\"></span>at the Gr<span class=\"_ _0\"></span>oup has in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s; and</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">a<span class=\"_ _0\"></span>ny se<span class=\"_ _0\"></span>cond or<span class=\"_ _0\"></span>der ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t may ar<span class=\"_ _0\"></span>ise w<span class=\"_ _0\"></span>here t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has co<span class=\"_ _0\"></span>llat<span class=\"_ _0\"></span>eral ag<span class=\"_ _0\"></span>ains<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure.<span class=\"_ _29f\"> </span></span>T<span class=\"_ _0\"></span>he cred<span class=\"_ _0\"></span>it r<span class=\"_ _0\"></span>isk ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ures of t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up are mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red reg<span class=\"_ _0\"></span>ular<span class=\"_ _0\"></span>ly to e<span class=\"_ _0\"></span>nsure t<span class=\"_ _0\"></span>hat co<span class=\"_ _0\"></span>unter<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies re<span class=\"_ _0\"></span>main cre<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>thy, th<span class=\"_ _0\"></span>at the<span class=\"_ _0\"></span>re is ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate d<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>rsi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d that e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>s are wi<span class=\"_ _0\"></span>thin<span class=\"_ _0\"></span> ap<span class=\"_ _0\"></span>prove<span class=\"_ _0\"></span>d limi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s. At t<span class=\"_ _0\"></span>he en<span class=\"_ _0\"></span>d of 2025, t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019<span class=\"_ _0\"></span>s mater<span class=\"_ _0\"></span>ial cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>osure<span class=\"_ _0\"></span>s were to f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>tu<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s (p<span class=\"_ _0\"></span>rima<span class=\"_ _0\"></span>ril<span class=\"_ _0\"></span>y thr<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>he in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt of sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>), co<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>rate e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s (in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>ing ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal f<span class=\"_ _0\"></span>und managers)<span class=\"_ _1\"></span> and indiv<span class=\"_ _0\"></span>iduals<span class=\"_ _1\"></span> (primaril<span class=\"_ _0\"></span>y through fund management<span class=\"_ _1\"></span> trade set<span class=\"_ _0\"></span>tlement ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>ties)<span class=\"_ _1\"></span>. T<span class=\"_ _0\"></span>here is no di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>osure to no<span class=\"_ _0\"></span>n-<span class=\"_ _0\"></span>UK sov<span class=\"_ _0\"></span>ereig<span class=\"_ _0\"></span>n debt w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lder in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has no<span class=\"_ _1\"></span> signif<span class=\"_ _0\"></span>icant c<span class=\"_ _1\"></span>oncentrations o<span class=\"_ _1\"></span>f credit<span class=\"_ _1\"></span> risk exposure<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Ot<span class=\"_ _0\"></span>her c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>ks<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ed to f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>er coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk thro<span class=\"_ _0\"></span>ugh a n<span class=\"_ _0\"></span>umbe<span class=\"_ _0\"></span>r of loa<span class=\"_ _0\"></span>ns tha<span class=\"_ _0\"></span>t it ma<span class=\"_ _0\"></span>kes to it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t of upf<span class=\"_ _0\"></span>ront co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n on the s<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>e of cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain t<span class=\"_ _0\"></span>yp<span class=\"_ _0\"></span>es of b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k of def<span class=\"_ _0\"></span>aul<span class=\"_ _0\"></span>t by f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l adv<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>ers is m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>d thro<span class=\"_ _0\"></span>ugh m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>hly m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>torin<span class=\"_ _0\"></span>g of lo<span class=\"_ _0\"></span>an and co<span class=\"_ _0\"></span>mmis<span class=\"_ _0\"></span>sio<span class=\"_ _0\"></span>n debt balances.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is als<span class=\"_ _0\"></span>o exp<span class=\"_ _0\"></span>ose<span class=\"_ _0\"></span>d to the r<span class=\"_ _0\"></span>isk of d<span class=\"_ _0\"></span>efa<span class=\"_ _0\"></span>ult b<span class=\"_ _0\"></span>y fun<span class=\"_ _0\"></span>d manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t grou<span class=\"_ _0\"></span>ps in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of s<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>his ri<span class=\"_ _0\"></span>sk is man<span class=\"_ _0\"></span>aged t<span class=\"_ _0\"></span>hroug<span class=\"_ _0\"></span>h th<span class=\"_ _0\"></span>e due dil<span class=\"_ _0\"></span>igence p<span class=\"_ _0\"></span>roce<span class=\"_ _0\"></span>ss w<span class=\"_ _0\"></span>hich is c<span class=\"_ _0\"></span>ompl<span class=\"_ _0\"></span>eted b<span class=\"_ _0\"></span>efor<span class=\"_ _0\"></span>e enter<span class=\"_ _0\"></span>ing in<span class=\"_ _0\"></span>to any rela<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nship w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h a fun<span class=\"_ _0\"></span>d gro<span class=\"_ _0\"></span>up. Am<span class=\"_ _0\"></span>ount<span class=\"_ _0\"></span>s du<span class=\"_ _0\"></span>e to and f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>und gr<span class=\"_ _0\"></span>oups a<span class=\"_ _0\"></span>re moni<span class=\"_ _0\"></span>tore<span class=\"_ _0\"></span>d for pro<span class=\"_ _0\"></span>mpt set<span class=\"_ _0\"></span>tlement<span class=\"_ _7\"></span> and appropriate<span class=\"_ _1\"></span> ac<span class=\"_ _0\"></span>tion<span class=\"_ _7\"></span> is taken where<span class=\"_ _1\"></span> settlement is not<span class=\"_ _1\"></span> timely<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Leg<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>trac<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s are m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>ain<span class=\"_ _0\"></span>ed wh<span class=\"_ _0\"></span>ere th<span class=\"_ _0\"></span>e Group e<span class=\"_ _0\"></span>nter<span class=\"_ _0\"></span>s into c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t tran<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s wit<span class=\"_ _0\"></span>h a coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y.<span class=\"_ _29f\"> </span>Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of cr<span class=\"_ _0\"></span>edi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k on fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>e to the li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re that t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup has t<span class=\"_ _0\"></span>o credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>, credi<span class=\"_ _0\"></span>t ri<span class=\"_ _0\"></span>sk doe<span class=\"_ _0\"></span>s not ha<span class=\"_ _0\"></span>ve a mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t on t<span class=\"_ _0\"></span>he fai<span class=\"_ _0\"></span>r val<span class=\"_ _0\"></span>ue mov<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tru<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s fo<span class=\"_ _0\"></span>r the ye<span class=\"_ _0\"></span>ar und<span class=\"_ _0\"></span>er rev<span class=\"_ _0\"></span>iew. T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s on t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>ts ar<span class=\"_ _0\"></span>e mainl<span class=\"_ _0\"></span>y due t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es in ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Ma<span class=\"_ _0\"></span>ximu<span class=\"_ _0\"></span>m ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re to c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s maxi<span class=\"_ _0\"></span>mum e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r from t<span class=\"_ _0\"></span>he c<span class=\"_ _0\"></span>arr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ing v<span class=\"_ _0\"></span>alue d<span class=\"_ _0\"></span>isc<span class=\"_ _0\"></span>lose<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>e rel<span class=\"_ _0\"></span>eva<span class=\"_ _0\"></span>nt note<span class=\"_ _0\"></span>s to the c<span class=\"_ _0\"></span>onso<span class=\"_ _0\"></span>lida<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>Loa<span class=\"_ _0\"></span>ns and ad<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>nces su<span class=\"_ _0\"></span>bjec<span class=\"_ _0\"></span>t to 1<span class=\"_ _7\"></span>2-<span class=\"_ _0\"></span>mont<span class=\"_ _0\"></span>h exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>los<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>are \u00a34<span class=\"_ _0\"></span>4 mill<span class=\"_ _0\"></span>ion (2024: \u00a356 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>othe<span class=\"_ _0\"></span>r recei<span class=\"_ _0\"></span>vab<span class=\"_ _0\"></span>les sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ted c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t loss<span class=\"_ _0\"></span>es are \u00a3<span class=\"_ _0\"></span>25<span class=\"_ _7\"></span>1 mil<span class=\"_ _0\"></span>lion (2024: \u00a326<span class=\"_ _0\"></span>8 milli<span class=\"_ _0\"></span>on). T<span class=\"_ _0\"></span>hose b<span class=\"_ _0\"></span>alan<span class=\"_ _0\"></span>ces rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>e poo<span class=\"_ _0\"></span>l of coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t do not re<span class=\"_ _0\"></span>quir<span class=\"_ _0\"></span>e a rati<span class=\"_ _0\"></span>ng. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s ind<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>idua<span class=\"_ _0\"></span>lly g<span class=\"_ _0\"></span>ener<span class=\"_ _0\"></span>ate no ma<span class=\"_ _0\"></span>teri<span class=\"_ _0\"></span>al cre<span class=\"_ _0\"></span>dit e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure an<span class=\"_ _0\"></span>d this p<span class=\"_ _0\"></span>ool i<span class=\"_ _0\"></span>s high<span class=\"_ _0\"></span>ly di<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>si<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed, m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>tored a<span class=\"_ _0\"></span>nd subjec<span class=\"_ _0\"></span>t to<span class=\"_ _1\"></span> limit<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>E<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure ar<span class=\"_ _0\"></span>ising f<span class=\"_ _0\"></span>rom f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ume<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s not rec<span class=\"_ _0\"></span>ogni<span class=\"_ _0\"></span>sed o<span class=\"_ _0\"></span>n the s<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>teme<span class=\"_ _0\"></span>nt of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on is mea<span class=\"_ _0\"></span>sured a<span class=\"_ _0\"></span>s the m<span class=\"_ _0\"></span>axi<span class=\"_ _0\"></span>mum am<span class=\"_ _0\"></span>ount t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up woul<span class=\"_ _0\"></span>d hav<span class=\"_ _0\"></span>e to pay, wh<span class=\"_ _0\"></span>ich ma<span class=\"_ _0\"></span>y be sig<span class=\"_ _0\"></span>nif<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>can<span class=\"_ _0\"></span>tl<span class=\"_ _0\"></span>y gre<span class=\"_ _0\"></span>ater t<span class=\"_ _0\"></span>han th<span class=\"_ _0\"></span>e amou<span class=\"_ _0\"></span>nt th<span class=\"_ _0\"></span>at wou<span class=\"_ _0\"></span>ld be re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ised a<span class=\"_ _0\"></span>s a liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not ha<span class=\"_ _0\"></span>ve an<span class=\"_ _0\"></span>y sign<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ant ex<span class=\"_ _0\"></span>pos<span class=\"_ _0\"></span>ure ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom it<span class=\"_ _0\"></span>ems no<span class=\"_ _0\"></span>t recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment of f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>nanc<span class=\"_ _0\"></span>ial po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he ta<span class=\"_ _0\"></span>ble b<span class=\"_ _0\"></span>elow re<span class=\"_ _0\"></span>pres<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s e<span class=\"_ _0\"></span>xpos<span class=\"_ _0\"></span>ure to cre<span class=\"_ _0\"></span>dit r<span class=\"_ _0\"></span>isk f<span class=\"_ _0\"></span>rom ca<span class=\"_ _0\"></span>sh and c<span class=\"_ _0\"></span>ash e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>val<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w2be hf5\" id=\"_bfa7391d-64a7-4b7d-96fa-362118723346\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x618 h7 y273d ff10f fs5 fc3 sc0 ls54 ws9c\">Credit rating relating to<span class=\"_ _1\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h7 y273e ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xa06 h7 y273f ff10f fs5 fc3 sc0 ls54 ws55\">Carr<span class=\"_ _0\"></span>ying </td></tr><tr><td class=\"t m0 x239 h7 y2740 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y2741 w2bf ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls19a ws1f4\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y2741 w2c0 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls19a ws1f4\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y2741 w2c1 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4 ws0\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y2741 w2c2 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls4 ws0\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y2741 w2c3 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls187 ws1bb\">&lt;BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa0d y2741 w2c4 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc3 sc0 ls12d ws0\">Not ra<span class=\"_ _0\"></span>ted</div><div class=\"t m0 xa0c h1c y256a ff10f fs13 fc3 sc0 ls4 ws0\">1</div></td><td class=\"t m0 xa0e h7 y2740 ff10f fs5 fc3 sc0 ls54 ws55\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2683 w2c5 hc0\"><div class=\"t m0 x23a h1b y25b4 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t,<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to 1<span class=\"_ _1\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0f y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa10 y2683 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa11 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">261<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa12 y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa13 y2683 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa14 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa15 y2683 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">727<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w2c6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds a<span class=\"_ _0\"></span>t F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y2684 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa17 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa19 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1a y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1b y2684 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1c y2684 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y2531 ff10f fs12 fc1 sc0 ls96 wsf0\">T<span class=\"_ _7\"></span>otal cash and<span class=\"_ _7\"></span> ca<span class=\"_ _0\"></span>sh<span class=\"_ _1\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2c7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws119\">equivale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1d y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">1,425<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1f y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">261<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa20 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa21 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa22 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa23 y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2,152<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w2be hf8\" id=\"_b985c74d-d10e-4617-bd7e-2849687506c3\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x618 h7 y2745 ff10f fs5 fc1 sc0 ls54 ws9c\">Credit rating relating to<span class=\"_ _1\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h7 y2746 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xa06 h7 y2747 ff10f fs5 fc1 sc0 ls54 ws55\">Carr<span class=\"_ _0\"></span>ying </td></tr><tr><td class=\"t m0 x239 h7 y2748 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y2749 w2bf ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls19a ws1f4\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y2749 w2c0 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls19a ws1f4\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y2749 w2c1 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws0\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y2749 w2c2 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls4 ws0\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y2749 w2c3 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls187 ws1bb\">&lt;BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa0d y2749 w2c4 hb9\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls12d ws0\">Not ra<span class=\"_ _0\"></span>ted</div><div class=\"t m0 xa0c h1c y256a ff10f fs13 fc1 sc0 ls4 ws0\">1</div></td><td class=\"t m0 xa0e h7 y2748 ff10f fs5 fc1 sc0 ls54 ws55\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y2591 w2c5 ha7\"><div class=\"t m0 x23a h1b y24b5 ff10c fs12 fc1 sc0 lsb6 ws0\">Ca<span class=\"_ _0\"></span>sh at a<span class=\"_ _0\"></span>mor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t,<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">sub<span class=\"_ _0\"></span>jec<span class=\"_ _0\"></span>t to 1<span class=\"_ _1\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0f y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa10 y2591 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa11 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa12 y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa13 y2591 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa14 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa15 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">734<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w2c6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Mo<span class=\"_ _0\"></span>ney m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t fu<span class=\"_ _0\"></span>nds a<span class=\"_ _0\"></span>t F<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>TP<span class=\"_ _0\"></span>L<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y267e w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa17 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa19 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1a y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1b y267e w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1c y267e w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x239 h1b y274a ff10f fs12 fc1 sc0 ls96 wsf0\">T<span class=\"_ _7\"></span>otal cash and<span class=\"_ _7\"></span> ca<span class=\"_ _0\"></span>sh<span class=\"_ _1\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x23b y24bf w2c7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws119\">equivale<span class=\"_ _0\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1d y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1f y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa20 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa21 y24bf w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa22 y24bf w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa23 y24bf w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">1,949<span class=\"_ _29f\"> </span></div></td></tr></table>1 Ca<span class=\"_ _0\"></span>sh in<span class=\"_ _0\"></span>clu<span class=\"_ _0\"></span>ded i<span class=\"_ _0\"></span>n the c<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>dat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>f fun<span class=\"_ _0\"></span>ds is c<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gor<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d as no<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ed (se<span class=\"_ _0\"></span>e no<span class=\"_ _0\"></span>te 26(a))<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Impairment allowance<span class=\"_ _29f\"> </span>A<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d and cl<span class=\"_ _0\"></span>assi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ied a<span class=\"_ _0\"></span>t amo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tise<span class=\"_ _0\"></span>d cos<span class=\"_ _0\"></span>t are mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red fo<span class=\"_ _0\"></span>r any ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d cred<span class=\"_ _0\"></span>it lo<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es on ei<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>a 1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>onth o<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL mo<span class=\"_ _0\"></span>del. T<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of such as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the G<span class=\"_ _0\"></span>roup are mea<span class=\"_ _0\"></span>sure<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>li<span class=\"_ _0\"></span>feti<span class=\"_ _0\"></span>me ECL mo<span class=\"_ _0\"></span>del, w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he except<span class=\"_ _0\"></span>ion of so<span class=\"_ _0\"></span>me spe<span class=\"_ _0\"></span>cif<span class=\"_ _0\"></span>ic l<span class=\"_ _0\"></span>oans t<span class=\"_ _0\"></span>hat are on th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2-m<span class=\"_ _0\"></span>ont<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>ECL mo<span class=\"_ _0\"></span>del.<span class=\"_ _29f\"> </span><table class=\"s w2c8 hf6\" id=\"_d95f51dc-6e2a-4cdb-848e-501f5ef037eb\"><tr><td class=\"c n x23b y250e w2c9 ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls54 ws9c\">Impairment allowance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa24 y250e w2ca ha8\"><div class=\"t m0 x23a h7 y250b ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2541 w92 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce at 1 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa25 y2541 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(5.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w2cb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa26 y24b6 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(0.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2500 w2cc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa27 y2500 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w2cd ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa28 y24ec w162 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(2.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w2ce ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls189 ws148\">Wri<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa29 y24ee w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">0.2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b9 w17f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">31<span class=\"_ _1\"></span> December 20<span class=\"_ _7\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2a y24b9 w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(8.9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w2cb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y ba<span class=\"_ _0\"></span>lan<span class=\"_ _0\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa26 y24ba w29d ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">(1.0)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2cc ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ch<span class=\"_ _0\"></span>ange d<span class=\"_ _0\"></span>ue to ch<span class=\"_ _0\"></span>ange i<span class=\"_ _0\"></span>n coun<span class=\"_ _0\"></span>terp<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y cre<span class=\"_ _0\"></span>di<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>ing<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2b y24f3 w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2cd ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Ad<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al im<span class=\"_ _0\"></span>pair<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t in th<span class=\"_ _0\"></span>e yea<span class=\"_ _0\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa28 y2506 w162 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(2.9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w2ce ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls189 ws148\">Wri<span class=\"_ _0\"></span>te-<span class=\"_ _0\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa29 y24bc w127 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">0.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w11d ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 lsa3 ws8a\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2c y24bf w2cf ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">(12.1)<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-421": {
   "value": "3<span class=\"_ _0\"></span>8(c): M<span class=\"_ _0\"></span>arket r<span class=\"_ _0\"></span>isk<span class=\"_ _29f\"> </span>Mar<span class=\"_ _0\"></span>ket r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k of an ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>se c<span class=\"_ _0\"></span>hange i<span class=\"_ _0\"></span>n the le<span class=\"_ _0\"></span>vel o<span class=\"_ _0\"></span>r vola<span class=\"_ _0\"></span>tili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of mar<span class=\"_ _0\"></span>ket p<span class=\"_ _0\"></span>rice<span class=\"_ _0\"></span>s of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s or li<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing in lo<span class=\"_ _0\"></span>ss of e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs o<span class=\"_ _0\"></span>r redu<span class=\"_ _0\"></span>ced so<span class=\"_ _0\"></span>lve<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y. Marke<span class=\"_ _0\"></span>t ris<span class=\"_ _0\"></span>k aris<span class=\"_ _0\"></span>es f<span class=\"_ _0\"></span>rom cha<span class=\"_ _0\"></span>nges in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, b<span class=\"_ _0\"></span>ond a<span class=\"_ _0\"></span>nd pro<span class=\"_ _0\"></span>per<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y pr<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s, int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rat<span class=\"_ _0\"></span>es and f<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n excha<span class=\"_ _0\"></span>nge rat<span class=\"_ _0\"></span>es. Ma<span class=\"_ _0\"></span>rket r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s are l<span class=\"_ _0\"></span>inked t<span class=\"_ _0\"></span>o wid<span class=\"_ _0\"></span>er econ<span class=\"_ _0\"></span>omic<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>geo<span class=\"_ _0\"></span>poli<span class=\"_ _0\"></span>tic<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and ma<span class=\"_ _0\"></span>y be dri<span class=\"_ _0\"></span>ven b<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>cr<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>tal<span class=\"_ _0\"></span>lis<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n of clim<span class=\"_ _0\"></span>ate-<span class=\"_ _0\"></span>rela<span class=\"_ _0\"></span>ted f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s. Mar<span class=\"_ _0\"></span>ket r<span class=\"_ _0\"></span>isk ar<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>s dif<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>rent<span class=\"_ _0\"></span>ly ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>ses d<span class=\"_ _0\"></span>epe<span class=\"_ _0\"></span>nding o<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>s of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span> and liabilities held. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has a ma<span class=\"_ _0\"></span>rket r<span class=\"_ _0\"></span>isk p<span class=\"_ _0\"></span>olic<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>hic<span class=\"_ _0\"></span>h set<span class=\"_ _0\"></span>s ou<span class=\"_ _0\"></span>t the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s req<span class=\"_ _0\"></span>uirem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt of market risk<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up doe<span class=\"_ _0\"></span>s not un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ake any p<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>cip<span class=\"_ _0\"></span>al tra<span class=\"_ _0\"></span>ding f<span class=\"_ _0\"></span>or it<span class=\"_ _0\"></span>s ow<span class=\"_ _0\"></span>n accou<span class=\"_ _0\"></span>nt. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s rev<span class=\"_ _0\"></span>enue i<span class=\"_ _0\"></span>s ho<span class=\"_ _0\"></span>weve<span class=\"_ _0\"></span>r af<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d by th<span class=\"_ _0\"></span>e val<span class=\"_ _0\"></span>ue of as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s un<span class=\"_ _0\"></span>der ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d admi<span class=\"_ _0\"></span>nis<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and con<span class=\"_ _0\"></span>seq<span class=\"_ _0\"></span>uent<span class=\"_ _0\"></span>ly t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up has e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to e<span class=\"_ _0\"></span>quit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t lev<span class=\"_ _0\"></span>els an<span class=\"_ _0\"></span>d econ<span class=\"_ _0\"></span>omic co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s. S<span class=\"_ _0\"></span>cenar<span class=\"_ _0\"></span>io tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng is un<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>aken to tes<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e resil<span class=\"_ _0\"></span>ience o<span class=\"_ _0\"></span>f the b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss to s<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>re but p<span class=\"_ _0\"></span>lausi<span class=\"_ _0\"></span>ble e<span class=\"_ _0\"></span>vent<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g ass<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span>ment o<span class=\"_ _0\"></span>f the p<span class=\"_ _0\"></span>otent<span class=\"_ _0\"></span>ial imp<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons of cli<span class=\"_ _0\"></span>mate<span class=\"_ _0\"></span>-re<span class=\"_ _0\"></span>lated r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s and op<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uni<span class=\"_ _0\"></span>ties<span class=\"_ _0\"></span>, and to as<span class=\"_ _0\"></span>sis<span class=\"_ _0\"></span>t in the i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>tions. 38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span>In ac<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket ri<span class=\"_ _0\"></span>sk pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y, the Gr<span class=\"_ _0\"></span>oup do<span class=\"_ _0\"></span>es not ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, or relat<span class=\"_ _0\"></span>ed coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t where t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ue to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">m<span class=\"_ _0\"></span>ismat<span class=\"_ _0\"></span>ches b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n uni<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese mi<span class=\"_ _0\"></span>smatc<span class=\"_ _0\"></span>hes ar<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t </span>to<span class=\"_ gs26\"> </span>ma<span class=\"_ _0\"></span>ximu<span class=\"_ _0\"></span>m limi<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, to avoi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>exce<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ve dea<span class=\"_ _0\"></span>ling cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s; and <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. See<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin ne<span class=\"_ _0\"></span>w unit<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d or ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>unds w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </span>at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the<span class=\"_ _0\"></span>se f<span class=\"_ _0\"></span>unds ar<span class=\"_ _0\"></span>e launc<span class=\"_ _0\"></span>hed<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l is th<span class=\"_ _0\"></span>en wi<span class=\"_ _0\"></span>thd<span class=\"_ _0\"></span>raw<span class=\"_ _0\"></span>n from t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nds as<span class=\"_ _0\"></span> po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he abo<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>res are n<span class=\"_ _0\"></span>ot mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up der<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s fee<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>.g. an<span class=\"_ _0\"></span>nual ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and i<span class=\"_ _0\"></span>ncur<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>e.g<span class=\"_ _0\"></span>. in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>d ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s) whic<span class=\"_ _0\"></span>h are lin<span class=\"_ _0\"></span>ked to th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore,<span class=\"_ _0\"></span> fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>cte<span class=\"_ _0\"></span>d by eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Equity sensitiv<span class=\"_ _0\"></span>ity testing<span class=\"_ _29f\"> </span>A mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y wo<span class=\"_ _0\"></span>uld im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he fee i<span class=\"_ _0\"></span>ncome t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s base<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by or o<span class=\"_ _0\"></span>n beha<span class=\"_ _0\"></span>lf of c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s app<span class=\"_ _0\"></span>lied a<span class=\"_ _0\"></span>s an ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>aneo<span class=\"_ _0\"></span>us sho<span class=\"_ _0\"></span>ck to eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he year<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e sensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is is not li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d there<span class=\"_ _0\"></span>fore ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e sens<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p as a wh<span class=\"_ _0\"></span>ole.<span class=\"_ _29f\"> </span><table class=\"s w2d0 hf7\" id=\"_0ffa8cd7-af94-4a7d-b136-d0bdd13f166f\"><tr><td></td><td class=\"t m0 x373 h7 y2742 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2742 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2743 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2743 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h7 y2744 ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>ter ta<span class=\"_ _0\"></span>x and net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2744 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2744 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2d y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d2 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% d<span class=\"_ _0\"></span>ecre<span class=\"_ _0\"></span>ase i<span class=\"_ _0\"></span>n equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2e y24bf w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y24bf w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table>38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(ii): Interest<span class=\"_ _1\"></span> rate<span class=\"_ _7\"></span> risk<span class=\"_ _29f\"> </span>Int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rate r<span class=\"_ _0\"></span>isk a<span class=\"_ _0\"></span>ris<span class=\"_ _0\"></span>es pr<span class=\"_ _0\"></span>imar<span class=\"_ _0\"></span>ily f<span class=\"_ _0\"></span>rom b<span class=\"_ _0\"></span>ank ba<span class=\"_ _0\"></span>lance<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial i<span class=\"_ _0\"></span>ns<span class=\"_ _0\"></span>tit<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>. A ri<span class=\"_ _0\"></span>se in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes wo<span class=\"_ _0\"></span>uld al<span class=\"_ _0\"></span>so ca<span class=\"_ _0\"></span>use an i<span class=\"_ _0\"></span>mmed<span class=\"_ _0\"></span>iate f<span class=\"_ _0\"></span>all in t<span class=\"_ _0\"></span>he va<span class=\"_ _0\"></span>lue of in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s in f<span class=\"_ _0\"></span>ixe<span class=\"_ _0\"></span>d incom<span class=\"_ _0\"></span>e se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>\u2019 inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fun<span class=\"_ _0\"></span>ds, re<span class=\"_ _0\"></span>sult<span class=\"_ _0\"></span>ing in a fa<span class=\"_ _0\"></span>ll in fun<span class=\"_ _0\"></span>d-<span class=\"_ _0\"></span>base<span class=\"_ _0\"></span>d reve<span class=\"_ _0\"></span>nues<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Conv<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>el<span class=\"_ _0\"></span>y<span class=\"_ _7\"></span>, a re<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes wo<span class=\"_ _0\"></span>uld c<span class=\"_ _0\"></span>ause a r<span class=\"_ _0\"></span>ise i<span class=\"_ _0\"></span>n the v<span class=\"_ _0\"></span>alue o<span class=\"_ _0\"></span>f inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ts in f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>xed in<span class=\"_ _0\"></span>come se<span class=\"_ _0\"></span>cur<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>thi<span class=\"_ _0\"></span>n cus<span class=\"_ _0\"></span>tom<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>\u2019 inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt fu<span class=\"_ _0\"></span>nds. I<span class=\"_ _0\"></span>t wou<span class=\"_ _0\"></span>ld als<span class=\"_ _0\"></span>o redu<span class=\"_ _0\"></span>ce the i<span class=\"_ _0\"></span>nteres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>te ear<span class=\"_ _0\"></span>ned o<span class=\"_ _0\"></span>n cash<span class=\"_ _0\"></span> dep<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>nd mo<span class=\"_ _0\"></span>ney ma<span class=\"_ _0\"></span>rket f<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>E<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure of t<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s to inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>t rate<span class=\"_ _0\"></span>s are sum<span class=\"_ _0\"></span>mari<span class=\"_ _0\"></span>sed b<span class=\"_ _0\"></span>elo<span class=\"_ _0\"></span>w<span class=\"_ _1\"></span>.<span class=\"_ _29f\"> </span>Interest rate sensitivit<span class=\"_ _0\"></span>y testing T<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of an in<span class=\"_ _0\"></span>creas<span class=\"_ _0\"></span>e and d<span class=\"_ _0\"></span>ecrea<span class=\"_ _0\"></span>se in m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ates o<span class=\"_ _0\"></span>f 1<span class=\"_ _7\"></span>% is te<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d (<span class=\"_ _1\"></span>e.g. i<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e curr<span class=\"_ _0\"></span>ent int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rate i<span class=\"_ _0\"></span>s 4%, t<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t all<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a<span class=\"_ _0\"></span>n ins<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>eou<span class=\"_ _0\"></span>s chan<span class=\"_ _0\"></span>ge to 3% and 5% f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f the y<span class=\"_ _0\"></span>ear). T<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t al<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y for s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r chan<span class=\"_ _0\"></span>ges in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ny f<span class=\"_ _0\"></span>ixed i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>ack<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes is p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>ded<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w2d3 hf7\" id=\"_b6951e2d-946e-44c7-b0e4-936be130f963\"><tr><td></td><td class=\"t m0 x232 h7 y274b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y274b ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y274c ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y274c ff10f fs5 fc1 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y274d ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit or los<span class=\"_ _0\"></span>s aft<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>and ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y274d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y274d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% dec<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2f y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa30 y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table>38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(iii): Foreign<span class=\"_ _7\"></span> currency risk<span class=\"_ _29f\"> </span>F<span class=\"_ _0\"></span>oreig<span class=\"_ _0\"></span>n cur<span class=\"_ _0\"></span>renc<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>isk is t<span class=\"_ _0\"></span>he ris<span class=\"_ _0\"></span>k tha<span class=\"_ _0\"></span>t the f<span class=\"_ _0\"></span>air va<span class=\"_ _0\"></span>lue of f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re ca<span class=\"_ _0\"></span>sh f<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s of a f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>umen<span class=\"_ _0\"></span>t will<span class=\"_ _0\"></span> f<span class=\"_ _0\"></span>luc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>uate b<span class=\"_ _0\"></span>eca<span class=\"_ _0\"></span>use of c<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s in fore<span class=\"_ _0\"></span>ign exc<span class=\"_ _0\"></span>hange r<span class=\"_ _0\"></span>ates<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>unc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l curre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y is p<span class=\"_ _0\"></span>ound<span class=\"_ _0\"></span>s s<span class=\"_ _0\"></span>terl<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, whi<span class=\"_ _0\"></span>ch acco<span class=\"_ _0\"></span>unt<span class=\"_ _0\"></span>s for t<span class=\"_ _0\"></span>he maj<span class=\"_ _0\"></span>ori<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s t<span class=\"_ _0\"></span>rans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Group h<span class=\"_ _0\"></span>as min<span class=\"_ _0\"></span>or ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re to<span class=\"_ gs26\"> </span>Euro<span class=\"_ _0\"></span>s, thr<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p\u2019s Ir<span class=\"_ _0\"></span>ish su<span class=\"_ _0\"></span>bsidi<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y and to th<span class=\"_ _0\"></span>e Sou<span class=\"_ _0\"></span>th Af<span class=\"_ _0\"></span>ric<span class=\"_ _0\"></span>an Ra<span class=\"_ _0\"></span>nd, du<span class=\"_ _0\"></span>e to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>lis<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng on the<span class=\"_ _0\"></span> Jo<span class=\"_ _0\"></span>hann<span class=\"_ _0\"></span>esbur<span class=\"_ _0\"></span>g Stock E<span class=\"_ _0\"></span>xcha<span class=\"_ _0\"></span>nge and th<span class=\"_ _0\"></span>e pay<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of a prop<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on of share<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>er di<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ends in R<span class=\"_ _0\"></span>and.<span class=\"_ _0\"></span> Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup h<span class=\"_ _0\"></span>ad lim<span class=\"_ _0\"></span>ited e<span class=\"_ _0\"></span>xpo<span class=\"_ _0\"></span>sure to fo<span class=\"_ _0\"></span>reign c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>nc<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk in res<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>t of o<span class=\"_ _0\"></span>ther c<span class=\"_ _0\"></span>urre<span class=\"_ _0\"></span>ncie<span class=\"_ _0\"></span>s due<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>o <span class=\"_ _1\"></span>it<span class=\"_ _0\"></span>s non<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>UK oper<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ons an<span class=\"_ _0\"></span>d foreig<span class=\"_ _0\"></span>n curr<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-448": {
   "value": "38<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span>In ac<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce wi<span class=\"_ _0\"></span>th th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket ri<span class=\"_ _0\"></span>sk pol<span class=\"_ _0\"></span>ic<span class=\"_ _0\"></span>y, the Gr<span class=\"_ _0\"></span>oup do<span class=\"_ _0\"></span>es not ge<span class=\"_ _0\"></span>nera<span class=\"_ _0\"></span>lly i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>lde<span class=\"_ _0\"></span>r ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y, or relat<span class=\"_ _0\"></span>ed coll<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, excep<span class=\"_ _0\"></span>t where t<span class=\"_ _0\"></span>he exp<span class=\"_ _0\"></span>osu<span class=\"_ _0\"></span>re <span class=\"_ _1\"></span>ar<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ue to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">m<span class=\"_ _0\"></span>ismat<span class=\"_ _0\"></span>ches b<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>wee<span class=\"_ _0\"></span>n uni<span class=\"_ _0\"></span>tis<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nd as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>ese mi<span class=\"_ _0\"></span>smatc<span class=\"_ _0\"></span>hes ar<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>mit<span class=\"_ _0\"></span>ted<span class=\"_ _0\"></span>, subj<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t </span>to<span class=\"_ gs26\"> </span>ma<span class=\"_ _0\"></span>ximu<span class=\"_ _0\"></span>m limi<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>, to avoi<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>exce<span class=\"_ _0\"></span>ssi<span class=\"_ _0\"></span>ve dea<span class=\"_ _0\"></span>ling cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s; and <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ls44\">s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. See<span class=\"_ _0\"></span>d cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al is in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>ted w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin ne<span class=\"_ _0\"></span>w unit<span class=\"_ _0\"></span>ise<span class=\"_ _0\"></span>d or ot<span class=\"_ _0\"></span>her f<span class=\"_ _0\"></span>unds w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </span>at t<span class=\"_ _0\"></span>he tim<span class=\"_ _0\"></span>e whe<span class=\"_ _0\"></span>n the<span class=\"_ _0\"></span>se f<span class=\"_ _0\"></span>unds ar<span class=\"_ _0\"></span>e launc<span class=\"_ _0\"></span>hed<span class=\"_ _0\"></span>. The s<span class=\"_ _0\"></span>eed c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l is th<span class=\"_ _0\"></span>en wi<span class=\"_ _0\"></span>thd<span class=\"_ _0\"></span>raw<span class=\"_ _0\"></span>n from t<span class=\"_ _0\"></span>he fu<span class=\"_ _0\"></span>nds as<span class=\"_ _0\"></span> po<span class=\"_ _0\"></span>lic<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>hold<span class=\"_ _0\"></span>ers a<span class=\"_ _0\"></span>nd cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s inve<span class=\"_ _0\"></span>st i<span class=\"_ _0\"></span>n the f<span class=\"_ _0\"></span>unds<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he abo<span class=\"_ _0\"></span>ve ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>res are n<span class=\"_ _0\"></span>ot mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up der<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>s fee<span class=\"_ _0\"></span>s (<span class=\"_ _7\"></span>e<span class=\"_ _0\"></span>.g. an<span class=\"_ _0\"></span>nual ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent ch<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span>) and i<span class=\"_ _0\"></span>ncur<span class=\"_ _0\"></span>s cos<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s (<span class=\"_ _1\"></span>e.g<span class=\"_ _0\"></span>. in resp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t of ou<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>d ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>s) whic<span class=\"_ _0\"></span>h are lin<span class=\"_ _0\"></span>ked to th<span class=\"_ _0\"></span>e per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>nce of t<span class=\"_ _0\"></span>he und<span class=\"_ _0\"></span>erl<span class=\"_ _0\"></span>yi<span class=\"_ _0\"></span>ng as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here<span class=\"_ _0\"></span>fore,<span class=\"_ _0\"></span> fu<span class=\"_ _0\"></span>ture e<span class=\"_ _0\"></span>arni<span class=\"_ _0\"></span>ngs w<span class=\"_ _0\"></span>ill b<span class=\"_ _0\"></span>e af<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>cte<span class=\"_ _0\"></span>d by eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>fo<span class=\"_ _0\"></span>rman<span class=\"_ _0\"></span>ce.<span class=\"_ _29f\"> </span>Equity sensitiv<span class=\"_ _0\"></span>ity testing<span class=\"_ _29f\"> </span>A mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt in eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y wo<span class=\"_ _0\"></span>uld im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t t<span class=\"_ _0\"></span>he fee i<span class=\"_ _0\"></span>ncome t<span class=\"_ _0\"></span>hat i<span class=\"_ _0\"></span>s base<span class=\"_ _0\"></span>d on th<span class=\"_ _0\"></span>e mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of t<span class=\"_ _0\"></span>he inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tmen<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s hel<span class=\"_ _0\"></span>d by or o<span class=\"_ _0\"></span>n beha<span class=\"_ _0\"></span>lf of c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he se<span class=\"_ _0\"></span>nsi<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ty i<span class=\"_ _0\"></span>s app<span class=\"_ _0\"></span>lied a<span class=\"_ _0\"></span>s an ins<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ant<span class=\"_ _0\"></span>aneo<span class=\"_ _0\"></span>us sho<span class=\"_ _0\"></span>ck to eq<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>t the s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t of t<span class=\"_ _0\"></span>he year<span class=\"_ _1\"></span>. Th<span class=\"_ _0\"></span>e sensi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y anal<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>is is not li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>uni<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span>-l<span class=\"_ _0\"></span>inked b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss an<span class=\"_ _0\"></span>d there<span class=\"_ _0\"></span>fore ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s th<span class=\"_ _0\"></span>e sens<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of t<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p as a wh<span class=\"_ _0\"></span>ole.<span class=\"_ _29f\"> </span><table class=\"s w2d0 hf7\" id=\"_0ffa8cd7-af94-4a7d-b136-d0bdd13f166f\"><tr><td></td><td class=\"t m0 x373 h7 y2742 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2742 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2743 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2743 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x382 h7 y2744 ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit af<span class=\"_ _0\"></span>ter ta<span class=\"_ _0\"></span>x and net a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"t m0 x378 h7 y2744 ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 h7 y2744 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d1 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% i<span class=\"_ _0\"></span>ncre<span class=\"_ _0\"></span>ase in e<span class=\"_ _0\"></span>qui<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2d y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y24bc w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d2 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 10% d<span class=\"_ _0\"></span>ecre<span class=\"_ _0\"></span>ase i<span class=\"_ _0\"></span>n equ<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2e y24bf w87 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y24bf w37 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table>Interest rate sensitivit<span class=\"_ _0\"></span>y testing T<span class=\"_ _0\"></span>he imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t of an in<span class=\"_ _0\"></span>creas<span class=\"_ _0\"></span>e and d<span class=\"_ _0\"></span>ecrea<span class=\"_ _0\"></span>se in m<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>t intere<span class=\"_ _0\"></span>st r<span class=\"_ _0\"></span>ates o<span class=\"_ _0\"></span>f 1<span class=\"_ _7\"></span>% is te<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>d (<span class=\"_ _1\"></span>e.g. i<span class=\"_ _0\"></span>f th<span class=\"_ _0\"></span>e curr<span class=\"_ _0\"></span>ent int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t rate i<span class=\"_ _0\"></span>s 4%, t<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t all<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s of a<span class=\"_ _0\"></span>n ins<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>tan<span class=\"_ _0\"></span>eou<span class=\"_ _0\"></span>s chan<span class=\"_ _0\"></span>ge to 3% and 5% f<span class=\"_ _0\"></span>rom t<span class=\"_ _0\"></span>he s<span class=\"_ _0\"></span>tar<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f the y<span class=\"_ _0\"></span>ear). T<span class=\"_ _0\"></span>he tes<span class=\"_ _0\"></span>t al<span class=\"_ _0\"></span>low<span class=\"_ _0\"></span>s consi<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>ntl<span class=\"_ _0\"></span>y for s<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>r chan<span class=\"_ _0\"></span>ges in in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s and mo<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s in t<span class=\"_ _0\"></span>he mar<span class=\"_ _0\"></span>ket va<span class=\"_ _0\"></span>lue of a<span class=\"_ _0\"></span>ny f<span class=\"_ _0\"></span>ixed i<span class=\"_ _0\"></span>ntere<span class=\"_ _0\"></span>st a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts b<span class=\"_ _0\"></span>ack<span class=\"_ _0\"></span>ing t<span class=\"_ _0\"></span>he lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he sen<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y of p<span class=\"_ _0\"></span>rof<span class=\"_ _0\"></span>it t<span class=\"_ _0\"></span>o chang<span class=\"_ _0\"></span>es in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes is p<span class=\"_ _0\"></span>rovi<span class=\"_ _0\"></span>ded<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w2d3 hf7\" id=\"_b6951e2d-946e-44c7-b0e4-936be130f963\"><tr><td></td><td class=\"t m0 x232 h7 y274b ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x233 h7 y274b ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x234 h7 y274c ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y274c ff10f fs5 fc1 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y274d ff110 fs5 fc1 sc0 ls12d ws14f\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on pro<span class=\"_ _0\"></span>fit or los<span class=\"_ _0\"></span>s aft<span class=\"_ _0\"></span>er ta<span class=\"_ _0\"></span>x <span class=\"_ _1\"></span>and ne<span class=\"_ _0\"></span>t ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y274d ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y274d ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y24bc w2d4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% inc<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in int<span class=\"_ _0\"></span>eres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y24bc w5a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y24bc w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsb6 ws0\">Im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t of 1% dec<span class=\"_ _0\"></span>reas<span class=\"_ _0\"></span>e in in<span class=\"_ _0\"></span>teres<span class=\"_ _0\"></span>t ra<span class=\"_ _0\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2f y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa30 y24bf w2f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:SensitivityAnalysisForEachTypeOfMarketRisk",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-422": {
   "value": "3<span class=\"_ _0\"></span>8(d)<span class=\"_ _0\"></span>: Liq<span class=\"_ _0\"></span>uidit<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk<span class=\"_ _29f\"> </span>Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk is th<span class=\"_ _0\"></span>e risk t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>here a<span class=\"_ _0\"></span>re insu<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s or t<span class=\"_ _0\"></span>hat a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts c<span class=\"_ _0\"></span>ann<span class=\"_ _0\"></span>ot be re<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed in ord<span class=\"_ _0\"></span>er to se<span class=\"_ _0\"></span>tt<span class=\"_ _0\"></span>le f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>ancia<span class=\"_ _0\"></span>l obl<span class=\"_ _0\"></span>igat<span class=\"_ _0\"></span>ions a<span class=\"_ _0\"></span>s the<span class=\"_ _0\"></span>y fal<span class=\"_ _0\"></span>l due or t<span class=\"_ _0\"></span>hat ma<span class=\"_ _0\"></span>rket co<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns pre<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e the a<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span> to<span class=\"_ gs26\"> </span>tr<span class=\"_ _0\"></span>ade in il<span class=\"_ _0\"></span>liqui<span class=\"_ _0\"></span>d ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s in order to ma<span class=\"_ _0\"></span>int<span class=\"_ _0\"></span>ain it<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>set an<span class=\"_ _0\"></span>d liabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y ma<span class=\"_ _0\"></span>tchin<span class=\"_ _0\"></span>g <span class=\"_ _1\"></span>(\u201cA<span class=\"_ _0\"></span>LM<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>) prof<span class=\"_ _0\"></span>il<span class=\"_ _0\"></span>e. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> man<span class=\"_ _0\"></span>ages li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y on a dail<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s throu<span class=\"_ _0\"></span>gh: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>aint<span class=\"_ _0\"></span>aini<span class=\"_ _0\"></span>ng ade<span class=\"_ _0\"></span>quate hi<span class=\"_ _0\"></span>gh-<span class=\"_ _0\"></span>qu<span class=\"_ _0\"></span>alit<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quid as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts an<span class=\"_ _0\"></span>d bank<span class=\"_ _0\"></span>ing f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es, t<span class=\"_ _0\"></span>he lev<span class=\"_ _0\"></span>el of whi<span class=\"_ _0\"></span>ch is info<span class=\"_ _0\"></span>rme<span class=\"_ _0\"></span>d </span>th<span class=\"_ _0\"></span>roug<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>app<span class=\"_ _0\"></span>ropr<span class=\"_ _0\"></span>iate li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span>; <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>uous<span class=\"_ _0\"></span>ly mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring fo<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>as<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>and a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual c<span class=\"_ _0\"></span>ash flow<span class=\"_ _0\"></span>s; and</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>torin<span class=\"_ _0\"></span>g a <span class=\"_ _1\"></span>num<span class=\"_ _0\"></span>ber of key r<span class=\"_ _0\"></span>isk ind<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tors to he<span class=\"_ _0\"></span>lp in the id<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>ific<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>ion of a liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>ty s<span class=\"_ _0\"></span>tre<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></span>Indiv<span class=\"_ _0\"></span>idual businesses maint<span class=\"_ _0\"></span>ain<span class=\"_ _1\"></span> and manage their local liquidit<span class=\"_ _0\"></span>y requirements according to their business ne<span class=\"_ _0\"></span>eds w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in the o<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>all Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Fra<span class=\"_ _0\"></span>mew<span class=\"_ _0\"></span>ork t<span class=\"_ _0\"></span>hat in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es a Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y Ris<span class=\"_ _0\"></span>k Poli<span class=\"_ _0\"></span>cy<span class=\"_ _0\"></span> an<span class=\"_ _0\"></span>d<span class=\"_ gs26\"> </span>Group L<span class=\"_ _0\"></span>iqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite St<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>fr<span class=\"_ _0\"></span>amew<span class=\"_ _0\"></span>ork is a<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ed cons<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tentl<span class=\"_ _0\"></span>y acro<span class=\"_ _0\"></span>ss all<span class=\"_ _0\"></span> bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>s in the G<span class=\"_ _0\"></span>roup to i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>y, man<span class=\"_ _0\"></span>age, me<span class=\"_ _0\"></span>asure, m<span class=\"_ _0\"></span>oni<span class=\"_ _0\"></span>tor an<span class=\"_ _0\"></span>d repor<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>n all li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s tha<span class=\"_ _0\"></span>t have a mate<span class=\"_ _0\"></span>rial im<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>t on li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>els<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>is fra<span class=\"_ _0\"></span>mew<span class=\"_ _0\"></span>ork con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>rs bo<span class=\"_ _0\"></span>th shor<span class=\"_ _3\"></span>t-ter<span class=\"_ _0\"></span>m <span class=\"_ _1\"></span>liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y and ca<span class=\"_ _0\"></span>sh man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt cons<span class=\"_ _0\"></span>ider<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>ns and lo<span class=\"_ _0\"></span>nger-ter<span class=\"_ _0\"></span>m fund<span class=\"_ _0\"></span>ing ri<span class=\"_ _0\"></span>sk consi<span class=\"_ _0\"></span>dera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns.<span class=\"_ _29f\"> </span>Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y is mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>red cen<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>lly b<span class=\"_ _0\"></span>y Grou<span class=\"_ _0\"></span>p T<span class=\"_ _7\"></span>reas<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>y, wi<span class=\"_ _0\"></span>th man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons t<span class=\"_ _0\"></span>aken a<span class=\"_ _0\"></span>t a busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s leve<span class=\"_ _0\"></span>l to<span class=\"_ gs26\"> </span>en<span class=\"_ _0\"></span>sure eac<span class=\"_ _0\"></span>h <span class=\"_ _1\"></span>bus<span class=\"_ _0\"></span>ines<span class=\"_ _0\"></span>s has su<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icie<span class=\"_ _0\"></span>nt liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y <span class=\"_ _1\"></span>to cove<span class=\"_ _0\"></span>r it<span class=\"_ _0\"></span>s minim<span class=\"_ _0\"></span>um liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>ty re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>, wi<span class=\"_ _0\"></span>th an ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate b<span class=\"_ _0\"></span>uf<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>r set in l<span class=\"_ _0\"></span>ine w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up Li<span class=\"_ _0\"></span>quid<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y Ri<span class=\"_ _0\"></span>sk Ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite St<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>ring 2025<span class=\"_ _0\"></span>, Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc and i<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s subs<span class=\"_ _0\"></span>idiar<span class=\"_ _0\"></span>ies h<span class=\"_ _0\"></span>ave op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>ted ab<span class=\"_ _0\"></span>ove t<span class=\"_ _0\"></span>heir in<span class=\"_ _0\"></span>div<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ual liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s and<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>ere were n<span class=\"_ _0\"></span>o mate<span class=\"_ _0\"></span>rial l<span class=\"_ _0\"></span>iqui<span class=\"_ _0\"></span>dit<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>tre<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>s iden<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ed du<span class=\"_ _0\"></span>ring t<span class=\"_ _0\"></span>he yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. Dail<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mon<span class=\"_ _0\"></span>itor<span class=\"_ _0\"></span>ing co<span class=\"_ _0\"></span>ntin<span class=\"_ _0\"></span>ues ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up to ena<span class=\"_ _0\"></span>ble t<span class=\"_ _0\"></span>imel<span class=\"_ _0\"></span>y ide<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ica<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n of any em<span class=\"_ _0\"></span>erg<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>The Group maintain<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> contingenc<span class=\"_ _0\"></span>y funding arrangement<span class=\"_ _0\"></span>s t<span class=\"_ _1\"></span>o provide liquidit<span class=\"_ _0\"></span>y suppor<span class=\"_ _0\"></span>t to<span class=\"_ _1\"></span> business<span class=\"_ _0\"></span>es in th<span class=\"_ _0\"></span>e even<span class=\"_ _0\"></span>t of liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>. Conti<span class=\"_ _0\"></span>ngenc<span class=\"_ _0\"></span>y F<span class=\"_ _0\"></span>und<span class=\"_ _0\"></span>ing Pla<span class=\"_ _0\"></span>ns are in p<span class=\"_ _0\"></span>lace fo<span class=\"_ _0\"></span>r each i<span class=\"_ _0\"></span>ndi<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ual bu<span class=\"_ _0\"></span>sine<span class=\"_ _0\"></span>ss un<span class=\"_ _0\"></span>der a Gro<span class=\"_ _0\"></span>up Cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ated Con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>gent Fu<span class=\"_ _0\"></span>ndin<span class=\"_ _0\"></span>g Plan in o<span class=\"_ _0\"></span>rder to s<span class=\"_ _0\"></span>et ou<span class=\"_ _0\"></span>t the a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>ach an<span class=\"_ _0\"></span>d mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons t<span class=\"_ _0\"></span>hat wo<span class=\"_ _0\"></span>uld b<span class=\"_ _0\"></span>e take<span class=\"_ _0\"></span>n shou<span class=\"_ _0\"></span>ld liq<span class=\"_ _0\"></span>uidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y lev<span class=\"_ _0\"></span>els fa<span class=\"_ _0\"></span>ll bel<span class=\"_ _0\"></span>ow th<span class=\"_ _0\"></span>e thre<span class=\"_ _0\"></span>shol<span class=\"_ _0\"></span>ds tha<span class=\"_ _0\"></span>t have b<span class=\"_ _0\"></span>een s<span class=\"_ _0\"></span>et to ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t th<span class=\"_ _0\"></span>e liqu<span class=\"_ _0\"></span>idit<span class=\"_ _0\"></span>y r<span class=\"_ _0\"></span>isk ap<span class=\"_ _0\"></span>pet<span class=\"_ _0\"></span>ite of e<span class=\"_ _0\"></span>ach b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>. The p<span class=\"_ _0\"></span>lans u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>go a per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>ic rev<span class=\"_ _0\"></span>iew a<span class=\"_ _0\"></span>nd tes<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ng c<span class=\"_ _0\"></span>ycl<span class=\"_ _0\"></span>e to ens<span class=\"_ _0\"></span>ure th<span class=\"_ _0\"></span>ey are f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>t for pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>se and c<span class=\"_ _0\"></span>an b<span class=\"_ _0\"></span>e relie<span class=\"_ _0\"></span>d upon d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng a liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y st<span class=\"_ _0\"></span>ress<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>Inf<span class=\"_ _0\"></span>orm<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n on the na<span class=\"_ _0\"></span>ture of th<span class=\"_ _0\"></span>e inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s and s<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>ies he<span class=\"_ _0\"></span>ld is gi<span class=\"_ _0\"></span>ven in no<span class=\"_ _0\"></span>te 1<span class=\"_ _7\"></span>9.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Grou<span class=\"_ _0\"></span>p <span class=\"_ _1\"></span>has a \u00a31<span class=\"_ _9\"></span>2<span class=\"_ _0\"></span>5 milli<span class=\"_ _0\"></span>on f<span class=\"_ _0\"></span>ive<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear rev<span class=\"_ _0\"></span>ol<span class=\"_ _0\"></span>ving c<span class=\"_ _0\"></span>redi<span class=\"_ _0\"></span>t faci<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y w<span class=\"_ _0\"></span>ith a f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>ve-<span class=\"_ _0\"></span>ban<span class=\"_ _0\"></span>k club th<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s a form of con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>genc<span class=\"_ _0\"></span>y li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y for t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up. No dr<span class=\"_ _0\"></span>awdo<span class=\"_ _0\"></span>wn on t<span class=\"_ _0\"></span>his f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y ha<span class=\"_ _0\"></span>s been m<span class=\"_ _0\"></span>ade si<span class=\"_ _0\"></span>nce it<span class=\"_ _0\"></span>s or<span class=\"_ _0\"></span>igi<span class=\"_ _0\"></span>nal inc<span class=\"_ _0\"></span>epti<span class=\"_ _0\"></span>on in Fe<span class=\"_ _0\"></span>bru<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 201<span class=\"_ _7\"></span>8<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e Group e<span class=\"_ _0\"></span>ntered i<span class=\"_ _0\"></span>nto a fi<span class=\"_ _0\"></span>ve<span class=\"_ _0\"></span>-y<span class=\"_ _0\"></span>ear arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent in Ja<span class=\"_ _0\"></span>nuar<span class=\"_ _0\"></span>y 2024 wit<span class=\"_ _0\"></span>h the opt<span class=\"_ _0\"></span>ion to ex<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>nd the f<span class=\"_ _0\"></span>acil<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y for a fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther t<span class=\"_ _0\"></span>wo<span class=\"_ _0\"></span>-<span class=\"_ _0\"></span>year pe<span class=\"_ _0\"></span>rio<span class=\"_ _0\"></span>d, to Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2031<span class=\"_ _7\"></span>, an<span class=\"_ _0\"></span>d has cont<span class=\"_ _0\"></span>inue<span class=\"_ _0\"></span>d to meet<span class=\"_ _0\"></span> all<span class=\"_ gs26\"> </span>t<span class=\"_ _0\"></span>he cov<span class=\"_ _0\"></span>enant<span class=\"_ _0\"></span>s at<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ach<span class=\"_ _0\"></span>ed to it<span class=\"_ _0\"></span>s f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing ar<span class=\"_ _0\"></span>rang<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>. The se<span class=\"_ _0\"></span>cond o<span class=\"_ _0\"></span>ne-<span class=\"_ _0\"></span>yea<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>ex<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>sion ha<span class=\"_ _0\"></span>s been<span class=\"_ _0\"></span> exer<span class=\"_ _0\"></span>cise<span class=\"_ _0\"></span>d in Janua<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y 202<span class=\"_ _1\"></span>6 and ap<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>ed by th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>ban<span class=\"_ _0\"></span>k club. T<span class=\"_ _0\"></span>his t<span class=\"_ _0\"></span>akes th<span class=\"_ _0\"></span>e curre<span class=\"_ _0\"></span>nt exp<span class=\"_ _0\"></span>ira<span class=\"_ _0\"></span>tion da<span class=\"_ _0\"></span>te of th<span class=\"_ _0\"></span>e<span class=\"_ gs26\"> </span>arr<span class=\"_ _0\"></span>angem<span class=\"_ _0\"></span>ent to Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2031<span class=\"_ _7\"></span>. No dr<span class=\"_ _0\"></span>awdo<span class=\"_ _0\"></span>wn on th<span class=\"_ _0\"></span>is fac<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ty h<span class=\"_ _0\"></span>as bee<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>mad<span class=\"_ _0\"></span>e since i<span class=\"_ _0\"></span>ts in<span class=\"_ _0\"></span>cept<span class=\"_ _0\"></span>ion.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cing a<span class=\"_ _0\"></span>rra<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s are cons<span class=\"_ _0\"></span>idere<span class=\"_ _0\"></span>d suf<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>cien<span class=\"_ _0\"></span>t to main<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>n the t<span class=\"_ _0\"></span>arge<span class=\"_ _0\"></span>t liqu<span class=\"_ _0\"></span>idi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y leve<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p an<span class=\"_ _0\"></span>d of<span class=\"_ _0\"></span>fer cov<span class=\"_ _0\"></span>erag<span class=\"_ _0\"></span>e for ap<span class=\"_ _0\"></span>propr<span class=\"_ _0\"></span>iate s<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ess s<span class=\"_ _0\"></span>cenar<span class=\"_ _0\"></span>ios i<span class=\"_ _0\"></span>dent<span class=\"_ _0\"></span>if<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>d wi<span class=\"_ _0\"></span>thin t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>quidi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>tres<span class=\"_ _0\"></span>s tes<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken ac<span class=\"_ _0\"></span>ross t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>Fu<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>ther d<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>ails<span class=\"_ _0\"></span>, toget<span class=\"_ _0\"></span>her w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>h infor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion o<span class=\"_ _0\"></span>n the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s bo<span class=\"_ _0\"></span>rrow<span class=\"_ _0\"></span>ed fu<span class=\"_ _0\"></span>nds<span class=\"_ _0\"></span>, are gi<span class=\"_ _0\"></span>ven i<span class=\"_ _0\"></span>n note 32.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he foll<span class=\"_ _0\"></span>owi<span class=\"_ _0\"></span>ng ta<span class=\"_ _0\"></span>ble sh<span class=\"_ _0\"></span>ows t<span class=\"_ _0\"></span>he Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s mat<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of f<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ies b<span class=\"_ _0\"></span>ased o<span class=\"_ _0\"></span>n gro<span class=\"_ _0\"></span>ss, u<span class=\"_ _0\"></span>ndis<span class=\"_ _0\"></span>coun<span class=\"_ _0\"></span>ted con<span class=\"_ _0\"></span>tra<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ual c<span class=\"_ _0\"></span>ash f<span class=\"_ _0\"></span>lo<span class=\"_ _0\"></span>ws<span class=\"_ _0\"></span>, incl<span class=\"_ _0\"></span>udin<span class=\"_ _0\"></span>g intere<span class=\"_ _0\"></span>st p<span class=\"_ _0\"></span>ay<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>, allo<span class=\"_ _0\"></span>cate<span class=\"_ _0\"></span>d to th<span class=\"_ _0\"></span>e earl<span class=\"_ _0\"></span>ies<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>iod i<span class=\"_ _0\"></span>n whi<span class=\"_ _0\"></span>ch th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span> cou<span class=\"_ _0\"></span>ld be re<span class=\"_ _0\"></span>quire<span class=\"_ _0\"></span>d to pay.<span class=\"_ _29f\"> </span>I<span class=\"_ _29f\"> </span>nvestment contrac<span class=\"_ _0\"></span>t<span class=\"_ _1\"></span> polic<span class=\"_ _0\"></span>yholders have the<span class=\"_ _1\"></span> option t<span class=\"_ _1\"></span>o te<span class=\"_ _1\"></span>rminate or<span class=\"_ _7\"></span> t<span class=\"_ _0\"></span>ransfer thei<span class=\"_ _1\"></span>r contract<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> at any<span class=\"_ _1\"></span> time an<span class=\"_ _0\"></span>d to recei<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e sur<span class=\"_ _0\"></span>rende<span class=\"_ _0\"></span>r or tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>fer v<span class=\"_ _0\"></span>alue of t<span class=\"_ _0\"></span>heir p<span class=\"_ _0\"></span>oli<span class=\"_ _0\"></span>cies a<span class=\"_ _0\"></span>nd th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t cont<span class=\"_ _0\"></span>rac<span class=\"_ _0\"></span>t lia<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are tre<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>s hav<span class=\"_ _0\"></span>ing a ma<span class=\"_ _0\"></span>turi<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y of le<span class=\"_ _0\"></span>ss th<span class=\"_ _0\"></span>an one y<span class=\"_ _0\"></span>ear<span class=\"_ _7\"></span>. S<span class=\"_ _0\"></span>imila<span class=\"_ _0\"></span>rl<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tors i<span class=\"_ _0\"></span>n fun<span class=\"_ _0\"></span>ds hav<span class=\"_ _0\"></span>e the<span class=\"_ _0\"></span> opt<span class=\"_ _0\"></span>ion to end t<span class=\"_ _0\"></span>heir inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt in the fu<span class=\"_ _0\"></span>nds at any t<span class=\"_ _0\"></span>ime and th<span class=\"_ _0\"></span>eref<span class=\"_ _0\"></span>ore third<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inter<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>ts in con<span class=\"_ _0\"></span>soli<span class=\"_ _0\"></span>date<span class=\"_ _0\"></span>d fu<span class=\"_ _0\"></span>nds are t<span class=\"_ _0\"></span>reate<span class=\"_ _0\"></span>d as ha<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>g a matu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y o<span class=\"_ _0\"></span>f les<span class=\"_ _0\"></span>s than o<span class=\"_ _0\"></span>ne yea<span class=\"_ _0\"></span>r<span class=\"_ _7\"></span>. A<span class=\"_ _0\"></span>lth<span class=\"_ _0\"></span>ough t<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are pay<span class=\"_ _0\"></span>abl<span class=\"_ _0\"></span>e on dem<span class=\"_ _0\"></span>and<span class=\"_ _0\"></span>, the G<span class=\"_ _0\"></span>roup do<span class=\"_ _0\"></span>es no<span class=\"_ _0\"></span>t exp<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t tha<span class=\"_ _0\"></span>t all li<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es wi<span class=\"_ _0\"></span>ll be se<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>hin a sh<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t ti<span class=\"_ _0\"></span>me per<span class=\"_ _0\"></span>iod<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>erefo<span class=\"_ _0\"></span>re, th<span class=\"_ _0\"></span>e tab<span class=\"_ _0\"></span>le be<span class=\"_ _0\"></span>low ref<span class=\"_ _0\"></span>l<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s the co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tual p<span class=\"_ _0\"></span>osi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n and no<span class=\"_ _0\"></span>t the e<span class=\"_ _0\"></span>xpe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ted ra<span class=\"_ _0\"></span>tes of f<span class=\"_ _0\"></span>utu<span class=\"_ _0\"></span>re wi<span class=\"_ _0\"></span>thdr<span class=\"_ _0\"></span>awal<span class=\"_ _0\"></span>s. <table class=\"s w2d6 hd8\" id=\"_0921473c-ce91-4666-b7b8-51911ce5923b\"><tr><td></td><td class=\"t m0 xa31 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">&lt;1 y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa32 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">1\u2013<span class=\"_ _0\"></span>5 yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></td><td class=\"t m0 x659 h7 y274e ff10f fs5 fc3 sc0 ls12d ws0\">&gt;5 y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y274e ff10f fs5 fc3 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y274f ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y274f ff10f fs5 fc3 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y258e w2d7 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities</div><div class=\"t m0 xa33 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa34 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa35 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa36 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">64,493<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y25d3 w1d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y25d3 w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,393<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y25d3 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y25d3 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a9 y25d3 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">9,393<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y264d w2d8 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities</div><div class=\"t m0 xa3a h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y264d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">209<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3c y264d w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3d y264d w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3e y264d w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">285<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2591 w2d9 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other liabilities</div><div class=\"t m0 xa3f h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">542<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2591 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2591 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2684 w77 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y2684 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y2684 w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y2684 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w2da ha7\"><div class=\"t m0 x23a h1b y24b5 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities on<span class=\"_ _1\"></span> an<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">undiscounted<span class=\"_ gs30e\"> </span>basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,661<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa48 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">37<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">74,739<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w2d6 hf9\" id=\"_2ddc0868-fd57-497e-a0d8-b98427ec4dd1\"><tr><td></td><td class=\"t m0 xa31 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">&lt;1 y<span class=\"_ _0\"></span>ear<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa32 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">1\u2013<span class=\"_ _0\"></span>5 yea<span class=\"_ _0\"></span>rs<span class=\"_ _29f\"> </span></td><td class=\"t m0 x659 h7 y2750 ff10f fs5 fc1 sc0 ls12d ws0\">&gt;5 y<span class=\"_ _0\"></span>ear<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x235 h7 y2750 ff10f fs5 fc1 sc0 ls30 ws2e\">To<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>al<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x239 h7 y2751 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65e h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x65f h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x237 h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 h7 y2751 ff10f fs5 fc1 sc0 ls9f ws9e\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x23b y258e w2d7 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Investment contract liabilities</div><div class=\"t m0 xa33 h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa34 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa35 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa36 y258e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y258e w5f ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y258f w1d5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y inte<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ts i<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>fu<span class=\"_ _0\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y258f w27 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y258f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a7 y258f w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2a9 y258f w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2590 w2d8 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa4 ws145\">Borrowings and lease<span class=\"_ _1\"></span> liabilities</div><div class=\"t m0 xa3a h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3c y2590 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3d y2590 w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3e y2590 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">291<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y2591 w2d9 hae\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">T<span class=\"_ _7\"></span>rade, other payables and other liabilities</div><div class=\"t m0 xa3f h28 y2512 ff10c fs17 fc1 sc0 ls4 ws0\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2591 w44 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2591 w81 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2591 w24 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">400<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y267e w77 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Deri<span class=\"_ _0\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y267e w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y267e w30 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y267e w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x23b y24bf w2da hc0\"><div class=\"t m0 x23a h1b y25b4 ff110 fs12 fc1 sc0 ls106 ws119\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> financial liabilities on<span class=\"_ _1\"></span> an<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23a h1b y2499 ff110 fs12 fc1 sc0 ls106 ws119\">undiscounted<span class=\"_ gs30e\"> </span>basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,643<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y24bf w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa48 y24bf w29 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">60,727<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _0\"></span>he lin<span class=\"_ _0\"></span>ked a<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s are he<span class=\"_ _0\"></span>ld to co<span class=\"_ _0\"></span>ver t<span class=\"_ _0\"></span>he li<span class=\"_ _0\"></span>abi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>ie<span class=\"_ _0\"></span>s for li<span class=\"_ _0\"></span>nke<span class=\"_ _0\"></span>d inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt co<span class=\"_ _0\"></span>ntr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ts<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>2 The amounts repr<span class=\"_ _1\"></span>esent gross,<span class=\"_ _1\"></span> undiscounted<span class=\"_ _7\"></span> contrac<span class=\"_ _0\"></span>tual<span class=\"_ _1\"></span> cash flows.<span class=\"_ _29f\"> </span>3 Val<span class=\"_ _0\"></span>ues p<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span>ente<span class=\"_ _0\"></span>d exc<span class=\"_ _0\"></span>lud<span class=\"_ _0\"></span>e non<span class=\"_ _0\"></span>-f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anc<span class=\"_ _0\"></span>ial l<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>li<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-423": {
   "value": "38<span class=\"_ _0\"></span>(f<span class=\"_ _0\"></span>): Operational risk<span class=\"_ _29f\"> </span>Op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>al ris<span class=\"_ _0\"></span>k refer<span class=\"_ _0\"></span>s to th<span class=\"_ _0\"></span>e poten<span class=\"_ _0\"></span>tial f<span class=\"_ _0\"></span>or los<span class=\"_ _0\"></span>s res<span class=\"_ _0\"></span>ult<span class=\"_ _0\"></span>ing fro<span class=\"_ _0\"></span>m inad<span class=\"_ _0\"></span>equ<span class=\"_ _0\"></span>ate or fa<span class=\"_ _0\"></span>ile<span class=\"_ _0\"></span>d inter<span class=\"_ _0\"></span>nal p<span class=\"_ _0\"></span>roces<span class=\"_ _0\"></span>ses<span class=\"_ _0\"></span>, s<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>tem<span class=\"_ _0\"></span>s, or e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>tern<span class=\"_ _0\"></span>al eve<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>s. Su<span class=\"_ _0\"></span>ch los<span class=\"_ _0\"></span>ses m<span class=\"_ _0\"></span>ay ad<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sel<span class=\"_ _0\"></span>y imp<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>t pro<span class=\"_ _0\"></span>fi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y. This c<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>gor<span class=\"_ _0\"></span>y en<span class=\"_ _0\"></span>compa<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ari<span class=\"_ _0\"></span>sing f<span class=\"_ _0\"></span>rom op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l proce<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es an<span class=\"_ _0\"></span>d ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s incl<span class=\"_ _0\"></span>uding t<span class=\"_ _0\"></span>he pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion of s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices to c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s and f<span class=\"_ _0\"></span>inancial<span class=\"_ _1\"></span> advis<span class=\"_ _0\"></span>ers.<span class=\"_ _29f\"> </span>Key s<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>of op<span class=\"_ _0\"></span>erat<span class=\"_ _0\"></span>iona<span class=\"_ _0\"></span>l risk in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>e, but ar<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>not li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d to: <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Techn<span class=\"_ _0\"></span>olog<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>nd info<span class=\"_ _0\"></span>rma<span class=\"_ _0\"></span>tion s<span class=\"_ _0\"></span>ecur<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>: Failu<span class=\"_ _0\"></span>res in IT in<span class=\"_ _0\"></span>fra<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ruc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ure, c<span class=\"_ _0\"></span>yb<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>ecu<span class=\"_ _0\"></span>rit<span class=\"_ _0\"></span>y, and s<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>m </span>development or maintenance. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">D<span class=\"_ _0\"></span>is<span class=\"_ _0\"></span>tri<span class=\"_ _0\"></span>but<span class=\"_ _0\"></span>ion an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>ce: Risk<span class=\"_ _0\"></span>s as<span class=\"_ _0\"></span>so<span class=\"_ _0\"></span>ciate<span class=\"_ _0\"></span>d wit<span class=\"_ _0\"></span>h the pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sion an<span class=\"_ _0\"></span>d over<span class=\"_ _0\"></span>sigh<span class=\"_ _0\"></span>t of finan<span class=\"_ _0\"></span>cial ad<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice and </span>ongoing customer ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>icing. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">I<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt: Er<span class=\"_ _0\"></span>ror<span class=\"_ _0\"></span>s in inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, fun<span class=\"_ _0\"></span>d pric<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, deal<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>, exec<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>on and </span>settlement activities. <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">H<span class=\"_ _0\"></span>uman res<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>s: Ris<span class=\"_ _0\"></span>ks ar<span class=\"_ _0\"></span>isin<span class=\"_ _0\"></span>g from pe<span class=\"_ _0\"></span>opl<span class=\"_ _0\"></span>e manage<span class=\"_ _0\"></span>ment a<span class=\"_ _0\"></span>nd HR-<span class=\"_ _0\"></span>relate<span class=\"_ _0\"></span>d proce<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>es.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Pr<span class=\"_ _0\"></span>oduc<span class=\"_ _0\"></span>t li<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>cle man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt: Is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>s in produ<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t deve<span class=\"_ _0\"></span>lopm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>, laun<span class=\"_ _0\"></span>ch, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>ongo<span class=\"_ _0\"></span>ing man<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">Le<span class=\"_ _0\"></span>gal an<span class=\"_ _0\"></span>d contr<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tua<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s: Ex<span class=\"_ _0\"></span>posu<span class=\"_ _0\"></span>re due to ina<span class=\"_ _0\"></span>dequ<span class=\"_ _0\"></span>ate leg<span class=\"_ _0\"></span>al agre<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>ts w<span class=\"_ _0\"></span>ith t<span class=\"_ _0\"></span>hird pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">C<span class=\"_ _0\"></span>hange ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>: Poor<span class=\"_ _0\"></span>ly exe<span class=\"_ _0\"></span>cute<span class=\"_ _0\"></span>d respo<span class=\"_ _0\"></span>nse<span class=\"_ _0\"></span>s to <span class=\"_ _1\"></span>reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y or st<span class=\"_ _0\"></span>rate<span class=\"_ _0\"></span>gic c<span class=\"_ _0\"></span>hange ini<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">T<span class=\"_ _0\"></span>hird<span class=\"_ _0\"></span>-p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t: Ri<span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>s ass<span class=\"_ _0\"></span>ocia<span class=\"_ _0\"></span>ted wi<span class=\"_ _0\"></span>th ou<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>source<span class=\"_ _0\"></span>d ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice pro<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>and su<span class=\"_ _0\"></span>ppli<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>.</span> <span class=\"_ _1a\"></span>\u2013<span class=\"_ _2\"> </span><span class=\"ff10d ls44 ws46\">F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>cr<span class=\"_ _0\"></span>ime and b<span class=\"_ _0\"></span>usine<span class=\"_ _0\"></span>ss con<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>uit<span class=\"_ _0\"></span>y<span class=\"_ _0\"></span>: Thre<span class=\"_ _0\"></span>at<span class=\"_ _0\"></span>s from f<span class=\"_ _0\"></span>raud<span class=\"_ _0\"></span>, cy<span class=\"_ _0\"></span>be<span class=\"_ _0\"></span>rcri<span class=\"_ _0\"></span>me, and op<span class=\"_ _0\"></span>era<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>al disr<span class=\"_ _0\"></span>upt<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></span>In line with Group policies<span class=\"_ _0\"></span>, management holds primar<span class=\"_ _0\"></span>y r<span class=\"_ _1\"></span>esponsibili<span class=\"_ _0\"></span>ty for identi<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ying, as<span class=\"_ _0\"></span>sessing<span class=\"_ _0\"></span>, man<span class=\"_ _0\"></span>agin<span class=\"_ _0\"></span>g, a<span class=\"_ _0\"></span>nd mo<span class=\"_ _0\"></span>nito<span class=\"_ _0\"></span>ring o<span class=\"_ _0\"></span>pera<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>nal r<span class=\"_ _0\"></span>isk<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>his in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es es<span class=\"_ _0\"></span>cal<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ng and re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing is<span class=\"_ _0\"></span>sues to E<span class=\"_ _0\"></span>xec<span class=\"_ _0\"></span>uti<span class=\"_ _0\"></span>ve Management.<span class=\"_ _29f\"> </span>Executive Management<span class=\"_ _7\"></span> is accountable<span class=\"_ _1\"></span> for i<span class=\"_ _1\"></span>mplementing<span class=\"_ _1\"></span> the Grou<span class=\"_ _1\"></span>p Operational<span class=\"_ _1\"></span> Risk Framework<span class=\"_ _1\"></span> and for<span class=\"_ gs26\"> </span>d<span class=\"_ _0\"></span>eve<span class=\"_ _0\"></span>lopi<span class=\"_ _0\"></span>ng and exe<span class=\"_ _0\"></span>cut<span class=\"_ _0\"></span>ing ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on pla<span class=\"_ _0\"></span>ns to maint<span class=\"_ _0\"></span>ain r<span class=\"_ _0\"></span>isk le<span class=\"_ _0\"></span>vels w<span class=\"_ _0\"></span>ith<span class=\"_ _0\"></span>in accep<span class=\"_ _0\"></span>tab<span class=\"_ _0\"></span>le tole<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span>s and to address identif<span class=\"_ _0\"></span>ied issues.",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfOperationalRisk",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-359": {
   "value": "<div class=\"t m0 h2 ff10a fs0 fc3 sc0 ls43 ws45 gs69b\">39<span class=\"_ _0\"></span>: Fiduc<span class=\"_ _0\"></span>ia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y a<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>itie<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs69c\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up prov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>s cus<span class=\"_ _0\"></span>tod<span class=\"_ _0\"></span>y, tru<span class=\"_ _0\"></span>ste<span class=\"_ _0\"></span>e, cor<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>ate adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on and i<span class=\"_ _0\"></span>nves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs69d\">ad<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sor<span class=\"_ _0\"></span>y s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices to e<span class=\"_ _0\"></span>x<span class=\"_ _0\"></span>terna<span class=\"_ _0\"></span>l par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ies t<span class=\"_ _0\"></span>hat in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p mak<span class=\"_ _0\"></span>ing all<span class=\"_ _0\"></span>oc<span class=\"_ _0\"></span>atio<span class=\"_ _0\"></span>n, pu<span class=\"_ _0\"></span>rchas<span class=\"_ _0\"></span>e and s<span class=\"_ _0\"></span>ale<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs69e\">de<span class=\"_ _0\"></span>cisi<span class=\"_ _0\"></span>ons in re<span class=\"_ _0\"></span>lati<span class=\"_ _0\"></span>on to a wi<span class=\"_ _0\"></span>de ran<span class=\"_ _0\"></span>ge of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l ins<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ument<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Tho<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s t<span class=\"_ _0\"></span>hat are h<span class=\"_ _0\"></span>eld in a f<span class=\"_ _0\"></span>i<span class=\"_ _0\"></span>duci<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs69f\">ca<span class=\"_ _0\"></span>pac<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y are n<span class=\"_ _0\"></span>ot inc<span class=\"_ _0\"></span>lude<span class=\"_ _0\"></span>d in th<span class=\"_ _0\"></span>ese f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>tate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>. Som<span class=\"_ _0\"></span>e of the<span class=\"_ _0\"></span>se ar<span class=\"_ _0\"></span>range<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in<span class=\"_ _0\"></span>vol<span class=\"_ _0\"></span>ve th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a0\">acce<span class=\"_ _0\"></span>ptin<span class=\"_ _0\"></span>g tar<span class=\"_ _0\"></span>get<span class=\"_ _0\"></span>s for b<span class=\"_ _0\"></span>ench<span class=\"_ _0\"></span>mar<span class=\"_ _0\"></span>k leve<span class=\"_ _0\"></span>ls of ret<span class=\"_ _0\"></span>urn<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s und<span class=\"_ _0\"></span>er th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s ma<span class=\"_ _0\"></span>nagem<span class=\"_ _0\"></span>ent an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a1\">adm<span class=\"_ _0\"></span>inis<span class=\"_ _0\"></span>tr<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on. T<span class=\"_ _0\"></span>hes<span class=\"_ _0\"></span>e ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s gi<span class=\"_ _0\"></span>ve ris<span class=\"_ _0\"></span>e to the r<span class=\"_ _0\"></span>isk t<span class=\"_ _0\"></span>hat t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up may b<span class=\"_ _0\"></span>e accus<span class=\"_ _0\"></span>ed of m<span class=\"_ _0\"></span>isa<span class=\"_ _0\"></span>dmini<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls53 ws17 gs6a2\">or underper<span class=\"_ _0\"></span>formance.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a3\">Cer<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ain Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>t fi<span class=\"_ _0\"></span>rms h<span class=\"_ _0\"></span>old c<span class=\"_ _0\"></span>lient m<span class=\"_ _0\"></span>one<span class=\"_ _0\"></span>y and ot<span class=\"_ _0\"></span>her a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>ts o<span class=\"_ _0\"></span>n beh<span class=\"_ _0\"></span>alf of c<span class=\"_ _0\"></span>us<span class=\"_ _0\"></span>tomer<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d relate<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a4\">ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es are su<span class=\"_ _0\"></span>bje<span class=\"_ _0\"></span>ct t<span class=\"_ _0\"></span>o the r<span class=\"_ _0\"></span>ules s<span class=\"_ _0\"></span>et ou<span class=\"_ _0\"></span>t in th<span class=\"_ _0\"></span>e FC<span class=\"_ _0\"></span>A\u2019s C<span class=\"_ _0\"></span>lien<span class=\"_ _0\"></span>t As<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts S<span class=\"_ _0\"></span>ource<span class=\"_ _0\"></span>boo<span class=\"_ _0\"></span>k (\u201c<span class=\"_ _0\"></span>CA<span class=\"_ _0\"></span>S<span class=\"_ _0\"></span>S\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up is </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a5\">not b<span class=\"_ _0\"></span>ene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icia<span class=\"_ _0\"></span>lly e<span class=\"_ _0\"></span>nti<span class=\"_ _0\"></span>tle<span class=\"_ _0\"></span>d to tho<span class=\"_ _0\"></span>se as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s an<span class=\"_ _0\"></span>d ther<span class=\"_ _0\"></span>efore n<span class=\"_ _0\"></span>eit<span class=\"_ _0\"></span>her th<span class=\"_ _0\"></span>e as<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>s nor t<span class=\"_ _0\"></span>he rel<span class=\"_ _0\"></span>ated a<span class=\"_ _0\"></span>moun<span class=\"_ _0\"></span>ts d<span class=\"_ _0\"></span>ue </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6a6\">to<span class=\"_ gs26\"> </span>cu<span class=\"_ _0\"></span>sto<span class=\"_ _0\"></span>mer<span class=\"_ _0\"></span>s are recog<span class=\"_ _0\"></span>nise<span class=\"_ _0\"></span>d in the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s st<span class=\"_ _0\"></span>atem<span class=\"_ _0\"></span>ent of f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n.</div>",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfFiduciaryActivities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-449": {
   "value": "40: R<span class=\"_ _0\"></span>elated par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ons<span class=\"_ _29f\"> </span>In t<span class=\"_ _0\"></span>he nor<span class=\"_ _0\"></span>mal co<span class=\"_ _0\"></span>urs<span class=\"_ _0\"></span>e of busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ente<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>to tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th rela<span class=\"_ _0\"></span>ted pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. Loa<span class=\"_ _0\"></span>ns to rela<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are con<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted o<span class=\"_ _0\"></span>n an ar<span class=\"_ _0\"></span>m\u2019s l<span class=\"_ _0\"></span>eng<span class=\"_ _0\"></span>th b<span class=\"_ _0\"></span>asis a<span class=\"_ _0\"></span>nd are n<span class=\"_ _0\"></span>ot mate<span class=\"_ _0\"></span>rial t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns wi<span class=\"_ _0\"></span>th rel<span class=\"_ _0\"></span>ated p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent y<span class=\"_ _0\"></span>ear or t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ior ye<span class=\"_ _0\"></span>ar whi<span class=\"_ _0\"></span>ch ha<span class=\"_ _0\"></span>d a<span class=\"_ gs26\"> </span>mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>or f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): T<span class=\"_ _7\"></span>ransactions<span class=\"_ _7\"></span> with ke<span class=\"_ _1\"></span>y ma<span class=\"_ _1\"></span>nagemen<span class=\"_ _1\"></span>t personnel<span class=\"_ _29f\"> </span>Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el are th<span class=\"_ _0\"></span>ose p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>ons h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d resp<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y for pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g,<span class=\"_ _0\"></span> direc<span class=\"_ _0\"></span>ting and c<span class=\"_ _1\"></span>ontrolling the ac<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>ities of the Group, dir<span class=\"_ _1\"></span>ec<span class=\"_ _0\"></span>tly or indirec<span class=\"_ _0\"></span>tly,<span class=\"_ _1\"></span> including any Direc<span class=\"_ _0\"></span>tor<span class=\"_ _1\"></span> (whether exe<span class=\"_ _0\"></span>cut<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e or oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>se) of Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc. D<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ils of t<span class=\"_ _0\"></span>he comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pa<span class=\"_ _0\"></span>id to th<span class=\"_ _0\"></span>e Boa<span class=\"_ _0\"></span>rd of Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>s well<span class=\"_ _0\"></span> as t<span class=\"_ _0\"></span>heir sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>gs in t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>\u2019 Re<span class=\"_ _0\"></span>muner<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(i): Key<span class=\"_ _1\"></span> man<span class=\"_ _1\"></span>agement<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> compensat<span class=\"_ _1\"></span>ion<span class=\"_ _29f\"> </span><table class=\"s w2db hfa\" id=\"_5536f468-acef-496f-b62f-004e3fb66938\"><tr><td></td><td class=\"t m0 x373 h7 y2752 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2752 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2753 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2753 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x603 h7 y2754 ff10f fs5 fc3 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x62f h7 y2754 ff10f fs5 fc1 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w2dc ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Sa<span class=\"_ _0\"></span>lar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4a y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8,124<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4b y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">7,292<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2dd ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls96 ws94\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4c y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2de ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4d y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4e y2506 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">4,393<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2df ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n ben<span class=\"_ _0\"></span>efit<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4f y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2e0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> compensat<span class=\"_ _0\"></span>ion<span class=\"_ _1\"></span> of key<span class=\"_ _7\"></span> mana<span class=\"_ _0\"></span>gement personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa50 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12,606<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa51 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">12,148<span class=\"_ _29f\"> </span></div></td></tr></table>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(ii): Key<span class=\"_ _7\"></span> management<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> transactions<span class=\"_ _29f\"> </span>Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el and m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs of t<span class=\"_ _0\"></span>heir c<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>e fami<span class=\"_ _0\"></span>ly ha<span class=\"_ _0\"></span>ve und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up in th<span class=\"_ _0\"></span>e nor<span class=\"_ _0\"></span>mal cou<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>e of busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s produ<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le to all e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s of the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n prefe<span class=\"_ _0\"></span>renti<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f t<span class=\"_ _0\"></span>erms<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>s imma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s. D<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng 2025, ke<span class=\"_ _0\"></span>y mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>nel an<span class=\"_ _0\"></span>d th<span class=\"_ _0\"></span>eir clo<span class=\"_ _0\"></span>se fam<span class=\"_ _0\"></span>ily m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute<span class=\"_ _0\"></span>d \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) to Group p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ons and in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (i<span class=\"_ _0\"></span>n bot<span class=\"_ _0\"></span>h inter<span class=\"_ _0\"></span>nal an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal f<span class=\"_ _0\"></span>unds). T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al v<span class=\"_ _0\"></span>alue of i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in G<span class=\"_ _0\"></span>roup p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s by ke<span class=\"_ _0\"></span>y manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>sonn<span class=\"_ _0\"></span>el se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>g at any p<span class=\"_ _0\"></span>oint d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng the y<span class=\"_ _0\"></span>ear an<span class=\"_ _0\"></span>d thei<span class=\"_ _0\"></span>r clos<span class=\"_ _0\"></span>e fam<span class=\"_ _0\"></span>ily<span class=\"_ _0\"></span> mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s was \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mil<span class=\"_ _0\"></span>lion a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>end of t<span class=\"_ _0\"></span>he year (<span class=\"_ _0\"></span>20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>3 milli<span class=\"_ _0\"></span>on). A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in t<span class=\"_ _0\"></span>he Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 R<span class=\"_ _0\"></span>epor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny mai<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ins Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>nd O<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icer<span class=\"_ _0\"></span>s\u2019 L<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y In<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>demn<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons are in pl<span class=\"_ _0\"></span>ace for t<span class=\"_ _0\"></span>he bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it of th<span class=\"_ _0\"></span>e C<span class=\"_ _1\"></span>omp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s Direc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>4<span class=\"_ _0\"></span>0(b): A<span class=\"_ _0\"></span>ssociates<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>ring 2024 and 202<span class=\"_ _0\"></span>5, IT s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>ere pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed to th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p by 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ited<span class=\"_ _0\"></span>, an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate of<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. Thre<span class=\"_ _0\"></span>e fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes, D<span class=\"_ _0\"></span>igb<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, Be<span class=\"_ _0\"></span>als Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tg<span class=\"_ _0\"></span>age and F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, an<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s subs<span class=\"_ _0\"></span>idia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, Cli<span class=\"_ _0\"></span>nton Ke<span class=\"_ _0\"></span>nnard A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s Ltd, a<span class=\"_ _0\"></span>re Ap<span class=\"_ _0\"></span>poin<span class=\"_ _0\"></span>ted Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves of A<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span> F<span class=\"_ _0\"></span>irms w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. T<span class=\"_ _7\"></span>ra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p and i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes too<span class=\"_ _0\"></span>k place i<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>l cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s and ha<span class=\"_ _0\"></span>d no mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t on the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _0\"></span> 4<span class=\"_ _0\"></span>0<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ted pa<span class=\"_ _0\"></span>rt<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>af<span class=\"_ _0\"></span>f pen<span class=\"_ _0\"></span>sion s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>mes are p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d in note 3<span class=\"_ _0\"></span>4. Trans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up an<span class=\"_ _0\"></span>d the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>de in th<span class=\"_ _0\"></span>e nor<span class=\"_ _0\"></span>mal cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-424": {
   "value": "40: R<span class=\"_ _0\"></span>elated par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>i<span class=\"_ _7\"></span>ons<span class=\"_ _29f\"> </span>In t<span class=\"_ _0\"></span>he nor<span class=\"_ _0\"></span>mal co<span class=\"_ _0\"></span>urs<span class=\"_ _0\"></span>e of busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s, t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up ente<span class=\"_ _0\"></span>rs in<span class=\"_ _0\"></span>to tra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>ion<span class=\"_ _0\"></span>s wi<span class=\"_ _0\"></span>th rela<span class=\"_ _0\"></span>ted pa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s. Loa<span class=\"_ _0\"></span>ns to rela<span class=\"_ _0\"></span>ted p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>tie<span class=\"_ _0\"></span>s are con<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>ted o<span class=\"_ _0\"></span>n an ar<span class=\"_ _0\"></span>m\u2019s l<span class=\"_ _0\"></span>eng<span class=\"_ _0\"></span>th b<span class=\"_ _0\"></span>asis a<span class=\"_ _0\"></span>nd are n<span class=\"_ _0\"></span>ot mate<span class=\"_ _0\"></span>rial t<span class=\"_ _0\"></span>o the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s resu<span class=\"_ _0\"></span>lt<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>here we<span class=\"_ _0\"></span>re no tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns wi<span class=\"_ _0\"></span>th rel<span class=\"_ _0\"></span>ated p<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>es dur<span class=\"_ _0\"></span>ing th<span class=\"_ _0\"></span>e cur<span class=\"_ _0\"></span>rent y<span class=\"_ _0\"></span>ear or t<span class=\"_ _0\"></span>he pr<span class=\"_ _0\"></span>ior ye<span class=\"_ _0\"></span>ar whi<span class=\"_ _0\"></span>ch ha<span class=\"_ _0\"></span>d a<span class=\"_ gs26\"> </span>mat<span class=\"_ _0\"></span>eria<span class=\"_ _0\"></span>l ef<span class=\"_ _0\"></span>fec<span class=\"_ _0\"></span>t on th<span class=\"_ _0\"></span>e resul<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>or f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l posi<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up.<span class=\"_ _29f\"> </span>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): T<span class=\"_ _7\"></span>ransactions<span class=\"_ _7\"></span> with ke<span class=\"_ _1\"></span>y ma<span class=\"_ _1\"></span>nagemen<span class=\"_ _1\"></span>t personnel<span class=\"_ _29f\"> </span>Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el are th<span class=\"_ _0\"></span>ose p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>ons h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d resp<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y for pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g,<span class=\"_ _0\"></span> direc<span class=\"_ _0\"></span>ting and c<span class=\"_ _1\"></span>ontrolling the ac<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>ities of the Group, dir<span class=\"_ _1\"></span>ec<span class=\"_ _0\"></span>tly or indirec<span class=\"_ _0\"></span>tly,<span class=\"_ _1\"></span> including any Direc<span class=\"_ _0\"></span>tor<span class=\"_ _1\"></span> (whether exe<span class=\"_ _0\"></span>cut<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e or oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>se) of Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc. D<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ils of t<span class=\"_ _0\"></span>he comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pa<span class=\"_ _0\"></span>id to th<span class=\"_ _0\"></span>e Boa<span class=\"_ _0\"></span>rd of Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>s well<span class=\"_ _0\"></span> as t<span class=\"_ _0\"></span>heir sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>gs in t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>\u2019 Re<span class=\"_ _0\"></span>muner<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(i): Key<span class=\"_ _1\"></span> man<span class=\"_ _1\"></span>agement<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> compensat<span class=\"_ _1\"></span>ion<span class=\"_ _29f\"> </span><table class=\"s w2db hfa\" id=\"_5536f468-acef-496f-b62f-004e3fb66938\"><tr><td></td><td class=\"t m0 x373 h7 y2752 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2752 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2753 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2753 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x603 h7 y2754 ff10f fs5 fc3 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x62f h7 y2754 ff10f fs5 fc1 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w2dc ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Sa<span class=\"_ _0\"></span>lar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4a y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8,124<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4b y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">7,292<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2dd ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls96 ws94\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4c y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2de ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4d y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4e y2506 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">4,393<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2df ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n ben<span class=\"_ _0\"></span>efit<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4f y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2e0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> compensat<span class=\"_ _0\"></span>ion<span class=\"_ _1\"></span> of key<span class=\"_ _7\"></span> mana<span class=\"_ _0\"></span>gement personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa50 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12,606<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa51 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">12,148<span class=\"_ _29f\"> </span></div></td></tr></table>40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(ii): Key<span class=\"_ _7\"></span> management<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> transactions<span class=\"_ _29f\"> </span>Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el and m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs of t<span class=\"_ _0\"></span>heir c<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>e fami<span class=\"_ _0\"></span>ly ha<span class=\"_ _0\"></span>ve und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up in th<span class=\"_ _0\"></span>e nor<span class=\"_ _0\"></span>mal cou<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>e of busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s produ<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le to all e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s of the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n prefe<span class=\"_ _0\"></span>renti<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f t<span class=\"_ _0\"></span>erms<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t of w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>s imma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s. D<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng 2025, ke<span class=\"_ _0\"></span>y mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>nel an<span class=\"_ _0\"></span>d th<span class=\"_ _0\"></span>eir clo<span class=\"_ _0\"></span>se fam<span class=\"_ _0\"></span>ily m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute<span class=\"_ _0\"></span>d \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) to Group p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ons and in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s (i<span class=\"_ _0\"></span>n bot<span class=\"_ _0\"></span>h inter<span class=\"_ _0\"></span>nal an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal f<span class=\"_ _0\"></span>unds). T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al v<span class=\"_ _0\"></span>alue of i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in G<span class=\"_ _0\"></span>roup p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s by ke<span class=\"_ _0\"></span>y manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>sonn<span class=\"_ _0\"></span>el se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>g at any p<span class=\"_ _0\"></span>oint d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng the y<span class=\"_ _0\"></span>ear an<span class=\"_ _0\"></span>d thei<span class=\"_ _0\"></span>r clos<span class=\"_ _0\"></span>e fam<span class=\"_ _0\"></span>ily<span class=\"_ _0\"></span> mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s was \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mil<span class=\"_ _0\"></span>lion a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>end of t<span class=\"_ _0\"></span>he year (<span class=\"_ _0\"></span>20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>3 milli<span class=\"_ _0\"></span>on). A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in t<span class=\"_ _0\"></span>he Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 R<span class=\"_ _0\"></span>epor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny mai<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ins Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>nd O<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icer<span class=\"_ _0\"></span>s\u2019 L<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y In<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>demn<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons are in pl<span class=\"_ _0\"></span>ace for t<span class=\"_ _0\"></span>he bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it of th<span class=\"_ _0\"></span>e C<span class=\"_ _1\"></span>omp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s Direc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span>4<span class=\"_ _0\"></span>0(b): A<span class=\"_ _0\"></span>ssociates<span class=\"_ _29f\"> </span>Du<span class=\"_ _0\"></span>ring 2024 and 202<span class=\"_ _0\"></span>5, IT s<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ices w<span class=\"_ _0\"></span>ere pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>ed to th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p by 36<span class=\"_ _0\"></span>0 Dot Ne<span class=\"_ _0\"></span>t Lim<span class=\"_ _0\"></span>ited<span class=\"_ _0\"></span>, an as<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate of<span class=\"_ _0\"></span> th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. Thre<span class=\"_ _0\"></span>e fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes, D<span class=\"_ _0\"></span>igb<span class=\"_ _0\"></span>y A<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, Be<span class=\"_ _0\"></span>als Mo<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>tg<span class=\"_ _0\"></span>age and F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l Ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>ice<span class=\"_ _0\"></span>s Li<span class=\"_ _0\"></span>mite<span class=\"_ _0\"></span>d, an<span class=\"_ _0\"></span>d it<span class=\"_ _0\"></span>s subs<span class=\"_ _0\"></span>idia<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y<span class=\"_ _1\"></span>, Cli<span class=\"_ _0\"></span>nton Ke<span class=\"_ _0\"></span>nnard A<span class=\"_ _0\"></span>s<span class=\"_ _0\"></span>soc<span class=\"_ _0\"></span>iate<span class=\"_ _0\"></span>s Ltd, a<span class=\"_ _0\"></span>re Ap<span class=\"_ _0\"></span>poin<span class=\"_ _0\"></span>ted Rep<span class=\"_ _0\"></span>rese<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>ves of A<span class=\"_ _0\"></span>ut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>ised<span class=\"_ _0\"></span> F<span class=\"_ _0\"></span>irms w<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>hin th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p. T<span class=\"_ _7\"></span>ra<span class=\"_ _0\"></span>nsa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tion<span class=\"_ _0\"></span>s bet<span class=\"_ _0\"></span>w<span class=\"_ _0\"></span>een th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p and i<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>sso<span class=\"_ _0\"></span>cia<span class=\"_ _0\"></span>tes too<span class=\"_ _0\"></span>k place i<span class=\"_ _0\"></span>n the n<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>l cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busin<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>s and ha<span class=\"_ _0\"></span>d no mate<span class=\"_ _0\"></span>ria<span class=\"_ _0\"></span>l impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t on the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>anci<span class=\"_ _0\"></span>al st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s.<span class=\"_ _0\"></span> 4<span class=\"_ _0\"></span>0<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>c): O<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r rela<span class=\"_ _0\"></span>ted pa<span class=\"_ _0\"></span>rt<span class=\"_ _0\"></span>ies<span class=\"_ _29f\"> </span>De<span class=\"_ _0\"></span>tai<span class=\"_ _0\"></span>ls of th<span class=\"_ _0\"></span>e Grou<span class=\"_ _0\"></span>p\u2019s s<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>af<span class=\"_ _0\"></span>f pen<span class=\"_ _0\"></span>sion s<span class=\"_ _0\"></span>che<span class=\"_ _0\"></span>mes are p<span class=\"_ _0\"></span>rov<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>d in note 3<span class=\"_ _0\"></span>4. Trans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ons be<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ween t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up an<span class=\"_ _0\"></span>d the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s s<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>on sc<span class=\"_ _0\"></span>heme<span class=\"_ _0\"></span>s are ma<span class=\"_ _0\"></span>de in th<span class=\"_ _0\"></span>e nor<span class=\"_ _0\"></span>mal cou<span class=\"_ _0\"></span>rse o<span class=\"_ _0\"></span>f busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-439": {
   "value": "<div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs6a8\">40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a): T<span class=\"_ _7\"></span>ransactions<span class=\"_ _7\"></span> with ke<span class=\"_ _1\"></span>y ma<span class=\"_ _1\"></span>nagemen<span class=\"_ _1\"></span>t personnel<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6a9\">Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el are th<span class=\"_ _0\"></span>ose p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>ons h<span class=\"_ _0\"></span>avi<span class=\"_ _0\"></span>ng aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y an<span class=\"_ _0\"></span>d resp<span class=\"_ _0\"></span>onsi<span class=\"_ _0\"></span>bili<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y for pl<span class=\"_ _0\"></span>annin<span class=\"_ _0\"></span>g,<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls51 ws53 gs6aa\">direc<span class=\"_ _0\"></span>ting and c<span class=\"_ _1\"></span>ontrolling the ac<span class=\"_ _0\"></span>tiv<span class=\"_ _0\"></span>ities of the Group, dir<span class=\"_ _1\"></span>ec<span class=\"_ _0\"></span>tly or indirec<span class=\"_ _0\"></span>tly,<span class=\"_ _1\"></span> including any Direc<span class=\"_ _0\"></span>tor<span class=\"_ _1\"></span> (whether </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6ab\">exe<span class=\"_ _0\"></span>cut<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>e or oth<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>wi<span class=\"_ _0\"></span>se) of Qui<span class=\"_ _0\"></span>lter p<span class=\"_ _0\"></span>lc. D<span class=\"_ _0\"></span>eta<span class=\"_ _0\"></span>ils of t<span class=\"_ _0\"></span>he comp<span class=\"_ _0\"></span>ens<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on pa<span class=\"_ _0\"></span>id to th<span class=\"_ _0\"></span>e Boa<span class=\"_ _0\"></span>rd of Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors a<span class=\"_ _0\"></span>s well<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6ac\">as t<span class=\"_ _0\"></span>heir sh<span class=\"_ _0\"></span>areho<span class=\"_ _0\"></span>ldin<span class=\"_ _0\"></span>gs in t<span class=\"_ _0\"></span>he Comp<span class=\"_ _0\"></span>any a<span class=\"_ _0\"></span>re disc<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>ed in t<span class=\"_ _0\"></span>he Dire<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>tors<span class=\"_ _0\"></span>\u2019 Re<span class=\"_ _0\"></span>muner<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs6ad\">40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(i): Key<span class=\"_ _1\"></span> man<span class=\"_ _1\"></span>agement<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> compensat<span class=\"_ _1\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"gs6ae\"><table class=\"s w2db hfa\" id=\"_5536f468-acef-496f-b62f-004e3fb66938\"><tr><td></td><td class=\"t m0 x373 h7 y2752 ff10f fs5 fc3 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td><td class=\"t m0 x374 h7 y2752 ff10f fs5 fc1 sc0 ls21 ws152\">31 Decem<span class=\"_ _1\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x375 h7 y2753 ff10f fs5 fc3 sc0 ls4b ws4d\">2025<span class=\"_ _29f\"> </span></td><td class=\"t m0 x376 h7 y2753 ff10f fs5 fc1 sc0 ls4b ws4d\">2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x603 h7 y2754 ff10f fs5 fc3 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x62f h7 y2754 ff10f fs5 fc1 sc0 ls186 ws1ba\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2504 w2dc ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">Sa<span class=\"_ _0\"></span>lar<span class=\"_ _0\"></span>ies a<span class=\"_ _0\"></span>nd oth<span class=\"_ _0\"></span>er sho<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>t-ter<span class=\"_ _0\"></span>m empl<span class=\"_ _0\"></span>oye<span class=\"_ _0\"></span>e ben<span class=\"_ _0\"></span>efi<span class=\"_ _0\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4a y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">8,124<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4b y2504 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">7,292<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2dd ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls96 ws94\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4c y24f3 w2a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc3 sc0 ls4 ws0\">82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y24f3 w8a ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2506 w2de ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsf8 ws60\">Shar<span class=\"_ _1\"></span>e-based paymen<span class=\"_ _1\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4d y2506 w26 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">4,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4e y2506 wea ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">4,393<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y2507 w2df ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 lsb6 ws11a\">T<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>mina<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n ben<span class=\"_ _0\"></span>efit<span class=\"_ _0\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4f y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc3 sc0 ls4 ws0\">240<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2507 w7f ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">365<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2e0 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls106 ws60\">T<span class=\"_ _7\"></span>ot<span class=\"_ _0\"></span>al<span class=\"_ _1\"></span> compensat<span class=\"_ _0\"></span>ion<span class=\"_ _1\"></span> of key<span class=\"_ _7\"></span> mana<span class=\"_ _0\"></span>gement personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa50 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc3 sc0 ls4 ws0\">12,606<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa51 y24bf w67 ha5\"><div class=\"t m0 x23a h1b y2499 ff10f fs12 fc1 sc0 ls4 ws0\">12,148<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 hf ff10f fsb fc1 sc0 ls64 ws106 gs6af\">40<span class=\"_ _0\"></span>(<span class=\"_ _7\"></span>a)(ii): Key<span class=\"_ _7\"></span> management<span class=\"_ _1\"></span> personnel<span class=\"_ _1\"></span> transactions<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b0\">Key m<span class=\"_ _0\"></span>anage<span class=\"_ _0\"></span>ment p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onn<span class=\"_ _0\"></span>el and m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs of t<span class=\"_ _0\"></span>heir c<span class=\"_ _0\"></span>los<span class=\"_ _0\"></span>e fami<span class=\"_ _0\"></span>ly ha<span class=\"_ _0\"></span>ve und<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>ken tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>ns wi<span class=\"_ _0\"></span>th t<span class=\"_ _0\"></span>he </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b1\">Gro<span class=\"_ _0\"></span>up in th<span class=\"_ _0\"></span>e nor<span class=\"_ _0\"></span>mal cou<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>e of busi<span class=\"_ _0\"></span>nes<span class=\"_ _0\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b2\">T<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s produ<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ts a<span class=\"_ _0\"></span>re ava<span class=\"_ _0\"></span>ilab<span class=\"_ _0\"></span>le to all e<span class=\"_ _0\"></span>mplo<span class=\"_ _0\"></span>yee<span class=\"_ _0\"></span>s of the G<span class=\"_ _0\"></span>roup o<span class=\"_ _0\"></span>n prefe<span class=\"_ _0\"></span>renti<span class=\"_ _0\"></span>al s<span class=\"_ _0\"></span>taf<span class=\"_ _0\"></span>f t<span class=\"_ _0\"></span>erms<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e impa<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b3\">of w<span class=\"_ _0\"></span>hich i<span class=\"_ _0\"></span>s imma<span class=\"_ _0\"></span>teria<span class=\"_ _0\"></span>l to the G<span class=\"_ _0\"></span>roup<span class=\"_ _0\"></span>\u2019s f<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>ncia<span class=\"_ _0\"></span>l st<span class=\"_ _0\"></span>ate<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s. D<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng 2025, ke<span class=\"_ _0\"></span>y mana<span class=\"_ _0\"></span>gemen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>son<span class=\"_ _0\"></span>nel an<span class=\"_ _0\"></span>d </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6b4\">th<span class=\"_ _0\"></span>eir clo<span class=\"_ _0\"></span>se fam<span class=\"_ _0\"></span>ily m<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>rs cont<span class=\"_ _0\"></span>rib<span class=\"_ _0\"></span>ute<span class=\"_ _0\"></span>d \u00a32 mill<span class=\"_ _0\"></span>ion (2024: \u00a3<span class=\"_ _7\"></span>1 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>) to Group p<span class=\"_ _0\"></span>ensi<span class=\"_ _0\"></span>ons and in<span class=\"_ _0\"></span>ves<span class=\"_ _0\"></span>tm<span class=\"_ _0\"></span>ent<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b5\">(i<span class=\"_ _0\"></span>n bot<span class=\"_ _0\"></span>h inter<span class=\"_ _0\"></span>nal an<span class=\"_ _0\"></span>d ex<span class=\"_ _0\"></span>ter<span class=\"_ _0\"></span>nal f<span class=\"_ _0\"></span>unds). T<span class=\"_ _0\"></span>he tot<span class=\"_ _0\"></span>al v<span class=\"_ _0\"></span>alue of i<span class=\"_ _0\"></span>nve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span>s in G<span class=\"_ _0\"></span>roup p<span class=\"_ _0\"></span>ensio<span class=\"_ _0\"></span>ns an<span class=\"_ _0\"></span>d inve<span class=\"_ _0\"></span>st<span class=\"_ _0\"></span>ment<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b6\">pro<span class=\"_ _0\"></span>duc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s by ke<span class=\"_ _0\"></span>y manag<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t per<span class=\"_ _0\"></span>sonn<span class=\"_ _0\"></span>el se<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vin<span class=\"_ _0\"></span>g at any p<span class=\"_ _0\"></span>oint d<span class=\"_ _0\"></span>uri<span class=\"_ _0\"></span>ng the y<span class=\"_ _0\"></span>ear an<span class=\"_ _0\"></span>d thei<span class=\"_ _0\"></span>r clos<span class=\"_ _0\"></span>e fam<span class=\"_ _0\"></span>ily<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6b7\">mem<span class=\"_ _0\"></span>ber<span class=\"_ _0\"></span>s was \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>2 mil<span class=\"_ _0\"></span>lion a<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>end of t<span class=\"_ _0\"></span>he year (<span class=\"_ _0\"></span>20<span class=\"_ _1\"></span>24: \u00a3<span class=\"_ _7\"></span>1<span class=\"_ _1\"></span>3 milli<span class=\"_ _0\"></span>on). </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6b8\">A<span class=\"_ _0\"></span>s dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sed in t<span class=\"_ _0\"></span>he Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 R<span class=\"_ _0\"></span>epor<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>, th<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny mai<span class=\"_ _0\"></span>nta<span class=\"_ _0\"></span>ins Di<span class=\"_ _0\"></span>rec<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>s\u2019 a<span class=\"_ _0\"></span>nd O<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>icer<span class=\"_ _0\"></span>s\u2019 L<span class=\"_ _0\"></span>iabi<span class=\"_ _0\"></span>lit<span class=\"_ _0\"></span>y In<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6b9\">an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>thi<span class=\"_ _0\"></span>rd-<span class=\"_ _0\"></span>par<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>y in<span class=\"_ _0\"></span>demn<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>y prov<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>ons are in pl<span class=\"_ _0\"></span>ace for t<span class=\"_ _0\"></span>he bene<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>it of th<span class=\"_ _0\"></span>e C<span class=\"_ _1\"></span>omp<span class=\"_ _0\"></span>any<span class=\"_ _0\"></span>\u2019<span class=\"_ _0\"></span>s Direc<span class=\"_ _0\"></span>to<span class=\"_ _0\"></span>rs<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-360": {
   "value": "<div class=\"t m0 h2 ff10a fs0 fc3 sc0 ls4 ws0 gs6c2\">41: Parent Co<span class=\"_ _7\"></span>mpany g<span class=\"_ _0\"></span>ua<span class=\"_ _0\"></span>rantee audit exe<span class=\"_ _1\"></span>m<span class=\"_ _1\"></span>ptio<span class=\"_ _7\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs6c3\">T<span class=\"_ _0\"></span>he bel<span class=\"_ _0\"></span>ow subsi<span class=\"_ _0\"></span>diar<span class=\"_ _0\"></span>y u<span class=\"_ _0\"></span>nder<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ak<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>s <span class=\"_ _1\"></span>wi<span class=\"_ _0\"></span>ll appl<span class=\"_ _0\"></span>y th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>par<span class=\"_ _0\"></span>ent gua<span class=\"_ _0\"></span>ran<span class=\"_ _0\"></span>tee audi<span class=\"_ _0\"></span>t exem<span class=\"_ _0\"></span>ptio<span class=\"_ _0\"></span>n under s<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on 479A </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6c4\">of th<span class=\"_ _0\"></span>e Comp<span class=\"_ _0\"></span>anie<span class=\"_ _0\"></span>s Ac<span class=\"_ _0\"></span>t 200<span class=\"_ _0\"></span>6 for t<span class=\"_ _0\"></span>he pu<span class=\"_ _0\"></span>rpo<span class=\"_ _0\"></span>ses of t<span class=\"_ _0\"></span>heir re<span class=\"_ _0\"></span>por<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ing fo<span class=\"_ _0\"></span>r the ye<span class=\"_ _0\"></span>ar end<span class=\"_ _0\"></span>ed 31 Dec<span class=\"_ _0\"></span>embe<span class=\"_ _0\"></span>r 2025. </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs6c5\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r plc is<span class=\"_ _0\"></span>sue<span class=\"_ _0\"></span>d the re<span class=\"_ _0\"></span>lev<span class=\"_ _0\"></span>ant g<span class=\"_ _0\"></span>uaran<span class=\"_ _0\"></span>tee in re<span class=\"_ _0\"></span>lat<span class=\"_ _0\"></span>ion to th<span class=\"_ _0\"></span>e liab<span class=\"_ _0\"></span>ili<span class=\"_ _0\"></span>ties o<span class=\"_ _0\"></span>f the<span class=\"_ _0\"></span>se sub<span class=\"_ _0\"></span>sidia<span class=\"_ _0\"></span>rie<span class=\"_ _0\"></span>s in Fe<span class=\"_ _0\"></span>bru<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls43 ws45 gs6c6\">2026<span class=\"_ _0\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs437\"><table class=\"s w2e1 hce\" id=\"_a5bd8692-0cc4-476f-bccd-110aff31ba3a\"><tr><td></td><td class=\"t m0 x85b h7 y2755 ff10f fs5 fc1 sc0 ls54 ws55\">Company </td></tr><tr><td class=\"t m0 x239 h7 y2612 ff10f fs5 fc1 sc0 ls54 ws9c\">Company name<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85d h7 y2612 ff10f fs5 fc1 sc0 ls188 ws1bc\">number<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x23b y2541 w2e2 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls96 wsf0\">Lighthouse Financial Advice<span class=\"_ _1\"></span> Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa52 y2541 w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">04795080<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24b6 w2e4 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Quilter Chev<span class=\"_ _0\"></span>iot Holdings Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa53 y24b6 w2e5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">08257448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24eb w2e6 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Advis<span class=\"_ _0\"></span>ers Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa54 y24eb w2e5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">05693185<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ec w2e7 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Financial Planning<span class=\"_ _1\"></span> Solutions Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa55 y24ec w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">03276760<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ee w2e8 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Quilter Holding<span class=\"_ _0\"></span>s<span class=\"_ _1\"></span> Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa56 y24ee w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">01606702<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f0 w2e9 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Quilter Mor<span class=\"_ _0\"></span>tgage Planning Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa57 y24f0 w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">05495327<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24ba w2ea ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lscf ws9d\">Quilter Perimeter (<span class=\"_ _7\"></span>GGP) Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa58 y24ba w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">02019022<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f3 w2eb ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Quilter Perimeter Holdings Limi<span class=\"_ _0\"></span>ted<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa53 y24f3 w2e5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10d fs12 fc1 sc0 ls4 ws0\">03087634<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24f5 w2ec ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 wsb9\">Quil<span class=\"_ _0\"></span>ter Perime<span class=\"_ _0\"></span>ter Limite<span class=\"_ _0\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa53 y24f5 w2e5 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">03456361<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bc w2ed ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 lsa2 wsf1\">Quilter UK Holding Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa59 y24bc w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">01752066<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x23b y24bf w2ee ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls52 ws9c\">Quilter Wealth Limited<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa5a y24bf w2e3 ha5\"><div class=\"t m0 x23a h1b y2499 ff10c fs12 fc1 sc0 ls4 ws0\">04500273</div></td></tr></table></div>",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfParentCompanyGuaranteeAuditExemption",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-361": {
   "value": "42: Eve<span class=\"_ _1\"></span>nts a<span class=\"_ _0\"></span>ft<span class=\"_ _0\"></span>e<span class=\"_ _7\"></span>r t<span class=\"_ _0\"></span>he re<span class=\"_ _7\"></span>por<span class=\"_ _0\"></span>tin<span class=\"_ _0\"></span>g date<span class=\"_ _29f\"> </span>Final Dividend<span class=\"_ _29f\"> </span>Not<span class=\"_ _0\"></span>e 1<span class=\"_ _7\"></span>3 pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es inf<span class=\"_ _0\"></span>orma<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n on th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s F<span class=\"_ _0\"></span>ina<span class=\"_ _0\"></span>l Div<span class=\"_ _0\"></span>ide<span class=\"_ _0\"></span>nd in re<span class=\"_ _0\"></span>spec<span class=\"_ _0\"></span>t o<span class=\"_ _0\"></span>f 20<span class=\"_ _1\"></span>25.<span class=\"_ _29f\"> </span>Acquisition of IL<span class=\"_ _7\"></span>TB Limited<span class=\"_ _29f\"> </span>On 1<span class=\"_ _1\"></span>4 Janu<span class=\"_ _0\"></span>ar<span class=\"_ _0\"></span>y 2026, th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Gro<span class=\"_ _0\"></span>up acqui<span class=\"_ _0\"></span>red 1<span class=\"_ _7\"></span>0<span class=\"_ _0\"></span>0<span class=\"_ _0\"></span>% <span class=\"_ _1\"></span>of th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>sha<span class=\"_ _0\"></span>re capi<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l of IL<span class=\"_ _7\"></span>T<span class=\"_ _0\"></span>B Limi<span class=\"_ _0\"></span>ted fo<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>a tot<span class=\"_ _0\"></span>al con<span class=\"_ _0\"></span>sider<span class=\"_ _0\"></span>ati<span class=\"_ _0\"></span>on of \u20ac1<span class=\"_ _7\"></span>6 mill<span class=\"_ _0\"></span>ion (equ<span class=\"_ _0\"></span>iva<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of \u00a3<span class=\"_ _1\"></span>1<span class=\"_ _7\"></span>4 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n<span class=\"_ _7\"></span>)<span class=\"_ _0\"></span>. \u20ac8 mill<span class=\"_ _0\"></span>ion (equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent of \u00a3<span class=\"_ _0\"></span>7 <span class=\"_ _1\"></span>mil<span class=\"_ _0\"></span>lion) was pa<span class=\"_ _0\"></span>id on<span class=\"_ gs26\"> </span>a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on, an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>an es<span class=\"_ _0\"></span>tim<span class=\"_ _0\"></span>ated f<span class=\"_ _0\"></span>ur<span class=\"_ _0\"></span>the<span class=\"_ _0\"></span>r <span class=\"_ _1\"></span>\u20ac8 mil<span class=\"_ _0\"></span>lion (equ<span class=\"_ _0\"></span>iv<span class=\"_ _0\"></span>alen<span class=\"_ _0\"></span>t <span class=\"_ _1\"></span>of \u00a37 mill<span class=\"_ _0\"></span>ion) is defe<span class=\"_ _0\"></span>rred con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion pa<span class=\"_ _0\"></span>yab<span class=\"_ _0\"></span>le in s<span class=\"_ _0\"></span>tag<span class=\"_ _0\"></span>es up to th<span class=\"_ _0\"></span>e thi<span class=\"_ _0\"></span>rd anni<span class=\"_ _0\"></span>ver<span class=\"_ _0\"></span>sa<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y date p<span class=\"_ _0\"></span>os<span class=\"_ _0\"></span>t compl<span class=\"_ _0\"></span>eti<span class=\"_ _0\"></span>on dep<span class=\"_ _0\"></span>end<span class=\"_ _0\"></span>ent on b<span class=\"_ _0\"></span>usin<span class=\"_ _0\"></span>ess<span class=\"_ _0\"></span> pe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>form<span class=\"_ _0\"></span>ance. T<span class=\"_ _0\"></span>he con<span class=\"_ _0\"></span>side<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es pa<span class=\"_ _0\"></span>yme<span class=\"_ _0\"></span>nt for co<span class=\"_ _0\"></span>ntro<span class=\"_ _0\"></span>l of th<span class=\"_ _0\"></span>e net as<span class=\"_ _0\"></span>se<span class=\"_ _0\"></span>ts of I<span class=\"_ _0\"></span>L<span class=\"_ _7\"></span>T<span class=\"_ _0\"></span>B Lim<span class=\"_ _0\"></span>ited<span class=\"_ _0\"></span> of<span class=\"_ gs26\"> </span>\u20ac<span class=\"_ _0\"></span>2<span class=\"_ gs26\"> </span>mill<span class=\"_ _0\"></span>ion (equi<span class=\"_ _0\"></span>va<span class=\"_ _0\"></span>lent of \u00a3<span class=\"_ _0\"></span>2 milli<span class=\"_ _0\"></span>on). Fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her dis<span class=\"_ _0\"></span>clo<span class=\"_ _0\"></span>sures ha<span class=\"_ _0\"></span>ve not be<span class=\"_ _0\"></span>en prov<span class=\"_ _0\"></span>id<span class=\"_ _0\"></span>ed as the f<span class=\"_ _0\"></span>in<span class=\"_ _0\"></span>alis<span class=\"_ _0\"></span>ed tr<span class=\"_ _0\"></span>ans<span class=\"_ _0\"></span>ac<span class=\"_ _0\"></span>tio<span class=\"_ _0\"></span>n f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>s are no<span class=\"_ _0\"></span>t yet av<span class=\"_ _0\"></span>ail<span class=\"_ _0\"></span>able. T<span class=\"_ _0\"></span>he G<span class=\"_ _0\"></span>roup ex<span class=\"_ _0\"></span>pe<span class=\"_ _0\"></span>ct<span class=\"_ _0\"></span>s to re<span class=\"_ _0\"></span>cogn<span class=\"_ _0\"></span>ise go<span class=\"_ _0\"></span>odw<span class=\"_ _0\"></span>ill an<span class=\"_ _0\"></span>d int<span class=\"_ _0\"></span>ang<span class=\"_ _0\"></span>ible a<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>s fro<span class=\"_ _0\"></span>m the a<span class=\"_ _0\"></span>cquis<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>on dat<span class=\"_ _0\"></span>e once t<span class=\"_ _0\"></span>he acqu<span class=\"_ _0\"></span>isi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>ccoun<span class=\"_ _0\"></span>ting i<span class=\"_ _0\"></span>s comp<span class=\"_ _0\"></span>lete<span class=\"_ _0\"></span>d. IL<span class=\"_ _1\"></span>TB L<span class=\"_ _0\"></span>imi<span class=\"_ _0\"></span>ted is a<span class=\"_ _0\"></span>n Iris<span class=\"_ _0\"></span>h inv<span class=\"_ _0\"></span>es<span class=\"_ _0\"></span>tme<span class=\"_ _0\"></span>nt ad<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>y f<span class=\"_ _0\"></span>irm t<span class=\"_ _0\"></span>radi<span class=\"_ _0\"></span>ng as<span class=\"_ gs26\"> </span>Gil<span class=\"_ _0\"></span>lenM<span class=\"_ _0\"></span>arke<span class=\"_ _0\"></span>ts t<span class=\"_ _0\"></span>hat pro<span class=\"_ _0\"></span>vid<span class=\"_ _0\"></span>es ad<span class=\"_ _0\"></span>vic<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>for p<span class=\"_ _0\"></span>ers<span class=\"_ _0\"></span>onal<span class=\"_ _0\"></span>, pensi<span class=\"_ _0\"></span>on and<span class=\"_ _0\"></span> corporate customers.<span class=\"_ _29f\"> </span><div class=\"t m0 hf ff10f fsb fc1 sc0 ls6d ws71 gs23f\">Capital Return<span class=\"_ _29f\"> </span></div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs218\">On 4 Ma<span class=\"_ _0\"></span>rch 2026, t<span class=\"_ _0\"></span>he Bo<span class=\"_ _0\"></span>ard ap<span class=\"_ _0\"></span>prove<span class=\"_ _0\"></span>d a ca<span class=\"_ _0\"></span>pit<span class=\"_ _0\"></span>al ret<span class=\"_ _0\"></span>urn of u<span class=\"_ _0\"></span>p to \u00a3<span class=\"_ _7\"></span>100 m<span class=\"_ _0\"></span>illio<span class=\"_ _0\"></span>n to the s<span class=\"_ _0\"></span>hareh<span class=\"_ _0\"></span>olde<span class=\"_ _0\"></span>rs of<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs219\">Qu<span class=\"_ _0\"></span>ilte<span class=\"_ _0\"></span>r plc in t<span class=\"_ _0\"></span>he for<span class=\"_ _0\"></span>m of a Sha<span class=\"_ _0\"></span>re Bu<span class=\"_ _0\"></span>yb<span class=\"_ _0\"></span>ack Pro<span class=\"_ _0\"></span>gra<span class=\"_ _0\"></span>mme (t<span class=\"_ _0\"></span>he \u201cP<span class=\"_ _0\"></span>rogr<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>\u201d<span class=\"_ _0\"></span>). T<span class=\"_ _0\"></span>he Pro<span class=\"_ _0\"></span>gram<span class=\"_ _0\"></span>me has r<span class=\"_ _0\"></span>ecei<span class=\"_ _0\"></span>ved </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21a\">reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y app<span class=\"_ _0\"></span>rova<span class=\"_ _0\"></span>l fro<span class=\"_ _0\"></span>m the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s lea<span class=\"_ _0\"></span>d supe<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>vi<span class=\"_ _0\"></span>sor<span class=\"_ _7\"></span>, t<span class=\"_ _0\"></span>he Pr<span class=\"_ _0\"></span>uden<span class=\"_ _0\"></span>tia<span class=\"_ _0\"></span>l Regu<span class=\"_ _0\"></span>lator<span class=\"_ _3\"></span>y Au<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>ty, an<span class=\"_ _0\"></span>d this<span class=\"_ _0\"></span> </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21b\">ap<span class=\"_ _0\"></span>prov<span class=\"_ _0\"></span>al is ef<span class=\"_ _0\"></span>f<span class=\"_ _0\"></span>ec<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve fro<span class=\"_ _0\"></span>m 4 March 2026<span class=\"_ _0\"></span>. The P<span class=\"_ _0\"></span>rogr<span class=\"_ _0\"></span>amme h<span class=\"_ _0\"></span>as als<span class=\"_ _0\"></span>o recei<span class=\"_ _0\"></span>ved a<span class=\"_ _0\"></span>ppro<span class=\"_ _0\"></span>val f<span class=\"_ _0\"></span>rom th<span class=\"_ _0\"></span>e Sou<span class=\"_ _0\"></span>th </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs21c\">Af<span class=\"_ _0\"></span>ri<span class=\"_ _0\"></span>can Re<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Ba<span class=\"_ _0\"></span>nk<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span>Th<span class=\"_ _0\"></span>e Progr<span class=\"_ _0\"></span>amme w<span class=\"_ _0\"></span>ill be co<span class=\"_ _0\"></span>nduc<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d concu<span class=\"_ _0\"></span>rren<span class=\"_ _0\"></span>tly o<span class=\"_ _0\"></span>n <span class=\"_ _1\"></span>th<span class=\"_ _0\"></span>e <span class=\"_ _1\"></span>Lon<span class=\"_ _0\"></span>don an<span class=\"_ _0\"></span>d <span class=\"_ _1\"></span>Jo<span class=\"_ _0\"></span>hanne<span class=\"_ _0\"></span>sbur<span class=\"_ _0\"></span>g </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21d\">Sto<span class=\"_ _0\"></span>ck Exc<span class=\"_ _0\"></span>hange<span class=\"_ _0\"></span>s. T<span class=\"_ _0\"></span>he Prog<span class=\"_ _0\"></span>ram<span class=\"_ _0\"></span>me is de<span class=\"_ _0\"></span>pend<span class=\"_ _0\"></span>ent on p<span class=\"_ _0\"></span>eri<span class=\"_ _0\"></span>odi<span class=\"_ _0\"></span>c Boar<span class=\"_ _0\"></span>d rev<span class=\"_ _0\"></span>iew an<span class=\"_ _0\"></span>d the re<span class=\"_ _0\"></span>new<span class=\"_ _0\"></span>al of sha<span class=\"_ _0\"></span>re </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs21e\">purc<span class=\"_ _0\"></span>has<span class=\"_ _0\"></span>e aut<span class=\"_ _0\"></span>hor<span class=\"_ _0\"></span>iti<span class=\"_ _0\"></span>es at t<span class=\"_ _0\"></span>he 2026 An<span class=\"_ _0\"></span>nual G<span class=\"_ _0\"></span>ener<span class=\"_ _0\"></span>al Mee<span class=\"_ _0\"></span>ting<span class=\"_ _0\"></span>. Th<span class=\"_ _0\"></span>e Boa<span class=\"_ _0\"></span>rd rev<span class=\"_ _0\"></span>iew w<span class=\"_ _0\"></span>ill en<span class=\"_ _0\"></span>sure th<span class=\"_ _0\"></span>at th<span class=\"_ _0\"></span>e </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs378\">Prog<span class=\"_ _0\"></span>ram<span class=\"_ _0\"></span>me rema<span class=\"_ _0\"></span>ins th<span class=\"_ _0\"></span>e mos<span class=\"_ _0\"></span>t ef<span class=\"_ _0\"></span>fe<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>ve and t<span class=\"_ _0\"></span>ime<span class=\"_ _0\"></span>ly me<span class=\"_ _0\"></span>tho<span class=\"_ _0\"></span>d of retu<span class=\"_ _0\"></span>rni<span class=\"_ _0\"></span>ng cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al to sha<span class=\"_ _0\"></span>rehol<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>s and i<span class=\"_ _0\"></span>s </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs379\">ex<span class=\"_ _0\"></span>pec<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span>d to <span class=\"_ _1\"></span>com<span class=\"_ _0\"></span>plete b<span class=\"_ _0\"></span>y the end of 2026. T<span class=\"_ _0\"></span>he Prog<span class=\"_ _0\"></span>ram<span class=\"_ _0\"></span>me wil<span class=\"_ _0\"></span>l <span class=\"_ _1\"></span>red<span class=\"_ _0\"></span>uce the Gr<span class=\"_ _0\"></span>oup<span class=\"_ _0\"></span>\u2019s IFR<span class=\"_ _0\"></span>S ne<span class=\"_ _0\"></span>t<span class=\"_ gs26\"> </span>ass<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span>s and </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs244\">UK S<span class=\"_ _0\"></span>olv<span class=\"_ _0\"></span>enc<span class=\"_ _0\"></span>y II s<span class=\"_ _0\"></span>urp<span class=\"_ _0\"></span>lus on a re<span class=\"_ _0\"></span>gula<span class=\"_ _0\"></span>tor<span class=\"_ _0\"></span>y b<span class=\"_ _0\"></span>asis b<span class=\"_ _0\"></span>y \u00a3<span class=\"_ _7\"></span>100 mi<span class=\"_ _0\"></span>llio<span class=\"_ _0\"></span>n. Fur<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>her i<span class=\"_ _0\"></span>nfor<span class=\"_ _0\"></span>mat<span class=\"_ _0\"></span>ion on t<span class=\"_ _0\"></span>he Gro<span class=\"_ _0\"></span>up\u2019<span class=\"_ _0\"></span>s cap<span class=\"_ _0\"></span>it<span class=\"_ _0\"></span>al </div><div class=\"t m0 hf ff10d fsb fc1 sc0 ls44 ws46 gs245\">po<span class=\"_ _0\"></span>sit<span class=\"_ _0\"></span>ion on a reg<span class=\"_ _0\"></span>ulato<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>y basi<span class=\"_ _0\"></span>s is pres<span class=\"_ _0\"></span>ented in n<span class=\"_ _0\"></span>ote 38<span class=\"_ _0\"></span>(<span class=\"_ _1\"></span>a). The F<span class=\"_ _0\"></span>inan<span class=\"_ _0\"></span>cial re<span class=\"_ _0\"></span>vie<span class=\"_ _0\"></span>w sec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion of<span class=\"_ gs26\"> </span>th<span class=\"_ _0\"></span>e Stra<span class=\"_ _0\"></span>tegi<span class=\"_ _0\"></span>c </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gs9f\">Rep<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span>t in<span class=\"_ _0\"></span>clud<span class=\"_ _0\"></span>es th<span class=\"_ _0\"></span>e Group<span class=\"_ _0\"></span>\u2019s p<span class=\"_ _0\"></span>ro form<span class=\"_ _0\"></span>a sol<span class=\"_ _0\"></span>ven<span class=\"_ _0\"></span>c<span class=\"_ _0\"></span>y posi<span class=\"_ _0\"></span>ti<span class=\"_ _0\"></span>on whi<span class=\"_ _0\"></span>ch all<span class=\"_ _0\"></span>ow<span class=\"_ _0\"></span>s for th<span class=\"_ _0\"></span>e reduc<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ion in c<span class=\"_ _0\"></span>api<span class=\"_ _0\"></span>ta<span class=\"_ _0\"></span>l tha<span class=\"_ _0\"></span>t </div><div class=\"t m0 hf ff10c fsb fc1 sc0 ls44 ws0 gsa0\">wi<span class=\"_ _0\"></span>ll resu<span class=\"_ _0\"></span>lt f<span class=\"_ _0\"></span>rom the P<span class=\"_ _0\"></span>rogr<span class=\"_ _0\"></span>amme.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  }
 }
}