{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2022-03-24/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "quilterplc": "http://quilterplc.com/xbrl/2024",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
  },
  "taxonomy": [
   "http://quilterplc.com/xbrl/2024/54930092XIVK28RZGM95-2024-12-31.xsd"
  ]
 },
 "facts": {
  "fact-9": {
   "value": "544000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FeeAndCommissionIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-10": {
   "value": "542000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FeeAndCommissionIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-11": {
   "value": "4877000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-12": {
   "value": "4075000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-13": {
   "value": "28000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-14": {
   "value": "9000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-15": {
   "value": "5449000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Revenue",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-16": {
   "value": "4626000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Revenue",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-17": {
   "value": "4065000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ChangeInInvestmentContractLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-18": {
   "value": "3313000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ChangeInInvestmentContractLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-19": {
   "value": "49000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FeeAndCommissionExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-20": {
   "value": "49000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FeeAndCommissionExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-21": {
   "value": "587000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ChangeInThirdPartyInterestsInConsolidatedFunds",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-22": {
   "value": "579000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ChangeInThirdPartyInterestsInConsolidatedFunds",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-23": {
   "value": "691000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:MiscellaneousOtherOperatingExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-24": {
   "value": "575000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:MiscellaneousOtherOperatingExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-25": {
   "value": "21000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FinanceCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-26": {
   "value": "22000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FinanceCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-27": {
   "value": "5413000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OperatingExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-28": {
   "value": "4538000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OperatingExpense",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-29": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ImpairmentOfInvestmentsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-30": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ImpairmentOfInvestmentsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-31": {
   "value": "35000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-32": {
   "value": "88000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-33": {
   "value": "95000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TaxExpenseCreditAttributableToPolicyholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-34": {
   "value": "76000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TaxExpenseCreditAttributableToPolicyholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-35": {
   "value": "-60000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ProfitBeforeTaxAttributableToShareholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-36": {
   "value": "12000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ProfitBeforeTaxAttributableToShareholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-37": {
   "value": "69000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:IncomeTaxExpenseCredit",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-38": {
   "value": "46000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:IncomeTaxExpenseCredit",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-39": {
   "value": "95000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:LessTaxExpenseCreditAttributableToPolicyholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-40": {
   "value": "76000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:LessTaxExpenseCreditAttributableToPolicyholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-41": {
   "value": "26000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TaxCreditExpenseAttributableToShareholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-42": {
   "value": "30000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TaxCreditExpenseAttributableToShareholderReturns",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-43": {
   "value": "-34000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-44": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-45": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-46": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-47": {
   "value": "-35000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-48": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-49": {
   "value": "-0.025",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-50": {
   "value": "0.031",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-51": {
   "value": "-0.025",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-52": {
   "value": "0.031",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-53": {
   "value": "339000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsAndGoodwill",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-54": {
   "value": "372000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsAndGoodwill",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-55": {
   "value": "91000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipment",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-56": {
   "value": "91000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipment",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-57": {
   "value": "9000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-58": {
   "value": "10000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-59": {
   "value": "16000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-60": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-61": {
   "value": "24000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ContractCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-62": {
   "value": "16000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ContractCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-63": {
   "value": "56000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LoansAndAdvancesToCustomers",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-64": {
   "value": "38000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LoansAndAdvancesToCustomers",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-65": {
   "value": "59360000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherFinancialAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-66": {
   "value": "50329000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherFinancialAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-67": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-68": {
   "value": "91000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-69": {
   "value": "45000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-70": {
   "value": "33000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-71": {
   "value": "418000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TradeOtherReceivablesAndOtherAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-72": {
   "value": "447000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TradeOtherReceivablesAndOtherAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-73": {
   "value": "26000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-74": {
   "value": "57000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialAssets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-75": {
   "value": "1949000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-76": {
   "value": "1859000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-77": {
   "value": "62448000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-78": {
   "value": "53345000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-79": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssuedCapital",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-80": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssuedCapital",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-81": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:SharePremium",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-82": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:SharePremium",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-83": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CapitalRedemptionReserve",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-84": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CapitalRedemptionReserve",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-85": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReserveOfSharebasedPayments",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-86": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReserveOfSharebasedPayments",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-87": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherReserves",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-88": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherReserves",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-89": {
   "value": "863000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-90": {
   "value": "958000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-91": {
   "value": "1423000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-92": {
   "value": "1519000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-93": {
   "value": "51758000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentContractsLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-94": {
   "value": "43396000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentContractsLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-95": {
   "value": "8225000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ThirdPartyInterestsInConsolidatedFunds",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-96": {
   "value": "7444000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ThirdPartyInterestsInConsolidatedFunds",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-97": {
   "value": "111000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Provisions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-98": {
   "value": "46000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Provisions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-99": {
   "value": "96000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-100": {
   "value": "64000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-101": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-102": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-103": {
   "value": "275000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:BorrowingsAndLeaseLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-104": {
   "value": "279000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:BorrowingsAndLeaseLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-105": {
   "value": "506000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TradeOtherPayablesAndOtherLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-106": {
   "value": "570000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:TradeOtherPayablesAndOtherLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-107": {
   "value": "53000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-108": {
   "value": "25000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-109": {
   "value": "61025000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-110": {
   "value": "51826000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-111": {
   "value": "62448000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-112": {
   "value": "53345000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-1": {
   "value": "T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s on pa<span class=\"_ _2\"></span>ges 1<span class=\"_ _5\"></span>1<span class=\"_ _5\"></span>8 to 1<span class=\"_ _6\"></span>21 <span class=\"_ _6\"></span>we<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>prove<span class=\"_ _2\"></span>d by the B<span class=\"_ _2\"></span>oard of Di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>on <span>5 Marc<span class=\"_ _2\"></span>h 20<span class=\"_ _6\"></span>25</span> an<span class=\"_ _2\"></span>d signe<span class=\"_ _2\"></span>d on i<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>ehal<span class=\"_ _2\"></span>f by Steven Levin<span class=\"_ _29f\"> </span>Ch<span class=\"_ _2\"></span>ief<span class=\"_ _6\"></span> Exe<span class=\"_ _2\"></span>cutive Offi<span class=\"_ _2\"></span>cer<span class=\"_ _29f\"> </span>Mark<span class=\"_ _6\"></span> Satch<span class=\"_ _6\"></span>el<span class=\"_ _29f\"> </span>Ch<span class=\"_ _2\"></span>ief<span class=\"_ _6\"></span> Fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Officer",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-113": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-114": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-115": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-116": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-117": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-118": {
   "value": "958000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-119": {
   "value": "1519000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-120": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-121": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-122": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-123": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-124": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-125": {
   "value": "-34000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-126": {
   "value": "-34000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-127": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-128": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-129": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-130": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-131": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-132": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-133": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-134": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-135": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-136": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-137": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-138": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-139": {
   "value": "-34000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-140": {
   "value": "-35000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-141": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-142": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-143": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-144": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-145": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-146": {
   "value": "73000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-147": {
   "value": "73000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-148": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-149": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-150": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-151": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-152": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-153": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-154": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-155": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-156": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-157": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-158": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-159": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-160": {
   "value": "-6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-161": {
   "value": "-6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-162": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-163": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-164": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-165": {
   "value": "-4000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-166": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-167": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-168": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-169": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-170": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-171": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-172": {
   "value": "4000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-173": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-174": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-175": {
   "value": "5000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-176": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-177": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-178": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-179": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-180": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-181": {
   "value": "-61000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-182": {
   "value": "-61000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-183": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-184": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-185": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-186": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-187": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-188": {
   "value": "863000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-189": {
   "value": "1423000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-190": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-191": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-192": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-193": {
   "value": "41000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-194": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-195": {
   "value": "989000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-196": {
   "value": "1548000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-197": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-198": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-199": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-200": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-201": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-202": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-203": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-204": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-205": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-206": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-207": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-208": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-209": {
   "value": "65000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-210": {
   "value": "65000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-211": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-212": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-213": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-214": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-215": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-216": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-217": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementZARGBP",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-218": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-219": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-220": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-221": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-222": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-223": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-224": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-225": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-226": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-227": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-228": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-229": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-230": {
   "value": "-13000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-231": {
   "value": "-13000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-232": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-233": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-234": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-235": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-236": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-237": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-238": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-239": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-240": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-241": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-242": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-243": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-244": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-245": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:AggregateTaxEffectsOfItemsRecognisedDirectlyInEquity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-246": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-247": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-248": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-249": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-250": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-251": {
   "value": "-72000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-252": {
   "value": "-71000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-253": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-254": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-255": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-256": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-257": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-258": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-259": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-260": {
   "value": "115000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-261": {
   "value": "58000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-262": {
   "value": "346000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:CapitalRedemptionReserveMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-263": {
   "value": "42000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfSharebasedPaymentsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-264": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:OtherReservesMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-265": {
   "value": "958000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:GBP"
   }
  },
  "fact-266": {
   "value": "1519000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-2": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfTreasuryShares",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-267": {
   "value": "4654000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperations",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-268": {
   "value": "2137000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperations",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-269": {
   "value": "69000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-270": {
   "value": "26000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-271": {
   "value": "4585000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-272": {
   "value": "2111000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-273": {
   "value": "4360000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:NetAcquisitionsOfFinancialInvestmentsClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-274": {
   "value": "1908000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:NetAcquisitionsOfFinancialInvestmentsClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-275": {
   "value": "8000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-276": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-277": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-278": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-279": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-280": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-281": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfInterestsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-282": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfInterestsInAssociates",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-283": {
   "value": "-4388000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-284": {
   "value": "-1909000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-285": {
   "value": "73000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-286": {
   "value": "65000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-287": {
   "value": "-1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementsPassedToShareholdersClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-288": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:ExchangeRateMovementsPassedToShareholdersClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-289": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:FinanceCostsOnBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-290": {
   "value": "18000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:FinanceCostsOnBorrowingsClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-291": {
   "value": "2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-292": {
   "value": "3000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-293": {
   "value": "8000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-294": {
   "value": "9000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-295": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPlcSharesAcquiredUnderTheOddLotOfferClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-296": {
   "value": "14000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPlcSharesAcquiredUnderTheOddLotOfferClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-297": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPLCSharesAcquiredForUseWithinTheGroupsEmployeeShareSchemeClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-298": {
   "value": "15000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "quilterplc:QuilterPLCSharesAcquiredForUseWithinTheGroupsEmployeeShareSchemeClassifiedAsFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-299": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-300": {
   "value": "199000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-301": {
   "value": "-0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsForDebtIssueCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-302": {
   "value": "200000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsForDebtIssueCosts",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-303": {
   "value": "-108000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-304": {
   "value": "-123000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-305": {
   "value": "89000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-306": {
   "value": "79000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-307": {
   "value": "1859000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-308": {
   "value": "1782000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-309": {
   "value": "1000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-310": {
   "value": "-2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-311": {
   "value": "1949000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-312": {
   "value": "1859000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-315": {
   "value": "G<span class=\"_ _2\"></span>ener<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span> in<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>m<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter p<span class=\"_ _2\"></span>lc (th<span class=\"_ _2\"></span>e \u201cCom<span class=\"_ _2\"></span>pany<span class=\"_ _1\"></span>\u201d<span class=\"_ _2\"></span>), a pu<span class=\"_ _2\"></span>blic l<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d comp<span class=\"_ _2\"></span>any in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>ted in Eng<span class=\"_ _2\"></span>lan<span class=\"_ _2\"></span>d and Wale<span class=\"_ _2\"></span>s and do<span class=\"_ _2\"></span>mici<span class=\"_ _2\"></span>led in t<span class=\"_ _2\"></span>he Uni<span class=\"_ _2\"></span>ted K<span class=\"_ _2\"></span>ingdo<span class=\"_ _2\"></span>m (\u201c<span class=\"_ _2\"></span>UK<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), tog<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r wit<span class=\"_ _2\"></span>h it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, th<span class=\"_ _2\"></span>e \u201cGro<span class=\"_ _2\"></span>up\u201d<span class=\"_ _2\"></span>) o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent an<span class=\"_ _2\"></span>d weal<span class=\"_ _2\"></span>th man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s, lo<span class=\"_ _2\"></span>ng-te<span class=\"_ _2\"></span>rm s<span class=\"_ _2\"></span>avi<span class=\"_ _2\"></span>ngs an<span class=\"_ _2\"></span>d f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>ily i<span class=\"_ _2\"></span>n the UK<span class=\"_ _2\"></span>. Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc is li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>th a pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>y li<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing on t<span class=\"_ _2\"></span>he Lon<span class=\"_ _2\"></span>don Sto<span class=\"_ _2\"></span>ck E<span class=\"_ _2\"></span>xchange (<span class=\"_ _2\"></span>\u201c<span class=\"_ _2\"></span>LSE<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>)an<span class=\"_ _2\"></span>d a sec<span class=\"_ _2\"></span>ondar<span class=\"_ _1\"></span>y lis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g on the<span class=\"_ _2\"></span> Jo<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>sbur<span class=\"_ _2\"></span>g Stoc<span class=\"_ _2\"></span>k Excha<span class=\"_ _2\"></span>nge (\u201c<span class=\"_ _2\"></span>JSE<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Compa<span class=\"_ _2\"></span>ny<span class=\"_ _2\"></span>\u2019s reg<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion nu<span class=\"_ _2\"></span>mber is 0<span class=\"_ _2\"></span>64<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>4270. The ad<span class=\"_ _2\"></span>dres<span class=\"_ _2\"></span>s of the reg<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tered of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Se<span class=\"_ _2\"></span>nator H<span class=\"_ _2\"></span>ouse,<span class=\"_ _2\"></span> 85 Qu<span class=\"_ _2\"></span>een V<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>a <span class=\"_ _6\"></span>St<span class=\"_ _2\"></span>reet<span class=\"_ _2\"></span>, Lond<span class=\"_ _2\"></span>on, EC4V 4<span class=\"_ _2\"></span>AB<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-3": {
   "value": "Quilter plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-313": {
   "value": "Quilter plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-4": {
   "value": "public limited company",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-5": {
   "value": "England and Wales",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-6": {
   "value": "United Kingdom",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-7": {
   "value": "offers investment and wealth management services, long-term savings and financial advice primarily in the UK.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-8": {
   "value": "Senator House, 85 Queen Victoria Street, London, EC4V 4AB.",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-316": {
   "value": "1: Ba<span class=\"_ _2\"></span>sis o<span class=\"_ _6\"></span>f pre<span class=\"_ _6\"></span>parat<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>on<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts of Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er plc for t<span class=\"_ _2\"></span>he year en<span class=\"_ _2\"></span>ded 31 Dec<span class=\"_ _2\"></span>ember 2024 hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en pre<span class=\"_ _2\"></span>pared i<span class=\"_ _2\"></span>n accord<span class=\"_ _2\"></span>ance w<span class=\"_ _2\"></span>ith U<span class=\"_ _2\"></span>K-ado<span class=\"_ _2\"></span>pted I<span class=\"_ _2\"></span>ntern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>onal A<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing St<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards an<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s Ac<span class=\"_ _2\"></span>t 200<span class=\"_ _2\"></span>6 as appl<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>ble to comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing und<span class=\"_ _2\"></span>er tho<span class=\"_ _2\"></span>se st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>hese co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s have b<span class=\"_ _2\"></span>een pr<span class=\"_ _2\"></span>epare<span class=\"_ _2\"></span>d on a his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l cos<span class=\"_ _2\"></span>t basi<span class=\"_ _2\"></span>s, exce<span class=\"_ _2\"></span>pt for t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>ich are h<span class=\"_ _2\"></span>eld at f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue, a<span class=\"_ _2\"></span>nd are pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted in p<span class=\"_ _2\"></span>ounds<span class=\"_ _2\"></span> s<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch is th<span class=\"_ _2\"></span>e cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>y ec<span class=\"_ _2\"></span>onom<span class=\"_ _2\"></span>ic env<span class=\"_ _2\"></span>iron<span class=\"_ _2\"></span>ment in w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h the G<span class=\"_ _2\"></span>roup op<span class=\"_ _2\"></span>erate<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ppen<span class=\"_ _2\"></span>dix A Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>d under<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s form<span class=\"_ _2\"></span>s an inte<span class=\"_ _2\"></span>gra<span class=\"_ _2\"></span>l par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he sep<span class=\"_ _2\"></span>arate f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the Comp<span class=\"_ _2\"></span>any are on p<span class=\"_ _2\"></span>ages 1<span class=\"_ _5\"></span>76 to 1<span class=\"_ _5\"></span>7<span class=\"_ _2\"></span>7<span class=\"_ _144\"></span>.<span class=\"_ _29f\"> </span>Going concern<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tors h<span class=\"_ _2\"></span>ave con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>red the r<span class=\"_ _2\"></span>esili<span class=\"_ _2\"></span>ence of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up, it<span class=\"_ _2\"></span>s cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s fac<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e busin<span class=\"_ _2\"></span>ess a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>ess o<span class=\"_ _2\"></span>f any mi<span class=\"_ _2\"></span>tig<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gies w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are or cou<span class=\"_ _2\"></span>ld be ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d an as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al and l<span class=\"_ _2\"></span>iquid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ov<span class=\"_ _2\"></span>er a thre<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year p<span class=\"_ _2\"></span>lanni<span class=\"_ _2\"></span>ng per<span class=\"_ _2\"></span>iod co<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing 2025 to 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>his as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>orate<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s tes<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing a broa<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>nge of sce<span class=\"_ _2\"></span>nari<span class=\"_ _2\"></span>os, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket sho<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>s of up to 40<span class=\"_ _2\"></span>% fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s, ma<span class=\"_ _2\"></span>ss lap<span class=\"_ _2\"></span>se ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, n<span class=\"_ _2\"></span>ew busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h scen<span class=\"_ _2\"></span>ario<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>evere b<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess i<span class=\"_ _2\"></span>nterr<span class=\"_ _2\"></span>upt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, equi<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>ent to 1-in<span class=\"_ _2\"></span>-50 a<span class=\"_ _2\"></span>nd 1-in<span class=\"_ _2\"></span>-<span class=\"_ _6\"></span>200 y<span class=\"_ _2\"></span>ear eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t also co<span class=\"_ _2\"></span>nside<span class=\"_ _2\"></span>red the p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial imp<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns of the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w whic<span class=\"_ _2\"></span>h coul<span class=\"_ _2\"></span>d incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l pay<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on and a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>30)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he going con<span class=\"_ _2\"></span>cern a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up took in<span class=\"_ _2\"></span>to consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion t<span class=\"_ _2\"></span>he cur<span class=\"_ _2\"></span>rent po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he UK an<span class=\"_ _2\"></span>d glob<span class=\"_ _2\"></span>al eco<span class=\"_ _2\"></span>nomy. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up als<span class=\"_ _2\"></span>o consi<span class=\"_ _2\"></span>dered h<span class=\"_ _2\"></span>ow cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> op<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ies af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>, inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, ad<span class=\"_ _2\"></span>vice a<span class=\"_ _2\"></span>nd dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, and t<span class=\"_ _2\"></span>heir i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t on<span class=\"_ _2\"></span> spe<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>c proje<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates an<span class=\"_ _2\"></span>d judgem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. B<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sme<span class=\"_ _2\"></span>nt, t<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs be<span class=\"_ _2\"></span>liev<span class=\"_ _2\"></span>e that b<span class=\"_ _2\"></span>oth t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up and Q<span class=\"_ _2\"></span>uil<span class=\"_ _2\"></span>ter plc h<span class=\"_ _2\"></span>ave su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial re<span class=\"_ _2\"></span>sourc<span class=\"_ _2\"></span>es to con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e in busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s for a pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of at le<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>rom the da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of ap<span class=\"_ _2\"></span>prov<span class=\"_ _2\"></span>al of the<span class=\"_ _2\"></span>se f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d conti<span class=\"_ _2\"></span>nue to ad<span class=\"_ _2\"></span>opt th<span class=\"_ _2\"></span>e going co<span class=\"_ _2\"></span>ncer<span class=\"_ _2\"></span>n basi<span class=\"_ _2\"></span>s in prep<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ng the G<span class=\"_ _2\"></span>roup an<span class=\"_ _2\"></span>d Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on is<span class=\"_ gs37\"> </span>cont<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed in the v<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>goin<span class=\"_ _2\"></span>g concer<span class=\"_ _2\"></span>n sec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l Repor<span class=\"_ _2\"></span>t. Basis of consolidation<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s c<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of t<span class=\"_ _2\"></span>he Comp<span class=\"_ _2\"></span>any an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>ries<span class=\"_ _2\"></span>. Sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>ries a<span class=\"_ _2\"></span>re tho<span class=\"_ _2\"></span>se ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>uding i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, cont<span class=\"_ _2\"></span>roll<span class=\"_ _2\"></span>ed by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p. More inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on ho<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er it has co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er an ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed in ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y no<span class=\"_ _2\"></span>te 5(a<span class=\"_ _6\"></span>). Su<span class=\"_ _2\"></span>bsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es are con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d from t<span class=\"_ _2\"></span>he dat<span class=\"_ _2\"></span>e the Gr<span class=\"_ _2\"></span>oup ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>trol an<span class=\"_ _2\"></span>d are exc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d from co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up los<span class=\"_ _2\"></span>es cont<span class=\"_ _2\"></span>rol.<div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs40\">Wh<span class=\"_ _2\"></span>ere nece<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts of s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es to bri<span class=\"_ _2\"></span>ng the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs41\">acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng pol<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d in line w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h Grou<span class=\"_ _2\"></span>p poli<span class=\"_ _2\"></span>cies<span class=\"_ _2\"></span>. All i<span class=\"_ _2\"></span>nterco<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, bal<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s and </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs42\">unre<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed gai<span class=\"_ _2\"></span>ns and l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es on t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een G<span class=\"_ _2\"></span>roup com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es are el<span class=\"_ _2\"></span>imin<span class=\"_ _2\"></span>ated w<span class=\"_ _2\"></span>hen pre<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs43\">consolidated<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _6\"></span>ncial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs44\">Liquidit<span class=\"_ _2\"></span>y analysis of the state<span class=\"_ _2\"></span>ment of<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancial position<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs45\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n is in ord<span class=\"_ _2\"></span>er of liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Fo<span class=\"_ _2\"></span>r each a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y lin<span class=\"_ _2\"></span>e item<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs46\">th<span class=\"_ _2\"></span>ose am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to be re<span class=\"_ _2\"></span>covere<span class=\"_ _2\"></span>d or set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led mor<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>an 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing date ar<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs47\">dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed s<span class=\"_ _2\"></span>epar<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y in th<span class=\"_ _2\"></span>e notes to t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs48\">Critical accounting es<span class=\"_ _2\"></span>timates and judgements </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs49\">T<span class=\"_ _2\"></span>he prep<span class=\"_ _2\"></span>arat<span class=\"_ _2\"></span>ion of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>s manage<span class=\"_ _2\"></span>ment to exe<span class=\"_ _2\"></span>rcise ju<span class=\"_ _2\"></span>dgeme<span class=\"_ _2\"></span>nt in app<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs4a\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s mater<span class=\"_ _2\"></span>ial ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es and m<span class=\"_ _2\"></span>ake es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs4b\">amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te of the f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he B<span class=\"_ _2\"></span>oard A<span class=\"_ _2\"></span>udi<span class=\"_ _2\"></span>t C<span class=\"_ _6\"></span>om<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs4c\">rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s the<span class=\"_ _2\"></span>se area<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>t and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs4d\">po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es ado<span class=\"_ _2\"></span>pted in t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the<span class=\"_ _2\"></span>se f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs4e\">Critical accounting judgeme<span class=\"_ _2\"></span>nts </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs4f\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s cr<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ical a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose ma<span class=\"_ _2\"></span>de whe<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>app<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>s ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs50\">po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>hat ha<span class=\"_ _2\"></span>ve th<span class=\"_ _2\"></span>e great<span class=\"_ _2\"></span>est e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t on t<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>it a<span class=\"_ _2\"></span>nd net a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4b ws4b gs51\">f<span class=\"_ _2\"></span>inancial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs52\">Ongoing Advice Review<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs53\">In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pre<span class=\"_ _2\"></span>limin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>noun<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on 6 Marc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up commi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted to unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>take a </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs54\">rev<span class=\"_ _2\"></span>iew<span class=\"_ gs37\"> </span>o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>al dat<span class=\"_ _2\"></span>a <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tice<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ross t<span class=\"_ _2\"></span>he Ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>s in the Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls57 ws1 gs55\">Pla<span class=\"_ _2\"></span>nning n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wor<span class=\"_ _2\"></span>k in rela<span class=\"_ _2\"></span>tion to t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of o<span class=\"_ _2\"></span>ngoing a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice. F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>g disc<span class=\"_ _2\"></span>ussi<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he FC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs56\">a<span class=\"_ gs37\"> </span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on was ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted in Jun<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>to as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>s and pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a vi<span class=\"_ _2\"></span>ew to the F<span class=\"_ _2\"></span>CA o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>er the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls57 ws1 gs57\">del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y of ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices b<span class=\"_ _2\"></span>y Ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>s in the Q<span class=\"_ _2\"></span>uil<span class=\"_ _2\"></span>ter Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs58\">Pla<span class=\"_ _2\"></span>nning<span class=\"_ gs37\"> </span>n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wor<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en comp<span class=\"_ _2\"></span>liant w<span class=\"_ _2\"></span>ith ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e regul<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s duri<span class=\"_ _2\"></span>ng the pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>om </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs59\">1<span class=\"_ gs37\"> </span>Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 201<span class=\"_ _5\"></span>7 to 31 Dece<span class=\"_ _2\"></span>mber 2023<span class=\"_ _2\"></span>. Al<span class=\"_ _2\"></span>thou<span class=\"_ _2\"></span>gh the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>has n<span class=\"_ _2\"></span>ot yet com<span class=\"_ _2\"></span>plete<span class=\"_ _2\"></span>d, it is<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls57 ws1 gs5a\">wel<span class=\"_ _2\"></span>l adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>d, an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>al repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t is ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>e subm<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ted to t<span class=\"_ _2\"></span>he F<span class=\"_ _2\"></span>CA i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>econ<span class=\"_ _2\"></span>d quar<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>f </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs5b\">2025. Su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther di<span class=\"_ _2\"></span>scus<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>occ<span class=\"_ _2\"></span>ur foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Skil<span class=\"_ _2\"></span>led Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ew, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs5c\">it<span class=\"_ gs37\"> </span>i<span class=\"_ _2\"></span>s<span class=\"_ gs37\"> </span>cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>hat som<span class=\"_ _2\"></span>e form of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>ill likel<span class=\"_ _2\"></span>y be req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs5d\">res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s of<span class=\"_ gs37\"> </span>the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>to date to<span class=\"_ _2\"></span>geth<span class=\"_ _2\"></span>er wit<span class=\"_ _2\"></span>h othe<span class=\"_ _2\"></span>r evi<span class=\"_ _2\"></span>dence a<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>able, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs5e\">con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of the an<span class=\"_ _2\"></span>noun<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de by the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>on 24 Feb<span class=\"_ _2\"></span>rua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>2025 ti<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d \u201cOn<span class=\"_ _2\"></span>going f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs5f\">ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>\u201d, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed a<span class=\"_ gs37\"> </span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion for a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls57 ws1 gs60\">po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing bo<span class=\"_ _2\"></span>th red<span class=\"_ _2\"></span>ress a<span class=\"_ _2\"></span>nd adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, ba<span class=\"_ _2\"></span>sed u<span class=\"_ _2\"></span>pon </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls57 ws1 gs61\">cur<span class=\"_ _2\"></span>rent a<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>mpti<span class=\"_ _2\"></span>ons as to a p<span class=\"_ _2\"></span>lausi<span class=\"_ _2\"></span>ble c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n appro<span class=\"_ _2\"></span>ach t<span class=\"_ _2\"></span>hat ma<span class=\"_ _2\"></span>y be fol<span class=\"_ _2\"></span>lowe<span class=\"_ _2\"></span>d. Se<span class=\"_ _2\"></span>e note<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs62\">30 an<span class=\"_ _2\"></span>d 36 for fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion and<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ngent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng assu<span class=\"_ _2\"></span>mpti<span class=\"_ _2\"></span>ons ma<span class=\"_ _2\"></span>de and </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls57 ws55 gs63\">unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ntie<span class=\"_ _2\"></span>s aris<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>). The si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t judgem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs64\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>cise p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od to be i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ded w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the s<span class=\"_ _2\"></span>cope o<span class=\"_ _2\"></span>f a poten<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerc<span class=\"_ _2\"></span>ise; an<span class=\"_ _2\"></span>d</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs65\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y refere<span class=\"_ _2\"></span>nce to coh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>how<span class=\"_ _2\"></span>n by th<span class=\"_ _2\"></span>e Skil<span class=\"_ _2\"></span>led Pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>n\u2019s </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs66\">sa<span class=\"_ _2\"></span>mple t<span class=\"_ _2\"></span>o be at th<span class=\"_ _2\"></span>e hig<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>t likel<span class=\"_ _2\"></span>ihoo<span class=\"_ _2\"></span>d of hav<span class=\"_ _2\"></span>ing n<span class=\"_ _2\"></span>ot recei<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>el of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e from t<span class=\"_ _2\"></span>heir </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs67\">ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _6\"></span>, to be in<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>ved w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e scop<span class=\"_ _2\"></span>e of a pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise.<span class=\"_ _29f\"> </span></div>Critical accounting<span class=\"_ _6\"></span> estimate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s cr<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ical a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates in<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>ve the m<span class=\"_ _2\"></span>ost co<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>x or subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ich hav<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant r<span class=\"_ _2\"></span>isk of resu<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>ng in mate<span class=\"_ _2\"></span>rial ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt to the ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies un<span class=\"_ _2\"></span>til t<span class=\"_ _2\"></span>hose a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed. Ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent us<span class=\"_ _2\"></span>es it<span class=\"_ _2\"></span>s k<span class=\"_ _2\"></span>now<span class=\"_ _2\"></span>ledge o<span class=\"_ _2\"></span>f cur<span class=\"_ _2\"></span>rent f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances a<span class=\"_ _2\"></span>nd app<span class=\"_ _2\"></span>lies e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ting te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>at are ali<span class=\"_ _2\"></span>gne<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>tuar<span class=\"_ _2\"></span>ial an<span class=\"_ _2\"></span>d accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rds and g<span class=\"_ _2\"></span>uida<span class=\"_ _2\"></span>nce, to ma<span class=\"_ _2\"></span>ke pred<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns abo<span class=\"_ _2\"></span>ut fu<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s may d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fer m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y fro<span class=\"_ _2\"></span>m thos<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes.<span class=\"_ _2\"></span> Ongoing Advice Review<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>s se<span class=\"_ _2\"></span>t out ab<span class=\"_ _2\"></span>ove, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e resul<span class=\"_ _2\"></span>ts to d<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w toget<span class=\"_ _2\"></span>her wi<span class=\"_ _2\"></span>th ot<span class=\"_ _2\"></span>her e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s that a c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerc<span class=\"_ _2\"></span>ise in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce wil<span class=\"_ _2\"></span>l like<span class=\"_ _2\"></span>ly b<span class=\"_ _2\"></span>e requi<span class=\"_ _2\"></span>red to con<span class=\"_ _2\"></span>sider c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re the c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer h<span class=\"_ _2\"></span>as bee<span class=\"_ _2\"></span>n char<span class=\"_ _2\"></span>ged for o<span class=\"_ _2\"></span>ngoin<span class=\"_ _2\"></span>g adv<span class=\"_ _2\"></span>ice s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>d the ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser is u<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e to sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e the pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sion of t<span class=\"_ _2\"></span>hos<span class=\"_ _2\"></span>e ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to f<span class=\"_ _2\"></span>inal<span class=\"_ _2\"></span>ise t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w and un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ake dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sions w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A duri<span class=\"_ _2\"></span>ng the s<span class=\"_ _2\"></span>econ<span class=\"_ _2\"></span>d qua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter of 2025, to cons<span class=\"_ _2\"></span>ider t<span class=\"_ _2\"></span>he form a<span class=\"_ _2\"></span>nd met<span class=\"_ _2\"></span>hodo<span class=\"_ _2\"></span>log<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>is pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion exerc<span class=\"_ _2\"></span>ise.<span class=\"_ _2\"></span> A<span class=\"_ _2\"></span>ny suc<span class=\"_ _2\"></span>h remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise is c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to i<span class=\"_ _2\"></span>nvol<span class=\"_ _2\"></span>ve t<span class=\"_ _2\"></span>he pop<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion of c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span>s who a<span class=\"_ _2\"></span>re at th<span class=\"_ _2\"></span>e high<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t likeli<span class=\"_ _2\"></span>hoo<span class=\"_ _2\"></span>d of hav<span class=\"_ _2\"></span>ing no<span class=\"_ _2\"></span>t recei<span class=\"_ _2\"></span>ved t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d leve<span class=\"_ _2\"></span>l of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>eir ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _6\"></span>, ba<span class=\"_ _2\"></span>sed up<span class=\"_ _2\"></span>on th<span class=\"_ _2\"></span>e resul<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>f the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son R<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ew. Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>at a cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e will l<span class=\"_ _2\"></span>ikel<span class=\"_ _2\"></span>y be req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>his i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>des e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s for ref<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s of fees<span class=\"_ _2\"></span> pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>usl<span class=\"_ _2\"></span>y char<span class=\"_ _2\"></span>ged an<span class=\"_ _2\"></span>d intere<span class=\"_ _2\"></span>st p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble an<span class=\"_ _2\"></span>d the co<span class=\"_ _2\"></span>st of t<span class=\"_ _2\"></span>he rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e. Whi<span class=\"_ _2\"></span>le the<span class=\"_ _2\"></span>re are a num<span class=\"_ _2\"></span>ber of o<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>ncie<span class=\"_ _2\"></span>s and v<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>bles t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d that a r<span class=\"_ _2\"></span>easo<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate c<span class=\"_ _2\"></span>an be ma<span class=\"_ _2\"></span>de bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n curr<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le and a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t has re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span> pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion (see n<span class=\"_ _2\"></span>otes 30 an<span class=\"_ _2\"></span>d 36). F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tial dr<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>t resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y relia<span class=\"_ _2\"></span>ble rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e cohor<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>f cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken by t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on, a<span class=\"_ _2\"></span>n init<span class=\"_ _2\"></span>ial qu<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h to be fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ed, c<span class=\"_ _2\"></span>an be rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>bly e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed. In d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>minin<span class=\"_ _2\"></span>g th<span class=\"_ _2\"></span>is prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on, con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion has b<span class=\"_ _2\"></span>een g<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>en to a wid<span class=\"_ _2\"></span>e range o<span class=\"_ _2\"></span>f ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, dra<span class=\"_ _2\"></span>wing o<span class=\"_ _2\"></span>n dat<span class=\"_ _2\"></span>a from t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>\u2019s resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s to date, p<span class=\"_ _2\"></span>rev<span class=\"_ _2\"></span>ious e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rien<span class=\"_ _2\"></span>ce of pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e vie<span class=\"_ _2\"></span>ws of e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al spe<span class=\"_ _2\"></span>cial<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>amili<span class=\"_ _2\"></span>ar wi<span class=\"_ _2\"></span>th sim<span class=\"_ _2\"></span>ilar rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n exerci<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. The s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates in t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n are: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>trap<span class=\"_ _2\"></span>olat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e propo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>\u2019s st<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>lly sig<span class=\"_ _2\"></span>nifi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t samp<span class=\"_ _2\"></span>le wh<span class=\"_ _2\"></span>ere </span>sa<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of ser<span class=\"_ _1\"></span>vi<span class=\"_ _2\"></span>cing w<span class=\"_ _2\"></span>as not fo<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>, to the en<span class=\"_ _2\"></span>tire p<span class=\"_ _2\"></span>opula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">re<span class=\"_ _2\"></span>spon<span class=\"_ _2\"></span>se ra<span class=\"_ _2\"></span>te for cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s inv<span class=\"_ _2\"></span>ited to e<span class=\"_ _2\"></span>ngage i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e; and</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">a<span class=\"_ _2\"></span>dmini<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ive co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form a p<span class=\"_ _2\"></span>oten<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerci<span class=\"_ _2\"></span>se, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>ith </span>cu<span class=\"_ _2\"></span>stom<span class=\"_ _2\"></span>er eng<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt and c<span class=\"_ _2\"></span>ase re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ews<span class=\"_ _2\"></span>, wh<span class=\"_ _2\"></span>ich ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed up<span class=\"_ _2\"></span>on ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ience f<span class=\"_ _2\"></span>rom pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up, and a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>ons on t<span class=\"_ _2\"></span>he num<span class=\"_ _2\"></span>ber of cu<span class=\"_ _2\"></span>stom<span class=\"_ _2\"></span>ers w<span class=\"_ _2\"></span>ho may be<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>ubje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>to the re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w proce<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Measurement of deferred tax<span class=\"_ _6\"></span> T<span class=\"_ _2\"></span>he annu<span class=\"_ _2\"></span>al bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s plan<span class=\"_ _2\"></span>ning p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re tax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted le<span class=\"_ _2\"></span>vels of<span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n (\u201cAuM<span class=\"_ _2\"></span>A<span class=\"_ _6\"></span>\u201d<span class=\"_ _2\"></span>), w<span class=\"_ _2\"></span>hich ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to a large nu<span class=\"_ _2\"></span>mber of f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span> inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng glo<span class=\"_ _2\"></span>bal s<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k marke<span class=\"_ _2\"></span>t mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, relat<span class=\"_ _2\"></span>ed mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n excha<span class=\"_ _2\"></span>nge rat<span class=\"_ _2\"></span>es, n<span class=\"_ _2\"></span>et cli<span class=\"_ _2\"></span>ent c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s and es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es and o<span class=\"_ _2\"></span>ther ch<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s Plan<span class=\"_ _2\"></span>, adjus<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for k<span class=\"_ _2\"></span>now<span class=\"_ _2\"></span>n and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated t<span class=\"_ _2\"></span>ax adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ting i<span class=\"_ _2\"></span>tems<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>is us<span class=\"_ _2\"></span>ed to dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent to wh<span class=\"_ _2\"></span>ich def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses t<span class=\"_ _2\"></span>he rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r a f<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear hor<span class=\"_ _2\"></span>izon a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th o<span class=\"_ _2\"></span>ver t<span class=\"_ _2\"></span>he med<span class=\"_ _2\"></span>ium ter<span class=\"_ _2\"></span>m. T<span class=\"_ _5\"></span>o t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>it e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>es ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>d <div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs97\">be<span class=\"_ _2\"></span>yond t<span class=\"_ _2\"></span>he no<span class=\"_ _2\"></span>rmal t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g cy<span class=\"_ _2\"></span>cle, a<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nal t<span class=\"_ _2\"></span>wo ye<span class=\"_ _2\"></span>ars of t<span class=\"_ _2\"></span>he pl<span class=\"_ _2\"></span>an are </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs98\">us<span class=\"_ _2\"></span>ed. Th<span class=\"_ _2\"></span>is app<span class=\"_ _2\"></span>roach i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d reaso<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e base<span class=\"_ _2\"></span>d on his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ical p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>Fu<span class=\"_ _2\"></span>ture pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs99\">sho<span class=\"_ _2\"></span>w the maj<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>eing ut<span class=\"_ _2\"></span>ilis<span class=\"_ _2\"></span>ed ove<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree year<span class=\"_ _2\"></span>s. Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt has </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs9a\">reas<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d the s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ty o<span class=\"_ _2\"></span>f the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he late<span class=\"_ _2\"></span>st fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cash<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs9b\">f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s. S<span class=\"_ _2\"></span>ee note 31 for f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>tail<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 lsd6 ws28 gs9c\">Other princip<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> estimate<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs9d\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>or imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent us<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e lates<span class=\"_ _2\"></span>t c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs9e\">fore<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s thre<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess P<span class=\"_ _2\"></span>lan. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>ng to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs9f\">eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket l<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>s and gr<span class=\"_ _2\"></span>ow<span class=\"_ _2\"></span>th in A<span class=\"_ _2\"></span>uMA i<span class=\"_ _2\"></span>n fut<span class=\"_ _2\"></span>ure pe<span class=\"_ _2\"></span>riod<span class=\"_ _2\"></span>s, tog<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r wi<span class=\"_ _2\"></span>th lev<span class=\"_ _2\"></span>els of n<span class=\"_ _2\"></span>ew bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsa0\">ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cli<span class=\"_ _2\"></span>ent ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s, rev<span class=\"_ _2\"></span>enue ma<span class=\"_ _2\"></span>rgi<span class=\"_ _2\"></span>ns, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>uture e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses an<span class=\"_ _2\"></span>d disco<span class=\"_ _2\"></span>unt ra<span class=\"_ _2\"></span>tes (see no<span class=\"_ _2\"></span>te 1<span class=\"_ _5\"></span>4). T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gsa1\">forecast<span class=\"_ _2\"></span>s take<span class=\"_ _6\"></span> accou<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> climate-related risks and other<span class=\"_ _6\"></span> responsible<span class=\"_ _6\"></span> business cons<span class=\"_ _6\"></span>iderations. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsa2\">Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt doe<span class=\"_ _2\"></span>s not con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>r that t<span class=\"_ _2\"></span>he us<span class=\"_ _2\"></span>e of the<span class=\"_ _2\"></span>se es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates h<span class=\"_ _2\"></span>as a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant r<span class=\"_ _2\"></span>isk of c<span class=\"_ _2\"></span>ausi<span class=\"_ _2\"></span>ng a </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsa3\">mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n the ne<span class=\"_ _2\"></span>xt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-367": {
   "value": "<div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs24\">T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts of Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er plc for t<span class=\"_ _2\"></span>he year en<span class=\"_ _2\"></span>ded 31 Dec<span class=\"_ _2\"></span>ember 2024 hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs25\">pre<span class=\"_ _2\"></span>pared i<span class=\"_ _2\"></span>n accord<span class=\"_ _2\"></span>ance w<span class=\"_ _2\"></span>ith U<span class=\"_ _2\"></span>K-ado<span class=\"_ _2\"></span>pted I<span class=\"_ _2\"></span>ntern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>onal A<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing St<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards an<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs26\">of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s Ac<span class=\"_ _2\"></span>t 200<span class=\"_ _2\"></span>6 as appl<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>ble to comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing und<span class=\"_ _2\"></span>er tho<span class=\"_ _2\"></span>se st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-368": {
   "value": "<div class=\"t m1 h9 ff121 fs7 fc3 sc0 lsd6 ws28 gs28\">Going concern<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs29\">T<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tors h<span class=\"_ _2\"></span>ave con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>red the r<span class=\"_ _2\"></span>esili<span class=\"_ _2\"></span>ence of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up, it<span class=\"_ _2\"></span>s cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2a\">ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s fac<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e busin<span class=\"_ _2\"></span>ess a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>ess o<span class=\"_ _2\"></span>f any mi<span class=\"_ _2\"></span>tig<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gies w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are or cou<span class=\"_ _2\"></span>ld be </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b\">ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d an as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al and l<span class=\"_ _2\"></span>iquid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ov<span class=\"_ _2\"></span>er a thre<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year p<span class=\"_ _2\"></span>lanni<span class=\"_ _2\"></span>ng per<span class=\"_ _2\"></span>iod co<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2c\">2025 to 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>his as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>orate<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s tes<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing a broa<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>nge of </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2d\">sce<span class=\"_ _2\"></span>nari<span class=\"_ _2\"></span>os, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket sho<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>s of up to 40<span class=\"_ _2\"></span>% fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s, ma<span class=\"_ _2\"></span>ss lap<span class=\"_ _2\"></span>se </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2e\">ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, n<span class=\"_ _2\"></span>ew busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h scen<span class=\"_ _2\"></span>ario<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>evere b<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess i<span class=\"_ _2\"></span>nterr<span class=\"_ _2\"></span>upt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, equi<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>ent to 1-in<span class=\"_ _2\"></span>-50 a<span class=\"_ _2\"></span>nd </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2f\">1-in<span class=\"_ _2\"></span>-<span class=\"_ _6\"></span>200 y<span class=\"_ _2\"></span>ear eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t also co<span class=\"_ _2\"></span>nside<span class=\"_ _2\"></span>red the p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial imp<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns of the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs30\">Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w whic<span class=\"_ _2\"></span>h coul<span class=\"_ _2\"></span>d incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l pay<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on and a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs31\">(se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>30)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he going con<span class=\"_ _2\"></span>cern a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up took in<span class=\"_ _2\"></span>to consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion t<span class=\"_ _2\"></span>he cur<span class=\"_ _2\"></span>rent </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs32\">po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he UK an<span class=\"_ _2\"></span>d glob<span class=\"_ _2\"></span>al eco<span class=\"_ _2\"></span>nomy. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up als<span class=\"_ _2\"></span>o consi<span class=\"_ _2\"></span>dered h<span class=\"_ _2\"></span>ow cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs33\">op<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ies af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>, inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, ad<span class=\"_ _2\"></span>vice a<span class=\"_ _2\"></span>nd dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, and t<span class=\"_ _2\"></span>heir i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t on<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs34\">spe<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>c proje<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates an<span class=\"_ _2\"></span>d judgem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. B<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sme<span class=\"_ _2\"></span>nt, t<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs35\">be<span class=\"_ _2\"></span>liev<span class=\"_ _2\"></span>e that b<span class=\"_ _2\"></span>oth t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up and Q<span class=\"_ _2\"></span>uil<span class=\"_ _2\"></span>ter plc h<span class=\"_ _2\"></span>ave su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial re<span class=\"_ _2\"></span>sourc<span class=\"_ _2\"></span>es to con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e in busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs36\">for a pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of at le<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>rom the da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of ap<span class=\"_ _2\"></span>prov<span class=\"_ _2\"></span>al of the<span class=\"_ _2\"></span>se f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d conti<span class=\"_ _2\"></span>nue </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs24\">to ad<span class=\"_ _2\"></span>opt th<span class=\"_ _2\"></span>e going co<span class=\"_ _2\"></span>ncer<span class=\"_ _2\"></span>n basi<span class=\"_ _2\"></span>s in prep<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ng the G<span class=\"_ _2\"></span>roup an<span class=\"_ _2\"></span>d Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs25\">Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on is<span class=\"_ gs37\"> </span>cont<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed in the v<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>goin<span class=\"_ _2\"></span>g concer<span class=\"_ _2\"></span>n sec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs26\">Repor<span class=\"_ _2\"></span>t. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-369": {
   "value": "<div class=\"t m1 h9 ff121 fs7 fc3 sc0 ls27 ws25 gs39\">Basis of consolidation<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs3a\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s c<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs3b\">Comp<span class=\"_ _2\"></span>any an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>ries<span class=\"_ _2\"></span>. Sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>ries a<span class=\"_ _2\"></span>re tho<span class=\"_ _2\"></span>se ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>uding i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, cont<span class=\"_ _2\"></span>roll<span class=\"_ _2\"></span>ed </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs3c\">by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p. More inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on ho<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er it has co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er an ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs3d\">pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed in ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y no<span class=\"_ _2\"></span>te 5(a<span class=\"_ _6\"></span>). Su<span class=\"_ _2\"></span>bsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es are con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d from t<span class=\"_ _2\"></span>he dat<span class=\"_ _2\"></span>e the Gr<span class=\"_ _2\"></span>oup ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs3e\">con<span class=\"_ _2\"></span>trol an<span class=\"_ _2\"></span>d are exc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d from co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up los<span class=\"_ _2\"></span>es cont<span class=\"_ _2\"></span>rol.<span class=\"_ _2\"></span> </div>Wh<span class=\"_ _2\"></span>ere nece<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts of s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es to bri<span class=\"_ _2\"></span>ng the acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng pol<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d in line w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h Grou<span class=\"_ _2\"></span>p poli<span class=\"_ _2\"></span>cies<span class=\"_ _2\"></span>. All i<span class=\"_ _2\"></span>nterco<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, bal<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s and unre<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed gai<span class=\"_ _2\"></span>ns and l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es on t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een G<span class=\"_ _2\"></span>roup com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es are el<span class=\"_ _2\"></span>imin<span class=\"_ _2\"></span>ated w<span class=\"_ _2\"></span>hen pre<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ing consolidated<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _6\"></span>ncial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-370": {
   "value": "Liquidity analysis of the statement of financial position The Group\u2019s statement of financial position is in order of liquidity. For each asset and liability line item, those amounts expected to be recovered or settled more than 12 months after the reporting date are disclosed separately in the notes to the consolidated financial statements. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForLiquidityAnalysisOfTheStatementOfFinancialPosition",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-430": {
   "value": "Critical accounting estimates and judgements The preparation of financial statements requires management to exercise judgement in applying the Group\u2019s material accounting policies and make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements. The Board Audit Committee reviews these areas of judgement and estimates, and the appropriateness of material accounting policies adopted in the preparation of these financial statements. Critical accounting judgements The Group\u2019s critical accounting judgements are those made when applying its material accounting policies and that have the greatest effect on the net profit and net assets recognised in the Group\u2019s financial statements. Ongoing Advice Review In the preliminary results announcement on 6 March 2024, the Group committed to undertake a review of historical data and practices across the Appointed Representative firms in the Quilter Financial Planning network in relation to the provision of ongoing advice. Following discussion with the FCA, a Skilled Person was appointed in June 2024 to assess and provide a view to the FCA on whether the delivery of ongoing advice services by Appointed Representative firms in the Quilter Financial Planning network has been compliant with applicable regulatory requirements during the period from 1 January 2017 to 31 December 2023. Although the Skilled Person Review has not yet completed, it is well advanced, and the final report is expected to be submitted to the FCA in the second quarter of 2025. Subject to further discussions with the FCA that will occur following the Skilled Person Review, it is currently expected that some form of customer remediation will likely be required. Based on the results of the Skilled Person Review to date together with other evidence available, including consideration of the announcement made by the FCA on 24 February 2025 titled \u201cOngoing financial advice services\u201d, the Group has recognised a provision for a reasonable estimate of the costs of a potential customer remediation exercise, including both redress and administrative costs, based upon current assumptions as to a plausible customer remediation approach that may be followed. See notes 30 and 36 for further details of the provision and contingent liability (including assumptions made and uncertainties arising). The significant judgements are: \u2013 the precise period to be included within the scope of a potential remediation exercise; and \u2013 the proportion of customers, determined by reference to cohorts shown by the Skilled Person\u2019s sample to be at the highest likelihood of having not received the expected level of service from their adviser, to be involved within the scope of a potential remediation exercise. Critical accounting estimates The Group\u2019s critical accounting estimates involve the most complex or subjective assessments and assumptions, which have a significant risk of resulting in material adjustment to the net carrying amounts of assets and liabilities until those amounts are settled. Management uses its knowledge of current facts and circumstances and applies estimation and assumption setting techniques, that are aligned with relevant actuarial and accounting standards and guidance, to make predictions about future actions and events. Actual results may differ materially from those estimates. Ongoing Advice Review As set out above, based on the results to date of the Skilled Person Review together with other evidence available, the Group considers that a customer remediation exercise in relation to ongoing advice will likely be required to consider cases where the customer has been charged for ongoing advice services, and the adviser is unable to satisfactorily evidence the provision of those services. The Group currently expects to finalise the Skilled Person Review and undertake discussions with the FCA during the second quarter of 2025, to consider the form and methodology of this potential customer remediation exercise. Any such remediation exercise is currently expected to involve the population of customers who are at the highest likelihood of having not received the expected level of service from their adviser, based upon the results of the Skilled Person Review. Given that a customer remediation exercise will likely be required, the Group has considered the estimated costs. This includes estimates for refunds of fees previously charged and interest payable and the cost of the remediation exercise. While there are a number of outstanding contingencies and variables the Group has determined that a reasonable estimate can be made based on the information currently available and as a result has recognised a provision (see notes 30 and 36). Following the initial draft results of the statistically reliable representative cohort of customers undertaken by the Skilled Person, an initial quantification of the potential financial impact of the approach to be followed, can be reasonably estimated. In determining this provision, consideration has been given to a wide range of assumptions, drawing on data from the Skilled Person\u2019s results to date, previous experience of past business reviews, and the views of external specialists familiar with similar remediation exercises. The significant estimates in the calculation of the provision are: \u2013 extrapolation of the proportion of the Skilled Person\u2019s statistically significant sample where satisfactory evidence of servicing was not found, to the entire population of ongoing advice customers; \u2013 response rate for customers invited to engage in the potential remediation exercise; and \u2013 administrative costs to perform a potential remediation exercise, including costs associated with customer engagement and case reviews, which have been determined based upon experience from previous past business reviews performed by the Group, and assumptions on the number of customers who may be subject to the review process. Measurement of deferred tax The annual business planning process estimates future taxable profits based on estimated levels of assets under management and administration (\u201cAuMA\u201d), which are subject to a large number of factors including global stock market movements, related movements in foreign exchange rates, net client cash flows and estimates of expenses and other charges. The Business Plan, adjusted for known and estimated tax adjusting items, is used to determine the extent to which deferred tax assets are recognised. The Group assesses the recoverability of shareholder deferred tax assets based on estimated taxable profits over a five-year horizon and assesses policyholder deferred tax assets based on estimated investment growth over the medium term. To the extent that profit estimates extend beyond the normal three-year planning cycle, average profits over the final two years of the plan are used. This approach is considered reasonable based on historical profitability. Future profit projections show the majority of deferred tax assets being utilised over the next three years. Management has reassessed the sensitivity of the recoverability of deferred tax assets based on the latest forecast cash flows. See note 31 for further details. Other principal estimates The Group\u2019s assessment of goodwill and intangible assets for impairment uses the latest cash flow forecasts from the Group\u2019s three-year Business Plan. These forecasts include estimates relating to equity market levels and growth in AuMA in future periods, together with levels of new business growth, net client cash flows, revenue margins, and future expenses and discount rates (see note 14). These forecasts take account of climate-related risks and other responsible business considerations. Management does not consider that the use of these estimates has a significant risk of causing a material adjustment to the carrying amount of the assets within the next financial year.",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfAssumptionAboutFutureWithSignificantRiskOfResultingInMaterialAdjustments",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-371": {
   "value": "Critical accounting es<span class=\"_ _2\"></span>timates and judgements T<span class=\"_ _2\"></span>he prep<span class=\"_ _2\"></span>arat<span class=\"_ _2\"></span>ion of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>s manage<span class=\"_ _2\"></span>ment to exe<span class=\"_ _2\"></span>rcise ju<span class=\"_ _2\"></span>dgeme<span class=\"_ _2\"></span>nt in app<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s mater<span class=\"_ _2\"></span>ial ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es and m<span class=\"_ _2\"></span>ake es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te of the f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he B<span class=\"_ _2\"></span>oard A<span class=\"_ _2\"></span>udi<span class=\"_ _2\"></span>t C<span class=\"_ _6\"></span>om<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span> rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s the<span class=\"_ _2\"></span>se area<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>t and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es ado<span class=\"_ _2\"></span>pted in t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the<span class=\"_ _2\"></span>se f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Critical accounting judgeme<span class=\"_ _2\"></span>nts T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s cr<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ical a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose ma<span class=\"_ _2\"></span>de whe<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>app<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>s ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>hat ha<span class=\"_ _2\"></span>ve th<span class=\"_ _2\"></span>e great<span class=\"_ _2\"></span>est e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t on t<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>it a<span class=\"_ _2\"></span>nd net a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inancial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Ongoing Advice Review<span class=\"_ _29f\"> </span>In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pre<span class=\"_ _2\"></span>limin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>noun<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on 6 Marc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up commi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted to unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>take a rev<span class=\"_ _2\"></span>iew<span class=\"_ gs37\"> </span>o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>al dat<span class=\"_ _2\"></span>a <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tice<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ross t<span class=\"_ _2\"></span>he Ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>s in the Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial<span class=\"_ _2\"></span> Pla<span class=\"_ _2\"></span>nning n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wor<span class=\"_ _2\"></span>k in rela<span class=\"_ _2\"></span>tion to t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of o<span class=\"_ _2\"></span>ngoing a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice. F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>g disc<span class=\"_ _2\"></span>ussi<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he FC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>, a<span class=\"_ gs37\"> </span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on was ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted in Jun<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>to as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>s and pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a vi<span class=\"_ _2\"></span>ew to the F<span class=\"_ _2\"></span>CA o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>er the del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y of ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices b<span class=\"_ _2\"></span>y Ap<span class=\"_ _2\"></span>poin<span class=\"_ _2\"></span>ted Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>s in the Q<span class=\"_ _2\"></span>uil<span class=\"_ _2\"></span>ter Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nning<span class=\"_ gs37\"> </span>n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wor<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en comp<span class=\"_ _2\"></span>liant w<span class=\"_ _2\"></span>ith ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e regul<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s duri<span class=\"_ _2\"></span>ng the pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>om 1<span class=\"_ gs37\"> </span>Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 201<span class=\"_ _5\"></span>7 to 31 Dece<span class=\"_ _2\"></span>mber 2023<span class=\"_ _2\"></span>. Al<span class=\"_ _2\"></span>thou<span class=\"_ _2\"></span>gh the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>has n<span class=\"_ _2\"></span>ot yet com<span class=\"_ _2\"></span>plete<span class=\"_ _2\"></span>d, it is<span class=\"_ _2\"></span> wel<span class=\"_ _2\"></span>l adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>d, an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>al repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t is ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>e subm<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ted to t<span class=\"_ _2\"></span>he F<span class=\"_ _2\"></span>CA i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>econ<span class=\"_ _2\"></span>d quar<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>f 2025. Su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther di<span class=\"_ _2\"></span>scus<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>occ<span class=\"_ _2\"></span>ur foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Skil<span class=\"_ _2\"></span>led Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ew, it<span class=\"_ gs37\"> </span>i<span class=\"_ _2\"></span>s<span class=\"_ gs37\"> </span>cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>hat som<span class=\"_ _2\"></span>e form of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>ill likel<span class=\"_ _2\"></span>y be req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s of<span class=\"_ gs37\"> </span>the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>to date to<span class=\"_ _2\"></span>geth<span class=\"_ _2\"></span>er wit<span class=\"_ _2\"></span>h othe<span class=\"_ _2\"></span>r evi<span class=\"_ _2\"></span>dence a<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>able, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of the an<span class=\"_ _2\"></span>noun<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de by the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>on 24 Feb<span class=\"_ _2\"></span>rua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>2025 ti<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d \u201cOn<span class=\"_ _2\"></span>going f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>\u201d, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed a<span class=\"_ gs37\"> </span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion for a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of a po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing bo<span class=\"_ _2\"></span>th red<span class=\"_ _2\"></span>ress a<span class=\"_ _2\"></span>nd adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, ba<span class=\"_ _2\"></span>sed u<span class=\"_ _2\"></span>pon cur<span class=\"_ _2\"></span>rent a<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>mpti<span class=\"_ _2\"></span>ons as to a p<span class=\"_ _2\"></span>lausi<span class=\"_ _2\"></span>ble c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n appro<span class=\"_ _2\"></span>ach t<span class=\"_ _2\"></span>hat ma<span class=\"_ _2\"></span>y be fol<span class=\"_ _2\"></span>lowe<span class=\"_ _2\"></span>d. Se<span class=\"_ _2\"></span>e note<span class=\"_ _2\"></span>s 30 an<span class=\"_ _2\"></span>d 36 for fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion and<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ngent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng assu<span class=\"_ _2\"></span>mpti<span class=\"_ _2\"></span>ons ma<span class=\"_ _2\"></span>de and unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ntie<span class=\"_ _2\"></span>s aris<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>). The si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t judgem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>cise p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od to be i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ded w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the s<span class=\"_ _2\"></span>cope o<span class=\"_ _2\"></span>f a poten<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerc<span class=\"_ _2\"></span>ise; an<span class=\"_ _2\"></span>d</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y refere<span class=\"_ _2\"></span>nce to coh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>how<span class=\"_ _2\"></span>n by th<span class=\"_ _2\"></span>e Skil<span class=\"_ _2\"></span>led Pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>n\u2019s </span>sa<span class=\"_ _2\"></span>mple t<span class=\"_ _2\"></span>o be at th<span class=\"_ _2\"></span>e hig<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>t likel<span class=\"_ _2\"></span>ihoo<span class=\"_ _2\"></span>d of hav<span class=\"_ _2\"></span>ing n<span class=\"_ _2\"></span>ot recei<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>el of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e from t<span class=\"_ _2\"></span>heir ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _6\"></span>, to be in<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>ved w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e scop<span class=\"_ _2\"></span>e of a pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise.<span class=\"_ _29f\"> </span><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls5d ws4b gs69\">Critical accounting<span class=\"_ _6\"></span> estimate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs6a\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s cr<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ical a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates in<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>ve the m<span class=\"_ _2\"></span>ost co<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>x or subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs6b\">as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ich hav<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant r<span class=\"_ _2\"></span>isk of resu<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>ng in mate<span class=\"_ _2\"></span>rial ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt to the ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs6c\">amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies un<span class=\"_ _2\"></span>til t<span class=\"_ _2\"></span>hose a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed. Ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent us<span class=\"_ _2\"></span>es it<span class=\"_ _2\"></span>s k<span class=\"_ _2\"></span>now<span class=\"_ _2\"></span>ledge o<span class=\"_ _2\"></span>f </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs6d\">cur<span class=\"_ _2\"></span>rent f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances a<span class=\"_ _2\"></span>nd app<span class=\"_ _2\"></span>lies e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ting te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>at are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs6e\">ali<span class=\"_ _2\"></span>gne<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>tuar<span class=\"_ _2\"></span>ial an<span class=\"_ _2\"></span>d accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rds and g<span class=\"_ _2\"></span>uida<span class=\"_ _2\"></span>nce, to ma<span class=\"_ _2\"></span>ke pred<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns abo<span class=\"_ _2\"></span>ut </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs6f\">fu<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s may d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fer m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y fro<span class=\"_ _2\"></span>m thos<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs70\">Ongoing Advice Review<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs71\">A<span class=\"_ _2\"></span>s se<span class=\"_ _2\"></span>t out ab<span class=\"_ _2\"></span>ove, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e resul<span class=\"_ _2\"></span>ts to d<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w toget<span class=\"_ _2\"></span>her wi<span class=\"_ _2\"></span>th ot<span class=\"_ _2\"></span>her e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs72\">av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s that a c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerc<span class=\"_ _2\"></span>ise in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce wil<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs73\">like<span class=\"_ _2\"></span>ly b<span class=\"_ _2\"></span>e requi<span class=\"_ _2\"></span>red to con<span class=\"_ _2\"></span>sider c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re the c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer h<span class=\"_ _2\"></span>as bee<span class=\"_ _2\"></span>n char<span class=\"_ _2\"></span>ged for o<span class=\"_ _2\"></span>ngoin<span class=\"_ _2\"></span>g adv<span class=\"_ _2\"></span>ice s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs74\">an<span class=\"_ _2\"></span>d the ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser is u<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e to sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e the pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sion of t<span class=\"_ _2\"></span>hos<span class=\"_ _2\"></span>e ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs75\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to f<span class=\"_ _2\"></span>inal<span class=\"_ _2\"></span>ise t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w and un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ake dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sions w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the F<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>A duri<span class=\"_ _2\"></span>ng the s<span class=\"_ _2\"></span>econ<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs76\">qua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter of 2025, to cons<span class=\"_ _2\"></span>ider t<span class=\"_ _2\"></span>he form a<span class=\"_ _2\"></span>nd met<span class=\"_ _2\"></span>hodo<span class=\"_ _2\"></span>log<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>is pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion exerc<span class=\"_ _2\"></span>ise.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs77\">A<span class=\"_ _2\"></span>ny suc<span class=\"_ _2\"></span>h remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise is c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to i<span class=\"_ _2\"></span>nvol<span class=\"_ _2\"></span>ve t<span class=\"_ _2\"></span>he pop<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion of c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span>s who a<span class=\"_ _2\"></span>re at </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs78\">th<span class=\"_ _2\"></span>e high<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t likeli<span class=\"_ _2\"></span>hoo<span class=\"_ _2\"></span>d of hav<span class=\"_ _2\"></span>ing no<span class=\"_ _2\"></span>t recei<span class=\"_ _2\"></span>ved t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d leve<span class=\"_ _2\"></span>l of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>eir ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _6\"></span>, ba<span class=\"_ _2\"></span>sed up<span class=\"_ _2\"></span>on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs79\">th<span class=\"_ _2\"></span>e resul<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>f the Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son R<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ew. Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>at a cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e will l<span class=\"_ _2\"></span>ikel<span class=\"_ _2\"></span>y be </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs7a\">req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>his i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>des e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s for ref<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s of fees<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs7b\">pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>usl<span class=\"_ _2\"></span>y char<span class=\"_ _2\"></span>ged an<span class=\"_ _2\"></span>d intere<span class=\"_ _2\"></span>st p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble an<span class=\"_ _2\"></span>d the co<span class=\"_ _2\"></span>st of t<span class=\"_ _2\"></span>he rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e. Whi<span class=\"_ _2\"></span>le the<span class=\"_ _2\"></span>re are a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs7c\">num<span class=\"_ _2\"></span>ber of o<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>ncie<span class=\"_ _2\"></span>s and v<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>bles t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d that a r<span class=\"_ _2\"></span>easo<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs7d\">es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate c<span class=\"_ _2\"></span>an be ma<span class=\"_ _2\"></span>de bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n curr<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le and a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t has re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs7e\">pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion (see n<span class=\"_ _2\"></span>otes 30 an<span class=\"_ _2\"></span>d 36). F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tial dr<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>t resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y relia<span class=\"_ _2\"></span>ble </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs7f\">rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e cohor<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>f cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken by t<span class=\"_ _2\"></span>he Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on, a<span class=\"_ _2\"></span>n init<span class=\"_ _2\"></span>ial qu<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs80\">po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h to be fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ed, c<span class=\"_ _2\"></span>an be rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>bly e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed. In d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>minin<span class=\"_ _2\"></span>g </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs81\">th<span class=\"_ _2\"></span>is prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on, con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion has b<span class=\"_ _2\"></span>een g<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>en to a wid<span class=\"_ _2\"></span>e range o<span class=\"_ _2\"></span>f ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, dra<span class=\"_ _2\"></span>wing o<span class=\"_ _2\"></span>n dat<span class=\"_ _2\"></span>a from t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs82\">Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>\u2019s resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s to date, p<span class=\"_ _2\"></span>rev<span class=\"_ _2\"></span>ious e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rien<span class=\"_ _2\"></span>ce of pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e vie<span class=\"_ _2\"></span>ws of e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs83\">spe<span class=\"_ _2\"></span>cial<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>amili<span class=\"_ _2\"></span>ar wi<span class=\"_ _2\"></span>th sim<span class=\"_ _2\"></span>ilar rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n exerci<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. The s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates in t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls5f ws5b gs84\">prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n are:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs85\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>trap<span class=\"_ _2\"></span>olat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e propo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>\u2019s st<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>lly sig<span class=\"_ _2\"></span>nifi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t samp<span class=\"_ _2\"></span>le wh<span class=\"_ _2\"></span>ere </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs86\">sa<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of ser<span class=\"_ _1\"></span>vi<span class=\"_ _2\"></span>cing w<span class=\"_ _2\"></span>as not fo<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>, to the en<span class=\"_ _2\"></span>tire p<span class=\"_ _2\"></span>opula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs;</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs87\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">re<span class=\"_ _2\"></span>spon<span class=\"_ _2\"></span>se ra<span class=\"_ _2\"></span>te for cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s inv<span class=\"_ _2\"></span>ited to e<span class=\"_ _2\"></span>ngage i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e; and</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs88\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">a<span class=\"_ _2\"></span>dmini<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ive co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form a p<span class=\"_ _2\"></span>oten<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n exerci<span class=\"_ _2\"></span>se, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>ith </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs89\">cu<span class=\"_ _2\"></span>stom<span class=\"_ _2\"></span>er eng<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt and c<span class=\"_ _2\"></span>ase re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ews<span class=\"_ _2\"></span>, wh<span class=\"_ _2\"></span>ich ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed up<span class=\"_ _2\"></span>on ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ience f<span class=\"_ _2\"></span>rom </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs8a\">pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up, and a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>ons on t<span class=\"_ _2\"></span>he num<span class=\"_ _2\"></span>ber of </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs8b\">cu<span class=\"_ _2\"></span>stom<span class=\"_ _2\"></span>ers w<span class=\"_ _2\"></span>ho may be<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>ubje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>to the re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w proce<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs8c\">Measurement of deferred tax<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs8d\">T<span class=\"_ _2\"></span>he annu<span class=\"_ _2\"></span>al bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s plan<span class=\"_ _2\"></span>ning p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re tax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted le<span class=\"_ _2\"></span>vels of<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs8e\">as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n (\u201cAuM<span class=\"_ _2\"></span>A<span class=\"_ _6\"></span>\u201d<span class=\"_ _2\"></span>), w<span class=\"_ _2\"></span>hich ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to a large nu<span class=\"_ _2\"></span>mber of f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs8f\">inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng glo<span class=\"_ _2\"></span>bal s<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k marke<span class=\"_ _2\"></span>t mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, relat<span class=\"_ _2\"></span>ed mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n excha<span class=\"_ _2\"></span>nge rat<span class=\"_ _2\"></span>es, n<span class=\"_ _2\"></span>et cli<span class=\"_ _2\"></span>ent c<span class=\"_ _2\"></span>ash </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs90\">f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s and es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es and o<span class=\"_ _2\"></span>ther ch<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s Plan<span class=\"_ _2\"></span>, adjus<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for k<span class=\"_ _2\"></span>now<span class=\"_ _2\"></span>n and </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs91\">es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated t<span class=\"_ _2\"></span>ax adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ting i<span class=\"_ _2\"></span>tems<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>is us<span class=\"_ _2\"></span>ed to dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent to wh<span class=\"_ _2\"></span>ich def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs92\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses t<span class=\"_ _2\"></span>he rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs94\">es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r a f<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear hor<span class=\"_ _2\"></span>izon a<span class=\"_ _2\"></span>nd as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs95\">on e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th o<span class=\"_ _2\"></span>ver t<span class=\"_ _2\"></span>he med<span class=\"_ _2\"></span>ium ter<span class=\"_ _2\"></span>m. T<span class=\"_ _5\"></span>o t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>it e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>es ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>d </div>be<span class=\"_ _2\"></span>yond t<span class=\"_ _2\"></span>he no<span class=\"_ _2\"></span>rmal t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g cy<span class=\"_ _2\"></span>cle, a<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nal t<span class=\"_ _2\"></span>wo ye<span class=\"_ _2\"></span>ars of t<span class=\"_ _2\"></span>he pl<span class=\"_ _2\"></span>an are us<span class=\"_ _2\"></span>ed. Th<span class=\"_ _2\"></span>is app<span class=\"_ _2\"></span>roach i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d reaso<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e base<span class=\"_ _2\"></span>d on his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ical p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>Fu<span class=\"_ _2\"></span>ture pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns sho<span class=\"_ _2\"></span>w the maj<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>eing ut<span class=\"_ _2\"></span>ilis<span class=\"_ _2\"></span>ed ove<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree year<span class=\"_ _2\"></span>s. Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt has reas<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d the s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ty o<span class=\"_ _2\"></span>f the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he late<span class=\"_ _2\"></span>st fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cash<span class=\"_ _2\"></span> f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s. S<span class=\"_ _2\"></span>ee note 31 for f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>tail<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Other princip<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> estimate<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>or imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent us<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e lates<span class=\"_ _2\"></span>t c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span> fore<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s thre<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess P<span class=\"_ _2\"></span>lan. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>ng to eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket l<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>s and gr<span class=\"_ _2\"></span>ow<span class=\"_ _2\"></span>th in A<span class=\"_ _2\"></span>uMA i<span class=\"_ _2\"></span>n fut<span class=\"_ _2\"></span>ure pe<span class=\"_ _2\"></span>riod<span class=\"_ _2\"></span>s, tog<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r wi<span class=\"_ _2\"></span>th lev<span class=\"_ _2\"></span>els of n<span class=\"_ _2\"></span>ew bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th, ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cli<span class=\"_ _2\"></span>ent ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s, rev<span class=\"_ _2\"></span>enue ma<span class=\"_ _2\"></span>rgi<span class=\"_ _2\"></span>ns, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>uture e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses an<span class=\"_ _2\"></span>d disco<span class=\"_ _2\"></span>unt ra<span class=\"_ _2\"></span>tes (see no<span class=\"_ _2\"></span>te 1<span class=\"_ _5\"></span>4). T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e forecast<span class=\"_ _2\"></span>s take<span class=\"_ _6\"></span> accou<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> climate-related risks and other<span class=\"_ _6\"></span> responsible<span class=\"_ _6\"></span> business cons<span class=\"_ _6\"></span>iderations. Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt doe<span class=\"_ _2\"></span>s not con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>r that t<span class=\"_ _2\"></span>he us<span class=\"_ _2\"></span>e of the<span class=\"_ _2\"></span>se es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates h<span class=\"_ _2\"></span>as a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant r<span class=\"_ _2\"></span>isk of c<span class=\"_ _2\"></span>ausi<span class=\"_ _2\"></span>ng a mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n the ne<span class=\"_ _2\"></span>xt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-317": {
   "value": "<div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gsa5\">2: N<span class=\"_ _6\"></span>ew sta<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>ds, a<span class=\"_ _2\"></span>men<span class=\"_ _6\"></span>dmen<span class=\"_ _6\"></span>ts to s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d interpretations </div><div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gsa6\">adop<span class=\"_ _6\"></span>ted<span class=\"_ gsa7\"> </span>by t<span class=\"_ _2\"></span>h<span class=\"_ _6\"></span>e Gro<span class=\"_ _6\"></span>u<span class=\"_ _6\"></span>p<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gsa8\">The amendments to<span class=\"_ _6\"></span> accou<span class=\"_ _6\"></span>nting standards i<span class=\"_ _6\"></span>n the table belo<span class=\"_ _6\"></span>w became applicable<span class=\"_ _6\"></span> for the<span class=\"_ _6\"></span> current </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsa9\">rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g peri<span class=\"_ _2\"></span>od, w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h no mate<span class=\"_ _2\"></span>rial i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n or dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ures or<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsaa\">on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>hose of t<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>any.<span class=\"_ _29f\"> </span></div><div class=\"gsab\"><table class=\"s w7c h9e\" id=\"_ec89925c-99b3-4dca-b02b-17467d289e51\"><tr><td class=\"c n x245 y2f22 w7d h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 lsff ws5c\">Adopted by the<span class=\"_ _6\"></span> Group from<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34a y2f22 w7e h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls65 ws80\">Amendment<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> to standards<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f23 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f23 w80 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>AS 1 Pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>St<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s \u2013 cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es as<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f24 ff11b fs11 fc3 sc0 ls85 ws81\">current and non-current<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f25 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f25 w81 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 1 Pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion of F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al St<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s \u2013 non<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f26 ff11b fs11 fc3 sc0 ls85 ws88\">covenants<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f27 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f27 w82 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>6 Lea<span class=\"_ _2\"></span>ses \u2013 S<span class=\"_ _2\"></span>ale an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>bac<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f28 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f28 w83 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>AS 7 St<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of Ca<span class=\"_ _2\"></span>sh Fl<span class=\"_ _2\"></span>ows a<span class=\"_ _2\"></span>nd IFR<span class=\"_ _2\"></span>S 7 Fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial In<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f29 ff11b fs11 fc3 sc0 ls85 ws81\">Disclosures \u2013 Supplier<span class=\"_ _6\"></span> Finance Arrangement<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfInitialApplicationOfStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-372": {
   "value": "2: N<span class=\"_ _6\"></span>ew sta<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>ds, a<span class=\"_ _2\"></span>men<span class=\"_ _6\"></span>dmen<span class=\"_ _6\"></span>ts to s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d interpretations adop<span class=\"_ _6\"></span>ted<span class=\"_ gsa7\"> </span>by t<span class=\"_ _2\"></span>h<span class=\"_ _6\"></span>e Gro<span class=\"_ _6\"></span>u<span class=\"_ _6\"></span>p<span class=\"_ _29f\"> </span>The amendments to<span class=\"_ _6\"></span> accou<span class=\"_ _6\"></span>nting standards i<span class=\"_ _6\"></span>n the table belo<span class=\"_ _6\"></span>w became applicable<span class=\"_ _6\"></span> for the<span class=\"_ _6\"></span> current rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g peri<span class=\"_ _2\"></span>od, w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h no mate<span class=\"_ _2\"></span>rial i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n or dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ures or<span class=\"_ _2\"></span> on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>hose of t<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>any.<span class=\"_ _29f\"> </span><table class=\"s w7c h9e\" id=\"_ec89925c-99b3-4dca-b02b-17467d289e51\"><tr><td class=\"c n x245 y2f22 w7d h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 lsff ws5c\">Adopted by the<span class=\"_ _6\"></span> Group from<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34a y2f22 w7e h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls65 ws80\">Amendment<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> to standards<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f23 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f23 w80 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>AS 1 Pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>St<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s \u2013 cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es as<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f24 ff11b fs11 fc3 sc0 ls85 ws81\">current and non-current<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f25 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f25 w81 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 1 Pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion of F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al St<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s \u2013 non<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f26 ff11b fs11 fc3 sc0 ls85 ws88\">covenants<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f27 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f27 w82 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>6 Lea<span class=\"_ _2\"></span>ses \u2013 S<span class=\"_ _2\"></span>ale an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>bac<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f28 w7f h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">1 January 20<span class=\"_ _2\"></span>24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34b y2f28 w83 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts to I<span class=\"_ _2\"></span>AS 7 St<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of Ca<span class=\"_ _2\"></span>sh Fl<span class=\"_ _2\"></span>ows a<span class=\"_ _2\"></span>nd IFR<span class=\"_ _2\"></span>S 7 Fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial In<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x34c h1c y2f29 ff11b fs11 fc3 sc0 ls85 ws81\">Disclosures \u2013 Supplier<span class=\"_ _6\"></span> Finance Arrangement<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td></tr></table>3: Future s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span>endme<span class=\"_ _6\"></span>nts to sta<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d interpretatio<span class=\"_ _6\"></span>ns not ea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>ly adopted in these f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l stateme<span class=\"_ _6\"></span>nts<span class=\"_ _29f\"> </span>Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ne<span class=\"_ _2\"></span>w st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rds, i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts to e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n publ<span class=\"_ _2\"></span>ishe<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e Inter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l Accoun<span class=\"_ _2\"></span>ting S<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards B<span class=\"_ _2\"></span>oard (<span class=\"_ _2\"></span>\u201c<span class=\"_ _2\"></span>IA<span class=\"_ _2\"></span>SB<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) tha<span class=\"_ _2\"></span>t are not y<span class=\"_ _2\"></span>et ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e. The G<span class=\"_ _2\"></span>roup h<span class=\"_ _2\"></span>as not ea<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y ad<span class=\"_ _2\"></span>opted t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards<span class=\"_ _2\"></span>, inter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and d<span class=\"_ _2\"></span>oes n<span class=\"_ _2\"></span>ot exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>ese to ha<span class=\"_ _2\"></span>ve a mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l impa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p or the P<span class=\"_ _2\"></span>arent Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span> IFR<span class=\"_ _2\"></span>S<span class=\"_ _6\"></span> 18 Presentatio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> and Disclos<span class=\"_ _2\"></span>ures in F<span class=\"_ _6\"></span>inancial Stateme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span>IF<span class=\"_ _2\"></span>RS 18 incl<span class=\"_ _2\"></span>udes re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s fo<span class=\"_ _2\"></span>r all ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies ap<span class=\"_ _2\"></span>ply<span class=\"_ _2\"></span>ing I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S for th<span class=\"_ _2\"></span>e pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and di<span class=\"_ _2\"></span>scl<span class=\"_ _2\"></span>osure of<span class=\"_ _2\"></span> inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n in f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ard aim<span class=\"_ _2\"></span>s to impro<span class=\"_ _2\"></span>ve how co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>nies co<span class=\"_ _2\"></span>mmuni<span class=\"_ _2\"></span>cate i<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>ith a f<span class=\"_ _2\"></span>ocus o<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span> or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>. IFR<span class=\"_ _2\"></span>S 1<span class=\"_ _6\"></span>8 repl<span class=\"_ _2\"></span>aces I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 1 Prese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of Fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al Sta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive d<span class=\"_ _2\"></span>ate of IF<span class=\"_ _2\"></span>RS 18 is 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>dard is not ye<span class=\"_ _2\"></span>t endo<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>d by the UK En<span class=\"_ _2\"></span>dor<span class=\"_ _2\"></span>seme<span class=\"_ _2\"></span>nt Boa<span class=\"_ _2\"></span>rd.<span class=\"_ _29f\"> </span>IFR<span class=\"_ _2\"></span>S<span class=\"_ _6\"></span> 19 Subsidiaries with<span class=\"_ _2\"></span>out<span class=\"_ _6\"></span> Public Accountab<span class=\"_ _2\"></span>ility: Di<span class=\"_ _2\"></span>sclosures<span class=\"_ _29f\"> </span>IF<span class=\"_ _2\"></span>RS 1<span class=\"_ _6\"></span>9 spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>s the red<span class=\"_ _2\"></span>uced di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sure requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an el<span class=\"_ _2\"></span>igib<span class=\"_ _2\"></span>le subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted to app<span class=\"_ _2\"></span>ly ins<span class=\"_ _2\"></span>tea<span class=\"_ _2\"></span>d of the dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ure requ<span class=\"_ _2\"></span>iremen<span class=\"_ _2\"></span>ts in o<span class=\"_ _2\"></span>ther IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards<span class=\"_ _2\"></span>. The e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve date of IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>9 is 1 Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dard is not y<span class=\"_ _2\"></span>et endo<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>ed by the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>End<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Bo<span class=\"_ _2\"></span>ard and w<span class=\"_ _2\"></span>ill not i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inancial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>I<span class=\"_ _2\"></span>AS 2<span class=\"_ _2\"></span>1 \u2013 Lac<span class=\"_ _2\"></span>k of E<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>eabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>In Au<span class=\"_ _2\"></span>gus<span class=\"_ _2\"></span>t 2023, th<span class=\"_ _2\"></span>e IA<span class=\"_ _2\"></span>SB ame<span class=\"_ _2\"></span>nded I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 2<span class=\"_ _6\"></span>1 to help en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is exc<span class=\"_ _2\"></span>hangea<span class=\"_ _2\"></span>ble in<span class=\"_ _2\"></span>to anot<span class=\"_ _2\"></span>her c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, and w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h spot e<span class=\"_ _2\"></span>xchange r<span class=\"_ _2\"></span>ate to us<span class=\"_ _2\"></span>e whe<span class=\"_ _2\"></span>n it is n<span class=\"_ _2\"></span>ot. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up do<span class=\"_ _2\"></span>es not e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t thes<span class=\"_ _2\"></span>e amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts to h<span class=\"_ _2\"></span>ave a ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on it<span class=\"_ _2\"></span>s op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive da<span class=\"_ _2\"></span>te of this am<span class=\"_ _2\"></span>endm<span class=\"_ _2\"></span>ent is 1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2025. IFR<span class=\"_ _2\"></span>S 9 an<span class=\"_ _2\"></span>d IFR<span class=\"_ _2\"></span>S 7 \u2013 Am<span class=\"_ _2\"></span>endm<span class=\"_ _2\"></span>ents t<span class=\"_ _2\"></span>o the Cl<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on and M<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>reme<span class=\"_ _2\"></span>nt of Fi<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al Inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s to IFR<span class=\"_ _2\"></span>S 9 and IF<span class=\"_ _2\"></span>RS 7 we<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">c<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y the da<span class=\"_ _2\"></span>te of recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of som<span class=\"_ _2\"></span>e financ<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>ith a ne<span class=\"_ _2\"></span>w </span>exce<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>n for som<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>an el<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tron<span class=\"_ _2\"></span>ic cas<span class=\"_ _2\"></span>h tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tem; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">c<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y and ad<span class=\"_ _2\"></span>d fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her gui<span class=\"_ _2\"></span>dance fo<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ing whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a fina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t meet<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s </span>of<span class=\"_ gs37\"> </span>pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal an<span class=\"_ _2\"></span>d intere<span class=\"_ _2\"></span>st (SPPI<span class=\"_ _2\"></span>) cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>on; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">a<span class=\"_ _2\"></span>dd new di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sures fo<span class=\"_ _2\"></span>r cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual term<span class=\"_ _2\"></span>s that c<span class=\"_ _2\"></span>an chan<span class=\"_ _2\"></span>ge cash fl<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span> </span><span class=\"ff11c ls28 ws26\"></span>(suc<span class=\"_ _2\"></span>h<span class=\"_ gs37\"> </span>as som<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th fea<span class=\"_ _2\"></span>tures li<span class=\"_ _2\"></span>nked to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of env<span class=\"_ _2\"></span>iro<span class=\"_ _2\"></span>nment<span class=\"_ _2\"></span>, so<span class=\"_ _2\"></span>cial an<span class=\"_ _2\"></span>d governance targets); and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">u<span class=\"_ _2\"></span>pdate t<span class=\"_ _2\"></span>he dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sures fo<span class=\"_ _2\"></span>r equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts d<span class=\"_ _2\"></span>esig<span class=\"_ _2\"></span>nate<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e thro<span class=\"_ _2\"></span>ugh ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>preh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve </span>income<span class=\"_ _6\"></span> (F<span class=\"_ _2\"></span>VOCI).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p doe<span class=\"_ _2\"></span>s not ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>hese a<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s to ha<span class=\"_ _2\"></span>ve a mate<span class=\"_ _2\"></span>rial i<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n it<span class=\"_ _2\"></span>s ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ons or f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive da<span class=\"_ _2\"></span>te of thes<span class=\"_ _2\"></span>e amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts is 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2026. Th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rd is not ye<span class=\"_ _2\"></span>t end<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he UK En<span class=\"_ _2\"></span>dor<span class=\"_ _2\"></span>seme<span class=\"_ _2\"></span>nt Bo<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-318": {
   "value": "<div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gsad\">3: Future s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span>endme<span class=\"_ _6\"></span>nts to sta<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>rds, a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d interpretatio<span class=\"_ _6\"></span>ns not </div><div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gsae\">ea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>ly adopted in these f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l stateme<span class=\"_ _6\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsaf\">Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ne<span class=\"_ _2\"></span>w st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rds, i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts to e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n publ<span class=\"_ _2\"></span>ishe<span class=\"_ _2\"></span>d by </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb0\">th<span class=\"_ _2\"></span>e Inter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l Accoun<span class=\"_ _2\"></span>ting S<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards B<span class=\"_ _2\"></span>oard (<span class=\"_ _2\"></span>\u201c<span class=\"_ _2\"></span>IA<span class=\"_ _2\"></span>SB<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) tha<span class=\"_ _2\"></span>t are not y<span class=\"_ _2\"></span>et ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e. The G<span class=\"_ _2\"></span>roup h<span class=\"_ _2\"></span>as not ea<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb1\">ad<span class=\"_ _2\"></span>opted t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ards<span class=\"_ _2\"></span>, inter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and d<span class=\"_ _2\"></span>oes n<span class=\"_ _2\"></span>ot exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>ese to ha<span class=\"_ _2\"></span>ve a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb2\">mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l impa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p or the P<span class=\"_ _2\"></span>arent Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gsb3\">IFR<span class=\"_ _2\"></span>S<span class=\"_ _6\"></span> 18 Presentatio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> and Disclos<span class=\"_ _2\"></span>ures in F<span class=\"_ _6\"></span>inancial Stateme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb4\">IF<span class=\"_ _2\"></span>RS 18 incl<span class=\"_ _2\"></span>udes re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s fo<span class=\"_ _2\"></span>r all ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies ap<span class=\"_ _2\"></span>ply<span class=\"_ _2\"></span>ing I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S for th<span class=\"_ _2\"></span>e pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and di<span class=\"_ _2\"></span>scl<span class=\"_ _2\"></span>osure of<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb5\">inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n in f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ard aim<span class=\"_ _2\"></span>s to impro<span class=\"_ _2\"></span>ve how co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>nies co<span class=\"_ _2\"></span>mmuni<span class=\"_ _2\"></span>cate i<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb6\">f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>ith a f<span class=\"_ _2\"></span>ocus o<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsb7\">or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>. IFR<span class=\"_ _2\"></span>S 1<span class=\"_ _6\"></span>8 repl<span class=\"_ _2\"></span>aces I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 1 Prese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of Fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al Sta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive d<span class=\"_ _2\"></span>ate of IF<span class=\"_ _2\"></span>RS 18 is 1 </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsb8\">Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>dard is not ye<span class=\"_ _2\"></span>t endo<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>d by the UK En<span class=\"_ _2\"></span>dor<span class=\"_ _2\"></span>seme<span class=\"_ _2\"></span>nt Boa<span class=\"_ _2\"></span>rd.<span class=\"_ _29f\"> </span></div>IFR<span class=\"_ _2\"></span>S<span class=\"_ _6\"></span> 19 Subsidiaries with<span class=\"_ _2\"></span>out<span class=\"_ _6\"></span> Public Accountab<span class=\"_ _2\"></span>ility: Di<span class=\"_ _2\"></span>sclosures<span class=\"_ _29f\"> </span>IF<span class=\"_ _2\"></span>RS 1<span class=\"_ _6\"></span>9 spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>s the red<span class=\"_ _2\"></span>uced di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sure requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an el<span class=\"_ _2\"></span>igib<span class=\"_ _2\"></span>le subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted to app<span class=\"_ _2\"></span>ly ins<span class=\"_ _2\"></span>tea<span class=\"_ _2\"></span>d of the dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ure requ<span class=\"_ _2\"></span>iremen<span class=\"_ _2\"></span>ts in o<span class=\"_ _2\"></span>ther IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards<span class=\"_ _2\"></span>. The e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve date of IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>9 is 1 Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2027<span class=\"_ _144\"></span>. T<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dard is not y<span class=\"_ _2\"></span>et endo<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>ed by the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>End<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Bo<span class=\"_ _2\"></span>ard and w<span class=\"_ _2\"></span>ill not i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inancial statement<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>I<span class=\"_ _2\"></span>AS 2<span class=\"_ _2\"></span>1 \u2013 Lac<span class=\"_ _2\"></span>k of E<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>eabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>In Au<span class=\"_ _2\"></span>gus<span class=\"_ _2\"></span>t 2023, th<span class=\"_ _2\"></span>e IA<span class=\"_ _2\"></span>SB ame<span class=\"_ _2\"></span>nded I<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>S 2<span class=\"_ _6\"></span>1 to help en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is exc<span class=\"_ _2\"></span>hangea<span class=\"_ _2\"></span>ble in<span class=\"_ _2\"></span>to anot<span class=\"_ _2\"></span>her c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, and w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h spot e<span class=\"_ _2\"></span>xchange r<span class=\"_ _2\"></span>ate to us<span class=\"_ _2\"></span>e whe<span class=\"_ _2\"></span>n it is n<span class=\"_ _2\"></span>ot. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up do<span class=\"_ _2\"></span>es not e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t thes<span class=\"_ _2\"></span>e amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts to h<span class=\"_ _2\"></span>ave a ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on it<span class=\"_ _2\"></span>s op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive da<span class=\"_ _2\"></span>te of this am<span class=\"_ _2\"></span>endm<span class=\"_ _2\"></span>ent is 1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2025. IFR<span class=\"_ _2\"></span>S 9 an<span class=\"_ _2\"></span>d IFR<span class=\"_ _2\"></span>S 7 \u2013 Am<span class=\"_ _2\"></span>endm<span class=\"_ _2\"></span>ents t<span class=\"_ _2\"></span>o the Cl<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on and M<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>reme<span class=\"_ _2\"></span>nt of Fi<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al Inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s to IFR<span class=\"_ _2\"></span>S 9 and IF<span class=\"_ _2\"></span>RS 7 we<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">c<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y the da<span class=\"_ _2\"></span>te of recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of som<span class=\"_ _2\"></span>e financ<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>ith a ne<span class=\"_ _2\"></span>w </span>exce<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>n for som<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>an el<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tron<span class=\"_ _2\"></span>ic cas<span class=\"_ _2\"></span>h tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tem; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">c<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y and ad<span class=\"_ _2\"></span>d fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her gui<span class=\"_ _2\"></span>dance fo<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ing whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a fina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t meet<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s </span>of<span class=\"_ gs37\"> </span>pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal an<span class=\"_ _2\"></span>d intere<span class=\"_ _2\"></span>st (SPPI<span class=\"_ _2\"></span>) cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>on; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">a<span class=\"_ _2\"></span>dd new di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sures fo<span class=\"_ _2\"></span>r cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual term<span class=\"_ _2\"></span>s that c<span class=\"_ _2\"></span>an chan<span class=\"_ _2\"></span>ge cash fl<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span> </span>(suc<span class=\"_ _2\"></span>h<span class=\"_ gs37\"> </span>as som<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th fea<span class=\"_ _2\"></span>tures li<span class=\"_ _2\"></span>nked to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of env<span class=\"_ _2\"></span>iro<span class=\"_ _2\"></span>nment<span class=\"_ _2\"></span>, so<span class=\"_ _2\"></span>cial an<span class=\"_ _2\"></span>d governance targets); and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">u<span class=\"_ _2\"></span>pdate t<span class=\"_ _2\"></span>he dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sures fo<span class=\"_ _2\"></span>r equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts d<span class=\"_ _2\"></span>esig<span class=\"_ _2\"></span>nate<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e thro<span class=\"_ _2\"></span>ugh ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>preh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve </span>income<span class=\"_ _6\"></span> (F<span class=\"_ _2\"></span>VOCI).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p doe<span class=\"_ _2\"></span>s not ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>hese a<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s to ha<span class=\"_ _2\"></span>ve a mate<span class=\"_ _2\"></span>rial i<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n it<span class=\"_ _2\"></span>s ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ons or f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive da<span class=\"_ _2\"></span>te of thes<span class=\"_ _2\"></span>e amen<span class=\"_ _2\"></span>dmen<span class=\"_ _2\"></span>ts is 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2026. Th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rd is not ye<span class=\"_ _2\"></span>t end<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he UK En<span class=\"_ _2\"></span>dor<span class=\"_ _2\"></span>seme<span class=\"_ _2\"></span>nt Bo<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-373": {
   "value": "4: Significant changes in the year Ongoing Advice Review In the preliminary results announcement on 6 March 2024, the Group committed to undertake a review of historical data and practices across the Appointed Representative firms in the Quilter Financial Planning network in relation to the provision of ongoing advice. Following discussion with the FCA, a Skilled Person was appointed in June 2024 to assess and provide a view to the FCA on whether the delivery of ongoing advice services by Appointed Representative firms in the Quilter Financial Planning network has been compliant with applicable regulatory requirements during the period from 1 January 2017 to 31 December 2023. Although the Skilled Person Review has not yet completed, it is relatively well progressed. Subject to further engagement with the FCA that will occur following the Skilled Person Review, it is currently expected that some form of customer remediation will likely be required. Based on the results of the Skilled Person Review to date together with other evidence available, the Group has recognised a provision for a reasonable estimate of the costs of such a customer remediation exercise, including both redress and administrative costs, based upon current assumptions as to a plausible customer remediation approach that may be followed. See notes 30 and 36 for further details of the provision and contingent liability Acquisitions The Group made two acquisitions in the year, 100% of the share capital of NuWealth Limited and 35% of the share capital of Beals Mortgage and Financial Services Limited. Further details are given in note 6. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfSignificantEventsAndTransactions",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-314": {
   "value": "<div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls45 ws46 gsba\">5:<span class=\"_ _2\"></span> Mat<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>l a<span class=\"_ _2\"></span>ccou<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span> policie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsbb\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng pol<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed b<span class=\"_ _2\"></span>elow. T<span class=\"_ _2\"></span>here h<span class=\"_ _2\"></span>ave be<span class=\"_ _2\"></span>en no c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s to the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsbc\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s mater<span class=\"_ _2\"></span>ial ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es as a re<span class=\"_ _2\"></span>sult o<span class=\"_ _2\"></span>f change<span class=\"_ _2\"></span>s in acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsbd\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g poli<span class=\"_ _2\"></span>cies di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed in t<span class=\"_ _2\"></span>hese n<span class=\"_ _2\"></span>otes ha<span class=\"_ _2\"></span>ve been co<span class=\"_ _2\"></span>nsis<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ly ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d thro<span class=\"_ _2\"></span>ugho<span class=\"_ _2\"></span>ut the c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls29 ws4c gsbe\">and prior f<span class=\"_ _2\"></span>inancial<span class=\"_ _6\"></span> year<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gsbf\">5(a<span class=\"_ _6\"></span>): Group accounting<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gsc0\">Subsidiaries<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsc1\">Sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s are th<span class=\"_ _2\"></span>ose e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ties (<span class=\"_ _2\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tees) con<span class=\"_ _2\"></span>troll<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p contr<span class=\"_ _2\"></span>ols </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsc2\">an<span class=\"_ gs37\"> </span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tee i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, and o<span class=\"_ _2\"></span>nly i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has all of t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g three el<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts of co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gsc3\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls2b ws2a\">power over the investee;</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gsc4\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sure or r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>ts to v<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>ble re<span class=\"_ _2\"></span>turn<span class=\"_ _2\"></span>s from i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s invo<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>ment w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tee; a<span class=\"_ _2\"></span>nd</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gsc5\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y to affe<span class=\"_ _2\"></span>ct t<span class=\"_ _2\"></span>hose re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns thro<span class=\"_ _2\"></span>ugh it<span class=\"_ _2\"></span>s pow<span class=\"_ _2\"></span>er ove<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tee.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsc6\">F<span class=\"_ _2\"></span>or oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>is usual<span class=\"_ _2\"></span>ly ar<span class=\"_ _2\"></span>ises w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>a share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ding in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y of 50<span class=\"_ _2\"></span>% or more.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gsc7\">Associa<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsc8\">A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies ov<span class=\"_ _2\"></span>er whic<span class=\"_ _2\"></span>h the Gro<span class=\"_ _2\"></span>up has sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce, but n<span class=\"_ _2\"></span>ot cont<span class=\"_ _2\"></span>rol or join<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsc9\">th<span class=\"_ _2\"></span>rough i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n in the e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>nd op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y de<span class=\"_ _2\"></span>cisi<span class=\"_ _2\"></span>ons. S<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence i<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsca\">gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ted by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up hol<span class=\"_ _2\"></span>ding be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een 20% a<span class=\"_ _2\"></span>nd 50% of t<span class=\"_ _2\"></span>he voti<span class=\"_ _2\"></span>ng rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s. Votin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gscb\">are n<span class=\"_ _2\"></span>ot the o<span class=\"_ _2\"></span>nly co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, all ot<span class=\"_ _2\"></span>her rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l or oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e, are as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gscc\">de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as th<span class=\"_ _2\"></span>e abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to exerc<span class=\"_ _2\"></span>ise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gscd\">T<span class=\"_ _2\"></span>he resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s, as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies of a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsce\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y met<span class=\"_ _2\"></span>hod of a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e date th<span class=\"_ _2\"></span>at sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce comm<span class=\"_ _2\"></span>ence<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gscf\">unt<span class=\"_ _2\"></span>il th<span class=\"_ _2\"></span>e date i<span class=\"_ _2\"></span>t ends<span class=\"_ _2\"></span>. Unde<span class=\"_ _2\"></span>r this m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ate toge<span class=\"_ _2\"></span>ther w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd0\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>hat en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s po<span class=\"_ _2\"></span>st-ac<span class=\"_ _2\"></span>quisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n chan<span class=\"_ _2\"></span>ges to sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 f<span class=\"_ _2\"></span>unds i<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uded a<span class=\"_ _2\"></span>s an as<span class=\"_ _2\"></span>set in<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd1\">th<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he co<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd2\">Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsd3\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>prof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss and ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me of the as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on wh<span class=\"_ _2\"></span>ich sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd4\">inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence c<span class=\"_ _2\"></span>ease<span class=\"_ _2\"></span>s. Wh<span class=\"_ _2\"></span>ere a Gro<span class=\"_ _2\"></span>up ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ith a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>te of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, unreal<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd5\">lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are eli<span class=\"_ _2\"></span>minate<span class=\"_ _2\"></span>d to the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s intere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>n the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate. Un<span class=\"_ _2\"></span>realis<span class=\"_ _2\"></span>ed lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd6\">are el<span class=\"_ _2\"></span>imin<span class=\"_ _2\"></span>ated in t<span class=\"_ _2\"></span>he sa<span class=\"_ _2\"></span>me wa<span class=\"_ _2\"></span>y but o<span class=\"_ _2\"></span>nly to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that t<span class=\"_ _2\"></span>here i<span class=\"_ _2\"></span>s no ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd7\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes th<span class=\"_ _2\"></span>at are h<span class=\"_ _2\"></span>eld wi<span class=\"_ _2\"></span>th a v<span class=\"_ _2\"></span>iew to s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>t resa<span class=\"_ _2\"></span>le are ac<span class=\"_ _2\"></span>counte<span class=\"_ _2\"></span>d for as<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd8\">no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld for s<span class=\"_ _2\"></span>ale.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsd9\">Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in an a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>, a por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of w<span class=\"_ _2\"></span>hich is h<span class=\"_ _2\"></span>eld b<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, or is h<span class=\"_ _2\"></span>eld in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsda\">th<span class=\"_ _2\"></span>rough a u<span class=\"_ _2\"></span>nit t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>t or si<span class=\"_ _2\"></span>milar e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g thro<span class=\"_ _2\"></span>ugh uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>, tha<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsdb\">is me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsdc\">T<span class=\"_ _2\"></span>he Group c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted as an as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. In add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsdd\">fro<span class=\"_ _2\"></span>m<span class=\"_ gs37\"> </span>29 Oc<span class=\"_ _2\"></span>tobe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24, th<span class=\"_ _2\"></span>e Group cl<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied B<span class=\"_ _2\"></span>eals Mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tg<span class=\"_ _2\"></span>age and F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s Limi<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>inton<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsde\">Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd as as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>e note 6).<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gse0\">Investment funds<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse1\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>tes cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain of i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in op<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>-en<span class=\"_ _2\"></span>ded in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es (\u201c<span class=\"_ _2\"></span>OEIC<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u201d)<span class=\"_ _2\"></span>, uni<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse2\">tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, mut<span class=\"_ _2\"></span>ual f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>nd simi<span class=\"_ _2\"></span>lar inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cle<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y \u201cin<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse3\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cont<span class=\"_ _2\"></span>inual<span class=\"_ _2\"></span>ly as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s any ch<span class=\"_ _2\"></span>anges to f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces to d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine, i<span class=\"_ _2\"></span>n the co<span class=\"_ _2\"></span>ntex<span class=\"_ _2\"></span>t of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse4\">th<span class=\"_ _2\"></span>e thre<span class=\"_ _2\"></span>e elem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of cont<span class=\"_ _2\"></span>rol li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d abov<span class=\"_ _2\"></span>e, wh<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r it s<span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l contr<span class=\"_ _2\"></span>ols th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>e and is t<span class=\"_ _2\"></span>here<span class=\"_ _2\"></span>fore req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls6f ws27 gse5\">to cons<span class=\"_ _2\"></span>olidate i<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse6\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in a w<span class=\"_ _2\"></span>ide ra<span class=\"_ _2\"></span>nge of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fun<span class=\"_ _2\"></span>ds in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s unit-l<span class=\"_ _2\"></span>inked i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse7\">wh<span class=\"_ _2\"></span>ere inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re made to m<span class=\"_ _2\"></span>atch t<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t choi<span class=\"_ _2\"></span>ces of i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. For s<span class=\"_ _2\"></span>ome of t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e fun<span class=\"_ _2\"></span>ds, i<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse8\">als<span class=\"_ _2\"></span>o ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s as fun<span class=\"_ _2\"></span>d mana<span class=\"_ _2\"></span>ger<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e fun<span class=\"_ _2\"></span>ds inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t predo<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y in equ<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es, b<span class=\"_ _2\"></span>onds<span class=\"_ _2\"></span>, ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gse9\">eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>olds i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>ese in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds ma<span class=\"_ _2\"></span>inl<span class=\"_ _2\"></span>y thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e recei<span class=\"_ _2\"></span>pt of fu<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsea\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt fee<span class=\"_ _2\"></span>s, in t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>se wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group a<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts as f<span class=\"_ _2\"></span>und m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, wh<span class=\"_ _2\"></span>ich pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>de a var<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e retu<span class=\"_ _2\"></span>rn </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gseb\">ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>nds un<span class=\"_ _2\"></span>der ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt and o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r cri<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>, and i<span class=\"_ _2\"></span>n the c<span class=\"_ _2\"></span>ase of t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsec\">fu<span class=\"_ _2\"></span>nds w<span class=\"_ _2\"></span>here f<span class=\"_ _2\"></span>und pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance ha<span class=\"_ _2\"></span>s an imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on fu<span class=\"_ _2\"></span>nd-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed fe<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n unit-l<span class=\"_ _2\"></span>inked i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsed\">con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r simil<span class=\"_ _2\"></span>ar clie<span class=\"_ _2\"></span>nt inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re the G<span class=\"_ _2\"></span>roup ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s as f<span class=\"_ _2\"></span>und ma<span class=\"_ _2\"></span>nager<span class=\"_ _6\"></span>, it<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsee\">may<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>lso ho<span class=\"_ _2\"></span>ld inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts in th<span class=\"_ _2\"></span>e under<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, thro<span class=\"_ _2\"></span>ugh acq<span class=\"_ _2\"></span>uiri<span class=\"_ _2\"></span>ng unit<span class=\"_ _2\"></span>s or sha<span class=\"_ _2\"></span>res. W<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>ese </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsef\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re hel<span class=\"_ _2\"></span>d in uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-li<span class=\"_ _2\"></span>nked f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as a sec<span class=\"_ _2\"></span>onda<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>osure to v<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>able re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf0\">th<span class=\"_ _2\"></span>rough t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt fee<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t it de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s from u<span class=\"_ _2\"></span>nit-li<span class=\"_ _2\"></span>nked p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 ac<span class=\"_ _2\"></span>count b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces. T<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf1\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s percen<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>e owne<span class=\"_ _2\"></span>rsh<span class=\"_ _2\"></span>ip can f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tuate f<span class=\"_ _2\"></span>rom da<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>to-<span class=\"_ _2\"></span>day a<span class=\"_ _2\"></span>ccordin<span class=\"_ _2\"></span>g to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tici<span class=\"_ _2\"></span>pat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsf2\">in<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>hem as cli<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s\u2019 u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t choi<span class=\"_ _2\"></span>ces chan<span class=\"_ _2\"></span>ge.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf3\">Wh<span class=\"_ _2\"></span>ere, as i<span class=\"_ _2\"></span>s of<span class=\"_ _2\"></span>ten th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds, v<span class=\"_ _2\"></span>oting o<span class=\"_ _2\"></span>r simi<span class=\"_ _2\"></span>lar rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s are no<span class=\"_ _2\"></span>t the do<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>nt fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gsf4\">in<span class=\"_ gs37\"> </span>de<span class=\"_ _2\"></span>cidi<span class=\"_ _2\"></span>ng who co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>ls the inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tee, ot<span class=\"_ _2\"></span>her fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs are con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>red in the co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf5\">Wh<span class=\"_ _2\"></span>en as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rol of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rs th<span class=\"_ _2\"></span>e pur<span class=\"_ _2\"></span>pose a<span class=\"_ _2\"></span>nd de<span class=\"_ _2\"></span>sign of t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf6\">fu<span class=\"_ _2\"></span>nd, t<span class=\"_ _2\"></span>he sco<span class=\"_ _2\"></span>pe of it<span class=\"_ _2\"></span>s de<span class=\"_ _2\"></span>cisi<span class=\"_ _2\"></span>on-<span class=\"_ _2\"></span>mak<span class=\"_ _2\"></span>ing au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>t rel<span class=\"_ _2\"></span>evan<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf7\">gov<span class=\"_ _2\"></span>ern t<span class=\"_ _2\"></span>he ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ions of a f<span class=\"_ _2\"></span>und s<span class=\"_ _2\"></span>o as to ob<span class=\"_ _2\"></span>tain v<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>able re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns fro<span class=\"_ _2\"></span>m that f<span class=\"_ _2\"></span>und a<span class=\"_ _2\"></span>nd it<span class=\"_ _2\"></span>s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to u<span class=\"_ _2\"></span>se it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf8\">po<span class=\"_ _2\"></span>wer to af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t the<span class=\"_ _2\"></span>se ret<span class=\"_ _2\"></span>urns<span class=\"_ _2\"></span>, bot<span class=\"_ _2\"></span>h fro<span class=\"_ _2\"></span>m the pe<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve of an i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tor a<span class=\"_ _2\"></span>nd an as<span class=\"_ _2\"></span>set m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. In </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsf9\">ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>ts he<span class=\"_ _2\"></span>ld by o<span class=\"_ _2\"></span>ther p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g subs<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ve rem<span class=\"_ _2\"></span>oval (<span class=\"_ _2\"></span>\u201ck<span class=\"_ _2\"></span>ick-<span class=\"_ _2\"></span>ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsfa\">ri<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t may a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>t rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsfb\">On co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies ot<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>han th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ed as a l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsfc\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement o<span class=\"_ _2\"></span>f f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d are des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed a<span class=\"_ _2\"></span>s \u201ct<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>\u201d<span class=\"_ _5\"></span>. S<span class=\"_ _2\"></span>uch </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsfd\">int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re not re<span class=\"_ _2\"></span>corde<span class=\"_ _2\"></span>d as non<span class=\"_ _2\"></span>-c<span class=\"_ _2\"></span>ontro<span class=\"_ _2\"></span>llin<span class=\"_ _2\"></span>g intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as t<span class=\"_ _2\"></span>hey me<span class=\"_ _2\"></span>et th<span class=\"_ _2\"></span>e cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>a to be cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsfe\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s rath<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>an equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are re<span class=\"_ _2\"></span>gard<span class=\"_ _2\"></span>ed as cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t, as t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re repa<span class=\"_ _2\"></span>yabl<span class=\"_ _2\"></span>e on dem<span class=\"_ _2\"></span>and,<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gsff\">al<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ugh i<span class=\"_ _2\"></span>t is not e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t the<span class=\"_ _2\"></span>y will b<span class=\"_ _2\"></span>e set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led in a s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t ti<span class=\"_ _2\"></span>me per<span class=\"_ _2\"></span>iod<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs100\">Business combinations<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs101\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is requ<span class=\"_ _2\"></span>ired to u<span class=\"_ _2\"></span>se the a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>thod o<span class=\"_ _2\"></span>f accou<span class=\"_ _2\"></span>nting f<span class=\"_ _2\"></span>or bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs102\">com<span class=\"_ _2\"></span>bina<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are acco<span class=\"_ _2\"></span>unted f<span class=\"_ _2\"></span>or at th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>hat con<span class=\"_ _2\"></span>trol i<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>eved (<span class=\"_ _2\"></span>the a<span class=\"_ _2\"></span>cquisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n date). T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs103\">bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is m<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>red as t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es (at th<span class=\"_ _2\"></span>e date of e<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs104\">gi<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>, liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red or a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>nd equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in exch<span class=\"_ _2\"></span>ange fo<span class=\"_ _2\"></span>r </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs105\">con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uiree. D<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red an<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs106\">a<span class=\"_ gs37\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e date of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs108\">T<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>iree<span class=\"_ _2\"></span>\u2019s ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t meet t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions f<span class=\"_ _2\"></span>or </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs109\">reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>heir f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10a\">If t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>or a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is i<span class=\"_ _2\"></span>ncomp<span class=\"_ _2\"></span>lete b<span class=\"_ _2\"></span>y the en<span class=\"_ _2\"></span>d of the re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10b\">wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>nal am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs10c\">rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese are ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>ds up to a maxi<span class=\"_ _2\"></span>mum of 1<span class=\"_ _5\"></span>2 </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10d\">mo<span class=\"_ _2\"></span>nths f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te. Add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ma<span class=\"_ _2\"></span>y also b<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>his </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10e\">pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, to ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t any ne<span class=\"_ _2\"></span>w info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>bta<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>bou<span class=\"_ _2\"></span>t the f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces th<span class=\"_ _2\"></span>at ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10f\">acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at, i<span class=\"_ _2\"></span>f kn<span class=\"_ _2\"></span>own<span class=\"_ _2\"></span>, woul<span class=\"_ _2\"></span>d have a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>he am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>hat da<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs110\">Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the e<span class=\"_ _2\"></span>xcess o<span class=\"_ _2\"></span>f the cos<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>n acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs111\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>ble ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>acq<span class=\"_ _2\"></span>uired en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Ot<span class=\"_ _2\"></span>her acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>-re<span class=\"_ _2\"></span>lated<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs112\">cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>t form<span class=\"_ _2\"></span>ing pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t of the co<span class=\"_ _2\"></span>st o<span class=\"_ _2\"></span>f acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, a<span class=\"_ _2\"></span>re exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>d as in<span class=\"_ _2\"></span>curre<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs113\">Up<span class=\"_ _2\"></span>on sa<span class=\"_ _2\"></span>le, th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>ereco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y or dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up on th<span class=\"_ _2\"></span>e date on w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h contr<span class=\"_ _2\"></span>ol pas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs114\">T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of comp<span class=\"_ _2\"></span>rehen<span class=\"_ _2\"></span>siv<span class=\"_ _2\"></span>e inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of a su<span class=\"_ _2\"></span>bsidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y or di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs115\">gro<span class=\"_ _2\"></span>up up to th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>. The d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he proc<span class=\"_ _2\"></span>eeds f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e of a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs116\">und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g and i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t as at th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>, inclu<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he cum<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs117\">any<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>elate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces tha<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve, is<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs118\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e of th<span class=\"_ _2\"></span>e subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs119\">5(b): Fair value measurement<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11a\">Fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s a mar<span class=\"_ _2\"></span>ket-ba<span class=\"_ _2\"></span>sed me<span class=\"_ _2\"></span>asure a<span class=\"_ _2\"></span>nd is th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce tha<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d be rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d to sell a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et or p<span class=\"_ _2\"></span>aid to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11b\">tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer a lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in an or<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n mark<span class=\"_ _2\"></span>et par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>sureme<span class=\"_ _2\"></span>nt date<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs11c\">F<span class=\"_ _2\"></span>or<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e at init<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is no<span class=\"_ _2\"></span>rmal<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11d\">pr<span class=\"_ _2\"></span>ice, w<span class=\"_ _2\"></span>hich re<span class=\"_ _2\"></span>prese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n gi<span class=\"_ _2\"></span>ven or re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>ved.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11e\">Wh<span class=\"_ _2\"></span>ere obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble ma<span class=\"_ _2\"></span>rket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s in an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t, su<span class=\"_ _2\"></span>ch as bi<span class=\"_ _2\"></span>d or of<span class=\"_ _2\"></span>fer (as<span class=\"_ _2\"></span>k) pri<span class=\"_ _2\"></span>ces are u<span class=\"_ _2\"></span>nava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le, fa<span class=\"_ _2\"></span>ir </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11f\">va<span class=\"_ _2\"></span>lue is m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n tech<span class=\"_ _2\"></span>nique<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s that m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s woul<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs120\">us<span class=\"_ _2\"></span>e when p<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. If an as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r a liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue has a b<span class=\"_ _2\"></span>id or an o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs121\">pr<span class=\"_ _2\"></span>ice, th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he bid<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>fer sp<span class=\"_ _2\"></span>read th<span class=\"_ _2\"></span>at is mo<span class=\"_ _2\"></span>st re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve of fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is us<span class=\"_ _2\"></span>ed as t<span class=\"_ _2\"></span>he bas<span class=\"_ _2\"></span>is </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs122\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs123\">T<span class=\"_ _2\"></span>he qual<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t for f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s is d<span class=\"_ _2\"></span>iscl<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d by way o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs124\">hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y in note 22.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls27 ws25 gs125\">5(c):<span class=\"_ _6\"></span> Product classif<span class=\"_ _2\"></span>ication<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs126\">The Group\u2019s life assuranc<span class=\"_ _6\"></span>e contract<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> included in<span class=\"_ _6\"></span> the Af<span class=\"_ _2\"></span>fluent segment are<span class=\"_ _6\"></span> categorised as investment </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs127\">con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, i<span class=\"_ _2\"></span>n accord<span class=\"_ _2\"></span>ance w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>a set ou<span class=\"_ _2\"></span>t in th<span class=\"_ _2\"></span>e para<span class=\"_ _2\"></span>gra<span class=\"_ _2\"></span>ph bel<span class=\"_ _2\"></span>ow.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs128\">Investment contract<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs129\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s do no<span class=\"_ _2\"></span>t meet t<span class=\"_ _2\"></span>he IF<span class=\"_ _2\"></span>RS d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f an ins<span class=\"_ _2\"></span>uranc<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t as th<span class=\"_ _2\"></span>ey do n<span class=\"_ _2\"></span>ot tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12a\">sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>nsur<span class=\"_ _2\"></span>ance r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m the p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der to t<span class=\"_ _2\"></span>he insu<span class=\"_ _2\"></span>rer<span class=\"_ _5\"></span>. Un<span class=\"_ _2\"></span>it-li<span class=\"_ _2\"></span>nked in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs12b\">separated int<span class=\"_ _6\"></span>o two components<span class=\"_ _2\"></span>,<span class=\"_ _6\"></span> an investment manag<span class=\"_ _6\"></span>ement serv<span class=\"_ _2\"></span>ices<span class=\"_ _6\"></span> component<span class=\"_ _6\"></span> and a financial </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12d\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y comp<span class=\"_ _2\"></span>onen<span class=\"_ _2\"></span>t is des<span class=\"_ _2\"></span>igna<span class=\"_ _2\"></span>ted at F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL as it i<span class=\"_ _2\"></span>s manage<span class=\"_ _2\"></span>d on a fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue bas<span class=\"_ _2\"></span>is, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12e\">an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s val<span class=\"_ _2\"></span>ue is dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tly l<span class=\"_ _2\"></span>inked t<span class=\"_ _2\"></span>o the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>olio of a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>oes </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12f\">not d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic<span class=\"_ _2\"></span>ally f<span class=\"_ _2\"></span>rom re<span class=\"_ _2\"></span>turn<span class=\"_ _2\"></span>s from t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld to mat<span class=\"_ _2\"></span>ch pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs130\">ap<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t fro<span class=\"_ _2\"></span>m seco<span class=\"_ _2\"></span>ndar<span class=\"_ _2\"></span>y e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sure to fu<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l manage<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>ees th<span class=\"_ _2\"></span>at th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts to re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs131\">ov<span class=\"_ _2\"></span>er the l<span class=\"_ _2\"></span>ife of t<span class=\"_ _2\"></span>he pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls27 ws25 gs132\">5(d): Fee income<span class=\"_ _6\"></span> and other<span class=\"_ _6\"></span> income from service activ<span class=\"_ _2\"></span>it<span class=\"_ _6\"></span>ies<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4c ws1 gs133\">F<span class=\"_ _2\"></span>ee inco<span class=\"_ _2\"></span>me and o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r incom<span class=\"_ _2\"></span>e from s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s repre<span class=\"_ _2\"></span>sent t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d, ne<span class=\"_ _2\"></span>t of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs134\">va<span class=\"_ _2\"></span>lue ad<span class=\"_ _2\"></span>ded t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>. Reve<span class=\"_ _2\"></span>nue is on<span class=\"_ _2\"></span>ly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied t<span class=\"_ _2\"></span>hat it i<span class=\"_ _2\"></span>s high<span class=\"_ _2\"></span>ly </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs135\">pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal of t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>enue re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d will b<span class=\"_ _2\"></span>e requ<span class=\"_ _2\"></span>ired w<span class=\"_ _2\"></span>hen unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ntie<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs136\">res<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>ed. In c<span class=\"_ _2\"></span>ircum<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>unds are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted on a p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g indem<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs137\">com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion on p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>ies s<span class=\"_ _2\"></span>old, a<span class=\"_ _2\"></span>n es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the r<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of re<span class=\"_ _2\"></span>venue i<span class=\"_ _2\"></span>s made a<span class=\"_ _2\"></span>nd cha<span class=\"_ _2\"></span>rged to p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it a<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs138\">lo<span class=\"_ _2\"></span>ss at t<span class=\"_ _2\"></span>he poi<span class=\"_ _2\"></span>nt of s<span class=\"_ _2\"></span>ale, b<span class=\"_ _2\"></span>ased u<span class=\"_ _2\"></span>pon as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ned f<span class=\"_ _2\"></span>rom his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l exp<span class=\"_ _2\"></span>erie<span class=\"_ _2\"></span>nce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs139\">Fund-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13a\">T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>refu<span class=\"_ _2\"></span>ndab<span class=\"_ _2\"></span>le fee<span class=\"_ _2\"></span>s take<span class=\"_ _2\"></span>n on recei<span class=\"_ _2\"></span>pt of cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on rece<span class=\"_ _2\"></span>ipt </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13b\">ov<span class=\"_ _2\"></span>er the l<span class=\"_ _2\"></span>ife of t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, in lin<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13c\">resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing cl<span class=\"_ _2\"></span>ient re<span class=\"_ _2\"></span>cords a<span class=\"_ _2\"></span>nd cli<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13d\">In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, this a<span class=\"_ _2\"></span>lso in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>ic fee i<span class=\"_ _2\"></span>ncome b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13e\">con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>nd reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed on a da<span class=\"_ _2\"></span>ily b<span class=\"_ _2\"></span>asis i<span class=\"_ _2\"></span>n line w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4b ws4b gs13f\">inves<span class=\"_ _2\"></span>tment manag<span class=\"_ _6\"></span>ement ser<span class=\"_ _2\"></span>vices. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs140\">T<span class=\"_ _2\"></span>his als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s the fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e of cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs141\">Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs142\">T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to fe<span class=\"_ _2\"></span>es in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice to cli<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en the a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice ha<span class=\"_ _2\"></span>s been p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ided a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs143\">ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>\u2019s p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n has be<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>ully d<span class=\"_ _2\"></span>eli<span class=\"_ _2\"></span>vered<span class=\"_ _2\"></span>. Accor<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>ly, fee in<span class=\"_ _2\"></span>come is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d from </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs144\">th<span class=\"_ _2\"></span>e incep<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>t sol<span class=\"_ _2\"></span>d. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs145\">Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el for ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce, manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired to exe<span class=\"_ _2\"></span>rcise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t judgem<span class=\"_ _2\"></span>ent </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs146\">in as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g the c<span class=\"_ _2\"></span>apac<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up is con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing fo<span class=\"_ _2\"></span>r the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>ses of re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nising r<span class=\"_ _2\"></span>even<span class=\"_ _2\"></span>ue fro<span class=\"_ _2\"></span>m </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs147\">th<span class=\"_ _2\"></span>e adv<span class=\"_ _2\"></span>ice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss un<span class=\"_ _2\"></span>der IF<span class=\"_ _2\"></span>RS 1<span class=\"_ _6\"></span>5. A<span class=\"_ _2\"></span>s a re<span class=\"_ _2\"></span>sult o<span class=\"_ _2\"></span>f the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt, m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment h<span class=\"_ _2\"></span>as dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs148\">rev<span class=\"_ _2\"></span>enue f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e ad<span class=\"_ _2\"></span>vice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss sh<span class=\"_ _2\"></span>ould b<span class=\"_ _2\"></span>e pres<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d net of ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain f<span class=\"_ _2\"></span>ees an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>issi<span class=\"_ _2\"></span>ons pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs149\">to<span class=\"_ gs37\"> </span>A<span class=\"_ _2\"></span>ppoi<span class=\"_ _2\"></span>nted Re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves of Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs14a\">Fixed fees<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14b\">T<span class=\"_ _2\"></span>his is p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>dic fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e whi<span class=\"_ _2\"></span>ch is f<span class=\"_ _2\"></span>ixe<span class=\"_ _2\"></span>d in val<span class=\"_ _2\"></span>ue acco<span class=\"_ _2\"></span>rding to un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct te<span class=\"_ _2\"></span>rms a<span class=\"_ _2\"></span>nd rela<span class=\"_ _2\"></span>tes to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14c\">th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s and tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal dea<span class=\"_ _2\"></span>ling fe<span class=\"_ _2\"></span>es. I<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14d\">or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs14e\">Other fee and c<span class=\"_ _6\"></span>ommission income<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14f\">T<span class=\"_ _2\"></span>his inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ges t<span class=\"_ _2\"></span>aken f<span class=\"_ _2\"></span>rom uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-l<span class=\"_ _2\"></span>inked f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s to meet f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. Depe<span class=\"_ _2\"></span>nding<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs150\">on t<span class=\"_ _2\"></span>he nat<span class=\"_ _2\"></span>ure of th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y, the c<span class=\"_ _2\"></span>harge<span class=\"_ _2\"></span>s are ei<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d at the p<span class=\"_ _2\"></span>oin<span class=\"_ _2\"></span>t a tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs o<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws28 gs151\">the unit-linked fund, or annually. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs153\">5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>e): In<span class=\"_ _2\"></span>vest<span class=\"_ _2\"></span>ment r<span class=\"_ _2\"></span>etur<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs154\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retu<span class=\"_ _2\"></span>rn com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>es t<span class=\"_ _2\"></span>wo el<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts (a) inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e and (b) rea<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d and un<span class=\"_ _2\"></span>realis<span class=\"_ _2\"></span>ed ga<span class=\"_ _2\"></span>ins </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs155\">an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses on i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs156\">Investment income<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs157\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nds on e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, clie<span class=\"_ _2\"></span>nt and s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r intere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncome<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs158\">an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>rent<span class=\"_ _2\"></span>al incom<span class=\"_ _2\"></span>e. Div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nds are rec<span class=\"_ _2\"></span>orded a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>enue on t<span class=\"_ _2\"></span>he ex-<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd date. In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t incom<span class=\"_ _2\"></span>e is </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs159\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed us<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ra<span class=\"_ _2\"></span>te met<span class=\"_ _2\"></span>hod w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ates i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs15a\">at<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er the ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d life of th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>t. In res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of cli<span class=\"_ _2\"></span>ent mon<span class=\"_ _2\"></span>ey, reta<span class=\"_ _2\"></span>ined<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs15b\">int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t inco<span class=\"_ _2\"></span>me is acco<span class=\"_ _2\"></span>unte<span class=\"_ _2\"></span>d for und<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e prin<span class=\"_ _2\"></span>cipl<span class=\"_ _2\"></span>es of IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S 1<span class=\"_ _5\"></span>5 and i<span class=\"_ _2\"></span>s cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted as th<span class=\"_ _2\"></span>e dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erence,<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs15c\">on<span class=\"_ gs37\"> </span>an<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>ccr<span class=\"_ _2\"></span>uals ba<span class=\"_ _2\"></span>sis, b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween to<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t recei<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t pai<span class=\"_ _2\"></span>d acros<span class=\"_ _2\"></span>s to clie<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs15d\">Rental income is r<span class=\"_ _6\"></span>ecognised on an ac<span class=\"_ _6\"></span>cruals basis.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsf8 ws4a gs15e\">Realised and unrealised<span class=\"_ _6\"></span> gains and<span class=\"_ _6\"></span> losses<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs15f\">A gai<span class=\"_ _2\"></span>n or los<span class=\"_ _2\"></span>s on a f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>s onl<span class=\"_ _2\"></span>y reali<span class=\"_ _2\"></span>sed on d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal o<span class=\"_ _2\"></span>r tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r and rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs160\">di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the p<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>eds rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d, ne<span class=\"_ _2\"></span>t of tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, and it<span class=\"_ _2\"></span>s or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nal cos<span class=\"_ _2\"></span>t (or amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs161\">cos<span class=\"_ _2\"></span>t). U<span class=\"_ _2\"></span>nreali<span class=\"_ _2\"></span>sed g<span class=\"_ _2\"></span>ains or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, aris<span class=\"_ _2\"></span>ing on in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch hav<span class=\"_ _2\"></span>e not be<span class=\"_ _2\"></span>en dis<span class=\"_ _2\"></span>pose<span class=\"_ _2\"></span>d of or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red,<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs162\">rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue a<span class=\"_ _2\"></span>t the ye<span class=\"_ _2\"></span>ar end a<span class=\"_ _2\"></span>nd the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>e at th<span class=\"_ _2\"></span>e prev<span class=\"_ _2\"></span>ious<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs163\">yea<span class=\"_ _2\"></span>r end or p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se va<span class=\"_ _2\"></span>lue (i<span class=\"_ _2\"></span>f thi<span class=\"_ _2\"></span>s occu<span class=\"_ _2\"></span>rs dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he year<span class=\"_ _2\"></span>), le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e reve<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>l of pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>usl<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs164\">unre<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed gai<span class=\"_ _2\"></span>ns or lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>als ma<span class=\"_ _2\"></span>de dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs165\">Gai<span class=\"_ _2\"></span>ns and l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing fro<span class=\"_ _2\"></span>m chan<span class=\"_ _2\"></span>ges in b<span class=\"_ _2\"></span>oth ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue a<span class=\"_ _2\"></span>nd fore<span class=\"_ _2\"></span>ign exc<span class=\"_ _2\"></span>hange r<span class=\"_ _2\"></span>ates o<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs166\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>ey occ<span class=\"_ _2\"></span>ur<span class=\"_ _5\"></span>. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs167\">5<span class=\"_ _2\"></span>(f<span class=\"_ _2\"></span>): Co<span class=\"_ _2\"></span>ntrac<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs168\">Inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>uding f<span class=\"_ _2\"></span>ee and c<span class=\"_ _2\"></span>ommis<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s, t<span class=\"_ _2\"></span>hat are di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to se<span class=\"_ _2\"></span>curi<span class=\"_ _2\"></span>ng </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs169\">uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, as<span class=\"_ _2\"></span>set ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s and a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d and </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs16a\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are link<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l righ<span class=\"_ _2\"></span>t to ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it f<span class=\"_ _2\"></span>rom pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws29 gs16b\">th<span class=\"_ _2\"></span>e ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e are the<span class=\"_ _2\"></span>refore a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n line w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s to whi<span class=\"_ _2\"></span>ch the c<span class=\"_ _2\"></span>ontr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 lsed ws106 gs16c\">relat<span class=\"_ _6\"></span>es. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs16d\">5(<span class=\"_ _2\"></span>g)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Investme<span class=\"_ _2\"></span>nt<span class=\"_ _6\"></span> contract liabiliti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs16e\">The Group\u2019s investment contract<span class=\"_ _2\"></span>s ar<span class=\"_ _6\"></span>e unit<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>lin<span class=\"_ _6\"></span>ked contract<span class=\"_ _2\"></span>s.<span class=\"_ _6\"></span> At inception,<span class=\"_ _6\"></span> invest<span class=\"_ _2\"></span>ment<span class=\"_ _6\"></span> contract liabilities </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs16f\">for u<span class=\"_ _2\"></span>nit-l<span class=\"_ _2\"></span>inked b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss are c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d meas<span class=\"_ _2\"></span>ured at F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. F<span class=\"_ _2\"></span>or th<span class=\"_ _2\"></span>ese co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs170\">th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y is e<span class=\"_ _2\"></span>qual to t<span class=\"_ _2\"></span>he tot<span class=\"_ _2\"></span>al va<span class=\"_ _2\"></span>lue of un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e poli<span class=\"_ _2\"></span>cy<span class=\"_ _2\"></span>ho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on the b<span class=\"_ _2\"></span>id </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs171\">pr<span class=\"_ _2\"></span>ice of t<span class=\"_ _2\"></span>he und<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s in the f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>. The F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL clas<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t the ma<span class=\"_ _2\"></span>tchin<span class=\"_ _2\"></span>g </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs172\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>lio th<span class=\"_ _2\"></span>at bac<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>s the un<span class=\"_ _2\"></span>it-lin<span class=\"_ _2\"></span>ked lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, is m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>d, and i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rman<span class=\"_ _2\"></span>ce eva<span class=\"_ _2\"></span>luate<span class=\"_ _2\"></span>d, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs173\">on<span class=\"_ gs37\"> </span>a fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue basi<span class=\"_ _2\"></span>s. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs174\">Contributions rec<span class=\"_ _6\"></span>eived on investment contract<span class=\"_ _2\"></span>s ar<span class=\"_ _6\"></span>e treat<span class=\"_ _6\"></span>ed as<span class=\"_ _6\"></span> polic<span class=\"_ _2\"></span>yholder deposits and credited </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs175\">dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tly t<span class=\"_ _2\"></span>o inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, as opp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d to bein<span class=\"_ _2\"></span>g repo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ed as re<span class=\"_ _2\"></span>venue<span class=\"_ _2\"></span>. Wit<span class=\"_ _2\"></span>hdra<span class=\"_ _2\"></span>wals p<span class=\"_ _2\"></span>aid </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs176\">ou<span class=\"_ _2\"></span>t to pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs on in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s are t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as a redu<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion to p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs177\">red<span class=\"_ _2\"></span>ucing t<span class=\"_ _2\"></span>he in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, as o<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>sed to b<span class=\"_ _2\"></span>eing re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>his pr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tice<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs178\">is<span class=\"_ gs37\"> </span>k<span class=\"_ _2\"></span>now<span class=\"_ _2\"></span>n as depo<span class=\"_ _2\"></span>sit acc<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>ing. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs17a\">5(h): Financial ins<span class=\"_ _2\"></span>truments (<span class=\"_ _6\"></span>other than deri<span class=\"_ _2\"></span>vatives)<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs17b\">Financial instrument<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> cover a<span class=\"_ _6\"></span> wide rang<span class=\"_ _6\"></span>e of<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancia<span class=\"_ _6\"></span>l asset<span class=\"_ _2\"></span>s, i<span class=\"_ _6\"></span>ncluding financial investment<span class=\"_ _2\"></span>s, trade<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs17c\">receivables and cash<span class=\"_ _6\"></span> and cash equivalents and financial liabilities, including<span class=\"_ _6\"></span> investment contract<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs17d\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, tr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>les<span class=\"_ _2\"></span>, and b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>es, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are als<span class=\"_ _2\"></span>o fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, are co<span class=\"_ _2\"></span>vere<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs17e\">by acc<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>ing pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y note 5<span class=\"_ _2\"></span>(j). F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ties a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs17f\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement o<span class=\"_ _2\"></span>f f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p beco<span class=\"_ _2\"></span>mes pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tual pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sions o<span class=\"_ _2\"></span>f the<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs180\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s a fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs181\">hav<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ired o<span class=\"_ _2\"></span>r been f<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>fei<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up. A f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is de<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>n the li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws29 gs182\">ex<span class=\"_ _2\"></span>tinguished.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs183\">T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s the ob<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve of a busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s mode<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is he<span class=\"_ _2\"></span>ld at a por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fol<span class=\"_ _2\"></span>io lev<span class=\"_ _2\"></span>el<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs184\">be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se thi<span class=\"_ _2\"></span>s bes<span class=\"_ _2\"></span>t repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he wa<span class=\"_ _2\"></span>y the bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss is ma<span class=\"_ _2\"></span>naged a<span class=\"_ _2\"></span>nd inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n is repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ted to<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs185\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>s the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>lio po<span class=\"_ _2\"></span>licie<span class=\"_ _2\"></span>s and obj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs186\">de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>nes i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>y in h<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icu<span class=\"_ _2\"></span>larl<span class=\"_ _2\"></span>y cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>ing w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>arns<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs187\">con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t reve<span class=\"_ _2\"></span>nue, fo<span class=\"_ _2\"></span>r exam<span class=\"_ _2\"></span>ple to m<span class=\"_ _2\"></span>atch th<span class=\"_ _2\"></span>e dura<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts to t<span class=\"_ _2\"></span>he dur<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs188\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re fun<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>hose a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r to reali<span class=\"_ _2\"></span>se ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s thr<span class=\"_ _2\"></span>ough t<span class=\"_ _2\"></span>he sa<span class=\"_ _2\"></span>le of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs189\">fre<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, vol<span class=\"_ _2\"></span>ume an<span class=\"_ _2\"></span>d timi<span class=\"_ _2\"></span>ng of sa<span class=\"_ _2\"></span>les in p<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iods m<span class=\"_ _2\"></span>ay be re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed<span class=\"_ _2\"></span>, alon<span class=\"_ _2\"></span>g wit<span class=\"_ _2\"></span>h the re<span class=\"_ _2\"></span>ason<span class=\"_ _2\"></span>s for<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs18a\">suc<span class=\"_ _2\"></span>h<span class=\"_ gs37\"> </span>sal<span class=\"_ _2\"></span>es and e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ales ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. The<span class=\"_ _2\"></span>se fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs enab<span class=\"_ _2\"></span>le man<span class=\"_ _2\"></span>agemen<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs18b\">wh<span class=\"_ _2\"></span>ich f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s shou<span class=\"_ _2\"></span>ld be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs18c\">Initial measurement<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs18d\">A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et (unles<span class=\"_ _2\"></span>s it i<span class=\"_ _2\"></span>s a tra<span class=\"_ _2\"></span>de recei<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>out a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cing co<span class=\"_ _2\"></span>mpon<span class=\"_ _2\"></span>ent th<span class=\"_ _2\"></span>at is in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs18e\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on pr<span class=\"_ _2\"></span>ice) is ini<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e plus<span class=\"_ _2\"></span>, for a<span class=\"_ _2\"></span>n item n<span class=\"_ _2\"></span>ot at F<span class=\"_ _2\"></span>V<span class=\"_ _1\"></span>TPL<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs18f\">tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to it<span class=\"_ _2\"></span>s acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs190\">Subsequent measurement<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs191\">T<span class=\"_ _2\"></span>he clas<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s dep<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>s on (i<span class=\"_ _2\"></span>) the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>se for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h it was a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>red, (<span class=\"_ _2\"></span>ii) t<span class=\"_ _2\"></span>he<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs192\">bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el in w<span class=\"_ _2\"></span>hich i<span class=\"_ _2\"></span>t is man<span class=\"_ _2\"></span>aged<span class=\"_ _2\"></span>, and (i<span class=\"_ _2\"></span>ii) i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>w char<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>s. T<span class=\"_ _6\"></span>wo c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ries<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs193\">are ap<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>cabl<span class=\"_ _2\"></span>e to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s: F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ines<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs194\">the subsequent<span class=\"_ _6\"></span> measur<span class=\"_ _6\"></span>ement bas<span class=\"_ _6\"></span>is. The following<span class=\"_ _6\"></span> acc<span class=\"_ _6\"></span>ounting polici<span class=\"_ _6\"></span>es apply to<span class=\"_ _6\"></span> the sub<span class=\"_ _6\"></span>sequent<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4b ws4b gs195\">measurement of financial asse<span class=\"_ _2\"></span>ts.<span class=\"_ _29f\"> </span></div><div class=\"gs196\"><table class=\"s w84 h9f\" id=\"_686053f7-176c-42c1-90e7-fe9a4f1f992b\"><tr><td class=\"c n x245 y2f2a w85 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34e y2f2a w86 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls65 ws80\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f2b w87 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbc wsc3\">F<span class=\"_ _2\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34f y2f2b w88 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e finan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue. N<span class=\"_ _2\"></span>et gai<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2c ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es, in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d div<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>end in<span class=\"_ _2\"></span>come, a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2d ff11b fs11 fc3 sc0 lsdd wsb4\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f2e w89 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x351 y2f2e w8a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are su<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y meas<span class=\"_ _2\"></span>ured at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2f ff11c fs11 fc3 sc0 ls94 wse3\">usi<span class=\"_ _2\"></span>ng th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eff<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t is red<span class=\"_ _2\"></span>uce<span class=\"_ _2\"></span>d </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f30 ff11b fs11 fc3 sc0 ls94 ws1\">by i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s. In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, fore<span class=\"_ _2\"></span>ign e<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge gai<span class=\"_ _2\"></span>ns an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span> </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f31 ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>. Any g<span class=\"_ _2\"></span>ain or l<span class=\"_ _2\"></span>oss on<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f32 ff11c fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in profi<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr></table></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsf8 ws4a gs198\">Amor<span class=\"_ _2\"></span>tised<span class=\"_ _6\"></span> cost<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs199\">A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t if i<span class=\"_ _2\"></span>t mee<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>oth of t<span class=\"_ _2\"></span>he fol<span class=\"_ _2\"></span>lowi<span class=\"_ _2\"></span>ng cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d unle<span class=\"_ _2\"></span>ss </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19a\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL on ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>ply<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he Fair Val<span class=\"_ _2\"></span>ue Opt<span class=\"_ _2\"></span>ion (s<span class=\"_ _2\"></span>ee be<span class=\"_ _2\"></span>low):</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs19b\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set is he<span class=\"_ _2\"></span>ld wi<span class=\"_ _2\"></span>thin a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el who<span class=\"_ _2\"></span>se obje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve is to hold a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts to col<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al cas<span class=\"_ _2\"></span>h </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs19c\">flo<span class=\"_ _2\"></span>ws; an<span class=\"_ _2\"></span>d</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs19d\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al term<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et gi<span class=\"_ _2\"></span>ve ris<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>y pay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs19e\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t on the pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal am<span class=\"_ _2\"></span>ount ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng on spe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ed date<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19f\">F<span class=\"_ _2\"></span>or the p<span class=\"_ _2\"></span>urp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s of this a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al is de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t on ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a0\">reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t is def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed as co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion fo<span class=\"_ _2\"></span>r the ti<span class=\"_ _2\"></span>me va<span class=\"_ _2\"></span>lue of mo<span class=\"_ _2\"></span>ney a<span class=\"_ _2\"></span>nd for t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a1\">as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the p<span class=\"_ _2\"></span>rinc<span class=\"_ _2\"></span>ipal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nding d<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g a par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iod of t<span class=\"_ _2\"></span>ime an<span class=\"_ _2\"></span>d for ot<span class=\"_ _2\"></span>her ba<span class=\"_ _2\"></span>sic </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a2\">len<span class=\"_ _2\"></span>ding r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>ts (e.g. l<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk and a<span class=\"_ _2\"></span>dmin<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ive c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s), a<span class=\"_ _2\"></span>s well as p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a3\">A<span class=\"_ _2\"></span>ll oth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are n<span class=\"_ _2\"></span>ot mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied an<span class=\"_ _2\"></span>d meas<span class=\"_ _2\"></span>ured at F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1a4\">Financial investments<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a5\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in po<span class=\"_ _2\"></span>ole<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and d<span class=\"_ _2\"></span>ebt s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies are m<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>toril<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a6\">at F<span class=\"_ _2\"></span>V<span class=\"_ _1\"></span>TP<span class=\"_ _2\"></span>L, as t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re par<span class=\"_ _2\"></span>t of g<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>s of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re mana<span class=\"_ _2\"></span>ged and w<span class=\"_ _2\"></span>hos<span class=\"_ _2\"></span>e per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce is </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a7\">ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted on a f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sis. T<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>se inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue ini<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly an<span class=\"_ _2\"></span>d subs<span class=\"_ _2\"></span>equ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a8\">wi<span class=\"_ _2\"></span>th ch<span class=\"_ _2\"></span>anges i<span class=\"_ _2\"></span>n fair v<span class=\"_ _2\"></span>alue r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retur<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a9\">F<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m depo<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th a ma<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>le excee<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>hree m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1aa\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ab\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s purc<span class=\"_ _2\"></span>hase<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>ales o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s on tra<span class=\"_ _2\"></span>de date<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h is th<span class=\"_ _2\"></span>e date th<span class=\"_ _2\"></span>at </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ac\">th<span class=\"_ _2\"></span>e Group c<span class=\"_ _2\"></span>ommi<span class=\"_ _2\"></span>ts to p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se or s<span class=\"_ _2\"></span>ell th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ad\">are in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ae\">On i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup ma<span class=\"_ _2\"></span>y irre<span class=\"_ _2\"></span>voc<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>y des<span class=\"_ _2\"></span>igna<span class=\"_ _2\"></span>te a f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL tha<span class=\"_ _2\"></span>t oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1af\">me<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to be m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, if doi<span class=\"_ _2\"></span>ng so el<span class=\"_ _2\"></span>imina<span class=\"_ _2\"></span>tes or si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b0\">red<span class=\"_ _2\"></span>uces an a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>ismatc<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e aris<span class=\"_ _2\"></span>e (the Fa<span class=\"_ _2\"></span>ir Value O<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>on).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsc7 ws5d gs1b1\">Loans<span class=\"_ _6\"></span> and advan<span class=\"_ _6\"></span>ces<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b2\">Loa<span class=\"_ _2\"></span>ns are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>hen c<span class=\"_ _2\"></span>ash is a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>anced t<span class=\"_ _2\"></span>o bor<span class=\"_ _2\"></span>rower<span class=\"_ _2\"></span>s. Lo<span class=\"_ _2\"></span>ans to ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b3\">cos<span class=\"_ _2\"></span>t usi<span class=\"_ _2\"></span>ng the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, e<span class=\"_ _2\"></span>xcept fo<span class=\"_ _2\"></span>r loan<span class=\"_ _2\"></span>s at bel<span class=\"_ _2\"></span>ow-<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch are </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1b4\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e. Loan<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs1b5\">outlined below<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs1b7\">Cas<span class=\"_ _2\"></span>h and ca<span class=\"_ _2\"></span>sh equ<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12d\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts c<span class=\"_ _2\"></span>ompr<span class=\"_ _2\"></span>ise c<span class=\"_ _2\"></span>ash b<span class=\"_ _2\"></span>alance<span class=\"_ _2\"></span>s, c<span class=\"_ _2\"></span>all de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12e\">fu<span class=\"_ _2\"></span>nds an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h an or<span class=\"_ _2\"></span>igina<span class=\"_ _2\"></span>l matu<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty o<span class=\"_ _2\"></span>f thre<span class=\"_ _2\"></span>e mont<span class=\"_ _2\"></span>hs or le<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b8\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts h<span class=\"_ _2\"></span>eld w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in mon<span class=\"_ _2\"></span>ey mar<span class=\"_ _2\"></span>ket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds ar<span class=\"_ _2\"></span>e clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b9\">F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>. All o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d cas<span class=\"_ _2\"></span>h equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s are c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch mea<span class=\"_ _2\"></span>ns the<span class=\"_ _2\"></span>y are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ba\">ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e and sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t using t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs132\">me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to the i<span class=\"_ _2\"></span>mpair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low. Th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of c<span class=\"_ _2\"></span>ash </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs133\">an<span class=\"_ _2\"></span>d cash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, ot<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>han mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t fair </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs134\">va<span class=\"_ _2\"></span>lue, ap<span class=\"_ _2\"></span>proxi<span class=\"_ _2\"></span>mates t<span class=\"_ _2\"></span>o their f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1bb\">Financial liabilities and equity<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1bc\">F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>ccordi<span class=\"_ _2\"></span>ng to the s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ce of th<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs1bd\">arrangements enter<span class=\"_ _6\"></span>ed into<span class=\"_ _6\"></span>. At i<span class=\"_ _6\"></span>nception, investment contract liabilities for<span class=\"_ _6\"></span> unit<span class=\"_ _6\"></span>-linked business a<span class=\"_ _6\"></span>re </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws28 gs1be\">recognised as f<span class=\"_ _2\"></span>inancial liabilities and measured at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TPL. O<span class=\"_ _2\"></span>ther finan<span class=\"_ _2\"></span>cial<span class=\"_ _6\"></span> liabilit<span class=\"_ _2\"></span>ies, including the Group\u2019s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs139\">bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>rade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles<span class=\"_ _2\"></span>, are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t usin<span class=\"_ _2\"></span>g the ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t met<span class=\"_ _2\"></span>hod.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13a\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s are sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e. Gain<span class=\"_ _2\"></span>s and lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es are rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13b\">in pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1bf\">T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>de<span class=\"_ _6\"></span> payables and receivables<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13d\">T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles a<span class=\"_ _2\"></span>nd rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Due to t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m natu<span class=\"_ _2\"></span>re, the<span class=\"_ _2\"></span>ir </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13e\">ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount i<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered to b<span class=\"_ _2\"></span>e the s<span class=\"_ _2\"></span>ame a<span class=\"_ _2\"></span>s thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1c0\">Impairment of financial assets </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs140\">T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>odel f<span class=\"_ _2\"></span>or cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s appl<span class=\"_ _2\"></span>ies to f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s meas<span class=\"_ _2\"></span>ured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c1\">cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, but n<span class=\"_ _2\"></span>ot to f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude tr<span class=\"_ _2\"></span>ade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c2\">ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g mone<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c3\">at<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue), f<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m dep<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>s and ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain l<span class=\"_ _2\"></span>oans an<span class=\"_ _2\"></span>d adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs144\">Cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>ss al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red on ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate acco<span class=\"_ _2\"></span>rding to a t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ge exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs1c4\">loss (\u201cECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) i<span class=\"_ _6\"></span>mpairment model<span class=\"_ _6\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs146\">Per<span class=\"_ _2\"></span>forming financial as<span class=\"_ _2\"></span>sets:<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs1c5\">Sta<span class=\"_ _2\"></span>ge 1<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs148\">Fro<span class=\"_ _2\"></span>m ini<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of a f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et to the d<span class=\"_ _2\"></span>ate on w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et has e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>nced a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs149\">inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to it<span class=\"_ _2\"></span>s ini<span class=\"_ _2\"></span>tial r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion, a s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>age 1 los<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>wan<span class=\"_ _2\"></span>ce is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed eq<span class=\"_ _2\"></span>ual to th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c6\">cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t occu<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ng over th<span class=\"_ _2\"></span>e earl<span class=\"_ _2\"></span>ier of the n<span class=\"_ _2\"></span>ex<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths or i<span class=\"_ _2\"></span>ts </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c7\">mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date (\u201c<span class=\"_ _2\"></span>1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L<span class=\"_ _144\"></span>\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs14c\">Sta<span class=\"_ _2\"></span>ge 2<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14d\">F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing a s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease i<span class=\"_ _2\"></span>n credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k relat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e to the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c8\">a<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>tage 2 lo<span class=\"_ _2\"></span>ss all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d equa<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m all pos<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le defa<span class=\"_ _2\"></span>ult </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c9\">ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r the rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g life<span class=\"_ _2\"></span>time o<span class=\"_ _2\"></span>f the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>Li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs150\">T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r there h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk req<span class=\"_ _2\"></span>uires co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs151\">jud<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs1cb\">Impaired f<span class=\"_ _2\"></span>inancial asset<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs1cc\">Sta<span class=\"_ _2\"></span>ge 3<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1cd\">Wh<span class=\"_ _2\"></span>en a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d to be cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red, t<span class=\"_ _2\"></span>he all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce for cr<span class=\"_ _2\"></span>edit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es (<span class=\"_ _2\"></span>\u201c<span class=\"_ _6\"></span>ACL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ce\">con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. H<span class=\"_ _2\"></span>owev<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d bas<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1cf\">on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, net of th<span class=\"_ _2\"></span>e los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owa<span class=\"_ _2\"></span>nce, rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs199\">Application of the<span class=\"_ _6\"></span> impairment model<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19a\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he ECL m<span class=\"_ _2\"></span>odel to a<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs19b\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Trade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>fied ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch pres<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed by IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is appro<span class=\"_ _2\"></span>ach </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19c\">req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f a Lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e ECL al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nce on da<span class=\"_ _2\"></span>y one an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span>reaf<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>.</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs19d\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Lo<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>, cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and fixe<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>term dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs19e\">th<span class=\"_ _2\"></span>ree-<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tage mo<span class=\"_ _2\"></span>del (des<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed ab<span class=\"_ _2\"></span>ove) is appl<span class=\"_ _2\"></span>ied, w<span class=\"_ _2\"></span>hereb<span class=\"_ _2\"></span>y a <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>th ECL is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1d0\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bala<span class=\"_ _2\"></span>nce is mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for sign<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>es in cre<span class=\"_ _2\"></span>dit ri<span class=\"_ _2\"></span>sk whi<span class=\"_ _2\"></span>ch woul<span class=\"_ _2\"></span>d trig<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1d1\">of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>L<span class=\"_ _2\"></span>ifet<span class=\"_ _2\"></span>ime EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a1\">ECL<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>e a proba<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>weig<span class=\"_ _2\"></span>hted es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a2\">cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting da<span class=\"_ _2\"></span>te are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d as the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue of al<span class=\"_ _2\"></span>l cash s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ls (i.<span class=\"_ _2\"></span>e. the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d2\">di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows du<span class=\"_ _2\"></span>e in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t and th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d3\">Gro<span class=\"_ _2\"></span>up ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve). EC<span class=\"_ _2\"></span>Ls fo<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a4\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt an<span class=\"_ _2\"></span>d the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt val<span class=\"_ _2\"></span>ue of es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a5\">fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s are di<span class=\"_ _2\"></span>scoun<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximum<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a6\">pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d consi<span class=\"_ _2\"></span>dered w<span class=\"_ _2\"></span>hen e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ing ECL<span class=\"_ _2\"></span>s is t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e Group i<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a7\">ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs1d4\">The measureme<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> ECL<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> considers<span class=\"_ _6\"></span> information about past events and current c<span class=\"_ _6\"></span>onditions, as well as<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a9\">sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s impl<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>ed it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws28 gs1aa\">impairmen<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span> method<span class=\"_ _2\"></span>olog<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> for est<span class=\"_ _2\"></span>imating the credit loss, t<span class=\"_ _2\"></span>aking into<span class=\"_ _6\"></span> account for<span class=\"_ _2\"></span>ward-look<span class=\"_ _2\"></span>ing information </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d5\">in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining t<span class=\"_ _2\"></span>he ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate l<span class=\"_ _2\"></span>evel o<span class=\"_ _2\"></span>f allo<span class=\"_ _2\"></span>wance. I<span class=\"_ _2\"></span>n addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, i<span class=\"_ _2\"></span>t has ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et up </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d6\">pro<span class=\"_ _2\"></span>cedur<span class=\"_ _2\"></span>es for m<span class=\"_ _2\"></span>onito<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>ncrea<span class=\"_ _2\"></span>ses in c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1d7\">Credit-impaired financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d8\">At ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d9\">cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et is cre<span class=\"_ _2\"></span>dit-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red wh<span class=\"_ _2\"></span>en one o<span class=\"_ _2\"></span>r more e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at hav<span class=\"_ _2\"></span>e a det<span class=\"_ _2\"></span>rime<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1da\">imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et ha<span class=\"_ _2\"></span>ve occu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e that a f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1db\">as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>er or is<span class=\"_ _2\"></span>suer<span class=\"_ _6\"></span>, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1b1\">a<span class=\"_ gs37\"> </span>brea<span class=\"_ _2\"></span>ch of cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t suc<span class=\"_ _2\"></span>h as a defa<span class=\"_ _2\"></span>ult or pa<span class=\"_ _2\"></span>st du<span class=\"_ _2\"></span>e even<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>ng of a <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an or ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b2\">Gro<span class=\"_ _2\"></span>up on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>ould n<span class=\"_ _2\"></span>ot oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se cons<span class=\"_ _2\"></span>ider<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e credi<span class=\"_ _2\"></span>t ri<span class=\"_ _2\"></span>sk for </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1b3\">ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er 30 day<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n rebu<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>d on the ba<span class=\"_ _2\"></span>sis tha<span class=\"_ _2\"></span>t some b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces wil<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1b4\">exce<span class=\"_ _2\"></span>ed 30 day<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nor<span class=\"_ _2\"></span>mal co<span class=\"_ _2\"></span>urse of t<span class=\"_ _2\"></span>he set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nt c<span class=\"_ _2\"></span>ycle<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore, th<span class=\"_ _2\"></span>ere is no inc<span class=\"_ _2\"></span>rease in t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b5\">cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1dd\">Presentation of<span class=\"_ _6\"></span> impairment<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1de\">Los<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ces for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1df\">amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsdb wsdf gs1e0\">Write<span class=\"_ _2\"></span>-of<span class=\"_ _2\"></span>fs<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e1\">Loa<span class=\"_ _2\"></span>ns and d<span class=\"_ _2\"></span>ebt s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies are w<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>n of<span class=\"_ _2\"></span>f (eith<span class=\"_ _2\"></span>er pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tiall<span class=\"_ _2\"></span>y or in f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>) whe<span class=\"_ _2\"></span>n there i<span class=\"_ _2\"></span>s no real<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ic pro<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1e2\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt bein<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>vere<span class=\"_ _2\"></span>d. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is gen<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>se wh<span class=\"_ _2\"></span>en the Gro<span class=\"_ _2\"></span>up conc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he bor<span class=\"_ _2\"></span>rower<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e3\">do<span class=\"_ _2\"></span>es not h<span class=\"_ _2\"></span>ave as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or s<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s of inco<span class=\"_ _2\"></span>me tha<span class=\"_ _2\"></span>t could g<span class=\"_ _2\"></span>ener<span class=\"_ _2\"></span>ate suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>o repay t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1e4\">amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the wr<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>f.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs1e5\">5<span class=\"_ _2\"></span>(i)<span class=\"_ _2\"></span>: Contr<span class=\"_ _2\"></span>act a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e6\">Cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are n<span class=\"_ _2\"></span>ot cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>ue to th<span class=\"_ _2\"></span>eir sho<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-te<span class=\"_ _2\"></span>rm nat<span class=\"_ _2\"></span>ure, th<span class=\"_ _2\"></span>eir c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e7\">amo<span class=\"_ _2\"></span>unt is co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered to b<span class=\"_ _2\"></span>e the s<span class=\"_ _2\"></span>ame as t<span class=\"_ _2\"></span>heir f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e8\">T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>odel f<span class=\"_ _2\"></span>or cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s appl<span class=\"_ _2\"></span>ies to co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1e9\">ECL m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>l to cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he simp<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1ea\">pre<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of a Li<span class=\"_ _2\"></span>fet<span class=\"_ _2\"></span>ime </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs1eb\">ECL allo<span class=\"_ _6\"></span>wance on<span class=\"_ _6\"></span> day o<span class=\"_ _6\"></span>ne and ther<span class=\"_ _6\"></span>eaf<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>er<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs1ec\">5(<span class=\"_ _1\"></span>j): Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ed\">T<span class=\"_ _2\"></span>he onl<span class=\"_ _2\"></span>y der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ar<span class=\"_ _2\"></span>ise a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ee\">con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>unds (des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed i<span class=\"_ _2\"></span>n note 5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)). Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>es the c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ef\">at in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion a<span class=\"_ _2\"></span>nd cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s as man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. A<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed as </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1f0\">as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r val<span class=\"_ _2\"></span>ue is po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>nd as lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s nega<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs1f1\">5<span class=\"_ _2\"></span>(k): E<span class=\"_ _2\"></span>mpl<span class=\"_ _2\"></span>oyee be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1f2\">Pension obligations<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1f3\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p oper<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>wo t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>pes o<span class=\"_ _2\"></span>f pens<span class=\"_ _2\"></span>ion pl<span class=\"_ _2\"></span>ans wh<span class=\"_ _2\"></span>ich ha<span class=\"_ _2\"></span>ve be<span class=\"_ _2\"></span>en es<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>blish<span class=\"_ _2\"></span>ed for e<span class=\"_ _2\"></span>ligi<span class=\"_ _2\"></span>ble em<span class=\"_ _2\"></span>ploy<span class=\"_ _2\"></span>ees </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1f4\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs1f5\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">D<span class=\"_ _2\"></span>efin<span class=\"_ _2\"></span>ed cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n sche<span class=\"_ _2\"></span>mes wh<span class=\"_ _2\"></span>ere the G<span class=\"_ _2\"></span>roup make<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns to memb<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>\u2019 pen<span class=\"_ _2\"></span>sion pl<span class=\"_ _2\"></span>ans bu<span class=\"_ _2\"></span>t </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs1f6\">has no<span class=\"_ _6\"></span> fur<span class=\"_ _2\"></span>ther payment obligations<span class=\"_ _6\"></span> once the<span class=\"_ _6\"></span> contributions have been paid.</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs1f7\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">D<span class=\"_ _2\"></span>efin<span class=\"_ _2\"></span>ed bene<span class=\"_ _2\"></span>fit pl<span class=\"_ _2\"></span>ans wh<span class=\"_ _2\"></span>ich prov<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsion p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s upon re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent to mem<span class=\"_ _2\"></span>ber<span class=\"_ _2\"></span>s as defin<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws28 gs1f8\">plan rules. T<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span> Group has funded the<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span> liabilit<span class=\"_ _2\"></span>ies by<span class=\"_ _6\"></span> ring-fencing as<span class=\"_ _2\"></span>sets in trus<span class=\"_ _2\"></span>tee-adminis<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>ed funds<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs1f9\">Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> contribution pension oblig<span class=\"_ _6\"></span>ations<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1fa\">Un<span class=\"_ _2\"></span>der a de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>ion p<span class=\"_ _2\"></span>lan, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s lega<span class=\"_ _2\"></span>l or cons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>s limi<span class=\"_ _2\"></span>ted to t<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>unt </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1fb\">it a<span class=\"_ _2\"></span>gree<span class=\"_ _2\"></span>s to cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>ute to a pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>d and th<span class=\"_ _2\"></span>ere is no o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n to pay f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>er cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons i<span class=\"_ _2\"></span>f the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1fc\">fu<span class=\"_ _2\"></span>nd do<span class=\"_ _2\"></span>es not h<span class=\"_ _2\"></span>old su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to pa<span class=\"_ _2\"></span>y bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s. Con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions i<span class=\"_ _2\"></span>n respe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t of def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1fd\">sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s for cu<span class=\"_ _2\"></span>rrent s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice are e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>ther e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws29 gs1fe\">incurred.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs200\">Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> benefit pension obligations<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs201\">A de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t pens<span class=\"_ _2\"></span>ion pl<span class=\"_ _2\"></span>an t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>ical<span class=\"_ _2\"></span>ly de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ines t<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>unt of p<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>on ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it t<span class=\"_ _2\"></span>hat an e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee w<span class=\"_ _2\"></span>ill </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs108\">rece<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>n reti<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>or the<span class=\"_ _2\"></span>se pl<span class=\"_ _2\"></span>ans, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated b<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs109\">ind<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>arie<span class=\"_ _2\"></span>s using th<span class=\"_ _2\"></span>e proje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted uni<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d, whi<span class=\"_ _2\"></span>ch mea<span class=\"_ _2\"></span>sures th<span class=\"_ _2\"></span>e pensi<span class=\"_ _2\"></span>on obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs202\">as t<span class=\"_ _2\"></span>he pres<span class=\"_ _2\"></span>ent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash o<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he dis<span class=\"_ _2\"></span>count r<span class=\"_ _2\"></span>ate us<span class=\"_ _2\"></span>ed is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs203\">th<span class=\"_ _2\"></span>e yie<span class=\"_ _2\"></span>lds fo<span class=\"_ _2\"></span>r inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment g<span class=\"_ _2\"></span>rade c<span class=\"_ _2\"></span>orp<span class=\"_ _2\"></span>orate b<span class=\"_ _2\"></span>ond<span class=\"_ _2\"></span>s that h<span class=\"_ _2\"></span>ave ma<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date<span class=\"_ _2\"></span>s appr<span class=\"_ _2\"></span>o<span class=\"_ _6\"></span>xi<span class=\"_ _2\"></span>mati<span class=\"_ _2\"></span>ng to th<span class=\"_ _2\"></span>e terms<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs204\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. Plan a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at thei<span class=\"_ _2\"></span>r fair va<span class=\"_ _2\"></span>lue at th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing date<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he net </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs205\">sur<span class=\"_ _2\"></span>plus o<span class=\"_ _2\"></span>r def<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>it of t<span class=\"_ _2\"></span>he def<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ned be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t plan i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>nd repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs206\">pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e of the d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t the en<span class=\"_ _2\"></span>d of the r<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d les<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs207\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e plan as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs208\">A<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et is re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>nly w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>here is a<span class=\"_ _2\"></span>n uncon<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l rig<span class=\"_ _2\"></span>ht to fu<span class=\"_ _2\"></span>ture b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>ent an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs209\">pa<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t cur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ailm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are c<span class=\"_ _2\"></span>harge<span class=\"_ _2\"></span>d to oth<span class=\"_ _2\"></span>er exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs112\">Rem<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts wh<span class=\"_ _2\"></span>ich com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>e gain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s as a <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>ult of ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ience a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and cha<span class=\"_ _2\"></span>nges </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20a\">in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uari<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tual re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n on plan a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>uding i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st) a<span class=\"_ _2\"></span>nd the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20b\">ceil<span class=\"_ _2\"></span>ing are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>mmed<span class=\"_ _2\"></span>iatel<span class=\"_ _2\"></span>y in ot<span class=\"_ _2\"></span>her co<span class=\"_ _2\"></span>mpreh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve inc<span class=\"_ _2\"></span>ome in t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>iod i<span class=\"_ _2\"></span>n whic<span class=\"_ _2\"></span>h the<span class=\"_ _2\"></span>y occu<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20c\">Rem<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts are n<span class=\"_ _2\"></span>ot rec<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s in sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>ds. A<span class=\"_ _2\"></span>dmini<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20d\">(oth<span class=\"_ _2\"></span>er tha<span class=\"_ _2\"></span>n the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of man<span class=\"_ _2\"></span>agin<span class=\"_ _2\"></span>g plan a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts) are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e whe<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce is </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls44 ws45 gs20e\">provided.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs118\">Wh<span class=\"_ _2\"></span>en the b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of a plan a<span class=\"_ _2\"></span>re chan<span class=\"_ _2\"></span>ged, o<span class=\"_ _2\"></span>r whe<span class=\"_ _2\"></span>n a plan is c<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>iled<span class=\"_ _2\"></span>, the p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>d ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20f\">rela<span class=\"_ _2\"></span>ted to p<span class=\"_ _2\"></span>ast s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice by em<span class=\"_ _2\"></span>ploy<span class=\"_ _2\"></span>ees<span class=\"_ _2\"></span>, or th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on cur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ailm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed im<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs210\">pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or lo<span class=\"_ _2\"></span>ss w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e plan a<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>r cur<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ilme<span class=\"_ _2\"></span>nt occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs11b\">Emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>e shar<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nts </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11c\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p oper<span class=\"_ _2\"></span>ates a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of share i<span class=\"_ _2\"></span>ncent<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e plans f<span class=\"_ _2\"></span>or it<span class=\"_ _2\"></span>s emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ees<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se inv<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ve an aw<span class=\"_ _2\"></span>ard of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs11d\">sha<span class=\"_ _2\"></span>res or op<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns in th<span class=\"_ _2\"></span>e Group (eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led s<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>-ba<span class=\"_ _2\"></span>sed p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s). Th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p has not g<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>ted </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs211\">aw<span class=\"_ _2\"></span>ards un<span class=\"_ _2\"></span>der ca<span class=\"_ _2\"></span>sh-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led pl<span class=\"_ _2\"></span>ans in t<span class=\"_ _2\"></span>he cur<span class=\"_ _2\"></span>rent o<span class=\"_ _2\"></span>r prio<span class=\"_ _2\"></span>r year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs212\">The Group\u2019s inc<span class=\"_ _6\"></span>entive plans<span class=\"_ _6\"></span> have cond<span class=\"_ _6\"></span>itions att<span class=\"_ _2\"></span>ached<span class=\"_ _6\"></span> before<span class=\"_ _6\"></span> the employee bec<span class=\"_ _6\"></span>omes entitled t<span class=\"_ _6\"></span>o the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs213\">aw<span class=\"_ _2\"></span>ard. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e can b<span class=\"_ _2\"></span>e per<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce and<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons (v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>) or co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs121\">of<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>en wholly within the<span class=\"_ _6\"></span> control<span class=\"_ _6\"></span> of the<span class=\"_ _6\"></span> employee,<span class=\"_ _6\"></span> for example<span class=\"_ _6\"></span> where the<span class=\"_ _6\"></span> employee has<span class=\"_ _6\"></span> to<span class=\"_ _6\"></span> provide funding<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs122\">dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he ves<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h is th<span class=\"_ _2\"></span>en use<span class=\"_ _2\"></span>d to exerci<span class=\"_ _2\"></span>se sha<span class=\"_ _2\"></span>re opt<span class=\"_ _2\"></span>ions (no<span class=\"_ _2\"></span>n-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs123\">Perfor<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span>ance c<span class=\"_ _6\"></span>onditions may be m<span class=\"_ _6\"></span>arket<span class=\"_ _6\"></span>-based or non-market-based. Mark<span class=\"_ _6\"></span>et<span class=\"_ _6\"></span>-based per<span class=\"_ _2\"></span>formance </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs124\">con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re thos<span class=\"_ _2\"></span>e rela<span class=\"_ _2\"></span>ted to an en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _1\"></span>\u2019s eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, such a<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>ing a spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce or ta<span class=\"_ _2\"></span>rget<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs214\">ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n a compa<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e enti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>th an in<span class=\"_ _2\"></span>dex of s<span class=\"_ _2\"></span>hare pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>. Non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs215\">pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re tho<span class=\"_ _2\"></span>se rela<span class=\"_ _2\"></span>ted to an e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or rev<span class=\"_ _2\"></span>enue t<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e of wh<span class=\"_ _2\"></span>ich </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs216\">wo<span class=\"_ _2\"></span>uld be E<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er Sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>EPS\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>. Marke<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>ed per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>nce con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>nd non<span class=\"_ _2\"></span>-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs217\">are t<span class=\"_ _2\"></span>aken in<span class=\"_ _2\"></span>to accou<span class=\"_ _2\"></span>nt wh<span class=\"_ _2\"></span>en es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he share o<span class=\"_ _2\"></span>r opt<span class=\"_ _2\"></span>ion aw<span class=\"_ _2\"></span>ards at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs128\">dat<span class=\"_ _2\"></span>e. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he share aw<span class=\"_ _2\"></span>ards or op<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is not adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ted to take i<span class=\"_ _2\"></span>nto accou<span class=\"_ _2\"></span>nt non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs129\">pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance fea<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se are ta<span class=\"_ _2\"></span>ken into con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on by adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ting th<span class=\"_ _2\"></span>e numb<span class=\"_ _2\"></span>er of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs12a\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t and thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt is made ea<span class=\"_ _2\"></span>ch per<span class=\"_ _2\"></span>iod un<span class=\"_ _2\"></span>til </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12b\">th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs219\">T<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t award<span class=\"_ _2\"></span>s gra<span class=\"_ _2\"></span>nted is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se ove<span class=\"_ _2\"></span>r the v<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b7\">pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d whic<span class=\"_ _2\"></span>h accord<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h relate<span class=\"_ _2\"></span>d ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices a<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs12d\">A<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g increa<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led p<span class=\"_ _2\"></span>lans<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs21a\">F<span class=\"_ _2\"></span>or equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed pl<span class=\"_ _2\"></span>ans, t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>t gra<span class=\"_ _2\"></span>nt date a<span class=\"_ _2\"></span>nd not s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tly r<span class=\"_ _2\"></span>emeas<span class=\"_ _2\"></span>ured.<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs130\">At ea<span class=\"_ _2\"></span>ch pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d end, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up reas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the nu<span class=\"_ _2\"></span>mber of e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to ves<span class=\"_ _2\"></span>t and<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs131\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d and o<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>inal es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs21b\">cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ve in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs133\">At t<span class=\"_ _2\"></span>he tim<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>, the a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ased p<span class=\"_ _2\"></span>ay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs21c\">in<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>ose eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red to ret<span class=\"_ _2\"></span>ained e<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 lsf8 ws4a gs1bb\">5(l): T<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls6f ws70 gs1bc\">Cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1bd\">Cur<span class=\"_ _2\"></span>rent t<span class=\"_ _2\"></span>ax is t<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>ax p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble on t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>xab<span class=\"_ _2\"></span>le inco<span class=\"_ _2\"></span>me for t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, usi<span class=\"_ _2\"></span>ng ta<span class=\"_ _2\"></span>x rate<span class=\"_ _2\"></span>s enac<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d or </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1be\">sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly ena<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>ny adju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment to in<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax pay<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs139\">pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us yea<span class=\"_ _2\"></span>rs. I<span class=\"_ _2\"></span>n the UK<span class=\"_ _2\"></span>, a c<span class=\"_ _2\"></span>hange in t<span class=\"_ _2\"></span>ax la<span class=\"_ _2\"></span>w is sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly en<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>hen it h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en accep<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13a\">Ho<span class=\"_ _2\"></span>use of Com<span class=\"_ _2\"></span>mons<span class=\"_ _2\"></span>. Curre<span class=\"_ _2\"></span>nt ta<span class=\"_ _2\"></span>x is cha<span class=\"_ _2\"></span>rged o<span class=\"_ _2\"></span>r credi<span class=\"_ _2\"></span>ted to p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, exce<span class=\"_ _2\"></span>pt whe<span class=\"_ _2\"></span>n it rel<span class=\"_ _2\"></span>ates to i<span class=\"_ _2\"></span>tems </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13b\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y or in o<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpre<span class=\"_ _2\"></span>hensi<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>come.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs1bf\">Deferred tax<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13d\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x repres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e tax o<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red by la<span class=\"_ _2\"></span>w to be t<span class=\"_ _2\"></span>axed in a d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13e\">yea<span class=\"_ _2\"></span>r to the y<span class=\"_ _2\"></span>ear in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>hey im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c0\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is ca<span class=\"_ _2\"></span>lcula<span class=\"_ _2\"></span>ted acc<span class=\"_ _2\"></span>ordin<span class=\"_ _2\"></span>g to the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs140\">di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x bas<span class=\"_ _2\"></span>e of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>heir c<span class=\"_ _2\"></span>arr<span class=\"_ _1\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in the f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c1\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. Defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d at th<span class=\"_ _2\"></span>e tax r<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>hat are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to ap<span class=\"_ _2\"></span>ply i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c2\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y is se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tled o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is reali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs143\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent t<span class=\"_ _2\"></span>hat i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t tax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>ill be a<span class=\"_ _2\"></span>vai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs144\">aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e dedu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e tempo<span class=\"_ _2\"></span>rar<span class=\"_ _2\"></span>y di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces c<span class=\"_ _2\"></span>an be u<span class=\"_ _2\"></span>tili<span class=\"_ _2\"></span>sed.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs145\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is cha<span class=\"_ _2\"></span>rged or c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ted to pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, excep<span class=\"_ _2\"></span>t whe<span class=\"_ _2\"></span>n it rela<span class=\"_ _2\"></span>tes to i<span class=\"_ _2\"></span>tems rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs21d\">in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y or in ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me. In cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>as pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed by acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c5\">s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards<span class=\"_ _2\"></span>, def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d tax b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces are n<span class=\"_ _2\"></span>ot recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed. In p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cular, where t<span class=\"_ _2\"></span>he lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y relat<span class=\"_ _2\"></span>es to the i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs148\">reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l, or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>at are no<span class=\"_ _2\"></span>t a busin<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>s combi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on and a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>heir </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs149\">occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nce af<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t ne<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>er accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>axab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t. Note 31 inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her det<span class=\"_ _2\"></span>ail of ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1c6\">in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s not re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se temp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs14b\">Policyholder tax<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs14c\">Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to ta<span class=\"_ _2\"></span>x on the po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ret<span class=\"_ _2\"></span>urns<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s \u201cpol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>\u201d <span class=\"_ _6\"></span>is an<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14d\">ele<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s tot<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e. T<span class=\"_ _5\"></span>o ma<span class=\"_ _2\"></span>ke the t<span class=\"_ _2\"></span>ax ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se more m<span class=\"_ _2\"></span>eani<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>, ta<span class=\"_ _2\"></span>x at<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1c8\">to<span class=\"_ gs37\"> </span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er retur<span class=\"_ _2\"></span>ns an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are sh<span class=\"_ _2\"></span>own se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs14f\">The tax at<span class=\"_ _2\"></span>tributable to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holder<span class=\"_ _6\"></span> returns<span class=\"_ _6\"></span> is the a<span class=\"_ _6\"></span>mount payable i<span class=\"_ _6\"></span>n the ye<span class=\"_ _6\"></span>ar plus<span class=\"_ _6\"></span> the movement<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs150\">of<span class=\"_ gs37\"> </span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le in fu<span class=\"_ _2\"></span>ture yea<span class=\"_ _2\"></span>rs. T<span class=\"_ _2\"></span>he rema<span class=\"_ _2\"></span>inde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs151\">to<span class=\"_ gs37\"> </span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs21f\">5(m): Investments in subsi<span class=\"_ _2\"></span>diaries<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs220\">T<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y unde<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s are ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs221\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>re st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision f<span class=\"_ _2\"></span>or imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. An </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs222\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t in a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y is dee<span class=\"_ _2\"></span>med to b<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ired w<span class=\"_ _2\"></span>hen i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t is grea<span class=\"_ _2\"></span>ter th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs223\">es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt, a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>ere is ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce to sug<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs224\">sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set in t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ll imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs225\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or lo<span class=\"_ _2\"></span>ss as t<span class=\"_ _2\"></span>hey o<span class=\"_ _2\"></span>ccur<span class=\"_ _6\"></span>. </div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs226\">5(n): Goodwill and intangib<span class=\"_ _2\"></span>le assets<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs227\">T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>es on t<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion of a b<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess a<span class=\"_ _2\"></span>nd repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he prem<span class=\"_ _2\"></span>ium pa<span class=\"_ _2\"></span>id </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs228\">ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>he id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es acqu<span class=\"_ _2\"></span>ired at t<span class=\"_ _2\"></span>he da<span class=\"_ _2\"></span>te </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs229\">of<span class=\"_ gs37\"> </span>ac<span class=\"_ _2\"></span>quisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude i<span class=\"_ _2\"></span>ntan<span class=\"_ _2\"></span>gib<span class=\"_ _2\"></span>le ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s init<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as par<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs22a\">combination, pur<span class=\"_ _6\"></span>chased assets and internally g<span class=\"_ _6\"></span>enerated assets<span class=\"_ _2\"></span>,<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs22b\">rela<span class=\"_ _2\"></span>ted to am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed fo<span class=\"_ _2\"></span>r in-<span class=\"_ _2\"></span>hou<span class=\"_ _2\"></span>se s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tems d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>opm<span class=\"_ _2\"></span>ent.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls75 ws5c gs22c\">Goodwill and<span class=\"_ _6\"></span> goodwill impairment<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs22d\">Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>s show<span class=\"_ _2\"></span>n as a se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs22e\">on<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere it ar<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s, is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ose inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs22f\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et at co<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te whe<span class=\"_ _2\"></span>n cont<span class=\"_ _2\"></span>rol is ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>ed (th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) an<span class=\"_ _2\"></span>d is </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs230\">sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is n<span class=\"_ _2\"></span>ot amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs231\">bu<span class=\"_ _2\"></span>t<span class=\"_ gs37\"> </span>is subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to annua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs232\">Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d to one or m<span class=\"_ _2\"></span>ore gro<span class=\"_ _2\"></span>ups of c<span class=\"_ _2\"></span>ash<span class=\"_ _2\"></span>-gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s (\u201c<span class=\"_ _2\"></span>C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t fro<span class=\"_ _2\"></span>m </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs233\">th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>gie<span class=\"_ _2\"></span>s of the co<span class=\"_ _2\"></span>mbin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>GU rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he sma<span class=\"_ _2\"></span>lles<span class=\"_ _2\"></span>t id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e grou<span class=\"_ _2\"></span>p of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs234\">th<span class=\"_ _2\"></span>at gene<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>s cash i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are lar<span class=\"_ _2\"></span>gely i<span class=\"_ _2\"></span>ndep<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h inf<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws fr<span class=\"_ _2\"></span>om oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or g<span class=\"_ _2\"></span>roups </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs235\">of as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dwi<span class=\"_ _2\"></span>ll is rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>wed fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt at le<span class=\"_ _2\"></span>ast a<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>lly a<span class=\"_ _2\"></span>s a mat<span class=\"_ _2\"></span>ter of co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e even i<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>re is no </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs236\">ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, and w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver an e<span class=\"_ _2\"></span>vent o<span class=\"_ _2\"></span>r chan<span class=\"_ _2\"></span>ge in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces occ<span class=\"_ _2\"></span>urs w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h indi<span class=\"_ _2\"></span>cate<span class=\"_ _2\"></span>s a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs237\">po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. For i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>red to th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs238\">reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt is t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs239\">of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al. A<span class=\"_ _2\"></span>ny im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s and is n<span class=\"_ _2\"></span>ot sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls60 ws5f gs23a\">reve<span class=\"_ _6\"></span>rsed.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs23b\">On d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>al of a<span class=\"_ _2\"></span>n oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>thin a g<span class=\"_ _2\"></span>roup of CGUs to w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l has be<span class=\"_ _2\"></span>en all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted, t<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs23c\">as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wh<span class=\"_ _2\"></span>en dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs23d\">th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e. It is m<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve val<span class=\"_ _2\"></span>ues of t<span class=\"_ _2\"></span>he op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>ed of an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs23e\">po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the CGU ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs23f\">T<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he sum o<span class=\"_ _2\"></span>f net t<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs240\">f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ed fro<span class=\"_ _2\"></span>m the B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pl<span class=\"_ _2\"></span>an. F<span class=\"_ _2\"></span>uture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs241\">ele<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s al<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>r the cos<span class=\"_ _2\"></span>t of c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal n<span class=\"_ _2\"></span>eed<span class=\"_ _2\"></span>ed to sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs242\">Mar<span class=\"_ _2\"></span>ket sha<span class=\"_ _2\"></span>re and m<span class=\"_ _2\"></span>arket g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion is a<span class=\"_ _2\"></span>lso us<span class=\"_ _2\"></span>ed to inf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d volum<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls4a ws56 gs243\">new<span class=\"_ gs37\"> </span><span class=\"_ _6\"></span>business.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs245\">Cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>ving<span class=\"_ _2\"></span>s lin<span class=\"_ _2\"></span>ked to f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y are onl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs246\">in<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sion has a<span class=\"_ _2\"></span>lso be<span class=\"_ _2\"></span>en recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, for </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs247\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>purp<span class=\"_ _2\"></span>ose of t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion, a num<span class=\"_ _2\"></span>ber of pl<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs248\">imp<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>mari<span class=\"_ _2\"></span>ly in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to th<span class=\"_ _2\"></span>e Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Simp<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prog<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>me, hav<span class=\"_ _2\"></span>e bee<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs249\">rem<span class=\"_ _2\"></span>oved f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs24a\">T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age of th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (retur<span class=\"_ _2\"></span>n requ<span class=\"_ _2\"></span>ired by s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs) and </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs24b\">th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of debt (re<span class=\"_ _2\"></span>turn re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d by bo<span class=\"_ _2\"></span>ndho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>wne<span class=\"_ _2\"></span>rs of pr<span class=\"_ _2\"></span>oper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup). </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs24c\">Wh<span class=\"_ _2\"></span>en<span class=\"_ gs37\"> </span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>emat<span class=\"_ _2\"></span>ic risk (<span class=\"_ _2\"></span>i.e. the b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alue) wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs24d\">tr<span class=\"_ _2\"></span>iang<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch is us<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at comb<span class=\"_ _2\"></span>ines b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>es ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed fr<span class=\"_ _2\"></span>om his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l data<span class=\"_ _2\"></span>, a for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard-<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs24e\">lo<span class=\"_ _2\"></span>oki<span class=\"_ _2\"></span>ng vi<span class=\"_ _2\"></span>ew on th<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>ion of b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs24f\">Intangible assets acquired as part of a business c<span class=\"_ _6\"></span>ombination<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs250\">Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s acqui<span class=\"_ _2\"></span>red as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d wher<span class=\"_ _2\"></span>e they a<span class=\"_ _2\"></span>re sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span>ly </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs251\">ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e and c<span class=\"_ _2\"></span>an be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d reliab<span class=\"_ _2\"></span>ly. Acq<span class=\"_ _2\"></span>uired i<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prim<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y of co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs252\">relationships<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> customer rel<span class=\"_ _6\"></span>ationships and<span class=\"_ _6\"></span> distr<span class=\"_ _2\"></span>ibution ch<span class=\"_ _6\"></span>annels. Such<span class=\"_ _6\"></span> items are<span class=\"_ _6\"></span> capitalised at </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs253\">th<span class=\"_ _2\"></span>eir fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue, repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated n<span class=\"_ _2\"></span>et pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs254\">rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ships a<span class=\"_ _2\"></span>cquir<span class=\"_ _2\"></span>ed at th<span class=\"_ _2\"></span>e date of a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. B<span class=\"_ _2\"></span>rand<span class=\"_ _2\"></span>s and sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>tems ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d as par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs255\">of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sed on a \u2018re<span class=\"_ _2\"></span>lief fr<span class=\"_ _2\"></span>om roya<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws56 gs256\">methodolog<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs257\">Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, acqu<span class=\"_ _2\"></span>ired in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs258\">an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>any reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at ra<span class=\"_ _2\"></span>tes cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted to wr<span class=\"_ _2\"></span>ite of<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs259\">cos<span class=\"_ _2\"></span>t or v<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>tion l<span class=\"_ _2\"></span>ess e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue, u<span class=\"_ _2\"></span>sing a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>heir e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs25a\">li<span class=\"_ _2\"></span>ves a<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t bel<span class=\"_ _2\"></span>ow:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs25b\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls29 ws4c\">Dis<span class=\"_ _2\"></span>tributio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> channels <span class=\"_ _29\"> </span>8 years</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs25c\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ship<span class=\"_ _2\"></span>s <span class=\"_ _38\"> </span>7<span class=\"_ _6\"></span>\u2013<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0 year<span class=\"_ _2\"></span>s</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs25d\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">S<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware <span class=\"_ _3c\"> </span> <span class=\"_ _68\"> </span>5 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs25e\">T<span class=\"_ _2\"></span>he econ<span class=\"_ _2\"></span>omic l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y consid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s usa<span class=\"_ _2\"></span>ge of the a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et, p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs25f\">li<span class=\"_ _2\"></span>fe c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial ob<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>escen<span class=\"_ _2\"></span>ce, comp<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e indu<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs260\">pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d is re-<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f each f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs261\">Research, development and int<span class=\"_ _6\"></span>ernally developed soft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs262\">Cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>earch p<span class=\"_ _2\"></span>has<span class=\"_ _2\"></span>e are exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed, w<span class=\"_ _2\"></span>herea<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t phas<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs263\">are c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to mee<span class=\"_ _2\"></span>ting sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic cri<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ia, as se<span class=\"_ _2\"></span>t out in th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs264\">gu<span class=\"_ _2\"></span>idan<span class=\"_ _2\"></span>ce. In par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icul<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, fo<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to be c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, it i<span class=\"_ _2\"></span>s a requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t that f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs265\">ca<span class=\"_ _2\"></span>n be id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as r<span class=\"_ _2\"></span>esul<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>ture. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs266\">T<span class=\"_ _2\"></span>here are a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s ta<span class=\"_ _2\"></span>ken into a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>t when c<span class=\"_ _2\"></span>onsid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r inter<span class=\"_ _2\"></span>nall<span class=\"_ _2\"></span>y dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs267\">sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are mee<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>iter<span class=\"_ _2\"></span>ia to be re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>. For<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs268\">ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e, whe<span class=\"_ _2\"></span>re a thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>ains o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>ship o<span class=\"_ _2\"></span>f the s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware, n<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs269\">by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s will b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>sed as in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs108\">Wh<span class=\"_ _2\"></span>ere it i<span class=\"_ _2\"></span>s cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, in<span class=\"_ _2\"></span>terna<span class=\"_ _2\"></span>lly d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>d sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>war<span class=\"_ _2\"></span>e is hel<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs109\">imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. S<span class=\"_ _2\"></span>uch so<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are is rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ass<span class=\"_ _2\"></span>et i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, an<span class=\"_ _2\"></span>d onl<span class=\"_ _2\"></span>y if, it i<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs202\">fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re wil<span class=\"_ _2\"></span>l f<span class=\"_ _2\"></span>low to th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p and i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>an be </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls5f ws5b gs203\">mea<span class=\"_ _2\"></span>sured reli<span class=\"_ _2\"></span>ably.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs10c\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line b<span class=\"_ _2\"></span>asis ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls50 ws47 gs10d\">years<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls27 ws25 gs207\">Subsequent expenditure<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs26b\">Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ure on in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span>ly w<span class=\"_ _2\"></span>hen i<span class=\"_ _2\"></span>t incre<span class=\"_ _2\"></span>ases t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs110\">be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s em<span class=\"_ _2\"></span>bodi<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>c ass<span class=\"_ _2\"></span>et to wh<span class=\"_ _2\"></span>ich i<span class=\"_ _2\"></span>t relate<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ll oth<span class=\"_ _2\"></span>er exp<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>iture i<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed as </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws29 gs111\">incurred.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs26c\">Impairment testing for intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs113\">F<span class=\"_ _2\"></span>or int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>inite l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s, im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t charg<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>here e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs114\">is ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ed. In<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s of imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent c<span class=\"_ _2\"></span>an be ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs115\">cha<span class=\"_ _2\"></span>nges to t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set a<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ove<span class=\"_ _2\"></span>rall b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and in<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs, s<span class=\"_ _2\"></span>uch as w<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs116\">th<span class=\"_ _2\"></span>an exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance r<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d in the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Plan. I<span class=\"_ _2\"></span>f an ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs117\">imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed in ord<span class=\"_ _2\"></span>er to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs118\">th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>f any)<span class=\"_ _2\"></span>. The re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>s the hi<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>r of fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e les<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs20f\">se<span class=\"_ _2\"></span>ll and v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>n use. I<span class=\"_ _2\"></span>f the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated t<span class=\"_ _2\"></span>o be les<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>n it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs210\">ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is red<span class=\"_ _2\"></span>uced to i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt. A<span class=\"_ _2\"></span>n imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs26d\">lo<span class=\"_ _2\"></span>ss is re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly. Whe<span class=\"_ _2\"></span>re an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is no<span class=\"_ _2\"></span>t yet av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble fo<span class=\"_ _2\"></span>r use, i<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs26e\">is<span class=\"_ gs37\"> </span>su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to an an<span class=\"_ _2\"></span>nual imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment tes<span class=\"_ _2\"></span>t by com<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ing the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs26f\">T<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>verab<span class=\"_ _2\"></span>le am<span class=\"_ _2\"></span>ount is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed by con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set to g<span class=\"_ _2\"></span>enera<span class=\"_ _2\"></span>te suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>t fut<span class=\"_ _2\"></span>ure </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs270\">eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to reco<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng val<span class=\"_ _2\"></span>ue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs271\">5(o): Propert<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, plant and equipment<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs272\">A<span class=\"_ _2\"></span>sid<span class=\"_ _2\"></span>e from r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plant a<span class=\"_ _2\"></span>nd eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prin<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y of comp<span class=\"_ _2\"></span>uter </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs273\">eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt and f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tures a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ngs a<span class=\"_ _2\"></span>nd are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at co<span class=\"_ _2\"></span>st le<span class=\"_ _2\"></span>ss a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated d<span class=\"_ _2\"></span>eprec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d any </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs274\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. P<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, pla<span class=\"_ _2\"></span>nt and e<span class=\"_ _2\"></span>quip<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>lso in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs275\">wh<span class=\"_ _2\"></span>ich are n<span class=\"_ _2\"></span>ot dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>ted. Co<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e orig<span class=\"_ _2\"></span>inal p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se pr<span class=\"_ _2\"></span>ice of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs123\">br<span class=\"_ _2\"></span>ingi<span class=\"_ _2\"></span>ng the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s wo<span class=\"_ _2\"></span>rki<span class=\"_ _2\"></span>ng cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on for i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s inten<span class=\"_ _2\"></span>ded us<span class=\"_ _2\"></span>e. Dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ged to pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs124\">on a s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>aigh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s to wri<span class=\"_ _2\"></span>te dow<span class=\"_ _2\"></span>n th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>ver it<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>d usef<span class=\"_ _2\"></span>ul </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws28 gs214\">life. The following max<span class=\"_ _2\"></span>imum<span class=\"_ _6\"></span> usef<span class=\"_ _2\"></span>ul<span class=\"_ _6\"></span> lives are applied:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs276\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">R<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s  <span class=\"_ _39\"> </span>le<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>th of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs277\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t  <span class=\"_ _29\"> </span>5<span class=\"_ _2\"></span>\u2013<span class=\"_ _5\"></span>10 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs128\">Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>es us<span class=\"_ _2\"></span>eful l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s and re<span class=\"_ _2\"></span>sidua<span class=\"_ _2\"></span>l valu<span class=\"_ _2\"></span>es for a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s when t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re acqui<span class=\"_ _2\"></span>red, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs129\">on<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce of simila<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>akin<span class=\"_ _2\"></span>g into acco<span class=\"_ _2\"></span>unt oth<span class=\"_ _2\"></span>er rele<span class=\"_ _2\"></span>vant f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>suc<span class=\"_ _2\"></span>h as any ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs12a\">cha<span class=\"_ _2\"></span>nges in te<span class=\"_ _2\"></span>chno<span class=\"_ _2\"></span>log<span class=\"_ _2\"></span>y. The G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses an<span class=\"_ _2\"></span>d, wh<span class=\"_ _2\"></span>ere appr<span class=\"_ _2\"></span>opri<span class=\"_ _2\"></span>ate, adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>e usef<span class=\"_ _2\"></span>ul li<span class=\"_ _2\"></span>fe, resid<span class=\"_ _2\"></span>ual </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs12b\">va<span class=\"_ _2\"></span>lue an<span class=\"_ _2\"></span>d depre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion m<span class=\"_ _2\"></span>etho<span class=\"_ _2\"></span>d for p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t on an an<span class=\"_ _2\"></span>nual b<span class=\"_ _2\"></span>asis<span class=\"_ _2\"></span>. </div>Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plan<span class=\"_ _2\"></span>t and e<span class=\"_ _2\"></span>quipm<span class=\"_ _2\"></span>ent are re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ewe<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s or c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt may n<span class=\"_ _2\"></span>ot be rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able. F<span class=\"_ _2\"></span>or as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt,<span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are g<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>he low<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t leve<span class=\"_ _2\"></span>l for wh<span class=\"_ _2\"></span>ich t<span class=\"_ _2\"></span>here are s<span class=\"_ _2\"></span>epar<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>able c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re the ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et is g<span class=\"_ _2\"></span>reater t<span class=\"_ _2\"></span>han i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue l<span class=\"_ _2\"></span>ess co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al an<span class=\"_ _2\"></span>d valu<span class=\"_ _2\"></span>e in use<span class=\"_ _2\"></span>, it is w<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>n dow<span class=\"_ _2\"></span>n imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly to it<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t and an i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as an e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ense. I<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, except go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, are rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>ed for p<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>ible re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal o<span class=\"_ _2\"></span>f the im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>t each r<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing dat<span class=\"_ _2\"></span>e. On<span class=\"_ gs37\"> </span>d<span class=\"_ _2\"></span>erecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of an i<span class=\"_ _2\"></span>tem of equ<span class=\"_ _2\"></span>ipme<span class=\"_ _2\"></span>nt, an<span class=\"_ _2\"></span>y gain or lo<span class=\"_ _2\"></span>ss on dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he net d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal p<span class=\"_ _2\"></span>rocee<span class=\"_ _2\"></span>ds and t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e date of t<span class=\"_ _2\"></span>he disp<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>al. Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t that a<span class=\"_ _2\"></span>re not ow<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup b<span class=\"_ _2\"></span>ut are h<span class=\"_ _2\"></span>eld und<span class=\"_ _2\"></span>er lea<span class=\"_ _2\"></span>se ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are a<span class=\"_ _2\"></span>ccounte<span class=\"_ _2\"></span>d for in a<span class=\"_ _2\"></span>ccorda<span class=\"_ _2\"></span>nce wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g poli<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y on lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>5(p): Leases<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t is o<span class=\"_ _2\"></span>r cont<span class=\"_ _2\"></span>ains a l<span class=\"_ _2\"></span>ease a<span class=\"_ _2\"></span>t the i<span class=\"_ _2\"></span>ncept<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. A cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t is or c<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>ains a le<span class=\"_ _2\"></span>ase i<span class=\"_ _2\"></span>f the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t conve<span class=\"_ _2\"></span>ys t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>ght to co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l the us<span class=\"_ _2\"></span>e of an id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t for a period of time<span class=\"_ _6\"></span> in ex<span class=\"_ _6\"></span>change<span class=\"_ _6\"></span> for c<span class=\"_ _6\"></span>onsideration. T<span class=\"_ _5\"></span>o assess where a<span class=\"_ _6\"></span> contract conveys the right to<span class=\"_ _6\"></span> control th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>use of an id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t inv<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>es the u<span class=\"_ _2\"></span>se of an iden<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>fied as<span class=\"_ _2\"></span>set w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>fied e<span class=\"_ _2\"></span>xpli<span class=\"_ _2\"></span>cit<span class=\"_ _2\"></span>ly or im<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>y and </span>is<span class=\"_ gs37\"> </span>ph<span class=\"_ _2\"></span>ysi<span class=\"_ _2\"></span>cal<span class=\"_ _2\"></span>ly dis<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>t or repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y all of the c<span class=\"_ _2\"></span>apa<span class=\"_ _2\"></span>cit<span class=\"_ _2\"></span>y of a phy<span class=\"_ _2\"></span>sic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y dis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>ct as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t. If th<span class=\"_ _2\"></span>e sup<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a subs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>ve su<span class=\"_ _2\"></span>bst<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on rig<span class=\"_ _2\"></span>ht, t<span class=\"_ _2\"></span>hen the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is not ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fied; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has the r<span class=\"_ _2\"></span>ight to ob<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y all of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>rom the us<span class=\"_ _2\"></span>e of the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span> </span>th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d of use; a<span class=\"_ _2\"></span>nd <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht to di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>t the u<span class=\"_ _2\"></span>se of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></span>F<span class=\"_ _2\"></span>or les<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>e contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s init<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t, w<span class=\"_ _2\"></span>hich co<span class=\"_ _2\"></span>mpr<span class=\"_ _2\"></span>ises t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l amo<span class=\"_ _2\"></span>unt of lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nts m<span class=\"_ _2\"></span>ade at or be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e comme<span class=\"_ _2\"></span>nceme<span class=\"_ _2\"></span>nt date, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>any in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al direc<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Adjus<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are als<span class=\"_ _2\"></span>o made, w<span class=\"_ _2\"></span>here ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate, to re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se provisions for<span class=\"_ _6\"></span> proper<span class=\"_ _2\"></span>ty restoration costs and for le<span class=\"_ _6\"></span>ase incentives rec<span class=\"_ _6\"></span>eived such as<span class=\"_ _6\"></span> rent<span class=\"_ _5\"></span>-f<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>ee periods. T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y is in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ally m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at the pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e leas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are unp<span class=\"_ _2\"></span>aid at th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>comme<span class=\"_ _2\"></span>nceme<span class=\"_ _2\"></span>nt date, di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nted usi<span class=\"_ _2\"></span>ng the as<span class=\"_ _2\"></span>set-s<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing ra<span class=\"_ _2\"></span>tes.<span class=\"_ _2\"></span> Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to l<span class=\"_ _2\"></span>ease co<span class=\"_ _2\"></span>mmen<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up meas<span class=\"_ _2\"></span>ures t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et usin<span class=\"_ _2\"></span>g a cos<span class=\"_ _2\"></span>t mode<span class=\"_ _2\"></span>l, wh<span class=\"_ _2\"></span>ereby t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s held a<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mulat<span class=\"_ _2\"></span>ed dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n and an<span class=\"_ _2\"></span>y accum<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent.<span class=\"_ _2\"></span> De<span class=\"_ _2\"></span>preci<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ense o<span class=\"_ _2\"></span>n a st<span class=\"_ _2\"></span>raig<span class=\"_ _2\"></span>ht-lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s to wr<span class=\"_ _2\"></span>ite do<span class=\"_ _2\"></span>wn th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of the r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _29f\"> </span>us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et to it<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>idual v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e over i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife w<span class=\"_ _2\"></span>hich is d<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>dent o<span class=\"_ _2\"></span>n the l<span class=\"_ _2\"></span>eng<span class=\"_ _2\"></span>th of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se. In ad<span class=\"_ _2\"></span>diti<span class=\"_ _2\"></span>on, t<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amoun<span class=\"_ _2\"></span>t of the ri<span class=\"_ _2\"></span>ght-<span class=\"_ _2\"></span>of-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et may be a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain rem<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty. T<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is subs<span class=\"_ _2\"></span>equ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t usi<span class=\"_ _2\"></span>ng the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t met<span class=\"_ _2\"></span>hod a<span class=\"_ _2\"></span>nd als<span class=\"_ _2\"></span>o ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>y leas<span class=\"_ _2\"></span>e modi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns or rea<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s it<span class=\"_ _2\"></span>s ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>thin \u201c<span class=\"_ _2\"></span>Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plant a<span class=\"_ _2\"></span>nd eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u201d and \u201c<span class=\"_ _2\"></span>Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u201d an<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in \u201c<span class=\"_ _2\"></span>Bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs an<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>\u201d in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial posi<span class=\"_ _2\"></span>tion. <div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs285\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y has m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial lea<span class=\"_ _2\"></span>se com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of v<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng dura<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns for t<span class=\"_ _2\"></span>he rent<span class=\"_ _2\"></span>al of a n<span class=\"_ _2\"></span>umber<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs286\">of<span class=\"_ gs37\"> </span>of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bui<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>uture l<span class=\"_ _2\"></span>ease c<span class=\"_ _2\"></span>ash ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows are n<span class=\"_ _2\"></span>ot mater<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le lea<span class=\"_ _2\"></span>se </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs287\">pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, lo<span class=\"_ _2\"></span>w valu<span class=\"_ _2\"></span>e or sho<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-te<span class=\"_ _2\"></span>rm lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, resid<span class=\"_ _2\"></span>ual va<span class=\"_ _2\"></span>lue g<span class=\"_ _2\"></span>uaran<span class=\"_ _2\"></span>tees o<span class=\"_ _2\"></span>r res<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s impo<span class=\"_ _2\"></span>sed b<span class=\"_ _2\"></span>y a leas<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs288\">contract or sale and leaseback<span class=\"_ _6\"></span> transac<span class=\"_ _2\"></span>tions. </div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsce ws2a gs289\">Subleases<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19f\">Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ts a l<span class=\"_ _2\"></span>ease<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et to a th<span class=\"_ _2\"></span>ird pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y, it a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r it<span class=\"_ _2\"></span>s inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t in the s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ase </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a0\">se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tely f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he hea<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e. In dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e is a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce or op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing le<span class=\"_ _2\"></span>ase, </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1a1\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>ther t<span class=\"_ _2\"></span>he subl<span class=\"_ _2\"></span>ease ha<span class=\"_ _2\"></span>s tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>rred su<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly all th<span class=\"_ _2\"></span>e risk an<span class=\"_ _2\"></span>d rewar<span class=\"_ _2\"></span>ds of the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a2\">ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he hea<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e to the su<span class=\"_ _2\"></span>bles<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>e. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a3\">Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e suble<span class=\"_ _2\"></span>ase do<span class=\"_ _2\"></span>es tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer su<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>tiall<span class=\"_ _2\"></span>y all t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>sk and re<span class=\"_ _2\"></span>ward<span class=\"_ _2\"></span>s of the r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs28a\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>subl<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ee, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up dere<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>ses th<span class=\"_ _2\"></span>e righ<span class=\"_ _2\"></span>t of use as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses is<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28b\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t in f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce leas<span class=\"_ _2\"></span>e is ca<span class=\"_ _2\"></span>lcula<span class=\"_ _2\"></span>ted as t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e of the f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure leas<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28c\">pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s recei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le und<span class=\"_ _2\"></span>er the s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ase. A<span class=\"_ _2\"></span>ny di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28d\">in f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ance le<span class=\"_ _2\"></span>ases a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht of use a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely i<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28e\">Int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t is ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated o<span class=\"_ _2\"></span>n the ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e leas<span class=\"_ _2\"></span>e using t<span class=\"_ _2\"></span>he inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>g rate an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs1d4\">is<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed as f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ance inc<span class=\"_ _2\"></span>ome. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28f\">Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e suble<span class=\"_ _2\"></span>ase do<span class=\"_ _2\"></span>es no<span class=\"_ _2\"></span>t tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r subs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>ally a<span class=\"_ _2\"></span>ll th<span class=\"_ _2\"></span>e risk a<span class=\"_ _2\"></span>nd rewa<span class=\"_ _2\"></span>rds of t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs290\">th<span class=\"_ _2\"></span>e subl<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ee, th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p conti<span class=\"_ _2\"></span>nues t<span class=\"_ _2\"></span>o recog<span class=\"_ _2\"></span>nise t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et. T<span class=\"_ _2\"></span>he su<span class=\"_ _2\"></span>blea<span class=\"_ _2\"></span>se is ac<span class=\"_ _2\"></span>counte<span class=\"_ _2\"></span>d for as<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs1ab\">an operating<span class=\"_ _6\"></span> lease with the lease<span class=\"_ _6\"></span> payment<span class=\"_ _2\"></span>s r<span class=\"_ _6\"></span>eceived recognised<span class=\"_ _6\"></span> as investment income<span class=\"_ _6\"></span>. Lease<span class=\"_ _6\"></span> incentives </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ac\">gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e rent<span class=\"_ _2\"></span>al inco<span class=\"_ _2\"></span>me and a<span class=\"_ _2\"></span>re sprea<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se ter<span class=\"_ _2\"></span>m.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs291\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>ad one ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 20<span class=\"_ _6\"></span>24 (2023: on<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) as det<span class=\"_ _2\"></span>aile<span class=\"_ _2\"></span>d in note 1<span class=\"_ _6\"></span>6.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs292\">5(q): Provis<span class=\"_ _2\"></span>ions, contingent asse<span class=\"_ _2\"></span>ts and contingent liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs293\">Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d when t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt leg<span class=\"_ _2\"></span>al or con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n as a res<span class=\"_ _2\"></span>ult of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs294\">pa<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, it is mo<span class=\"_ _2\"></span>re prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>han n<span class=\"_ _2\"></span>ot tha<span class=\"_ _2\"></span>t an ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow of eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s wil<span class=\"_ _2\"></span>l be requ<span class=\"_ _2\"></span>ired to s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs295\">th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on and a re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ion ca<span class=\"_ _2\"></span>n be ma<span class=\"_ _2\"></span>de. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b2\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u2019s bes<span class=\"_ _2\"></span>t es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red to se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>le th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on at t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b3\">rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date. Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ti<span class=\"_ _2\"></span>me val<span class=\"_ _2\"></span>ue of mo<span class=\"_ _2\"></span>ney is m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial, p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ed and<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b4\">rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the p<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ure. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are n<span class=\"_ _2\"></span>ot reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b5\">op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs297\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re the<span class=\"_ _2\"></span>y ari<span class=\"_ _2\"></span>se for t<span class=\"_ _2\"></span>he sit<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ions o<span class=\"_ _2\"></span>utl<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>:</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs298\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n and rel<span class=\"_ _2\"></span>ated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ates c<span class=\"_ _2\"></span>lient<span class=\"_ _2\"></span>s in t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>tex<span class=\"_ _2\"></span>t of </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs299\">providing<span class=\"_ _6\"></span> fair customer out<span class=\"_ _6\"></span>comes.</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs29a\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">O<span class=\"_ _2\"></span>nero<span class=\"_ _2\"></span>us contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>en the ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s to be der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d by the Gr<span class=\"_ _2\"></span>oup fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t are lo<span class=\"_ _2\"></span>wer </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs29b\">th<span class=\"_ _2\"></span>an the u<span class=\"_ _2\"></span>navo<span class=\"_ _2\"></span>idabl<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of me<span class=\"_ _2\"></span>etin<span class=\"_ _2\"></span>g the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s unde<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t.</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs29c\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Co<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>rate res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, onl<span class=\"_ _2\"></span>y if t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>ved a de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led fo<span class=\"_ _2\"></span>rmal p<span class=\"_ _2\"></span>lan an<span class=\"_ _2\"></span>d rais<span class=\"_ _2\"></span>ed a va<span class=\"_ _2\"></span>lid </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs29d\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on amon<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ties d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y affec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d, tha<span class=\"_ _2\"></span>t the pla<span class=\"_ _2\"></span>n will be c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied ou<span class=\"_ _2\"></span>t eit<span class=\"_ _2\"></span>her by ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs29e\">commenc<span class=\"_ _6\"></span>ed implementation or<span class=\"_ _6\"></span> by publ<span class=\"_ _6\"></span>icly announcing<span class=\"_ _6\"></span> the plan\u2019s<span class=\"_ _6\"></span> main f<span class=\"_ _6\"></span>eatures.<span class=\"_ _6\"></span> Such provisions<span class=\"_ _6\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs29f\">inc<span class=\"_ _2\"></span>lude t<span class=\"_ _2\"></span>he dir<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>endi<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the res<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, suc<span class=\"_ _2\"></span>h as emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ter<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ion p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2a0\">bu<span class=\"_ _2\"></span>t not t<span class=\"_ _2\"></span>hose co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the o<span class=\"_ _2\"></span>ngoin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies o<span class=\"_ _2\"></span>f the Gr<span class=\"_ _2\"></span>oup.</div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs2a1\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Le<span class=\"_ _2\"></span>gal un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d the s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent of o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>laim<span class=\"_ _2\"></span>s.</span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs2a2\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>law<span class=\"_ _2\"></span>back p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial ref<span class=\"_ _2\"></span>unds d<span class=\"_ _2\"></span>ue to pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers in r<span class=\"_ _2\"></span>elat<span class=\"_ _2\"></span>ion to in<span class=\"_ _2\"></span>demn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws5e gs2a3\">commission. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls1 ws1 gs2a4\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion t<span class=\"_ _2\"></span>o res<span class=\"_ _2\"></span>tore a pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to it<span class=\"_ _2\"></span>s or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nal con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2a5\">at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f the le<span class=\"_ _2\"></span>ase.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2a6\">Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he timi<span class=\"_ _2\"></span>ng or amo<span class=\"_ _2\"></span>unt are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2a7\">to<span class=\"_ gs37\"> </span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment of<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2a8\">f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, unl<span class=\"_ _2\"></span>ess t<span class=\"_ _2\"></span>hey ar<span class=\"_ _2\"></span>e assu<span class=\"_ _2\"></span>med b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>y are, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2a9\">ho<span class=\"_ _2\"></span>weve<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, unle<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>ey are co<span class=\"_ _2\"></span>nside<span class=\"_ _2\"></span>red to be re<span class=\"_ _2\"></span>mote. I<span class=\"_ _2\"></span>f a cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2aa\">an<span class=\"_ _2\"></span>d the am<span class=\"_ _2\"></span>ount c<span class=\"_ _2\"></span>an be re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>ly mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d it is no l<span class=\"_ _2\"></span>onger t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2a ws29 gs2ab\">liabilit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2ac\">Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to the G<span class=\"_ _2\"></span>roup, a<span class=\"_ _2\"></span>re onl<span class=\"_ _2\"></span>y disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed if i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2ad\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group w<span class=\"_ _2\"></span>ill rece<span class=\"_ _2\"></span>ive t<span class=\"_ _2\"></span>he bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If su<span class=\"_ _2\"></span>ch a bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it be<span class=\"_ _2\"></span>comes v<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>lly cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>, it is no lo<span class=\"_ _2\"></span>nger cons<span class=\"_ _2\"></span>idere<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2ae\">con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n as an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls5d ws4b gs2af\">5(r): Foreign currency translation<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b0\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p and Par<span class=\"_ _2\"></span>ent Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019<span class=\"_ _2\"></span>s pres<span class=\"_ _2\"></span>enta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ounds s<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ling<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e func<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2b1\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s fo<span class=\"_ _2\"></span>reign op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>e curre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y of the pr<span class=\"_ _2\"></span>imar<span class=\"_ _1\"></span>y econ<span class=\"_ _2\"></span>omic en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b2\">rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es ope<span class=\"_ _2\"></span>rate. T<span class=\"_ _2\"></span>he re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f foreig<span class=\"_ _2\"></span>n ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>ransl<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>nto the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b3\">pre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t aver<span class=\"_ _2\"></span>age exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar and t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b4\">are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>t the y<span class=\"_ _2\"></span>ear<span class=\"_ _6\"></span>-e<span class=\"_ _2\"></span>nd exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes. E<span class=\"_ _2\"></span>xcha<span class=\"_ _2\"></span>nge ra<span class=\"_ _2\"></span>te dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rences a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b5\">th<span class=\"_ _2\"></span>e net in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in fo<span class=\"_ _2\"></span>reign s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compre<span class=\"_ _2\"></span>hens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncome a<span class=\"_ _2\"></span>nd ta<span class=\"_ _2\"></span>ken to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b6\">th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n reser<span class=\"_ _1\"></span>ve wh<span class=\"_ _2\"></span>ich fo<span class=\"_ _2\"></span>rms p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of ot<span class=\"_ _2\"></span>her res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y. T<span class=\"_ _5\"></span>o t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b7\">th<span class=\"_ _2\"></span>ese g<span class=\"_ _2\"></span>ains an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses a<span class=\"_ _2\"></span>re ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly he<span class=\"_ _2\"></span>dged<span class=\"_ _2\"></span>, the cu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of s<span class=\"_ _2\"></span>uch ga<span class=\"_ _2\"></span>ins an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b8\">th<span class=\"_ _2\"></span>e hedg<span class=\"_ _2\"></span>ing in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>uded i<span class=\"_ _2\"></span>n tha<span class=\"_ _2\"></span>t compo<span class=\"_ _2\"></span>nent o<span class=\"_ _2\"></span>f equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. On di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al of a fo<span class=\"_ _2\"></span>reign e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2b9\">exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred o<span class=\"_ _2\"></span>ut of th<span class=\"_ _2\"></span>is res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve an<span class=\"_ _2\"></span>d incl<span class=\"_ _2\"></span>uded w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sa<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2ba\">in<span class=\"_ gs37\"> </span>pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or lo<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2bb\">F<span class=\"_ _2\"></span>oreig<span class=\"_ _2\"></span>n curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are con<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>nto th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onal c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y at th<span class=\"_ _2\"></span>e excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2bc\">pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he date o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1cf\">Mo<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomin<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renci<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>nto the r<span class=\"_ _2\"></span>elev<span class=\"_ _2\"></span>ant </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2be\">fu<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t excha<span class=\"_ _2\"></span>nge rat<span class=\"_ _2\"></span>es pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws29 gs2bf\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s deno<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ed in for<span class=\"_ _2\"></span>eign c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>cies t<span class=\"_ _2\"></span>hat a<span class=\"_ _2\"></span>re st<span class=\"_ _2\"></span>ated a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e are tra<span class=\"_ _2\"></span>nsla<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs285\">cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t the e<span class=\"_ _2\"></span>xchange r<span class=\"_ _2\"></span>ates p<span class=\"_ _2\"></span>reva<span class=\"_ _2\"></span>iling a<span class=\"_ _2\"></span>t the d<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es were d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs286\">as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>nated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>ies th<span class=\"_ _2\"></span>at are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>al cos<span class=\"_ _2\"></span>t are co<span class=\"_ _2\"></span>nver<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs287\">int<span class=\"_ _2\"></span>o the f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y at the r<span class=\"_ _2\"></span>ate of e<span class=\"_ _2\"></span>xchange a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs288\">liabilit<span class=\"_ _2\"></span>y and<span class=\"_ _6\"></span> are not<span class=\"_ _6\"></span> subsequentl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> retranslated.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs289\">E<span class=\"_ _2\"></span>xchange g<span class=\"_ _2\"></span>ains a<span class=\"_ _2\"></span>nd los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s on the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on an<span class=\"_ _2\"></span>d set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t duri<span class=\"_ _2\"></span>ng the y<span class=\"_ _2\"></span>ear of fo<span class=\"_ _2\"></span>reign c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs19f\">an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s. E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s for no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tems a<span class=\"_ _2\"></span>re </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws47 gs1a0\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in o<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpreh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>come w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e chan<span class=\"_ _2\"></span>ges in t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of the n<span class=\"_ _2\"></span>on-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ite<span class=\"_ _2\"></span>m </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a1\">are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compr<span class=\"_ _2\"></span>ehens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, and in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e change<span class=\"_ _2\"></span>s in fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1a2\">no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tem are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs1a3\">5(s): Share capital<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 lsf8 ws4a gs28a\">Equity instrument<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28b\">Sha<span class=\"_ _2\"></span>res are c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>here is n<span class=\"_ _2\"></span>o cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on to del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r cas<span class=\"_ _2\"></span>h or </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28c\">ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to an<span class=\"_ _2\"></span>othe<span class=\"_ _2\"></span>r ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at may b<span class=\"_ _2\"></span>e unfa<span class=\"_ _2\"></span>vou<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e. The v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the Com<span class=\"_ _2\"></span>pany<span class=\"_ _1\"></span>\u2019s sha<span class=\"_ _2\"></span>re </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28d\">ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>f the nu<span class=\"_ _2\"></span>mber o<span class=\"_ _2\"></span>f Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>res in is<span class=\"_ _2\"></span>sue mu<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>eir nom<span class=\"_ _2\"></span>inal v<span class=\"_ _2\"></span>alue. T<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs28e\">di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the p<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>eds rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e iss<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e share<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e nomi<span class=\"_ _2\"></span>nal va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1d4\">sha<span class=\"_ _2\"></span>res is<span class=\"_ _2\"></span>sued i<span class=\"_ _2\"></span>s record<span class=\"_ _2\"></span>ed in sh<span class=\"_ _2\"></span>are prem<span class=\"_ _2\"></span>ium.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs28f\">Sha<span class=\"_ _2\"></span>re is<span class=\"_ _2\"></span>sue co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs290\">Inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al cos<span class=\"_ _2\"></span>ts d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to th<span class=\"_ _2\"></span>e iss<span class=\"_ _2\"></span>ue of ne<span class=\"_ _2\"></span>w shares a<span class=\"_ _2\"></span>re show<span class=\"_ _2\"></span>n in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y as a<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ab\">de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, ne<span class=\"_ _2\"></span>t of ta<span class=\"_ _2\"></span>x, f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e proce<span class=\"_ _2\"></span>eds of t<span class=\"_ _2\"></span>he is<span class=\"_ _2\"></span>sue an<span class=\"_ _2\"></span>d disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere mate<span class=\"_ _2\"></span>rial<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls113 ws125 gs2c0\">Dividends<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs291\">Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to the Co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s and as a re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1ae\">de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. Inter<span class=\"_ _2\"></span>im Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s pay<span class=\"_ _2\"></span>able to s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs are a<span class=\"_ _2\"></span>nnoun<span class=\"_ _2\"></span>ced w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he hal<span class=\"_ _2\"></span>f-y<span class=\"_ _2\"></span>ear res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c1\">an<span class=\"_ _2\"></span>d aut<span class=\"_ _2\"></span>hori<span class=\"_ _2\"></span>sed b<span class=\"_ _2\"></span>y the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Fi<span class=\"_ _2\"></span>nal Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend i<span class=\"_ _2\"></span>s anno<span class=\"_ _2\"></span>unce<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the A<span class=\"_ _2\"></span>nnu<span class=\"_ _2\"></span>al Rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t and t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>pic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b0\">req<span class=\"_ _2\"></span>uires sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>val a<span class=\"_ _2\"></span>t the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l Gene<span class=\"_ _2\"></span>ral Me<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ng. F<span class=\"_ _2\"></span>or thi<span class=\"_ _2\"></span>s reaso<span class=\"_ _2\"></span>n, it i<span class=\"_ _2\"></span>s not in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed as a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c2\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in the a<span class=\"_ _2\"></span>nnual f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e Fin<span class=\"_ _2\"></span>al Di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end rel<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs1b2\">Sha<span class=\"_ _2\"></span>res h<span class=\"_ _2\"></span>eld by t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b3\">Sha<span class=\"_ _2\"></span>res in t<span class=\"_ _2\"></span>he Comp<span class=\"_ _2\"></span>any th<span class=\"_ _2\"></span>at are he<span class=\"_ _2\"></span>ld by t<span class=\"_ _2\"></span>he Empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e Bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it T<span class=\"_ _6\"></span>ru<span class=\"_ _2\"></span>st (<span class=\"_ _2\"></span>\u201cEB<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>re trea<span class=\"_ _2\"></span>ted as \u201c<span class=\"_ _2\"></span>Ow<span class=\"_ _2\"></span>n share<span class=\"_ _2\"></span>s\u201d. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b4\">T<span class=\"_ _2\"></span>he EBT ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>s share<span class=\"_ _2\"></span>s in the Co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y for del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y to emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es und<span class=\"_ _2\"></span>er emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>e ince<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ve pla<span class=\"_ _2\"></span>ns. </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs1b5\">Acq<span class=\"_ _2\"></span>uired s<span class=\"_ _2\"></span>hares a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as a de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on fro<span class=\"_ _2\"></span>m equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y at th<span class=\"_ _2\"></span>e pric<span class=\"_ _2\"></span>e paid fo<span class=\"_ _2\"></span>r the<span class=\"_ _2\"></span>m.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs2c4\">5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>t): E<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c5\">Ba<span class=\"_ _2\"></span>sic ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s pe<span class=\"_ _2\"></span>r share are c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d by di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to the O<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c6\">of th<span class=\"_ _2\"></span>e Comp<span class=\"_ _2\"></span>any by t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age numb<span class=\"_ _2\"></span>er of O<span class=\"_ _2\"></span>rdinar<span class=\"_ _1\"></span>y Share<span class=\"_ _2\"></span>s in is<span class=\"_ _2\"></span>sue du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, exc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c7\">Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y S<span class=\"_ _2\"></span>hares h<span class=\"_ _2\"></span>eld w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts (<span class=\"_ _2\"></span>\u201cE<span class=\"_ _2\"></span>BT<span class=\"_ _5\"></span>s<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) and s<span class=\"_ _2\"></span>hares h<span class=\"_ _2\"></span>eld in co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c8\">(\u201c<span class=\"_ _2\"></span>Ow<span class=\"_ _2\"></span>n sha<span class=\"_ _2\"></span>res\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>. Ow<span class=\"_ _2\"></span>n shares a<span class=\"_ _2\"></span>re ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted for t<span class=\"_ _2\"></span>he pu<span class=\"_ _2\"></span>rpos<span class=\"_ _2\"></span>e of ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g bot<span class=\"_ _2\"></span>h basi<span class=\"_ _2\"></span>c and dil<span class=\"_ _2\"></span>ute<span class=\"_ _2\"></span>d EPS.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2c9\">Dil<span class=\"_ _2\"></span>ute<span class=\"_ _2\"></span>d earn<span class=\"_ _2\"></span>ings p<span class=\"_ _2\"></span>er sha<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>ilut<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f share<span class=\"_ _2\"></span>s award<span class=\"_ _2\"></span>ed an<span class=\"_ _2\"></span>d opti<span class=\"_ _2\"></span>ons g<span class=\"_ _2\"></span>rante<span class=\"_ _2\"></span>d to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2ca\">emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ees un<span class=\"_ _2\"></span>der sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt ar<span class=\"_ _2\"></span>rangem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt the<span class=\"_ _2\"></span>y have v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e, in th<span class=\"_ _2\"></span>e calc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2cb\">of th<span class=\"_ _2\"></span>e weig<span class=\"_ _2\"></span>hted a<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge numb<span class=\"_ _2\"></span>er of sha<span class=\"_ _2\"></span>res, a<span class=\"_ _2\"></span>s if th<span class=\"_ _2\"></span>e rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t shares w<span class=\"_ _2\"></span>ere in is<span class=\"_ _2\"></span>sue f<span class=\"_ _2\"></span>or the f<span class=\"_ _2\"></span>ull ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, a<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2cc\">are c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d by inc<span class=\"_ _2\"></span>reasin<span class=\"_ _2\"></span>g the w<span class=\"_ _2\"></span>eight<span class=\"_ _2\"></span>ed ave<span class=\"_ _2\"></span>rage nu<span class=\"_ _2\"></span>mber o<span class=\"_ _2\"></span>f Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>res ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g to ass<span class=\"_ _2\"></span>ume </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2cd\">con<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sion of a<span class=\"_ _2\"></span>ll dilu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al Ordi<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>ares<span class=\"_ _2\"></span>, not<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>y tho<span class=\"_ _2\"></span>se rela<span class=\"_ _2\"></span>ted to emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee shar<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2ce\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is als<span class=\"_ _2\"></span>o requi<span class=\"_ _2\"></span>red to c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>late hea<span class=\"_ _2\"></span>dlin<span class=\"_ _2\"></span>e earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s per sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>HEP<span class=\"_ _2\"></span>S\u201d<span class=\"_ _2\"></span>) in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2cf\">Jo<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>sbur<span class=\"_ _2\"></span>g Stoc<span class=\"_ _2\"></span>k Excha<span class=\"_ _2\"></span>nge (\u201c<span class=\"_ _2\"></span>JSE<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) Lis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g Requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y referen<span class=\"_ _2\"></span>ce to th<span class=\"_ _2\"></span>e Sou<span class=\"_ _2\"></span>th </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2d0\">Af<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>an Ins<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>te of Char<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>red Accou<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s\u2019 ci<span class=\"_ _2\"></span>rcular 1/202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>Hea<span class=\"_ _2\"></span>dlin<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs. D<span class=\"_ _2\"></span>iscl<span class=\"_ _2\"></span>osure of HEP<span class=\"_ _2\"></span>S is </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2d1\">not<span class=\"_ gs37\"> </span>a re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment of IF<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>, bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>it i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a comm<span class=\"_ _2\"></span>onl<span class=\"_ _2\"></span>y used me<span class=\"_ _2\"></span>asure of ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs in So<span class=\"_ _2\"></span>uth A<span class=\"_ _2\"></span>fri<span class=\"_ _2\"></span>ca.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls27 ws25 gs2d2\">5(u<span class=\"_ _6\"></span>): Investment propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2d3\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s are va<span class=\"_ _2\"></span>lued u<span class=\"_ _2\"></span>nder t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>del. D<span class=\"_ _2\"></span>epre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e on a </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2d4\">s<span class=\"_ _2\"></span>trai<span class=\"_ _2\"></span>ght-l<span class=\"_ _2\"></span>ine ba<span class=\"_ _2\"></span>sis to w<span class=\"_ _2\"></span>rite d<span class=\"_ _2\"></span>own t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>ver i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2d5\">us<span class=\"_ _2\"></span>eful l<span class=\"_ _2\"></span>ife w<span class=\"_ _2\"></span>hich i<span class=\"_ _2\"></span>s depe<span class=\"_ _2\"></span>nden<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e leng<span class=\"_ _2\"></span>th o<span class=\"_ _2\"></span>f the l<span class=\"_ _2\"></span>ease.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2d6\">Lea<span class=\"_ _2\"></span>se inco<span class=\"_ _2\"></span>me fro<span class=\"_ _2\"></span>m ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ng leas<span class=\"_ _2\"></span>es w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p is a les<span class=\"_ _2\"></span>sor, is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in in<span class=\"_ _2\"></span>come on a s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>aigh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs283\">lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s over t<span class=\"_ _2\"></span>he sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e term<span class=\"_ _2\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-319": {
   "value": "5(a): Group accounting Subsidiaries Subsidiary undertakings are those entities (investees) controlled by the Group. The Group controls an investee if, and only if, the Group has all of the following three elements of control: \u2013 power over the investee; \u2013 exposure or rights to variable returns from its involvement with the investee; and \u2013 the ability to affect those returns through its power over the investee. For operating entities, this usually arises with a shareholding in the entity of 50% or more. Associates Associates are entities over which the Group has significant influence, but not control or joint control, through its participation in the entity\u2019s financial and operating policy decisions. Significant influence is generally demonstrated by the Group holding between 20% and 50% of the voting rights. Voting rights are not the only consideration, all other relevant factors, contractual or otherwise, are assessed in determining whether the Group has the ability to exercise significant influence. The results, assets and liabilities of associates are incorporated into these consolidated financial statements using the equity method of accounting from the date that significant influence commences until the date it ends. Under this method, the cost of the investment in an associate together with the Group\u2019s share of that entity\u2019s post-acquisition changes to shareholders\u2019 funds is included as an asset in the consolidated statement of financial position. The cost includes goodwill recognised on acquisition. Subsequent to initial recognition, the consolidated financial statements include the Group\u2019s share of the profit or loss and other comprehensive income of the associate until the date on which significant influence ceases. Where a Group entity transacts with an associate of the Group, unrealised profits and losses are eliminated to the extent of the Group\u2019s interest in the relevant associate. Unrealised losses are eliminated in the same way but only to the extent that there is no evidence of impairment. Investments in associates that are held with a view to subsequent resale are accounted for as non-current assets held for sale. Where the Group has an investment in an associate, a portion of which is held by, or is held indirectly through a unit trust or similar entity, including through unit-linked funds, that portion of the investment is measured at FVTPL. The Group classified 360 Dot Net Limited as an associate throughout 2023 and 2024. In addition, from 29 October 2024, the Group classified Beals Mortgage and Financial Services Limited and Clinton Kennard Associates Ltd as associates (see note 6). Investment funds The Group consolidates certain of its interests in open-ended investment companies (\u201cOEICs\u201d), unit trusts, mutual funds and similar investment vehicles (collectively \u201cinvestment funds\u201d). The Group continually assesses any changes to facts and circumstances to determine, in the context of the three elements of control listed above, whether it still controls the investee and is therefore required to consolidate it. The Group invests in a wide range of investment funds in respect of its unit-linked investment contracts where investments are made to match the investment choices of its clients. For some of these funds, it also acts as fund manager. These funds invest predominantly in equities, bonds, cash and cash equivalents. The Group holds interests in these investment funds mainly through the receipt of fund management fees, in the case where the Group acts as fund manager, which provide a variable return based on the value of the funds under management and other criteria, and in the case of third-party funds where fund performance has an impact on fund-based fees within unit-linked investment contracts and other similar client investment products. Where the Group acts as fund manager, it may also hold investments in the underlying funds, through acquiring units or shares. Where these investments are held in unit-linked funds, the Group has a secondary exposure to variable returns through the management fees that it deducts from unit-linked policyholders\u2019 account balances. The Group\u2019s percentage ownership can fluctuate from day-to-day according to the Group\u2019s participation in them as clients\u2019 underlying investment choices change. Where, as is often the case with investment funds, voting or similar rights are not the dominant factor in deciding who controls the investee, other factors are considered in the control assessment. When assessing the control of investment funds, the Group considers the purpose and design of the fund, the scope of its decision-making authority, including its ability to direct relevant activities and to govern the operations of a fund so as to obtain variable returns from that fund and its ability to use its power to affect these returns, both from the perspective of an investor and an asset manager. In addition, the Group assesses rights held by other parties including substantive removal (\u201ckick-out\u201d) rights that may affect the Group\u2019s ability to direct relevant activities. On consolidation, the interests of parties other than the Group are classified as a liability in the Group\u2019s statement of financial position and are described as \u201cthird-party interests in consolidated funds\u201d. Such interests are not recorded as non-controlling interests as they meet the criteria to be classified as liabilities rather than equity. These liabilities are regarded as current, as they are repayable on demand, although it is not expected that they will be settled in a short time period . Business combinations The Group is required to use the acquisition method of accounting for business combinations. Business combinations are accounted for at the date that control is achieved (the acquisition date). The cost of a business combination is measured as the aggregate of the fair values (at the date of exchange) of assets given, liabilities incurred or assumed, and equity instruments issued by the Group in exchange for control of the acquiree. Deferred and contingent consideration relating to acquisitions is recognised as a liability on the date of acquisition. The acquiree\u2019s identifiable assets, liabilities and contingent liabilities that meet the conditions for recognition are recognised at their fair value at the acquisition date. If the initial accounting for a business combination is incomplete by the end of the reporting period in which the combination occurs, the Group reports provisional amounts. Where provisional amounts are reported, these are adjusted during the measurement period which extends up to a maximum of 12 months from the acquisition date. Additional assets or liabilities may also be recognised during this period, to reflect any new information obtained about the facts and circumstances that existed at the acquisition date that, if known, would have affected the amounts recognised at that date. Goodwill represents the excess of the cost of an acquisition over the fair value of the Group\u2019s share of the identifiable net assets of the acquired entity at the date of acquisition. Other acquisition-related costs, not forming part of the cost of acquisition, are expensed as incurred. Upon sale, the Group derecognises a subsidiary or disposal group on the date on which control passes. The consolidated statement of comprehensive income includes the results of a subsidiary or disposal group up to the date of disposal. The difference between the proceeds from the sale of a subsidiary undertaking and its carrying amount as at the date of disposal, including the cumulative amount of any related exchange differences that are recognised in the foreign currency translation reserve, is recognised in profit and loss as the gain or loss on sale of the subsidiary undertaking. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForGroupAccounting",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-374": {
   "value": "Subsidiaries<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s are th<span class=\"_ _2\"></span>ose e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ties (<span class=\"_ _2\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tees) con<span class=\"_ _2\"></span>troll<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p contr<span class=\"_ _2\"></span>ols an<span class=\"_ gs37\"> </span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tee i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, and o<span class=\"_ _2\"></span>nly i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has all of t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g three el<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts of co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls2b ws2a\">power over the investee;</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sure or r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>ts to v<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>ble re<span class=\"_ _2\"></span>turn<span class=\"_ _2\"></span>s from i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s invo<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>ment w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tee; a<span class=\"_ _2\"></span>nd</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y to affe<span class=\"_ _2\"></span>ct t<span class=\"_ _2\"></span>hose re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns thro<span class=\"_ _2\"></span>ugh it<span class=\"_ _2\"></span>s pow<span class=\"_ _2\"></span>er ove<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tee.<span class=\"_ _29f\"> </span></span>F<span class=\"_ _2\"></span>or oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>is usual<span class=\"_ _2\"></span>ly ar<span class=\"_ _2\"></span>ises w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>a share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ding in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y of 50<span class=\"_ _2\"></span>% or more.<span class=\"_ _29f\"> </span>5(m): Investments in subsi<span class=\"_ _2\"></span>diaries<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y unde<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s are ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y, inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>re st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision f<span class=\"_ _2\"></span>or imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. An inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t in a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y is dee<span class=\"_ _2\"></span>med to b<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ired w<span class=\"_ _2\"></span>hen i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t is grea<span class=\"_ _2\"></span>ter th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt, a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>ere is ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce to sug<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set in t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ll imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he Paren<span class=\"_ _2\"></span>t Compa<span class=\"_ _2\"></span>ny pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or lo<span class=\"_ _2\"></span>ss as t<span class=\"_ _2\"></span>hey o<span class=\"_ _2\"></span>ccur<span class=\"_ _6\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-431": {
   "value": "Associa<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies ov<span class=\"_ _2\"></span>er whic<span class=\"_ _2\"></span>h the Gro<span class=\"_ _2\"></span>up has sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce, but n<span class=\"_ _2\"></span>ot cont<span class=\"_ _2\"></span>rol or join<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol, th<span class=\"_ _2\"></span>rough i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n in the e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>nd op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y de<span class=\"_ _2\"></span>cisi<span class=\"_ _2\"></span>ons. S<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence i<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ted by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up hol<span class=\"_ _2\"></span>ding be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een 20% a<span class=\"_ _2\"></span>nd 50% of t<span class=\"_ _2\"></span>he voti<span class=\"_ _2\"></span>ng rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s. Votin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s are n<span class=\"_ _2\"></span>ot the o<span class=\"_ _2\"></span>nly co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, all ot<span class=\"_ _2\"></span>her rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l or oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e, are as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d in de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as th<span class=\"_ _2\"></span>e abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to exerc<span class=\"_ _2\"></span>ise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence. T<span class=\"_ _2\"></span>he resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s, as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies of a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y met<span class=\"_ _2\"></span>hod of a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e date th<span class=\"_ _2\"></span>at sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce comm<span class=\"_ _2\"></span>ence<span class=\"_ _2\"></span>s unt<span class=\"_ _2\"></span>il th<span class=\"_ _2\"></span>e date i<span class=\"_ _2\"></span>t ends<span class=\"_ _2\"></span>. Unde<span class=\"_ _2\"></span>r this m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ate toge<span class=\"_ _2\"></span>ther w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>hat en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s po<span class=\"_ _2\"></span>st-ac<span class=\"_ _2\"></span>quisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n chan<span class=\"_ _2\"></span>ges to sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 f<span class=\"_ _2\"></span>unds i<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uded a<span class=\"_ _2\"></span>s an as<span class=\"_ _2\"></span>set in<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he co<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>prof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss and ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me of the as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on wh<span class=\"_ _2\"></span>ich sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant<span class=\"_ _2\"></span> inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence c<span class=\"_ _2\"></span>ease<span class=\"_ _2\"></span>s. Wh<span class=\"_ _2\"></span>ere a Gro<span class=\"_ _2\"></span>up ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ith a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>te of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, unreal<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are eli<span class=\"_ _2\"></span>minate<span class=\"_ _2\"></span>d to the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s intere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>n the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate. Un<span class=\"_ _2\"></span>realis<span class=\"_ _2\"></span>ed lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are el<span class=\"_ _2\"></span>imin<span class=\"_ _2\"></span>ated in t<span class=\"_ _2\"></span>he sa<span class=\"_ _2\"></span>me wa<span class=\"_ _2\"></span>y but o<span class=\"_ _2\"></span>nly to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that t<span class=\"_ _2\"></span>here i<span class=\"_ _2\"></span>s no ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>. Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes th<span class=\"_ _2\"></span>at are h<span class=\"_ _2\"></span>eld wi<span class=\"_ _2\"></span>th a v<span class=\"_ _2\"></span>iew to s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>t resa<span class=\"_ _2\"></span>le are ac<span class=\"_ _2\"></span>counte<span class=\"_ _2\"></span>d for as<span class=\"_ _2\"></span> no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld for s<span class=\"_ _2\"></span>ale.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in an a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>, a por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of w<span class=\"_ _2\"></span>hich is h<span class=\"_ _2\"></span>eld b<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, or is h<span class=\"_ _2\"></span>eld in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>rough a u<span class=\"_ _2\"></span>nit t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>t or si<span class=\"_ _2\"></span>milar e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g thro<span class=\"_ _2\"></span>ugh uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>, tha<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> is me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted as an as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. In add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on, fro<span class=\"_ _2\"></span>m<span class=\"_ gs37\"> </span>29 Oc<span class=\"_ _2\"></span>tobe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24, th<span class=\"_ _2\"></span>e Group cl<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied B<span class=\"_ _2\"></span>eals Mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tg<span class=\"_ _2\"></span>age and F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s Limi<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>inton<span class=\"_ _2\"></span> Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd as as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>e note 6).<span class=\"_ _2\"></span> Investment funds<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>tes cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain of i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in op<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>-en<span class=\"_ _2\"></span>ded in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es (\u201c<span class=\"_ _2\"></span>OEIC<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u201d)<span class=\"_ _2\"></span>, uni<span class=\"_ _2\"></span>t tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, mut<span class=\"_ _2\"></span>ual f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>nd simi<span class=\"_ _2\"></span>lar inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cle<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y \u201cin<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cont<span class=\"_ _2\"></span>inual<span class=\"_ _2\"></span>ly as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s any ch<span class=\"_ _2\"></span>anges to f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces to d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine, i<span class=\"_ _2\"></span>n the co<span class=\"_ _2\"></span>ntex<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e thre<span class=\"_ _2\"></span>e elem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of cont<span class=\"_ _2\"></span>rol li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d abov<span class=\"_ _2\"></span>e, wh<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r it s<span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l contr<span class=\"_ _2\"></span>ols th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>e and is t<span class=\"_ _2\"></span>here<span class=\"_ _2\"></span>fore req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span> to cons<span class=\"_ _2\"></span>olidate i<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in a w<span class=\"_ _2\"></span>ide ra<span class=\"_ _2\"></span>nge of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fun<span class=\"_ _2\"></span>ds in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s unit-l<span class=\"_ _2\"></span>inked i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts wh<span class=\"_ _2\"></span>ere inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re made to m<span class=\"_ _2\"></span>atch t<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t choi<span class=\"_ _2\"></span>ces of i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. For s<span class=\"_ _2\"></span>ome of t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e fun<span class=\"_ _2\"></span>ds, i<span class=\"_ _2\"></span>t als<span class=\"_ _2\"></span>o ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s as fun<span class=\"_ _2\"></span>d mana<span class=\"_ _2\"></span>ger<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e fun<span class=\"_ _2\"></span>ds inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t predo<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y in equ<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es, b<span class=\"_ _2\"></span>onds<span class=\"_ _2\"></span>, ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>olds i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>ese in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds ma<span class=\"_ _2\"></span>inl<span class=\"_ _2\"></span>y thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e recei<span class=\"_ _2\"></span>pt of fu<span class=\"_ _2\"></span>nd man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt fee<span class=\"_ _2\"></span>s, in t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>se wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group a<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts as f<span class=\"_ _2\"></span>und m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, wh<span class=\"_ _2\"></span>ich pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>de a var<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e retu<span class=\"_ _2\"></span>rn ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>nds un<span class=\"_ _2\"></span>der ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt and o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r cri<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>, and i<span class=\"_ _2\"></span>n the c<span class=\"_ _2\"></span>ase of t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y fu<span class=\"_ _2\"></span>nds w<span class=\"_ _2\"></span>here f<span class=\"_ _2\"></span>und pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance ha<span class=\"_ _2\"></span>s an imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on fu<span class=\"_ _2\"></span>nd-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed fe<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n unit-l<span class=\"_ _2\"></span>inked i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r simil<span class=\"_ _2\"></span>ar clie<span class=\"_ _2\"></span>nt inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re the G<span class=\"_ _2\"></span>roup ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s as f<span class=\"_ _2\"></span>und ma<span class=\"_ _2\"></span>nager<span class=\"_ _6\"></span>, it<span class=\"_ _2\"></span> may<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>lso ho<span class=\"_ _2\"></span>ld inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts in th<span class=\"_ _2\"></span>e under<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, thro<span class=\"_ _2\"></span>ugh acq<span class=\"_ _2\"></span>uiri<span class=\"_ _2\"></span>ng unit<span class=\"_ _2\"></span>s or sha<span class=\"_ _2\"></span>res. W<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>ese inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re hel<span class=\"_ _2\"></span>d in uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-li<span class=\"_ _2\"></span>nked f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as a sec<span class=\"_ _2\"></span>onda<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>osure to v<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>able re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns th<span class=\"_ _2\"></span>rough t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt fee<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t it de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s from u<span class=\"_ _2\"></span>nit-li<span class=\"_ _2\"></span>nked p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 ac<span class=\"_ _2\"></span>count b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s percen<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>e owne<span class=\"_ _2\"></span>rsh<span class=\"_ _2\"></span>ip can f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tuate f<span class=\"_ _2\"></span>rom da<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>to-<span class=\"_ _2\"></span>day a<span class=\"_ _2\"></span>ccordin<span class=\"_ _2\"></span>g to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tici<span class=\"_ _2\"></span>pat<span class=\"_ _2\"></span>ion in<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>hem as cli<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s\u2019 u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t choi<span class=\"_ _2\"></span>ces chan<span class=\"_ _2\"></span>ge.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere, as i<span class=\"_ _2\"></span>s of<span class=\"_ _2\"></span>ten th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds, v<span class=\"_ _2\"></span>oting o<span class=\"_ _2\"></span>r simi<span class=\"_ _2\"></span>lar rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s are no<span class=\"_ _2\"></span>t the do<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>nt fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r in<span class=\"_ gs37\"> </span>de<span class=\"_ _2\"></span>cidi<span class=\"_ _2\"></span>ng who co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>ls the inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tee, ot<span class=\"_ _2\"></span>her fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs are con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>red in the co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rol of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rs th<span class=\"_ _2\"></span>e pur<span class=\"_ _2\"></span>pose a<span class=\"_ _2\"></span>nd de<span class=\"_ _2\"></span>sign of t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>nd, t<span class=\"_ _2\"></span>he sco<span class=\"_ _2\"></span>pe of it<span class=\"_ _2\"></span>s de<span class=\"_ _2\"></span>cisi<span class=\"_ _2\"></span>on-<span class=\"_ _2\"></span>mak<span class=\"_ _2\"></span>ing au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>t rel<span class=\"_ _2\"></span>evan<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and to gov<span class=\"_ _2\"></span>ern t<span class=\"_ _2\"></span>he ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ions of a f<span class=\"_ _2\"></span>und s<span class=\"_ _2\"></span>o as to ob<span class=\"_ _2\"></span>tain v<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>able re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns fro<span class=\"_ _2\"></span>m that f<span class=\"_ _2\"></span>und a<span class=\"_ _2\"></span>nd it<span class=\"_ _2\"></span>s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to u<span class=\"_ _2\"></span>se it<span class=\"_ _2\"></span>s po<span class=\"_ _2\"></span>wer to af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t the<span class=\"_ _2\"></span>se ret<span class=\"_ _2\"></span>urns<span class=\"_ _2\"></span>, bot<span class=\"_ _2\"></span>h fro<span class=\"_ _2\"></span>m the pe<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve of an i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tor a<span class=\"_ _2\"></span>nd an as<span class=\"_ _2\"></span>set m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>ts he<span class=\"_ _2\"></span>ld by o<span class=\"_ _2\"></span>ther p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g subs<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ve rem<span class=\"_ _2\"></span>oval (<span class=\"_ _2\"></span>\u201ck<span class=\"_ _2\"></span>ick-<span class=\"_ _2\"></span>ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) ri<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t may a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>t rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>On co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies ot<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>han th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ed as a l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement o<span class=\"_ _2\"></span>f f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d are des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed a<span class=\"_ _2\"></span>s \u201ct<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>\u201d<span class=\"_ _5\"></span>. S<span class=\"_ _2\"></span>uch int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re not re<span class=\"_ _2\"></span>corde<span class=\"_ _2\"></span>d as non<span class=\"_ _2\"></span>-c<span class=\"_ _2\"></span>ontro<span class=\"_ _2\"></span>llin<span class=\"_ _2\"></span>g intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as t<span class=\"_ _2\"></span>hey me<span class=\"_ _2\"></span>et th<span class=\"_ _2\"></span>e cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>a to be cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s rath<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>an equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are re<span class=\"_ _2\"></span>gard<span class=\"_ _2\"></span>ed as cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t, as t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re repa<span class=\"_ _2\"></span>yabl<span class=\"_ _2\"></span>e on dem<span class=\"_ _2\"></span>and,<span class=\"_ _2\"></span> al<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ugh i<span class=\"_ _2\"></span>t is not e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t the<span class=\"_ _2\"></span>y will b<span class=\"_ _2\"></span>e set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led in a s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t ti<span class=\"_ _2\"></span>me per<span class=\"_ _2\"></span>iod<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-375": {
   "value": "Associa<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies ov<span class=\"_ _2\"></span>er whic<span class=\"_ _2\"></span>h the Gro<span class=\"_ _2\"></span>up has sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce, but n<span class=\"_ _2\"></span>ot cont<span class=\"_ _2\"></span>rol or join<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol, th<span class=\"_ _2\"></span>rough i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n in the e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>nd op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y de<span class=\"_ _2\"></span>cisi<span class=\"_ _2\"></span>ons. S<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence i<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ted by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up hol<span class=\"_ _2\"></span>ding be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een 20% a<span class=\"_ _2\"></span>nd 50% of t<span class=\"_ _2\"></span>he voti<span class=\"_ _2\"></span>ng rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s. Votin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s are n<span class=\"_ _2\"></span>ot the o<span class=\"_ _2\"></span>nly co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, all ot<span class=\"_ _2\"></span>her rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l or oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e, are as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d in de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as th<span class=\"_ _2\"></span>e abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to exerc<span class=\"_ _2\"></span>ise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inf<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>ence. T<span class=\"_ _2\"></span>he resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s, as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies of a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes are in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y met<span class=\"_ _2\"></span>hod of a<span class=\"_ _2\"></span>ccount<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e date th<span class=\"_ _2\"></span>at sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>ce comm<span class=\"_ _2\"></span>ence<span class=\"_ _2\"></span>s unt<span class=\"_ _2\"></span>il th<span class=\"_ _2\"></span>e date i<span class=\"_ _2\"></span>t ends<span class=\"_ _2\"></span>. Unde<span class=\"_ _2\"></span>r this m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ate toge<span class=\"_ _2\"></span>ther w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>hat en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s po<span class=\"_ _2\"></span>st-ac<span class=\"_ _2\"></span>quisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n chan<span class=\"_ _2\"></span>ges to sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 f<span class=\"_ _2\"></span>unds i<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uded a<span class=\"_ _2\"></span>s an as<span class=\"_ _2\"></span>set in<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he co<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>prof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss and ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me of the as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on wh<span class=\"_ _2\"></span>ich sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant<span class=\"_ _2\"></span> inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence c<span class=\"_ _2\"></span>ease<span class=\"_ _2\"></span>s. Wh<span class=\"_ _2\"></span>ere a Gro<span class=\"_ _2\"></span>up ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ith a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>te of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, unreal<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are eli<span class=\"_ _2\"></span>minate<span class=\"_ _2\"></span>d to the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s intere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>n the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate. Un<span class=\"_ _2\"></span>realis<span class=\"_ _2\"></span>ed lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are el<span class=\"_ _2\"></span>imin<span class=\"_ _2\"></span>ated in t<span class=\"_ _2\"></span>he sa<span class=\"_ _2\"></span>me wa<span class=\"_ _2\"></span>y but o<span class=\"_ _2\"></span>nly to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that t<span class=\"_ _2\"></span>here i<span class=\"_ _2\"></span>s no ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>. Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes th<span class=\"_ _2\"></span>at are h<span class=\"_ _2\"></span>eld wi<span class=\"_ _2\"></span>th a v<span class=\"_ _2\"></span>iew to s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>t resa<span class=\"_ _2\"></span>le are ac<span class=\"_ _2\"></span>counte<span class=\"_ _2\"></span>d for as<span class=\"_ _2\"></span> no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld for s<span class=\"_ _2\"></span>ale.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in an a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>, a por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of w<span class=\"_ _2\"></span>hich is h<span class=\"_ _2\"></span>eld b<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, or is h<span class=\"_ _2\"></span>eld in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>rough a u<span class=\"_ _2\"></span>nit t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>t or si<span class=\"_ _2\"></span>milar e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g thro<span class=\"_ _2\"></span>ugh uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>, tha<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> is me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted as an as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. In add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on, fro<span class=\"_ _2\"></span>m<span class=\"_ gs37\"> </span>29 Oc<span class=\"_ _2\"></span>tobe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24, th<span class=\"_ _2\"></span>e Group cl<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied B<span class=\"_ _2\"></span>eals Mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tg<span class=\"_ _2\"></span>age and F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s Limi<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>inton<span class=\"_ _2\"></span> Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd as as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>e note 6).<span class=\"_ _2\"></span> ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-376": {
   "value": "Investment funds The Group consolidates certain of its interests in open-ended investment companies (\u201cOEICs\u201d), unit trusts, mutual funds and similar investment vehicles (collectively \u201cinvestment funds\u201d). The Group continually assesses any changes to facts and circumstances to determine, in the context of the three elements of control listed above, whether it still controls the investee and is therefore required to consolidate it. The Group invests in a wide range of investment funds in respect of its unit-linked investment contracts where investments are made to match the investment choices of its clients. For some of these funds, it also acts as fund manager. These funds invest predominantly in equities, bonds, cash and cash equivalents. The Group holds interests in these investment funds mainly through the receipt of fund management fees, in the case where the Group acts as fund manager, which provide a variable return based on the value of the funds under management and other criteria, and in the case of third-party funds where fund performance has an impact on fund-based fees within unit-linked investment contracts and other similar client investment products. Where the Group acts as fund manager, it may also hold investments in the underlying funds, through acquiring units or shares. Where these investments are held in unit-linked funds, the Group has a secondary exposure to variable returns through the management fees that it deducts from unit-linked policyholders\u2019 account balances. The Group\u2019s percentage ownership can fluctuate from day-to-day according to the Group\u2019s participation in them as clients\u2019 underlying investment choices change. Where, as is often the case with investment funds, voting or similar rights are not the dominant factor in deciding who controls the investee, other factors are considered in the control assessment. When assessing the control of investment funds, the Group considers the purpose and design of the fund, the scope of its decision-making authority, including its ability to direct relevant activities and to govern the operations of a fund so as to obtain variable returns from that fund and its ability to use its power to affect these returns, both from the perspective of an investor and an asset manager. In addition, the Group assesses rights held by other parties including substantive removal (\u201ckick-out\u201d) rights that may affect the Group\u2019s ability to direct relevant activities. On consolidation, the interests of parties other than the Group are classified as a liability in the Group\u2019s statement of financial position and are described as \u201cthird-party interests in consolidated funds\u201d. Such interests are not recorded as non-controlling interests as they meet the criteria to be classified as liabilities rather than equity. These liabilities are regarded as current, as they are repayable on demand, although it is not expected that they will be settled in a short time period ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentFunds",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-449": {
   "value": "Business combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is requ<span class=\"_ _2\"></span>ired to u<span class=\"_ _2\"></span>se the a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>thod o<span class=\"_ _2\"></span>f accou<span class=\"_ _2\"></span>nting f<span class=\"_ _2\"></span>or bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s com<span class=\"_ _2\"></span>bina<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are acco<span class=\"_ _2\"></span>unted f<span class=\"_ _2\"></span>or at th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>hat con<span class=\"_ _2\"></span>trol i<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>eved (<span class=\"_ _2\"></span>the a<span class=\"_ _2\"></span>cquisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n date). T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is m<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>red as t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es (at th<span class=\"_ _2\"></span>e date of e<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s gi<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>, liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red or a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>nd equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in exch<span class=\"_ _2\"></span>ange fo<span class=\"_ _2\"></span>r con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uiree. D<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red an<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span> a<span class=\"_ gs37\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e date of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>iree<span class=\"_ _2\"></span>\u2019s ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t meet t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions f<span class=\"_ _2\"></span>or reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>heir f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate.<span class=\"_ _29f\"> </span>If t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>or a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is i<span class=\"_ _2\"></span>ncomp<span class=\"_ _2\"></span>lete b<span class=\"_ _2\"></span>y the en<span class=\"_ _2\"></span>d of the re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>nal am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s are rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese are ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>ds up to a maxi<span class=\"_ _2\"></span>mum of 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nths f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te. Add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ma<span class=\"_ _2\"></span>y also b<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>his pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, to ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t any ne<span class=\"_ _2\"></span>w info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>bta<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>bou<span class=\"_ _2\"></span>t the f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces th<span class=\"_ _2\"></span>at ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at, i<span class=\"_ _2\"></span>f kn<span class=\"_ _2\"></span>own<span class=\"_ _2\"></span>, woul<span class=\"_ _2\"></span>d have a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>he am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>hat da<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the e<span class=\"_ _2\"></span>xcess o<span class=\"_ _2\"></span>f the cos<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>n acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>ble ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>acq<span class=\"_ _2\"></span>uired en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Ot<span class=\"_ _2\"></span>her acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>-re<span class=\"_ _2\"></span>lated<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>t form<span class=\"_ _2\"></span>ing pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t of the co<span class=\"_ _2\"></span>st o<span class=\"_ _2\"></span>f acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, a<span class=\"_ _2\"></span>re exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>d as in<span class=\"_ _2\"></span>curre<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>Up<span class=\"_ _2\"></span>on sa<span class=\"_ _2\"></span>le, th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>ereco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y or dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up on th<span class=\"_ _2\"></span>e date on w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h contr<span class=\"_ _2\"></span>ol pas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of comp<span class=\"_ _2\"></span>rehen<span class=\"_ _2\"></span>siv<span class=\"_ _2\"></span>e inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of a su<span class=\"_ _2\"></span>bsidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y or di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up up to th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>. The d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he proc<span class=\"_ _2\"></span>eeds f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e of a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g and i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t as at th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>, inclu<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he cum<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of any<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>elate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces tha<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve, is<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e of th<span class=\"_ _2\"></span>e subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-432": {
   "value": "Business combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is requ<span class=\"_ _2\"></span>ired to u<span class=\"_ _2\"></span>se the a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>thod o<span class=\"_ _2\"></span>f accou<span class=\"_ _2\"></span>nting f<span class=\"_ _2\"></span>or bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s com<span class=\"_ _2\"></span>bina<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are acco<span class=\"_ _2\"></span>unted f<span class=\"_ _2\"></span>or at th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>hat con<span class=\"_ _2\"></span>trol i<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>eved (<span class=\"_ _2\"></span>the a<span class=\"_ _2\"></span>cquisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n date). T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is m<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>red as t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es (at th<span class=\"_ _2\"></span>e date of e<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s gi<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>, liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red or a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>nd equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in exch<span class=\"_ _2\"></span>ange fo<span class=\"_ _2\"></span>r con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uiree. D<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red an<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span> a<span class=\"_ gs37\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e date of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>iree<span class=\"_ _2\"></span>\u2019s ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t meet t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions f<span class=\"_ _2\"></span>or reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>heir f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate.<span class=\"_ _29f\"> </span>If t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>or a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is i<span class=\"_ _2\"></span>ncomp<span class=\"_ _2\"></span>lete b<span class=\"_ _2\"></span>y the en<span class=\"_ _2\"></span>d of the re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>nal am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s are rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese are ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>ds up to a maxi<span class=\"_ _2\"></span>mum of 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nths f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te. Add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ma<span class=\"_ _2\"></span>y also b<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>his pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, to ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t any ne<span class=\"_ _2\"></span>w info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>bta<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>bou<span class=\"_ _2\"></span>t the f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces th<span class=\"_ _2\"></span>at ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at, i<span class=\"_ _2\"></span>f kn<span class=\"_ _2\"></span>own<span class=\"_ _2\"></span>, woul<span class=\"_ _2\"></span>d have a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>he am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>hat da<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the e<span class=\"_ _2\"></span>xcess o<span class=\"_ _2\"></span>f the cos<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>n acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>ble ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>acq<span class=\"_ _2\"></span>uired en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Ot<span class=\"_ _2\"></span>her acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>-re<span class=\"_ _2\"></span>lated<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>t form<span class=\"_ _2\"></span>ing pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t of the co<span class=\"_ _2\"></span>st o<span class=\"_ _2\"></span>f acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, a<span class=\"_ _2\"></span>re exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>d as in<span class=\"_ _2\"></span>curre<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>Up<span class=\"_ _2\"></span>on sa<span class=\"_ _2\"></span>le, th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>ereco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y or dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up on th<span class=\"_ _2\"></span>e date on w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h contr<span class=\"_ _2\"></span>ol pas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of comp<span class=\"_ _2\"></span>rehen<span class=\"_ _2\"></span>siv<span class=\"_ _2\"></span>e inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of a su<span class=\"_ _2\"></span>bsidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y or di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up up to th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>. The d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he proc<span class=\"_ _2\"></span>eeds f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e of a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g and i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t as at th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>, inclu<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he cum<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of any<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>elate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces tha<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve, is<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e of th<span class=\"_ _2\"></span>e subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng.<span class=\"_ _29f\"> </span>Goodwill and<span class=\"_ _6\"></span> goodwill impairment<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>s show<span class=\"_ _2\"></span>n as a se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t on<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere it ar<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s, is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ose inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et at co<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te whe<span class=\"_ _2\"></span>n cont<span class=\"_ _2\"></span>rol is ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>ed (th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) an<span class=\"_ _2\"></span>d is sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is n<span class=\"_ _2\"></span>ot amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d bu<span class=\"_ _2\"></span>t<span class=\"_ gs37\"> </span>is subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to annua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d to one or m<span class=\"_ _2\"></span>ore gro<span class=\"_ _2\"></span>ups of c<span class=\"_ _2\"></span>ash<span class=\"_ _2\"></span>-gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s (\u201c<span class=\"_ _2\"></span>C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t fro<span class=\"_ _2\"></span>m th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>gie<span class=\"_ _2\"></span>s of the co<span class=\"_ _2\"></span>mbin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>GU rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he sma<span class=\"_ _2\"></span>lles<span class=\"_ _2\"></span>t id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e grou<span class=\"_ _2\"></span>p of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at gene<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>s cash i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are lar<span class=\"_ _2\"></span>gely i<span class=\"_ _2\"></span>ndep<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h inf<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws fr<span class=\"_ _2\"></span>om oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or g<span class=\"_ _2\"></span>roups of as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dwi<span class=\"_ _2\"></span>ll is rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>wed fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt at le<span class=\"_ _2\"></span>ast a<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>lly a<span class=\"_ _2\"></span>s a mat<span class=\"_ _2\"></span>ter of co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e even i<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>re is no ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, and w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver an e<span class=\"_ _2\"></span>vent o<span class=\"_ _2\"></span>r chan<span class=\"_ _2\"></span>ge in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces occ<span class=\"_ _2\"></span>urs w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h indi<span class=\"_ _2\"></span>cate<span class=\"_ _2\"></span>s a po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. For i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>red to th<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt is t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al. A<span class=\"_ _2\"></span>ny im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s and is n<span class=\"_ _2\"></span>ot sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y reve<span class=\"_ _6\"></span>rsed.<span class=\"_ _29f\"> </span>On d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>al of a<span class=\"_ _2\"></span>n oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>thin a g<span class=\"_ _2\"></span>roup of CGUs to w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l has be<span class=\"_ _2\"></span>en all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted, t<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wh<span class=\"_ _2\"></span>en dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e. It is m<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve val<span class=\"_ _2\"></span>ues of t<span class=\"_ _2\"></span>he op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>ed of an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the CGU ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he sum o<span class=\"_ _2\"></span>f net t<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ed fro<span class=\"_ _2\"></span>m the B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pl<span class=\"_ _2\"></span>an. F<span class=\"_ _2\"></span>uture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow ele<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s al<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>r the cos<span class=\"_ _2\"></span>t of c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal n<span class=\"_ _2\"></span>eed<span class=\"_ _2\"></span>ed to sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket sha<span class=\"_ _2\"></span>re and m<span class=\"_ _2\"></span>arket g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion is a<span class=\"_ _2\"></span>lso us<span class=\"_ _2\"></span>ed to inf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d volum<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new<span class=\"_ gs37\"> </span><span class=\"_ _6\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>ving<span class=\"_ _2\"></span>s lin<span class=\"_ _2\"></span>ked to f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y are onl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on in<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sion has a<span class=\"_ _2\"></span>lso be<span class=\"_ _2\"></span>en recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, for th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>purp<span class=\"_ _2\"></span>ose of t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion, a num<span class=\"_ _2\"></span>ber of pl<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>mari<span class=\"_ _2\"></span>ly in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to th<span class=\"_ _2\"></span>e Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Simp<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prog<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>me, hav<span class=\"_ _2\"></span>e bee<span class=\"_ _2\"></span>n rem<span class=\"_ _2\"></span>oved f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age of th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (retur<span class=\"_ _2\"></span>n requ<span class=\"_ _2\"></span>ired by s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs) and th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of debt (re<span class=\"_ _2\"></span>turn re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d by bo<span class=\"_ _2\"></span>ndho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>wne<span class=\"_ _2\"></span>rs of pr<span class=\"_ _2\"></span>oper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup). Wh<span class=\"_ _2\"></span>en<span class=\"_ gs37\"> </span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>emat<span class=\"_ _2\"></span>ic risk (<span class=\"_ _2\"></span>i.e. the b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alue) wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>a tr<span class=\"_ _2\"></span>iang<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch is us<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at comb<span class=\"_ _2\"></span>ines b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>es ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed fr<span class=\"_ _2\"></span>om his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l data<span class=\"_ _2\"></span>, a for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard-<span class=\"_ _29f\"> </span>lo<span class=\"_ _2\"></span>oki<span class=\"_ _2\"></span>ng vi<span class=\"_ _2\"></span>ew on th<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>ion of b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Intangible assets acquired as part of a business c<span class=\"_ _6\"></span>ombination<span class=\"_ _29f\"> </span>Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s acqui<span class=\"_ _2\"></span>red as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d wher<span class=\"_ _2\"></span>e they a<span class=\"_ _2\"></span>re sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span>ly ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e and c<span class=\"_ _2\"></span>an be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d reliab<span class=\"_ _2\"></span>ly. Acq<span class=\"_ _2\"></span>uired i<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prim<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y of co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual relationships<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> customer rel<span class=\"_ _6\"></span>ationships and<span class=\"_ _6\"></span> distr<span class=\"_ _2\"></span>ibution ch<span class=\"_ _6\"></span>annels. Such<span class=\"_ _6\"></span> items are<span class=\"_ _6\"></span> capitalised at th<span class=\"_ _2\"></span>eir fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue, repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated n<span class=\"_ _2\"></span>et pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ships a<span class=\"_ _2\"></span>cquir<span class=\"_ _2\"></span>ed at th<span class=\"_ _2\"></span>e date of a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. B<span class=\"_ _2\"></span>rand<span class=\"_ _2\"></span>s and sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>tems ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d as par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sed on a \u2018re<span class=\"_ _2\"></span>lief fr<span class=\"_ _2\"></span>om roya<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion methodolog<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, acqu<span class=\"_ _2\"></span>ired in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>any reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at ra<span class=\"_ _2\"></span>tes cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted to wr<span class=\"_ _2\"></span>ite of<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t or v<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>tion l<span class=\"_ _2\"></span>ess e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue, u<span class=\"_ _2\"></span>sing a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>heir e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful li<span class=\"_ _2\"></span>ves a<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t bel<span class=\"_ _2\"></span>ow: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls29 ws4c\">Dis<span class=\"_ _2\"></span>tributio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> channels <span class=\"_ _29\"> </span>8 years</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ship<span class=\"_ _2\"></span>s <span class=\"_ _38\"> </span>7<span class=\"_ _6\"></span>\u2013<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0 year<span class=\"_ _2\"></span>s</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">S<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware <span class=\"_ _3c\"> </span> <span class=\"_ _68\"> </span>5 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he econ<span class=\"_ _2\"></span>omic l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y consid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s usa<span class=\"_ _2\"></span>ge of the a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et, p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span> li<span class=\"_ _2\"></span>fe c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial ob<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>escen<span class=\"_ _2\"></span>ce, comp<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e indu<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d is re-<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f each f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-377": {
   "value": "Business combinations<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is requ<span class=\"_ _2\"></span>ired to u<span class=\"_ _2\"></span>se the a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>thod o<span class=\"_ _2\"></span>f accou<span class=\"_ _2\"></span>nting f<span class=\"_ _2\"></span>or bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s com<span class=\"_ _2\"></span>bina<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are acco<span class=\"_ _2\"></span>unted f<span class=\"_ _2\"></span>or at th<span class=\"_ _2\"></span>e date t<span class=\"_ _2\"></span>hat con<span class=\"_ _2\"></span>trol i<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>eved (<span class=\"_ _2\"></span>the a<span class=\"_ _2\"></span>cquisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n date). T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is m<span class=\"_ _2\"></span>easu<span class=\"_ _2\"></span>red as t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es (at th<span class=\"_ _2\"></span>e date of e<span class=\"_ _2\"></span>xchang<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s gi<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>, liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red or a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>nd equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in exch<span class=\"_ _2\"></span>ange fo<span class=\"_ _2\"></span>r con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uiree. D<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red an<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span> a<span class=\"_ gs37\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e date of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>iree<span class=\"_ _2\"></span>\u2019s ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t meet t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions f<span class=\"_ _2\"></span>or reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>heir f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate.<span class=\"_ _29f\"> </span>If t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l accoun<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>or a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion is i<span class=\"_ _2\"></span>ncomp<span class=\"_ _2\"></span>lete b<span class=\"_ _2\"></span>y the en<span class=\"_ _2\"></span>d of the re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e Group re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>nal am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s are rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese are ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>ds up to a maxi<span class=\"_ _2\"></span>mum of 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nths f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te. Add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ma<span class=\"_ _2\"></span>y also b<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>his pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, to ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t any ne<span class=\"_ _2\"></span>w info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>bta<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>bou<span class=\"_ _2\"></span>t the f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces th<span class=\"_ _2\"></span>at ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion d<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at, i<span class=\"_ _2\"></span>f kn<span class=\"_ _2\"></span>own<span class=\"_ _2\"></span>, woul<span class=\"_ _2\"></span>d have a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>he am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>hat da<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the e<span class=\"_ _2\"></span>xcess o<span class=\"_ _2\"></span>f the cos<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>n acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>ble ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>acq<span class=\"_ _2\"></span>uired en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Ot<span class=\"_ _2\"></span>her acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>-re<span class=\"_ _2\"></span>lated<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>t form<span class=\"_ _2\"></span>ing pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t of the co<span class=\"_ _2\"></span>st o<span class=\"_ _2\"></span>f acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion, a<span class=\"_ _2\"></span>re exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>d as in<span class=\"_ _2\"></span>curre<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>Up<span class=\"_ _2\"></span>on sa<span class=\"_ _2\"></span>le, th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>ereco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y or dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up on th<span class=\"_ _2\"></span>e date on w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h contr<span class=\"_ _2\"></span>ol pas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of comp<span class=\"_ _2\"></span>rehen<span class=\"_ _2\"></span>siv<span class=\"_ _2\"></span>e inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of a su<span class=\"_ _2\"></span>bsidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y or di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al gro<span class=\"_ _2\"></span>up up to th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>. The d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he proc<span class=\"_ _2\"></span>eeds f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e of a sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g and i<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t as at th<span class=\"_ _2\"></span>e date of d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>, inclu<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he cum<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of any<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>elate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces tha<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in the fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve, is<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e of th<span class=\"_ _2\"></span>e subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>y un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng.<span class=\"_ _29f\"> </span>Goodwill and<span class=\"_ _6\"></span> goodwill impairment<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>s show<span class=\"_ _2\"></span>n as a se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t on<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere it ar<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s, is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ose inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et at co<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te whe<span class=\"_ _2\"></span>n cont<span class=\"_ _2\"></span>rol is ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>ed (th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) an<span class=\"_ _2\"></span>d is sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is n<span class=\"_ _2\"></span>ot amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d bu<span class=\"_ _2\"></span>t<span class=\"_ gs37\"> </span>is subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to annua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d to one or m<span class=\"_ _2\"></span>ore gro<span class=\"_ _2\"></span>ups of c<span class=\"_ _2\"></span>ash<span class=\"_ _2\"></span>-gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s (\u201c<span class=\"_ _2\"></span>C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t fro<span class=\"_ _2\"></span>m th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>gie<span class=\"_ _2\"></span>s of the co<span class=\"_ _2\"></span>mbin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>GU rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he sma<span class=\"_ _2\"></span>lles<span class=\"_ _2\"></span>t id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e grou<span class=\"_ _2\"></span>p of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at gene<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>s cash i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are lar<span class=\"_ _2\"></span>gely i<span class=\"_ _2\"></span>ndep<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h inf<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws fr<span class=\"_ _2\"></span>om oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or g<span class=\"_ _2\"></span>roups of as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dwi<span class=\"_ _2\"></span>ll is rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>wed fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt at le<span class=\"_ _2\"></span>ast a<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>lly a<span class=\"_ _2\"></span>s a mat<span class=\"_ _2\"></span>ter of co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e even i<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>re is no ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, and w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver an e<span class=\"_ _2\"></span>vent o<span class=\"_ _2\"></span>r chan<span class=\"_ _2\"></span>ge in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces occ<span class=\"_ _2\"></span>urs w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h indi<span class=\"_ _2\"></span>cate<span class=\"_ _2\"></span>s a po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. For i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>red to th<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt is t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al. A<span class=\"_ _2\"></span>ny im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s and is n<span class=\"_ _2\"></span>ot sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y reve<span class=\"_ _6\"></span>rsed.<span class=\"_ _29f\"> </span>On d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>al of a<span class=\"_ _2\"></span>n oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>thin a g<span class=\"_ _2\"></span>roup of CGUs to w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l has be<span class=\"_ _2\"></span>en all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted, t<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wh<span class=\"_ _2\"></span>en dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e. It is m<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve val<span class=\"_ _2\"></span>ues of t<span class=\"_ _2\"></span>he op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>ed of an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the CGU ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he sum o<span class=\"_ _2\"></span>f net t<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ed fro<span class=\"_ _2\"></span>m the B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pl<span class=\"_ _2\"></span>an. F<span class=\"_ _2\"></span>uture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow ele<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s al<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>r the cos<span class=\"_ _2\"></span>t of c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal n<span class=\"_ _2\"></span>eed<span class=\"_ _2\"></span>ed to sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket sha<span class=\"_ _2\"></span>re and m<span class=\"_ _2\"></span>arket g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion is a<span class=\"_ _2\"></span>lso us<span class=\"_ _2\"></span>ed to inf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d volum<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new<span class=\"_ gs37\"> </span><span class=\"_ _6\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>ving<span class=\"_ _2\"></span>s lin<span class=\"_ _2\"></span>ked to f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y are onl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on in<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sion has a<span class=\"_ _2\"></span>lso be<span class=\"_ _2\"></span>en recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, for th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>purp<span class=\"_ _2\"></span>ose of t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion, a num<span class=\"_ _2\"></span>ber of pl<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>mari<span class=\"_ _2\"></span>ly in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to th<span class=\"_ _2\"></span>e Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Simp<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prog<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>me, hav<span class=\"_ _2\"></span>e bee<span class=\"_ _2\"></span>n rem<span class=\"_ _2\"></span>oved f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age of th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (retur<span class=\"_ _2\"></span>n requ<span class=\"_ _2\"></span>ired by s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs) and th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of debt (re<span class=\"_ _2\"></span>turn re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d by bo<span class=\"_ _2\"></span>ndho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>wne<span class=\"_ _2\"></span>rs of pr<span class=\"_ _2\"></span>oper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup). Wh<span class=\"_ _2\"></span>en<span class=\"_ gs37\"> </span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>emat<span class=\"_ _2\"></span>ic risk (<span class=\"_ _2\"></span>i.e. the b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alue) wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>a tr<span class=\"_ _2\"></span>iang<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch is us<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at comb<span class=\"_ _2\"></span>ines b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>es ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed fr<span class=\"_ _2\"></span>om his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l data<span class=\"_ _2\"></span>, a for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard-<span class=\"_ _29f\"> </span>lo<span class=\"_ _2\"></span>oki<span class=\"_ _2\"></span>ng vi<span class=\"_ _2\"></span>ew on th<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>ion of b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-378": {
   "value": "5(b): Fair value measurement<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s a mar<span class=\"_ _2\"></span>ket-ba<span class=\"_ _2\"></span>sed me<span class=\"_ _2\"></span>asure a<span class=\"_ _2\"></span>nd is th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce tha<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d be rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d to sell a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et or p<span class=\"_ _2\"></span>aid to tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer a lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in an or<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n mark<span class=\"_ _2\"></span>et par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>sureme<span class=\"_ _2\"></span>nt date<span class=\"_ _2\"></span>. F<span class=\"_ _2\"></span>or<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e at init<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is no<span class=\"_ _2\"></span>rmal<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n pr<span class=\"_ _2\"></span>ice, w<span class=\"_ _2\"></span>hich re<span class=\"_ _2\"></span>prese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n gi<span class=\"_ _2\"></span>ven or re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>ved.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble ma<span class=\"_ _2\"></span>rket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s in an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t, su<span class=\"_ _2\"></span>ch as bi<span class=\"_ _2\"></span>d or of<span class=\"_ _2\"></span>fer (as<span class=\"_ _2\"></span>k) pri<span class=\"_ _2\"></span>ces are u<span class=\"_ _2\"></span>nava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le, fa<span class=\"_ _2\"></span>ir va<span class=\"_ _2\"></span>lue is m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n tech<span class=\"_ _2\"></span>nique<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s that m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s woul<span class=\"_ _2\"></span>d us<span class=\"_ _2\"></span>e when p<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. If an as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r a liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue has a b<span class=\"_ _2\"></span>id or an o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer pr<span class=\"_ _2\"></span>ice, th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he bid<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>fer sp<span class=\"_ _2\"></span>read th<span class=\"_ _2\"></span>at is mo<span class=\"_ _2\"></span>st re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve of fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is us<span class=\"_ _2\"></span>ed as t<span class=\"_ _2\"></span>he bas<span class=\"_ _2\"></span>is of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he qual<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t for f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s is d<span class=\"_ _2\"></span>iscl<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d by way o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y in note 22.<span class=\"_ _29f\"> </span>Initial measurement<span class=\"_ _29f\"> </span>A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et (unles<span class=\"_ _2\"></span>s it i<span class=\"_ _2\"></span>s a tra<span class=\"_ _2\"></span>de recei<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>out a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cing co<span class=\"_ _2\"></span>mpon<span class=\"_ _2\"></span>ent th<span class=\"_ _2\"></span>at is in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on pr<span class=\"_ _2\"></span>ice) is ini<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e plus<span class=\"_ _2\"></span>, for a<span class=\"_ _2\"></span>n item n<span class=\"_ _2\"></span>ot at F<span class=\"_ _2\"></span>V<span class=\"_ _1\"></span>TPL<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to it<span class=\"_ _2\"></span>s acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>Subsequent measurement<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he clas<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s dep<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>s on (i<span class=\"_ _2\"></span>) the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>se for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h it was a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>red, (<span class=\"_ _2\"></span>ii) t<span class=\"_ _2\"></span>he<span class=\"_ _29f\"> </span>bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el in w<span class=\"_ _2\"></span>hich i<span class=\"_ _2\"></span>t is man<span class=\"_ _2\"></span>aged<span class=\"_ _2\"></span>, and (i<span class=\"_ _2\"></span>ii) i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>w char<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>s. T<span class=\"_ _6\"></span>wo c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ries<span class=\"_ _29f\"> </span>are ap<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>cabl<span class=\"_ _2\"></span>e to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s: F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ines<span class=\"_ _29f\"> </span>the subsequent<span class=\"_ _6\"></span> measur<span class=\"_ _6\"></span>ement bas<span class=\"_ _6\"></span>is. The following<span class=\"_ _6\"></span> acc<span class=\"_ _6\"></span>ounting polici<span class=\"_ _6\"></span>es apply to<span class=\"_ _6\"></span> the sub<span class=\"_ _6\"></span>sequent<span class=\"_ _29f\"> </span>measurement of financial asse<span class=\"_ _2\"></span>ts.<span class=\"_ _29f\"> </span><table class=\"s w84 h9f\" id=\"_686053f7-176c-42c1-90e7-fe9a4f1f992b\"><tr><td class=\"c n x245 y2f2a w85 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34e y2f2a w86 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls65 ws80\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f2b w87 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbc wsc3\">F<span class=\"_ _2\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34f y2f2b w88 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e finan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue. N<span class=\"_ _2\"></span>et gai<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2c ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es, in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d div<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>end in<span class=\"_ _2\"></span>come, a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2d ff11b fs11 fc3 sc0 lsdd wsb4\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f2e w89 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x351 y2f2e w8a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are su<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y meas<span class=\"_ _2\"></span>ured at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2f ff11c fs11 fc3 sc0 ls94 wse3\">usi<span class=\"_ _2\"></span>ng th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eff<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t is red<span class=\"_ _2\"></span>uce<span class=\"_ _2\"></span>d </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f30 ff11b fs11 fc3 sc0 ls94 ws1\">by i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s. In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, fore<span class=\"_ _2\"></span>ign e<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge gai<span class=\"_ _2\"></span>ns an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span> </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f31 ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>. Any g<span class=\"_ _2\"></span>ain or l<span class=\"_ _2\"></span>oss on<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f32 ff11c fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in profi<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-320": {
   "value": "5(b): Fair value measurement<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s a mar<span class=\"_ _2\"></span>ket-ba<span class=\"_ _2\"></span>sed me<span class=\"_ _2\"></span>asure a<span class=\"_ _2\"></span>nd is th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce tha<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d be rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d to sell a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et or p<span class=\"_ _2\"></span>aid to tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer a lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in an or<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n mark<span class=\"_ _2\"></span>et par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>sureme<span class=\"_ _2\"></span>nt date<span class=\"_ _2\"></span>. F<span class=\"_ _2\"></span>or<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e at init<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is no<span class=\"_ _2\"></span>rmal<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n pr<span class=\"_ _2\"></span>ice, w<span class=\"_ _2\"></span>hich re<span class=\"_ _2\"></span>prese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n gi<span class=\"_ _2\"></span>ven or re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>ved.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble ma<span class=\"_ _2\"></span>rket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s in an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t, su<span class=\"_ _2\"></span>ch as bi<span class=\"_ _2\"></span>d or of<span class=\"_ _2\"></span>fer (as<span class=\"_ _2\"></span>k) pri<span class=\"_ _2\"></span>ces are u<span class=\"_ _2\"></span>nava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le, fa<span class=\"_ _2\"></span>ir va<span class=\"_ _2\"></span>lue is m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n tech<span class=\"_ _2\"></span>nique<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s that m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>t par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>s woul<span class=\"_ _2\"></span>d us<span class=\"_ _2\"></span>e when p<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. If an as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r a liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue has a b<span class=\"_ _2\"></span>id or an o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer pr<span class=\"_ _2\"></span>ice, th<span class=\"_ _2\"></span>e pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he bid<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>fer sp<span class=\"_ _2\"></span>read th<span class=\"_ _2\"></span>at is mo<span class=\"_ _2\"></span>st re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve of fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is us<span class=\"_ _2\"></span>ed as t<span class=\"_ _2\"></span>he bas<span class=\"_ _2\"></span>is of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue me<span class=\"_ _2\"></span>asurem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he qual<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t for f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s is d<span class=\"_ _2\"></span>iscl<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d by way o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y in note 22.<span class=\"_ _29f\"> </span>5(h): Financial ins<span class=\"_ _2\"></span>truments (<span class=\"_ _6\"></span>other than deri<span class=\"_ _2\"></span>vatives)<span class=\"_ _29f\"> </span>Financial instrument<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> cover a<span class=\"_ _6\"></span> wide rang<span class=\"_ _6\"></span>e of<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancia<span class=\"_ _6\"></span>l asset<span class=\"_ _2\"></span>s, i<span class=\"_ _6\"></span>ncluding financial investment<span class=\"_ _2\"></span>s, trade<span class=\"_ _29f\"> </span>receivables and cash<span class=\"_ _6\"></span> and cash equivalents and financial liabilities, including<span class=\"_ _6\"></span> investment contract<span class=\"_ _29f\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, tr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>les<span class=\"_ _2\"></span>, and b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>es, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are als<span class=\"_ _2\"></span>o fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, are co<span class=\"_ _2\"></span>vere<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span>by acc<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>ing pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y note 5<span class=\"_ _2\"></span>(j). F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ties a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s<span class=\"_ _29f\"> </span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement o<span class=\"_ _2\"></span>f f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p beco<span class=\"_ _2\"></span>mes pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tual pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sions o<span class=\"_ _2\"></span>f the<span class=\"_ _29f\"> </span>ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s a fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span>hav<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ired o<span class=\"_ _2\"></span>r been f<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>fei<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up. A f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is de<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>n the li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is<span class=\"_ _29f\"> </span>ex<span class=\"_ _2\"></span>tinguished.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s the ob<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve of a busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s mode<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is he<span class=\"_ _2\"></span>ld at a por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fol<span class=\"_ _2\"></span>io lev<span class=\"_ _2\"></span>el<span class=\"_ _29f\"> </span>be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se thi<span class=\"_ _2\"></span>s bes<span class=\"_ _2\"></span>t repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he wa<span class=\"_ _2\"></span>y the bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss is ma<span class=\"_ _2\"></span>naged a<span class=\"_ _2\"></span>nd inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n is repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ted to<span class=\"_ _29f\"> </span>man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>s the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>lio po<span class=\"_ _2\"></span>licie<span class=\"_ _2\"></span>s and obj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup<span class=\"_ _29f\"> </span>de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>nes i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>y in h<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icu<span class=\"_ _2\"></span>larl<span class=\"_ _2\"></span>y cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>ing w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>arns<span class=\"_ _29f\"> </span>con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t reve<span class=\"_ _2\"></span>nue, fo<span class=\"_ _2\"></span>r exam<span class=\"_ _2\"></span>ple to m<span class=\"_ _2\"></span>atch th<span class=\"_ _2\"></span>e dura<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts to t<span class=\"_ _2\"></span>he dur<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of<span class=\"_ _29f\"> </span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re fun<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>hose a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r to reali<span class=\"_ _2\"></span>se ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s thr<span class=\"_ _2\"></span>ough t<span class=\"_ _2\"></span>he sa<span class=\"_ _2\"></span>le of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he<span class=\"_ _29f\"> </span>fre<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, vol<span class=\"_ _2\"></span>ume an<span class=\"_ _2\"></span>d timi<span class=\"_ _2\"></span>ng of sa<span class=\"_ _2\"></span>les in p<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iods m<span class=\"_ _2\"></span>ay be re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed<span class=\"_ _2\"></span>, alon<span class=\"_ _2\"></span>g wit<span class=\"_ _2\"></span>h the re<span class=\"_ _2\"></span>ason<span class=\"_ _2\"></span>s for<span class=\"_ _29f\"> </span>suc<span class=\"_ _2\"></span>h<span class=\"_ gs37\"> </span>sal<span class=\"_ _2\"></span>es and e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ales ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. The<span class=\"_ _2\"></span>se fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs enab<span class=\"_ _2\"></span>le man<span class=\"_ _2\"></span>agemen<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine<span class=\"_ _29f\"> </span>wh<span class=\"_ _2\"></span>ich f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s shou<span class=\"_ _2\"></span>ld be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _29f\"> </span>Initial measurement<span class=\"_ _29f\"> </span>A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et (unles<span class=\"_ _2\"></span>s it i<span class=\"_ _2\"></span>s a tra<span class=\"_ _2\"></span>de recei<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>out a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cing co<span class=\"_ _2\"></span>mpon<span class=\"_ _2\"></span>ent th<span class=\"_ _2\"></span>at is in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on pr<span class=\"_ _2\"></span>ice) is ini<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e plus<span class=\"_ _2\"></span>, for a<span class=\"_ _2\"></span>n item n<span class=\"_ _2\"></span>ot at F<span class=\"_ _2\"></span>V<span class=\"_ _1\"></span>TPL<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to it<span class=\"_ _2\"></span>s acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>Subsequent measurement<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he clas<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s dep<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>s on (i<span class=\"_ _2\"></span>) the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>se for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h it was a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>red, (<span class=\"_ _2\"></span>ii) t<span class=\"_ _2\"></span>he<span class=\"_ _29f\"> </span>bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el in w<span class=\"_ _2\"></span>hich i<span class=\"_ _2\"></span>t is man<span class=\"_ _2\"></span>aged<span class=\"_ _2\"></span>, and (i<span class=\"_ _2\"></span>ii) i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>w char<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>s. T<span class=\"_ _6\"></span>wo c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ries<span class=\"_ _29f\"> </span>are ap<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>cabl<span class=\"_ _2\"></span>e to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s: F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ines<span class=\"_ _29f\"> </span>the subsequent<span class=\"_ _6\"></span> measur<span class=\"_ _6\"></span>ement bas<span class=\"_ _6\"></span>is. The following<span class=\"_ _6\"></span> acc<span class=\"_ _6\"></span>ounting polici<span class=\"_ _6\"></span>es apply to<span class=\"_ _6\"></span> the sub<span class=\"_ _6\"></span>sequent<span class=\"_ _29f\"> </span>measurement of financial asse<span class=\"_ _2\"></span>ts.<span class=\"_ _29f\"> </span><table class=\"s w84 h9f\" id=\"_686053f7-176c-42c1-90e7-fe9a4f1f992b\"><tr><td class=\"c n x245 y2f2a w85 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34e y2f2a w86 h97\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls65 ws80\">Accounting policies<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f2b w87 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbc wsc3\">F<span class=\"_ _2\"></span>VTPL<span class=\"_ _29f\"> </span></div></td><td class=\"c n x34f y2f2b w88 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e finan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue. N<span class=\"_ _2\"></span>et gai<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2c ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es, in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d div<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>end in<span class=\"_ _2\"></span>come, a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2d ff11b fs11 fc3 sc0 lsdd wsb4\">or loss.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f2e w89 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x351 y2f2e w8a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are su<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y meas<span class=\"_ _2\"></span>ured at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f2f ff11c fs11 fc3 sc0 ls94 wse3\">usi<span class=\"_ _2\"></span>ng th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eff<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t is red<span class=\"_ _2\"></span>uce<span class=\"_ _2\"></span>d </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f30 ff11b fs11 fc3 sc0 ls94 ws1\">by i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s. In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, fore<span class=\"_ _2\"></span>ign e<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge gai<span class=\"_ _2\"></span>ns an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span> </td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f31 ff11c fs11 fc3 sc0 ls94 wse3\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>. Any g<span class=\"_ _2\"></span>ain or l<span class=\"_ _2\"></span>oss on<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x350 h1c y2f32 ff11c fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in profi<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr></table>Amor<span class=\"_ _2\"></span>tised<span class=\"_ _6\"></span> cost<span class=\"_ _29f\"> </span>A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t if i<span class=\"_ _2\"></span>t mee<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>oth of t<span class=\"_ _2\"></span>he fol<span class=\"_ _2\"></span>lowi<span class=\"_ _2\"></span>ng cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons an<span class=\"_ _2\"></span>d unle<span class=\"_ _2\"></span>ss reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL on ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>ply<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he Fair Val<span class=\"_ _2\"></span>ue Opt<span class=\"_ _2\"></span>ion (s<span class=\"_ _2\"></span>ee be<span class=\"_ _2\"></span>low): <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set is he<span class=\"_ _2\"></span>ld wi<span class=\"_ _2\"></span>thin a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el who<span class=\"_ _2\"></span>se obje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve is to hold a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts to col<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al cas<span class=\"_ _2\"></span>h </span>flo<span class=\"_ _2\"></span>ws; an<span class=\"_ _2\"></span>d <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al term<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et gi<span class=\"_ _2\"></span>ve ris<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>y pay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal </span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t on the pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal am<span class=\"_ _2\"></span>ount ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng on spe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ed date<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or the p<span class=\"_ _2\"></span>urp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s of this a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al is de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t on ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t is def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed as co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion fo<span class=\"_ _2\"></span>r the ti<span class=\"_ _2\"></span>me va<span class=\"_ _2\"></span>lue of mo<span class=\"_ _2\"></span>ney a<span class=\"_ _2\"></span>nd for t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the p<span class=\"_ _2\"></span>rinc<span class=\"_ _2\"></span>ipal a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nding d<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g a par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iod of t<span class=\"_ _2\"></span>ime an<span class=\"_ _2\"></span>d for ot<span class=\"_ _2\"></span>her ba<span class=\"_ _2\"></span>sic len<span class=\"_ _2\"></span>ding r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>ts (e.g. l<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk and a<span class=\"_ _2\"></span>dmin<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ive c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s), a<span class=\"_ _2\"></span>s well as p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ll oth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are n<span class=\"_ _2\"></span>ot mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied an<span class=\"_ _2\"></span>d meas<span class=\"_ _2\"></span>ured at F<span class=\"_ _1\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _29f\"> </span>Financial investments<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in po<span class=\"_ _2\"></span>ole<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and d<span class=\"_ _2\"></span>ebt s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies are m<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>toril<span class=\"_ _2\"></span>y at F<span class=\"_ _2\"></span>V<span class=\"_ _1\"></span>TP<span class=\"_ _2\"></span>L, as t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re par<span class=\"_ _2\"></span>t of g<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>s of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re mana<span class=\"_ _2\"></span>ged and w<span class=\"_ _2\"></span>hos<span class=\"_ _2\"></span>e per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce is ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted on a f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sis. T<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>se inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue ini<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly an<span class=\"_ _2\"></span>d subs<span class=\"_ _2\"></span>equ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y, wi<span class=\"_ _2\"></span>th ch<span class=\"_ _2\"></span>anges i<span class=\"_ _2\"></span>n fair v<span class=\"_ _2\"></span>alue r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retur<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m depo<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th a ma<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>le excee<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>hree m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial<span class=\"_ _2\"></span> inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s purc<span class=\"_ _2\"></span>hase<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>ales o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s on tra<span class=\"_ _2\"></span>de date<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h is th<span class=\"_ _2\"></span>e date th<span class=\"_ _2\"></span>at th<span class=\"_ _2\"></span>e Group c<span class=\"_ _2\"></span>ommi<span class=\"_ _2\"></span>ts to p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se or s<span class=\"_ _2\"></span>ell th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns are in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>On i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup ma<span class=\"_ _2\"></span>y irre<span class=\"_ _2\"></span>voc<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>y des<span class=\"_ _2\"></span>igna<span class=\"_ _2\"></span>te a f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL tha<span class=\"_ _2\"></span>t oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s the re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to be m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, if doi<span class=\"_ _2\"></span>ng so el<span class=\"_ _2\"></span>imina<span class=\"_ _2\"></span>tes or si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y red<span class=\"_ _2\"></span>uces an a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>ismatc<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>wis<span class=\"_ _2\"></span>e aris<span class=\"_ _2\"></span>e (the Fa<span class=\"_ _2\"></span>ir Value O<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>on).<span class=\"_ _29f\"> </span>Loans<span class=\"_ _6\"></span> and advan<span class=\"_ _6\"></span>ces<span class=\"_ _29f\"> </span>Loa<span class=\"_ _2\"></span>ns are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>hen c<span class=\"_ _2\"></span>ash is a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>anced t<span class=\"_ _2\"></span>o bor<span class=\"_ _2\"></span>rower<span class=\"_ _2\"></span>s. Lo<span class=\"_ _2\"></span>ans to ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t usi<span class=\"_ _2\"></span>ng the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, e<span class=\"_ _2\"></span>xcept fo<span class=\"_ _2\"></span>r loan<span class=\"_ _2\"></span>s at bel<span class=\"_ _2\"></span>ow-<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e. Loan<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s outlined below<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Cas<span class=\"_ _2\"></span>h and ca<span class=\"_ _2\"></span>sh equ<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts c<span class=\"_ _2\"></span>ompr<span class=\"_ _2\"></span>ise c<span class=\"_ _2\"></span>ash b<span class=\"_ _2\"></span>alance<span class=\"_ _2\"></span>s, c<span class=\"_ _2\"></span>all de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent fu<span class=\"_ _2\"></span>nds an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h an or<span class=\"_ _2\"></span>igina<span class=\"_ _2\"></span>l matu<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty o<span class=\"_ _2\"></span>f thre<span class=\"_ _2\"></span>e mont<span class=\"_ _2\"></span>hs or le<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts h<span class=\"_ _2\"></span>eld w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in mon<span class=\"_ _2\"></span>ey mar<span class=\"_ _2\"></span>ket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds ar<span class=\"_ _2\"></span>e clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>. All o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d cas<span class=\"_ _2\"></span>h equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s are c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch mea<span class=\"_ _2\"></span>ns the<span class=\"_ _2\"></span>y are ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e and sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t using t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span> me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to the i<span class=\"_ _2\"></span>mpair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low. Th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d cash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, ot<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>han mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t fair va<span class=\"_ _2\"></span>lue, ap<span class=\"_ _2\"></span>proxi<span class=\"_ _2\"></span>mates t<span class=\"_ _2\"></span>o their f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> Financial liabilities and equity<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>ccordi<span class=\"_ _2\"></span>ng to the s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ce of th<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l arrangements enter<span class=\"_ _6\"></span>ed into<span class=\"_ _6\"></span>. At i<span class=\"_ _6\"></span>nception, investment contract liabilities for<span class=\"_ _6\"></span> unit<span class=\"_ _6\"></span>-linked business a<span class=\"_ _6\"></span>re recognised as f<span class=\"_ _2\"></span>inancial liabilities and measured at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TPL. O<span class=\"_ _2\"></span>ther finan<span class=\"_ _2\"></span>cial<span class=\"_ _6\"></span> liabilit<span class=\"_ _2\"></span>ies, including the Group\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>rade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles<span class=\"_ _2\"></span>, are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t usin<span class=\"_ _2\"></span>g the ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t met<span class=\"_ _2\"></span>hod.<span class=\"_ _2\"></span> Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s are sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e. Gain<span class=\"_ _2\"></span>s and lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es are rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed in pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>de<span class=\"_ _6\"></span> payables and receivables<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles a<span class=\"_ _2\"></span>nd rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Due to t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m natu<span class=\"_ _2\"></span>re, the<span class=\"_ _2\"></span>ir ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount i<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered to b<span class=\"_ _2\"></span>e the s<span class=\"_ _2\"></span>ame a<span class=\"_ _2\"></span>s thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _29f\"> </span>Impairment of financial assets T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>odel f<span class=\"_ _2\"></span>or cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s appl<span class=\"_ _2\"></span>ies to f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s meas<span class=\"_ _2\"></span>ured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, but n<span class=\"_ _2\"></span>ot to f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude tr<span class=\"_ _2\"></span>ade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g mone<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue), f<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m dep<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>s and ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain l<span class=\"_ _2\"></span>oans an<span class=\"_ _2\"></span>d adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>ss al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red on ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate acco<span class=\"_ _2\"></span>rding to a t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ge exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t loss (\u201cECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) i<span class=\"_ _6\"></span>mpairment model<span class=\"_ _6\"></span>:<span class=\"_ _29f\"> </span>Per<span class=\"_ _2\"></span>forming financial as<span class=\"_ _2\"></span>sets:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _2\"></span>m ini<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of a f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et to the d<span class=\"_ _2\"></span>ate on w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et has e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>nced a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to it<span class=\"_ _2\"></span>s ini<span class=\"_ _2\"></span>tial r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion, a s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>age 1 los<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>wan<span class=\"_ _2\"></span>ce is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed eq<span class=\"_ _2\"></span>ual to th<span class=\"_ _2\"></span>e cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t occu<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ng over th<span class=\"_ _2\"></span>e earl<span class=\"_ _2\"></span>ier of the n<span class=\"_ _2\"></span>ex<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths or i<span class=\"_ _2\"></span>ts mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date (\u201c<span class=\"_ _2\"></span>1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L<span class=\"_ _144\"></span>\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing a s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease i<span class=\"_ _2\"></span>n credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k relat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e to the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, a<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>tage 2 lo<span class=\"_ _2\"></span>ss all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d equa<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m all pos<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le defa<span class=\"_ _2\"></span>ult ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r the rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g life<span class=\"_ _2\"></span>time o<span class=\"_ _2\"></span>f the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>Li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r there h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk req<span class=\"_ _2\"></span>uires co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le jud<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _2\"></span>inancial asset<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d to be cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red, t<span class=\"_ _2\"></span>he all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce for cr<span class=\"_ _2\"></span>edit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es (<span class=\"_ _2\"></span>\u201c<span class=\"_ _6\"></span>ACL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. H<span class=\"_ _2\"></span>owev<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d bas<span class=\"_ _2\"></span>ed on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, net of th<span class=\"_ _2\"></span>e los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owa<span class=\"_ _2\"></span>nce, rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>Application of the<span class=\"_ _6\"></span> impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he ECL m<span class=\"_ _2\"></span>odel to a<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Trade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>fied ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch pres<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed by IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is appro<span class=\"_ _2\"></span>ach </span>req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f a Lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e ECL al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nce on da<span class=\"_ _2\"></span>y one an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span>reaf<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Lo<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>, cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and fixe<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>term dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral </span>th<span class=\"_ _2\"></span>ree-<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tage mo<span class=\"_ _2\"></span>del (des<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed ab<span class=\"_ _2\"></span>ove) is appl<span class=\"_ _2\"></span>ied, w<span class=\"_ _2\"></span>hereb<span class=\"_ _2\"></span>y a <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>th ECL is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bala<span class=\"_ _2\"></span>nce is mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for sign<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>es in cre<span class=\"_ _2\"></span>dit ri<span class=\"_ _2\"></span>sk whi<span class=\"_ _2\"></span>ch woul<span class=\"_ _2\"></span>d trig<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>L<span class=\"_ _2\"></span>ifet<span class=\"_ _2\"></span>ime EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>e a proba<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>weig<span class=\"_ _2\"></span>hted es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>t cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting da<span class=\"_ _2\"></span>te are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d as the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue of al<span class=\"_ _2\"></span>l cash s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ls (i.<span class=\"_ _2\"></span>e. the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows du<span class=\"_ _2\"></span>e in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t and th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve). EC<span class=\"_ _2\"></span>Ls fo<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt an<span class=\"_ _2\"></span>d the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt val<span class=\"_ _2\"></span>ue of es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s are di<span class=\"_ _2\"></span>scoun<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximum<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d consi<span class=\"_ _2\"></span>dered w<span class=\"_ _2\"></span>hen e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ing ECL<span class=\"_ _2\"></span>s is t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e Group i<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> ECL<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> considers<span class=\"_ _6\"></span> information about past events and current c<span class=\"_ _6\"></span>onditions, as well as<span class=\"_ _6\"></span> sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s impl<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>ed it<span class=\"_ _2\"></span>s impairmen<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span> method<span class=\"_ _2\"></span>olog<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> for est<span class=\"_ _2\"></span>imating the credit loss, t<span class=\"_ _2\"></span>aking into<span class=\"_ _6\"></span> account for<span class=\"_ _2\"></span>ward-look<span class=\"_ _2\"></span>ing information in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining t<span class=\"_ _2\"></span>he ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate l<span class=\"_ _2\"></span>evel o<span class=\"_ _2\"></span>f allo<span class=\"_ _2\"></span>wance. I<span class=\"_ _2\"></span>n addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, i<span class=\"_ _2\"></span>t has ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et up pro<span class=\"_ _2\"></span>cedur<span class=\"_ _2\"></span>es for m<span class=\"_ _2\"></span>onito<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>ncrea<span class=\"_ _2\"></span>ses in c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>Credit-impaired financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et is cre<span class=\"_ _2\"></span>dit-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red wh<span class=\"_ _2\"></span>en one o<span class=\"_ _2\"></span>r more e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at hav<span class=\"_ _2\"></span>e a det<span class=\"_ _2\"></span>rime<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et ha<span class=\"_ _2\"></span>ve occu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e that a f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>er or is<span class=\"_ _2\"></span>suer<span class=\"_ _6\"></span>, a<span class=\"_ gs37\"> </span>brea<span class=\"_ _2\"></span>ch of cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t suc<span class=\"_ _2\"></span>h as a defa<span class=\"_ _2\"></span>ult or pa<span class=\"_ _2\"></span>st du<span class=\"_ _2\"></span>e even<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>ng of a <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an or ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>ould n<span class=\"_ _2\"></span>ot oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se cons<span class=\"_ _2\"></span>ider<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e credi<span class=\"_ _2\"></span>t ri<span class=\"_ _2\"></span>sk for ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er 30 day<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n rebu<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>d on the ba<span class=\"_ _2\"></span>sis tha<span class=\"_ _2\"></span>t some b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces wil<span class=\"_ _2\"></span>l exce<span class=\"_ _2\"></span>ed 30 day<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nor<span class=\"_ _2\"></span>mal co<span class=\"_ _2\"></span>urse of t<span class=\"_ _2\"></span>he set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nt c<span class=\"_ _2\"></span>ycle<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore, th<span class=\"_ _2\"></span>ere is no inc<span class=\"_ _2\"></span>rease in t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _6\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ces for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Write<span class=\"_ _2\"></span>-of<span class=\"_ _2\"></span>fs<span class=\"_ _29f\"> </span>Loa<span class=\"_ _2\"></span>ns and d<span class=\"_ _2\"></span>ebt s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies are w<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>n of<span class=\"_ _2\"></span>f (eith<span class=\"_ _2\"></span>er pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tiall<span class=\"_ _2\"></span>y or in f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>) whe<span class=\"_ _2\"></span>n there i<span class=\"_ _2\"></span>s no real<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ic pro<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt bein<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>vere<span class=\"_ _2\"></span>d. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is gen<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>se wh<span class=\"_ _2\"></span>en the Gro<span class=\"_ _2\"></span>up conc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he bor<span class=\"_ _2\"></span>rower<span class=\"_ _2\"></span> do<span class=\"_ _2\"></span>es not h<span class=\"_ _2\"></span>ave as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or s<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s of inco<span class=\"_ _2\"></span>me tha<span class=\"_ _2\"></span>t could g<span class=\"_ _2\"></span>ener<span class=\"_ _2\"></span>ate suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>o repay t<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the wr<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>f.<span class=\"_ _29f\"> </span>5(<span class=\"_ _1\"></span>j): Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he onl<span class=\"_ _2\"></span>y der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ar<span class=\"_ _2\"></span>ise a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span> con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>unds (des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed i<span class=\"_ _2\"></span>n note 5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)). Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>es the c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s at in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion a<span class=\"_ _2\"></span>nd cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s as man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. A<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed as as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r val<span class=\"_ _2\"></span>ue is po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>nd as lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s nega<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-321": {
   "value": "5(c): Product classification The Group\u2019s life assurance contracts included in the Affluent segment are categorised as investment contracts, in accordance with the classification criteria set out in the paragraph below. Investment contracts Investment contracts do not meet the IFRS definition of an insurance contract as they do not transfer significant insurance risk from the policyholder to the insurer. Unit-linked investment contracts are separated into two components, an investment management services component and a financial liability. The financial liability component is designated at FVTPL as it is managed on a fair value basis, and its value is directly linked to the market value of the underlying portfolio of assets. The Group does not directly benefit economically from returns from the assets held to match policyholder liabilities, apart from secondary exposure to future annual management fees that the Group expects to receive over the life of the policy. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForProductClassification",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-379": {
   "value": "5(d): Fee income<span class=\"_ _6\"></span> and other<span class=\"_ _6\"></span> income from service activ<span class=\"_ _2\"></span>it<span class=\"_ _6\"></span>ies<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ee inco<span class=\"_ _2\"></span>me and o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r incom<span class=\"_ _2\"></span>e from s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s repre<span class=\"_ _2\"></span>sent t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d, ne<span class=\"_ _2\"></span>t of va<span class=\"_ _2\"></span>lue ad<span class=\"_ _2\"></span>ded t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>. Reve<span class=\"_ _2\"></span>nue is on<span class=\"_ _2\"></span>ly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied t<span class=\"_ _2\"></span>hat it i<span class=\"_ _2\"></span>s high<span class=\"_ _2\"></span>ly pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal of t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>enue re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d will b<span class=\"_ _2\"></span>e requ<span class=\"_ _2\"></span>ired w<span class=\"_ _2\"></span>hen unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ntie<span class=\"_ _2\"></span>s are res<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>ed. In c<span class=\"_ _2\"></span>ircum<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>unds are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted on a p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g indem<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>y com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion on p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>ies s<span class=\"_ _2\"></span>old, a<span class=\"_ _2\"></span>n es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the r<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of re<span class=\"_ _2\"></span>venue i<span class=\"_ _2\"></span>s made a<span class=\"_ _2\"></span>nd cha<span class=\"_ _2\"></span>rged to p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it a<span class=\"_ _2\"></span>nd lo<span class=\"_ _2\"></span>ss at t<span class=\"_ _2\"></span>he poi<span class=\"_ _2\"></span>nt of s<span class=\"_ _2\"></span>ale, b<span class=\"_ _2\"></span>ased u<span class=\"_ _2\"></span>pon as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ned f<span class=\"_ _2\"></span>rom his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l exp<span class=\"_ _2\"></span>erie<span class=\"_ _2\"></span>nce.<span class=\"_ _29f\"> </span>Fund-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>refu<span class=\"_ _2\"></span>ndab<span class=\"_ _2\"></span>le fee<span class=\"_ _2\"></span>s take<span class=\"_ _2\"></span>n on recei<span class=\"_ _2\"></span>pt of cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on rece<span class=\"_ _2\"></span>ipt ov<span class=\"_ _2\"></span>er the l<span class=\"_ _2\"></span>ife of t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, in lin<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing cl<span class=\"_ _2\"></span>ient re<span class=\"_ _2\"></span>cords a<span class=\"_ _2\"></span>nd cli<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s.<span class=\"_ _2\"></span> In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, this a<span class=\"_ _2\"></span>lso in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>ic fee i<span class=\"_ _2\"></span>ncome b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>nd reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed on a da<span class=\"_ _2\"></span>ily b<span class=\"_ _2\"></span>asis i<span class=\"_ _2\"></span>n line w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of inves<span class=\"_ _2\"></span>tment manag<span class=\"_ _6\"></span>ement ser<span class=\"_ _2\"></span>vices. T<span class=\"_ _2\"></span>his als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s the fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e of cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to fe<span class=\"_ _2\"></span>es in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice to cli<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en the a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice ha<span class=\"_ _2\"></span>s been p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ided a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>\u2019s p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n has be<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>ully d<span class=\"_ _2\"></span>eli<span class=\"_ _2\"></span>vered<span class=\"_ _2\"></span>. Accor<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>ly, fee in<span class=\"_ _2\"></span>come is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d from th<span class=\"_ _2\"></span>e incep<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>t sol<span class=\"_ _2\"></span>d. Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el for ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce, manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired to exe<span class=\"_ _2\"></span>rcise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t judgem<span class=\"_ _2\"></span>ent in as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g the c<span class=\"_ _2\"></span>apac<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up is con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing fo<span class=\"_ _2\"></span>r the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>ses of re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nising r<span class=\"_ _2\"></span>even<span class=\"_ _2\"></span>ue fro<span class=\"_ _2\"></span>m th<span class=\"_ _2\"></span>e adv<span class=\"_ _2\"></span>ice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss un<span class=\"_ _2\"></span>der IF<span class=\"_ _2\"></span>RS 1<span class=\"_ _6\"></span>5. A<span class=\"_ _2\"></span>s a re<span class=\"_ _2\"></span>sult o<span class=\"_ _2\"></span>f the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt, m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment h<span class=\"_ _2\"></span>as dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at rev<span class=\"_ _2\"></span>enue f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e ad<span class=\"_ _2\"></span>vice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss sh<span class=\"_ _2\"></span>ould b<span class=\"_ _2\"></span>e pres<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d net of ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain f<span class=\"_ _2\"></span>ees an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>issi<span class=\"_ _2\"></span>ons pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le to<span class=\"_ gs37\"> </span>A<span class=\"_ _2\"></span>ppoi<span class=\"_ _2\"></span>nted Re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves of Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>Fixed fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his is p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>dic fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e whi<span class=\"_ _2\"></span>ch is f<span class=\"_ _2\"></span>ixe<span class=\"_ _2\"></span>d in val<span class=\"_ _2\"></span>ue acco<span class=\"_ _2\"></span>rding to un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct te<span class=\"_ _2\"></span>rms a<span class=\"_ _2\"></span>nd rela<span class=\"_ _2\"></span>tes to th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s and tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal dea<span class=\"_ _2\"></span>ling fe<span class=\"_ _2\"></span>es. I<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>Other fee and c<span class=\"_ _6\"></span>ommission income<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ges t<span class=\"_ _2\"></span>aken f<span class=\"_ _2\"></span>rom uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-l<span class=\"_ _2\"></span>inked f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s to meet f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. Depe<span class=\"_ _2\"></span>nding<span class=\"_ _2\"></span> on t<span class=\"_ _2\"></span>he nat<span class=\"_ _2\"></span>ure of th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y, the c<span class=\"_ _2\"></span>harge<span class=\"_ _2\"></span>s are ei<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d at the p<span class=\"_ _2\"></span>oin<span class=\"_ _2\"></span>t a tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs o<span class=\"_ _2\"></span>n the unit-linked fund, or annually. 5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>e): In<span class=\"_ _2\"></span>vest<span class=\"_ _2\"></span>ment r<span class=\"_ _2\"></span>etur<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span>Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retu<span class=\"_ _2\"></span>rn com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>es t<span class=\"_ _2\"></span>wo el<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts (a) inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e and (b) rea<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d and un<span class=\"_ _2\"></span>realis<span class=\"_ _2\"></span>ed ga<span class=\"_ _2\"></span>ins an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses on i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL.<span class=\"_ _2\"></span> Investment income<span class=\"_ _29f\"> </span>Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t inco<span class=\"_ _2\"></span>me inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nds on e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, clie<span class=\"_ _2\"></span>nt and s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r intere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncome<span class=\"_ _2\"></span> an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>rent<span class=\"_ _2\"></span>al incom<span class=\"_ _2\"></span>e. Div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nds are rec<span class=\"_ _2\"></span>orded a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>enue on t<span class=\"_ _2\"></span>he ex-<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd date. In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t incom<span class=\"_ _2\"></span>e is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed us<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ra<span class=\"_ _2\"></span>te met<span class=\"_ _2\"></span>hod w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ates i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts at<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er the ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d life of th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>t. In res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of cli<span class=\"_ _2\"></span>ent mon<span class=\"_ _2\"></span>ey, reta<span class=\"_ _2\"></span>ined<span class=\"_ _2\"></span> int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t inco<span class=\"_ _2\"></span>me is acco<span class=\"_ _2\"></span>unte<span class=\"_ _2\"></span>d for und<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e prin<span class=\"_ _2\"></span>cipl<span class=\"_ _2\"></span>es of IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S 1<span class=\"_ _5\"></span>5 and i<span class=\"_ _2\"></span>s cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted as th<span class=\"_ _2\"></span>e dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erence,<span class=\"_ _2\"></span> on<span class=\"_ gs37\"> </span>an<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>ccr<span class=\"_ _2\"></span>uals ba<span class=\"_ _2\"></span>sis, b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween to<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t recei<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t pai<span class=\"_ _2\"></span>d acros<span class=\"_ _2\"></span>s to clie<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Rental income is r<span class=\"_ _6\"></span>ecognised on an ac<span class=\"_ _6\"></span>cruals basis.<span class=\"_ _29f\"> </span>Realised and unrealised<span class=\"_ _6\"></span> gains and<span class=\"_ _6\"></span> losses<span class=\"_ _29f\"> </span>A gai<span class=\"_ _2\"></span>n or los<span class=\"_ _2\"></span>s on a f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>s onl<span class=\"_ _2\"></span>y reali<span class=\"_ _2\"></span>sed on d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal o<span class=\"_ _2\"></span>r tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r and rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the p<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>eds rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d, ne<span class=\"_ _2\"></span>t of tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, and it<span class=\"_ _2\"></span>s or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nal cos<span class=\"_ _2\"></span>t (or amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t). U<span class=\"_ _2\"></span>nreali<span class=\"_ _2\"></span>sed g<span class=\"_ _2\"></span>ains or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, aris<span class=\"_ _2\"></span>ing on in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch hav<span class=\"_ _2\"></span>e not be<span class=\"_ _2\"></span>en dis<span class=\"_ _2\"></span>pose<span class=\"_ _2\"></span>d of or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red,<span class=\"_ _2\"></span> rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue a<span class=\"_ _2\"></span>t the ye<span class=\"_ _2\"></span>ar end a<span class=\"_ _2\"></span>nd the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>e at th<span class=\"_ _2\"></span>e prev<span class=\"_ _2\"></span>ious<span class=\"_ _2\"></span> yea<span class=\"_ _2\"></span>r end or p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se va<span class=\"_ _2\"></span>lue (i<span class=\"_ _2\"></span>f thi<span class=\"_ _2\"></span>s occu<span class=\"_ _2\"></span>rs dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he year<span class=\"_ _2\"></span>), le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e reve<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>l of pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>usl<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d unre<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed gai<span class=\"_ _2\"></span>ns or lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>als ma<span class=\"_ _2\"></span>de dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>. Gai<span class=\"_ _2\"></span>ns and l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing fro<span class=\"_ _2\"></span>m chan<span class=\"_ _2\"></span>ges in b<span class=\"_ _2\"></span>oth ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue a<span class=\"_ _2\"></span>nd fore<span class=\"_ _2\"></span>ign exc<span class=\"_ _2\"></span>hange r<span class=\"_ _2\"></span>ates o<span class=\"_ _2\"></span>n inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>ey occ<span class=\"_ _2\"></span>ur<span class=\"_ _5\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-322": {
   "value": "5(d): Fee income<span class=\"_ _6\"></span> and other<span class=\"_ _6\"></span> income from service activ<span class=\"_ _2\"></span>it<span class=\"_ _6\"></span>ies<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ee inco<span class=\"_ _2\"></span>me and o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r incom<span class=\"_ _2\"></span>e from s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s repre<span class=\"_ _2\"></span>sent t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d, ne<span class=\"_ _2\"></span>t of va<span class=\"_ _2\"></span>lue ad<span class=\"_ _2\"></span>ded t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>. Reve<span class=\"_ _2\"></span>nue is on<span class=\"_ _2\"></span>ly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied t<span class=\"_ _2\"></span>hat it i<span class=\"_ _2\"></span>s high<span class=\"_ _2\"></span>ly pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal of t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>enue re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d will b<span class=\"_ _2\"></span>e requ<span class=\"_ _2\"></span>ired w<span class=\"_ _2\"></span>hen unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ntie<span class=\"_ _2\"></span>s are res<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>ed. In c<span class=\"_ _2\"></span>ircum<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>unds are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted on a p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g indem<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>y com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion on p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>ies s<span class=\"_ _2\"></span>old, a<span class=\"_ _2\"></span>n es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the r<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of re<span class=\"_ _2\"></span>venue i<span class=\"_ _2\"></span>s made a<span class=\"_ _2\"></span>nd cha<span class=\"_ _2\"></span>rged to p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it a<span class=\"_ _2\"></span>nd lo<span class=\"_ _2\"></span>ss at t<span class=\"_ _2\"></span>he poi<span class=\"_ _2\"></span>nt of s<span class=\"_ _2\"></span>ale, b<span class=\"_ _2\"></span>ased u<span class=\"_ _2\"></span>pon as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ned f<span class=\"_ _2\"></span>rom his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l exp<span class=\"_ _2\"></span>erie<span class=\"_ _2\"></span>nce.<span class=\"_ _29f\"> </span>Fund-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>refu<span class=\"_ _2\"></span>ndab<span class=\"_ _2\"></span>le fee<span class=\"_ _2\"></span>s take<span class=\"_ _2\"></span>n on recei<span class=\"_ _2\"></span>pt of cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on rece<span class=\"_ _2\"></span>ipt ov<span class=\"_ _2\"></span>er the l<span class=\"_ _2\"></span>ife of t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, in lin<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing cl<span class=\"_ _2\"></span>ient re<span class=\"_ _2\"></span>cords a<span class=\"_ _2\"></span>nd cli<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s.<span class=\"_ _2\"></span> In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, this a<span class=\"_ _2\"></span>lso in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>ic fee i<span class=\"_ _2\"></span>ncome b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p\u2019s con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>nd reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed on a da<span class=\"_ _2\"></span>ily b<span class=\"_ _2\"></span>asis i<span class=\"_ _2\"></span>n line w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion of inves<span class=\"_ _2\"></span>tment manag<span class=\"_ _6\"></span>ement ser<span class=\"_ _2\"></span>vices. T<span class=\"_ _2\"></span>his als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s the fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e of cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his rela<span class=\"_ _2\"></span>tes to fe<span class=\"_ _2\"></span>es in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice to cli<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en the a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice ha<span class=\"_ _2\"></span>s been p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ided a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>\u2019s p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n has be<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>ully d<span class=\"_ _2\"></span>eli<span class=\"_ _2\"></span>vered<span class=\"_ _2\"></span>. Accor<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>ly, fee in<span class=\"_ _2\"></span>come is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d from th<span class=\"_ _2\"></span>e incep<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>t sol<span class=\"_ _2\"></span>d. Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s mod<span class=\"_ _2\"></span>el for ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce, manag<span class=\"_ _2\"></span>ement i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired to exe<span class=\"_ _2\"></span>rcise si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t judgem<span class=\"_ _2\"></span>ent in as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g the c<span class=\"_ _2\"></span>apac<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up is con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing fo<span class=\"_ _2\"></span>r the pu<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>ses of re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nising r<span class=\"_ _2\"></span>even<span class=\"_ _2\"></span>ue fro<span class=\"_ _2\"></span>m th<span class=\"_ _2\"></span>e adv<span class=\"_ _2\"></span>ice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss un<span class=\"_ _2\"></span>der IF<span class=\"_ _2\"></span>RS 1<span class=\"_ _6\"></span>5. A<span class=\"_ _2\"></span>s a re<span class=\"_ _2\"></span>sult o<span class=\"_ _2\"></span>f the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt, m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment h<span class=\"_ _2\"></span>as dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at rev<span class=\"_ _2\"></span>enue f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e ad<span class=\"_ _2\"></span>vice b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss sh<span class=\"_ _2\"></span>ould b<span class=\"_ _2\"></span>e pres<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d net of ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain f<span class=\"_ _2\"></span>ees an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>issi<span class=\"_ _2\"></span>ons pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le to<span class=\"_ gs37\"> </span>A<span class=\"_ _2\"></span>ppoi<span class=\"_ _2\"></span>nted Re<span class=\"_ _2\"></span>pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves of Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>Fixed fees<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his is p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>dic fe<span class=\"_ _2\"></span>e incom<span class=\"_ _2\"></span>e whi<span class=\"_ _2\"></span>ch is f<span class=\"_ _2\"></span>ixe<span class=\"_ _2\"></span>d in val<span class=\"_ _2\"></span>ue acco<span class=\"_ _2\"></span>rding to un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct te<span class=\"_ _2\"></span>rms a<span class=\"_ _2\"></span>nd rela<span class=\"_ _2\"></span>tes to th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s and tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal dea<span class=\"_ _2\"></span>ling fe<span class=\"_ _2\"></span>es. I<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed on p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>Other fee and c<span class=\"_ _6\"></span>ommission income<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ges t<span class=\"_ _2\"></span>aken f<span class=\"_ _2\"></span>rom uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-l<span class=\"_ _2\"></span>inked f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s to meet f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. Depe<span class=\"_ _2\"></span>nding<span class=\"_ _2\"></span> on t<span class=\"_ _2\"></span>he nat<span class=\"_ _2\"></span>ure of th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y, the c<span class=\"_ _2\"></span>harge<span class=\"_ _2\"></span>s are ei<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d at the p<span class=\"_ _2\"></span>oin<span class=\"_ _2\"></span>t a tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion occ<span class=\"_ _2\"></span>urs o<span class=\"_ _2\"></span>n the unit-linked fund, or annually. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-323": {
   "value": "5(e): Investment return Investment return comprises two elements (a) investment income and (b) realised and unrealised gains and losses on investments held at FVTPL. Investment income Investment income includes dividends on equity securities, client and shareholder interest income and rental income. Dividends are recorded as revenue on the ex-dividend date. Interest income is recognised using the effective interest rate method which allocates interest and other finance costs at a constant rate over the expected life of the financial instrument. In respect of client money, retained interest income is accounted for under the principles of IFRS 15 and is calculated as the difference, on an accruals basis, between total interest received and interest paid across to clients. Rental income is recognised on an accruals basis. Realised and unrealised gains and losses A gain or loss on a financial investment is only realised on disposal or transfer and represents the difference between the proceeds received, net of transaction costs, and its original cost (or amortised cost). Unrealised gains or losses, arising on investments which have not been disposed of or transferred, represent the difference between carrying value at the year end and the carrying value at the previous year end or purchase value (if this occurs during the year), less the reversal of previously recognised unrealised gains or losses in respect of disposals made during the year. Gains and losses resulting from changes in both market value and foreign exchange rates on investments classified at FVTPL are recognised in the period in which they occur. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentReturn",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-324": {
   "value": "5(f): Contract costs Incremental costs, including fee and commission expenses, that are directly attributable to securing unit-linked investment contracts, asset management services and advice business are deferred and recognised as contract costs. Contract costs are linked to the contractual right to benefit from providing the service. These are therefore amortised in line with the provision of the services to which the contract relates. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForContractCosts",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-325": {
   "value": "5(g): Investment contract liabilities The Group\u2019s investment contracts are unit-linked contracts. At inception, investment contract liabilities for unit-linked business are classified as financial liabilities and measured at FVTPL. For these contracts, the fair value liability is equal to the total value of units allocated to the policyholders, based on the bid price of the underlying assets in the fund. The FVTPL classification reflects the fact that the matching investment portfolio that backs the unit-linked liabilities, is managed, and its performance evaluated, on a fair value basis. Contributions received on investment contracts are treated as policyholder deposits and credited directly to investment contract liabilities, as opposed to being reported as revenue. Withdrawals paid out to policyholders on investment contracts are treated as a reduction to policyholder deposits, reducing the investment contract liabilities, as opposed to being recognised as expenses. This practice is known as deposit accounting. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForInvestmentContractLiabilities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-380": {
   "value": "Loans<span class=\"_ _6\"></span> and advan<span class=\"_ _6\"></span>ces<span class=\"_ _29f\"> </span>Loa<span class=\"_ _2\"></span>ns are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>hen c<span class=\"_ _2\"></span>ash is a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>anced t<span class=\"_ _2\"></span>o bor<span class=\"_ _2\"></span>rower<span class=\"_ _2\"></span>s. Lo<span class=\"_ _2\"></span>ans to ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t usi<span class=\"_ _2\"></span>ng the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, e<span class=\"_ _2\"></span>xcept fo<span class=\"_ _2\"></span>r loan<span class=\"_ _2\"></span>s at bel<span class=\"_ _2\"></span>ow-<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e. Loan<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ed at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s outlined below<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-381": {
   "value": "Cas<span class=\"_ _2\"></span>h and ca<span class=\"_ _2\"></span>sh equ<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts c<span class=\"_ _2\"></span>ompr<span class=\"_ _2\"></span>ise c<span class=\"_ _2\"></span>ash b<span class=\"_ _2\"></span>alance<span class=\"_ _2\"></span>s, c<span class=\"_ _2\"></span>all de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent fu<span class=\"_ _2\"></span>nds an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm de<span class=\"_ _2\"></span>posi<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h an or<span class=\"_ _2\"></span>igina<span class=\"_ _2\"></span>l matu<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty o<span class=\"_ _2\"></span>f thre<span class=\"_ _2\"></span>e mont<span class=\"_ _2\"></span>hs or le<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nts h<span class=\"_ _2\"></span>eld w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in mon<span class=\"_ _2\"></span>ey mar<span class=\"_ _2\"></span>ket co<span class=\"_ _2\"></span>llec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>unds ar<span class=\"_ _2\"></span>e clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _2\"></span>. All o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d cas<span class=\"_ _2\"></span>h equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s are c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch mea<span class=\"_ _2\"></span>ns the<span class=\"_ _2\"></span>y are ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e and sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t using t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span> me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to the i<span class=\"_ _2\"></span>mpair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low. Th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d cash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, ot<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>han mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t fair va<span class=\"_ _2\"></span>lue, ap<span class=\"_ _2\"></span>proxi<span class=\"_ _2\"></span>mates t<span class=\"_ _2\"></span>o their f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-433": {
   "value": "Financial liabilities and equity<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s and e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>ccordi<span class=\"_ _2\"></span>ng to the s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ce of th<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l arrangements enter<span class=\"_ _6\"></span>ed into<span class=\"_ _6\"></span>. At i<span class=\"_ _6\"></span>nception, investment contract liabilities for<span class=\"_ _6\"></span> unit<span class=\"_ _6\"></span>-linked business a<span class=\"_ _6\"></span>re recognised as f<span class=\"_ _2\"></span>inancial liabilities and measured at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TPL. O<span class=\"_ _2\"></span>ther finan<span class=\"_ _2\"></span>cial<span class=\"_ _6\"></span> liabilit<span class=\"_ _2\"></span>ies, including the Group\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>rade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles<span class=\"_ _2\"></span>, are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t usin<span class=\"_ _2\"></span>g the ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t met<span class=\"_ _2\"></span>hod.<span class=\"_ _2\"></span> Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s are sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e. Gain<span class=\"_ _2\"></span>s and lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es are rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed in pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-382": {
   "value": "Financial liabilities and equity Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. At inception, investment contract liabilities for unit-linked business are recognised as financial liabilities and measured at FVTPL. Other financial liabilities, including the Group\u2019s borrowings and trade payables, are measured at amortised cost using the effective interest method. Investment contract liabilities are subsequently measured at fair value. Gains and losses are recognised in profit or loss. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForFinancialLiabilitiesAndEquity",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-434": {
   "value": "T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>de<span class=\"_ _6\"></span> payables and receivables<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles a<span class=\"_ _2\"></span>nd rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Due to t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m natu<span class=\"_ _2\"></span>re, the<span class=\"_ _2\"></span>ir ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount i<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered to b<span class=\"_ _2\"></span>e the s<span class=\"_ _2\"></span>ame a<span class=\"_ _2\"></span>s thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-383": {
   "value": "T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>de<span class=\"_ _6\"></span> payables and receivables<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>bles a<span class=\"_ _2\"></span>nd rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s are cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>. Due to t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m natu<span class=\"_ _2\"></span>re, the<span class=\"_ _2\"></span>ir ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount i<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dered to b<span class=\"_ _2\"></span>e the s<span class=\"_ _2\"></span>ame a<span class=\"_ _2\"></span>s thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-450": {
   "value": "Impairment of financial assets T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>odel f<span class=\"_ _2\"></span>or cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s appl<span class=\"_ _2\"></span>ies to f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s meas<span class=\"_ _2\"></span>ured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, but n<span class=\"_ _2\"></span>ot to f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude tr<span class=\"_ _2\"></span>ade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g mone<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue), f<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m dep<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>s and ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain l<span class=\"_ _2\"></span>oans an<span class=\"_ _2\"></span>d adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>ss al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red on ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate acco<span class=\"_ _2\"></span>rding to a t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ge exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t loss (\u201cECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) i<span class=\"_ _6\"></span>mpairment model<span class=\"_ _6\"></span>:<span class=\"_ _29f\"> </span>Per<span class=\"_ _2\"></span>forming financial as<span class=\"_ _2\"></span>sets:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _2\"></span>m ini<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of a f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et to the d<span class=\"_ _2\"></span>ate on w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et has e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>nced a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to it<span class=\"_ _2\"></span>s ini<span class=\"_ _2\"></span>tial r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion, a s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>age 1 los<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>wan<span class=\"_ _2\"></span>ce is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed eq<span class=\"_ _2\"></span>ual to th<span class=\"_ _2\"></span>e cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t occu<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ng over th<span class=\"_ _2\"></span>e earl<span class=\"_ _2\"></span>ier of the n<span class=\"_ _2\"></span>ex<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths or i<span class=\"_ _2\"></span>ts mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date (\u201c<span class=\"_ _2\"></span>1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L<span class=\"_ _144\"></span>\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing a s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease i<span class=\"_ _2\"></span>n credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k relat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e to the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, a<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>tage 2 lo<span class=\"_ _2\"></span>ss all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d equa<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m all pos<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le defa<span class=\"_ _2\"></span>ult ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r the rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g life<span class=\"_ _2\"></span>time o<span class=\"_ _2\"></span>f the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>Li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r there h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk req<span class=\"_ _2\"></span>uires co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le jud<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _2\"></span>inancial asset<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d to be cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red, t<span class=\"_ _2\"></span>he all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce for cr<span class=\"_ _2\"></span>edit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es (<span class=\"_ _2\"></span>\u201c<span class=\"_ _6\"></span>ACL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. H<span class=\"_ _2\"></span>owev<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d bas<span class=\"_ _2\"></span>ed on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, net of th<span class=\"_ _2\"></span>e los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owa<span class=\"_ _2\"></span>nce, rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>Application of the<span class=\"_ _6\"></span> impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he ECL m<span class=\"_ _2\"></span>odel to a<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Trade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>fied ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch pres<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed by IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is appro<span class=\"_ _2\"></span>ach </span>req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f a Lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e ECL al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nce on da<span class=\"_ _2\"></span>y one an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span>reaf<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Lo<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>, cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and fixe<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>term dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral </span>th<span class=\"_ _2\"></span>ree-<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tage mo<span class=\"_ _2\"></span>del (des<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed ab<span class=\"_ _2\"></span>ove) is appl<span class=\"_ _2\"></span>ied, w<span class=\"_ _2\"></span>hereb<span class=\"_ _2\"></span>y a <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>th ECL is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bala<span class=\"_ _2\"></span>nce is mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for sign<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>es in cre<span class=\"_ _2\"></span>dit ri<span class=\"_ _2\"></span>sk whi<span class=\"_ _2\"></span>ch woul<span class=\"_ _2\"></span>d trig<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>L<span class=\"_ _2\"></span>ifet<span class=\"_ _2\"></span>ime EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>e a proba<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>weig<span class=\"_ _2\"></span>hted es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>t cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting da<span class=\"_ _2\"></span>te are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d as the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue of al<span class=\"_ _2\"></span>l cash s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ls (i.<span class=\"_ _2\"></span>e. the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows du<span class=\"_ _2\"></span>e in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t and th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve). EC<span class=\"_ _2\"></span>Ls fo<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt an<span class=\"_ _2\"></span>d the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt val<span class=\"_ _2\"></span>ue of es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s are di<span class=\"_ _2\"></span>scoun<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximum<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d consi<span class=\"_ _2\"></span>dered w<span class=\"_ _2\"></span>hen e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ing ECL<span class=\"_ _2\"></span>s is t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e Group i<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> ECL<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> considers<span class=\"_ _6\"></span> information about past events and current c<span class=\"_ _6\"></span>onditions, as well as<span class=\"_ _6\"></span> sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s impl<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>ed it<span class=\"_ _2\"></span>s impairmen<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span> method<span class=\"_ _2\"></span>olog<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> for est<span class=\"_ _2\"></span>imating the credit loss, t<span class=\"_ _2\"></span>aking into<span class=\"_ _6\"></span> account for<span class=\"_ _2\"></span>ward-look<span class=\"_ _2\"></span>ing information in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining t<span class=\"_ _2\"></span>he ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate l<span class=\"_ _2\"></span>evel o<span class=\"_ _2\"></span>f allo<span class=\"_ _2\"></span>wance. I<span class=\"_ _2\"></span>n addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, i<span class=\"_ _2\"></span>t has ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et up pro<span class=\"_ _2\"></span>cedur<span class=\"_ _2\"></span>es for m<span class=\"_ _2\"></span>onito<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>ncrea<span class=\"_ _2\"></span>ses in c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>Credit-impaired financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et is cre<span class=\"_ _2\"></span>dit-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red wh<span class=\"_ _2\"></span>en one o<span class=\"_ _2\"></span>r more e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at hav<span class=\"_ _2\"></span>e a det<span class=\"_ _2\"></span>rime<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et ha<span class=\"_ _2\"></span>ve occu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e that a f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>er or is<span class=\"_ _2\"></span>suer<span class=\"_ _6\"></span>, a<span class=\"_ gs37\"> </span>brea<span class=\"_ _2\"></span>ch of cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t suc<span class=\"_ _2\"></span>h as a defa<span class=\"_ _2\"></span>ult or pa<span class=\"_ _2\"></span>st du<span class=\"_ _2\"></span>e even<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>ng of a <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an or ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>ould n<span class=\"_ _2\"></span>ot oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se cons<span class=\"_ _2\"></span>ider<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e credi<span class=\"_ _2\"></span>t ri<span class=\"_ _2\"></span>sk for ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er 30 day<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n rebu<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>d on the ba<span class=\"_ _2\"></span>sis tha<span class=\"_ _2\"></span>t some b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces wil<span class=\"_ _2\"></span>l exce<span class=\"_ _2\"></span>ed 30 day<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nor<span class=\"_ _2\"></span>mal co<span class=\"_ _2\"></span>urse of t<span class=\"_ _2\"></span>he set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nt c<span class=\"_ _2\"></span>ycle<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore, th<span class=\"_ _2\"></span>ere is no inc<span class=\"_ _2\"></span>rease in t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _6\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ces for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-384": {
   "value": "Impairment of financial assets T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>odel f<span class=\"_ _2\"></span>or cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s appl<span class=\"_ _2\"></span>ies to f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s meas<span class=\"_ _2\"></span>ured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, but n<span class=\"_ _2\"></span>ot to f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude tr<span class=\"_ _2\"></span>ade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g mone<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue), f<span class=\"_ _2\"></span>ixed<span class=\"_ _2\"></span>-ter<span class=\"_ _2\"></span>m dep<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>s and ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain l<span class=\"_ _2\"></span>oans an<span class=\"_ _2\"></span>d adv<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Cred<span class=\"_ _2\"></span>it lo<span class=\"_ _2\"></span>ss al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red on ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate acco<span class=\"_ _2\"></span>rding to a t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ge exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t loss (\u201cECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) i<span class=\"_ _6\"></span>mpairment model<span class=\"_ _6\"></span>:<span class=\"_ _29f\"> </span>Per<span class=\"_ _2\"></span>forming financial as<span class=\"_ _2\"></span>sets:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _2\"></span>m ini<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of a f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et to the d<span class=\"_ _2\"></span>ate on w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et has e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>nced a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to it<span class=\"_ _2\"></span>s ini<span class=\"_ _2\"></span>tial r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion, a s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>age 1 los<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>wan<span class=\"_ _2\"></span>ce is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed eq<span class=\"_ _2\"></span>ual to th<span class=\"_ _2\"></span>e cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t occu<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ng over th<span class=\"_ _2\"></span>e earl<span class=\"_ _2\"></span>ier of the n<span class=\"_ _2\"></span>ex<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths or i<span class=\"_ _2\"></span>ts mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date (\u201c<span class=\"_ _2\"></span>1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L<span class=\"_ _144\"></span>\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing a s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease i<span class=\"_ _2\"></span>n credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k relat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e to the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, a<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>tage 2 lo<span class=\"_ _2\"></span>ss all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d equa<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m all pos<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le defa<span class=\"_ _2\"></span>ult ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r the rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g life<span class=\"_ _2\"></span>time o<span class=\"_ _2\"></span>f the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>Li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r there h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk req<span class=\"_ _2\"></span>uires co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le jud<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _2\"></span>inancial asset<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d to be cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red, t<span class=\"_ _2\"></span>he all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce for cr<span class=\"_ _2\"></span>edit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es (<span class=\"_ _2\"></span>\u201c<span class=\"_ _6\"></span>ACL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. H<span class=\"_ _2\"></span>owev<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d bas<span class=\"_ _2\"></span>ed on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, net of th<span class=\"_ _2\"></span>e los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owa<span class=\"_ _2\"></span>nce, rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>Application of the<span class=\"_ _6\"></span> impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he ECL m<span class=\"_ _2\"></span>odel to a<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Trade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>fied ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch pres<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed by IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is appro<span class=\"_ _2\"></span>ach </span>req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f a Lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e ECL al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nce on da<span class=\"_ _2\"></span>y one an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span>reaf<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Lo<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>, cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and fixe<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>term dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral </span>th<span class=\"_ _2\"></span>ree-<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tage mo<span class=\"_ _2\"></span>del (des<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed ab<span class=\"_ _2\"></span>ove) is appl<span class=\"_ _2\"></span>ied, w<span class=\"_ _2\"></span>hereb<span class=\"_ _2\"></span>y a <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>th ECL is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bala<span class=\"_ _2\"></span>nce is mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for sign<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>es in cre<span class=\"_ _2\"></span>dit ri<span class=\"_ _2\"></span>sk whi<span class=\"_ _2\"></span>ch woul<span class=\"_ _2\"></span>d trig<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>L<span class=\"_ _2\"></span>ifet<span class=\"_ _2\"></span>ime EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>e a proba<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>weig<span class=\"_ _2\"></span>hted es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>t cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting da<span class=\"_ _2\"></span>te are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d as the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue of al<span class=\"_ _2\"></span>l cash s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ls (i.<span class=\"_ _2\"></span>e. the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows du<span class=\"_ _2\"></span>e in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t and th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve). EC<span class=\"_ _2\"></span>Ls fo<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt an<span class=\"_ _2\"></span>d the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt val<span class=\"_ _2\"></span>ue of es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s are di<span class=\"_ _2\"></span>scoun<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximum<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d consi<span class=\"_ _2\"></span>dered w<span class=\"_ _2\"></span>hen e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ing ECL<span class=\"_ _2\"></span>s is t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e Group i<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> ECL<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> considers<span class=\"_ _6\"></span> information about past events and current c<span class=\"_ _6\"></span>onditions, as well as<span class=\"_ _6\"></span> sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s impl<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>ed it<span class=\"_ _2\"></span>s impairmen<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span> method<span class=\"_ _2\"></span>olog<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> for est<span class=\"_ _2\"></span>imating the credit loss, t<span class=\"_ _2\"></span>aking into<span class=\"_ _6\"></span> account for<span class=\"_ _2\"></span>ward-look<span class=\"_ _2\"></span>ing information in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining t<span class=\"_ _2\"></span>he ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate l<span class=\"_ _2\"></span>evel o<span class=\"_ _2\"></span>f allo<span class=\"_ _2\"></span>wance. I<span class=\"_ _2\"></span>n addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, i<span class=\"_ _2\"></span>t has ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et up pro<span class=\"_ _2\"></span>cedur<span class=\"_ _2\"></span>es for m<span class=\"_ _2\"></span>onito<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>ncrea<span class=\"_ _2\"></span>ses in c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>Credit-impaired financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et is cre<span class=\"_ _2\"></span>dit-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red wh<span class=\"_ _2\"></span>en one o<span class=\"_ _2\"></span>r more e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at hav<span class=\"_ _2\"></span>e a det<span class=\"_ _2\"></span>rime<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et ha<span class=\"_ _2\"></span>ve occu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e that a f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>er or is<span class=\"_ _2\"></span>suer<span class=\"_ _6\"></span>, a<span class=\"_ gs37\"> </span>brea<span class=\"_ _2\"></span>ch of cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t suc<span class=\"_ _2\"></span>h as a defa<span class=\"_ _2\"></span>ult or pa<span class=\"_ _2\"></span>st du<span class=\"_ _2\"></span>e even<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>ng of a <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an or ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>ould n<span class=\"_ _2\"></span>ot oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se cons<span class=\"_ _2\"></span>ider<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e credi<span class=\"_ _2\"></span>t ri<span class=\"_ _2\"></span>sk for ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er 30 day<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n rebu<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>d on the ba<span class=\"_ _2\"></span>sis tha<span class=\"_ _2\"></span>t some b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces wil<span class=\"_ _2\"></span>l exce<span class=\"_ _2\"></span>ed 30 day<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nor<span class=\"_ _2\"></span>mal co<span class=\"_ _2\"></span>urse of t<span class=\"_ _2\"></span>he set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nt c<span class=\"_ _2\"></span>ycle<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore, th<span class=\"_ _2\"></span>ere is no inc<span class=\"_ _2\"></span>rease in t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _6\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ces for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-435": {
   "value": "Per<span class=\"_ _2\"></span>forming financial as<span class=\"_ _2\"></span>sets:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 1<span class=\"_ _29f\"> </span>Fro<span class=\"_ _2\"></span>m ini<span class=\"_ _2\"></span>tial re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on of a f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et to the d<span class=\"_ _2\"></span>ate on w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et has e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>nced a si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to it<span class=\"_ _2\"></span>s ini<span class=\"_ _2\"></span>tial r<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion, a s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>age 1 los<span class=\"_ _2\"></span>s allo<span class=\"_ _2\"></span>wan<span class=\"_ _2\"></span>ce is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed eq<span class=\"_ _2\"></span>ual to th<span class=\"_ _2\"></span>e cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t occu<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ng over th<span class=\"_ _2\"></span>e earl<span class=\"_ _2\"></span>ier of the n<span class=\"_ _2\"></span>ex<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>2 mon<span class=\"_ _2\"></span>ths or i<span class=\"_ _2\"></span>ts mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date (\u201c<span class=\"_ _2\"></span>1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L<span class=\"_ _144\"></span>\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 2<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>ollo<span class=\"_ _2\"></span>wing a s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease i<span class=\"_ _2\"></span>n credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k relat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e to the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, a<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>tage 2 lo<span class=\"_ _2\"></span>ss all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d equa<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m all pos<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le defa<span class=\"_ _2\"></span>ult ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s ove<span class=\"_ _2\"></span>r the rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g life<span class=\"_ _2\"></span>time o<span class=\"_ _2\"></span>f the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>Li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r there h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk req<span class=\"_ _2\"></span>uires co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le jud<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Impaired f<span class=\"_ _2\"></span>inancial asset<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span>Sta<span class=\"_ _2\"></span>ge 3<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d to be cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red, t<span class=\"_ _2\"></span>he all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce for cr<span class=\"_ _2\"></span>edit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es (<span class=\"_ _2\"></span>\u201c<span class=\"_ _6\"></span>ACL<span class=\"_ _5\"></span>\u201d<span class=\"_ _2\"></span>) con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t life<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. H<span class=\"_ _2\"></span>owev<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d bas<span class=\"_ _2\"></span>ed on<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, net of th<span class=\"_ _2\"></span>e los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owa<span class=\"_ _2\"></span>nce, rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an it<span class=\"_ _2\"></span>s gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>Application of the<span class=\"_ _6\"></span> impairment model<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p appl<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>he ECL m<span class=\"_ _2\"></span>odel to a<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat ar<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>red at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sed co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Trade re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>fied ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch pres<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed by IF<span class=\"_ _2\"></span>RS 9 is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is appro<span class=\"_ _2\"></span>ach </span>req<span class=\"_ _2\"></span>uires t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f a Lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e ECL al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nce on da<span class=\"_ _2\"></span>y one an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span>reaf<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Lo<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>, cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and fixe<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>term dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t, to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral </span>th<span class=\"_ _2\"></span>ree-<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tage mo<span class=\"_ _2\"></span>del (des<span class=\"_ _2\"></span>crib<span class=\"_ _2\"></span>ed ab<span class=\"_ _2\"></span>ove) is appl<span class=\"_ _2\"></span>ied, w<span class=\"_ _2\"></span>hereb<span class=\"_ _2\"></span>y a <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>th ECL is reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>lly an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bala<span class=\"_ _2\"></span>nce is mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for sign<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>ant in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>es in cre<span class=\"_ _2\"></span>dit ri<span class=\"_ _2\"></span>sk whi<span class=\"_ _2\"></span>ch woul<span class=\"_ _2\"></span>d trig<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>L<span class=\"_ _2\"></span>ifet<span class=\"_ _2\"></span>ime EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>ECL<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>e a proba<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>weig<span class=\"_ _2\"></span>hted es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>t cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting da<span class=\"_ _2\"></span>te are me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d as the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue of al<span class=\"_ _2\"></span>l cash s<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ls (i.<span class=\"_ _2\"></span>e. the di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows du<span class=\"_ _2\"></span>e in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t and th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s that t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to recei<span class=\"_ _2\"></span>ve). EC<span class=\"_ _2\"></span>Ls fo<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nce be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt an<span class=\"_ _2\"></span>d the p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt val<span class=\"_ _2\"></span>ue of es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. ECL<span class=\"_ _2\"></span>s are di<span class=\"_ _2\"></span>scoun<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ate of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximum<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d consi<span class=\"_ _2\"></span>dered w<span class=\"_ _2\"></span>hen e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ing ECL<span class=\"_ _2\"></span>s is t<span class=\"_ _2\"></span>he ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e Group i<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>The measureme<span class=\"_ _6\"></span>nt of<span class=\"_ _6\"></span> ECL<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> considers<span class=\"_ _6\"></span> information about past events and current c<span class=\"_ _6\"></span>onditions, as well as<span class=\"_ _6\"></span> sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he G<span class=\"_ _2\"></span>roup ha<span class=\"_ _2\"></span>s impl<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>ed it<span class=\"_ _2\"></span>s impairmen<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span> method<span class=\"_ _2\"></span>olog<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> for est<span class=\"_ _2\"></span>imating the credit loss, t<span class=\"_ _2\"></span>aking into<span class=\"_ _6\"></span> account for<span class=\"_ _2\"></span>ward-look<span class=\"_ _2\"></span>ing information in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining t<span class=\"_ _2\"></span>he ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate l<span class=\"_ _2\"></span>evel o<span class=\"_ _2\"></span>f allo<span class=\"_ _2\"></span>wance. I<span class=\"_ _2\"></span>n addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, i<span class=\"_ _2\"></span>t has ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et up pro<span class=\"_ _2\"></span>cedur<span class=\"_ _2\"></span>es for m<span class=\"_ _2\"></span>onito<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant i<span class=\"_ _2\"></span>ncrea<span class=\"_ _2\"></span>ses in c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>Credit-impaired financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>At ea<span class=\"_ _2\"></span>ch rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are cre<span class=\"_ _2\"></span>dit-i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et is cre<span class=\"_ _2\"></span>dit-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red wh<span class=\"_ _2\"></span>en one o<span class=\"_ _2\"></span>r more e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at hav<span class=\"_ _2\"></span>e a det<span class=\"_ _2\"></span>rime<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et ha<span class=\"_ _2\"></span>ve occu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Evi<span class=\"_ _2\"></span>denc<span class=\"_ _2\"></span>e that a f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>impai<span class=\"_ _2\"></span>red in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>er or is<span class=\"_ _2\"></span>suer<span class=\"_ _6\"></span>, a<span class=\"_ gs37\"> </span>brea<span class=\"_ _2\"></span>ch of cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t suc<span class=\"_ _2\"></span>h as a defa<span class=\"_ _2\"></span>ult or pa<span class=\"_ _2\"></span>st du<span class=\"_ _2\"></span>e even<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>ng of a <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an or ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>ould n<span class=\"_ _2\"></span>ot oth<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se cons<span class=\"_ _2\"></span>ider<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e credi<span class=\"_ _2\"></span>t ri<span class=\"_ _2\"></span>sk for ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er 30 day<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n rebu<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>d on the ba<span class=\"_ _2\"></span>sis tha<span class=\"_ _2\"></span>t some b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces wil<span class=\"_ _2\"></span>l exce<span class=\"_ _2\"></span>ed 30 day<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nor<span class=\"_ _2\"></span>mal co<span class=\"_ _2\"></span>urse of t<span class=\"_ _2\"></span>he set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nt c<span class=\"_ _2\"></span>ycle<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore, th<span class=\"_ _2\"></span>ere is no inc<span class=\"_ _2\"></span>rease in t<span class=\"_ _2\"></span>he cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Presentation of<span class=\"_ _6\"></span> impairment<span class=\"_ _29f\"> </span>Los<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>owan<span class=\"_ _2\"></span>ces for f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t are ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e gros<span class=\"_ _2\"></span>s car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-385": {
   "value": "Write-offs Loans and debt securities are written off (either partially or in full) when there is no realistic prospect of the amount being recovered. This is generally the case when the Group concludes that the borrower does not have assets or sources of income that could generate sufficient cash flows to repay the amounts subject to the write-off. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForWriteOffs",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-326": {
   "value": "5(i): Contract assets Contract assets are not classified as financial assets. Due to their short-term nature, their carrying amount is considered to be the same as their fair value. The expected loss accounting model for credit losses applies to contract assets. The Group applies the ECL model to contract assets, which are measured at amortised cost. The simplified approach prescribed by IFRS 9 is applied to contract assets. This approach requires the recognition of a Lifetime ECL allowance on day one and thereafter. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForContractAssets",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-386": {
   "value": "5(<span class=\"_ _1\"></span>j): Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he onl<span class=\"_ _2\"></span>y der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ar<span class=\"_ _2\"></span>ise a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span> con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>unds (des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed i<span class=\"_ _2\"></span>n note 5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)). Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>es the c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s at in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion a<span class=\"_ _2\"></span>nd cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s as man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. A<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed as as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r val<span class=\"_ _2\"></span>ue is po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>nd as lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s nega<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-436": {
   "value": "5(<span class=\"_ _1\"></span>j): Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he onl<span class=\"_ _2\"></span>y der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ves re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion ar<span class=\"_ _2\"></span>ise a<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span> con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>unds (des<span class=\"_ _2\"></span>cri<span class=\"_ _2\"></span>bed i<span class=\"_ _2\"></span>n note 5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)). Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>es the c<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s at in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion a<span class=\"_ _2\"></span>nd cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s as man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL. A<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed as as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r val<span class=\"_ _2\"></span>ue is po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ive a<span class=\"_ _2\"></span>nd as lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>n thei<span class=\"_ _2\"></span>r fair v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>s nega<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-327": {
   "value": "5<span class=\"_ _2\"></span>(k): E<span class=\"_ _2\"></span>mpl<span class=\"_ _2\"></span>oyee be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Pension obligations<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p oper<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>wo t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>pes o<span class=\"_ _2\"></span>f pens<span class=\"_ _2\"></span>ion pl<span class=\"_ _2\"></span>ans wh<span class=\"_ _2\"></span>ich ha<span class=\"_ _2\"></span>ve be<span class=\"_ _2\"></span>en es<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>blish<span class=\"_ _2\"></span>ed for e<span class=\"_ _2\"></span>ligi<span class=\"_ _2\"></span>ble em<span class=\"_ _2\"></span>ploy<span class=\"_ _2\"></span>ees of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">D<span class=\"_ _2\"></span>efin<span class=\"_ _2\"></span>ed cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n sche<span class=\"_ _2\"></span>mes wh<span class=\"_ _2\"></span>ere the G<span class=\"_ _2\"></span>roup make<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns to memb<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>\u2019 pen<span class=\"_ _2\"></span>sion pl<span class=\"_ _2\"></span>ans bu<span class=\"_ _2\"></span>t </span>has no<span class=\"_ _6\"></span> fur<span class=\"_ _2\"></span>ther payment obligations<span class=\"_ _6\"></span> once the<span class=\"_ _6\"></span> contributions have been paid. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">D<span class=\"_ _2\"></span>efin<span class=\"_ _2\"></span>ed bene<span class=\"_ _2\"></span>fit pl<span class=\"_ _2\"></span>ans wh<span class=\"_ _2\"></span>ich prov<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsion p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s upon re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent to mem<span class=\"_ _2\"></span>ber<span class=\"_ _2\"></span>s as defin<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e </span>plan rules. T<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span> Group has funded the<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span> liabilit<span class=\"_ _2\"></span>ies by<span class=\"_ _6\"></span> ring-fencing as<span class=\"_ _2\"></span>sets in trus<span class=\"_ _2\"></span>tee-adminis<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>ed funds<span class=\"_ _2\"></span>. Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> contribution pension oblig<span class=\"_ _6\"></span>ations<span class=\"_ _29f\"> </span>Un<span class=\"_ _2\"></span>der a de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>ion p<span class=\"_ _2\"></span>lan, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s lega<span class=\"_ _2\"></span>l or cons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>s limi<span class=\"_ _2\"></span>ted to t<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>unt it a<span class=\"_ _2\"></span>gree<span class=\"_ _2\"></span>s to cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>ute to a pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>d and th<span class=\"_ _2\"></span>ere is no o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n to pay f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>er cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons i<span class=\"_ _2\"></span>f the fu<span class=\"_ _2\"></span>nd do<span class=\"_ _2\"></span>es not h<span class=\"_ _2\"></span>old su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to pa<span class=\"_ _2\"></span>y bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s. Con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions i<span class=\"_ _2\"></span>n respe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t of def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s for cu<span class=\"_ _2\"></span>rrent s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice are e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>ther e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>en incurred.<span class=\"_ _29f\"> </span>Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> benefit pension obligations<span class=\"_ _29f\"> </span>A de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t pens<span class=\"_ _2\"></span>ion pl<span class=\"_ _2\"></span>an t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>ical<span class=\"_ _2\"></span>ly de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ines t<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>unt of p<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>on ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it t<span class=\"_ _2\"></span>hat an e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee w<span class=\"_ _2\"></span>ill rece<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>n reti<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>or the<span class=\"_ _2\"></span>se pl<span class=\"_ _2\"></span>ans, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated b<span class=\"_ _2\"></span>y ind<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>arie<span class=\"_ _2\"></span>s using th<span class=\"_ _2\"></span>e proje<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted uni<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d, whi<span class=\"_ _2\"></span>ch mea<span class=\"_ _2\"></span>sures th<span class=\"_ _2\"></span>e pensi<span class=\"_ _2\"></span>on obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion as t<span class=\"_ _2\"></span>he pres<span class=\"_ _2\"></span>ent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash o<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he dis<span class=\"_ _2\"></span>count r<span class=\"_ _2\"></span>ate us<span class=\"_ _2\"></span>ed is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e yie<span class=\"_ _2\"></span>lds fo<span class=\"_ _2\"></span>r inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment g<span class=\"_ _2\"></span>rade c<span class=\"_ _2\"></span>orp<span class=\"_ _2\"></span>orate b<span class=\"_ _2\"></span>ond<span class=\"_ _2\"></span>s that h<span class=\"_ _2\"></span>ave ma<span class=\"_ _2\"></span>turi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y date<span class=\"_ _2\"></span>s appr<span class=\"_ _2\"></span>o<span class=\"_ _6\"></span>xi<span class=\"_ _2\"></span>mati<span class=\"_ _2\"></span>ng to th<span class=\"_ _2\"></span>e terms<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. Plan a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at thei<span class=\"_ _2\"></span>r fair va<span class=\"_ _2\"></span>lue at th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing date<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he net sur<span class=\"_ _2\"></span>plus o<span class=\"_ _2\"></span>r def<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>it of t<span class=\"_ _2\"></span>he def<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ned be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t plan i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>nd repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e of the d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t the en<span class=\"_ _2\"></span>d of the r<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d les<span class=\"_ _2\"></span>s the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e plan as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et is re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>nly w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>here is a<span class=\"_ _2\"></span>n uncon<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l rig<span class=\"_ _2\"></span>ht to fu<span class=\"_ _2\"></span>ture b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>ent an<span class=\"_ _2\"></span>d pa<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t cur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ailm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are c<span class=\"_ _2\"></span>harge<span class=\"_ _2\"></span>d to oth<span class=\"_ _2\"></span>er exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>Rem<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts wh<span class=\"_ _2\"></span>ich com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>e gain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s as a <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>ult of ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ience a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and cha<span class=\"_ _2\"></span>nges in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uari<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tual re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n on plan a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>excl<span class=\"_ _2\"></span>uding i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st) a<span class=\"_ _2\"></span>nd the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set ceil<span class=\"_ _2\"></span>ing are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>mmed<span class=\"_ _2\"></span>iatel<span class=\"_ _2\"></span>y in ot<span class=\"_ _2\"></span>her co<span class=\"_ _2\"></span>mpreh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve inc<span class=\"_ _2\"></span>ome in t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>iod i<span class=\"_ _2\"></span>n whic<span class=\"_ _2\"></span>h the<span class=\"_ _2\"></span>y occu<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. Rem<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts are n<span class=\"_ _2\"></span>ot rec<span class=\"_ _2\"></span>las<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s in sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>ds. A<span class=\"_ _2\"></span>dmini<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s (oth<span class=\"_ _2\"></span>er tha<span class=\"_ _2\"></span>n the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of man<span class=\"_ _2\"></span>agin<span class=\"_ _2\"></span>g plan a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts) are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e whe<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce is provided.<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>en the b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of a plan a<span class=\"_ _2\"></span>re chan<span class=\"_ _2\"></span>ged, o<span class=\"_ _2\"></span>r whe<span class=\"_ _2\"></span>n a plan is c<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>iled<span class=\"_ _2\"></span>, the p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of the c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>d ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it rela<span class=\"_ _2\"></span>ted to p<span class=\"_ _2\"></span>ast s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice by em<span class=\"_ _2\"></span>ploy<span class=\"_ _2\"></span>ees<span class=\"_ _2\"></span>, or th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on cur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ailm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed im<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y in pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or lo<span class=\"_ _2\"></span>ss w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e plan a<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>r cur<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ilme<span class=\"_ _2\"></span>nt occ<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>e shar<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nts T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p oper<span class=\"_ _2\"></span>ates a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of share i<span class=\"_ _2\"></span>ncent<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e plans f<span class=\"_ _2\"></span>or it<span class=\"_ _2\"></span>s emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ees<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se inv<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ve an aw<span class=\"_ _2\"></span>ard of sha<span class=\"_ _2\"></span>res or op<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns in th<span class=\"_ _2\"></span>e Group (eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led s<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>-ba<span class=\"_ _2\"></span>sed p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s). Th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p has not g<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>ted aw<span class=\"_ _2\"></span>ards un<span class=\"_ _2\"></span>der ca<span class=\"_ _2\"></span>sh-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led pl<span class=\"_ _2\"></span>ans in t<span class=\"_ _2\"></span>he cur<span class=\"_ _2\"></span>rent o<span class=\"_ _2\"></span>r prio<span class=\"_ _2\"></span>r year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>The Group\u2019s inc<span class=\"_ _6\"></span>entive plans<span class=\"_ _6\"></span> have cond<span class=\"_ _6\"></span>itions att<span class=\"_ _2\"></span>ached<span class=\"_ _6\"></span> before<span class=\"_ _6\"></span> the employee bec<span class=\"_ _6\"></span>omes entitled t<span class=\"_ _6\"></span>o the aw<span class=\"_ _2\"></span>ard. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e can b<span class=\"_ _2\"></span>e per<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce and<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons (v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>) or co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re of<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>en wholly within the<span class=\"_ _6\"></span> control<span class=\"_ _6\"></span> of the<span class=\"_ _6\"></span> employee,<span class=\"_ _6\"></span> for example<span class=\"_ _6\"></span> where the<span class=\"_ _6\"></span> employee has<span class=\"_ _6\"></span> to<span class=\"_ _6\"></span> provide funding<span class=\"_ _6\"></span> dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he ves<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h is th<span class=\"_ _2\"></span>en use<span class=\"_ _2\"></span>d to exerci<span class=\"_ _2\"></span>se sha<span class=\"_ _2\"></span>re opt<span class=\"_ _2\"></span>ions (no<span class=\"_ _2\"></span>n-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion).<span class=\"_ _29f\"> </span>Perfor<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span>ance c<span class=\"_ _6\"></span>onditions may be m<span class=\"_ _6\"></span>arket<span class=\"_ _6\"></span>-based or non-market-based. Mark<span class=\"_ _6\"></span>et<span class=\"_ _6\"></span>-based per<span class=\"_ _2\"></span>formance con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re thos<span class=\"_ _2\"></span>e rela<span class=\"_ _2\"></span>ted to an en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _1\"></span>\u2019s eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, such a<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>ing a spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce or ta<span class=\"_ _2\"></span>rget<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n a compa<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e enti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>th an in<span class=\"_ _2\"></span>dex of s<span class=\"_ _2\"></span>hare pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>. Non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re tho<span class=\"_ _2\"></span>se rela<span class=\"_ _2\"></span>ted to an e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or rev<span class=\"_ _2\"></span>enue t<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e of wh<span class=\"_ _2\"></span>ich wo<span class=\"_ _2\"></span>uld be E<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er Sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>EPS\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>. Marke<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>ed per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>nce con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>nd non<span class=\"_ _2\"></span>-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are t<span class=\"_ _2\"></span>aken in<span class=\"_ _2\"></span>to accou<span class=\"_ _2\"></span>nt wh<span class=\"_ _2\"></span>en es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he share o<span class=\"_ _2\"></span>r opt<span class=\"_ _2\"></span>ion aw<span class=\"_ _2\"></span>ards at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent dat<span class=\"_ _2\"></span>e. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he share aw<span class=\"_ _2\"></span>ards or op<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is not adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ted to take i<span class=\"_ _2\"></span>nto accou<span class=\"_ _2\"></span>nt non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance fea<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se are ta<span class=\"_ _2\"></span>ken into con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on by adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ting th<span class=\"_ _2\"></span>e numb<span class=\"_ _2\"></span>er of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t and thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt is made ea<span class=\"_ _2\"></span>ch per<span class=\"_ _2\"></span>iod un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t award<span class=\"_ _2\"></span>s gra<span class=\"_ _2\"></span>nted is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se ove<span class=\"_ _2\"></span>r the v<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d whic<span class=\"_ _2\"></span>h accord<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h relate<span class=\"_ _2\"></span>d ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices a<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e. A<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g increa<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led p<span class=\"_ _2\"></span>lans<span class=\"_ _2\"></span>. F<span class=\"_ _2\"></span>or equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed pl<span class=\"_ _2\"></span>ans, t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>t gra<span class=\"_ _2\"></span>nt date a<span class=\"_ _2\"></span>nd not s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tly r<span class=\"_ _2\"></span>emeas<span class=\"_ _2\"></span>ured.<span class=\"_ _2\"></span> At ea<span class=\"_ _2\"></span>ch pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d end, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up reas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the nu<span class=\"_ _2\"></span>mber of e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to ves<span class=\"_ _2\"></span>t and<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d and o<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>inal es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ve in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y. At t<span class=\"_ _2\"></span>he tim<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>, the a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ased p<span class=\"_ _2\"></span>ay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve in<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>ose eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red to ret<span class=\"_ _2\"></span>ained e<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-387": {
   "value": "Pension obligations The Group operates two types of pension plans which have been established for eligible employees of the Group: \u2013 Defined contribution schemes where the Group makes contributions to members\u2019 pension plans but has no further payment obligations once the contributions have been paid. \u2013 Defined benefit plans which provide pension payments upon retirement to members as defined by the plan rules. The Group has funded these liabilities by ring-fencing assets in trustee-administered funds. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForPensionObligation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-388": {
   "value": "Defined contribution pension obligations Under a defined contribution plan, the Group\u2019s legal or constructive obligation is limited to the amount it agrees to contribute to a pension fund and there is no obligation to pay further contributions if the fund does not hold sufficient assets to pay benefits. Contributions in respect of defined contribution schemes for current service are expensed as staff costs and other employee-related costs when incurred. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForDefinedContributionPensionOobligation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-389": {
   "value": "Defined benefit pension obligations A defined benefit pension plan typically defines the amount of pension benefit that an employee will receive on retirement. For these plans, the Group\u2019s defined benefit obligation is calculated by independent actuaries using the projected unit credit method, which measures the pension obligation as the present value of estimated future cash outflows. The discount rate used is determined based on the yields for investment grade corporate bonds that have maturity dates approximating to the terms of the Group\u2019s obligations. Plan assets are measured at their fair value at the reporting date. The net surplus or deficit of the defined benefit plan is recognised as an asset or liability and represents the present value of the defined benefit obligation at the end of the reporting period less the fair value of the plan assets. An asset is recognised only where there is an unconditional right to future benefits. The current and past service cost curtailments and settlements are charged to other expenses. Remeasurements which comprise gains and losses as a result of experience adjustments and changes in actuarial assumptions, the actual return on plan assets (excluding interest) and the effect of the asset ceiling are recognised immediately in other comprehensive income in the period in which they occur. Remeasurements are not reclassified to profit or loss in subsequent periods. Administration costs (other than the costs of managing plan assets) are recognised as an expense when the service is provided. When the benefits of a plan are changed, or when a plan is curtailed, the portion of the changed benefit related to past service by employees, or the gain or loss on curtailment, is recognised immediately in profit or loss when the plan amendment or curtailment occurs. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForDefinedBenefitPensionObligation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-390": {
   "value": "Emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>e shar<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nts T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p oper<span class=\"_ _2\"></span>ates a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of share i<span class=\"_ _2\"></span>ncent<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e plans f<span class=\"_ _2\"></span>or it<span class=\"_ _2\"></span>s emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ees<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se inv<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ve an aw<span class=\"_ _2\"></span>ard of sha<span class=\"_ _2\"></span>res or op<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns in th<span class=\"_ _2\"></span>e Group (eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led s<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>-ba<span class=\"_ _2\"></span>sed p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s). Th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p has not g<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>ted aw<span class=\"_ _2\"></span>ards un<span class=\"_ _2\"></span>der ca<span class=\"_ _2\"></span>sh-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>led pl<span class=\"_ _2\"></span>ans in t<span class=\"_ _2\"></span>he cur<span class=\"_ _2\"></span>rent o<span class=\"_ _2\"></span>r prio<span class=\"_ _2\"></span>r year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>The Group\u2019s inc<span class=\"_ _6\"></span>entive plans<span class=\"_ _6\"></span> have cond<span class=\"_ _6\"></span>itions att<span class=\"_ _2\"></span>ached<span class=\"_ _6\"></span> before<span class=\"_ _6\"></span> the employee bec<span class=\"_ _6\"></span>omes entitled t<span class=\"_ _6\"></span>o the aw<span class=\"_ _2\"></span>ard. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e can b<span class=\"_ _2\"></span>e per<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>ce and<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>or s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons (v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>) or co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s that a<span class=\"_ _2\"></span>re of<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>en wholly within the<span class=\"_ _6\"></span> control<span class=\"_ _6\"></span> of the<span class=\"_ _6\"></span> employee,<span class=\"_ _6\"></span> for example<span class=\"_ _6\"></span> where the<span class=\"_ _6\"></span> employee has<span class=\"_ _6\"></span> to<span class=\"_ _6\"></span> provide funding<span class=\"_ _6\"></span> dur<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>he ves<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h is th<span class=\"_ _2\"></span>en use<span class=\"_ _2\"></span>d to exerci<span class=\"_ _2\"></span>se sha<span class=\"_ _2\"></span>re opt<span class=\"_ _2\"></span>ions (no<span class=\"_ _2\"></span>n-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion).<span class=\"_ _29f\"> </span>Perfor<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span>ance c<span class=\"_ _6\"></span>onditions may be m<span class=\"_ _6\"></span>arket<span class=\"_ _6\"></span>-based or non-market-based. Mark<span class=\"_ _6\"></span>et<span class=\"_ _6\"></span>-based per<span class=\"_ _2\"></span>formance con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re thos<span class=\"_ _2\"></span>e rela<span class=\"_ _2\"></span>ted to an en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _1\"></span>\u2019s eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, such a<span class=\"_ _2\"></span>s achi<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>ing a spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce or ta<span class=\"_ _2\"></span>rget<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n a compa<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e enti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>re pri<span class=\"_ _2\"></span>ce wi<span class=\"_ _2\"></span>th an in<span class=\"_ _2\"></span>dex of s<span class=\"_ _2\"></span>hare pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>. Non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re tho<span class=\"_ _2\"></span>se rela<span class=\"_ _2\"></span>ted to an e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or rev<span class=\"_ _2\"></span>enue t<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e of wh<span class=\"_ _2\"></span>ich wo<span class=\"_ _2\"></span>uld be E<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er Sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>EPS\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>. Marke<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>ed per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>nce con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>nd non<span class=\"_ _2\"></span>-v<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ting co<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are t<span class=\"_ _2\"></span>aken in<span class=\"_ _2\"></span>to accou<span class=\"_ _2\"></span>nt wh<span class=\"_ _2\"></span>en es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he share o<span class=\"_ _2\"></span>r opt<span class=\"_ _2\"></span>ion aw<span class=\"_ _2\"></span>ards at t<span class=\"_ _2\"></span>he mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent dat<span class=\"_ _2\"></span>e. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he share aw<span class=\"_ _2\"></span>ards or op<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s is not adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ted to take i<span class=\"_ _2\"></span>nto accou<span class=\"_ _2\"></span>nt non<span class=\"_ _2\"></span>-ma<span class=\"_ _2\"></span>rket pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance fea<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>se are ta<span class=\"_ _2\"></span>ken into con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on by adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ting th<span class=\"_ _2\"></span>e numb<span class=\"_ _2\"></span>er of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t and thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt is made ea<span class=\"_ _2\"></span>ch per<span class=\"_ _2\"></span>iod un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t award<span class=\"_ _2\"></span>s gra<span class=\"_ _2\"></span>nted is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se ove<span class=\"_ _2\"></span>r the v<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>ing pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d whic<span class=\"_ _2\"></span>h accord<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th the p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od for w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h relate<span class=\"_ _2\"></span>d ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices a<span class=\"_ _2\"></span>re prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e. A<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g increa<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led p<span class=\"_ _2\"></span>lans<span class=\"_ _2\"></span>. F<span class=\"_ _2\"></span>or equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y-<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed pl<span class=\"_ _2\"></span>ans, t<span class=\"_ _2\"></span>he fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined a<span class=\"_ _2\"></span>t gra<span class=\"_ _2\"></span>nt date a<span class=\"_ _2\"></span>nd not s<span class=\"_ _2\"></span>ubse<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>tly r<span class=\"_ _2\"></span>emeas<span class=\"_ _2\"></span>ured.<span class=\"_ _2\"></span> At ea<span class=\"_ _2\"></span>ch pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d end, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up reas<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the nu<span class=\"_ _2\"></span>mber of e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to ves<span class=\"_ _2\"></span>t and<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween t<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d and o<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>inal es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ve in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y. At t<span class=\"_ _2\"></span>he tim<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>, the a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ased p<span class=\"_ _2\"></span>ay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve in<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>ose eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red to ret<span class=\"_ _2\"></span>ained e<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-328": {
   "value": "5(l): T<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span>Cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span>Cur<span class=\"_ _2\"></span>rent t<span class=\"_ _2\"></span>ax is t<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted t<span class=\"_ _2\"></span>ax p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble on t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>xab<span class=\"_ _2\"></span>le inco<span class=\"_ _2\"></span>me for t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, usi<span class=\"_ _2\"></span>ng ta<span class=\"_ _2\"></span>x rate<span class=\"_ _2\"></span>s enac<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d or sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly ena<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>ny adju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment to in<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax pay<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us yea<span class=\"_ _2\"></span>rs. I<span class=\"_ _2\"></span>n the UK<span class=\"_ _2\"></span>, a c<span class=\"_ _2\"></span>hange in t<span class=\"_ _2\"></span>ax la<span class=\"_ _2\"></span>w is sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly en<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>hen it h<span class=\"_ _2\"></span>as be<span class=\"_ _2\"></span>en accep<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he Ho<span class=\"_ _2\"></span>use of Com<span class=\"_ _2\"></span>mons<span class=\"_ _2\"></span>. Curre<span class=\"_ _2\"></span>nt ta<span class=\"_ _2\"></span>x is cha<span class=\"_ _2\"></span>rged o<span class=\"_ _2\"></span>r credi<span class=\"_ _2\"></span>ted to p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, exce<span class=\"_ _2\"></span>pt whe<span class=\"_ _2\"></span>n it rel<span class=\"_ _2\"></span>ates to i<span class=\"_ _2\"></span>tems reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y or in o<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpre<span class=\"_ _2\"></span>hensi<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>come.<span class=\"_ _29f\"> </span>Deferred tax<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x repres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e tax o<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red by la<span class=\"_ _2\"></span>w to be t<span class=\"_ _2\"></span>axed in a d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt yea<span class=\"_ _2\"></span>r to the y<span class=\"_ _2\"></span>ear in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>hey im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is ca<span class=\"_ _2\"></span>lcula<span class=\"_ _2\"></span>ted acc<span class=\"_ _2\"></span>ordin<span class=\"_ _2\"></span>g to the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x bas<span class=\"_ _2\"></span>e of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>heir c<span class=\"_ _2\"></span>arr<span class=\"_ _1\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in the f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. Defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d at th<span class=\"_ _2\"></span>e tax r<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>hat are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to ap<span class=\"_ _2\"></span>ply i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>n th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y is se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tled o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is reali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent t<span class=\"_ _2\"></span>hat i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t tax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>ill be a<span class=\"_ _2\"></span>vai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e dedu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e tempo<span class=\"_ _2\"></span>rar<span class=\"_ _2\"></span>y di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces c<span class=\"_ _2\"></span>an be u<span class=\"_ _2\"></span>tili<span class=\"_ _2\"></span>sed.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is cha<span class=\"_ _2\"></span>rged or c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ted to pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, excep<span class=\"_ _2\"></span>t whe<span class=\"_ _2\"></span>n it rela<span class=\"_ _2\"></span>tes to i<span class=\"_ _2\"></span>tems rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y or in ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me. In cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>as pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed by acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards<span class=\"_ _2\"></span>, def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d tax b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces are n<span class=\"_ _2\"></span>ot recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed. In p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cular, where t<span class=\"_ _2\"></span>he lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y relat<span class=\"_ _2\"></span>es to the i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l, or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>at are no<span class=\"_ _2\"></span>t a busin<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>s combi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on and a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>heir occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nce af<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t ne<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>er accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>axab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t. Note 31 inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her det<span class=\"_ _2\"></span>ail of ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances<span class=\"_ _2\"></span> in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s not re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se temp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Policyholder tax<span class=\"_ _29f\"> </span>Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to ta<span class=\"_ _2\"></span>x on the po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ret<span class=\"_ _2\"></span>urns<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s \u201cpol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>\u201d <span class=\"_ _6\"></span>is an<span class=\"_ _2\"></span> ele<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>f the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s tot<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e. T<span class=\"_ _5\"></span>o ma<span class=\"_ _2\"></span>ke the t<span class=\"_ _2\"></span>ax ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se more m<span class=\"_ _2\"></span>eani<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>, ta<span class=\"_ _2\"></span>x at<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er retur<span class=\"_ _2\"></span>ns an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are sh<span class=\"_ _2\"></span>own se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span> The tax at<span class=\"_ _2\"></span>tributable to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holder<span class=\"_ _6\"></span> returns<span class=\"_ _6\"></span> is the a<span class=\"_ _6\"></span>mount payable i<span class=\"_ _6\"></span>n the ye<span class=\"_ _6\"></span>ar plus<span class=\"_ _6\"></span> the movement<span class=\"_ _6\"></span> of<span class=\"_ gs37\"> </span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le in fu<span class=\"_ _2\"></span>ture yea<span class=\"_ _2\"></span>rs. T<span class=\"_ _2\"></span>he rema<span class=\"_ _2\"></span>inde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted to<span class=\"_ gs37\"> </span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-391": {
   "value": "Current tax Current tax is the expected tax payable on the taxable income for the year, using tax rates enacted or substantively enacted at the reporting date and any adjustment to income tax payable in respect of previous years. In the UK, a change in tax law is substantively enacted when it has been accepted by the House of Commons. Current tax is charged or credited to profit or loss, except when it relates to items recognised directly in equity or in other comprehensive income. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForCurrentTax",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-392": {
   "value": "Deferred tax<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x repres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e tax o<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red by la<span class=\"_ _2\"></span>w to be t<span class=\"_ _2\"></span>axed in a d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt yea<span class=\"_ _2\"></span>r to the y<span class=\"_ _2\"></span>ear in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>hey im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is ca<span class=\"_ _2\"></span>lcula<span class=\"_ _2\"></span>ted acc<span class=\"_ _2\"></span>ordin<span class=\"_ _2\"></span>g to the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion m<span class=\"_ _2\"></span>eth<span class=\"_ _2\"></span>od, b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e ta<span class=\"_ _2\"></span>x bas<span class=\"_ _2\"></span>e of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>heir c<span class=\"_ _2\"></span>arr<span class=\"_ _1\"></span>yi<span class=\"_ _2\"></span>ng amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in the f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. Defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d at th<span class=\"_ _2\"></span>e tax r<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>hat are e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to ap<span class=\"_ _2\"></span>ply i<span class=\"_ _2\"></span>n the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>n th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y is se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tled o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is reali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent t<span class=\"_ _2\"></span>hat i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t tax<span class=\"_ _2\"></span>able p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>ill be a<span class=\"_ _2\"></span>vai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch th<span class=\"_ _2\"></span>e dedu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e tempo<span class=\"_ _2\"></span>rar<span class=\"_ _2\"></span>y di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces c<span class=\"_ _2\"></span>an be u<span class=\"_ _2\"></span>tili<span class=\"_ _2\"></span>sed.<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x is cha<span class=\"_ _2\"></span>rged or c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ted to pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, excep<span class=\"_ _2\"></span>t whe<span class=\"_ _2\"></span>n it rela<span class=\"_ _2\"></span>tes to i<span class=\"_ _2\"></span>tems rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y or in ot<span class=\"_ _2\"></span>her com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me. In cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>as pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed by acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards<span class=\"_ _2\"></span>, def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d tax b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ces are n<span class=\"_ _2\"></span>ot recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed. In p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cular, where t<span class=\"_ _2\"></span>he lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y relat<span class=\"_ _2\"></span>es to the i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l, or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>at are no<span class=\"_ _2\"></span>t a busin<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>s combi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on and a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>heir occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nce af<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t ne<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>er accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>axab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t. Note 31 inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her det<span class=\"_ _2\"></span>ail of ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances<span class=\"_ _2\"></span> in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s not re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se temp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-393": {
   "value": "Policyholder tax Certain products are subject to tax on the policyholder investment returns. This \u201cpolicyholder tax\u201d is an element of the Group\u2019s total tax expense. To make the tax expense more meaningful, tax attributable to policyholder returns and tax attributable to shareholder returns are shown separately. The tax attributable to policyholder returns is the amount payable in the year plus the movement of amounts expected to be payable in future years. The remainder of the tax expense is attributed to shareholder returns. ",
   "dimensions": {
    "concept": "quilterplc:DescriptionOfAccountingPolicyForPolicyholderTax",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-329": {
   "value": "5(n): Goodwill and intangib<span class=\"_ _2\"></span>le assets<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>es on t<span class=\"_ _2\"></span>he acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion of a b<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess a<span class=\"_ _2\"></span>nd repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he prem<span class=\"_ _2\"></span>ium pa<span class=\"_ _2\"></span>id ov<span class=\"_ _2\"></span>er the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>he id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es acqu<span class=\"_ _2\"></span>ired at t<span class=\"_ _2\"></span>he da<span class=\"_ _2\"></span>te of<span class=\"_ gs37\"> </span>ac<span class=\"_ _2\"></span>quisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude i<span class=\"_ _2\"></span>ntan<span class=\"_ _2\"></span>gib<span class=\"_ _2\"></span>le ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s init<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as par<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s combination, pur<span class=\"_ _6\"></span>chased assets and internally g<span class=\"_ _6\"></span>enerated assets<span class=\"_ _2\"></span>,<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s rela<span class=\"_ _2\"></span>ted to am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed fo<span class=\"_ _2\"></span>r in-<span class=\"_ _2\"></span>hou<span class=\"_ _2\"></span>se s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tems d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>opm<span class=\"_ _2\"></span>ent.<span class=\"_ _29f\"> </span>Goodwill and<span class=\"_ _6\"></span> goodwill impairment<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in subs<span class=\"_ _2\"></span>idiar<span class=\"_ _2\"></span>ies i<span class=\"_ _2\"></span>s show<span class=\"_ _2\"></span>n as a se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t on<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere it ar<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>s, is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ose inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et at co<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>t the da<span class=\"_ _2\"></span>te whe<span class=\"_ _2\"></span>n cont<span class=\"_ _2\"></span>rol is ac<span class=\"_ _2\"></span>hiev<span class=\"_ _2\"></span>ed (th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion da<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) an<span class=\"_ _2\"></span>d is sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent<span class=\"_ _2\"></span>ly me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s any a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill is n<span class=\"_ _2\"></span>ot amo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d bu<span class=\"_ _2\"></span>t<span class=\"_ gs37\"> </span>is subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to annua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d to one or m<span class=\"_ _2\"></span>ore gro<span class=\"_ _2\"></span>ups of c<span class=\"_ _2\"></span>ash<span class=\"_ _2\"></span>-gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s (\u201c<span class=\"_ _2\"></span>C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t fro<span class=\"_ _2\"></span>m th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>gie<span class=\"_ _2\"></span>s of the co<span class=\"_ _2\"></span>mbin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>GU rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he sma<span class=\"_ _2\"></span>lles<span class=\"_ _2\"></span>t id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e grou<span class=\"_ _2\"></span>p of ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at gene<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>s cash i<span class=\"_ _2\"></span>nf<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are lar<span class=\"_ _2\"></span>gely i<span class=\"_ _2\"></span>ndep<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e cas<span class=\"_ _2\"></span>h inf<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws fr<span class=\"_ _2\"></span>om oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or g<span class=\"_ _2\"></span>roups of as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. Goo<span class=\"_ _2\"></span>dwi<span class=\"_ _2\"></span>ll is rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>wed fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt at le<span class=\"_ _2\"></span>ast a<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>lly a<span class=\"_ _2\"></span>s a mat<span class=\"_ _2\"></span>ter of co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e even i<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>re is no ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, and w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver an e<span class=\"_ _2\"></span>vent o<span class=\"_ _2\"></span>r chan<span class=\"_ _2\"></span>ge in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ces occ<span class=\"_ _2\"></span>urs w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h indi<span class=\"_ _2\"></span>cate<span class=\"_ _2\"></span>s a po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. For i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>red to th<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt is t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use an<span class=\"_ _2\"></span>d the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al. A<span class=\"_ _2\"></span>ny im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s and is n<span class=\"_ _2\"></span>ot sub<span class=\"_ _2\"></span>sequ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y reve<span class=\"_ _6\"></span>rsed.<span class=\"_ _29f\"> </span>On d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>al of a<span class=\"_ _2\"></span>n oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>thin a g<span class=\"_ _2\"></span>roup of CGUs to w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l has be<span class=\"_ _2\"></span>en all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted, t<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h tha<span class=\"_ _2\"></span>t oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on wh<span class=\"_ _2\"></span>en dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sal<span class=\"_ _2\"></span>e. It is m<span class=\"_ _2\"></span>easur<span class=\"_ _2\"></span>ed bas<span class=\"_ _2\"></span>ed on t<span class=\"_ _2\"></span>he rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve val<span class=\"_ _2\"></span>ues of t<span class=\"_ _2\"></span>he op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>ed of an<span class=\"_ _2\"></span>d the<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f the CGU ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he sum o<span class=\"_ _2\"></span>f net t<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ed fro<span class=\"_ _2\"></span>m the B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pl<span class=\"_ _2\"></span>an. F<span class=\"_ _2\"></span>uture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow ele<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s al<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>r the cos<span class=\"_ _2\"></span>t of c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal n<span class=\"_ _2\"></span>eed<span class=\"_ _2\"></span>ed to sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket sha<span class=\"_ _2\"></span>re and m<span class=\"_ _2\"></span>arket g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion is a<span class=\"_ _2\"></span>lso us<span class=\"_ _2\"></span>ed to inf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d volum<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re new<span class=\"_ gs37\"> </span><span class=\"_ _6\"></span>business.<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>ving<span class=\"_ _2\"></span>s lin<span class=\"_ _2\"></span>ked to f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y are onl<span class=\"_ _2\"></span>y inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e-i<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on in<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere an as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ated re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sion has a<span class=\"_ _2\"></span>lso be<span class=\"_ _2\"></span>en recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, for th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>purp<span class=\"_ _2\"></span>ose of t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion, a num<span class=\"_ _2\"></span>ber of pl<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>mari<span class=\"_ _2\"></span>ly in re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to th<span class=\"_ _2\"></span>e Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Simp<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prog<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>me, hav<span class=\"_ _2\"></span>e bee<span class=\"_ _2\"></span>n rem<span class=\"_ _2\"></span>oved f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age of th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y (retur<span class=\"_ _2\"></span>n requ<span class=\"_ _2\"></span>ired by s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs) and th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of debt (re<span class=\"_ _2\"></span>turn re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d by bo<span class=\"_ _2\"></span>ndho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s and o<span class=\"_ _2\"></span>wne<span class=\"_ _2\"></span>rs of pr<span class=\"_ _2\"></span>oper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup). Wh<span class=\"_ _2\"></span>en<span class=\"_ gs37\"> </span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing th<span class=\"_ _2\"></span>e sy<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>emat<span class=\"_ _2\"></span>ic risk (<span class=\"_ _2\"></span>i.e. the b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alue) wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>a tr<span class=\"_ _2\"></span>iang<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch is us<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at comb<span class=\"_ _2\"></span>ines b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>es ob<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed fr<span class=\"_ _2\"></span>om his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l data<span class=\"_ _2\"></span>, a for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard-<span class=\"_ _29f\"> </span>lo<span class=\"_ _2\"></span>oki<span class=\"_ _2\"></span>ng vi<span class=\"_ _2\"></span>ew on th<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>ion of b<span class=\"_ _2\"></span>eta v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Intangible assets acquired as part of a business c<span class=\"_ _6\"></span>ombination<span class=\"_ _29f\"> </span>Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s acqui<span class=\"_ _2\"></span>red as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d wher<span class=\"_ _2\"></span>e they a<span class=\"_ _2\"></span>re sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span>ly ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e and c<span class=\"_ _2\"></span>an be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d reliab<span class=\"_ _2\"></span>ly. Acq<span class=\"_ _2\"></span>uired i<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prim<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y of co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual relationships<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> customer rel<span class=\"_ _6\"></span>ationships and<span class=\"_ _6\"></span> distr<span class=\"_ _2\"></span>ibution ch<span class=\"_ _6\"></span>annels. Such<span class=\"_ _6\"></span> items are<span class=\"_ _6\"></span> capitalised at th<span class=\"_ _2\"></span>eir fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue, repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated n<span class=\"_ _2\"></span>et pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ships a<span class=\"_ _2\"></span>cquir<span class=\"_ _2\"></span>ed at th<span class=\"_ _2\"></span>e date of a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. B<span class=\"_ _2\"></span>rand<span class=\"_ _2\"></span>s and sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>tems ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d as par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sed on a \u2018re<span class=\"_ _2\"></span>lief fr<span class=\"_ _2\"></span>om roya<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion methodolog<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, acqu<span class=\"_ _2\"></span>ired in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>any reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at ra<span class=\"_ _2\"></span>tes cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted to wr<span class=\"_ _2\"></span>ite of<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t or v<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>tion l<span class=\"_ _2\"></span>ess e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue, u<span class=\"_ _2\"></span>sing a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>heir e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful li<span class=\"_ _2\"></span>ves a<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t bel<span class=\"_ _2\"></span>ow: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls29 ws4c\">Dis<span class=\"_ _2\"></span>tributio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> channels <span class=\"_ _29\"> </span>8 years</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ship<span class=\"_ _2\"></span>s <span class=\"_ _38\"> </span>7<span class=\"_ _6\"></span>\u2013<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0 year<span class=\"_ _2\"></span>s</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">S<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware <span class=\"_ _3c\"> </span> <span class=\"_ _68\"> </span>5 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he econ<span class=\"_ _2\"></span>omic l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y consid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s usa<span class=\"_ _2\"></span>ge of the a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et, p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span> li<span class=\"_ _2\"></span>fe c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial ob<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>escen<span class=\"_ _2\"></span>ce, comp<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e indu<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d is re-<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f each f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Research, development and int<span class=\"_ _6\"></span>ernally developed soft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>earch p<span class=\"_ _2\"></span>has<span class=\"_ _2\"></span>e are exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed, w<span class=\"_ _2\"></span>herea<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t phas<span class=\"_ _2\"></span>e are c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to mee<span class=\"_ _2\"></span>ting sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic cri<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ia, as se<span class=\"_ _2\"></span>t out in th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards an<span class=\"_ _2\"></span>d gu<span class=\"_ _2\"></span>idan<span class=\"_ _2\"></span>ce. In par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icul<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, fo<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to be c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, it i<span class=\"_ _2\"></span>s a requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t that f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>n be id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as r<span class=\"_ _2\"></span>esul<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>ture. T<span class=\"_ _2\"></span>here are a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s ta<span class=\"_ _2\"></span>ken into a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>t when c<span class=\"_ _2\"></span>onsid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r inter<span class=\"_ _2\"></span>nall<span class=\"_ _2\"></span>y dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ed sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are mee<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>iter<span class=\"_ _2\"></span>ia to be re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>. For<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e, whe<span class=\"_ _2\"></span>re a thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>ains o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>ship o<span class=\"_ _2\"></span>f the s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware, n<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s will b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>sed as in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red. Wh<span class=\"_ _2\"></span>ere it i<span class=\"_ _2\"></span>s cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, in<span class=\"_ _2\"></span>terna<span class=\"_ _2\"></span>lly d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>d sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>war<span class=\"_ _2\"></span>e is hel<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and<span class=\"_ _2\"></span> imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. S<span class=\"_ _2\"></span>uch so<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are is rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ass<span class=\"_ _2\"></span>et i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, an<span class=\"_ _2\"></span>d onl<span class=\"_ _2\"></span>y if, it i<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re wil<span class=\"_ _2\"></span>l f<span class=\"_ _2\"></span>low to th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p and i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>an be mea<span class=\"_ _2\"></span>sured reli<span class=\"_ _2\"></span>ably.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line b<span class=\"_ _2\"></span>asis ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve years<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Subsequent expenditure<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ure on in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span>ly w<span class=\"_ _2\"></span>hen i<span class=\"_ _2\"></span>t incre<span class=\"_ _2\"></span>ases t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s em<span class=\"_ _2\"></span>bodi<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>c ass<span class=\"_ _2\"></span>et to wh<span class=\"_ _2\"></span>ich i<span class=\"_ _2\"></span>t relate<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ll oth<span class=\"_ _2\"></span>er exp<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>iture i<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed as incurred.<span class=\"_ _29f\"> </span>Impairment testing for intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>inite l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s, im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t charg<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>here e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t is ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ed. In<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s of imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent c<span class=\"_ _2\"></span>an be ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se cha<span class=\"_ _2\"></span>nges to t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set a<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ove<span class=\"_ _2\"></span>rall b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and in<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs, s<span class=\"_ _2\"></span>uch as w<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>e th<span class=\"_ _2\"></span>an exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance r<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d in the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Plan. I<span class=\"_ _2\"></span>f an ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed in ord<span class=\"_ _2\"></span>er to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>f any)<span class=\"_ _2\"></span>. The re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>s the hi<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>r of fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e les<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts to se<span class=\"_ _2\"></span>ll and v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>n use. I<span class=\"_ _2\"></span>f the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated t<span class=\"_ _2\"></span>o be les<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>n it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is red<span class=\"_ _2\"></span>uced to i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt. A<span class=\"_ _2\"></span>n imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> lo<span class=\"_ _2\"></span>ss is re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly. Whe<span class=\"_ _2\"></span>re an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is no<span class=\"_ _2\"></span>t yet av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble fo<span class=\"_ _2\"></span>r use, i<span class=\"_ _2\"></span>t is<span class=\"_ gs37\"> </span>su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to an an<span class=\"_ _2\"></span>nual imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment tes<span class=\"_ _2\"></span>t by com<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ing the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>verab<span class=\"_ _2\"></span>le am<span class=\"_ _2\"></span>ount is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed by con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set to g<span class=\"_ _2\"></span>enera<span class=\"_ _2\"></span>te suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>t fut<span class=\"_ _2\"></span>ure eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to reco<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng val<span class=\"_ _2\"></span>ue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-394": {
   "value": "Intangible assets acquired as part of a business c<span class=\"_ _6\"></span>ombination<span class=\"_ _29f\"> </span>Int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s acqui<span class=\"_ _2\"></span>red as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d wher<span class=\"_ _2\"></span>e they a<span class=\"_ _2\"></span>re sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span>ly ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>iabl<span class=\"_ _2\"></span>e and c<span class=\"_ _2\"></span>an be me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d reliab<span class=\"_ _2\"></span>ly. Acq<span class=\"_ _2\"></span>uired i<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prim<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y of co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual relationships<span class=\"_ _6\"></span> such as<span class=\"_ _6\"></span> customer rel<span class=\"_ _6\"></span>ationships and<span class=\"_ _6\"></span> distr<span class=\"_ _2\"></span>ibution ch<span class=\"_ _6\"></span>annels. Such<span class=\"_ _6\"></span> items are<span class=\"_ _6\"></span> capitalised at th<span class=\"_ _2\"></span>eir fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue, repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted by t<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated n<span class=\"_ _2\"></span>et pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ships a<span class=\"_ _2\"></span>cquir<span class=\"_ _2\"></span>ed at th<span class=\"_ _2\"></span>e date of a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on. B<span class=\"_ _2\"></span>rand<span class=\"_ _2\"></span>s and sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>tems ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d as par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>a<span class=\"_ gs37\"> </span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion are c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ba<span class=\"_ _2\"></span>sed on a \u2018re<span class=\"_ _2\"></span>lief fr<span class=\"_ _2\"></span>om roya<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion methodolog<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>, acqu<span class=\"_ _2\"></span>ired in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>any reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at ra<span class=\"_ _2\"></span>tes cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ted to wr<span class=\"_ _2\"></span>ite of<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t or v<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>tion l<span class=\"_ _2\"></span>ess e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue, u<span class=\"_ _2\"></span>sing a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>heir e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful li<span class=\"_ _2\"></span>ves a<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t bel<span class=\"_ _2\"></span>ow: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls29 ws4c\">Dis<span class=\"_ _2\"></span>tributio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> channels <span class=\"_ _29\"> </span>8 years</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">Cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer rela<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>ship<span class=\"_ _2\"></span>s <span class=\"_ _38\"> </span>7<span class=\"_ _6\"></span>\u2013<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0 year<span class=\"_ _2\"></span>s</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">S<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware <span class=\"_ _3c\"> </span> <span class=\"_ _68\"> </span>5 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he econ<span class=\"_ _2\"></span>omic l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s are de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y consid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s such a<span class=\"_ _2\"></span>s usa<span class=\"_ _2\"></span>ge of the a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et, p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span> li<span class=\"_ _2\"></span>fe c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial ob<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>escen<span class=\"_ _2\"></span>ce, comp<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e indu<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>he amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d is re-<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>alua<span class=\"_ _2\"></span>ted at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f each f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Research, development and int<span class=\"_ _6\"></span>ernally developed soft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>earch p<span class=\"_ _2\"></span>has<span class=\"_ _2\"></span>e are exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed, w<span class=\"_ _2\"></span>herea<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t phas<span class=\"_ _2\"></span>e are c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to mee<span class=\"_ _2\"></span>ting sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic cri<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ia, as se<span class=\"_ _2\"></span>t out in th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards an<span class=\"_ _2\"></span>d gu<span class=\"_ _2\"></span>idan<span class=\"_ _2\"></span>ce. In par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icul<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, fo<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to be c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, it i<span class=\"_ _2\"></span>s a requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t that f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>n be id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as r<span class=\"_ _2\"></span>esul<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>ture. T<span class=\"_ _2\"></span>here are a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s ta<span class=\"_ _2\"></span>ken into a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>t when c<span class=\"_ _2\"></span>onsid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r inter<span class=\"_ _2\"></span>nall<span class=\"_ _2\"></span>y dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ed sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are mee<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>iter<span class=\"_ _2\"></span>ia to be re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>. For<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e, whe<span class=\"_ _2\"></span>re a thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>ains o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>ship o<span class=\"_ _2\"></span>f the s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware, n<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s will b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>sed as in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red. Wh<span class=\"_ _2\"></span>ere it i<span class=\"_ _2\"></span>s cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, in<span class=\"_ _2\"></span>terna<span class=\"_ _2\"></span>lly d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>d sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>war<span class=\"_ _2\"></span>e is hel<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and<span class=\"_ _2\"></span> imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. S<span class=\"_ _2\"></span>uch so<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are is rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ass<span class=\"_ _2\"></span>et i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, an<span class=\"_ _2\"></span>d onl<span class=\"_ _2\"></span>y if, it i<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re wil<span class=\"_ _2\"></span>l f<span class=\"_ _2\"></span>low to th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p and i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>an be mea<span class=\"_ _2\"></span>sured reli<span class=\"_ _2\"></span>ably.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line b<span class=\"_ _2\"></span>asis ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve years<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Subsequent expenditure<span class=\"_ _29f\"> </span>Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ure on in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span>ly w<span class=\"_ _2\"></span>hen i<span class=\"_ _2\"></span>t incre<span class=\"_ _2\"></span>ases t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s em<span class=\"_ _2\"></span>bodi<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>c ass<span class=\"_ _2\"></span>et to wh<span class=\"_ _2\"></span>ich i<span class=\"_ _2\"></span>t relate<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>ll oth<span class=\"_ _2\"></span>er exp<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>iture i<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed as incurred.<span class=\"_ _29f\"> </span>Impairment testing for intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>inite l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s, im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t charg<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>here e<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ence of i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t is ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ed. In<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s of imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent c<span class=\"_ _2\"></span>an be ba<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>n ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal fa<span class=\"_ _2\"></span>cto<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, such a<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se cha<span class=\"_ _2\"></span>nges to t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set a<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ove<span class=\"_ _2\"></span>rall b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and in<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs, s<span class=\"_ _2\"></span>uch as w<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>e th<span class=\"_ _2\"></span>an exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance r<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d in the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s Plan. I<span class=\"_ _2\"></span>f an ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed in ord<span class=\"_ _2\"></span>er to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tent of<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>f any)<span class=\"_ _2\"></span>. The re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt is c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>s the hi<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>r of fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e les<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts to se<span class=\"_ _2\"></span>ll and v<span class=\"_ _2\"></span>alue i<span class=\"_ _2\"></span>n use. I<span class=\"_ _2\"></span>f the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t of an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated t<span class=\"_ _2\"></span>o be les<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>n it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et is red<span class=\"_ _2\"></span>uced to i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt. A<span class=\"_ _2\"></span>n imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> lo<span class=\"_ _2\"></span>ss is re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly. Whe<span class=\"_ _2\"></span>re an int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ible a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et is no<span class=\"_ _2\"></span>t yet av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble fo<span class=\"_ _2\"></span>r use, i<span class=\"_ _2\"></span>t is<span class=\"_ gs37\"> </span>su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to an an<span class=\"_ _2\"></span>nual imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment tes<span class=\"_ _2\"></span>t by com<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ing the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>verab<span class=\"_ _2\"></span>le am<span class=\"_ _2\"></span>ount is e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed by con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set to g<span class=\"_ _2\"></span>enera<span class=\"_ _2\"></span>te suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>t fut<span class=\"_ _2\"></span>ure eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to reco<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng val<span class=\"_ _2\"></span>ue.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-437": {
   "value": "Research, development and int<span class=\"_ _6\"></span>ernally developed soft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span>Cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he res<span class=\"_ _2\"></span>earch p<span class=\"_ _2\"></span>has<span class=\"_ _2\"></span>e are exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ed, w<span class=\"_ _2\"></span>herea<span class=\"_ _2\"></span>s cos<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>ncur<span class=\"_ _2\"></span>red in t<span class=\"_ _2\"></span>he dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t phas<span class=\"_ _2\"></span>e are c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to mee<span class=\"_ _2\"></span>ting sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic cri<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ia, as se<span class=\"_ _2\"></span>t out in th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dards an<span class=\"_ _2\"></span>d gu<span class=\"_ _2\"></span>idan<span class=\"_ _2\"></span>ce. In par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icul<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, fo<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s to be c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, it i<span class=\"_ _2\"></span>s a requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t that f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>n be id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as r<span class=\"_ _2\"></span>esul<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>ture. T<span class=\"_ _2\"></span>here are a n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>r of fac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s ta<span class=\"_ _2\"></span>ken into a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>t when c<span class=\"_ _2\"></span>onsid<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng whe<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r inter<span class=\"_ _2\"></span>nall<span class=\"_ _2\"></span>y dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ed sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are mee<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>iter<span class=\"_ _2\"></span>ia to be re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d as an as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>n the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>. For<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e, whe<span class=\"_ _2\"></span>re a thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>ains o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>ship o<span class=\"_ _2\"></span>f the s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ware, n<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s will b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>sed as in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red. Wh<span class=\"_ _2\"></span>ere it i<span class=\"_ _2\"></span>s cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d, in<span class=\"_ _2\"></span>terna<span class=\"_ _2\"></span>lly d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>d sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>war<span class=\"_ _2\"></span>e is hel<span class=\"_ _2\"></span>d at cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on and<span class=\"_ _2\"></span> imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. S<span class=\"_ _2\"></span>uch so<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are is rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s an ass<span class=\"_ _2\"></span>et i<span class=\"_ _2\"></span>f<span class=\"_ _6\"></span>, an<span class=\"_ _2\"></span>d onl<span class=\"_ _2\"></span>y if, it i<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>cono<span class=\"_ _2\"></span>mic be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re wil<span class=\"_ _2\"></span>l f<span class=\"_ _2\"></span>low to th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p and i<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>an be mea<span class=\"_ _2\"></span>sured reli<span class=\"_ _2\"></span>ably.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as an ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on a s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _2\"></span>line b<span class=\"_ _2\"></span>asis ov<span class=\"_ _2\"></span>er th<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve years<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-330": {
   "value": "5(o): Propert<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, plant and equipment<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>sid<span class=\"_ _2\"></span>e from r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plant a<span class=\"_ _2\"></span>nd eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t prin<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y of comp<span class=\"_ _2\"></span>uter eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt and f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tures a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ngs a<span class=\"_ _2\"></span>nd are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at co<span class=\"_ _2\"></span>st le<span class=\"_ _2\"></span>ss a<span class=\"_ _2\"></span>ccumu<span class=\"_ _2\"></span>lated d<span class=\"_ _2\"></span>eprec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d any reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es. P<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, pla<span class=\"_ _2\"></span>nt and e<span class=\"_ _2\"></span>quip<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>lso in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on wh<span class=\"_ _2\"></span>ich are n<span class=\"_ _2\"></span>ot dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>ted. Co<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e orig<span class=\"_ _2\"></span>inal p<span class=\"_ _2\"></span>urcha<span class=\"_ _2\"></span>se pr<span class=\"_ _2\"></span>ice of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d the co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of br<span class=\"_ _2\"></span>ingi<span class=\"_ _2\"></span>ng the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s wo<span class=\"_ _2\"></span>rki<span class=\"_ _2\"></span>ng cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on for i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s inten<span class=\"_ _2\"></span>ded us<span class=\"_ _2\"></span>e. Dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ged to pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss on a s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>aigh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s to wri<span class=\"_ _2\"></span>te dow<span class=\"_ _2\"></span>n th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>ver it<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>d usef<span class=\"_ _2\"></span>ul life. The following max<span class=\"_ _2\"></span>imum<span class=\"_ _6\"></span> usef<span class=\"_ _2\"></span>ul<span class=\"_ _6\"></span> lives are applied: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">R<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s  <span class=\"_ _39\"> </span>le<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>th of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t  <span class=\"_ _29\"> </span>5<span class=\"_ _2\"></span>\u2013<span class=\"_ _5\"></span>10 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>es us<span class=\"_ _2\"></span>eful l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s and re<span class=\"_ _2\"></span>sidua<span class=\"_ _2\"></span>l valu<span class=\"_ _2\"></span>es for a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s when t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re acqui<span class=\"_ _2\"></span>red, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce of simila<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>akin<span class=\"_ _2\"></span>g into acco<span class=\"_ _2\"></span>unt oth<span class=\"_ _2\"></span>er rele<span class=\"_ _2\"></span>vant f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>suc<span class=\"_ _2\"></span>h as any ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d cha<span class=\"_ _2\"></span>nges in te<span class=\"_ _2\"></span>chno<span class=\"_ _2\"></span>log<span class=\"_ _2\"></span>y. The G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses an<span class=\"_ _2\"></span>d, wh<span class=\"_ _2\"></span>ere appr<span class=\"_ _2\"></span>opri<span class=\"_ _2\"></span>ate, adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>e usef<span class=\"_ _2\"></span>ul li<span class=\"_ _2\"></span>fe, resid<span class=\"_ _2\"></span>ual va<span class=\"_ _2\"></span>lue an<span class=\"_ _2\"></span>d depre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion m<span class=\"_ _2\"></span>etho<span class=\"_ _2\"></span>d for p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t on an an<span class=\"_ _2\"></span>nual b<span class=\"_ _2\"></span>asis<span class=\"_ _2\"></span>. <div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs279\">Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plan<span class=\"_ _2\"></span>t and e<span class=\"_ _2\"></span>quipm<span class=\"_ _2\"></span>ent are re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ewe<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s or c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27a\">circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt may n<span class=\"_ _2\"></span>ot be rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able. F<span class=\"_ _2\"></span>or as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt,<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27b\">as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are g<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>he low<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t leve<span class=\"_ _2\"></span>l for wh<span class=\"_ _2\"></span>ich t<span class=\"_ _2\"></span>here are s<span class=\"_ _2\"></span>epar<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>able c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27c\">ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et is g<span class=\"_ _2\"></span>reater t<span class=\"_ _2\"></span>han i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27d\">hig<span class=\"_ _2\"></span>her of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue l<span class=\"_ _2\"></span>ess co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al an<span class=\"_ _2\"></span>d valu<span class=\"_ _2\"></span>e in use<span class=\"_ _2\"></span>, it is w<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>n dow<span class=\"_ _2\"></span>n imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly to </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27e\">it<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t and an i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as an e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ense. I<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs27f\">as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, except go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, are rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>ed for p<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>ible re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal o<span class=\"_ _2\"></span>f the im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>t each r<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing dat<span class=\"_ _2\"></span>e. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs280\">On<span class=\"_ gs37\"> </span>d<span class=\"_ _2\"></span>erecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of an i<span class=\"_ _2\"></span>tem of equ<span class=\"_ _2\"></span>ipme<span class=\"_ _2\"></span>nt, an<span class=\"_ _2\"></span>y gain or lo<span class=\"_ _2\"></span>ss on dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs281\">be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he net d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal p<span class=\"_ _2\"></span>rocee<span class=\"_ _2\"></span>ds and t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs282\">th<span class=\"_ _2\"></span>e date of t<span class=\"_ _2\"></span>he disp<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>al. Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t that a<span class=\"_ _2\"></span>re not ow<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup b<span class=\"_ _2\"></span>ut are h<span class=\"_ _2\"></span>eld </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs283\">und<span class=\"_ _2\"></span>er lea<span class=\"_ _2\"></span>se ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are a<span class=\"_ _2\"></span>ccounte<span class=\"_ _2\"></span>d for in a<span class=\"_ _2\"></span>ccorda<span class=\"_ _2\"></span>nce wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g poli<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y on lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-395": {
   "value": "Dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>s char<span class=\"_ _2\"></span>ged to pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss on a s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>aigh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s to wri<span class=\"_ _2\"></span>te dow<span class=\"_ _2\"></span>n th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>ver it<span class=\"_ _2\"></span>s es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>d usef<span class=\"_ _2\"></span>ul life. The following max<span class=\"_ _2\"></span>imum<span class=\"_ _6\"></span> usef<span class=\"_ _2\"></span>ul<span class=\"_ _6\"></span> lives are applied: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">R<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s  <span class=\"_ _39\"> </span>le<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>th of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t  <span class=\"_ _29\"> </span>5<span class=\"_ _2\"></span>\u2013<span class=\"_ _5\"></span>10 year<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>es us<span class=\"_ _2\"></span>eful l<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s and re<span class=\"_ _2\"></span>sidua<span class=\"_ _2\"></span>l valu<span class=\"_ _2\"></span>es for a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s when t<span class=\"_ _2\"></span>hey a<span class=\"_ _2\"></span>re acqui<span class=\"_ _2\"></span>red, b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d on<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce of simila<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>akin<span class=\"_ _2\"></span>g into acco<span class=\"_ _2\"></span>unt oth<span class=\"_ _2\"></span>er rele<span class=\"_ _2\"></span>vant f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>suc<span class=\"_ _2\"></span>h as any ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d cha<span class=\"_ _2\"></span>nges in te<span class=\"_ _2\"></span>chno<span class=\"_ _2\"></span>log<span class=\"_ _2\"></span>y. The G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses an<span class=\"_ _2\"></span>d, wh<span class=\"_ _2\"></span>ere appr<span class=\"_ _2\"></span>opri<span class=\"_ _2\"></span>ate, adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>e usef<span class=\"_ _2\"></span>ul li<span class=\"_ _2\"></span>fe, resid<span class=\"_ _2\"></span>ual va<span class=\"_ _2\"></span>lue an<span class=\"_ _2\"></span>d depre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion m<span class=\"_ _2\"></span>etho<span class=\"_ _2\"></span>d for p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>lant an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t on an an<span class=\"_ _2\"></span>nual b<span class=\"_ _2\"></span>asis<span class=\"_ _2\"></span>. Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plan<span class=\"_ _2\"></span>t and e<span class=\"_ _2\"></span>quipm<span class=\"_ _2\"></span>ent are re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ewe<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment w<span class=\"_ _2\"></span>hene<span class=\"_ _2\"></span>ver e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s or c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s in circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ate th<span class=\"_ _2\"></span>at the c<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g amou<span class=\"_ _2\"></span>nt may n<span class=\"_ _2\"></span>ot be rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able. F<span class=\"_ _2\"></span>or as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssin<span class=\"_ _2\"></span>g impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt,<span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are g<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>ed at t<span class=\"_ _2\"></span>he low<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t leve<span class=\"_ _2\"></span>l for wh<span class=\"_ _2\"></span>ich t<span class=\"_ _2\"></span>here are s<span class=\"_ _2\"></span>epar<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>able c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>. Whe<span class=\"_ _2\"></span>re the ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of a<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et is g<span class=\"_ _2\"></span>reater t<span class=\"_ _2\"></span>han i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>her of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>air v<span class=\"_ _2\"></span>alue l<span class=\"_ _2\"></span>ess co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al an<span class=\"_ _2\"></span>d valu<span class=\"_ _2\"></span>e in use<span class=\"_ _2\"></span>, it is w<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>n dow<span class=\"_ _2\"></span>n imme<span class=\"_ _2\"></span>diate<span class=\"_ _2\"></span>ly to it<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>t and an i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rmen<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>s is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as an e<span class=\"_ _2\"></span>xp<span class=\"_ _2\"></span>ense. I<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>red non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, except go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, are rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>ed for p<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>ible re<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sal o<span class=\"_ _2\"></span>f the im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>t each r<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing dat<span class=\"_ _2\"></span>e. On<span class=\"_ gs37\"> </span>d<span class=\"_ _2\"></span>erecog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of an i<span class=\"_ _2\"></span>tem of equ<span class=\"_ _2\"></span>ipme<span class=\"_ _2\"></span>nt, an<span class=\"_ _2\"></span>y gain or lo<span class=\"_ _2\"></span>ss on dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned as t<span class=\"_ _2\"></span>he dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een t<span class=\"_ _2\"></span>he net d<span class=\"_ _2\"></span>ispo<span class=\"_ _2\"></span>sal p<span class=\"_ _2\"></span>rocee<span class=\"_ _2\"></span>ds and t<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e date of t<span class=\"_ _2\"></span>he disp<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>al. Ite<span class=\"_ _2\"></span>ms of pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d equi<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t that a<span class=\"_ _2\"></span>re not ow<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup b<span class=\"_ _2\"></span>ut are h<span class=\"_ _2\"></span>eld und<span class=\"_ _2\"></span>er lea<span class=\"_ _2\"></span>se ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are a<span class=\"_ _2\"></span>ccounte<span class=\"_ _2\"></span>d for in a<span class=\"_ _2\"></span>ccorda<span class=\"_ _2\"></span>nce wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he accou<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>g poli<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y on lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-331": {
   "value": "5(p): Leases<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t is o<span class=\"_ _2\"></span>r cont<span class=\"_ _2\"></span>ains a l<span class=\"_ _2\"></span>ease a<span class=\"_ _2\"></span>t the i<span class=\"_ _2\"></span>ncept<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. A cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t is or c<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>ains a le<span class=\"_ _2\"></span>ase i<span class=\"_ _2\"></span>f the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t conve<span class=\"_ _2\"></span>ys t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>ght to co<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>l the us<span class=\"_ _2\"></span>e of an id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t for a period of time<span class=\"_ _6\"></span> in ex<span class=\"_ _6\"></span>change<span class=\"_ _6\"></span> for c<span class=\"_ _6\"></span>onsideration. T<span class=\"_ _5\"></span>o assess where a<span class=\"_ _6\"></span> contract conveys the right to<span class=\"_ _6\"></span> control th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>use of an id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>, the G<span class=\"_ _2\"></span>roup as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t inv<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>es the u<span class=\"_ _2\"></span>se of an iden<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>fied as<span class=\"_ _2\"></span>set w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>fied e<span class=\"_ _2\"></span>xpli<span class=\"_ _2\"></span>cit<span class=\"_ _2\"></span>ly or im<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>y and </span>is<span class=\"_ gs37\"> </span>ph<span class=\"_ _2\"></span>ysi<span class=\"_ _2\"></span>cal<span class=\"_ _2\"></span>ly dis<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>t or repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y all of the c<span class=\"_ _2\"></span>apa<span class=\"_ _2\"></span>cit<span class=\"_ _2\"></span>y of a phy<span class=\"_ _2\"></span>sic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y dis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>ct as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t. If th<span class=\"_ _2\"></span>e sup<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a subs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>ve su<span class=\"_ _2\"></span>bst<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on rig<span class=\"_ _2\"></span>ht, t<span class=\"_ _2\"></span>hen the a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t is not ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fied; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has the r<span class=\"_ _2\"></span>ight to ob<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y all of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>rom the us<span class=\"_ _2\"></span>e of the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span> </span><span class=\"ff11c ls28 ws26\"></span>th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d of use; a<span class=\"_ _2\"></span>nd <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht to di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>t the u<span class=\"_ _2\"></span>se of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></span>F<span class=\"_ _2\"></span>or les<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>e contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s init<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t, w<span class=\"_ _2\"></span>hich co<span class=\"_ _2\"></span>mpr<span class=\"_ _2\"></span>ises t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l amo<span class=\"_ _2\"></span>unt of lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nts m<span class=\"_ _2\"></span>ade at or be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e comme<span class=\"_ _2\"></span>nceme<span class=\"_ _2\"></span>nt date, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>any in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al direc<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incu<span class=\"_ _2\"></span>rred<span class=\"_ _2\"></span>. Adjus<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are als<span class=\"_ _2\"></span>o made, w<span class=\"_ _2\"></span>here ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate, to re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se provisions for<span class=\"_ _6\"></span> proper<span class=\"_ _2\"></span>ty restoration costs and for le<span class=\"_ _6\"></span>ase incentives rec<span class=\"_ _6\"></span>eived such as<span class=\"_ _6\"></span> rent<span class=\"_ _5\"></span>-f<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>ee periods. T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y is in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ally m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at the pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e leas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are unp<span class=\"_ _2\"></span>aid at th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>comme<span class=\"_ _2\"></span>nceme<span class=\"_ _2\"></span>nt date, di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nted usi<span class=\"_ _2\"></span>ng the as<span class=\"_ _2\"></span>set-s<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing ra<span class=\"_ _2\"></span>tes.<span class=\"_ _2\"></span> Sub<span class=\"_ _2\"></span>seq<span class=\"_ _2\"></span>uent to l<span class=\"_ _2\"></span>ease co<span class=\"_ _2\"></span>mmen<span class=\"_ _2\"></span>cemen<span class=\"_ _2\"></span>t, t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up meas<span class=\"_ _2\"></span>ures t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et usin<span class=\"_ _2\"></span>g a cos<span class=\"_ _2\"></span>t mode<span class=\"_ _2\"></span>l, wh<span class=\"_ _2\"></span>ereby t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>s held a<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t les<span class=\"_ _2\"></span>s accu<span class=\"_ _2\"></span>mulat<span class=\"_ _2\"></span>ed dep<span class=\"_ _2\"></span>recia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n and an<span class=\"_ _2\"></span>y accum<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent.<span class=\"_ _2\"></span> De<span class=\"_ _2\"></span>preci<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ense o<span class=\"_ _2\"></span>n a st<span class=\"_ _2\"></span>raig<span class=\"_ _2\"></span>ht-lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s to wr<span class=\"_ _2\"></span>ite do<span class=\"_ _2\"></span>wn th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of the r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _29f\"> </span>us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et to it<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>idual v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e over i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imat<span class=\"_ _2\"></span>ed use<span class=\"_ _2\"></span>ful l<span class=\"_ _2\"></span>ife w<span class=\"_ _2\"></span>hich is d<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>dent o<span class=\"_ _2\"></span>n the l<span class=\"_ _2\"></span>eng<span class=\"_ _2\"></span>th of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se. In ad<span class=\"_ _2\"></span>diti<span class=\"_ _2\"></span>on, t<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng amoun<span class=\"_ _2\"></span>t of the ri<span class=\"_ _2\"></span>ght-<span class=\"_ _2\"></span>of-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et may be a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain rem<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty. T<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is subs<span class=\"_ _2\"></span>equ<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>t usi<span class=\"_ _2\"></span>ng the e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t met<span class=\"_ _2\"></span>hod a<span class=\"_ _2\"></span>nd als<span class=\"_ _2\"></span>o ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>y leas<span class=\"_ _2\"></span>e modi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns or rea<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s it<span class=\"_ _2\"></span>s ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>thin \u201c<span class=\"_ _2\"></span>Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plant a<span class=\"_ _2\"></span>nd eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u201d and \u201c<span class=\"_ _2\"></span>Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u201d an<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in \u201c<span class=\"_ _2\"></span>Bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs an<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>\u201d in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment of f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial posi<span class=\"_ _2\"></span>tion. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y has m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial lea<span class=\"_ _2\"></span>se com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of v<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng dura<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns for t<span class=\"_ _2\"></span>he rent<span class=\"_ _2\"></span>al of a n<span class=\"_ _2\"></span>umber<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bui<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>uture l<span class=\"_ _2\"></span>ease c<span class=\"_ _2\"></span>ash ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows are n<span class=\"_ _2\"></span>ot mater<span class=\"_ _2\"></span>iall<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le lea<span class=\"_ _2\"></span>se pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, lo<span class=\"_ _2\"></span>w valu<span class=\"_ _2\"></span>e or sho<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-te<span class=\"_ _2\"></span>rm lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, resid<span class=\"_ _2\"></span>ual va<span class=\"_ _2\"></span>lue g<span class=\"_ _2\"></span>uaran<span class=\"_ _2\"></span>tees o<span class=\"_ _2\"></span>r res<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s impo<span class=\"_ _2\"></span>sed b<span class=\"_ _2\"></span>y a leas<span class=\"_ _2\"></span>e contract or sale and leaseback<span class=\"_ _6\"></span> transac<span class=\"_ _2\"></span>tions. Subleases<span class=\"_ _29f\"> </span>Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ts a l<span class=\"_ _2\"></span>ease<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et to a th<span class=\"_ _2\"></span>ird pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y, it a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r it<span class=\"_ _2\"></span>s inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t in the s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ase se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tely f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he hea<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e. In dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e is a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce or op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing le<span class=\"_ _2\"></span>ase, th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>ther t<span class=\"_ _2\"></span>he subl<span class=\"_ _2\"></span>ease ha<span class=\"_ _2\"></span>s tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>rred su<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span>ly all th<span class=\"_ _2\"></span>e risk an<span class=\"_ _2\"></span>d rewar<span class=\"_ _2\"></span>ds of the ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he hea<span class=\"_ _2\"></span>d leas<span class=\"_ _2\"></span>e to the su<span class=\"_ _2\"></span>bles<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>e. Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e suble<span class=\"_ _2\"></span>ase do<span class=\"_ _2\"></span>es tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer su<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>tiall<span class=\"_ _2\"></span>y all t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>sk and re<span class=\"_ _2\"></span>ward<span class=\"_ _2\"></span>s of the r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>subl<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ee, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up dere<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>ses th<span class=\"_ _2\"></span>e righ<span class=\"_ _2\"></span>t of use as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses is<span class=\"_ _2\"></span> reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed. T<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t in f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce leas<span class=\"_ _2\"></span>e is ca<span class=\"_ _2\"></span>lcula<span class=\"_ _2\"></span>ted as t<span class=\"_ _2\"></span>he pre<span class=\"_ _2\"></span>sent v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e of the f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure leas<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s recei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le und<span class=\"_ _2\"></span>er the s<span class=\"_ _2\"></span>uble<span class=\"_ _2\"></span>ase. A<span class=\"_ _2\"></span>ny di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the i<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ial va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment in f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ance le<span class=\"_ _2\"></span>ases a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht of use a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et dere<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d imme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ely i<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s. Int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t is ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated o<span class=\"_ _2\"></span>n the ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e leas<span class=\"_ _2\"></span>e using t<span class=\"_ _2\"></span>he inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>g rate an<span class=\"_ _2\"></span>d is<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed as f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ance inc<span class=\"_ _2\"></span>ome. Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e suble<span class=\"_ _2\"></span>ase do<span class=\"_ _2\"></span>es no<span class=\"_ _2\"></span>t tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>r subs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anti<span class=\"_ _2\"></span>ally a<span class=\"_ _2\"></span>ll th<span class=\"_ _2\"></span>e risk a<span class=\"_ _2\"></span>nd rewa<span class=\"_ _2\"></span>rds of t<span class=\"_ _2\"></span>he rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et to th<span class=\"_ _2\"></span>e subl<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ee, th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p conti<span class=\"_ _2\"></span>nues t<span class=\"_ _2\"></span>o recog<span class=\"_ _2\"></span>nise t<span class=\"_ _2\"></span>he ri<span class=\"_ _2\"></span>ght-o<span class=\"_ _2\"></span>f-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et. T<span class=\"_ _2\"></span>he su<span class=\"_ _2\"></span>blea<span class=\"_ _2\"></span>se is ac<span class=\"_ _2\"></span>counte<span class=\"_ _2\"></span>d for as<span class=\"_ _2\"></span> an operating<span class=\"_ _6\"></span> lease with the lease<span class=\"_ _6\"></span> payment<span class=\"_ _2\"></span>s r<span class=\"_ _6\"></span>eceived recognised<span class=\"_ _6\"></span> as investment income<span class=\"_ _6\"></span>. Lease<span class=\"_ _6\"></span> incentives gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e rent<span class=\"_ _2\"></span>al inco<span class=\"_ _2\"></span>me and a<span class=\"_ _2\"></span>re sprea<span class=\"_ _2\"></span>d over t<span class=\"_ _2\"></span>he lea<span class=\"_ _2\"></span>se ter<span class=\"_ _2\"></span>m.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>ad one ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 20<span class=\"_ _6\"></span>24 (2023: on<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) as det<span class=\"_ _2\"></span>aile<span class=\"_ _2\"></span>d in note 1<span class=\"_ _6\"></span>6.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-396": {
   "value": "5(q): Provis<span class=\"_ _2\"></span>ions, contingent asse<span class=\"_ _2\"></span>ts and contingent liabilities<span class=\"_ _29f\"> </span>Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d when t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt leg<span class=\"_ _2\"></span>al or con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n as a res<span class=\"_ _2\"></span>ult of pa<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, it is mo<span class=\"_ _2\"></span>re prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>han n<span class=\"_ _2\"></span>ot tha<span class=\"_ _2\"></span>t an ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow of eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s wil<span class=\"_ _2\"></span>l be requ<span class=\"_ _2\"></span>ired to s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on and a re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ion ca<span class=\"_ _2\"></span>n be ma<span class=\"_ _2\"></span>de. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u2019s bes<span class=\"_ _2\"></span>t es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red to se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>le th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on at t<span class=\"_ _2\"></span>he rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date. Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ti<span class=\"_ _2\"></span>me val<span class=\"_ _2\"></span>ue of mo<span class=\"_ _2\"></span>ney is m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial, p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ed and<span class=\"_ _2\"></span> rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the p<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ure. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are n<span class=\"_ _2\"></span>ot reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re the<span class=\"_ _2\"></span>y ari<span class=\"_ _2\"></span>se for t<span class=\"_ _2\"></span>he sit<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ions o<span class=\"_ _2\"></span>utl<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n and rel<span class=\"_ _2\"></span>ated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ates c<span class=\"_ _2\"></span>lient<span class=\"_ _2\"></span>s in t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>tex<span class=\"_ _2\"></span>t of </span>providing<span class=\"_ _6\"></span> fair customer out<span class=\"_ _6\"></span>comes. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">O<span class=\"_ _2\"></span>nero<span class=\"_ _2\"></span>us contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>en the ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s to be der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d by the Gr<span class=\"_ _2\"></span>oup fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t are lo<span class=\"_ _2\"></span>wer </span>th<span class=\"_ _2\"></span>an the u<span class=\"_ _2\"></span>navo<span class=\"_ _2\"></span>idabl<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of me<span class=\"_ _2\"></span>etin<span class=\"_ _2\"></span>g the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s unde<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Co<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>rate res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, onl<span class=\"_ _2\"></span>y if t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>ved a de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led fo<span class=\"_ _2\"></span>rmal p<span class=\"_ _2\"></span>lan an<span class=\"_ _2\"></span>d rais<span class=\"_ _2\"></span>ed a va<span class=\"_ _2\"></span>lid </span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on amon<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ties d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y affec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d, tha<span class=\"_ _2\"></span>t the pla<span class=\"_ _2\"></span>n will be c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied ou<span class=\"_ _2\"></span>t eit<span class=\"_ _2\"></span>her by ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g commenc<span class=\"_ _6\"></span>ed implementation or<span class=\"_ _6\"></span> by publ<span class=\"_ _6\"></span>icly announcing<span class=\"_ _6\"></span> the plan\u2019s<span class=\"_ _6\"></span> main f<span class=\"_ _6\"></span>eatures.<span class=\"_ _6\"></span> Such provisions<span class=\"_ _6\"></span> inc<span class=\"_ _2\"></span>lude t<span class=\"_ _2\"></span>he dir<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>endi<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the res<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, suc<span class=\"_ _2\"></span>h as emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ter<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ion p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s bu<span class=\"_ _2\"></span>t not t<span class=\"_ _2\"></span>hose co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the o<span class=\"_ _2\"></span>ngoin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies o<span class=\"_ _2\"></span>f the Gr<span class=\"_ _2\"></span>oup. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Le<span class=\"_ _2\"></span>gal un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d the s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent of o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>laim<span class=\"_ _2\"></span>s.</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>law<span class=\"_ _2\"></span>back p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial ref<span class=\"_ _2\"></span>unds d<span class=\"_ _2\"></span>ue to pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers in r<span class=\"_ _2\"></span>elat<span class=\"_ _2\"></span>ion to in<span class=\"_ _2\"></span>demn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y </span>commission.  <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion t<span class=\"_ _2\"></span>o res<span class=\"_ _2\"></span>tore a pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to it<span class=\"_ _2\"></span>s or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nal con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion </span>at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f the le<span class=\"_ _2\"></span>ase.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he timi<span class=\"_ _2\"></span>ng or amo<span class=\"_ _2\"></span>unt are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to<span class=\"_ gs37\"> </span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment of<span class=\"_ _2\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, unl<span class=\"_ _2\"></span>ess t<span class=\"_ _2\"></span>hey ar<span class=\"_ _2\"></span>e assu<span class=\"_ _2\"></span>med b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>y are, ho<span class=\"_ _2\"></span>weve<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, unle<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>ey are co<span class=\"_ _2\"></span>nside<span class=\"_ _2\"></span>red to be re<span class=\"_ _2\"></span>mote. I<span class=\"_ _2\"></span>f a cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span> an<span class=\"_ _2\"></span>d the am<span class=\"_ _2\"></span>ount c<span class=\"_ _2\"></span>an be re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>ly mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d it is no l<span class=\"_ _2\"></span>onger t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span> liabilit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to the G<span class=\"_ _2\"></span>roup, a<span class=\"_ _2\"></span>re onl<span class=\"_ _2\"></span>y disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed if i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group w<span class=\"_ _2\"></span>ill rece<span class=\"_ _2\"></span>ive t<span class=\"_ _2\"></span>he bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If su<span class=\"_ _2\"></span>ch a bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it be<span class=\"_ _2\"></span>comes v<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>lly cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>, it is no lo<span class=\"_ _2\"></span>nger cons<span class=\"_ _2\"></span>idere<span class=\"_ _2\"></span>d con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n as an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-332": {
   "value": "5(q): Provis<span class=\"_ _2\"></span>ions, contingent asse<span class=\"_ _2\"></span>ts and contingent liabilities<span class=\"_ _29f\"> </span>Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d when t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt leg<span class=\"_ _2\"></span>al or con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n as a res<span class=\"_ _2\"></span>ult of pa<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, it is mo<span class=\"_ _2\"></span>re prob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>han n<span class=\"_ _2\"></span>ot tha<span class=\"_ _2\"></span>t an ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow of eco<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>c bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s wil<span class=\"_ _2\"></span>l be requ<span class=\"_ _2\"></span>ired to s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on and a re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ion ca<span class=\"_ _2\"></span>n be ma<span class=\"_ _2\"></span>de. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u2019s bes<span class=\"_ _2\"></span>t es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>re requi<span class=\"_ _2\"></span>red to se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>le th<span class=\"_ _2\"></span>e obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on at t<span class=\"_ _2\"></span>he rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date. Wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he ti<span class=\"_ _2\"></span>me val<span class=\"_ _2\"></span>ue of mo<span class=\"_ _2\"></span>ney is m<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial, p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ed and<span class=\"_ _2\"></span> rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the p<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ure. Prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are n<span class=\"_ _2\"></span>ot reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed for f<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ure op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re the<span class=\"_ _2\"></span>y ari<span class=\"_ _2\"></span>se for t<span class=\"_ _2\"></span>he sit<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ions o<span class=\"_ _2\"></span>utl<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n and rel<span class=\"_ _2\"></span>ated co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ates c<span class=\"_ _2\"></span>lient<span class=\"_ _2\"></span>s in t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>tex<span class=\"_ _2\"></span>t of </span>providing<span class=\"_ _6\"></span> fair customer out<span class=\"_ _6\"></span>comes. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff11c ls28 ws26\">O<span class=\"_ _2\"></span>nero<span class=\"_ _2\"></span>us contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>en the ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s to be der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d by the Gr<span class=\"_ _2\"></span>oup fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t are lo<span class=\"_ _2\"></span>wer </span>th<span class=\"_ _2\"></span>an the u<span class=\"_ _2\"></span>navo<span class=\"_ _2\"></span>idabl<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of me<span class=\"_ _2\"></span>etin<span class=\"_ _2\"></span>g the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s unde<span class=\"_ _2\"></span>r the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Co<span class=\"_ _2\"></span>rpo<span class=\"_ _2\"></span>rate res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, onl<span class=\"_ _2\"></span>y if t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>ved a de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led fo<span class=\"_ _2\"></span>rmal p<span class=\"_ _2\"></span>lan an<span class=\"_ _2\"></span>d rais<span class=\"_ _2\"></span>ed a va<span class=\"_ _2\"></span>lid </span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on amon<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ties d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y affec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d, tha<span class=\"_ _2\"></span>t the pla<span class=\"_ _2\"></span>n will be c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied ou<span class=\"_ _2\"></span>t eit<span class=\"_ _2\"></span>her by ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g commenc<span class=\"_ _6\"></span>ed implementation or<span class=\"_ _6\"></span> by publ<span class=\"_ _6\"></span>icly announcing<span class=\"_ _6\"></span> the plan\u2019s<span class=\"_ _6\"></span> main f<span class=\"_ _6\"></span>eatures.<span class=\"_ _6\"></span> Such provisions<span class=\"_ _6\"></span> inc<span class=\"_ _2\"></span>lude t<span class=\"_ _2\"></span>he dir<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>endi<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the res<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, suc<span class=\"_ _2\"></span>h as emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ter<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ion p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s bu<span class=\"_ _2\"></span>t not t<span class=\"_ _2\"></span>hose co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the o<span class=\"_ _2\"></span>ngoin<span class=\"_ _2\"></span>g ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies o<span class=\"_ _2\"></span>f the Gr<span class=\"_ _2\"></span>oup. <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">Le<span class=\"_ _2\"></span>gal un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d the s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent of o<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>laim<span class=\"_ _2\"></span>s.</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">C<span class=\"_ _2\"></span>law<span class=\"_ _2\"></span>back p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial ref<span class=\"_ _2\"></span>unds d<span class=\"_ _2\"></span>ue to pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers in r<span class=\"_ _2\"></span>elat<span class=\"_ _2\"></span>ion to in<span class=\"_ _2\"></span>demn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y </span>commission.  <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ls28\">P<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere th<span class=\"_ _2\"></span>e Group h<span class=\"_ _2\"></span>as an ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion t<span class=\"_ _2\"></span>o res<span class=\"_ _2\"></span>tore a pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to it<span class=\"_ _2\"></span>s or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nal con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion </span>at t<span class=\"_ _2\"></span>he end o<span class=\"_ _2\"></span>f the le<span class=\"_ _2\"></span>ase.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he timi<span class=\"_ _2\"></span>ng or amo<span class=\"_ _2\"></span>unt are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to<span class=\"_ gs37\"> </span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment of<span class=\"_ _2\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, unl<span class=\"_ _2\"></span>ess t<span class=\"_ _2\"></span>hey ar<span class=\"_ _2\"></span>e assu<span class=\"_ _2\"></span>med b<span class=\"_ _2\"></span>y the G<span class=\"_ _2\"></span>roup as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ion. T<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>y are, ho<span class=\"_ _2\"></span>weve<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, unle<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>ey are co<span class=\"_ _2\"></span>nside<span class=\"_ _2\"></span>red to be re<span class=\"_ _2\"></span>mote. I<span class=\"_ _2\"></span>f a cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s prob<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span> an<span class=\"_ _2\"></span>d the am<span class=\"_ _2\"></span>ount c<span class=\"_ _2\"></span>an be re<span class=\"_ _2\"></span>liab<span class=\"_ _2\"></span>ly mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d it is no l<span class=\"_ _2\"></span>onger t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>t is reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as a<span class=\"_ _2\"></span> liabilit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich a<span class=\"_ _2\"></span>re pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s to the G<span class=\"_ _2\"></span>roup, a<span class=\"_ _2\"></span>re onl<span class=\"_ _2\"></span>y disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed if i<span class=\"_ _2\"></span>t is pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e tha<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group w<span class=\"_ _2\"></span>ill rece<span class=\"_ _2\"></span>ive t<span class=\"_ _2\"></span>he bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If su<span class=\"_ _2\"></span>ch a bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it be<span class=\"_ _2\"></span>comes v<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>lly cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>, it is no lo<span class=\"_ _2\"></span>nger cons<span class=\"_ _2\"></span>idere<span class=\"_ _2\"></span>d con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt and i<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n as an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-397": {
   "value": "5(r): Foreign currency translation<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p and Par<span class=\"_ _2\"></span>ent Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019<span class=\"_ _2\"></span>s pres<span class=\"_ _2\"></span>enta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ounds s<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ling<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e func<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s fo<span class=\"_ _2\"></span>reign op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>e curre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y of the pr<span class=\"_ _2\"></span>imar<span class=\"_ _1\"></span>y econ<span class=\"_ _2\"></span>omic en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es ope<span class=\"_ _2\"></span>rate. T<span class=\"_ _2\"></span>he re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f foreig<span class=\"_ _2\"></span>n ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>ransl<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>nto the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s pre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t aver<span class=\"_ _2\"></span>age exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar and t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>t the y<span class=\"_ _2\"></span>ear<span class=\"_ _6\"></span>-e<span class=\"_ _2\"></span>nd exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes. E<span class=\"_ _2\"></span>xcha<span class=\"_ _2\"></span>nge ra<span class=\"_ _2\"></span>te dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rences a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e net in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in fo<span class=\"_ _2\"></span>reign s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compre<span class=\"_ _2\"></span>hens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncome a<span class=\"_ _2\"></span>nd ta<span class=\"_ _2\"></span>ken to th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n reser<span class=\"_ _1\"></span>ve wh<span class=\"_ _2\"></span>ich fo<span class=\"_ _2\"></span>rms p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of ot<span class=\"_ _2\"></span>her res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y. T<span class=\"_ _5\"></span>o t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>ese g<span class=\"_ _2\"></span>ains an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses a<span class=\"_ _2\"></span>re ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly he<span class=\"_ _2\"></span>dged<span class=\"_ _2\"></span>, the cu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of s<span class=\"_ _2\"></span>uch ga<span class=\"_ _2\"></span>ins an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e hedg<span class=\"_ _2\"></span>ing in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>uded i<span class=\"_ _2\"></span>n tha<span class=\"_ _2\"></span>t compo<span class=\"_ _2\"></span>nent o<span class=\"_ _2\"></span>f equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. On di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al of a fo<span class=\"_ _2\"></span>reign e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred o<span class=\"_ _2\"></span>ut of th<span class=\"_ _2\"></span>is res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve an<span class=\"_ _2\"></span>d incl<span class=\"_ _2\"></span>uded w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sa<span class=\"_ _2\"></span>le in<span class=\"_ gs37\"> </span>pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or lo<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>oreig<span class=\"_ _2\"></span>n curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are con<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>nto th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onal c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y at th<span class=\"_ _2\"></span>e excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span> pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he date o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on.<span class=\"_ _29f\"> </span>Mo<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomin<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renci<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>nto the r<span class=\"_ _2\"></span>elev<span class=\"_ _2\"></span>ant fu<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t excha<span class=\"_ _2\"></span>nge rat<span class=\"_ _2\"></span>es pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s deno<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ed in for<span class=\"_ _2\"></span>eign c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>cies t<span class=\"_ _2\"></span>hat a<span class=\"_ _2\"></span>re st<span class=\"_ _2\"></span>ated a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e are tra<span class=\"_ _2\"></span>nsla<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t the e<span class=\"_ _2\"></span>xchange r<span class=\"_ _2\"></span>ates p<span class=\"_ _2\"></span>reva<span class=\"_ _2\"></span>iling a<span class=\"_ _2\"></span>t the d<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es were d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>nated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>ies th<span class=\"_ _2\"></span>at are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>al cos<span class=\"_ _2\"></span>t are co<span class=\"_ _2\"></span>nver<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d int<span class=\"_ _2\"></span>o the f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y at the r<span class=\"_ _2\"></span>ate of e<span class=\"_ _2\"></span>xchange a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d liabilit<span class=\"_ _2\"></span>y and<span class=\"_ _6\"></span> are not<span class=\"_ _6\"></span> subsequentl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> retranslated.<span class=\"_ _29f\"> </span>E<span class=\"_ _2\"></span>xchange g<span class=\"_ _2\"></span>ains a<span class=\"_ _2\"></span>nd los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s on the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on an<span class=\"_ _2\"></span>d set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t duri<span class=\"_ _2\"></span>ng the y<span class=\"_ _2\"></span>ear of fo<span class=\"_ _2\"></span>reign c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s. E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s for no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tems a<span class=\"_ _2\"></span>re reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in o<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpreh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>come w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e chan<span class=\"_ _2\"></span>ges in t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of the n<span class=\"_ _2\"></span>on-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ite<span class=\"_ _2\"></span>m are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compr<span class=\"_ _2\"></span>ehens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, and in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e change<span class=\"_ _2\"></span>s in fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tem are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-333": {
   "value": "5(r): Foreign currency translation<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p and Par<span class=\"_ _2\"></span>ent Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019<span class=\"_ _2\"></span>s pres<span class=\"_ _2\"></span>enta<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ounds s<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ling<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e func<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s fo<span class=\"_ _2\"></span>reign op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>e curre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y of the pr<span class=\"_ _2\"></span>imar<span class=\"_ _1\"></span>y econ<span class=\"_ _2\"></span>omic en<span class=\"_ _2\"></span>viro<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es ope<span class=\"_ _2\"></span>rate. T<span class=\"_ _2\"></span>he re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d cash f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows o<span class=\"_ _2\"></span>f foreig<span class=\"_ _2\"></span>n ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>ransl<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>nto the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s pre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t aver<span class=\"_ _2\"></span>age exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar and t<span class=\"_ _2\"></span>heir s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ateme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated a<span class=\"_ _2\"></span>t the y<span class=\"_ _2\"></span>ear<span class=\"_ _6\"></span>-e<span class=\"_ _2\"></span>nd exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes. E<span class=\"_ _2\"></span>xcha<span class=\"_ _2\"></span>nge ra<span class=\"_ _2\"></span>te dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rences a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of th<span class=\"_ _2\"></span>e net in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt in fo<span class=\"_ _2\"></span>reign s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compre<span class=\"_ _2\"></span>hens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncome a<span class=\"_ _2\"></span>nd ta<span class=\"_ _2\"></span>ken to th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ansla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n reser<span class=\"_ _1\"></span>ve wh<span class=\"_ _2\"></span>ich fo<span class=\"_ _2\"></span>rms p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of ot<span class=\"_ _2\"></span>her res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y. T<span class=\"_ _5\"></span>o t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t tha<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>ese g<span class=\"_ _2\"></span>ains an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses a<span class=\"_ _2\"></span>re ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly he<span class=\"_ _2\"></span>dged<span class=\"_ _2\"></span>, the cu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of s<span class=\"_ _2\"></span>uch ga<span class=\"_ _2\"></span>ins an<span class=\"_ _2\"></span>d los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g on th<span class=\"_ _2\"></span>e hedg<span class=\"_ _2\"></span>ing in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is als<span class=\"_ _2\"></span>o incl<span class=\"_ _2\"></span>uded i<span class=\"_ _2\"></span>n tha<span class=\"_ _2\"></span>t compo<span class=\"_ _2\"></span>nent o<span class=\"_ _2\"></span>f equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. On di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al of a fo<span class=\"_ _2\"></span>reign e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, exc<span class=\"_ _2\"></span>hange di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred o<span class=\"_ _2\"></span>ut of th<span class=\"_ _2\"></span>is res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve an<span class=\"_ _2\"></span>d incl<span class=\"_ _2\"></span>uded w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e gain o<span class=\"_ _2\"></span>r los<span class=\"_ _2\"></span>s on sa<span class=\"_ _2\"></span>le in<span class=\"_ gs37\"> </span>pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or lo<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>oreig<span class=\"_ _2\"></span>n curr<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are con<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>nto th<span class=\"_ _2\"></span>e relev<span class=\"_ _2\"></span>ant f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onal c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y at th<span class=\"_ _2\"></span>e excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span> pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he date o<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on.<span class=\"_ _29f\"> </span>Mo<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomin<span class=\"_ _2\"></span>ated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renci<span class=\"_ _2\"></span>es are t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lated i<span class=\"_ _2\"></span>nto the r<span class=\"_ _2\"></span>elev<span class=\"_ _2\"></span>ant fu<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t excha<span class=\"_ _2\"></span>nge rat<span class=\"_ _2\"></span>es pre<span class=\"_ _2\"></span>vail<span class=\"_ _2\"></span>ing at t<span class=\"_ _2\"></span>he repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting d<span class=\"_ _2\"></span>ate. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s deno<span class=\"_ _2\"></span>minat<span class=\"_ _2\"></span>ed in for<span class=\"_ _2\"></span>eign c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>cies t<span class=\"_ _2\"></span>hat a<span class=\"_ _2\"></span>re st<span class=\"_ _2\"></span>ated a<span class=\"_ _2\"></span>t fair v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e are tra<span class=\"_ _2\"></span>nsla<span class=\"_ _2\"></span>ted into t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y a<span class=\"_ _2\"></span>t the e<span class=\"_ _2\"></span>xchange r<span class=\"_ _2\"></span>ates p<span class=\"_ _2\"></span>reva<span class=\"_ _2\"></span>iling a<span class=\"_ _2\"></span>t the d<span class=\"_ _2\"></span>ates t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>es were d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d. Non<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>onet<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies de<span class=\"_ _2\"></span>nomi<span class=\"_ _2\"></span>nated i<span class=\"_ _2\"></span>n foreig<span class=\"_ _2\"></span>n cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>ies th<span class=\"_ _2\"></span>at are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>al cos<span class=\"_ _2\"></span>t are co<span class=\"_ _2\"></span>nver<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d int<span class=\"_ _2\"></span>o the f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y at the r<span class=\"_ _2\"></span>ate of e<span class=\"_ _2\"></span>xchange a<span class=\"_ _2\"></span>t the t<span class=\"_ _2\"></span>ime of t<span class=\"_ _2\"></span>he ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of t<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set an<span class=\"_ _2\"></span>d liabilit<span class=\"_ _2\"></span>y and<span class=\"_ _6\"></span> are not<span class=\"_ _6\"></span> subsequentl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> retranslated.<span class=\"_ _29f\"> </span>E<span class=\"_ _2\"></span>xchange g<span class=\"_ _2\"></span>ains a<span class=\"_ _2\"></span>nd los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s on the t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on an<span class=\"_ _2\"></span>d set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t duri<span class=\"_ _2\"></span>ng the y<span class=\"_ _2\"></span>ear of fo<span class=\"_ _2\"></span>reign c<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s. E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s for no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tems a<span class=\"_ _2\"></span>re reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in o<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpreh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve in<span class=\"_ _2\"></span>come w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e chan<span class=\"_ _2\"></span>ges in t<span class=\"_ _2\"></span>he fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of the n<span class=\"_ _2\"></span>on-<span class=\"_ _2\"></span>mon<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ite<span class=\"_ _2\"></span>m are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n othe<span class=\"_ _2\"></span>r compr<span class=\"_ _2\"></span>ehens<span class=\"_ _2\"></span>ive i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e, and in p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it or l<span class=\"_ _2\"></span>oss i<span class=\"_ _2\"></span>f th<span class=\"_ _2\"></span>e change<span class=\"_ _2\"></span>s in fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e no<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>tem are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-334": {
   "value": "5(s): Share capital<span class=\"_ _29f\"> </span>Equity instrument<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>res are c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hen t<span class=\"_ _2\"></span>here is n<span class=\"_ _2\"></span>o cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l obli<span class=\"_ _2\"></span>gati<span class=\"_ _2\"></span>on to del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r cas<span class=\"_ _2\"></span>h or ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to an<span class=\"_ _2\"></span>othe<span class=\"_ _2\"></span>r ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y on ter<span class=\"_ _2\"></span>ms th<span class=\"_ _2\"></span>at may b<span class=\"_ _2\"></span>e unfa<span class=\"_ _2\"></span>vou<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e. The v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>f the Com<span class=\"_ _2\"></span>pany<span class=\"_ _1\"></span>\u2019s sha<span class=\"_ _2\"></span>re ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>f the nu<span class=\"_ _2\"></span>mber o<span class=\"_ _2\"></span>f Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>res in is<span class=\"_ _2\"></span>sue mu<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>eir nom<span class=\"_ _2\"></span>inal v<span class=\"_ _2\"></span>alue. T<span class=\"_ _2\"></span>he di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the p<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>eds rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d on th<span class=\"_ _2\"></span>e iss<span class=\"_ _2\"></span>ue of th<span class=\"_ _2\"></span>e share<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e nomi<span class=\"_ _2\"></span>nal va<span class=\"_ _2\"></span>lue of t<span class=\"_ _2\"></span>he sha<span class=\"_ _2\"></span>res is<span class=\"_ _2\"></span>sued i<span class=\"_ _2\"></span>s record<span class=\"_ _2\"></span>ed in sh<span class=\"_ _2\"></span>are prem<span class=\"_ _2\"></span>ium.<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>re is<span class=\"_ _2\"></span>sue co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Inc<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>tal e<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al cos<span class=\"_ _2\"></span>ts d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to th<span class=\"_ _2\"></span>e iss<span class=\"_ _2\"></span>ue of ne<span class=\"_ _2\"></span>w shares a<span class=\"_ _2\"></span>re show<span class=\"_ _2\"></span>n in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y as a<span class=\"_ _2\"></span> de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, ne<span class=\"_ _2\"></span>t of ta<span class=\"_ _2\"></span>x, f<span class=\"_ _2\"></span>rom th<span class=\"_ _2\"></span>e proce<span class=\"_ _2\"></span>eds of t<span class=\"_ _2\"></span>he is<span class=\"_ _2\"></span>sue an<span class=\"_ _2\"></span>d disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere mate<span class=\"_ _2\"></span>rial<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Dividends<span class=\"_ _29f\"> </span>Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to the Co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s and as a re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as a de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. Inter<span class=\"_ _2\"></span>im Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s pay<span class=\"_ _2\"></span>able to s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs are a<span class=\"_ _2\"></span>nnoun<span class=\"_ _2\"></span>ced w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he hal<span class=\"_ _2\"></span>f-y<span class=\"_ _2\"></span>ear res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d aut<span class=\"_ _2\"></span>hori<span class=\"_ _2\"></span>sed b<span class=\"_ _2\"></span>y the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Fi<span class=\"_ _2\"></span>nal Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend i<span class=\"_ _2\"></span>s anno<span class=\"_ _2\"></span>unce<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the A<span class=\"_ _2\"></span>nnu<span class=\"_ _2\"></span>al Rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t and t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>pic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uires sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>val a<span class=\"_ _2\"></span>t the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l Gene<span class=\"_ _2\"></span>ral Me<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ng. F<span class=\"_ _2\"></span>or thi<span class=\"_ _2\"></span>s reaso<span class=\"_ _2\"></span>n, it i<span class=\"_ _2\"></span>s not in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed as a lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in the a<span class=\"_ _2\"></span>nnual f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e Fin<span class=\"_ _2\"></span>al Di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end rel<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>res h<span class=\"_ _2\"></span>eld by t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>res in t<span class=\"_ _2\"></span>he Comp<span class=\"_ _2\"></span>any th<span class=\"_ _2\"></span>at are he<span class=\"_ _2\"></span>ld by t<span class=\"_ _2\"></span>he Empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e Bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it T<span class=\"_ _6\"></span>ru<span class=\"_ _2\"></span>st (<span class=\"_ _2\"></span>\u201cEB<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>re trea<span class=\"_ _2\"></span>ted as \u201c<span class=\"_ _2\"></span>Ow<span class=\"_ _2\"></span>n share<span class=\"_ _2\"></span>s\u201d. T<span class=\"_ _2\"></span>he EBT ac<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>s share<span class=\"_ _2\"></span>s in the Co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y for del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y to emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es und<span class=\"_ _2\"></span>er emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>e ince<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ve pla<span class=\"_ _2\"></span>ns. Acq<span class=\"_ _2\"></span>uired s<span class=\"_ _2\"></span>hares a<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d as a de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on fro<span class=\"_ _2\"></span>m equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y at th<span class=\"_ _2\"></span>e pric<span class=\"_ _2\"></span>e paid fo<span class=\"_ _2\"></span>r the<span class=\"_ _2\"></span>m.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-398": {
   "value": "Dividends<span class=\"_ _29f\"> </span>Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s are dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to the Co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s and as a re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>t are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as a de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. Inter<span class=\"_ _2\"></span>im Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s pay<span class=\"_ _2\"></span>able to s<span class=\"_ _2\"></span>hareh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs are a<span class=\"_ _2\"></span>nnoun<span class=\"_ _2\"></span>ced w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he hal<span class=\"_ _2\"></span>f-y<span class=\"_ _2\"></span>ear res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d aut<span class=\"_ _2\"></span>hori<span class=\"_ _2\"></span>sed b<span class=\"_ _2\"></span>y the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Fi<span class=\"_ _2\"></span>nal Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend i<span class=\"_ _2\"></span>s anno<span class=\"_ _2\"></span>unce<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the A<span class=\"_ _2\"></span>nnu<span class=\"_ _2\"></span>al Rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t and t<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>pic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uires sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder a<span class=\"_ _2\"></span>ppro<span class=\"_ _2\"></span>val a<span class=\"_ _2\"></span>t the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l Gene<span class=\"_ _2\"></span>ral Me<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>ng. F<span class=\"_ _2\"></span>or thi<span class=\"_ _2\"></span>s reaso<span class=\"_ _2\"></span>n, it i<span class=\"_ _2\"></span>s not in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed as a lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in the a<span class=\"_ _2\"></span>nnual f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar to wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e Fin<span class=\"_ _2\"></span>al Di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end rel<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-335": {
   "value": "5<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>t): E<span class=\"_ _2\"></span>arni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span>Ba<span class=\"_ _2\"></span>sic ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s pe<span class=\"_ _2\"></span>r share are c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d by di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>he prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to the O<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span> of th<span class=\"_ _2\"></span>e Comp<span class=\"_ _2\"></span>any by t<span class=\"_ _2\"></span>he wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age numb<span class=\"_ _2\"></span>er of O<span class=\"_ _2\"></span>rdinar<span class=\"_ _1\"></span>y Share<span class=\"_ _2\"></span>s in is<span class=\"_ _2\"></span>sue du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, exc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y S<span class=\"_ _2\"></span>hares h<span class=\"_ _2\"></span>eld w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts (<span class=\"_ _2\"></span>\u201cE<span class=\"_ _2\"></span>BT<span class=\"_ _5\"></span>s<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) and s<span class=\"_ _2\"></span>hares h<span class=\"_ _2\"></span>eld in co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds (\u201c<span class=\"_ _2\"></span>Ow<span class=\"_ _2\"></span>n sha<span class=\"_ _2\"></span>res\u201d<span class=\"_ _2\"></span>)<span class=\"_ _2\"></span>. Ow<span class=\"_ _2\"></span>n shares a<span class=\"_ _2\"></span>re ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted for t<span class=\"_ _2\"></span>he pu<span class=\"_ _2\"></span>rpos<span class=\"_ _2\"></span>e of ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g bot<span class=\"_ _2\"></span>h basi<span class=\"_ _2\"></span>c and dil<span class=\"_ _2\"></span>ute<span class=\"_ _2\"></span>d EPS.<span class=\"_ _29f\"> </span>Dil<span class=\"_ _2\"></span>ute<span class=\"_ _2\"></span>d earn<span class=\"_ _2\"></span>ings p<span class=\"_ _2\"></span>er sha<span class=\"_ _2\"></span>re recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>s the d<span class=\"_ _2\"></span>ilut<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f share<span class=\"_ _2\"></span>s award<span class=\"_ _2\"></span>ed an<span class=\"_ _2\"></span>d opti<span class=\"_ _2\"></span>ons g<span class=\"_ _2\"></span>rante<span class=\"_ _2\"></span>d to emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ees un<span class=\"_ _2\"></span>der sha<span class=\"_ _2\"></span>re-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt ar<span class=\"_ _2\"></span>rangem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, to t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt the<span class=\"_ _2\"></span>y have v<span class=\"_ _2\"></span>alu<span class=\"_ _2\"></span>e, in th<span class=\"_ _2\"></span>e calc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e weig<span class=\"_ _2\"></span>hted a<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge numb<span class=\"_ _2\"></span>er of sha<span class=\"_ _2\"></span>res, a<span class=\"_ _2\"></span>s if th<span class=\"_ _2\"></span>e rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t shares w<span class=\"_ _2\"></span>ere in is<span class=\"_ _2\"></span>sue f<span class=\"_ _2\"></span>or the f<span class=\"_ _2\"></span>ull ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>, a<span class=\"_ _2\"></span>nd are c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d by inc<span class=\"_ _2\"></span>reasin<span class=\"_ _2\"></span>g the w<span class=\"_ _2\"></span>eight<span class=\"_ _2\"></span>ed ave<span class=\"_ _2\"></span>rage nu<span class=\"_ _2\"></span>mber o<span class=\"_ _2\"></span>f Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>res ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g to ass<span class=\"_ _2\"></span>ume con<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>sion of a<span class=\"_ _2\"></span>ll dilu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al Ordi<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>ares<span class=\"_ _2\"></span>, not<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>y tho<span class=\"_ _2\"></span>se rela<span class=\"_ _2\"></span>ted to emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee shar<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p is als<span class=\"_ _2\"></span>o requi<span class=\"_ _2\"></span>red to c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>late hea<span class=\"_ _2\"></span>dlin<span class=\"_ _2\"></span>e earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s per sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>HEP<span class=\"_ _2\"></span>S\u201d<span class=\"_ _2\"></span>) in acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the Jo<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>sbur<span class=\"_ _2\"></span>g Stoc<span class=\"_ _2\"></span>k Excha<span class=\"_ _2\"></span>nge (\u201c<span class=\"_ _2\"></span>JSE<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) Lis<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g Requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y referen<span class=\"_ _2\"></span>ce to th<span class=\"_ _2\"></span>e Sou<span class=\"_ _2\"></span>th Af<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>an Ins<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>te of Char<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>red Accou<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s\u2019 ci<span class=\"_ _2\"></span>rcular 1/202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>Hea<span class=\"_ _2\"></span>dlin<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs. D<span class=\"_ _2\"></span>iscl<span class=\"_ _2\"></span>osure of HEP<span class=\"_ _2\"></span>S is not<span class=\"_ gs37\"> </span>a re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment of IF<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>, bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>it i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a comm<span class=\"_ _2\"></span>onl<span class=\"_ _2\"></span>y used me<span class=\"_ _2\"></span>asure of ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs in So<span class=\"_ _2\"></span>uth A<span class=\"_ _2\"></span>fri<span class=\"_ _2\"></span>ca.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-336": {
   "value": "5(u<span class=\"_ _6\"></span>): Investment propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s are va<span class=\"_ _2\"></span>lued u<span class=\"_ _2\"></span>nder t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>del. D<span class=\"_ _2\"></span>epre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion is re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s an ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e on a s<span class=\"_ _2\"></span>trai<span class=\"_ _2\"></span>ght-l<span class=\"_ _2\"></span>ine ba<span class=\"_ _2\"></span>sis to w<span class=\"_ _2\"></span>rite d<span class=\"_ _2\"></span>own t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e rig<span class=\"_ _2\"></span>ht-of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t to it<span class=\"_ _2\"></span>s resi<span class=\"_ _2\"></span>dual v<span class=\"_ _2\"></span>alue o<span class=\"_ _2\"></span>ver i<span class=\"_ _2\"></span>ts e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d us<span class=\"_ _2\"></span>eful l<span class=\"_ _2\"></span>ife w<span class=\"_ _2\"></span>hich i<span class=\"_ _2\"></span>s depe<span class=\"_ _2\"></span>nden<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e leng<span class=\"_ _2\"></span>th o<span class=\"_ _2\"></span>f the l<span class=\"_ _2\"></span>ease.<span class=\"_ _29f\"> </span>Lea<span class=\"_ _2\"></span>se inco<span class=\"_ _2\"></span>me fro<span class=\"_ _2\"></span>m ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ng leas<span class=\"_ _2\"></span>es w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p is a les<span class=\"_ _2\"></span>sor, is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in in<span class=\"_ _2\"></span>come on a s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>aigh<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _29f\"> </span>lin<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s over t<span class=\"_ _2\"></span>he sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e term<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-337": {
   "value": "<div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gs2d8\">6: Business comb<span class=\"_ _5\"></span>i<span class=\"_ _2\"></span>natio<span class=\"_ _5\"></span>n<span class=\"_ _2\"></span>s, acquisitio<span class=\"_ _6\"></span>ns a<span class=\"_ _2\"></span>nd disposa<span class=\"_ _2\"></span>ls<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2d9\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p made t<span class=\"_ _2\"></span>wo a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>siti<span class=\"_ _2\"></span>ons du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>here we<span class=\"_ _2\"></span>re no mate<span class=\"_ _2\"></span>rial a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons in t<span class=\"_ _2\"></span>he pr<span class=\"_ _2\"></span>ior ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2da\">On 5 Se<span class=\"_ _2\"></span>ptemb<span class=\"_ _2\"></span>er 202<span class=\"_ _6\"></span>4, Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er acqui<span class=\"_ _2\"></span>red 1<span class=\"_ _6\"></span>00<span class=\"_ _2\"></span>% of the sha<span class=\"_ _2\"></span>re cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l of NuWealt<span class=\"_ _2\"></span>h Limi<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a tot<span class=\"_ _2\"></span>al </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2db\">con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of \u00a36 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>NuWea<span class=\"_ _2\"></span>lth L<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent app t<span class=\"_ _2\"></span>hat of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2dc\">us<span class=\"_ _2\"></span>ers s<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ings to<span class=\"_ _2\"></span>ols<span class=\"_ _2\"></span>, hig<span class=\"_ _2\"></span>h-i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d acces<span class=\"_ _2\"></span>s to st<span class=\"_ _2\"></span>ock<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l share<span class=\"_ _2\"></span>s and exc<span class=\"_ _2\"></span>hange t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2dd\">fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set of \u00a3<span class=\"_ _2\"></span>5 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>4) rela<span class=\"_ _2\"></span>ted to the </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls5f ws5b gs2de\">sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re<span class=\"_ _6\"></span> acq<span class=\"_ _2\"></span>uired.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2df\">On 29 Oc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ber 2024, the G<span class=\"_ _2\"></span>roup acq<span class=\"_ _2\"></span>uired 35.<span class=\"_ _2\"></span>0% of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al of Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2e0\">Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>9.4% of th<span class=\"_ _2\"></span>e share ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Clin<span class=\"_ _2\"></span>ton Kenn<span class=\"_ _2\"></span>ard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd. T<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2e1\">Gro<span class=\"_ _2\"></span>up has c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied o<span class=\"_ _2\"></span>ut an a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of co<span class=\"_ _2\"></span>ntrol a<span class=\"_ _2\"></span>nd inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t it ha<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2e2\">inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence b<span class=\"_ _2\"></span>ut no<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol of eac<span class=\"_ _2\"></span>h of th<span class=\"_ _2\"></span>ese en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. It wi<span class=\"_ _2\"></span>ll the<span class=\"_ _2\"></span>refor<span class=\"_ _2\"></span>e accoun<span class=\"_ _2\"></span>t for ea<span class=\"_ _2\"></span>ch of th<span class=\"_ _2\"></span>ese ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs as<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2e3\">an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent in as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate a<span class=\"_ _2\"></span>nd acco<span class=\"_ _2\"></span>unt for i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or los<span class=\"_ _2\"></span>ses o<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>se comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s using<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2e4\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng (see no<span class=\"_ _2\"></span>te 5(a<span class=\"_ _6\"></span>)). Sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ter<span class=\"_ _2\"></span>ms bein<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>t, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inten<span class=\"_ _2\"></span>ds </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs2e5\">to acq<span class=\"_ _2\"></span>uire th<span class=\"_ _2\"></span>e remai<span class=\"_ _2\"></span>ning sh<span class=\"_ _2\"></span>are ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of ea<span class=\"_ _2\"></span>ch comp<span class=\"_ _2\"></span>any o<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e nex<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e year<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs2e6\">T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no mate<span class=\"_ _2\"></span>rial d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>als of b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s duri<span class=\"_ _2\"></span>ng 2023 and 2024.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-438": {
   "value": "6: Business comb<span class=\"_ _5\"></span>i<span class=\"_ _2\"></span>natio<span class=\"_ _5\"></span>n<span class=\"_ _2\"></span>s, acquisitio<span class=\"_ _6\"></span>ns a<span class=\"_ _2\"></span>nd disposa<span class=\"_ _2\"></span>ls<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p made t<span class=\"_ _2\"></span>wo a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>siti<span class=\"_ _2\"></span>ons du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>here we<span class=\"_ _2\"></span>re no mate<span class=\"_ _2\"></span>rial a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons in t<span class=\"_ _2\"></span>he pr<span class=\"_ _2\"></span>ior ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. On 5 Se<span class=\"_ _2\"></span>ptemb<span class=\"_ _2\"></span>er 202<span class=\"_ _6\"></span>4, Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er acqui<span class=\"_ _2\"></span>red 1<span class=\"_ _6\"></span>00<span class=\"_ _2\"></span>% of the sha<span class=\"_ _2\"></span>re cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l of NuWealt<span class=\"_ _2\"></span>h Limi<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a tot<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of \u00a36 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>NuWea<span class=\"_ _2\"></span>lth L<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent app t<span class=\"_ _2\"></span>hat of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s it<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ers s<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ings to<span class=\"_ _2\"></span>ols<span class=\"_ _2\"></span>, hig<span class=\"_ _2\"></span>h-i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d acces<span class=\"_ _2\"></span>s to st<span class=\"_ _2\"></span>ock<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l share<span class=\"_ _2\"></span>s and exc<span class=\"_ _2\"></span>hange t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set of \u00a3<span class=\"_ _2\"></span>5 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>4) rela<span class=\"_ _2\"></span>ted to the sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re<span class=\"_ _6\"></span> acq<span class=\"_ _2\"></span>uired.<span class=\"_ _29f\"> </span>On 29 Oc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ber 2024, the G<span class=\"_ _2\"></span>roup acq<span class=\"_ _2\"></span>uired 35.<span class=\"_ _2\"></span>0% of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al of Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>9.4% of th<span class=\"_ _2\"></span>e share ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Clin<span class=\"_ _2\"></span>ton Kenn<span class=\"_ _2\"></span>ard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied o<span class=\"_ _2\"></span>ut an a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of co<span class=\"_ _2\"></span>ntrol a<span class=\"_ _2\"></span>nd inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t it ha<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence b<span class=\"_ _2\"></span>ut no<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol of eac<span class=\"_ _2\"></span>h of th<span class=\"_ _2\"></span>ese en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. It wi<span class=\"_ _2\"></span>ll the<span class=\"_ _2\"></span>refor<span class=\"_ _2\"></span>e accoun<span class=\"_ _2\"></span>t for ea<span class=\"_ _2\"></span>ch of th<span class=\"_ _2\"></span>ese ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs as<span class=\"_ _2\"></span> an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent in as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate a<span class=\"_ _2\"></span>nd acco<span class=\"_ _2\"></span>unt for i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or los<span class=\"_ _2\"></span>ses o<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>se comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s using<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng (see no<span class=\"_ _2\"></span>te 5(a<span class=\"_ _6\"></span>)). Sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ter<span class=\"_ _2\"></span>ms bein<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>t, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inten<span class=\"_ _2\"></span>ds to acq<span class=\"_ _2\"></span>uire th<span class=\"_ _2\"></span>e remai<span class=\"_ _2\"></span>ning sh<span class=\"_ _2\"></span>are ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of ea<span class=\"_ _2\"></span>ch comp<span class=\"_ _2\"></span>any o<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e nex<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e year<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no mate<span class=\"_ _2\"></span>rial d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>als of b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s duri<span class=\"_ _2\"></span>ng 2023 and 2024.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-451": {
   "value": "6: Business comb<span class=\"_ _5\"></span>i<span class=\"_ _2\"></span>natio<span class=\"_ _5\"></span>n<span class=\"_ _2\"></span>s, acquisitio<span class=\"_ _6\"></span>ns a<span class=\"_ _2\"></span>nd disposa<span class=\"_ _2\"></span>ls<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p made t<span class=\"_ _2\"></span>wo a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>siti<span class=\"_ _2\"></span>ons du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>here we<span class=\"_ _2\"></span>re no mate<span class=\"_ _2\"></span>rial a<span class=\"_ _2\"></span>cquis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons in t<span class=\"_ _2\"></span>he pr<span class=\"_ _2\"></span>ior ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. On 5 Se<span class=\"_ _2\"></span>ptemb<span class=\"_ _2\"></span>er 202<span class=\"_ _6\"></span>4, Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er acqui<span class=\"_ _2\"></span>red 1<span class=\"_ _6\"></span>00<span class=\"_ _2\"></span>% of the sha<span class=\"_ _2\"></span>re cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l of NuWealt<span class=\"_ _2\"></span>h Limi<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a tot<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of \u00a36 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>NuWea<span class=\"_ _2\"></span>lth L<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent app t<span class=\"_ _2\"></span>hat of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s it<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ers s<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ings to<span class=\"_ _2\"></span>ols<span class=\"_ _2\"></span>, hig<span class=\"_ _2\"></span>h-i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st ac<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d acces<span class=\"_ _2\"></span>s to st<span class=\"_ _2\"></span>ock<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l share<span class=\"_ _2\"></span>s and exc<span class=\"_ _2\"></span>hange t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set of \u00a3<span class=\"_ _2\"></span>5 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on acqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>4) rela<span class=\"_ _2\"></span>ted to the sof<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>re<span class=\"_ _6\"></span> acq<span class=\"_ _2\"></span>uired.<span class=\"_ _29f\"> </span>On 29 Oc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ber 2024, the G<span class=\"_ _2\"></span>roup acq<span class=\"_ _2\"></span>uired 35.<span class=\"_ _2\"></span>0% of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al of Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>9.4% of th<span class=\"_ _2\"></span>e share ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of it<span class=\"_ _2\"></span>s sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Clin<span class=\"_ _2\"></span>ton Kenn<span class=\"_ _2\"></span>ard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied o<span class=\"_ _2\"></span>ut an a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of co<span class=\"_ _2\"></span>ntrol a<span class=\"_ _2\"></span>nd inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t it ha<span class=\"_ _2\"></span>s sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uence b<span class=\"_ _2\"></span>ut no<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rol of eac<span class=\"_ _2\"></span>h of th<span class=\"_ _2\"></span>ese en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. It wi<span class=\"_ _2\"></span>ll the<span class=\"_ _2\"></span>refor<span class=\"_ _2\"></span>e accoun<span class=\"_ _2\"></span>t for ea<span class=\"_ _2\"></span>ch of th<span class=\"_ _2\"></span>ese ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs as<span class=\"_ _2\"></span> an in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent in as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate a<span class=\"_ _2\"></span>nd acco<span class=\"_ _2\"></span>unt for i<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s share of t<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s or los<span class=\"_ _2\"></span>ses o<span class=\"_ _2\"></span>f the<span class=\"_ _2\"></span>se comp<span class=\"_ _2\"></span>anie<span class=\"_ _2\"></span>s using<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y me<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng (see no<span class=\"_ _2\"></span>te 5(a<span class=\"_ _6\"></span>)). Sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ter<span class=\"_ _2\"></span>ms bein<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>t, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inten<span class=\"_ _2\"></span>ds to acq<span class=\"_ _2\"></span>uire th<span class=\"_ _2\"></span>e remai<span class=\"_ _2\"></span>ning sh<span class=\"_ _2\"></span>are ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al of ea<span class=\"_ _2\"></span>ch comp<span class=\"_ _2\"></span>any o<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e nex<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e year<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no mate<span class=\"_ _2\"></span>rial d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>als of b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s duri<span class=\"_ _2\"></span>ng 2023 and 2024.<span class=\"_ _29f\"> </span>19<span class=\"_ _6\"></span>: Fin<span class=\"_ _6\"></span>anc<span class=\"_ _6\"></span>ial in<span class=\"_ _6\"></span>v<span class=\"_ _6\"></span>est<span class=\"_ _6\"></span>me<span class=\"_ _5\"></span>nts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ei<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ow<span class=\"_ _2\"></span>n pro<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>half (sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder f<span class=\"_ _2\"></span>unds) or on b<span class=\"_ _2\"></span>ehal<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies (p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der fu<span class=\"_ _2\"></span>nds).<span class=\"_ _29f\"> </span><table class=\"s w159 hc0\" id=\"_f3c2aee9-fdaa-44cd-851c-89d7d614a9d5\"><tr><td></td><td class=\"t m0 x379 hb y30d0 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y30d1 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y30d2 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y30d3 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y30d4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y30d5 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef7 w18a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls85 ws88\">Government and g<span class=\"_ _6\"></span>overnment-guaranteed securitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2ef7 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">171<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2ef7 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w18b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>refer<span class=\"_ _2\"></span>ence sh<span class=\"_ _2\"></span>ares an<span class=\"_ _2\"></span>d deb<span class=\"_ _2\"></span>entu<span class=\"_ _2\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2e5b w21 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">2,644<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2e5b waa h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">2,175<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w18c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2efa w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">11,034<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2efa w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,488<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w18d h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">45,510<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">39,462<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w18e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m fun<span class=\"_ _2\"></span>ds and s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 web h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w18f h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial in<span class=\"_ _6\"></span>vestme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n 1<span class=\"_ _5\"></span>2 mont<span class=\"_ _2\"></span>hs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t from \u00a36 mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3n<span class=\"_ _2\"></span>il) wh<span class=\"_ _2\"></span>ich is reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he inten<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n wi<span class=\"_ _2\"></span>th wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld on beh<span class=\"_ _2\"></span>alf of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers cov<span class=\"_ _2\"></span>er the li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es for li<span class=\"_ _2\"></span>nked in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, all of w<span class=\"_ _2\"></span>hich c<span class=\"_ _2\"></span>an be wi<span class=\"_ _2\"></span>thd<span class=\"_ _2\"></span>raw<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>by p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dem<span class=\"_ _2\"></span>and.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-338": {
   "value": "7: Alternative performance measures 7(a): Adjusted profit before tax and reconciliation to (loss)/profit after tax Basis of preparation of adjusted profit before tax Adjusted profit before tax is one of the Group\u2019s alternative performance measures (\u201cAPMs\u201d) and represents the Group\u2019s IFRS results, adjusted for specific items that management considers to be outside of the Group\u2019s normal operations or one-off in nature, as detailed in note 7(b). Adjusted profit before tax does not provide a complete picture of the Group\u2019s financial performance, which is disclosed in the statement of comprehensive income, but is instead intended to provide additional comparability and understanding of the financial results. Year ended Year ended 31 December 31 December 2024 2023 Notes \u00a3m \u00a3m Affluent 148 124 High Net Worth 48 41 Head Office \u2013 2 Adjusted profit before tax 8(b) 196 167 Adjusting items: Impact of acquisition and disposal-related accounting 7(b)(i) (40) (39) Business transformation costs 7(b)(ii) (26) (28) Skilled Person Review 7(b)(iii) (10) \u2013 Customer remediation exercise 7(b)(iv) (76) \u2013 Other customer remediation 7(b)(v) 3 (6) Exchange rate movements (ZAR/GBP) 7(b)(vi) 1 (2) Policyholder tax adjustments 7(b)(vii) (90) (62) Other adjusting items 7(b)(viii) \u2013 1 Finance costs 7(b)(ix) (18) (19) Total adjusting items before tax (256) (155) (Loss)/profit before tax attributable to shareholder returns (60) 12 Income tax attributable to policyholder returns 11 95 76 IFRS profit before tax 35 88 Income tax expense 11 (69) (46) IFRS (loss)/profit after tax (34) 42 7(b): Adjusting items The adjustments made to the Group\u2019s IFRS profit before tax to calculate adjusted profit before tax are detailed below. 7(b)(i): Impact of acquisition and disposal-related accounting The Group excludes any impairment of goodwill from adjusted profit as well as the amortisation and impairment of acquired intangible assets, finance costs related to the discounting of contingent consideration and incidental items relating to past disposals. The effect of these adjustments to determine adjusted profit are summarised below. Year ended Year ended 31 December 31 December 2024 2023 \u00a3m \u00a3m Amortisation of acquired intangible assets 38 38 Impairment of acquired intangible assets1 \u2013 1 Amortisation of acquired adviser schemes 2 \u2013 Total impact of acquisition and disposal-related accounting 40 39 1 The impairment of acquired intangible assets in 2023 resulted from the impairment of specific client books held within the Affluent operating segment as the Group could no longer support the carrying value. 7(b)(ii): Business transformation costs In 2024, business transformation costs totalled \u00a326 million (2023: \u00a328 million), the principal components of which are described below: Business Simplification costs \u2013 2024: \u00a324 million, 2023: \u00a325 million During 2024, the Group spent \u00a324 million on delivering Simplification initiatives (2023: \u00a325 million). The implementation costs to deliver the remaining \u00a315 million of annualised run-rate savings for the programme are estimated to be \u00a340 million. Investment in business costs \u2013 2024: \u00a32 million, 2023: \u00a31 million Investment in business costs of \u00a32 million (2023: \u00a31 million) were incurred as the Group continues to enable and support advisers and clients and improve productivity through better utilisation of technology. Business separation costs following the sale of Quilter International \u2013 2024: \u00a3nil, 2023: \u00a32 million The Group sold Quilter International to Utmost Group in 2021 and entered into a Transitional Service Agreement with the acquirer. The cost to the Group of running the Transitional Service Agreement, which ended in November 2023, was \u00a3nil for 2024 (2023: \u00a32 million). 7(b)(iii): Skilled Person Review Skilled Person Review costs of \u00a310 million (2023: \u00a3nil) include the estimated external cost and direct cost of internal resources to support and perform the Skilled Person Review of historical data and practices across the Quilter Financial Planning network of Appointed Representative firms. This cost is excluded from adjusted profit as management considers it to be outside of the Group\u2019s normal operations and one-off in nature. 7(b)(iv): Customer remediation exercise Customer remediation exercise costs of \u00a376 million (2023: \u00a3nil) include the estimated redress payable to customers, comprising a refund of ongoing advice charges and interest payable for customers impacted, and administrative costs which represent the costs to perform a potential customer remediation exercise across the Quilter Financial Planning network of Appointed Representative firms (see note 30). This cost is excluded from adjusted profit as management considers it to be outside of the Group\u2019s normal operations and one-off in nature. 7(b)(v): Other customer remediation Lighthouse pension transfer advice provision \u2013 2024: \u00a33 million credit, 2023: \u00a36 million cost For 2023, the customer remediation expense of \u00a36 million reflected \u00a34 million of legal, consulting and other costs and a \u00a32 million provision increase related to non-British Steel Pension Scheme redress payments. This was the result of the Group-managed past business review of defined benefit to defined contribution (\u201cDB to DC\u201d) pension transfer advice suitability by an independent expert. For 2024, the provision for redress decreased by \u00a33 million as a result of the redress calculations performed for customers being lower than forecast in 2023 due to the changes in assumptions used to perform the calculations and market movements of the pension scheme values during 2024. Further details of the provision are provided in note 30. 7(b)(vi): Exchange rate movements (ZAR/GBP) In 2024, income of \u00a31 million was recognised (2023: \u00a32 million expense) due to foreign exchange movements on cash held in South African Rand in preparation for payments of dividends to shareholders. Cash was converted to South African Rand upon announcement of the dividend payments to provide an economic hedge for the Group. The foreign exchange movements are fully offset by an equal amount taken directly to retained earnings. 7(b)(vii): Policyholder tax adjustments In 2024, the total amount of policyholder tax adjustments to adjusted profit is a credit of \u00a390 million (2023: \u00a362 million credit). Adjustments to policyholder tax are made to remove distortions arising from market volatility that can, in turn, lead to volatility in the policyholder tax adjustments between periods. The recognition of the income received from policyholders to fund the policyholder tax liability (which is included within the Group\u2019s income) can vary in timing to the recognition of the corresponding tax expense, creating volatility in the Group\u2019s IFRS profit or loss before tax. During 2024, the Group made changes to the Group\u2019s unit pricing policy relating to policyholder tax charges which will reduce the value of these timing differences in future periods. These changes, together with current year market movements, have resulted in the unwind of most of the opening timing difference. 7(b)(viii): Other adjusting items In 2024, there were no other adjusting items. In 2023, \u00a31 million of income was received in relation to the settlement offer for the indemnification asset that was impaired in 2022. 7(b)(ix): Finance costs The nature of much of the Group\u2019s operations means that, for management\u2019s decision-making and internal performance management, the effects of interest costs on external borrowings are removed when calculating adjusted profit. For 2024, finance costs were \u00a318 million (2023: \u00a319 million). 7(c): Reconciliation of IFRS income and expenses to \u201cTotal net revenue\u201d and \u201cOperating expenses\u201d within adjusted profit This reconciliation shows how each line of the Group\u2019s IFRS income and expenses are allocated to the Group\u2019s APMs: Net management fees, Other revenue, Investment revenue, Total net revenue and Operating expenses, which are all defined on pages 186 and 187, and form the Group\u2019s adjusted profit before tax. The total column in the table below, down to \u201cProfit before tax attributable to shareholder returns\u201d, reconciles to each line of the consolidated statement of comprehensive income. Allocations are determined by management and aim to show the Group\u2019s sources of profit (net of relevant directly attributable expenses). These allocations remain consistent from year to year to ensure comparability, unless otherwise stated. Net mgmt. Other Investment Total net Operating Adjusted profit Consol. of fees1 revenue1revenue1revenue1expenses1before tax funds2 Total Year ended 31 December 2024 \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m Income Fee income and other income from service activities 541 87 \u2013 628 \u2013 628 (84) 544 Investment return3 57 4,037 78 4,172 \u2013 4,172 705 4,877 Other income \u2013 3 \u2013 3 21 24 4 28 Total income 598 4,127 78 4,803 21 4,824 625 5,449 Expenses Change in investment contract liabilities3 (26) (4,032) (7) (4,065) \u2013 (4,065) \u2013 (4,065) Fee and commission expenses and other acquisition costs (50) 3 \u2013 (47) (1) (48) (1) (49) Change in third-party interests in consolidated funds \u2013 \u2013 \u2013 \u2013 \u2013 \u2013 (587) (587) Other operating and administrative expenses (15) \u2013 \u2013 (15) (639) (654) (37) (691) Finance costs \u2013 \u2013 \u2013 \u2013 (21) (21) \u2013 (21) Total expenses (91) (4,029) (7) (4,127) (661) (4,788) (625) (5,413) Impairment of investments in associates \u2013 \u2013 \u2013 \u2013 (1) (1) \u2013 (1) Profit before tax 507 98 71 676 (641) 35 \u2013 35 Income tax expense attributable to policyholder returns (95) \u2013 \u2013 (95) \u2013 (95) \u2013 (95) Loss before tax attributable to shareholder returns 412 98 71 581 (641) (60) \u2013 (60) Adjusting items: Impact of acquisition and disposal-related accounting \u2013 \u2013 \u2013 \u2013 40 40 Business transformation costs \u2013 \u2013 \u2013 \u2013 26 26 Skilled Person Review \u2013 \u2013 \u2013 \u2013 10 10 Customer remediation exercise \u2013 \u2013 \u2013 \u2013 76 76 Other customer remediation \u2013 \u2013 \u2013 \u2013 (3) (3) Exchange rate movements (ZAR/GBP) \u2013 (1) \u2013 (1) \u2013 (1) Policyholder tax adjustments 90 \u2013 \u2013 90 \u2013 90 Finance costs \u2013 \u2013 \u2013 \u2013 18 18 Adjusting items 90 (1) \u2013 89 167 256 Adjusted profit before tax 502 97 71 670 (474) 196 1 The APMs \u201cNet management fees\u201d, \u201cOther revenue\u201d, \u201cInvestment revenue\u201d, \u201cTotal net revenue\u201d and \u201cOperating expenses\u201d are commented on within the Financial review. 2 Consolidation of funds shows the grossing up impact to the Group\u2019s income and expenses as a result of the consolidation of funds requirements, as described within note 5(a). This grossing up is excluded from the Group\u2019s adjusted profit. 3 Reported within net management fees, investment return of \u00a357 million represents \u00a336 million interest income on investments held for the benefit of policyholders and \u00a321 million net interest income on client money balances. Change in investment contract liabilities of \u00a326 million represents the amount of interest income paid to policyholders. The net balance of \u00a331 million represents interest income on customer balances retained by the Group for 2024. The \u00a378 million investment return less \u00a37 million change in investment contract liabilities paid to customers on transactional cash balances, as reported within investment revenue, represents \u00a371 million of interest income on shareholder cash and cash equivalents. 7(c): Reconciliation of IFRS income and expenses to \u201cTotal net revenue\u201d and \u201cOperating expenses\u201d within adjusted profit continued Net mgmt. Other Investment Total net Operating Adjusted profit Consol. of fees1 revenue1revenue1revenue1expenses1before tax funds2 Total Year ended 31 December 2023 \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m \u00a3m Income Fee income and other income from service activities 527 86 \u2013 613 \u2013 613 (71) 542 Investment return3 48 3,285 68 3,401 \u2013 3,401 674 4,075 Other income \u2013 \u2013 \u2013 \u2013 9 9 \u2013 9 Total income 575 3,371 68 4,014 9 4,023 603 4,626 Expenses Change in investment contract liabilities3 (25) (3,282) (6) (3,313) \u2013 (3,313) \u2013 (3,313) Fee and commission expenses, and other acquisition costs (46) \u2013 \u2013 (46) \u2013 (46) (3) (49) Change in third-party interests in consolidated funds \u2013 \u2013 \u2013 \u2013 \u2013 \u2013 (579) (579) Other operating and administrative expenses (13) (5) \u2013 (18) (536) (554) (21) (575) Finance costs \u2013 \u2013 \u2013 \u2013 (22) (22) \u2013 (22) Total expenses (84) (3,287) (6) (3,377) (558) (3,935) (603) (4,538) Profit before tax 491 84 62 637 (549) 88 \u2013 88 Tax credit attributable to policyholder returns (76) \u2013 \u2013 (76) \u2013 (76) \u2013 (76) Profit before tax attributable to shareholder returns 415 84 62 561 (549) 12 \u2013 12 Adjusting items: Impact of acquisition and disposal-related accounting \u2013 \u2013 \u2013 \u2013 39 39 Business transformation costs \u2013 \u2013 \u2013 \u2013 28 28 Other customer remediation \u2013 \u2013 \u2013 \u2013 6 6 Exchange rate movements (ZAR/GBP) \u2013 2 \u2013 2 \u2013 2 Policyholder tax adjustments 62 \u2013 \u2013 62 \u2013 62 Other adjusting items \u2013 \u2013 \u2013 \u2013 (1) (1) Finance costs \u2013 \u2013 \u2013 \u2013 19 19 Adjusting items 62 2 \u2013 64 91 155 Adjusted profit before tax 477 86 62 625 (458) 167 1 The APMs \u201cNet management fees\u201d, \u201cOther revenue\u201d, \u201cInvestment revenue\u201d, \u201cTotal net revenue\u201d and \u201cOperating expenses\u201d are commented on within the Financial review. 2 Consolidation of funds shows the grossing up impact to the Group\u2019s profit or loss as a result of the consolidation of funds requirements, as described within note 5(a). This grossing up is excluded from the Group\u2019s adjusted profit. 3 Reported within net management fees, investment return of \u00a348 million represents \u00a330 million interest income on investments held for the benefit of policyholders and \u00a318 million net interest income on client money balances. Change in investment contract liabilities of \u00a325 million represents the amount of interest income paid to policyholders. The net balance of \u00a323 million represents interest income on customer balances retained by the Group for 2023. The \u00a368 million investment return less \u00a36 million change in investment contract liabilities paid to customers on transactional cash balances, as reported within investment revenue, represents \u00a362 million of net interest income on shareholder cash and cash equivalents.",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfAlternativePerformanceMeasures",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-339": {
   "value": "<div class=\"t m1 h8 ff11d fs6 fc1 sc0 ls4e ws4f gs310\">8:<span class=\"_ _2\"></span> Se<span class=\"_ _2\"></span>g<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> in<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>m<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff121 fs7 fc3 sc0 ls60 ws5f gs311\">8(a): Segment pre<span class=\"_ _2\"></span>sentation<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs312\">T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s: Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h and A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luent<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ed for re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs313\">pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es are co<span class=\"_ _2\"></span>nsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h the s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>nd man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e Group. H<span class=\"_ _2\"></span>ead O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs314\">rev<span class=\"_ _2\"></span>enue<span class=\"_ _2\"></span>s and cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>l cos<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are n<span class=\"_ _2\"></span>ot all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted to th<span class=\"_ _2\"></span>e seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s.<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs315\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t befo<span class=\"_ _2\"></span>re tax is a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>AP<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s manage<span class=\"_ _2\"></span>ment an<span class=\"_ _2\"></span>d the Bo<span class=\"_ _2\"></span>ard of Qui<span class=\"_ _2\"></span>lter pl<span class=\"_ _2\"></span>c. </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs316\">T<span class=\"_ _2\"></span>he seg<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on in this n<span class=\"_ _2\"></span>ote ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted and IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t meas<span class=\"_ _2\"></span>ures for ea<span class=\"_ _2\"></span>ch ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ng </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs317\">se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>t as pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt and t<span class=\"_ _2\"></span>he Bo<span class=\"_ _2\"></span>ard. Ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent an<span class=\"_ _2\"></span>d the B<span class=\"_ _2\"></span>oard us<span class=\"_ _2\"></span>e add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs318\">pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s to ass<span class=\"_ _2\"></span>ess t<span class=\"_ _2\"></span>he pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance of e<span class=\"_ _2\"></span>ach of t<span class=\"_ _2\"></span>he seg<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g net cl<span class=\"_ _2\"></span>ient c<span class=\"_ _2\"></span>ash </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs319\">f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ets u<span class=\"_ _2\"></span>nder m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>nd adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, tot<span class=\"_ _2\"></span>al net r<span class=\"_ _2\"></span>even<span class=\"_ _2\"></span>ue and o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>arg<span class=\"_ _2\"></span>in. Inc<span class=\"_ _2\"></span>ome </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs31a\">is<span class=\"_ gs37\"> </span>an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>tail f<span class=\"_ _2\"></span>or each op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gme<span class=\"_ _2\"></span>nt in note 8<span class=\"_ _2\"></span>(b).<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs31b\">Cons<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ent wi<span class=\"_ _2\"></span>th in<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, in<span class=\"_ _2\"></span>come an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are not d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to a pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ticu<span class=\"_ _2\"></span>lar </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls4a ws4a gs31c\">segment are<span class=\"_ _6\"></span> allocated between segments where a<span class=\"_ _6\"></span>ppropriate<span class=\"_ _6\"></span>. The Group<span class=\"_ _6\"></span> acc<span class=\"_ _6\"></span>ounts for int<span class=\"_ _6\"></span>er<span class=\"_ _5\"></span>-segment </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs31d\">inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>rs as i<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons we<span class=\"_ _2\"></span>re wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>t curre<span class=\"_ _2\"></span>nt mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs31e\">Hi<span class=\"_ _2\"></span>gh Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs31f\">This segment comprises Quilter Chev<span class=\"_ _2\"></span>iot<span class=\"_ _6\"></span> and Quilter Cheviot Financial Planning.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs13\">Qu<span class=\"_ _2\"></span>ilter C<span class=\"_ _2\"></span>hev<span class=\"_ _2\"></span>iot p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ides d<span class=\"_ _2\"></span>iscre<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly i<span class=\"_ _2\"></span>n the Un<span class=\"_ _2\"></span>ited K<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>dom,<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs14\">wi<span class=\"_ _2\"></span>th b<span class=\"_ _2\"></span>espo<span class=\"_ _2\"></span>ke inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>foli<span class=\"_ _2\"></span>os ta<span class=\"_ _2\"></span>ilore<span class=\"_ _2\"></span>d to the i<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ual ne<span class=\"_ _2\"></span>eds of hi<span class=\"_ _2\"></span>gh ne<span class=\"_ _2\"></span>t wor<span class=\"_ _2\"></span>th c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, cha<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs15\">companies a<span class=\"_ _6\"></span>nd institu<span class=\"_ _2\"></span>tions<span class=\"_ _6\"></span> through a<span class=\"_ _6\"></span> net<span class=\"_ _2\"></span>work o<span class=\"_ _6\"></span>f branches i<span class=\"_ _6\"></span>n London<span class=\"_ _6\"></span> and the r<span class=\"_ _6\"></span>egions. Investment </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs16\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s are als<span class=\"_ _2\"></span>o prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d by op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions i<span class=\"_ _2\"></span>n the C<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>l Islan<span class=\"_ _2\"></span>ds an<span class=\"_ _2\"></span>d Irelan<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs320\">Qu<span class=\"_ _2\"></span>ilter C<span class=\"_ _2\"></span>hev<span class=\"_ _2\"></span>iot F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>es f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice for p<span class=\"_ _2\"></span>rotec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion, m<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gages<span class=\"_ _2\"></span>, sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>, </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs18\">investment<span class=\"_ _2\"></span>s and<span class=\"_ _6\"></span> pensions pr<span class=\"_ _6\"></span>edominantly to h<span class=\"_ _6\"></span>igh net worth clients<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff122 fs7 fc3 sc0 lsce ws2a gs322\">Af<span class=\"_ _2\"></span>fluent<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs323\">T<span class=\"_ _2\"></span>his se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>t comp<span class=\"_ _2\"></span>rise<span class=\"_ _2\"></span>s Qui<span class=\"_ _2\"></span>lter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>, Quil<span class=\"_ _2\"></span>ter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s, Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls66 ws66 gs324\">Nu<span class=\"_ _2\"></span>Weal<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs325\">Qu<span class=\"_ _2\"></span>ilter I<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Pl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>form i<span class=\"_ _2\"></span>s a lead<span class=\"_ _2\"></span>ing inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pla<span class=\"_ _2\"></span>tfo<span class=\"_ _2\"></span>rm pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>der of ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed we<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs326\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es in th<span class=\"_ _2\"></span>e UK<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>es an a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fl<span class=\"_ _2\"></span>uent c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>e throu<span class=\"_ _2\"></span>gh ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sed </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs327\">multi-<span class=\"_ _2\"></span>channel distribu<span class=\"_ _2\"></span>tion. </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs328\">Qu<span class=\"_ _2\"></span>ilter I<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s is a le<span class=\"_ _2\"></span>ading p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ider o<span class=\"_ _2\"></span>f inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment s<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s in the U<span class=\"_ _2\"></span>K mul<span class=\"_ _2\"></span>ti-<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>et mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>. It dev<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>ps </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs329\">an<span class=\"_ _2\"></span>d manage<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment s<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns in th<span class=\"_ _2\"></span>e form o<span class=\"_ _2\"></span>f fun<span class=\"_ _2\"></span>ds for t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up and t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. It has<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs32a\">se<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>l fun<span class=\"_ _2\"></span>d range<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch var<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>n bread<span class=\"_ _2\"></span>th of u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t clas<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t manag<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t of the </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs32b\">Qu<span class=\"_ _2\"></span>ilter in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>nge has be<span class=\"_ _2\"></span>en dele<span class=\"_ _2\"></span>gate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to Qui<span class=\"_ _2\"></span>lter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Plat<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rm fro<span class=\"_ _2\"></span>m 1 <span class=\"_ _6\"></span>Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2025.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs32c\">Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing is a re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>nd ind<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>dent f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser ne<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>ork p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>iding m<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tg<span class=\"_ _2\"></span>age </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs32d\">and f<span class=\"_ _2\"></span>in<span class=\"_ _6\"></span>ancial planning advice and financial solut<span class=\"_ _2\"></span>ions<span class=\"_ _6\"></span> for both individuals and businesses through a </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs32e\">ne<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>ork of i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>arie<span class=\"_ _2\"></span>s. It o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ates ac<span class=\"_ _2\"></span>ross a<span class=\"_ _2\"></span>ll mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>rom wea<span class=\"_ _2\"></span>lth m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>nd ret<span class=\"_ _2\"></span>iremen<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs32f\">pla<span class=\"_ _2\"></span>nning a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h to deal<span class=\"_ _2\"></span>ing wi<span class=\"_ _2\"></span>th pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y we<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h and pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nal an<span class=\"_ _2\"></span>d busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s prote<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion ne<span class=\"_ _2\"></span>eds<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs330\">NuWeal<span class=\"_ _2\"></span>th i<span class=\"_ _2\"></span>s a deve<span class=\"_ _2\"></span>lope<span class=\"_ _2\"></span>r of a f<span class=\"_ _2\"></span>inte<span class=\"_ _2\"></span>ch pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h whi<span class=\"_ _2\"></span>ch cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers c<span class=\"_ _2\"></span>an bui<span class=\"_ _2\"></span>ld inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>lios<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs331\">T<span class=\"_ _2\"></span>he NuWeal<span class=\"_ _2\"></span>th pl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>form p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ides a<span class=\"_ _2\"></span>cces<span class=\"_ _2\"></span>s to sav<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and i<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icial f<span class=\"_ _2\"></span>or </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs332\">pe<span class=\"_ _2\"></span>ople s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g to inve<span class=\"_ _2\"></span>st w<span class=\"_ _2\"></span>ho are l<span class=\"_ _2\"></span>ook<span class=\"_ _2\"></span>ing for a<span class=\"_ _2\"></span>ddi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>al hel<span class=\"_ _2\"></span>p and g<span class=\"_ _2\"></span>uidan<span class=\"_ _2\"></span>ce, wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e opt<span class=\"_ _2\"></span>ion to wo<span class=\"_ _2\"></span>rk wi<span class=\"_ _2\"></span>th </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs333\">a<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser la<span class=\"_ _2\"></span>ter in the<span class=\"_ _2\"></span>ir inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment j<span class=\"_ _2\"></span>ourn<span class=\"_ _2\"></span>ey.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff122 fs7 fc3 sc0 ls1 ws1 gs334\">He<span class=\"_ _2\"></span>ad Of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs335\">In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion to t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s tw<span class=\"_ _2\"></span>o oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, Head O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice com<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>ses t<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retur<span class=\"_ _2\"></span>n on </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs336\">centrally held assets, central support func<span class=\"_ _2\"></span>tion expenses, central c<span class=\"_ _6\"></span>ore<span class=\"_ _6\"></span> st<span class=\"_ _2\"></span>ructural borrowings and certain </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls29 ws4c gs337\">tax balances. </div>8<span class=\"_ _2\"></span>(b): Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent \u2014 s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt inf<span class=\"_ _2\"></span>ormat<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s the Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns spli<span class=\"_ _2\"></span>t by ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ing seg<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t, reco<span class=\"_ _2\"></span>ncil<span class=\"_ _2\"></span>ing IFR<span class=\"_ _2\"></span>S pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s to adjus<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al colum<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>onci<span class=\"_ _2\"></span>les to the co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of<span class=\"_ _29f\"> </span>comprehens<span class=\"_ _6\"></span>ive income.<span class=\"_ _29f\"> </span><table class=\"s wc3 ha6\" id=\"_3255800b-df43-43b9-9408-23ac406f00db\"><tr><td></td><td></td><td class=\"t m0 x479 hb y2f88 ff121 fs8 fc1 sc0 ls65 ws80\">Operating segment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x47a hb y2f89 ff121 fs8 fc1 sc0 ls4b ws5b\">High<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47b hb y2f89 ff121 fs8 fc1 sc0 ls143 wse9\">Head </td><td class=\"t m0 x47c hb y2f8a ff121 fs8 fc1 sc0 ls65 wsfb\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x47d hb y2f8b ff127 fs8 fc1 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47e hb y2f8c ff121 fs8 fc1 sc0 lsfb ws1\">Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47f hb y2f8c ff127 fs8 fc1 sc0 ls101 ws10d\">Office<span class=\"_ _29f\"> </span></td><td class=\"c x481 y2f8d wc4 ha4\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 ls13c ws69\">adjustments</div><div class=\"t m0 x480 h1b y2f63 ff121 fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x294 hb y2f8b ff121 fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f8e w52 h92\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x482 y2f8e w53 h92\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2a6 hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a7 hb y2f90 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a8 hb y2f90 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a9 hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2aa hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y2f91 ff121 fs11 fc1 sc0 ls85 ws88\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e7b wc5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls7f ws11a\">Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2e7b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">70<span class=\"_ _29f\"> </span></div></td><td class=\"c n x484 y2e7b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x485 y2e7b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x486 y2e7b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x487 y2e7b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">89<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f92 wc6 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x488 y2f92 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x489 y2f92 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">184<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48a y2f92 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48b y2f92 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48c y2f92 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e81 wc7 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ixed fe<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x48d y2e81 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48e y2e81 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48f y2e81 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x490 y2e81 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x491 y2e81 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e84 wc8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r fee an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x492 y2e84 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2e84 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e84 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x495 y2e84 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x496 y2e84 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e87 wa8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ee inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>come f<span class=\"_ _2\"></span>rom s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x497 y2e87 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">424<span class=\"_ _29f\"> </span></div></td><td class=\"c n x498 y2e87 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e87 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3db y2e87 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x499 y2e87 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e8a wa9 h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Investment return</div><div class=\"t m0 x3a4 h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49a y2e8a w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">4,131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49b y2e8a w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49c y2e8a w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49d y2e8a w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">694<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49e y2e8a waa h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">4,877<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e8d w22 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2e8d w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2e8d w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2e8d w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2e8d w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2e8d w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e90 wc9 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf3 ws87\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2e90 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">4,653<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2e90 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">226<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2e90 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2e90 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2e90 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">5,449<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f93 ff121 fs11 fc1 sc0 lsf2 ws99\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x245 y2f94 wab h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Change<span class=\"_ _6\"></span> in investment contract liabilities</div><div class=\"t m0 x3bc h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2f94 w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2f94 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ab y2f94 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2f94 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2f94 wca h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(4,065)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f95 wac h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expenses and other acquis<span class=\"_ _6\"></span>ition cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ae y2f95 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2f95 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b0 y2f95 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y2f95 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y2f95 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f3d w2d h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Ch<span class=\"_ _2\"></span>ange i<span class=\"_ _2\"></span>n thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b3 y2f3d w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2f3d w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b5 y2f3d w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2f3d wad h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(587)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2f3d wad h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(587)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 wae h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Other ope<span class=\"_ _6\"></span>rating<span class=\"_ _6\"></span> and<span class=\"_ _6\"></span> admini<span class=\"_ _6\"></span>strative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b8 y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(484)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ba y2e96 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2e96 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(691)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e97 waf h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bd y2e97 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2e97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bf y2e97 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2e97 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c1 y2e97 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 wcb h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf2 ws5d\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c2 y2e98 w33 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(4,600)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c3 y2e98 w99 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2e98 w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(58)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2e98 w99 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(538)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2e98 w33 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(5,413)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f96 wb2 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f investments in associates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c7 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c8 y2f96 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2f96 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9c wcc h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cb y2e9c w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2e9c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cd y2e9c w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2e9c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2e9c w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f97 wb3 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Income<span class=\"_ _6\"></span> tax expense attribu<span class=\"_ _2\"></span>table<span class=\"_ _6\"></span> to poli<span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>yholder r<span class=\"_ _6\"></span>eturns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d0 y2f97 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d1 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x469 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d2 y2f97 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(95)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9e w38 h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">(L<span class=\"_ _2\"></span>oss)<span class=\"_ _2\"></span>/pro<span class=\"_ _2\"></span>fit be<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>e tax at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to sh<span class=\"_ _2\"></span>areh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d3 y2e9e w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(42)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d4 y2e9e w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2e9e w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2e9e w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2e9e w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f98 ff121 fs11 fc3 sc0 lsbc ws8a\">Adjusting items<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x23e h1c y2f99 ff11b fs11 fc3 sc0 ls94 ws1\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></td><td class=\"c n x4d8 y2ea1 w90 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d9 y2ea2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2ea2 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2ea2 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2ea2 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2ea2 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9a ff11b fs11 fc3 sc0 lsdd wsb4\">Business transformation cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2f9b w91 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y2e59 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y2e59 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y2e59 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y2e59 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e3 y2e59 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9c ff11b fs11 fc3 sc0 ls4a ws80\">Skilled Person Rev<span class=\"_ _2\"></span>iew<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f9d wcd h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(iii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e5 y2ef6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2ef6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2ef6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2ef6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y2ef6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9e ff11b fs11 fc3 sc0 ls85 ws81\">Customer remediation ex<span class=\"_ _6\"></span>ercise<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2ea8 w93 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y2ea9 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y2ea9 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ec y2ea9 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y2ea9 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ee y2ea9 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9f ff11b fs11 fc3 sc0 ls85 ws81\">Other cus<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>omer remediation<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2f1d w94 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ef y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f0 y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f2 y2e5b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa0 ff11b fs11 fc3 sc0 ls4d wsc4\">Exchange<span class=\"_ _6\"></span> rate<span class=\"_ _6\"></span> movements (Z<span class=\"_ _2\"></span>AR<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>GBP)<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f1f w93 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f6 y2efa w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f8 y2efa w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa1 ff11c fs11 fc3 sc0 ls4d ws4e\">Policy<span class=\"_ _2\"></span>holder<span class=\"_ _5\"></span> t<span class=\"_ _2\"></span>ax<span class=\"_ _6\"></span> adjustments </td><td class=\"c n x4f9 y2eb0 w95 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y2eb1 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y2eb1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y2eb1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa2 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2fa3 w97 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ix)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 wce h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x504 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">190<span class=\"_ _29f\"> </span></div></td><td class=\"c n x505 y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y2eb5 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">256<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wbd h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">148<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50a y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50b y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2be y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50c y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">196<span class=\"_ _29f\"> </span></div></td></tr></table>1 Con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n adj<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>omp<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>limi<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>-s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>2 In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n and c<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>ge in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des n<span class=\"_ _2\"></span>et \u00a3<span class=\"_ _2\"></span>31 mill<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>ome on c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er ca<span class=\"_ _2\"></span>sh an<span class=\"_ _2\"></span>d cas<span class=\"_ _2\"></span>h equ<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>ts r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up. In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n tot<span class=\"_ _2\"></span>al al<span class=\"_ _2\"></span>so in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des \u00a3<span class=\"_ _2\"></span>71 mill<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>ome o<span class=\"_ _2\"></span>n shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lder c<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>h and<span class=\"_ _29f\"> </span>ca<span class=\"_ _2\"></span>sh<span class=\"_ gs30e\"> </span>eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s wc3 ha7\" id=\"_8b2f1099-ff03-4cd7-b6d7-3eb1576ce107\"><tr><td></td><td></td><td class=\"t m1 x479 hb y2fa4 ff121 fs8 fc3 sc0 ls65 ws80\">Operating segment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x47a hb y2fa5 ff121 fs8 fc3 sc0 ls4b ws5b\">High </td><td></td><td class=\"t m1 x47c hb y2fa6 ff121 fs8 fc3 sc0 ls65 wsfb\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x47d hb y2fa7 ff127 fs8 fc3 sc0 lsee wsf3\">Affluent</td><td class=\"t m1 x50d hb y2fa8 ff121 fs8 fc3 sc0 lsfb ws1\"> Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m1 x50e hb y2fa8 ff127 fs8 fc3 sc0 lsfb ws107\">He<span class=\"_ _2\"></span>ad Offi<span class=\"_ _2\"></span>ce<span class=\"_ _29f\"> </span></td><td class=\"c x481 y2fa9 wc4 ha4\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 ls13c ws69\">adjustments</div><div class=\"t m1 x480 h1b y2f63 ff121 fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x294 hb y2fa7 ff121 fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2faa w52 h92\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x482 y2faa w53 h92\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x2a6 hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a7 hb y2fac ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a8 hb y2fac ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a9 hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2aa hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y2fad ff121 fs11 fc3 sc0 ls85 ws88\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e81 wc5 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls7f ws11a\">Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2e81 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td class=\"c n x484 y2e81 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x485 y2e81 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x486 y2e81 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x487 y2e81 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">86<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e84 wc6 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x488 y2e84 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">336<span class=\"_ _29f\"> </span></div></td><td class=\"c n x489 y2e84 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">172<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48a y2e84 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48b y2e84 w5a h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(71)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50f y2e84 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">437<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e87 wc7 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ixed fe<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x48d y2e87 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48e y2e87 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48f y2e87 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x490 y2e87 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x491 y2e87 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e8a wc8 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r fee an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x492 y2e8a w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2e8a w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e8a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x495 y2e8a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x496 y2e8a w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fae wa8 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ee inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>come f<span class=\"_ _2\"></span>rom s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x510 y2fae w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">421<span class=\"_ _29f\"> </span></div></td><td class=\"c n x511 y2fae w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">192<span class=\"_ _29f\"> </span></div></td><td class=\"c n x31d y2fae w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x512 y2fae w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(71)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x513 y2fae w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e90 wa9 h9b\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Investment return</div><div class=\"t m1 x3a4 h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49a y2e90 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3,361<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49b y2e90 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49c y2e90 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49d y2e90 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">667<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49e y2e90 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">4,075<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e91 w22 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2e91 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2e91 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x514 y2e91 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x515 y2e91 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(80)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x516 y2e91 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2faf wc9 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf3 ws87\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2faf w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">3,870<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2faf w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">212<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2faf w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2faf w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">516<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2faf w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">4,626<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb0 ff121 fs11 fc3 sc0 lsf2 ws99\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x245 y2f3d wab h9b\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Change<span class=\"_ _6\"></span> in investment contract liabilities</div><div class=\"t m1 x3bc h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2f3d w28 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3,313)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2f3d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ab y2f3d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2f3d w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2f3d wca h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3,313)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 wbe h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expenses, and other acquisition costs<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ae y2e96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2e96 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b0 y2e96 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x517 y2e96 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x518 y2e96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e97 w2d h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Ch<span class=\"_ _2\"></span>ange i<span class=\"_ _2\"></span>n thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b3 y2e97 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2e97 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b5 y2e97 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2e97 wad h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(579)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2e97 wad h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(579)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 wae h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Other ope<span class=\"_ _6\"></span>rating<span class=\"_ _6\"></span> and<span class=\"_ _6\"></span> admini<span class=\"_ _6\"></span>strative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b8 y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(387)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(205)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ba y2e98 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(41)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2e98 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(575)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f96 waf h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bd y2f96 w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2f96 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bf y2f96 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x519 y2f96 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51a y2f96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(22)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9c wcb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf2 ws5d\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c2 y2e9c w33 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(3,750)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c3 y2e9c w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(205)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2e9c w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(67)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2e9c w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(516)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2e9c w33 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(4,538)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f97 wcc h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2f97 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">120<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2f97 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cd y2f97 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(39)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2f97 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2f97 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9e wc0 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>ax credit attribut<span class=\"_ _2\"></span>able<span class=\"_ _6\"></span> to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holder<span class=\"_ _6\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x51b y2e9e w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(76)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51c y2e9e w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51d y2e9e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51e y2e9e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51f y2e9e w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(76)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fb1 wcf h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax a<span class=\"_ _2\"></span>ttr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>turn<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x520 y2fb1 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x521 y2fb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x522 y2fb1 w5d h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(39)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x523 y2fb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x524 y2fb1 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb2 ff121 fs11 fc3 sc0 lsbc ws8a\">Adjusting items<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x23e h1c y2fb3 ff11b fs11 fc3 sc0 ls94 ws1\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></td><td class=\"c n x4d8 y2ef5 w90 h94\"><div class=\"t m1 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d9 y2e59 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2e59 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2e59 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2e59 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2e59 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb4 ff11b fs11 fc3 sc0 lsdd wsb4\">Business transformation cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2ea5 w91 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y2ea6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y2ea6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y2ea6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y2ea6 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e3 y2ea6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb5 ff11b fs11 fc3 sc0 ls85 ws81\">Other cus<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>omer remediation<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2ea8 w94 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x525 y2ea9 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x526 y2ea9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x527 y2ea9 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x528 y2ea9 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x529 y2ea9 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb6 ff11b fs11 fc3 sc0 ls4d wsc4\">Exchange<span class=\"_ _6\"></span> rate<span class=\"_ _6\"></span> movements (Z<span class=\"_ _2\"></span>AR<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>GBP)<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f1d w93 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52a y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52b y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb7 ff11c fs11 fc3 sc0 ls4d ws4e\">Policy<span class=\"_ _2\"></span>holder<span class=\"_ _5\"></span> t<span class=\"_ _2\"></span>ax<span class=\"_ _6\"></span> adjustments </td><td class=\"c n x4f9 y2eae w95 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y2e5c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y2e5c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y2e5c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y2e5c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y2e5c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb8 ff11c fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x52c y2eb0 wd0 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52d y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52e y2eb1 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52f y2eb1 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x530 y2eb1 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x531 y2eb1 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb9 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2fa3 w97 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ix)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 wce h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x505 y2eb5 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">34<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y2eb5 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y2eb5 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wbd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">124<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x532 y2eb6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x533 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x534 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">167<span class=\"_ _29f\"> </span></div></td></tr></table>1 Con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n adj<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>omp<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>limi<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>-s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>2 In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n and c<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>ge in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des n<span class=\"_ _2\"></span>et \u00a32<span class=\"_ _2\"></span>3 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e on cus<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>mer c<span class=\"_ _2\"></span>ash a<span class=\"_ _2\"></span>nd ca<span class=\"_ _2\"></span>sh eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup. I<span class=\"_ _2\"></span>nve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t retu<span class=\"_ _2\"></span>rn to<span class=\"_ _2\"></span>tal a<span class=\"_ _2\"></span>lso i<span class=\"_ _2\"></span>ncl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s \u00a362 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come o<span class=\"_ _2\"></span>n sha<span class=\"_ _2\"></span>reho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r cas<span class=\"_ _2\"></span>h and c<span class=\"_ _2\"></span>ash<span class=\"_ _29f\"> </span>equivalent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls1 ws1 gs34a\">9: Investme<span class=\"_ _6\"></span>nt re<span class=\"_ _6\"></span>tu<span class=\"_ _2\"></span>rn<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs34b\">T<span class=\"_ _2\"></span>his not<span class=\"_ _2\"></span>e anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment re<span class=\"_ _2\"></span>turn f<span class=\"_ _2\"></span>rom t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019s i<span class=\"_ _2\"></span>nve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs34c\"><table class=\"s wd1 ha8\" id=\"_5b1db36d-234f-43ca-a62b-d6b58b1f35ef\"><tr><td></td><td class=\"t m0 x535 hb y2fba ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x536 hb y2fbb ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x537 hb y2fbc ff127 fs8 fc1 sc0 lsee wsf3\">31<span class=\"_ gs30e\"> </span><span class=\"_ _6\"></span>December </td><td class=\"t m0 x538 hb y2fbd ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x539 hb y2fbe ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53a hb y2fbf ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x53b hb y2fc0 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53c hb y2fc1 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y2fc2 ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t an<span class=\"_ _2\"></span>d simi<span class=\"_ _2\"></span>lar in<span class=\"_ _2\"></span>come<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x25f y2fc3 wd2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53d y2fc3 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53e y2fc3 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y2fc4 wd3 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Investments and securities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x53f y2fc4 w20 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">161<span class=\"_ _29f\"> </span></div></td><td class=\"c n x540 y2fc4 w20 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">130<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x25f y2fc6 wd4 ha9\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s</div><div class=\"t m0 x541 h1d y2fc5 ff11b fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x542 y2fc7 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n x543 y2fc7 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">86<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 wd5 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal interest and similar income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x544 y2fc8 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">265<span class=\"_ _29f\"> </span></div></td><td class=\"c n x545 y2fc8 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">219<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 wd6 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsf3 ws87\">Div<span class=\"_ _2\"></span>idend<span class=\"_ _6\"></span> income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x546 y2fc9 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">386<span class=\"_ _29f\"> </span></div></td><td class=\"c n x547 y2fc9 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">271<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca wd7 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Rental income<span class=\"_ _6\"></span> from investment propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x548 y2fca w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x549 y2fca w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e61 wd8 h96\"><div class=\"t m0 x23f h1c y2e58 ff11c fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al gai<span class=\"_ _2\"></span>ns on fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s mand<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">pro<span class=\"_ _2\"></span>fit or l<span class=\"_ _2\"></span>oss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54a y2e61 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">4,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54b y2e61 w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3,584<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wd9 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ne<span class=\"_ _2\"></span>t inve<span class=\"_ _2\"></span>stm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>turn<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54c y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">4,877<span class=\"_ _29f\"> </span></div></td><td class=\"c n x54d y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">4,075<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff11b fs10 fc3 sc0 ls1 ws1 gs34d\">1</div><div class=\"t m0 hb ff11b fs8 fc3 sc0 ls1 ws1 gs34e\"> Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n on in<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>ncom<span class=\"_ _2\"></span>e is co<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e foot<span class=\"_ _2\"></span>not<span class=\"_ _2\"></span>e in no<span class=\"_ _2\"></span>te 8.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-399": {
   "value": "8:<span class=\"_ _2\"></span> Se<span class=\"_ _2\"></span>g<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> in<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>m<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span>8(a): Segment pre<span class=\"_ _2\"></span>sentation<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s: Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h and A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luent<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s us<span class=\"_ _2\"></span>ed for re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es are co<span class=\"_ _2\"></span>nsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h the s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ture a<span class=\"_ _2\"></span>nd man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt of th<span class=\"_ _2\"></span>e Group. H<span class=\"_ _2\"></span>ead O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain rev<span class=\"_ _2\"></span>enue<span class=\"_ _2\"></span>s and cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>l cos<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>hat are n<span class=\"_ _2\"></span>ot all<span class=\"_ _2\"></span>oca<span class=\"_ _2\"></span>ted to th<span class=\"_ _2\"></span>e seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s.<span class=\"_ _2\"></span> Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t befo<span class=\"_ _2\"></span>re tax is a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>AP<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s manage<span class=\"_ _2\"></span>ment an<span class=\"_ _2\"></span>d the Bo<span class=\"_ _2\"></span>ard of Qui<span class=\"_ _2\"></span>lter pl<span class=\"_ _2\"></span>c. T<span class=\"_ _2\"></span>he seg<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on in this n<span class=\"_ _2\"></span>ote ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted and IF<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>S <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t meas<span class=\"_ _2\"></span>ures for ea<span class=\"_ _2\"></span>ch ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ng se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>t as pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt and t<span class=\"_ _2\"></span>he Bo<span class=\"_ _2\"></span>ard. Ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent an<span class=\"_ _2\"></span>d the B<span class=\"_ _2\"></span>oard us<span class=\"_ _2\"></span>e add<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>onal pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s to ass<span class=\"_ _2\"></span>ess t<span class=\"_ _2\"></span>he pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance of e<span class=\"_ _2\"></span>ach of t<span class=\"_ _2\"></span>he seg<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>udin<span class=\"_ _2\"></span>g net cl<span class=\"_ _2\"></span>ient c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ets u<span class=\"_ _2\"></span>nder m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>nd adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, tot<span class=\"_ _2\"></span>al net r<span class=\"_ _2\"></span>even<span class=\"_ _2\"></span>ue and o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting m<span class=\"_ _2\"></span>arg<span class=\"_ _2\"></span>in. Inc<span class=\"_ _2\"></span>ome is<span class=\"_ gs37\"> </span>an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>tail f<span class=\"_ _2\"></span>or each op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gme<span class=\"_ _2\"></span>nt in note 8<span class=\"_ _2\"></span>(b).<span class=\"_ _29f\"> </span>Cons<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ent wi<span class=\"_ _2\"></span>th in<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, in<span class=\"_ _2\"></span>come an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are not d<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to a pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ticu<span class=\"_ _2\"></span>lar segment are<span class=\"_ _6\"></span> allocated between segments where a<span class=\"_ _6\"></span>ppropriate<span class=\"_ _6\"></span>. The Group<span class=\"_ _6\"></span> acc<span class=\"_ _6\"></span>ounts for int<span class=\"_ _6\"></span>er<span class=\"_ _5\"></span>-segment inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d tran<span class=\"_ _2\"></span>sfe<span class=\"_ _2\"></span>rs as i<span class=\"_ _2\"></span>f the t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons we<span class=\"_ _2\"></span>re wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>t curre<span class=\"_ _2\"></span>nt mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Hi<span class=\"_ _2\"></span>gh Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span>This segment comprises Quilter Chev<span class=\"_ _2\"></span>iot<span class=\"_ _6\"></span> and Quilter Cheviot Financial Planning.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter C<span class=\"_ _2\"></span>hev<span class=\"_ _2\"></span>iot p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ides d<span class=\"_ _2\"></span>iscre<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t, p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly i<span class=\"_ _2\"></span>n the Un<span class=\"_ _2\"></span>ited K<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>dom,<span class=\"_ _2\"></span> wi<span class=\"_ _2\"></span>th b<span class=\"_ _2\"></span>espo<span class=\"_ _2\"></span>ke inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>foli<span class=\"_ _2\"></span>os ta<span class=\"_ _2\"></span>ilore<span class=\"_ _2\"></span>d to the i<span class=\"_ _2\"></span>ndi<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ual ne<span class=\"_ _2\"></span>eds of hi<span class=\"_ _2\"></span>gh ne<span class=\"_ _2\"></span>t wor<span class=\"_ _2\"></span>th c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, cha<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, companies a<span class=\"_ _6\"></span>nd institu<span class=\"_ _2\"></span>tions<span class=\"_ _6\"></span> through a<span class=\"_ _6\"></span> net<span class=\"_ _2\"></span>work o<span class=\"_ _6\"></span>f branches i<span class=\"_ _6\"></span>n London<span class=\"_ _6\"></span> and the r<span class=\"_ _6\"></span>egions. Investment man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s are als<span class=\"_ _2\"></span>o prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d by op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions i<span class=\"_ _2\"></span>n the C<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>l Islan<span class=\"_ _2\"></span>ds an<span class=\"_ _2\"></span>d Irelan<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter C<span class=\"_ _2\"></span>hev<span class=\"_ _2\"></span>iot F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>es f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice for p<span class=\"_ _2\"></span>rotec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion, m<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gages<span class=\"_ _2\"></span>, sa<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>, investment<span class=\"_ _2\"></span>s and<span class=\"_ _6\"></span> pensions pr<span class=\"_ _6\"></span>edominantly to h<span class=\"_ _6\"></span>igh net worth clients<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Af<span class=\"_ _2\"></span>fluent<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>t comp<span class=\"_ _2\"></span>rise<span class=\"_ _2\"></span>s Qui<span class=\"_ _2\"></span>lter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>, Quil<span class=\"_ _2\"></span>ter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s, Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d Nu<span class=\"_ _2\"></span>Weal<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter I<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Pl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>form i<span class=\"_ _2\"></span>s a lead<span class=\"_ _2\"></span>ing inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pla<span class=\"_ _2\"></span>tfo<span class=\"_ _2\"></span>rm pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>der of ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed we<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es in th<span class=\"_ _2\"></span>e UK<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>es an a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fl<span class=\"_ _2\"></span>uent c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>e throu<span class=\"_ _2\"></span>gh ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sed multi-<span class=\"_ _2\"></span>channel distribu<span class=\"_ _2\"></span>tion. Qu<span class=\"_ _2\"></span>ilter I<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s is a le<span class=\"_ _2\"></span>ading p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ider o<span class=\"_ _2\"></span>f inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment s<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s in the U<span class=\"_ _2\"></span>K mul<span class=\"_ _2\"></span>ti-<span class=\"_ _2\"></span>ass<span class=\"_ _2\"></span>et mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>. It dev<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>ps an<span class=\"_ _2\"></span>d manage<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment s<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns in th<span class=\"_ _2\"></span>e form o<span class=\"_ _2\"></span>f fun<span class=\"_ _2\"></span>ds for t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up and t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y c<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. It has<span class=\"_ _2\"></span> se<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>l fun<span class=\"_ _2\"></span>d range<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch var<span class=\"_ _2\"></span>y i<span class=\"_ _2\"></span>n bread<span class=\"_ _2\"></span>th of u<span class=\"_ _2\"></span>nder<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t clas<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t manag<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t of the Qu<span class=\"_ _2\"></span>ilter in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>nge has be<span class=\"_ _2\"></span>en dele<span class=\"_ _2\"></span>gate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to Qui<span class=\"_ _2\"></span>lter In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent Plat<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rm fro<span class=\"_ _2\"></span>m 1 <span class=\"_ _6\"></span>Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2025.<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Plann<span class=\"_ _2\"></span>ing is a re<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>nd ind<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>dent f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser ne<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>ork p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>iding m<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tg<span class=\"_ _2\"></span>age and f<span class=\"_ _2\"></span>in<span class=\"_ _6\"></span>ancial planning advice and financial solut<span class=\"_ _2\"></span>ions<span class=\"_ _6\"></span> for both individuals and businesses through a ne<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>ork of i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>arie<span class=\"_ _2\"></span>s. It o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ates ac<span class=\"_ _2\"></span>ross a<span class=\"_ _2\"></span>ll mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s, f<span class=\"_ _2\"></span>rom wea<span class=\"_ _2\"></span>lth m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>nd ret<span class=\"_ _2\"></span>iremen<span class=\"_ _2\"></span>t pla<span class=\"_ _2\"></span>nning a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h to deal<span class=\"_ _2\"></span>ing wi<span class=\"_ _2\"></span>th pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y we<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h and pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nal an<span class=\"_ _2\"></span>d busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s prote<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion ne<span class=\"_ _2\"></span>eds<span class=\"_ _2\"></span>. NuWeal<span class=\"_ _2\"></span>th i<span class=\"_ _2\"></span>s a deve<span class=\"_ _2\"></span>lope<span class=\"_ _2\"></span>r of a f<span class=\"_ _2\"></span>inte<span class=\"_ _2\"></span>ch pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h whi<span class=\"_ _2\"></span>ch cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers c<span class=\"_ _2\"></span>an bui<span class=\"_ _2\"></span>ld inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>lios<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he NuWeal<span class=\"_ _2\"></span>th pl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>form p<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>ides a<span class=\"_ _2\"></span>cces<span class=\"_ _2\"></span>s to sav<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and i<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icial f<span class=\"_ _2\"></span>or pe<span class=\"_ _2\"></span>ople s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g to inve<span class=\"_ _2\"></span>st w<span class=\"_ _2\"></span>ho are l<span class=\"_ _2\"></span>ook<span class=\"_ _2\"></span>ing for a<span class=\"_ _2\"></span>ddi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>al hel<span class=\"_ _2\"></span>p and g<span class=\"_ _2\"></span>uidan<span class=\"_ _2\"></span>ce, wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e opt<span class=\"_ _2\"></span>ion to wo<span class=\"_ _2\"></span>rk wi<span class=\"_ _2\"></span>th a<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser la<span class=\"_ _2\"></span>ter in the<span class=\"_ _2\"></span>ir inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment j<span class=\"_ _2\"></span>ourn<span class=\"_ _2\"></span>ey.<span class=\"_ _29f\"> </span>He<span class=\"_ _2\"></span>ad Of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice<span class=\"_ _29f\"> </span>In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion to t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s tw<span class=\"_ _2\"></span>o oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng seg<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, Head O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ice com<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>ses t<span class=\"_ _2\"></span>he inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t retur<span class=\"_ _2\"></span>n on centrally held assets, central support func<span class=\"_ _2\"></span>tion expenses, central c<span class=\"_ _6\"></span>ore<span class=\"_ _6\"></span> st<span class=\"_ _2\"></span>ructural borrowings and certain tax balances. <div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs339\">8<span class=\"_ _2\"></span>(b): Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent \u2014 s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt inf<span class=\"_ _2\"></span>ormat<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs33a\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s the Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns spli<span class=\"_ _2\"></span>t by ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ing seg<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t, reco<span class=\"_ _2\"></span>ncil<span class=\"_ _2\"></span>ing IFR<span class=\"_ _2\"></span>S pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s to adjus<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al colum<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>onci<span class=\"_ _2\"></span>les to the co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of<span class=\"_ _29f\"> </span> </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls2b ws2a gs33b\">comprehens<span class=\"_ _6\"></span>ive income.<span class=\"_ _29f\"> </span></div><div class=\"gs33c\"><table class=\"s wc3 ha6\" id=\"_3255800b-df43-43b9-9408-23ac406f00db\"><tr><td></td><td></td><td class=\"t m0 x479 hb y2f88 ff121 fs8 fc1 sc0 ls65 ws80\">Operating segment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x47a hb y2f89 ff121 fs8 fc1 sc0 ls4b ws5b\">High<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47b hb y2f89 ff121 fs8 fc1 sc0 ls143 wse9\">Head </td><td class=\"t m0 x47c hb y2f8a ff121 fs8 fc1 sc0 ls65 wsfb\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x47d hb y2f8b ff127 fs8 fc1 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47e hb y2f8c ff121 fs8 fc1 sc0 lsfb ws1\">Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m0 x47f hb y2f8c ff127 fs8 fc1 sc0 ls101 ws10d\">Office<span class=\"_ _29f\"> </span></td><td class=\"c x481 y2f8d wc4 ha4\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 ls13c ws69\">adjustments</div><div class=\"t m0 x480 h1b y2f63 ff121 fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x294 hb y2f8b ff121 fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f8e w52 h92\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x482 y2f8e w53 h92\"><div class=\"t m0 x23f hb y2ec9 ff121 fs8 fc1 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x2a6 hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a7 hb y2f90 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a8 hb y2f90 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2a9 hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x2aa hb y2f8f ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y2f91 ff121 fs11 fc1 sc0 ls85 ws88\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e7b wc5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls7f ws11a\">Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2e7b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">70<span class=\"_ _29f\"> </span></div></td><td class=\"c n x484 y2e7b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x485 y2e7b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x486 y2e7b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x487 y2e7b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">89<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f92 wc6 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x488 y2f92 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">343<span class=\"_ _29f\"> </span></div></td><td class=\"c n x489 y2f92 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">184<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48a y2f92 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48b y2f92 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48c y2f92 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e81 wc7 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ixed fe<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x48d y2e81 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48e y2e81 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48f y2e81 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x490 y2e81 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x491 y2e81 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e84 wc8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r fee an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x492 y2e84 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2e84 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e84 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x495 y2e84 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x496 y2e84 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e87 wa8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ee inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>come f<span class=\"_ _2\"></span>rom s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x497 y2e87 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">424<span class=\"_ _29f\"> </span></div></td><td class=\"c n x498 y2e87 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">203<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e87 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x3db y2e87 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(83)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x499 y2e87 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">544<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e8a wa9 h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Investment return</div><div class=\"t m0 x3a4 h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49a y2e8a w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">4,131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49b y2e8a w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49c y2e8a w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49d y2e8a w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">694<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49e y2e8a waa h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">4,877<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e8d w22 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2e8d w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2e8d w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a1 y2e8d w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a2 y2e8d w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a3 y2e8d w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e90 wc9 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf3 ws87\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2e90 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">4,653<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2e90 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">226<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2e90 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2e90 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2e90 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">5,449<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f93 ff121 fs11 fc1 sc0 lsf2 ws99\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x245 y2f94 wab h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Change<span class=\"_ _6\"></span> in investment contract liabilities</div><div class=\"t m0 x3bc h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2f94 w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(4,065)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2f94 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ab y2f94 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2f94 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2f94 wca h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(4,065)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f95 wac h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expenses and other acquis<span class=\"_ _6\"></span>ition cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ae y2f95 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2f95 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b0 y2f95 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b1 y2f95 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b2 y2f95 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f3d w2d h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Ch<span class=\"_ _2\"></span>ange i<span class=\"_ _2\"></span>n thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b3 y2f3d w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2f3d w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b5 y2f3d w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2f3d wad h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(587)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2f3d wad h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(587)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 wae h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Other ope<span class=\"_ _6\"></span>rating<span class=\"_ _6\"></span> and<span class=\"_ _6\"></span> admini<span class=\"_ _6\"></span>strative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b8 y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(484)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ba y2e96 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2e96 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2e96 w2f h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(691)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e97 waf h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bd y2e97 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2e97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bf y2e97 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(29)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c0 y2e97 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c1 y2e97 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 wcb h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf2 ws5d\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c2 y2e98 w33 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(4,600)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c3 y2e98 w99 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(217)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2e98 w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(58)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2e98 w99 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(538)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2e98 w33 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(5,413)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f96 wb2 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f investments in associates<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c7 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c8 y2f96 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c9 y2f96 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ca y2f96 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9c wcc h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4cb y2e9c w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2e9c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cd y2e9c w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2e9c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2e9c w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f97 wb3 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Income<span class=\"_ _6\"></span> tax expense attribu<span class=\"_ _2\"></span>table<span class=\"_ _6\"></span> to poli<span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>yholder r<span class=\"_ _6\"></span>eturns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d0 y2f97 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(95)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x430 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d1 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x469 y2f97 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d2 y2f97 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(95)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9e w38 h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">(L<span class=\"_ _2\"></span>oss)<span class=\"_ _2\"></span>/pro<span class=\"_ _2\"></span>fit be<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>e tax at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to sh<span class=\"_ _2\"></span>areh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4d3 y2e9e w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(42)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d4 y2e9e w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d5 y2e9e w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(27)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d6 y2e9e w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d7 y2e9e w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">(60)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f98 ff121 fs11 fc3 sc0 lsbc ws8a\">Adjusting items<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x23e h1c y2f99 ff11b fs11 fc3 sc0 ls94 ws1\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></td><td class=\"c n x4d8 y2ea1 w90 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d9 y2ea2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2ea2 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2ea2 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2ea2 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2ea2 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9a ff11b fs11 fc3 sc0 lsdd wsb4\">Business transformation cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2f9b w91 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y2e59 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y2e59 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y2e59 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y2e59 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e3 y2e59 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9c ff11b fs11 fc3 sc0 ls4a ws80\">Skilled Person Rev<span class=\"_ _2\"></span>iew<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f9d wcd h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(iii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e5 y2ef6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e6 y2ef6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e7 y2ef6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e8 y2ef6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e9 y2ef6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9e ff11b fs11 fc3 sc0 ls85 ws81\">Customer remediation ex<span class=\"_ _6\"></span>ercise<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2ea8 w93 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(iv)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ea y2ea9 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4eb y2ea9 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ec y2ea9 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y2ea9 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ee y2ea9 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2f9f ff11b fs11 fc3 sc0 ls85 ws81\">Other cus<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>omer remediation<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2f1d w94 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ef y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f0 y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f1 y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f2 y2e5b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f3 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa0 ff11b fs11 fc3 sc0 ls4d wsc4\">Exchange<span class=\"_ _6\"></span> rate<span class=\"_ _6\"></span> movements (Z<span class=\"_ _2\"></span>AR<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>GBP)<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f1f w93 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f6 y2efa w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f7 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f8 y2efa w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa1 ff11c fs11 fc3 sc0 ls4d ws4e\">Policy<span class=\"_ _2\"></span>holder<span class=\"_ _5\"></span> t<span class=\"_ _2\"></span>ax<span class=\"_ _6\"></span> adjustments </td><td class=\"c n x4f9 y2eb0 w95 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y2eb1 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y2eb1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y2eb1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y2fa2 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2fa3 w97 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ix)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 wce h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x504 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">190<span class=\"_ _29f\"> </span></div></td><td class=\"c n x505 y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y2eb5 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">256<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wbd h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">148<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50a y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50b y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x2be y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50c y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">196<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff11b fs10 fc3 sc0 ls1 ws1 gs33d\">1</div><div class=\"t m0 hb ff11c fs8 fc3 sc0 ls1 ws1 gs33e\"> Con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n adj<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>omp<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>limi<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>-s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1b ff11c fs10 fc3 sc0 ls1 ws1 gs33f\">2</div><div class=\"t m0 hb ff11c fs8 fc3 sc0 ls1 ws1 gs340\"> In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n and c<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>ge in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des n<span class=\"_ _2\"></span>et \u00a3<span class=\"_ _2\"></span>31 mill<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>ome on c<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er ca<span class=\"_ _2\"></span>sh an<span class=\"_ _2\"></span>d cas<span class=\"_ _2\"></span>h equ<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>ts r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d by th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up. In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n tot<span class=\"_ _2\"></span>al al<span class=\"_ _2\"></span>so in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des \u00a3<span class=\"_ _2\"></span>71 mill<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t inc<span class=\"_ _2\"></span>ome o<span class=\"_ _2\"></span>n shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lder c<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>h and<span class=\"_ _29f\"> </span> </div><div class=\"t m0 hb ff11c fs8 fc3 sc0 ls1 ws1 gs341\">ca<span class=\"_ _2\"></span>sh<span class=\"_ gs30e\"> </span>eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs343\"><table class=\"s wc3 ha7\" id=\"_8b2f1099-ff03-4cd7-b6d7-3eb1576ce107\"><tr><td></td><td></td><td class=\"t m1 x479 hb y2fa4 ff121 fs8 fc3 sc0 ls65 ws80\">Operating segment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m1 x47a hb y2fa5 ff121 fs8 fc3 sc0 ls4b ws5b\">High </td><td></td><td class=\"t m1 x47c hb y2fa6 ff121 fs8 fc3 sc0 ls65 wsfb\">Consolidation </td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x47d hb y2fa7 ff127 fs8 fc3 sc0 lsee wsf3\">Affluent</td><td class=\"t m1 x50d hb y2fa8 ff121 fs8 fc3 sc0 lsfb ws1\"> Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></td><td class=\"t m1 x50e hb y2fa8 ff127 fs8 fc3 sc0 lsfb ws107\">He<span class=\"_ _2\"></span>ad Offi<span class=\"_ _2\"></span>ce<span class=\"_ _29f\"> </span></td><td class=\"c x481 y2fa9 wc4 ha4\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 ls13c ws69\">adjustments</div><div class=\"t m1 x480 h1b y2f63 ff121 fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x294 hb y2fa7 ff121 fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2faa w52 h92\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x482 y2faa w53 h92\"><div class=\"t m1 x23f hb y2ec9 ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x2a6 hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a7 hb y2fac ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a8 hb y2fac ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2a9 hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x2aa hb y2fab ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y2fad ff121 fs11 fc3 sc0 ls85 ws88\">Income<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e81 wc5 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls7f ws11a\">Premium-<span class=\"_ _2\"></span>based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x483 y2e81 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td class=\"c n x484 y2e81 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x485 y2e81 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x486 y2e81 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x487 y2e81 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">86<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e84 wc6 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Fund-based fees<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x488 y2e84 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">336<span class=\"_ _29f\"> </span></div></td><td class=\"c n x489 y2e84 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">172<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48a y2e84 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48b y2e84 w5a h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(71)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50f y2e84 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">437<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e87 wc7 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ixed fe<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x48d y2e87 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48e y2e87 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x48f y2e87 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x490 y2e87 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x491 y2e87 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e8a wc8 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r fee an<span class=\"_ _2\"></span>d comm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x492 y2e8a w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x493 y2e8a w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x494 y2e8a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x495 y2e8a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x496 y2e8a w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fae wa8 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ee inc<span class=\"_ _2\"></span>ome an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>come f<span class=\"_ _2\"></span>rom s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x510 y2fae w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">421<span class=\"_ _29f\"> </span></div></td><td class=\"c n x511 y2fae w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">192<span class=\"_ _29f\"> </span></div></td><td class=\"c n x31d y2fae w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x512 y2fae w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(71)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x513 y2fae w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">542<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e90 wa9 h9b\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Investment return</div><div class=\"t m1 x3a4 h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49a y2e90 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3,361<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49b y2e90 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49c y2e90 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49d y2e90 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">667<span class=\"_ _29f\"> </span></div></td><td class=\"c n x49e y2e90 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">4,075<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e91 w22 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">Other income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2e91 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a0 y2e91 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x514 y2e91 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x515 y2e91 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(80)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x516 y2e91 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2faf wc9 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf3 ws87\">Segment income<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a4 y2faf w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">3,870<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a5 y2faf w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">212<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a6 y2faf w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a7 y2faf w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">516<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4a8 y2faf w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">4,626<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb0 ff121 fs11 fc3 sc0 lsf2 ws99\">Expenses<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x245 y2f3d wab h9b\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Change<span class=\"_ _6\"></span> in investment contract liabilities</div><div class=\"t m1 x3bc h1d y2ed5 ff11c fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4a9 y2f3d w28 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3,313)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4aa y2f3d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ab y2f3d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ac y2f3d w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ad y2f3d wca h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3,313)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 wbe h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expenses, and other acquisition costs<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4ae y2e96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4af y2e96 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b0 y2e96 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x517 y2e96 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x518 y2e96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(49)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e97 w2d h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Ch<span class=\"_ _2\"></span>ange i<span class=\"_ _2\"></span>n thir<span class=\"_ _2\"></span>d-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b3 y2e97 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b4 y2e97 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b5 y2e97 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b6 y2e97 wad h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(579)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b7 y2e97 wad h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(579)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 wae h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Other ope<span class=\"_ _6\"></span>rating<span class=\"_ _6\"></span> and<span class=\"_ _6\"></span> admini<span class=\"_ _6\"></span>strative expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4b8 y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(387)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4b9 y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(205)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ba y2e98 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(41)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bb y2e98 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bc y2e98 w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(575)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f96 waf h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4bd y2f96 w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4be y2f96 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4bf y2f96 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x519 y2f96 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51a y2f96 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(22)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9c wcb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsf2 ws5d\">Segment expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x4c2 y2e9c w33 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(3,750)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c3 y2e9c w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(205)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c4 y2e9c w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(67)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c5 y2e9c w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(516)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4c6 y2e9c w33 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(4,538)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f97 wcc h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2f97 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">120<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cc y2f97 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cd y2f97 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(39)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ce y2f97 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4cf y2f97 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9e wc0 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>ax credit attribut<span class=\"_ _2\"></span>able<span class=\"_ _6\"></span> to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holder<span class=\"_ _6\"></span> returns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x51b y2e9e w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(76)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51c y2e9e w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51d y2e9e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51e y2e9e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x51f y2e9e w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">(76)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fb1 wcf h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss) b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re tax a<span class=\"_ _2\"></span>ttr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>turn<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x520 y2fb1 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x521 y2fb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x522 y2fb1 w5d h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">(39)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x523 y2fb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x524 y2fb1 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb2 ff121 fs11 fc3 sc0 lsbc ws8a\">Adjusting items<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x23e h1c y2fb3 ff11b fs11 fc3 sc0 ls94 ws1\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>al-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>ccoun<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></td><td class=\"c n x4d8 y2ef5 w90 h94\"><div class=\"t m1 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4d9 y2e59 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4da y2e59 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4db y2e59 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dc y2e59 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4dd y2e59 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">39<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb4 ff11b fs11 fc3 sc0 lsdd wsb4\">Business transformation cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2ea5 w91 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4df y2ea6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e0 y2ea6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e1 y2ea6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e2 y2ea6 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4e3 y2ea6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb5 ff11b fs11 fc3 sc0 ls85 ws81\">Other cus<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>omer remediation<span class=\"_ _29f\"> </span></td><td class=\"c n x4de y2ea8 w94 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(v)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x525 y2ea9 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x526 y2ea9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x527 y2ea9 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x528 y2ea9 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x529 y2ea9 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb6 ff11b fs11 fc3 sc0 ls4d wsc4\">Exchange<span class=\"_ _6\"></span> rate<span class=\"_ _6\"></span> movements (Z<span class=\"_ _2\"></span>AR<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>GBP)<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2f1d w93 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vi)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f4 y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4f5 y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52a y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ed y2e5b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52b y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb7 ff11c fs11 fc3 sc0 ls4d ws4e\">Policy<span class=\"_ _2\"></span>holder<span class=\"_ _5\"></span> t<span class=\"_ _2\"></span>ax<span class=\"_ _6\"></span> adjustments </td><td class=\"c n x4f9 y2eae w95 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fa y2e5c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fb y2e5c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fc y2e5c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fd y2e5c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4fe y2e5c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb8 ff11c fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x52c y2eb0 wd0 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(viii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52d y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52e y2eb1 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x52f y2eb1 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x530 y2eb1 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x531 y2eb1 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y2fb9 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x4e4 y2fa3 w97 h97\"><div class=\"t m1 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">7(b)(ix)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x4ff y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x500 y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x501 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x502 y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x503 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 wce h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g item<span class=\"_ _2\"></span>s befo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x49f y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">80<span class=\"_ _29f\"> </span></div></td><td class=\"c n x505 y2eb5 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">34<span class=\"_ _29f\"> </span></div></td><td class=\"c n x506 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x507 y2eb5 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x508 y2eb5 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wbd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit b<span class=\"_ _2\"></span>efo<span class=\"_ _2\"></span>re ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x509 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">124<span class=\"_ _29f\"> </span></div></td><td class=\"c n x50a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x532 y2eb6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x533 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x534 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">167<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff11b fs10 fc3 sc0 ls1 ws1 gs344\">1</div><div class=\"t m1 hb ff11c fs8 fc3 sc0 ls1 ws1 gs345\"> Con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n adj<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts c<span class=\"_ _2\"></span>omp<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>e the e<span class=\"_ _2\"></span>limi<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>f inte<span class=\"_ _2\"></span>r<span class=\"_ _6\"></span>-s<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>ent t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>he con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h1b ff11c fs10 fc3 sc0 ls1 ws1 gs346\">2</div><div class=\"t m1 hb ff11c fs8 fc3 sc0 ls1 ws1 gs347\"> In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>n and c<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>ge in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des n<span class=\"_ _2\"></span>et \u00a32<span class=\"_ _2\"></span>3 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>e on cus<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>mer c<span class=\"_ _2\"></span>ash a<span class=\"_ _2\"></span>nd ca<span class=\"_ _2\"></span>sh eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s ret<span class=\"_ _2\"></span>ain<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup. I<span class=\"_ _2\"></span>nve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t retu<span class=\"_ _2\"></span>rn to<span class=\"_ _2\"></span>tal a<span class=\"_ _2\"></span>lso i<span class=\"_ _2\"></span>ncl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s \u00a362 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in<span class=\"_ _2\"></span>come o<span class=\"_ _2\"></span>n sha<span class=\"_ _2\"></span>reho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r cas<span class=\"_ _2\"></span>h and c<span class=\"_ _2\"></span>ash<span class=\"_ _29f\"> </span> </div><div class=\"t m1 hb ff11b fs8 fc3 sc0 ls75 ws5c gs348\">equivalent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-340": {
   "value": "<div class=\"t m0 h8 ff11d fs6 fc1 sc0 ls49 ws49 gs350\">10<span class=\"_ _2\"></span>: E<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs351\">T<span class=\"_ _2\"></span>his not<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>ides f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>er inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs352\">10<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Fe<span class=\"_ _2\"></span>e and co<span class=\"_ _2\"></span>mmis<span class=\"_ _2\"></span>sion e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s, an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs353\">T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the fe<span class=\"_ _2\"></span>e and com<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>sion e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs354\"><table class=\"s wd1 haa\" id=\"_b940d9a0-e523-4b91-bba7-6daa5e38fa63\"><tr><td></td><td class=\"t m0 x535 hb y2fcb ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x536 hb y2fcc ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x537 hb y2fcd ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x538 hb y2fce ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x539 hb y2fcf ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"c x54f y2fd1 wda hab\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls2b ws5e\">2023</div><div class=\"t m0 x54e h1b y2fd0 ff121 fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x53b hb y2fd2 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53c hb y2fd3 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5b wdb h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x550 y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x551 y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2efa wdc h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Renewal comm<span class=\"_ _6\"></span>ission \u2014 i<span class=\"_ _6\"></span>nvest<span class=\"_ _2\"></span>ment<span class=\"_ _6\"></span> contract<span class=\"_ _2\"></span>s</div><div class=\"t m0 x552 h1d y2ed5 ff11b fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x553 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb1 wdd ha9\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fund management f<span class=\"_ _6\"></span>ees</div><div class=\"t m0 x554 h1d y2fc5 ff11b fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x555 y2efb w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x556 y2efb w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 wde h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4a ws80\">Rebates paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x557 y2ed8 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x558 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 wdf h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x559 y2e61 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55a y2e61 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we0 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fe<span class=\"_ _2\"></span>e and co<span class=\"_ _2\"></span>mmis<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55b y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55c y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff11b fs10 fc3 sc0 ls1 ws1 gs355\">1</div><div class=\"t m0 hb ff11c fs8 fc3 sc0 ls1 ws1 gs356\"> Fu<span class=\"_ _2\"></span>nd ma<span class=\"_ _2\"></span>nage<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t fee<span class=\"_ _2\"></span>s were p<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n Rene<span class=\"_ _2\"></span>wal c<span class=\"_ _2\"></span>omm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>n inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s in t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s 202<span class=\"_ _2\"></span>3 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial </div><div class=\"t m0 hb ff11b fs8 fc3 sc0 ls1 ws1 gs357\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and ar<span class=\"_ _2\"></span>e now p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nte<span class=\"_ _2\"></span>d sep<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>y to pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>de ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al inf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs359\">10<span class=\"_ _2\"></span>(b): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r oper<span class=\"_ _2\"></span>ating a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>trati<span class=\"_ _2\"></span>ve exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs35a\">T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on o<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs35b\"><table class=\"s we1 hac\" id=\"_ba5354a6-62c1-4018-8842-0d6098f3d942\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fd4 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fd5 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fd6 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2fd7 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fd8 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fd9 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x563 hb y2fda ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fdb ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2fdc ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e59 we2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls94 wse3\">St<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y2fdd we3 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y2e59 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y2e59 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fde ff11b fs11 fc3 sc0 ls94 ws1\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>e on rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fdf we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe0 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> ot<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span>r plant<span class=\"_ _6\"></span> and equi<span class=\"_ _6\"></span>pment<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2ed4 we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe1 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> sublet propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fe2 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe3 ff11b fs11 fc3 sc0 lsdd wsb4\">Amor<span class=\"_ _2\"></span>tisation of soft<span class=\"_ _2\"></span>war<span class=\"_ _6\"></span>e development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe4 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y2e5c w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y2e5c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe5 ff11b fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation of<span class=\"_ _6\"></span> other intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2ed7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y2eb1 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe6 ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f other<span class=\"_ _6\"></span> intangible assets<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 we5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Admini<span class=\"_ _6\"></span>stration and<span class=\"_ _5\"></span> other expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x575 y2eb5 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">327<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">227<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we6 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other operating and administrative expe<span class=\"_ _2\"></span>nses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x577 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">575<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs35c\">Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es inc<span class=\"_ _2\"></span>lude pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishi<span class=\"_ _2\"></span>ng prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns in </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs35d\">rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to the O<span class=\"_ _2\"></span>ngoing A<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w as we<span class=\"_ _2\"></span>ll as gen<span class=\"_ _2\"></span>eral o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es </div><div class=\"t m0 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs35e\">an<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es, m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, pre<span class=\"_ _2\"></span>mise<span class=\"_ _2\"></span>s and I<span class=\"_ _2\"></span>T<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs35f\">10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>): S<span class=\"_ _2\"></span>taf<span class=\"_ _2\"></span>f cos<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r emp<span class=\"_ _2\"></span>loyee<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>ated c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs360\">10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>)<span class=\"_ _2\"></span>(i)<span class=\"_ _2\"></span>: Staf<span class=\"_ _2\"></span>f co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div><div class=\"gs361\"><table class=\"s we1 had\" id=\"_c1dc3170-789f-4f49-8921-5ba4c675d8ae\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fe8 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fe9 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fea ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2feb ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fec ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fed ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x579 hb y2fee ff121 fs8 fc3 sc0 ls101 ws10d\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fef ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2ff0 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 we7 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws88\">Salaries<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57a y2ea9 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">178<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y2ea9 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">174<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b we8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Bonus and incentive remuneration<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57c y2e5b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">60<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y2e5b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c we9 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">So<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 wea h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons \u2013 de<span class=\"_ _2\"></span>fine<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on pla<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2ff1 ff11b fs11 fc3 sc0 lse7 ws9f\">Shar<span class=\"_ _6\"></span>e-based payments \u2013<span class=\"_ _6\"></span> equity-set<span class=\"_ _2\"></span>tled<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fa3 w31 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">28(e)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x582 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x583 y2ed8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 web h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x584 y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y2eb5 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wec h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x586 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs362\">10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>)<span class=\"_ _2\"></span>(ii)<span class=\"_ _2\"></span>: Emp<span class=\"_ _2\"></span>loyee n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>rs <span class=\"_ _192\"> </span> <span class=\"_ _68\"> </span> </div><div class=\"gs363\"><table class=\"s we1 hae\" id=\"_4188e210-4b3d-425e-a522-9e95cbd285e6\"><tr><td></td><td class=\"t m0 x55d hb y2ff2 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2ff3 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x55f hb y2ff4 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2ff5 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x561 hb y2ff6 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2ff7 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x564 hb y2ff8 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2ff9 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y2ffa ff121 fs11 fc3 sc0 ls94 ws1\">Th<span class=\"_ _2\"></span>e avera<span class=\"_ _2\"></span>ge num<span class=\"_ _2\"></span>ber o<span class=\"_ _2\"></span>f per<span class=\"_ _2\"></span>son<span class=\"_ _2\"></span>s emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>as:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb1 w8c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x588 y2eb1 waa h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">1,929<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y2eb1 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2,008<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w8d h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Hig<span class=\"_ _2\"></span>h Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58a y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">934<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">920<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w8e h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">He<span class=\"_ _2\"></span>ad Offi<span class=\"_ _2\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58c y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">126<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58d y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">86<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wed h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ave<span class=\"_ _2\"></span>rage nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58e y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">2,989<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58f y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">3,014<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff121 fs7 fc3 sc0 ls27 ws25 gs365\">10(d): Auditors\u2019 remuneration<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs366\">Inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in ot<span class=\"_ _2\"></span>her op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s are fe<span class=\"_ _2\"></span>es pai<span class=\"_ _2\"></span>d to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s aud<span class=\"_ _2\"></span>itor<span class=\"_ _2\"></span>s. </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs367\">T<span class=\"_ _2\"></span>hese<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>an be c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>rise<span class=\"_ _2\"></span>d as foll<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs33c\"><table class=\"s wef haf\" id=\"_17fd4d8c-7c2a-4b01-81d1-d0a963c00468\"><tr><td></td><td class=\"t m1 x235 hb y2ffb ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y2ffc ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y2ffd ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y2ffe ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y2fff ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3000 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y3001 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3002 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3003 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ors a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>eir as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es for t<span class=\"_ _2\"></span>he au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span> </td><td></td><td></td></tr><tr><td class=\"c n x245 y2fc7 wf0 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">of Par<span class=\"_ _2\"></span>ent Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x590 y2fc7 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">1.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x591 y2fc7 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2efa wf2 h96\"><div class=\"t m1 x23f h1c y2e58 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ors a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>eir as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es for o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls13d ws15b\">ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices:<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x25f y2efb wf3 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Au<span class=\"_ _2\"></span>dit of t<span class=\"_ _2\"></span>he fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>su<span class=\"_ _2\"></span>bsid<span class=\"_ _2\"></span>iar<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x592 y2efb wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x593 y2efb wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">1.9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y2ed8 wf5 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Audit<span class=\"_ _6\"></span>-related<span class=\"_ _6\"></span> assurance<span class=\"_ _6\"></span> ser<span class=\"_ _2\"></span>vices<span class=\"_ _29f\"> </span></div></td><td class=\"c n x594 y2ed8 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x595 y2ed8 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 wf6 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees fo<span class=\"_ _2\"></span>r oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>sur<span class=\"_ _2\"></span>ance s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces<span class=\"_ _29f\"> </span></div></td><td class=\"c n x596 y2e61 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">0.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x597 y2e61 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">0.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wf7 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal Group auditors<span class=\"_ _2\"></span>\u2019<span class=\"_ _6\"></span> remuneration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x598 y2eb6 wf8 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">5.9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y2eb6 w40 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">5.0<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff121 fs7 fc3 sc0 ls1 ws1 gs368\">10<span class=\"_ _2\"></span>(e<span class=\"_ _6\"></span>): F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs369\">T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and si<span class=\"_ _2\"></span>milar c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>es, a<span class=\"_ _2\"></span>ll of wh<span class=\"_ _2\"></span>ich </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs36a\">are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s compr<span class=\"_ _2\"></span>ise:<span class=\"_ _29f\"> </span></div><div class=\"gs36b\"><table class=\"s wef hb0\" id=\"_1f85d766-b7f0-479c-ac90-a2ad5743e0ba\"><tr><td></td><td class=\"t m1 x235 hb y3004 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y3005 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y3006 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3007 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3008 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3009 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y300a ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y300b ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y300c wf9 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>er<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span> loans and other<span class=\"_ _6\"></span> ex<span class=\"_ _2\"></span>ternal<span class=\"_ _6\"></span> debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y300c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y300c w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300d wfa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (T<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2 bo<span class=\"_ _2\"></span>nd)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300e wfb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls85 ws81\">Interest payable on<span class=\"_ _6\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y300e w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y300e w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300f wfc h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wfd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>nce co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs36c\">F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of intere<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cha<span class=\"_ _2\"></span>rges on t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs f<span class=\"_ _2\"></span>rom a </div><div class=\"t m1 h9 ff11b fs7 fc3 sc0 ls28 ws1 gs36d\">num<span class=\"_ _2\"></span>ber of re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>onsh<span class=\"_ _2\"></span>ip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>. More d<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ils reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g bor<span class=\"_ _2\"></span>rowed f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls28 ws26 gs36e\">pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le, are sho<span class=\"_ _2\"></span>wn in note 32. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are exclu<span class=\"_ _2\"></span>ded f<span class=\"_ _2\"></span>rom adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts </div><div class=\"t m1 h9 ff11c fs7 fc3 sc0 ls4b ws5b gs36f\">adjus<span class=\"_ _2\"></span>ting<span class=\"_ _6\"></span> item. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-400": {
   "value": "10<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Fe<span class=\"_ _2\"></span>e and co<span class=\"_ _2\"></span>mmis<span class=\"_ _2\"></span>sion e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s, an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the fe<span class=\"_ _2\"></span>e and com<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>sion e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s wd1 haa\" id=\"_b940d9a0-e523-4b91-bba7-6daa5e38fa63\"><tr><td></td><td class=\"t m0 x535 hb y2fcb ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x536 hb y2fcc ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x537 hb y2fcd ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x538 hb y2fce ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x539 hb y2fcf ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"c x54f y2fd1 wda hab\"><div class=\"t m0 x23f hb y2eeb ff121 fs8 fc3 sc0 ls2b ws5e\">2023</div><div class=\"t m0 x54e h1b y2fd0 ff121 fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x53b hb y2fd2 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53c hb y2fd3 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5b wdb h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fee and commission expense<span class=\"_ _29f\"> </span></div></td><td class=\"c n x550 y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x551 y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2efa wdc h9b\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lsdd wsb4\">Renewal comm<span class=\"_ _6\"></span>ission \u2014 i<span class=\"_ _6\"></span>nvest<span class=\"_ _2\"></span>ment<span class=\"_ _6\"></span> contract<span class=\"_ _2\"></span>s</div><div class=\"t m0 x552 h1d y2ed5 ff11b fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x553 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb1 wdd ha9\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Fund management f<span class=\"_ _6\"></span>ees</div><div class=\"t m0 x554 h1d y2fc5 ff11b fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x555 y2efb w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x556 y2efb w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 wde h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls4a ws80\">Rebates paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x557 y2ed8 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x558 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 wdf h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r acqu<span class=\"_ _2\"></span>isit<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x559 y2e61 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55a y2e61 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we0 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fe<span class=\"_ _2\"></span>e and co<span class=\"_ _2\"></span>mmis<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>cqui<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55b y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td><td class=\"c n x55c y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td></tr></table>1 Fu<span class=\"_ _2\"></span>nd ma<span class=\"_ _2\"></span>nage<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t fee<span class=\"_ _2\"></span>s were p<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n Rene<span class=\"_ _2\"></span>wal c<span class=\"_ _2\"></span>omm<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>ion o<span class=\"_ _2\"></span>n inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s in t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s 202<span class=\"_ _2\"></span>3 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and ar<span class=\"_ _2\"></span>e now p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nte<span class=\"_ _2\"></span>d sep<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>y to pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>de ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al inf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-458": {
   "value": "10<span class=\"_ _2\"></span>(b): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r oper<span class=\"_ _2\"></span>ating a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>trati<span class=\"_ _2\"></span>ve exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on o<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s we1 hac\" id=\"_ba5354a6-62c1-4018-8842-0d6098f3d942\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fd4 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fd5 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fd6 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2fd7 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fd8 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fd9 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x563 hb y2fda ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fdb ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2fdc ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e59 we2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls94 wse3\">St<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y2fdd we3 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y2e59 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y2e59 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fde ff11b fs11 fc3 sc0 ls94 ws1\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>e on rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fdf we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe0 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> ot<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span>r plant<span class=\"_ _6\"></span> and equi<span class=\"_ _6\"></span>pment<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2ed4 we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe1 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> sublet propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fe2 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe3 ff11b fs11 fc3 sc0 lsdd wsb4\">Amor<span class=\"_ _2\"></span>tisation of soft<span class=\"_ _2\"></span>war<span class=\"_ _6\"></span>e development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe4 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y2e5c w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y2e5c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe5 ff11b fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation of<span class=\"_ _6\"></span> other intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2ed7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y2eb1 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe6 ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f other<span class=\"_ _6\"></span> intangible assets<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 we5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Admini<span class=\"_ _6\"></span>stration and<span class=\"_ _5\"></span> other expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x575 y2eb5 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">327<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">227<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we6 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other operating and administrative expe<span class=\"_ _2\"></span>nses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x577 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">575<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es inc<span class=\"_ _2\"></span>lude pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishi<span class=\"_ _2\"></span>ng prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to the O<span class=\"_ _2\"></span>ngoing A<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w as we<span class=\"_ _2\"></span>ll as gen<span class=\"_ _2\"></span>eral o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es, m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, pre<span class=\"_ _2\"></span>mise<span class=\"_ _2\"></span>s and I<span class=\"_ _2\"></span>T<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow show<span class=\"_ _2\"></span>s the mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in cos<span class=\"_ _2\"></span>t and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill and in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w146 hb6\" id=\"_43125d53-1382-49e4-9c56-3b8d4f1eb0df\"><tr><td></td><td></td><td class=\"t m1 x23b hb y305d ff12d fs8 fc3 sc0 ls13c ws69\">Other</td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x639 hb y305e ff12d fs8 fc3 sc0 ls65 ws80\"> intangible<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x63a hb y305f ff12d fs8 fc3 sc0 ls65 wsfb\">Goodwill</td><td class=\"t m1 x63b hb y3060 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y3060 ff12d fs8 fc3 sc0 lsff ws185\">Sof<span class=\"_ _2\"></span>tware </td><td class=\"t m1 x5a3 hb y3060 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x613 hb y3061 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3063 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3064 w147 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y3064 w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3065 w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3066 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y3066 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y3066 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3067 w14a ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3068 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y3068 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3069 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y3069 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y306a ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated amor<span class=\"_ _2\"></span>tisation and impairment losses <span class=\"_ _0\"> </span> <span class=\"_ _68\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y306b w147 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y306b w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y306b w2e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(324)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y306b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y306b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(348)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306c w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y306c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y306c w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306d w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y306d w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y306d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306e w14d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x659 y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65a y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65b y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65c y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306f w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65d y306f w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65e y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65f y306f w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x660 y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3070 w14a h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3070 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x661 y3070 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3071 w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y3071 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y3071 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3072 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y3072 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y3072 w5c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3073 ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y2eb5 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">372<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">339<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h Li<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ed as e<span class=\"_ _2\"></span>xpl<span class=\"_ _2\"></span>aine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 6. Tot<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>mou<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n good<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>ll an<span class=\"_ _2\"></span>d \u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h cons<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts of \u00a3<span class=\"_ _2\"></span>2 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h\u2019<span class=\"_ _2\"></span>s net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd \u00a3<span class=\"_ _2\"></span>5 mill<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup o<span class=\"_ _2\"></span>n acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e bus<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>ss. Tota<span class=\"_ _2\"></span>l acc<span class=\"_ _2\"></span>umul<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n rela<span class=\"_ _2\"></span>tes to s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are i<span class=\"_ _2\"></span>n NuWea<span class=\"_ _2\"></span>lth<span class=\"_ _2\"></span>\u2019s n<span class=\"_ _2\"></span>et as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>15: Prope<span class=\"_ _6\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _5\"></span>, pla<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>t a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d equip<span class=\"_ _5\"></span>ment<span class=\"_ _29f\"> </span><table class=\"s w161 hba\" id=\"_ee9ae8f9-e918-4e08-80a0-baea47e38f2b\"><tr><td></td><td class=\"t m0 x6a6 hb y3090 ff12d fs8 fc3 sc0 lsff ws185\">Right-<span class=\"_ _2\"></span>of-use<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a7 hb y3091 ff12d fs8 fc3 sc0 ls65 ws80\">Plant and<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 hb y3092 ff12d fs8 fc3 sc0 lsee ws108\">Assets under</td><td></td></tr><tr><td></td><td class=\"t m0 x6a8 hb y3093 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets</td><td class=\"t m0 x6a9 hb y3094 ff12d fs8 fc3 sc0 ls65 ws80\"> equipment<span class=\"_ _29f\"> </span></td><td class=\"c x6ab y3095 w162 ha4\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsff ws5c\">construction</div><div class=\"t m0 x6aa h1b y2f63 ff12d fs10 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x562 hb y3096 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x675 hb y3097 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3098 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y309a ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y309b w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y309b w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y309b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y309b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y309b w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">206<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309c w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y309c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309d w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y309d w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y309d w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y309e w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a0 w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68d y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bc y30a0 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bd y30a0 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a1 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y30a1 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bf y30a1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y30a1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c1 y30a1 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a2 w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y30a2 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y30a2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a3 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y30a3 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y30a3 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c6 y30a3 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c7 y30a3 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a4 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y30a4 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ca y30a4 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30a5 ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated depre<span class=\"_ _2\"></span>ciation<span class=\"_ _6\"></span> and impairment losses <span class=\"_ _87\"> </span> <span class=\"_ _166\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30a6 w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y30a6 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(59)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cc y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(35)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cd y30a6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ce y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(94)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a7 w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30a7 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30a7 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a8 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y30a8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y30a8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">37<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a9 w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30aa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30aa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30ab w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30ab w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30ab w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ac w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y30ac w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dc y30ac w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dd y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ad w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30ad w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30ad w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ae w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6de y30ae w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6df y30ae w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ae w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ae w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30af w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e1 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e2 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e3 y30af w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e4 y30af w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30b0 ff12d fs11 fc3 sc0 lsbd ws1b4\">Carr<span class=\"_ _2\"></span>ying <span class=\"_ _214\"></span>value <span class=\"_ _215\"></span>   </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e61 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e5 y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">55<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e7 y2e61 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e8 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e9 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table>1 In 202<span class=\"_ _2\"></span>3, a r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t-of<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>th a co<span class=\"_ _2\"></span>st of \u00a313 mil<span class=\"_ _2\"></span>lion a<span class=\"_ _2\"></span>nd an a<span class=\"_ _2\"></span>ccu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted d<span class=\"_ _2\"></span>epre<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a33 m<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>as tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>o In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>s a resu<span class=\"_ _2\"></span>lt of t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup s<span class=\"_ _2\"></span>ubl<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g the p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r an op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e.<span class=\"_ _29f\"> </span>2 Re<span class=\"_ _2\"></span>cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of a lea<span class=\"_ _2\"></span>se in<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin Trad<span class=\"_ _2\"></span>e, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s to Rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts in<span class=\"_ gs30e\"> </span>l<span class=\"_ _2\"></span>ine w<span class=\"_ _2\"></span>ith I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S 1<span class=\"_ _6\"></span>6 re<span class=\"_ _2\"></span>quir<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. 3 T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d \u00a34 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at we<span class=\"_ _2\"></span>re und<span class=\"_ _2\"></span>er con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t 31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2024 (31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r 2023: \u00a3<span class=\"_ _2\"></span>nil<span class=\"_ _2\"></span>). Th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, rela<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g to imp<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>o lea<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>ff<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, are e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed to b<span class=\"_ _2\"></span>e comp<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>ed an<span class=\"_ _2\"></span>d brou<span class=\"_ _2\"></span>ght i<span class=\"_ _2\"></span>nto us<span class=\"_ _2\"></span>e dur<span class=\"_ _2\"></span>ing 20<span class=\"_ _2\"></span>25.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng valu<span class=\"_ _2\"></span>e of righ<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24 relate<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>\u00a352 mi<span class=\"_ _2\"></span>llion of p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s (31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a355 mil<span class=\"_ _2\"></span>lion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-452": {
   "value": "10<span class=\"_ _2\"></span>(b): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r oper<span class=\"_ _2\"></span>ating a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>trati<span class=\"_ _2\"></span>ve exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on o<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s we1 hac\" id=\"_ba5354a6-62c1-4018-8842-0d6098f3d942\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fd4 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fd5 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fd6 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2fd7 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fd8 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fd9 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x563 hb y2fda ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fdb ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2fdc ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e59 we2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls94 wse3\">St<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y2fdd we3 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y2e59 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y2e59 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fde ff11b fs11 fc3 sc0 ls94 ws1\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>e on rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fdf we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe0 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> ot<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span>r plant<span class=\"_ _6\"></span> and equi<span class=\"_ _6\"></span>pment<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2ed4 we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe1 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> sublet propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fe2 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe3 ff11b fs11 fc3 sc0 lsdd wsb4\">Amor<span class=\"_ _2\"></span>tisation of soft<span class=\"_ _2\"></span>war<span class=\"_ _6\"></span>e development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe4 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y2e5c w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y2e5c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe5 ff11b fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation of<span class=\"_ _6\"></span> other intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2ed7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y2eb1 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe6 ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f other<span class=\"_ _6\"></span> intangible assets<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 we5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Admini<span class=\"_ _6\"></span>stration and<span class=\"_ _5\"></span> other expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x575 y2eb5 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">327<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">227<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we6 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other operating and administrative expe<span class=\"_ _2\"></span>nses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x577 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">575<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es inc<span class=\"_ _2\"></span>lude pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishi<span class=\"_ _2\"></span>ng prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to the O<span class=\"_ _2\"></span>ngoing A<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w as we<span class=\"_ _2\"></span>ll as gen<span class=\"_ _2\"></span>eral o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es, m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, pre<span class=\"_ _2\"></span>mise<span class=\"_ _2\"></span>s and I<span class=\"_ _2\"></span>T<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>1<span class=\"_ _5\"></span>4: G<span class=\"_ _2\"></span>oodwi<span class=\"_ _2\"></span>ll a<span class=\"_ _2\"></span>nd inta<span class=\"_ _2\"></span>ngible assets<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow show<span class=\"_ _2\"></span>s the mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in cos<span class=\"_ _2\"></span>t and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill and in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w146 hb6\" id=\"_43125d53-1382-49e4-9c56-3b8d4f1eb0df\"><tr><td></td><td></td><td class=\"t m1 x23b hb y305d ff12d fs8 fc3 sc0 ls13c ws69\">Other</td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x639 hb y305e ff12d fs8 fc3 sc0 ls65 ws80\"> intangible<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x63a hb y305f ff12d fs8 fc3 sc0 ls65 wsfb\">Goodwill</td><td class=\"t m1 x63b hb y3060 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y3060 ff12d fs8 fc3 sc0 lsff ws185\">Sof<span class=\"_ _2\"></span>tware </td><td class=\"t m1 x5a3 hb y3060 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x613 hb y3061 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3063 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3064 w147 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y3064 w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3065 w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3066 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y3066 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y3066 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3067 w14a ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3068 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y3068 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3069 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y3069 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y306a ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated amor<span class=\"_ _2\"></span>tisation and impairment losses <span class=\"_ _0\"> </span> <span class=\"_ _68\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y306b w147 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y306b w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y306b w2e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(324)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y306b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y306b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(348)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306c w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y306c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y306c w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306d w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y306d w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y306d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306e w14d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x659 y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65a y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65b y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65c y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306f w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65d y306f w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65e y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65f y306f w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x660 y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3070 w14a h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3070 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x661 y3070 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3071 w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y3071 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y3071 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3072 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y3072 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y3072 w5c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3073 ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y2eb5 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">372<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">339<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h Li<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ed as e<span class=\"_ _2\"></span>xpl<span class=\"_ _2\"></span>aine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 6. Tot<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>mou<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n good<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>ll an<span class=\"_ _2\"></span>d \u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h cons<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts of \u00a3<span class=\"_ _2\"></span>2 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h\u2019<span class=\"_ _2\"></span>s net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd \u00a3<span class=\"_ _2\"></span>5 mill<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup o<span class=\"_ _2\"></span>n acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e bus<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>ss. Tota<span class=\"_ _2\"></span>l acc<span class=\"_ _2\"></span>umul<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n rela<span class=\"_ _2\"></span>tes to s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are i<span class=\"_ _2\"></span>n NuWea<span class=\"_ _2\"></span>lth<span class=\"_ _2\"></span>\u2019s n<span class=\"_ _2\"></span>et as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(b): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f othe<span class=\"_ _2\"></span>r inta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span><table class=\"s w14e hb7\" id=\"_4fa2da18-42a6-455a-8ed2-800ecbed86a3\"><tr><td></td><td class=\"t m1 x66e hb y3074 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x66f hb y3075 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x670 hb y3076 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td><td class=\"t m1 x671 hb y3077 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x672 hb y3078 ff12d fs8 fc1 sc0 ls2b ws5e\">2024</td><td class=\"t m1 x579 hb y3079 ff12d fs8 fc3 sc0 ls2b ws109\"> 2023</td><td class=\"t m1 x673 hb y307a ff12d fs8 fc3 sc0 ls65 ws80\"> estimate<span class=\"_ _2\"></span>d</td><td class=\"t m1 x674 hb y307b ff12d fs8 fc3 sc0 ls1 ws15a\"> period<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x675 hb y307c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y307d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m</td><td class=\"t m1 x677 hb y307e ff12d fs8 fc3 sc0 ls65 ws80\"> useful life</td><td class=\"t m1 x678 hb y307f ff12d fs8 fc3 sc0 ls65 ws80\"> remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3080 ff12d fs11 fc3 sc0 lsbd ws4c\">Net carr<span class=\"_ _2\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3081 ff12d fs11 fc3 sc0 lsbd ws4c\">Other intang<span class=\"_ _2\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f77 w14f h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on cha<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ls \u2014 Quil<span class=\"_ _2\"></span>ter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pl<span class=\"_ _2\"></span>anni<span class=\"_ _2\"></span>ng<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y2f77 w150 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y2f77 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3082 ff12f fs11 fc3 sc0 lsdd ws10a\">Customer <span class=\"_ _6\"></span>relationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3083 w152 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 lse7 ws4c\">Quilter<span class=\"_ _5\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67e y3083 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y3083 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y3083 w153 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y3083 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2f79 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y3084 w155 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r Che<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>t Fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y3084 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y3084 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x689 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ef7 web h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68a y2ef7 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68b y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2ef7 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68c y2ef7 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x68d y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68e y3085 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3086 ff12d fs11 fc3 sc0 ls85 ws88\">Sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2efb w156 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls32 ws31\">NuWe<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y2efb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ed8 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y2ed8 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y2ed8 w157 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x697 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w158 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other intangible asse<span class=\"_ _2\"></span>ts and<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): A<span class=\"_ _2\"></span>llo<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on of go<span class=\"_ _2\"></span>odwi<span class=\"_ _2\"></span>ll to ca<span class=\"_ _2\"></span>sh<span class=\"_ _2\"></span>-ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>ting un<span class=\"_ _2\"></span>its (<span class=\"_ _2\"></span>\u201cCG<span class=\"_ _2\"></span>Us<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ratio<span class=\"_ _2\"></span>n of the n<span class=\"_ _2\"></span>eed for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red by man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt at the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>Af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uent an<span class=\"_ _2\"></span>d Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>. Both o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s repres<span class=\"_ _2\"></span>ent a gro<span class=\"_ _2\"></span>up of C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>. <table class=\"s w159 hb8\" id=\"_ba2ff20f-f793-4f0f-bcb5-96fabde6ea62\"><tr><td></td><td class=\"t m1 x379 hb y3087 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37a hb y3088 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x561 hb y3089 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x562 hb y308a ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y308b ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y308c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y308d ff12d fs11 fc3 sc0 lsbd ws4c\">Goodw<span class=\"_ _2\"></span>ill<span class=\"_ _6\"></span> (net carrying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w8c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x352 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">224<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w15a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Hig<span class=\"_ _2\"></span>h Net Wo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w15b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _6\"></span> the need<span class=\"_ _6\"></span> for an impairment<span class=\"_ _6\"></span> review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill in bo<span class=\"_ _2\"></span>th the A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th CGU gro<span class=\"_ _2\"></span>ups is tes<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, o<span class=\"_ _2\"></span>r ear<span class=\"_ _2\"></span>lier i<span class=\"_ _2\"></span>f an indi<span class=\"_ _2\"></span>cato<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, by com<span class=\"_ _2\"></span>pari<span class=\"_ _2\"></span>ng the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGU grou<span class=\"_ _2\"></span>p to <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill rela<span class=\"_ _2\"></span>tes to the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>at CGU group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng the hi<span class=\"_ _2\"></span>gher of t<span class=\"_ _2\"></span>hat CGU grou<span class=\"_ _2\"></span>p\u2019s va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>-in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e or fair v<span class=\"_ _2\"></span>alue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to sell<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e, an impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent cha<span class=\"_ _2\"></span>rge is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed whe<span class=\"_ _2\"></span>n the reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount is le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue. Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude sud<span class=\"_ _2\"></span>den s<span class=\"_ _2\"></span>tock ma<span class=\"_ _2\"></span>rket f<span class=\"_ _2\"></span>alls<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e abse<span class=\"_ _2\"></span>nce of pos<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ve Net C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>sh Flo<span class=\"_ _2\"></span>ws (\u201c<span class=\"_ _2\"></span>NCCF<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>signi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s in the dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance ha<span class=\"_ _2\"></span>s been te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent at 31 Dece<span class=\"_ _2\"></span>mber 2024 and con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ate a surp<span class=\"_ _2\"></span>lus of the re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount ov<span class=\"_ _2\"></span>er the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGUs. A<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t,<span class=\"_ _2\"></span> no<span class=\"_ gs37\"> </span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able sh<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>he perce<span class=\"_ _2\"></span>ntag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>nge requ<span class=\"_ _2\"></span>ired in eac<span class=\"_ _2\"></span>h key as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue wou<span class=\"_ _2\"></span>ld excee<span class=\"_ _2\"></span>d the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, ass<span class=\"_ _2\"></span>uming a<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>les rem<span class=\"_ _2\"></span>ain the s<span class=\"_ _2\"></span>ame. T<span class=\"_ _2\"></span>his hig<span class=\"_ _2\"></span>hlig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>key a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d in the CGU val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore an imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment wo<span class=\"_ _2\"></span>uld ne<span class=\"_ _2\"></span>ed to be reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span><table class=\"s w15c hb9\" id=\"_8cd0bd00-ccc5-4b7f-aa0d-4f5d94425a60\"><tr><td></td><td></td><td class=\"t m0 x69f hb y308e ff12d fs8 fc3 sc0 ls4b wsd9\">High Net </td></tr><tr><td></td><td class=\"t m0 x6a0 hb y308f ff133 fs8 fc3 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a1 hb y308f ff12d fs8 fc3 sc0 ls6f ws70\">Wort<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w15d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on in for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>ash flo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y2eb5 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">65%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y2eb5 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">81%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w160 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y2eb6 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">42%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y2eb6 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">48%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s are impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>, reven<span class=\"_ _2\"></span>ue mar<span class=\"_ _2\"></span>gins an<span class=\"_ _2\"></span>d NCCF<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws are mos<span class=\"_ _2\"></span>t se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se the<span class=\"_ _2\"></span>y have a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s relate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges for ot<span class=\"_ _2\"></span>her ke<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and has n<span class=\"_ _2\"></span>ot iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed any ot<span class=\"_ _2\"></span>her ins<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances t<span class=\"_ _2\"></span>hat coul<span class=\"_ _2\"></span>d caus<span class=\"_ _2\"></span>e the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of CGUs to excee<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s recovera<span class=\"_ _6\"></span>ble amou<span class=\"_ _6\"></span>nt.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _2\"></span>-use methodolog<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the v<span class=\"_ _2\"></span>alue in us<span class=\"_ _2\"></span>e of the gro<span class=\"_ _2\"></span>ups of CGUs are ba<span class=\"_ _2\"></span>sed on th<span class=\"_ _2\"></span>e mos<span class=\"_ _2\"></span>t recen<span class=\"_ _2\"></span>t man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt appr<span class=\"_ _2\"></span>oved t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich are co<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ined in t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s B<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss Pla<span class=\"_ _2\"></span>n. T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate ant<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>ke into acco<span class=\"_ _2\"></span>unt cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>niti<span class=\"_ _2\"></span>es af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, adv<span class=\"_ _2\"></span>ice an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, and th<span class=\"_ _2\"></span>eir imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rojec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates a<span class=\"_ _2\"></span>nd judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, the g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th ra<span class=\"_ _2\"></span>te used to de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine the te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>al val<span class=\"_ _2\"></span>ue of the gr<span class=\"_ _2\"></span>oups of CGUs in the a<span class=\"_ _2\"></span>nnual as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt was 2.0<span class=\"_ _2\"></span>% (31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>2.0<span class=\"_ _2\"></span>%).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group u<span class=\"_ _2\"></span>ses a sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al (po<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ax) of 9.0% (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: 10.0%) to dis<span class=\"_ _2\"></span>count ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s acro<span class=\"_ _2\"></span>ss it<span class=\"_ _2\"></span>s t<span class=\"_ _2\"></span>wo gro<span class=\"_ _2\"></span>ups of CGUs. T<span class=\"_ _2\"></span>he sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l is base<span class=\"_ _2\"></span>d on the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of the le<span class=\"_ _2\"></span>vel of r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ea<span class=\"_ _2\"></span>ch grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>of CGUs repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sma<span class=\"_ _2\"></span>ll amou<span class=\"_ _2\"></span>nt of debt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng. 15: Prope<span class=\"_ _6\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _5\"></span>, pla<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>t a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d equip<span class=\"_ _5\"></span>ment<span class=\"_ _29f\"> </span><table class=\"s w161 hba\" id=\"_ee9ae8f9-e918-4e08-80a0-baea47e38f2b\"><tr><td></td><td class=\"t m0 x6a6 hb y3090 ff12d fs8 fc3 sc0 lsff ws185\">Right-<span class=\"_ _2\"></span>of-use<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a7 hb y3091 ff12d fs8 fc3 sc0 ls65 ws80\">Plant and<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 hb y3092 ff12d fs8 fc3 sc0 lsee ws108\">Assets under</td><td></td></tr><tr><td></td><td class=\"t m0 x6a8 hb y3093 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets</td><td class=\"t m0 x6a9 hb y3094 ff12d fs8 fc3 sc0 ls65 ws80\"> equipment<span class=\"_ _29f\"> </span></td><td class=\"c x6ab y3095 w162 ha4\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsff ws5c\">construction</div><div class=\"t m0 x6aa h1b y2f63 ff12d fs10 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x562 hb y3096 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x675 hb y3097 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3098 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y309a ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y309b w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y309b w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y309b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y309b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y309b w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">206<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309c w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y309c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309d w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y309d w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y309d w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y309e w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a0 w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68d y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bc y30a0 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bd y30a0 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a1 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y30a1 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bf y30a1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y30a1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c1 y30a1 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a2 w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y30a2 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y30a2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a3 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y30a3 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y30a3 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c6 y30a3 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c7 y30a3 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a4 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y30a4 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ca y30a4 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30a5 ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated depre<span class=\"_ _2\"></span>ciation<span class=\"_ _6\"></span> and impairment losses <span class=\"_ _87\"> </span> <span class=\"_ _166\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30a6 w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y30a6 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(59)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cc y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(35)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cd y30a6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ce y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(94)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a7 w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30a7 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30a7 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a8 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y30a8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y30a8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">37<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a9 w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30aa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30aa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30ab w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30ab w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30ab w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ac w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y30ac w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dc y30ac w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dd y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ad w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30ad w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30ad w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ae w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6de y30ae w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6df y30ae w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ae w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ae w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30af w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e1 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e2 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e3 y30af w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e4 y30af w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30b0 ff12d fs11 fc3 sc0 lsbd ws1b4\">Carr<span class=\"_ _2\"></span>ying <span class=\"_ _214\"></span>value <span class=\"_ _215\"></span>   </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e61 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e5 y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">55<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e7 y2e61 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e8 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e9 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table>1 In 202<span class=\"_ _2\"></span>3, a r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t-of<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>th a co<span class=\"_ _2\"></span>st of \u00a313 mil<span class=\"_ _2\"></span>lion a<span class=\"_ _2\"></span>nd an a<span class=\"_ _2\"></span>ccu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted d<span class=\"_ _2\"></span>epre<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a33 m<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>as tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>o In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>s a resu<span class=\"_ _2\"></span>lt of t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup s<span class=\"_ _2\"></span>ubl<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g the p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r an op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e.<span class=\"_ _29f\"> </span>2 Re<span class=\"_ _2\"></span>cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of a lea<span class=\"_ _2\"></span>se in<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin Trad<span class=\"_ _2\"></span>e, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s to Rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts in<span class=\"_ gs30e\"> </span>l<span class=\"_ _2\"></span>ine w<span class=\"_ _2\"></span>ith I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S 1<span class=\"_ _6\"></span>6 re<span class=\"_ _2\"></span>quir<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. 3 T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d \u00a34 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at we<span class=\"_ _2\"></span>re und<span class=\"_ _2\"></span>er con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t 31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2024 (31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r 2023: \u00a3<span class=\"_ _2\"></span>nil<span class=\"_ _2\"></span>). Th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, rela<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g to imp<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>o lea<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>ff<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, are e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed to b<span class=\"_ _2\"></span>e comp<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>ed an<span class=\"_ _2\"></span>d brou<span class=\"_ _2\"></span>ght i<span class=\"_ _2\"></span>nto us<span class=\"_ _2\"></span>e dur<span class=\"_ _2\"></span>ing 20<span class=\"_ _2\"></span>25.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng valu<span class=\"_ _2\"></span>e of righ<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24 relate<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>\u00a352 mi<span class=\"_ _2\"></span>llion of p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s (31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a355 mil<span class=\"_ _2\"></span>lion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-439": {
   "value": "10<span class=\"_ _2\"></span>(b): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r oper<span class=\"_ _2\"></span>ating a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>trati<span class=\"_ _2\"></span>ve exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on o<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s we1 hac\" id=\"_ba5354a6-62c1-4018-8842-0d6098f3d942\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fd4 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fd5 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fd6 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2fd7 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fd8 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fd9 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x563 hb y2fda ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fdb ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2fdc ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e59 we2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls94 wse3\">St<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y2fdd we3 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y2e59 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y2e59 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fde ff11b fs11 fc3 sc0 ls94 ws1\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>e on rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fdf we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe0 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> ot<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span>r plant<span class=\"_ _6\"></span> and equi<span class=\"_ _6\"></span>pment<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2ed4 we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe1 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> sublet propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fe2 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe3 ff11b fs11 fc3 sc0 lsdd wsb4\">Amor<span class=\"_ _2\"></span>tisation of soft<span class=\"_ _2\"></span>war<span class=\"_ _6\"></span>e development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe4 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y2e5c w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y2e5c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe5 ff11b fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation of<span class=\"_ _6\"></span> other intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2ed7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y2eb1 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe6 ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f other<span class=\"_ _6\"></span> intangible assets<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 we5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Admini<span class=\"_ _6\"></span>stration and<span class=\"_ _5\"></span> other expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x575 y2eb5 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">327<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">227<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we6 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other operating and administrative expe<span class=\"_ _2\"></span>nses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x577 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">575<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es inc<span class=\"_ _2\"></span>lude pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishi<span class=\"_ _2\"></span>ng prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to the O<span class=\"_ _2\"></span>ngoing A<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w as we<span class=\"_ _2\"></span>ll as gen<span class=\"_ _2\"></span>eral o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es, m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, pre<span class=\"_ _2\"></span>mise<span class=\"_ _2\"></span>s and I<span class=\"_ _2\"></span>T<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-401": {
   "value": "10<span class=\"_ _2\"></span>(b): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r oper<span class=\"_ _2\"></span>ating a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>trati<span class=\"_ _2\"></span>ve exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on o<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s we1 hac\" id=\"_ba5354a6-62c1-4018-8842-0d6098f3d942\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fd4 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fd5 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fd6 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2fd7 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fd8 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fd9 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x563 hb y2fda ff121 fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fdb ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2fdc ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e59 we2 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls94 wse3\">St<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x566 y2fdd we3 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">10(c)(i)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x567 y2e59 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x568 y2e59 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fde ff11b fs11 fc3 sc0 ls94 ws1\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>e on rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-u<span class=\"_ _2\"></span>se as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fdf we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ef6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff11c fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe0 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> ot<span class=\"_ _2\"></span>he<span class=\"_ _6\"></span>r plant<span class=\"_ _6\"></span> and equi<span class=\"_ _6\"></span>pment<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2ed4 we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff11b fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56c y2ea9 w43 h9a\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe1 ff11b fs11 fc3 sc0 ls4d wsc4\">Depreciation<span class=\"_ _6\"></span> charge on<span class=\"_ _5\"></span> sublet propert<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x56a y2fe2 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56b y2e5b w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56d y2e5b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe3 ff11b fs11 fc3 sc0 lsdd wsb4\">Amor<span class=\"_ _2\"></span>tisation of soft<span class=\"_ _2\"></span>war<span class=\"_ _6\"></span>e development c<span class=\"_ _6\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe4 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x56f y2e5c w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x570 y2e5c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe5 ff11b fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation of<span class=\"_ _6\"></span> other intangible<span class=\"_ _6\"></span> asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2ed7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x571 y2eb1 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x572 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2fe6 ff11b fs11 fc3 sc0 ls4d wsc4\">Impairment o<span class=\"_ _6\"></span>f other<span class=\"_ _6\"></span> intangible assets<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fe7 w2a h94\"><div class=\"t m0 x23f h1c y2e30 ff11c fs8 fc3 sc0 ls1 ws1\">14(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x573 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x574 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 we5 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 lse7 ws9f\">Admini<span class=\"_ _6\"></span>stration and<span class=\"_ _5\"></span> other expenses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x575 y2eb5 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">327<span class=\"_ _29f\"> </span></div></td><td class=\"c n x576 y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">227<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 we6 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other operating and administrative expe<span class=\"_ _2\"></span>nses<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x577 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x578 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">575<span class=\"_ _29f\"> </span></div></td></tr></table>Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es inc<span class=\"_ _2\"></span>lude pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishi<span class=\"_ _2\"></span>ng prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to the O<span class=\"_ _2\"></span>ngoing A<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>ice Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w as we<span class=\"_ _2\"></span>ll as gen<span class=\"_ _2\"></span>eral o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nses i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d lev<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y fe<span class=\"_ _2\"></span>es, m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>, pre<span class=\"_ _2\"></span>mise<span class=\"_ _2\"></span>s and I<span class=\"_ _2\"></span>T<span class=\"_ _5\"></span>-<span class=\"_ _2\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-402": {
   "value": "10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>): S<span class=\"_ _2\"></span>taf<span class=\"_ _2\"></span>f cos<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r emp<span class=\"_ _2\"></span>loyee<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>ated c<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>)<span class=\"_ _2\"></span>(i)<span class=\"_ _2\"></span>: Staf<span class=\"_ _2\"></span>f co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span><table class=\"s we1 had\" id=\"_c1dc3170-789f-4f49-8921-5ba4c675d8ae\"><tr><td></td><td></td><td class=\"t m0 x55d hb y2fe8 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2fe9 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x55f hb y2fea ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2feb ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x561 hb y2fec ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2fed ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x579 hb y2fee ff121 fs8 fc3 sc0 ls101 ws10d\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m0 x564 hb y2fef ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2ff0 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 we7 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws88\">Salaries<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57a y2ea9 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">178<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57b y2ea9 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">174<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b we8 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">Bonus and incentive remuneration<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57c y2e5b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">60<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57d y2e5b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c we9 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">So<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x57e y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x57f y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 wea h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>blig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons \u2013 de<span class=\"_ _2\"></span>fine<span class=\"_ _2\"></span>d cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on pla<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x580 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x581 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y2ff1 ff11b fs11 fc3 sc0 lse7 ws9f\">Shar<span class=\"_ _6\"></span>e-based payments \u2013<span class=\"_ _6\"></span> equity-set<span class=\"_ _2\"></span>tled<span class=\"_ _29f\"> </span></td><td class=\"c n x56e y2fa3 w31 h97\"><div class=\"t m0 x23f h1c y2e5f ff11c fs8 fc3 sc0 ls1 ws1\">28(e)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x582 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x583 y2ed8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 web h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x584 y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x585 y2eb5 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wec h95\"><div class=\"t m0 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>aff cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x586 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">312<span class=\"_ _29f\"> </span></div></td><td class=\"c n x587 y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">295<span class=\"_ _29f\"> </span></div></td></tr></table>10<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>)<span class=\"_ _2\"></span>(ii)<span class=\"_ _2\"></span>: Emp<span class=\"_ _2\"></span>loyee n<span class=\"_ _2\"></span>umbe<span class=\"_ _2\"></span>rs <span class=\"_ _192\"> </span> <span class=\"_ _68\"> </span> <table class=\"s we1 hae\" id=\"_4188e210-4b3d-425e-a522-9e95cbd285e6\"><tr><td></td><td class=\"t m0 x55d hb y2ff2 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x55e hb y2ff3 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x55f hb y2ff4 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x560 hb y2ff5 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x561 hb y2ff6 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y2ff7 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x564 hb y2ff8 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y2ff9 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y2ffa ff121 fs11 fc3 sc0 ls94 ws1\">Th<span class=\"_ _2\"></span>e avera<span class=\"_ _2\"></span>ge num<span class=\"_ _2\"></span>ber o<span class=\"_ _2\"></span>f per<span class=\"_ _2\"></span>son<span class=\"_ _2\"></span>s emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>d by the G<span class=\"_ _2\"></span>roup w<span class=\"_ _2\"></span>as:<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb1 w8c h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x588 y2eb1 waa h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">1,929<span class=\"_ _29f\"> </span></div></td><td class=\"c n x589 y2eb1 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">2,008<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w8d h95\"><div class=\"t m0 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">Hig<span class=\"_ _2\"></span>h Ne<span class=\"_ _2\"></span>t Wor<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58a y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">934<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58b y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">920<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w8e h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">He<span class=\"_ _2\"></span>ad Offi<span class=\"_ _2\"></span>ce<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58c y2eb5 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">126<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58d y2eb5 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">86<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wed h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ave<span class=\"_ _2\"></span>rage nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58e y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">2,989<span class=\"_ _29f\"> </span></div></td><td class=\"c n x58f y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">3,014<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-403": {
   "value": "10(d): Auditors\u2019 remuneration<span class=\"_ _29f\"> </span>Inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in ot<span class=\"_ _2\"></span>her op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing an<span class=\"_ _2\"></span>d admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s are fe<span class=\"_ _2\"></span>es pai<span class=\"_ _2\"></span>d to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s aud<span class=\"_ _2\"></span>itor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>hese<span class=\"_ gs37\"> </span>c<span class=\"_ _2\"></span>an be c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>rise<span class=\"_ _2\"></span>d as foll<span class=\"_ _2\"></span>ows<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s wef haf\" id=\"_17fd4d8c-7c2a-4b01-81d1-d0a963c00468\"><tr><td></td><td class=\"t m1 x235 hb y2ffb ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y2ffc ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y2ffd ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y2ffe ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y2fff ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3000 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y3001 ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3002 ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3003 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ors a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>eir as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es for t<span class=\"_ _2\"></span>he au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span> </td><td></td><td></td></tr><tr><td class=\"c n x245 y2fc7 wf0 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">of Par<span class=\"_ _2\"></span>ent Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed fina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x590 y2fc7 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">1.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x591 y2fc7 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2efa wf2 h96\"><div class=\"t m1 x23f h1c y2e58 ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble to t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup au<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ors a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>eir as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es for o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls13d ws15b\">ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices:<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x25f y2efb wf3 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Au<span class=\"_ _2\"></span>dit of t<span class=\"_ _2\"></span>he fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>su<span class=\"_ _2\"></span>bsid<span class=\"_ _2\"></span>iar<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x592 y2efb wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">2.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x593 y2efb wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">1.9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y2ed8 wf5 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls9c wse7\">Audit<span class=\"_ _6\"></span>-related<span class=\"_ _6\"></span> assurance<span class=\"_ _6\"></span> ser<span class=\"_ _2\"></span>vices<span class=\"_ _29f\"> </span></div></td><td class=\"c n x594 y2ed8 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x595 y2ed8 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 wf6 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">F<span class=\"_ _2\"></span>ees fo<span class=\"_ _2\"></span>r oth<span class=\"_ _2\"></span>er as<span class=\"_ _2\"></span>sur<span class=\"_ _2\"></span>ance s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces<span class=\"_ _29f\"> </span></div></td><td class=\"c n x596 y2e61 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">0.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x597 y2e61 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">0.5<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wf7 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal Group auditors<span class=\"_ _2\"></span>\u2019<span class=\"_ _6\"></span> remuneration<span class=\"_ _29f\"> </span></div></td><td class=\"c n x598 y2eb6 wf8 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">5.9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y2eb6 w40 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">5.0<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-459": {
   "value": "10<span class=\"_ _2\"></span>(e<span class=\"_ _6\"></span>): F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and si<span class=\"_ _2\"></span>milar c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>es, a<span class=\"_ _2\"></span>ll of wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s compr<span class=\"_ _2\"></span>ise:<span class=\"_ _29f\"> </span><table class=\"s wef hb0\" id=\"_1f85d766-b7f0-479c-ac90-a2ad5743e0ba\"><tr><td></td><td class=\"t m1 x235 hb y3004 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y3005 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y3006 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3007 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3008 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3009 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y300a ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y300b ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y300c wf9 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>er<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span> loans and other<span class=\"_ _6\"></span> ex<span class=\"_ _2\"></span>ternal<span class=\"_ _6\"></span> debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y300c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y300c w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300d wfa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (T<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2 bo<span class=\"_ _2\"></span>nd)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300e wfb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls85 ws81\">Interest payable on<span class=\"_ _6\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y300e w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y300e w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300f wfc h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wfd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>nce co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of intere<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cha<span class=\"_ _2\"></span>rges on t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs f<span class=\"_ _2\"></span>rom a num<span class=\"_ _2\"></span>ber of re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>onsh<span class=\"_ _2\"></span>ip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>. More d<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ils reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g bor<span class=\"_ _2\"></span>rowed f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le, are sho<span class=\"_ _2\"></span>wn in note 32. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are exclu<span class=\"_ _2\"></span>ded f<span class=\"_ _2\"></span>rom adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts adjus<span class=\"_ _2\"></span>ting<span class=\"_ _6\"></span> item. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-453": {
   "value": "10<span class=\"_ _2\"></span>(e<span class=\"_ _6\"></span>): F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and si<span class=\"_ _2\"></span>milar c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>es, a<span class=\"_ _2\"></span>ll of wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s compr<span class=\"_ _2\"></span>ise:<span class=\"_ _29f\"> </span><table class=\"s wef hb0\" id=\"_1f85d766-b7f0-479c-ac90-a2ad5743e0ba\"><tr><td></td><td class=\"t m1 x235 hb y3004 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y3005 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y3006 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3007 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3008 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3009 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y300a ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y300b ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y300c wf9 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>er<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span> loans and other<span class=\"_ _6\"></span> ex<span class=\"_ _2\"></span>ternal<span class=\"_ _6\"></span> debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y300c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y300c w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300d wfa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (T<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2 bo<span class=\"_ _2\"></span>nd)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300e wfb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls85 ws81\">Interest payable on<span class=\"_ _6\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y300e w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y300e w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300f wfc h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wfd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>nce co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of intere<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cha<span class=\"_ _2\"></span>rges on t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs f<span class=\"_ _2\"></span>rom a num<span class=\"_ _2\"></span>ber of re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>onsh<span class=\"_ _2\"></span>ip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>. More d<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ils reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g bor<span class=\"_ _2\"></span>rowed f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le, are sho<span class=\"_ _2\"></span>wn in note 32. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are exclu<span class=\"_ _2\"></span>ded f<span class=\"_ _2\"></span>rom adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts adjus<span class=\"_ _2\"></span>ting<span class=\"_ _6\"></span> item. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-440": {
   "value": "10<span class=\"_ _2\"></span>(e<span class=\"_ _6\"></span>): F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and si<span class=\"_ _2\"></span>milar c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>es, a<span class=\"_ _2\"></span>ll of wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s compr<span class=\"_ _2\"></span>ise:<span class=\"_ _29f\"> </span><table class=\"s wef hb0\" id=\"_1f85d766-b7f0-479c-ac90-a2ad5743e0ba\"><tr><td></td><td class=\"t m1 x235 hb y3004 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y3005 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y3006 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3007 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3008 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3009 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y300a ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y300b ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y300c wf9 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>er<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span> loans and other<span class=\"_ _6\"></span> ex<span class=\"_ _2\"></span>ternal<span class=\"_ _6\"></span> debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y300c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y300c w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300d wfa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (T<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2 bo<span class=\"_ _2\"></span>nd)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300e wfb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls85 ws81\">Interest payable on<span class=\"_ _6\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y300e w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y300e w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300f wfc h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wfd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>nce co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of intere<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cha<span class=\"_ _2\"></span>rges on t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs f<span class=\"_ _2\"></span>rom a num<span class=\"_ _2\"></span>ber of re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>onsh<span class=\"_ _2\"></span>ip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>. More d<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ils reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g bor<span class=\"_ _2\"></span>rowed f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le, are sho<span class=\"_ _2\"></span>wn in note 32. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are exclu<span class=\"_ _2\"></span>ded f<span class=\"_ _2\"></span>rom adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts adjus<span class=\"_ _2\"></span>ting<span class=\"_ _6\"></span> item. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-404": {
   "value": "10<span class=\"_ _2\"></span>(e<span class=\"_ _6\"></span>): F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>low an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s and si<span class=\"_ _2\"></span>milar c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>es, a<span class=\"_ _2\"></span>ll of wh<span class=\"_ _2\"></span>ich are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t. F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s compr<span class=\"_ _2\"></span>ise:<span class=\"_ _29f\"> </span><table class=\"s wef hb0\" id=\"_1f85d766-b7f0-479c-ac90-a2ad5743e0ba\"><tr><td></td><td class=\"t m1 x235 hb y3004 ff121 fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y3005 ff121 fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x237 hb y3006 ff121 fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3007 ff121 fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3008 ff121 fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3009 ff121 fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y300a ff121 fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y300b ff121 fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y300c wf9 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>er<span class=\"_ _2\"></span>m<span class=\"_ _6\"></span> loans and other<span class=\"_ _6\"></span> ex<span class=\"_ _2\"></span>ternal<span class=\"_ _6\"></span> debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y300c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y300c w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300d wfa h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (T<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2 bo<span class=\"_ _2\"></span>nd)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y300d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300e wfb h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls85 ws81\">Interest payable on<span class=\"_ _6\"></span> borrowed funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y300e w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y300e w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y300f wfc h95\"><div class=\"t m1 x23f h1c y2e3c ff11b fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se on l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59d y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y300f w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff11c fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 wfd h95\"><div class=\"t m1 x23f h1c y2e3c ff127 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>nce co<span class=\"_ _2\"></span>sts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a0 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff121 fs11 fc3 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt th<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>t of intere<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>nce cha<span class=\"_ _2\"></span>rges on t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>rowi<span class=\"_ _2\"></span>ngs f<span class=\"_ _2\"></span>rom a num<span class=\"_ _2\"></span>ber of re<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>onsh<span class=\"_ _2\"></span>ip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>. More d<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>ils reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g bor<span class=\"_ _2\"></span>rowed f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s, in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le, are sho<span class=\"_ _2\"></span>wn in note 32. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are exclu<span class=\"_ _2\"></span>ded f<span class=\"_ _2\"></span>rom adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts adjus<span class=\"_ _2\"></span>ting<span class=\"_ _6\"></span> item. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-341": {
   "value": "1<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>: Ta<span class=\"_ _1\"></span>x<span class=\"_ _29f\"> </span>11(<span class=\"_ _6\"></span>a): T<span class=\"_ _6\"></span>ax ch<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span><table class=\"s wfe hb1\" id=\"_1f540018-c709-4c5f-b6eb-f93c1ebeccec\"><tr><td></td><td class=\"t m0 x235 hb y3010 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x236 hb y3011 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x537 hb y3012 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a1 hb y3013 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x5a2 hb y3014 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a3 hb y3015 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y3016 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3017 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y3018 ff12d fs11 fc1 sc0 ls94 ws1\">Cur<span class=\"_ _2\"></span>rent t<span class=\"_ _2\"></span>ax<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f75 wff h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsbc ws8a\">United Kingdom<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a4 y2f75 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">67<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a5 y2f75 w24 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f76 w100 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsdd wsb4\">Overs<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>as tax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a6 y2f76 w24 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y2f76 w36 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w101 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s to cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t tax i<span class=\"_ _2\"></span>n resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of pr<span class=\"_ _2\"></span>ior p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>iods<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a7 y2f77 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a8 y2f77 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w102 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal current tax charge<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5a9 y2ed2 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5aa y2ed2 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3019 ff12d fs11 fc1 sc0 ls166 ws1b0\">Deferr<span class=\"_ _6\"></span>ed tax<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f79 w103 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Or<span class=\"_ _2\"></span>igi<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d reve<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>al of temp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y diffe<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ab y2f79 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ac y2f79 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w104 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Effe<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax of ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s in ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>tes<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ad y2ef6 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ae y2ef6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w105 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s to def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of p<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y2ef7 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y2ef7 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w106 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal deferred ta<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span> charge<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b1 y2e5b w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b2 y2e5b w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">44<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w107 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal tax charged<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b4 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w108 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">At<span class=\"_ _2\"></span>tributable <span class=\"_ _6\"></span>to <span class=\"_ _6\"></span>polic<span class=\"_ _2\"></span>yholder<span class=\"_ _6\"></span> returns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b5 y2ed8 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">95<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b6 y2ed8 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w109 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to sh<span class=\"_ _2\"></span>areh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er retu<span class=\"_ _2\"></span>rns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b7 y2eb5 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b8 y2eb5 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(30)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w107 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal tax charged<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b3 y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b4 y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr></table>Policyhol<span class=\"_ _2\"></span>der<span class=\"_ _6\"></span> tax<span class=\"_ _29f\"> </span>Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>bjec<span class=\"_ _2\"></span>t to ta<span class=\"_ _2\"></span>x on pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u2019 <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retur<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his \u201cpo<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x\u201d is an<span class=\"_ _2\"></span> el<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of tot<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e. <span class=\"_ _6\"></span>T<span class=\"_ _6\"></span>o make th<span class=\"_ _2\"></span>e tax e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse mo<span class=\"_ _2\"></span>re meani<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>, ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er ret<span class=\"_ _2\"></span>urns a<span class=\"_ _2\"></span>nd ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to<span class=\"_ gs37\"> </span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urns are sh<span class=\"_ _2\"></span>own s<span class=\"_ _2\"></span>epar<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y in the con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span> of com<span class=\"_ _2\"></span>prehe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ve incom<span class=\"_ _2\"></span>e.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ret<span class=\"_ _2\"></span>urns i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le in the ye<span class=\"_ _2\"></span>ar plus t<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le in fu<span class=\"_ _2\"></span>ture yea<span class=\"_ _2\"></span>rs. T<span class=\"_ _2\"></span>he rema<span class=\"_ _2\"></span>inde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted to<span class=\"_ gs37\"> </span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s in<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax char<span class=\"_ _2\"></span>ge was \u00a369 mill<span class=\"_ _2\"></span>ion in 2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a346 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax cha<span class=\"_ _2\"></span>rge). The in<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax cha<span class=\"_ _2\"></span>rge ca<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y signi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>antl<span class=\"_ _2\"></span>y year-o<span class=\"_ _2\"></span>n-y<span class=\"_ _2\"></span>ear as a resu<span class=\"_ _2\"></span>lt of mar<span class=\"_ _2\"></span>ket vol<span class=\"_ _2\"></span>atil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y and t<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>is has on polic<span class=\"_ _2\"></span>yholder<span class=\"_ _6\"></span> tax. T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>come rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d from po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders to f<span class=\"_ _2\"></span>und th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>(w<span class=\"_ _2\"></span>hich is<span class=\"_ _2\"></span> inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thin th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s inc<span class=\"_ _2\"></span>ome) has his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>lly b<span class=\"_ _2\"></span>een vol<span class=\"_ _2\"></span>atil<span class=\"_ _2\"></span>e due to timi<span class=\"_ _2\"></span>ng dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y ded<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns and cre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>s and t<span class=\"_ _2\"></span>he corre<span class=\"_ _2\"></span>spon<span class=\"_ _2\"></span>ding po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x exp<span class=\"_ _2\"></span>ense, re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>ing in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>ed for sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts to t<span class=\"_ _2\"></span>he adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it to remov<span class=\"_ _2\"></span>e thes<span class=\"_ _2\"></span>e dis<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up has m<span class=\"_ _2\"></span>ade cha<span class=\"_ _2\"></span>nges to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s uni<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>icin<span class=\"_ _2\"></span>g poli<span class=\"_ _2\"></span>cy d<span class=\"_ _2\"></span>urin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ting to p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der ta<span class=\"_ _2\"></span>x char<span class=\"_ _2\"></span>ges wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll reduc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture v<span class=\"_ _2\"></span>olat<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y in t<span class=\"_ _2\"></span>hese t<span class=\"_ _2\"></span>iming di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nces<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>hese c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>red<span class=\"_ _2\"></span>uce th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>valu<span class=\"_ _2\"></span>e of adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to fu<span class=\"_ _2\"></span>ture pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>ds adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>, set o<span class=\"_ _2\"></span>ut in note 7(b)<span class=\"_ _2\"></span>(v<span class=\"_ _2\"></span>ii).<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r the yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>ded 31 Dece<span class=\"_ _2\"></span>mber 2024 resul<span class=\"_ _2\"></span>ted in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt gain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of \u00a3<span class=\"_ _2\"></span>342 mil<span class=\"_ _2\"></span>lion on pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ga<span class=\"_ _2\"></span>in is a compo<span class=\"_ _2\"></span>nent of t<span class=\"_ _2\"></span>he tota<span class=\"_ _2\"></span>l \u201cinv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retur<span class=\"_ _2\"></span>n\u201d ga<span class=\"_ _2\"></span>in of<span class=\"_ gs37\"> </span>\u00a34,<span class=\"_ _2\"></span>877 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sh<span class=\"_ _2\"></span>own in th<span class=\"_ _2\"></span>e conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ment of com<span class=\"_ _2\"></span>preh<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ve inco<span class=\"_ _2\"></span>me. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e \u00a3<span class=\"_ _2\"></span>342 mill<span class=\"_ _2\"></span>ion inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retur<span class=\"_ _2\"></span>n gain is a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ele<span class=\"_ _2\"></span>ment of t<span class=\"_ _2\"></span>he \u00a395 mill<span class=\"_ _2\"></span>ion ta<span class=\"_ _2\"></span>x char<span class=\"_ _2\"></span>ge at<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er retur<span class=\"_ _2\"></span>ns in 2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a376 mil<span class=\"_ _2\"></span>lion ch<span class=\"_ _2\"></span>arge).<span class=\"_ _29f\"> </span>Fir<span class=\"_ _2\"></span>st ti<span class=\"_ _2\"></span>me rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>tion of d<span class=\"_ _2\"></span>efe<span class=\"_ _2\"></span>rre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts on t<span class=\"_ _2\"></span>ax lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _5\"></span>1 mi<span class=\"_ _2\"></span>llion to<span class=\"_ _2\"></span>tal de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>rge, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0 mill<span class=\"_ _2\"></span>ion sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax cr<span class=\"_ _2\"></span>edit i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of prev<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>usly un<span class=\"_ _2\"></span>recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Fur<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>er info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion aro<span class=\"_ _2\"></span>und th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on cri<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>a <span class=\"_ _6\"></span>is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in note 31<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>Pillar II taxes<span class=\"_ _29f\"> </span>Pil<span class=\"_ _2\"></span>lar II leg<span class=\"_ _2\"></span>isla<span class=\"_ _2\"></span>tion h<span class=\"_ _2\"></span>as been s<span class=\"_ _2\"></span>ubs<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ena<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted in the UK<span class=\"_ _2\"></span>, in<span class=\"_ _2\"></span>trod<span class=\"_ _2\"></span>ucing a Pil<span class=\"_ _2\"></span>lar II min<span class=\"_ _2\"></span>imum ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ta<span class=\"_ _2\"></span>x<span class=\"_ gs37\"> </span>rate of 1<span class=\"_ _6\"></span>5%. T<span class=\"_ _2\"></span>he leg<span class=\"_ _2\"></span>isla<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s a Mult<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>al T<span class=\"_ _5\"></span>op<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>up T<span class=\"_ _5\"></span>ax (<span class=\"_ _2\"></span>\u201cM<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) and a Dom<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tic T<span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>-up<span class=\"_ _2\"></span> T<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>x (\u201c<span class=\"_ _2\"></span>DT<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l year be<span class=\"_ _2\"></span>ginn<span class=\"_ _2\"></span>ing 1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 202<span class=\"_ _6\"></span>4. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has a<span class=\"_ _2\"></span>ppli<span class=\"_ _2\"></span>ed the exem<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>on unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>I<span class=\"_ _2\"></span>AS 1<span class=\"_ _6\"></span>2.4<span class=\"_ _2\"></span>A and ac<span class=\"_ _2\"></span>cordin<span class=\"_ _2\"></span>gly w<span class=\"_ _2\"></span>ill not re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise or dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>se info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tion ab<span class=\"_ _2\"></span>out d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ted to Pill<span class=\"_ _2\"></span>ar II incom<span class=\"_ _2\"></span>e taxe<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ment of t<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>osure to Pil<span class=\"_ _2\"></span>lar II inco<span class=\"_ _2\"></span>me ta<span class=\"_ _2\"></span>xes has sho<span class=\"_ _2\"></span>wn th<span class=\"_ _2\"></span>at the ma<span class=\"_ _2\"></span>jori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ise in cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>ax rate<span class=\"_ _2\"></span>s abov<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>5%<span class=\"_ _2\"></span>. The p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>ese r<span class=\"_ _2\"></span>ules in ea<span class=\"_ _2\"></span>ch of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group<span class=\"_ _2\"></span>\u2019s mai<span class=\"_ _2\"></span>n terr<span class=\"_ _2\"></span>itor<span class=\"_ _2\"></span>ies is su<span class=\"_ _2\"></span>mmar<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low.<span class=\"_ _29f\"> </span>UK<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>at it<span class=\"_ _2\"></span>s Pilla<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>II UK ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te excee<span class=\"_ _2\"></span>ds the 1<span class=\"_ _5\"></span>5% mi<span class=\"_ _2\"></span>nimum ra<span class=\"_ _2\"></span>te and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere is no ad<span class=\"_ _2\"></span>diti<span class=\"_ _2\"></span>onal li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in relat<span class=\"_ _2\"></span>ion to th<span class=\"_ _2\"></span>e UK.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he scop<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e MT<span class=\"_ _2\"></span>T mea<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t a <span class=\"_ _6\"></span>top<span class=\"_ _2\"></span>-u<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax char<span class=\"_ _2\"></span>ge may als<span class=\"_ _2\"></span>o aris<span class=\"_ _2\"></span>e in the UK on p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed in cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies wi<span class=\"_ _2\"></span>th low<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x rates in w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erate<span class=\"_ _2\"></span>s, sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to a loc<span class=\"_ _2\"></span>al qual<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing dom<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tic min<span class=\"_ _2\"></span>imum t<span class=\"_ _2\"></span>ax. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s m<span class=\"_ _2\"></span>ain non<span class=\"_ _2\"></span>-U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>in Je<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>y and Irel<span class=\"_ _2\"></span>and. Ire<span class=\"_ _2\"></span>land ha<span class=\"_ _2\"></span>s enac<span class=\"_ _2\"></span>ted a qua<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing do<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>tic mi<span class=\"_ _2\"></span>nimum t<span class=\"_ _2\"></span>ax (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low)<span class=\"_ _2\"></span>, and acco<span class=\"_ _2\"></span>rding<span class=\"_ _2\"></span>ly no ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax char<span class=\"_ _2\"></span>ge is due in th<span class=\"_ _2\"></span>e UK<span class=\"_ gs37\"> </span>on I<span class=\"_ _2\"></span>rish op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. Jer<span class=\"_ _2\"></span>sey i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to int<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>ce a <span class=\"_ _6\"></span>qua<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing do<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>tic mi<span class=\"_ _2\"></span>nimum t<span class=\"_ _2\"></span>ax in 2025.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Grou<span class=\"_ _2\"></span>p\u2019s e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ta<span class=\"_ _2\"></span>x rate in Je<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>y is 1<span class=\"_ _5\"></span>0<span class=\"_ _2\"></span>% and the<span class=\"_ _2\"></span>refor<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a MT<span class=\"_ _1\"></span>T liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of \u00a30.<span class=\"_ _5\"></span>1 mi<span class=\"_ _2\"></span>llion i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to<span class=\"_ gs37\"> </span>Je<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>ises in t<span class=\"_ _2\"></span>he UK dur<span class=\"_ _2\"></span>ing 202<span class=\"_ _6\"></span>4. T<span class=\"_ _2\"></span>his do<span class=\"_ _2\"></span>es not ha<span class=\"_ _2\"></span>ve a mater<span class=\"_ _2\"></span>ial imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s ta<span class=\"_ _2\"></span>x<span class=\"_ gs37\"> </span>cha<span class=\"_ _2\"></span>rge.<span class=\"_ _29f\"> </span>Je<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Gue<span class=\"_ _2\"></span>rnse<span class=\"_ _2\"></span>y and t<span class=\"_ _2\"></span>he Isl<span class=\"_ _2\"></span>e of Ma<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he thre<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Crow<span class=\"_ _2\"></span>n Dep<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>ncie<span class=\"_ _2\"></span>s have ena<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted or are du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to ena<span class=\"_ _2\"></span>ct l<span class=\"_ _2\"></span>egis<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on to intro<span class=\"_ _2\"></span>duce a do<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span> min<span class=\"_ _2\"></span>imum t<span class=\"_ _2\"></span>ax wi<span class=\"_ _2\"></span>th ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct f<span class=\"_ _2\"></span>rom 1 Janua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y 2025. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t to pa<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l lo<span class=\"_ _2\"></span>cal t<span class=\"_ _2\"></span>ax in the<span class=\"_ _2\"></span>se coun<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>es dur<span class=\"_ _2\"></span>ing 202<span class=\"_ _6\"></span>4. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to pay a M<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>T in<span class=\"_ gs37\"> </span>the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of any<span class=\"_ _2\"></span> 2024 <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>axab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>ese co<span class=\"_ _2\"></span>untr<span class=\"_ _2\"></span>ies (se<span class=\"_ _2\"></span>e abov<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>). Ireland Irel<span class=\"_ _2\"></span>and has i<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>duced a qua<span class=\"_ _2\"></span>lif<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing do<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>tic m<span class=\"_ _2\"></span>inimu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax. T<span class=\"_ _2\"></span>his has b<span class=\"_ _2\"></span>een sub<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly ena<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted, ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e for the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ye<span class=\"_ _2\"></span>ar beg<span class=\"_ _2\"></span>innin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 202<span class=\"_ _6\"></span>4. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019s e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ta<span class=\"_ _2\"></span>x rate in Ire<span class=\"_ _2\"></span>land is 1<span class=\"_ _5\"></span>9<span class=\"_ _2\"></span>% and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re no addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal ta<span class=\"_ _2\"></span>x aris<span class=\"_ _2\"></span>es in Irel<span class=\"_ _2\"></span>and in 2024.<span class=\"_ _29f\"> </span>Other<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed th<span class=\"_ _2\"></span>ere are no mate<span class=\"_ _2\"></span>rial Pi<span class=\"_ _2\"></span>llar II t<span class=\"_ _2\"></span>ax cha<span class=\"_ _2\"></span>rge in any ot<span class=\"_ _2\"></span>her coun<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich it ha<span class=\"_ _2\"></span>d a<span class=\"_ gs37\"> </span>pre<span class=\"_ _2\"></span>senc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing 2024.<span class=\"_ _29f\"> </span>11(b): Re<span class=\"_ _2\"></span>conci<span class=\"_ _2\"></span>liati<span class=\"_ _2\"></span>on of to<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he incom<span class=\"_ _2\"></span>e tax c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ted or cha<span class=\"_ _2\"></span>rged to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rs fro<span class=\"_ _2\"></span>m the amo<span class=\"_ _2\"></span>unt th<span class=\"_ _2\"></span>at woul<span class=\"_ _2\"></span>d appl<span class=\"_ _2\"></span>y if all of t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s from al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up ope<span class=\"_ _2\"></span>rates ha<span class=\"_ _2\"></span>d been t<span class=\"_ _2\"></span>axed a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>UK s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ndard<span class=\"_ _2\"></span> Cor<span class=\"_ _2\"></span>pora<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>T<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>x rate. T<span class=\"_ _2\"></span>he dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erence in t<span class=\"_ _2\"></span>he ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive ra<span class=\"_ _2\"></span>te is exp<span class=\"_ _2\"></span>lain<span class=\"_ _2\"></span>ed bel<span class=\"_ _2\"></span>ow:<span class=\"_ _29f\"> </span><table class=\"s w10a hb2\" id=\"_e3811525-279d-45e0-8c68-9600b4276148\"><tr><td></td><td class=\"t m1 x235 hb y301a ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x236 hb y301b ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m1 x537 hb y301c ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a1 hb y301d ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber</td></tr><tr><td></td><td class=\"t m1 x5a2 hb y301e ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x53a hb y301f ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y3020 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3021 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef3 w37 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit be<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>e tax<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b9 y2ef3 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ba y2ef3 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e59 w10b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax at U<span class=\"_ _2\"></span>K st<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rd rat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of 25% (<span class=\"_ _2\"></span>2023: 23<span class=\"_ _2\"></span>.5%)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bb y2e59 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bc y2e59 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w10c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>taxe<span class=\"_ _2\"></span>d and lo<span class=\"_ _2\"></span>w ta<span class=\"_ _2\"></span>xed inco<span class=\"_ _2\"></span>me<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bd y2ef6 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5be y2ef6 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea9 w10d h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">E<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s not de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ible f<span class=\"_ _2\"></span>or ta<span class=\"_ _2\"></span>x pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5bf y2ea9 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c0 y2ea9 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w10e h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s to cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t tax i<span class=\"_ _2\"></span>n resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of pr<span class=\"_ _2\"></span>ior y<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c1 y2e5b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y2e5b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c w10f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>t mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>n unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c2 y2e5c w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c3 y2e5c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(29)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w110 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Effe<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in t<span class=\"_ _2\"></span>ax ra<span class=\"_ _2\"></span>tes on de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c4 y2eb1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c5 y2eb1 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w105 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s to def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of p<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>r per<span class=\"_ _2\"></span>iod<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5af y2eb4 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5b0 y2eb4 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w111 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>come t<span class=\"_ _2\"></span>ax at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der re<span class=\"_ _2\"></span>tur<span class=\"_ _2\"></span>ns (net of t<span class=\"_ _2\"></span>ax reli<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c6 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">72<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c7 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">61<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w112 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>d to pro<span class=\"_ _2\"></span>fit or lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c8 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c9 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr></table><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs371\">11(<span class=\"_ _6\"></span>c): Re<span class=\"_ _2\"></span>conc<span class=\"_ _2\"></span>iliat<span class=\"_ _2\"></span>ion of I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S incom<span class=\"_ _2\"></span>e tax c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t or ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e to inc<span class=\"_ _2\"></span>ome ta<span class=\"_ _2\"></span>x on ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></div><div class=\"gs372\"><table class=\"s w113 hb3\" id=\"_6610aedb-95e0-4b0c-b20b-42baa9811f71\"><tr><td></td><td></td><td class=\"t m1 x377 hb y3022 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m1 x378 hb y3023 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m1 x55f hb y3024 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber</td><td class=\"t m1 x560 hb y3025 ff12d fs8 fc3 sc0 lsee ws108\"> 31 Decem<span class=\"_ _6\"></span>ber</td></tr><tr><td></td><td></td><td class=\"t m1 x5ca hb y3026 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x5cb hb y3027 ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x5cc hb y3028 ff12d fs8 fc3 sc0 ls101 ws10d\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3029 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x565 hb y302a ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y2e9b w114 h9b\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsf2 ws5d\">Income<span class=\"_ _6\"></span> tax expense</div><div class=\"t m1 x5cd h1d y2f83 ff12d fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5ce y2e9b w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">69<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5cf y2e9b w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y302b ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ax o<span class=\"_ _2\"></span>n adju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>ems<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e9d w115 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on and di<span class=\"_ _2\"></span>spo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>-re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>d accou<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ng<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d0 y2e9d w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d1 y2e9d w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9e wb6 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Business transformation cost<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d2 y2e9e w43 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d3 y2e9e w43 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f4c w116 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ed Per<span class=\"_ _2\"></span>son Re<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ew<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d4 y2f4c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d5 y2f4c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea2 w117 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Customer remediation ex<span class=\"_ _6\"></span>ercise<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d6 y2ea2 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d7 y2ea2 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea3 w118 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer rem<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5bd y2ea3 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d8 y2ea3 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea6 w119 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5d9 y2ea6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5da y2ea6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y302c w11a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge rate m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s (Z<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>/GB<span class=\"_ _2\"></span>P)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5db y302c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d3 y302c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y302d ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ax a<span class=\"_ _2\"></span>dju<span class=\"_ _2\"></span>stin<span class=\"_ _2\"></span>g ite<span class=\"_ _2\"></span>ms<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y302e ff12f fs11 fc3 sc0 ls4d ws4e\">Policy<span class=\"_ _2\"></span>holder<span class=\"_ _5\"></span> t<span class=\"_ _2\"></span>ax<span class=\"_ _6\"></span> adjustments </td><td class=\"c n x5dc y2fe4 w95 h94\"><div class=\"t m1 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">7(b)(vii)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5dd y2e5c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(90)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5de y2e5c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(62)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb1 w11b h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>reho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r tax a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s</div><div class=\"t m1 x5df h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5ce y2eb1 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5cf y2eb1 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w11c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ax o<span class=\"_ _2\"></span>n adju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing it<span class=\"_ _2\"></span>ems<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5e0 y2ed8 w5d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e1 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb5 w11d h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: t<span class=\"_ _2\"></span>ax at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>thin a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fit</div><div class=\"t m1 x5e2 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5e3 y2eb5 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e4 y2eb5 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w11e h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>ed on tot<span class=\"_ _2\"></span>al ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5e5 y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5e6 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs373\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs374\"> In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>des b<span class=\"_ _2\"></span>oth t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e to pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er an<span class=\"_ _2\"></span>d shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r retu<span class=\"_ _2\"></span>rns<span class=\"_ _2\"></span>, in co<span class=\"_ _2\"></span>mpl<span class=\"_ _2\"></span>ianc<span class=\"_ _2\"></span>e wi<span class=\"_ _2\"></span>th IF<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs375\">2</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs376\"> O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lder t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>dju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts co<span class=\"_ _2\"></span>mpr<span class=\"_ _2\"></span>ise t<span class=\"_ _2\"></span>he re<span class=\"_ _2\"></span>allo<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x as ex<span class=\"_ _2\"></span>pla<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 7(b)<span class=\"_ _2\"></span>(v<span class=\"_ _2\"></span>ii) </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs377\">an<span class=\"_ _2\"></span>d<span class=\"_ gs30e\"> </span>shar<span class=\"_ _2\"></span>eho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r tax a<span class=\"_ _2\"></span>dju<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>or one o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f item<span class=\"_ _2\"></span>s in li<span class=\"_ _2\"></span>ne wi<span class=\"_ _2\"></span>th t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it p<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>cy.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs378\">3</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs379\"> Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it t<span class=\"_ _2\"></span>rea<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>cy<span class=\"_ _2\"></span>ho<span class=\"_ _2\"></span>lder t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>s a pre<span class=\"_ _2\"></span>-t<span class=\"_ _2\"></span>ax ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>se (t<span class=\"_ _2\"></span>his i<span class=\"_ _2\"></span>ncl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>s pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x und<span class=\"_ _2\"></span>er IF<span class=\"_ _2\"></span>RS a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs37a\">ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s) and i<span class=\"_ _2\"></span>s the<span class=\"_ _2\"></span>refo<span class=\"_ _2\"></span>re rem<span class=\"_ _2\"></span>ove<span class=\"_ _2\"></span>d fro<span class=\"_ _2\"></span>m the t<span class=\"_ _2\"></span>ax c<span class=\"_ _2\"></span>har<span class=\"_ _2\"></span>ge on ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs4ba\">31: T<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span>ts a<span class=\"_ _2\"></span>nd liabil<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4bb\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d on all temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nces at t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4bc\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces ari<span class=\"_ _2\"></span>se.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls50 ws5f gs4bd\">Defe<span class=\"_ _2\"></span>rred tax summar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"gs4be\"><table class=\"s w22a hc8\" id=\"_63fe748a-c6c6-4b19-b06a-d7c7bad242f6\"><tr><td></td><td class=\"t m0 x379 hb y3238 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3239 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y323a ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y323b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y323c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y323d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w22b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x970 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y2ed8 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w22c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2eb5 w2c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(96)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x33c y2eb5 w5a h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w22d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>t def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs4bf\">31(a): De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c0\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised fo<span class=\"_ _2\"></span>r tax a<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>utes c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard onl<span class=\"_ _2\"></span>y to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c1\">real<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e. Reali<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e tax b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t is consi<span class=\"_ _2\"></span>dered to be<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c2\">pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e wher<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e basis of a<span class=\"_ _2\"></span>ll avai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce, it is m<span class=\"_ _2\"></span>ore likel<span class=\"_ _2\"></span>y tha<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>ll be sui<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c3\">ta<span class=\"_ _2\"></span>xab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch the t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>s or oth<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>te can b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ieve<span class=\"_ _2\"></span>d or uti<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c4\">T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s on reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are e<span class=\"_ _2\"></span>xpla<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs4c5\"><table class=\"s w22e hd9\" id=\"_ff0d1ec9-e5e5-4f45-86c9-d686dd464371\"><tr><td></td><td class=\"t m0 x6a6 hb y323e ff12d fs8 fc1 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x974 hb y323f ff12d fs8 fc1 sc0 ls65 wsfb\">Credit<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>(charge) </td><td class=\"t m0 x85e hb y3240 ff12d fs8 fc1 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3241 ff12d fs8 fc1 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3242 ff12d fs8 fc1 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3243 ff133 fs8 fc1 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit or lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3244 ff12d fs8 fc1 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3245 ff12d fs8 fc1 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3246 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3247 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3248 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3249 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y324a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97c y2fc6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2fc6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y324c ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y2efa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f2 y2eb1 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x983 y2ed8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x984 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x986 y2eb5 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x987 y2eb5 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x989 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs4c6\"><table class=\"s w236 hd9\" id=\"_48dd7ad5-e0cf-4ad3-8a2d-bd31cc8241a3\"><tr><td></td><td class=\"t m0 x6a6 hb y324d ff12d fs8 fc3 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x98a hb y324e ff12d fs8 fc3 sc0 lsea wsef\">(Charge)/credit<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85e hb y324f ff12d fs8 fc3 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3250 ff12d fs8 fc3 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3251 ff12d fs8 fc3 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3252 ff133 fs8 fc3 sc0 ls125 ws1bd\">to pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3253 ff12d fs8 fc3 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3254 ff12d fs8 fc3 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3255 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3256 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3257 ff12d fs8 fc3 sc0 lsff ws185\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3258 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3259 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98b y2fc6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98c y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y325a ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e5c w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2e5c w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2e5c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y2eb1 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y2ed8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2eb5 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">94<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y2eb6 w5c h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c8\">A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in note 1, <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent th<span class=\"_ _2\"></span>ey are sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4c9\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>and e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s are mo<span class=\"_ _2\"></span>st se<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ca\">to<span class=\"_ gs37\"> </span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in AuM b<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>use th<span class=\"_ _2\"></span>ey hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the le<span class=\"_ _2\"></span>vel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4cb\">T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin Au<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>are eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uding e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4cc\">in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree year B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pla<span class=\"_ _2\"></span>n. Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4cd\">gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ce\">res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4cf\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges in th<span class=\"_ _2\"></span>e forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4d0\">pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er the me<span class=\"_ _2\"></span>dium ter<span class=\"_ _2\"></span>m and has d<span class=\"_ _2\"></span>eterm<span class=\"_ _2\"></span>ined t<span class=\"_ _2\"></span>hat a redu<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion of 3<span class=\"_ _2\"></span>0% in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts is t<span class=\"_ _2\"></span>he poin<span class=\"_ _2\"></span>t at </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4d1\">wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>eds t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4d2\">T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s note be<span class=\"_ _2\"></span>low con<span class=\"_ _2\"></span>tain a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>plan<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of the inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4d3\">in de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs4d4\">Unr<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>ets<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4d5\">T<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set has b<span class=\"_ _2\"></span>een reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs4d6\"><table class=\"s w237 hbe\" id=\"_21a4e074-2fda-4d05-8446-1101a984f4d7\"><tr><td></td><td></td><td class=\"c n x8af y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x99b y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x99c hb y325b ff12d fs8 fc1 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x92c hb y325b ff12d fs8 fc1 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m1 x99d hb y325b ff12d fs8 fc3 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x53c hb y325b ff12d fs8 fc3 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x99e hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x834 hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w239 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">188<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">47<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w23a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2ed8 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w23b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Capit<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x265 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w23c ha9\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed de<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts</div><div class=\"t m1 x9a9 h1d y2fc5 ff12d fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ab y2e64 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ac y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">535<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ad y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">134<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs4d7\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs4d8\"> No<span class=\"_ _2\"></span>ne of t<span class=\"_ _2\"></span>he unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>ave a s<span class=\"_ _2\"></span>et e<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>ate in t<span class=\"_ _2\"></span>ax l<span class=\"_ _2\"></span>aw.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 lsce ws2a gs4d9\">Movements in unrec<span class=\"_ _6\"></span>ognised deferred t<span class=\"_ _6\"></span>ax asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4da\">Un<span class=\"_ _2\"></span>der UK ta<span class=\"_ _2\"></span>x law, UK bro<span class=\"_ _2\"></span>ught fo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ward no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at aros<span class=\"_ _2\"></span>e af<span class=\"_ _2\"></span>ter 1 Ap<span class=\"_ _2\"></span>ril 201<span class=\"_ _5\"></span>7 (<span class=\"_ _2\"></span>\u201cPo<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4db\">201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) may b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t cur<span class=\"_ _2\"></span>rent ye<span class=\"_ _2\"></span>ar UK ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>ising in an<span class=\"_ _2\"></span>y compa<span class=\"_ _2\"></span>ny wi<span class=\"_ _2\"></span>thin<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4dc\">Gro<span class=\"_ _2\"></span>up, subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to a <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of 50% of pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s each ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed ab<span class=\"_ _2\"></span>ove, t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4dd\">reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on Po<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses is as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ref<span class=\"_ _2\"></span>erence to t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4de\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4df\">Wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e except<span class=\"_ _2\"></span>ion of any r<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>fen<span class=\"_ _2\"></span>ced pre<span class=\"_ _2\"></span>-acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich c<span class=\"_ _2\"></span>an onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts of </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e0\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ame comp<span class=\"_ _2\"></span>any, the G<span class=\"_ _2\"></span>roup has f<span class=\"_ _2\"></span>ull reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion of de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pril 201<span class=\"_ _6\"></span>7 </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e1\">UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ov<span class=\"_ _2\"></span>er the Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od and th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e2\">Gro<span class=\"_ _2\"></span>up wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to be pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>yon<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar plan<span class=\"_ _2\"></span>ning c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>e. In addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e3\">has re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>\u00a34<span class=\"_ _2\"></span>0 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion of Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses in th<span class=\"_ _2\"></span>e year in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e4\">Pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is resul<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ll recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>ese lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s whic<span class=\"_ _2\"></span>h are ful<span class=\"_ _2\"></span>ly sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ted b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e5\">Bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s Plan<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>ill cont<span class=\"_ _2\"></span>inue to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group pr<span class=\"_ _2\"></span>ogres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e6\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e8\">A<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r non-<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up (\u201c<span class=\"_ _2\"></span>Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) ca<span class=\"_ _2\"></span>n onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be us<span class=\"_ _2\"></span>ed </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4e9\">aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising in t<span class=\"_ _2\"></span>he sam<span class=\"_ _2\"></span>e compa<span class=\"_ _2\"></span>ny as th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>los<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re les<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>like<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>at a defer<span class=\"_ _2\"></span>red </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ea\">ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y unre<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4eb\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ec\">T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on t<span class=\"_ _2\"></span>hese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to rem<span class=\"_ _2\"></span>ain a cri<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>al acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ed\">es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed in t<span class=\"_ _2\"></span>hese f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ee\">Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; Pensi<span class=\"_ _2\"></span>ons Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. The<span class=\"_ _2\"></span>re is cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce to <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ef\">fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>hargea<span class=\"_ _2\"></span>ble ga<span class=\"_ _2\"></span>ins in tha<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>ny on wh<span class=\"_ _2\"></span>ich to jus<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of a defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4f0\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs4f1\">31(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): D<span class=\"_ _2\"></span>efe<span class=\"_ _2\"></span>rre<span class=\"_ _2\"></span>d tax l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4f2\">T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment on d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies is as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs4f3\"><table class=\"s w23d hda\" id=\"_9e8d2b0c-c433-4324-8581-f9fbbee3bfa1\"><tr><td></td><td class=\"t m1 x9ae hb y325d ff12d fs8 fc1 sc0 ls65 wsfb\">At<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62a hb y325e ff12d fs8 fc1 sc0 ls65 wsfb\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x7aa hb y325f ff12d fs8 fc1 sc0 ls65 wsfb\">beginning<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9af hb y3260 ff133 fs8 fc1 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td><td class=\"t m1 x627 hb y3215 ff12d fs8 fc1 sc0 ls1 ws15a\">Acquisition of </td><td class=\"t m1 x9b0 hb y3216 ff12d fs8 fc1 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x976 hb y3261 ff12d fs8 fc1 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y3262 ff12d fs8 fc1 sc0 lsfb ws1\">or l<span class=\"_ _2\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b1 hb y321a ff12d fs8 fc1 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b2 hb y321b ff12d fs8 fc1 sc0 ls13c ws83\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3263 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3264 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3265 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3220 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3221 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w23e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other acquir<span class=\"_ _6\"></span>ed i<span class=\"_ _6\"></span>ntangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b3 y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b4 y2efa w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b5 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x700 y2efa w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efb w23f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other temporar<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b6 y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b7 y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b8 y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w240 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2ed8 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w241 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y2e61 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fa y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y2e61 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w242 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Deferr<span class=\"_ _2\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bb y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">64<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y2eb6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">96<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs4f4\"><table class=\"s w243 hae\" id=\"_1563c887-34a7-40f1-9500-37892ce9aa3d\"><tr><td></td><td class=\"t m1 x9ae hb y3266 ff12d fs8 fc3 sc0 ls65 wsfb\">At<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62a hb y3267 ff12d fs8 fc3 sc0 ls65 wsfb\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x7aa hb y3268 ff12d fs8 fc3 sc0 ls65 wsfb\">beginning<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9af hb y3269 ff133 fs8 fc3 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td><td class=\"t m1 x627 hb y326a ff12d fs8 fc3 sc0 ls1 ws15a\">Acquisition of </td><td class=\"t m1 x9b0 hb y326b ff12d fs8 fc3 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x976 hb y326c ff12d fs8 fc3 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y326d ff12d fs8 fc3 sc0 lsfb ws1\">or l<span class=\"_ _2\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b1 hb y326e ff12d fs8 fc3 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b2 hb y326f ff12d fs8 fc3 sc0 ls13c ws83\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3270 ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3271 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3272 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3273 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3274 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w23e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other acquir<span class=\"_ _6\"></span>ed i<span class=\"_ _6\"></span>ntangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b3 y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b4 y2efa w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y2efa w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w23f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other temporar<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b6 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c0 y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c1 y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c2 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w240 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2ed8 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w241 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y2eb5 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c3 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2eb5 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c4 y2eb5 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w244 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c5 y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y2eb6 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">64<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 lsce ws2a gs4f5\">Movements in deferred<span class=\"_ _6\"></span> tax liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4f6\">De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in relat<span class=\"_ _2\"></span>ion to in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt gain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve incre<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by \u00a34<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on (2023: \u00a3<span class=\"_ _2\"></span>28 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4f7\">inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) due to mar<span class=\"_ _2\"></span>ket mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>, as dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs4f8\">31(c): Cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t tax r<span class=\"_ _2\"></span>ecei<span class=\"_ _2\"></span>vabl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d payab<span class=\"_ _2\"></span>les<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls66 ws66 gs4f9\">Cur<span class=\"_ _2\"></span>rent ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>were \u00a345 milli<span class=\"_ _2\"></span>on (2023: \u00a33<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls66 ws66 gs4fa\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 milli<span class=\"_ _2\"></span>on (2023: \u00a32 mil<span class=\"_ _2\"></span>lion), res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-342": {
   "value": "12: Ea<span class=\"_ _2\"></span>rni<span class=\"_ _2\"></span>ngs per sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s per sh<span class=\"_ _2\"></span>are (\u201c<span class=\"_ _2\"></span>EPS<span class=\"_ _2\"></span>\u201d) o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>a numb<span class=\"_ _2\"></span>er of di<span class=\"_ _2\"></span>ff<span class=\"_ _2\"></span>erent b<span class=\"_ _2\"></span>ases<span class=\"_ _2\"></span>. IFR<span class=\"_ _2\"></span>S requ<span class=\"_ _2\"></span>ires th<span class=\"_ _2\"></span>e ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of basi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dil<span class=\"_ _2\"></span>uted EP<span class=\"_ _2\"></span>S. Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted EPS re<span class=\"_ _2\"></span>fl<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are consi<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>nt wi<span class=\"_ _2\"></span>th the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t measu<span class=\"_ _2\"></span>re and Hea<span class=\"_ _2\"></span>dline ea<span class=\"_ _2\"></span>rni<span class=\"_ _2\"></span>ngs pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re (\u201c<span class=\"_ _2\"></span>HEPS<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) <span class=\"_ _6\"></span>is a req<span class=\"_ _2\"></span>uireme<span class=\"_ _2\"></span>nt of the Jo<span class=\"_ _2\"></span>hann<span class=\"_ _2\"></span>esbu<span class=\"_ _2\"></span>rg Sto<span class=\"_ _2\"></span>ck Exch<span class=\"_ _2\"></span>ange. 12(a): We<span class=\"_ _2\"></span>ighte<span class=\"_ _2\"></span>d avera<span class=\"_ _2\"></span>ge numb<span class=\"_ _2\"></span>er of O<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>ry S<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow summa<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>es the c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion of the w<span class=\"_ _2\"></span>eigh<span class=\"_ _2\"></span>ted ave<span class=\"_ _2\"></span>rage num<span class=\"_ _2\"></span>ber of Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>ares for<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>purp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s of calc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ing ba<span class=\"_ _2\"></span>sic and di<span class=\"_ _2\"></span>lute<span class=\"_ _2\"></span>d earni<span class=\"_ _2\"></span>ngs p<span class=\"_ _2\"></span>er share fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>eac<span class=\"_ _2\"></span>h prof<span class=\"_ _2\"></span>it m<span class=\"_ _2\"></span>easure (<span class=\"_ _2\"></span>IFR<span class=\"_ _2\"></span>S, a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t and He<span class=\"_ _2\"></span>adlin<span class=\"_ _2\"></span>e earni<span class=\"_ _2\"></span>ngs). T<span class=\"_ _2\"></span>he bas<span class=\"_ _2\"></span>es for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s EPS are dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ed in not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>5<span class=\"_ _2\"></span>(t).<span class=\"_ _29f\"> </span><table class=\"s w11f hb4\" id=\"_9a129284-6646-4592-801a-a5283736af04\"><tr><td></td><td class=\"t m0 x235 hb y302f ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x236 hb y3030 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended</td></tr><tr><td></td><td class=\"t m0 x5e7 hb y3031 ff12d fs8 fc1 sc0 lsee ws108\"> 31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x5a1 hb y3032 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y3033 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a3 hb y3034 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5e8 hb y3035 ff12d fs8 fc1 sc0 ls65 wsfb\">Million<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5e9 hb y3036 ff12d fs8 fc3 sc0 ls65 wsfb\">Million<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc8 w120 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Weig<span class=\"_ _2\"></span>hte<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ge numb<span class=\"_ _2\"></span>er of Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y S<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ea y2fc8 w46 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5eb y2fc8 w21 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">1,404<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3037 ff12f fs11 fc3 sc0 ls94 wse3\">Ow<span class=\"_ _2\"></span>n sha<span class=\"_ _2\"></span>res inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>ose he<span class=\"_ _2\"></span>ld in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ed <span class=\"ff12e ls1 ws1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efb w121 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">fu<span class=\"_ _2\"></span>nds an<span class=\"_ _2\"></span>d empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e ben<span class=\"_ _2\"></span>efit t<span class=\"_ _2\"></span>rus<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5c2 y2efb w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(60)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ec y2efb w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(54)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w122 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Basic weighte<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> average number of Ordinary Shares<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ed y2ed8 w7b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,344<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ee y2ed8 w7b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,350<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w123 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt for d<span class=\"_ _2\"></span>ilu<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e share a<span class=\"_ _2\"></span>ward<span class=\"_ _2\"></span>s and op<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5ef y2e61 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f0 y2e61 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w124 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Diluted weighted average number of Ordinary Share<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f1 y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,392<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f2 y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,374<span class=\"_ _29f\"> </span></div></td></tr></table>12(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): B<span class=\"_ _2\"></span>asi<span class=\"_ _2\"></span>c and di<span class=\"_ _2\"></span>lute<span class=\"_ _2\"></span>d EPS (<span class=\"_ _2\"></span>IFR<span class=\"_ _2\"></span>S and a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it)<span class=\"_ _29f\"> </span><table class=\"s w125 hae\" id=\"_e6eeea3c-bb32-47eb-b416-5c819886d848\"><tr><td></td><td></td><td class=\"t m0 x235 hb y3038 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x236 hb y3039 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x237 hb y303a ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 hb y303b ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber</td></tr><tr><td></td><td></td><td class=\"t m0 x539 hb y303c ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m0 x53a hb y303d ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23b hb y303e ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y303f ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3040 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5c w126 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">(L<span class=\"_ _2\"></span>oss)<span class=\"_ _2\"></span>/pro<span class=\"_ _2\"></span>fit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x598 y2e5c w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(34)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f3 y2e5c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">42<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3041 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>ems be<span class=\"_ _2\"></span>fore t<span class=\"_ _2\"></span>ax<span class=\"_ _29f\"> </span></td><td class=\"c n x5f4 y2ed7 w127 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">7(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f5 y2eb1 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">256<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f6 y2eb1 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3042 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax on a<span class=\"_ _2\"></span>djus<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng ite<span class=\"_ _2\"></span>ms<span class=\"_ _29f\"> </span></td><td class=\"c n x24d y3043 w45 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">11(c)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x276 y2eb4 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f7 y2eb4 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3044 ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der t<span class=\"_ _2\"></span>ax adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"c n x24d y3045 w45 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">11(c)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f8 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(90)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5f9 y2eb5 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(62)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w128 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted pr<span class=\"_ _2\"></span>ofit a<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>er tax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x5fa y2eb6 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">148<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5fb y2eb6 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">129<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w129 ha1\" id=\"_4960381a-45c8-48ba-9a2f-97d5ec651372\"><tr><td></td><td></td><td class=\"t m0 x5fc hb y3046 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5fd hb y3047 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended</td></tr><tr><td></td><td></td><td class=\"t m0 x537 hb y3048 ff12d fs8 fc1 sc0 lsee ws108\"> 31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 hb y3049 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5fe hb y304a ff133 fs8 fc3 sc0 lsfb ws107\">Po<span class=\"_ _2\"></span>st-<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ofit</td><td class=\"t m0 x539 hb y304b ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m0 x5a3 hb y304c ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5ff hb y304d ff12d fs8 fc3 sc0 ls13c ws83\">measure used<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a2 hb y304e ff12d fs8 fc1 sc0 ls101 ws10d\">Pence<span class=\"_ _29f\"> </span></td><td class=\"t m0 x600 hb y304f ff12d fs8 fc3 sc0 ls101 ws10d\">Pence<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w12a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ba<span class=\"_ _2\"></span>sic EP<span class=\"_ _2\"></span>S<span class=\"_ _29f\"> </span></div></td><td class=\"c n x601 y2efb w12b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">IFRS profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x602 y2efb w12c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(2.5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x603 y2efb wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2ed8 w12d h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>lute<span class=\"_ _2\"></span>d EPS</div><div class=\"t m0 x604 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x605 y2ed8 w12b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">IFRS profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x606 y2ed8 w12e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(2.5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x607 y2ed8 wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w12f h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted b<span class=\"_ _2\"></span>asic E<span class=\"_ _2\"></span>PS<span class=\"_ _29f\"> </span></div></td><td class=\"c n x608 y2e61 w130 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">Adjusted profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x609 y2e61 w131 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">11.0<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60a y2e61 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">9.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w132 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws80\">Adjus<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>ed diluted EPS<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60b y2eb6 w133 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">Adjusted profit<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60c y2eb6 w131 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">10.6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60d y2eb6 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">9.4<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _2\"></span>he adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fo<span class=\"_ _2\"></span>r shar<span class=\"_ _2\"></span>e awa<span class=\"_ _2\"></span>rds an<span class=\"_ _2\"></span>d opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s wou<span class=\"_ _2\"></span>ld be a<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>dilu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve an<span class=\"_ _2\"></span>d as su<span class=\"_ _2\"></span>ch ha<span class=\"_ _2\"></span>s not b<span class=\"_ _2\"></span>een i<span class=\"_ _2\"></span>ncl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of di<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ed<span class=\"_ _29f\"> </span>EP<span class=\"_ _2\"></span>S in acc<span class=\"_ _2\"></span>orda<span class=\"_ _2\"></span>nce w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he re<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>reme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of IF<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>12(c): H<span class=\"_ _2\"></span>eadl<span class=\"_ _2\"></span>ine ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s per s<span class=\"_ _2\"></span>hare<span class=\"_ _29f\"> </span><table class=\"s w134 hb5\" id=\"_6a097e06-30e0-4624-ab52-51ba96793e2d\"><tr><td></td><td></td><td class=\"c n x60e y3050 w52 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x60f y3050 w52 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x610 hb y3051 ff12d fs8 fc1 sc0 ls4b ws5b\">Gross<span class=\"_ _29f\"> </span></td><td class=\"t m0 x611 hb y3051 ff12d fs8 fc1 sc0 lsfb ws1\">Ne<span class=\"_ _2\"></span>t of ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a2 hb y3051 ff12d fs8 fc3 sc0 ls4b ws5b\">Gross<span class=\"_ _29f\"> </span></td><td class=\"t m0 x612 hb y3051 ff12d fs8 fc3 sc0 lsfb ws1\">Ne<span class=\"_ _2\"></span>t of ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x613 hb y3052 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x614 hb y3052 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y3052 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3052 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef7 w135 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls4d ws4e\">(Loss)/profit<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x615 y2ef7 w39 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(34)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x616 y2ef7 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">42<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3053 ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w136 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls7a ws7b\">\u2013 ad<span class=\"_ _2\"></span>d bac<span class=\"_ _2\"></span>k of imp<span class=\"_ _2\"></span>ai<span class=\"_ _2\"></span>rm<span class=\"_ _2\"></span>ent of<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>oci<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x617 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x618 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y2efa w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61a y2efa w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w137 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">\u2013 add b<span class=\"_ _2\"></span>ack of i<span class=\"_ _2\"></span>mpai<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>nt los<span class=\"_ _2\"></span>s on int<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61b y2eb1 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61c y2eb1 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61e y2eb1 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w138 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Headline earnings<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x61f y2ed8 w39 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(33)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x620 y2ed8 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w139 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsdd wsb4\">Headline<span class=\"_ _6\"></span> basic EPS (pence)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x621 y2eb5 w13a h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(2.5)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x622 y2eb5 w40 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">3.2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w13b ha9\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Headline diluted EPS (pe<span class=\"_ _2\"></span>nce<span class=\"_ _6\"></span>)</div><div class=\"t m0 x623 h1d y2fc5 ff12d fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x624 y2e64 w13a h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(2.5)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x625 y2e64 w40 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">3.1<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _2\"></span>he adj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fo<span class=\"_ _2\"></span>r shar<span class=\"_ _2\"></span>e awa<span class=\"_ _2\"></span>rds an<span class=\"_ _2\"></span>d opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s wou<span class=\"_ _2\"></span>ld be a<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>dilu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve an<span class=\"_ _2\"></span>d as su<span class=\"_ _2\"></span>ch ha<span class=\"_ _2\"></span>s not b<span class=\"_ _2\"></span>een i<span class=\"_ _2\"></span>ncl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d in th<span class=\"_ _2\"></span>e cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of di<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ed<span class=\"_ _29f\"> </span>HEP<span class=\"_ _2\"></span>S in ac<span class=\"_ _2\"></span>cord<span class=\"_ _2\"></span>ance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h the r<span class=\"_ _2\"></span>equ<span class=\"_ _2\"></span>irem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of T<span class=\"_ _2\"></span>he So<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>h Afr<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>an In<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>te of C<span class=\"_ _2\"></span>har<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ed Ac<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ts C<span class=\"_ _2\"></span>irc<span class=\"_ _2\"></span>ular 1/<span class=\"_ _2\"></span>2023<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>12(a): We<span class=\"_ _2\"></span>ighte<span class=\"_ _2\"></span>d avera<span class=\"_ _2\"></span>ge numb<span class=\"_ _2\"></span>er of O<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>ry S<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>s <span class=\"ff135 lsd6 ws28\">continued</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-343": {
   "value": "13<span class=\"_ _2\"></span>: Div<span class=\"_ _2\"></span>idends<span class=\"_ _29f\"> </span><table class=\"s w13c hae\" id=\"_3dc04ccf-d850-497a-a3e6-7e394c031411\"><tr><td></td><td></td><td></td><td class=\"t m0 x55d hb y3054 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended<span class=\"_ _29f\"> </span></td><td class=\"t m0 x626 hb y3055 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended</td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x627 hb y3056 ff12d fs8 fc1 sc0 lsee ws108\"> 31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x628 hb y3057 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x5ca hb y3058 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3059 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x62a hb y305a ff12d fs8 fc3 sc0 ls65 ws80\">Payment date<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y305b ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x565 hb y305c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5c w13d h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">2022<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62b y2e5c w13e h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Di<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>d paid \u2014 3.<span class=\"_ _2\"></span>3p pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Or<span class=\"_ _2\"></span>dina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y Share<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62c y2e5c w13f h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">22 May 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62d y2e5c w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62e y2e5c w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">45<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w13d h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62b y2eb1 w140 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>im Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend p<span class=\"_ _2\"></span>aid \u2014 1<span class=\"_ _6\"></span>.5<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r Ordi<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62f y2eb1 w141 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">18 September 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x630 y2eb1 w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x631 y2eb1 w56 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w13d h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62b y2ed8 w142 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l Div<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>end pa<span class=\"_ _2\"></span>id \u2014 3.7<span class=\"_ _6\"></span>p pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Or<span class=\"_ _2\"></span>dina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sh<span class=\"_ _2\"></span>are<span class=\"_ _29f\"> </span></div></td><td class=\"c n x632 y2ed8 w13f h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">28 May 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x633 y2ed8 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x634 y2ed8 w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w13d h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62b y2eb5 w143 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Inte<span class=\"_ _2\"></span>rim D<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>d pai<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u2014 1<span class=\"_ _6\"></span>.7p <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r Ordi<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x635 y2eb5 w144 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">23 September 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x636 y2eb5 w56 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y2eb5 w59 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w145 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Divide<span class=\"_ _2\"></span>nds paid to<span class=\"_ _6\"></span> Ordinar<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> Sharehold<span class=\"_ _2\"></span>ers<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x638 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n x60d y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">65<span class=\"_ _29f\"> </span></div></td></tr></table>On 5 Marc<span class=\"_ _2\"></span>h 20<span class=\"_ _6\"></span>25<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>noun<span class=\"_ _2\"></span>ced a prop<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inal Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend fo<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24 of <span>4.2</span> p<span class=\"_ _2\"></span>ence per O<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y Sha<span class=\"_ _2\"></span>re amoun<span class=\"_ _2\"></span>ting to \u00a3<span class=\"_ _2\"></span><span>57</span> <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion in to<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to app<span class=\"_ _2\"></span>rova<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>by sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s at the A<span class=\"_ _2\"></span>nnua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>l Me<span class=\"_ _2\"></span>etin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>he div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>be p<span class=\"_ _2\"></span>aid on 27 May 2025. In com<span class=\"_ _2\"></span>plia<span class=\"_ _2\"></span>nce wi<span class=\"_ _2\"></span>th the r<span class=\"_ _2\"></span>ules is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>d by the Pr<span class=\"_ _2\"></span>uden<span class=\"_ _2\"></span>tial<span class=\"_ _2\"></span> Reg<span class=\"_ _2\"></span>ula<span class=\"_ _2\"></span>tion Au<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>(\u201c<span class=\"_ _2\"></span>PR<span class=\"_ _2\"></span>A\u201d<span class=\"_ _2\"></span>) in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II regi<span class=\"_ _2\"></span>me and ot<span class=\"_ _2\"></span>her reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts to wh<span class=\"_ _2\"></span>ich the G<span class=\"_ _2\"></span>roup is sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, the di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end is re<span class=\"_ _2\"></span>quired to rem<span class=\"_ _2\"></span>ain ca<span class=\"_ _2\"></span>ncell<span class=\"_ _2\"></span>able at a<span class=\"_ _2\"></span>ny poin<span class=\"_ _2\"></span>t prio<span class=\"_ _2\"></span>r to <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span> be<span class=\"_ _2\"></span>comin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>due a<span class=\"_ _2\"></span>nd pay<span class=\"_ _2\"></span>able o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>27 May 2025 and to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>ncell<span class=\"_ _2\"></span>ed if, pr<span class=\"_ _2\"></span>ior to pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>cea<span class=\"_ _2\"></span>ses to hol<span class=\"_ _2\"></span>d cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l resou<span class=\"_ _2\"></span>rces equ<span class=\"_ _2\"></span>al to or in exces<span class=\"_ _2\"></span>s of it<span class=\"_ _2\"></span>s sol<span class=\"_ _2\"></span>venc<span class=\"_ _2\"></span>y c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, or if<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>at wou<span class=\"_ _2\"></span>ld be the<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>se if th<span class=\"_ _2\"></span>e div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd was pa<span class=\"_ _2\"></span>id. Th<span class=\"_ _2\"></span>e Direc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs hav<span class=\"_ _2\"></span>e no inten<span class=\"_ _2\"></span>tion of e<span class=\"_ _2\"></span>xercisi<span class=\"_ _2\"></span>ng this c<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>llat<span class=\"_ _2\"></span>ion rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>, othe<span class=\"_ _2\"></span>r th<span class=\"_ _2\"></span>an whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired to do s<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>by th<span class=\"_ _2\"></span>e PR<span class=\"_ _2\"></span>A or for reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y cap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l purp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s. F<span class=\"_ _2\"></span>inal an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Int<span class=\"_ _2\"></span>erim Di<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ds paid to Or<span class=\"_ _2\"></span>dinar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder<span class=\"_ _2\"></span>s are ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated usi<span class=\"_ _2\"></span>ng the nu<span class=\"_ _2\"></span>mber of sha<span class=\"_ _2\"></span>res in<span class=\"_ gs37\"> </span>is<span class=\"_ _2\"></span>sue at t<span class=\"_ _2\"></span>he recor<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>ss ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>res hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-405": {
   "value": "0.042",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-406": {
   "value": "57000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP"
   }
  },
  "fact-344": {
   "value": "<div class=\"t m1 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs37c\">1<span class=\"_ _5\"></span>4: G<span class=\"_ _2\"></span>oodwi<span class=\"_ _2\"></span>ll a<span class=\"_ _2\"></span>nd inta<span class=\"_ _2\"></span>ngible assets<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs37d\">14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs37e\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow show<span class=\"_ _2\"></span>s the mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in cos<span class=\"_ _2\"></span>t and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill and in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs37f\"><table class=\"s w146 hb6\" id=\"_43125d53-1382-49e4-9c56-3b8d4f1eb0df\"><tr><td></td><td></td><td class=\"t m1 x23b hb y305d ff12d fs8 fc3 sc0 ls13c ws69\">Other</td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x639 hb y305e ff12d fs8 fc3 sc0 ls65 ws80\"> intangible<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x63a hb y305f ff12d fs8 fc3 sc0 ls65 wsfb\">Goodwill</td><td class=\"t m1 x63b hb y3060 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y3060 ff12d fs8 fc3 sc0 lsff ws185\">Sof<span class=\"_ _2\"></span>tware </td><td class=\"t m1 x5a3 hb y3060 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x613 hb y3061 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3063 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3064 w147 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y3064 w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3065 w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3066 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y3066 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y3066 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3067 w14a ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3068 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y3068 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3069 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y3069 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y306a ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated amor<span class=\"_ _2\"></span>tisation and impairment losses <span class=\"_ _0\"> </span> <span class=\"_ _68\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y306b w147 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y306b w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y306b w2e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(324)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y306b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y306b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(348)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306c w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y306c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y306c w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306d w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y306d w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y306d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306e w14d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x659 y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65a y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65b y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65c y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306f w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65d y306f w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65e y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65f y306f w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x660 y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3070 w14a h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3070 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x661 y3070 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3071 w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y3071 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y3071 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3072 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y3072 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y3072 w5c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3073 ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y2eb5 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">372<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">339<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs380\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs381\"> Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h Li<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ed as e<span class=\"_ _2\"></span>xpl<span class=\"_ _2\"></span>aine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 6. Tot<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>mou<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n good<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>ll an<span class=\"_ _2\"></span>d \u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs382\">so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h cons<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts of \u00a3<span class=\"_ _2\"></span>2 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h\u2019<span class=\"_ _2\"></span>s net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd \u00a3<span class=\"_ _2\"></span>5 mill<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup o<span class=\"_ _2\"></span>n acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e bus<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>ss. </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs383\">Tota<span class=\"_ _2\"></span>l acc<span class=\"_ _2\"></span>umul<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n rela<span class=\"_ _2\"></span>tes to s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are i<span class=\"_ _2\"></span>n NuWea<span class=\"_ _2\"></span>lth<span class=\"_ _2\"></span>\u2019s n<span class=\"_ _2\"></span>et as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs385\">14<span class=\"_ _2\"></span>(b): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f othe<span class=\"_ _2\"></span>r inta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span></div><div class=\"gs386\"><table class=\"s w14e hb7\" id=\"_4fa2da18-42a6-455a-8ed2-800ecbed86a3\"><tr><td></td><td class=\"t m1 x66e hb y3074 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x66f hb y3075 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x670 hb y3076 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td><td class=\"t m1 x671 hb y3077 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x672 hb y3078 ff12d fs8 fc1 sc0 ls2b ws5e\">2024</td><td class=\"t m1 x579 hb y3079 ff12d fs8 fc3 sc0 ls2b ws109\"> 2023</td><td class=\"t m1 x673 hb y307a ff12d fs8 fc3 sc0 ls65 ws80\"> estimate<span class=\"_ _2\"></span>d</td><td class=\"t m1 x674 hb y307b ff12d fs8 fc3 sc0 ls1 ws15a\"> period<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x675 hb y307c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y307d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m</td><td class=\"t m1 x677 hb y307e ff12d fs8 fc3 sc0 ls65 ws80\"> useful life</td><td class=\"t m1 x678 hb y307f ff12d fs8 fc3 sc0 ls65 ws80\"> remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3080 ff12d fs11 fc3 sc0 lsbd ws4c\">Net carr<span class=\"_ _2\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3081 ff12d fs11 fc3 sc0 lsbd ws4c\">Other intang<span class=\"_ _2\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f77 w14f h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on cha<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ls \u2014 Quil<span class=\"_ _2\"></span>ter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pl<span class=\"_ _2\"></span>anni<span class=\"_ _2\"></span>ng<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y2f77 w150 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y2f77 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3082 ff12f fs11 fc3 sc0 lsdd ws10a\">Customer <span class=\"_ _6\"></span>relationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3083 w152 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 lse7 ws4c\">Quilter<span class=\"_ _5\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67e y3083 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y3083 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y3083 w153 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y3083 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2f79 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y3084 w155 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r Che<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>t Fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y3084 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y3084 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x689 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ef7 web h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68a y2ef7 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68b y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2ef7 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68c y2ef7 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x68d y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68e y3085 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3086 ff12d fs11 fc3 sc0 ls85 ws88\">Sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2efb w156 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls32 ws31\">NuWe<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y2efb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ed8 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y2ed8 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y2ed8 w157 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x697 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w158 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other intangible asse<span class=\"_ _2\"></span>ts and<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs387\">14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): A<span class=\"_ _2\"></span>llo<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on of go<span class=\"_ _2\"></span>odwi<span class=\"_ _2\"></span>ll to ca<span class=\"_ _2\"></span>sh<span class=\"_ _2\"></span>-ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>ting un<span class=\"_ _2\"></span>its (<span class=\"_ _2\"></span>\u201cCG<span class=\"_ _2\"></span>Us<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ratio<span class=\"_ _2\"></span>n of the n<span class=\"_ _2\"></span>eed </div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs388\">for an impairment review<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs389\">Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red by man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt at the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>Af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uent an<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs38a\">Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>. Both o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s repres<span class=\"_ _2\"></span>ent a gro<span class=\"_ _2\"></span>up of C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>. </div><div class=\"gs38b\"><table class=\"s w159 hb8\" id=\"_ba2ff20f-f793-4f0f-bcb5-96fabde6ea62\"><tr><td></td><td class=\"t m1 x379 hb y3087 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37a hb y3088 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x561 hb y3089 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x562 hb y308a ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y308b ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y308c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y308d ff12d fs11 fc3 sc0 lsbd ws4c\">Goodw<span class=\"_ _2\"></span>ill<span class=\"_ _6\"></span> (net carrying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w8c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x352 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">224<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w15a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Hig<span class=\"_ _2\"></span>h Net Wo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w15b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 lsce ws2a gs38d\">Consideration of<span class=\"_ _6\"></span> the need<span class=\"_ _6\"></span> for an impairment<span class=\"_ _6\"></span> review<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs38e\">Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill in bo<span class=\"_ _2\"></span>th the A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th CGU gro<span class=\"_ _2\"></span>ups is tes<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, o<span class=\"_ _2\"></span>r </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs38f\">ear<span class=\"_ _2\"></span>lier i<span class=\"_ _2\"></span>f an indi<span class=\"_ _2\"></span>cato<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, by com<span class=\"_ _2\"></span>pari<span class=\"_ _2\"></span>ng the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGU grou<span class=\"_ _2\"></span>p to <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs390\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill rela<span class=\"_ _2\"></span>tes to the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>at CGU group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng the hi<span class=\"_ _2\"></span>gher of t<span class=\"_ _2\"></span>hat CGU grou<span class=\"_ _2\"></span>p\u2019s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs391\">va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>-in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e or fair v<span class=\"_ _2\"></span>alue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to sell<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e, an impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent cha<span class=\"_ _2\"></span>rge is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed whe<span class=\"_ _2\"></span>n the </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs392\">reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount is le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue. Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude sud<span class=\"_ _2\"></span>den </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs393\">s<span class=\"_ _2\"></span>tock ma<span class=\"_ _2\"></span>rket f<span class=\"_ _2\"></span>alls<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e abse<span class=\"_ _2\"></span>nce of pos<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ve Net C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>sh Flo<span class=\"_ _2\"></span>ws (\u201c<span class=\"_ _2\"></span>NCCF<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs394\">an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>signi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s in the dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs395\">T<span class=\"_ _2\"></span>he good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance ha<span class=\"_ _2\"></span>s been te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent at 31 Dece<span class=\"_ _2\"></span>mber 2024 and con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs396\">dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ate a surp<span class=\"_ _2\"></span>lus of the re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount ov<span class=\"_ _2\"></span>er the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGUs. A<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t,<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs397\">no<span class=\"_ gs37\"> </span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs398\">T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able sh<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>he perce<span class=\"_ _2\"></span>ntag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>nge requ<span class=\"_ _2\"></span>ired in eac<span class=\"_ _2\"></span>h key as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs399\">va<span class=\"_ _2\"></span>lue wou<span class=\"_ _2\"></span>ld excee<span class=\"_ _2\"></span>d the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, ass<span class=\"_ _2\"></span>uming a<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>les rem<span class=\"_ _2\"></span>ain the s<span class=\"_ _2\"></span>ame. T<span class=\"_ _2\"></span>his </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs39a\">hig<span class=\"_ _2\"></span>hlig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>key a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d in the CGU val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs39b\">ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore an imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment wo<span class=\"_ _2\"></span>uld ne<span class=\"_ _2\"></span>ed to be reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span></div><div class=\"gs39c\"><table class=\"s w15c hb9\" id=\"_8cd0bd00-ccc5-4b7f-aa0d-4f5d94425a60\"><tr><td></td><td></td><td class=\"t m0 x69f hb y308e ff12d fs8 fc3 sc0 ls4b wsd9\">High Net </td></tr><tr><td></td><td class=\"t m0 x6a0 hb y308f ff133 fs8 fc3 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a1 hb y308f ff12d fs8 fc3 sc0 ls6f ws70\">Wort<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w15d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on in for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>ash flo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y2eb5 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">65%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y2eb5 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">81%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w160 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y2eb6 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">42%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y2eb6 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">48%<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs39d\">F<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s are impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs39e\">le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>, reven<span class=\"_ _2\"></span>ue mar<span class=\"_ _2\"></span>gins an<span class=\"_ _2\"></span>d NCCF<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws are mos<span class=\"_ _2\"></span>t se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs39f\">mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se the<span class=\"_ _2\"></span>y have a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a0\">T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s relate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a1\">mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a2\">gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a3\">res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a4\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges for ot<span class=\"_ _2\"></span>her ke<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a5\">has n<span class=\"_ _2\"></span>ot iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed any ot<span class=\"_ _2\"></span>her ins<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances t<span class=\"_ _2\"></span>hat coul<span class=\"_ _2\"></span>d caus<span class=\"_ _2\"></span>e the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of CGUs to excee<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls4a ws56 gs3a6\">recovera<span class=\"_ _6\"></span>ble amou<span class=\"_ _6\"></span>nt.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls27 ws25 gs3a7\">Value-in<span class=\"_ _2\"></span>-use methodolog<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a8\">T<span class=\"_ _2\"></span>he cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the v<span class=\"_ _2\"></span>alue in us<span class=\"_ _2\"></span>e of the gro<span class=\"_ _2\"></span>ups of CGUs are ba<span class=\"_ _2\"></span>sed on th<span class=\"_ _2\"></span>e mos<span class=\"_ _2\"></span>t recen<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3a9\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt appr<span class=\"_ _2\"></span>oved t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich are co<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ined in t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s B<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss Pla<span class=\"_ _2\"></span>n. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3aa\">T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate ant<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ab\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>ke into acco<span class=\"_ _2\"></span>unt cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>niti<span class=\"_ _2\"></span>es af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, adv<span class=\"_ _2\"></span>ice </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ac\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, and th<span class=\"_ _2\"></span>eir imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rojec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates a<span class=\"_ _2\"></span>nd judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ad\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, the g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th ra<span class=\"_ _2\"></span>te used to de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine the te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>al val<span class=\"_ _2\"></span>ue of the gr<span class=\"_ _2\"></span>oups of </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ae\">CGUs in the a<span class=\"_ _2\"></span>nnual as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt was 2.0<span class=\"_ _2\"></span>% (31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>2.0<span class=\"_ _2\"></span>%).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3b0\">T<span class=\"_ _2\"></span>he Group u<span class=\"_ _2\"></span>ses a sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al (po<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ax) of 9.0% (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: 10.0%) to dis<span class=\"_ _2\"></span>count </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3b1\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s acro<span class=\"_ _2\"></span>ss it<span class=\"_ _2\"></span>s t<span class=\"_ _2\"></span>wo gro<span class=\"_ _2\"></span>ups of CGUs. T<span class=\"_ _2\"></span>he sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l is base<span class=\"_ _2\"></span>d on the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3b2\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of the le<span class=\"_ _2\"></span>vel of r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ea<span class=\"_ _2\"></span>ch grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>of CGUs repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3b3\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sma<span class=\"_ _2\"></span>ll amou<span class=\"_ _2\"></span>nt of debt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-441": {
   "value": "1<span class=\"_ _5\"></span>4: G<span class=\"_ _2\"></span>oodwi<span class=\"_ _2\"></span>ll a<span class=\"_ _2\"></span>nd inta<span class=\"_ _2\"></span>ngible assets<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow show<span class=\"_ _2\"></span>s the mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in cos<span class=\"_ _2\"></span>t and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill and in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w146 hb6\" id=\"_43125d53-1382-49e4-9c56-3b8d4f1eb0df\"><tr><td></td><td></td><td class=\"t m1 x23b hb y305d ff12d fs8 fc3 sc0 ls13c ws69\">Other</td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x639 hb y305e ff12d fs8 fc3 sc0 ls65 ws80\"> intangible<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x63a hb y305f ff12d fs8 fc3 sc0 ls65 wsfb\">Goodwill</td><td class=\"t m1 x63b hb y3060 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y3060 ff12d fs8 fc3 sc0 lsff ws185\">Sof<span class=\"_ _2\"></span>tware </td><td class=\"t m1 x5a3 hb y3060 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x613 hb y3061 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3063 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3064 w147 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y3064 w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3065 w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3066 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y3066 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y3066 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3067 w14a ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3068 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y3068 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3069 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y3069 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y306a ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated amor<span class=\"_ _2\"></span>tisation and impairment losses <span class=\"_ _0\"> </span> <span class=\"_ _68\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y306b w147 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y306b w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y306b w2e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(324)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y306b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y306b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(348)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306c w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y306c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y306c w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306d w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y306d w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y306d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306e w14d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x659 y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65a y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65b y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65c y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306f w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65d y306f w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65e y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65f y306f w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x660 y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3070 w14a h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3070 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x661 y3070 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3071 w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y3071 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y3071 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3072 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y3072 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y3072 w5c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3073 ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y2eb5 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">372<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">339<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h Li<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ed as e<span class=\"_ _2\"></span>xpl<span class=\"_ _2\"></span>aine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 6. Tot<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>mou<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n good<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>ll an<span class=\"_ _2\"></span>d \u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h cons<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts of \u00a3<span class=\"_ _2\"></span>2 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h\u2019<span class=\"_ _2\"></span>s net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd \u00a3<span class=\"_ _2\"></span>5 mill<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup o<span class=\"_ _2\"></span>n acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e bus<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>ss. Tota<span class=\"_ _2\"></span>l acc<span class=\"_ _2\"></span>umul<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n rela<span class=\"_ _2\"></span>tes to s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are i<span class=\"_ _2\"></span>n NuWea<span class=\"_ _2\"></span>lth<span class=\"_ _2\"></span>\u2019s n<span class=\"_ _2\"></span>et as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(b): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f othe<span class=\"_ _2\"></span>r inta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span><table class=\"s w14e hb7\" id=\"_4fa2da18-42a6-455a-8ed2-800ecbed86a3\"><tr><td></td><td class=\"t m1 x66e hb y3074 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x66f hb y3075 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x670 hb y3076 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td><td class=\"t m1 x671 hb y3077 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x672 hb y3078 ff12d fs8 fc1 sc0 ls2b ws5e\">2024</td><td class=\"t m1 x579 hb y3079 ff12d fs8 fc3 sc0 ls2b ws109\"> 2023</td><td class=\"t m1 x673 hb y307a ff12d fs8 fc3 sc0 ls65 ws80\"> estimate<span class=\"_ _2\"></span>d</td><td class=\"t m1 x674 hb y307b ff12d fs8 fc3 sc0 ls1 ws15a\"> period<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x675 hb y307c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y307d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m</td><td class=\"t m1 x677 hb y307e ff12d fs8 fc3 sc0 ls65 ws80\"> useful life</td><td class=\"t m1 x678 hb y307f ff12d fs8 fc3 sc0 ls65 ws80\"> remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3080 ff12d fs11 fc3 sc0 lsbd ws4c\">Net carr<span class=\"_ _2\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3081 ff12d fs11 fc3 sc0 lsbd ws4c\">Other intang<span class=\"_ _2\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f77 w14f h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on cha<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ls \u2014 Quil<span class=\"_ _2\"></span>ter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pl<span class=\"_ _2\"></span>anni<span class=\"_ _2\"></span>ng<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y2f77 w150 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y2f77 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3082 ff12f fs11 fc3 sc0 lsdd ws10a\">Customer <span class=\"_ _6\"></span>relationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3083 w152 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 lse7 ws4c\">Quilter<span class=\"_ _5\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67e y3083 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y3083 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y3083 w153 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y3083 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2f79 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y3084 w155 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r Che<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>t Fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y3084 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y3084 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x689 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ef7 web h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68a y2ef7 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68b y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2ef7 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68c y2ef7 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x68d y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68e y3085 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3086 ff12d fs11 fc3 sc0 ls85 ws88\">Sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2efb w156 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls32 ws31\">NuWe<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y2efb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ed8 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y2ed8 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y2ed8 w157 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x697 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w158 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other intangible asse<span class=\"_ _2\"></span>ts and<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): A<span class=\"_ _2\"></span>llo<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on of go<span class=\"_ _2\"></span>odwi<span class=\"_ _2\"></span>ll to ca<span class=\"_ _2\"></span>sh<span class=\"_ _2\"></span>-ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>ting un<span class=\"_ _2\"></span>its (<span class=\"_ _2\"></span>\u201cCG<span class=\"_ _2\"></span>Us<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ratio<span class=\"_ _2\"></span>n of the n<span class=\"_ _2\"></span>eed for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red by man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt at the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>Af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uent an<span class=\"_ _2\"></span>d Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>. Both o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s repres<span class=\"_ _2\"></span>ent a gro<span class=\"_ _2\"></span>up of C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>. <table class=\"s w159 hb8\" id=\"_ba2ff20f-f793-4f0f-bcb5-96fabde6ea62\"><tr><td></td><td class=\"t m1 x379 hb y3087 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37a hb y3088 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x561 hb y3089 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x562 hb y308a ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y308b ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y308c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y308d ff12d fs11 fc3 sc0 lsbd ws4c\">Goodw<span class=\"_ _2\"></span>ill<span class=\"_ _6\"></span> (net carrying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w8c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x352 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">224<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w15a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Hig<span class=\"_ _2\"></span>h Net Wo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w15b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _6\"></span> the need<span class=\"_ _6\"></span> for an impairment<span class=\"_ _6\"></span> review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill in bo<span class=\"_ _2\"></span>th the A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th CGU gro<span class=\"_ _2\"></span>ups is tes<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, o<span class=\"_ _2\"></span>r ear<span class=\"_ _2\"></span>lier i<span class=\"_ _2\"></span>f an indi<span class=\"_ _2\"></span>cato<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, by com<span class=\"_ _2\"></span>pari<span class=\"_ _2\"></span>ng the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGU grou<span class=\"_ _2\"></span>p to <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill rela<span class=\"_ _2\"></span>tes to the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>at CGU group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng the hi<span class=\"_ _2\"></span>gher of t<span class=\"_ _2\"></span>hat CGU grou<span class=\"_ _2\"></span>p\u2019s va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>-in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e or fair v<span class=\"_ _2\"></span>alue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to sell<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e, an impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent cha<span class=\"_ _2\"></span>rge is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed whe<span class=\"_ _2\"></span>n the reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount is le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue. Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude sud<span class=\"_ _2\"></span>den s<span class=\"_ _2\"></span>tock ma<span class=\"_ _2\"></span>rket f<span class=\"_ _2\"></span>alls<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e abse<span class=\"_ _2\"></span>nce of pos<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ve Net C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>sh Flo<span class=\"_ _2\"></span>ws (\u201c<span class=\"_ _2\"></span>NCCF<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>signi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s in the dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance ha<span class=\"_ _2\"></span>s been te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent at 31 Dece<span class=\"_ _2\"></span>mber 2024 and con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ate a surp<span class=\"_ _2\"></span>lus of the re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount ov<span class=\"_ _2\"></span>er the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGUs. A<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t,<span class=\"_ _2\"></span> no<span class=\"_ gs37\"> </span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able sh<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>he perce<span class=\"_ _2\"></span>ntag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>nge requ<span class=\"_ _2\"></span>ired in eac<span class=\"_ _2\"></span>h key as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue wou<span class=\"_ _2\"></span>ld excee<span class=\"_ _2\"></span>d the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, ass<span class=\"_ _2\"></span>uming a<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>les rem<span class=\"_ _2\"></span>ain the s<span class=\"_ _2\"></span>ame. T<span class=\"_ _2\"></span>his hig<span class=\"_ _2\"></span>hlig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>key a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d in the CGU val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore an imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment wo<span class=\"_ _2\"></span>uld ne<span class=\"_ _2\"></span>ed to be reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span><table class=\"s w15c hb9\" id=\"_8cd0bd00-ccc5-4b7f-aa0d-4f5d94425a60\"><tr><td></td><td></td><td class=\"t m0 x69f hb y308e ff12d fs8 fc3 sc0 ls4b wsd9\">High Net </td></tr><tr><td></td><td class=\"t m0 x6a0 hb y308f ff133 fs8 fc3 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a1 hb y308f ff12d fs8 fc3 sc0 ls6f ws70\">Wort<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w15d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on in for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>ash flo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y2eb5 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">65%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y2eb5 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">81%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w160 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y2eb6 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">42%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y2eb6 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">48%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s are impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>, reven<span class=\"_ _2\"></span>ue mar<span class=\"_ _2\"></span>gins an<span class=\"_ _2\"></span>d NCCF<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws are mos<span class=\"_ _2\"></span>t se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se the<span class=\"_ _2\"></span>y have a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s relate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges for ot<span class=\"_ _2\"></span>her ke<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and has n<span class=\"_ _2\"></span>ot iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed any ot<span class=\"_ _2\"></span>her ins<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances t<span class=\"_ _2\"></span>hat coul<span class=\"_ _2\"></span>d caus<span class=\"_ _2\"></span>e the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of CGUs to excee<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s recovera<span class=\"_ _6\"></span>ble amou<span class=\"_ _6\"></span>nt.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _2\"></span>-use methodolog<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the v<span class=\"_ _2\"></span>alue in us<span class=\"_ _2\"></span>e of the gro<span class=\"_ _2\"></span>ups of CGUs are ba<span class=\"_ _2\"></span>sed on th<span class=\"_ _2\"></span>e mos<span class=\"_ _2\"></span>t recen<span class=\"_ _2\"></span>t man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt appr<span class=\"_ _2\"></span>oved t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich are co<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ined in t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s B<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss Pla<span class=\"_ _2\"></span>n. T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate ant<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>ke into acco<span class=\"_ _2\"></span>unt cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>niti<span class=\"_ _2\"></span>es af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, adv<span class=\"_ _2\"></span>ice an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, and th<span class=\"_ _2\"></span>eir imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rojec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates a<span class=\"_ _2\"></span>nd judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, the g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th ra<span class=\"_ _2\"></span>te used to de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine the te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>al val<span class=\"_ _2\"></span>ue of the gr<span class=\"_ _2\"></span>oups of CGUs in the a<span class=\"_ _2\"></span>nnual as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt was 2.0<span class=\"_ _2\"></span>% (31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>2.0<span class=\"_ _2\"></span>%).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group u<span class=\"_ _2\"></span>ses a sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al (po<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ax) of 9.0% (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: 10.0%) to dis<span class=\"_ _2\"></span>count ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s acro<span class=\"_ _2\"></span>ss it<span class=\"_ _2\"></span>s t<span class=\"_ _2\"></span>wo gro<span class=\"_ _2\"></span>ups of CGUs. T<span class=\"_ _2\"></span>he sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l is base<span class=\"_ _2\"></span>d on the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of the le<span class=\"_ _2\"></span>vel of r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ea<span class=\"_ _2\"></span>ch grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>of CGUs repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sma<span class=\"_ _2\"></span>ll amou<span class=\"_ _2\"></span>nt of debt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-407": {
   "value": "1<span class=\"_ _5\"></span>4: G<span class=\"_ _2\"></span>oodwi<span class=\"_ _2\"></span>ll a<span class=\"_ _2\"></span>nd inta<span class=\"_ _2\"></span>ngible assets<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f good<span class=\"_ _2\"></span>will a<span class=\"_ _2\"></span>nd int<span class=\"_ _2\"></span>angi<span class=\"_ _2\"></span>ble as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow show<span class=\"_ _2\"></span>s the mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in cos<span class=\"_ _2\"></span>t and a<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill and in<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>gibl<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w146 hb6\" id=\"_43125d53-1382-49e4-9c56-3b8d4f1eb0df\"><tr><td></td><td></td><td class=\"t m1 x23b hb y305d ff12d fs8 fc3 sc0 ls13c ws69\">Other</td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x639 hb y305e ff12d fs8 fc3 sc0 ls65 ws80\"> intangible<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x63a hb y305f ff12d fs8 fc3 sc0 ls65 wsfb\">Goodwill</td><td class=\"t m1 x63b hb y3060 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y3060 ff12d fs8 fc3 sc0 lsff ws185\">Sof<span class=\"_ _2\"></span>tware </td><td class=\"t m1 x5a3 hb y3060 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x613 hb y3061 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3062 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3063 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3064 w147 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63e y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63f y3064 w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x640 y3064 w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">761<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3065 w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y3065 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x643 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x644 y3065 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3066 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y3066 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x646 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y3066 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y3066 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">740<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3067 w14a ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3068 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64a y3068 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64b y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64c y3068 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3069 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">425<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y3069 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y3069 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">748<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y306a ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated amor<span class=\"_ _2\"></span>tisation and impairment losses <span class=\"_ _0\"> </span> <span class=\"_ _68\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y306b w147 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y306b w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x652 y306b w2e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(324)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x653 y306b w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x654 y306b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(348)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306c w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y306c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y306c w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y306c w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306d w148 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x641 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x642 y306d w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y306d w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y306d w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306e w14d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er int<span class=\"_ _2\"></span>ang<span class=\"_ _2\"></span>ibl<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x659 y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65a y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65b y306e w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65c y306e w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y306f w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65d y306f w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65e y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(363)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x65f y306f w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x660 y306f w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(368)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3070 w14a h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ac<span class=\"_ _2\"></span>quis<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s comb<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns</div><div class=\"t m1 x648 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x649 y3070 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x661 y3070 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x662 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x663 y3070 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3071 w14c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>mor<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y3071 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x656 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x657 y3071 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x658 y3071 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(40)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3072 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x664 y3072 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x665 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(401)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x666 y3072 w5c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x667 y3072 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(409)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3073 ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td><td class=\"c n x668 y2eb5 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td class=\"c n x669 y2eb5 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66a y2eb5 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">372<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66b y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66d y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">339<span class=\"_ _29f\"> </span></div></td></tr></table>1 Re<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h Li<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ed as e<span class=\"_ _2\"></span>xpl<span class=\"_ _2\"></span>aine<span class=\"_ _2\"></span>d in no<span class=\"_ _2\"></span>te 6. Tot<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>oss a<span class=\"_ _2\"></span>mou<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>es \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n good<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>ll an<span class=\"_ _2\"></span>d \u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>are, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h cons<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts of \u00a3<span class=\"_ _2\"></span>2 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n of NuWe<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>h\u2019<span class=\"_ _2\"></span>s net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd \u00a3<span class=\"_ _2\"></span>5 mill<span class=\"_ _2\"></span>ion re<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed by t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup o<span class=\"_ _2\"></span>n acqu<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of th<span class=\"_ _2\"></span>e bus<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>ss. Tota<span class=\"_ _2\"></span>l acc<span class=\"_ _2\"></span>umul<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d amor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a31 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n rela<span class=\"_ _2\"></span>tes to s<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>are i<span class=\"_ _2\"></span>n NuWea<span class=\"_ _2\"></span>lth<span class=\"_ _2\"></span>\u2019s n<span class=\"_ _2\"></span>et as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>14<span class=\"_ _2\"></span>(b): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis o<span class=\"_ _2\"></span>f othe<span class=\"_ _2\"></span>r inta<span class=\"_ _2\"></span>ngib<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and so<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>ware<span class=\"_ _29f\"> </span><table class=\"s w14e hb7\" id=\"_4fa2da18-42a6-455a-8ed2-800ecbed86a3\"><tr><td></td><td class=\"t m1 x66e hb y3074 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x66f hb y3075 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x670 hb y3076 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td><td class=\"t m1 x671 hb y3077 ff12d fs8 fc3 sc0 ls174 ws1b3\">Averag<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x672 hb y3078 ff12d fs8 fc1 sc0 ls2b ws5e\">2024</td><td class=\"t m1 x579 hb y3079 ff12d fs8 fc3 sc0 ls2b ws109\"> 2023</td><td class=\"t m1 x673 hb y307a ff12d fs8 fc3 sc0 ls65 ws80\"> estimate<span class=\"_ _2\"></span>d</td><td class=\"t m1 x674 hb y307b ff12d fs8 fc3 sc0 ls1 ws15a\"> period<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x675 hb y307c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y307d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m</td><td class=\"t m1 x677 hb y307e ff12d fs8 fc3 sc0 ls65 ws80\"> useful life</td><td class=\"t m1 x678 hb y307f ff12d fs8 fc3 sc0 ls65 ws80\"> remaining<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3080 ff12d fs11 fc3 sc0 lsbd ws4c\">Net carr<span class=\"_ _2\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3081 ff12d fs11 fc3 sc0 lsbd ws4c\">Other intang<span class=\"_ _2\"></span>ible assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f77 w14f h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on cha<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ls \u2014 Quil<span class=\"_ _2\"></span>ter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pl<span class=\"_ _2\"></span>anni<span class=\"_ _2\"></span>ng<span class=\"_ _29f\"> </span></div></td><td class=\"c n x679 y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67a y2f77 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67b y2f77 w150 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67c y2f77 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3082 ff12f fs11 fc3 sc0 lsdd ws10a\">Customer <span class=\"_ _6\"></span>relationships<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3083 w152 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 lse7 ws4c\">Quilter<span class=\"_ _5\"></span> Cheviot<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67e y3083 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x67f y3083 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x680 y3083 w153 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">10 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x681 y3083 w151 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">&lt; 1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2f79 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x682 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x683 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x685 y2f79 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y3084 w155 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r Che<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>t Fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n x686 y3084 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x687 y3084 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x688 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x689 y3084 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ef7 web h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68a y2ef7 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68b y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x684 y2ef7 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68c y2ef7 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x68d y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68e y3085 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">62<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y3086 ff12d fs11 fc3 sc0 ls85 ws88\">Sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2efb w156 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls32 ws31\">NuWe<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>th<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68f y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x690 y2efb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x691 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x692 y2efb w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2ed8 w154 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Quilter Financial Pl<span class=\"_ _6\"></span>anning<span class=\"_ _29f\"> </span></div></td><td class=\"c n x693 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x694 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x695 y2ed8 w150 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">5 years<span class=\"_ _29f\"> </span></div></td><td class=\"c n x696 y2ed8 w157 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1 year<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"c n x697 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x698 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w158 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal other intangible asse<span class=\"_ _2\"></span>ts and<span class=\"_ _6\"></span> sof<span class=\"_ _2\"></span>tware<span class=\"_ _29f\"> </span></div></td><td class=\"c n x699 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69a y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">66<span class=\"_ _29f\"> </span></div></td><td></td><td></td></tr></table>14<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): A<span class=\"_ _2\"></span>llo<span class=\"_ _2\"></span>cati<span class=\"_ _2\"></span>on of go<span class=\"_ _2\"></span>odwi<span class=\"_ _2\"></span>ll to ca<span class=\"_ _2\"></span>sh<span class=\"_ _2\"></span>-ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>ting un<span class=\"_ _2\"></span>its (<span class=\"_ _2\"></span>\u201cCG<span class=\"_ _2\"></span>Us<span class=\"_ _2\"></span>\u201d) a<span class=\"_ _2\"></span>nd con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ratio<span class=\"_ _2\"></span>n of the n<span class=\"_ _2\"></span>eed for an impairment review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red by man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt at the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s t<span class=\"_ _2\"></span>wo op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing se<span class=\"_ _2\"></span>gmen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>Af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>uent an<span class=\"_ _2\"></span>d Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>. Both o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ting s<span class=\"_ _2\"></span>egme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s repres<span class=\"_ _2\"></span>ent a gro<span class=\"_ _2\"></span>up of C<span class=\"_ _6\"></span>GUs<span class=\"_ _2\"></span>. <table class=\"s w159 hb8\" id=\"_ba2ff20f-f793-4f0f-bcb5-96fabde6ea62\"><tr><td></td><td class=\"t m1 x379 hb y3087 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37a hb y3088 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x561 hb y3089 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024</td><td class=\"t m1 x562 hb y308a ff12d fs8 fc3 sc0 ls2b ws109\"> 2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y308b ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y308c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y308d ff12d fs11 fc3 sc0 lsbd ws4c\">Goodw<span class=\"_ _2\"></span>ill<span class=\"_ _6\"></span> (net carrying amount)<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w8c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsdd ws10a\">Affluent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x352 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">224<span class=\"_ _29f\"> </span></div></td><td class=\"c n x353 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w15a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Hig<span class=\"_ _2\"></span>h Net Wo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69b y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w15b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal goodwill<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">307<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">306<span class=\"_ _29f\"> </span></div></td></tr></table>Consideration of<span class=\"_ _6\"></span> the need<span class=\"_ _6\"></span> for an impairment<span class=\"_ _6\"></span> review<span class=\"_ _29f\"> </span>Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill in bo<span class=\"_ _2\"></span>th the A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>luen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Hig<span class=\"_ _2\"></span>h Net Wor<span class=\"_ _2\"></span>th CGU gro<span class=\"_ _2\"></span>ups is tes<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r impa<span class=\"_ _2\"></span>irme<span class=\"_ _2\"></span>nt annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, o<span class=\"_ _2\"></span>r ear<span class=\"_ _2\"></span>lier i<span class=\"_ _2\"></span>f an indi<span class=\"_ _2\"></span>cato<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>of imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment e<span class=\"_ _2\"></span>xis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, by com<span class=\"_ _2\"></span>pari<span class=\"_ _2\"></span>ng the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGU grou<span class=\"_ _2\"></span>p to <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill rela<span class=\"_ _2\"></span>tes to the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>at CGU group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng the hi<span class=\"_ _2\"></span>gher of t<span class=\"_ _2\"></span>hat CGU grou<span class=\"_ _2\"></span>p\u2019s va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>-in<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e or fair v<span class=\"_ _2\"></span>alue le<span class=\"_ _2\"></span>ss cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to sell<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>If ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e, an impa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent cha<span class=\"_ _2\"></span>rge is recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed whe<span class=\"_ _2\"></span>n the reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble am<span class=\"_ _2\"></span>ount is le<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue. Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>ment in<span class=\"_ _2\"></span>dic<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>ude sud<span class=\"_ _2\"></span>den s<span class=\"_ _2\"></span>tock ma<span class=\"_ _2\"></span>rket f<span class=\"_ _2\"></span>alls<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e abse<span class=\"_ _2\"></span>nce of pos<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ve Net C<span class=\"_ _2\"></span>lien<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>sh Flo<span class=\"_ _2\"></span>ws (\u201c<span class=\"_ _2\"></span>NCCF<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>), si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt fall<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>signi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>nt inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>s in the dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he good<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance ha<span class=\"_ _2\"></span>s been te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent at 31 Dece<span class=\"_ _2\"></span>mber 2024 and con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>es to dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ate a surp<span class=\"_ _2\"></span>lus of the re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>rabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount ov<span class=\"_ _2\"></span>er the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>CGUs. A<span class=\"_ _2\"></span>s a resul<span class=\"_ _2\"></span>t,<span class=\"_ _2\"></span> no<span class=\"_ gs37\"> </span>im<span class=\"_ _2\"></span>pair<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able sh<span class=\"_ _2\"></span>ows t<span class=\"_ _2\"></span>he perce<span class=\"_ _2\"></span>ntag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>nge requ<span class=\"_ _2\"></span>ired in eac<span class=\"_ _2\"></span>h key as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion be<span class=\"_ _2\"></span>fore th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue wou<span class=\"_ _2\"></span>ld excee<span class=\"_ _2\"></span>d the rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>able am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>, ass<span class=\"_ _2\"></span>uming a<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>les rem<span class=\"_ _2\"></span>ain the s<span class=\"_ _2\"></span>ame. T<span class=\"_ _2\"></span>his hig<span class=\"_ _2\"></span>hlig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>key a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d in the CGU val<span class=\"_ _2\"></span>ue-<span class=\"_ _2\"></span>in-<span class=\"_ _2\"></span>use<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore an imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment wo<span class=\"_ _2\"></span>uld ne<span class=\"_ _2\"></span>ed to be reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span><table class=\"s w15c hb9\" id=\"_8cd0bd00-ccc5-4b7f-aa0d-4f5d94425a60\"><tr><td></td><td></td><td class=\"t m0 x69f hb y308e ff12d fs8 fc3 sc0 ls4b wsd9\">High Net </td></tr><tr><td></td><td class=\"t m0 x6a0 hb y308f ff133 fs8 fc3 sc0 lsee wsf3\">Affluent<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a1 hb y308f ff12d fs8 fc3 sc0 ls6f ws70\">Wort<span class=\"_ _2\"></span>h<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w15d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on in for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>ash flo<span class=\"_ _2\"></span>ws<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a2 y2eb5 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">65%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a3 y2eb5 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">81%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w160 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a4 y2eb6 w15f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">42%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6a5 y2eb6 w15e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">48%<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s are impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>, reven<span class=\"_ _2\"></span>ue mar<span class=\"_ _2\"></span>gins an<span class=\"_ _2\"></span>d NCCF<span class=\"_ _5\"></span>. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up consi<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws are mos<span class=\"_ _2\"></span>t se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>cau<span class=\"_ _2\"></span>se the<span class=\"_ _2\"></span>y have a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the l<span class=\"_ _2\"></span>evel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s relate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th in e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low fo<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges for ot<span class=\"_ _2\"></span>her ke<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and has n<span class=\"_ _2\"></span>ot iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed any ot<span class=\"_ _2\"></span>her ins<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances t<span class=\"_ _2\"></span>hat coul<span class=\"_ _2\"></span>d caus<span class=\"_ _2\"></span>e the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of CGUs to excee<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s recovera<span class=\"_ _6\"></span>ble amou<span class=\"_ _6\"></span>nt.<span class=\"_ _29f\"> </span>Value-in<span class=\"_ _2\"></span>-use methodolog<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne the v<span class=\"_ _2\"></span>alue in us<span class=\"_ _2\"></span>e of the gro<span class=\"_ _2\"></span>ups of CGUs are ba<span class=\"_ _2\"></span>sed on th<span class=\"_ _2\"></span>e mos<span class=\"_ _2\"></span>t recen<span class=\"_ _2\"></span>t man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt appr<span class=\"_ _2\"></span>oved t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, w<span class=\"_ _2\"></span>hich are co<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ined in t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s B<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss Pla<span class=\"_ _2\"></span>n. T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it fore<span class=\"_ _2\"></span>cas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s incor<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ate ant<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>ke into acco<span class=\"_ _2\"></span>unt cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>niti<span class=\"_ _2\"></span>es af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>, inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, adv<span class=\"_ _2\"></span>ice an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, and th<span class=\"_ _2\"></span>eir imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic p<span class=\"_ _2\"></span>rojec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mates a<span class=\"_ _2\"></span>nd judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s. A<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d, the g<span class=\"_ _2\"></span>row<span class=\"_ _2\"></span>th ra<span class=\"_ _2\"></span>te used to de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ine the te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>al val<span class=\"_ _2\"></span>ue of the gr<span class=\"_ _2\"></span>oups of CGUs in the a<span class=\"_ _2\"></span>nnual as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssme<span class=\"_ _2\"></span>nt was 2.0<span class=\"_ _2\"></span>% (31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>2.0<span class=\"_ _2\"></span>%).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group u<span class=\"_ _2\"></span>ses a sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al (po<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ax) of 9.0% (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: 10.0%) to dis<span class=\"_ _2\"></span>count ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s acro<span class=\"_ _2\"></span>ss it<span class=\"_ _2\"></span>s t<span class=\"_ _2\"></span>wo gro<span class=\"_ _2\"></span>ups of CGUs. T<span class=\"_ _2\"></span>he sing<span class=\"_ _2\"></span>le cos<span class=\"_ _2\"></span>t of capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l is base<span class=\"_ _2\"></span>d on the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of the le<span class=\"_ _2\"></span>vel of r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ea<span class=\"_ _2\"></span>ch grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>of CGUs repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>Group p<span class=\"_ _2\"></span>redom<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>tly b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sma<span class=\"_ _2\"></span>ll amou<span class=\"_ _2\"></span>nt of debt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-345": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs3b5\">15: Prope<span class=\"_ _6\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _5\"></span>, pla<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>t a<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>d equip<span class=\"_ _5\"></span>ment<span class=\"_ _29f\"> </span></div><div class=\"gs3b6\"><table class=\"s w161 hba\" id=\"_ee9ae8f9-e918-4e08-80a0-baea47e38f2b\"><tr><td></td><td class=\"t m0 x6a6 hb y3090 ff12d fs8 fc3 sc0 lsff ws185\">Right-<span class=\"_ _2\"></span>of-use<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a7 hb y3091 ff12d fs8 fc3 sc0 ls65 ws80\">Plant and<span class=\"_ _29f\"> </span></td><td class=\"t m0 x379 hb y3092 ff12d fs8 fc3 sc0 lsee ws108\">Assets under</td><td></td></tr><tr><td></td><td class=\"t m0 x6a8 hb y3093 ff12d fs8 fc3 sc0 ls163 ws16b\"> assets</td><td class=\"t m0 x6a9 hb y3094 ff12d fs8 fc3 sc0 ls65 ws80\"> equipment<span class=\"_ _29f\"> </span></td><td class=\"c x6ab y3095 w162 ha4\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsff ws5c\">construction</div><div class=\"t m0 x6aa h1b y2f63 ff12d fs10 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x562 hb y3096 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x675 hb y3097 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3098 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3099 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y309a ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y309b w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x63d y309b w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ac y309b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">75<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ad y309b w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ae y309b w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">206<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309c w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b1 y309c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x637 y309c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y309d w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b2 y309d w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b3 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(24)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y309d w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b5 y309d w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(38)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y309e w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b7 y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b8 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b9 y309f w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ba y309f w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(13)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a0 w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x68d y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bc y30a0 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bd y30a0 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6be y30a0 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a1 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x645 y30a1 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">102<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6bf y30a1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y30a1 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c1 y30a1 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">155<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a2 w164 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6af y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b0 y30a2 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y30a2 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y30a2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a3 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c4 y30a3 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c5 y30a3 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c6 y30a3 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c7 y30a3 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a4 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y30a4 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">54<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y30a4 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ca y30a4 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">156<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30a5 ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated depre<span class=\"_ _2\"></span>ciation<span class=\"_ _6\"></span> and impairment losses <span class=\"_ _87\"> </span> <span class=\"_ _166\"> </span> <span class=\"_ _68\"> </span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30a6 w163 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y30a6 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(59)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cc y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(35)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cd y30a6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ce y30a6 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(94)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a7 w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(7)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30a7 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30a7 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30a7 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30a8 w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y30a8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y30a8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y30a8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">37<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30a9 w165 ha9\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y</div><div class=\"t m0 x6b6 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30aa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30aa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30aa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30ab w166 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsbd ws78\">Reclas<span class=\"_ _2\"></span>sification</div><div class=\"t m0 x6bb h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x697 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d7 y30ab w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d8 y30ab w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d9 y30ab w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ac w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6da y30ac w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(47)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6db y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dc y30ac w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6dd y30ac w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ad w168 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion ch<span class=\"_ _2\"></span>arge fo<span class=\"_ _2\"></span>r the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cf y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d0 y30ad w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d1 y30ad w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d2 y30ad w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(11)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ae w148 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Disposals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6de y30ae w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6df y30ae w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ae w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ae w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30af w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e1 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e2 y30af w5d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(19)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e3 y30af w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e4 y30af w5e h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y30b0 ff12d fs11 fc3 sc0 lsbd ws1b4\">Carr<span class=\"_ _2\"></span>ying <span class=\"_ _214\"></span>value <span class=\"_ _215\"></span>   </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e61 w149 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e5 y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">55<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e6 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e7 y2e61 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e8 y2e61 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w167 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c8 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c9 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x61d y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e9 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs3b7\">1</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3b8\"> In 202<span class=\"_ _2\"></span>3, a r<span class=\"_ _2\"></span>igh<span class=\"_ _2\"></span>t-of<span class=\"_ _2\"></span>-us<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>th a co<span class=\"_ _2\"></span>st of \u00a313 mil<span class=\"_ _2\"></span>lion a<span class=\"_ _2\"></span>nd an a<span class=\"_ _2\"></span>ccu<span class=\"_ _2\"></span>mula<span class=\"_ _2\"></span>ted d<span class=\"_ _2\"></span>epre<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a33 m<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>as tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>o </div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3b9\">In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>s a resu<span class=\"_ _2\"></span>lt of t<span class=\"_ _2\"></span>he Gr<span class=\"_ _2\"></span>oup s<span class=\"_ _2\"></span>ubl<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g the p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r an op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs3ba\">2</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3bb\"> Re<span class=\"_ _2\"></span>cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of a lea<span class=\"_ _2\"></span>se in<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin Trad<span class=\"_ _2\"></span>e, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s to Rig<span class=\"_ _2\"></span>ht-<span class=\"_ _2\"></span>of-<span class=\"_ _2\"></span>use a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts </div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3bc\">in<span class=\"_ gs30e\"> </span>l<span class=\"_ _2\"></span>ine w<span class=\"_ _2\"></span>ith I<span class=\"_ _2\"></span>FR<span class=\"_ _2\"></span>S 1<span class=\"_ _6\"></span>6 re<span class=\"_ _2\"></span>quir<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. </div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs3bd\">3</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3be\"> T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d \u00a34 mil<span class=\"_ _2\"></span>lio<span class=\"_ _2\"></span>n of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at we<span class=\"_ _2\"></span>re und<span class=\"_ _2\"></span>er con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t 31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2024 (31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r 2023: \u00a3<span class=\"_ _2\"></span>nil<span class=\"_ _2\"></span>). Th<span class=\"_ _2\"></span>ese </div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs3bf\">as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, rela<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g to imp<span class=\"_ _2\"></span>rov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>o lea<span class=\"_ _2\"></span>sed o<span class=\"_ _2\"></span>ff<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>e pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, are e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed to b<span class=\"_ _2\"></span>e comp<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>ed an<span class=\"_ _2\"></span>d brou<span class=\"_ _2\"></span>ght i<span class=\"_ _2\"></span>nto us<span class=\"_ _2\"></span>e dur<span class=\"_ _2\"></span>ing 20<span class=\"_ _2\"></span>25.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c0\">T<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng valu<span class=\"_ _2\"></span>e of righ<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>of-us<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24 relate<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>\u00a352 mi<span class=\"_ _2\"></span>llion of p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c1\">(31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a355 mil<span class=\"_ _2\"></span>lion).</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-346": {
   "value": "16:<span class=\"_ _2\"></span> Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> proper<span class=\"_ _1\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>In Jun<span class=\"_ _2\"></span>e 2023, th<span class=\"_ _2\"></span>e Group en<span class=\"_ _2\"></span>tered in<span class=\"_ _2\"></span>to a <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t to sub<span class=\"_ _2\"></span>let a pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to a tenan<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er an ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>ng lea<span class=\"_ _2\"></span>se wi<span class=\"_ _2\"></span>th rent<span class=\"_ _2\"></span>als p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>le mon<span class=\"_ _2\"></span>thl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>let rel<span class=\"_ _2\"></span>ates to on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>or of a <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>sed p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y w<span class=\"_ _2\"></span>hich ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a us<span class=\"_ _2\"></span>eful e<span class=\"_ _2\"></span>conom<span class=\"_ _2\"></span>ic lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of ele<span class=\"_ _2\"></span>ven ye<span class=\"_ _2\"></span>ars<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>here is a brea<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>cl<span class=\"_ _2\"></span>ause in t<span class=\"_ _2\"></span>he subl<span class=\"_ _2\"></span>ease ag<span class=\"_ _2\"></span>reem<span class=\"_ _2\"></span>ent af<span class=\"_ _2\"></span>ter f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve year<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up can<span class=\"_ _2\"></span>not reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e tenan<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>to con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to lea<span class=\"_ _2\"></span>se bey<span class=\"_ _2\"></span>ond 2028. T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>e subl<span class=\"_ _2\"></span>et f<span class=\"_ _2\"></span>loor c<span class=\"_ _2\"></span>an onl<span class=\"_ _2\"></span>y be relia<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>mea<span class=\"_ _2\"></span>sured w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of a sur<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>eyor<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> be<span class=\"_ _2\"></span>liev<span class=\"_ _2\"></span>es the cos<span class=\"_ _2\"></span>t of mea<span class=\"_ _2\"></span>suri<span class=\"_ _2\"></span>ng the fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue woul<span class=\"_ _2\"></span>d be unec<span class=\"_ _2\"></span>onom<span class=\"_ _2\"></span>ical w<span class=\"_ _2\"></span>hen com<span class=\"_ _2\"></span>pare<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>subl<span class=\"_ _2\"></span>et and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re the inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t prope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>is va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er the co<span class=\"_ _2\"></span>st mo<span class=\"_ _2\"></span>del. T<span class=\"_ _2\"></span>his is con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tent wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion of all of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ap<span class=\"_ _2\"></span>proxim<span class=\"_ _2\"></span>ates to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e.<span class=\"_ _29f\"> </span>Lea<span class=\"_ _2\"></span>se inco<span class=\"_ _2\"></span>me from op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ting le<span class=\"_ _2\"></span>ases w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e Group is a le<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>r is recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d in incom<span class=\"_ _2\"></span>e on a <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ight-<span class=\"_ _29f\"> </span>lin<span class=\"_ _2\"></span>e basis o<span class=\"_ _2\"></span>ver th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e term. Le<span class=\"_ _2\"></span>ase inc<span class=\"_ _2\"></span>ome for 2024 is \u00a3<span class=\"_ _5\"></span>1 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 mil<span class=\"_ _2\"></span>lion). Ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses rela<span class=\"_ _2\"></span>ting to t<span class=\"_ _2\"></span>he prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y are imma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here are no con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to purc<span class=\"_ _2\"></span>hase<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, deve<span class=\"_ _2\"></span>lop or dis<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. St<span class=\"_ _2\"></span>anda<span class=\"_ _2\"></span>rd terms a<span class=\"_ _2\"></span>nd condi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons of lea<span class=\"_ _2\"></span>sing are in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the su<span class=\"_ _2\"></span>blea<span class=\"_ _2\"></span>se arr<span class=\"_ _2\"></span>angem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w169 hbb\" id=\"_5a15f6f7-7690-4fff-9e0f-838dea402e6d\"><tr><td></td><td class=\"t m1 x239 hb y30b1 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6ea hb y30b1 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x23c hb y30b2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6eb hb y30b2 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30b3 ff12d fs11 fc3 sc0 lsbd ws4c\">Gross amount<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed2 w16a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ec y2ed2 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ed y2ed2 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea2 w16b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer fro<span class=\"_ _2\"></span>m prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>pl<span class=\"_ _2\"></span>ant an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uipm<span class=\"_ _2\"></span>ent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ee y2ea2 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ef y2ea2 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e59 w16c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">At e<span class=\"_ _2\"></span>nd of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f0 y2e59 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f1 y2e59 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30b4 ff12d fs11 fc3 sc0 lsbd ws4c\">Accumulated depre<span class=\"_ _2\"></span>ciation </td><td></td><td></td></tr><tr><td class=\"c n x245 y2eac w16a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f2 y2eac w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f3 y2eac w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e5c w16d ha9\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls9c wsa3\">Depreciation</div><div class=\"t m1 x6f4 h1d y2fc5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2efa w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y2efa w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w16c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">At e<span class=\"_ _2\"></span>nd of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f6 y2eb1 w16e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f7 y2eb1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30b5 ff12e fs11 fc3 sc0 ls85 ws81\">Carr<span class=\"_ _2\"></span>ying value<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w16c h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">At e<span class=\"_ _2\"></span>nd of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f8 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f9 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr></table>1 De<span class=\"_ _2\"></span>pre<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>ion i<span class=\"_ _2\"></span>n 2023<span class=\"_ _2\"></span>, bei<span class=\"_ _2\"></span>ng th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t yea<span class=\"_ _2\"></span>r of th<span class=\"_ _2\"></span>e sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e ar<span class=\"_ _2\"></span>rang<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt, w<span class=\"_ _2\"></span>as im<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>ria<span class=\"_ _2\"></span>l.<span class=\"_ _29f\"> </span>16(a<span class=\"_ _6\"></span>): Maturit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> analys<span class=\"_ _2\"></span>is<span class=\"_ _29f\"> </span>Un<span class=\"_ _2\"></span>disco<span class=\"_ _2\"></span>unted c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er the sub<span class=\"_ _2\"></span>leas<span class=\"_ _2\"></span>e are \u00a3<span class=\"_ _5\"></span>1 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>num for eac<span class=\"_ _2\"></span>h of the fou<span class=\"_ _2\"></span>r year<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e end of 2028<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-347": {
   "value": "1<span class=\"_ _5\"></span>7<span class=\"_ _5\"></span>: Investme<span class=\"_ _6\"></span>nts in a<span class=\"_ _2\"></span>ssociates<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as an intere<span class=\"_ _2\"></span>st in ea<span class=\"_ _2\"></span>ch of the fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>s, all of w<span class=\"_ _2\"></span>hich are a<span class=\"_ _2\"></span>ccounte<span class=\"_ _2\"></span>d for usin<span class=\"_ _2\"></span>g the<span class=\"_ _29f\"> </span> eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y met<span class=\"_ _2\"></span>hod<span class=\"_ _2\"></span>. None of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s are mark<span class=\"_ _2\"></span>et tra<span class=\"_ _2\"></span>ded. T<span class=\"_ _2\"></span>he UK is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>y of in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>orat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span> pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal pla<span class=\"_ _2\"></span>ce of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for ea<span class=\"_ _2\"></span>ch as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ate. Al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e mater<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iates ha<span class=\"_ _2\"></span>ve a repo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ing yea<span class=\"_ _2\"></span>r endin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span> 31 March<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17d hbe\" id=\"_f9d77424-6229-4a6d-847a-190924c67dc1\"><tr><td></td><td></td><td class=\"c n x709 y30c3 w17e h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsfb ws1\">% of o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>shi<span class=\"_ _2\"></span>p int<span class=\"_ _2\"></span>ere<span class=\"_ _2\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y30c3 w17f h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls65 ws80\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x70b hb y30c4 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y30c4 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37b hb y30c4 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y30c4 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30c5 ff12d fs11 fc3 sc0 ls7f ws86\">As<span class=\"_ _2\"></span>sociates<span class=\"_ _29f\"> </span></td><td class=\"t m1 x70c hb y30c6 ff12d fs8 fc1 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x70d hb y30c6 ff12d fs8 fc3 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y30c6 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y30c6 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30c7 ff12f fs11 fc3 sc0 ls94 wse3\">Ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>iate:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2ed8 w180 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>als Mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tga<span class=\"_ _2\"></span>ge and F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2ed8 w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w181 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Immaterial associates<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x712 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30c8 ff12d fs11 fc3 sc0 lsbc ws8a\">T<span class=\"_ _6\"></span>otal equity-<span class=\"_ _2\"></span>accounted associates<span class=\"_ _29f\"> </span></td><td></td><td></td><td class=\"c n x5e3 y30c9 w182 h94\"><div class=\"t m1 x23f h1c y2e30 ff12d fs8 fc1 sc0 ls175 ws1b6\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr></table>17(<span class=\"_ _5\"></span>a): Summarise<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancial information for material asso<span class=\"_ _2\"></span>ciate<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s pres<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d in the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts of t<span class=\"_ _2\"></span>he mate<span class=\"_ _2\"></span>rial<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>not t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of tho<span class=\"_ _2\"></span>se amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s. <table class=\"s w16f hbc\" id=\"_fef5905c-c8f1-4205-bc54-f4cff1953cea\"><tr><td></td><td class=\"t m1 x628 hb y30b6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber</td></tr><tr><td></td><td class=\"t m1 x5cb hb y30b7 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30b8 ff12d fs11 fc3 sc0 lsbd ws4c\">Beals Mor<span class=\"_ _2\"></span>tgage and Financial<span class=\"_ _6\"></span> Ser<span class=\"_ _2\"></span>vices Limited<span class=\"_ _29f\"> </span></td><td class=\"t m1 x565 hb y30b9 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30ba ff133 fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>mmari<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>siti<span class=\"_ _2\"></span>on<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2f3d w141 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fa y2f3d w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 w170 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fb y2e96 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30bb w171 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fc y30bb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 w172 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fd y2e98 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9b w173 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls9c wse7\">Net assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62e y2e9b w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30bc ff12d fs11 fc3 sc0 lsbd ws4c\">Reconciliation to carr<span class=\"_ _2\"></span>ying amounts:<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2e9e w174 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g net a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s at 1 Ap<span class=\"_ _2\"></span>ril<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fe y2e9e w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f4c w175 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit for t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ff y2f4c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30bd w176 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idend<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x700 y30bd w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea3 w177 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g net as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts at 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x701 y2ea3 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30be w178 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">% of Gro<span class=\"_ _2\"></span>up sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x702 y30be w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">35%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y302c w179 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Gro<span class=\"_ _2\"></span>up sha<span class=\"_ _2\"></span>re of clo<span class=\"_ _2\"></span>sing n<span class=\"_ _2\"></span>et ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x703 y302c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30c0 w17a hbd\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">No<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill</div><div class=\"t m1 x704 h1d y30bf ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x705 h1c y30c1 ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w17b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td class=\"c n x706 y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30c2 ff12d fs11 fc3 sc0 lsf2 ws5d\">Summar<span class=\"_ _6\"></span>ised statement<span class=\"_ _5\"></span> of comprehensiv<span class=\"_ _6\"></span>e inc<span class=\"_ _6\"></span>ome<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w17c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit for t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>om 1 Ap<span class=\"_ _2\"></span>ril to 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x707 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w3e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> comprehensive income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x708 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill fo<span class=\"_ _2\"></span>rm<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent in a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>oci<span class=\"_ _2\"></span>ates b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>nce i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c3\">In 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up acqu<span class=\"_ _2\"></span>ired a 35% direc<span class=\"_ _2\"></span>t ow<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>ship in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t in Beal<span class=\"_ _2\"></span>s Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gage an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c4\">Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>(<span class=\"_ _2\"></span>\u201cB<span class=\"_ _2\"></span>eals<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) and an eq<span class=\"_ _2\"></span>ual prop<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of the vo<span class=\"_ _2\"></span>ting r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s. B<span class=\"_ _2\"></span>eals is an A<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>inted R<span class=\"_ _2\"></span>epres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c5\">wh<span class=\"_ _2\"></span>ich of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce. Fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to 31 Dece<span class=\"_ _2\"></span>mber 2024, Be<span class=\"_ _2\"></span>als had gen<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ted reve<span class=\"_ _2\"></span>nue of </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c6\">\u00a3<span class=\"_ _2\"></span>3<span class=\"_ gs37\"> </span>milli<span class=\"_ _2\"></span>on. A<span class=\"_ _2\"></span>s at 31 Decem<span class=\"_ _2\"></span>ber 2024, Bea<span class=\"_ _2\"></span>ls had no co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs3c7\">17(b<span class=\"_ _6\"></span>): Summarise<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancial information for immaterial asso<span class=\"_ _2\"></span>ciates </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c8\">T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>lso has in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in tw<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iates<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted and Cl<span class=\"_ _2\"></span>inton Ke<span class=\"_ _2\"></span>nnard<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3c9\">A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m thes<span class=\"_ _2\"></span>e tw<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes was im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 an<span class=\"_ _2\"></span>d 20<span class=\"_ _6\"></span>24. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ca\">T<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of immate<span class=\"_ _2\"></span>rial a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es are dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ed abo<span class=\"_ _2\"></span>ve. In 202<span class=\"_ _6\"></span>4, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3cb\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed \u00a3<span class=\"_ _6\"></span>1 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3ni<span class=\"_ _2\"></span>l) imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent for an im<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>rial as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate as t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ld no long<span class=\"_ _2\"></span>er </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3cc\">sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs6b7\">4<span class=\"_ _2\"></span>0(b): A<span class=\"_ _2\"></span>ssociates<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b8\">Du<span class=\"_ _2\"></span>ring 2023 an<span class=\"_ _2\"></span>d 202<span class=\"_ _6\"></span>4, I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es were pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to the G<span class=\"_ _2\"></span>roup by 36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted, an as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b9\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Dur<span class=\"_ _2\"></span>ing 2024, Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial S<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d, and i<span class=\"_ _2\"></span>ts sub<span class=\"_ _2\"></span>sidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Cli<span class=\"_ _2\"></span>nton </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45b\">Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd be<span class=\"_ _2\"></span>cam<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes of the G<span class=\"_ _2\"></span>roup. Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45c\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cli<span class=\"_ _2\"></span>nton Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>als<span class=\"_ _2\"></span>o App<span class=\"_ _2\"></span>oint<span class=\"_ _2\"></span>ed Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45d\">be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes took p<span class=\"_ _2\"></span>lace in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and ha<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>no ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45e\">imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-460": {
   "value": "1<span class=\"_ _5\"></span>7<span class=\"_ _5\"></span>: Investme<span class=\"_ _6\"></span>nts in a<span class=\"_ _2\"></span>ssociates<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as an intere<span class=\"_ _2\"></span>st in ea<span class=\"_ _2\"></span>ch of the fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>s, all of w<span class=\"_ _2\"></span>hich are a<span class=\"_ _2\"></span>ccounte<span class=\"_ _2\"></span>d for usin<span class=\"_ _2\"></span>g the<span class=\"_ _29f\"> </span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y met<span class=\"_ _2\"></span>hod<span class=\"_ _2\"></span>. None of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>s are mark<span class=\"_ _2\"></span>et tra<span class=\"_ _2\"></span>ded. T<span class=\"_ _2\"></span>he UK is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>y of in<span class=\"_ _2\"></span>corp<span class=\"_ _2\"></span>orat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span>pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal pla<span class=\"_ _2\"></span>ce of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for ea<span class=\"_ _2\"></span>ch as<span class=\"_ _2\"></span>soci<span class=\"_ _2\"></span>ate. Al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e mater<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iates ha<span class=\"_ _2\"></span>ve a repo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ing yea<span class=\"_ _2\"></span>r endin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span>31 March<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w17d hbe\" id=\"_f9d77424-6229-4a6d-847a-190924c67dc1\"><tr><td></td><td></td><td class=\"c n x709 y30c3 w17e h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsfb ws1\">% of o<span class=\"_ _2\"></span>wner<span class=\"_ _2\"></span>shi<span class=\"_ _2\"></span>p int<span class=\"_ _2\"></span>ere<span class=\"_ _2\"></span>st<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70a y30c3 w17f h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls65 ws80\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x70b hb y30c4 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y30c4 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37b hb y30c4 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y30c4 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30c5 ff12d fs11 fc3 sc0 ls7f ws86\">As<span class=\"_ _2\"></span>sociates<span class=\"_ _29f\"> </span></td><td class=\"t m1 x70c hb y30c6 ff12d fs8 fc1 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x70d hb y30c6 ff12d fs8 fc3 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y30c6 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y30c6 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30c7 ff12f fs11 fc3 sc0 ls94 wse3\">Ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>iate:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2ed8 w180 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>als Mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tga<span class=\"_ _2\"></span>ge and F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ices L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70e y2ed8 w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x70f y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x710 y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x711 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w181 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Immaterial associates<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x712 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x713 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30c8 ff12d fs11 fc3 sc0 lsbc ws8a\">T<span class=\"_ _6\"></span>otal equity-<span class=\"_ _2\"></span>accounted associates<span class=\"_ _29f\"> </span></td><td></td><td></td><td class=\"c n x5e3 y30c9 w182 h94\"><div class=\"t m1 x23f h1c y2e30 ff12d fs8 fc1 sc0 ls175 ws1b6\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x714 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr></table>17(<span class=\"_ _5\"></span>a): Summarise<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancial information for material asso<span class=\"_ _2\"></span>ciate<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s pres<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>d in the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nts of t<span class=\"_ _2\"></span>he mate<span class=\"_ _2\"></span>rial<span class=\"_ _29f\"> </span>as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iate an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>not t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of tho<span class=\"_ _2\"></span>se amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s.<table class=\"s w16f hbc\" id=\"_fef5905c-c8f1-4205-bc54-f4cff1953cea\"><tr><td></td><td class=\"t m1 x628 hb y30b6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber</td></tr><tr><td></td><td class=\"t m1 x5cb hb y30b7 ff12d fs8 fc1 sc0 ls2b ws109\"> 2024<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30b8 ff12d fs11 fc3 sc0 lsbd ws4c\">Beals Mor<span class=\"_ _2\"></span>tgage and Financial<span class=\"_ _6\"></span> Ser<span class=\"_ _2\"></span>vices Limited<span class=\"_ _29f\"> </span></td><td class=\"t m1 x565 hb y30b9 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y30ba ff133 fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>mmari<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>st<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial po<span class=\"_ _2\"></span>siti<span class=\"_ _2\"></span>on<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2f3d w141 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fa y2f3d w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e96 w170 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fb y2e96 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30bb w171 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al cur<span class=\"_ _2\"></span>ren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fc y30bb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e98 w172 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>rent li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fd y2e98 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9b w173 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls9c wse7\">Net assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x62e y2e9b w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30bc ff12d fs11 fc3 sc0 lsbd ws4c\">Reconciliation to carr<span class=\"_ _2\"></span>ying amounts:<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2e9e w174 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g net a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s at 1 Ap<span class=\"_ _2\"></span>ril<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6fe y2e9e w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f4c w175 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit for t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6ff y2f4c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30bd w176 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idend<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x700 y30bd w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea3 w177 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g net as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts at 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x701 y2ea3 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30be w178 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">% of Gro<span class=\"_ _2\"></span>up sha<span class=\"_ _2\"></span>re<span class=\"_ _29f\"> </span></div></td><td class=\"c n x702 y30be w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">35%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y302c w179 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Gro<span class=\"_ _2\"></span>up sha<span class=\"_ _2\"></span>re of clo<span class=\"_ _2\"></span>sing n<span class=\"_ _2\"></span>et ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x703 y302c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30c0 w17a hbd\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">No<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill</div><div class=\"t m1 x704 h1d y30bf ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 x705 h1c y30c1 ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w17b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount<span class=\"_ _29f\"> </span></div></td><td class=\"c n x706 y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y30c2 ff12d fs11 fc3 sc0 lsf2 ws5d\">Summar<span class=\"_ _6\"></span>ised statement<span class=\"_ _5\"></span> of comprehensiv<span class=\"_ _6\"></span>e inc<span class=\"_ _6\"></span>ome<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w17c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit for t<span class=\"_ _2\"></span>he per<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>om 1 Ap<span class=\"_ _2\"></span>ril to 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x707 y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w3e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls85 ws81\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> comprehensive income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x708 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _2\"></span>he goo<span class=\"_ _2\"></span>dw<span class=\"_ _2\"></span>ill fo<span class=\"_ _2\"></span>rm<span class=\"_ _2\"></span>s par<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent in a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>oci<span class=\"_ _2\"></span>ates b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>nce i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>In 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up acqu<span class=\"_ _2\"></span>ired a 35% direc<span class=\"_ _2\"></span>t ow<span class=\"_ _2\"></span>ner<span class=\"_ _2\"></span>ship in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t in Beal<span class=\"_ _2\"></span>s Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gage an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>(<span class=\"_ _2\"></span>\u201cB<span class=\"_ _2\"></span>eals<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) and an eq<span class=\"_ _2\"></span>ual prop<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of the vo<span class=\"_ _2\"></span>ting r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s. B<span class=\"_ _2\"></span>eals is an A<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>inted R<span class=\"_ _2\"></span>epres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve wh<span class=\"_ _2\"></span>ich of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce. Fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to 31 Dece<span class=\"_ _2\"></span>mber 2024, Be<span class=\"_ _2\"></span>als had gen<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ted reve<span class=\"_ _2\"></span>nue of \u00a3<span class=\"_ _2\"></span>3<span class=\"_ gs37\"> </span>milli<span class=\"_ _2\"></span>on. A<span class=\"_ _2\"></span>s at 31 Decem<span class=\"_ _2\"></span>ber 2024, Bea<span class=\"_ _2\"></span>ls had no co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>17(b<span class=\"_ _6\"></span>): Summarise<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> f<span class=\"_ _2\"></span>inancial information for immaterial asso<span class=\"_ _2\"></span>ciates T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>lso has in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in tw<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iates<span class=\"_ _2\"></span>: <span class=\"_ _6\"></span>36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted and Cl<span class=\"_ _2\"></span>inton Ke<span class=\"_ _2\"></span>nnard<span class=\"_ _2\"></span> A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s sh<span class=\"_ _2\"></span>are of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m thes<span class=\"_ _2\"></span>e tw<span class=\"_ _2\"></span>o ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes was im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 an<span class=\"_ _2\"></span>d 20<span class=\"_ _6\"></span>24. T<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s of immate<span class=\"_ _2\"></span>rial a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciat<span class=\"_ _2\"></span>es are dis<span class=\"_ _2\"></span>clos<span class=\"_ _2\"></span>ed abo<span class=\"_ _2\"></span>ve. In 202<span class=\"_ _6\"></span>4, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed \u00a3<span class=\"_ _6\"></span>1 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3ni<span class=\"_ _2\"></span>l) imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent for an im<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>rial as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate as t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ld no long<span class=\"_ _2\"></span>er sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue.<span class=\"_ _29f\"> </span>19<span class=\"_ _6\"></span>: Fin<span class=\"_ _6\"></span>anc<span class=\"_ _6\"></span>ial in<span class=\"_ _6\"></span>v<span class=\"_ _6\"></span>est<span class=\"_ _6\"></span>me<span class=\"_ _5\"></span>nts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ei<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ow<span class=\"_ _2\"></span>n pro<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>half (sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder f<span class=\"_ _2\"></span>unds) or on b<span class=\"_ _2\"></span>ehal<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies (p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der fu<span class=\"_ _2\"></span>nds).<span class=\"_ _29f\"> </span><table class=\"s w159 hc0\" id=\"_f3c2aee9-fdaa-44cd-851c-89d7d614a9d5\"><tr><td></td><td class=\"t m0 x379 hb y30d0 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y30d1 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y30d2 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y30d3 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y30d4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y30d5 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef7 w18a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls85 ws88\">Government and g<span class=\"_ _6\"></span>overnment-guaranteed securitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2ef7 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">171<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2ef7 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w18b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>refer<span class=\"_ _2\"></span>ence sh<span class=\"_ _2\"></span>ares an<span class=\"_ _2\"></span>d deb<span class=\"_ _2\"></span>entu<span class=\"_ _2\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2e5b w21 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">2,644<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2e5b waa h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">2,175<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w18c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2efa w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">11,034<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2efa w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,488<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w18d h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">45,510<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">39,462<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w18e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m fun<span class=\"_ _2\"></span>ds and s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 web h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w18f h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial in<span class=\"_ _6\"></span>vestme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n 1<span class=\"_ _5\"></span>2 mont<span class=\"_ _2\"></span>hs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t from \u00a36 mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3n<span class=\"_ _2\"></span>il) wh<span class=\"_ _2\"></span>ich is reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he inten<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n wi<span class=\"_ _2\"></span>th wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld on beh<span class=\"_ _2\"></span>alf of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers cov<span class=\"_ _2\"></span>er the li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es for li<span class=\"_ _2\"></span>nked in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, all of w<span class=\"_ _2\"></span>hich c<span class=\"_ _2\"></span>an be wi<span class=\"_ _2\"></span>thd<span class=\"_ _2\"></span>raw<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>by p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dem<span class=\"_ _2\"></span>and.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-348": {
   "value": "18: Loan<span class=\"_ _2\"></span>s and adva<span class=\"_ _2\"></span>nces<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his note an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e loan<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ces th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has ma<span class=\"_ _2\"></span>de. The c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s of lo<span class=\"_ _2\"></span>ans and<span class=\"_ _2\"></span> ad<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>ces were a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w183 hbf\" id=\"_4b916f6d-f3ef-45f6-858f-bcfc1b476213\"><tr><td></td><td class=\"t m0 x237 hb y30ca ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y30cb ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y30cc ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y30cd ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y30ce ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y30cf ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef6 w184 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans to<span class=\"_ _6\"></span> adv<span class=\"_ _2\"></span>isers<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2ef6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x265 y2ef6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w185 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsdd wsb4\">Gross loans<span class=\"_ _6\"></span> and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2ef7 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w186 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsac wsb3\">Expec<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>ed cr<span class=\"_ _6\"></span>edit loss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x716 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x717 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w187 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal net loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w188 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>red wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x718 y2ed8 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x719 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w189 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be re<span class=\"_ _2\"></span>cove<span class=\"_ _2\"></span>red af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>2 mon<span class=\"_ _2\"></span>ths<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y2e61 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">51<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2e61 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w187 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal net loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr></table>Loa<span class=\"_ _2\"></span>ns to adv<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ers are ma<span class=\"_ _2\"></span>de on ind<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>lly ne<span class=\"_ _2\"></span>gotia<span class=\"_ _2\"></span>ted comm<span class=\"_ _2\"></span>ercia<span class=\"_ _2\"></span>l terms<span class=\"_ _2\"></span>. The l<span class=\"_ _2\"></span>oan ag<span class=\"_ _2\"></span>reeme<span class=\"_ _2\"></span>nt wi<span class=\"_ _2\"></span>th the<span class=\"_ _2\"></span> ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser det<span class=\"_ _2\"></span>ail<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e dates on w<span class=\"_ _2\"></span>hich t<span class=\"_ _2\"></span>he repa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an are to be mad<span class=\"_ _2\"></span>e. Where a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser is due<span class=\"_ _2\"></span> com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m Quil<span class=\"_ _2\"></span>ter<span class=\"_ _6\"></span>, the<span class=\"_ _2\"></span>se commi<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>on pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts are of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t the lo<span class=\"_ _2\"></span>an repa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s due f<span class=\"_ _2\"></span>rom the a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser<span class=\"_ _6\"></span>. In<span class=\"_ gs37\"> </span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances<span class=\"_ _2\"></span>, the lo<span class=\"_ _2\"></span>an agre<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t per<span class=\"_ _2\"></span>iod may b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nded w<span class=\"_ _2\"></span>here ag<span class=\"_ _2\"></span>reed by b<span class=\"_ _2\"></span>oth Qu<span class=\"_ _2\"></span>ilter a<span class=\"_ _2\"></span>nd the ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _6\"></span>. Shou<span class=\"_ _2\"></span>ld the ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser ter<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>te thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s agree<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> wi<span class=\"_ _2\"></span>th Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, the l<span class=\"_ _2\"></span>oan bal<span class=\"_ _2\"></span>ance be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>imm<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble in fu<span class=\"_ _2\"></span>ll. Th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount of lo<span class=\"_ _2\"></span>ans to ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t appr<span class=\"_ _2\"></span>oxima<span class=\"_ _2\"></span>tes to thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue whic<span class=\"_ _2\"></span>h is meas<span class=\"_ _2\"></span>ured as th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal amo<span class=\"_ _2\"></span>unt rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>able un<span class=\"_ _2\"></span>der th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>an agre<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts ne<span class=\"_ _2\"></span>t of exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted cre<span class=\"_ _2\"></span>dit lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-349": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls129 ws3 gs3ce\">19<span class=\"_ _6\"></span>: Fin<span class=\"_ _6\"></span>anc<span class=\"_ _6\"></span>ial in<span class=\"_ _6\"></span>v<span class=\"_ _6\"></span>est<span class=\"_ _6\"></span>me<span class=\"_ _5\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3cf\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties t<span class=\"_ _2\"></span>hat th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ei<span class=\"_ _2\"></span>ther o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ow<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d0\">pro<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>half (sh<span class=\"_ _2\"></span>areho<span class=\"_ _2\"></span>lder f<span class=\"_ _2\"></span>unds) or on b<span class=\"_ _2\"></span>ehal<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies (p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der fu<span class=\"_ _2\"></span>nds).<span class=\"_ _29f\"> </span></div><div class=\"gs3d1\"><table class=\"s w159 hc0\" id=\"_f3c2aee9-fdaa-44cd-851c-89d7d614a9d5\"><tr><td></td><td class=\"t m0 x379 hb y30d0 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y30d1 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y30d2 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y30d3 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y30d4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y30d5 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef7 w18a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls85 ws88\">Government and g<span class=\"_ _6\"></span>overnment-guaranteed securitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71c y2ef7 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">171<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71d y2ef7 w55 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w18b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, p<span class=\"_ _2\"></span>refer<span class=\"_ _2\"></span>ence sh<span class=\"_ _2\"></span>ares an<span class=\"_ _2\"></span>d deb<span class=\"_ _2\"></span>entu<span class=\"_ _2\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71e y2e5b w21 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">2,644<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71f y2e5b waa h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">2,175<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w18c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x720 y2efa w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">11,034<span class=\"_ _29f\"> </span></div></td><td class=\"c n x721 y2efa w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,488<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w18d h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Pooled investments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x722 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">45,510<span class=\"_ _29f\"> </span></div></td><td class=\"c n x723 y2eb1 w44 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">39,462<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w18e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m fun<span class=\"_ _2\"></span>ds and s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies t<span class=\"_ _2\"></span>reate<span class=\"_ _2\"></span>d as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x725 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 web h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other<span class=\"_ _29f\"> </span></div></td><td class=\"c n x726 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x727 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w18f h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial in<span class=\"_ _6\"></span>vestme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x728 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d2\">T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n 1<span class=\"_ _5\"></span>2 mont<span class=\"_ _2\"></span>hs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t from \u00a36 mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3n<span class=\"_ _2\"></span>il) wh<span class=\"_ _2\"></span>ich is </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d3\">reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prof<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he inten<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d4\">wi<span class=\"_ _2\"></span>th wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld on beh<span class=\"_ _2\"></span>alf of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers cov<span class=\"_ _2\"></span>er the li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d5\">for li<span class=\"_ _2\"></span>nked in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, all of w<span class=\"_ _2\"></span>hich c<span class=\"_ _2\"></span>an be wi<span class=\"_ _2\"></span>thd<span class=\"_ _2\"></span>raw<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>by p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dem<span class=\"_ _2\"></span>and.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs3d6\">20: Derivatives \u2013 assets a<span class=\"_ _2\"></span>nd liabil<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>ties<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d7\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as limi<span class=\"_ _2\"></span>ted inv<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es and do<span class=\"_ _2\"></span>es not us<span class=\"_ _2\"></span>e them fo<span class=\"_ _2\"></span>r the pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es of </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls1 ws1 gs3d8\">specula<span class=\"_ _2\"></span>tion. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3d9\">T<span class=\"_ _2\"></span>he deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3da\">31<span class=\"_ gs37\"> </span>Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 rel<span class=\"_ _2\"></span>ate to ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed as a cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>nce of the con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ion of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3db\">fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re the Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>not a<span class=\"_ _2\"></span>ntic<span class=\"_ _2\"></span>ipat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on i<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3dc\">res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing from s<span class=\"_ _2\"></span>uch cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>r does i<span class=\"_ _2\"></span>t anti<span class=\"_ _2\"></span>cipa<span class=\"_ _2\"></span>te non<span class=\"_ _2\"></span>-pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance by co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies. In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s in </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3dd\">fu<span class=\"_ _2\"></span>nds hav<span class=\"_ _2\"></span>e the op<span class=\"_ _2\"></span>tion to en<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t in the fu<span class=\"_ _2\"></span>nds at an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>me and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3de\">are cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g a <span class=\"_ _6\"></span>mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of les<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>an thre<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>nths<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs3e0\">21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e1\">T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e2\">is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e3\">lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e4\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e5\">F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3e6\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs3e7\"><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs343\"><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs3ea\">22: F<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>ir va<span class=\"_ _2\"></span>lu<span class=\"_ _6\"></span>e method<span class=\"_ _6\"></span>ol<span class=\"_ _5\"></span>og<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3eb\">T<span class=\"_ _2\"></span>his sec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>plai<span class=\"_ _2\"></span>ns the ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ec\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed and me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue in the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ed\">f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s into th<span class=\"_ _2\"></span>e three l<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e fair va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y (see no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b)) prov<span class=\"_ _2\"></span>ides a<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ee\">ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs3ef\">22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f0\">T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>ded in or<span class=\"_ _2\"></span>gani<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s is </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f1\">de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned by re<span class=\"_ _2\"></span>ference to qu<span class=\"_ _2\"></span>oted ma<span class=\"_ _2\"></span>rket e<span class=\"_ _2\"></span>xit pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f2\">at<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>clo<span class=\"_ _2\"></span>se of bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s on the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, wi<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ut any d<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion for t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts:</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs3f3\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or unit<span class=\"_ _2\"></span>s in uni<span class=\"_ _2\"></span>t tru<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and sh<span class=\"_ _2\"></span>ares in op<span class=\"_ _2\"></span>en-<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ded inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>nies<span class=\"_ _2\"></span>, fair v<span class=\"_ _2\"></span>alue is d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mined<span class=\"_ _2\"></span> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f4\">by<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>to pub<span class=\"_ _2\"></span>lish<span class=\"_ _2\"></span>ed quote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>ing ex<span class=\"_ _2\"></span>it va<span class=\"_ _2\"></span>lues in an a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>;</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs3f5\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y and deb<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es not ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly tr<span class=\"_ _2\"></span>aded in o<span class=\"_ _2\"></span>rgan<span class=\"_ _2\"></span>ised ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere the p<span class=\"_ _2\"></span>rice c<span class=\"_ _2\"></span>annot b<span class=\"_ _2\"></span>e </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f6\">ret<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e is deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ed by refe<span class=\"_ _2\"></span>rence to simi<span class=\"_ _2\"></span>lar ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r whic<span class=\"_ _2\"></span>h marke<span class=\"_ _2\"></span>t obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f7\">pr<span class=\"_ _2\"></span>ices ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t;</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs3f8\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s that ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n suspe<span class=\"_ _2\"></span>nded f<span class=\"_ _2\"></span>rom tr<span class=\"_ _2\"></span>ading on a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>, the la<span class=\"_ _2\"></span>st pu<span class=\"_ _2\"></span>blish<span class=\"_ _2\"></span>ed pr<span class=\"_ _2\"></span>ice is </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3f9\">us<span class=\"_ _2\"></span>ed. Man<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>till reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>d. At the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng date, al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3fa\">are<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>; and</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs3fb\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are pri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds, th<span class=\"_ _2\"></span>e </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3fc\">va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he lates<span class=\"_ _2\"></span>t av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le set of a<span class=\"_ _2\"></span>udit<span class=\"_ _2\"></span>ed finan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, or if mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>nt is </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3fd\">av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le, rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment Ma<span class=\"_ _2\"></span>nager<span class=\"_ _2\"></span>s or profe<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>nal va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3fe\">und<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s of the pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs3ff\">T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ch<span class=\"_ _2\"></span>anges in t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied w<span class=\"_ _2\"></span>hen val<span class=\"_ _2\"></span>uing f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs400\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>iple<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>ose ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs401\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e are out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d belo<span class=\"_ _2\"></span>w:<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 lsce ws2a gs402\">Financial investments<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs403\">F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e gover<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and gov<span class=\"_ _2\"></span>ernm<span class=\"_ _2\"></span>ent-g<span class=\"_ _2\"></span>uaran<span class=\"_ _2\"></span>teed s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted and un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs404\">deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>, prefe<span class=\"_ _2\"></span>rence sh<span class=\"_ _2\"></span>ares and d<span class=\"_ _2\"></span>eben<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs405\">unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>(se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low)<span class=\"_ _2\"></span>, shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm fun<span class=\"_ _2\"></span>ds and se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es trea<span class=\"_ _2\"></span>ted as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs406\">cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ot<span class=\"_ _2\"></span>her se<span class=\"_ _2\"></span>curi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs407\">Poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs of shar<span class=\"_ _2\"></span>es/u<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>s in ope<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs408\">com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es, un<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, mutu<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds and sim<span class=\"_ _2\"></span>ilar in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles<span class=\"_ _2\"></span>. Pool<span class=\"_ _2\"></span>ed inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs409\">reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ues of po<span class=\"_ _2\"></span>ole<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ba<span class=\"_ _2\"></span>sed on w<span class=\"_ _2\"></span>idel<span class=\"_ _2\"></span>y pub<span class=\"_ _2\"></span>lishe<span class=\"_ _2\"></span>d pric<span class=\"_ _2\"></span>es </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs40a\">th<span class=\"_ _2\"></span>at<span class=\"_ gs37\"> </span>are reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly up<span class=\"_ _2\"></span>dated<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs40b\">O<span class=\"_ _2\"></span>ther f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue use obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able ma<span class=\"_ _2\"></span>rket pr<span class=\"_ _2\"></span>ices w<span class=\"_ _2\"></span>here </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs40c\">av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le. In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>sence of ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>, the<span class=\"_ _2\"></span>se inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lued<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs40d\">usi<span class=\"_ _2\"></span>ng var<span class=\"_ _2\"></span>ious ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ches i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ions b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh fl<span class=\"_ _2\"></span>ows a<span class=\"_ _2\"></span>nd earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs40e\">int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t, t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dep<span class=\"_ _2\"></span>reci<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on mul<span class=\"_ _2\"></span>tipl<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls60 ws5f gs410\">Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs411\">T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s is deter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the exc<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>-t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces of the sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs412\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of over-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>er for<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>rd <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reign exc<span class=\"_ _2\"></span>hange co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined by<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs413\">refe<span class=\"_ _2\"></span>rence to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 lsce ws2a gs414\">Investment contract liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs415\">T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined w<span class=\"_ _2\"></span>ith re<span class=\"_ _2\"></span>ference to t<span class=\"_ _2\"></span>he unde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ying f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs416\">th<span class=\"_ _2\"></span>at are hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 lsce ws2a gs417\">Third-<span class=\"_ _2\"></span>part<span class=\"_ _2\"></span>y interests in c<span class=\"_ _6\"></span>onsolidated funds<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs418\">T<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted fu<span class=\"_ _2\"></span>nds are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of ea<span class=\"_ _2\"></span>ch </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls2a ws29 gs419\">fund.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs41a\">2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): Fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs41b\">Fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined ac<span class=\"_ _2\"></span>cordin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing hier<span class=\"_ _2\"></span>arch<span class=\"_ _2\"></span>y:<span class=\"_ _29f\"> </span></div><div class=\"gs41c\"><table class=\"s w1a0 hc3\" id=\"_9ced5218-a7fb-47f3-90b4-22715765a82c\"><tr><td class=\"c n x245 y310e w1a1 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsff ws5c\">Description of hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a9 y310e w1a2 h97\"><div class=\"t m0 x23f hb y2eeb ff133 fs8 fc3 sc0 lsfb ws107\">Typ<span class=\"_ _2\"></span>es of ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>ve lev<span class=\"_ _2\"></span>els<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y310f ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"ff12f wse3\"> \u2013 quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s: fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3110 ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, go<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>nme<span class=\"_ _2\"></span>nt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es and ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td class=\"t m0 x569 h1c y3111 ff12f fs11 fc3 sc0 ls94 wse3\">lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>th qu<span class=\"_ _2\"></span>oted p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>cal i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in </td><td class=\"t m0 x7aa h1c y3112 ff12f fs11 fc3 sc0 ls94 wse3\">li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>nd simi<span class=\"_ _2\"></span>lar in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are </td></tr><tr><td class=\"t m0 x569 h1c y3113 ff12f fs11 fc3 sc0 ls94 wse3\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3114 ff12f fs11 fc3 sc0 lsbb wsc1\">ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>d, ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>ly t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ded p<span class=\"_ _2\"></span>ool<span class=\"_ _2\"></span>ed in<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3115 ff12f fs11 fc3 sc0 ls94 wse3\">qu<span class=\"_ _2\"></span>oted de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3116 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>nked to Le<span class=\"_ _2\"></span>vel 1 fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3117 ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"ff12f wse3\"> \u2013 val<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chni<span class=\"_ _2\"></span>que<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able</span><span class=\"ff12f wse3\"><span class=\"_ _2\"></span> </span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"><span class=\"_ _6\"></span></span></td><td class=\"t m0 x7aa h1c y3118 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion </td></tr><tr><td class=\"t m0 x569 h1c y3119 ff12f fs11 fc3 sc0 ls94 wse3\">in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith q<span class=\"_ _2\"></span>uote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces </td><td class=\"t m0 x7aa h1c y311a ff12f fs11 fc3 sc0 ls94 wse3\">is ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>on mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s invo<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>ing no s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble </td></tr><tr><td class=\"t m0 x569 h1c y311b ff12f fs11 fc3 sc0 ls94 wse3\">fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>qu<span class=\"_ _2\"></span>oted </td><td class=\"t m0 x7aa h1c y311c ff12f fs11 fc3 sc0 ls7f ws86\">data<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y311d ff12e fs11 fc3 sc0 ls94 ws1\">pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l or sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts in i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td><td class=\"t m0 x7aa h1c y311e ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>ver-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>cou<span class=\"_ _2\"></span>nter de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>es, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ly pla<span class=\"_ _2\"></span>ced </td></tr><tr><td class=\"t m0 x569 h1c y311f ff12f fs11 fc3 sc0 ls94 wse3\">ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g </td><td class=\"t m0 x7aa h1c y3120 ff12f fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>bt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>ted </td></tr><tr><td class=\"t m0 x569 h1c y3121 ff12f fs11 fc3 sc0 ls94 wse3\">mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3122 ff12f fs11 fc3 sc0 ls94 wse3\">fu<span class=\"_ _2\"></span>nds w<span class=\"_ _2\"></span>hich m<span class=\"_ _2\"></span>eet t<span class=\"_ _2\"></span>he defi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of Le<span class=\"_ _2\"></span>vel 2 fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3123 ff12f fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3124 ff136 fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"ff12f wse3\"> \u2013 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s usin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3125 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th sig<span class=\"_ _2\"></span>nifi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t </td></tr><tr><td class=\"t m0 x569 h1c y3126 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies </td><td class=\"t m0 x7aa h1c y3127 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s, s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket is n<span class=\"_ _2\"></span>ot </td></tr><tr><td class=\"t m0 x569 h1c y3128 ff12f fs11 fc3 sc0 ls94 wse3\">va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re one or m<span class=\"_ _2\"></span>ore </td><td class=\"t m0 x7aa h1c y3129 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>sid<span class=\"_ _2\"></span>ered su<span class=\"_ _2\"></span>ffici<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding ce<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ain i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td></tr><tr><td class=\"t m0 x569 h1c y312a ff12f fs11 fc3 sc0 ls94 wse3\">sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are uno<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y312b ff12f fs11 fc3 sc0 ls4d ws4e\">pooled investments.<span class=\"_ _29f\"> </span></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs41d\">T<span class=\"_ _2\"></span>he judge<span class=\"_ _2\"></span>ment as to w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a mark<span class=\"_ _2\"></span>et is ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve may in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e, for exa<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs suc<span class=\"_ _2\"></span>h </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs41e\">as th<span class=\"_ _2\"></span>e magn<span class=\"_ _2\"></span>itud<span class=\"_ _2\"></span>e and fre<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of tr<span class=\"_ _2\"></span>adin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of pr<span class=\"_ _2\"></span>ices an<span class=\"_ _2\"></span>d the size of bi<span class=\"_ _2\"></span>d/of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs41f\">spre<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>In ina<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, obt<span class=\"_ _2\"></span>aini<span class=\"_ _2\"></span>ng assu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ice pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>es ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of fair </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs420\">va<span class=\"_ _2\"></span>lue or de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning th<span class=\"_ _2\"></span>e adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion pr<span class=\"_ _2\"></span>ices t<span class=\"_ _2\"></span>hat are ne<span class=\"_ _2\"></span>cess<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y to mea<span class=\"_ _2\"></span>sure the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs421\">of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uires ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l work du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on proce<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs422\">T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chniq<span class=\"_ _2\"></span>ues em<span class=\"_ _2\"></span>ploy on<span class=\"_ _2\"></span>ly ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able da<span class=\"_ _2\"></span>ta and s<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e reliab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs423\">mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent is hig<span class=\"_ _2\"></span>h. Cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are val<span class=\"_ _2\"></span>ued on th<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs424\">tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues tha<span class=\"_ _2\"></span>t featu<span class=\"_ _2\"></span>re one or mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nput<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at are unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d, for th<span class=\"_ _2\"></span>em, th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs425\">der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue is m<span class=\"_ _2\"></span>ore judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>al. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in it<span class=\"_ _2\"></span>s ent<span class=\"_ _2\"></span>iret<span class=\"_ _2\"></span>y is cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs426\">va<span class=\"_ _2\"></span>lued us<span class=\"_ _2\"></span>ing sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>if a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of tha<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et or liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs427\">amo<span class=\"_ _2\"></span>unt is dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n by unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs429\">In th<span class=\"_ _2\"></span>is conte<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span>, \u2018un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>\u2019 <span class=\"_ _6\"></span>mea<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere is lit<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>le or no cur<span class=\"_ _2\"></span>rent ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>hich </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs289\">to dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ne the pr<span class=\"_ _2\"></span>ice at wh<span class=\"_ _2\"></span>ich an ar<span class=\"_ _2\"></span>m\u2019s l<span class=\"_ _2\"></span>eng<span class=\"_ _2\"></span>th tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>wo<span class=\"_ _2\"></span>uld be li<span class=\"_ _2\"></span>kely to occ<span class=\"_ _2\"></span>ur<span class=\"_ _5\"></span>. It ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>lly do<span class=\"_ _2\"></span>es </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs19f\">not<span class=\"_ gs37\"> </span>m<span class=\"_ _2\"></span>ean th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is no ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le at all up<span class=\"_ _2\"></span>on whi<span class=\"_ _2\"></span>ch to bas<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1a0\">Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther<span class=\"_ _2\"></span>more, i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>me cas<span class=\"_ _2\"></span>es the ma<span class=\"_ _2\"></span>jor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of the f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d from a va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ue wit<span class=\"_ _2\"></span>h </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1a1\">sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble dat<span class=\"_ _2\"></span>a may be at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs42a\">2<span class=\"_ _2\"></span>2(c): Trans<span class=\"_ _2\"></span>fer b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue hie<span class=\"_ _2\"></span>rarchi<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1a3\">T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eems a tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer to hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 and Le<span class=\"_ _2\"></span>vel 2 or Lev<span class=\"_ _2\"></span>el 3 whe<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls57 ws55 gs28a\">tr<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket cea<span class=\"_ _2\"></span>ses to ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een Le<span class=\"_ _2\"></span>vel 2 and Le<span class=\"_ _2\"></span>vel </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs28b\">3 occ<span class=\"_ _2\"></span>urs wh<span class=\"_ _2\"></span>en one or mo<span class=\"_ _2\"></span>re of the sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ne the fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of the ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs28c\">be<span class=\"_ _2\"></span>come un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le. T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers f<span class=\"_ _2\"></span>rom Lev<span class=\"_ _2\"></span>els 3 or 2 to Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 are als<span class=\"_ _2\"></span>o pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s beco<span class=\"_ _2\"></span>me </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs28d\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>iced.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1a8\">T<span class=\"_ _2\"></span>here were n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>and Le<span class=\"_ _2\"></span>vel 2 dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42b\">31<span class=\"_ gs37\"> </span>Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a3nil<span class=\"_ _2\"></span>). </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1aa\">Se<span class=\"_ _2\"></span>e note 22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>e) <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he recon<span class=\"_ _2\"></span>cilia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of Le<span class=\"_ _2\"></span>vel 3 f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. </div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs1ab\">2<span class=\"_ _2\"></span>2(d)<span class=\"_ _2\"></span>: Finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>, clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d accor<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>o the fai<span class=\"_ _2\"></span>r </div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs1ac\">value hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1ad\">T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sured u<span class=\"_ _2\"></span>sing quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices for i<span class=\"_ _2\"></span>dent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42c\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s (Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _5\"></span>) a<span class=\"_ _2\"></span>nd ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>hav<span class=\"_ _2\"></span>e been n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1af\">T<span class=\"_ _2\"></span>he linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld to cover t<span class=\"_ _2\"></span>he liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lin<span class=\"_ _2\"></span>ked inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferenc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42d\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of lin<span class=\"_ _2\"></span>ked as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>at of linke<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies is mai<span class=\"_ _2\"></span>nly d<span class=\"_ _2\"></span>ue to shor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m timi<span class=\"_ _2\"></span>ng dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42e\">be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er premi<span class=\"_ _2\"></span>ums bei<span class=\"_ _2\"></span>ng recei<span class=\"_ _2\"></span>ved an<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d in adv<span class=\"_ _2\"></span>ance of po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es bei<span class=\"_ _2\"></span>ng issu<span class=\"_ _2\"></span>ed, an<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42f\">ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in fun<span class=\"_ _2\"></span>ds whic<span class=\"_ _2\"></span>h are ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs430\">Di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces bet<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>een as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve le<span class=\"_ _2\"></span>vels of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy also<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs431\">ar<span class=\"_ _2\"></span>ise due to t<span class=\"_ _2\"></span>he mix of un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds. I<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1b5\">int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts in co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 2.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs433\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>les be<span class=\"_ _2\"></span>low ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>se th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue by the f<span class=\"_ _2\"></span>air </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs434\">va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b).<span class=\"_ _29f\"> </span></div><div class=\"gs435\"><table class=\"s w1a3 hc4\" id=\"_b991182e-ab1b-4e0c-9174-c401ad5b0344\"><tr><td></td><td class=\"t m1 x6a8 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y312c ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y312d ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y312e w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y312e w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y312f w194 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y312f w21 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y312f w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y312f w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y312f waa h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3130 w193 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3130 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3130 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3131 w1a4 hc2\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y3131 w56 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3132 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3133 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3133 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3133 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3134 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y3134 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y3134 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3135 w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y3135 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y3135 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3136 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y3136 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y3136 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,037<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x6a8 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3137 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3138 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y3139 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">41,691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c5 y3139 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,605<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y3139 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313a w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y313a w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y313a w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y313a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y313a waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313b w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y313b w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y313b w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc4 w1a4 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">42,782<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2fc4 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">8,662<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2fc4 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y310c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y2fca w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2fca w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y313c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y313c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,866<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs436\">2<span class=\"_ _2\"></span>2(e): L<span class=\"_ _2\"></span>evel 3 fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sure<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs437\">T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 are he<span class=\"_ _2\"></span>ld wi<span class=\"_ _2\"></span>thin li<span class=\"_ _2\"></span>nked po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er fun<span class=\"_ _2\"></span>ds. Wh<span class=\"_ _2\"></span>ere this i<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs438\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ase, all o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt risk as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the<span class=\"_ _2\"></span>se ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is bor<span class=\"_ _2\"></span>ne by pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs439\">of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s is ex<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y match<span class=\"_ _2\"></span>ed by a corre<span class=\"_ _2\"></span>spo<span class=\"_ _2\"></span>nding li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y due to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Group b<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43a\">no<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>hese a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>pt to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>it ha<span class=\"_ _2\"></span>s an impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43b\">on<span class=\"_ gs37\"> </span>ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43c\">Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s also in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to the t<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43d\">in th<span class=\"_ _2\"></span>ose f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>bea<span class=\"_ _2\"></span>rs no r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s exce<span class=\"_ _2\"></span>pt to the </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43e\">ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that i<span class=\"_ _2\"></span>t has an imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. A<span class=\"_ _2\"></span>ny chan<span class=\"_ _2\"></span>ges in mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue are mat<span class=\"_ _2\"></span>ched b<span class=\"_ _2\"></span>y </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs43f\">a<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g Level 2 li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs441\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to the cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance at ea<span class=\"_ _2\"></span>ch </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs442\">yea<span class=\"_ _2\"></span>r end:<span class=\"_ _29f\"> </span></div><div class=\"gs35b\"><table class=\"s w1a8 hc5\" id=\"_b4388980-b9f2-4bee-aa2f-daba458c48e5\"><tr><td></td><td class=\"t m0 x239 hb y313d ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y313d ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y313e ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y313e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc4 w16a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">29<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc6 w1a9 hc6\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es) cre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d/(c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>ed) to pr<span class=\"_ _2\"></span>ofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x7ca h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2fc6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cc y2fc6 w71 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2fc8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y2fc8 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cf y310c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d0 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d1 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1ad h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y313f ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue (l<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ses)<span class=\"_ _2\"></span>/gain<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld </td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs443\">1</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs444\"> In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs445\">A<span class=\"_ _2\"></span>ll of the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 3 are susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fund<span class=\"_ _2\"></span>s for 2023 and 2024.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs446\">T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s into Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>ent year to<span class=\"_ _2\"></span>tal \u00a38 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _2\"></span>27 milli<span class=\"_ _2\"></span>on). This i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nly du<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs447\">to<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>unds fr<span class=\"_ _2\"></span>om Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 bei<span class=\"_ _2\"></span>ng susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>ved to Lev<span class=\"_ _2\"></span>el 3. Susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are val<span class=\"_ _2\"></span>ued ba<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs448\">ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>eive<span class=\"_ _2\"></span>d from f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ou<span class=\"_ _2\"></span>t of Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in the cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs449\">yea<span class=\"_ _2\"></span>r of \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>2 mill<span class=\"_ _2\"></span>ion (2023: \u00a3<span class=\"_ _2\"></span>21 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s rela<span class=\"_ _2\"></span>ting to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs44a\">no<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y repri<span class=\"_ _2\"></span>ced (th<span class=\"_ _2\"></span>at were pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y st<span class=\"_ _2\"></span>ale) and w<span class=\"_ _2\"></span>here fu<span class=\"_ _2\"></span>nd susp<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en lif<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs44b\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to the c<span class=\"_ _2\"></span>losin<span class=\"_ _2\"></span>g balan<span class=\"_ _2\"></span>ce at </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs44c\">eac<span class=\"_ _2\"></span>h year en<span class=\"_ _2\"></span>d:<span class=\"_ _29f\"> </span></div><div class=\"gs44d\"><table class=\"s w1af hc7\" id=\"_6c19dabc-da53-49d3-a708-92fe06a9687b\"><tr><td></td><td class=\"t m0 x239 hb y3140 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3140 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y3141 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3141 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc6 w16a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 wab h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>ted to pro<span class=\"_ _2\"></span>fit or lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x3bc h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2fc8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y2fc8 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y310c w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y2fca w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y2fca w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1b0 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s at the e<span class=\"_ _2\"></span>nd of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3142 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in p<span class=\"_ _2\"></span>rofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng to liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"ff12e ls1 ws1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs44e\">1</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs44f\"> In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs451\">22<span class=\"_ _2\"></span>(f<span class=\"_ _2\"></span>): Eff<span class=\"_ _2\"></span>ect of changes in signif<span class=\"_ _2\"></span>icant unobser<span class=\"_ _2\"></span>vable assump<span class=\"_ _2\"></span>tions to<span class=\"_ _6\"></span> reaso<span class=\"_ _2\"></span>nable alternatives<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs452\">De<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues app<span class=\"_ _2\"></span>lie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt cate<span class=\"_ _2\"></span>gori<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s can be<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs453\">fou<span class=\"_ _2\"></span>nd in note 2<span class=\"_ _2\"></span>2(<span class=\"_ _6\"></span>a) abov<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>uding t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied wh<span class=\"_ _2\"></span>en sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs454\">as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to val<span class=\"_ _2\"></span>ue Lev<span class=\"_ _2\"></span>el 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs455\">F<span class=\"_ _2\"></span>or Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, no rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>ble al<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs456\">th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>s a <span class=\"_ _6\"></span>sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>t of an ag<span class=\"_ _2\"></span>gre<span class=\"_ _2\"></span>gate 1<span class=\"_ _6\"></span>0% (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: 10%), wh<span class=\"_ _2\"></span>ich is a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs457\">cha<span class=\"_ _2\"></span>nge in the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>It is t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore consi<span class=\"_ _2\"></span>dere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of thi<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs458\">se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>ll be in the r<span class=\"_ _2\"></span>ange of \u00a32 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs459\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, bot<span class=\"_ _2\"></span>h fav<span class=\"_ _2\"></span>ourab<span class=\"_ _2\"></span>le and<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls4a ws56 gs45a\">unfavourable.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs45b\">2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>g)<span class=\"_ _2\"></span>: Fair va<span class=\"_ _2\"></span>lue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy for a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s not me<span class=\"_ _2\"></span>asur<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45c\">Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up are not c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ese </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45d\">are<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le app<span class=\"_ _2\"></span>roxima<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns of thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>es as th<span class=\"_ _2\"></span>ey are eit<span class=\"_ _2\"></span>her sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t term </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45e\">in<span class=\"_ gs37\"> </span>na<span class=\"_ _2\"></span>ture or are rep<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ed to curr<span class=\"_ _2\"></span>ent mar<span class=\"_ _2\"></span>ket rate<span class=\"_ _2\"></span>s at fre<span class=\"_ _2\"></span>quent i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>als. </div><div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs4fc\">32: Bo<span class=\"_ _6\"></span>rrow<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>nd le<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>se liabilities<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4fd\">T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s bor<span class=\"_ _2\"></span>rowin<span class=\"_ _2\"></span>gs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs34c\"><table class=\"s wef hcb\" id=\"_80322ab8-d19e-4c4b-b5cd-c5e1838870c1\"><tr><td></td><td></td><td class=\"t m0 x237 hb y3275 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3276 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x239 hb y3277 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3278 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23b hb y3279 ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y327a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y327b ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w245 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t: fixe<span class=\"_ _2\"></span>d rate l<span class=\"_ _2\"></span>oan at 8<span class=\"_ _2\"></span>.625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c6 y327c w2a h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c7 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c8 y2ed8 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y327d ff12e fs11 fc3 sc0 ls4a ws80\">Lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"c n x624 y327e w30 h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c9 y2eb5 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ca y2eb5 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w246 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal borrowings and lease liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9cb y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cc y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs4fe\">32<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>a): Borrowings<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ff\">Bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ed fun<span class=\"_ _2\"></span>ds are repa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le on dem<span class=\"_ _2\"></span>and and c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as \u201c<span class=\"_ _2\"></span>Fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u201d<span class=\"_ _6\"></span>. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs500\">T<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng valu<span class=\"_ _2\"></span>e of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s is consi<span class=\"_ _2\"></span>dered to be m<span class=\"_ _2\"></span>ateri<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in lin<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>h the fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs501\">A<span class=\"_ _2\"></span>ll<span class=\"_ gs37\"> </span>amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ding at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>are p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>le to a numbe<span class=\"_ _2\"></span>r of relat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>hip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs502\">In Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>omp<span class=\"_ _2\"></span>any is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>200,<span class=\"_ _2\"></span>00<span class=\"_ _2\"></span>0,<span class=\"_ _2\"></span>00<span class=\"_ _2\"></span>0 8.625% F<span class=\"_ _2\"></span>ixed Ra<span class=\"_ _2\"></span>te Res<span class=\"_ _2\"></span>et Subo<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>ted Note<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs503\">(due<span class=\"_ gs37\"> </span>A<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>2033) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>eive<span class=\"_ _2\"></span>d net c<span class=\"_ _2\"></span>ash proc<span class=\"_ _2\"></span>eeds of \u00a31<span class=\"_ _5\"></span>99 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n. Af<span class=\"_ _2\"></span>ter de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs504\">pro<span class=\"_ _2\"></span>fess<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>fee<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e reta<span class=\"_ _2\"></span>ined c<span class=\"_ _2\"></span>ash pro<span class=\"_ _2\"></span>ceed<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>97 mi<span class=\"_ _2\"></span>llion<span class=\"_ _2\"></span>. The No<span class=\"_ _2\"></span>tes are lis<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>ted </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs505\">und<span class=\"_ _2\"></span>er the te<span class=\"_ _2\"></span>rms of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>L<span class=\"_ _2\"></span>SE. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs506\">In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has e<span class=\"_ _2\"></span>ntered in<span class=\"_ _2\"></span>to a \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>25 mil<span class=\"_ _2\"></span>lion rev<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ving c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h remain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>un<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs507\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>is be<span class=\"_ _2\"></span>ing hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent fu<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs508\">32<span class=\"_ _2\"></span>(b<span class=\"_ _6\"></span>): Lea<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span> liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs509\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as entere<span class=\"_ _2\"></span>d into com<span class=\"_ _2\"></span>mercia<span class=\"_ _2\"></span>l non<span class=\"_ _2\"></span>-c<span class=\"_ _2\"></span>ancel<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses on ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plan<span class=\"_ _2\"></span>t and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50a\">eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt whe<span class=\"_ _2\"></span>re it is not in t<span class=\"_ _2\"></span>he bes<span class=\"_ _2\"></span>t inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group to pu<span class=\"_ _2\"></span>rchas<span class=\"_ _2\"></span>e thes<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. Suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses ha<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50b\">va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms, e<span class=\"_ _2\"></span>sca<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on clau<span class=\"_ _2\"></span>ses an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ren<span class=\"_ _2\"></span>ewal r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50c\">T<span class=\"_ _5\"></span>e<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on opt<span class=\"_ _2\"></span>ions are in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in a numb<span class=\"_ _2\"></span>er of prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y leas<span class=\"_ _2\"></span>es acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>ese are us<span class=\"_ _2\"></span>ed to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50d\">ma<span class=\"_ _2\"></span>ximi<span class=\"_ _2\"></span>se oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>onal f<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>xib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y in ter<span class=\"_ _2\"></span>ms of man<span class=\"_ _2\"></span>agin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d in the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons. In m<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50e\">ca<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, the ter<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are on<span class=\"_ _2\"></span>ly exer<span class=\"_ _2\"></span>cisa<span class=\"_ _2\"></span>ble on<span class=\"_ _2\"></span>ly by th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>d not by th<span class=\"_ _2\"></span>e les<span class=\"_ _2\"></span>sor<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs50f\">A<span class=\"_ _2\"></span>s at 31 Decem<span class=\"_ _2\"></span>ber 2024, fu<span class=\"_ _2\"></span>ture un<span class=\"_ _2\"></span>disc<span class=\"_ _2\"></span>ounte<span class=\"_ _2\"></span>d cash ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s of \u00a3nil (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3ni<span class=\"_ _2\"></span>l) hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs510\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll occu<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>yond te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n opti<span class=\"_ _2\"></span>on date<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>on no<span class=\"_ _2\"></span>ne (2023: no<span class=\"_ _2\"></span>ne) <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs511\">pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he leas<span class=\"_ _2\"></span>e term is rea<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d if an opt<span class=\"_ _2\"></span>ion is e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>ed or ca<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>no lo<span class=\"_ _2\"></span>nger be </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs512\">exer<span class=\"_ _2\"></span>cise<span class=\"_ _2\"></span>d or if the G<span class=\"_ _2\"></span>roup be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ob<span class=\"_ _2\"></span>liged to exer<span class=\"_ _2\"></span>cise i<span class=\"_ _2\"></span>t. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ment of rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>ble cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>y is<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs513\">onl<span class=\"_ _2\"></span>y<span class=\"_ gs37\"> </span>rev<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d if a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ev<span class=\"_ _2\"></span>ent or a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ch<span class=\"_ _2\"></span>ange in cir<span class=\"_ _2\"></span>cums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces oc<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>s, whi<span class=\"_ _2\"></span>ch af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s thi<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs514\">as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t, an<span class=\"_ _2\"></span>d that is w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he les<span class=\"_ _2\"></span>see.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs516\">Lea<span class=\"_ _2\"></span>se liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion to p<span class=\"_ _2\"></span>ay leas<span class=\"_ _2\"></span>e rent<span class=\"_ _2\"></span>als and are c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es at </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs517\">amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"gs435\"><table class=\"s w247 hdb\" id=\"_cb880128-268e-45ef-b512-0b8227462195\"><tr><td></td><td class=\"t m0 x37b hb y327f ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y327f ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y3280 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3280 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y3281 w248 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g bala<span class=\"_ _2\"></span>nce at 1 Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37f y3281 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y3281 w56 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f73 w164 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cd y2f73 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d7 y2f73 w62 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3282 w249 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e3 y3282 w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ce y3282 w35 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f75 w24a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cha<span class=\"_ _2\"></span>rge fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cf y2f75 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d0 y2f75 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3283 w1a4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d1 y3283 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d2 y3283 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w24b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of the p<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>al por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d3 y2f77 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d4 y2f77 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y314f w24c h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g bal<span class=\"_ _2\"></span>ance a<span class=\"_ _2\"></span>t 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d5 y314f w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x355 y314f w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1ba h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y2f79 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d6 y2f79 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3084 w1bb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y3084 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">71<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y3084 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">75<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w24d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d7 y2ef7 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d8 y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3284 ff12d fs11 fc3 sc0 lsbd ws4c\">Maturity analy<span class=\"_ _2\"></span>sis \u2014<span class=\"_ _6\"></span> undiscounted<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efb w24e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Wi<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>in one ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d9 y2efb w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9da y2efb w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w24f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">On<span class=\"_ _2\"></span>e to five y<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y2ed8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">37<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w250 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>re than fi<span class=\"_ _2\"></span>ve ye<span class=\"_ _2\"></span>ars<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dd y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w251 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal lease liabilities \u2014 undiscounted<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9de y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9df y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">99</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-408": {
   "value": "20: Derivatives \u2013 assets a<span class=\"_ _2\"></span>nd liabil<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>ties<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as limi<span class=\"_ _2\"></span>ted inv<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es and do<span class=\"_ _2\"></span>es not us<span class=\"_ _2\"></span>e them fo<span class=\"_ _2\"></span>r the pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es of specula<span class=\"_ _2\"></span>tion. T<span class=\"_ _2\"></span>he deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d 31<span class=\"_ gs37\"> </span>Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 rel<span class=\"_ _2\"></span>ate to ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed as a cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>nce of the con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>idat<span class=\"_ _2\"></span>ion of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re the Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>not a<span class=\"_ _2\"></span>ntic<span class=\"_ _2\"></span>ipat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on i<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing from s<span class=\"_ _2\"></span>uch cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, no<span class=\"_ _2\"></span>r does i<span class=\"_ _2\"></span>t anti<span class=\"_ _2\"></span>cipa<span class=\"_ _2\"></span>te non<span class=\"_ _2\"></span>-pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance by co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies. In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s in fu<span class=\"_ _2\"></span>nds hav<span class=\"_ _2\"></span>e the op<span class=\"_ _2\"></span>tion to en<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t in the fu<span class=\"_ _2\"></span>nds at an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>me and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re deri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g a <span class=\"_ _6\"></span>mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of les<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>an thre<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>nths<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-465": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>22: F<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>ir va<span class=\"_ _2\"></span>lu<span class=\"_ _6\"></span>e method<span class=\"_ _6\"></span>ol<span class=\"_ _5\"></span>og<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his sec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>plai<span class=\"_ _2\"></span>ns the ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed and me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue in the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s into th<span class=\"_ _2\"></span>e three l<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e fair va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y (see no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b)) prov<span class=\"_ _2\"></span>ides a<span class=\"_ _2\"></span>n ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue.<span class=\"_ _29f\"> </span>22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>ded in or<span class=\"_ _2\"></span>gani<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s is de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned by re<span class=\"_ _2\"></span>ference to qu<span class=\"_ _2\"></span>oted ma<span class=\"_ _2\"></span>rket e<span class=\"_ _2\"></span>xit pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, at<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>clo<span class=\"_ _2\"></span>se of bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s on the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, wi<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ut any d<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion for t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or unit<span class=\"_ _2\"></span>s in uni<span class=\"_ _2\"></span>t tru<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and sh<span class=\"_ _2\"></span>ares in op<span class=\"_ _2\"></span>en-<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ded inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>nies<span class=\"_ _2\"></span>, fair v<span class=\"_ _2\"></span>alue is d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mined<span class=\"_ _2\"></span> </span>by<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>to pub<span class=\"_ _2\"></span>lish<span class=\"_ _2\"></span>ed quote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>ing ex<span class=\"_ _2\"></span>it va<span class=\"_ _2\"></span>lues in an a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y and deb<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es not ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly tr<span class=\"_ _2\"></span>aded in o<span class=\"_ _2\"></span>rgan<span class=\"_ _2\"></span>ised ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere the p<span class=\"_ _2\"></span>rice c<span class=\"_ _2\"></span>annot b<span class=\"_ _2\"></span>e </span>ret<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e is deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ed by refe<span class=\"_ _2\"></span>rence to simi<span class=\"_ _2\"></span>lar ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r whic<span class=\"_ _2\"></span>h marke<span class=\"_ _2\"></span>t obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le pr<span class=\"_ _2\"></span>ices ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s that ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n suspe<span class=\"_ _2\"></span>nded f<span class=\"_ _2\"></span>rom tr<span class=\"_ _2\"></span>ading on a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>, the la<span class=\"_ _2\"></span>st pu<span class=\"_ _2\"></span>blish<span class=\"_ _2\"></span>ed pr<span class=\"_ _2\"></span>ice is </span>us<span class=\"_ _2\"></span>ed. Man<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>till reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>d. At the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng date, al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>; and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are pri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds, th<span class=\"_ _2\"></span>e </span>va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he lates<span class=\"_ _2\"></span>t av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le set of a<span class=\"_ _2\"></span>udit<span class=\"_ _2\"></span>ed finan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, or if mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>nt is av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le, rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment Ma<span class=\"_ _2\"></span>nager<span class=\"_ _2\"></span>s or profe<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>nal va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he und<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s of the pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ch<span class=\"_ _2\"></span>anges in t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied w<span class=\"_ _2\"></span>hen val<span class=\"_ _2\"></span>uing f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>iple<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>ose ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e are out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d belo<span class=\"_ _2\"></span>w:<span class=\"_ _29f\"> </span>Financial investments<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e gover<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and gov<span class=\"_ _2\"></span>ernm<span class=\"_ _2\"></span>ent-g<span class=\"_ _2\"></span>uaran<span class=\"_ _2\"></span>teed s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted and un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>, prefe<span class=\"_ _2\"></span>rence sh<span class=\"_ _2\"></span>ares and d<span class=\"_ _2\"></span>eben<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>(se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low)<span class=\"_ _2\"></span>, shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm fun<span class=\"_ _2\"></span>ds and se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es trea<span class=\"_ _2\"></span>ted as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ot<span class=\"_ _2\"></span>her se<span class=\"_ _2\"></span>curi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs of shar<span class=\"_ _2\"></span>es/u<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>s in ope<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es, un<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, mutu<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds and sim<span class=\"_ _2\"></span>ilar in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles<span class=\"_ _2\"></span>. Pool<span class=\"_ _2\"></span>ed inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ues of po<span class=\"_ _2\"></span>ole<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ba<span class=\"_ _2\"></span>sed on w<span class=\"_ _2\"></span>idel<span class=\"_ _2\"></span>y pub<span class=\"_ _2\"></span>lishe<span class=\"_ _2\"></span>d pric<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>at<span class=\"_ gs37\"> </span>are reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly up<span class=\"_ _2\"></span>dated<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>O<span class=\"_ _2\"></span>ther f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue use obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able ma<span class=\"_ _2\"></span>rket pr<span class=\"_ _2\"></span>ices w<span class=\"_ _2\"></span>here av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le. In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>sence of ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>, the<span class=\"_ _2\"></span>se inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lued<span class=\"_ _2\"></span> usi<span class=\"_ _2\"></span>ng var<span class=\"_ _2\"></span>ious ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ches i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ions b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh fl<span class=\"_ _2\"></span>ows a<span class=\"_ _2\"></span>nd earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t, t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dep<span class=\"_ _2\"></span>reci<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on mul<span class=\"_ _2\"></span>tipl<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s is deter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the exc<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>-t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces of the sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of over-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>er for<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>rd <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reign exc<span class=\"_ _2\"></span>hange co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined by<span class=\"_ _2\"></span> refe<span class=\"_ _2\"></span>rence to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Investment contract liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined w<span class=\"_ _2\"></span>ith re<span class=\"_ _2\"></span>ference to t<span class=\"_ _2\"></span>he unde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ying f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>at are hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Third-<span class=\"_ _2\"></span>part<span class=\"_ _2\"></span>y interests in c<span class=\"_ _6\"></span>onsolidated funds<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted fu<span class=\"_ _2\"></span>nds are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of ea<span class=\"_ _2\"></span>ch fund.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): Fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined ac<span class=\"_ _2\"></span>cordin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing hier<span class=\"_ _2\"></span>arch<span class=\"_ _2\"></span>y:<span class=\"_ _29f\"> </span><table class=\"s w1a0 hc3\" id=\"_9ced5218-a7fb-47f3-90b4-22715765a82c\"><tr><td class=\"c n x245 y310e w1a1 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsff ws5c\">Description of hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a9 y310e w1a2 h97\"><div class=\"t m0 x23f hb y2eeb ff133 fs8 fc3 sc0 lsfb ws107\">Typ<span class=\"_ _2\"></span>es of ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>ve lev<span class=\"_ _2\"></span>els<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y310f ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"ff12f wse3\"> \u2013 quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s: fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3110 ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, go<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>nme<span class=\"_ _2\"></span>nt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es and ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td class=\"t m0 x569 h1c y3111 ff12f fs11 fc3 sc0 ls94 wse3\">lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>th qu<span class=\"_ _2\"></span>oted p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>cal i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in </td><td class=\"t m0 x7aa h1c y3112 ff12f fs11 fc3 sc0 ls94 wse3\">li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>nd simi<span class=\"_ _2\"></span>lar in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are </td></tr><tr><td class=\"t m0 x569 h1c y3113 ff12f fs11 fc3 sc0 ls94 wse3\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3114 ff12f fs11 fc3 sc0 lsbb wsc1\">ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>d, ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>ly t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ded p<span class=\"_ _2\"></span>ool<span class=\"_ _2\"></span>ed in<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3115 ff12f fs11 fc3 sc0 ls94 wse3\">qu<span class=\"_ _2\"></span>oted de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3116 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>nked to Le<span class=\"_ _2\"></span>vel 1 fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3117 ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"ff12f wse3\"> \u2013 val<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chni<span class=\"_ _2\"></span>que<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able</span><span class=\"ff12f wse3\"><span class=\"_ _2\"></span> </span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"><span class=\"_ _6\"></span></span></td><td class=\"t m0 x7aa h1c y3118 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion </td></tr><tr><td class=\"t m0 x569 h1c y3119 ff12f fs11 fc3 sc0 ls94 wse3\">in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith q<span class=\"_ _2\"></span>uote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces </td><td class=\"t m0 x7aa h1c y311a ff12f fs11 fc3 sc0 ls94 wse3\">is ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>on mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s invo<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>ing no s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble </td></tr><tr><td class=\"t m0 x569 h1c y311b ff12f fs11 fc3 sc0 ls94 wse3\">fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>qu<span class=\"_ _2\"></span>oted </td><td class=\"t m0 x7aa h1c y311c ff12f fs11 fc3 sc0 ls7f ws86\">data<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y311d ff12e fs11 fc3 sc0 ls94 ws1\">pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l or sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts in i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td><td class=\"t m0 x7aa h1c y311e ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>ver-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>cou<span class=\"_ _2\"></span>nter de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>es, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ly pla<span class=\"_ _2\"></span>ced </td></tr><tr><td class=\"t m0 x569 h1c y311f ff12f fs11 fc3 sc0 ls94 wse3\">ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g </td><td class=\"t m0 x7aa h1c y3120 ff12f fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>bt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>ted </td></tr><tr><td class=\"t m0 x569 h1c y3121 ff12f fs11 fc3 sc0 ls94 wse3\">mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3122 ff12f fs11 fc3 sc0 ls94 wse3\">fu<span class=\"_ _2\"></span>nds w<span class=\"_ _2\"></span>hich m<span class=\"_ _2\"></span>eet t<span class=\"_ _2\"></span>he defi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of Le<span class=\"_ _2\"></span>vel 2 fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3123 ff12f fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3124 ff136 fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"ff12f wse3\"> \u2013 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s usin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3125 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th sig<span class=\"_ _2\"></span>nifi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t </td></tr><tr><td class=\"t m0 x569 h1c y3126 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies </td><td class=\"t m0 x7aa h1c y3127 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s, s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket is n<span class=\"_ _2\"></span>ot </td></tr><tr><td class=\"t m0 x569 h1c y3128 ff12f fs11 fc3 sc0 ls94 wse3\">va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re one or m<span class=\"_ _2\"></span>ore </td><td class=\"t m0 x7aa h1c y3129 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>sid<span class=\"_ _2\"></span>ered su<span class=\"_ _2\"></span>ffici<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding ce<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ain i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td></tr><tr><td class=\"t m0 x569 h1c y312a ff12f fs11 fc3 sc0 ls94 wse3\">sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are uno<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y312b ff12f fs11 fc3 sc0 ls4d ws4e\">pooled investments.<span class=\"_ _29f\"> </span></td></tr></table>T<span class=\"_ _2\"></span>he judge<span class=\"_ _2\"></span>ment as to w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a mark<span class=\"_ _2\"></span>et is ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve may in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e, for exa<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs suc<span class=\"_ _2\"></span>h as th<span class=\"_ _2\"></span>e magn<span class=\"_ _2\"></span>itud<span class=\"_ _2\"></span>e and fre<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of tr<span class=\"_ _2\"></span>adin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of pr<span class=\"_ _2\"></span>ices an<span class=\"_ _2\"></span>d the size of bi<span class=\"_ _2\"></span>d/of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span> spre<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>In ina<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, obt<span class=\"_ _2\"></span>aini<span class=\"_ _2\"></span>ng assu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ice pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>es ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of fair va<span class=\"_ _2\"></span>lue or de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning th<span class=\"_ _2\"></span>e adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion pr<span class=\"_ _2\"></span>ices t<span class=\"_ _2\"></span>hat are ne<span class=\"_ _2\"></span>cess<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y to mea<span class=\"_ _2\"></span>sure the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uires ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l work du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on proce<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chniq<span class=\"_ _2\"></span>ues em<span class=\"_ _2\"></span>ploy on<span class=\"_ _2\"></span>ly ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able da<span class=\"_ _2\"></span>ta and s<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e reliab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span> mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent is hig<span class=\"_ _2\"></span>h. Cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are val<span class=\"_ _2\"></span>ued on th<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues tha<span class=\"_ _2\"></span>t featu<span class=\"_ _2\"></span>re one or mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nput<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at are unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d, for th<span class=\"_ _2\"></span>em, th<span class=\"_ _2\"></span>e der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue is m<span class=\"_ _2\"></span>ore judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>al. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in it<span class=\"_ _2\"></span>s ent<span class=\"_ _2\"></span>iret<span class=\"_ _2\"></span>y is cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as va<span class=\"_ _2\"></span>lued us<span class=\"_ _2\"></span>ing sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>if a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of tha<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et or liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt is dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n by unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>In th<span class=\"_ _2\"></span>is conte<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span>, \u2018un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>\u2019 <span class=\"_ _6\"></span>mea<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere is lit<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>le or no cur<span class=\"_ _2\"></span>rent ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>hich to dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ne the pr<span class=\"_ _2\"></span>ice at wh<span class=\"_ _2\"></span>ich an ar<span class=\"_ _2\"></span>m\u2019s l<span class=\"_ _2\"></span>eng<span class=\"_ _2\"></span>th tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>wo<span class=\"_ _2\"></span>uld be li<span class=\"_ _2\"></span>kely to occ<span class=\"_ _2\"></span>ur<span class=\"_ _5\"></span>. It ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>lly do<span class=\"_ _2\"></span>es not<span class=\"_ gs37\"> </span>m<span class=\"_ _2\"></span>ean th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is no ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le at all up<span class=\"_ _2\"></span>on whi<span class=\"_ _2\"></span>ch to bas<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther<span class=\"_ _2\"></span>more, i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>me cas<span class=\"_ _2\"></span>es the ma<span class=\"_ _2\"></span>jor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of the f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d from a va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ue wit<span class=\"_ _2\"></span>h sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble dat<span class=\"_ _2\"></span>a may be at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(c): Trans<span class=\"_ _2\"></span>fer b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue hie<span class=\"_ _2\"></span>rarchi<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eems a tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer to hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 and Le<span class=\"_ _2\"></span>vel 2 or Lev<span class=\"_ _2\"></span>el 3 whe<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly tr<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket cea<span class=\"_ _2\"></span>ses to ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een Le<span class=\"_ _2\"></span>vel 2 and Le<span class=\"_ _2\"></span>vel 3 occ<span class=\"_ _2\"></span>urs wh<span class=\"_ _2\"></span>en one or mo<span class=\"_ _2\"></span>re of the sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ne the fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of the ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt be<span class=\"_ _2\"></span>come un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le. T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers f<span class=\"_ _2\"></span>rom Lev<span class=\"_ _2\"></span>els 3 or 2 to Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 are als<span class=\"_ _2\"></span>o pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s beco<span class=\"_ _2\"></span>me ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>iced.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here were n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>and Le<span class=\"_ _2\"></span>vel 2 dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to 31<span class=\"_ gs37\"> </span>Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a3nil<span class=\"_ _2\"></span>). Se<span class=\"_ _2\"></span>e note 22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>e) <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he recon<span class=\"_ _2\"></span>cilia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of Le<span class=\"_ _2\"></span>vel 3 f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. 2<span class=\"_ _2\"></span>2(d)<span class=\"_ _2\"></span>: Finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>, clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d accor<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>o the fai<span class=\"_ _2\"></span>r value hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sured u<span class=\"_ _2\"></span>sing quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices for i<span class=\"_ _2\"></span>dent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s (Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _5\"></span>) a<span class=\"_ _2\"></span>nd ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>hav<span class=\"_ _2\"></span>e been n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld to cover t<span class=\"_ _2\"></span>he liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lin<span class=\"_ _2\"></span>ked inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferenc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of lin<span class=\"_ _2\"></span>ked as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>at of linke<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies is mai<span class=\"_ _2\"></span>nly d<span class=\"_ _2\"></span>ue to shor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m timi<span class=\"_ _2\"></span>ng dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er premi<span class=\"_ _2\"></span>ums bei<span class=\"_ _2\"></span>ng recei<span class=\"_ _2\"></span>ved an<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d in adv<span class=\"_ _2\"></span>ance of po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es bei<span class=\"_ _2\"></span>ng issu<span class=\"_ _2\"></span>ed, an<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in fun<span class=\"_ _2\"></span>ds whic<span class=\"_ _2\"></span>h are ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces bet<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>een as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve le<span class=\"_ _2\"></span>vels of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy also<span class=\"_ _2\"></span> ar<span class=\"_ _2\"></span>ise due to t<span class=\"_ _2\"></span>he mix of un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds. I<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span> int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts in co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 2.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>les be<span class=\"_ _2\"></span>low ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>se th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue by the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b).<span class=\"_ _29f\"> </span><table class=\"s w1a3 hc4\" id=\"_b991182e-ab1b-4e0c-9174-c401ad5b0344\"><tr><td></td><td class=\"t m1 x6a8 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y312c ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y312d ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y312e w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y312e w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y312f w194 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y312f w21 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y312f w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y312f w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y312f waa h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3130 w193 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3130 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3130 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3131 w1a4 hc2\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y3131 w56 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3132 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3133 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3133 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3133 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3134 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y3134 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y3134 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3135 w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y3135 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y3135 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3136 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y3136 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y3136 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,037<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x6a8 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3137 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3138 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y3139 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">41,691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c5 y3139 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,605<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y3139 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313a w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y313a w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y313a w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y313a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y313a waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313b w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y313b w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y313b w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc4 w1a4 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">42,782<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2fc4 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">8,662<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2fc4 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y310c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y2fca w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2fca w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y313c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y313c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,866<span class=\"_ _29f\"> </span></div></td></tr></table>2<span class=\"_ _2\"></span>2(e): L<span class=\"_ _2\"></span>evel 3 fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sure<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 are he<span class=\"_ _2\"></span>ld wi<span class=\"_ _2\"></span>thin li<span class=\"_ _2\"></span>nked po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er fun<span class=\"_ _2\"></span>ds. Wh<span class=\"_ _2\"></span>ere this i<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ase, all o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt risk as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the<span class=\"_ _2\"></span>se ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is bor<span class=\"_ _2\"></span>ne by pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s is ex<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y match<span class=\"_ _2\"></span>ed by a corre<span class=\"_ _2\"></span>spo<span class=\"_ _2\"></span>nding li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y due to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Group b<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s no<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>hese a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>pt to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>it ha<span class=\"_ _2\"></span>s an impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t on<span class=\"_ gs37\"> </span>ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s also in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to the t<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t in th<span class=\"_ _2\"></span>ose f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>bea<span class=\"_ _2\"></span>rs no r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s exce<span class=\"_ _2\"></span>pt to the ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that i<span class=\"_ _2\"></span>t has an imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. A<span class=\"_ _2\"></span>ny chan<span class=\"_ _2\"></span>ges in mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue are mat<span class=\"_ _2\"></span>ched b<span class=\"_ _2\"></span>y a<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g Level 2 li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to the cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance at ea<span class=\"_ _2\"></span>ch yea<span class=\"_ _2\"></span>r end:<span class=\"_ _29f\"> </span><table class=\"s w1a8 hc5\" id=\"_b4388980-b9f2-4bee-aa2f-daba458c48e5\"><tr><td></td><td class=\"t m0 x239 hb y313d ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y313d ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y313e ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y313e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc4 w16a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">29<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc6 w1a9 hc6\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es) cre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d/(c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>ed) to pr<span class=\"_ _2\"></span>ofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x7ca h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2fc6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cc y2fc6 w71 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2fc8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y2fc8 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cf y310c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d0 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d1 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1ad h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y313f ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue (l<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ses)<span class=\"_ _2\"></span>/gain<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld </td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr></table>1 In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ll of the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 3 are susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fund<span class=\"_ _2\"></span>s for 2023 and 2024.<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s into Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>ent year to<span class=\"_ _2\"></span>tal \u00a38 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _2\"></span>27 milli<span class=\"_ _2\"></span>on). This i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nly du<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>unds fr<span class=\"_ _2\"></span>om Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 bei<span class=\"_ _2\"></span>ng susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>ved to Lev<span class=\"_ _2\"></span>el 3. Susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are val<span class=\"_ _2\"></span>ued ba<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>eive<span class=\"_ _2\"></span>d from f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ou<span class=\"_ _2\"></span>t of Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in the cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t yea<span class=\"_ _2\"></span>r of \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>2 mill<span class=\"_ _2\"></span>ion (2023: \u00a3<span class=\"_ _2\"></span>21 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s rela<span class=\"_ _2\"></span>ting to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y repri<span class=\"_ _2\"></span>ced (th<span class=\"_ _2\"></span>at were pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y st<span class=\"_ _2\"></span>ale) and w<span class=\"_ _2\"></span>here fu<span class=\"_ _2\"></span>nd susp<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en lif<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to the c<span class=\"_ _2\"></span>losin<span class=\"_ _2\"></span>g balan<span class=\"_ _2\"></span>ce at eac<span class=\"_ _2\"></span>h year en<span class=\"_ _2\"></span>d:<span class=\"_ _29f\"> </span><table class=\"s w1af hc7\" id=\"_6c19dabc-da53-49d3-a708-92fe06a9687b\"><tr><td></td><td class=\"t m0 x239 hb y3140 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3140 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y3141 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3141 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc6 w16a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 wab h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>ted to pro<span class=\"_ _2\"></span>fit or lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x3bc h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2fc8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y2fc8 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y310c w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y2fca w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y2fca w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1b0 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s at the e<span class=\"_ _2\"></span>nd of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3142 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in p<span class=\"_ _2\"></span>rofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng to liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"ff12e ls1 ws1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>1 In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>22<span class=\"_ _2\"></span>(f<span class=\"_ _2\"></span>): Eff<span class=\"_ _2\"></span>ect of changes in signif<span class=\"_ _2\"></span>icant unobser<span class=\"_ _2\"></span>vable assump<span class=\"_ _2\"></span>tions to<span class=\"_ _6\"></span> reaso<span class=\"_ _2\"></span>nable alternatives<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues app<span class=\"_ _2\"></span>lie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt cate<span class=\"_ _2\"></span>gori<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s can be<span class=\"_ _2\"></span> fou<span class=\"_ _2\"></span>nd in note 2<span class=\"_ _2\"></span>2(<span class=\"_ _6\"></span>a) abov<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>uding t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied wh<span class=\"_ _2\"></span>en sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to val<span class=\"_ _2\"></span>ue Lev<span class=\"_ _2\"></span>el 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, no rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>ble al<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>s a <span class=\"_ _6\"></span>sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>t of an ag<span class=\"_ _2\"></span>gre<span class=\"_ _2\"></span>gate 1<span class=\"_ _6\"></span>0% (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: 10%), wh<span class=\"_ _2\"></span>ich is a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le cha<span class=\"_ _2\"></span>nge in the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>It is t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore consi<span class=\"_ _2\"></span>dere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of thi<span class=\"_ _2\"></span>s se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>ll be in the r<span class=\"_ _2\"></span>ange of \u00a32 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, bot<span class=\"_ _2\"></span>h fav<span class=\"_ _2\"></span>ourab<span class=\"_ _2\"></span>le and<span class=\"_ _2\"></span> unfavourable.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>g)<span class=\"_ _2\"></span>: Fair va<span class=\"_ _2\"></span>lue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy for a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s not me<span class=\"_ _2\"></span>asur<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span>Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up are not c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ese are<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le app<span class=\"_ _2\"></span>roxima<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns of thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>es as th<span class=\"_ _2\"></span>ey are eit<span class=\"_ _2\"></span>her sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t term in<span class=\"_ gs37\"> </span>na<span class=\"_ _2\"></span>ture or are rep<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ed to curr<span class=\"_ _2\"></span>ent mar<span class=\"_ _2\"></span>ket rate<span class=\"_ _2\"></span>s at fre<span class=\"_ _2\"></span>quent i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>als. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-463": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-461": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-454": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-442": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-409": {
   "value": "21: Categ<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>ries of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>ts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he anal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es into ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>ies as d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in IF<span class=\"_ _2\"></span>RS 9 F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s is<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>et out in t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g tab<span class=\"_ _2\"></span>les. A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of a <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>n-f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al natu<span class=\"_ _2\"></span>re, or f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y excl<span class=\"_ _2\"></span>uded f<span class=\"_ _2\"></span>rom the s<span class=\"_ _2\"></span>cope of IF<span class=\"_ _2\"></span>RS 9, are ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e non<span class=\"_ _2\"></span>-f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>tegor<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he met<span class=\"_ _2\"></span>hods an<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e, refer to not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to var<span class=\"_ _2\"></span>ious r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s is disc<span class=\"_ _2\"></span>uss<span class=\"_ _2\"></span>ed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>38<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w190 hc1\" id=\"_66d9f715-cabe-4df7-a32e-9b08679eb49c\"><tr><td class=\"t m1 x23e hb y30d6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x72a hb y30d7 ff12d fs8 fc1 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x5e7 hb y30d8 ff133 fs8 fc1 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x72b hb y30d9 ff12d fs8 fc1 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x72c hb y30da ff12d fs8 fc1 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x639 hb y30db ff12d fs8 fc1 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x72d hb y30dc ff12d fs8 fc1 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x72e hb y30dd ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63a hb y30de ff12d fs8 fc1 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x72f hb y30df ff12d fs8 fc1 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x63c hb y30e0 ff12d fs8 fc1 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y30e0 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y30e1 ff12d fs8 fc1 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x730 hb y30e2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x613 hb y30e3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x614 hb y30e4 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y30e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y30e6 ff12d fs11 fc1 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x731 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x733 y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td><td class=\"c n x619 y30e7 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y30e7 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">56<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,359<span class=\"_ _29f\"> </span></div></td><td class=\"c n x735 y30e8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x736 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x737 y30e8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x738 y30e8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73a y30e9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">370<span class=\"_ _29f\"> </span></div></td><td class=\"c n x342 y30e9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73c y30e9 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x740 y30ea w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x742 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x743 y30eb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y30eb w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x745 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30ec ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x746 y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x747 y30ed w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x748 y30ed w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x749 y30ed w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74a y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">61,809<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w196 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x655 y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74c y30ee w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">639<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,600<span class=\"_ _29f\"> </span></div></td><td class=\"c n x750 y30ef w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x751 y30ef w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,160<span class=\"_ _29f\"> </span></div></td><td class=\"c n x752 y30ef w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">687<span class=\"_ _29f\"> </span></div></td><td class=\"c n x729 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">62,448<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f0 ff12d fs11 fc1 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f1 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y30f1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x755 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x756 y30f1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y30f1 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f2 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30f4 w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75d y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x651 y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75e y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x66c y30f4 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y30f4 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x760 y2fc8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x761 y2fc8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x762 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">399<span class=\"_ _29f\"> </span></div></td><td class=\"c n x763 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x764 y2fc8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc9 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y2fc9 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y2fc9 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x767 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x744 y2fc9 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y2fc9 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y30f5 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x769 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76a y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64e y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76b y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">60,817<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76e y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76f y2e61 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x770 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">208<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x772 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,278<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,759<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">674<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">314<span class=\"_ _29f\"> </span></div></td><td class=\"c n x776 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">61,025<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w19d hc1\" id=\"_f132f1bd-e58c-44b6-8607-21de7791ca53\"><tr><td class=\"t m1 x569 hb y30f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m1 x777 hb y30f7 ff12d fs8 fc3 sc0 ls65 ws80\">Fair value<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m1 x627 hb y30f8 ff133 fs8 fc3 sc0 ls65 wsfb\">Non-<span class=\"_ _2\"></span>financial </td><td></td></tr><tr><td></td><td class=\"t m1 x778 hb y30f9 ff12d fs8 fc3 sc0 ls65 wsfb\">Mandatorily </td><td class=\"t m1 x779 hb y30fa ff12d fs8 fc3 sc0 ls4b ws5b\">Designated </td><td class=\"t m1 x77a hb y30fb ff12d fs8 fc3 sc0 ls1 ws1\">Amor<span class=\"_ _2\"></span>tised </td><td class=\"t m1 x673 hb y30fc ff12d fs8 fc3 sc0 ls163 ws16b\">assets a<span class=\"_ _6\"></span>nd </td><td></td></tr><tr><td></td><td class=\"t m1 x77b hb y30fd ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77c hb y30fe ff12d fs8 fc3 sc0 lsfb ws1\">at F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>TP<span class=\"_ _2\"></span>L<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77d hb y30ff ff12d fs8 fc3 sc0 ls53 wsec\">cost<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77e hb y3100 ff12d fs8 fc3 sc0 ls65 wsfb\">liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3100 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3101 ff12d fs8 fc3 sc0 lsee ws108\">Measurement<span class=\"_ _6\"></span> basis<span class=\"_ _29f\"> </span></td><td class=\"t m1 x77f hb y3102 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3103 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3104 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3105 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3106 ff12d fs11 fc3 sc0 ls87 ws8a\">Assets<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30e7 wd2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls85 ws81\">Loans and advances<span class=\"_ _29f\"> </span></div></td><td class=\"c n x780 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x732 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y30e7 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y30e7 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y30e7 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30e8 w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x734 y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30e8 w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30e8 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76c y30e8 w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30e9 w192 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x739 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x784 y30e9 w57 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73b y30e9 w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y30e9 w3b h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x786 y30e9 w55 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ea w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73d y30ea w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73e y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x73f y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e0 y30ea w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y30ea w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30eb w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x741 y30eb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x787 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x788 y30eb w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y30eb w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78a y30eb waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3107 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at inc<span class=\"_ _2\"></span>lude fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30ed w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78b y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78c y30ed w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78d y30ed w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78e y30ed w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43<span class=\"_ _29f\"> </span></div></td><td class=\"c n x78f y30ed w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">52,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ee w19e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ot<span class=\"_ _2\"></span>her no<span class=\"_ _2\"></span>n-fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74b y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x790 y30ee w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x791 y30ee w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74d y30ee w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74e y30ee w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">615<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y30ef w47 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">T<span class=\"_ _5\"></span>otal assets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x74f y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td><td class=\"c n x792 y30ef w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x793 y30ef w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,210<span class=\"_ _29f\"> </span></div></td><td class=\"c n x794 y30ef w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">658<span class=\"_ _29f\"> </span></div></td><td class=\"c n x795 y30ef w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">53,345<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3108 ff12d fs11 fc3 sc0 lsbd ws78\">Liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y3109 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x753 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x754 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x796 y3109 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y3109 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x757 y3109 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310a ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y30f3 w198 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">funds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x758 y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x759 y30f3 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75a y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y30f3 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75c y30f3 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310b w199 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x798 y310b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x799 y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79a y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y310b w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79c y310b w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 w19a h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4a ws56\">liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79d y2fc8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79e y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">476<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2fc8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2fc8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x765 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x766 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a0 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x789 y310c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x768 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y310d ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>ude fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w195 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a1 y2ed8 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a2 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79f y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x64f y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a3 y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">51,714<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w19f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">T<span class=\"_ _5\"></span>ot<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> other non-financial liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x76d y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a4 y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a5 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a6 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td><td class=\"c n x771 y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">112<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w4f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a7 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x773 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x774 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">755<span class=\"_ _29f\"> </span></div></td><td class=\"c n x775 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">205<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a8 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,826<span class=\"_ _29f\"> </span></div></td></tr></table>22: F<span class=\"_ _5\"></span>a<span class=\"_ _2\"></span>ir va<span class=\"_ _2\"></span>lu<span class=\"_ _6\"></span>e method<span class=\"_ _6\"></span>ol<span class=\"_ _5\"></span>og<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his sec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>plai<span class=\"_ _2\"></span>ns the ju<span class=\"_ _2\"></span>dgemen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ining th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed and me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue in the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Cl<span class=\"_ _2\"></span>assi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s into th<span class=\"_ _2\"></span>e three l<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e fair va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y (see no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b)) prov<span class=\"_ _2\"></span>ides a<span class=\"_ _2\"></span>n ind<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ed in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue.<span class=\"_ _29f\"> </span>22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Determination of fair value<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>ded in or<span class=\"_ _2\"></span>gani<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>s is de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned by re<span class=\"_ _2\"></span>ference to qu<span class=\"_ _2\"></span>oted ma<span class=\"_ _2\"></span>rket e<span class=\"_ _2\"></span>xit pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ices fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, at<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>clo<span class=\"_ _2\"></span>se of bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s on the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g date, wi<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ut any d<span class=\"_ _2\"></span>educ<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion for t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n cos<span class=\"_ _2\"></span>ts: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or unit<span class=\"_ _2\"></span>s in uni<span class=\"_ _2\"></span>t tru<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and sh<span class=\"_ _2\"></span>ares in op<span class=\"_ _2\"></span>en-<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ded inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>nies<span class=\"_ _2\"></span>, fair v<span class=\"_ _2\"></span>alue is d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mined<span class=\"_ _2\"></span> </span>by<span class=\"_ gs37\"> </span>re<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>to pub<span class=\"_ _2\"></span>lish<span class=\"_ _2\"></span>ed quote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>ing ex<span class=\"_ _2\"></span>it va<span class=\"_ _2\"></span>lues in an a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket<span class=\"_ _2\"></span>; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y and deb<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es not ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly tr<span class=\"_ _2\"></span>aded in o<span class=\"_ _2\"></span>rgan<span class=\"_ _2\"></span>ised ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere the p<span class=\"_ _2\"></span>rice c<span class=\"_ _2\"></span>annot b<span class=\"_ _2\"></span>e </span>ret<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e is deter<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ed by refe<span class=\"_ _2\"></span>rence to simi<span class=\"_ _2\"></span>lar ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r whic<span class=\"_ _2\"></span>h marke<span class=\"_ _2\"></span>t obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le pr<span class=\"_ _2\"></span>ices ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">f<span class=\"_ _2\"></span>or ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s that ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n suspe<span class=\"_ _2\"></span>nded f<span class=\"_ _2\"></span>rom tr<span class=\"_ _2\"></span>ading on a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>, the la<span class=\"_ _2\"></span>st pu<span class=\"_ _2\"></span>blish<span class=\"_ _2\"></span>ed pr<span class=\"_ _2\"></span>ice is </span>us<span class=\"_ _2\"></span>ed. Man<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are s<span class=\"_ _2\"></span>till reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>d. At the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng date, al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sus<span class=\"_ _2\"></span>pend<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are<span class=\"_ gs37\"> </span>a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d for imp<span class=\"_ _2\"></span>airm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>; and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s are pri<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds, th<span class=\"_ _2\"></span>e </span>va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he lates<span class=\"_ _2\"></span>t av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le set of a<span class=\"_ _2\"></span>udit<span class=\"_ _2\"></span>ed finan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, or if mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>nt is av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le, rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment Ma<span class=\"_ _2\"></span>nager<span class=\"_ _2\"></span>s or profe<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>nal va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s on the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he und<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s of the pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ch<span class=\"_ _2\"></span>anges in t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied w<span class=\"_ _2\"></span>hen val<span class=\"_ _2\"></span>uing f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>eral pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>iple<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>ose ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e are out<span class=\"_ _2\"></span>line<span class=\"_ _2\"></span>d belo<span class=\"_ _2\"></span>w:<span class=\"_ _29f\"> </span>Financial investments<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e gover<span class=\"_ _2\"></span>nmen<span class=\"_ _2\"></span>t and gov<span class=\"_ _2\"></span>ernm<span class=\"_ _2\"></span>ent-g<span class=\"_ _2\"></span>uaran<span class=\"_ _2\"></span>teed s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted and un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>, prefe<span class=\"_ _2\"></span>rence sh<span class=\"_ _2\"></span>ares and d<span class=\"_ _2\"></span>eben<span class=\"_ _2\"></span>tures<span class=\"_ _2\"></span>, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, lis<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d unl<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>ed poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>(se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>low)<span class=\"_ _2\"></span>, shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm fun<span class=\"_ _2\"></span>ds and se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es trea<span class=\"_ _2\"></span>ted as inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>nd cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain ot<span class=\"_ _2\"></span>her se<span class=\"_ _2\"></span>curi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Poo<span class=\"_ _2\"></span>led in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs of shar<span class=\"_ _2\"></span>es/u<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>s in ope<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> com<span class=\"_ _2\"></span>pani<span class=\"_ _2\"></span>es, un<span class=\"_ _2\"></span>it tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, mutu<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds and sim<span class=\"_ _2\"></span>ilar in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles<span class=\"_ _2\"></span>. Pool<span class=\"_ _2\"></span>ed inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ues of po<span class=\"_ _2\"></span>ole<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ba<span class=\"_ _2\"></span>sed on w<span class=\"_ _2\"></span>idel<span class=\"_ _2\"></span>y pub<span class=\"_ _2\"></span>lishe<span class=\"_ _2\"></span>d pric<span class=\"_ _2\"></span>es th<span class=\"_ _2\"></span>at<span class=\"_ gs37\"> </span>are reg<span class=\"_ _2\"></span>ular<span class=\"_ _2\"></span>ly up<span class=\"_ _2\"></span>dated<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>O<span class=\"_ _2\"></span>ther f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue use obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able ma<span class=\"_ _2\"></span>rket pr<span class=\"_ _2\"></span>ices w<span class=\"_ _2\"></span>here av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le. In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>sence of ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>, the<span class=\"_ _2\"></span>se inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lued<span class=\"_ _2\"></span> usi<span class=\"_ _2\"></span>ng var<span class=\"_ _2\"></span>ious ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ches i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ions b<span class=\"_ _2\"></span>ased o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted ca<span class=\"_ _2\"></span>sh fl<span class=\"_ _2\"></span>ows a<span class=\"_ _2\"></span>nd earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>fore int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t, t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dep<span class=\"_ _2\"></span>reci<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n and amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on mul<span class=\"_ _2\"></span>tipl<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>Deri<span class=\"_ _2\"></span>vatives<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s is deter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the exc<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>-t<span class=\"_ _2\"></span>rade<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces of the sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of over-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>er for<span class=\"_ _2\"></span>wa<span class=\"_ _2\"></span>rd <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reign exc<span class=\"_ _2\"></span>hange co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined by<span class=\"_ _2\"></span> refe<span class=\"_ _2\"></span>rence to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt excha<span class=\"_ _2\"></span>nge rate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Investment contract liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined w<span class=\"_ _2\"></span>ith re<span class=\"_ _2\"></span>ference to t<span class=\"_ _2\"></span>he unde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ying f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>at are hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Third-<span class=\"_ _2\"></span>part<span class=\"_ _2\"></span>y interests in c<span class=\"_ _6\"></span>onsolidated funds<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in conso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted fu<span class=\"_ _2\"></span>nds are mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble net a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of ea<span class=\"_ _2\"></span>ch fund.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): Fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy<span class=\"_ _29f\"> </span>Fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined ac<span class=\"_ _2\"></span>cordin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing hier<span class=\"_ _2\"></span>arch<span class=\"_ _2\"></span>y:<span class=\"_ _29f\"> </span><table class=\"s w1a0 hc3\" id=\"_9ced5218-a7fb-47f3-90b4-22715765a82c\"><tr><td class=\"c n x245 y310e w1a1 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsff ws5c\">Description of hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7a9 y310e w1a2 h97\"><div class=\"t m0 x23f hb y2eeb ff133 fs8 fc3 sc0 lsfb ws107\">Typ<span class=\"_ _2\"></span>es of ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>ve lev<span class=\"_ _2\"></span>els<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y310f ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"ff12f wse3\"> \u2013 quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s: fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3110 ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es, go<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>nme<span class=\"_ _2\"></span>nt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es and ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td class=\"t m0 x569 h1c y3111 ff12f fs11 fc3 sc0 ls94 wse3\">lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>th qu<span class=\"_ _2\"></span>oted p<span class=\"_ _2\"></span>rice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>cal i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in </td><td class=\"t m0 x7aa h1c y3112 ff12f fs11 fc3 sc0 ls94 wse3\">li<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies a<span class=\"_ _2\"></span>nd simi<span class=\"_ _2\"></span>lar in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are </td></tr><tr><td class=\"t m0 x569 h1c y3113 ff12f fs11 fc3 sc0 ls94 wse3\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3114 ff12f fs11 fc3 sc0 lsbb wsc1\">ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>d, ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>ly t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ded p<span class=\"_ _2\"></span>ool<span class=\"_ _2\"></span>ed in<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3115 ff12f fs11 fc3 sc0 ls94 wse3\">qu<span class=\"_ _2\"></span>oted de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es and i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3116 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>nked to Le<span class=\"_ _2\"></span>vel 1 fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3117 ff12d fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"ff12f wse3\"> \u2013 val<span class=\"_ _2\"></span>uat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chni<span class=\"_ _2\"></span>que<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able</span><span class=\"ff12f wse3\"><span class=\"_ _2\"></span> </span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"></span><span class=\"ff12f wse3\"><span class=\"_ _6\"></span></span></td><td class=\"t m0 x7aa h1c y3118 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d debt s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion </td></tr><tr><td class=\"t m0 x569 h1c y3119 ff12f fs11 fc3 sc0 ls94 wse3\">in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith q<span class=\"_ _2\"></span>uote<span class=\"_ _2\"></span>d pri<span class=\"_ _2\"></span>ces </td><td class=\"t m0 x7aa h1c y311a ff12f fs11 fc3 sc0 ls94 wse3\">is ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>on mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s invo<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>ing no s<span class=\"_ _2\"></span>igni<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble </td></tr><tr><td class=\"t m0 x569 h1c y311b ff12f fs11 fc3 sc0 ls94 wse3\">fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive m<span class=\"_ _2\"></span>arke<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>qu<span class=\"_ _2\"></span>oted </td><td class=\"t m0 x7aa h1c y311c ff12f fs11 fc3 sc0 ls7f ws86\">data<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y311d ff12e fs11 fc3 sc0 ls94 ws1\">pr<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s for id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l or sim<span class=\"_ _2\"></span>ilar i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts in i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td><td class=\"t m0 x7aa h1c y311e ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>ver-th<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>cou<span class=\"_ _2\"></span>nter de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>es, ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>ly pla<span class=\"_ _2\"></span>ced </td></tr><tr><td class=\"t m0 x569 h1c y311f ff12f fs11 fc3 sc0 ls94 wse3\">ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>d usin<span class=\"_ _2\"></span>g </td><td class=\"t m0 x7aa h1c y3120 ff12f fs11 fc3 sc0 ls94 wse3\">de<span class=\"_ _2\"></span>bt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in con<span class=\"_ _2\"></span>sol<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>ted </td></tr><tr><td class=\"t m0 x569 h1c y3121 ff12f fs11 fc3 sc0 ls94 wse3\">mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y3122 ff12f fs11 fc3 sc0 ls94 wse3\">fu<span class=\"_ _2\"></span>nds w<span class=\"_ _2\"></span>hich m<span class=\"_ _2\"></span>eet t<span class=\"_ _2\"></span>he defi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of Le<span class=\"_ _2\"></span>vel 2 fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial </td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3123 ff12f fs11 fc3 sc0 lsbc wsc3\">inst<span class=\"_ _2\"></span>ruments<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3124 ff136 fs11 fc3 sc0 ls94 ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"ff12f wse3\"> \u2013 va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s usin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt</span><span class=\"ff12f wse3\"> </span></td><td class=\"t m0 x7aa h1c y3125 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ted eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>th sig<span class=\"_ _2\"></span>nifi<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t </td></tr><tr><td class=\"t m0 x569 h1c y3126 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s: fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies </td><td class=\"t m0 x7aa h1c y3127 ff12f fs11 fc3 sc0 ls94 wse3\">un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s, s<span class=\"_ _2\"></span>ecu<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>here t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket is n<span class=\"_ _2\"></span>ot </td></tr><tr><td class=\"t m0 x569 h1c y3128 ff12f fs11 fc3 sc0 ls94 wse3\">va<span class=\"_ _2\"></span>lue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chn<span class=\"_ _2\"></span>ique<span class=\"_ _2\"></span>s whe<span class=\"_ _2\"></span>re one or m<span class=\"_ _2\"></span>ore </td><td class=\"t m0 x7aa h1c y3129 ff12f fs11 fc3 sc0 ls94 wse3\">con<span class=\"_ _2\"></span>sid<span class=\"_ _2\"></span>ered su<span class=\"_ _2\"></span>ffici<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ly ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ding ce<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ain i<span class=\"_ _2\"></span>nac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve </td></tr><tr><td class=\"t m0 x569 h1c y312a ff12f fs11 fc3 sc0 ls94 wse3\">sig<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>fica<span class=\"_ _2\"></span>nt inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s are uno<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le.<span class=\"_ _29f\"> </span></td><td class=\"t m0 x7aa h1c y312b ff12f fs11 fc3 sc0 ls4d ws4e\">pooled investments.<span class=\"_ _29f\"> </span></td></tr></table>T<span class=\"_ _2\"></span>he judge<span class=\"_ _2\"></span>ment as to w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er a mark<span class=\"_ _2\"></span>et is ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve may in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e, for exa<span class=\"_ _2\"></span>mple<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on of fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rs suc<span class=\"_ _2\"></span>h as th<span class=\"_ _2\"></span>e magn<span class=\"_ _2\"></span>itud<span class=\"_ _2\"></span>e and fre<span class=\"_ _2\"></span>quen<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of tr<span class=\"_ _2\"></span>adin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of pr<span class=\"_ _2\"></span>ices an<span class=\"_ _2\"></span>d the size of bi<span class=\"_ _2\"></span>d/of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span> spre<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>In ina<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, obt<span class=\"_ _2\"></span>aini<span class=\"_ _2\"></span>ng assu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ice pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>es ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce of fair va<span class=\"_ _2\"></span>lue or de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning th<span class=\"_ _2\"></span>e adjus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion pr<span class=\"_ _2\"></span>ices t<span class=\"_ _2\"></span>hat are ne<span class=\"_ _2\"></span>cess<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y to mea<span class=\"_ _2\"></span>sure the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uires ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l work du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on proce<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion te<span class=\"_ _2\"></span>chniq<span class=\"_ _2\"></span>ues em<span class=\"_ _2\"></span>ploy on<span class=\"_ _2\"></span>ly ob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able da<span class=\"_ _2\"></span>ta and s<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e reliab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span> mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent is hig<span class=\"_ _2\"></span>h. Cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are val<span class=\"_ _2\"></span>ued on th<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues tha<span class=\"_ _2\"></span>t featu<span class=\"_ _2\"></span>re one or mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant i<span class=\"_ _2\"></span>nput<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>at are unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d, for th<span class=\"_ _2\"></span>em, th<span class=\"_ _2\"></span>e der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue is m<span class=\"_ _2\"></span>ore judge<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>al. A f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y in it<span class=\"_ _2\"></span>s ent<span class=\"_ _2\"></span>iret<span class=\"_ _2\"></span>y is cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as va<span class=\"_ _2\"></span>lued us<span class=\"_ _2\"></span>ing sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le inpu<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>if a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of tha<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et or liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty<span class=\"_ _1\"></span>\u2019s ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt is dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n by unob<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>able in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>In th<span class=\"_ _2\"></span>is conte<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span>, \u2018un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>\u2019 <span class=\"_ _6\"></span>mea<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere is lit<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>le or no cur<span class=\"_ _2\"></span>rent ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>hich to dete<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>ne the pr<span class=\"_ _2\"></span>ice at wh<span class=\"_ _2\"></span>ich an ar<span class=\"_ _2\"></span>m\u2019s l<span class=\"_ _2\"></span>eng<span class=\"_ _2\"></span>th tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>wo<span class=\"_ _2\"></span>uld be li<span class=\"_ _2\"></span>kely to occ<span class=\"_ _2\"></span>ur<span class=\"_ _5\"></span>. It ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>lly do<span class=\"_ _2\"></span>es not<span class=\"_ gs37\"> </span>m<span class=\"_ _2\"></span>ean th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is no ma<span class=\"_ _2\"></span>rket da<span class=\"_ _2\"></span>ta av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le at all up<span class=\"_ _2\"></span>on whi<span class=\"_ _2\"></span>ch to bas<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of fair v<span class=\"_ _2\"></span>alue.<span class=\"_ _2\"></span> Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther<span class=\"_ _2\"></span>more, i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>me cas<span class=\"_ _2\"></span>es the ma<span class=\"_ _2\"></span>jor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of the f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue der<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d from a va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ue wit<span class=\"_ _2\"></span>h sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble dat<span class=\"_ _2\"></span>a may be at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble to obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ble in<span class=\"_ _2\"></span>put<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(c): Trans<span class=\"_ _2\"></span>fer b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue hie<span class=\"_ _2\"></span>rarchi<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eems a tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer to hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>occ<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 and Le<span class=\"_ _2\"></span>vel 2 or Lev<span class=\"_ _2\"></span>el 3 whe<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>an ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ly tr<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket cea<span class=\"_ _2\"></span>ses to ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een Le<span class=\"_ _2\"></span>vel 2 and Le<span class=\"_ _2\"></span>vel 3 occ<span class=\"_ _2\"></span>urs wh<span class=\"_ _2\"></span>en one or mo<span class=\"_ _2\"></span>re of the sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>can<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inp<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to det<span class=\"_ _2\"></span>ermi<span class=\"_ _2\"></span>ne the fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of the ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt be<span class=\"_ _2\"></span>come un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le. T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers f<span class=\"_ _2\"></span>rom Lev<span class=\"_ _2\"></span>els 3 or 2 to Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 are als<span class=\"_ _2\"></span>o pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s beco<span class=\"_ _2\"></span>me ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>iced.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here were n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>and Le<span class=\"_ _2\"></span>vel 2 dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to 31<span class=\"_ gs37\"> </span>Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a3nil<span class=\"_ _2\"></span>). Se<span class=\"_ _2\"></span>e note 22<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>e) <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he recon<span class=\"_ _2\"></span>cilia<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of Le<span class=\"_ _2\"></span>vel 3 f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. 2<span class=\"_ _2\"></span>2(d)<span class=\"_ _2\"></span>: Finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s mea<span class=\"_ _2\"></span>sure<span class=\"_ _2\"></span>d at fair v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>, clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d accor<span class=\"_ _2\"></span>ding t<span class=\"_ _2\"></span>o the fai<span class=\"_ _2\"></span>r value hier<span class=\"_ _6\"></span>archy<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are mea<span class=\"_ _2\"></span>sured u<span class=\"_ _2\"></span>sing quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices for i<span class=\"_ _2\"></span>dent<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ma<span class=\"_ _2\"></span>rket<span class=\"_ _2\"></span>s (Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _5\"></span>) a<span class=\"_ _2\"></span>nd ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>hav<span class=\"_ _2\"></span>e been n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant c<span class=\"_ _2\"></span>hange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are he<span class=\"_ _2\"></span>ld to cover t<span class=\"_ _2\"></span>he liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lin<span class=\"_ _2\"></span>ked inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferenc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of lin<span class=\"_ _2\"></span>ked as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>at of linke<span class=\"_ _2\"></span>d liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies is mai<span class=\"_ _2\"></span>nly d<span class=\"_ _2\"></span>ue to shor<span class=\"_ _2\"></span>t-ter<span class=\"_ _2\"></span>m timi<span class=\"_ _2\"></span>ng dif<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rence<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er premi<span class=\"_ _2\"></span>ums bei<span class=\"_ _2\"></span>ng recei<span class=\"_ _2\"></span>ved an<span class=\"_ _2\"></span>d inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d in adv<span class=\"_ _2\"></span>ance of po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es bei<span class=\"_ _2\"></span>ng issu<span class=\"_ _2\"></span>ed, an<span class=\"_ _2\"></span>d ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in fun<span class=\"_ _2\"></span>ds whic<span class=\"_ _2\"></span>h are ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces bet<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>een as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve le<span class=\"_ _2\"></span>vels of t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy also<span class=\"_ _2\"></span> ar<span class=\"_ _2\"></span>ise due to t<span class=\"_ _2\"></span>he mix of un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s and lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds. I<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span> int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts in co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 2.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>les be<span class=\"_ _2\"></span>low ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>se th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es meas<span class=\"_ _2\"></span>ured at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue by the f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue hie<span class=\"_ _2\"></span>rarch<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>22<span class=\"_ _2\"></span>(b).<span class=\"_ _29f\"> </span><table class=\"s w1a3 hc4\" id=\"_b991182e-ab1b-4e0c-9174-c401ad5b0344\"><tr><td></td><td class=\"t m1 x6a8 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y312c ff12d fs8 fc1 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y312c ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y312d ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y312d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y312e w191 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">49,052<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ad y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">10,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ae y312e w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7af y312e w44 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">59,360<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y312f w194 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y312f w21 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y312f w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y312f w59 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y312f waa h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3130 w193 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3130 w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3130 w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3130 w56 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3131 w1a4 hc2\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">50,267<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b5 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">10,318<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b6 y3131 w56 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b7 y3131 w48 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,601<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3132 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y3132 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y3132 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,225<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3133 w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y3133 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y3133 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y3133 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3134 w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y3134 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y3134 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y3134 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3135 w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y3135 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y3135 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y3135 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y3136 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,745<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y3136 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y3136 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y3136 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">60,037<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x6a8 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 1<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 2<span class=\"_ _29f\"> </span></td><td class=\"t m1 x7ab hb y3137 ff12d fs8 fc3 sc0 lsfb ws1\">Le<span class=\"_ _2\"></span>vel 3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x562 hb y3137 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3138 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3138 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y3139 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ac y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">41,691<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c5 y3139 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">8,605<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c6 y3139 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c7 y3139 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">50,329<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313a w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b0 y313a w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y313a w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x79b y313a w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b2 y313a waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313b w193 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y313b w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y313b w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y313b w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">57<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc4 w1a4 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>ets me<span class=\"_ _2\"></span>asu<span class=\"_ _2\"></span>red at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">42,782<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2fc4 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">8,662<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2fc4 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2fc4 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">51,477<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1a5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>hird<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b8 y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2fc8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ba y2fc8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w19b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Deri<span class=\"_ _2\"></span>vative liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b3 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d4 y310c w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d5 y310c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d6 y310c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w197 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment contract liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bb y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bc y2fca w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2fca w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7be y2fca w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1a6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bf y313c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c0 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c1 y313c w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y313c w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w1a7 h96\"><div class=\"t m1 x23f h1c y2e58 ff133 fs11 fc3 sc0 lsbd ws78\">T<span class=\"_ _6\"></span>otal financial liabilities <span class=\"_ _6\"></span>measure<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> at <span class=\"_ _6\"></span>fair value<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,372<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c3 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">7,470<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59f y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c4 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">50,866<span class=\"_ _29f\"> </span></div></td></tr></table>2<span class=\"_ _2\"></span>2(e): L<span class=\"_ _2\"></span>evel 3 fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e hiera<span class=\"_ _2\"></span>rchy di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sure<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d as Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 are he<span class=\"_ _2\"></span>ld wi<span class=\"_ _2\"></span>thin li<span class=\"_ _2\"></span>nked po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er fun<span class=\"_ _2\"></span>ds. Wh<span class=\"_ _2\"></span>ere this i<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ase, all o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt risk as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h the<span class=\"_ _2\"></span>se ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s is bor<span class=\"_ _2\"></span>ne by pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s is ex<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y match<span class=\"_ _2\"></span>ed by a corre<span class=\"_ _2\"></span>spo<span class=\"_ _2\"></span>nding li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y due to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Group b<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s no<span class=\"_ gs37\"> </span>r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>hese a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>pt to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>it ha<span class=\"_ _2\"></span>s an impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t on<span class=\"_ gs37\"> </span>ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s also in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds at<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ibu<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le to the t<span class=\"_ _2\"></span>hird-<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t in th<span class=\"_ _2\"></span>ose f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>bea<span class=\"_ _2\"></span>rs no r<span class=\"_ _2\"></span>isk fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a cha<span class=\"_ _2\"></span>nge in the ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s exce<span class=\"_ _2\"></span>pt to the ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t that i<span class=\"_ _2\"></span>t has an imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fee<span class=\"_ _2\"></span>s earn<span class=\"_ _2\"></span>ed. A<span class=\"_ _2\"></span>ny chan<span class=\"_ _2\"></span>ges in mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue are mat<span class=\"_ _2\"></span>ched b<span class=\"_ _2\"></span>y a<span class=\"_ gs37\"> </span>cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondin<span class=\"_ _2\"></span>g Level 2 li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s to the cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>lance at ea<span class=\"_ _2\"></span>ch yea<span class=\"_ _2\"></span>r end:<span class=\"_ _29f\"> </span><table class=\"s w1a8 hc5\" id=\"_b4388980-b9f2-4bee-aa2f-daba458c48e5\"><tr><td></td><td class=\"t m0 x239 hb y313d ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y313d ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y313e ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y313e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc4 w16a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc4 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">29<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc6 w1a9 hc6\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>/(l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es) cre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d/(c<span class=\"_ _2\"></span>harg<span class=\"_ _2\"></span>ed) to pr<span class=\"_ _2\"></span>ofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x7ca h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cb y2fc6 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cc y2fc6 w71 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc8 w1aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Sales<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2fc8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(17)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y2fc8 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cf y310c w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d0 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d1 y2fca w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1ad h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d2 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d3 y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y313f ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue (l<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ses)<span class=\"_ _2\"></span>/gain<span class=\"_ _2\"></span>s reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in pr<span class=\"_ _2\"></span>ofit or l<span class=\"_ _2\"></span>oss re<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ing to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>ld </td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d5 y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr></table>1 In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ll of the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are clas<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ed as Lev<span class=\"_ _2\"></span>el 3 are susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fund<span class=\"_ _2\"></span>s for 2023 and 2024.<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s into Lev<span class=\"_ _2\"></span>el 3 ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>ent year to<span class=\"_ _2\"></span>tal \u00a38 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _2\"></span>27 milli<span class=\"_ _2\"></span>on). This i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nly du<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>f<span class=\"_ _2\"></span>unds fr<span class=\"_ _2\"></span>om Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>1 bei<span class=\"_ _2\"></span>ng susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>ved to Lev<span class=\"_ _2\"></span>el 3. Susp<span class=\"_ _2\"></span>ende<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds are val<span class=\"_ _2\"></span>ued ba<span class=\"_ _2\"></span>sed on<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal v<span class=\"_ _2\"></span>aluat<span class=\"_ _2\"></span>ion rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>eive<span class=\"_ _2\"></span>d from f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ou<span class=\"_ _2\"></span>t of Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in the cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t yea<span class=\"_ _2\"></span>r of \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>2 mill<span class=\"_ _2\"></span>ion (2023: \u00a3<span class=\"_ _2\"></span>21 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>a tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer to Leve<span class=\"_ _2\"></span>l 1 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s rela<span class=\"_ _2\"></span>ting to as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t are no<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y repri<span class=\"_ _2\"></span>ced (th<span class=\"_ _2\"></span>at were pre<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ousl<span class=\"_ _2\"></span>y st<span class=\"_ _2\"></span>ale) and w<span class=\"_ _2\"></span>here fu<span class=\"_ _2\"></span>nd susp<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en lif<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow recon<span class=\"_ _2\"></span>cile<span class=\"_ _2\"></span>s the op<span class=\"_ _2\"></span>ening b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of Lev<span class=\"_ _2\"></span>el 3 f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to the c<span class=\"_ _2\"></span>losin<span class=\"_ _2\"></span>g balan<span class=\"_ _2\"></span>ce at eac<span class=\"_ _2\"></span>h year en<span class=\"_ _2\"></span>d:<span class=\"_ _29f\"> </span><table class=\"s w1af hc7\" id=\"_6c19dabc-da53-49d3-a708-92fe06a9687b\"><tr><td></td><td class=\"t m0 x239 hb y3140 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3140 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y3141 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3141 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fc6 w16a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">At b<span class=\"_ _2\"></span>egi<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2fc6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2fc8 wab h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue ga<span class=\"_ _2\"></span>ins cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>ted to pro<span class=\"_ _2\"></span>fit or lo<span class=\"_ _2\"></span>ss</div><div class=\"t m0 x3bc h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x334 y2fc8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6f5 y2fc8 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y310c w1ab h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d6 y310c w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d7 y310c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fca w1ac h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fers o<span class=\"_ _2\"></span>ut<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d8 y2fca w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d9 y2fca w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(21)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w1b0 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Lev<span class=\"_ _2\"></span>el 3 finan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s at the e<span class=\"_ _2\"></span>nd of the ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7da y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y313c w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y3142 ff12f fs11 fc3 sc0 ls94 wse3\">Un<span class=\"_ _2\"></span>reali<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>air va<span class=\"_ _2\"></span>lue lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in p<span class=\"_ _2\"></span>rofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ng to liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"ff12e ls1 ws1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w1ae h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">at t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7d4 y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>1 In<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded i<span class=\"_ _2\"></span>n Inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t ret<span class=\"_ _2\"></span>urn<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>22<span class=\"_ _2\"></span>(f<span class=\"_ _2\"></span>): Eff<span class=\"_ _2\"></span>ect of changes in signif<span class=\"_ _2\"></span>icant unobser<span class=\"_ _2\"></span>vable assump<span class=\"_ _2\"></span>tions to<span class=\"_ _6\"></span> reaso<span class=\"_ _2\"></span>nable alternatives<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion tec<span class=\"_ _2\"></span>hniq<span class=\"_ _2\"></span>ues app<span class=\"_ _2\"></span>lie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nt cate<span class=\"_ _2\"></span>gori<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s can be<span class=\"_ _2\"></span> fou<span class=\"_ _2\"></span>nd in note 2<span class=\"_ _2\"></span>2(<span class=\"_ _6\"></span>a) abov<span class=\"_ _2\"></span>e, incl<span class=\"_ _2\"></span>uding t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>uati<span class=\"_ _2\"></span>on tech<span class=\"_ _2\"></span>niqu<span class=\"_ _2\"></span>es appl<span class=\"_ _2\"></span>ied wh<span class=\"_ _2\"></span>en sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>le as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s are use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to val<span class=\"_ _2\"></span>ue Lev<span class=\"_ _2\"></span>el 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or Leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>3 as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, no rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>ble al<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>s a <span class=\"_ _6\"></span>sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>t of an ag<span class=\"_ _2\"></span>gre<span class=\"_ _2\"></span>gate 1<span class=\"_ _6\"></span>0% (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: 10%), wh<span class=\"_ _2\"></span>ich is a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le cha<span class=\"_ _2\"></span>nge in the v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>set or li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>It is t<span class=\"_ _2\"></span>heref<span class=\"_ _2\"></span>ore consi<span class=\"_ _2\"></span>dere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of thi<span class=\"_ _2\"></span>s se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>ll be in the r<span class=\"_ _2\"></span>ange of \u00a32 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) to the rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Leve<span class=\"_ _2\"></span>l 3 <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, bot<span class=\"_ _2\"></span>h fav<span class=\"_ _2\"></span>ourab<span class=\"_ _2\"></span>le and<span class=\"_ _2\"></span> unfavourable.<span class=\"_ _29f\"> </span>2<span class=\"_ _2\"></span>2(<span class=\"_ _2\"></span>g)<span class=\"_ _2\"></span>: Fair va<span class=\"_ _2\"></span>lue hi<span class=\"_ _2\"></span>erarc<span class=\"_ _2\"></span>hy for a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts and l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s not me<span class=\"_ _2\"></span>asur<span class=\"_ _2\"></span>ed at fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span>Cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up are not c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. The c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ese are<span class=\"_ gs37\"> </span>co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le app<span class=\"_ _2\"></span>roxima<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns of thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>es as th<span class=\"_ _2\"></span>ey are eit<span class=\"_ _2\"></span>her sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t term in<span class=\"_ gs37\"> </span>na<span class=\"_ _2\"></span>ture or are rep<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>ed to curr<span class=\"_ _2\"></span>ent mar<span class=\"_ _2\"></span>ket rate<span class=\"_ _2\"></span>s at fre<span class=\"_ _2\"></span>quent i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>als. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-350": {
   "value": "23: Str<span class=\"_ _2\"></span>u<span class=\"_ _6\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>ties<span class=\"_ _29f\"> </span>St<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>red ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed as ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies tha<span class=\"_ _2\"></span>t have b<span class=\"_ _2\"></span>een des<span class=\"_ _2\"></span>igne<span class=\"_ _2\"></span>d so tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>vo<span class=\"_ _2\"></span>ting or si<span class=\"_ _2\"></span>milar r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s are not t<span class=\"_ _2\"></span>he domi<span class=\"_ _2\"></span>nant f<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tor in dec<span class=\"_ _2\"></span>idin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>o contr<span class=\"_ _2\"></span>ols the e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ty, suc<span class=\"_ _2\"></span>h as when a<span class=\"_ _2\"></span>ny voti<span class=\"_ _2\"></span>ng rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ate to adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ta<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>on<span class=\"_ _2\"></span>ly and t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es are dire<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d by mean<span class=\"_ _2\"></span>s of contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tual a<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in bo<span class=\"_ _2\"></span>th cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>unco<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ured ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies.<span class=\"_ _2\"></span> 23<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>): Group\u2019s involvement<span class=\"_ _6\"></span> in structured entities<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in colle<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment ve<span class=\"_ _2\"></span>hicl<span class=\"_ _2\"></span>es, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing OEIC<span class=\"_ _2\"></span>s and uni<span class=\"_ _2\"></span>t tr<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in ord<span class=\"_ _2\"></span>er to match<span class=\"_ _2\"></span> uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. This m<span class=\"_ _2\"></span>eans th<span class=\"_ _2\"></span>at all of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt risk a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s is bo<span class=\"_ _2\"></span>rne by p<span class=\"_ _2\"></span>olic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>ny chan<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e valu<span class=\"_ _2\"></span>e of thes<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is cl<span class=\"_ _2\"></span>osel<span class=\"_ _2\"></span>y matc<span class=\"_ _2\"></span>hed by<span class=\"_ gs37\"> </span>a cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondi<span class=\"_ _2\"></span>ng chan<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>in lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y due to pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs. A<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up ear<span class=\"_ _2\"></span>ns manag<span class=\"_ _2\"></span>ement fe<span class=\"_ _2\"></span>es ba<span class=\"_ _2\"></span>sed on th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>e of unit-l<span class=\"_ _2\"></span>inked as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, any cha<span class=\"_ _2\"></span>nge in as<span class=\"_ _2\"></span>set va<span class=\"_ _2\"></span>lues w<span class=\"_ _2\"></span>ill inc<span class=\"_ _2\"></span>rease or d<span class=\"_ _2\"></span>ecrea<span class=\"_ _2\"></span>se the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>enue<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e Group ha<span class=\"_ _2\"></span>s not prov<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>ed any no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t to an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dated o<span class=\"_ _2\"></span>r unc<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ured ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies dur<span class=\"_ _2\"></span>ing 2023 or 2024.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>s at 31 Decem<span class=\"_ _2\"></span>ber 2023 an<span class=\"_ _2\"></span>d 3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has no ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>on to prov<span class=\"_ _2\"></span>ide f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>uppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>to s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies th<span class=\"_ _2\"></span>at coul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group to a los<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der fu<span class=\"_ _2\"></span>nds are in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>ted in col<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles<span class=\"_ _2\"></span>, pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of mon<span class=\"_ _2\"></span>ey mar<span class=\"_ _2\"></span>ket fu<span class=\"_ _2\"></span>nds as an al<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve to ban<span class=\"_ _2\"></span>k depo<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ho<span class=\"_ _2\"></span>ldin<span class=\"_ _2\"></span>gs in coll<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ve<span class=\"_ _2\"></span>hicl<span class=\"_ _2\"></span>es are subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the ter<span class=\"_ _2\"></span>ms and con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t vehic<span class=\"_ _2\"></span>les<span class=\"_ _2\"></span>\u2019 of<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>ing do<span class=\"_ _2\"></span>cumen<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tion an<span class=\"_ _2\"></span>d are susc<span class=\"_ _2\"></span>epti<span class=\"_ _2\"></span>ble to mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ice risk a<span class=\"_ _2\"></span>risi<span class=\"_ _2\"></span>ng fro<span class=\"_ _2\"></span>m uncer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>ies ab<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>ture va<span class=\"_ _2\"></span>lues of t<span class=\"_ _2\"></span>hose in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent veh<span class=\"_ _2\"></span>icle<span class=\"_ _2\"></span>s. Al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles in<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fol<span class=\"_ _2\"></span>ios are ma<span class=\"_ _2\"></span>naged by p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>foli<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>o are comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ated by t<span class=\"_ _2\"></span>he respe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t vehi<span class=\"_ _2\"></span>cles fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>s. Suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion gene<span class=\"_ _2\"></span>rall<span class=\"_ _2\"></span>y consi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s of an as<span class=\"_ _2\"></span>set-b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d a<span class=\"_ gs37\"> </span>pe<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>-ba<span class=\"_ _2\"></span>sed in<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>ive fe<span class=\"_ _2\"></span>e and is ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>luat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt vehi<span class=\"_ _2\"></span>cles<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>hese<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ties ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>not co<span class=\"_ _2\"></span>nsol<span class=\"_ _2\"></span>idate<span class=\"_ _2\"></span>d whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>es tha<span class=\"_ _2\"></span>t it doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>hav<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rol.<span class=\"_ _29f\"> </span><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs460\">2<span class=\"_ _2\"></span>3(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>s in unc<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>truc<span class=\"_ _2\"></span>ture<span class=\"_ _2\"></span>d ent<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs461\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in uncon<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of it<span class=\"_ _2\"></span>s nor<span class=\"_ _2\"></span>mal inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ading<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs462\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s tot<span class=\"_ _2\"></span>al int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in uncon<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies is c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs463\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>eld man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue thro<span class=\"_ _2\"></span>ugh prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a summ<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs464\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts in u<span class=\"_ _2\"></span>ncons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tured e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs465\"><table class=\"s wef hc8\" id=\"_d234412f-9757-4039-848a-0f024ff11557\"><tr><td></td><td class=\"t m1 x237 hb y3143 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3144 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3145 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3146 ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m1 x23c hb y3147 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3148 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40,599<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">34,147<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y2eb5 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e0 y2eb5 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1b1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal Group interest in unconsolidate<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> struc<span class=\"_ _2\"></span>tured entities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e1 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">41,814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e2 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">35,238<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs466\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th reg<span class=\"_ _2\"></span>ard to the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in unco<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs467\">s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted abo<span class=\"_ _2\"></span>ve, be<span class=\"_ _2\"></span>fore cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of the red<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, is th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs468\">ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s (2024: \u00a3<span class=\"_ _6\"></span>41<span class=\"_ _5\"></span>,<span class=\"_ _2\"></span>81<span class=\"_ _5\"></span>4 mi<span class=\"_ _2\"></span>llion<span class=\"_ _2\"></span>; <span class=\"_ _6\"></span>2023: \u00a3<span class=\"_ _2\"></span>35,<span class=\"_ _2\"></span>238 mil<span class=\"_ _2\"></span>lion). T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs469\">of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure relate<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>t in the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs46a\">wi<span class=\"_ _2\"></span>ll be of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set by a cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondi<span class=\"_ _2\"></span>ng move<span class=\"_ _2\"></span>ment in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s. Once t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs46b\">dis<span class=\"_ _2\"></span>pose<span class=\"_ _2\"></span>d of it<span class=\"_ _2\"></span>s share<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s in a <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd, i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cea<span class=\"_ _2\"></span>ses to be ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to any ri<span class=\"_ _2\"></span>sk from t<span class=\"_ _2\"></span>hat fu<span class=\"_ _2\"></span>nd. Th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs46c\">ho<span class=\"_ _2\"></span>lding<span class=\"_ _2\"></span>s in the ab<span class=\"_ _2\"></span>ove un<span class=\"_ _2\"></span>cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies are l<span class=\"_ _2\"></span>ess th<span class=\"_ _2\"></span>an 50% a<span class=\"_ _2\"></span>nd as such t<span class=\"_ _2\"></span>he net as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs46d\">va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies is si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>hig<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs46e\">T<span class=\"_ _2\"></span>he net as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies are e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt to the Au<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs46f\">23<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): Consolidat<span class=\"_ _6\"></span>ion considerations<span class=\"_ _6\"></span> for structured entities managed by<span class=\"_ _6\"></span> the Group<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs470\">T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e fund m<span class=\"_ _2\"></span>anager fo<span class=\"_ _2\"></span>r a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fun<span class=\"_ _2\"></span>ds. De<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er the G<span class=\"_ _2\"></span>roup </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs471\">con<span class=\"_ _2\"></span>trols s<span class=\"_ _2\"></span>uch an inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fund u<span class=\"_ _2\"></span>suall<span class=\"_ _2\"></span>y focu<span class=\"_ _2\"></span>ses on t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sment of d<span class=\"_ _2\"></span>ecis<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>-mak<span class=\"_ _2\"></span>ing r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s as fu<span class=\"_ _2\"></span>nd </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs472\">man<span class=\"_ _2\"></span>ager<span class=\"_ _6\"></span>, the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>\u2019s r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s to remo<span class=\"_ _2\"></span>ve the f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager and t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate econ<span class=\"_ _2\"></span>omic in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of the </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs473\">Gro<span class=\"_ _2\"></span>up in the f<span class=\"_ _2\"></span>und in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>m of the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le retu<span class=\"_ _2\"></span>rns<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs474\">In mo<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s, the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s dec<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng aut<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>in it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y as fu<span class=\"_ _2\"></span>nd mana<span class=\"_ _2\"></span>ger<span class=\"_ _5\"></span>, wi<span class=\"_ _2\"></span>th reg<span class=\"_ _2\"></span>ard to </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 lsc5 wscb gs475\">th<span class=\"_ _2\"></span>ese f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>is reg<span class=\"_ _2\"></span>arde<span class=\"_ _2\"></span>d to be well<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed. Di<span class=\"_ _2\"></span>scre<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n is exerc<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en dec<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs476\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es of the<span class=\"_ _2\"></span>se fun<span class=\"_ _2\"></span>ds are bei<span class=\"_ _2\"></span>ng made. F<span class=\"_ _2\"></span>or fu<span class=\"_ _2\"></span>nds man<span class=\"_ _2\"></span>aged by th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s have th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs477\">ri<span class=\"_ _2\"></span>ght to remo<span class=\"_ _2\"></span>ve the G<span class=\"_ _2\"></span>roup as f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager wi<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ut ca<span class=\"_ _2\"></span>use, th<span class=\"_ _2\"></span>e fees ear<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group are co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs478\">to be mar<span class=\"_ _2\"></span>ket rel<span class=\"_ _2\"></span>ated. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e agree<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude o<span class=\"_ _2\"></span>nly ter<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions or a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>at are cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs479\">pre<span class=\"_ _2\"></span>sent in a<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>ilar se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es and le<span class=\"_ _2\"></span>vels of sk<span class=\"_ _2\"></span>ill ne<span class=\"_ _2\"></span>gotia<span class=\"_ _2\"></span>ted on an ar<span class=\"_ _2\"></span>m\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>len<span class=\"_ _2\"></span>g<span class=\"_ _2\"></span>th bas<span class=\"_ _2\"></span>is. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47a\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Grou<span class=\"_ _2\"></span>p has conc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d that i<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>ts as ag<span class=\"_ _2\"></span>ent on beh<span class=\"_ _2\"></span>alf of t<span class=\"_ _2\"></span>he inve<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>rs in suc<span class=\"_ _2\"></span>h cas<span class=\"_ _2\"></span>es. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47b\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ed to be ac<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>as pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up is the f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager and i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>abl<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47c\">to<span class=\"_ gs37\"> </span>mak<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt dec<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s on beha<span class=\"_ _2\"></span>lf of the un<span class=\"_ _2\"></span>it hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s and ear<span class=\"_ _2\"></span>n a <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le fee, an<span class=\"_ _2\"></span>d there a<span class=\"_ _2\"></span>re </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47d\">no<span class=\"_ gs37\"> </span>k<span class=\"_ _2\"></span>ick ou<span class=\"_ _2\"></span>t rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at woul<span class=\"_ _2\"></span>d remov<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group as f<span class=\"_ _2\"></span>und ma<span class=\"_ _2\"></span>nager<span class=\"_ _6\"></span>. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47e\">T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no cha<span class=\"_ _2\"></span>nges in fa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s or ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances in t<span class=\"_ _2\"></span>he year w<span class=\"_ _2\"></span>hich ha<span class=\"_ _2\"></span>ve cha<span class=\"_ _2\"></span>nged th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs47f\">con<span class=\"_ _2\"></span>clusi<span class=\"_ _2\"></span>on on it<span class=\"_ _2\"></span>s app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of fun<span class=\"_ _2\"></span>ds.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-410": {
   "value": "2<span class=\"_ _2\"></span>3(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>s in unc<span class=\"_ _2\"></span>onso<span class=\"_ _2\"></span>lida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>truc<span class=\"_ _2\"></span>ture<span class=\"_ _2\"></span>d ent<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s in uncon<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of it<span class=\"_ _2\"></span>s nor<span class=\"_ _2\"></span>mal inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ading<span class=\"_ _2\"></span> ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s tot<span class=\"_ _2\"></span>al int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t in uncon<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies is c<span class=\"_ _2\"></span>lass<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>eld man<span class=\"_ _2\"></span>dator<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>at fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue thro<span class=\"_ _2\"></span>ugh prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or los<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a summ<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>ts in u<span class=\"_ _2\"></span>ncons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tured e<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s wef hc8\" id=\"_d234412f-9757-4039-848a-0f024ff11557\"><tr><td></td><td class=\"t m1 x237 hb y3143 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y3144 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y3145 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y3146 ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m1 x23c hb y3147 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3148 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w191 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Financial i<span class=\"_ _6\"></span>nvestment<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dd y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40,599<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7de y2ed8 w44 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">34,147<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7df y2eb5 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e0 y2eb5 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1b1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal Group interest in unconsolidate<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span> struc<span class=\"_ _2\"></span>tured entities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e1 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">41,814<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e2 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">35,238<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to los<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th reg<span class=\"_ _2\"></span>ard to the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s intere<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s in unco<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ed s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ted abo<span class=\"_ _2\"></span>ve, be<span class=\"_ _2\"></span>fore cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of the red<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tion i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>uni<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, is th<span class=\"_ _2\"></span>e ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s (2024: \u00a3<span class=\"_ _6\"></span>41<span class=\"_ _5\"></span>,<span class=\"_ _2\"></span>81<span class=\"_ _5\"></span>4 mi<span class=\"_ _2\"></span>llion<span class=\"_ _2\"></span>; <span class=\"_ _6\"></span>2023: \u00a3<span class=\"_ _2\"></span>35,<span class=\"_ _2\"></span>238 mil<span class=\"_ _2\"></span>lion). T<span class=\"_ _2\"></span>he majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure relate<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>t in the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment wi<span class=\"_ _2\"></span>ll be of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set by a cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondi<span class=\"_ _2\"></span>ng move<span class=\"_ _2\"></span>ment in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s. Once t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has<span class=\"_ _2\"></span> dis<span class=\"_ _2\"></span>pose<span class=\"_ _2\"></span>d of it<span class=\"_ _2\"></span>s share<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or un<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s in a <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd, i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cea<span class=\"_ _2\"></span>ses to be ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to any ri<span class=\"_ _2\"></span>sk from t<span class=\"_ _2\"></span>hat fu<span class=\"_ _2\"></span>nd. Th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s ho<span class=\"_ _2\"></span>lding<span class=\"_ _2\"></span>s in the ab<span class=\"_ _2\"></span>ove un<span class=\"_ _2\"></span>cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies are l<span class=\"_ _2\"></span>ess th<span class=\"_ _2\"></span>an 50% a<span class=\"_ _2\"></span>nd as such t<span class=\"_ _2\"></span>he net as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies is si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>hig<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he net as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tured en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies are e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt to the Au<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of th<span class=\"_ _2\"></span>ese f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-411": {
   "value": "23<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): Consolidat<span class=\"_ _6\"></span>ion considerations<span class=\"_ _6\"></span> for structured entities managed by<span class=\"_ _6\"></span> the Group<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s as th<span class=\"_ _2\"></span>e fund m<span class=\"_ _2\"></span>anager fo<span class=\"_ _2\"></span>r a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt fun<span class=\"_ _2\"></span>ds. De<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er the G<span class=\"_ _2\"></span>roup con<span class=\"_ _2\"></span>trols s<span class=\"_ _2\"></span>uch an inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t fund u<span class=\"_ _2\"></span>suall<span class=\"_ _2\"></span>y focu<span class=\"_ _2\"></span>ses on t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sment of d<span class=\"_ _2\"></span>ecis<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>-mak<span class=\"_ _2\"></span>ing r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s as fu<span class=\"_ _2\"></span>nd man<span class=\"_ _2\"></span>ager<span class=\"_ _6\"></span>, the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>\u2019s r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s to remo<span class=\"_ _2\"></span>ve the f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager and t<span class=\"_ _2\"></span>he ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ate econ<span class=\"_ _2\"></span>omic in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up in the f<span class=\"_ _2\"></span>und in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>m of the in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le retu<span class=\"_ _2\"></span>rns<span class=\"_ _2\"></span>. In mo<span class=\"_ _2\"></span>st in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s, the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s dec<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n-m<span class=\"_ _2\"></span>aki<span class=\"_ _2\"></span>ng aut<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>in it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y as fu<span class=\"_ _2\"></span>nd mana<span class=\"_ _2\"></span>ger<span class=\"_ _5\"></span>, wi<span class=\"_ _2\"></span>th reg<span class=\"_ _2\"></span>ard to th<span class=\"_ _2\"></span>ese f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>is reg<span class=\"_ _2\"></span>arde<span class=\"_ _2\"></span>d to be well<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed. Di<span class=\"_ _2\"></span>scre<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n is exerc<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en dec<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es of the<span class=\"_ _2\"></span>se fun<span class=\"_ _2\"></span>ds are bei<span class=\"_ _2\"></span>ng made. F<span class=\"_ _2\"></span>or fu<span class=\"_ _2\"></span>nds man<span class=\"_ _2\"></span>aged by th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere the in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s have th<span class=\"_ _2\"></span>e ri<span class=\"_ _2\"></span>ght to remo<span class=\"_ _2\"></span>ve the G<span class=\"_ _2\"></span>roup as f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager wi<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ut ca<span class=\"_ _2\"></span>use, th<span class=\"_ _2\"></span>e fees ear<span class=\"_ _2\"></span>ned b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group are co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>ered to be mar<span class=\"_ _2\"></span>ket rel<span class=\"_ _2\"></span>ated. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e agree<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude o<span class=\"_ _2\"></span>nly ter<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions or a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>at are cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>aril<span class=\"_ _2\"></span>y pre<span class=\"_ _2\"></span>sent in a<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sim<span class=\"_ _2\"></span>ilar se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es and le<span class=\"_ _2\"></span>vels of sk<span class=\"_ _2\"></span>ill ne<span class=\"_ _2\"></span>gotia<span class=\"_ _2\"></span>ted on an ar<span class=\"_ _2\"></span>m\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>len<span class=\"_ _2\"></span>g<span class=\"_ _2\"></span>th bas<span class=\"_ _2\"></span>is. T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Grou<span class=\"_ _2\"></span>p has conc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d that i<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>ts as ag<span class=\"_ _2\"></span>ent on beh<span class=\"_ _2\"></span>alf of t<span class=\"_ _2\"></span>he inve<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>rs in suc<span class=\"_ _2\"></span>h cas<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ed to be ac<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>as pr<span class=\"_ _2\"></span>inc<span class=\"_ _2\"></span>ipal w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up is the f<span class=\"_ _2\"></span>und man<span class=\"_ _2\"></span>ager and i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>abl<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>mak<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt dec<span class=\"_ _2\"></span>ision<span class=\"_ _2\"></span>s on beha<span class=\"_ _2\"></span>lf of the un<span class=\"_ _2\"></span>it hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s and ear<span class=\"_ _2\"></span>n a <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>riab<span class=\"_ _2\"></span>le fee, an<span class=\"_ _2\"></span>d there a<span class=\"_ _2\"></span>re no<span class=\"_ gs37\"> </span>k<span class=\"_ _2\"></span>ick ou<span class=\"_ _2\"></span>t rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at woul<span class=\"_ _2\"></span>d remov<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group as f<span class=\"_ _2\"></span>und ma<span class=\"_ _2\"></span>nager<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no cha<span class=\"_ _2\"></span>nges in fa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s or ci<span class=\"_ _2\"></span>rcums<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ances in t<span class=\"_ _2\"></span>he year w<span class=\"_ _2\"></span>hich ha<span class=\"_ _2\"></span>ve cha<span class=\"_ _2\"></span>nged th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s con<span class=\"_ _2\"></span>clusi<span class=\"_ _2\"></span>on on it<span class=\"_ _2\"></span>s app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of fun<span class=\"_ _2\"></span>ds.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-412": {
   "value": "<div class=\"t m1 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs481\">24: Tra<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span>e, othe<span class=\"_ _6\"></span>r recei<span class=\"_ _6\"></span>vables and other asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs482\">T<span class=\"_ _2\"></span>his note an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and o<span class=\"_ _2\"></span>ther as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs34c\"><table class=\"s w159 hc9\" id=\"_a1826b3a-dc8b-45ef-9ee5-35a10d961325\"><tr><td></td><td class=\"t m1 x379 hb y3149 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y314a ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y314b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y314c ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m1 x37d hb y314d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y314e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f77 w1b2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">267<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y314f w1b3 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Other rece<span class=\"_ _6\"></span>ivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e5 y314f w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y314f w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef3 w1b4 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws98\">Accr<span class=\"_ _2\"></span>ued interes<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Accrued inc<span class=\"_ _6\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e7 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e8 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w1b6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>acc<span class=\"_ _2\"></span>rua<span class=\"_ _2\"></span>ls and p<span class=\"_ _2\"></span>repa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e9 y2ef6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ea y2ef6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w1b7 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Contract asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7eb y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1b8 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Management f<span class=\"_ _6\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ed y2e5b w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2efa w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2efa w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">415<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">446<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs483\">O<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es main<span class=\"_ _2\"></span>ly rela<span class=\"_ _2\"></span>te to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ade de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s, ta<span class=\"_ _2\"></span>x debto<span class=\"_ _2\"></span>rs and o<span class=\"_ _2\"></span>ther de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs484\">T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no non<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>ming rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s. Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>out th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs485\">in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to tr<span class=\"_ _2\"></span>ade rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed in no<span class=\"_ _2\"></span>te 38(<span class=\"_ _2\"></span>b). None of th<span class=\"_ _2\"></span>e recei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>les ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted ab<span class=\"_ _2\"></span>ove hav<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs486\">be<span class=\"_ _2\"></span>en subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the rene<span class=\"_ _2\"></span>goti<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of terms<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-351": {
   "value": "24: Tra<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span>e, othe<span class=\"_ _6\"></span>r recei<span class=\"_ _6\"></span>vables and other asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his note an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and o<span class=\"_ _2\"></span>ther as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w159 hc9\" id=\"_a1826b3a-dc8b-45ef-9ee5-35a10d961325\"><tr><td></td><td class=\"t m1 x379 hb y3149 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y314a ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y314b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y314c ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m1 x37d hb y314d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y314e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f77 w1b2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">267<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y314f w1b3 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Other rece<span class=\"_ _6\"></span>ivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e5 y314f w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y314f w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef3 w1b4 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws98\">Accr<span class=\"_ _2\"></span>ued interes<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Accrued inc<span class=\"_ _6\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e7 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e8 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w1b6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>acc<span class=\"_ _2\"></span>rua<span class=\"_ _2\"></span>ls and p<span class=\"_ _2\"></span>repa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e9 y2ef6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ea y2ef6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w1b7 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Contract asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7eb y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1b8 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Management f<span class=\"_ _6\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ed y2e5b w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2efa w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2efa w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">415<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">446<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr></table>O<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es main<span class=\"_ _2\"></span>ly rela<span class=\"_ _2\"></span>te to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ade de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s, ta<span class=\"_ _2\"></span>x debto<span class=\"_ _2\"></span>rs and o<span class=\"_ _2\"></span>ther de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no non<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>ming rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s. Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>out th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to tr<span class=\"_ _2\"></span>ade rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed in no<span class=\"_ _2\"></span>te 38(<span class=\"_ _2\"></span>b). None of th<span class=\"_ _2\"></span>e recei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>les ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted ab<span class=\"_ _2\"></span>ove hav<span class=\"_ _2\"></span>e be<span class=\"_ _2\"></span>en subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the rene<span class=\"_ _2\"></span>goti<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of terms<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-462": {
   "value": "24: Tra<span class=\"_ _2\"></span>d<span class=\"_ _6\"></span>e, othe<span class=\"_ _6\"></span>r recei<span class=\"_ _6\"></span>vables and other asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his note an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and o<span class=\"_ _2\"></span>ther as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w159 hc9\" id=\"_a1826b3a-dc8b-45ef-9ee5-35a10d961325\"><tr><td></td><td class=\"t m1 x379 hb y3149 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y314a ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y314b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y314c ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m1 x37d hb y314d ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y314e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2f77 w1b2 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">202<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f77 w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">267<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y314f w1b3 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls4d ws4e\">Other rece<span class=\"_ _6\"></span>ivables<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e5 y314f w42 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">106<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y314f w3b h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef3 w1b4 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws98\">Accr<span class=\"_ _2\"></span>ued interes<span class=\"_ _2\"></span>t<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59a y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x247 y2ef3 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Accrued inc<span class=\"_ _6\"></span>ome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e7 y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">53<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e8 y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">49<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w1b6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>acc<span class=\"_ _2\"></span>rua<span class=\"_ _2\"></span>ls and p<span class=\"_ _2\"></span>repa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e9 y2ef6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ea y2ef6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">33<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w1b7 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Contract asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7eb y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ef7 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1b8 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Management f<span class=\"_ _6\"></span>ees receivable<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ed y2e5b w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c2 y2e5b w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2efa w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2efa w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">415<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">446<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1b9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>de, o<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">418<span class=\"_ _29f\"> </span></div></td><td class=\"c n x283 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">447<span class=\"_ _29f\"> </span></div></td></tr></table>O<span class=\"_ _2\"></span>ther re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es main<span class=\"_ _2\"></span>ly rela<span class=\"_ _2\"></span>te to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ade de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s, ta<span class=\"_ _2\"></span>x debto<span class=\"_ _2\"></span>rs and o<span class=\"_ _2\"></span>ther de<span class=\"_ _2\"></span>btor<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>here hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en no non<span class=\"_ _2\"></span>-p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>ming rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s. Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>out th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment al<span class=\"_ _2\"></span>lowa<span class=\"_ _2\"></span>nces in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to tr<span class=\"_ _2\"></span>ade rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are di<span class=\"_ _2\"></span>sclo<span class=\"_ _2\"></span>sed in no<span class=\"_ _2\"></span>te 38(<span class=\"_ _2\"></span>b). None of th<span class=\"_ _2\"></span>e recei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>les ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted ab<span class=\"_ _2\"></span>ove hav<span class=\"_ _2\"></span>e be<span class=\"_ _2\"></span>en subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to the rene<span class=\"_ _2\"></span>goti<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of terms<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>31: T<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span>ts a<span class=\"_ _2\"></span>nd liabil<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d on all temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nces at t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces ari<span class=\"_ _2\"></span>se.<span class=\"_ _29f\"> </span>Defe<span class=\"_ _2\"></span>rred tax summar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span><table class=\"s w22a hc8\" id=\"_63fe748a-c6c6-4b19-b06a-d7c7bad242f6\"><tr><td></td><td class=\"t m0 x379 hb y3238 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3239 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y323a ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y323b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y323c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y323d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w22b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x970 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y2ed8 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w22c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2eb5 w2c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(96)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x33c y2eb5 w5a h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w22d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>t def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr></table>31(a): De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised fo<span class=\"_ _2\"></span>r tax a<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>utes c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard onl<span class=\"_ _2\"></span>y to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e real<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e. Reali<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e tax b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t is consi<span class=\"_ _2\"></span>dered to be<span class=\"_ _2\"></span> pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e wher<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e basis of a<span class=\"_ _2\"></span>ll avai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce, it is m<span class=\"_ _2\"></span>ore likel<span class=\"_ _2\"></span>y tha<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>ll be sui<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le ta<span class=\"_ _2\"></span>xab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch the t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>s or oth<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>te can b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ieve<span class=\"_ _2\"></span>d or uti<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s on reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are e<span class=\"_ _2\"></span>xpla<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w22e hd9\" id=\"_ff0d1ec9-e5e5-4f45-86c9-d686dd464371\"><tr><td></td><td class=\"t m0 x6a6 hb y323e ff12d fs8 fc1 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x974 hb y323f ff12d fs8 fc1 sc0 ls65 wsfb\">Credit<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>(charge) </td><td class=\"t m0 x85e hb y3240 ff12d fs8 fc1 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3241 ff12d fs8 fc1 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3242 ff12d fs8 fc1 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3243 ff133 fs8 fc1 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit or lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3244 ff12d fs8 fc1 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3245 ff12d fs8 fc1 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3246 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3247 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3248 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3249 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y324a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97c y2fc6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2fc6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y324c ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y2efa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f2 y2eb1 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x983 y2ed8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x984 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x986 y2eb5 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x987 y2eb5 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x989 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w236 hd9\" id=\"_48dd7ad5-e0cf-4ad3-8a2d-bd31cc8241a3\"><tr><td></td><td class=\"t m0 x6a6 hb y324d ff12d fs8 fc3 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x98a hb y324e ff12d fs8 fc3 sc0 lsea wsef\">(Charge)/credit<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85e hb y324f ff12d fs8 fc3 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3250 ff12d fs8 fc3 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3251 ff12d fs8 fc3 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3252 ff133 fs8 fc3 sc0 ls125 ws1bd\">to pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3253 ff12d fs8 fc3 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3254 ff12d fs8 fc3 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3255 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3256 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3257 ff12d fs8 fc3 sc0 lsff ws185\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3258 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3259 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98b y2fc6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98c y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y325a ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e5c w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2e5c w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2e5c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y2eb1 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y2ed8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2eb5 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">94<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y2eb6 w5c h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table>A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in note 1, <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent th<span class=\"_ _2\"></span>ey are sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>and e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s are mo<span class=\"_ _2\"></span>st se<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in AuM b<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>use th<span class=\"_ _2\"></span>ey hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the le<span class=\"_ _2\"></span>vel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin Au<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>are eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uding e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree year B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pla<span class=\"_ _2\"></span>n. Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges in th<span class=\"_ _2\"></span>e forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er the me<span class=\"_ _2\"></span>dium ter<span class=\"_ _2\"></span>m and has d<span class=\"_ _2\"></span>eterm<span class=\"_ _2\"></span>ined t<span class=\"_ _2\"></span>hat a redu<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion of 3<span class=\"_ _2\"></span>0% in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts is t<span class=\"_ _2\"></span>he poin<span class=\"_ _2\"></span>t at wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>eds t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s note be<span class=\"_ _2\"></span>low con<span class=\"_ _2\"></span>tain a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>plan<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of the inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Unr<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>ets<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set has b<span class=\"_ _2\"></span>een reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w237 hbe\" id=\"_21a4e074-2fda-4d05-8446-1101a984f4d7\"><tr><td></td><td></td><td class=\"c n x8af y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x99b y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x99c hb y325b ff12d fs8 fc1 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x92c hb y325b ff12d fs8 fc1 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m1 x99d hb y325b ff12d fs8 fc3 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x53c hb y325b ff12d fs8 fc3 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x99e hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x834 hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w239 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">188<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">47<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w23a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2ed8 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w23b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Capit<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x265 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w23c ha9\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed de<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts</div><div class=\"t m1 x9a9 h1d y2fc5 ff12d fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ab y2e64 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ac y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">535<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ad y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">134<span class=\"_ _29f\"> </span></div></td></tr></table>1 No<span class=\"_ _2\"></span>ne of t<span class=\"_ _2\"></span>he unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>ave a s<span class=\"_ _2\"></span>et e<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>ate in t<span class=\"_ _2\"></span>ax l<span class=\"_ _2\"></span>aw.<span class=\"_ _29f\"> </span>Movements in unrec<span class=\"_ _6\"></span>ognised deferred t<span class=\"_ _6\"></span>ax asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Un<span class=\"_ _2\"></span>der UK ta<span class=\"_ _2\"></span>x law, UK bro<span class=\"_ _2\"></span>ught fo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ward no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at aros<span class=\"_ _2\"></span>e af<span class=\"_ _2\"></span>ter 1 Ap<span class=\"_ _2\"></span>ril 201<span class=\"_ _5\"></span>7 (<span class=\"_ _2\"></span>\u201cPo<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) may b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t cur<span class=\"_ _2\"></span>rent ye<span class=\"_ _2\"></span>ar UK ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>ising in an<span class=\"_ _2\"></span>y compa<span class=\"_ _2\"></span>ny wi<span class=\"_ _2\"></span>thin<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up, subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to a <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of 50% of pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s each ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed ab<span class=\"_ _2\"></span>ove, t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on Po<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses is as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ref<span class=\"_ _2\"></span>erence to t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. Wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e except<span class=\"_ _2\"></span>ion of any r<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>fen<span class=\"_ _2\"></span>ced pre<span class=\"_ _2\"></span>-acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich c<span class=\"_ _2\"></span>an onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ame comp<span class=\"_ _2\"></span>any, the G<span class=\"_ _2\"></span>roup has f<span class=\"_ _2\"></span>ull reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion of de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pril 201<span class=\"_ _6\"></span>7 UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ov<span class=\"_ _2\"></span>er the Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od and th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to be pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>yon<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar plan<span class=\"_ _2\"></span>ning c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>e. In addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>\u00a34<span class=\"_ _2\"></span>0 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion of Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses in th<span class=\"_ _2\"></span>e year in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is resul<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ll recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>ese lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s whic<span class=\"_ _2\"></span>h are ful<span class=\"_ _2\"></span>ly sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ted b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s Plan<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>ill cont<span class=\"_ _2\"></span>inue to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group pr<span class=\"_ _2\"></span>ogres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d. A<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r non-<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up (\u201c<span class=\"_ _2\"></span>Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) ca<span class=\"_ _2\"></span>n onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be us<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising in t<span class=\"_ _2\"></span>he sam<span class=\"_ _2\"></span>e compa<span class=\"_ _2\"></span>ny as th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>los<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re les<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>like<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>at a defer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y unre<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on t<span class=\"_ _2\"></span>hese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to rem<span class=\"_ _2\"></span>ain a cri<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>al acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed in t<span class=\"_ _2\"></span>hese f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; Pensi<span class=\"_ _2\"></span>ons Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. The<span class=\"_ _2\"></span>re is cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce to <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>hargea<span class=\"_ _2\"></span>ble ga<span class=\"_ _2\"></span>ins in tha<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>ny on wh<span class=\"_ _2\"></span>ich to jus<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of a defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>31(c): Cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t tax r<span class=\"_ _2\"></span>ecei<span class=\"_ _2\"></span>vabl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d payab<span class=\"_ _2\"></span>les<span class=\"_ _29f\"> </span>Cur<span class=\"_ _2\"></span>rent ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>were \u00a345 milli<span class=\"_ _2\"></span>on (2023: \u00a33<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 milli<span class=\"_ _2\"></span>on (2023: \u00a32 mil<span class=\"_ _2\"></span>lion), res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-352": {
   "value": "25: Contract costs Contract costs (on investment contracts, asset management services and advice business) relate to costs that the Group incurs to obtain new business. These acquisition costs are capitalised in the statement of financial position and are amortised over the life of the contracts. The table below analyses the movements in these balances. Asset Investment management contracts and advice Total \u00a3m \u00a3m \u00a3m 1 January 2023 7 3 10 New business 1 7 8 Amortisation (2) \u2013 (2) 31 December 2023 6 10 16 New business 3 8 11 Amortisation (1) (1) (2) Impairment1 \u2013 (1) (1) 31 December 2024 8 16 24 1 The impairment of contract costs resulted from the impairment of specific acquired adviser business assets held within the Affluent operating segment as the Group could no longer support the carrying value. 31 December 31 December 2024 2023 \u00a3m \u00a3m To be recovered within 12 months 13 6 To be recovered after 12 months 11 10 Total contract costs 24 16",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfContractCosts",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-353": {
   "value": "26: Cash a<span class=\"_ _2\"></span>nd cash equiva<span class=\"_ _2\"></span>le<span class=\"_ _6\"></span>nts<span class=\"_ _29f\"> </span>26<span class=\"_ _2\"></span>(a): A<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis of c<span class=\"_ _2\"></span>ash a<span class=\"_ _2\"></span>nd cas<span class=\"_ _2\"></span>h equ<span class=\"_ _2\"></span>ival<span class=\"_ _2\"></span>ents<span class=\"_ _29f\"> </span><table class=\"s wef hb8\" id=\"_05f3afa9-f86d-4db8-a848-eec31825f83c\"><tr><td></td><td class=\"t m0 x237 hb y315d ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 hb y315e ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x239 hb y315f ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3160 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23c hb y3161 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3162 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb1 w1c1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh at ba<span class=\"_ _2\"></span>nk<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2eb1 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">369<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2eb1 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">444<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1c2 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80b y2ed8 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80c y2ed8 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w1c3 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s in cons<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>date<span class=\"_ _2\"></span>d fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80d y2eb5 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n x650 y2eb5 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">324<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1c4 h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al cas<span class=\"_ _2\"></span>h and ca<span class=\"_ _2\"></span>sh eq<span class=\"_ _2\"></span>uiva<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s per s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt of cas<span class=\"_ _2\"></span>h flow<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80e y2eb6 w7b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td><td class=\"c n x80f y2eb6 w7b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt doe<span class=\"_ _2\"></span>s not cons<span class=\"_ _2\"></span>ider th<span class=\"_ _2\"></span>at the c<span class=\"_ _2\"></span>ash and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>alanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising du<span class=\"_ _2\"></span>e to con<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dati<span class=\"_ _2\"></span>on of fun<span class=\"_ _2\"></span>ds of \u00a33<span class=\"_ _2\"></span>65 milli<span class=\"_ _2\"></span>on (2023: \u00a3<span class=\"_ _2\"></span>32<span class=\"_ _6\"></span>4 mill<span class=\"_ _2\"></span>ion) is ava<span class=\"_ _2\"></span>ilabl<span class=\"_ _2\"></span>e for use in t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s da<span class=\"_ _2\"></span>y-to<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>day op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. The re<span class=\"_ _2\"></span>maind<span class=\"_ _2\"></span>er of the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>sh equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s bal<span class=\"_ _2\"></span>ance of \u00a31<span class=\"_ _5\"></span>,5<span class=\"_ _2\"></span>84 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>,535 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>) is cons<span class=\"_ _2\"></span>idere<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>be av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble for ge<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>by th<span class=\"_ _2\"></span>e Group fo<span class=\"_ _2\"></span>r the pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es of th<span class=\"_ _2\"></span>e dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sures req<span class=\"_ _2\"></span>uired un<span class=\"_ _2\"></span>der I<span class=\"_ _2\"></span>AS 7 St<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of Ca<span class=\"_ _2\"></span>sh Flo<span class=\"_ _2\"></span>ws. T<span class=\"_ _2\"></span>his ba<span class=\"_ _2\"></span>lance in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>r cash<span class=\"_ _2\"></span> as<span class=\"_ gs37\"> </span>w<span class=\"_ _2\"></span>ell as ca<span class=\"_ _2\"></span>sh and ca<span class=\"_ _2\"></span>sh equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>ted subs<span class=\"_ _2\"></span>idia<span class=\"_ _2\"></span>ries to me<span class=\"_ _2\"></span>et th<span class=\"_ _2\"></span>eir cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al and liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y requirements.<span class=\"_ _29f\"> </span><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs489\">26<span class=\"_ _2\"></span>(b)<span class=\"_ _2\"></span>: Ana<span class=\"_ _2\"></span>lys<span class=\"_ _2\"></span>is of ne<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows fr<span class=\"_ _2\"></span>om ope<span class=\"_ _2\"></span>ratin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"gs48a\"><table class=\"s w1c5 hcc\" id=\"_dfa10ca8-5683-414b-a9d3-bfc1aee9bb0f\"><tr><td></td><td></td><td class=\"t m0 x377 hb y3163 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x626 hb y3164 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x379 hb y3165 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3166 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x37b hb y3167 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3168 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x810 hb y3169 ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y316a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y316b ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y316c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y316d wbf h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit be<span class=\"_ _2\"></span>fore t<span class=\"_ _2\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x811 y316d w56 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x812 y316d w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30bb w1c6 hcd\"><div class=\"t m0 x23f h1c y316e ff12d fs11 fc3 sc0 ls7f ws11a\">Adjus<span class=\"_ _2\"></span>tments for<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion of p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y, pl<span class=\"_ _2\"></span>ant an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uipm<span class=\"_ _2\"></span>ent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x813 y316f we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y30bb w3b h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y30bb w3b h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3170 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent pr<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3171 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x816 y2e98 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x817 y2e98 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3172 ff12e fs11 fc3 sc0 ls4d wsc4\">Movement on<span class=\"_ _6\"></span> contract costs<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2e9a we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x818 y2e9b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x819 y2e9b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3173 ff12e fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation and<span class=\"_ _6\"></span> impairment of<span class=\"_ _5\"></span> int<span class=\"_ _2\"></span>angibles<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3174 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12f fs8 fc3 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y3175 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y3175 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9d w1c7 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81a y2e9d w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(3,891)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81b y2e9d w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(3,200)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3176 ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue mo<span class=\"_ _2\"></span>vem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2f48 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81c y2f49 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">3,153<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81d y2f49 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,528<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w1c8 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81e y2ed2 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">5,209<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81f y2ed2 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,682<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea2 w1c9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other movements<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x820 y2ea2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y2ea2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">47<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x821 y2e59 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,556<span class=\"_ _29f\"> </span></div></td><td class=\"c n x822 y2e59 waa h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,104<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3177 ff12d fs11 fc3 sc0 lsbd ws4c\">Net changes in working capital<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ea9 w1ca h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>/(in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se) in der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x823 y2ea9 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x824 y2ea9 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3178 ff12e fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in lo<span class=\"_ _2\"></span>ans a<span class=\"_ _2\"></span>nd ad<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>nces<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3179 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x825 y2e5b w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x826 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y317a ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se/<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se) in pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2ef9 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x827 y2efa w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(23)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w1cb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt in ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x828 y2eb1 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(43)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x829 y2eb1 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x5ce y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82a y2ed8 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(55)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w1cc h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on pai<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82b y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(69)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1cd h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>flo<span class=\"_ _2\"></span>ws fro<span class=\"_ _2\"></span>m oper<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82c y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4,585<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82d y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">2,111<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs48c\">26<span class=\"_ _2\"></span>(c): C<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s from f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>ties i<span class=\"_ _2\"></span>s fur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r anal<span class=\"_ _2\"></span>yse<span class=\"_ _2\"></span>d bel<span class=\"_ _2\"></span>ow:<span class=\"_ _29f\"> </span></div><div class=\"gs48d\"><table class=\"s w1ce hce\" id=\"_8e6ac237-cd8f-4abd-b81a-21ff32f9f240\"><tr><td></td><td class=\"c n x82e y317b w1cf h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls65 wsfb\">Liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c x830 y317b w1d0 ha3\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls101 ws10d\">Equity</div><div class=\"t m1 x82f h1b y2f60 ff12d fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x831 hb y317c ff12d fs8 fc1 sc0 ls65 ws80\">Borrowing<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> and </td><td class=\"t m1 x5fc hb y317d ff12d fs8 fc1 sc0 ls65 ws80\">Changes in </td><td></td></tr><tr><td></td><td class=\"t m1 x832 hb y317e ff12d fs8 fc1 sc0 ls65 ws80\">lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x833 hb y317f ff12d fs8 fc1 sc0 ls101 ws10d\">equity<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y3180 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y3181 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></td><td class=\"t m1 x834 hb y3182 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3183 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3184 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x835 hb y3185 ff12e fs8 fc1 sc0 ls1 ws1\">Note 32<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y3186 w1d1 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">Opening balance at 1 January 202<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x836 y3186 w20 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x837 y3186 w7b h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td><td class=\"c n x838 y3186 w7b h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">1,798<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3187 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x23e h1c y3188 ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2e50 w1d2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x839 y2e50 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83a y2e50 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83b y2e50 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y3189 w1d3 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of le<span class=\"_ _2\"></span>ase l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83c y3189 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83d y3189 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83e y3189 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y318a ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2e57 w1d4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idends<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83f y2e57 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x840 y2e57 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x841 y2e57 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y2f19 w1d5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge rate m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s pa<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d to share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x842 y2f19 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x843 y2f19 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x844 y2f19 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x25e h1c y318b ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>hin t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s </td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2ef6 w1d6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">employee <span class=\"_ _6\"></span>share<span class=\"_ _6\"></span> scheme<span class=\"_ _29f\"> </span></div></td><td class=\"c n x845 y2ef6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x846 y2ef6 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x847 y2ef6 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea9 w1d7 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x848 y2ea9 w39 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(28)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x849 y2ea9 w39 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(80)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84a y2ea9 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(108)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y318c ff12d fs11 fc3 sc0 lsbd ws4c\">Other change<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w1d8 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Ex<span class=\"_ _2\"></span>ternal debt<span class=\"_ _6\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84b y2efa w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84c y2efa w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84d y2efa w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w1d9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84e y2eb1 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84f y2eb1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1da h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbd ws4c\">Liabili<span class=\"_ _2\"></span>ty related<span class=\"_ _29f\"> </span></div></td><td class=\"c n x851 y2ed8 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x852 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w1db h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated<span class=\"_ _29f\"> </span></div></td><td class=\"c n x853 y2eb5 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x854 y2eb5 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x855 y2eb5 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x856 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x857 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,423<span class=\"_ _29f\"> </span></div></td><td class=\"c n x858 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,698<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs48e\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs48f\"> Fu<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>re sho<span class=\"_ _2\"></span>wn in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty.<span class=\"_ _29f\"> </span></div><div class=\"gs343\"><table class=\"s w1dc hcf\" id=\"_03547a8c-7336-4aee-af18-f947a603675d\"><tr><td></td><td class=\"c n x859 y318d w1dd h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls65 wsfb\">Liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c x85b y318d w1de ha4\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls101 ws10d\">Equity</div><div class=\"t m1 x85a h1b y2f63 ff12d fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x85c hb y318e ff12d fs8 fc3 sc0 ls65 ws80\">Borrowing<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> and </td><td class=\"t m1 x673 hb y318f ff12d fs8 fc3 sc0 ls65 ws80\">Changes in </td><td></td></tr><tr><td></td><td class=\"t m1 x85d hb y3190 ff12d fs8 fc3 sc0 ls65 ws80\">lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85e hb y3191 ff12d fs8 fc3 sc0 ls101 ws10d\">equity<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y3192 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3193 ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85f hb y3194 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x860 hb y3195 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x861 hb y3196 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x862 hb y3197 ff12e fs8 fc3 sc0 ls1 ws1\">Note 32<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y3198 w1d1 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">Opening balance at 1 January 202<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y3198 w55 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">290<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y3198 wee h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">1,548<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y3198 w26 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">1,838<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3199 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y319a ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y319b w1df h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y319b w2c h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x867 y319b w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x868 y319b w5a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319c w18a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>cee<span class=\"_ _2\"></span>ds fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>is<span class=\"_ _2\"></span>sue of s<span class=\"_ _2\"></span>ubor<span class=\"_ _2\"></span>dina<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x869 y319c w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86a y319c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y319c w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">199<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319d w1e0 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed and o<span class=\"_ _2\"></span>ther d<span class=\"_ _2\"></span>ebt rep<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y319d wad h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(200)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y319d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y319d w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(200)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319e w1e1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of le<span class=\"_ _2\"></span>ase l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86f y319e w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x870 y319e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x871 y319e w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y319f ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y31a0 w1d4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idends<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x872 y31a0 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x873 y31a0 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x874 y31a0 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y31a1 w1d5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge rate m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s pa<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d to share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x875 y31a1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x876 y31a1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x877 y31a1 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y31a2 w1e2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res un<span class=\"_ _2\"></span>der Od<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>lot O<span class=\"_ _2\"></span>ffer<span class=\"_ _29f\"> </span></div></td><td class=\"c n x878 y31a2 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x879 y31a2 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87a y31a2 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x87b h1c y31a3 ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>hin t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s </td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2f79 w1d6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">employee <span class=\"_ _6\"></span>share<span class=\"_ _6\"></span> scheme<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87c y2f79 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87d y2f79 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87e y2f79 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3084 w1e3 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87f y3084 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x880 y3084 w5d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(92)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x881 y3084 w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(123)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y31a4 ff12d fs11 fc3 sc0 lsbd ws4c\">Other change<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3085 w1e4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Ex<span class=\"_ _2\"></span>ternal debt<span class=\"_ _6\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td class=\"c n x882 y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x883 y3085 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x884 y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2efa w1e5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x885 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x886 y2efa w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x887 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2efb w1e6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x888 y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x889 y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88a y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1da h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbd ws4c\">Liabili<span class=\"_ _2\"></span>ty related<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88b y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88c y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88d y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1e7 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88e y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88f y2e61 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x890 y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w167 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y2eb6 wee h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,798<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs491\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs492\"> Fu<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>re sho<span class=\"_ _2\"></span>wn in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-413": {
   "value": "26<span class=\"_ _2\"></span>(b)<span class=\"_ _2\"></span>: Ana<span class=\"_ _2\"></span>lys<span class=\"_ _2\"></span>is of ne<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h fl<span class=\"_ _2\"></span>ows fr<span class=\"_ _2\"></span>om ope<span class=\"_ _2\"></span>ratin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span><table class=\"s w1c5 hcc\" id=\"_dfa10ca8-5683-414b-a9d3-bfc1aee9bb0f\"><tr><td></td><td></td><td class=\"t m0 x377 hb y3163 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x626 hb y3164 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td></td><td class=\"t m0 x379 hb y3165 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3166 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x37b hb y3167 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3168 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x810 hb y3169 ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y316a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y316b ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y316c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y316d wbf h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>fit be<span class=\"_ _2\"></span>fore t<span class=\"_ _2\"></span>ax<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x811 y316d w56 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x812 y316d w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y30bb w1c6 hcd\"><div class=\"t m0 x23f h1c y316e ff12d fs11 fc3 sc0 ls7f ws11a\">Adjus<span class=\"_ _2\"></span>tments for<span class=\"_ _29f\"> </span></div><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion of p<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y, pl<span class=\"_ _2\"></span>ant an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uipm<span class=\"_ _2\"></span>ent<span class=\"_ _29f\"> </span></div></td><td class=\"c n x813 y316f we4 h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y30bb w3b h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">11<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y30bb w3b h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3170 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>prec<span class=\"_ _2\"></span>iat<span class=\"_ _2\"></span>ion of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent pr<span class=\"_ _2\"></span>ope<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3171 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x816 y2e98 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x817 y2e98 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3172 ff12e fs11 fc3 sc0 ls4d wsc4\">Movement on<span class=\"_ _6\"></span> contract costs<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2e9a we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">25<span class=\"_ _29f\"> </span></div></td><td class=\"c n x818 y2e9b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x819 y2e9b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3173 ff12e fs11 fc3 sc0 ls4d wsc4\">Amor<span class=\"_ _2\"></span>tisation and<span class=\"_ _6\"></span> impairment of<span class=\"_ _5\"></span> int<span class=\"_ _2\"></span>angibles<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3174 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12f fs8 fc3 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y3175 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x815 y3175 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e9d w1c7 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81a y2e9d w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(3,891)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81b y2e9d w28 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(3,200)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3176 ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue mo<span class=\"_ _2\"></span>vem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2f48 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81c y2f49 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">3,153<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81d y2f49 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,528<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w1c8 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x81e y2ed2 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">5,209<span class=\"_ _29f\"> </span></div></td><td class=\"c n x81f y2ed2 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,682<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea2 w1c9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other movements<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x820 y2ea2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">41<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e6 y2ea2 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">47<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x821 y2e59 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,556<span class=\"_ _29f\"> </span></div></td><td class=\"c n x822 y2e59 waa h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,104<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3177 ff12d fs11 fc3 sc0 lsbd ws4c\">Net changes in working capital<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ea9 w1ca h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>/(in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se) in der<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x823 y2ea9 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">59<span class=\"_ _29f\"> </span></div></td><td class=\"c n x824 y2ea9 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3178 ff12e fs11 fc3 sc0 ls94 ws1\">In<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in lo<span class=\"_ _2\"></span>ans a<span class=\"_ _2\"></span>nd ad<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>nces<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y3179 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x825 y2e5b w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x826 y2e5b w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y317a ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se/<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se) in pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2ef9 we4 h94\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x814 y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">65<span class=\"_ _29f\"> </span></div></td><td class=\"c n x827 y2efa w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(23)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w1cb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt in ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x828 y2eb1 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(43)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x829 y2eb1 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n x5ce y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82a y2ed8 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(55)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w1cc h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on pai<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82b y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(69)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x599 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w1cd h95\"><div class=\"t m0 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>flo<span class=\"_ _2\"></span>ws fro<span class=\"_ _2\"></span>m oper<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x82c y2eb6 w26 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4,585<span class=\"_ _29f\"> </span></div></td><td class=\"c n x82d y2eb6 wee h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">2,111<span class=\"_ _29f\"> </span></div></td></tr></table>26<span class=\"_ _2\"></span>(c): C<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s from f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancin<span class=\"_ _2\"></span>g act<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>ties i<span class=\"_ _2\"></span>s fur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r anal<span class=\"_ _2\"></span>yse<span class=\"_ _2\"></span>d bel<span class=\"_ _2\"></span>ow:<span class=\"_ _29f\"> </span><table class=\"s w1ce hce\" id=\"_8e6ac237-cd8f-4abd-b81a-21ff32f9f240\"><tr><td></td><td class=\"c n x82e y317b w1cf h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls65 wsfb\">Liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c x830 y317b w1d0 ha3\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls101 ws10d\">Equity</div><div class=\"t m1 x82f h1b y2f60 ff12d fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x831 hb y317c ff12d fs8 fc1 sc0 ls65 ws80\">Borrowing<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> and </td><td class=\"t m1 x5fc hb y317d ff12d fs8 fc1 sc0 ls65 ws80\">Changes in </td><td></td></tr><tr><td></td><td class=\"t m1 x832 hb y317e ff12d fs8 fc1 sc0 ls65 ws80\">lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x833 hb y317f ff12d fs8 fc1 sc0 ls101 ws10d\">equity<span class=\"_ _29f\"> </span></td><td class=\"t m1 x5a3 hb y3180 ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y3181 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></td><td class=\"t m1 x834 hb y3182 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y3183 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y3184 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x835 hb y3185 ff12e fs8 fc1 sc0 ls1 ws1\">Note 32<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y3186 w1d1 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">Opening balance at 1 January 202<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x836 y3186 w20 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x837 y3186 w7b h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td><td class=\"c n x838 y3186 w7b h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">1,798<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y3187 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x23e h1c y3188 ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2e50 w1d2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x839 y2e50 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83a y2e50 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83b y2e50 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y3189 w1d3 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of le<span class=\"_ _2\"></span>ase l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83c y3189 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83d y3189 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83e y3189 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y318a ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2e57 w1d4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idends<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x83f y2e57 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x840 y2e57 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x841 y2e57 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(73)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x25f y2f19 w1d5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge rate m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s pa<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d to share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x842 y2f19 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x843 y2f19 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x844 y2f19 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x25e h1c y318b ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>hin t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s </td><td></td><td></td><td></td></tr><tr><td class=\"c n x25f y2ef6 w1d6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">employee <span class=\"_ _6\"></span>share<span class=\"_ _6\"></span> scheme<span class=\"_ _29f\"> </span></div></td><td class=\"c n x845 y2ef6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x846 y2ef6 w71 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x847 y2ef6 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ea9 w1d7 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x848 y2ea9 w39 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(28)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x849 y2ea9 w39 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(80)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84a y2ea9 w77 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(108)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y318c ff12d fs11 fc3 sc0 lsbd ws4c\">Other change<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w1d8 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Ex<span class=\"_ _2\"></span>ternal debt<span class=\"_ _6\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84b y2efa w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84c y2efa w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84d y2efa w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w1d9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84e y2eb1 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x84f y2eb1 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1da h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbd ws4c\">Liabili<span class=\"_ _2\"></span>ty related<span class=\"_ _29f\"> </span></div></td><td class=\"c n x851 y2ed8 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x852 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w1db h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated<span class=\"_ _29f\"> </span></div></td><td class=\"c n x853 y2eb5 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x854 y2eb5 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x855 y2eb5 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n x856 y2eb6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x857 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,423<span class=\"_ _29f\"> </span></div></td><td class=\"c n x858 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,698<span class=\"_ _29f\"> </span></div></td></tr></table>1 Fu<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>re sho<span class=\"_ _2\"></span>wn in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty.<span class=\"_ _29f\"> </span><table class=\"s w1dc hcf\" id=\"_03547a8c-7336-4aee-af18-f947a603675d\"><tr><td></td><td class=\"c n x859 y318d w1dd h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls65 wsfb\">Liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c x85b y318d w1de ha4\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc3 sc0 ls101 ws10d\">Equity</div><div class=\"t m1 x85a h1b y2f63 ff12d fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td class=\"t m1 x85c hb y318e ff12d fs8 fc3 sc0 ls65 ws80\">Borrowing<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> and </td><td class=\"t m1 x673 hb y318f ff12d fs8 fc3 sc0 ls65 ws80\">Changes in </td><td></td></tr><tr><td></td><td class=\"t m1 x85d hb y3190 ff12d fs8 fc3 sc0 ls65 ws80\">lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85e hb y3191 ff12d fs8 fc3 sc0 ls101 ws10d\">equity<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y3192 ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3193 ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x85f hb y3194 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x860 hb y3195 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x861 hb y3196 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x862 hb y3197 ff12e fs8 fc3 sc0 ls1 ws1\">Note 32<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y3198 w1d1 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">Opening balance at 1 January 202<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y3198 w55 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">290<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y3198 wee h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">1,548<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y3198 w26 h93\"><div class=\"t m1 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">1,838<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y3199 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ing ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x569 h1c y319a ff12f fs11 fc3 sc0 ls94 wse3\">Li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y319b w1df h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>ce cos<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x866 y319b w2c h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x867 y319b w57 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x868 y319b w5a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(18)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319c w18a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pro<span class=\"_ _2\"></span>cee<span class=\"_ _2\"></span>ds fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>is<span class=\"_ _2\"></span>sue of s<span class=\"_ _2\"></span>ubor<span class=\"_ _2\"></span>dina<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r debt<span class=\"_ _29f\"> </span></div></td><td class=\"c n x869 y319c w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">199<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86a y319c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86b y319c w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">199<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319d w1e0 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed and o<span class=\"_ _2\"></span>ther d<span class=\"_ _2\"></span>ebt rep<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86c y319d wad h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(200)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86d y319d w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86e y319d w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(200)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y319e w1e1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of le<span class=\"_ _2\"></span>ase l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x86f y319e w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x870 y319e w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x871 y319e w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y319f ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated:<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y31a0 w1d4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsf3 ws98\">Div<span class=\"_ _2\"></span>idends<span class=\"_ _6\"></span> paid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x872 y31a0 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x873 y31a0 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x874 y31a0 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(65)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y31a1 w1d5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge rate m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s pa<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d to share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x875 y31a1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x876 y31a1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x877 y31a1 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y31a2 w1e2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res un<span class=\"_ _2\"></span>der Od<span class=\"_ _2\"></span>d-<span class=\"_ _2\"></span>lot O<span class=\"_ _2\"></span>ffer<span class=\"_ _29f\"> </span></div></td><td class=\"c n x878 y31a2 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x879 y31a2 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87a y31a2 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x87b h1c y31a3 ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>purch<span class=\"_ _2\"></span>ase of o<span class=\"_ _2\"></span>wn Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Sha<span class=\"_ _2\"></span>res fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>hin t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s </td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y2f79 w1d6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">employee <span class=\"_ _6\"></span>share<span class=\"_ _6\"></span> scheme<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87c y2f79 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87d y2f79 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87e y2f79 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3084 w1e3 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh flow<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fin<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>ng ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x87f y3084 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x880 y3084 w5d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(92)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x881 y3084 w99 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(123)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y31a4 ff12d fs11 fc3 sc0 lsbd ws4c\">Other change<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x67d y3085 w1e4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Ex<span class=\"_ _2\"></span>ternal debt<span class=\"_ _6\"></span> interest accrual<span class=\"_ _29f\"> </span></div></td><td class=\"c n x882 y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td><td class=\"c n x883 y3085 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x884 y3085 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">18<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2efa w1e5 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x885 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x886 y2efa w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x887 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x67d y2efb w1e6 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x888 y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x889 y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88a y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1da h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbd ws4c\">Liabili<span class=\"_ _2\"></span>ty related<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88b y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88c y2ed8 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88d y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1e7 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y rel<span class=\"_ _2\"></span>ated<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88e y2e61 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x88f y2e61 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x890 y2e61 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w167 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n x863 y2eb6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td><td class=\"c n x864 y2eb6 wee h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td><td class=\"c n x865 y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,798<span class=\"_ _29f\"> </span></div></td></tr></table>1 Fu<span class=\"_ _2\"></span>ll de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>re sho<span class=\"_ _2\"></span>wn in t<span class=\"_ _2\"></span>he s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt of c<span class=\"_ _2\"></span>hang<span class=\"_ _2\"></span>es in e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>ty.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashFlowStatementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-354": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs494\">27<span class=\"_ _144\"></span>: Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ry Sha<span class=\"_ _2\"></span>re capi<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs495\">At 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 an<span class=\"_ _2\"></span>d 3<span class=\"_ _6\"></span>1 Dec<span class=\"_ _2\"></span>ember 2024, t<span class=\"_ _2\"></span>he Compa<span class=\"_ _2\"></span>ny<span class=\"_ _2\"></span>\u2019s eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>es 1<span class=\"_ _6\"></span>,4<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>4,<span class=\"_ _5\"></span>105,<span class=\"_ _2\"></span>498 </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs496\">Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>ares of 8 1<span class=\"_ _6\"></span>/6 penc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eac<span class=\"_ _2\"></span>h wit<span class=\"_ _2\"></span>h an ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ated no<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>4,<span class=\"_ _2\"></span>668<span class=\"_ _2\"></span>,6<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>6<span class=\"_ _2\"></span>. All O<span class=\"_ _2\"></span>rdinar<span class=\"_ _1\"></span>y </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs497\">Sha<span class=\"_ _2\"></span>res hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en cal<span class=\"_ _2\"></span>led up an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ully p<span class=\"_ _2\"></span>aid.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs498\">A<span class=\"_ _2\"></span>ll Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>s issu<span class=\"_ _2\"></span>ed ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y equ<span class=\"_ _2\"></span>al vot<span class=\"_ _2\"></span>ing rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e hold<span class=\"_ _2\"></span>ers of th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>om<span class=\"_ _2\"></span>pany<span class=\"_ _2\"></span>\u2019<span class=\"_ _2\"></span>s Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>s are </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs499\">ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>led to rece<span class=\"_ _2\"></span>ive di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s as decl<span class=\"_ _2\"></span>ared an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>are en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>led to on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>vo<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re at share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er mee<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs49a\">of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>any.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-414": {
   "value": "27<span class=\"_ _144\"></span>: Ord<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ry Sha<span class=\"_ _2\"></span>re capi<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span>At 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023 an<span class=\"_ _2\"></span>d 3<span class=\"_ _6\"></span>1 Dec<span class=\"_ _2\"></span>ember 2024, t<span class=\"_ _2\"></span>he Compa<span class=\"_ _2\"></span>ny<span class=\"_ _2\"></span>\u2019s eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>es 1<span class=\"_ _6\"></span>,4<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>4,<span class=\"_ _5\"></span>105,<span class=\"_ _2\"></span>498 Ord<span class=\"_ _2\"></span>inar<span class=\"_ _2\"></span>y Sh<span class=\"_ _2\"></span>ares of 8 1<span class=\"_ _6\"></span>/6 penc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>eac<span class=\"_ _2\"></span>h wit<span class=\"_ _2\"></span>h an ag<span class=\"_ _2\"></span>greg<span class=\"_ _2\"></span>ated no<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>4,<span class=\"_ _2\"></span>668<span class=\"_ _2\"></span>,6<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>6<span class=\"_ _2\"></span>. All O<span class=\"_ _2\"></span>rdinar<span class=\"_ _1\"></span>y Sha<span class=\"_ _2\"></span>res hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en cal<span class=\"_ _2\"></span>led up an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ully p<span class=\"_ _2\"></span>aid.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ll Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>s issu<span class=\"_ _2\"></span>ed ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y equ<span class=\"_ _2\"></span>al vot<span class=\"_ _2\"></span>ing rig<span class=\"_ _2\"></span>ht<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e hold<span class=\"_ _2\"></span>ers of th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>om<span class=\"_ _2\"></span>pany<span class=\"_ _2\"></span>\u2019<span class=\"_ _2\"></span>s Ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y Share<span class=\"_ _2\"></span>s are ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>led to rece<span class=\"_ _2\"></span>ive di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend<span class=\"_ _2\"></span>s as decl<span class=\"_ _2\"></span>ared an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>are en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>led to on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>vo<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re at share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er mee<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Comp<span class=\"_ _2\"></span>any.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-355": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs49c\">28: Sha<span class=\"_ _2\"></span>re-b<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>sed p<span class=\"_ _6\"></span>aymen<span class=\"_ _6\"></span>ts reser<span class=\"_ _2\"></span>v<span class=\"_ _6\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs49d\">Du<span class=\"_ _2\"></span>ring 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ated in a nu<span class=\"_ _2\"></span>mber of sh<span class=\"_ _2\"></span>are-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt arr<span class=\"_ _2\"></span>angeme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>is note </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs49e\">de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibes t<span class=\"_ _2\"></span>he natu<span class=\"_ _2\"></span>re of the pla<span class=\"_ _2\"></span>ns and ho<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e share opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>aw<span class=\"_ _2\"></span>ards are va<span class=\"_ _2\"></span>lued<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs49f\">28<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Descriptio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span> of share<span class=\"_ _2\"></span>-bas<span class=\"_ _2\"></span>ed payment arrangements<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4a0\">T<span class=\"_ _2\"></span>he Group o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>tes the fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing sh<span class=\"_ _2\"></span>are-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt sche<span class=\"_ _2\"></span>mes w<span class=\"_ _2\"></span>ith aw<span class=\"_ _2\"></span>ards ov<span class=\"_ _2\"></span>er Quil<span class=\"_ _2\"></span>ter pl<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>res:<span class=\"_ _29f\"> </span></div><div class=\"gs4a1\"><table class=\"s w1e8 hd0\" id=\"_fad3ae09-5ff6-41be-8459-8d33c8fb62ff\"><tr><td></td><td></td><td class=\"c n x891 y31a5 w1e9 h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws15a\">Description of award<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td class=\"c n x892 y31a5 w1ea h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws15a\">Vesting conditions<span class=\"_ _29f\"> </span></div></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x893 hb y31a6 ff12d fs8 fc3 sc0 ls65 wsfb\">Contractual<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5e8 hb y31a7 ff12d fs8 fc3 sc0 ls49 ws49\">Ty<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x894 hb y31a8 ff12d fs8 fc3 sc0 ls65 wsfb\">Conditional </td><td></td><td class=\"t m0 x895 hb y31a8 ff12d fs8 fc3 sc0 ls13c ws69\">Dividend </td><td class=\"t m0 x614 hb y31a9 ff12d fs8 fc3 sc0 ls65 wsfb\">life<span class=\"_ _29f\"> </span></td><td class=\"t m0 x896 hb y31aa ff12d fs8 fc3 sc0 ls101 ws10d\">ser<span class=\"_ _2\"></span>vice<span class=\"_ _29f\"> </span></td><td class=\"t m0 x238 hb y31aa ff12d fs8 fc3 sc0 ls65 wsfb\">Perf<span class=\"_ _2\"></span>ormance<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y31ab ff12d fs8 fc3 sc0 ls13c ws69\">Scheme<span class=\"_ _29f\"> </span></td><td class=\"c n x897 y31ac w1eb h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 ls65 wsfb\">shares<span class=\"_ _29f\"> </span></div></td><td class=\"c n x898 y31ac w1ec h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws1\">Options<span class=\"_ _29f\"> </span></div></td><td class=\"c x89a y31ac w1ed hd1\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsee wsf3\">entitlement</div><div class=\"t m0 x899 h1b y31ad ff12d fs10 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m0 x89b hb y31ae ff12d fs8 fc3 sc0 lsfb ws107\">(<span class=\"_ _2\"></span>year<span class=\"_ _2\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m0 x89c hb y31af ff12d fs8 fc3 sc0 lsfb ws107\">(<span class=\"_ _2\"></span>year<span class=\"_ _2\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m0 x89d hb y31af ff12d fs8 fc3 sc0 ls13c ws69\">(measure<span class=\"_ _6\"></span>)<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y31b0 ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc </td><td class=\"t m0 x89e h1c y31b1 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"c n x89f y31b3 w1ee h94\"><div class=\"t m0 x23f h7e y31b2 ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a0 y31b3 w1ee h94\"><div class=\"t m0 x23f h7e y31b2 ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a1 y31b4 w1ef h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">Up to 10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a2 y31b4 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c x8a4 y31b4 w1f0 h9b\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">AP EPS CAGR</div><div class=\"t m0 x8a3 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y31b5 ff12f fs11 fc3 sc0 ls4a ws56\">Per<span class=\"_ _2\"></span>formance<span class=\"_ _6\"></span> Share </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h1c y31b6 ff12f fs11 fc3 sc0 ls1 ws1\">and Relative </td></tr><tr><td class=\"t m0 x23e h1c y31b7 ff12e fs11 fc3 sc0 ls1 ws1\">Plan </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x53a h1c y31b8 ff12f fs11 fc3 sc0 ls1 ws1\">Total </td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x238 h1c y31b9 ff12f fs11 fc3 sc0 ls1 ws1\">Shareholder </td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x5e9 h1c y31ba ff12f fs11 fc3 sc0 ls1 ws1\">Return<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y31bb ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc </td><td class=\"t m0 x8a5 h7e y31bc ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"t m0 x730 h1c y31bd ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m0 x8a6 h7e y31bc ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"c n x8a7 y31be w1f1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">Not less than 3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a8 y31be w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8a9 y31be w1f2 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">Conduct, Risk<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y31bf ff12f fs11 fc3 sc0 ls4a ws56\">Per<span class=\"_ _2\"></span>formance<span class=\"_ _6\"></span> Share </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x8aa h1c y31c0 ff12e fs11 fc3 sc0 ls1 ws1\">&amp; Compliance </td></tr><tr><td class=\"t m0 x23e h1c y31c1 ff12e fs11 fc3 sc0 ls1 ws1\">Plan </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x236 h1c y31c2 ff12e fs11 fc3 sc0 ls1 ws1\">Underpins<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e h1c y31c3 ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc Sh<span class=\"_ _2\"></span>are </td><td class=\"t m0 x8a5 h7e y31c4 ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"t m0 x730 h1c y31c5 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m0 x8a6 h7e y31c4 ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"c n x8ab y31c6 w1f3 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">Typically, 3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ac y31c6 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ad y31c6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y31c7 ff12f fs11 fc3 sc0 ls94 wse3\">Re<span class=\"_ _2\"></span>ward Pl<span class=\"_ _2\"></span>an<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x23e h1c y31c8 ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc </td><td class=\"t m0 x89e h1c y31c9 ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></td><td class=\"t m0 x8ae h7e y31ca ff137 fs11 fc3 sc0 ls1 ws1\">\u2714<span class=\"_ _29f\"> </span></td><td class=\"c n x8af y31cb w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b0 y31cb w1f4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3\u00bd \u2013 5\u00bd<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b1 y31cb w1f5 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3 and 5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8b2 y31cb w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w1f6 hd2\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sha<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>ave Pl<span class=\"_ _2\"></span>an</div><div class=\"t m0 x8b3 h1d y31cc ff12e fs12 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></table></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs4a2\">1</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs4a3\"> Par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>re ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>led to d<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs4a4\">2</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs4a5\"> Ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>it e<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s per s<span class=\"_ _2\"></span>hare c<span class=\"_ _2\"></span>omp<span class=\"_ _2\"></span>oun<span class=\"_ _2\"></span>d annu<span class=\"_ _2\"></span>al gr<span class=\"_ _2\"></span>ow<span class=\"_ _2\"></span>th ra<span class=\"_ _2\"></span>te (\u201c<span class=\"_ _2\"></span>C<span class=\"_ _2\"></span>AGR<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs4a6\">3</div><div class=\"t m0 hb ff12f fs8 fc3 sc0 ls1 ws1 gs4a7\"> T<span class=\"_ _2\"></span>he Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc S<span class=\"_ _2\"></span>hare<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>ve Pla<span class=\"_ _2\"></span>n is li<span class=\"_ _2\"></span>nked t<span class=\"_ _2\"></span>o a sav<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s pl<span class=\"_ _2\"></span>an.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs4a9\">28<span class=\"_ _2\"></span>(b<span class=\"_ _6\"></span>): Reconciliation<span class=\"_ _6\"></span> of mov<span class=\"_ _6\"></span>ements in options<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4aa\">T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment in o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nding un<span class=\"_ _2\"></span>der th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce Share Pl<span class=\"_ _2\"></span>ans and S<span class=\"_ _2\"></span>hares<span class=\"_ _2\"></span>ave Pla<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ab\">ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>is de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led be<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span></div><div class=\"gs4ac\"><table class=\"s w1f7 hd3\" id=\"_8e3e22ca-38a0-4811-ab00-e8f4e72d3f72\"><tr><td></td><td></td><td class=\"c n x8b4 y31cd w52 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x8b5 y31cd w1f8 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsfb ws1\">Year en<span class=\"_ _2\"></span>ded 3<span class=\"_ _2\"></span>1 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"t m0 x66f hb y31ce ff12d fs8 fc1 sc0 ls4b ws5b\">Weighted </td><td></td><td class=\"t m0 x626 hb y31cf ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td></tr><tr><td></td><td></td><td class=\"t m0 x8b6 hb y31d0 ff12d fs8 fc1 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td></td><td class=\"t m0 x8b7 hb y31d1 ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td></tr><tr><td></td><td class=\"t m0 x8b8 hb y31d2 ff12d fs8 fc1 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td><td class=\"t m0 x8b9 hb y31d3 ff12d fs8 fc1 sc0 lsee wsf3\">exercise </td><td class=\"t m0 x8ba hb y31d3 ff12d fs8 fc3 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td><td class=\"t m0 x8bb hb y31d4 ff12d fs8 fc3 sc0 lsee wsf3\">exercise<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y31d5 ff12d fs8 fc3 sc0 ls63 ws80\">Options over Ordinary Shares (L<span class=\"_ _2\"></span>SE)<span class=\"_ _29f\"> </span></td><td class=\"t m0 x779 hb y31d5 ff12d fs8 fc1 sc0 ls1 ws1\">options<span class=\"_ _29f\"> </span></td><td class=\"t m0 x862 hb y31d6 ff12d fs8 fc1 sc0 ls101 ws10d\">price<span class=\"_ _29f\"> </span></td><td class=\"t m0 x77e hb y31d6 ff12d fs8 fc3 sc0 ls1 ws1\">options<span class=\"_ _29f\"> </span></td><td class=\"t m0 x8bc hb y31d7 ff12d fs8 fc3 sc0 ls101 ws10d\">price<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 w1f9 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Outs<span class=\"_ _2\"></span>tanding at<span class=\"_ _6\"></span> beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bd y2ea9 w1fa h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8be y2ea9 w1fb h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">\u00a30.48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bf y2ea9 w1fc h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">17,048,538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c0 y2ea9 w1fd h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">\u00a30.63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1fe h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c1 y2e5b w1ff h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,672,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c2 y2e5b w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c3 y2e5b w201 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">22,817,549<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c4 y2e5b w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.55<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c w202 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xerci<span class=\"_ _2\"></span>sed du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c5 y2e5c w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(1,849,519)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c6 y2e5c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c7 y2e5c w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(1,019,420)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c8 y2e5c w204 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.00<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w205 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>ed/<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>eite<span class=\"_ _2\"></span>d dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c9 y2eb1 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(1,735,725)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ca y2eb1 w204 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cb y2eb1 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(2,946,806)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cc y2eb1 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w206 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>ncel<span class=\"_ _2\"></span>led du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cd y2eb4 w207 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(982,993)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ce y2eb4 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cf y2eb4 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(8,004,284)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d0 y2eb4 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a31.14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w208 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ou<span class=\"_ _2\"></span>tst<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ing at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d1 y2eb5 w1fa h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d2 y2eb5 w1fb h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u00a30.44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d3 y2eb5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d4 y2eb5 w1fd h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u00a30.48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w209 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">E<span class=\"_ _2\"></span>xerc<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>ble at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d5 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d6 y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d7 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d8 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ad\">Op<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ding at th<span class=\"_ _2\"></span>e end of 2024 <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude 9<span class=\"_ _2\"></span>89,097 di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt share<span class=\"_ _2\"></span>s (2023: 71<span class=\"_ _144\"></span>1,<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>8<span class=\"_ _2\"></span>4) </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4ae\">rela<span class=\"_ _2\"></span>ting to cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ior yea<span class=\"_ _2\"></span>r sche<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4af\">T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hted av<span class=\"_ _2\"></span>erage f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of opt<span class=\"_ _2\"></span>ions at t<span class=\"_ _2\"></span>he meas<span class=\"_ _2\"></span>ureme<span class=\"_ _2\"></span>nt date for o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns gra<span class=\"_ _2\"></span>nted du<span class=\"_ _2\"></span>ring 2024 </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b0\">is<span class=\"_ gs37\"> </span>\u00a30.76 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a30.32). T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hte<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>erage sha<span class=\"_ _2\"></span>re pric<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>at th<span class=\"_ _2\"></span>e dates of e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns exerc<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b1\">dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar was \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>.<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>0 (2023: \u00a30.95<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b2\">T<span class=\"_ _2\"></span>he opti<span class=\"_ _2\"></span>ons ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 20<span class=\"_ _6\"></span>24 have e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise pr<span class=\"_ _2\"></span>ices of \u00a3n<span class=\"_ _2\"></span>il (2023: \u00a3ni<span class=\"_ _2\"></span>l) for th<span class=\"_ _2\"></span>e Quil<span class=\"_ _2\"></span>ter plc<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b3\">Per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce Share Pl<span class=\"_ _2\"></span>an, and b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>\u00a30.69 (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a30.69) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.31 (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.31) <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter pl<span class=\"_ _2\"></span>c </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b4\">Sha<span class=\"_ _2\"></span>resa<span class=\"_ _2\"></span>ve Plan<span class=\"_ _2\"></span>, wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>we<span class=\"_ _2\"></span>ighte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age remai<span class=\"_ _2\"></span>ning con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of 1<span class=\"_ _6\"></span>.9 year<span class=\"_ _2\"></span>s (2023: 2.4 y<span class=\"_ _2\"></span>ears). </div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs4b5\">28<span class=\"_ _2\"></span>(c<span class=\"_ _6\"></span>): Reconciliation of movement<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> in share grants<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b6\">T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment in aw<span class=\"_ _2\"></span>ards ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng unde<span class=\"_ _2\"></span>r the Per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rman<span class=\"_ _2\"></span>ce Share Pla<span class=\"_ _2\"></span>ns, Con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l Shares a<span class=\"_ _2\"></span>nd </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs4b7\">Sha<span class=\"_ _2\"></span>re Rewa<span class=\"_ _2\"></span>rd Plan and Con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Sh<span class=\"_ _2\"></span>ares ar<span class=\"_ _2\"></span>rangem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s dur<span class=\"_ _2\"></span>ing the y<span class=\"_ _2\"></span>ear is det<span class=\"_ _2\"></span>ail<span class=\"_ _2\"></span>ed bel<span class=\"_ _2\"></span>ow:<span class=\"_ _29f\"> </span></div><div class=\"gs4b8\"><table class=\"s w20a hd4\" id=\"_c774465f-9376-40f2-80e4-52bc4e3939a1\"><tr><td></td><td class=\"t m0 x377 hb y31d8 ff12d fs8 fc1 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td><td class=\"t m0 x626 hb y31d9 ff12d fs8 fc3 sc0 ls143 ws3\">Y<span class=\"_ _6\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x379 hb y31da ff133 fs8 fc1 sc0 lsee wsf3\">31<span class=\"_ gs30e\"> </span><span class=\"_ _6\"></span>December </td><td class=\"t m0 x37a hb y31db ff133 fs8 fc3 sc0 lsee wsf3\">31<span class=\"_ gs30e\"> </span><span class=\"_ _6\"></span>December </td></tr><tr><td></td><td class=\"t m0 x37b hb y31dc ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y31dd ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x673 hb y31de ff12d fs8 fc1 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td><td class=\"t m0 x678 hb y31df ff12d fs8 fc3 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td></tr><tr><td></td><td class=\"t m0 x377 hb y31e0 ff12d fs8 fc1 sc0 ls65 wsfb\">conditional </td><td class=\"t m0 x626 hb y31e1 ff12d fs8 fc3 sc0 ls65 wsfb\">conditional </td></tr><tr><td class=\"t m0 x569 hb y31e2 ff12d fs8 fc3 sc0 ls65 ws80\">Awards of Ordinary Shares (LS<span class=\"_ _2\"></span>E)<span class=\"_ _29f\"> </span></td><td class=\"t m0 x55f hb y31e3 ff12d fs8 fc1 sc0 ls65 ws80\">share awards<span class=\"_ _29f\"> </span></td><td class=\"t m0 x628 hb y31e4 ff12d fs8 fc3 sc0 ls65 ws80\">share awards<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y31e5 w1f9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Outs<span class=\"_ _2\"></span>tanding at<span class=\"_ _6\"></span> beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d9 y31e5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">36,400,131<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8da y31e5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">31,021,730<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y31e6 w1fe h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8db y31e6 w20b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">12,123,597<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8dc y31e6 w201 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">21,179,290<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w202 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xerci<span class=\"_ _2\"></span>sed du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8dd y2eb1 w20c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(12,948,064)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8de y2eb1 w20c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14,314,199)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w20d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8df y2ed8 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(1,062,686)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e0 y2ed8 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(1,486,690)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w208 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ou<span class=\"_ _2\"></span>tst<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ing at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e1 y2eb5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">34,512,978<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e2 y2eb5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">36,400,131<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w209 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">E<span class=\"_ _2\"></span>xerc<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>ble at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x724 y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8e3 y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div>Aw<span class=\"_ _2\"></span>ards ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>andin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>at t<span class=\"_ _2\"></span>he end of 2024 <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>3,<span class=\"_ _2\"></span>229,<span class=\"_ _2\"></span>4<span class=\"_ _5\"></span>13 <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>alen<span class=\"_ _2\"></span>t share<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>2,7<span class=\"_ _5\"></span>4<span class=\"_ _2\"></span>0,71<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>) rela<span class=\"_ _2\"></span>ting to cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ior yea<span class=\"_ _2\"></span>r sche<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hted av<span class=\"_ _2\"></span>erage f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of Condi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal Sha<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>aw<span class=\"_ _2\"></span>ard gra<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r ende<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>31 Dece<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span> 2024 <span class=\"_ _6\"></span>wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.05 (202<span class=\"_ _2\"></span>3: \u00a30.8<span class=\"_ _2\"></span>4). Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age share pr<span class=\"_ _2\"></span>ice at th<span class=\"_ _2\"></span>e dates of e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for a<span class=\"_ _2\"></span>wards<span class=\"_ _2\"></span> exer<span class=\"_ _2\"></span>cise<span class=\"_ _2\"></span>d durin<span class=\"_ _2\"></span>g the yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.0<span class=\"_ _2\"></span>4 (2023: \u00a30.<span class=\"_ _2\"></span>82).<span class=\"_ _29f\"> </span>Sha<span class=\"_ _2\"></span>re award<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>24 have e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise pr<span class=\"_ _2\"></span>ices of \u00a3n<span class=\"_ _2\"></span>il (2023: \u00a3ni<span class=\"_ _2\"></span>l), w<span class=\"_ _2\"></span>ith a wei<span class=\"_ _2\"></span>ghte<span class=\"_ _2\"></span>d av<span class=\"_ _2\"></span>erage rem<span class=\"_ _2\"></span>ainin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of 1<span class=\"_ _6\"></span>.0 yea<span class=\"_ _2\"></span>rs (2023: 1.2 year<span class=\"_ _2\"></span>s).<span class=\"_ _29f\"> </span>28<span class=\"_ _2\"></span>(d): Measureme<span class=\"_ _2\"></span>nts and<span class=\"_ _6\"></span> assum<span class=\"_ _2\"></span>ptions<span class=\"_ _29f\"> </span>In de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue of eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led sh<span class=\"_ _2\"></span>are-<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>ed awa<span class=\"_ _2\"></span>rds and t<span class=\"_ _2\"></span>he relate<span class=\"_ _2\"></span>d char<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t or<span class=\"_ gs37\"> </span>l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>, the Gro<span class=\"_ _2\"></span>up makes a<span class=\"_ _2\"></span>ssum<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>ons abo<span class=\"_ _2\"></span>ut fu<span class=\"_ _2\"></span>ture e<span class=\"_ _2\"></span>vent<span class=\"_ _2\"></span>s and ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s. Spe<span class=\"_ _2\"></span>cif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y, man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt makes e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s of the like<span class=\"_ _2\"></span>ly num<span class=\"_ _2\"></span>ber of sha<span class=\"_ _2\"></span>res tha<span class=\"_ _2\"></span>t will ve<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d the fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of each aw<span class=\"_ _2\"></span>ard gra<span class=\"_ _2\"></span>nted wh<span class=\"_ _2\"></span>ich is v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u2018l<span class=\"_ _2\"></span>ocke<span class=\"_ _2\"></span>d in\u2019 at t<span class=\"_ _2\"></span>he gra<span class=\"_ _2\"></span>nt date.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces recei<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in ret<span class=\"_ _2\"></span>urn for sh<span class=\"_ _2\"></span>are opt<span class=\"_ _2\"></span>ions g<span class=\"_ _2\"></span>rante<span class=\"_ _2\"></span>d is meas<span class=\"_ _2\"></span>ured by ref<span class=\"_ _2\"></span>erence to th<span class=\"_ _2\"></span>e fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>e of share opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d. The e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate of f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of share op<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns gra<span class=\"_ _2\"></span>nted is me<span class=\"_ _2\"></span>asure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng ei<span class=\"_ _2\"></span>ther a Bl<span class=\"_ _2\"></span>ack-S<span class=\"_ _2\"></span>chol<span class=\"_ _2\"></span>es opt<span class=\"_ _2\"></span>ion pr<span class=\"_ _2\"></span>icing m<span class=\"_ _2\"></span>odel o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a Mon<span class=\"_ _2\"></span>te Carl<span class=\"_ _2\"></span>o simul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he inpu<span class=\"_ _2\"></span>ts u<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e measu<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of fa<span class=\"_ _2\"></span>ir valu<span class=\"_ _2\"></span>es at th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gr<span class=\"_ _2\"></span>ant dat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for aw<span class=\"_ _2\"></span>ards g<span class=\"_ _2\"></span>rante<span class=\"_ _2\"></span>d duri<span class=\"_ _2\"></span>ng 20<span class=\"_ _6\"></span>24 wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w20e hd5\" id=\"_9fdc1f3c-16f0-4de3-b594-1c8965b9eba6\"><tr><td></td><td class=\"t m1 x8e4 hb y31e7 ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td class=\"t m1 x72e hb y31e8 ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td></td><td class=\"t m1 x8e5 hb y31e9 ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td class=\"t m1 x614 hb y31ea ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td class=\"t m1 x8e6 hb y31eb ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td></td></tr><tr><td></td><td class=\"t m1 x89e hb y31ec ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td class=\"t m1 x8e7 hb y31ed ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td class=\"t m1 x8e8 hb y31ee ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td><td class=\"t m1 x8e9 hb y31ef ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td class=\"t m1 x8ea hb y31f0 ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td class=\"t m1 x539 hb y31f1 ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td></td></tr><tr><td></td><td class=\"t m1 x8eb hb y31f2 ff12d fs8 fc3 sc0 ls65 wsfb\">share </td><td class=\"t m1 x8ec hb y31f3 ff12d fs8 fc3 sc0 lsee wsf3\">exercise </td><td class=\"t m1 x895 hb y31f4 ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td class=\"t m1 x8ed hb y31f5 ff12d fs8 fc3 sc0 ls101 ws10d\">expec<span class=\"_ _2\"></span>ted </td><td class=\"t m1 x8ee hb y31f6 ff12d fs8 fc3 sc0 ls1 ws1\">risk-free </td><td class=\"t m1 x833 hb y31f7 ff12d fs8 fc3 sc0 ls101 ws10d\">expec<span class=\"_ _2\"></span>ted </td><td class=\"t m1 x8ef hb y31f8 ff12d fs8 fc3 sc0 ls101 ws10d\">Expe<span class=\"_ _2\"></span>cted </td></tr><tr><td></td><td class=\"t m1 x8f0 hb y31f9 ff12d fs8 fc3 sc0 ls1 ws1\">price </td><td class=\"t m1 x8f1 hb y31fa ff12d fs8 fc3 sc0 ls101 ws10d\">price<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f2 hb y31fb ff12d fs8 fc3 sc0 ls101 ws10d\">expec<span class=\"_ _2\"></span>ted </td><td class=\"t m1 x611 hb y31fc ff12d fs8 fc3 sc0 ls65 wsfb\">life<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8ea hb y31fd ff12d fs8 fc3 sc0 ls65 wsfb\">interest<span class=\"_ _2\"></span> </td><td class=\"t m1 x89c hb y31fe ff12d fs8 fc3 sc0 ls143 wse9\">dividend </td><td class=\"t m1 x536 hb y31ff ff12d fs8 fc3 sc0 lsff ws185\">forfeitures </td></tr><tr><td class=\"t m1 x23e hb y3200 ff12d fs8 fc3 sc0 ls13c ws69\">Scheme<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f3 hb y3201 ff12d fs8 fc3 sc0 ls1 ws1\">\u00a3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f4 hb y3202 ff12d fs8 fc3 sc0 ls1 ws1\">\u00a3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f2 hb y3203 ff12d fs8 fc3 sc0 ls65 wsfb\">volatility<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f5 hb y3204 ff12d fs8 fc3 sc0 lsfb ws107\">(<span class=\"_ _2\"></span>year<span class=\"_ _2\"></span>s)<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f6 hb y3205 ff12d fs8 fc3 sc0 ls6f ws70\">rate<span class=\"_ _29f\"> </span></td><td class=\"t m1 x8f7 hb y3206 ff12d fs8 fc3 sc0 ls108 ws127\">yield<span class=\"_ _29f\"> </span></td><td class=\"t m1 x536 hb y3207 ff12d fs8 fc3 sc0 ls65 ws156\">per annum<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y3208 ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc Per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance Sh<span class=\"_ _2\"></span>are </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m1 x23e h1c y3209 ff12f fs11 fc3 sc0 ls94 wse3\">Pla<span class=\"_ _2\"></span>n \u2013 <span class=\"_ _6\"></span>Sh<span class=\"_ _2\"></span>are Opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s (Nil co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y320a w20f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd ws10a\">options)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f8 y320a w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1.12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8f9 y320a w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fa y320a w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">34%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fb y320a wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2.8</div></td><td class=\"c n x8fc y320a w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.1%</div></td><td class=\"c n x8fd y320a w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8fe y320a w211 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y320b ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc Per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ance Sh<span class=\"_ _2\"></span>are </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2fca w212 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pla<span class=\"_ _2\"></span>n \u2013 <span class=\"_ _6\"></span>Con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al Sha<span class=\"_ _2\"></span>res<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ff y2fca w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1.05<span class=\"_ _29f\"> </span></div></td><td class=\"c n x900 y2fca w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x901 y2fca w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">34%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x902 y2fca wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.0</div></td><td class=\"c n x903 y2fca w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.1%</div></td><td class=\"c n x904 y2fca w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x905 y2fca w211 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y320c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc Sh<span class=\"_ _2\"></span>are Rew<span class=\"_ _2\"></span>ard Pl<span class=\"_ _2\"></span>an </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e61 w213 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">\u2013 Cond<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l Share<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x906 y2e61 w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1.05<span class=\"_ _29f\"> </span></div></td><td class=\"c n x907 y2e61 w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.00<span class=\"_ _29f\"> </span></div></td><td class=\"c n x908 y2e61 w15f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">35%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x909 y2e61 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2.0</div></td><td class=\"c n x90a y2e61 w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.3%</div></td><td class=\"c n x90b y2e61 w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90c y2e61 w211 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4%<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w214 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r plc Sh<span class=\"_ _2\"></span>ares<span class=\"_ _2\"></span>ave Pl<span class=\"_ _2\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90d y2eb6 w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1.14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90e y2eb6 w131 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.83<span class=\"_ _29f\"> </span></div></td><td class=\"c n x90f y2eb6 w15e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">33%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x910 y2eb6 wf4 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.7</div></td><td class=\"c n x911 y2eb6 w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.1%</div></td><td class=\"c n x912 y2eb6 w210 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.6%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x913 y2eb6 w211 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">5%<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted vo<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y us<span class=\"_ _2\"></span>ed was ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ical v<span class=\"_ _2\"></span>olat<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of t<span class=\"_ _2\"></span>he share pr<span class=\"_ _2\"></span>ice ov<span class=\"_ _2\"></span>er the pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span> wh<span class=\"_ _2\"></span>ich tr<span class=\"_ _2\"></span>ading h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y is ava<span class=\"_ _2\"></span>ilabl<span class=\"_ _2\"></span>e. The r<span class=\"_ _2\"></span>isk-f<span class=\"_ _2\"></span>ree inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te was bas<span class=\"_ _2\"></span>ed on th<span class=\"_ _2\"></span>e yie<span class=\"_ _2\"></span>lds av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le on UK Go<span class=\"_ _2\"></span>vern<span class=\"_ _2\"></span>ment b<span class=\"_ _2\"></span>onds as a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e date of gra<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he bon<span class=\"_ _2\"></span>ds cho<span class=\"_ _2\"></span>sen wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ose wi<span class=\"_ _2\"></span>th a simi<span class=\"_ _2\"></span>lar rema<span class=\"_ _2\"></span>ining ter<span class=\"_ _2\"></span>m to the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>re award<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>28<span class=\"_ _2\"></span>(e<span class=\"_ _5\"></span>)<span class=\"_ _2\"></span>: Fina<span class=\"_ _6\"></span>ncial impact<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he share<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ve of \u00a342 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: \u00a3<span class=\"_ _6\"></span>42 mill<span class=\"_ _2\"></span>ion) repres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s the c<span class=\"_ _2\"></span>umula<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span> of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>un<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ed por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y awa<span class=\"_ _2\"></span>rded s<span class=\"_ _2\"></span>chem<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tota<span class=\"_ _2\"></span>l exp<span class=\"_ _2\"></span>ense re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e year ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on plan<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>4 mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>8 mill<span class=\"_ _2\"></span>ion). Al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>rrent a<span class=\"_ _2\"></span>nd pri<span class=\"_ _2\"></span>or year aro<span class=\"_ _2\"></span>se fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led sh<span class=\"_ _2\"></span>are and sha<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>tion p<span class=\"_ _2\"></span>lans<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-415": {
   "value": "28<span class=\"_ _2\"></span>(b<span class=\"_ _6\"></span>): Reconciliation<span class=\"_ _6\"></span> of mov<span class=\"_ _6\"></span>ements in options<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment in o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nding un<span class=\"_ _2\"></span>der th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce Share Pl<span class=\"_ _2\"></span>ans and S<span class=\"_ _2\"></span>hares<span class=\"_ _2\"></span>ave Pla<span class=\"_ _2\"></span>n ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>is de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led be<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w1f7 hd3\" id=\"_8e3e22ca-38a0-4811-ab00-e8f4e72d3f72\"><tr><td></td><td></td><td class=\"c n x8b4 y31cd w52 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x8b5 y31cd w1f8 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsfb ws1\">Year en<span class=\"_ _2\"></span>ded 3<span class=\"_ _2\"></span>1 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td></td><td class=\"t m0 x66f hb y31ce ff12d fs8 fc1 sc0 ls4b ws5b\">Weighted </td><td></td><td class=\"t m0 x626 hb y31cf ff12d fs8 fc3 sc0 ls4b ws5b\">Weighted </td></tr><tr><td></td><td></td><td class=\"t m0 x8b6 hb y31d0 ff12d fs8 fc1 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td><td></td><td class=\"t m0 x8b7 hb y31d1 ff12d fs8 fc3 sc0 lse3 wse6\">average<span class=\"_ _2\"></span> </td></tr><tr><td></td><td class=\"t m0 x8b8 hb y31d2 ff12d fs8 fc1 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td><td class=\"t m0 x8b9 hb y31d3 ff12d fs8 fc1 sc0 lsee wsf3\">exercise </td><td class=\"t m0 x8ba hb y31d3 ff12d fs8 fc3 sc0 lsfb ws1\">Nu<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r of </td><td class=\"t m0 x8bb hb y31d4 ff12d fs8 fc3 sc0 lsee wsf3\">exercise<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y31d5 ff12d fs8 fc3 sc0 ls63 ws80\">Options over Ordinary Shares (L<span class=\"_ _2\"></span>SE)<span class=\"_ _29f\"> </span></td><td class=\"t m0 x779 hb y31d5 ff12d fs8 fc1 sc0 ls1 ws1\">options<span class=\"_ _29f\"> </span></td><td class=\"t m0 x862 hb y31d6 ff12d fs8 fc1 sc0 ls101 ws10d\">price<span class=\"_ _29f\"> </span></td><td class=\"t m0 x77e hb y31d6 ff12d fs8 fc3 sc0 ls1 ws1\">options<span class=\"_ _29f\"> </span></td><td class=\"t m0 x8bc hb y31d7 ff12d fs8 fc3 sc0 ls101 ws10d\">price<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 w1f9 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Outs<span class=\"_ _2\"></span>tanding at<span class=\"_ _6\"></span> beginning of the year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bd y2ea9 w1fa h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8be y2ea9 w1fb h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">\u00a30.48<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8bf y2ea9 w1fc h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">17,048,538<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c0 y2ea9 w1fd h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">\u00a30.63<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1fe h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Gr<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>d dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c1 y2e5b w1ff h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,672,404<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c2 y2e5b w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c3 y2e5b w201 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">22,817,549<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c4 y2e5b w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.55<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c w202 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xerci<span class=\"_ _2\"></span>sed du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c5 y2e5c w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(1,849,519)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c6 y2e5c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.29<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c7 y2e5c w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(1,019,420)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c8 y2e5c w204 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.00<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w205 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">E<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>ed/<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>eite<span class=\"_ _2\"></span>d dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8c9 y2eb1 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(1,735,725)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ca y2eb1 w204 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.33<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cb y2eb1 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(2,946,806)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cc y2eb1 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a30.20<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w206 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>ncel<span class=\"_ _2\"></span>led du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cd y2eb4 w207 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(982,993)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8ce y2eb4 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">\u00a30.82<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8cf y2eb4 w203 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(8,004,284)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d0 y2eb4 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">\u00a31.14<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w208 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ou<span class=\"_ _2\"></span>tst<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ing at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d1 y2eb5 w1fa h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">31,999,744<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d2 y2eb5 w1fb h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u00a30.44<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d3 y2eb5 w1fc h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27,895,577<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d4 y2eb5 w1fd h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u00a30.48<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w209 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">E<span class=\"_ _2\"></span>xerc<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>ble at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d5 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d6 y2eb6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d7 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x8d8 y2eb6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Op<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ding at th<span class=\"_ _2\"></span>e end of 2024 <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude 9<span class=\"_ _2\"></span>89,097 di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend e<span class=\"_ _2\"></span>qui<span class=\"_ _2\"></span>vale<span class=\"_ _2\"></span>nt share<span class=\"_ _2\"></span>s (2023: 71<span class=\"_ _144\"></span>1,<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>8<span class=\"_ _2\"></span>4) rela<span class=\"_ _2\"></span>ting to cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>ior yea<span class=\"_ _2\"></span>r sche<span class=\"_ _2\"></span>mes<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hted av<span class=\"_ _2\"></span>erage f<span class=\"_ _2\"></span>air val<span class=\"_ _2\"></span>ue of opt<span class=\"_ _2\"></span>ions at t<span class=\"_ _2\"></span>he meas<span class=\"_ _2\"></span>ureme<span class=\"_ _2\"></span>nt date for o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns gra<span class=\"_ _2\"></span>nted du<span class=\"_ _2\"></span>ring 2024 is<span class=\"_ gs37\"> </span>\u00a30.76 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a30.32). T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hte<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>erage sha<span class=\"_ _2\"></span>re pric<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>at th<span class=\"_ _2\"></span>e dates of e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>for o<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns exerc<span class=\"_ _2\"></span>ised<span class=\"_ _2\"></span> dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>ar was \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>.<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>0 (2023: \u00a30.95<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he opti<span class=\"_ _2\"></span>ons ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 20<span class=\"_ _6\"></span>24 have e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise pr<span class=\"_ _2\"></span>ices of \u00a3n<span class=\"_ _2\"></span>il (2023: \u00a3ni<span class=\"_ _2\"></span>l) for th<span class=\"_ _2\"></span>e Quil<span class=\"_ _2\"></span>ter plc<span class=\"_ _2\"></span> Per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>nce Share Pl<span class=\"_ _2\"></span>an, and b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>\u00a30.69 (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a30.69) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.31 (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>.31) <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter pl<span class=\"_ _2\"></span>c Sha<span class=\"_ _2\"></span>resa<span class=\"_ _2\"></span>ve Plan<span class=\"_ _2\"></span>, wit<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>we<span class=\"_ _2\"></span>ighte<span class=\"_ _2\"></span>d aver<span class=\"_ _2\"></span>age remai<span class=\"_ _2\"></span>ning con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ual lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of 1<span class=\"_ _6\"></span>.9 year<span class=\"_ _2\"></span>s (2023: 2.4 y<span class=\"_ _2\"></span>ears). ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-356": {
   "value": "29:<span class=\"_ _6\"></span> In<span class=\"_ _6\"></span>v<span class=\"_ _6\"></span>estm<span class=\"_ _5\"></span>en<span class=\"_ _5\"></span>t co<span class=\"_ _6\"></span>n<span class=\"_ _6\"></span>trac<span class=\"_ _6\"></span>t liab<span class=\"_ _5\"></span>iliti<span class=\"_ _5\"></span>es T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des a summ<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y of the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s: <table class=\"s w215 hd6\" id=\"_157be58c-ca09-4021-b4b7-e04f669e72e5\"><tr><td></td><td class=\"t m1 x37b hb y320d ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y320d ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y320e ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y320e ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef3 w216 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Carr<span class=\"_ _2\"></span>ying amount at<span class=\"_ _6\"></span> 1 January<span class=\"_ _29f\"> </span></div></td><td class=\"c n x914 y2ef3 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td><td class=\"c n x915 y2ef3 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">38,186<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w217 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue mo<span class=\"_ _2\"></span>vem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x916 y2f79 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">3,153<span class=\"_ _29f\"> </span></div></td><td class=\"c n x287 y2f79 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,528<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w218 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Investment income<span class=\"_ _29f\"> </span></div></td><td class=\"c n x917 y2ef6 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">912<span class=\"_ _29f\"> </span></div></td><td class=\"c n x918 y2ef6 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">785<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w219 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Movements arising<span class=\"_ _6\"></span> from investment r<span class=\"_ _6\"></span>eturn<span class=\"_ _29f\"> </span></div></td><td class=\"c n x919 y2ef7 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,065<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91a y2ef7 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3,313<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w21a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Contributions rece<span class=\"_ _6\"></span>ived<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91b y2e5b waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">8,222<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91c y2e5b w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">5,358<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w21b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">With<span class=\"_ _2\"></span>drawals<span class=\"_ _6\"></span> and <span class=\"_ _6\"></span>surrenders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91d y2efa w28 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(3,661)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91e y2efa wca h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(3,212)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efb w21c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Cl<span class=\"_ _2\"></span>aims a<span class=\"_ _2\"></span>nd ben<span class=\"_ _2\"></span>efit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x91f y2efb w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(260)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x920 y2efb w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(245)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1c9 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other movements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x921 y2ed8 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x922 y2ed8 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w21d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Change in liability<span class=\"_ _29f\"> </span></div></td><td class=\"c n x923 y2e61 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">8,362<span class=\"_ _29f\"> </span></div></td><td class=\"c n x924 y2e61 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">5,210<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w21e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Inv<span class=\"_ _2\"></span>est<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>ract l<span class=\"_ _2\"></span>iabi<span class=\"_ _2\"></span>liti<span class=\"_ _2\"></span>es at e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x925 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">51,758<span class=\"_ _29f\"> </span></div></td><td class=\"c n x926 y2eb6 w48 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">43,396<span class=\"_ _29f\"> </span></div></td></tr></table>F<span class=\"_ _2\"></span>or unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t valu<span class=\"_ _2\"></span>es are of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set by cor<span class=\"_ _2\"></span>resp<span class=\"_ _2\"></span>ondi<span class=\"_ _2\"></span>ng chan<span class=\"_ _2\"></span>ges in<span class=\"_ gs37\"> </span>li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, lim<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ng the ne<span class=\"_ _2\"></span>t impa<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t. T<span class=\"_ _2\"></span>he bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s of<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er the un<span class=\"_ _2\"></span>it-li<span class=\"_ _2\"></span>nked inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>peti<span class=\"_ _2\"></span>te of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e retur<span class=\"_ _2\"></span>n on thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>nves<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and col<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve fu<span class=\"_ _2\"></span>nd inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, whos<span class=\"_ _2\"></span>e und<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, debt s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y and de<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>vat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>is inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment m<span class=\"_ _2\"></span>ix is uni<span class=\"_ _2\"></span>que to eac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>l poli<span class=\"_ _2\"></span>cy<span class=\"_ _2\"></span>ho<span class=\"_ _2\"></span>lder<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>or unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s, t<span class=\"_ _2\"></span>he uni<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined as t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue of uni<span class=\"_ _2\"></span>ts cre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d to po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Sin<span class=\"_ _2\"></span>ce the<span class=\"_ _2\"></span>se liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies are d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>on a ret<span class=\"_ _2\"></span>rospe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e basi<span class=\"_ _2\"></span>s, no as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ience ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions fo<span class=\"_ _2\"></span>r fut<span class=\"_ _2\"></span>ure exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence are re<span class=\"_ _2\"></span>quired fo<span class=\"_ _2\"></span>r unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s in as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sing w<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>her the to<span class=\"_ _2\"></span>tal of th<span class=\"_ _2\"></span>e cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is grea<span class=\"_ _2\"></span>ter tha<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span> va<span class=\"_ _2\"></span>lue of fu<span class=\"_ _2\"></span>ture pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to ar<span class=\"_ _2\"></span>ise on th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt blo<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>s of busin<span class=\"_ _2\"></span>ess (t<span class=\"_ _2\"></span>he \u201crec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>). If<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>his is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ase, th<span class=\"_ _2\"></span>en the co<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>et is res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ted to the re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>able am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>. Fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lin<span class=\"_ _2\"></span>ked con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>on a be<span class=\"_ _2\"></span>st es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate ba<span class=\"_ _2\"></span>sis.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-357": {
   "value": "30<span class=\"_ _2\"></span>: P<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ov<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span><table class=\"s w21f hd7\" id=\"_dc5fd09d-0194-4859-b489-131d22b769ab\"><tr><td></td><td class=\"t m0 x927 hb y320f ff12d fs8 fc1 sc0 ls77 ws186\">Cus<span class=\"_ _2\"></span>tomer </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8a5 hb y3210 ff12d fs8 fc1 sc0 ls1 ws1\">remediation </td><td></td><td class=\"t m0 x928 hb y3211 ff12d fs8 fc1 sc0 lsfb ws1\">Sa<span class=\"_ _2\"></span>le of<span class=\"_ _2\"></span> </td><td></td><td class=\"t m0 x929 hb y3212 ff12d fs8 fc1 sc0 ls1 ws1\">Clawback </td><td></td></tr><tr><td></td><td class=\"t m0 x92a hb y3213 ff12d fs8 fc1 sc0 lsee wsf3\">exercise </td><td class=\"t m0 x8e7 hb y3214 ff12d fs8 fc1 sc0 ls1 ws1\">Compensation </td><td class=\"t m0 x92b hb y3215 ff12d fs8 fc1 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s </td><td class=\"t m0 x92c hb y3216 ff12d fs8 fc1 sc0 lsff ws185\">Propert<span class=\"_ _2\"></span>y </td><td class=\"t m0 x92d hb y3217 ff12d fs8 fc1 sc0 ls1 ws15a\">and other </td><td></td></tr><tr><td></td><td class=\"t m0 x8eb hb y3218 ff12d fs8 fc1 sc0 lsff ws185\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e hb y3219 ff12d fs8 fc1 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92f hb y321a ff12d fs8 fc1 sc0 lsff ws185\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m0 x63b hb y321b ff12d fs8 fc1 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x6a0 hb y321c ff12d fs8 fc1 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a3 hb y321c ff12d fs8 fc1 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y321d ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></td><td class=\"t m0 x930 hb y321e ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x931 hb y321f ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5fe hb y3220 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x932 hb y3221 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x933 hb y3222 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3222 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w220 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Ba<span class=\"_ _2\"></span>lan<span class=\"_ _2\"></span>ce at beg<span class=\"_ _2\"></span>inn<span class=\"_ _2\"></span>ing of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y2efa w36 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y2efa w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x936 y2efa w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x937 y2efa w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x938 y2efa w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c9 y2efa w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efb w221 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>arge to p<span class=\"_ _2\"></span>rofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x939 y2efb w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93a y2efb w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93b y2efb w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93c y2efb w36 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93d y2efb w24 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93e y2efb w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w222 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Us<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2ed8 w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x940 y2ed8 w35 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x941 y2ed8 w35 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x942 y2ed8 w71 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x943 y2ed8 w71 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x944 y2ed8 w2b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w223 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Unused amounts reversed<span class=\"_ _29f\"> </span></div></td><td class=\"c n x945 y2e61 w57 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x946 y2e61 w35 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x947 y2e61 w36 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x948 y2e61 w71 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x949 y2e61 w35 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94a y2e61 w2b h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w224 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls52 ws1\">Ba<span class=\"_ _2\"></span>lanc<span class=\"_ _2\"></span>e at 31 D<span class=\"_ _2\"></span>ecem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94b y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94c y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94d y2eb6 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94e y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x94f y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td><td class=\"c n x950 y2eb6 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">111<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w225 hd7\" id=\"_8eedecc5-c818-4dbc-99bf-d013e19b9283\"><tr><td></td><td class=\"t m0 x927 hb y3223 ff12d fs8 fc3 sc0 ls77 ws186\">Cus<span class=\"_ _2\"></span>tomer </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8a5 hb y3224 ff12d fs8 fc3 sc0 ls1 ws1\">remediation </td><td></td><td class=\"t m0 x928 hb y3225 ff12d fs8 fc3 sc0 lsfb ws1\">Sa<span class=\"_ _2\"></span>le of<span class=\"_ _2\"></span> </td><td class=\"t m0 x92c hb y3226 ff12d fs8 fc3 sc0 lsff ws185\">Propert<span class=\"_ _2\"></span>y </td><td class=\"t m0 x929 hb y3226 ff12d fs8 fc3 sc0 ls1 ws1\">Clawback </td><td></td></tr><tr><td></td><td class=\"t m0 x92a hb y3227 ff12d fs8 fc3 sc0 lsee wsf3\">exercise </td><td class=\"t m0 x8e7 hb y3228 ff12d fs8 fc3 sc0 ls65 wsfb\">Compensati<span class=\"_ _2\"></span>on<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92b hb y3229 ff12d fs8 fc3 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s </td><td class=\"t m0 x63b hb y322a ff12d fs8 fc3 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92d hb y322a ff12d fs8 fc3 sc0 ls1 ws15a\">and other </td><td></td></tr><tr><td></td><td class=\"t m0 x8eb hb y322b ff12d fs8 fc3 sc0 lsff ws185\">provision<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92e hb y322c ff12d fs8 fc3 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x92f hb y322d ff12d fs8 fc3 sc0 lsff ws185\">provision<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m0 x6a0 hb y322e ff12d fs8 fc3 sc0 lsff ws185\">provisions<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5a3 hb y322e ff12d fs8 fc3 sc0 ls68 ws14a\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y322f ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"t m0 x930 hb y3230 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x931 hb y3231 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5fe hb y3232 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x932 hb y3232 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x951 hb y3233 ff12d fs8 fc3 sc0 ls1 ws1\">\u00a3<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3233 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w220 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ba<span class=\"_ _2\"></span>lan<span class=\"_ _2\"></span>ce at beg<span class=\"_ _2\"></span>inn<span class=\"_ _2\"></span>ing of th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x934 y2efa w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x935 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td><td class=\"c n x952 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x953 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">12<span class=\"_ _29f\"> </span></div></td><td class=\"c n x954 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x955 y2efa w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">69<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efb w221 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>arge to p<span class=\"_ _2\"></span>rofit o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></div></td><td class=\"c n x956 y2efb w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x957 y2efb w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x958 y2efb w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x959 y2efb w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95a y2efb w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95b y2efb w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">23<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w222 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Us<span class=\"_ _2\"></span>ed dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x93f y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95c y2ed8 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95d y2ed8 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(12)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95e y2ed8 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x95f y2ed8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x960 y2ed8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(36)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w223 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Unused amounts reversed<span class=\"_ _29f\"> </span></div></td><td class=\"c n x945 y2e61 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x946 y2e61 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x947 y2e61 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x961 y2e61 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x962 y2e61 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x963 y2e61 w2b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w64 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ba<span class=\"_ _2\"></span>lanc<span class=\"_ _2\"></span>e at 31 D<span class=\"_ _2\"></span>ecem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x964 y2eb6 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x965 y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td><td class=\"c n x966 y2eb6 w24 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x967 y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x968 y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71b y2eb6 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr></table>Customer remediation exercise<span class=\"_ _6\"></span> provision<span class=\"_ _29f\"> </span>Ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to date of t<span class=\"_ _2\"></span>he Ski<span class=\"_ _2\"></span>lled Pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>n Rev<span class=\"_ _2\"></span>iew, wh<span class=\"_ _2\"></span>ich is no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ye<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>plete<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>toge<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th ot<span class=\"_ _2\"></span>her ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce ava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le, the G<span class=\"_ _2\"></span>roup cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>a cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to ongo<span class=\"_ _2\"></span>ing ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce will li<span class=\"_ _2\"></span>kely b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>s suc<span class=\"_ _2\"></span>h, a prese<span class=\"_ _2\"></span>nt obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>a pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>on of \u00a376 milli<span class=\"_ _2\"></span>on has be<span class=\"_ _2\"></span>en reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at 31 Dece<span class=\"_ _2\"></span>mber 2024 (31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: \u00a3n<span class=\"_ _2\"></span>il) rela<span class=\"_ _2\"></span>ting to po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>liv<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>y of ongoi<span class=\"_ _2\"></span>ng adv<span class=\"_ _2\"></span>ice se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces by the A<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irms in t<span class=\"_ _2\"></span>he Qu<span class=\"_ _2\"></span>ilter F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial Pl<span class=\"_ _2\"></span>annin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>ork<span class=\"_ _2\"></span>. A reaso<span class=\"_ _2\"></span>nabl<span class=\"_ _2\"></span>e es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>has b<span class=\"_ _2\"></span>een de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ned ba<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span> up<span class=\"_ _2\"></span>on a <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise, wh<span class=\"_ _2\"></span>ereb<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>pula<span class=\"_ _2\"></span>tion of c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s who are at t<span class=\"_ _2\"></span>he hig<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>t likel<span class=\"_ _2\"></span>ihoo<span class=\"_ _2\"></span>d of hav<span class=\"_ _2\"></span>ing not re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>ed the e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ed lev<span class=\"_ _2\"></span>el of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice fro<span class=\"_ _2\"></span>m thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser wou<span class=\"_ _2\"></span>ld be ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs wou<span class=\"_ _2\"></span>ld be inv<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>jo<span class=\"_ _2\"></span>in the Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>i<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ey bel<span class=\"_ _2\"></span>ieve t<span class=\"_ _2\"></span>hat the<span class=\"_ _2\"></span>y have n<span class=\"_ _2\"></span>ot rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d ongoi<span class=\"_ _2\"></span>ng adv<span class=\"_ _2\"></span>ice an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>if t<span class=\"_ _2\"></span>hey w<span class=\"_ _2\"></span>ish to have t<span class=\"_ _2\"></span>heir si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>ion rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>wed by Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. Ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate an<span class=\"_ _2\"></span>d pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>red<span class=\"_ _2\"></span>ress w<span class=\"_ _2\"></span>ould be p<span class=\"_ _2\"></span>aid to imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ted cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>. Fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing the in<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>al draf<span class=\"_ _2\"></span>t re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y reliab<span class=\"_ _2\"></span>le repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ive co<span class=\"_ _2\"></span>hor<span class=\"_ _2\"></span>t of cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aken by th<span class=\"_ _2\"></span>e Skil<span class=\"_ _2\"></span>led Per<span class=\"_ _2\"></span>son<span class=\"_ _2\"></span>, toget<span class=\"_ _2\"></span>her wi<span class=\"_ _2\"></span>th ot<span class=\"_ _2\"></span>her av<span class=\"_ _2\"></span>ailab<span class=\"_ _2\"></span>le ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce, the Gro<span class=\"_ _2\"></span>up has de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of a prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n for pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l cos<span class=\"_ _2\"></span>t to set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>e the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion b<span class=\"_ _2\"></span>ased up<span class=\"_ _2\"></span>on thi<span class=\"_ _2\"></span>s appro<span class=\"_ _2\"></span>ach<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>ring un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>inti<span class=\"_ _2\"></span>es and ba<span class=\"_ _2\"></span>sed up<span class=\"_ _2\"></span>on key as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e draf<span class=\"_ _2\"></span>t res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>iew h<span class=\"_ _2\"></span>ave be<span class=\"_ _2\"></span>en ex<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>pola<span class=\"_ _2\"></span>ted fro<span class=\"_ _2\"></span>m their<span class=\"_ _2\"></span> sa<span class=\"_ _2\"></span>mple to t<span class=\"_ _2\"></span>he pop<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion of all cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>o paid an on<span class=\"_ _2\"></span>going ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice char<span class=\"_ _2\"></span>ge bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en 201<span class=\"_ _5\"></span>8 an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2023 (i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>sive o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th year<span class=\"_ _2\"></span>s). An ind<span class=\"_ _2\"></span>epen<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t has re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed t<span class=\"_ _2\"></span>he resul<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span> on a sa<span class=\"_ _2\"></span>mple b<span class=\"_ _2\"></span>asis to de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ne, bas<span class=\"_ _2\"></span>ed on th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce, the c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s where t<span class=\"_ _2\"></span>he exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted le<span class=\"_ _2\"></span>vel of<span class=\"_ gs37\"> </span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>rom thei<span class=\"_ _2\"></span>r adv<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>hav<span class=\"_ _2\"></span>e been re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>ed, an<span class=\"_ _2\"></span>d thes<span class=\"_ _2\"></span>e resul<span class=\"_ _2\"></span>ts ha<span class=\"_ _2\"></span>ve be<span class=\"_ _2\"></span>en consi<span class=\"_ _2\"></span>dered in<span class=\"_ _2\"></span> de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>ning th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n. An es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>pons<span class=\"_ _2\"></span>e rate of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mers to jo<span class=\"_ _2\"></span>in the Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w, and of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>as been d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>sed up<span class=\"_ _2\"></span>on exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence fro<span class=\"_ _2\"></span>m prev<span class=\"_ _2\"></span>iou<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>st bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s per<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>med b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group, a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions on t<span class=\"_ _2\"></span>he numb<span class=\"_ _2\"></span>er of cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers wh<span class=\"_ _2\"></span>o may be<span class=\"_ gs37\"> </span>s<span class=\"_ _2\"></span>ubje<span class=\"_ _2\"></span>ct to th<span class=\"_ _2\"></span>e revi<span class=\"_ _2\"></span>ew pro<span class=\"_ _2\"></span>cess<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d, bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n the app<span class=\"_ _2\"></span>roac<span class=\"_ _2\"></span>h desc<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>ed abo<span class=\"_ _2\"></span>ve, inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of th<span class=\"_ _2\"></span>e ref<span class=\"_ _2\"></span>und of on<span class=\"_ _2\"></span>going ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce char<span class=\"_ _2\"></span>ges for cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mers i<span class=\"_ _2\"></span>mpac<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d, inter<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yabl<span class=\"_ _2\"></span>e to cus<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span>s at rat<span class=\"_ _2\"></span>es in lin<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>wi<span class=\"_ _2\"></span>th the F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial Om<span class=\"_ _2\"></span>buds<span class=\"_ _2\"></span>man Ser<span class=\"_ _1\"></span>vi<span class=\"_ _2\"></span>ce intere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>and a<span class=\"_ _2\"></span>dmini<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ive co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s, b<span class=\"_ _2\"></span>oth inte<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>and<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>to per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orm th<span class=\"_ _2\"></span>e poten<span class=\"_ _2\"></span>tial c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>e. <span class=\"_ _6\"></span>Cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er redres<span class=\"_ _2\"></span>s is ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted to be<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated an<span class=\"_ _2\"></span>d paid to rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs ove<span class=\"_ _2\"></span>r a <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r peri<span class=\"_ _2\"></span>od to Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2026. O<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>al \u00a376 mil<span class=\"_ _2\"></span>lion pro<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sion ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>andi<span class=\"_ _2\"></span>ng, \u00a3<span class=\"_ _2\"></span>33 mill<span class=\"_ _2\"></span>ion is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated to be p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. Whe<span class=\"_ _2\"></span>re amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s are es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le af<span class=\"_ _2\"></span>ter 1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>ese pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted to thei<span class=\"_ _2\"></span>r prese<span class=\"_ _2\"></span>nt va<span class=\"_ _2\"></span>lue. T<span class=\"_ _2\"></span>he disco<span class=\"_ _2\"></span>unt ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>us<span class=\"_ _2\"></span>ed is not a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate g<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e shor<span class=\"_ _2\"></span>t ti<span class=\"_ _2\"></span>me per<span class=\"_ _2\"></span>iod ov<span class=\"_ _2\"></span>er whic<span class=\"_ _2\"></span>h pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>be ma<span class=\"_ _2\"></span>de.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>e poten<span class=\"_ _2\"></span>tial c<span class=\"_ _2\"></span>hange to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion bal<span class=\"_ _2\"></span>ance at 31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span> a<span class=\"_ gs37\"> </span>res<span class=\"_ _2\"></span>ult of mo<span class=\"_ _2\"></span>vemen<span class=\"_ _2\"></span>ts in t<span class=\"_ _2\"></span>he key as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w226 hd8\" id=\"_54586a46-b20e-4967-aeb1-6403a017c27a\"><tr><td></td><td></td><td class=\"t m0 x969 hb y3234 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x96a hb y3235 ff12d fs8 fc1 sc0 lsff ws185\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x96b hb y3235 ff12d fs8 fc1 sc0 lsff ws185\">Decrease<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y3236 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3236 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 h1c y3237 ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int ch<span class=\"_ _2\"></span>ange in p<span class=\"_ _2\"></span>ropo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>pula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n whe<span class=\"_ _2\"></span>re sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice </td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w227 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce is un<span class=\"_ _2\"></span>ava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le of 10%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96c y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96d y2ed8 w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(16)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w228 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Per<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>age po<span class=\"_ _2\"></span>int ch<span class=\"_ _2\"></span>ange in re<span class=\"_ _2\"></span>spo<span class=\"_ _2\"></span>nse ra<span class=\"_ _2\"></span>te of 1<span class=\"_ _6\"></span>0%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x785 y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">14<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96e y2e61 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(14)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w229 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange in a<span class=\"_ _2\"></span>dmin<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e cos<span class=\"_ _2\"></span>ts of 10%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x96f y2eb6 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x329 y2eb6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr></table>Sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant u<span class=\"_ _2\"></span>ncer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>y ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ts reg<span class=\"_ _2\"></span>ardin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e scope a<span class=\"_ _2\"></span>nd met<span class=\"_ _2\"></span>hod of a pot<span class=\"_ _2\"></span>entia<span class=\"_ _2\"></span>l remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerc<span class=\"_ _2\"></span>ise, wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll be info<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d by the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l resul<span class=\"_ _2\"></span>ts of t<span class=\"_ _2\"></span>he Ski<span class=\"_ _2\"></span>lled Pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w and foll<span class=\"_ _2\"></span>ow fu<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>her di<span class=\"_ _2\"></span>scus<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns wit<span class=\"_ _2\"></span>h the F<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>, in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ing the c<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>omer coh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to be in<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>ved w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the Re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>and A<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm con<span class=\"_ _2\"></span>tac<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegi<span class=\"_ _2\"></span>es, th<span class=\"_ _2\"></span>e prop<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e popu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs cha<span class=\"_ _2\"></span>rged a fee<span class=\"_ _2\"></span> wh<span class=\"_ _2\"></span>ere sa<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>fac<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce of ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>ng is unav<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble, t<span class=\"_ _2\"></span>he respo<span class=\"_ _2\"></span>nse ra<span class=\"_ _2\"></span>te of cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs cont<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>nd th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t coul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ally h<span class=\"_ _2\"></span>ighe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>or<span class=\"_ gs37\"> </span>l<span class=\"_ _2\"></span>ower th<span class=\"_ _2\"></span>an the am<span class=\"_ _2\"></span>ount of<span class=\"_ _2\"></span> the<span class=\"_ gs37\"> </span>pr<span class=\"_ _6\"></span>ovision. Se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te to the Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>iew an<span class=\"_ _2\"></span>d the rela<span class=\"_ _2\"></span>ted pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion for th<span class=\"_ _2\"></span>e poten<span class=\"_ _2\"></span>tial c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span> exer<span class=\"_ _2\"></span>cise, w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s reg<span class=\"_ _2\"></span>ular ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser ov<span class=\"_ _2\"></span>ersi<span class=\"_ _2\"></span>ght con<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ed, ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he ava<span class=\"_ _2\"></span>ilabl<span class=\"_ _2\"></span>e ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce, tha<span class=\"_ _2\"></span>t a <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer may no<span class=\"_ _2\"></span>t have rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>ed the se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>cing th<span class=\"_ _2\"></span>at the<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve paid fo<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, or w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up has rece<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>d compl<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>s fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>stom<span class=\"_ _2\"></span>ers re<span class=\"_ _2\"></span>gardi<span class=\"_ _2\"></span>ng ongoi<span class=\"_ _2\"></span>ng ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>icin<span class=\"_ _2\"></span>g, t<span class=\"_ _2\"></span>his has be<span class=\"_ _2\"></span>en inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tiga<span class=\"_ _2\"></span>ted, an<span class=\"_ _2\"></span>d, whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion ha<span class=\"_ _2\"></span>s been un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aken and re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a nor<span class=\"_ _2\"></span>mal bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s as usual expense.<span class=\"_ _29f\"> </span>Compensation provisions<span class=\"_ _29f\"> </span>At 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024, comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns tot<span class=\"_ _2\"></span>al \u00a3<span class=\"_ _5\"></span>14 milli<span class=\"_ _2\"></span>on (31 Dec<span class=\"_ _2\"></span>ember 202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>7 mill<span class=\"_ _2\"></span>ion). T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>net re<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of \u00a33 mil<span class=\"_ _2\"></span>lion du<span class=\"_ _2\"></span>ring th<span class=\"_ _2\"></span>e year con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>ts of a<span class=\"_ _2\"></span>ddit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al char<span class=\"_ _2\"></span>ges to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>or lo<span class=\"_ _2\"></span>ss of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>0<span class=\"_ gs37\"> </span>mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span>, compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tion a<span class=\"_ _2\"></span>nd profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal fe<span class=\"_ _2\"></span>es pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts of \u00a35 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a38 mil<span class=\"_ _2\"></span>lion rel<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of unu<span class=\"_ _2\"></span>sed am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s fol<span class=\"_ _2\"></span>lowi<span class=\"_ _2\"></span>ng fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her rev<span class=\"_ _2\"></span>iew w<span class=\"_ _2\"></span>ork com<span class=\"_ _2\"></span>plet<span class=\"_ _2\"></span>ed duri<span class=\"_ _2\"></span>ng the ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. Comp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns com<span class=\"_ _2\"></span>pris<span class=\"_ _2\"></span>e the fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span>Lighthouse pension transfer advice provision of<span class=\"_ _6\"></span> \u00a31<span class=\"_ _6\"></span> million (31<span class=\"_ _6\"></span> December 2023:<span class=\"_ _6\"></span> \u00a36<span class=\"_ _6\"></span> million) A fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>of a sa<span class=\"_ _2\"></span>mple of L<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>hou<span class=\"_ _2\"></span>se DB to DC pen<span class=\"_ _2\"></span>sion tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce cas<span class=\"_ _2\"></span>es not rel<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e Br<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ish Stee<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pen<span class=\"_ _2\"></span>sion Sc<span class=\"_ _2\"></span>heme i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng cond<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ted by an in<span class=\"_ _2\"></span>depe<span class=\"_ _2\"></span>nden<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t to ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y any ca<span class=\"_ _2\"></span>ses of<span class=\"_ _2\"></span> uns<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>DB to DC p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce. The re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w is being co<span class=\"_ _2\"></span>nduc<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d under a Gr<span class=\"_ _2\"></span>oup mana<span class=\"_ _2\"></span>ged pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>iew pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s, and t<span class=\"_ _2\"></span>he sam<span class=\"_ _2\"></span>ple ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en sel<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted on a ri<span class=\"_ _2\"></span>sk-ba<span class=\"_ _2\"></span>sed ap<span class=\"_ _2\"></span>proa<span class=\"_ _2\"></span>ch. T<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>iew of th<span class=\"_ _2\"></span>is sam<span class=\"_ _2\"></span>ple has id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ied s<span class=\"_ _2\"></span>ome ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ional c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>here cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er redre<span class=\"_ _2\"></span>ss is req<span class=\"_ _2\"></span>uired<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Un<span class=\"_ _2\"></span>til th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span> of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt sam<span class=\"_ _2\"></span>ple has b<span class=\"_ _2\"></span>een com<span class=\"_ _2\"></span>plete<span class=\"_ _2\"></span>d, unce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y exis<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s as to the nu<span class=\"_ _2\"></span>mber of c<span class=\"_ _2\"></span>ases w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>is wil<span class=\"_ _2\"></span>l be re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and t<span class=\"_ _2\"></span>he val<span class=\"_ _2\"></span>ue of tota<span class=\"_ _2\"></span>l redres<span class=\"_ _2\"></span>s whi<span class=\"_ _2\"></span>ch may be p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>le. A prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on for redr<span class=\"_ _2\"></span>ess rel<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e rev<span class=\"_ _2\"></span>iew of t<span class=\"_ _2\"></span>his fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther s<span class=\"_ _2\"></span>ampl<span class=\"_ _2\"></span>e of cas<span class=\"_ _2\"></span>es was in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>ed at 31 Dece<span class=\"_ _2\"></span>mber 2023<span class=\"_ _2\"></span>, bas<span class=\"_ _2\"></span>ed upon t<span class=\"_ _2\"></span>he sui<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span> rev<span class=\"_ _2\"></span>iew of c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s, and t<span class=\"_ _2\"></span>he ant<span class=\"_ _2\"></span>icip<span class=\"_ _2\"></span>ated nu<span class=\"_ _2\"></span>mber of c<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired to be re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Pay<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts of \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span> we<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers du<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>2023<span class=\"_ _2\"></span>. Ant<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>pate<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e redre<span class=\"_ _2\"></span>ss ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of \u00a32<span class=\"_ gs37\"> </span>m<span class=\"_ _2\"></span>illi<span class=\"_ _2\"></span>on wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023<span class=\"_ _2\"></span>. Du<span class=\"_ _2\"></span>ring 2024, red<span class=\"_ _2\"></span>ress p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of \u00a3<span class=\"_ _5\"></span>1 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>we<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to cus<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span>s, \u00a31 milli<span class=\"_ _2\"></span>on of profe<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>onal fe<span class=\"_ _2\"></span>es wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>id, and \u00a3<span class=\"_ _2\"></span>3 milli<span class=\"_ _2\"></span>on of the p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion rel<span class=\"_ _2\"></span>ated to cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer redre<span class=\"_ _2\"></span>ss wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>unu<span class=\"_ _2\"></span>sed an<span class=\"_ _2\"></span>d rever<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d, as a res<span class=\"_ _2\"></span>ult of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>red<span class=\"_ _2\"></span>ress c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ions pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ed for cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>ing low<span class=\"_ _2\"></span>er than fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>31 Dece<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span> 2023<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to cha<span class=\"_ _2\"></span>nges in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns used to p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>ons and ma<span class=\"_ _2\"></span>rket m<span class=\"_ _2\"></span>ovem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme v<span class=\"_ _2\"></span>alue<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing 2024. Gi<span class=\"_ _2\"></span>ven th<span class=\"_ _2\"></span>at the rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>is ne<span class=\"_ _2\"></span>arin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>plet<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rema<span class=\"_ _2\"></span>ining li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to be u<span class=\"_ _2\"></span>tili<span class=\"_ _2\"></span>sed in f<span class=\"_ _2\"></span>ull and s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ithi<span class=\"_ _2\"></span>n the ne<span class=\"_ _2\"></span>xt 1<span class=\"_ _6\"></span>2 mon<span class=\"_ _2\"></span>ths.<span class=\"_ _29f\"> </span>Compensation provisions (<span class=\"_ _6\"></span>other)<span class=\"_ _6\"></span> of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>3 million<span class=\"_ _6\"></span> (31 December<span class=\"_ _6\"></span> 2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1 million)<span class=\"_ _29f\"> </span>O<span class=\"_ _2\"></span>ther co<span class=\"_ _2\"></span>mpen<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions of \u00a31<span class=\"_ _5\"></span>3 mill<span class=\"_ _2\"></span>ion in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s relat<span class=\"_ _2\"></span>ing to inte<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>lly con<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>ast<span class=\"_ _2\"></span> bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of cor<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cien<span class=\"_ _2\"></span>cie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tem<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g redres<span class=\"_ _2\"></span>s,<span class=\"_ _2\"></span> any a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d lit<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ted cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>ate cu<span class=\"_ _2\"></span>rrent a<span class=\"_ _2\"></span>nd form<span class=\"_ _2\"></span>er pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion repr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ts ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>\u2019s be<span class=\"_ _2\"></span>st es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ou<span class=\"_ _2\"></span>tcome<span class=\"_ _2\"></span>s base<span class=\"_ _2\"></span>d up<span class=\"_ _2\"></span>on pas<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>a rev<span class=\"_ _2\"></span>iew of t<span class=\"_ _2\"></span>he det<span class=\"_ _2\"></span>ails of ea<span class=\"_ _2\"></span>ch cas<span class=\"_ _2\"></span>e. Due to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>na<span class=\"_ _2\"></span>ture of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he ti<span class=\"_ _2\"></span>ming of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash out<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows is un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in. Th<span class=\"_ _2\"></span>e bes<span class=\"_ _2\"></span>t es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the ti<span class=\"_ _2\"></span>ming of ou<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ows i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>majo<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e bala<span class=\"_ _2\"></span>nce is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to be s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s. A prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on of \u00a37 mill<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e balan<span class=\"_ _2\"></span>ce, has be<span class=\"_ _2\"></span>en recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed at 31 Dece<span class=\"_ _2\"></span>mber 2024 (31<span class=\"_ gs37\"> </span>D<span class=\"_ _2\"></span>ecemb<span class=\"_ _2\"></span>er 2023: \u00a3ni<span class=\"_ _2\"></span>l) relat<span class=\"_ _2\"></span>ing to inte<span class=\"_ _2\"></span>rnal<span class=\"_ _2\"></span>ly con<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ted p<span class=\"_ _2\"></span>ast b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws of ongo<span class=\"_ _2\"></span>ing ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>ng wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Pla<span class=\"_ _2\"></span>nning<span class=\"_ _2\"></span>, as pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s norm<span class=\"_ _2\"></span>al busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n has bee<span class=\"_ _2\"></span>n deter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d for the c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>atus of t<span class=\"_ _2\"></span>he pas<span class=\"_ _2\"></span>t bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s revi<span class=\"_ _2\"></span>ew<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>red<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span> es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated b<span class=\"_ _2\"></span>ased u<span class=\"_ _2\"></span>pon an ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>sis of ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>ing reco<span class=\"_ _2\"></span>rds. Cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er redres<span class=\"_ _2\"></span>s is ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span> to<span class=\"_ gs37\"> </span>be c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>late<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and p<span class=\"_ _2\"></span>aid to rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing 2025.<span class=\"_ _29f\"> </span>A prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on of \u00a32 mil<span class=\"_ _2\"></span>lion<span class=\"_ _2\"></span>, inclu<span class=\"_ _2\"></span>ded w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>has b<span class=\"_ _2\"></span>een reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed at 31 Dec<span class=\"_ _2\"></span>ember 2024 (31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _2\"></span>3 mill<span class=\"_ _2\"></span>ion) relat<span class=\"_ _2\"></span>ing to pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>lly un<span class=\"_ _2\"></span>suit<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e DB to DC pens<span class=\"_ _2\"></span>ion tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed by ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her tha<span class=\"_ _2\"></span>n Lig<span class=\"_ _2\"></span>htho<span class=\"_ _2\"></span>use. T<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion has b<span class=\"_ _2\"></span>een up<span class=\"_ _2\"></span>dated fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e cur<span class=\"_ _2\"></span>rent s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tus of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s and red<span class=\"_ _2\"></span>ress e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d base<span class=\"_ _2\"></span>d upon t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce of pa<span class=\"_ _2\"></span>st bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s. Cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r redres<span class=\"_ _2\"></span>s is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to be c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>id to relev<span class=\"_ _2\"></span>ant cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>st ha<span class=\"_ _2\"></span>lf of 2025.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s a <span class=\"_ _6\"></span>reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nge of +/<span class=\"_ _6\"></span>- \u00a34 milli<span class=\"_ _2\"></span>on fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>3 mill<span class=\"_ _2\"></span>ion bal<span class=\"_ _2\"></span>ance, b<span class=\"_ _2\"></span>ased<span class=\"_ _2\"></span> up<span class=\"_ _2\"></span>on a <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ases an<span class=\"_ _2\"></span>d the ra<span class=\"_ _2\"></span>nge of poten<span class=\"_ _2\"></span>tial o<span class=\"_ _2\"></span>utcom<span class=\"_ _2\"></span>es for th<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tomer re<span class=\"_ _2\"></span>dres<span class=\"_ _2\"></span>s pay<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Sale of subsidiaries pro<span class=\"_ _6\"></span>vision<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of sub<span class=\"_ _2\"></span>sidi<span class=\"_ _2\"></span>arie<span class=\"_ _2\"></span>s prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>als \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion at 31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 (31 Dece<span class=\"_ _2\"></span>mber 2023: \u00a3<span class=\"_ _2\"></span>3 milli<span class=\"_ _2\"></span>on), an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s the fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing:<span class=\"_ _29f\"> </span>Provisions arising on the<span class=\"_ _6\"></span> sale of<span class=\"_ _6\"></span> Quilter International of<span class=\"_ _6\"></span> \u00a3nil (31<span class=\"_ _6\"></span> December 2023<span class=\"_ _6\"></span>: \u00a32 million)<span class=\"_ _29f\"> </span>Qu<span class=\"_ _2\"></span>ilter In<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>onal wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>ld in Nov<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2021<span class=\"_ _5\"></span>, re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>ing in pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions tot<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>ing \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>7 mil<span class=\"_ _2\"></span>lion b<span class=\"_ _2\"></span>eing es<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>blis<span class=\"_ _2\"></span>hed in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rela<span class=\"_ _2\"></span>ted to the d<span class=\"_ _2\"></span>ispos<span class=\"_ _2\"></span>al inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>and<span class=\"_ _2\"></span> dat<span class=\"_ _2\"></span>a mig<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>on ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>ts of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss sep<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>tion ar<span class=\"_ _2\"></span>ise f<span class=\"_ _2\"></span>rom the p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s requi<span class=\"_ _2\"></span>red to sep<span class=\"_ _2\"></span>arate Q<span class=\"_ _2\"></span>uil<span class=\"_ _2\"></span>ter Inter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l\u2019<span class=\"_ _2\"></span>s inf<span class=\"_ _2\"></span>ras<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ture<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>plex a<span class=\"_ _2\"></span>nd cover<span class=\"_ _2\"></span>ed a wide r<span class=\"_ _2\"></span>ange of area<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>cludi<span class=\"_ _2\"></span>ng peo<span class=\"_ _2\"></span>ple, I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tem<span class=\"_ _2\"></span>s, dat<span class=\"_ _2\"></span>a, con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and f<span class=\"_ _2\"></span>acili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es. A prog<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>me team was e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>abli<span class=\"_ _2\"></span>shed to en<span class=\"_ _2\"></span>sure th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ansi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>ese are<span class=\"_ _2\"></span>as to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>acq<span class=\"_ _2\"></span>uirer<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>ese pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions we<span class=\"_ _2\"></span>re base<span class=\"_ _2\"></span>d on ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal quo<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ions a<span class=\"_ _2\"></span>nd es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>tes, to<span class=\"_ _2\"></span>geth<span class=\"_ _2\"></span>er wi<span class=\"_ _2\"></span>th es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates of t<span class=\"_ _2\"></span>he incre<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>al tim<span class=\"_ _2\"></span>e and res<span class=\"_ _2\"></span>ource cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s requi<span class=\"_ _2\"></span>red to achi<span class=\"_ _2\"></span>eve th<span class=\"_ _2\"></span>e sepa<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion, w<span class=\"_ _2\"></span>hich wa<span class=\"_ _2\"></span>s ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to occ<span class=\"_ _2\"></span>ur over a t<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>-to<span class=\"_ _2\"></span>-t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar per<span class=\"_ _2\"></span>iod fr<span class=\"_ _2\"></span>om the da<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e sale<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he mos<span class=\"_ _2\"></span>t sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ele<span class=\"_ _2\"></span>ment of t<span class=\"_ _2\"></span>he prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n was th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of mig<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion of IT s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tem<span class=\"_ _2\"></span>s and dat<span class=\"_ _2\"></span>a to the acq<span class=\"_ _2\"></span>uirer<span class=\"_ _6\"></span>. Cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n was ba<span class=\"_ _2\"></span>sed on ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u2019s be<span class=\"_ _2\"></span>st es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wo<span class=\"_ _2\"></span>rk requ<span class=\"_ _2\"></span>ired,<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>me it wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to ta<span class=\"_ _2\"></span>ke, the nu<span class=\"_ _2\"></span>mber an<span class=\"_ _2\"></span>d skil<span class=\"_ _2\"></span>ls of the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uired an<span class=\"_ _2\"></span>d thei<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t of rela<span class=\"_ _2\"></span>ted ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vice<span class=\"_ _2\"></span>s to supp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t the wo<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>In rea<span class=\"_ _2\"></span>ching t<span class=\"_ _2\"></span>hese j<span class=\"_ _2\"></span>udgem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ates<span class=\"_ _2\"></span>, man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt made us<span class=\"_ _2\"></span>e of it<span class=\"_ _2\"></span>s pas<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence of pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us IT mig<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s dispo<span class=\"_ _2\"></span>sal<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>ring th<span class=\"_ _2\"></span>e year<span class=\"_ _6\"></span>, \u00a32 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r 20<span class=\"_ _6\"></span>23: \u00a39 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>) of the pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>sion rela<span class=\"_ _2\"></span>ted to dec<span class=\"_ _2\"></span>ommis<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ning wo<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>s has be<span class=\"_ _2\"></span>en used<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t has be<span class=\"_ _2\"></span>en comp<span class=\"_ _2\"></span>lete<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>Provision for t<span class=\"_ _6\"></span>ax warrant<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> claim \u00a3<span class=\"_ _6\"></span>1 million (31<span class=\"_ _6\"></span> December 20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _6\"></span>1 million)<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on is for wa<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>cla<span class=\"_ _2\"></span>ims rela<span class=\"_ _2\"></span>ting to t<span class=\"_ _2\"></span>he sal<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of for<span class=\"_ _2\"></span>mer su<span class=\"_ _2\"></span>bsidi<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted<span class=\"_ _2\"></span> to be real<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n one yea<span class=\"_ _2\"></span>r<span class=\"_ _144\"></span>.<span class=\"_ _29f\"> </span>Propert<span class=\"_ _2\"></span>y provisions<span class=\"_ _29f\"> </span>Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons tot<span class=\"_ _2\"></span>al \u00a37 mill<span class=\"_ _2\"></span>ion (31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>0 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>). Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted val<span class=\"_ _2\"></span>ue of exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of reins<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ting le<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to it<span class=\"_ _2\"></span>s ori<span class=\"_ _2\"></span>gina<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion at th<span class=\"_ _2\"></span>e end of t<span class=\"_ _2\"></span>he leas<span class=\"_ _2\"></span>e term<span class=\"_ _2\"></span>, and any on<span class=\"_ _2\"></span>erous co<span class=\"_ _2\"></span>mmi<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ise in c<span class=\"_ _2\"></span>ases w<span class=\"_ _2\"></span>here a lea<span class=\"_ _2\"></span>sed pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is no lo<span class=\"_ _2\"></span>nger fu<span class=\"_ _2\"></span>lly us<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e Group. T<span class=\"_ _2\"></span>he es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate is bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>size of p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d<span class=\"_ gs37\"> </span>an es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>te of the cos<span class=\"_ _2\"></span>t per sq<span class=\"_ _2\"></span>uare foo<span class=\"_ _2\"></span>t. Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns are use<span class=\"_ _2\"></span>d or relea<span class=\"_ _2\"></span>sed w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>e rein<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are s<span class=\"_ _2\"></span>atis<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>d. The a<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et for th<span class=\"_ _2\"></span>e prope<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions rel<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>cos<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of rein<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ing prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is incl<span class=\"_ _2\"></span>uded w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>hin Prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, plan<span class=\"_ _2\"></span>t and equ<span class=\"_ _2\"></span>ipme<span class=\"_ _2\"></span>nt. O<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>\u00a37 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g, \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: \u00a3<span class=\"_ _2\"></span>3 milli<span class=\"_ _2\"></span>on) <span class=\"_ _6\"></span>is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated to b<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le wit<span class=\"_ _2\"></span>hin on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>. Th<span class=\"_ _2\"></span>e major<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e balan<span class=\"_ _2\"></span>ce relate<span class=\"_ _2\"></span>s to leas<span class=\"_ _2\"></span>ed prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s whic<span class=\"_ _2\"></span>h have a lea<span class=\"_ _2\"></span>se ter<span class=\"_ _2\"></span>m matur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of mo<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>an f<span class=\"_ _2\"></span>ive ye<span class=\"_ _2\"></span>ars<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Clawback and<span class=\"_ _6\"></span> other provisions<span class=\"_ _29f\"> </span>Cl<span class=\"_ _2\"></span>awb<span class=\"_ _2\"></span>ack and ot<span class=\"_ _2\"></span>her pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions to<span class=\"_ _2\"></span>tal \u00a31<span class=\"_ _5\"></span>3 mill<span class=\"_ _2\"></span>ion (31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 20<span class=\"_ _6\"></span>23: \u00a31<span class=\"_ _5\"></span>6 mi<span class=\"_ _2\"></span>llion) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts for t<span class=\"_ _2\"></span>he reso<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ion of le<span class=\"_ _2\"></span>gal unce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of ot<span class=\"_ _2\"></span>her cla<span class=\"_ _2\"></span>ims rai<span class=\"_ _2\"></span>sed by con<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ing pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span> an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ind<span class=\"_ _2\"></span>emni<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y commi<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>n prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns. Wh<span class=\"_ _2\"></span>ere the im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of dis<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span>ing is ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l, prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons are dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ted at dis<span class=\"_ _2\"></span>count r<span class=\"_ _2\"></span>ates sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>c to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e risk<span class=\"_ _2\"></span>s inh<span class=\"_ _2\"></span>erent in t<span class=\"_ _2\"></span>he liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>ming an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s of<span class=\"_ gs37\"> </span>pa<span class=\"_ _2\"></span>ym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>ularl<span class=\"_ _2\"></span>y tho<span class=\"_ _2\"></span>se in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of lit<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>tion cl<span class=\"_ _2\"></span>aims an<span class=\"_ _2\"></span>d simila<span class=\"_ _2\"></span>r ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s again<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, are<span class=\"_ gs37\"> </span>un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>in and cou<span class=\"_ _2\"></span>ld resul<span class=\"_ _2\"></span>t in adj<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s recor<span class=\"_ _2\"></span>ded.<span class=\"_ _29f\"> </span>Inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thin th<span class=\"_ _2\"></span>e bala<span class=\"_ _2\"></span>nce at 31 Decem<span class=\"_ _2\"></span>ber 2024 <span class=\"_ _6\"></span>is \u00a31<span class=\"_ _5\"></span>0 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: \u00a31<span class=\"_ _5\"></span>2 mill<span class=\"_ _2\"></span>ion) of cla<span class=\"_ _2\"></span>wba<span class=\"_ _2\"></span>ck prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l refun<span class=\"_ _2\"></span>ds due to pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers on in<span class=\"_ _2\"></span>demn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y commi<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>on wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Quil<span class=\"_ _2\"></span>ter Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial Plan<span class=\"_ _2\"></span>ning bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>his prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>on, w<span class=\"_ _2\"></span>hich is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cha<span class=\"_ _2\"></span>rged as a red<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of rev<span class=\"_ _2\"></span>enue at t<span class=\"_ _2\"></span>he poin<span class=\"_ _2\"></span>t of sal<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of eac<span class=\"_ _2\"></span>h poli<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>sed up<span class=\"_ _2\"></span>on ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions de<span class=\"_ _2\"></span>term<span class=\"_ _2\"></span>ined f<span class=\"_ _2\"></span>rom his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>al exp<span class=\"_ _2\"></span>erie<span class=\"_ _2\"></span>nce of the p<span class=\"_ _2\"></span>ropor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers c<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>lling th<span class=\"_ _2\"></span>eir po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es, w<span class=\"_ _2\"></span>hich req<span class=\"_ _2\"></span>uires Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er to ref<span class=\"_ _2\"></span>und a por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of com<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>sion pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>usl<span class=\"_ _2\"></span>y recei<span class=\"_ _2\"></span>ved to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>er<span class=\"_ _5\"></span>. Red<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns to the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion resu<span class=\"_ _2\"></span>lt fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>ment of c<span class=\"_ _2\"></span>ash to pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>rs as ref<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or th<span class=\"_ _2\"></span>e recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of rev<span class=\"_ _2\"></span>enue<span class=\"_ gs37\"> </span>w<span class=\"_ _2\"></span>here a po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he inde<span class=\"_ _2\"></span>mnit<span class=\"_ _2\"></span>y co<span class=\"_ _2\"></span>mmis<span class=\"_ _2\"></span>sion is as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d as no long<span class=\"_ _2\"></span>er pay<span class=\"_ _2\"></span>able. T<span class=\"_ _2\"></span>he pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>on has b<span class=\"_ _2\"></span>een as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing date an<span class=\"_ _2\"></span>d adju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for t<span class=\"_ _2\"></span>he late<span class=\"_ _2\"></span>st c<span class=\"_ _2\"></span>ancel<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion av<span class=\"_ _2\"></span>aila<span class=\"_ _2\"></span>ble. At 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024, an as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated b<span class=\"_ _2\"></span>alan<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>of \u00a36 mill<span class=\"_ _2\"></span>ion reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ble fro<span class=\"_ _2\"></span>m broker<span class=\"_ _2\"></span>s is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ade, ot<span class=\"_ _2\"></span>her re<span class=\"_ _2\"></span>ceiv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s (31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2023: \u00a38 mi<span class=\"_ _2\"></span>llion). T<span class=\"_ _2\"></span>he Group e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s a <span class=\"_ _6\"></span>reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nge of +/<span class=\"_ _6\"></span>- \u00a33 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n, bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n the po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al range<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>ou<span class=\"_ _2\"></span>tcom<span class=\"_ _2\"></span>es for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on of ca<span class=\"_ _2\"></span>ncell<span class=\"_ _2\"></span>ed pol<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e claw<span class=\"_ _2\"></span>bac<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion, an<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>tail<span class=\"_ _2\"></span>ed rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span> of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>O<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>al \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>3 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g, \u00a36 mill<span class=\"_ _2\"></span>ion is es<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>mated to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le wit<span class=\"_ _2\"></span>hin on<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r (31<span class=\"_ gs37\"> </span>D<span class=\"_ _2\"></span>ecemb<span class=\"_ _2\"></span>er 2023: \u00a37 mil<span class=\"_ _2\"></span>lion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-416": {
   "value": "31: T<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span>ts a<span class=\"_ _2\"></span>nd liabil<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax is c<span class=\"_ _2\"></span>alc<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d on all temp<span class=\"_ _2\"></span>orar<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fere<span class=\"_ _2\"></span>nces at t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>y in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>ces ari<span class=\"_ _2\"></span>se.<span class=\"_ _29f\"> </span>Defe<span class=\"_ _2\"></span>rred tax summar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span><table class=\"s w22a hc8\" id=\"_63fe748a-c6c6-4b19-b06a-d7c7bad242f6\"><tr><td></td><td class=\"t m0 x379 hb y3238 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3239 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y323a ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y323b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y323c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y323d ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w22b h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x970 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y2ed8 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w22c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2eb5 w2c h9a\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(96)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x33c y2eb5 w5a h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(64)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w22d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>t def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et<span class=\"_ _29f\"> </span></div></td><td class=\"c n x972 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">19<span class=\"_ _29f\"> </span></div></td><td class=\"c n x973 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr></table>31(a): De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised fo<span class=\"_ _2\"></span>r tax a<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>utes c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard onl<span class=\"_ _2\"></span>y to the ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nt tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e real<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he relat<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e. Reali<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>e tax b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t is consi<span class=\"_ _2\"></span>dered to be<span class=\"_ _2\"></span> pro<span class=\"_ _2\"></span>babl<span class=\"_ _2\"></span>e wher<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e basis of a<span class=\"_ _2\"></span>ll avai<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nce, it is m<span class=\"_ _2\"></span>ore likel<span class=\"_ _2\"></span>y tha<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at ther<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>ll be sui<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>le ta<span class=\"_ _2\"></span>xab<span class=\"_ _2\"></span>le prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t whi<span class=\"_ _2\"></span>ch the t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>s or oth<span class=\"_ _2\"></span>er ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>te can b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ieve<span class=\"_ _2\"></span>d or uti<span class=\"_ _2\"></span>lise<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s on reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are e<span class=\"_ _2\"></span>xpla<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>elow<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w22e hd9\" id=\"_ff0d1ec9-e5e5-4f45-86c9-d686dd464371\"><tr><td></td><td class=\"t m0 x6a6 hb y323e ff12d fs8 fc1 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x974 hb y323f ff12d fs8 fc1 sc0 ls65 wsfb\">Credit<span class=\"_ _2\"></span>/<span class=\"_ _6\"></span>(charge) </td><td class=\"t m0 x85e hb y3240 ff12d fs8 fc1 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3241 ff12d fs8 fc1 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3242 ff12d fs8 fc1 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3243 ff133 fs8 fc1 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit or lo<span class=\"_ _2\"></span>ss<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3244 ff12d fs8 fc1 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3245 ff12d fs8 fc1 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3246 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3247 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3248 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3249 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y324a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">76<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97c y2fc6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(6)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75b y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97d y2fc6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y324c ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efa w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97f y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x980 y2efa w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69c y2efa w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">17<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f2 y2eb1 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x343 y2eb1 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">13<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x982 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x983 y2ed8 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x797 y2ed8 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x984 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x986 y2eb5 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x987 y2eb5 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td><td class=\"c n x989 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">20<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c2 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">115<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w236 hd9\" id=\"_48dd7ad5-e0cf-4ad3-8a2d-bd31cc8241a3\"><tr><td></td><td class=\"t m0 x6a6 hb y324d ff12d fs8 fc3 sc0 ls65 ws80\">At beginning </td><td class=\"t m0 x98a hb y324e ff12d fs8 fc3 sc0 lsea wsef\">(Charge)/credit<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85e hb y324f ff12d fs8 fc3 sc0 ls174 ws1b3\">Cred<span class=\"_ _2\"></span>it<span class=\"_ _29f\"> </span></td><td class=\"t m0 x975 hb y3250 ff12d fs8 fc3 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of t<span class=\"_ _2\"></span>he </td></tr><tr><td></td><td class=\"t m0 x976 hb y3251 ff12d fs8 fc3 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y3252 ff133 fs8 fc3 sc0 ls125 ws1bd\">to pro<span class=\"_ _2\"></span>fit or los<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x977 hb y3253 ff12d fs8 fc3 sc0 ls101 ws57\">to equity<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37c hb y3254 ff12d fs8 fc3 sc0 ls67 ws67\">year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x569 hb y3255 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m0 x675 hb y3256 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x676 hb y3257 ff12d fs8 fc3 sc0 lsff ws185\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y3258 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3259 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y324b w22f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ax lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es ca<span class=\"_ _2\"></span>rri<span class=\"_ _2\"></span>ed for<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>ard<span class=\"_ _29f\"> </span></div></td><td class=\"c n x978 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td><td class=\"c n x979 y324b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">36<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97a y324b w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x387 y324b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2fc6 w230 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsf3 ws87\">Accelerated<span class=\"_ _6\"></span> depreciation<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97b y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98b y2fc6 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98c y2fc6 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2fc6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y325a ff12f fs11 fc3 sc0 ls94 wse3\">Acc<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>ed inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e and ot<span class=\"_ _2\"></span>her tem<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2e5c w231 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x97e y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98e y2e5c w5a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(15)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98f y2e5c w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y2e5c w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">16<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w232 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n x981 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b1 y2eb1 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x990 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x991 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w233 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lsac ws11a\">Deferred<span class=\"_ _5\"></span> expenses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6d3 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">50<span class=\"_ _29f\"> </span></div></td><td class=\"c n x992 y2ed8 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(46)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x993 y2ed8 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x994 y2ed8 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w234 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x985 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x995 y2eb5 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x996 y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x997 y2eb5 w2c h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w235 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls87 ws9b\">Deferred<span class=\"_ _6\"></span> tax a<span class=\"_ _6\"></span>ssets<span class=\"_ _29f\"> </span></div></td><td class=\"c n x988 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">94<span class=\"_ _29f\"> </span></div></td><td class=\"c n x998 y2eb6 w5c h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(4)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x999 y2eb6 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99a y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">91<span class=\"_ _29f\"> </span></div></td></tr></table>A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in note 1, <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts are re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed to th<span class=\"_ _2\"></span>e ex<span class=\"_ _2\"></span>tent th<span class=\"_ _2\"></span>ey are sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. The G<span class=\"_ _2\"></span>roup cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>s that f<span class=\"_ _2\"></span>orec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>and e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s are mo<span class=\"_ _2\"></span>st se<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to<span class=\"_ gs37\"> </span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in AuM b<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>use th<span class=\"_ _2\"></span>ey hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>a dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the le<span class=\"_ _2\"></span>vel of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s fe<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>thin Au<span class=\"_ _2\"></span>M <span class=\"_ _6\"></span>are eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket le<span class=\"_ _2\"></span>vel as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s incl<span class=\"_ _2\"></span>uding e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>d grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h in<span class=\"_ gs37\"> </span>e<span class=\"_ _2\"></span>quit<span class=\"_ _2\"></span>y ma<span class=\"_ _2\"></span>rket in<span class=\"_ _2\"></span>dices in<span class=\"_ _2\"></span>clu<span class=\"_ _2\"></span>ded in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ree year B<span class=\"_ _2\"></span>usin<span class=\"_ _2\"></span>ess Pla<span class=\"_ _2\"></span>n. Mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket gro<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>th for ea<span class=\"_ _2\"></span>ch busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>usi<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tima<span class=\"_ _2\"></span>ted as<span class=\"_ _2\"></span>set-sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic grow<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>h rates t<span class=\"_ _2\"></span>hat are su<span class=\"_ _2\"></span>ppor<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by inter<span class=\"_ _2\"></span>nal res<span class=\"_ _2\"></span>earch<span class=\"_ _2\"></span>, his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>cal pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ance, B<span class=\"_ _2\"></span>ank of Eng<span class=\"_ _2\"></span>land fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and ot<span class=\"_ _2\"></span>her ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rnal e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as consi<span class=\"_ _2\"></span>dered a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ed reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly po<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>ble cha<span class=\"_ _2\"></span>nges in th<span class=\"_ _2\"></span>e forec<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t and es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ated pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>er the me<span class=\"_ _2\"></span>dium ter<span class=\"_ _2\"></span>m and has d<span class=\"_ _2\"></span>eterm<span class=\"_ _2\"></span>ined t<span class=\"_ _2\"></span>hat a redu<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion of 3<span class=\"_ _2\"></span>0% in prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts is t<span class=\"_ _2\"></span>he poin<span class=\"_ _2\"></span>t at wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>rr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing amo<span class=\"_ _2\"></span>unt of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts exce<span class=\"_ _2\"></span>eds t<span class=\"_ _2\"></span>he recov<span class=\"_ _2\"></span>erab<span class=\"_ _2\"></span>le amou<span class=\"_ _2\"></span>nt.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>def<span class=\"_ _2\"></span>erre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s note be<span class=\"_ _2\"></span>low con<span class=\"_ _2\"></span>tain a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>plan<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of the inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>ied fo<span class=\"_ _2\"></span>rw<span class=\"_ _2\"></span>ard los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Unr<span class=\"_ _2\"></span>ecog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed def<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>ets<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for w<span class=\"_ _2\"></span>hich n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set has b<span class=\"_ _2\"></span>een reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s w237 hbe\" id=\"_21a4e074-2fda-4d05-8446-1101a984f4d7\"><tr><td></td><td></td><td class=\"c n x8af y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x99b y30c3 w238 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x99c hb y325b ff12d fs8 fc1 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x92c hb y325b ff12d fs8 fc1 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td><td class=\"t m1 x99d hb y325b ff12d fs8 fc3 sc0 ls65 ws80\">Gross amount<span class=\"_ _29f\"> </span></td><td class=\"t m1 x53c hb y325b ff12d fs8 fc3 sc0 ls167 ws18b\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x99e hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x834 hb y325c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y325c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w239 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x99f y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">141<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a0 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">35<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a1 y2efb w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">188<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a2 y2efb w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">47<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w23a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 U<span class=\"_ _2\"></span>K tax l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a3 y2ed8 w24 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a5 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a6 y2ed8 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w23b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Capit<span class=\"_ _2\"></span>al<span class=\"_ _6\"></span> losses<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a7 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a8 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td><td class=\"c n x282 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">347<span class=\"_ _29f\"> </span></div></td><td class=\"c n x265 y2e61 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">87<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2eb6 w23c ha9\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed de<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts</div><div class=\"t m1 x9a9 h1d y2fc5 ff12d fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9aa y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">493<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ab y2e64 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">123<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ac y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">535<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ad y2e64 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">134<span class=\"_ _29f\"> </span></div></td></tr></table>1 No<span class=\"_ _2\"></span>ne of t<span class=\"_ _2\"></span>he unr<span class=\"_ _2\"></span>eco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red t<span class=\"_ _2\"></span>ax a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts h<span class=\"_ _2\"></span>ave a s<span class=\"_ _2\"></span>et e<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>y d<span class=\"_ _2\"></span>ate in t<span class=\"_ _2\"></span>ax l<span class=\"_ _2\"></span>aw.<span class=\"_ _29f\"> </span>Movements in unrec<span class=\"_ _6\"></span>ognised deferred t<span class=\"_ _6\"></span>ax asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>Un<span class=\"_ _2\"></span>der UK ta<span class=\"_ _2\"></span>x law, UK bro<span class=\"_ _2\"></span>ught fo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ward no<span class=\"_ _2\"></span>n-<span class=\"_ _2\"></span>cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at aros<span class=\"_ _2\"></span>e af<span class=\"_ _2\"></span>ter 1 Ap<span class=\"_ _2\"></span>ril 201<span class=\"_ _5\"></span>7 (<span class=\"_ _2\"></span>\u201cPo<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) may b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t cur<span class=\"_ _2\"></span>rent ye<span class=\"_ _2\"></span>ar UK ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e prof<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>ising in an<span class=\"_ _2\"></span>y compa<span class=\"_ _2\"></span>ny wi<span class=\"_ _2\"></span>thin<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up, subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to a <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of 50% of pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s each ye<span class=\"_ _2\"></span>ar<span class=\"_ _5\"></span>. Cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed ab<span class=\"_ _2\"></span>ove, t<span class=\"_ _2\"></span>he reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on Po<span class=\"_ _2\"></span>st-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses is as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ref<span class=\"_ _2\"></span>erence to t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan<span class=\"_ _2\"></span>. Wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e except<span class=\"_ _2\"></span>ion of any r<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>fen<span class=\"_ _2\"></span>ced pre<span class=\"_ _2\"></span>-acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich c<span class=\"_ _2\"></span>an onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ame comp<span class=\"_ _2\"></span>any, the G<span class=\"_ _2\"></span>roup has f<span class=\"_ _2\"></span>ull reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>tion of de<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of Pos<span class=\"_ _2\"></span>t-A<span class=\"_ _2\"></span>pril 201<span class=\"_ _6\"></span>7 UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d by prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts ov<span class=\"_ _2\"></span>er the Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od and th<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>hat the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to be pro<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>ble be<span class=\"_ _2\"></span>yon<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal t<span class=\"_ _2\"></span>hree<span class=\"_ _2\"></span>-ye<span class=\"_ _2\"></span>ar plan<span class=\"_ _2\"></span>ning c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>e. In addi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>\u00a34<span class=\"_ _2\"></span>0 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion of Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>il 201<span class=\"_ _5\"></span>7 UK ta<span class=\"_ _2\"></span>x los<span class=\"_ _2\"></span>ses in th<span class=\"_ _2\"></span>e year in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Pla<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>orm Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. Th<span class=\"_ _2\"></span>is resul<span class=\"_ _2\"></span>ts i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ll recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of th<span class=\"_ _2\"></span>ese lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s whic<span class=\"_ _2\"></span>h are ful<span class=\"_ _2\"></span>ly sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>ted b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s Plan<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Re<span class=\"_ _2\"></span>cover<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of los<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>ill cont<span class=\"_ _2\"></span>inue to b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group pr<span class=\"_ _2\"></span>ogres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss Plan p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d. A<span class=\"_ _2\"></span>ll othe<span class=\"_ _2\"></span>r non-<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal UK t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up (\u201c<span class=\"_ _2\"></span>Pre<span class=\"_ _2\"></span>-A<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>201<span class=\"_ _5\"></span>7 UK t<span class=\"_ _2\"></span>ax lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s\u201d<span class=\"_ _2\"></span>) ca<span class=\"_ _2\"></span>n onl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>be us<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t ta<span class=\"_ _2\"></span>xabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising in t<span class=\"_ _2\"></span>he sam<span class=\"_ _2\"></span>e compa<span class=\"_ _2\"></span>ny as th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>los<span class=\"_ _2\"></span>s. I<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re les<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>like<span class=\"_ _2\"></span>ly th<span class=\"_ _2\"></span>at a defer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x ass<span class=\"_ _2\"></span>et wi<span class=\"_ _2\"></span>ll be recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e curr<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y unre<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese t<span class=\"_ _2\"></span>ax los<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of de<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts on t<span class=\"_ _2\"></span>hese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted to rem<span class=\"_ _2\"></span>ain a cri<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>al acco<span class=\"_ _2\"></span>unti<span class=\"_ _2\"></span>ng es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate as de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed in t<span class=\"_ _2\"></span>hese f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in the fo<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>eabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ture.<span class=\"_ _29f\"> </span>Ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al los<span class=\"_ _2\"></span>ses ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; Pensi<span class=\"_ _2\"></span>ons Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d. The<span class=\"_ _2\"></span>re is cur<span class=\"_ _2\"></span>rentl<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt ev<span class=\"_ _2\"></span>iden<span class=\"_ _2\"></span>ce to <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st fu<span class=\"_ _2\"></span>ture c<span class=\"_ _2\"></span>hargea<span class=\"_ _2\"></span>ble ga<span class=\"_ _2\"></span>ins in tha<span class=\"_ _2\"></span>t compa<span class=\"_ _2\"></span>ny on wh<span class=\"_ _2\"></span>ich to jus<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>y recog<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>ion of a defe<span class=\"_ _2\"></span>rred t<span class=\"_ _2\"></span>ax as<span class=\"_ _2\"></span>set fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>y of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>ese l<span class=\"_ _2\"></span>oss<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>31(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): D<span class=\"_ _2\"></span>efe<span class=\"_ _2\"></span>rre<span class=\"_ _2\"></span>d tax l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he move<span class=\"_ _2\"></span>ment on d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies is as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w23d hda\" id=\"_9e8d2b0c-c433-4324-8581-f9fbbee3bfa1\"><tr><td></td><td class=\"t m1 x9ae hb y325d ff12d fs8 fc1 sc0 ls65 wsfb\">At<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62a hb y325e ff12d fs8 fc1 sc0 ls65 wsfb\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x7aa hb y325f ff12d fs8 fc1 sc0 ls65 wsfb\">beginning<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9af hb y3260 ff133 fs8 fc1 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td><td class=\"t m1 x627 hb y3215 ff12d fs8 fc1 sc0 ls1 ws15a\">Acquisition of </td><td class=\"t m1 x9b0 hb y3216 ff12d fs8 fc1 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x976 hb y3261 ff12d fs8 fc1 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y3262 ff12d fs8 fc1 sc0 lsfb ws1\">or l<span class=\"_ _2\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b1 hb y321a ff12d fs8 fc1 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b2 hb y321b ff12d fs8 fc1 sc0 ls13c ws83\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3263 ff12d fs8 fc1 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>4<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3264 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3265 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3220 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3221 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w23e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other acquir<span class=\"_ _6\"></span>ed i<span class=\"_ _6\"></span>ntangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b3 y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b4 y2efa w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b5 y2efa w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x700 y2efa w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">7<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efb w23f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other temporar<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b6 y2efb w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b7 y2efb w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b8 y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7dc y2efb w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w240 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2ed8 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w241 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y2e61 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7fa y2e61 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c0 y2e61 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ce y2e61 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w242 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Deferr<span class=\"_ _2\"></span>ed tax liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bb y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">64<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bc y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">31<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bd y2eb6 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x971 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">96<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w243 hae\" id=\"_1563c887-34a7-40f1-9500-37892ce9aa3d\"><tr><td></td><td class=\"t m1 x9ae hb y3266 ff12d fs8 fc3 sc0 ls65 wsfb\">At<span class=\"_ _29f\"> </span></td><td class=\"t m1 x62a hb y3267 ff12d fs8 fc3 sc0 ls65 wsfb\">Charge/(credit) </td><td></td><td></td></tr><tr><td></td><td class=\"t m1 x7aa hb y3268 ff12d fs8 fc3 sc0 ls65 wsfb\">beginning<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9af hb y3269 ff133 fs8 fc3 sc0 lsfb ws107\">to pr<span class=\"_ _2\"></span>ofit<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></td><td class=\"t m1 x627 hb y326a ff12d fs8 fc3 sc0 ls1 ws15a\">Acquisition of </td><td class=\"t m1 x9b0 hb y326b ff12d fs8 fc3 sc0 lsfb ws1\">At e<span class=\"_ _2\"></span>nd of<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x976 hb y326c ff12d fs8 fc3 sc0 lsfb ws1\">of t<span class=\"_ _2\"></span>he yea<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></td><td class=\"t m1 x563 hb y326d ff12d fs8 fc3 sc0 lsfb ws1\">or l<span class=\"_ _2\"></span>oss<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b1 hb y326e ff12d fs8 fc3 sc0 ls65 wsfb\">subsidiarie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x9b2 hb y326f ff12d fs8 fc3 sc0 ls13c ws83\">the year<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y3270 ff12d fs8 fc3 sc0 lsfb ws1\">Year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber 2<span class=\"_ _2\"></span>02<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"t m1 x675 hb y3271 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x676 hb y3272 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y3273 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3274 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w23e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Other acquir<span class=\"_ _6\"></span>ed i<span class=\"_ _6\"></span>ntangibles<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b3 y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b4 y2efa w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9be y2efa w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9bf y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">15<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w23f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Other temporar<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>differences<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b6 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c0 y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c1 y2eb1 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c2 y2eb1 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w240 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsdd wsb4\">Investment gains<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9b9 y2ed8 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">30<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ba y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">28<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6b4 y2ed8 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ec y2ed8 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">58<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w241 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ne<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ed aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>ferr<span class=\"_ _2\"></span>ed ta<span class=\"_ _2\"></span>x as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6cb y2eb5 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(31)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c3 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">21<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7b9 y2eb5 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c4 y2eb5 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(10)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w244 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>fer<span class=\"_ _2\"></span>red ta<span class=\"_ _2\"></span>x liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c5 y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x781 y2eb6 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">40<span class=\"_ _29f\"> </span></div></td><td class=\"c n x782 y2eb6 w59 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y2eb6 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">64<span class=\"_ _29f\"> </span></div></td></tr></table>Movements in deferred<span class=\"_ _6\"></span> tax liabilities<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>ferre<span class=\"_ _2\"></span>d tax li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es in relat<span class=\"_ _2\"></span>ion to in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt gain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve incre<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by \u00a34<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on (2023: \u00a3<span class=\"_ _2\"></span>28 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>) due to mar<span class=\"_ _2\"></span>ket mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts in t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>, as dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed in no<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-443": {
   "value": "31(c): Cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t tax r<span class=\"_ _2\"></span>ecei<span class=\"_ _2\"></span>vabl<span class=\"_ _2\"></span>es an<span class=\"_ _2\"></span>d payab<span class=\"_ _2\"></span>les<span class=\"_ _29f\"> </span>Cur<span class=\"_ _2\"></span>rent ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les at 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>were \u00a345 milli<span class=\"_ _2\"></span>on (2023: \u00a33<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1 milli<span class=\"_ _2\"></span>on (2023: \u00a32 mil<span class=\"_ _2\"></span>lion), res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vel<span class=\"_ _2\"></span>y.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-455": {
   "value": "32: Bo<span class=\"_ _6\"></span>rrow<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>nd le<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>se liabilities<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s bor<span class=\"_ _2\"></span>rowin<span class=\"_ _2\"></span>gs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s wef hcb\" id=\"_80322ab8-d19e-4c4b-b5cd-c5e1838870c1\"><tr><td></td><td></td><td class=\"t m0 x237 hb y3275 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3276 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x239 hb y3277 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3278 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23b hb y3279 ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y327a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y327b ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w245 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t: fixe<span class=\"_ _2\"></span>d rate l<span class=\"_ _2\"></span>oan at 8<span class=\"_ _2\"></span>.625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c6 y327c w2a h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c7 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c8 y2ed8 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y327d ff12e fs11 fc3 sc0 ls4a ws80\">Lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"c n x624 y327e w30 h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c9 y2eb5 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ca y2eb5 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w246 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal borrowings and lease liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9cb y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cc y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr></table>32<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>a): Borrowings<span class=\"_ _29f\"> </span>Bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ed fun<span class=\"_ _2\"></span>ds are repa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le on dem<span class=\"_ _2\"></span>and and c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as \u201c<span class=\"_ _2\"></span>Fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u201d<span class=\"_ _6\"></span>. T<span class=\"_ _2\"></span>he car<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng valu<span class=\"_ _2\"></span>e of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s is consi<span class=\"_ _2\"></span>dered to be m<span class=\"_ _2\"></span>ateri<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in lin<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>h the fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue. A<span class=\"_ _2\"></span>ll<span class=\"_ gs37\"> </span>amo<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>s out<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>ding at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>are p<span class=\"_ _2\"></span>ayab<span class=\"_ _2\"></span>le to a numbe<span class=\"_ _2\"></span>r of relat<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>hip ban<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>In Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2023<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e C<span class=\"_ _6\"></span>omp<span class=\"_ _2\"></span>any is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>\u00a3<span class=\"_ _2\"></span>200,<span class=\"_ _2\"></span>00<span class=\"_ _2\"></span>0,<span class=\"_ _2\"></span>00<span class=\"_ _2\"></span>0 8.625% F<span class=\"_ _2\"></span>ixed Ra<span class=\"_ _2\"></span>te Res<span class=\"_ _2\"></span>et Subo<span class=\"_ _2\"></span>rdina<span class=\"_ _2\"></span>ted Note<span class=\"_ _2\"></span>s (due<span class=\"_ gs37\"> </span>A<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>2033) an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>eive<span class=\"_ _2\"></span>d net c<span class=\"_ _2\"></span>ash proc<span class=\"_ _2\"></span>eeds of \u00a31<span class=\"_ _5\"></span>99 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n. Af<span class=\"_ _2\"></span>ter de<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng st<span class=\"_ _2\"></span>ruc<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ring co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s and<span class=\"_ _2\"></span> pro<span class=\"_ _2\"></span>fess<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>fee<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e reta<span class=\"_ _2\"></span>ined c<span class=\"_ _2\"></span>ash pro<span class=\"_ _2\"></span>ceed<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>\u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>97 mi<span class=\"_ _2\"></span>llion<span class=\"_ _2\"></span>. The No<span class=\"_ _2\"></span>tes are lis<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>and re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>ted und<span class=\"_ _2\"></span>er the te<span class=\"_ _2\"></span>rms of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>L<span class=\"_ _2\"></span>SE. In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has e<span class=\"_ _2\"></span>ntered in<span class=\"_ _2\"></span>to a \u00a3<span class=\"_ _5\"></span>1<span class=\"_ _6\"></span>25 mil<span class=\"_ _2\"></span>lion rev<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ving c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h remain<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>un<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>is be<span class=\"_ _2\"></span>ing hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent fu<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>pur<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>es.<span class=\"_ _2\"></span> ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-444": {
   "value": "32: Bo<span class=\"_ _6\"></span>rrow<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>nd le<span class=\"_ _6\"></span>a<span class=\"_ _2\"></span>se liabilities<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s bor<span class=\"_ _2\"></span>rowin<span class=\"_ _2\"></span>gs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>ties<span class=\"_ _2\"></span>:<span class=\"_ _29f\"> </span><table class=\"s wef hcb\" id=\"_80322ab8-d19e-4c4b-b5cd-c5e1838870c1\"><tr><td></td><td></td><td class=\"t m0 x237 hb y3275 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3276 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m0 x239 hb y3277 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3278 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x23b hb y3279 ff12d fs8 fc3 sc0 ls101 ws10d\">Notes<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y327a ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y327b ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w245 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Su<span class=\"_ _2\"></span>bord<span class=\"_ _2\"></span>inat<span class=\"_ _2\"></span>ed deb<span class=\"_ _2\"></span>t: fixe<span class=\"_ _2\"></span>d rate l<span class=\"_ _2\"></span>oan at 8<span class=\"_ _2\"></span>.625%<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c6 y327c w2a h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(a)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c7 y2ed8 w42 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c8 y2ed8 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y327d ff12e fs11 fc3 sc0 ls4a ws80\">Lease liabilities<span class=\"_ _29f\"> </span></td><td class=\"c n x624 y327e w30 h92\"><div class=\"t m0 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32(b)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9c9 y2eb5 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ca y2eb5 w23 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w246 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal borrowings and lease liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n x9cb y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc1 sc0 ls1 ws1\">275<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cc y2eb6 w20 h93\"><div class=\"t m0 x23f h1c y2e32 ff12d fs11 fc3 sc0 ls1 ws1\">279<span class=\"_ _29f\"> </span></div></td></tr></table>32<span class=\"_ _2\"></span>(b<span class=\"_ _6\"></span>): Lea<span class=\"_ _2\"></span>se<span class=\"_ _6\"></span> liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as entere<span class=\"_ _2\"></span>d into com<span class=\"_ _2\"></span>mercia<span class=\"_ _2\"></span>l non<span class=\"_ _2\"></span>-c<span class=\"_ _2\"></span>ancel<span class=\"_ _2\"></span>labl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses on ce<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tain p<span class=\"_ _2\"></span>roper<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y, plan<span class=\"_ _2\"></span>t and eq<span class=\"_ _2\"></span>uipme<span class=\"_ _2\"></span>nt whe<span class=\"_ _2\"></span>re it is not in t<span class=\"_ _2\"></span>he bes<span class=\"_ _2\"></span>t inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group to pu<span class=\"_ _2\"></span>rchas<span class=\"_ _2\"></span>e thes<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s. Suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>ses ha<span class=\"_ _2\"></span>ve va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>yin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms, e<span class=\"_ _2\"></span>sca<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on clau<span class=\"_ _2\"></span>ses an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ren<span class=\"_ _2\"></span>ewal r<span class=\"_ _2\"></span>ight<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _5\"></span>e<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on opt<span class=\"_ _2\"></span>ions are in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in a numb<span class=\"_ _2\"></span>er of prop<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y leas<span class=\"_ _2\"></span>es acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>ese are us<span class=\"_ _2\"></span>ed to ma<span class=\"_ _2\"></span>ximi<span class=\"_ _2\"></span>se oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>onal f<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>xib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y in ter<span class=\"_ _2\"></span>ms of man<span class=\"_ _2\"></span>agin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s use<span class=\"_ _2\"></span>d in the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s oper<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons. In m<span class=\"_ _2\"></span>ost<span class=\"_ _2\"></span> ca<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, the ter<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>opt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are on<span class=\"_ _2\"></span>ly exer<span class=\"_ _2\"></span>cisa<span class=\"_ _2\"></span>ble on<span class=\"_ _2\"></span>ly by th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>d not by th<span class=\"_ _2\"></span>e les<span class=\"_ _2\"></span>sor<span class=\"_ _5\"></span>.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>s at 31 Decem<span class=\"_ _2\"></span>ber 2024, fu<span class=\"_ _2\"></span>ture un<span class=\"_ _2\"></span>disc<span class=\"_ _2\"></span>ounte<span class=\"_ _2\"></span>d cash ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s of \u00a3nil (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3ni<span class=\"_ _2\"></span>l) hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en incl<span class=\"_ _2\"></span>ude<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll occu<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>yond te<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n opti<span class=\"_ _2\"></span>on date<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>on no<span class=\"_ _2\"></span>ne (2023: no<span class=\"_ _2\"></span>ne) <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y lea<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he leas<span class=\"_ _2\"></span>e term is rea<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d if an opt<span class=\"_ _2\"></span>ion is e<span class=\"_ _2\"></span>xercis<span class=\"_ _2\"></span>ed or ca<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>no lo<span class=\"_ _2\"></span>nger be exer<span class=\"_ _2\"></span>cise<span class=\"_ _2\"></span>d or if the G<span class=\"_ _2\"></span>roup be<span class=\"_ _2\"></span>come<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ob<span class=\"_ _2\"></span>liged to exer<span class=\"_ _2\"></span>cise i<span class=\"_ _2\"></span>t. Th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>ment of rea<span class=\"_ _2\"></span>sona<span class=\"_ _2\"></span>ble cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>y is<span class=\"_ _2\"></span> onl<span class=\"_ _2\"></span>y<span class=\"_ gs37\"> </span>rev<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d if a sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ev<span class=\"_ _2\"></span>ent or a sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant ch<span class=\"_ _2\"></span>ange in cir<span class=\"_ _2\"></span>cums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces oc<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>s, whi<span class=\"_ _2\"></span>ch af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s thi<span class=\"_ _2\"></span>s as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t, an<span class=\"_ _2\"></span>d that is w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the con<span class=\"_ _2\"></span>trol of t<span class=\"_ _2\"></span>he les<span class=\"_ _2\"></span>see.<span class=\"_ _29f\"> </span>Lea<span class=\"_ _2\"></span>se liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nt the ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tion to p<span class=\"_ _2\"></span>ay leas<span class=\"_ _2\"></span>e rent<span class=\"_ _2\"></span>als and are c<span class=\"_ _2\"></span>atego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span><table class=\"s w247 hdb\" id=\"_cb880128-268e-45ef-b512-0b8227462195\"><tr><td></td><td class=\"t m0 x37b hb y327f ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y327f ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x37d hb y3280 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y3280 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y3281 w248 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g bala<span class=\"_ _2\"></span>nce at 1 Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x37f y3281 w3b h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td><td class=\"c n x380 y3281 w56 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f73 w164 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 lsdd ws10a\">Additions<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cd y2f73 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x5d7 y2f73 w62 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3282 w249 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>spos<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>jus<span class=\"_ _2\"></span>tm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to leas<span class=\"_ _2\"></span>e liab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6e3 y3282 w57 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ce y3282 w35 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f75 w24a h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cha<span class=\"_ _2\"></span>rge fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9cf y2f75 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d0 y2f75 w43 h93\"><div class=\"t m0 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3283 w1a4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of the i<span class=\"_ _2\"></span>ntere<span class=\"_ _2\"></span>st p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n of lea<span class=\"_ _2\"></span>se lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d1 y3283 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d2 y3283 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(3)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w24b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pay<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt of the p<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>al por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of le<span class=\"_ _2\"></span>ase li<span class=\"_ _2\"></span>abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d3 y2f77 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(8)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d4 y2f77 w6a h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y314f w24c h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g bal<span class=\"_ _2\"></span>ance a<span class=\"_ _2\"></span>t 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d5 y314f w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x355 y314f w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1ba h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x647 y2f79 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d6 y2f79 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y3084 w1bb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x71a y3084 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">71<span class=\"_ _29f\"> </span></div></td><td class=\"c n x783 y3084 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">75<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w24d h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal lease liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d7 y2ef7 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">77<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d8 y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">81<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y3284 ff12d fs11 fc3 sc0 lsbd ws4c\">Maturity analy<span class=\"_ _2\"></span>sis \u2014<span class=\"_ _6\"></span> undiscounted<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2efb w24e h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Wi<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>in one ye<span class=\"_ _2\"></span>ar<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9d9 y2efb w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9da y2efb w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">10<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w24f h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">On<span class=\"_ _2\"></span>e to five y<span class=\"_ _2\"></span>ear<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">38<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y2ed8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">37<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w250 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>re than fi<span class=\"_ _2\"></span>ve ye<span class=\"_ _2\"></span>ars<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dd y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">45<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7db y2e61 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">52<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w251 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal lease liabilities \u2014 undiscounted<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9de y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">93<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9df y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">99</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-358": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs519\">33: Trade, othe<span class=\"_ _6\"></span>r payab<span class=\"_ _6\"></span>les and other liabil<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span></div><div class=\"gs51a\"><table class=\"s w252 hdc\" id=\"_5e2bb6ce-a410-4466-9e69-d1f66ac324bf\"><tr><td></td><td class=\"t m0 x379 hb y3285 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3286 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y3287 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3288 ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m0 x37d hb y3289 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y328a ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef3 w253 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Amount<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> payable <span class=\"_ _6\"></span>to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27c y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27d y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">82<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b2 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">286<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w254 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2ef6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2ef6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w255 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de cre<span class=\"_ _2\"></span>dito<span class=\"_ _2\"></span>rs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">34<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2ef7 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2e5b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">96<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e0 y2e5b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">505<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">567<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-464": {
   "value": "33: Trade, othe<span class=\"_ _6\"></span>r payab<span class=\"_ _6\"></span>les and other liabil<span class=\"_ _2\"></span>i<span class=\"_ _5\"></span>t<span class=\"_ _2\"></span>i<span class=\"_ _6\"></span>es<span class=\"_ _29f\"> </span><table class=\"s w252 hdc\" id=\"_5e2bb6ce-a410-4466-9e69-d1f66ac324bf\"><tr><td></td><td class=\"t m0 x379 hb y3285 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3286 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y3287 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3288 ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m0 x37d hb y3289 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y328a ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef3 w253 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Amount<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> payable <span class=\"_ _6\"></span>to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27c y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27d y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">82<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b2 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">286<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w254 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2ef6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2ef6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w255 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de cre<span class=\"_ _2\"></span>dito<span class=\"_ _2\"></span>rs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">34<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2ef7 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2e5b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">96<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e0 y2e5b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">505<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">567<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-417": {
   "value": "<table class=\"s w252 hdc\" id=\"_5e2bb6ce-a410-4466-9e69-d1f66ac324bf\"><tr><td></td><td class=\"t m0 x379 hb y3285 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x37a hb y3286 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x37b hb y3287 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x629 hb y3288 ff12d fs8 fc3 sc0 ls1 ws1\">202<span class=\"_ _2\"></span>3 </td></tr><tr><td></td><td class=\"t m0 x37d hb y3289 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y328a ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ef3 w253 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Amount<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> payable <span class=\"_ _6\"></span>to<span class=\"_ _6\"></span> policy<span class=\"_ _2\"></span>holders<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27c y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x27d y2ef3 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">82<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w1b2 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 lsbc ws8a\">Out<span class=\"_ _2\"></span>stan<span class=\"_ _2\"></span>ding<span class=\"_ _6\"></span> set<span class=\"_ _2\"></span>tlements<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e3 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">223<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7e4 y2f79 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">286<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w254 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws88\">Accruals<span class=\"_ _29f\"> </span></div></td><td class=\"c n x715 y2ef6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">90<span class=\"_ _29f\"> </span></div></td><td class=\"c n x98d y2ef6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w255 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de cre<span class=\"_ _2\"></span>dito<span class=\"_ _2\"></span>rs<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59b y2ef7 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">34<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59c y2ef7 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">46<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w1a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4a ws56\">Other liabilitie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7bd y2e5b w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">96<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e0 y2e5b w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">78<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2efa w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w1ba h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ee y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">505<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7ef y2ed8 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">567<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w1bb h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>o be se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r 1<span class=\"_ _5\"></span>2 mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f0 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f1 y2e61 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">3<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w256 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal trade, other payables and other liabilities<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69d y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">506<span class=\"_ _29f\"> </span></div></td><td class=\"c n x69e y2eb6 w42 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">570</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-359": {
   "value": "<div class=\"t m1 h8 ff12c fs6 fc1 sc0 ls5c ws5a gs51c\">3<span class=\"_ _2\"></span>4: Po<span class=\"_ _2\"></span>st-<span class=\"_ _2\"></span>employ<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>its<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs51d\">T<span class=\"_ _2\"></span>he Group o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>tes a numb<span class=\"_ _2\"></span>er of def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>on and de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e UK<span class=\"_ _2\"></span>, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs51e\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Ch<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Isl<span class=\"_ _2\"></span>ands an<span class=\"_ _2\"></span>d Irelan<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs51f\">Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> contribution pension schemes<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs520\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>ion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s requi<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions to be m<span class=\"_ _2\"></span>ade to fun<span class=\"_ _2\"></span>ds hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs521\">se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te from t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up. Par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cipa<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>ive ei<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r a <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>nthl<span class=\"_ _2\"></span>y pen<span class=\"_ _2\"></span>sion sup<span class=\"_ _2\"></span>plem<span class=\"_ _2\"></span>ent to </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs522\">th<span class=\"_ _2\"></span>eir sa<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>es or cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons to per<span class=\"_ _2\"></span>son<span class=\"_ _2\"></span>al pen<span class=\"_ _2\"></span>sion pla<span class=\"_ _2\"></span>ns. F<span class=\"_ _2\"></span>or the d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ion sch<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>s, the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs523\">Gro<span class=\"_ _2\"></span>up pay<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons to sep<span class=\"_ _2\"></span>arat<span class=\"_ _2\"></span>ely ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>d pens<span class=\"_ _2\"></span>ion sch<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has no f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs524\">pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ions on<span class=\"_ _2\"></span>ce the con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n paid<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as s<span class=\"_ _2\"></span>taf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs525\">cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and oth<span class=\"_ _2\"></span>er empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>relate<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hen the<span class=\"_ _2\"></span>y are due.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs526\">Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> benef<span class=\"_ _2\"></span>it schemes<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs527\">T<span class=\"_ _2\"></span>he Group o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>tes t<span class=\"_ _2\"></span>wo def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s: in the U<span class=\"_ _2\"></span>K, t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Lim<span class=\"_ _2\"></span>ited Re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs528\">Be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s Sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>nd in the Ch<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Isl<span class=\"_ _2\"></span>ands<span class=\"_ _2\"></span>, the Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Ch<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>iot Cha<span class=\"_ _2\"></span>nnel Is<span class=\"_ _2\"></span>lands Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment B<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs529\">Sc<span class=\"_ _2\"></span>heme w<span class=\"_ _2\"></span>hich ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th clos<span class=\"_ _2\"></span>ed to new m<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>rs. T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of the<span class=\"_ _2\"></span>se sch<span class=\"_ _2\"></span>emes a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld in sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52a\">tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tee adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds. Pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons rel<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to def<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ned ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it s<span class=\"_ _2\"></span>chem<span class=\"_ _2\"></span>es are </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52b\">as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce of quali<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uari<span class=\"_ _2\"></span>es. Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>l adv<span class=\"_ _2\"></span>ice con<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>irms t<span class=\"_ _2\"></span>hat the c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52c\">le<span class=\"_ _2\"></span>vel of con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ions pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le to each p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>toge<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ting as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, are ade<span class=\"_ _2\"></span>quate </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52d\">to<span class=\"_ gs37\"> </span>se<span class=\"_ _2\"></span>cure me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s\u2019 b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>ver the re<span class=\"_ _2\"></span>maini<span class=\"_ _2\"></span>ng ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice li<span class=\"_ _2\"></span>ves of pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tici<span class=\"_ _2\"></span>pat<span class=\"_ _2\"></span>ing emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52e\">po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y is to fun<span class=\"_ _2\"></span>d at leas<span class=\"_ _2\"></span>t the a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt to meet m<span class=\"_ _2\"></span>inimu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s under<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs52f\">ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>able e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d tax re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns. T<span class=\"_ _2\"></span>he sch<span class=\"_ _2\"></span>emes are re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed at l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on a tr<span class=\"_ _2\"></span>ienn<span class=\"_ _2\"></span>ial bas<span class=\"_ _2\"></span>is </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs530\">or in acc<span class=\"_ _2\"></span>ordan<span class=\"_ _2\"></span>ce wit<span class=\"_ _2\"></span>h loc<span class=\"_ _2\"></span>al prac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ice and reg<span class=\"_ _2\"></span>ula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veni<span class=\"_ _2\"></span>ng year<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tuar<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs531\">con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>ing app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iaten<span class=\"_ _2\"></span>ess of t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs532\">T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al plan is t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Lim<span class=\"_ _2\"></span>ited Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment B<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>chem<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>201<span class=\"_ _5\"></span>9 t<span class=\"_ _2\"></span>he T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>ees </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs533\">of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e plan pu<span class=\"_ _2\"></span>rchas<span class=\"_ _2\"></span>ed a bulk an<span class=\"_ _2\"></span>nui<span class=\"_ _2\"></span>ty f<span class=\"_ _2\"></span>rom Avi<span class=\"_ _2\"></span>va to de<span class=\"_ _2\"></span>-r<span class=\"_ _2\"></span>isk th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs534\">ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>y was in<span class=\"_ _2\"></span>tend<span class=\"_ _2\"></span>ed to equa<span class=\"_ _2\"></span>lly ma<span class=\"_ _2\"></span>tch the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of the </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs535\">sc<span class=\"_ _2\"></span>heme. T<span class=\"_ _2\"></span>his cov<span class=\"_ _2\"></span>ers al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>rema<span class=\"_ _2\"></span>ining i<span class=\"_ _2\"></span>nsure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us bulk an<span class=\"_ _2\"></span>nui<span class=\"_ _2\"></span>ty t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs536\">in 201<span class=\"_ _5\"></span>3<span class=\"_ _2\"></span>, 201<span class=\"_ _5\"></span>4 and 201<span class=\"_ _6\"></span>5. T<span class=\"_ _2\"></span>he sche<span class=\"_ _2\"></span>me has 1<span class=\"_ _5\"></span>75 m<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _5\"></span>2 of w<span class=\"_ _2\"></span>hom are cl<span class=\"_ _2\"></span>aimin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs537\">T<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Chan<span class=\"_ _2\"></span>nel Isl<span class=\"_ _2\"></span>ands Re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent Be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts Sc<span class=\"_ _2\"></span>hem<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>has 14 <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s, 5 of wh<span class=\"_ _2\"></span>om are </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs538\">cla<span class=\"_ _2\"></span>iming b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and is im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial to the G<span class=\"_ _2\"></span>roup.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls75 ws5c gs539\">Employ<span class=\"_ _6\"></span>ee benefits disclosures<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs53a\">T<span class=\"_ _2\"></span>his note pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>losu<span class=\"_ _2\"></span>res for th<span class=\"_ _2\"></span>e abov<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls27 ws25 gs53c\">3<span class=\"_ _2\"></span>4(a<span class=\"_ _5\"></span>)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Liability for defined benef<span class=\"_ _2\"></span>it obliga<span class=\"_ _6\"></span>tions<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs53d\">T<span class=\"_ _2\"></span>he IFR<span class=\"_ _2\"></span>S val<span class=\"_ _2\"></span>ue of the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>me obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ions are as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs435\"><table class=\"s w257 hdd\" id=\"_00c6598b-32fd-4331-a71b-f62e0b2762ce\"><tr><td></td><td class=\"t m1 x37b hb y328b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y328b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y328c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y328c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y328d ff133 fs11 fc3 sc0 ls94 wse3\">Cha<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s in reti<span class=\"_ _2\"></span>rem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f74 w258 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>irem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e1 y2f74 w5a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e2 y2f74 w2c h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(25)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f75 w259 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t on be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e3 y2f75 w6a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e4 y2f75 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f76 w1d5 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Effe<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>ial fina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>ump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e5 y2f76 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2f76 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w25b h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>ment b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>at 3<span class=\"_ _2\"></span>1 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e8 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e9 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328e ff12d fs11 fc3 sc0 lsbd ws4c\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f79 w25c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w25d h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Interest i<span class=\"_ _6\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ea y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w25e h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>urn o<span class=\"_ _2\"></span>n plan a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x266 y2ef7 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9eb y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ec y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w25f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at 3<span class=\"_ _2\"></span>1 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ed y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ee y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328f ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of finan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w260 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fu<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of pl<span class=\"_ _2\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ef y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f0 y2ed8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w261 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Unrecognised asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f1 y2eb5 w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f2 y2eb5 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w262 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t amou<span class=\"_ _2\"></span>nt reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt of fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>itio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>as at 3<span class=\"_ _2\"></span>1 Dece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f3 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f4 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs53e\">Cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons for t<span class=\"_ _2\"></span>he year to th<span class=\"_ _2\"></span>e def<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>d \u00a3nil (202<span class=\"_ _2\"></span>3: \u00a3nil)<span class=\"_ _2\"></span>, and \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs53f\">acc<span class=\"_ _2\"></span>rue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at 31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion). Th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s to con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ute \u00a3ni<span class=\"_ _2\"></span>l in the ne<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs540\">f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial y<span class=\"_ _2\"></span>ear (th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to <span class=\"_ _6\"></span>31 Dece<span class=\"_ _2\"></span>mber 2025<span class=\"_ _2\"></span>), bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n the cur<span class=\"_ _2\"></span>rent f<span class=\"_ _2\"></span>unde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs541\">ret<span class=\"_ _2\"></span>urn as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion fo<span class=\"_ _2\"></span>r the ne<span class=\"_ _2\"></span>xt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"gs542\"><table class=\"s w263 hde\" id=\"_bd9d3a8f-c649-472f-b34c-ccae46c30347\"><tr><td></td><td class=\"t m1 x37b hb y3290 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y3290 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y3291 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3291 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3292 ff12d fs11 fc3 sc0 lsbd ws4c\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w264 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et due to a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t ceili<span class=\"_ _2\"></span>ng at 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f5 y2eb5 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w265 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set d<span class=\"_ _2\"></span>ue to th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et ce<span class=\"_ _2\"></span>ilin<span class=\"_ _2\"></span>g at 31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs543\">3<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>(b): In<span class=\"_ _2\"></span>come an<span class=\"_ _2\"></span>d exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>es re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs544\">T<span class=\"_ _2\"></span>he tota<span class=\"_ _2\"></span>l pensi<span class=\"_ _2\"></span>on char<span class=\"_ _2\"></span>ge to st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for al<span class=\"_ _2\"></span>l of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s for 202<span class=\"_ _6\"></span>4 was \u00a3n<span class=\"_ _2\"></span>il </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs545\">(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3ni<span class=\"_ _2\"></span>l).<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs546\">Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ga<span class=\"_ _2\"></span>ins and lo<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>es and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of the lim<span class=\"_ _2\"></span>it to the p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>n ass<span class=\"_ _2\"></span>et have b<span class=\"_ _2\"></span>een rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted in ot<span class=\"_ _2\"></span>her </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls2b ws5e gs547\">comprehens<span class=\"_ _6\"></span>ive income<span class=\"_ _6\"></span>. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs548\">T<span class=\"_ _2\"></span>he cumu<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>ve amo<span class=\"_ _2\"></span>unt of ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>lo<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s is \u00a333 mi<span class=\"_ _2\"></span>llion (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: \u00a3<span class=\"_ _2\"></span>33 mill<span class=\"_ _2\"></span>ion).<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 lsce ws2a gs54a\">Assumption<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span> used in<span class=\"_ _6\"></span> the defined benefit schemes<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs54b\">In ord<span class=\"_ _2\"></span>er to cal<span class=\"_ _2\"></span>cula<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tees of t<span class=\"_ _2\"></span>he sch<span class=\"_ _2\"></span>eme nee<span class=\"_ _2\"></span>d to make as<span class=\"_ _2\"></span>sumpt<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>out v<span class=\"_ _2\"></span>ario<span class=\"_ _2\"></span>us </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs54c\">fa<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ors th<span class=\"_ _2\"></span>at af<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t t<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s prov<span class=\"_ _2\"></span>ided b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>me, inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g disco<span class=\"_ _2\"></span>unt rat<span class=\"_ _2\"></span>e, <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>utur<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>vel </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs54d\">of inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n, and li<span class=\"_ _2\"></span>fe ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>has a<span class=\"_ _2\"></span>gree<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at the as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tees ha<span class=\"_ _2\"></span>ve </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs54e\">us<span class=\"_ _2\"></span>ed are app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iate. T<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions are d<span class=\"_ _2\"></span>eter<span class=\"_ _2\"></span>mine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has se<span class=\"_ _2\"></span>cure<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs54f\">th<span class=\"_ _2\"></span>e<span class=\"_ gs37\"> </span>bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h an insu<span class=\"_ _2\"></span>rance co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs550\">T<span class=\"_ _2\"></span>he liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies of th<span class=\"_ _2\"></span>e Sche<span class=\"_ _2\"></span>me are ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>ated pro<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng for<span class=\"_ _2\"></span>war<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>all of t<span class=\"_ _2\"></span>he fu<span class=\"_ _2\"></span>ture be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs551\">dis<span class=\"_ _2\"></span>coun<span class=\"_ _2\"></span>ting th<span class=\"_ _2\"></span>em bac<span class=\"_ _2\"></span>k to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>da<span class=\"_ _2\"></span>te, using th<span class=\"_ _2\"></span>ese as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs552\">T<span class=\"_ _2\"></span>he valu<span class=\"_ _2\"></span>e place<span class=\"_ _2\"></span>d on the sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>\u2019s lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s has bee<span class=\"_ _2\"></span>n base<span class=\"_ _2\"></span>d on the bu<span class=\"_ _2\"></span>you<span class=\"_ _2\"></span>t pri<span class=\"_ _2\"></span>cing du<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>lk </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs553\">ann<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y pu<span class=\"_ _2\"></span>rchas<span class=\"_ _2\"></span>e, wit<span class=\"_ _2\"></span>h the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>to mat<span class=\"_ _2\"></span>ch.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs554\">T<span class=\"_ _2\"></span>he weig<span class=\"_ _2\"></span>hted av<span class=\"_ _2\"></span>erage du<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ion of the d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it o<span class=\"_ _2\"></span>bliga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>is 1<span class=\"_ _5\"></span>2<span class=\"_ _2\"></span>.0 year<span class=\"_ _2\"></span>s (2023: 1<span class=\"_ _5\"></span>2<span class=\"_ _2\"></span>.5 year<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>)<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>sed </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs555\">up<span class=\"_ _2\"></span>on ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash f<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs556\">T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able pr<span class=\"_ _2\"></span>esen<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>e prin<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>al ac<span class=\"_ _2\"></span>tuar<span class=\"_ _2\"></span>ial as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s of the UK sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e end of the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs557\">rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilter C<span class=\"_ _2\"></span>hev<span class=\"_ _2\"></span>iot Ch<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Isl<span class=\"_ _2\"></span>ands Re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent Be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts Sc<span class=\"_ _2\"></span>heme i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>imm<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial to the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs558\">Gro<span class=\"_ _2\"></span>up and th<span class=\"_ _2\"></span>e assu<span class=\"_ _2\"></span>mpti<span class=\"_ _2\"></span>ons are no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed:<span class=\"_ _29f\"> </span></div><div class=\"gs559\"><table class=\"s wef hc8\" id=\"_1458102e-bc03-4b70-a895-c3209b962246\"><tr><td></td><td class=\"t m0 x237 hb y3293 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3294 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y3295 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3296 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x9f6 hb y3297 ff12d fs8 fc1 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x9f7 hb y3298 ff12d fs8 fc3 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ed8 w266 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f8 y2ed8 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">5.5<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f9 y2ed8 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4.8<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w267 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ra<span class=\"_ _2\"></span>te of inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in defi<span class=\"_ _2\"></span>ned be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fa y2eb5 wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">3.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n x905 y2eb5 wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w268 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Pr<span class=\"_ _2\"></span>ice infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on ra<span class=\"_ _2\"></span>te (RPI in<span class=\"_ _2\"></span>flat<span class=\"_ _2\"></span>ion)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fb y2eb6 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">3.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9fc y2eb6 wf1 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">3.0<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs55a\">T<span class=\"_ _2\"></span>he mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alit<span class=\"_ _2\"></span>y as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d giv<span class=\"_ _2\"></span>e the fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y at 65:<span class=\"_ _29f\"> </span></div><div class=\"gs55b\"><table class=\"s w269 hdf\" id=\"_7aed39cb-662b-40e9-9cec-34953930a33c\"><tr><td></td><td></td><td></td><td class=\"t m0 x9fd hb y3299 ff12d fs8 fc3 sc0 lsfb ws1\">Li<span class=\"_ _2\"></span>fe ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y at 65 f<span class=\"_ _2\"></span>or ma<span class=\"_ _2\"></span>le </td><td></td><td class=\"t m0 x9fe hb y3299 ff12d fs8 fc3 sc0 lsfb ws1\">Li<span class=\"_ _2\"></span>fe ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y at 65 f<span class=\"_ _2\"></span>or </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9ff hb y329a ff12d fs8 fc3 sc0 ls65 ws80\">member currently<span class=\"_ _29f\"> </span></td><td></td><td class=\"t m0 xa00 hb y329a ff12d fs8 fc3 sc0 ls65 ws80\">female member currently<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"c n xa01 y329b w26a h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 ls65 ws80\">Mort<span class=\"_ _2\"></span>ality table<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa02 y329b w26b h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">A<span class=\"_ _2\"></span>ged 6<span class=\"_ _2\"></span>5<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa03 y329b w26c h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">A<span class=\"_ _2\"></span>ged 4<span class=\"_ _2\"></span>0<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa04 y329b w26b h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">A<span class=\"_ _2\"></span>ged 6<span class=\"_ _2\"></span>5<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa05 y329b w26c h97\"><div class=\"t m0 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">A<span class=\"_ _2\"></span>ged 4<span class=\"_ _2\"></span>0<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y329c ff12f fs11 fc1 sc0 ls85 ws88\">31<span class=\"_ _6\"></span> December </td><td class=\"t m0 xa06 h1c y329c ff12f fs11 fc1 sc0 ls94 wse3\">SPA<span class=\"_ _6\"></span>*<span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>, CMI 2020 w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>Lon<span class=\"_ _2\"></span>g-t<span class=\"_ _2\"></span>erm </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x23e h1c y329d ff12f fs11 fc1 sc0 ls169 ws18d\">2024<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y313c w26d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls94 wse3\">im<span class=\"_ _2\"></span>prov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span>5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y313c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">23.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y313c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">25.80<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y313c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">25.30<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y313c w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">27.40<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x23e h1c y329e ff12f fs11 fc3 sc0 ls85 ws88\">31<span class=\"_ _6\"></span> December </td><td class=\"t m0 xa06 h1c y329e ff12f fs11 fc3 sc0 ls94 wse3\">SPA<span class=\"_ _6\"></span>*<span class=\"_ _6\"></span>A<span class=\"_ _2\"></span>, CMI 2020 w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>Lon<span class=\"_ _2\"></span>g-t<span class=\"_ _2\"></span>erm </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x23e h1c y329f ff12e fs11 fc3 sc0 lsad ws187\">202<span class=\"_ _2\"></span>3<span class=\"_ _29f\"> </span></td><td class=\"c n xa07 y2eb6 w26d h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">im<span class=\"_ _2\"></span>prov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t 1<span class=\"_ _5\"></span>.<span class=\"_ _2\"></span>5% pa<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa08 y2eb6 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">23.70<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa09 y2eb6 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">25.70<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0a y2eb6 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">25.20<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa0b y2eb6 w200 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">27.30<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs55c\">Sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>uari<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions fo<span class=\"_ _2\"></span>r the de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of the de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on are dis<span class=\"_ _2\"></span>count<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs55d\">ra<span class=\"_ _2\"></span>te, inf<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>ion ra<span class=\"_ _2\"></span>te and rat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of mo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs55f\">T<span class=\"_ _2\"></span>he sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s regar<span class=\"_ _2\"></span>ding th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns used to me<span class=\"_ _2\"></span>asure t<span class=\"_ _2\"></span>he def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs560\">are de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed b<span class=\"_ _2\"></span>elow. Re<span class=\"_ _2\"></span>ason<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>ssib<span class=\"_ _2\"></span>le cha<span class=\"_ _2\"></span>nges at th<span class=\"_ _2\"></span>e repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing date to on<span class=\"_ _2\"></span>e of the pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs561\">as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s, ho<span class=\"_ _2\"></span>lding ot<span class=\"_ _2\"></span>her as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns cons<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt, w<span class=\"_ _2\"></span>ould ha<span class=\"_ _2\"></span>ve af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d the de<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ned be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs562\">as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span></div><div class=\"gs563\"><table class=\"s w26e hd8\" id=\"_e0c19d6f-c041-4271-bce2-d3ae8186f059\"><tr><td></td><td></td><td class=\"c n xa0c y32a0 w238 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa0d y32a0 w238 h92\"><div class=\"t m0 x23f hb y2ec9 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m0 xa0e hb y32a1 ff12d fs8 fc1 sc0 lsff ws185\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa0f hb y32a1 ff12d fs8 fc1 sc0 lsff ws185\">Decrease<span class=\"_ _29f\"> </span></td><td class=\"t m0 x96a hb y32a1 ff12d fs8 fc3 sc0 lsff ws185\">Increase<span class=\"_ _29f\"> </span></td><td class=\"t m0 x96b hb y32a1 ff12d fs8 fc3 sc0 lsff ws185\">Decrease<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 xa10 hb y32a2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x5cc hb y32a2 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37d hb y32a2 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x37e hb y32a2 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2fca w26f h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Di<span class=\"_ _2\"></span>scou<span class=\"_ _2\"></span>nt rat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>(0.<span class=\"_ _2\"></span>5% mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa11 y2fca w12e h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">(1.2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa12 y2fca wf4 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc1 sc0 ls1 ws1\">1.3<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa13 y2fca w12e h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">(1.5)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa14 y2fca w270 h93\"><div class=\"t m0 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls1 ws1\">1.6<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f27 w271 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>flat<span class=\"_ _2\"></span>ion ra<span class=\"_ _2\"></span>te (0.<span class=\"_ _5\"></span>1% mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa15 y2f27 wf4 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y2f27 w12e h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(0.1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa17 y2f27 wf4 h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y2f27 w12e h9a\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(0.2)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m0 x569 h1c y32a3 ff12f fs11 fc3 sc0 ls94 wse3\">Pos<span class=\"_ _2\"></span>t-re<span class=\"_ _2\"></span>tir<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t rate of m<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y (i<span class=\"_ _2\"></span>ncre<span class=\"_ _2\"></span>ase in li<span class=\"_ _2\"></span>fe </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w272 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>y of o<span class=\"_ _2\"></span>ne ye<span class=\"_ _2\"></span>ar)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa19 y2eb6 wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">0.7<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1a y2eb6 w273 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">N/A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1b y2eb6 wf4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">0.8<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa1c y2eb6 w274 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">N/A<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs564\">3<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): S<span class=\"_ _2\"></span>che<span class=\"_ _2\"></span>me ass<span class=\"_ _2\"></span>ets a<span class=\"_ _2\"></span>lloc<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs565\">Sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts are s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ted at th<span class=\"_ _2\"></span>eir fai<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lues<span class=\"_ _2\"></span>. Info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>ion on t<span class=\"_ _2\"></span>he comp<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts is<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls44 ws45 gs566\">provided below:<span class=\"_ _29f\"> </span></div><div class=\"gs567\"><table class=\"s w275 he0\" id=\"_5b0e93a6-c800-4012-8a16-f5108fdfcbb9\"><tr><td></td><td class=\"t m0 xa1d hb y32a4 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 x974 hb y32a5 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa1e hb y32a6 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa1f hb y32a7 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x70b hb y32a8 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x563 hb y32a9 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td><td class=\"t m0 x85e hb y32aa ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 xa20 hb y32ab ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x70c hb y32ac ff12d fs8 fc1 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x70d hb y32ad ff12d fs8 fc3 sc0 ls1 ws1\">%<span class=\"_ _29f\"> </span></td><td class=\"t m0 x561 hb y32ae ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x562 hb y32af ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efa w18c h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa21 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa22 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa23 y2efa w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa24 y2efa w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w276 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">De<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa25 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">8<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa26 y2eb1 w62 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7cd y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa27 y2eb1 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w277 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s held b<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>co<span class=\"_ _2\"></span>mpan<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa28 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">92<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa29 y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2a y2ed8 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">22<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2b y2ed8 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w278 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and ot<span class=\"_ _2\"></span>her a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2c y2eb5 w59 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9a4 y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">4<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2d y2eb5 w57 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2e y2eb5 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w279 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa2f y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa30 y2eb6 w55 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">100<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa31 y2eb6 w56 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa32 y2eb6 w3b h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs334\">Equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve a quote<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ice. Deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>ties a<span class=\"_ _2\"></span>nd the as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d by an insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs335\">com<span class=\"_ _2\"></span>pany, whi<span class=\"_ _2\"></span>ch comp<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e bulk ann<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y, do not hav<span class=\"_ _2\"></span>e a <span class=\"_ _6\"></span>quo<span class=\"_ _2\"></span>ted mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ice. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs336\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>bulk a<span class=\"_ _2\"></span>nnui<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ere as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s are matc<span class=\"_ _2\"></span>hed to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, is inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d at val<span class=\"_ _2\"></span>ues </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs337\">pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y in accor<span class=\"_ _2\"></span>dance w<span class=\"_ _2\"></span>ith rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt gui<span class=\"_ _2\"></span>deli<span class=\"_ _2\"></span>nes.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-418": {
   "value": "Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> contribution pension schemes<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ibut<span class=\"_ _2\"></span>ion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s requi<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions to be m<span class=\"_ _2\"></span>ade to fun<span class=\"_ _2\"></span>ds hel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t, se<span class=\"_ _2\"></span>para<span class=\"_ _2\"></span>te from t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up. Par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>cipa<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rece<span class=\"_ _2\"></span>ive ei<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r a <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>nthl<span class=\"_ _2\"></span>y pen<span class=\"_ _2\"></span>sion sup<span class=\"_ _2\"></span>plem<span class=\"_ _2\"></span>ent to th<span class=\"_ _2\"></span>eir sa<span class=\"_ _2\"></span>lari<span class=\"_ _2\"></span>es or cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons to per<span class=\"_ _2\"></span>son<span class=\"_ _2\"></span>al pen<span class=\"_ _2\"></span>sion pla<span class=\"_ _2\"></span>ns. F<span class=\"_ _2\"></span>or the d<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ion sch<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>s, the<span class=\"_ _2\"></span> Gro<span class=\"_ _2\"></span>up pay<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons to sep<span class=\"_ _2\"></span>arat<span class=\"_ _2\"></span>ely ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>d pens<span class=\"_ _2\"></span>ion sch<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has no f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r pa<span class=\"_ _2\"></span>yme<span class=\"_ _2\"></span>nt obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ions on<span class=\"_ _2\"></span>ce the con<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>but<span class=\"_ _2\"></span>ions ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n paid<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns are reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed as s<span class=\"_ _2\"></span>taf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span> cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and oth<span class=\"_ _2\"></span>er empl<span class=\"_ _2\"></span>oye<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>relate<span class=\"_ _2\"></span>d cos<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>hen the<span class=\"_ _2\"></span>y are due.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDefinedContributionPlansExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-419": {
   "value": "Def<span class=\"_ _2\"></span>ined<span class=\"_ _6\"></span> benef<span class=\"_ _2\"></span>it schemes<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>tes t<span class=\"_ _2\"></span>wo def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s: in the U<span class=\"_ _2\"></span>K, t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Lim<span class=\"_ _2\"></span>ited Re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent Be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s Sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>nd in the Ch<span class=\"_ _2\"></span>anne<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Isl<span class=\"_ _2\"></span>ands<span class=\"_ _2\"></span>, the Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Ch<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>iot Cha<span class=\"_ _2\"></span>nnel Is<span class=\"_ _2\"></span>lands Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment B<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span> Sc<span class=\"_ _2\"></span>heme w<span class=\"_ _2\"></span>hich ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th clos<span class=\"_ _2\"></span>ed to new m<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>rs. T<span class=\"_ _2\"></span>he as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s of the<span class=\"_ _2\"></span>se sch<span class=\"_ _2\"></span>emes a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld in sep<span class=\"_ _2\"></span>arate<span class=\"_ _2\"></span> tr<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tee adm<span class=\"_ _2\"></span>inis<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds. Pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons rel<span class=\"_ _2\"></span>atin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>to def<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ned ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it s<span class=\"_ _2\"></span>chem<span class=\"_ _2\"></span>es are as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>sed i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>rdance w<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce of quali<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uari<span class=\"_ _2\"></span>es. Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>aria<span class=\"_ _2\"></span>l adv<span class=\"_ _2\"></span>ice con<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>irms t<span class=\"_ _2\"></span>hat the c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>t le<span class=\"_ _2\"></span>vel of con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>ions pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le to each p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>toge<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ting as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, are ade<span class=\"_ _2\"></span>quate to<span class=\"_ gs37\"> </span>se<span class=\"_ _2\"></span>cure me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s\u2019 b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>ver the re<span class=\"_ _2\"></span>maini<span class=\"_ _2\"></span>ng ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice li<span class=\"_ _2\"></span>ves of pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tici<span class=\"_ _2\"></span>pat<span class=\"_ _2\"></span>ing emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y is to fun<span class=\"_ _2\"></span>d at leas<span class=\"_ _2\"></span>t the a<span class=\"_ _2\"></span>moun<span class=\"_ _2\"></span>ts su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>nt to meet m<span class=\"_ _2\"></span>inimu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>ndin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>req<span class=\"_ _2\"></span>uireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s under<span class=\"_ _2\"></span> ap<span class=\"_ _2\"></span>plic<span class=\"_ _2\"></span>able e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it an<span class=\"_ _2\"></span>d tax re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns. T<span class=\"_ _2\"></span>he sch<span class=\"_ _2\"></span>emes are re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>wed at l<span class=\"_ _2\"></span>eas<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on a tr<span class=\"_ _2\"></span>ienn<span class=\"_ _2\"></span>ial bas<span class=\"_ _2\"></span>is or in acc<span class=\"_ _2\"></span>ordan<span class=\"_ _2\"></span>ce wit<span class=\"_ _2\"></span>h loc<span class=\"_ _2\"></span>al prac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ice and reg<span class=\"_ _2\"></span>ula<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veni<span class=\"_ _2\"></span>ng year<span class=\"_ _2\"></span>s, th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tuar<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>ws th<span class=\"_ _2\"></span>e con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>ing app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iaten<span class=\"_ _2\"></span>ess of t<span class=\"_ _2\"></span>he ass<span class=\"_ _2\"></span>umpt<span class=\"_ _2\"></span>ions ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>ncip<span class=\"_ _2\"></span>al plan is t<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Lim<span class=\"_ _2\"></span>ited Re<span class=\"_ _2\"></span>tire<span class=\"_ _2\"></span>ment B<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>chem<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>201<span class=\"_ _5\"></span>9 t<span class=\"_ _2\"></span>he T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>ees of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e plan pu<span class=\"_ _2\"></span>rchas<span class=\"_ _2\"></span>ed a bulk an<span class=\"_ _2\"></span>nui<span class=\"_ _2\"></span>ty f<span class=\"_ _2\"></span>rom Avi<span class=\"_ _2\"></span>va to de<span class=\"_ _2\"></span>-r<span class=\"_ _2\"></span>isk th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ined be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>y was in<span class=\"_ _2\"></span>tend<span class=\"_ _2\"></span>ed to equa<span class=\"_ _2\"></span>lly ma<span class=\"_ _2\"></span>tch the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s of the sc<span class=\"_ _2\"></span>heme. T<span class=\"_ _2\"></span>his cov<span class=\"_ _2\"></span>ers al<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>rema<span class=\"_ _2\"></span>ining i<span class=\"_ _2\"></span>nsure<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>ing pre<span class=\"_ _2\"></span>vio<span class=\"_ _2\"></span>us bulk an<span class=\"_ _2\"></span>nui<span class=\"_ _2\"></span>ty t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons in 201<span class=\"_ _5\"></span>3<span class=\"_ _2\"></span>, 201<span class=\"_ _5\"></span>4 and 201<span class=\"_ _6\"></span>5. T<span class=\"_ _2\"></span>he sche<span class=\"_ _2\"></span>me has 1<span class=\"_ _5\"></span>75 m<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1<span class=\"_ _5\"></span>2 of w<span class=\"_ _2\"></span>hom are cl<span class=\"_ _2\"></span>aimin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Quil<span class=\"_ _2\"></span>ter Ch<span class=\"_ _2\"></span>evi<span class=\"_ _2\"></span>ot Chan<span class=\"_ _2\"></span>nel Isl<span class=\"_ _2\"></span>ands Re<span class=\"_ _2\"></span>tirem<span class=\"_ _2\"></span>ent Be<span class=\"_ _2\"></span>nef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts Sc<span class=\"_ _2\"></span>hem<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>has 14 <span class=\"_ _6\"></span>me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s, 5 of wh<span class=\"_ _2\"></span>om are cla<span class=\"_ _2\"></span>iming b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, and is im<span class=\"_ _2\"></span>mater<span class=\"_ _2\"></span>ial to the G<span class=\"_ _2\"></span>roup.<span class=\"_ _29f\"> </span>Employ<span class=\"_ _6\"></span>ee benefits disclosures<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>his note pr<span class=\"_ _2\"></span>ovi<span class=\"_ _2\"></span>des th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>emp<span class=\"_ _2\"></span>loy<span class=\"_ _2\"></span>ee ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>losu<span class=\"_ _2\"></span>res for th<span class=\"_ _2\"></span>e abov<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>3<span class=\"_ _2\"></span>4(a<span class=\"_ _5\"></span>)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Liability for defined benef<span class=\"_ _2\"></span>it obliga<span class=\"_ _6\"></span>tions<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he IFR<span class=\"_ _2\"></span>S val<span class=\"_ _2\"></span>ue of the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>me obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ions are as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w257 hdd\" id=\"_00c6598b-32fd-4331-a71b-f62e0b2762ce\"><tr><td></td><td class=\"t m1 x37b hb y328b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y328b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y328c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y328c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y328d ff133 fs11 fc3 sc0 ls94 wse3\">Cha<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s in reti<span class=\"_ _2\"></span>rem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f74 w258 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>irem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e1 y2f74 w5a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e2 y2f74 w2c h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(25)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f75 w259 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t on be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e3 y2f75 w6a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e4 y2f75 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f76 w1d5 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Effe<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>ial fina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>ump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e5 y2f76 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2f76 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w25b h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>ment b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>at 3<span class=\"_ _2\"></span>1 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e8 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e9 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328e ff12d fs11 fc3 sc0 lsbd ws4c\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f79 w25c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w25d h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Interest i<span class=\"_ _6\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ea y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w25e h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>urn o<span class=\"_ _2\"></span>n plan a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x266 y2ef7 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9eb y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ec y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w25f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at 3<span class=\"_ _2\"></span>1 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ed y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ee y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328f ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of finan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w260 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fu<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of pl<span class=\"_ _2\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ef y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f0 y2ed8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w261 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Unrecognised asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f1 y2eb5 w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f2 y2eb5 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w262 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t amou<span class=\"_ _2\"></span>nt reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt of fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>itio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>as at 3<span class=\"_ _2\"></span>1 Dece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f3 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f4 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons for t<span class=\"_ _2\"></span>he year to th<span class=\"_ _2\"></span>e def<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>d \u00a3nil (202<span class=\"_ _2\"></span>3: \u00a3nil)<span class=\"_ _2\"></span>, and \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s acc<span class=\"_ _2\"></span>rue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at 31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion). Th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s to con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ute \u00a3ni<span class=\"_ _2\"></span>l in the ne<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial y<span class=\"_ _2\"></span>ear (th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to <span class=\"_ _6\"></span>31 Dece<span class=\"_ _2\"></span>mber 2025<span class=\"_ _2\"></span>), bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n the cur<span class=\"_ _2\"></span>rent f<span class=\"_ _2\"></span>unde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d ret<span class=\"_ _2\"></span>urn as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion fo<span class=\"_ _2\"></span>r the ne<span class=\"_ _2\"></span>xt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w263 hde\" id=\"_bd9d3a8f-c649-472f-b34c-ccae46c30347\"><tr><td></td><td class=\"t m1 x37b hb y3290 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y3290 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y3291 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3291 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3292 ff12d fs11 fc3 sc0 lsbd ws4c\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w264 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et due to a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t ceili<span class=\"_ _2\"></span>ng at 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f5 y2eb5 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w265 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set d<span class=\"_ _2\"></span>ue to th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et ce<span class=\"_ _2\"></span>ilin<span class=\"_ _2\"></span>g at 31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-445": {
   "value": "3<span class=\"_ _2\"></span>4(a<span class=\"_ _5\"></span>)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Liability for defined benef<span class=\"_ _2\"></span>it obliga<span class=\"_ _6\"></span>tions<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he IFR<span class=\"_ _2\"></span>S val<span class=\"_ _2\"></span>ue of the as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e sche<span class=\"_ _2\"></span>me obli<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>ions are as fo<span class=\"_ _2\"></span>llow<span class=\"_ _2\"></span>s:<span class=\"_ _29f\"> </span><table class=\"s w257 hdd\" id=\"_00c6598b-32fd-4331-a71b-f62e0b2762ce\"><tr><td></td><td class=\"t m1 x37b hb y328b ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y328b ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y328c ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y328c ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y328d ff133 fs11 fc3 sc0 ls94 wse3\">Cha<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s in reti<span class=\"_ _2\"></span>rem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ions<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f74 w258 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>irem<span class=\"_ _2\"></span>ent be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e1 y2f74 w5a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e2 y2f74 w2c h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(25)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f75 w259 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">In<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t cos<span class=\"_ _2\"></span>t on be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>t obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e3 y2f75 w6a h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e4 y2f75 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f76 w1d5 h93\"><div class=\"t m1 x23f h1c y2e32 ff12f fs11 fc3 sc0 ls94 wse3\">Effe<span class=\"_ _2\"></span>ct o<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ch<span class=\"_ _2\"></span>ange<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>ial fina<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al ass<span class=\"_ _2\"></span>ump<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e5 y2f76 w43 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2f76 w35 h93\"><div class=\"t m1 x23f h1c y2e32 ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f77 w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2f77 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed2 w25b h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>ment b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>at 3<span class=\"_ _2\"></span>1 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>ber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e8 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(23)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e9 y2ed2 w5e h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328e ff12d fs11 fc3 sc0 lsbd ws4c\">Change in plan assets<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2f79 w25c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9db y2f79 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9dc y2f79 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w25d h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls4d wsc4\">Interest i<span class=\"_ _6\"></span>ncome<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7f3 y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ea y2ef6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef7 w25e h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">Ac<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>al ret<span class=\"_ _2\"></span>urn o<span class=\"_ _2\"></span>n plan a<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x266 y2ef7 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9eb y2ef7 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w25a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Be<span class=\"_ _2\"></span>nefi<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>aid<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ec y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(2)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e6 y2e5b w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w25f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al fai<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>e of sc<span class=\"_ _2\"></span>heme a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts at 3<span class=\"_ _2\"></span>1 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ed y2efa w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">24<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ee y2efa w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">27<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y328f ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in s<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t of finan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tion<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w260 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Fu<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of pl<span class=\"_ _2\"></span>an<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9ef y2ed8 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f0 y2ed8 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w261 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls85 ws81\">Unrecognised asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f1 y2eb5 w6a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f2 y2eb5 w35 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w262 h95\"><div class=\"t m1 x23f h1c y2e3c ff133 fs11 fc3 sc0 ls94 wse3\">Ne<span class=\"_ _2\"></span>t amou<span class=\"_ _2\"></span>nt reco<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>sed in s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>eme<span class=\"_ _2\"></span>nt of fina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>itio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>as at 3<span class=\"_ _2\"></span>1 Dece<span class=\"_ _2\"></span>mbe<span class=\"_ _2\"></span>r<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f3 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f4 y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table>Cont<span class=\"_ _2\"></span>rib<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>ons for t<span class=\"_ _2\"></span>he year to th<span class=\"_ _2\"></span>e def<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>d bene<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>it sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>tot<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>d \u00a3nil (202<span class=\"_ _2\"></span>3: \u00a3nil)<span class=\"_ _2\"></span>, and \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion wa<span class=\"_ _2\"></span>s acc<span class=\"_ _2\"></span>rue<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>at 31 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion). Th<span class=\"_ _2\"></span>e Group e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>s to con<span class=\"_ _2\"></span>trib<span class=\"_ _2\"></span>ute \u00a3ni<span class=\"_ _2\"></span>l in the ne<span class=\"_ _2\"></span>xt<span class=\"_ _2\"></span> f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial y<span class=\"_ _2\"></span>ear (th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r to <span class=\"_ _6\"></span>31 Dece<span class=\"_ _2\"></span>mber 2025<span class=\"_ _2\"></span>), bas<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n the cur<span class=\"_ _2\"></span>rent f<span class=\"_ _2\"></span>unde<span class=\"_ _2\"></span>d st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d ret<span class=\"_ _2\"></span>urn as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tion fo<span class=\"_ _2\"></span>r the ne<span class=\"_ _2\"></span>xt f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anci<span class=\"_ _2\"></span>al year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w263 hde\" id=\"_bd9d3a8f-c649-472f-b34c-ccae46c30347\"><tr><td></td><td class=\"t m1 x37b hb y3290 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y3290 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x37d hb y3291 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y3291 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 h1c y3292 ff12d fs11 fc3 sc0 lsbd ws4c\">Changes in the asset ceiling<span class=\"_ _29f\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb5 w264 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Op<span class=\"_ _2\"></span>enin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d ass<span class=\"_ _2\"></span>et due to a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>t ceili<span class=\"_ _2\"></span>ng at 1 Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9f5 y2eb5 w62 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x59e y2eb5 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w265 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">Cl<span class=\"_ _2\"></span>osin<span class=\"_ _2\"></span>g unre<span class=\"_ _2\"></span>cog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as<span class=\"_ _2\"></span>set d<span class=\"_ _2\"></span>ue to th<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>et ce<span class=\"_ _2\"></span>ilin<span class=\"_ _2\"></span>g at 31 D<span class=\"_ _2\"></span>ece<span class=\"_ _2\"></span>mber<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e7 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n x850 y2eb6 w43 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-420": {
   "value": "34(b): Income and expenses recognised The total pension charge to staff costs for all of the Group\u2019s defined benefit schemes for 2024 was \u00a3nil (2023: \u00a3nil). Actuarial gains and losses and the effect of the limit to the pension asset have been reported in other comprehensive income. The cumulative amount of actuarial losses is \u00a333 million (2023: \u00a333 million). Assumptions used in the defined benefit schemes In order to calculate the liabilities, the trustees of the scheme need to make assumptions about various factors that affect the cost of the benefits provided by the scheme, including discount rate, future level of inflation, and life expectancy. The Group has agreed that the assumptions that the trustees have used are appropriate. The assumptions are determined in consideration that the Group has secured the benefits with an insurance company. The liabilities of the Scheme are calculated projecting forward all of the future benefit cash flows and discounting them back to the reporting date, using these assumptions. The value placed on the scheme\u2019s liabilities has been based on the buyout pricing due to the bulk annuity purchase, with the assets set to match. The weighted average duration of the defined benefit obligation is 12.0 years (2023: 12.5 years), based upon actual cash flows. The following table presents the principal actuarial assumptions of the UK scheme at the end of the reporting year, the Quilter Cheviot Channel Islands Retirement Benefits Scheme is immaterial to the Group and the assumptions are not included: 31 December 31 December 2024 2023 % % Discount rate 5.5 4.8 Rate of increase in defined benefit funds 3.7 3.6 Price inflation rate (RPI inflation) 3.1 3.0 The mortality assumptions used give the following life expectancy at 65: Life expectancy at 65 for male Life expectancy at 65 for member currently female member currently Mortality table Aged 65 Aged 40 Aged 65 Aged 40 31 December SPA*A, CMI 2020 with Long-term 2024 improvement 1.5% pa 23.80 25.80 25.30 27.40 31 December SPA*A, CMI 2020 with Long-term 2023 improvement 1.5% pa 23.70 25.70 25.20 27.30 Significant actuarial assumptions for the determination of the defined benefit obligation are discount rate, inflation rate and rate of mortality. The sensitivities regarding the principal assumptions used to measure the defined benefit obligations are described below. Reasonably possible changes at the reporting date to one of the principal actuarial assumptions, holding other assumptions constant, would have affected the defined benefit obligation as follows: 31 December 2024 31 December 2023 Increase Decrease Increase Decrease \u00a3m \u00a3m \u00a3m \u00a3m Discount rate (0.5% movement) (1.2) 1.3 (1.5) 1.6 Inflation rate (0.1% movement) 0.1 (0.1) 0.1 (0.2) Post-retirement rate of mortality (increase in life expectancy of one year) 0.7 N/A 0.8 N/A ",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfIncomeExpenseRecognisedInTheIncomeStatement",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-421": {
   "value": "34(c): Scheme assets allocation Scheme assets are stated at their fair values. Information on the composition of scheme assets is provided below: 31 December 31 December 31 December 31 December 2024 2023 2024 2023 % % \u00a3m \u00a3m Equity securities \u2013 4 \u2013 1 Debt securities 8 4 2 1 Assets held by insurance company 92 88 22 24 Cash and other assets \u2013 4 \u2013 1 Total fair value of scheme assets 100 100 24 27 Equity securities have a quoted market price. Debt securities and the assets held by an insurance company, which comprise the value of the bulk annuity policy, do not have a quoted market price. The bulk annuity policy, where assets are matched to the value of liabilities, is included at values provided by the actuary in accordance with relevant guidelines.",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfSchemeAssetsAllocation",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-361": {
   "value": "35: Mas<span class=\"_ _2\"></span>ter n<span class=\"_ _6\"></span>ett<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>nd s<span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>ila<span class=\"_ _2\"></span>r a<span class=\"_ _2\"></span>greeme<span class=\"_ _6\"></span>nts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion w<span class=\"_ _2\"></span>hen it ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a le<span class=\"_ _2\"></span>gall<span class=\"_ _2\"></span>y enfor<span class=\"_ _2\"></span>ceabl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>ght to do so an<span class=\"_ _2\"></span>d inten<span class=\"_ _2\"></span>ds to set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on a ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>sis. Cur<span class=\"_ _2\"></span>rent<span class=\"_ _2\"></span>ly, the on<span class=\"_ _2\"></span>ly suc<span class=\"_ _2\"></span>h of<span class=\"_ _2\"></span>fs<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span> wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group rel<span class=\"_ _2\"></span>ates to ba<span class=\"_ _2\"></span>nk accou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, wh<span class=\"_ _2\"></span>ere in some c<span class=\"_ _2\"></span>ircum<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a ban<span class=\"_ _2\"></span>k accoun<span class=\"_ _2\"></span>t that is<span class=\"_ _2\"></span> ov<span class=\"_ _2\"></span>erdra<span class=\"_ _2\"></span>wn is of<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>set ag<span class=\"_ _2\"></span>ains<span class=\"_ _2\"></span>t a bank ac<span class=\"_ _2\"></span>count th<span class=\"_ _2\"></span>at is not<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>able<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e poten<span class=\"_ _2\"></span>tial e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t of of<span class=\"_ _2\"></span>fs<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g int<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on the<span class=\"_ _2\"></span>se t<span class=\"_ _2\"></span>ype<span class=\"_ _2\"></span>s of agre<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span><table class=\"s w27a he1\" id=\"_a5b495d5-c2ba-497f-8ab1-af2494926763\"><tr><td></td><td></td><td class=\"t m1 x63c hb y32b0 ff12d fs8 fc1 sc0 ls65 wsfb\">Amounts </td><td class=\"t m1 x238 hb y32b1 ff12d fs8 fc1 sc0 ls65 ws80\">Net amounts </td></tr><tr><td></td><td></td><td class=\"t m1 xa33 hb y32b2 ff133 fs8 fc1 sc0 lsfb ws107\">off<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e </td><td class=\"t m1 x236 hb y32b3 ff12d fs8 fc1 sc0 lsff ws5c\">reported in </td></tr><tr><td></td><td></td><td class=\"t m1 x72d hb y32b4 ff12d fs8 fc1 sc0 ls65 wsfb\">stateme<span class=\"_ _2\"></span>nt </td><td class=\"t m1 xa34 hb y32b5 ff12d fs8 fc1 sc0 ls13c ws83\">the statement </td></tr><tr><td></td><td></td><td class=\"t m1 x235 hb y32b6 ff133 fs8 fc1 sc0 ls65 wsfb\">of financial </td><td class=\"t m1 x236 hb y32b7 ff133 fs8 fc1 sc0 ls65 wsfb\">of financial </td></tr><tr><td></td><td class=\"t m1 x8e9 hb y32b8 ff12d fs8 fc1 sc0 ls65 ws80\">Gross amounts<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6a0 hb y32b9 ff12d fs8 fc1 sc0 ls1 ws1\">position<span class=\"_ _29f\"> </span></td><td class=\"t m1 xa35 hb y32ba ff12d fs8 fc1 sc0 ls1 ws1\">position<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y32bb ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024</td><td class=\"t m1 xa36 hb y32bb ff12d fs8 fc1 sc0 ls81 ws198\"> \u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y32bc ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32bd ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y32be ff12d fs11 fc3 sc0 lsbd ws4c\">Financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,997<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y2ed8 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y32bf ff12d fs11 fc3 sc0 lsbd ws4c\">Financial liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w27b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s \u2014 amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s owed to b<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3a y2eb6 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2eb6 w27c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w27a he2\" id=\"_78c1fbac-f856-4908-a502-cb0af4a404ca\"><tr><td></td><td></td><td class=\"t m1 x63c hb y32c0 ff12d fs8 fc3 sc0 ls65 wsfb\">Amounts </td><td class=\"t m1 x238 hb y32c1 ff12d fs8 fc3 sc0 ls65 ws80\">Net amounts </td></tr><tr><td></td><td></td><td class=\"t m1 xa33 hb y32c2 ff133 fs8 fc3 sc0 lsfb ws107\">off<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e </td><td class=\"t m1 x236 hb y32c3 ff12d fs8 fc3 sc0 lsff ws5c\">reported in </td></tr><tr><td></td><td></td><td class=\"t m1 x72d hb y32c4 ff12d fs8 fc3 sc0 ls65 wsfb\">stateme<span class=\"_ _2\"></span>nt </td><td class=\"t m1 xa34 hb y32c5 ff12d fs8 fc3 sc0 ls13c ws83\">the statement </td></tr><tr><td></td><td></td><td class=\"t m1 x235 hb y32c6 ff133 fs8 fc3 sc0 ls65 wsfb\">of financial </td><td class=\"t m1 x236 hb y32c7 ff133 fs8 fc3 sc0 ls65 wsfb\">of financial </td></tr><tr><td></td><td class=\"t m1 x8e9 hb y32c8 ff12d fs8 fc3 sc0 ls65 ws80\">Gross amounts<span class=\"_ _29f\"> </span></td><td class=\"t m1 x6a0 hb y32c9 ff12d fs8 fc3 sc0 ls1 ws1\">position<span class=\"_ _29f\"> </span></td><td class=\"t m1 xa35 hb y32ca ff12d fs8 fc3 sc0 ls1 ws1\">position<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y32cb ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023 </td><td class=\"t m1 x614 hb y32cb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y32cc ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32cd ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e h1c y32ce ff12d fs11 fc3 sc0 lsbd ws4c\">Financial asset<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2ed8 w194 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh and c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa16 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,907<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa37 y2ed8 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa38 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x23e h1c y32cf ff12d fs11 fc3 sc0 lsbd ws4c\">Financial liabilities<span class=\"_ _29f\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w27b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>de, ot<span class=\"_ _2\"></span>her pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>les a<span class=\"_ _2\"></span>nd oth<span class=\"_ _2\"></span>er lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s \u2014 amou<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s owed to b<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa39 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">48<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3a y2eb6 w2b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(48)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa3b y2eb6 w27c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsToIndividualLineItemsInStatementOfFinancialPositionExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-360": {
   "value": "<div class=\"t m1 h8 ff12c fs6 fc1 sc0 ls5c ws5a gs569\">36<span class=\"_ _2\"></span>: Cont<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ngent<span class=\"_ _2\"></span> li<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>i<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56a\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y cour<span class=\"_ _2\"></span>se of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s, en<span class=\"_ _2\"></span>ters in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>it to t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>, lega<span class=\"_ _2\"></span>l, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56b\">reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y and bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s risk<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. The Gr<span class=\"_ _2\"></span>oup reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n when i<span class=\"_ _2\"></span>t has a pres<span class=\"_ _2\"></span>ent obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion as<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56c\">a<span class=\"_ gs37\"> </span>res<span class=\"_ _2\"></span>ult of pa<span class=\"_ _2\"></span>st ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is pr<span class=\"_ _2\"></span>obab<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>a tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer of econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ill be req<span class=\"_ _2\"></span>uired to se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56d\">ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>reli<span class=\"_ _2\"></span>able e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate of th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt can be m<span class=\"_ _2\"></span>ade (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>30)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons and<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56e\">k<span class=\"_ _2\"></span>nown l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es whe<span class=\"_ _2\"></span>re no relia<span class=\"_ _2\"></span>ble es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate can b<span class=\"_ _2\"></span>e made, or i<span class=\"_ _2\"></span>t is consi<span class=\"_ _2\"></span>dered i<span class=\"_ _2\"></span>mprob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat an ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fl<span class=\"_ _2\"></span>ow </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs56f\">wo<span class=\"_ _2\"></span>uld resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>are rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted as co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs570\">T<span class=\"_ _2\"></span>he Group ro<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>nel<span class=\"_ _2\"></span>y moni<span class=\"_ _2\"></span>tors a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom mat<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rs suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>as bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs571\">rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>tig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on, wa<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>demni<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s relat<span class=\"_ _2\"></span>ing to pas<span class=\"_ _2\"></span>t acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and disp<span class=\"_ _2\"></span>osa<span class=\"_ _2\"></span>ls. </div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 lsf9 ws101 gs572\">Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs573\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ted to con<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng it<span class=\"_ _2\"></span>s tax a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fair<span class=\"_ _2\"></span>s in accord<span class=\"_ _2\"></span>ance wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e tax l<span class=\"_ _2\"></span>egis<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs574\">cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich it op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tes and th<span class=\"_ _2\"></span>is incl<span class=\"_ _2\"></span>udes co<span class=\"_ _2\"></span>mpli<span class=\"_ _2\"></span>ance wi<span class=\"_ _2\"></span>th le<span class=\"_ _2\"></span>gisla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ated to le<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>s, sa<span class=\"_ _2\"></span>les t<span class=\"_ _2\"></span>axes </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs575\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yrol<span class=\"_ _2\"></span>l dedu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs576\">T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>au<span class=\"_ _2\"></span>thor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies in th<span class=\"_ _2\"></span>e count<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e Group op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tes rou<span class=\"_ _2\"></span>tine<span class=\"_ _2\"></span>ly rev<span class=\"_ _2\"></span>iew hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs577\">und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken and t<span class=\"_ _2\"></span>ax law in<span class=\"_ _2\"></span>terpr<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s made by t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p. All in<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s made by t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>are<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs578\">mad<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic fac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces of th<span class=\"_ _2\"></span>e tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion and t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>vant<span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls2b ws5e gs579\">legislation.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs57a\">T<span class=\"_ _2\"></span>here are occ<span class=\"_ _2\"></span>asi<span class=\"_ _2\"></span>ons wh<span class=\"_ _2\"></span>ere the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s inter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of ta<span class=\"_ _2\"></span>x law may be c<span class=\"_ _2\"></span>halle<span class=\"_ _2\"></span>nged by t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs57b\">au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs57c\">as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies wh<span class=\"_ _2\"></span>ich mig<span class=\"_ _2\"></span>ht reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly be ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>lise as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of thei<span class=\"_ _2\"></span>r revi<span class=\"_ _2\"></span>ew. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs57d\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Grou<span class=\"_ _2\"></span>p is sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t adeq<span class=\"_ _2\"></span>uate pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to allow fo<span class=\"_ _2\"></span>r the res<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>ax </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls2a ws29 gs57e\">uncer<span class=\"_ _2\"></span>tainties<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs57f\">Du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>vel of es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on requi<span class=\"_ _2\"></span>red in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing ta<span class=\"_ _2\"></span>x prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns, am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s ev<span class=\"_ _2\"></span>entua<span class=\"_ _2\"></span>lly p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble may<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs580\">di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs581\">DB to D<span class=\"_ _2\"></span>C pen<span class=\"_ _2\"></span>sion t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer a<span class=\"_ _2\"></span>dvi<span class=\"_ _2\"></span>ce re<span class=\"_ _2\"></span>dres<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs582\">A<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t in note 3<span class=\"_ _2\"></span>0, a samp<span class=\"_ _2\"></span>le of Lig<span class=\"_ _2\"></span>hth<span class=\"_ _2\"></span>ouse D<span class=\"_ _2\"></span>B <span class=\"_ _6\"></span>to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ases n<span class=\"_ _2\"></span>ot relat<span class=\"_ _2\"></span>ing to the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs583\">Br<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ish Stee<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pen<span class=\"_ _2\"></span>sion Sc<span class=\"_ _2\"></span>heme i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng rev<span class=\"_ _2\"></span>iewe<span class=\"_ _2\"></span>d unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a Gro<span class=\"_ _2\"></span>up-<span class=\"_ _2\"></span>mana<span class=\"_ _2\"></span>ged pas<span class=\"_ _2\"></span>t bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s rev<span class=\"_ _2\"></span>iew pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs584\">Unt<span class=\"_ _2\"></span>il the re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w has f<span class=\"_ _2\"></span>inal<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d, whi<span class=\"_ _2\"></span>ch is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>irs<span class=\"_ _2\"></span>t hal<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>of 2025<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as to the </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs585\">va<span class=\"_ _2\"></span>lue of tot<span class=\"_ _2\"></span>al redre<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>at will b<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>able. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs586\">Cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs hav<span class=\"_ _2\"></span>e the le<span class=\"_ _2\"></span>gal rig<span class=\"_ _2\"></span>ht to cha<span class=\"_ _2\"></span>llenge t<span class=\"_ _2\"></span>he out<span class=\"_ _2\"></span>come of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>iew i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span>ir cas<span class=\"_ _2\"></span>e via </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs587\">a<span class=\"_ gs37\"> </span>com<span class=\"_ _2\"></span>plain<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial Om<span class=\"_ _2\"></span>buds<span class=\"_ _2\"></span>man Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice. T<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>iew is b<span class=\"_ _2\"></span>eing und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken by a par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wh<span class=\"_ _2\"></span>o </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs588\">is<span class=\"_ gs37\"> </span>in<span class=\"_ _2\"></span>depe<span class=\"_ _2\"></span>nden<span class=\"_ _2\"></span>t from t<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>nd has ru<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>a robu<span class=\"_ _2\"></span>st pr<span class=\"_ _2\"></span>oces<span class=\"_ _2\"></span>s over<span class=\"_ _2\"></span>see<span class=\"_ _2\"></span>n by the F<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs589\">Om<span class=\"_ _2\"></span>budsm<span class=\"_ _2\"></span>an Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>up<span class=\"_ _2\"></span>hold f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r chall<span class=\"_ _2\"></span>enges<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch may le<span class=\"_ _2\"></span>ad to fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her redre<span class=\"_ _2\"></span>ss pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58a\">by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58c\">It is p<span class=\"_ _2\"></span>ossi<span class=\"_ _2\"></span>ble th<span class=\"_ _2\"></span>at fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of redres<span class=\"_ _2\"></span>s may be in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red in rela<span class=\"_ _2\"></span>tion to p<span class=\"_ _2\"></span>ast b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58d\">Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer red<span class=\"_ _2\"></span>ress co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s may al<span class=\"_ _2\"></span>so be inc<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for o<span class=\"_ _2\"></span>ther p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial uns<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>able D<span class=\"_ _2\"></span>B <span class=\"_ _6\"></span>to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58e\">tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e Group.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58f\">A<span class=\"_ _2\"></span>ny fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her red<span class=\"_ _2\"></span>ress cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, an<span class=\"_ _2\"></span>d any dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erence<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion and t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inal p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent to be mad<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs590\">for an<span class=\"_ _2\"></span>y unsui<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble DB to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ca<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed as an e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se or cre<span class=\"_ _2\"></span>dit in pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs591\">or lo<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs592\">Complaints<span class=\"_ _2\"></span>, disputes and regulations<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs593\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ted to tr<span class=\"_ _2\"></span>eati<span class=\"_ _2\"></span>ng cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs fai<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>and re<span class=\"_ _2\"></span>mains fo<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>ed on del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ring go<span class=\"_ _2\"></span>od out<span class=\"_ _2\"></span>comes<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs594\">for c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>em in mee<span class=\"_ _2\"></span>ting t<span class=\"_ _2\"></span>heir li<span class=\"_ _2\"></span>fet<span class=\"_ _2\"></span>ime goal<span class=\"_ _2\"></span>s. Dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s,<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs595\">fro<span class=\"_ _2\"></span>m time to ti<span class=\"_ _2\"></span>me, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up recei<span class=\"_ _2\"></span>ves co<span class=\"_ _2\"></span>mplai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cla<span class=\"_ _2\"></span>ims fro<span class=\"_ _2\"></span>m cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>ut not li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs596\">to, com<span class=\"_ _2\"></span>plain<span class=\"_ _2\"></span>ts to th<span class=\"_ _2\"></span>e Fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l Ombu<span class=\"_ _2\"></span>dsman S<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice and le<span class=\"_ _2\"></span>gal pro<span class=\"_ _2\"></span>ceed<span class=\"_ _2\"></span>ings<span class=\"_ _2\"></span>, ente<span class=\"_ _2\"></span>rs into co<span class=\"_ _2\"></span>mmerc<span class=\"_ _2\"></span>ial </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs597\">dis<span class=\"_ _2\"></span>pute<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, and is sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sions a<span class=\"_ _2\"></span>nd rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs598\">reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>uding l<span class=\"_ _2\"></span>egal cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, of t<span class=\"_ _2\"></span>hese is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>s as the<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ise c<span class=\"_ _2\"></span>an be sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant an<span class=\"_ _2\"></span>d, whe<span class=\"_ _2\"></span>re </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs599\">ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate, p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>blis<span class=\"_ _2\"></span>hed.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 lsd6 ws28 gs59a\">Ongoing Adv<span class=\"_ _2\"></span>ice<span class=\"_ _6\"></span> Review<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs59b\">A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in note 3<span class=\"_ _2\"></span>0, the Gr<span class=\"_ _2\"></span>oup has rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>on for a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of the cos<span class=\"_ _2\"></span>t of a </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs59c\">po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerci<span class=\"_ _2\"></span>se in rela<span class=\"_ _2\"></span>tion to on<span class=\"_ _2\"></span>going ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice. How<span class=\"_ _2\"></span>ever<span class=\"_ _6\"></span>, unt<span class=\"_ _2\"></span>il the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of the<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs59d\">Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>iew are f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed and f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h the F<span class=\"_ _2\"></span>CA a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>gres<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, there i<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs59e\">sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>y as to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nat<span class=\"_ _2\"></span>ure, sco<span class=\"_ _2\"></span>pe and fo<span class=\"_ _2\"></span>rm of any po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial fu<span class=\"_ _2\"></span>ture cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs59f\">exer<span class=\"_ _2\"></span>cise. T<span class=\"_ _2\"></span>his inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er cohor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to be inv<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ved wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>a pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l cus<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a0\">rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>and A<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm con<span class=\"_ _2\"></span>tac<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegi<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a1\">In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, w<span class=\"_ _2\"></span>here red<span class=\"_ _2\"></span>ress p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>, the Gr<span class=\"_ _2\"></span>oup has th<span class=\"_ _2\"></span>e abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to seek<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a2\">ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate rei<span class=\"_ _2\"></span>mbur<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ent fro<span class=\"_ _2\"></span>m the rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t App<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ive f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>o have be<span class=\"_ _2\"></span>en unab<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a3\">to dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>te that t<span class=\"_ _2\"></span>he ongoi<span class=\"_ _2\"></span>ng ad<span class=\"_ _2\"></span>vice s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce paid fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he clie<span class=\"_ _2\"></span>nt was pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed. Sh<span class=\"_ _2\"></span>ould th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a4\">make p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>mpe<span class=\"_ _2\"></span>nse to the G<span class=\"_ _2\"></span>roup ca<span class=\"_ _2\"></span>n be soug<span class=\"_ _2\"></span>ht fro<span class=\"_ _2\"></span>m the rel<span class=\"_ _2\"></span>evan<span class=\"_ _2\"></span>t App<span class=\"_ _2\"></span>oint<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a5\">Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm wh<span class=\"_ _2\"></span>o has ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>rom the ma<span class=\"_ _2\"></span>jori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the rev<span class=\"_ _2\"></span>enue re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised o<span class=\"_ _2\"></span>ver the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d of </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a6\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>ing ag<span class=\"_ _2\"></span>reeme<span class=\"_ _2\"></span>nt. A<span class=\"_ _2\"></span>ny reimb<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>not b<span class=\"_ _2\"></span>e recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>unt<span class=\"_ _2\"></span>il suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>me as </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a7\">reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bec<span class=\"_ _2\"></span>ame v<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>tual<span class=\"_ _2\"></span>ly cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain, an<span class=\"_ _2\"></span>d woul<span class=\"_ _2\"></span>d only b<span class=\"_ _2\"></span>e disc<span class=\"_ _2\"></span>lose<span class=\"_ _2\"></span>d, bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a8\">as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en a cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow beco<span class=\"_ _2\"></span>mes pro<span class=\"_ _2\"></span>bab<span class=\"_ _2\"></span>le.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-446": {
   "value": "36<span class=\"_ _2\"></span>: Cont<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ngent<span class=\"_ _2\"></span> li<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>i<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>itie<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e ordin<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y cour<span class=\"_ _2\"></span>se of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s, en<span class=\"_ _2\"></span>ters in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>it to t<span class=\"_ _2\"></span>ax<span class=\"_ _2\"></span>, lega<span class=\"_ _2\"></span>l, reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y and bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s risk<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. The Gr<span class=\"_ _2\"></span>oup reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>es a prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>n when i<span class=\"_ _2\"></span>t has a pres<span class=\"_ _2\"></span>ent obl<span class=\"_ _2\"></span>igat<span class=\"_ _2\"></span>ion as<span class=\"_ _2\"></span> a<span class=\"_ gs37\"> </span>res<span class=\"_ _2\"></span>ult of pa<span class=\"_ _2\"></span>st ev<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s, i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>is pr<span class=\"_ _2\"></span>obab<span class=\"_ _2\"></span>le tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>a tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>fer of econ<span class=\"_ _2\"></span>omic b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ill be req<span class=\"_ _2\"></span>uired to se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tle th<span class=\"_ _2\"></span>e ob<span class=\"_ _2\"></span>ligat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>reli<span class=\"_ _2\"></span>able e<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>imate of th<span class=\"_ _2\"></span>e amou<span class=\"_ _2\"></span>nt can be m<span class=\"_ _2\"></span>ade (se<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>30)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Pos<span class=\"_ _2\"></span>sibl<span class=\"_ _2\"></span>e oblig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons and<span class=\"_ _2\"></span> k<span class=\"_ _2\"></span>nown l<span class=\"_ _2\"></span>iabil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es whe<span class=\"_ _2\"></span>re no relia<span class=\"_ _2\"></span>ble es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate can b<span class=\"_ _2\"></span>e made, or i<span class=\"_ _2\"></span>t is consi<span class=\"_ _2\"></span>dered i<span class=\"_ _2\"></span>mprob<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>hat an ou<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fl<span class=\"_ _2\"></span>ow wo<span class=\"_ _2\"></span>uld resu<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>are rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted as co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>gent lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group ro<span class=\"_ _2\"></span>uti<span class=\"_ _2\"></span>nel<span class=\"_ _2\"></span>y moni<span class=\"_ _2\"></span>tors a<span class=\"_ _2\"></span>nd ass<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nt liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>ies ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom mat<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rs suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>as bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s, li<span class=\"_ _2\"></span>tig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on, wa<span class=\"_ _2\"></span>rran<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>demni<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s relat<span class=\"_ _2\"></span>ing to pas<span class=\"_ _2\"></span>t acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s and disp<span class=\"_ _2\"></span>osa<span class=\"_ _2\"></span>ls. Ta<span class=\"_ _2\"></span>x<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ted to con<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng it<span class=\"_ _2\"></span>s tax a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fair<span class=\"_ _2\"></span>s in accord<span class=\"_ _2\"></span>ance wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e tax l<span class=\"_ _2\"></span>egis<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>on of the<span class=\"_ _2\"></span> cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich it op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tes and th<span class=\"_ _2\"></span>is incl<span class=\"_ _2\"></span>udes co<span class=\"_ _2\"></span>mpli<span class=\"_ _2\"></span>ance wi<span class=\"_ _2\"></span>th le<span class=\"_ _2\"></span>gisla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ated to le<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>s, sa<span class=\"_ _2\"></span>les t<span class=\"_ _2\"></span>axes an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>yrol<span class=\"_ _2\"></span>l dedu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>au<span class=\"_ _2\"></span>thor<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies in th<span class=\"_ _2\"></span>e count<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in w<span class=\"_ _2\"></span>hich th<span class=\"_ _2\"></span>e Group op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tes rou<span class=\"_ _2\"></span>tine<span class=\"_ _2\"></span>ly rev<span class=\"_ _2\"></span>iew hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>al tra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken and t<span class=\"_ _2\"></span>ax law in<span class=\"_ _2\"></span>terpr<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s made by t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p. All in<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s made by t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>are<span class=\"_ _2\"></span> mad<span class=\"_ _2\"></span>e wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic fac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s and circ<span class=\"_ _2\"></span>ums<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nces of th<span class=\"_ _2\"></span>e tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion and t<span class=\"_ _2\"></span>he rele<span class=\"_ _2\"></span>vant<span class=\"_ _2\"></span> legislation.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>here are occ<span class=\"_ _2\"></span>asi<span class=\"_ _2\"></span>ons wh<span class=\"_ _2\"></span>ere the Gr<span class=\"_ _2\"></span>oup<span class=\"_ _2\"></span>\u2019s inter<span class=\"_ _2\"></span>pret<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of ta<span class=\"_ _2\"></span>x law may be c<span class=\"_ _2\"></span>halle<span class=\"_ _2\"></span>nged by t<span class=\"_ _2\"></span>he ta<span class=\"_ _2\"></span>x au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>rit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>lude p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at ref<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>ct t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s<span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t of liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies wh<span class=\"_ _2\"></span>ich mig<span class=\"_ _2\"></span>ht reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>ly be ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>lise as p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of thei<span class=\"_ _2\"></span>r revi<span class=\"_ _2\"></span>ew. T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Grou<span class=\"_ _2\"></span>p is sat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t adeq<span class=\"_ _2\"></span>uate pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ions ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>de to allow fo<span class=\"_ _2\"></span>r the res<span class=\"_ _2\"></span>olu<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>ax uncer<span class=\"_ _2\"></span>tainties<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>vel of es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on requi<span class=\"_ _2\"></span>red in dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>ing ta<span class=\"_ _2\"></span>x prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns, am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s ev<span class=\"_ _2\"></span>entua<span class=\"_ _2\"></span>lly p<span class=\"_ _2\"></span>aya<span class=\"_ _2\"></span>ble may<span class=\"_ _2\"></span> di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed.<span class=\"_ _2\"></span> DB to D<span class=\"_ _2\"></span>C pen<span class=\"_ _2\"></span>sion t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer a<span class=\"_ _2\"></span>dvi<span class=\"_ _2\"></span>ce re<span class=\"_ _2\"></span>dres<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>s set ou<span class=\"_ _2\"></span>t in note 3<span class=\"_ _2\"></span>0, a samp<span class=\"_ _2\"></span>le of Lig<span class=\"_ _2\"></span>hth<span class=\"_ _2\"></span>ouse D<span class=\"_ _2\"></span>B <span class=\"_ _6\"></span>to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ases n<span class=\"_ _2\"></span>ot relat<span class=\"_ _2\"></span>ing to the<span class=\"_ _2\"></span> Br<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ish Stee<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Pen<span class=\"_ _2\"></span>sion Sc<span class=\"_ _2\"></span>heme i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>bei<span class=\"_ _2\"></span>ng rev<span class=\"_ _2\"></span>iewe<span class=\"_ _2\"></span>d unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a Gro<span class=\"_ _2\"></span>up-<span class=\"_ _2\"></span>mana<span class=\"_ _2\"></span>ged pas<span class=\"_ _2\"></span>t bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s rev<span class=\"_ _2\"></span>iew pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s. Unt<span class=\"_ _2\"></span>il the re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w has f<span class=\"_ _2\"></span>inal<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d, whi<span class=\"_ _2\"></span>ch is exp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ted du<span class=\"_ _2\"></span>ring t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>irs<span class=\"_ _2\"></span>t hal<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>of 2025<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>unc<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>y exi<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s as to the va<span class=\"_ _2\"></span>lue of tot<span class=\"_ _2\"></span>al redre<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>at will b<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>able. Cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs hav<span class=\"_ _2\"></span>e the le<span class=\"_ _2\"></span>gal rig<span class=\"_ _2\"></span>ht to cha<span class=\"_ _2\"></span>llenge t<span class=\"_ _2\"></span>he out<span class=\"_ _2\"></span>come of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>iew i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of the<span class=\"_ _2\"></span>ir cas<span class=\"_ _2\"></span>e via a<span class=\"_ gs37\"> </span>com<span class=\"_ _2\"></span>plain<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial Om<span class=\"_ _2\"></span>buds<span class=\"_ _2\"></span>man Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice. T<span class=\"_ _2\"></span>he rev<span class=\"_ _2\"></span>iew is b<span class=\"_ _2\"></span>eing und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken by a par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wh<span class=\"_ _2\"></span>o is<span class=\"_ gs37\"> </span>in<span class=\"_ _2\"></span>depe<span class=\"_ _2\"></span>nden<span class=\"_ _2\"></span>t from t<span class=\"_ _2\"></span>he Group a<span class=\"_ _2\"></span>nd has ru<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>a robu<span class=\"_ _2\"></span>st pr<span class=\"_ _2\"></span>oces<span class=\"_ _2\"></span>s over<span class=\"_ _2\"></span>see<span class=\"_ _2\"></span>n by the F<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial Om<span class=\"_ _2\"></span>budsm<span class=\"_ _2\"></span>an Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice ma<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>up<span class=\"_ _2\"></span>hold f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r chall<span class=\"_ _2\"></span>enges<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch may le<span class=\"_ _2\"></span>ad to fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her redre<span class=\"_ _2\"></span>ss pa<span class=\"_ _2\"></span>yab<span class=\"_ _2\"></span>le by<span class=\"_ gs37\"> </span>t<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>It is p<span class=\"_ _2\"></span>ossi<span class=\"_ _2\"></span>ble th<span class=\"_ _2\"></span>at fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of redres<span class=\"_ _2\"></span>s may be in<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>red in rela<span class=\"_ _2\"></span>tion to p<span class=\"_ _2\"></span>ast b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss rev<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ws.<span class=\"_ _2\"></span> Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer red<span class=\"_ _2\"></span>ress co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s may al<span class=\"_ _2\"></span>so be inc<span class=\"_ _2\"></span>urre<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for o<span class=\"_ _2\"></span>ther p<span class=\"_ _2\"></span>otent<span class=\"_ _2\"></span>ial uns<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>able D<span class=\"_ _2\"></span>B <span class=\"_ _6\"></span>to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e Group.<span class=\"_ _2\"></span> A<span class=\"_ _2\"></span>ny fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her red<span class=\"_ _2\"></span>ress cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, an<span class=\"_ _2\"></span>d any dif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erence<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en the pro<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion and t<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inal p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent to be mad<span class=\"_ _2\"></span>e for an<span class=\"_ _2\"></span>y unsui<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ble DB to DC pe<span class=\"_ _2\"></span>nsio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>fer ca<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, wil<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>be re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed as an e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se or cre<span class=\"_ _2\"></span>dit in pr<span class=\"_ _2\"></span>of<span class=\"_ _2\"></span>it or lo<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span>Complaints<span class=\"_ _2\"></span>, disputes and regulations<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ted to tr<span class=\"_ _2\"></span>eati<span class=\"_ _2\"></span>ng cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs fai<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>and re<span class=\"_ _2\"></span>mains fo<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>ed on del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>ring go<span class=\"_ _2\"></span>od out<span class=\"_ _2\"></span>comes<span class=\"_ _2\"></span> for c<span class=\"_ _2\"></span>usto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>em in mee<span class=\"_ _2\"></span>ting t<span class=\"_ _2\"></span>heir li<span class=\"_ _2\"></span>fet<span class=\"_ _2\"></span>ime goal<span class=\"_ _2\"></span>s. Dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s,<span class=\"_ _2\"></span> fro<span class=\"_ _2\"></span>m time to ti<span class=\"_ _2\"></span>me, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up recei<span class=\"_ _2\"></span>ves co<span class=\"_ _2\"></span>mplai<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cla<span class=\"_ _2\"></span>ims fro<span class=\"_ _2\"></span>m cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs inc<span class=\"_ _2\"></span>ludin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>ut not li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d to, com<span class=\"_ _2\"></span>plain<span class=\"_ _2\"></span>ts to th<span class=\"_ _2\"></span>e Fin<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l Ombu<span class=\"_ _2\"></span>dsman S<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice and le<span class=\"_ _2\"></span>gal pro<span class=\"_ _2\"></span>ceed<span class=\"_ _2\"></span>ings<span class=\"_ _2\"></span>, ente<span class=\"_ _2\"></span>rs into co<span class=\"_ _2\"></span>mmerc<span class=\"_ _2\"></span>ial dis<span class=\"_ _2\"></span>pute<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>rs an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, and is sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sions a<span class=\"_ _2\"></span>nd rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>ulato<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, incl<span class=\"_ _2\"></span>uding l<span class=\"_ _2\"></span>egal cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, of t<span class=\"_ _2\"></span>hese is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>s as the<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ise c<span class=\"_ _2\"></span>an be sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant an<span class=\"_ _2\"></span>d, whe<span class=\"_ _2\"></span>re ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate, p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>es<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>blis<span class=\"_ _2\"></span>hed.<span class=\"_ _2\"></span> Ongoing Adv<span class=\"_ _2\"></span>ice<span class=\"_ _6\"></span> Review<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in note 3<span class=\"_ _2\"></span>0, the Gr<span class=\"_ _2\"></span>oup has rec<span class=\"_ _2\"></span>ogni<span class=\"_ _2\"></span>sed a pro<span class=\"_ _2\"></span>visi<span class=\"_ _2\"></span>on for a reas<span class=\"_ _2\"></span>onab<span class=\"_ _2\"></span>le es<span class=\"_ _2\"></span>tim<span class=\"_ _2\"></span>ate of the cos<span class=\"_ _2\"></span>t of a po<span class=\"_ _2\"></span>tenti<span class=\"_ _2\"></span>al cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r remed<span class=\"_ _2\"></span>iati<span class=\"_ _2\"></span>on exerci<span class=\"_ _2\"></span>se in rela<span class=\"_ _2\"></span>tion to on<span class=\"_ _2\"></span>going ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice. How<span class=\"_ _2\"></span>ever<span class=\"_ _6\"></span>, unt<span class=\"_ _2\"></span>il the re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>s of the<span class=\"_ _2\"></span> Sk<span class=\"_ _2\"></span>ille<span class=\"_ _2\"></span>d Pers<span class=\"_ _2\"></span>on Rev<span class=\"_ _2\"></span>iew are f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>alis<span class=\"_ _2\"></span>ed and f<span class=\"_ _2\"></span>ur<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>dis<span class=\"_ _2\"></span>cus<span class=\"_ _2\"></span>sion<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h the F<span class=\"_ _2\"></span>CA a<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>gres<span class=\"_ _2\"></span>sed<span class=\"_ _2\"></span>, there i<span class=\"_ _2\"></span>s sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant un<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>y as to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>nat<span class=\"_ _2\"></span>ure, sco<span class=\"_ _2\"></span>pe and fo<span class=\"_ _2\"></span>rm of any po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial fu<span class=\"_ _2\"></span>ture cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer reme<span class=\"_ _2\"></span>diat<span class=\"_ _2\"></span>ion exer<span class=\"_ _2\"></span>cise. T<span class=\"_ _2\"></span>his inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>s consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tion of t<span class=\"_ _2\"></span>he cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>er cohor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s to be inv<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ved wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>a pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l cus<span class=\"_ _2\"></span>tomer<span class=\"_ _2\"></span> rem<span class=\"_ _2\"></span>edia<span class=\"_ _2\"></span>tion e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>erc<span class=\"_ _2\"></span>ise, an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>and A<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm con<span class=\"_ _2\"></span>tac<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegi<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion, w<span class=\"_ _2\"></span>here red<span class=\"_ _2\"></span>ress p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are mad<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to cus<span class=\"_ _2\"></span>tom<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>, the Gr<span class=\"_ _2\"></span>oup has th<span class=\"_ _2\"></span>e abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y to seek<span class=\"_ _2\"></span> ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate rei<span class=\"_ _2\"></span>mbur<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ent fro<span class=\"_ _2\"></span>m the rele<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>t App<span class=\"_ _2\"></span>ointe<span class=\"_ _2\"></span>d Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ive f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>o have be<span class=\"_ _2\"></span>en unab<span class=\"_ _2\"></span>le to dem<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>te that t<span class=\"_ _2\"></span>he ongoi<span class=\"_ _2\"></span>ng ad<span class=\"_ _2\"></span>vice s<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce paid fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he clie<span class=\"_ _2\"></span>nt was pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed. Sh<span class=\"_ _2\"></span>ould th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> make p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to cus<span class=\"_ _2\"></span>tome<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>mpe<span class=\"_ _2\"></span>nse to the G<span class=\"_ _2\"></span>roup ca<span class=\"_ _2\"></span>n be soug<span class=\"_ _2\"></span>ht fro<span class=\"_ _2\"></span>m the rel<span class=\"_ _2\"></span>evan<span class=\"_ _2\"></span>t App<span class=\"_ _2\"></span>oint<span class=\"_ _2\"></span>ed Rep<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve f<span class=\"_ _2\"></span>irm wh<span class=\"_ _2\"></span>o has ben<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>rom the ma<span class=\"_ _2\"></span>jori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the rev<span class=\"_ _2\"></span>enue re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised o<span class=\"_ _2\"></span>ver the p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>ing ag<span class=\"_ _2\"></span>reeme<span class=\"_ _2\"></span>nt. A<span class=\"_ _2\"></span>ny reimb<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>not b<span class=\"_ _2\"></span>e recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as an as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>unt<span class=\"_ _2\"></span>il suc<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>ti<span class=\"_ _2\"></span>me as reco<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bec<span class=\"_ _2\"></span>ame v<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>tual<span class=\"_ _2\"></span>ly cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain, an<span class=\"_ _2\"></span>d woul<span class=\"_ _2\"></span>d only b<span class=\"_ _2\"></span>e disc<span class=\"_ _2\"></span>lose<span class=\"_ _2\"></span>d, bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>reco<span class=\"_ _2\"></span>gnis<span class=\"_ _2\"></span>ed, a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a cont<span class=\"_ _2\"></span>ingen<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>set i<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>en a cas<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ow beco<span class=\"_ _2\"></span>mes pro<span class=\"_ _2\"></span>bab<span class=\"_ _2\"></span>le.<span class=\"_ _29f\"> </span><div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls5c ws5a gs5aa\">37<span class=\"_ _5\"></span>:<span class=\"_ _2\"></span> Com<span class=\"_ _2\"></span>m<span class=\"_ _2\"></span>itme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ab\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of fun<span class=\"_ _2\"></span>ding ar<span class=\"_ _2\"></span>rang<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll be pay<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ac\">fu<span class=\"_ _2\"></span>ture p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>ds. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are not re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ad\">\u00a32 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ditu<span class=\"_ _2\"></span>re is cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ref<span class=\"_ _2\"></span>urb<span class=\"_ _2\"></span>ishme<span class=\"_ _2\"></span>nt at 31 Decem<span class=\"_ _2\"></span>ber 2024 (2023: </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ae\">\u00a3ni<span class=\"_ _2\"></span>l) bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>not re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-362": {
   "value": "37<span class=\"_ _5\"></span>:<span class=\"_ _2\"></span> Com<span class=\"_ _2\"></span>m<span class=\"_ _2\"></span>itme<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of fun<span class=\"_ _2\"></span>ding ar<span class=\"_ _2\"></span>rang<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s wh<span class=\"_ _2\"></span>ich wi<span class=\"_ _2\"></span>ll be pay<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in fu<span class=\"_ _2\"></span>ture p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>ds. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>com<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are not re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion.<span class=\"_ _2\"></span> \u00a32 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>of c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ditu<span class=\"_ _2\"></span>re is cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>ted fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ref<span class=\"_ _2\"></span>urb<span class=\"_ _2\"></span>ishme<span class=\"_ _2\"></span>nt at 31 Decem<span class=\"_ _2\"></span>ber 2024 (2023: \u00a3ni<span class=\"_ _2\"></span>l) bu<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>not re<span class=\"_ _2\"></span>cogn<span class=\"_ _2\"></span>ised a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-363": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs5b0\">38: Cap<span class=\"_ _5\"></span>ita<span class=\"_ _2\"></span>l a<span class=\"_ _2\"></span>nd f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>cia<span class=\"_ _2\"></span>l risk m<span class=\"_ _2\"></span>ana<span class=\"_ _2\"></span>ge<span class=\"_ _6\"></span>me<span class=\"_ _6\"></span>nt<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs5b1\">38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Capital management<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b2\">T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al wi<span class=\"_ _2\"></span>th a foc<span class=\"_ _2\"></span>us on cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y and e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b3\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ob<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to mai<span class=\"_ _2\"></span>ntai<span class=\"_ _2\"></span>n the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as a goi<span class=\"_ _2\"></span>ng concer<span class=\"_ _2\"></span>n </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b4\">wh<span class=\"_ _2\"></span>ile sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing the op<span class=\"_ _2\"></span>timi<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of ret<span class=\"_ _2\"></span>urn rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve to the r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>ens<span class=\"_ _2\"></span>ures th<span class=\"_ _2\"></span>at it ca<span class=\"_ _2\"></span>n meet i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b5\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncing n<span class=\"_ _2\"></span>eeds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>all t<span class=\"_ _2\"></span>imes ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>reg<span class=\"_ _2\"></span>ard to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Pla<span class=\"_ _2\"></span>ns, fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b6\">s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s app<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>able to Gro<span class=\"_ _2\"></span>up ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b7\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is se<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5b8\">s<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d seek<span class=\"_ _2\"></span>s to:</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs5b9\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>ain su<span class=\"_ _2\"></span>fficie<span class=\"_ _2\"></span>nt, b<span class=\"_ _2\"></span>ut not e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>ces<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ve, fina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>tre<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>th to supp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>;</span></div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs5ba\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">o<span class=\"_ _2\"></span>ptim<span class=\"_ _2\"></span>ise deb<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ture to enha<span class=\"_ _2\"></span>nce share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der retu<span class=\"_ _2\"></span>rns<span class=\"_ _2\"></span>; <span class=\"_ _6\"></span>and</span></div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs5bb\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls2a ws29\">ret<span class=\"_ _2\"></span>ain<span class=\"_ _6\"></span> financial flexibilit<span class=\"_ _2\"></span>y by maintaining liquidit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> including unutilised commit<span class=\"_ _2\"></span>ted credit lines.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5bc\">T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>y sou<span class=\"_ _2\"></span>rces of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al use<span class=\"_ _2\"></span>d by the Gr<span class=\"_ _2\"></span>oup are equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y shar<span class=\"_ _2\"></span>ehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 fu<span class=\"_ _2\"></span>nds of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>,42<span class=\"_ _2\"></span>3 milli<span class=\"_ _2\"></span>on (2023: </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5bd\">\u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>,5<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>9 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>) and su<span class=\"_ _2\"></span>bordi<span class=\"_ _2\"></span>nated d<span class=\"_ _2\"></span>ebt wh<span class=\"_ _2\"></span>ich was is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>d at \u00a320<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on in Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2023. A<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5be\">res<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are u<span class=\"_ _2\"></span>tilis<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iate. Ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed for th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>of c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al, l<span class=\"_ _2\"></span>iquid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5bf\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>deb<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te inclu<span class=\"_ _2\"></span>des lo<span class=\"_ _2\"></span>ng-te<span class=\"_ _2\"></span>rm ta<span class=\"_ _2\"></span>rget<span class=\"_ _2\"></span>s, ea<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y warn<span class=\"_ _2\"></span>ing thre<span class=\"_ _2\"></span>shol<span class=\"_ _2\"></span>ds and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c0\">ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y set<span class=\"_ _2\"></span>s out t<span class=\"_ _2\"></span>he tar<span class=\"_ _2\"></span>get di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end le<span class=\"_ _2\"></span>vel in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c1\">T<span class=\"_ _2\"></span>he regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group is a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>UK So<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs5c3\">38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)(i)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Regulator<span class=\"_ _2\"></span>y capital (unaudited)<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c4\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to UK So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ision b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Pr<span class=\"_ _2\"></span>uden<span class=\"_ _2\"></span>tial Re<span class=\"_ _2\"></span>gul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>Au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty. Th<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c5\">Gro<span class=\"_ _2\"></span>up is requ<span class=\"_ _2\"></span>ired to mea<span class=\"_ _2\"></span>sure and mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>r it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al res<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>un<span class=\"_ _2\"></span>der the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c6\">reg<span class=\"_ _2\"></span>ime. T<span class=\"_ _2\"></span>he UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>II reg<span class=\"_ _2\"></span>ime rep<span class=\"_ _2\"></span>lace<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II wi<span class=\"_ _2\"></span>th ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct f<span class=\"_ _2\"></span>rom 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 202<span class=\"_ _6\"></span>4 repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c7\">Comp<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>gure<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al for 2023 are p<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ted on a So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II basi<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c8\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK li<span class=\"_ _2\"></span>fe insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the Gr<span class=\"_ _2\"></span>oup sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y calc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion on a UK<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5c9\">So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II bas<span class=\"_ _2\"></span>is. O<span class=\"_ _2\"></span>ther reg<span class=\"_ _2\"></span>ula<span class=\"_ _2\"></span>ted ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the Gro<span class=\"_ _2\"></span>up sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n accord<span class=\"_ _2\"></span>ing to<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ca\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt sec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>al rul<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019s U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II sur<span class=\"_ _2\"></span>plus is t<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt by whi<span class=\"_ _2\"></span>ch the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5cb\">ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al on a UK So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II basi<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds) excee<span class=\"_ _2\"></span>ds the UK S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>venc<span class=\"_ _2\"></span>y II c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent (sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5cc\">ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uireme<span class=\"_ _2\"></span>nt or \u201c<span class=\"_ _2\"></span>SCR<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5cd\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II sur<span class=\"_ _2\"></span>plus i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>\u00a385<span class=\"_ _6\"></span>1 mil<span class=\"_ _2\"></span>lion at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3972 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>),<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ce\">rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ting an S<span class=\"_ _2\"></span>CR cove<span class=\"_ _2\"></span>rage rat<span class=\"_ _2\"></span>io of 21<span class=\"_ _5\"></span>9% (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: 271<span class=\"_ _5\"></span>%) c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated un<span class=\"_ _2\"></span>der th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dard fo<span class=\"_ _2\"></span>rmula<span class=\"_ _2\"></span>. The UK<span class=\"_ _29f\"> </span><span class=\"_ _2\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5cf\">So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II regu<span class=\"_ _2\"></span>lator<span class=\"_ _1\"></span>y posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n at 3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 allow<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ct of t<span class=\"_ _2\"></span>he recom<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ed Fi<span class=\"_ _2\"></span>nal<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5d0\">Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent of \u00a357 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a35<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on).<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5d1\">T<span class=\"_ _2\"></span>he UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>II po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion as at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(unau<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d est<span class=\"_ _2\"></span>ima<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) and 31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>is<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5d2\">pre<span class=\"_ _2\"></span>sente<span class=\"_ _2\"></span>d belo<span class=\"_ _2\"></span>w:<span class=\"_ _29f\"> </span></div><div class=\"gs5d3\"><table class=\"s wef hb8\" id=\"_a18f2026-0531-431c-86ec-e2497b9d84f9\"><tr><td></td><td class=\"t m1 x237 hb y32d0 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y32d1 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"c xa3d y32d2 w27d hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc1 sc0 ls2b ws5e\">2024</div><div class=\"t m1 xa3c h1b y2fd0 ff12d fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c xa3f y32d2 w27e hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls2b ws5e\">2023</div><div class=\"t m1 xa3e h1b y2fd0 ff12d fs10 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x23c hb y32d3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32d3 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w27f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ow<span class=\"_ _2\"></span>n fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2efb w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,566<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2efb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,540<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w280 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Solven<span class=\"_ _2\"></span>cy capital requirement<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">715<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">568<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w281 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">UK S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>venc<span class=\"_ _2\"></span>y I<span class=\"_ _2\"></span>I surp<span class=\"_ _2\"></span>lus<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">851<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">972<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w282 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II co<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge rati<span class=\"_ _2\"></span>o<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y2eb6 w283 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">219%<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y2eb6 w283 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">271%<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs5d4\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs5d5\"> F<span class=\"_ _2\"></span>ilin<span class=\"_ _2\"></span>g of ann<span class=\"_ _2\"></span>ual re<span class=\"_ _2\"></span>gu<span class=\"_ _2\"></span>lato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>s due b<span class=\"_ _2\"></span>y 27 May 20<span class=\"_ _2\"></span>25.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs5d6\">2</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs5d7\"> A<span class=\"_ _2\"></span>s rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>cy a<span class=\"_ _2\"></span>nd F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Cond<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ion R<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>or th<span class=\"_ _2\"></span>e year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 202<span class=\"_ _2\"></span>3.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5d8\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilter p<span class=\"_ _2\"></span>lc iss<span class=\"_ _2\"></span>ued sub<span class=\"_ _2\"></span>ordin<span class=\"_ _2\"></span>ated de<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h quali<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies as<span class=\"_ _29f\"> </span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5d9\">ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al und<span class=\"_ _2\"></span>er UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y II. Th<span class=\"_ _2\"></span>e compo<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds by t<span class=\"_ _2\"></span>ier is pre<span class=\"_ _2\"></span>sente<span class=\"_ _2\"></span>d in the t<span class=\"_ _2\"></span>able b<span class=\"_ _2\"></span>elow. </div><div class=\"gs5da\"><table class=\"s wef hc8\" id=\"_edf2e7c0-51bd-49d4-9b07-b74fb2a51b6e\"><tr><td></td><td class=\"t m1 x237 hb y32d4 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y32d5 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y32d6 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y32d7 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y32d8 ff12d fs8 fc3 sc0 lsfb ws1\">Gr<span class=\"_ _2\"></span>oup ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y32d9 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32da ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y2ed8 w284 h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 1</div><div class=\"t m1 xa48 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,366<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4a y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,336<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e61 w285 h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 2</div><div class=\"t m1 xa4b h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4c y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">200<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4d y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">204<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w286 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Gr<span class=\"_ _2\"></span>oup UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x837 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,566<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4e y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,540<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs5db\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs5dc\"> A<span class=\"_ _2\"></span>ll Ti<span class=\"_ _2\"></span>er 1 ca<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal i<span class=\"_ _2\"></span>s unre<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d for t<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>urp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs5dd\">2</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs5de\"> Com<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>ses a U<span class=\"_ _2\"></span>K So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II co<span class=\"_ _2\"></span>mpl<span class=\"_ _2\"></span>iant s<span class=\"_ _2\"></span>ubo<span class=\"_ _2\"></span>rdin<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in th<span class=\"_ _2\"></span>e for<span class=\"_ _2\"></span>m of a Ti<span class=\"_ _2\"></span>er 2 bo<span class=\"_ _2\"></span>nd, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h was i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed at \u00a3<span class=\"_ _2\"></span>20<span class=\"_ _2\"></span>0 mill<span class=\"_ _2\"></span>ion i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span> </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs5df\">Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 20<span class=\"_ _2\"></span>23.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e1\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK li<span class=\"_ _2\"></span>fe insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>is als<span class=\"_ _2\"></span>o subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II at en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vel. O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e2\">reg<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s in the Gro<span class=\"_ _2\"></span>up are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to the lo<span class=\"_ _2\"></span>cal<span class=\"_ _2\"></span>ly app<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>able en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>-l<span class=\"_ _2\"></span>evel c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e3\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>ey ope<span class=\"_ _2\"></span>rate. In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>et mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce busin<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e4\">are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to gro<span class=\"_ _2\"></span>up supe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion by th<span class=\"_ _2\"></span>e FC<span class=\"_ _2\"></span>A unde<span class=\"_ _2\"></span>r the UK In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Fir<span class=\"_ _2\"></span>ms Pru<span class=\"_ _2\"></span>dent<span class=\"_ _2\"></span>ial Re<span class=\"_ _2\"></span>gime (<span class=\"_ _2\"></span>\u201cI<span class=\"_ _2\"></span>FPR<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>). </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e5\">Du<span class=\"_ _2\"></span>ring 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s for the G<span class=\"_ _2\"></span>roup an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>ies wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e6\">mo<span class=\"_ _2\"></span>nitor<span class=\"_ _2\"></span>ed thro<span class=\"_ _2\"></span>ugh reg<span class=\"_ _2\"></span>ular Gr<span class=\"_ _2\"></span>oup Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial Ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt Commi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tee mee<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>hou<span class=\"_ _2\"></span>t 20<span class=\"_ _6\"></span>24, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls57 ws55 gs5e7\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gr<span class=\"_ _2\"></span>oup has co<span class=\"_ _2\"></span>mpli<span class=\"_ _2\"></span>ed wi<span class=\"_ _2\"></span>th the re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t appl<span class=\"_ _2\"></span>y at a cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated le<span class=\"_ _2\"></span>vel an<span class=\"_ _2\"></span>d Quil<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>\u2019s<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e8\">ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce under<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt f<span class=\"_ _2\"></span>irms ha<span class=\"_ _2\"></span>ve comp<span class=\"_ _2\"></span>lied w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he reg<span class=\"_ _2\"></span>ulator<span class=\"_ _1\"></span>y cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5e9\">th<span class=\"_ _2\"></span>at appl<span class=\"_ _2\"></span>y at ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vel.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs5ea\">38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)(ii)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Loan covenants<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5eb\">Un<span class=\"_ _2\"></span>der the te<span class=\"_ _2\"></span>rms of th<span class=\"_ _2\"></span>e revol<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ng cred<span class=\"_ _2\"></span>it fac<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty ag<span class=\"_ _2\"></span>reem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, the Gro<span class=\"_ _2\"></span>up is requ<span class=\"_ _2\"></span>ired to comp<span class=\"_ _2\"></span>ly w<span class=\"_ _2\"></span>ith th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ec\">fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial cov<span class=\"_ _2\"></span>enan<span class=\"_ _2\"></span>t: th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>tio of tot<span class=\"_ _2\"></span>al net b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s to cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders<span class=\"_ _2\"></span>\u2019 fu<span class=\"_ _2\"></span>nds </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ed\">sha<span class=\"_ _2\"></span>ll not exce<span class=\"_ _2\"></span>ed 0.5. </div><div class=\"gs5ee\"><table class=\"s w287 he3\" id=\"_d6304ff0-f0e8-47fd-b928-171e4386797c\"><tr><td></td><td></td><td class=\"t m1 x379 hb y32db ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y32dc ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x37b hb y32dd ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y32de ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x5cc hb y32df ff12d fs8 fc3 sc0 ls101 ws10d\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y32e0 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y32e1 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 w288 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>gs of t<span class=\"_ _2\"></span>he Comp<span class=\"_ _2\"></span>any<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4f y32e2 we4 h94\"><div class=\"t m1 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa50 y2ea9 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa51 y2ea9 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w289 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Comp<span class=\"_ _2\"></span>any<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa52 y2e5b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(135)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa53 y2e5b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(110)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c w28a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa54 y2e5c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e0 y2e5c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w28b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al sha<span class=\"_ _2\"></span>reho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u2019 equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the G<span class=\"_ _2\"></span>roup<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa55 y2eb1 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,423<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa56 y2eb1 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y32e3 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 2 bon<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2fe7 we4 h94\"><div class=\"t m1 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa57 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa58 y2ed8 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w28c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Gro<span class=\"_ _2\"></span>up equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y (i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding T<span class=\"_ _2\"></span>ier 2 b<span class=\"_ _2\"></span>ond<span class=\"_ _2\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa59 y2e61 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,621<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa5a y2e61 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,717<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w28d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Ratio of Company net external borrowings to Group equit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa5b y2eb6 w1fd h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">0.039<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa5c y2eb6 w1fd h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">0.051<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5ef\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as compl<span class=\"_ _2\"></span>ied wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e coven<span class=\"_ _2\"></span>ant sin<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or<span class=\"_ _2\"></span>igin<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>ated in 201<span class=\"_ _6\"></span>8.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs5f0\">3<span class=\"_ _2\"></span>8(a)(<span class=\"_ _2\"></span>iii)<span class=\"_ _2\"></span>: Own R<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k and So<span class=\"_ _2\"></span>lven<span class=\"_ _2\"></span>cy A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>OR<span class=\"_ _2\"></span>SA\u201d<span class=\"_ _2\"></span>) and I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>nal Cap<span class=\"_ _2\"></span>ital A<span class=\"_ _2\"></span>deq<span class=\"_ _2\"></span>uac<span class=\"_ _2\"></span>y and </div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs5f1\">Ri<span class=\"_ _2\"></span>sk A<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ment (<span class=\"_ _2\"></span>\u201cI<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A\u201d<span class=\"_ _2\"></span>)<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f2\">T<span class=\"_ _2\"></span>he Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is an on<span class=\"_ _2\"></span>going c<span class=\"_ _2\"></span>yc<span class=\"_ _2\"></span>le of risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>hich p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>des </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f3\">an ov<span class=\"_ _2\"></span>erall a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cur<span class=\"_ _2\"></span>rent an<span class=\"_ _2\"></span>d fut<span class=\"_ _2\"></span>ure ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>le of the G<span class=\"_ _2\"></span>roup and d<span class=\"_ _2\"></span>emon<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rates t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f4\">rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te, risk p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>ile an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y nee<span class=\"_ _2\"></span>ds. Th<span class=\"_ _2\"></span>ese<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f5\">as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>ts su<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>rt s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ic plan<span class=\"_ _2\"></span>ning an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk-b<span class=\"_ _2\"></span>ased d<span class=\"_ _2\"></span>ecisi<span class=\"_ _2\"></span>on mak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f6\">T<span class=\"_ _2\"></span>he unde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ying O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s cover t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider h<span class=\"_ _2\"></span>ow risk<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y nee<span class=\"_ _2\"></span>ds may ev<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f7\">ov<span class=\"_ _2\"></span>er the pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>riod<span class=\"_ _2\"></span>. The OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A inclu<span class=\"_ _2\"></span>des s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s and sc<span class=\"_ _2\"></span>enar<span class=\"_ _2\"></span>io tes<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch are per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orme<span class=\"_ _2\"></span>d to ass<span class=\"_ _2\"></span>ess </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f8\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>ilien<span class=\"_ _2\"></span>ce of the Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5f9\">T<span class=\"_ _2\"></span>he Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A repor<span class=\"_ _2\"></span>t i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>duce<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ann<span class=\"_ _2\"></span>uall<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>is summ<span class=\"_ _2\"></span>aris<span class=\"_ _2\"></span>es the a<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>, insi<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s and con<span class=\"_ _2\"></span>clus<span class=\"_ _2\"></span>ions </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5fa\">fro<span class=\"_ _2\"></span>m the un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he OR<span class=\"_ _2\"></span>SA rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t is </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5fb\">sub<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the PR<span class=\"_ _1\"></span>A as par<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e norm<span class=\"_ _2\"></span>al supe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sor<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and m<span class=\"_ _2\"></span>ay be sup<span class=\"_ _2\"></span>plem<span class=\"_ _2\"></span>ented b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ad ho<span class=\"_ _2\"></span>c </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5fc\">as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>ere is a mater<span class=\"_ _2\"></span>ial ch<span class=\"_ _2\"></span>ange in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk prof<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up out<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>de the usu<span class=\"_ _2\"></span>al </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls2b ws5e gs5fd\">repor<span class=\"_ _2\"></span>tin<span class=\"_ _6\"></span>g cycle.<span class=\"_ _29f\"> </span></div>In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion to the G<span class=\"_ _2\"></span>roup OR<span class=\"_ _2\"></span>SA p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s, an en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-le<span class=\"_ _2\"></span>vel OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ed for Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; Pen<span class=\"_ _2\"></span>sions L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted, w<span class=\"_ _2\"></span>ith i<span class=\"_ _2\"></span>ts res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group I<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A pro<span class=\"_ _2\"></span>cess is a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ongo<span class=\"_ _2\"></span>ing c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>e of risk an<span class=\"_ _2\"></span>d capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt proc<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es, si<span class=\"_ _2\"></span>milar to th<span class=\"_ _2\"></span>e OR<span class=\"_ _2\"></span>SA p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ed for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>uden<span class=\"_ _2\"></span>tial co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion of Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r\u2019<span class=\"_ _2\"></span>s inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t and ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>IF<span class=\"_ _2\"></span>PR requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. The IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is al<span class=\"_ _2\"></span>so per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d at an ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vel for Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u2019s UK inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich are Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Plat<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rm Lim<span class=\"_ _2\"></span>ited<span class=\"_ _2\"></span>, Quil<span class=\"_ _2\"></span>ter Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d, Qui<span class=\"_ _2\"></span>lter Ch<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>iot Lim<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>NuWeal<span class=\"_ _2\"></span>th Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group I<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t is prod<span class=\"_ _2\"></span>uced ann<span class=\"_ _2\"></span>uall<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>is summ<span class=\"_ _2\"></span>aris<span class=\"_ _2\"></span>es the an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>, insi<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s and con<span class=\"_ _2\"></span>clus<span class=\"_ _2\"></span>ions fro<span class=\"_ _2\"></span>m the un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u2019s IFPR p<span class=\"_ _2\"></span>rude<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l cons<span class=\"_ _2\"></span>olidat<span class=\"_ _2\"></span>ion grou<span class=\"_ _2\"></span>p.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he concl<span class=\"_ _2\"></span>usio<span class=\"_ _2\"></span>ns of the OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are rev<span class=\"_ _2\"></span>iewe<span class=\"_ _2\"></span>d by mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Boar<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span>3<span class=\"_ _2\"></span>8(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): Cr<span class=\"_ _2\"></span>edit r<span class=\"_ _2\"></span>isk<span class=\"_ _29f\"> </span>Ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk<span class=\"_ _29f\"> </span>Cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk is the ri<span class=\"_ _2\"></span>sk of ad<span class=\"_ _2\"></span>vers<span class=\"_ _2\"></span>e move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in cre<span class=\"_ _2\"></span>dit sp<span class=\"_ _2\"></span>reads (rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ref<span class=\"_ _2\"></span>erence y<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cur<span class=\"_ _1\"></span>ve), cre<span class=\"_ _2\"></span>dit ra<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s or def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>tes lea<span class=\"_ _2\"></span>ding to a dete<span class=\"_ _2\"></span>rior<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on in the le<span class=\"_ _2\"></span>vel or vo<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s or f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s resul<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in lo<span class=\"_ _2\"></span>ss of ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s or redu<span class=\"_ _2\"></span>ced sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Thi<span class=\"_ _2\"></span>s inclu<span class=\"_ _2\"></span>des cou<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t risk<span class=\"_ _2\"></span>, coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y conce<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk and spr<span class=\"_ _2\"></span>ead ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishe<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>Cre<span class=\"_ _2\"></span>dit Ri<span class=\"_ _2\"></span>sk Fra<span class=\"_ _2\"></span>mewo<span class=\"_ _2\"></span>rk tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>udes a Cred<span class=\"_ _2\"></span>it Ri<span class=\"_ _2\"></span>sk Polic<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d Credi<span class=\"_ _2\"></span>t Risk A<span class=\"_ _2\"></span>ppet<span class=\"_ _2\"></span>ite St<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his fr<span class=\"_ _2\"></span>amew<span class=\"_ _2\"></span>ork ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>all a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies wh<span class=\"_ _2\"></span>ere the G<span class=\"_ _2\"></span>roup is ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k, ei<span class=\"_ _2\"></span>ther di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y or indi<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, ensu<span class=\"_ _2\"></span>ring ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>ria<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, meas<span class=\"_ _2\"></span>ureme<span class=\"_ _2\"></span>nt, ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, moni<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>ng an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t risk e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sures<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom all ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ures is mi<span class=\"_ _2\"></span>tiga<span class=\"_ _2\"></span>ted by en<span class=\"_ _2\"></span>suri<span class=\"_ _2\"></span>ng that t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>onl<span class=\"_ _2\"></span>y ente<span class=\"_ _2\"></span>rs into<span class=\"_ _2\"></span> rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h appro<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y robus<span class=\"_ _2\"></span>t coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, adh<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng to the Gro<span class=\"_ _2\"></span>up Credi<span class=\"_ _2\"></span>t Risk Po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>or eac<span class=\"_ _2\"></span>h ass<span class=\"_ _2\"></span>et, co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion is gi<span class=\"_ _2\"></span>ven a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he cred<span class=\"_ _2\"></span>it rat<span class=\"_ _2\"></span>ing of th<span class=\"_ _2\"></span>e counte<span class=\"_ _2\"></span>rpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty, wh<span class=\"_ _2\"></span>ich is use<span class=\"_ _2\"></span>d to deri<span class=\"_ _2\"></span>ve th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>bab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t;<span class=\"_ _2\"></span> </span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he los<span class=\"_ _2\"></span>s gi<span class=\"_ _2\"></span>ven def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t; </span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>y w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y be made in t<span class=\"_ _2\"></span>he eve<span class=\"_ _2\"></span>nt of def<span class=\"_ _2\"></span>ault<span class=\"_ _2\"></span>;</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of any co<span class=\"_ _2\"></span>llate<span class=\"_ _2\"></span>ral tha<span class=\"_ _2\"></span>t the Gro<span class=\"_ _2\"></span>up has in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res; an<span class=\"_ _2\"></span>d</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">a<span class=\"_ _2\"></span>ny seco<span class=\"_ _2\"></span>nd orde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s that ma<span class=\"_ _2\"></span>y aris<span class=\"_ _2\"></span>e wher<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has col<span class=\"_ _2\"></span>later<span class=\"_ _2\"></span>al agai<span class=\"_ _2\"></span>nst t<span class=\"_ _2\"></span>he cred<span class=\"_ _2\"></span>it ris<span class=\"_ _2\"></span>k exp<span class=\"_ _2\"></span>osure.<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res of the G<span class=\"_ _2\"></span>roup are mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red reg<span class=\"_ _2\"></span>ularl<span class=\"_ _2\"></span>y to ensu<span class=\"_ _2\"></span>re that co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies rema<span class=\"_ _2\"></span>in cre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>thy, that t<span class=\"_ _2\"></span>here is ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>riate di<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of cou<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>hat ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res are wi<span class=\"_ _2\"></span>thin<span class=\"_ _2\"></span> ap<span class=\"_ _2\"></span>prove<span class=\"_ _2\"></span>d limi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. At the en<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s mater<span class=\"_ _2\"></span>ial cre<span class=\"_ _2\"></span>dit ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ures were to f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns (p<span class=\"_ _2\"></span>rima<span class=\"_ _2\"></span>ril<span class=\"_ _2\"></span>y thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t of shareh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er fun<span class=\"_ _2\"></span>ds), corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>te enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>d man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>) and in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>als (pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ade se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s). T<span class=\"_ _2\"></span>here is no dir<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>osure to non<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>UK sove<span class=\"_ _2\"></span>reign d<span class=\"_ _2\"></span>ebt wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant co<span class=\"_ _2\"></span>ncent<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ions of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk exp<span class=\"_ _2\"></span>osure.<span class=\"_ _29f\"> </span><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls1 ws1 gs602\">Ot<span class=\"_ _2\"></span>her cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>ks<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs603\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y risk t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of lo<span class=\"_ _2\"></span>ans th<span class=\"_ _2\"></span>at it make<span class=\"_ _2\"></span>s to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs604\">it<span class=\"_ _2\"></span>s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>ment of up<span class=\"_ _2\"></span>fron<span class=\"_ _2\"></span>t commi<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>n on the s<span class=\"_ _2\"></span>ale of cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>es of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs605\">T<span class=\"_ _2\"></span>he risk of d<span class=\"_ _2\"></span>efau<span class=\"_ _2\"></span>lt by f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s is mana<span class=\"_ _2\"></span>ged thro<span class=\"_ _2\"></span>ugh mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>ly mon<span class=\"_ _2\"></span>itor<span class=\"_ _2\"></span>ing of lo<span class=\"_ _2\"></span>an and com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs606\">deb<span class=\"_ _2\"></span>t bala<span class=\"_ _2\"></span>nces<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs607\">T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>als<span class=\"_ _2\"></span>o exp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the r<span class=\"_ _2\"></span>isk of def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t by fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt grou<span class=\"_ _2\"></span>ps in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs608\">T<span class=\"_ _2\"></span>his ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>is ma<span class=\"_ _2\"></span>naged th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e due dili<span class=\"_ _2\"></span>gence pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich is com<span class=\"_ _2\"></span>plet<span class=\"_ _2\"></span>ed befo<span class=\"_ _2\"></span>re enter<span class=\"_ _2\"></span>ing int<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>any<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs609\">rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship w<span class=\"_ _2\"></span>ith a f<span class=\"_ _2\"></span>und gro<span class=\"_ _2\"></span>up. Am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s due to an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>gro<span class=\"_ _2\"></span>ups are mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red for pro<span class=\"_ _2\"></span>mpt </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs60a\">se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>lem<span class=\"_ _2\"></span>ent and ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>riat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on is ta<span class=\"_ _2\"></span>ken whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent is not t<span class=\"_ _2\"></span>imel<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs60b\">Leg<span class=\"_ _2\"></span>al cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are main<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere the Gr<span class=\"_ _2\"></span>oup ente<span class=\"_ _2\"></span>rs into c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th a counte<span class=\"_ _2\"></span>rpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls1 ws1 gs60c\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk o<span class=\"_ _2\"></span>n fair v<span class=\"_ _2\"></span>alue<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs60d\">Du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>ited e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sure tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group ha<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>, credi<span class=\"_ _2\"></span>t risk d<span class=\"_ _2\"></span>oes not h<span class=\"_ _2\"></span>ave a mate<span class=\"_ _2\"></span>rial im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs60e\">on th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts f<span class=\"_ _2\"></span>or the yea<span class=\"_ _2\"></span>r under re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w. The fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs60f\">on th<span class=\"_ _2\"></span>ese in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are mainl<span class=\"_ _2\"></span>y due to ch<span class=\"_ _2\"></span>anges in ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls1 ws1 gs610\">Ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m exp<span class=\"_ _2\"></span>osu<span class=\"_ _2\"></span>re to cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs611\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to credi<span class=\"_ _2\"></span>t risk d<span class=\"_ _2\"></span>oes not d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fer f<span class=\"_ _2\"></span>rom the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs2ce\">rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt notes to t<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs612\">Loa<span class=\"_ _2\"></span>ns and ad<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>nces sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses are \u00a3<span class=\"_ _2\"></span>56 mill<span class=\"_ _2\"></span>ion (2023: \u00a3<span class=\"_ _2\"></span>38 mil<span class=\"_ _2\"></span>lion) and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs613\">ot<span class=\"_ _2\"></span>her rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses are \u00a3<span class=\"_ _2\"></span>268 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a32<span class=\"_ _2\"></span>9<span class=\"_ _6\"></span>7 mill<span class=\"_ _2\"></span>ion). Th<span class=\"_ _2\"></span>ose </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs614\">ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the po<span class=\"_ _2\"></span>ol of coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s that do n<span class=\"_ _2\"></span>ot requi<span class=\"_ _2\"></span>re a <span class=\"_ _6\"></span>rat<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>hese co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs2d2\">ind<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>lly gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l credi<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>osure an<span class=\"_ _2\"></span>d this po<span class=\"_ _2\"></span>ol is hig<span class=\"_ _2\"></span>hly d<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied, mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red and<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs2d3\">sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to limi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs615\">E<span class=\"_ _2\"></span>xpos<span class=\"_ _2\"></span>ure ari<span class=\"_ _2\"></span>sing fr<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts n<span class=\"_ _2\"></span>ot recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion is </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs616\">mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup wou<span class=\"_ _2\"></span>ld hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to pa<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y be sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ly </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs2d6\">gre<span class=\"_ _2\"></span>ater th<span class=\"_ _2\"></span>an the am<span class=\"_ _2\"></span>ount th<span class=\"_ _2\"></span>at wou<span class=\"_ _2\"></span>ld be recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as a liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve any sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs283\">ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re aris<span class=\"_ _2\"></span>ing fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ite<span class=\"_ _2\"></span>ms not re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs618\">T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to credi<span class=\"_ _2\"></span>t risk f<span class=\"_ _2\"></span>rom ca<span class=\"_ _2\"></span>sh and ca<span class=\"_ _2\"></span>sh equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"gs619\"><table class=\"s w28e he4\" id=\"_eb676c1e-c387-4aaa-9afc-630d45077788\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5e hb y32e4 ff12d fs8 fc1 sc0 ls65 ws80\">Credit rating relating to<span class=\"_ _6\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5f hb y32e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa60 hb y32e6 ff12d fs8 fc1 sc0 ls65 wsfb\">Carr<span class=\"_ _2\"></span>ying </td></tr><tr><td class=\"t m1 xa61 hb y32e7 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"c n xa62 y32e8 w28f h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls176 ws1c2\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa63 y32e8 w290 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls176 ws1c2\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa64 y32e8 w291 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls1 ws1\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa65 y32e8 w292 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls1 ws1\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa66 y32e8 w293 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls163 ws1a6\">&lt;<span class=\"_ _2\"></span>BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa68 y32e8 w294 ha4\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 lsfb ws1\">N<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted</div><div class=\"t m1 xa67 h1b y2f63 ff12d fs10 fc1 sc0 ls1 ws1\">1</div></td><td class=\"t m1 xa69 hb y32e9 ff12d fs8 fc1 sc0 ls65 wsfb\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y32ea w295 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _6\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6a y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6b y32ea w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6c y32ea w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6d y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6e y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6f y32ea w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y32ea w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w296 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa70 y313c w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa71 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa72 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa73 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa74 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa75 y313c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa76 y313c w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 xa61 h1c y32eb ff12d fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>otal cash and<span class=\"_ _6\"></span> cash </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w297 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws78\">equivale<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa77 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa78 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa79 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7a y2eb6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7b y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7c y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7d y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"gs61a\"><table class=\"s w28e he5\" id=\"_db0117a2-40a2-48b8-b7bc-cbf9b3761cf9\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5e hb y32ec ff12d fs8 fc3 sc0 ls65 ws80\">Credit rating relating to<span class=\"_ _6\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5f hb y32ed ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa60 hb y32ee ff12d fs8 fc3 sc0 ls65 wsfb\">Carr<span class=\"_ _2\"></span>ying </td></tr><tr><td class=\"t m1 xa61 hb y32ef ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td class=\"c n xa62 y32f0 w28f h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls176 ws1c2\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa63 y32f0 w290 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls176 ws1c2\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa64 y32f0 w291 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws1\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa65 y32f0 w292 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws1\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa66 y32f0 w293 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls163 ws1a6\">&lt;<span class=\"_ _2\"></span>BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa68 y32f0 w294 hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">N<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted</div><div class=\"t m1 xa67 h1b y2fd0 ff12d fs10 fc3 sc0 ls1 ws1\">1</div></td><td class=\"t m1 xa69 hb y32f1 ff12d fs8 fc3 sc0 ls65 wsfb\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y2fca w295 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _6\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6a y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6b y2fca w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6c y2fca w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">381<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6d y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6e y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6f y2fca w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2fca w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f27 w296 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa70 y2f27 w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa71 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa72 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa73 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa74 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa75 y2f27 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa76 y2f27 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 xa61 h1c y32f2 ff12d fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>otal cash and<span class=\"_ _6\"></span> cash </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w297 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws78\">equivale<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa77 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa78 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa79 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">381<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7a y2eb6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7b y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7c y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7d y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs61b\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs61c\"> Ca<span class=\"_ _2\"></span>sh in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lid<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s is ca<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as n<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted (s<span class=\"_ _2\"></span>ee no<span class=\"_ _2\"></span>te 26<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)).<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 ls27 ws25 gs61d\">Impairment allowance<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs61e\">A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s that are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d and cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t are mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for any e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs61f\">on ei<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a 1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>or li<span class=\"_ _2\"></span>fet<span class=\"_ _2\"></span>ime ECL mo<span class=\"_ _2\"></span>del. T<span class=\"_ _2\"></span>he maj<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of such as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up are mea<span class=\"_ _2\"></span>sured </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls9 ws7 gs620\">on th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL mo<span class=\"_ _2\"></span>del, w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he except<span class=\"_ _2\"></span>ion of so<span class=\"_ _2\"></span>me spec<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic lo<span class=\"_ _2\"></span>ans th<span class=\"_ _2\"></span>at are on the 1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>del.<span class=\"_ _29f\"> </span></div><div class=\"gs621\"><table class=\"s w298 he6\" id=\"_9f0ba3a6-1575-4b74-bebb-e1a41d2dbf0b\"><tr><td class=\"c n x245 y32f3 w299 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls65 ws80\">Impairment allowance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7e y32f3 w29a h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w66 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ba<span class=\"_ _2\"></span>lan<span class=\"_ _2\"></span>ce at 1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y2f79 w12c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(1.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w29b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bal<span class=\"_ _2\"></span>ance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7f y2ef6 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(0.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2ef7 w29c h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year</div><div class=\"t m1 xa80 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 xa81 h1c y32f4 ff12f fs11 fc3 sc0 ls1 ws1\">(4.3)<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5b w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa82 y2e5b w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(5.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w29b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bal<span class=\"_ _2\"></span>ance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7f y2efa w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(0.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w29d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y cre<span class=\"_ _2\"></span>dit ra<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa82 y2eb1 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w29e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa83 y2ed8 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(2.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w29f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls11d wsfe\">Wri<span class=\"_ _2\"></span>te-<span class=\"_ _2\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa84 y2e61 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">0.2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa85 y2eb6 w3f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8.9)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m1 h1b ff12e fs10 fc3 sc0 ls1 ws1 gs622\">1</div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs623\"> T<span class=\"_ _2\"></span>he 2023 a<span class=\"_ _2\"></span>ddi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onal i<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ure w<span class=\"_ _2\"></span>as pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>s \u00a3<span class=\"_ _6\"></span>1.5 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n in th<span class=\"_ _2\"></span>e 2023 f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and h<span class=\"_ _2\"></span>as no<span class=\"_ _2\"></span>w bee<span class=\"_ _2\"></span>n pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ed </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs624\">as \u00a34<span class=\"_ _2\"></span>.3 mi<span class=\"_ _2\"></span>lli<span class=\"_ _2\"></span>on due t<span class=\"_ _2\"></span>o the r<span class=\"_ _2\"></span>ecla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of a cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t lo<span class=\"_ _2\"></span>an rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s recl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch ha<span class=\"_ _2\"></span>d no ne<span class=\"_ _2\"></span>t imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on lo<span class=\"_ _2\"></span>an </div><div class=\"t m1 hb ff12f fs8 fc3 sc0 ls1 ws1 gs625\">re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>les<span class=\"_ _2\"></span>, was m<span class=\"_ _2\"></span>ade i<span class=\"_ _2\"></span>n orde<span class=\"_ _2\"></span>r to en<span class=\"_ _2\"></span>sure co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>rab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>gur<span class=\"_ _2\"></span>es pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>or 2023 a<span class=\"_ _2\"></span>nd 2024<span class=\"_ _2\"></span>. </div>3<span class=\"_ _2\"></span>8(c): M<span class=\"_ _2\"></span>arket r<span class=\"_ _2\"></span>isk<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk is the ri<span class=\"_ _2\"></span>sk of an ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se chan<span class=\"_ _2\"></span>ge in the le<span class=\"_ _2\"></span>vel or vo<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing in los<span class=\"_ _2\"></span>s of earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or red<span class=\"_ _2\"></span>uced so<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk aris<span class=\"_ _2\"></span>es fro<span class=\"_ _2\"></span>m change<span class=\"_ _2\"></span>s in equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, bon<span class=\"_ _2\"></span>d and pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eign exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes. Ma<span class=\"_ _2\"></span>rket r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s are linke<span class=\"_ _2\"></span>d to wide<span class=\"_ _2\"></span>r econo<span class=\"_ _2\"></span>mic an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>geo<span class=\"_ _2\"></span>poli<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions an<span class=\"_ _2\"></span>d may be dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>alli<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>\u00ac <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ated f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s. Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk aris<span class=\"_ _2\"></span>es di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferent<span class=\"_ _2\"></span>ly ac<span class=\"_ _2\"></span>ross t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s depe<span class=\"_ _2\"></span>nding o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld. T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as a <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>rket r<span class=\"_ _2\"></span>isk pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h set<span class=\"_ _2\"></span>s out t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt of mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group do<span class=\"_ _2\"></span>es not un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ake any pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal tr<span class=\"_ _2\"></span>ading fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s rev<span class=\"_ _2\"></span>enue is ho<span class=\"_ _2\"></span>wev<span class=\"_ _2\"></span>er af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er manag<span class=\"_ _2\"></span>ement a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y the Gro<span class=\"_ _2\"></span>up has ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vels an<span class=\"_ _2\"></span>d econo<span class=\"_ _2\"></span>mic con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Scena<span class=\"_ _2\"></span>rio te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing is und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>en to <span class=\"_ _6\"></span>tes<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ence of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss to se<span class=\"_ _2\"></span>vere bu<span class=\"_ _2\"></span>t plau<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial imp<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s of cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tun<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es, an<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t in the ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tion of ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns.<span class=\"_ _2\"></span> 38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span>In acco<span class=\"_ _2\"></span>rdanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t risk po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y, the Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, or relate<span class=\"_ _2\"></span>d colle<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>exce<span class=\"_ _2\"></span>pt whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure aris<span class=\"_ _2\"></span>es due to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>ismat<span class=\"_ _2\"></span>ches b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween un<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>und as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>ese mi<span class=\"_ _2\"></span>smatc<span class=\"_ _2\"></span>hes are pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted, sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to </span>ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s, to avo<span class=\"_ _2\"></span>id exces<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ve deal<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>; and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">s<span class=\"_ _2\"></span>eed c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Se<span class=\"_ _2\"></span>ed cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al is inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin ne<span class=\"_ _2\"></span>w unit<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>or ot<span class=\"_ _2\"></span>her fu<span class=\"_ _2\"></span>nds wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> </span>at th<span class=\"_ _2\"></span>e time w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>ese fu<span class=\"_ _2\"></span>nds are la<span class=\"_ _2\"></span>unch<span class=\"_ _2\"></span>ed. Th<span class=\"_ _2\"></span>e see<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is th<span class=\"_ _2\"></span>en wi<span class=\"_ _2\"></span>thdr<span class=\"_ _2\"></span>awn f<span class=\"_ _2\"></span>rom the f<span class=\"_ _2\"></span>unds as<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t in the fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he abov<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>osure<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ves fe<span class=\"_ _2\"></span>es (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>nual man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt char<span class=\"_ _2\"></span>ges) and inc<span class=\"_ _2\"></span>urs co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers) wh<span class=\"_ _2\"></span>ich are lin<span class=\"_ _2\"></span>ked to the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance of th<span class=\"_ _2\"></span>e unde<span class=\"_ _2\"></span>rly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>refore,<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs wi<span class=\"_ _2\"></span>ll be af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d by equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rman<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>Equity sensitiv<span class=\"_ _2\"></span>ity testing<span class=\"_ _29f\"> </span>A mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t in equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fee i<span class=\"_ _2\"></span>ncome t<span class=\"_ _2\"></span>hat is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue of the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d by or on beh<span class=\"_ _2\"></span>alf of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e sensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is appl<span class=\"_ _2\"></span>ied as an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous sho<span class=\"_ _2\"></span>ck to equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y at the s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>sis is no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>ited to t<span class=\"_ _2\"></span>he unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group as a w<span class=\"_ _2\"></span>hole.<span class=\"_ _29f\"> </span><table class=\"s w2a0 he7\" id=\"_4232750b-15c6-456b-8b03-ece6e904f405\"><tr><td></td><td class=\"t m1 x379 hb y32f5 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y32f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y32f7 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y32f8 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y32f9 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y32fa ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y32fb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w2a1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y2eb5 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa86 y2eb6 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa87 y2eb6 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs627\">38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(ii): Interest r<span class=\"_ _6\"></span>ate<span class=\"_ _6\"></span> risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs628\">Int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate ri<span class=\"_ _2\"></span>sk ari<span class=\"_ _2\"></span>ses pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>ily f<span class=\"_ _2\"></span>rom ban<span class=\"_ _2\"></span>k balan<span class=\"_ _2\"></span>ces hel<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs629\">A ris<span class=\"_ _2\"></span>e in intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates wo<span class=\"_ _2\"></span>uld als<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ause an im<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>ate fal<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ixed i<span class=\"_ _2\"></span>ncome<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs62a\">se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thin cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, resul<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in a fal<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>und-<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>sed rev<span class=\"_ _2\"></span>enue<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs62b\">Conv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>ely, a redu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion in in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>use a ri<span class=\"_ _2\"></span>se in the v<span class=\"_ _2\"></span>alue of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ixe<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs62c\">se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thin cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>. It woul<span class=\"_ _2\"></span>d also re<span class=\"_ _2\"></span>duce th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate ear<span class=\"_ _2\"></span>ned o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>sh </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs62d\">dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d mone<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t fund<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs62e\">E<span class=\"_ _2\"></span>xpos<span class=\"_ _2\"></span>ure of the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>mmar<span class=\"_ _2\"></span>ised b<span class=\"_ _2\"></span>elow.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff130 fs7 fc3 sc0 ls1 ws1 gs62f\">In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>te sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>ting </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs630\">T<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of an in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in marke<span class=\"_ _2\"></span>t intere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>tes of 1<span class=\"_ _5\"></span>% is te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d (<span class=\"_ _6\"></span>e.g. i<span class=\"_ _2\"></span>f the cur<span class=\"_ _2\"></span>rent<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs631\">int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate is 5%<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e tes<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>ows fo<span class=\"_ _2\"></span>r the ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts of an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous cha<span class=\"_ _2\"></span>nge to 4% and 6% fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs632\">s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he tes<span class=\"_ _2\"></span>t allow<span class=\"_ _2\"></span>s cons<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y for sim<span class=\"_ _2\"></span>ilar cha<span class=\"_ _2\"></span>nges in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retu<span class=\"_ _2\"></span>rns an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs633\">in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ixed i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s bac<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies. T<span class=\"_ _2\"></span>he sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to chang<span class=\"_ _2\"></span>es </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs634\">in int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span></div><div class=\"gs635\"><table class=\"s w2a3 he8\" id=\"_a8ac74d0-6aec-40e7-a31d-df2be78244a5\"><tr><td></td><td class=\"t m0 x237 hb y32fc ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y32fd ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y32fe ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y32ff ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y3300 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y3301 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3302 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e61 w2a4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa88 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa89 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a5 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% dec<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8a y2eb6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8b y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs636\">38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(iii): Foreign<span class=\"_ _6\"></span> curren<span class=\"_ _6\"></span>cy risk<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs637\">F<span class=\"_ _2\"></span>oreig<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk that t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws of a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent wi<span class=\"_ _2\"></span>ll </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs638\">f<span class=\"_ _2\"></span>luc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uate be<span class=\"_ _2\"></span>caus<span class=\"_ _2\"></span>e of chan<span class=\"_ _2\"></span>ges in forei<span class=\"_ _2\"></span>gn exch<span class=\"_ _2\"></span>ange rate<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ound<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs639\">s<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>acc<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>jori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. The Gr<span class=\"_ _2\"></span>oup has mi<span class=\"_ _2\"></span>nor ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs63a\">Euro<span class=\"_ _2\"></span>s, thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s Ir<span class=\"_ _2\"></span>ish sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>uth A<span class=\"_ _2\"></span>fr<span class=\"_ _2\"></span>ican R<span class=\"_ _2\"></span>and, d<span class=\"_ _2\"></span>ue to the lis<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng on the </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs63b\">Jo<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>sbur<span class=\"_ _2\"></span>g Stock E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>ment of a pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ends in R<span class=\"_ _2\"></span>and.<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs63c\">Du<span class=\"_ _2\"></span>ring 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up had li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>cy r<span class=\"_ _2\"></span>isk in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er cur<span class=\"_ _2\"></span>renci<span class=\"_ _2\"></span>es due </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs63d\">to it<span class=\"_ _2\"></span>s non<span class=\"_ _2\"></span>-U<span class=\"_ _2\"></span>K oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns and fo<span class=\"_ _2\"></span>reign c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs63e\">3<span class=\"_ _2\"></span>8(d)<span class=\"_ _2\"></span>: Liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y ri<span class=\"_ _2\"></span>sk<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs63f\">Li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y risk i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere are insu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>ent as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or tha<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>nnot b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>real<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in ord<span class=\"_ _2\"></span>er to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs640\">se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>le f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns as the<span class=\"_ _2\"></span>y fall du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>or th<span class=\"_ _2\"></span>at mar<span class=\"_ _2\"></span>ket cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons pre<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e the abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs641\">tr<span class=\"_ _2\"></span>ade in ill<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in ord<span class=\"_ _2\"></span>er to <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>in it<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>et and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y matc<span class=\"_ _2\"></span>hing (\u201cA<span class=\"_ _2\"></span>LM<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>le. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs642\">man<span class=\"_ _2\"></span>ages liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y on a <span class=\"_ _6\"></span>dai<span class=\"_ _2\"></span>ly ba<span class=\"_ _2\"></span>sis thro<span class=\"_ _2\"></span>ugh:</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs643\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>aini<span class=\"_ _2\"></span>ng adeq<span class=\"_ _2\"></span>uate hig<span class=\"_ _2\"></span>h-<span class=\"_ _2\"></span>qual<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y liq<span class=\"_ _2\"></span>uid as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and ba<span class=\"_ _2\"></span>nki<span class=\"_ _2\"></span>ng faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, the le<span class=\"_ _2\"></span>vel of wh<span class=\"_ _2\"></span>ich is inf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ed </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs644\">th<span class=\"_ _2\"></span>rough a<span class=\"_ _2\"></span>pprop<span class=\"_ _2\"></span>ria<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y st<span class=\"_ _2\"></span>ress te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>;</div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs645\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>uous<span class=\"_ _2\"></span>ly mo<span class=\"_ _2\"></span>nitor<span class=\"_ _2\"></span>ing fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash flow<span class=\"_ _2\"></span>s; and</span></div><div class=\"t m0 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs646\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>oni<span class=\"_ _2\"></span>torin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>a num<span class=\"_ _2\"></span>ber of key r<span class=\"_ _2\"></span>isk indi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ors to he<span class=\"_ _2\"></span>lp in the id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of a <span class=\"_ _6\"></span>liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs648\">Ind<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>in and man<span class=\"_ _2\"></span>age the<span class=\"_ _2\"></span>ir loc<span class=\"_ _2\"></span>al liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s accord<span class=\"_ _2\"></span>ing to the<span class=\"_ _2\"></span>ir busin<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs649\">ne<span class=\"_ _2\"></span>eds wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Ri<span class=\"_ _2\"></span>sk Fram<span class=\"_ _2\"></span>ewo<span class=\"_ _2\"></span>rk tha<span class=\"_ _2\"></span>t inclu<span class=\"_ _2\"></span>des a Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>ty R<span class=\"_ _2\"></span>isk Pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64a\">Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Ri<span class=\"_ _2\"></span>sk App<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te Sta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>work i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>app<span class=\"_ _2\"></span>lie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ly acr<span class=\"_ _2\"></span>oss all<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64b\">bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up to iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>y, man<span class=\"_ _2\"></span>age, mea<span class=\"_ _2\"></span>sure, mon<span class=\"_ _2\"></span>itor a<span class=\"_ _2\"></span>nd repor<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>all li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ris<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>hat hav<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64c\">a mate<span class=\"_ _2\"></span>rial im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t on li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y leve<span class=\"_ _2\"></span>ls. T<span class=\"_ _2\"></span>his fr<span class=\"_ _2\"></span>amew<span class=\"_ _2\"></span>ork con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rs bot<span class=\"_ _2\"></span>h shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm liqu<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>nd cas<span class=\"_ _2\"></span>h </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64d\">man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns and lo<span class=\"_ _2\"></span>nger<span class=\"_ _6\"></span>-te<span class=\"_ _2\"></span>rm fun<span class=\"_ _2\"></span>ding r<span class=\"_ _2\"></span>isk cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64e\">Li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is moni<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cen<span class=\"_ _2\"></span>tral<span class=\"_ _2\"></span>ly by Gr<span class=\"_ _2\"></span>oup T<span class=\"_ _5\"></span>re<span class=\"_ _2\"></span>asur<span class=\"_ _2\"></span>y, wi<span class=\"_ _2\"></span>th mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s take<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s lev<span class=\"_ _2\"></span>el </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs64f\">to<span class=\"_ gs37\"> </span>en<span class=\"_ _2\"></span>sure eac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s has su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icien<span class=\"_ _2\"></span>t liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y to cov<span class=\"_ _2\"></span>er it<span class=\"_ _2\"></span>s minim<span class=\"_ _2\"></span>um liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, wit<span class=\"_ _2\"></span>h an </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs650\">ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate bu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer se<span class=\"_ _2\"></span>t in line wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e Group L<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y Ri<span class=\"_ _2\"></span>sk App<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te Sta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs651\">Du<span class=\"_ _2\"></span>ring 2024, Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pl<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es have o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ted abo<span class=\"_ _2\"></span>ve the<span class=\"_ _2\"></span>ir indi<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dual li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tar<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>s and </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs652\">th<span class=\"_ _2\"></span>ere were no ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _5\"></span>. Da<span class=\"_ _2\"></span>ily li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y moni<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ing cont<span class=\"_ _2\"></span>inue<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs653\">ac<span class=\"_ _2\"></span>ross th<span class=\"_ _2\"></span>e Group to en<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>imel<span class=\"_ _2\"></span>y iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of any e<span class=\"_ _2\"></span>merg<span class=\"_ _2\"></span>ing is<span class=\"_ _2\"></span>sues<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs654\">T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>ains co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>genc<span class=\"_ _2\"></span>y fu<span class=\"_ _2\"></span>nding ar<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>ts to pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>e liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t to bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>ses in<span class=\"_ _2\"></span> </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs655\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ent of liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Conti<span class=\"_ _2\"></span>ngenc<span class=\"_ _2\"></span>y F<span class=\"_ _2\"></span>undin<span class=\"_ _2\"></span>g Plans are in p<span class=\"_ _2\"></span>lace for ea<span class=\"_ _2\"></span>ch indi<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idual bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss und<span class=\"_ _2\"></span>er </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs656\">a Grou<span class=\"_ _2\"></span>p C<span class=\"_ _6\"></span>on<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dated Con<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>ent Fun<span class=\"_ _2\"></span>ding Pla<span class=\"_ _2\"></span>n in order to se<span class=\"_ _2\"></span>t out th<span class=\"_ _2\"></span>e appro<span class=\"_ _2\"></span>ach an<span class=\"_ _2\"></span>d manage<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs657\">ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>at woul<span class=\"_ _2\"></span>d be tak<span class=\"_ _2\"></span>en shoul<span class=\"_ _2\"></span>d liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vels f<span class=\"_ _2\"></span>all bel<span class=\"_ _2\"></span>ow liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y t<span class=\"_ _2\"></span>hresh<span class=\"_ _2\"></span>olds w<span class=\"_ _2\"></span>hich ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>t to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs658\">ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t the liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te of each bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss. T<span class=\"_ _2\"></span>he plan<span class=\"_ _2\"></span>s unde<span class=\"_ _2\"></span>rgo a peri<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>iew a<span class=\"_ _2\"></span>nd tes<span class=\"_ _2\"></span>ting c<span class=\"_ _2\"></span>yc<span class=\"_ _2\"></span>le </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs659\">to ens<span class=\"_ _2\"></span>ure the<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>are f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>for p<span class=\"_ _2\"></span>urpo<span class=\"_ _2\"></span>se and c<span class=\"_ _2\"></span>an be reli<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing a liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65a\">Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e natu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies hel<span class=\"_ _2\"></span>d is giv<span class=\"_ _2\"></span>en in note 1<span class=\"_ _6\"></span>9.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65b\">T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as a <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>25 mil<span class=\"_ _2\"></span>lion f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve-<span class=\"_ _2\"></span>year re<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit f<span class=\"_ _2\"></span>acili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>th a fi<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ank clu<span class=\"_ _2\"></span>b <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a for<span class=\"_ _2\"></span>m </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65c\">of con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. No dra<span class=\"_ _2\"></span>wdow<span class=\"_ _2\"></span>n on thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en made si<span class=\"_ _2\"></span>nce it<span class=\"_ _2\"></span>s ori<span class=\"_ _2\"></span>gina<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65d\">inc<span class=\"_ _2\"></span>epti<span class=\"_ _2\"></span>on in Fe<span class=\"_ _2\"></span>brua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y 20<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>8. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p entere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>a f<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment in Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2024 wit<span class=\"_ _2\"></span>h the </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65e\">opt<span class=\"_ _2\"></span>ion to ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nd the fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y for a fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r peri<span class=\"_ _2\"></span>od, to Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2031<span class=\"_ _6\"></span>, and ha<span class=\"_ _2\"></span>s conti<span class=\"_ _2\"></span>nued to me<span class=\"_ _2\"></span>et all </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs65f\">th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cov<span class=\"_ _2\"></span>enan<span class=\"_ _2\"></span>ts at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ach<span class=\"_ _2\"></span>ed to it<span class=\"_ _2\"></span>s fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ing arr<span class=\"_ _2\"></span>angem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>irs<span class=\"_ _2\"></span>t one<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>sion has b<span class=\"_ _2\"></span>een exer<span class=\"_ _2\"></span>cise<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs660\">in Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2025 and a<span class=\"_ _2\"></span>pprov<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>nk club. T<span class=\"_ _2\"></span>his t<span class=\"_ _2\"></span>akes th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>rrent e<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on date of th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs661\">ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment to Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2030<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>No dr<span class=\"_ _2\"></span>awdo<span class=\"_ _2\"></span>wn on th<span class=\"_ _2\"></span>is faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en made si<span class=\"_ _2\"></span>nce it<span class=\"_ _2\"></span>s ince<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs662\">T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ing ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ient to ma<span class=\"_ _2\"></span>inta<span class=\"_ _2\"></span>in the t<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>vels of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs663\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>fer co<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge for app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iate s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s scena<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied w<span class=\"_ _2\"></span>ithi<span class=\"_ _2\"></span>n the liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs664\">und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs665\">Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls, tog<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r wit<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ed fun<span class=\"_ _2\"></span>ds, ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gi<span class=\"_ _2\"></span>ven in no<span class=\"_ _2\"></span>te 32.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls1 ws1 gs667\">3<span class=\"_ _2\"></span>8(e): I<span class=\"_ _2\"></span>nsura<span class=\"_ _2\"></span>nce ri<span class=\"_ _2\"></span>sk<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs668\">38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>e)(i): Over<span class=\"_ _2\"></span>vie<span class=\"_ _6\"></span>w<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs669\">Ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk cov<span class=\"_ _2\"></span>ers r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ari<span class=\"_ _2\"></span>sing und<span class=\"_ _2\"></span>er prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>ded by Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u2019s lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce fi<span class=\"_ _2\"></span>rm, Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r Life &amp; </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs58f\">Pen<span class=\"_ _2\"></span>sions L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted. T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>roduc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s do not m<span class=\"_ _2\"></span>eet th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>IF<span class=\"_ _2\"></span>RS de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>tion of in<span class=\"_ _2\"></span>sura<span class=\"_ _2\"></span>nce cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs66a\">Ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk cov<span class=\"_ _2\"></span>ers r<span class=\"_ _2\"></span>isk of ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se ex<span class=\"_ _2\"></span>peri<span class=\"_ _2\"></span>ence of w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>al, ov<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>un in exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s or high<span class=\"_ _2\"></span>er tha<span class=\"_ _2\"></span>n </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs66b\">ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tali<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs66c\">T<span class=\"_ _2\"></span>he sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s earn<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to <span class=\"_ _6\"></span>ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk<span class=\"_ _2\"></span>s is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs66d\">Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt proc<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs595\">T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>rough t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owi<span class=\"_ _2\"></span>ng mech<span class=\"_ _2\"></span>anism<span class=\"_ _2\"></span>s:</div><div class=\"t m1 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs66e\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">M<span class=\"_ _2\"></span>anagem<span class=\"_ _2\"></span>ent of ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e lev<span class=\"_ _2\"></span>els rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>prove<span class=\"_ _2\"></span>d budge<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.</span></div><div class=\"t m1 h9 ff12e fs7 fc3 sc0 ls1 ws1 gs66f\"> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">A<span class=\"_ _2\"></span>nal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is and mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>ring of e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve to the as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>e techn<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls2b ws5e gs670\">provisions.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 lsce ws2a gs671\">Persistenc<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs672\">Per<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tenc<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk is the r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t the le<span class=\"_ _2\"></span>vel of sur<span class=\"_ _2\"></span>rend<span class=\"_ _2\"></span>ers or w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>als on pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of<span class=\"_ _2\"></span>fered b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs673\">&amp; Pens<span class=\"_ _2\"></span>ions L<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d occu<span class=\"_ _2\"></span>rs at le<span class=\"_ _2\"></span>vels th<span class=\"_ _2\"></span>at are di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferent to th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls ass<span class=\"_ _2\"></span>umed in t<span class=\"_ _2\"></span>he dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs674\">tec<span class=\"_ _2\"></span>hnic<span class=\"_ _2\"></span>al prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Per<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tenc<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>s are mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d mont<span class=\"_ _2\"></span>hl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>and a de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led pe<span class=\"_ _2\"></span>rsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs675\">at<span class=\"_ gs37\"> </span>a pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t gro<span class=\"_ _2\"></span>up lev<span class=\"_ _2\"></span>el is car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d out on an a<span class=\"_ _2\"></span>nnual b<span class=\"_ _2\"></span>asis<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns may be t<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>gere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>if<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs676\">pe<span class=\"_ _2\"></span>rsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>s indi<span class=\"_ _2\"></span>cate si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e move<span class=\"_ _2\"></span>ment or em<span class=\"_ _2\"></span>erg<span class=\"_ _2\"></span>ing tren<span class=\"_ _2\"></span>ds in exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 ls113 ws125 gs5a0\">Expenses<span class=\"_ _6\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs677\">E<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se ris<span class=\"_ _2\"></span>k is the ri<span class=\"_ _2\"></span>sk that a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es and e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se inf<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls ass<span class=\"_ _2\"></span>umed in t<span class=\"_ _2\"></span>he </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs678\">de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of tech<span class=\"_ _2\"></span>nic<span class=\"_ _2\"></span>al prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns. E<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse le<span class=\"_ _2\"></span>vels are m<span class=\"_ _2\"></span>onit<span class=\"_ _2\"></span>ored on a qua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>y basi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs679\">bu<span class=\"_ _2\"></span>dget<span class=\"_ _2\"></span>s and fore<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s. E<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>rs are us<span class=\"_ _2\"></span>ed to allo<span class=\"_ _2\"></span>cate e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>ses to en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s. So<span class=\"_ _2\"></span>me </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs67a\">pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ures inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>ntena<span class=\"_ _2\"></span>nce char<span class=\"_ _2\"></span>ges. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e char<span class=\"_ _2\"></span>ges are rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>ed annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in lig<span class=\"_ _2\"></span>ht of </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs67b\">cha<span class=\"_ _2\"></span>nges in ma<span class=\"_ _2\"></span>intena<span class=\"_ _2\"></span>nce ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls and th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t rate of inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n. Th<span class=\"_ _2\"></span>is rev<span class=\"_ _2\"></span>iew may re<span class=\"_ _2\"></span>sult in<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs67c\">cha<span class=\"_ _2\"></span>nges in ch<span class=\"_ _2\"></span>arge le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 lsce ws2a gs5a7\">Mor<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>alit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs5a8\">Mo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y risk is n<span class=\"_ _2\"></span>ot mater<span class=\"_ _2\"></span>ial as th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>oes not p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>de mate<span class=\"_ _2\"></span>rial mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>rance o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs67e\">38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>e)(ii): Sensitivity analysis<span class=\"_ _6\"></span> </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs67f\">Se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ap<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ying t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owi<span class=\"_ _2\"></span>ng para<span class=\"_ _2\"></span>meter<span class=\"_ _2\"></span>s to the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs680\">s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s for 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. Inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>ice sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es are inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs681\">wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group ma<span class=\"_ _2\"></span>rket s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies ab<span class=\"_ _2\"></span>ove.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff130 fs7 fc3 sc0 ls113 ws125 gs682\">Expenses<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs683\">T<span class=\"_ _2\"></span>he incre<span class=\"_ _2\"></span>ase in ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses is as<span class=\"_ _2\"></span>sume<span class=\"_ _2\"></span>d to appl<span class=\"_ _2\"></span>y to the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>ntena<span class=\"_ _2\"></span>nce and </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs684\">acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion of co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s. It is as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses are in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>ed </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs685\">by 10% from t<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, so is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d as an exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sho<span class=\"_ _2\"></span>ck rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an a gra<span class=\"_ _2\"></span>dual inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs686\">T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>onl<span class=\"_ _2\"></span>y admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are def<span class=\"_ _2\"></span>erra<span class=\"_ _2\"></span>ble are s<span class=\"_ _2\"></span>ales b<span class=\"_ _2\"></span>onus<span class=\"_ _2\"></span>es but a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s vol<span class=\"_ _2\"></span>umes </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs687\">are un<span class=\"_ _2\"></span>chang<span class=\"_ _2\"></span>ed in this s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ty, sa<span class=\"_ _2\"></span>les bo<span class=\"_ _2\"></span>nuse<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>rals ha<span class=\"_ _2\"></span>ve not be<span class=\"_ _2\"></span>en inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>d. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs688\">Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en allo<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>ted equa<span class=\"_ _2\"></span>lly b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween li<span class=\"_ _2\"></span>fe and p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs689\">A<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses of 1<span class=\"_ _6\"></span>0% w<span class=\"_ _2\"></span>ould ha<span class=\"_ _2\"></span>ve dec<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>\u00a35 mi<span class=\"_ _2\"></span>llion a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a35 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>).<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls5d ws4b gs68a\">38<span class=\"_ _2\"></span>(f<span class=\"_ _2\"></span>): Operational risk<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls9 ws7 gs68b\">Op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal ri<span class=\"_ _2\"></span>sk is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>r<span class=\"_ _2\"></span>isk of los<span class=\"_ _2\"></span>s ar<span class=\"_ _2\"></span>isin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>om ina<span class=\"_ _2\"></span>deq<span class=\"_ _2\"></span>uate or f<span class=\"_ _2\"></span>aile<span class=\"_ _2\"></span>d inte<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s, or f<span class=\"_ _2\"></span>rom per<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>nnel<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs68c\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>tems<span class=\"_ _2\"></span>, or fro<span class=\"_ _2\"></span>m ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al even<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, resul<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in an ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t to earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or re<span class=\"_ _2\"></span>duced s<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y. </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs68d\">Op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l risk in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es all ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s resul<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>rom ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ional a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>exc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng the ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>alr<span class=\"_ _2\"></span>ead<span class=\"_ _2\"></span>y </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs68e\">de<span class=\"_ _2\"></span>scr<span class=\"_ _2\"></span>ibed ab<span class=\"_ _2\"></span>ove an<span class=\"_ _2\"></span>d exclu<span class=\"_ _2\"></span>ding s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegic r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs68f\">Op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l risk in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>es, b<span class=\"_ _2\"></span>ut is not li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to, th<span class=\"_ _2\"></span>e ef<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of fail<span class=\"_ _2\"></span>ure of over<span class=\"_ _2\"></span>sig<span class=\"_ _2\"></span>ht and ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs690\">pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>Se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y main<span class=\"_ _2\"></span>tenan<span class=\"_ _2\"></span>ce and de<span class=\"_ _2\"></span>velo<span class=\"_ _2\"></span>pmen<span class=\"_ _2\"></span>t proce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s, ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>ses </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs691\">(i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding ov<span class=\"_ _2\"></span>ersi<span class=\"_ _2\"></span>ght of ong<span class=\"_ _2\"></span>oing se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>ing pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed by f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ad<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s), inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>ses (i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs692\">se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>lem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s, fu<span class=\"_ _2\"></span>nd pri<span class=\"_ _2\"></span>cing an<span class=\"_ _2\"></span>d match<span class=\"_ _2\"></span>ing and de<span class=\"_ _2\"></span>aling<span class=\"_ _2\"></span>), p<span class=\"_ _2\"></span>eopl<span class=\"_ _2\"></span>e and HR pro<span class=\"_ _2\"></span>cess<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs693\">pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t dev<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>ment a<span class=\"_ _2\"></span>nd mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>gal ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>(e.g. r<span class=\"_ _2\"></span>isk of inad<span class=\"_ _2\"></span>equa<span class=\"_ _2\"></span>te lega<span class=\"_ _2\"></span>l contr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs694\">wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>ird par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies), ch<span class=\"_ _2\"></span>ange del<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y risk<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding po<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>y mana<span class=\"_ _2\"></span>ged resp<span class=\"_ _2\"></span>onse<span class=\"_ _2\"></span>s to regul<span class=\"_ _2\"></span>ator<span class=\"_ _2\"></span>y ch<span class=\"_ _2\"></span>ange), </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs695\">ph<span class=\"_ _2\"></span>ysi<span class=\"_ _2\"></span>cal an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain tr<span class=\"_ _2\"></span>ansi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s aris<span class=\"_ _2\"></span>ing fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>cl<span class=\"_ _2\"></span>imate ch<span class=\"_ _2\"></span>ange, ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s relat<span class=\"_ _2\"></span>ing to the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs696\">rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship w<span class=\"_ _2\"></span>ith o<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>sourc<span class=\"_ _2\"></span>ed ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d othe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>, and the co<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>quenc<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs697\">cr<span class=\"_ _2\"></span>ime and b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss in<span class=\"_ _2\"></span>terr<span class=\"_ _2\"></span>upti<span class=\"_ _2\"></span>on eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs698\">In acco<span class=\"_ _2\"></span>rdanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th Gro<span class=\"_ _2\"></span>up pol<span class=\"_ _2\"></span>icie<span class=\"_ _2\"></span>s, man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt has pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>y res<span class=\"_ _2\"></span>pons<span class=\"_ _2\"></span>ibil<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs699\">mea<span class=\"_ _2\"></span>surem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, ass<span class=\"_ _2\"></span>essm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, manag<span class=\"_ _2\"></span>ement a<span class=\"_ _2\"></span>nd moni<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ing of ris<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>, and th<span class=\"_ _2\"></span>e esc<span class=\"_ _2\"></span>alat<span class=\"_ _2\"></span>ion an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>on </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs69a\">is<span class=\"_ _2\"></span>sues to E<span class=\"_ _2\"></span>xecu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve Manag<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs69b\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s E<span class=\"_ _2\"></span>xecu<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve Manage<span class=\"_ _2\"></span>ment ha<span class=\"_ _2\"></span>s respo<span class=\"_ _2\"></span>nsib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>imp<span class=\"_ _2\"></span>leme<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ng the Gro<span class=\"_ _2\"></span>up Ope<span class=\"_ _2\"></span>rati<span class=\"_ _2\"></span>onal R<span class=\"_ _2\"></span>isk </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs69c\">Fr<span class=\"_ _2\"></span>amew<span class=\"_ _2\"></span>ork an<span class=\"_ _2\"></span>d for the d<span class=\"_ _2\"></span>evel<span class=\"_ _2\"></span>opme<span class=\"_ _2\"></span>nt and im<span class=\"_ _2\"></span>plem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of ac<span class=\"_ _2\"></span>tion p<span class=\"_ _2\"></span>lans de<span class=\"_ _2\"></span>sign<span class=\"_ _2\"></span>ed to manag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk leve<span class=\"_ _2\"></span>ls </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs69d\">wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>acce<span class=\"_ _2\"></span>pta<span class=\"_ _2\"></span>ble tol<span class=\"_ _2\"></span>eran<span class=\"_ _2\"></span>ces and to res<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ve iss<span class=\"_ _2\"></span>ues ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied.<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12d fs7 fc3 sc0 ls60 ws5f gs69e\">38<span class=\"_ _2\"></span>(g<span class=\"_ _2\"></span>): Contractual maturit<span class=\"_ _2\"></span>y analysis<span class=\"_ _29f\"> </span></div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs69f\">Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>yh<span class=\"_ _2\"></span>olde<span class=\"_ _2\"></span>rs hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e opti<span class=\"_ _2\"></span>on to termi<span class=\"_ _2\"></span>nate or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer th<span class=\"_ _2\"></span>eir con<span class=\"_ _2\"></span>trac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s at any t<span class=\"_ _2\"></span>ime </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a0\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to recei<span class=\"_ _2\"></span>ve th<span class=\"_ _2\"></span>e surre<span class=\"_ _2\"></span>nder or t<span class=\"_ _2\"></span>rans<span class=\"_ _2\"></span>fer v<span class=\"_ _2\"></span>alue of t<span class=\"_ _2\"></span>heir po<span class=\"_ _2\"></span>lici<span class=\"_ _2\"></span>es, an<span class=\"_ _2\"></span>d thes<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies are th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a1\">cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied as ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>a mat<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>of le<span class=\"_ _2\"></span>ss tha<span class=\"_ _2\"></span>n three m<span class=\"_ _2\"></span>onth<span class=\"_ _2\"></span>s. Al<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>ough t<span class=\"_ _2\"></span>hese li<span class=\"_ _2\"></span>abil<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are pay<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>on </div><div class=\"t m1 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a2\">dem<span class=\"_ _2\"></span>and, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>do<span class=\"_ _2\"></span>es not ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>at all lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s will b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>led w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in a <span class=\"_ _6\"></span>sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t time p<span class=\"_ _2\"></span>erio<span class=\"_ _2\"></span>d. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-422": {
   "value": "38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a): Capital management<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al wi<span class=\"_ _2\"></span>th a foc<span class=\"_ _2\"></span>us on cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y and e<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ob<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ves ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to mai<span class=\"_ _2\"></span>ntai<span class=\"_ _2\"></span>n the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y to con<span class=\"_ _2\"></span>tinu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as a goi<span class=\"_ _2\"></span>ng concer<span class=\"_ _2\"></span>n wh<span class=\"_ _2\"></span>ile sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ing the op<span class=\"_ _2\"></span>timi<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of ret<span class=\"_ _2\"></span>urn rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve to the r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>ens<span class=\"_ _2\"></span>ures th<span class=\"_ _2\"></span>at it ca<span class=\"_ _2\"></span>n meet i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncing n<span class=\"_ _2\"></span>eeds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>all t<span class=\"_ _2\"></span>imes ha<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>reg<span class=\"_ _2\"></span>ard to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s Busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>Pla<span class=\"_ _2\"></span>ns, fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tegi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>ini<span class=\"_ _2\"></span>tia<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>he regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quire<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s app<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>able to Gro<span class=\"_ _2\"></span>up ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>is se<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>h refere<span class=\"_ _2\"></span>nce to the req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s of the rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt s<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d seek<span class=\"_ _2\"></span>s to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>ain su<span class=\"_ _2\"></span>fficie<span class=\"_ _2\"></span>nt, b<span class=\"_ _2\"></span>ut not e<span class=\"_ _2\"></span>x<span class=\"_ _6\"></span>ces<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ve, fina<span class=\"_ _2\"></span>ncial s<span class=\"_ _2\"></span>tre<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>th to supp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>;</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">o<span class=\"_ _2\"></span>ptim<span class=\"_ _2\"></span>ise deb<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ture to enha<span class=\"_ _2\"></span>nce share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>der retu<span class=\"_ _2\"></span>rns<span class=\"_ _2\"></span>; <span class=\"_ _6\"></span>and</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls2a ws29\">ret<span class=\"_ _2\"></span>ain<span class=\"_ _6\"></span> financial flexibilit<span class=\"_ _2\"></span>y by maintaining liquidit<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span> including unutilised commit<span class=\"_ _2\"></span>ted credit lines.<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he pri<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>y sou<span class=\"_ _2\"></span>rces of ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al use<span class=\"_ _2\"></span>d by the Gr<span class=\"_ _2\"></span>oup are equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y shar<span class=\"_ _2\"></span>ehol<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s\u2019 fu<span class=\"_ _2\"></span>nds of \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>,42<span class=\"_ _2\"></span>3 milli<span class=\"_ _2\"></span>on (2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>,5<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>9 m<span class=\"_ _2\"></span>illio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>) and su<span class=\"_ _2\"></span>bordi<span class=\"_ _2\"></span>nated d<span class=\"_ _2\"></span>ebt wh<span class=\"_ _2\"></span>ich was is<span class=\"_ _2\"></span>sue<span class=\"_ _2\"></span>d at \u00a320<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on in Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2023. A<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span> res<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are u<span class=\"_ _2\"></span>tilis<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iate. Ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en def<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ed for th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>of c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al, l<span class=\"_ _2\"></span>iquid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>deb<span class=\"_ _2\"></span>t wit<span class=\"_ _2\"></span>hin th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te inclu<span class=\"_ _2\"></span>des lo<span class=\"_ _2\"></span>ng-te<span class=\"_ _2\"></span>rm ta<span class=\"_ _2\"></span>rget<span class=\"_ _2\"></span>s, ea<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>y warn<span class=\"_ _2\"></span>ing thre<span class=\"_ _2\"></span>shol<span class=\"_ _2\"></span>ds and ri<span class=\"_ _2\"></span>sk appe<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y set<span class=\"_ _2\"></span>s out t<span class=\"_ _2\"></span>he tar<span class=\"_ _2\"></span>get di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>end le<span class=\"_ _2\"></span>vel in rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>to prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group is a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>d unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>UK So<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II requ<span class=\"_ _2\"></span>ireme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)(i)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Regulator<span class=\"_ _2\"></span>y capital (unaudited)<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to UK So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>sup<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ision b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Pr<span class=\"_ _2\"></span>uden<span class=\"_ _2\"></span>tial Re<span class=\"_ _2\"></span>gul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>Au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty. Th<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span>Gro<span class=\"_ _2\"></span>up is requ<span class=\"_ _2\"></span>ired to mea<span class=\"_ _2\"></span>sure and mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>r it<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al res<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>un<span class=\"_ _2\"></span>der the U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II regu<span class=\"_ _2\"></span>lator<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>reg<span class=\"_ _2\"></span>ime. T<span class=\"_ _2\"></span>he UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>II reg<span class=\"_ _2\"></span>ime rep<span class=\"_ _2\"></span>lace<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II wi<span class=\"_ _2\"></span>th ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>ct f<span class=\"_ _2\"></span>rom 31 <span class=\"_ _6\"></span>De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 202<span class=\"_ _6\"></span>4 repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Comp<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>gure<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>for re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al for 2023 are p<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ted on a So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II basi<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK li<span class=\"_ _2\"></span>fe insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>is in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in the Gr<span class=\"_ _2\"></span>oup sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y calc<span class=\"_ _2\"></span>ulat<span class=\"_ _2\"></span>ion on a UK<span class=\"_ _29f\"> </span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II bas<span class=\"_ _2\"></span>is. O<span class=\"_ _2\"></span>ther reg<span class=\"_ _2\"></span>ula<span class=\"_ _2\"></span>ted ent<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es are inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d in the Gro<span class=\"_ _2\"></span>up sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>lcul<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n accord<span class=\"_ _2\"></span>ing to<span class=\"_ _29f\"> </span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt sec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>al rul<span class=\"_ _2\"></span>es. T<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up\u2019s U<span class=\"_ _2\"></span>K <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II sur<span class=\"_ _2\"></span>plus is t<span class=\"_ _2\"></span>he amou<span class=\"_ _2\"></span>nt by whi<span class=\"_ _2\"></span>ch the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s<span class=\"_ _29f\"> </span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al on a UK So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II basi<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nds) excee<span class=\"_ _2\"></span>ds the UK S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>venc<span class=\"_ _2\"></span>y II c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent (sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uireme<span class=\"_ _2\"></span>nt or \u201c<span class=\"_ _2\"></span>SCR<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II sur<span class=\"_ _2\"></span>plus i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>\u00a385<span class=\"_ _6\"></span>1 mil<span class=\"_ _2\"></span>lion at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a3972 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>),<span class=\"_ _29f\"> </span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>ting an S<span class=\"_ _2\"></span>CR cove<span class=\"_ _2\"></span>rage rat<span class=\"_ _2\"></span>io of 21<span class=\"_ _5\"></span>9% (<span class=\"_ _2\"></span>20<span class=\"_ _6\"></span>23: 271<span class=\"_ _5\"></span>%) c<span class=\"_ _2\"></span>alcu<span class=\"_ _2\"></span>lated un<span class=\"_ _2\"></span>der th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tan<span class=\"_ _2\"></span>dard fo<span class=\"_ _2\"></span>rmula<span class=\"_ _2\"></span>. The UK<span class=\"_ _29f\"> </span>So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II regu<span class=\"_ _2\"></span>lator<span class=\"_ _1\"></span>y posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n at 3<span class=\"_ _6\"></span>1 De<span class=\"_ _2\"></span>cembe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 allow<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e impa<span class=\"_ _2\"></span>ct of t<span class=\"_ _2\"></span>he recom<span class=\"_ _2\"></span>mend<span class=\"_ _2\"></span>ed Fi<span class=\"_ _2\"></span>nal<span class=\"_ _29f\"> </span>Di<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dend p<span class=\"_ _2\"></span>aym<span class=\"_ _2\"></span>ent of \u00a357 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a35<span class=\"_ _2\"></span>0 milli<span class=\"_ _2\"></span>on).<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>II po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion as at 31 Dec<span class=\"_ _2\"></span>embe<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>2024 <span class=\"_ _6\"></span>(unau<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>d est<span class=\"_ _2\"></span>ima<span class=\"_ _2\"></span>te<span class=\"_ _6\"></span>) and 31 Dece<span class=\"_ _2\"></span>mber 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>is<span class=\"_ _29f\"> </span>pre<span class=\"_ _2\"></span>sente<span class=\"_ _2\"></span>d belo<span class=\"_ _2\"></span>w:<span class=\"_ _29f\"> </span><table class=\"s wef hb8\" id=\"_a18f2026-0531-431c-86ec-e2497b9d84f9\"><tr><td></td><td class=\"t m1 x237 hb y32d0 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y32d1 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"c xa3d y32d2 w27d hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc1 sc0 ls2b ws5e\">2024</div><div class=\"t m1 xa3c h1b y2fd0 ff12d fs10 fc1 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c xa3f y32d2 w27e hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls2b ws5e\">2023</div><div class=\"t m1 xa3e h1b y2fd0 ff12d fs10 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td></tr><tr><td></td><td class=\"t m1 x23c hb y32d3 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32d3 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2efb w27f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ow<span class=\"_ _2\"></span>n fu<span class=\"_ _2\"></span>nds<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa40 y2efb w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,566<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa41 y2efb w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,540<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w280 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls85 ws88\">Solven<span class=\"_ _2\"></span>cy capital requirement<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa42 y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">715<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa43 y2ed8 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">568<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w281 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls94 ws1\">UK S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>venc<span class=\"_ _2\"></span>y I<span class=\"_ _2\"></span>I surp<span class=\"_ _2\"></span>lus<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa44 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">851<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa45 y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">972<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w282 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II co<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge rati<span class=\"_ _2\"></span>o<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa46 y2eb6 w283 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">219%<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa47 y2eb6 w283 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">271%<span class=\"_ _29f\"> </span></div></td></tr></table>1 F<span class=\"_ _2\"></span>ilin<span class=\"_ _2\"></span>g of ann<span class=\"_ _2\"></span>ual re<span class=\"_ _2\"></span>gu<span class=\"_ _2\"></span>lato<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ting f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>s due b<span class=\"_ _2\"></span>y 27 May 20<span class=\"_ _2\"></span>25.<span class=\"_ _29f\"> </span>2 A<span class=\"_ _2\"></span>s rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted i<span class=\"_ _2\"></span>n the G<span class=\"_ _2\"></span>roup S<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>cy a<span class=\"_ _2\"></span>nd F<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l Cond<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ion R<span class=\"_ _2\"></span>epor<span class=\"_ _2\"></span>t f<span class=\"_ _2\"></span>or th<span class=\"_ _2\"></span>e year e<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>d 31 De<span class=\"_ _2\"></span>cemb<span class=\"_ _2\"></span>er 202<span class=\"_ _2\"></span>3.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds incl<span class=\"_ _2\"></span>ude th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilter p<span class=\"_ _2\"></span>lc iss<span class=\"_ _2\"></span>ued sub<span class=\"_ _2\"></span>ordin<span class=\"_ _2\"></span>ated de<span class=\"_ _2\"></span>bt sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h quali<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ies as<span class=\"_ _29f\"> </span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al und<span class=\"_ _2\"></span>er UK Sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y II. Th<span class=\"_ _2\"></span>e compo<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds by t<span class=\"_ _2\"></span>ier is pre<span class=\"_ _2\"></span>sente<span class=\"_ _2\"></span>d in the t<span class=\"_ _2\"></span>able b<span class=\"_ _2\"></span>elow.<table class=\"s wef hc8\" id=\"_edf2e7c0-51bd-49d4-9b07-b74fb2a51b6e\"><tr><td></td><td class=\"t m1 x237 hb y32d4 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x238 hb y32d5 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x239 hb y32d6 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23a hb y32d7 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x23e hb y32d8 ff12d fs8 fc3 sc0 lsfb ws1\">Gr<span class=\"_ _2\"></span>oup ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23c hb y32d9 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x23d hb y32da ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y2ed8 w284 h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 1</div><div class=\"t m1 xa48 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa49 y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,366<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4a y2ed8 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,336<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2e61 w285 h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 2</div><div class=\"t m1 xa4b h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">2<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4c y2e61 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">200<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4d y2e61 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">204<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w286 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls94 ws1\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Gr<span class=\"_ _2\"></span>oup UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II ow<span class=\"_ _2\"></span>n fun<span class=\"_ _2\"></span>ds<span class=\"_ _29f\"> </span></div></td><td class=\"c n x837 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,566<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4e y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,540<span class=\"_ _29f\"> </span></div></td></tr></table>1 A<span class=\"_ _2\"></span>ll Ti<span class=\"_ _2\"></span>er 1 ca<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal i<span class=\"_ _2\"></span>s unre<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ric<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d for t<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>urp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>2 Com<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>ses a U<span class=\"_ _2\"></span>K So<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y II co<span class=\"_ _2\"></span>mpl<span class=\"_ _2\"></span>iant s<span class=\"_ _2\"></span>ubo<span class=\"_ _2\"></span>rdin<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>d deb<span class=\"_ _2\"></span>t sec<span class=\"_ _2\"></span>uri<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y in th<span class=\"_ _2\"></span>e for<span class=\"_ _2\"></span>m of a Ti<span class=\"_ _2\"></span>er 2 bo<span class=\"_ _2\"></span>nd, w<span class=\"_ _2\"></span>hic<span class=\"_ _2\"></span>h was i<span class=\"_ _2\"></span>ssu<span class=\"_ _2\"></span>ed at \u00a3<span class=\"_ _2\"></span>20<span class=\"_ _2\"></span>0 mill<span class=\"_ _2\"></span>ion i<span class=\"_ _2\"></span>n<span class=\"_ _29f\"> </span>Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 20<span class=\"_ _2\"></span>23.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s UK li<span class=\"_ _2\"></span>fe insu<span class=\"_ _2\"></span>ranc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>is als<span class=\"_ _2\"></span>o subj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t to <span class=\"_ _6\"></span>UK S<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y II at en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vel. O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r reg<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s in the Gro<span class=\"_ _2\"></span>up are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to the lo<span class=\"_ _2\"></span>cal<span class=\"_ _2\"></span>ly app<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>able en<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>-l<span class=\"_ _2\"></span>evel c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ies in wh<span class=\"_ _2\"></span>ich th<span class=\"_ _2\"></span>ey ope<span class=\"_ _2\"></span>rate. In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>et mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce busin<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es are sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to gro<span class=\"_ _2\"></span>up supe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vis<span class=\"_ _2\"></span>ion by th<span class=\"_ _2\"></span>e FC<span class=\"_ _2\"></span>A unde<span class=\"_ _2\"></span>r the UK In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Fir<span class=\"_ _2\"></span>ms Pru<span class=\"_ _2\"></span>dent<span class=\"_ _2\"></span>ial Re<span class=\"_ _2\"></span>gime (<span class=\"_ _2\"></span>\u201cI<span class=\"_ _2\"></span>FPR<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>). Du<span class=\"_ _2\"></span>ring 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s for the G<span class=\"_ _2\"></span>roup an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>ulate<span class=\"_ _2\"></span>d subsi<span class=\"_ _2\"></span>diar<span class=\"_ _2\"></span>ies wer<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d mo<span class=\"_ _2\"></span>nitor<span class=\"_ _2\"></span>ed thro<span class=\"_ _2\"></span>ugh reg<span class=\"_ _2\"></span>ular Gr<span class=\"_ _2\"></span>oup Fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ial Ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt Commi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tee mee<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>hou<span class=\"_ _2\"></span>t 20<span class=\"_ _6\"></span>24, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gr<span class=\"_ _2\"></span>oup has co<span class=\"_ _2\"></span>mpli<span class=\"_ _2\"></span>ed wi<span class=\"_ _2\"></span>th the re<span class=\"_ _2\"></span>gula<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>y req<span class=\"_ _2\"></span>uirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s tha<span class=\"_ _2\"></span>t appl<span class=\"_ _2\"></span>y at a cons<span class=\"_ _2\"></span>olid<span class=\"_ _2\"></span>ated le<span class=\"_ _2\"></span>vel an<span class=\"_ _2\"></span>d Quil<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>\u2019s<span class=\"_ _2\"></span> ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce under<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt f<span class=\"_ _2\"></span>irms ha<span class=\"_ _2\"></span>ve comp<span class=\"_ _2\"></span>lied w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he reg<span class=\"_ _2\"></span>ulator<span class=\"_ _1\"></span>y cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts th<span class=\"_ _2\"></span>at appl<span class=\"_ _2\"></span>y at ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vel.<span class=\"_ _29f\"> </span>38<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)(ii)<span class=\"_ _2\"></span>:<span class=\"_ _6\"></span> Loan covenants<span class=\"_ _29f\"> </span>Un<span class=\"_ _2\"></span>der the te<span class=\"_ _2\"></span>rms of th<span class=\"_ _2\"></span>e revol<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ng cred<span class=\"_ _2\"></span>it fac<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty ag<span class=\"_ _2\"></span>reem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, the Gro<span class=\"_ _2\"></span>up is requ<span class=\"_ _2\"></span>ired to comp<span class=\"_ _2\"></span>ly w<span class=\"_ _2\"></span>ith th<span class=\"_ _2\"></span>e fol<span class=\"_ _2\"></span>low<span class=\"_ _2\"></span>ing f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial cov<span class=\"_ _2\"></span>enan<span class=\"_ _2\"></span>t: th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>tio of tot<span class=\"_ _2\"></span>al net b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s to cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y share<span class=\"_ _2\"></span>hol<span class=\"_ _2\"></span>ders<span class=\"_ _2\"></span>\u2019 fu<span class=\"_ _2\"></span>nds sha<span class=\"_ _2\"></span>ll not exce<span class=\"_ _2\"></span>ed 0.5. <table class=\"s w287 he3\" id=\"_d6304ff0-f0e8-47fd-b928-171e4386797c\"><tr><td></td><td></td><td class=\"t m1 x379 hb y32db ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y32dc ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td></td><td class=\"t m1 x37b hb y32dd ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y32de ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m1 x5cc hb y32df ff12d fs8 fc3 sc0 ls101 ws10d\">Note<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y32e0 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y32e1 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2ea9 w288 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>nal b<span class=\"_ _2\"></span>orro<span class=\"_ _2\"></span>win<span class=\"_ _2\"></span>gs of t<span class=\"_ _2\"></span>he Comp<span class=\"_ _2\"></span>any<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa4f y32e2 we4 h94\"><div class=\"t m1 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa50 y2ea9 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa51 y2ea9 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5b w289 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Le<span class=\"_ _2\"></span>ss: c<span class=\"_ _2\"></span>ash an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ash eq<span class=\"_ _2\"></span>uiv<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e Comp<span class=\"_ _2\"></span>any<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa52 y2e5b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(135)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa53 y2e5b w2f h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(110)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e5c w28a h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>rro<span class=\"_ _2\"></span>wing<span class=\"_ _2\"></span>s of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Com<span class=\"_ _2\"></span>pan<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa54 y2e5c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n x9e0 y2e5c w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">88<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w28b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al sha<span class=\"_ _2\"></span>reho<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u2019 equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the G<span class=\"_ _2\"></span>roup<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa55 y2eb1 waa h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,423<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa56 y2eb1 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,519<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 x569 h1c y32e3 ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _2\"></span>ier 2 bon<span class=\"_ _2\"></span>d<span class=\"_ _29f\"> </span></td><td class=\"c n x813 y2fe7 we4 h94\"><div class=\"t m1 x23f h1c y2e30 ff12e fs8 fc3 sc0 ls1 ws1\">32<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa57 y2ed8 w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa58 y2ed8 w55 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">198<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w28c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>al Gro<span class=\"_ _2\"></span>up equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y (i<span class=\"_ _2\"></span>nclu<span class=\"_ _2\"></span>ding T<span class=\"_ _2\"></span>ier 2 b<span class=\"_ _2\"></span>ond<span class=\"_ _2\"></span>)<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa59 y2e61 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,621<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa5a y2e61 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,717<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w28d h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">Ratio of Company net external borrowings to Group equit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td></td><td class=\"c n xa5b y2eb6 w1fd h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">0.039<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa5c y2eb6 w1fd h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">0.051<span class=\"_ _29f\"> </span></div></td></tr></table>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as compl<span class=\"_ _2\"></span>ied wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e coven<span class=\"_ _2\"></span>ant sin<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y wa<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or<span class=\"_ _2\"></span>igin<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>ated in 201<span class=\"_ _6\"></span>8.<span class=\"_ _29f\"> </span>3<span class=\"_ _2\"></span>8(a)(<span class=\"_ _2\"></span>iii)<span class=\"_ _2\"></span>: Own R<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k and So<span class=\"_ _2\"></span>lven<span class=\"_ _2\"></span>cy A<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>t (\u201c<span class=\"_ _2\"></span>OR<span class=\"_ _2\"></span>SA\u201d<span class=\"_ _2\"></span>) and I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>nal Cap<span class=\"_ _2\"></span>ital A<span class=\"_ _2\"></span>deq<span class=\"_ _2\"></span>uac<span class=\"_ _2\"></span>y and Ri<span class=\"_ _2\"></span>sk A<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ment (<span class=\"_ _2\"></span>\u201cI<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A\u201d<span class=\"_ _2\"></span>)<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is an on<span class=\"_ _2\"></span>going c<span class=\"_ _2\"></span>yc<span class=\"_ _2\"></span>le of risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses w<span class=\"_ _2\"></span>hich p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>des an ov<span class=\"_ _2\"></span>erall a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cur<span class=\"_ _2\"></span>rent an<span class=\"_ _2\"></span>d fut<span class=\"_ _2\"></span>ure ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>le of the G<span class=\"_ _2\"></span>roup and d<span class=\"_ _2\"></span>emon<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rates t<span class=\"_ _2\"></span>he rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween b<span class=\"_ _2\"></span>usine<span class=\"_ _2\"></span>ss s<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>y, <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te, risk p<span class=\"_ _2\"></span>rof<span class=\"_ _2\"></span>ile an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y nee<span class=\"_ _2\"></span>ds. Th<span class=\"_ _2\"></span>ese<span class=\"_ _2\"></span> as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>ts su<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>rt s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ic plan<span class=\"_ _2\"></span>ning an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk-b<span class=\"_ _2\"></span>ased d<span class=\"_ _2\"></span>ecisi<span class=\"_ _2\"></span>on mak<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he unde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ying O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s cover t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sider h<span class=\"_ _2\"></span>ow risk<span class=\"_ _2\"></span>s an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>so<span class=\"_ _2\"></span>lve<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y nee<span class=\"_ _2\"></span>ds may ev<span class=\"_ _2\"></span>olv<span class=\"_ _2\"></span>e ov<span class=\"_ _2\"></span>er the pla<span class=\"_ _2\"></span>nnin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>pe<span class=\"_ _2\"></span>riod<span class=\"_ _2\"></span>. The OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A inclu<span class=\"_ _2\"></span>des s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s and sc<span class=\"_ _2\"></span>enar<span class=\"_ _2\"></span>io tes<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch are per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orme<span class=\"_ _2\"></span>d to ass<span class=\"_ _2\"></span>ess th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>op<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>iona<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>res<span class=\"_ _2\"></span>ilien<span class=\"_ _2\"></span>ce of the Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A repor<span class=\"_ _2\"></span>t i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>duce<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ann<span class=\"_ _2\"></span>uall<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>is summ<span class=\"_ _2\"></span>aris<span class=\"_ _2\"></span>es the a<span class=\"_ _2\"></span>naly<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>, insi<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s and con<span class=\"_ _2\"></span>clus<span class=\"_ _2\"></span>ions fro<span class=\"_ _2\"></span>m the un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he OR<span class=\"_ _2\"></span>SA rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t is sub<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the PR<span class=\"_ _1\"></span>A as par<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e norm<span class=\"_ _2\"></span>al supe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>sor<span class=\"_ _2\"></span>y pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>and m<span class=\"_ _2\"></span>ay be sup<span class=\"_ _2\"></span>plem<span class=\"_ _2\"></span>ented b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ad ho<span class=\"_ _2\"></span>c as<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span>smen<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>here th<span class=\"_ _2\"></span>ere is a mater<span class=\"_ _2\"></span>ial ch<span class=\"_ _2\"></span>ange in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk prof<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up out<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>de the usu<span class=\"_ _2\"></span>al repor<span class=\"_ _2\"></span>tin<span class=\"_ _6\"></span>g cycle.<span class=\"_ _29f\"> </span><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1aa\">In ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion to the G<span class=\"_ _2\"></span>roup OR<span class=\"_ _2\"></span>SA p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s, an en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>-le<span class=\"_ _2\"></span>vel OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ed for Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1d5\">Pen<span class=\"_ _2\"></span>sions L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted, w<span class=\"_ _2\"></span>ith i<span class=\"_ _2\"></span>ts res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>s inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e Group O<span class=\"_ _2\"></span>RS<span class=\"_ _2\"></span>A repor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1ac\">T<span class=\"_ _2\"></span>he Group I<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A pro<span class=\"_ _2\"></span>cess is a<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ongo<span class=\"_ _2\"></span>ing c<span class=\"_ _2\"></span>ycl<span class=\"_ _2\"></span>e of risk an<span class=\"_ _2\"></span>d capi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt proc<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es, si<span class=\"_ _2\"></span>milar to th<span class=\"_ _2\"></span>e </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs1ad\">OR<span class=\"_ _2\"></span>SA p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is per<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ed for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pr<span class=\"_ _2\"></span>uden<span class=\"_ _2\"></span>tial co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lidat<span class=\"_ _2\"></span>ion of Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r\u2019<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42c\">inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t and ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms unde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>IF<span class=\"_ _2\"></span>PR requi<span class=\"_ _2\"></span>remen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. The IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>ss is al<span class=\"_ _2\"></span>so per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d at an ent<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs292\">le<span class=\"_ _2\"></span>vel for Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u2019s UK inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>ir<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich are Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>In<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt Plat<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rm Lim<span class=\"_ _2\"></span>ited<span class=\"_ _2\"></span>, Quil<span class=\"_ _2\"></span>ter Inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tors </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs293\">Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d, Qui<span class=\"_ _2\"></span>lter Ch<span class=\"_ _2\"></span>ev<span class=\"_ _2\"></span>iot Lim<span class=\"_ _2\"></span>ite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>NuWeal<span class=\"_ _2\"></span>th Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42e\">T<span class=\"_ _2\"></span>he Group I<span class=\"_ _2\"></span>CA<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A repo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t is prod<span class=\"_ _2\"></span>uced ann<span class=\"_ _2\"></span>uall<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>is summ<span class=\"_ _2\"></span>aris<span class=\"_ _2\"></span>es the an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>, insi<span class=\"_ _2\"></span>ght<span class=\"_ _2\"></span>s and con<span class=\"_ _2\"></span>clus<span class=\"_ _2\"></span>ions </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs42f\">fro<span class=\"_ _2\"></span>m the un<span class=\"_ _2\"></span>derl<span class=\"_ _2\"></span>yi<span class=\"_ _2\"></span>ng risk a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al manag<span class=\"_ _2\"></span>ement p<span class=\"_ _2\"></span>roces<span class=\"_ _2\"></span>ses in re<span class=\"_ _2\"></span>spec<span class=\"_ _2\"></span>t of Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u2019s IFPR p<span class=\"_ _2\"></span>rude<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls6f ws70 gs5ff\">cons<span class=\"_ _2\"></span>olidat<span class=\"_ _2\"></span>ion grou<span class=\"_ _2\"></span>p.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs431\">T<span class=\"_ _2\"></span>he concl<span class=\"_ _2\"></span>usio<span class=\"_ _2\"></span>ns of the OR<span class=\"_ _2\"></span>S<span class=\"_ _2\"></span>A <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>IC<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>R<span class=\"_ _2\"></span>A proce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s are rev<span class=\"_ _2\"></span>iewe<span class=\"_ _2\"></span>d by mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Boar<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs600\">th<span class=\"_ _2\"></span>rough<span class=\"_ _2\"></span>out t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-423": {
   "value": "3<span class=\"_ _2\"></span>8(<span class=\"_ _2\"></span>b<span class=\"_ _6\"></span>): Cr<span class=\"_ _2\"></span>edit r<span class=\"_ _2\"></span>isk<span class=\"_ _29f\"> </span>Ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk<span class=\"_ _29f\"> </span>Cred<span class=\"_ _2\"></span>it ri<span class=\"_ _2\"></span>sk is the ri<span class=\"_ _2\"></span>sk of ad<span class=\"_ _2\"></span>vers<span class=\"_ _2\"></span>e move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s in cre<span class=\"_ _2\"></span>dit sp<span class=\"_ _2\"></span>reads (rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ref<span class=\"_ _2\"></span>erence y<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cur<span class=\"_ _1\"></span>ve), cre<span class=\"_ _2\"></span>dit ra<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>s or def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>tes lea<span class=\"_ _2\"></span>ding to a dete<span class=\"_ _2\"></span>rior<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on in the le<span class=\"_ _2\"></span>vel or vo<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s or f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s resul<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in lo<span class=\"_ _2\"></span>ss of ear<span class=\"_ _2\"></span>ning<span class=\"_ _2\"></span>s or redu<span class=\"_ _2\"></span>ced sol<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>. Thi<span class=\"_ _2\"></span>s inclu<span class=\"_ _2\"></span>des cou<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t risk<span class=\"_ _2\"></span>, coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y conce<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk and spr<span class=\"_ _2\"></span>ead ris<span class=\"_ _2\"></span>k.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as es<span class=\"_ _2\"></span>tab<span class=\"_ _2\"></span>lishe<span class=\"_ _2\"></span>d a <span class=\"_ _6\"></span>Cre<span class=\"_ _2\"></span>dit Ri<span class=\"_ _2\"></span>sk Fra<span class=\"_ _2\"></span>mewo<span class=\"_ _2\"></span>rk tha<span class=\"_ _2\"></span>t incl<span class=\"_ _2\"></span>udes a Cred<span class=\"_ _2\"></span>it Ri<span class=\"_ _2\"></span>sk Polic<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d Credi<span class=\"_ _2\"></span>t Risk A<span class=\"_ _2\"></span>ppet<span class=\"_ _2\"></span>ite St<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>his fr<span class=\"_ _2\"></span>amew<span class=\"_ _2\"></span>ork ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>all a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies wh<span class=\"_ _2\"></span>ere the G<span class=\"_ _2\"></span>roup is ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k, ei<span class=\"_ _2\"></span>ther di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y or indi<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, ensu<span class=\"_ _2\"></span>ring ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>ria<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n, meas<span class=\"_ _2\"></span>ureme<span class=\"_ _2\"></span>nt, ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, moni<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>ng an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s credi<span class=\"_ _2\"></span>t risk e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sures<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ar<span class=\"_ _2\"></span>ising f<span class=\"_ _2\"></span>rom all ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ures is mi<span class=\"_ _2\"></span>tiga<span class=\"_ _2\"></span>ted by en<span class=\"_ _2\"></span>suri<span class=\"_ _2\"></span>ng that t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>onl<span class=\"_ _2\"></span>y ente<span class=\"_ _2\"></span>rs into<span class=\"_ _2\"></span> rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h appro<span class=\"_ _2\"></span>pri<span class=\"_ _2\"></span>atel<span class=\"_ _2\"></span>y robus<span class=\"_ _2\"></span>t coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s, adh<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng to the Gro<span class=\"_ _2\"></span>up Credi<span class=\"_ _2\"></span>t Risk Po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>or eac<span class=\"_ _2\"></span>h ass<span class=\"_ _2\"></span>et, co<span class=\"_ _2\"></span>nsid<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>ion is gi<span class=\"_ _2\"></span>ven a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he cred<span class=\"_ _2\"></span>it rat<span class=\"_ _2\"></span>ing of th<span class=\"_ _2\"></span>e counte<span class=\"_ _2\"></span>rpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty, wh<span class=\"_ _2\"></span>ich is use<span class=\"_ _2\"></span>d to deri<span class=\"_ _2\"></span>ve th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>bab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y of de<span class=\"_ _2\"></span>faul<span class=\"_ _2\"></span>t;<span class=\"_ _2\"></span> </span><span class=\"ff12f ls28 ws26\"></span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he los<span class=\"_ _2\"></span>s gi<span class=\"_ _2\"></span>ven def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t; </span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he pote<span class=\"_ _2\"></span>ntia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>rec<span class=\"_ _2\"></span>over<span class=\"_ _2\"></span>y w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y be made in t<span class=\"_ _2\"></span>he eve<span class=\"_ _2\"></span>nt of def<span class=\"_ _2\"></span>ault<span class=\"_ _2\"></span>;</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">t<span class=\"_ _2\"></span>he ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of any co<span class=\"_ _2\"></span>llate<span class=\"_ _2\"></span>ral tha<span class=\"_ _2\"></span>t the Gro<span class=\"_ _2\"></span>up has in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res; an<span class=\"_ _2\"></span>d</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">a<span class=\"_ _2\"></span>ny seco<span class=\"_ _2\"></span>nd orde<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s that ma<span class=\"_ _2\"></span>y aris<span class=\"_ _2\"></span>e wher<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up has col<span class=\"_ _2\"></span>later<span class=\"_ _2\"></span>al agai<span class=\"_ _2\"></span>nst t<span class=\"_ _2\"></span>he cred<span class=\"_ _2\"></span>it ris<span class=\"_ _2\"></span>k exp<span class=\"_ _2\"></span>osure.<span class=\"_ _29f\"> </span></span>T<span class=\"_ _2\"></span>he credi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res of the G<span class=\"_ _2\"></span>roup are mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red reg<span class=\"_ _2\"></span>ularl<span class=\"_ _2\"></span>y to ensu<span class=\"_ _2\"></span>re that co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies rema<span class=\"_ _2\"></span>in cre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>thy, that t<span class=\"_ _2\"></span>here is ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>riate di<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of cou<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es and t<span class=\"_ _2\"></span>hat ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>res are wi<span class=\"_ _2\"></span>thin<span class=\"_ _2\"></span> ap<span class=\"_ _2\"></span>prove<span class=\"_ _2\"></span>d limi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. At the en<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s mater<span class=\"_ _2\"></span>ial cre<span class=\"_ _2\"></span>dit ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ures were to f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns (p<span class=\"_ _2\"></span>rima<span class=\"_ _2\"></span>ril<span class=\"_ _2\"></span>y thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t of shareh<span class=\"_ _2\"></span>old<span class=\"_ _2\"></span>er fun<span class=\"_ _2\"></span>ds), corp<span class=\"_ _2\"></span>ora<span class=\"_ _2\"></span>te enti<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s (inc<span class=\"_ _2\"></span>ludi<span class=\"_ _2\"></span>ng ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>d man<span class=\"_ _2\"></span>ager<span class=\"_ _2\"></span>s<span class=\"_ _6\"></span>) and in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>als (pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>fu<span class=\"_ _2\"></span>nd mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ade se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s). T<span class=\"_ _2\"></span>here is no dir<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>osure to non<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>UK sove<span class=\"_ _2\"></span>reign d<span class=\"_ _2\"></span>ebt wi<span class=\"_ _2\"></span>thin t<span class=\"_ _2\"></span>he share<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>er inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p has n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cant co<span class=\"_ _2\"></span>ncent<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>ions of c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk exp<span class=\"_ _2\"></span>osure.<span class=\"_ _29f\"> </span>Ot<span class=\"_ _2\"></span>her cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>ks<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ed to f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ad<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ser coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y risk t<span class=\"_ _2\"></span>hroug<span class=\"_ _2\"></span>h a <span class=\"_ _6\"></span>num<span class=\"_ _2\"></span>ber of lo<span class=\"_ _2\"></span>ans th<span class=\"_ _2\"></span>at it make<span class=\"_ _2\"></span>s to it<span class=\"_ _2\"></span>s f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>ment of up<span class=\"_ _2\"></span>fron<span class=\"_ _2\"></span>t commi<span class=\"_ _2\"></span>ssio<span class=\"_ _2\"></span>n on the s<span class=\"_ _2\"></span>ale of cer<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ain t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>es of busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he risk of d<span class=\"_ _2\"></span>efau<span class=\"_ _2\"></span>lt by f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>dv<span class=\"_ _2\"></span>iser<span class=\"_ _2\"></span>s is mana<span class=\"_ _2\"></span>ged thro<span class=\"_ _2\"></span>ugh mo<span class=\"_ _2\"></span>nth<span class=\"_ _2\"></span>ly mon<span class=\"_ _2\"></span>itor<span class=\"_ _2\"></span>ing of lo<span class=\"_ _2\"></span>an and com<span class=\"_ _2\"></span>miss<span class=\"_ _2\"></span>ion deb<span class=\"_ _2\"></span>t bala<span class=\"_ _2\"></span>nces<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>als<span class=\"_ _2\"></span>o exp<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to the r<span class=\"_ _2\"></span>isk of def<span class=\"_ _2\"></span>aul<span class=\"_ _2\"></span>t by fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>nageme<span class=\"_ _2\"></span>nt grou<span class=\"_ _2\"></span>ps in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of set<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>his ris<span class=\"_ _2\"></span>k <span class=\"_ _6\"></span>is ma<span class=\"_ _2\"></span>naged th<span class=\"_ _2\"></span>roug<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e due dili<span class=\"_ _2\"></span>gence pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>wh<span class=\"_ _2\"></span>ich is com<span class=\"_ _2\"></span>plet<span class=\"_ _2\"></span>ed befo<span class=\"_ _2\"></span>re enter<span class=\"_ _2\"></span>ing int<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>any<span class=\"_ _2\"></span> rela<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nship w<span class=\"_ _2\"></span>ith a f<span class=\"_ _2\"></span>und gro<span class=\"_ _2\"></span>up. Am<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s due to an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>fro<span class=\"_ _2\"></span>m fun<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>gro<span class=\"_ _2\"></span>ups are mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red for pro<span class=\"_ _2\"></span>mpt se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>lem<span class=\"_ _2\"></span>ent and ap<span class=\"_ _2\"></span>prop<span class=\"_ _2\"></span>riat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on is ta<span class=\"_ _2\"></span>ken whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tlem<span class=\"_ _2\"></span>ent is not t<span class=\"_ _2\"></span>imel<span class=\"_ _2\"></span>y.<span class=\"_ _29f\"> </span>Leg<span class=\"_ _2\"></span>al cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are main<span class=\"_ _2\"></span>tain<span class=\"_ _2\"></span>ed wh<span class=\"_ _2\"></span>ere the Gr<span class=\"_ _2\"></span>oup ente<span class=\"_ _2\"></span>rs into c<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th a counte<span class=\"_ _2\"></span>rpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ty.<span class=\"_ _29f\"> </span>Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk o<span class=\"_ _2\"></span>n fair v<span class=\"_ _2\"></span>alue<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>ited e<span class=\"_ _2\"></span>xpo<span class=\"_ _2\"></span>sure tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group ha<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>, credi<span class=\"_ _2\"></span>t risk d<span class=\"_ _2\"></span>oes not h<span class=\"_ _2\"></span>ave a mate<span class=\"_ _2\"></span>rial im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t on th<span class=\"_ _2\"></span>e fair v<span class=\"_ _2\"></span>alue mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nt of f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nts f<span class=\"_ _2\"></span>or the yea<span class=\"_ _2\"></span>r under re<span class=\"_ _2\"></span>vie<span class=\"_ _2\"></span>w. The fa<span class=\"_ _2\"></span>ir val<span class=\"_ _2\"></span>ue move<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s on th<span class=\"_ _2\"></span>ese in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s are mainl<span class=\"_ _2\"></span>y due to ch<span class=\"_ _2\"></span>anges in ma<span class=\"_ _2\"></span>rket co<span class=\"_ _2\"></span>ndit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m exp<span class=\"_ _2\"></span>osu<span class=\"_ _2\"></span>re to cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t risk<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to credi<span class=\"_ _2\"></span>t risk d<span class=\"_ _2\"></span>oes not d<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>fer f<span class=\"_ _2\"></span>rom the c<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ing va<span class=\"_ _2\"></span>lue dis<span class=\"_ _2\"></span>clo<span class=\"_ _2\"></span>sed in th<span class=\"_ _2\"></span>e rel<span class=\"_ _2\"></span>eva<span class=\"_ _2\"></span>nt notes to t<span class=\"_ _2\"></span>he cons<span class=\"_ _2\"></span>olida<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Loa<span class=\"_ _2\"></span>ns and ad<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>nces sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses are \u00a3<span class=\"_ _2\"></span>56 mill<span class=\"_ _2\"></span>ion (2023: \u00a3<span class=\"_ _2\"></span>38 mil<span class=\"_ _2\"></span>lion) and ot<span class=\"_ _2\"></span>her rece<span class=\"_ _2\"></span>iva<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to lif<span class=\"_ _2\"></span>etim<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses are \u00a3<span class=\"_ _2\"></span>268 mill<span class=\"_ _2\"></span>ion (202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a32<span class=\"_ _2\"></span>9<span class=\"_ _6\"></span>7 mill<span class=\"_ _2\"></span>ion). Th<span class=\"_ _2\"></span>ose ba<span class=\"_ _2\"></span>lance<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>rep<span class=\"_ _2\"></span>resen<span class=\"_ _2\"></span>t the po<span class=\"_ _2\"></span>ol of coun<span class=\"_ _2\"></span>terp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s that do n<span class=\"_ _2\"></span>ot requi<span class=\"_ _2\"></span>re a <span class=\"_ _6\"></span>rat<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>hese co<span class=\"_ _2\"></span>unter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies ind<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>lly gen<span class=\"_ _2\"></span>erat<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l credi<span class=\"_ _2\"></span>t exp<span class=\"_ _2\"></span>osure an<span class=\"_ _2\"></span>d this po<span class=\"_ _2\"></span>ol is hig<span class=\"_ _2\"></span>hly d<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied, mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red and<span class=\"_ _2\"></span> sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to limi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>E<span class=\"_ _2\"></span>xpos<span class=\"_ _2\"></span>ure ari<span class=\"_ _2\"></span>sing fr<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>umen<span class=\"_ _2\"></span>ts n<span class=\"_ _2\"></span>ot recog<span class=\"_ _2\"></span>nise<span class=\"_ _2\"></span>d on the s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion is mea<span class=\"_ _2\"></span>sured a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>am<span class=\"_ _2\"></span>ount th<span class=\"_ _2\"></span>at the G<span class=\"_ _2\"></span>roup wou<span class=\"_ _2\"></span>ld hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>to pa<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>, w<span class=\"_ _2\"></span>hich ma<span class=\"_ _2\"></span>y be sign<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ly gre<span class=\"_ _2\"></span>ater th<span class=\"_ _2\"></span>an the am<span class=\"_ _2\"></span>ount th<span class=\"_ _2\"></span>at wou<span class=\"_ _2\"></span>ld be recog<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>ed as a liab<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>ve any sig<span class=\"_ _2\"></span>nif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span> ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re aris<span class=\"_ _2\"></span>ing fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>ite<span class=\"_ _2\"></span>ms not re<span class=\"_ _2\"></span>cogni<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial p<span class=\"_ _2\"></span>osit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he tab<span class=\"_ _2\"></span>le bel<span class=\"_ _2\"></span>ow repre<span class=\"_ _2\"></span>sent<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure to credi<span class=\"_ _2\"></span>t risk f<span class=\"_ _2\"></span>rom ca<span class=\"_ _2\"></span>sh and ca<span class=\"_ _2\"></span>sh equi<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>lent<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span><table class=\"s w28e he4\" id=\"_eb676c1e-c387-4aaa-9afc-630d45077788\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5e hb y32e4 ff12d fs8 fc1 sc0 ls65 ws80\">Credit rating relating to<span class=\"_ _6\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5f hb y32e5 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa60 hb y32e6 ff12d fs8 fc1 sc0 ls65 wsfb\">Carr<span class=\"_ _2\"></span>ying </td></tr><tr><td class=\"t m1 xa61 hb y32e7 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></td><td class=\"c n xa62 y32e8 w28f h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls176 ws1c2\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa63 y32e8 w290 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls176 ws1c2\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa64 y32e8 w291 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls1 ws1\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa65 y32e8 w292 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls1 ws1\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa66 y32e8 w293 h92\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 ls163 ws1a6\">&lt;<span class=\"_ _2\"></span>BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa68 y32e8 w294 ha4\"><div class=\"t m1 x23f hb y2ec9 ff12d fs8 fc1 sc0 lsfb ws1\">N<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted</div><div class=\"t m1 xa67 h1b y2f63 ff12d fs10 fc1 sc0 ls1 ws1\">1</div></td><td class=\"t m1 xa69 hb y32e9 ff12d fs8 fc1 sc0 ls65 wsfb\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y32ea w295 hc2\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _6\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6a y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6b y32ea w23 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6c y32ea w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6d y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6e y32ea w36 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6f y32ea w42 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y32ea w20 h9a\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">734<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y313c w296 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa70 y313c w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa71 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa72 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa73 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa74 y313c w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa75 y313c w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa76 y313c w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 xa61 h1c y32eb ff12d fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>otal cash and<span class=\"_ _6\"></span> cash </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w297 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws78\">equivale<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa77 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,215<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa78 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">73<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa79 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">296<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7a y2eb6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7b y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7c y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7d y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">1,949<span class=\"_ _29f\"> </span></div></td></tr></table><table class=\"s w28e he5\" id=\"_db0117a2-40a2-48b8-b7bc-cbf9b3761cf9\"><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5e hb y32ec ff12d fs8 fc3 sc0 ls65 ws80\">Credit rating relating to<span class=\"_ _6\"></span> cash and cash equivalents<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa5f hb y32ed ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m1 xa60 hb y32ee ff12d fs8 fc3 sc0 ls65 wsfb\">Carr<span class=\"_ _2\"></span>ying </td></tr><tr><td class=\"t m1 xa61 hb y32ef ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber 2023<span class=\"_ _29f\"> </span></td><td class=\"c n xa62 y32f0 w28f h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls176 ws1c2\">AAA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa63 y32f0 w290 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls176 ws1c2\">AA<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa64 y32f0 w291 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws1\">A<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa65 y32f0 w292 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls1 ws1\">B<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa66 y32f0 w293 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls163 ws1a6\">&lt;<span class=\"_ _2\"></span>BBB<span class=\"_ _29f\"> </span></div></td><td class=\"c xa68 y32f0 w294 hab\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 lsfb ws1\">N<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted</div><div class=\"t m1 xa67 h1b y2fd0 ff12d fs10 fc3 sc0 ls1 ws1\">1</div></td><td class=\"t m1 xa69 hb y32f1 ff12d fs8 fc3 sc0 ls65 wsfb\">value<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c x245 y2fca w295 h96\"><div class=\"t m1 x23f h1c y2e58 ff12f fs11 fc3 sc0 ls94 wse3\">Ca<span class=\"_ _2\"></span>sh at amo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>,<span class=\"_ _29f\"> </span></div><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to 1<span class=\"_ _6\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h ECL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6a y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6b y2fca w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6c y2fca w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">381<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6d y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6e y2fca w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa6f y2fca w42 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n x75f y2fca w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">768<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f27 w296 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Mo<span class=\"_ _2\"></span>ney ma<span class=\"_ _2\"></span>rke<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>unds a<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>V<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>PL<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa70 y2f27 w46 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa71 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa72 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa73 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa74 y2f27 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa75 y2f27 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa76 y2f27 w21 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"t m1 xa61 h1c y32f2 ff12d fs11 fc3 sc0 ls4d wsc4\">T<span class=\"_ _5\"></span>otal cash and<span class=\"_ _6\"></span> cash </td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x245 y2eb6 w297 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws78\">equivale<span class=\"_ _2\"></span>nts<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa77 y2eb6 w7b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,091<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa78 y2eb6 w23 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">63<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa79 y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">381<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7a y2eb6 w36 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7b y2eb6 w57 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7c y2eb6 w20 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">324<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7d y2eb6 w26 h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">1,859<span class=\"_ _29f\"> </span></div></td></tr></table>1 Ca<span class=\"_ _2\"></span>sh in<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>ed in t<span class=\"_ _2\"></span>he co<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>lid<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of f<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>s is ca<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ed as n<span class=\"_ _2\"></span>ot ra<span class=\"_ _2\"></span>ted (s<span class=\"_ _2\"></span>ee no<span class=\"_ _2\"></span>te 26<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a)).<span class=\"_ _29f\"> </span>Impairment allowance<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s that are m<span class=\"_ _2\"></span>easure<span class=\"_ _2\"></span>d and cla<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied at am<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>ed cos<span class=\"_ _2\"></span>t are mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d for any e<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d credi<span class=\"_ _2\"></span>t los<span class=\"_ _2\"></span>ses<span class=\"_ _2\"></span> on ei<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>a 1<span class=\"_ _5\"></span>2-m<span class=\"_ _2\"></span>ont<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>or li<span class=\"_ _2\"></span>fet<span class=\"_ _2\"></span>ime ECL mo<span class=\"_ _2\"></span>del. T<span class=\"_ _2\"></span>he maj<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of such as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up are mea<span class=\"_ _2\"></span>sured on th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>feti<span class=\"_ _2\"></span>me ECL mo<span class=\"_ _2\"></span>del, w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he except<span class=\"_ _2\"></span>ion of so<span class=\"_ _2\"></span>me spec<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic lo<span class=\"_ _2\"></span>ans th<span class=\"_ _2\"></span>at are on the 1<span class=\"_ _5\"></span>2 m<span class=\"_ _2\"></span>onth EC<span class=\"_ _2\"></span>L <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>del.<span class=\"_ _29f\"> </span><table class=\"s w298 he6\" id=\"_9f0ba3a6-1575-4b74-bebb-e1a41d2dbf0b\"><tr><td class=\"c n x245 y32f3 w299 h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls65 ws80\">Impairment allowance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7e y32f3 w29a h97\"><div class=\"t m1 x23f hb y2eeb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2f79 w66 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ba<span class=\"_ _2\"></span>lan<span class=\"_ _2\"></span>ce at 1 Janu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa18 y2f79 w12c h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(1.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ef6 w29b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bal<span class=\"_ _2\"></span>ance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7f y2ef6 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(0.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c x245 y2ef7 w29c h9b\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year</div><div class=\"t m1 xa80 h1d y2ed5 ff12e fs12 fc3 sc0 ls1 ws1\">1<span class=\"_ _29f\"> </span></div></td><td class=\"t m1 xa81 h1c y32f4 ff12f fs11 fc3 sc0 ls1 ws1\">(4.3)<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5b w149 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">31 Dec<span class=\"_ _2\"></span>emb<span class=\"_ _2\"></span>er 2023<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa82 y2e5b w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">(5.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2efa w29b h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y bal<span class=\"_ _2\"></span>ance<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa7f y2efa w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(0.8)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w29d h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ch<span class=\"_ _2\"></span>ange du<span class=\"_ _2\"></span>e to chan<span class=\"_ _2\"></span>ge in coun<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y cre<span class=\"_ _2\"></span>dit ra<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa82 y2eb1 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(0.1)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2ed8 w29e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Ad<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>air<span class=\"_ _2\"></span>ment i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e year<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa83 y2ed8 w12e h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">(2.4)<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2e61 w29f h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls11d wsfe\">Wri<span class=\"_ _2\"></span>te-<span class=\"_ _2\"></span>offs<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa84 y2e61 wf1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">0.2<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w14b h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsf2 ws5d\">31 Decem<span class=\"_ _6\"></span>ber 2024<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa85 y2eb6 w3f h95\"><div class=\"t m1 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">(8.9)<span class=\"_ _29f\"> </span></div></td></tr></table>1 T<span class=\"_ _2\"></span>he 2023 a<span class=\"_ _2\"></span>ddi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>onal i<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>irm<span class=\"_ _2\"></span>ent f<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ure w<span class=\"_ _2\"></span>as pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted a<span class=\"_ _2\"></span>s \u00a3<span class=\"_ _6\"></span>1.5 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n in th<span class=\"_ _2\"></span>e 2023 f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>anc<span class=\"_ _2\"></span>ial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s and h<span class=\"_ _2\"></span>as no<span class=\"_ _2\"></span>w bee<span class=\"_ _2\"></span>n pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ed as \u00a34<span class=\"_ _2\"></span>.3 mi<span class=\"_ _2\"></span>lli<span class=\"_ _2\"></span>on due t<span class=\"_ _2\"></span>o the r<span class=\"_ _2\"></span>ecla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on of a cr<span class=\"_ _2\"></span>edi<span class=\"_ _2\"></span>t aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t lo<span class=\"_ _2\"></span>an rec<span class=\"_ _2\"></span>eiv<span class=\"_ _2\"></span>abl<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>. Thi<span class=\"_ _2\"></span>s recl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sif<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>, whi<span class=\"_ _2\"></span>ch ha<span class=\"_ _2\"></span>d no ne<span class=\"_ _2\"></span>t imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on lo<span class=\"_ _2\"></span>an re<span class=\"_ _2\"></span>cei<span class=\"_ _2\"></span>vab<span class=\"_ _2\"></span>les<span class=\"_ _2\"></span>, was m<span class=\"_ _2\"></span>ade i<span class=\"_ _2\"></span>n orde<span class=\"_ _2\"></span>r to en<span class=\"_ _2\"></span>sure co<span class=\"_ _2\"></span>mpa<span class=\"_ _2\"></span>rab<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ty b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>we<span class=\"_ _2\"></span>en th<span class=\"_ _2\"></span>e fi<span class=\"_ _2\"></span>gur<span class=\"_ _2\"></span>es pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>ted f<span class=\"_ _2\"></span>or 2023 a<span class=\"_ _2\"></span>nd 2024<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-424": {
   "value": "3<span class=\"_ _2\"></span>8(c): M<span class=\"_ _2\"></span>arket r<span class=\"_ _2\"></span>isk<span class=\"_ _29f\"> </span>Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk is the ri<span class=\"_ _2\"></span>sk of an ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se chan<span class=\"_ _2\"></span>ge in the le<span class=\"_ _2\"></span>vel or vo<span class=\"_ _2\"></span>lati<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of mar<span class=\"_ _2\"></span>ket pr<span class=\"_ _2\"></span>ices of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>ing in los<span class=\"_ _2\"></span>s of earn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>or red<span class=\"_ _2\"></span>uced so<span class=\"_ _2\"></span>lv<span class=\"_ _2\"></span>enc<span class=\"_ _2\"></span>y. <span class=\"_ _6\"></span>Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk aris<span class=\"_ _2\"></span>es fro<span class=\"_ _2\"></span>m change<span class=\"_ _2\"></span>s in equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, bon<span class=\"_ _2\"></span>d and pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>ices<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>for<span class=\"_ _2\"></span>eign exc<span class=\"_ _2\"></span>hange ra<span class=\"_ _2\"></span>tes. Ma<span class=\"_ _2\"></span>rket r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s are linke<span class=\"_ _2\"></span>d to wide<span class=\"_ _2\"></span>r econo<span class=\"_ _2\"></span>mic an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>geo<span class=\"_ _2\"></span>poli<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>al con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions an<span class=\"_ _2\"></span>d may be dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>by t<span class=\"_ _2\"></span>he cr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>alli<span class=\"_ _2\"></span>sat<span class=\"_ _2\"></span>ion of cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>\u00ac <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ated f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s. Mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk aris<span class=\"_ _2\"></span>es di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferent<span class=\"_ _2\"></span>ly ac<span class=\"_ _2\"></span>ross t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>s depe<span class=\"_ _2\"></span>nding o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>t<span class=\"_ _2\"></span>yp<span class=\"_ _2\"></span>es of f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncial a<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>lia<span class=\"_ _2\"></span>bili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>he<span class=\"_ _2\"></span>ld. T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as a <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>rket r<span class=\"_ _2\"></span>isk pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y whic<span class=\"_ _2\"></span>h set<span class=\"_ _2\"></span>s out t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p\u2019s re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt of mar<span class=\"_ _2\"></span>ket ri<span class=\"_ _2\"></span>sk.<span class=\"_ _2\"></span> T<span class=\"_ _2\"></span>he Group do<span class=\"_ _2\"></span>es not un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ake any pr<span class=\"_ _2\"></span>inci<span class=\"_ _2\"></span>pal tr<span class=\"_ _2\"></span>ading fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ow<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>acco<span class=\"_ _2\"></span>unt<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s rev<span class=\"_ _2\"></span>enue is ho<span class=\"_ _2\"></span>wev<span class=\"_ _2\"></span>er af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ted by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>va<span class=\"_ _2\"></span>lue of as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s und<span class=\"_ _2\"></span>er manag<span class=\"_ _2\"></span>ement a<span class=\"_ _2\"></span>nd admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tion an<span class=\"_ _2\"></span>d cons<span class=\"_ _2\"></span>eque<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>y the Gro<span class=\"_ _2\"></span>up has ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket le<span class=\"_ _2\"></span>vels an<span class=\"_ _2\"></span>d econo<span class=\"_ _2\"></span>mic con<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. Scena<span class=\"_ _2\"></span>rio te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing is und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>en to <span class=\"_ _6\"></span>tes<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e res<span class=\"_ _2\"></span>ili<span class=\"_ _2\"></span>ence of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss to se<span class=\"_ _2\"></span>vere bu<span class=\"_ _2\"></span>t plau<span class=\"_ _2\"></span>sib<span class=\"_ _2\"></span>le eve<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s, inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ssm<span class=\"_ _2\"></span>ent of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ial imp<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s of cli<span class=\"_ _2\"></span>mate<span class=\"_ _2\"></span>-rel<span class=\"_ _2\"></span>ated ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>s and opp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tun<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es, an<span class=\"_ _2\"></span>d to <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>t in the ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>tion of ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns.<span class=\"_ _2\"></span> 38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span>In acco<span class=\"_ _2\"></span>rdanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t risk po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y, the Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, or relate<span class=\"_ _2\"></span>d colle<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>exce<span class=\"_ _2\"></span>pt whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure aris<span class=\"_ _2\"></span>es due to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>ismat<span class=\"_ _2\"></span>ches b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween un<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>und as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>ese mi<span class=\"_ _2\"></span>smatc<span class=\"_ _2\"></span>hes are pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted, sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to </span>ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s, to avo<span class=\"_ _2\"></span>id exces<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ve deal<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>; and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">s<span class=\"_ _2\"></span>eed c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Se<span class=\"_ _2\"></span>ed cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al is inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin ne<span class=\"_ _2\"></span>w unit<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>or ot<span class=\"_ _2\"></span>her fu<span class=\"_ _2\"></span>nds wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> </span><span class=\"ff12f ls28 ws26\"></span>at th<span class=\"_ _2\"></span>e time w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>ese fu<span class=\"_ _2\"></span>nds are la<span class=\"_ _2\"></span>unch<span class=\"_ _2\"></span>ed. Th<span class=\"_ _2\"></span>e see<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is th<span class=\"_ _2\"></span>en wi<span class=\"_ _2\"></span>thdr<span class=\"_ _2\"></span>awn f<span class=\"_ _2\"></span>rom the f<span class=\"_ _2\"></span>unds as<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t in the fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he abov<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>osure<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ves fe<span class=\"_ _2\"></span>es (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>nual man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt char<span class=\"_ _2\"></span>ges) and inc<span class=\"_ _2\"></span>urs co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers) wh<span class=\"_ _2\"></span>ich are lin<span class=\"_ _2\"></span>ked to the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance of th<span class=\"_ _2\"></span>e unde<span class=\"_ _2\"></span>rly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>refore,<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs wi<span class=\"_ _2\"></span>ll be af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d by equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rman<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>Equity sensitiv<span class=\"_ _2\"></span>ity testing<span class=\"_ _29f\"> </span>A mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t in equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fee i<span class=\"_ _2\"></span>ncome t<span class=\"_ _2\"></span>hat is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue of the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d by or on beh<span class=\"_ _2\"></span>alf of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e sensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is appl<span class=\"_ _2\"></span>ied as an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous sho<span class=\"_ _2\"></span>ck to equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y at the s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>sis is no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>ited to t<span class=\"_ _2\"></span>he unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group as a w<span class=\"_ _2\"></span>hole.<span class=\"_ _29f\"> </span><table class=\"s w2a0 he7\" id=\"_4232750b-15c6-456b-8b03-ece6e904f405\"><tr><td></td><td class=\"t m1 x379 hb y32f5 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y32f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y32f7 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y32f8 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y32f9 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y32fa ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y32fb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w2a1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y2eb5 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa86 y2eb6 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa87 y2eb6 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table>38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(ii): Interest r<span class=\"_ _6\"></span>ate<span class=\"_ _6\"></span> risk<span class=\"_ _29f\"> </span>Int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate ri<span class=\"_ _2\"></span>sk ari<span class=\"_ _2\"></span>ses pr<span class=\"_ _2\"></span>imar<span class=\"_ _2\"></span>ily f<span class=\"_ _2\"></span>rom ban<span class=\"_ _2\"></span>k balan<span class=\"_ _2\"></span>ces hel<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>h f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial ins<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s. A ris<span class=\"_ _2\"></span>e in intere<span class=\"_ _2\"></span>st r<span class=\"_ _2\"></span>ates wo<span class=\"_ _2\"></span>uld als<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>ause an im<span class=\"_ _2\"></span>medi<span class=\"_ _2\"></span>ate fal<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e valu<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ixed i<span class=\"_ _2\"></span>ncome<span class=\"_ _2\"></span> se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thin cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>, resul<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>in a fal<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>und-<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>sed rev<span class=\"_ _2\"></span>enue<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Conv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>ely, a redu<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ion in in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>use a ri<span class=\"_ _2\"></span>se in the v<span class=\"_ _2\"></span>alue of in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in f<span class=\"_ _2\"></span>ixe<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>ome se<span class=\"_ _2\"></span>cur<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>es wi<span class=\"_ _2\"></span>thin cl<span class=\"_ _2\"></span>ient<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u2019 inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment f<span class=\"_ _2\"></span>unds<span class=\"_ _2\"></span>. It woul<span class=\"_ _2\"></span>d also re<span class=\"_ _2\"></span>duce th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate ear<span class=\"_ _2\"></span>ned o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>sh dep<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>ts an<span class=\"_ _2\"></span>d mone<span class=\"_ _2\"></span>y marke<span class=\"_ _2\"></span>t fund<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>E<span class=\"_ _2\"></span>xpos<span class=\"_ _2\"></span>ure of the f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ancia<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>atem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s to <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>teres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are su<span class=\"_ _2\"></span>mmar<span class=\"_ _2\"></span>ised b<span class=\"_ _2\"></span>elow.<span class=\"_ _29f\"> </span>In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>te sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>ting T<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of an in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in marke<span class=\"_ _2\"></span>t intere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>tes of 1<span class=\"_ _5\"></span>% is te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d (<span class=\"_ _6\"></span>e.g. i<span class=\"_ _2\"></span>f the cur<span class=\"_ _2\"></span>rent<span class=\"_ _2\"></span> int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate is 5%<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e tes<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>ows fo<span class=\"_ _2\"></span>r the ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts of an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous cha<span class=\"_ _2\"></span>nge to 4% and 6% fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he tes<span class=\"_ _2\"></span>t allow<span class=\"_ _2\"></span>s cons<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y for sim<span class=\"_ _2\"></span>ilar cha<span class=\"_ _2\"></span>nges in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retu<span class=\"_ _2\"></span>rns an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span> in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ixed i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s bac<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies. T<span class=\"_ _2\"></span>he sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to chang<span class=\"_ _2\"></span>es in int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span><table class=\"s w2a3 he8\" id=\"_a8ac74d0-6aec-40e7-a31d-df2be78244a5\"><tr><td></td><td class=\"t m0 x237 hb y32fc ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y32fd ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y32fe ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y32ff ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y3300 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y3301 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3302 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e61 w2a4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa88 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa89 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a5 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% dec<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8a y2eb6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8b y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table>38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(iii): Foreign<span class=\"_ _6\"></span> curren<span class=\"_ _6\"></span>cy risk<span class=\"_ _29f\"> </span>F<span class=\"_ _2\"></span>oreig<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>rrenc<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk is th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk that t<span class=\"_ _2\"></span>he fair v<span class=\"_ _2\"></span>alue of f<span class=\"_ _2\"></span>utu<span class=\"_ _2\"></span>re cash f<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>ws of a f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent wi<span class=\"_ _2\"></span>ll f<span class=\"_ _2\"></span>luc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>uate be<span class=\"_ _2\"></span>caus<span class=\"_ _2\"></span>e of chan<span class=\"_ _2\"></span>ges in forei<span class=\"_ _2\"></span>gn exch<span class=\"_ _2\"></span>ange rate<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>unc<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>nal cur<span class=\"_ _2\"></span>renc<span class=\"_ _2\"></span>y is p<span class=\"_ _2\"></span>ound<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, whic<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>acc<span class=\"_ _2\"></span>ount<span class=\"_ _2\"></span>s for th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>jori<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions<span class=\"_ _2\"></span>. The Gr<span class=\"_ _2\"></span>oup has mi<span class=\"_ _2\"></span>nor ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>to Euro<span class=\"_ _2\"></span>s, thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s Ir<span class=\"_ _2\"></span>ish sub<span class=\"_ _2\"></span>sidia<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>So<span class=\"_ _2\"></span>uth A<span class=\"_ _2\"></span>fr<span class=\"_ _2\"></span>ican R<span class=\"_ _2\"></span>and, d<span class=\"_ _2\"></span>ue to the lis<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ng on the Jo<span class=\"_ _2\"></span>hanne<span class=\"_ _2\"></span>sbur<span class=\"_ _2\"></span>g Stock E<span class=\"_ _2\"></span>xchan<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e pay<span class=\"_ _2\"></span>ment of a pro<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion of sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der di<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ends in R<span class=\"_ _2\"></span>and.<span class=\"_ _2\"></span> Du<span class=\"_ _2\"></span>ring 2024, th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up had li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>posu<span class=\"_ _2\"></span>re to <span class=\"_ _6\"></span>fo<span class=\"_ _2\"></span>reign cu<span class=\"_ _2\"></span>rren<span class=\"_ _2\"></span>cy r<span class=\"_ _2\"></span>isk in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of oth<span class=\"_ _2\"></span>er cur<span class=\"_ _2\"></span>renci<span class=\"_ _2\"></span>es due to it<span class=\"_ _2\"></span>s non<span class=\"_ _2\"></span>-U<span class=\"_ _2\"></span>K oper<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns and fo<span class=\"_ _2\"></span>reign c<span class=\"_ _2\"></span>urren<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-456": {
   "value": "38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>c)(i): Equity risk<span class=\"_ _29f\"> </span>In acco<span class=\"_ _2\"></span>rdanc<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t risk po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y, the Gro<span class=\"_ _2\"></span>up doe<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>gen<span class=\"_ _2\"></span>erall<span class=\"_ _2\"></span>y inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>der as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y, or relate<span class=\"_ _2\"></span>d colle<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>exce<span class=\"_ _2\"></span>pt whe<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ex<span class=\"_ _2\"></span>pos<span class=\"_ _2\"></span>ure aris<span class=\"_ _2\"></span>es due to: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>ismat<span class=\"_ _2\"></span>ches b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween un<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>sed f<span class=\"_ _2\"></span>und as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>ese mi<span class=\"_ _2\"></span>smatc<span class=\"_ _2\"></span>hes are pe<span class=\"_ _2\"></span>rmi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ted, sub<span class=\"_ _2\"></span>jec<span class=\"_ _2\"></span>t to </span>ma<span class=\"_ _2\"></span>ximu<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>s, to avo<span class=\"_ _2\"></span>id exces<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ve deal<span class=\"_ _2\"></span>ing cos<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>; and <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">s<span class=\"_ _2\"></span>eed c<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s. Se<span class=\"_ _2\"></span>ed cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al is inve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d wit<span class=\"_ _2\"></span>hin ne<span class=\"_ _2\"></span>w unit<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>or ot<span class=\"_ _2\"></span>her fu<span class=\"_ _2\"></span>nds wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span> </span><span class=\"ff12f ls28 ws26\"></span><span class=\"ff12f ls28 ws26\"></span>at th<span class=\"_ _2\"></span>e time w<span class=\"_ _2\"></span>hen th<span class=\"_ _2\"></span>ese fu<span class=\"_ _2\"></span>nds are la<span class=\"_ _2\"></span>unch<span class=\"_ _2\"></span>ed. Th<span class=\"_ _2\"></span>e see<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al is th<span class=\"_ _2\"></span>en wi<span class=\"_ _2\"></span>thdr<span class=\"_ _2\"></span>awn f<span class=\"_ _2\"></span>rom the f<span class=\"_ _2\"></span>unds as<span class=\"_ _2\"></span> po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>hold<span class=\"_ _2\"></span>ers an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t in the fu<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he abov<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>osure<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>are no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>teria<span class=\"_ _2\"></span>l to <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ves fe<span class=\"_ _2\"></span>es (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>nual man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt char<span class=\"_ _2\"></span>ges) and inc<span class=\"_ _2\"></span>urs co<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s (<span class=\"_ _6\"></span>e.g<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>in res<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>t of ou<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ource<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ers) wh<span class=\"_ _2\"></span>ich are lin<span class=\"_ _2\"></span>ked to the p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>for<span class=\"_ _2\"></span>mance of th<span class=\"_ _2\"></span>e unde<span class=\"_ _2\"></span>rly<span class=\"_ _2\"></span>ing as<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. The<span class=\"_ _2\"></span>refore,<span class=\"_ _2\"></span> fu<span class=\"_ _2\"></span>ture ea<span class=\"_ _2\"></span>rnin<span class=\"_ _2\"></span>gs wi<span class=\"_ _2\"></span>ll be af<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>cte<span class=\"_ _2\"></span>d by equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y mar<span class=\"_ _2\"></span>ket per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rman<span class=\"_ _2\"></span>ce.<span class=\"_ _29f\"> </span>Equity sensitiv<span class=\"_ _2\"></span>ity testing<span class=\"_ _29f\"> </span>A mov<span class=\"_ _2\"></span>emen<span class=\"_ _2\"></span>t in equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y woul<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>fee i<span class=\"_ _2\"></span>ncome t<span class=\"_ _2\"></span>hat is ba<span class=\"_ _2\"></span>sed on t<span class=\"_ _2\"></span>he mar<span class=\"_ _2\"></span>ket va<span class=\"_ _2\"></span>lue of the<span class=\"_ _2\"></span> <span class=\"_ _6\"></span>inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s hel<span class=\"_ _2\"></span>d by or on beh<span class=\"_ _2\"></span>alf of cu<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>mer<span class=\"_ _2\"></span>s. Th<span class=\"_ _2\"></span>e sensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y is appl<span class=\"_ _2\"></span>ied as an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous sho<span class=\"_ _2\"></span>ck to equi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y at the s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year<span class=\"_ _6\"></span>. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ana<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>sis is no<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>lim<span class=\"_ _2\"></span>ited to t<span class=\"_ _2\"></span>he unit-<span class=\"_ _2\"></span>linke<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>erefo<span class=\"_ _2\"></span>re ref<span class=\"_ _2\"></span>lec<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group as a w<span class=\"_ _2\"></span>hole.<span class=\"_ _29f\"> </span><table class=\"s w2a0 he7\" id=\"_4232750b-15c6-456b-8b03-ece6e904f405\"><tr><td></td><td class=\"t m1 x379 hb y32f5 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m1 x37a hb y32f6 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m1 x37b hb y32f7 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m1 x629 hb y32f8 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m1 x569 hb y32f9 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37d hb y32fa ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m1 x37e hb y32fb ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2eb5 w2a1 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in equ<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n x7c8 y2eb5 w56 h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td><td class=\"c n x6c3 y2eb5 w3b h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">26<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a2 h95\"><div class=\"t m1 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>0<span class=\"_ _2\"></span>% <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>crea<span class=\"_ _2\"></span>se in eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa86 y2eb6 w2c h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa87 y2eb6 w5a h95\"><div class=\"t m1 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(26)<span class=\"_ _29f\"> </span></div></td></tr></table>In<span class=\"_ _2\"></span>tere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>te sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tes<span class=\"_ _2\"></span>ting T<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>of an in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>de<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>e in marke<span class=\"_ _2\"></span>t intere<span class=\"_ _2\"></span>st ra<span class=\"_ _2\"></span>tes of 1<span class=\"_ _5\"></span>% is te<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>d (<span class=\"_ _6\"></span>e.g. i<span class=\"_ _2\"></span>f the cur<span class=\"_ _2\"></span>rent<span class=\"_ _2\"></span> int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate is 5%<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e tes<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>all<span class=\"_ _2\"></span>ows fo<span class=\"_ _2\"></span>r the ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ts of an in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>ous cha<span class=\"_ _2\"></span>nge to 4% and 6% fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>tar<span class=\"_ _2\"></span>t of t<span class=\"_ _2\"></span>he year)<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>T<span class=\"_ _2\"></span>he tes<span class=\"_ _2\"></span>t allow<span class=\"_ _2\"></span>s cons<span class=\"_ _2\"></span>ist<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>y for sim<span class=\"_ _2\"></span>ilar cha<span class=\"_ _2\"></span>nges in in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt retu<span class=\"_ _2\"></span>rns an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>veme<span class=\"_ _2\"></span>nts<span class=\"_ _2\"></span> in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ma<span class=\"_ _2\"></span>rket v<span class=\"_ _2\"></span>alue of an<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ixed i<span class=\"_ _2\"></span>nteres<span class=\"_ _2\"></span>t as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s bac<span class=\"_ _2\"></span>kin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e liabi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies. T<span class=\"_ _2\"></span>he sen<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y of prof<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t to chang<span class=\"_ _2\"></span>es in int<span class=\"_ _2\"></span>eres<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>is pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed.<span class=\"_ _29f\"> </span><table class=\"s w2a3 he8\" id=\"_a8ac74d0-6aec-40e7-a31d-df2be78244a5\"><tr><td></td><td class=\"t m0 x237 hb y32fc ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y32fd ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y32fe ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y32ff ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"t m0 x23e hb y3300 ff133 fs8 fc3 sc0 lsfb ws107\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on pr<span class=\"_ _2\"></span>ofit af<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ta<span class=\"_ _2\"></span>x and ne<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23c hb y3301 ff12d fs8 fc1 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23d hb y3302 ff12d fs8 fc3 sc0 ls81 ws82\">\u00a3m<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e61 w2a4 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa88 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa89 y2e61 w43 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">9<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2a5 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t of 1<span class=\"_ _6\"></span>% dec<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e in inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t rate<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8a y2eb6 w35 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8b y2eb6 w71 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">(9)<span class=\"_ _29f\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:SensitivityAnalysisForEachTypeOfMarketRisk",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-425": {
   "value": "3<span class=\"_ _2\"></span>8(d)<span class=\"_ _2\"></span>: Liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y ri<span class=\"_ _2\"></span>sk<span class=\"_ _29f\"> </span>Li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y risk i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ere are insu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ici<span class=\"_ _2\"></span>ent as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s or tha<span class=\"_ _2\"></span>t ass<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ca<span class=\"_ _2\"></span>nnot b<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>real<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in ord<span class=\"_ _2\"></span>er to se<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>le f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial ob<span class=\"_ _2\"></span>liga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns as the<span class=\"_ _2\"></span>y fall du<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>or th<span class=\"_ _2\"></span>at mar<span class=\"_ _2\"></span>ket cond<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ons pre<span class=\"_ _2\"></span>clud<span class=\"_ _2\"></span>e the abi<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y of th<span class=\"_ _2\"></span>e Group to tr<span class=\"_ _2\"></span>ade in ill<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s in ord<span class=\"_ _2\"></span>er to <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>in it<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>et and li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y matc<span class=\"_ _2\"></span>hing (\u201cA<span class=\"_ _2\"></span>LM<span class=\"_ _2\"></span>\u201d<span class=\"_ _2\"></span>) <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>le. Th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up man<span class=\"_ _2\"></span>ages liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y on a <span class=\"_ _6\"></span>dai<span class=\"_ _2\"></span>ly ba<span class=\"_ _2\"></span>sis thro<span class=\"_ _2\"></span>ugh: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>aini<span class=\"_ _2\"></span>ng adeq<span class=\"_ _2\"></span>uate hig<span class=\"_ _2\"></span>h-<span class=\"_ _2\"></span>qual<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y liq<span class=\"_ _2\"></span>uid as<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>s and ba<span class=\"_ _2\"></span>nki<span class=\"_ _2\"></span>ng faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>ies<span class=\"_ _2\"></span>, the le<span class=\"_ _2\"></span>vel of wh<span class=\"_ _2\"></span>ich is inf<span class=\"_ _2\"></span>orm<span class=\"_ _2\"></span>ed </span>th<span class=\"_ _2\"></span>rough a<span class=\"_ _2\"></span>pprop<span class=\"_ _2\"></span>ria<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y st<span class=\"_ _2\"></span>ress te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>; <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>uous<span class=\"_ _2\"></span>ly mo<span class=\"_ _2\"></span>nitor<span class=\"_ _2\"></span>ing fo<span class=\"_ _2\"></span>reca<span class=\"_ _2\"></span>st an<span class=\"_ _2\"></span>d ac<span class=\"_ _2\"></span>tual c<span class=\"_ _2\"></span>ash flow<span class=\"_ _2\"></span>s; and</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">m<span class=\"_ _2\"></span>oni<span class=\"_ _2\"></span>torin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>a num<span class=\"_ _2\"></span>ber of key r<span class=\"_ _2\"></span>isk indi<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ors to he<span class=\"_ _2\"></span>lp in the id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of a <span class=\"_ _6\"></span>liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></span>Ind<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>idua<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>in and man<span class=\"_ _2\"></span>age the<span class=\"_ _2\"></span>ir loc<span class=\"_ _2\"></span>al liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s accord<span class=\"_ _2\"></span>ing to the<span class=\"_ _2\"></span>ir busin<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>s ne<span class=\"_ _2\"></span>eds wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ov<span class=\"_ _2\"></span>eral<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Ri<span class=\"_ _2\"></span>sk Fram<span class=\"_ _2\"></span>ewo<span class=\"_ _2\"></span>rk tha<span class=\"_ _2\"></span>t inclu<span class=\"_ _2\"></span>des a Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>ty R<span class=\"_ _2\"></span>isk Pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y and Gro<span class=\"_ _2\"></span>up Liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Ri<span class=\"_ _2\"></span>sk App<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te Sta<span class=\"_ _2\"></span>teme<span class=\"_ _2\"></span>nt. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>fr<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>work i<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>app<span class=\"_ _2\"></span>lie<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>con<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tent<span class=\"_ _2\"></span>ly acr<span class=\"_ _2\"></span>oss all<span class=\"_ _2\"></span> bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up to iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>y, man<span class=\"_ _2\"></span>age, mea<span class=\"_ _2\"></span>sure, mon<span class=\"_ _2\"></span>itor a<span class=\"_ _2\"></span>nd repor<span class=\"_ _2\"></span>t o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>all li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y ris<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>hat hav<span class=\"_ _2\"></span>e a mate<span class=\"_ _2\"></span>rial im<span class=\"_ _2\"></span>pac<span class=\"_ _2\"></span>t on li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y leve<span class=\"_ _2\"></span>ls. T<span class=\"_ _2\"></span>his fr<span class=\"_ _2\"></span>amew<span class=\"_ _2\"></span>ork con<span class=\"_ _2\"></span>side<span class=\"_ _2\"></span>rs bot<span class=\"_ _2\"></span>h shor<span class=\"_ _2\"></span>t-te<span class=\"_ _2\"></span>rm liqu<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>nd cas<span class=\"_ _2\"></span>h man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt consi<span class=\"_ _2\"></span>dera<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns and lo<span class=\"_ _2\"></span>nger<span class=\"_ _6\"></span>-te<span class=\"_ _2\"></span>rm fun<span class=\"_ _2\"></span>ding r<span class=\"_ _2\"></span>isk cons<span class=\"_ _2\"></span>ider<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span>Li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y is moni<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>cen<span class=\"_ _2\"></span>tral<span class=\"_ _2\"></span>ly by Gr<span class=\"_ _2\"></span>oup T<span class=\"_ _5\"></span>re<span class=\"_ _2\"></span>asur<span class=\"_ _2\"></span>y, wi<span class=\"_ _2\"></span>th mana<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>t ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s take<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at a bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s lev<span class=\"_ _2\"></span>el to<span class=\"_ gs37\"> </span>en<span class=\"_ _2\"></span>sure eac<span class=\"_ _2\"></span>h <span class=\"_ _6\"></span>bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>s has su<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>icien<span class=\"_ _2\"></span>t liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y to cov<span class=\"_ _2\"></span>er it<span class=\"_ _2\"></span>s minim<span class=\"_ _2\"></span>um liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y re<span class=\"_ _2\"></span>quirem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>, wit<span class=\"_ _2\"></span>h an ap<span class=\"_ _2\"></span>propr<span class=\"_ _2\"></span>iate bu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer se<span class=\"_ _2\"></span>t in line wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e Group L<span class=\"_ _2\"></span>iqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y Ri<span class=\"_ _2\"></span>sk App<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te Sta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>t.<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>ring 2024, Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>pl<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>and i<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>ubsid<span class=\"_ _2\"></span>iari<span class=\"_ _2\"></span>es have o<span class=\"_ _2\"></span>pera<span class=\"_ _2\"></span>ted abo<span class=\"_ _2\"></span>ve the<span class=\"_ _2\"></span>ir indi<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dual li<span class=\"_ _2\"></span>quidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tar<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>ere were no ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year<span class=\"_ _5\"></span>. Da<span class=\"_ _2\"></span>ily li<span class=\"_ _2\"></span>quid<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y moni<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>ing cont<span class=\"_ _2\"></span>inue<span class=\"_ _2\"></span>s ac<span class=\"_ _2\"></span>ross th<span class=\"_ _2\"></span>e Group to en<span class=\"_ _2\"></span>able t<span class=\"_ _2\"></span>imel<span class=\"_ _2\"></span>y iden<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>cat<span class=\"_ _2\"></span>ion of any e<span class=\"_ _2\"></span>merg<span class=\"_ _2\"></span>ing is<span class=\"_ _2\"></span>sues<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>aint<span class=\"_ _2\"></span>ains co<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>genc<span class=\"_ _2\"></span>y fu<span class=\"_ _2\"></span>nding ar<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>gemen<span class=\"_ _2\"></span>ts to pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>e liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y sup<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t to bus<span class=\"_ _2\"></span>ines<span class=\"_ _2\"></span>ses in<span class=\"_ _2\"></span> th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ev<span class=\"_ _2\"></span>ent of liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>s. Conti<span class=\"_ _2\"></span>ngenc<span class=\"_ _2\"></span>y F<span class=\"_ _2\"></span>undin<span class=\"_ _2\"></span>g Plans are in p<span class=\"_ _2\"></span>lace for ea<span class=\"_ _2\"></span>ch indi<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idual bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss und<span class=\"_ _2\"></span>er a Grou<span class=\"_ _2\"></span>p C<span class=\"_ _6\"></span>on<span class=\"_ _2\"></span>soli<span class=\"_ _2\"></span>dated Con<span class=\"_ _2\"></span>ting<span class=\"_ _2\"></span>ent Fun<span class=\"_ _2\"></span>ding Pla<span class=\"_ _2\"></span>n in order to se<span class=\"_ _2\"></span>t out th<span class=\"_ _2\"></span>e appro<span class=\"_ _2\"></span>ach an<span class=\"_ _2\"></span>d manage<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span> ac<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons th<span class=\"_ _2\"></span>at woul<span class=\"_ _2\"></span>d be tak<span class=\"_ _2\"></span>en shoul<span class=\"_ _2\"></span>d liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y le<span class=\"_ _2\"></span>vels f<span class=\"_ _2\"></span>all bel<span class=\"_ _2\"></span>ow liqu<span class=\"_ _2\"></span>idit<span class=\"_ _2\"></span>y t<span class=\"_ _2\"></span>hresh<span class=\"_ _2\"></span>olds w<span class=\"_ _2\"></span>hich ha<span class=\"_ _2\"></span>ve bee<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>t to ref<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t the liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ri<span class=\"_ _2\"></span>sk app<span class=\"_ _2\"></span>eti<span class=\"_ _2\"></span>te of each bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss. T<span class=\"_ _2\"></span>he plan<span class=\"_ _2\"></span>s unde<span class=\"_ _2\"></span>rgo a peri<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>c <span class=\"_ _6\"></span>rev<span class=\"_ _2\"></span>iew a<span class=\"_ _2\"></span>nd tes<span class=\"_ _2\"></span>ting c<span class=\"_ _2\"></span>yc<span class=\"_ _2\"></span>le to ens<span class=\"_ _2\"></span>ure the<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>are f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>for p<span class=\"_ _2\"></span>urpo<span class=\"_ _2\"></span>se and c<span class=\"_ _2\"></span>an be reli<span class=\"_ _2\"></span>ed upo<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing a liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Inf<span class=\"_ _2\"></span>orma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>on th<span class=\"_ _2\"></span>e natu<span class=\"_ _2\"></span>re <span class=\"_ _6\"></span>of th<span class=\"_ _2\"></span>e inve<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s and s<span class=\"_ _2\"></span>ecur<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies hel<span class=\"_ _2\"></span>d is giv<span class=\"_ _2\"></span>en in note 1<span class=\"_ _6\"></span>9.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group h<span class=\"_ _2\"></span>as a <span class=\"_ _6\"></span>\u00a31<span class=\"_ _5\"></span>25 mil<span class=\"_ _2\"></span>lion f<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>ve-<span class=\"_ _2\"></span>year re<span class=\"_ _2\"></span>vol<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>cre<span class=\"_ _2\"></span>dit f<span class=\"_ _2\"></span>acili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y wi<span class=\"_ _2\"></span>th a fi<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>-b<span class=\"_ _2\"></span>ank clu<span class=\"_ _2\"></span>b <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>a for<span class=\"_ _2\"></span>m of con<span class=\"_ _2\"></span>tinge<span class=\"_ _2\"></span>nc<span class=\"_ _2\"></span>y liqui<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up. No dra<span class=\"_ _2\"></span>wdow<span class=\"_ _2\"></span>n on thi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en made si<span class=\"_ _2\"></span>nce it<span class=\"_ _2\"></span>s ori<span class=\"_ _2\"></span>gina<span class=\"_ _2\"></span>l inc<span class=\"_ _2\"></span>epti<span class=\"_ _2\"></span>on in Fe<span class=\"_ _2\"></span>brua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>y 20<span class=\"_ _6\"></span>1<span class=\"_ _6\"></span>8. T<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p entere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>a f<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>e-<span class=\"_ _2\"></span>year ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment in Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2024 wit<span class=\"_ _2\"></span>h the opt<span class=\"_ _2\"></span>ion to ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>nd the fa<span class=\"_ _2\"></span>cili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y for a fur<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>her t<span class=\"_ _2\"></span>wo<span class=\"_ _2\"></span>-yea<span class=\"_ _2\"></span>r peri<span class=\"_ _2\"></span>od, to Ja<span class=\"_ _2\"></span>nuar<span class=\"_ _2\"></span>y 2031<span class=\"_ _6\"></span>, and ha<span class=\"_ _2\"></span>s conti<span class=\"_ _2\"></span>nued to me<span class=\"_ _2\"></span>et all th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cov<span class=\"_ _2\"></span>enan<span class=\"_ _2\"></span>ts at<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ach<span class=\"_ _2\"></span>ed to it<span class=\"_ _2\"></span>s fi<span class=\"_ _2\"></span>nanc<span class=\"_ _2\"></span>ing arr<span class=\"_ _2\"></span>angem<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>s. T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>irs<span class=\"_ _2\"></span>t one<span class=\"_ _2\"></span>-y<span class=\"_ _2\"></span>ear ex<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>sion has b<span class=\"_ _2\"></span>een exer<span class=\"_ _2\"></span>cise<span class=\"_ _2\"></span>d in Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2025 and a<span class=\"_ _2\"></span>pprov<span class=\"_ _2\"></span>ed by th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ba<span class=\"_ _2\"></span>nk club. T<span class=\"_ _2\"></span>his t<span class=\"_ _2\"></span>akes th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cu<span class=\"_ _2\"></span>rrent e<span class=\"_ _2\"></span>xpir<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on date of th<span class=\"_ _2\"></span>e ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment to Jan<span class=\"_ _2\"></span>uar<span class=\"_ _2\"></span>y 2030<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>No dr<span class=\"_ _2\"></span>awdo<span class=\"_ _2\"></span>wn on th<span class=\"_ _2\"></span>is faci<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>y ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en made si<span class=\"_ _2\"></span>nce it<span class=\"_ _2\"></span>s ince<span class=\"_ _2\"></span>ptio<span class=\"_ _2\"></span>n.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he f<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ing ar<span class=\"_ _2\"></span>range<span class=\"_ _2\"></span>ment<span class=\"_ _2\"></span>s are con<span class=\"_ _2\"></span>sidere<span class=\"_ _2\"></span>d suf<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ient to ma<span class=\"_ _2\"></span>inta<span class=\"_ _2\"></span>in the t<span class=\"_ _2\"></span>arge<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>le<span class=\"_ _2\"></span>vels of t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>of<span class=\"_ _2\"></span>fer co<span class=\"_ _2\"></span>vera<span class=\"_ _2\"></span>ge for app<span class=\"_ _2\"></span>ropr<span class=\"_ _2\"></span>iate s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s scena<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>id<span class=\"_ _2\"></span>enti<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ied w<span class=\"_ _2\"></span>ithi<span class=\"_ _2\"></span>n the liq<span class=\"_ _2\"></span>uidi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>s tes<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g und<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>ken acro<span class=\"_ _2\"></span>ss th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up.<span class=\"_ _29f\"> </span>Fu<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ther de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls, tog<span class=\"_ _2\"></span>ethe<span class=\"_ _2\"></span>r wit<span class=\"_ _2\"></span>h infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion on th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>\u2019s bo<span class=\"_ _2\"></span>rrow<span class=\"_ _2\"></span>ed fun<span class=\"_ _2\"></span>ds, ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>gi<span class=\"_ _2\"></span>ven in no<span class=\"_ _2\"></span>te 32.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-426": {
   "value": "3<span class=\"_ _2\"></span>8(e): I<span class=\"_ _2\"></span>nsura<span class=\"_ _2\"></span>nce ri<span class=\"_ _2\"></span>sk<span class=\"_ _29f\"> </span>38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>e)(i): Over<span class=\"_ _2\"></span>vie<span class=\"_ _6\"></span>w<span class=\"_ _29f\"> </span>Ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk cov<span class=\"_ _2\"></span>ers r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>s ari<span class=\"_ _2\"></span>sing und<span class=\"_ _2\"></span>er prod<span class=\"_ _2\"></span>uc<span class=\"_ _2\"></span>ts p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>ded by Q<span class=\"_ _2\"></span>uilt<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u2019s lif<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce fi<span class=\"_ _2\"></span>rm, Q<span class=\"_ _2\"></span>uilte<span class=\"_ _2\"></span>r Life &amp; Pen<span class=\"_ _2\"></span>sions L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted. T<span class=\"_ _2\"></span>hese p<span class=\"_ _2\"></span>roduc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s do not m<span class=\"_ _2\"></span>eet th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>IF<span class=\"_ _2\"></span>RS de<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>tion of in<span class=\"_ _2\"></span>sura<span class=\"_ _2\"></span>nce cont<span class=\"_ _2\"></span>rac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>Ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk cov<span class=\"_ _2\"></span>ers r<span class=\"_ _2\"></span>isk of ad<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>se ex<span class=\"_ _2\"></span>peri<span class=\"_ _2\"></span>ence of w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>al, ov<span class=\"_ _2\"></span>err<span class=\"_ _2\"></span>un in exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s or high<span class=\"_ _2\"></span>er tha<span class=\"_ _2\"></span>n ex<span class=\"_ _2\"></span>pec<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tali<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence. T<span class=\"_ _2\"></span>he sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y of the Gro<span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>\u2019s earn<span class=\"_ _2\"></span>ings a<span class=\"_ _2\"></span>nd cap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al posi<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n to <span class=\"_ _6\"></span>ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk<span class=\"_ _2\"></span>s is mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>red thro<span class=\"_ _2\"></span>ugh th<span class=\"_ _2\"></span>e Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>c<span class=\"_ _2\"></span>apit<span class=\"_ _2\"></span>al man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt proc<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>es.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group m<span class=\"_ _2\"></span>anage<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s ins<span class=\"_ _2\"></span>uran<span class=\"_ _2\"></span>ce risk<span class=\"_ _2\"></span>s th<span class=\"_ _2\"></span>rough t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owi<span class=\"_ _2\"></span>ng mech<span class=\"_ _2\"></span>anism<span class=\"_ _2\"></span>s: <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">M<span class=\"_ _2\"></span>anagem<span class=\"_ _2\"></span>ent of ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e lev<span class=\"_ _2\"></span>els rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e to <span class=\"_ _6\"></span>ap<span class=\"_ _2\"></span>prove<span class=\"_ _2\"></span>d budge<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.</span> <span class=\"_ _2e\"></span>\u2013<span class=\"_ _3\"> </span><span class=\"ff12f ls28 ws26\">A<span class=\"_ _2\"></span>nal<span class=\"_ _2\"></span>ys<span class=\"_ _2\"></span>is and mo<span class=\"_ _2\"></span>nito<span class=\"_ _2\"></span>ring of e<span class=\"_ _2\"></span>xper<span class=\"_ _2\"></span>ien<span class=\"_ _2\"></span>ce <span class=\"_ _6\"></span>rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve to the as<span class=\"_ _2\"></span>sump<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns use<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>to dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>e techn<span class=\"_ _2\"></span>ica<span class=\"_ _2\"></span>l </span>provisions.<span class=\"_ _29f\"> </span>Persistenc<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>Per<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tenc<span class=\"_ _2\"></span>y r<span class=\"_ _2\"></span>isk is the r<span class=\"_ _2\"></span>isk tha<span class=\"_ _2\"></span>t the le<span class=\"_ _2\"></span>vel of sur<span class=\"_ _2\"></span>rend<span class=\"_ _2\"></span>ers or w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>draw<span class=\"_ _2\"></span>als on pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s of<span class=\"_ _2\"></span>fered b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>Qu<span class=\"_ _2\"></span>ilte<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>Li<span class=\"_ _2\"></span>fe &amp; Pens<span class=\"_ _2\"></span>ions L<span class=\"_ _2\"></span>imite<span class=\"_ _2\"></span>d occu<span class=\"_ _2\"></span>rs at le<span class=\"_ _2\"></span>vels th<span class=\"_ _2\"></span>at are di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ferent to th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls ass<span class=\"_ _2\"></span>umed in t<span class=\"_ _2\"></span>he dete<span class=\"_ _2\"></span>rmin<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n of tec<span class=\"_ _2\"></span>hnic<span class=\"_ _2\"></span>al prov<span class=\"_ _2\"></span>isi<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Per<span class=\"_ _2\"></span>sis<span class=\"_ _2\"></span>tenc<span class=\"_ _2\"></span>y s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>tis<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>s are mon<span class=\"_ _2\"></span>itore<span class=\"_ _2\"></span>d mont<span class=\"_ _2\"></span>hl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>and a de<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>led pe<span class=\"_ _2\"></span>rsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis at<span class=\"_ gs37\"> </span>a pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t gro<span class=\"_ _2\"></span>up lev<span class=\"_ _2\"></span>el is car<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>d out on an a<span class=\"_ _2\"></span>nnual b<span class=\"_ _2\"></span>asis<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns may be t<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>gere<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>if<span class=\"_ _2\"></span> pe<span class=\"_ _2\"></span>rsis<span class=\"_ _2\"></span>ten<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tic<span class=\"_ _2\"></span>s indi<span class=\"_ _2\"></span>cate si<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ican<span class=\"_ _2\"></span>t adv<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>e move<span class=\"_ _2\"></span>ment or em<span class=\"_ _2\"></span>erg<span class=\"_ _2\"></span>ing tren<span class=\"_ _2\"></span>ds in exp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ence.<span class=\"_ _29f\"> </span>Expenses<span class=\"_ _6\"></span> E<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se ris<span class=\"_ _2\"></span>k is the ri<span class=\"_ _2\"></span>sk that a<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ual ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es and e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>se inf<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>di<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fer fro<span class=\"_ _2\"></span>m <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls ass<span class=\"_ _2\"></span>umed in t<span class=\"_ _2\"></span>he de<span class=\"_ _2\"></span>termi<span class=\"_ _2\"></span>nati<span class=\"_ _2\"></span>on of tech<span class=\"_ _2\"></span>nic<span class=\"_ _2\"></span>al prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns. E<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse le<span class=\"_ _2\"></span>vels are m<span class=\"_ _2\"></span>onit<span class=\"_ _2\"></span>ored on a qua<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>y basi<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>aga<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>t bu<span class=\"_ _2\"></span>dget<span class=\"_ _2\"></span>s and fore<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s. E<span class=\"_ _2\"></span>xpe<span class=\"_ _2\"></span>nse dr<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>rs are us<span class=\"_ _2\"></span>ed to allo<span class=\"_ _2\"></span>cate e<span class=\"_ _2\"></span>xpen<span class=\"_ _2\"></span>ses to en<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s. So<span class=\"_ _2\"></span>me pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ures inc<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>ntena<span class=\"_ _2\"></span>nce char<span class=\"_ _2\"></span>ges. T<span class=\"_ _2\"></span>hes<span class=\"_ _2\"></span>e char<span class=\"_ _2\"></span>ges are rev<span class=\"_ _2\"></span>iew<span class=\"_ _2\"></span>ed annu<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>in lig<span class=\"_ _2\"></span>ht of cha<span class=\"_ _2\"></span>nges in ma<span class=\"_ _2\"></span>intena<span class=\"_ _2\"></span>nce ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>e leve<span class=\"_ _2\"></span>ls and th<span class=\"_ _2\"></span>e marke<span class=\"_ _2\"></span>t rate of inf<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n. Th<span class=\"_ _2\"></span>is rev<span class=\"_ _2\"></span>iew may re<span class=\"_ _2\"></span>sult in<span class=\"_ _2\"></span> cha<span class=\"_ _2\"></span>nges in ch<span class=\"_ _2\"></span>arge le<span class=\"_ _2\"></span>vels<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>Mor<span class=\"_ _2\"></span>t<span class=\"_ _6\"></span>alit<span class=\"_ _2\"></span>y<span class=\"_ _29f\"> </span>Mo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y risk is n<span class=\"_ _2\"></span>ot mater<span class=\"_ _2\"></span>ial as th<span class=\"_ _2\"></span>e Group d<span class=\"_ _2\"></span>oes not p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>de mate<span class=\"_ _2\"></span>rial mo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y insu<span class=\"_ _2\"></span>rance o<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>it<span class=\"_ _2\"></span>s pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>e)(ii): Sensitivity analysis<span class=\"_ _6\"></span> Se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ap<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ying t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owi<span class=\"_ _2\"></span>ng para<span class=\"_ _2\"></span>meter<span class=\"_ _2\"></span>s to the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s for 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. Inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>ice sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es are inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group ma<span class=\"_ _2\"></span>rket s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies ab<span class=\"_ _2\"></span>ove.<span class=\"_ _29f\"> </span>Expenses<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he incre<span class=\"_ _2\"></span>ase in ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses is as<span class=\"_ _2\"></span>sume<span class=\"_ _2\"></span>d to appl<span class=\"_ _2\"></span>y to the cos<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>ted wi<span class=\"_ _2\"></span>th th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>mai<span class=\"_ _2\"></span>ntena<span class=\"_ _2\"></span>nce and acq<span class=\"_ _2\"></span>uisi<span class=\"_ _2\"></span>tion of co<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ts w<span class=\"_ _2\"></span>ith<span class=\"_ _2\"></span>in the uni<span class=\"_ _2\"></span>t-lin<span class=\"_ _2\"></span>ked busi<span class=\"_ _2\"></span>nes<span class=\"_ _2\"></span>s. It is as<span class=\"_ _2\"></span>sum<span class=\"_ _2\"></span>ed tha<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ese ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses are in<span class=\"_ _2\"></span>creas<span class=\"_ _2\"></span>ed by 10% from t<span class=\"_ _2\"></span>he st<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r<span class=\"_ _5\"></span>, so is ap<span class=\"_ _2\"></span>plie<span class=\"_ _2\"></span>d as an exp<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>sho<span class=\"_ _2\"></span>ck rat<span class=\"_ _2\"></span>her th<span class=\"_ _2\"></span>an a gra<span class=\"_ _2\"></span>dual inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>he<span class=\"_ gs37\"> </span>onl<span class=\"_ _2\"></span>y admi<span class=\"_ _2\"></span>nis<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>e exp<span class=\"_ _2\"></span>ense<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>at are def<span class=\"_ _2\"></span>erra<span class=\"_ _2\"></span>ble are s<span class=\"_ _2\"></span>ales b<span class=\"_ _2\"></span>onus<span class=\"_ _2\"></span>es but a<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>ne<span class=\"_ _2\"></span>w <span class=\"_ _6\"></span>bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s vol<span class=\"_ _2\"></span>umes are un<span class=\"_ _2\"></span>chang<span class=\"_ _2\"></span>ed in this s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ty, sa<span class=\"_ _2\"></span>les bo<span class=\"_ _2\"></span>nuse<span class=\"_ _2\"></span>s and th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>as<span class=\"_ _2\"></span>soc<span class=\"_ _2\"></span>iated d<span class=\"_ _2\"></span>efer<span class=\"_ _2\"></span>rals ha<span class=\"_ _2\"></span>ve not be<span class=\"_ _2\"></span>en inc<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>d. Ad<span class=\"_ _2\"></span>minis<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ve ex<span class=\"_ _2\"></span>pens<span class=\"_ _2\"></span>es hav<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en allo<span class=\"_ _2\"></span>ca<span class=\"_ _2\"></span>ted equa<span class=\"_ _2\"></span>lly b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ween li<span class=\"_ _2\"></span>fe and p<span class=\"_ _2\"></span>ensio<span class=\"_ _2\"></span>ns.<span class=\"_ _29f\"> </span>A<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>inc<span class=\"_ _2\"></span>reas<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>in ex<span class=\"_ _2\"></span>pen<span class=\"_ _2\"></span>ses of 1<span class=\"_ _6\"></span>0% w<span class=\"_ _2\"></span>ould ha<span class=\"_ _2\"></span>ve dec<span class=\"_ _2\"></span>rease<span class=\"_ _2\"></span>d prof<span class=\"_ _2\"></span>it b<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>\u00a35 mi<span class=\"_ _2\"></span>llion a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ter ta<span class=\"_ _2\"></span>x <span class=\"_ _6\"></span>(202<span class=\"_ _2\"></span>3: <span class=\"_ _6\"></span>\u00a35 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n<span class=\"_ _6\"></span>).<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-447": {
   "value": "38<span class=\"_ _2\"></span>(<span class=\"_ _5\"></span>e)(ii): Sensitivity analysis<span class=\"_ _6\"></span> Se<span class=\"_ _2\"></span>nsit<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>aly<span class=\"_ _2\"></span>sis ha<span class=\"_ _2\"></span>s <span class=\"_ _6\"></span>be<span class=\"_ _2\"></span>en per<span class=\"_ _2\"></span>fo<span class=\"_ _2\"></span>rme<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>by ap<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ying t<span class=\"_ _2\"></span>he foll<span class=\"_ _2\"></span>owi<span class=\"_ _2\"></span>ng para<span class=\"_ _2\"></span>meter<span class=\"_ _2\"></span>s to the f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s for 202<span class=\"_ _2\"></span>3 <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>2024. Inte<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>ra<span class=\"_ _2\"></span>te <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>eq<span class=\"_ _2\"></span>uit<span class=\"_ _2\"></span>y an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>pro<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y pr<span class=\"_ _2\"></span>ice sens<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es are inc<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>d wi<span class=\"_ _2\"></span>thi<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e Group ma<span class=\"_ _2\"></span>rket s<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ies ab<span class=\"_ _2\"></span>ove.<span class=\"_ _29f\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSensitivityToInsuranceRiskExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-427": {
   "value": "38(f): Operational risk Operational risk is the risk of loss arising from inadequate or failed internal processes, or from personnel and systems, or from external events, resulting in an adverse impact to earnings or reduced solvency. Operational risk includes all risks resulting from operational activities, excluding the risks already described above and excluding strategic risks. Operational risk includes, but is not limited to, the effects of failure of oversight and administration processes, IT and Information Security maintenance and development processes, advice processes (including oversight of ongoing servicing provided by financial advisers), investment processes (including settlements with fund managers, fund pricing and matching and dealing), people and HR processes, product development and management processes, legal risks (e.g. risk of inadequate legal contracts with third parties), change delivery risks (including poorly managed responses to regulatory change), physical and certain transitional financial risks arising from climate change, risks relating to the relationship with outsourced service providers and other suppliers, and the consequences of financial crime and business interruption events. In accordance with Group policies, management has primary responsibility for the identification, measurement, assessment, management and monitoring of risks, and the escalation and reporting on issues to Executive Management. The Group\u2019s Executive Management has responsibility for implementing the Group Operational Risk Framework and for the development and implementation of action plans designed to manage risk levels within acceptable tolerances and to resolve issues identified. ",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfOperationalRisk",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-428": {
   "value": "38(g): Contractual maturity analysis Investment contract policyholders have the option to terminate or transfer their contracts at any time and to receive the surrender or transfer value of their policies, and these liabilities are therefore classified as having a maturity of less than three months. Although these liabilities are payable on demand, the Group does not expect that all liabilities will be settled within a short time period. ",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfContractualMaturityAnalysis",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-364": {
   "value": "39: Fiduciary activities The Group provides custody, trustee, corporate administration and investment management and advisory services to external parties that involve the Group making allocation, purchase and sales decisions in relation to a wide range of financial instruments. Those assets that are held in a fiduciary capacity are not included in these financial statements. Some of these arrangements involve the Group accepting targets for benchmark levels of returns for the assets under the Group\u2019s management and administration. These services give rise to the risk that the Group may be accused of misadministration or underperformance. Certain Quilter investment firms hold client money and other assets on behalf of clients and related activities are subject to the rules set out in the FCA\u2019s Client Assets Sourcebook (\u201cCASS\u201d). The Group is not beneficially entitled to those assets and therefore neither the assets nor the related amounts due to clients are recognised in the Group\u2019s statement of financial position.",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfFiduciaryActivities",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-429": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs6a4\">40: R<span class=\"_ _2\"></span>elated par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>nsactions<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a5\">In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>ters in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th relat<span class=\"_ _2\"></span>ed par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies. Lo<span class=\"_ _2\"></span>ans to </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a6\">rela<span class=\"_ _2\"></span>ted pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ies are co<span class=\"_ _2\"></span>nduc<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d on an arm<span class=\"_ _2\"></span>\u2019s len<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>h basi<span class=\"_ _2\"></span>s and are not m<span class=\"_ _2\"></span>ateri<span class=\"_ _2\"></span>al to the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s resul<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a7\">T<span class=\"_ _2\"></span>here were n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h relate<span class=\"_ _2\"></span>d par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cur<span class=\"_ _2\"></span>rent ye<span class=\"_ _2\"></span>ar or the p<span class=\"_ _2\"></span>rior y<span class=\"_ _2\"></span>ear whi<span class=\"_ _2\"></span>ch had a </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6a8\">mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on t<span class=\"_ _2\"></span>he resul<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of the G<span class=\"_ _2\"></span>roup.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs6a9\">40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>): T<span class=\"_ _5\"></span>ransactions<span class=\"_ _6\"></span> with k<span class=\"_ _5\"></span>ey manag<span class=\"_ _6\"></span>ement personn<span class=\"_ _6\"></span>el<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6aa\">Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel are t<span class=\"_ _2\"></span>hose p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>ing au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>nd resp<span class=\"_ _2\"></span>onsib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r plann<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6ab\">dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ting an<span class=\"_ _2\"></span>d contr<span class=\"_ _2\"></span>ollin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>or in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly, inclu<span class=\"_ _2\"></span>ding an<span class=\"_ _2\"></span>y Direc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>(w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6ac\">exe<span class=\"_ _2\"></span>cut<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se) of Quil<span class=\"_ _2\"></span>ter plc<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>ails of th<span class=\"_ _2\"></span>e compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>id to the Bo<span class=\"_ _2\"></span>ard of Dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tors as w<span class=\"_ _2\"></span>ell </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6ad\">as th<span class=\"_ _2\"></span>eir sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>s in the Comp<span class=\"_ _2\"></span>any are di<span class=\"_ _2\"></span>scl<span class=\"_ _2\"></span>osed in t<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>\u2019 Remu<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>tion Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs6ae\">40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(i): Key<span class=\"_ _6\"></span> manag<span class=\"_ _6\"></span>ement person<span class=\"_ _6\"></span>nel co<span class=\"_ _6\"></span>mpensation<span class=\"_ _29f\"> </span></div><div class=\"gs6af\"><table class=\"s wef he0\" id=\"_8ae6ae8f-9353-4b4e-9a08-d8fb4a50c80e\"><tr><td></td><td class=\"t m0 x237 hb y3303 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3304 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y3305 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3306 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5a2 hb y3307 ff12d fs8 fc1 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53a hb y3308 ff12d fs8 fc3 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5c w2a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sa<span class=\"_ _2\"></span>lar<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er sho<span class=\"_ _2\"></span>rt-<span class=\"_ _2\"></span>term e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8c y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">7,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8d y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,471<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w2a7 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8e y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x620 y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w2a8 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8f y2eb4 w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,393<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa90 y2eb4 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,650<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w2a9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>er<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n ben<span class=\"_ _2\"></span>efit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa91 y2eb5 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa92 y2eb5 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal compensation of key management personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa93 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">12,148<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa94 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10,204<span class=\"_ _29f\"> </span></div></td></tr></table></div>40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(ii): Key<span class=\"_ _6\"></span> man<span class=\"_ _6\"></span>agement<span class=\"_ _6\"></span> personnel tr<span class=\"_ _6\"></span>ansactions<span class=\"_ _29f\"> </span>Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d memb<span class=\"_ _2\"></span>ers of th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily ha<span class=\"_ _2\"></span>ve unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>n tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in the no<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>rse of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are ava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le to all emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es of the G<span class=\"_ _2\"></span>roup on pre<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>tial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms, t<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t of wh<span class=\"_ _2\"></span>ich is imm<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Du<span class=\"_ _2\"></span>ring 2024, key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: \u00a32 mill<span class=\"_ _2\"></span>ion) to Group p<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th inter<span class=\"_ _2\"></span>nal an<span class=\"_ _2\"></span>d ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds). The tot<span class=\"_ _2\"></span>al va<span class=\"_ _2\"></span>lue of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in G<span class=\"_ _2\"></span>roup pe<span class=\"_ _2\"></span>nsion<span class=\"_ _2\"></span>s and inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s by key man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt per<span class=\"_ _2\"></span>sonn<span class=\"_ _2\"></span>el ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ing at an<span class=\"_ _2\"></span>y poin<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily mem<span class=\"_ _2\"></span>ber<span class=\"_ _2\"></span>s was \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>3 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at t<span class=\"_ _2\"></span>he end of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r (2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1 mill<span class=\"_ _2\"></span>ion). A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, the Comp<span class=\"_ _2\"></span>any ma<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ains Di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cers<span class=\"_ _2\"></span>\u2019 Li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y Insur<span class=\"_ _2\"></span>ance an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ind<span class=\"_ _2\"></span>emni<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns are in pla<span class=\"_ _2\"></span>ce for the b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t of the Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019s D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>4<span class=\"_ _2\"></span>0(b): A<span class=\"_ _2\"></span>ssociates<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>ring 2023 an<span class=\"_ _2\"></span>d 202<span class=\"_ _6\"></span>4, I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es were pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to the G<span class=\"_ _2\"></span>roup by 36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted, an as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Dur<span class=\"_ _2\"></span>ing 2024, Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial S<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d, and i<span class=\"_ _2\"></span>ts sub<span class=\"_ _2\"></span>sidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Cli<span class=\"_ _2\"></span>nton Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd be<span class=\"_ _2\"></span>cam<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes of the G<span class=\"_ _2\"></span>roup. Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cli<span class=\"_ _2\"></span>nton Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>als<span class=\"_ _2\"></span>o App<span class=\"_ _2\"></span>oint<span class=\"_ _2\"></span>ed Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes took p<span class=\"_ _2\"></span>lace in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and ha<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>no ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>4<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r relat<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>rti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f pen<span class=\"_ _2\"></span>sion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s are prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d in note 3<span class=\"_ _2\"></span>4. T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n the Gro<span class=\"_ _2\"></span>up an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f pen<span class=\"_ _2\"></span>sion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s are made in t<span class=\"_ _2\"></span>he nor<span class=\"_ _2\"></span>mal cour<span class=\"_ _2\"></span>se of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-457": {
   "value": "40: R<span class=\"_ _2\"></span>elated par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y tra<span class=\"_ _2\"></span>nsactions<span class=\"_ _29f\"> </span>In th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s, t<span class=\"_ _2\"></span>he Grou<span class=\"_ _2\"></span>p <span class=\"_ _6\"></span>en<span class=\"_ _2\"></span>ters in<span class=\"_ _2\"></span>to <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns wi<span class=\"_ _2\"></span>th relat<span class=\"_ _2\"></span>ed par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ies. Lo<span class=\"_ _2\"></span>ans to rela<span class=\"_ _2\"></span>ted pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ies are co<span class=\"_ _2\"></span>nduc<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>d on an arm<span class=\"_ _2\"></span>\u2019s len<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>h basi<span class=\"_ _2\"></span>s and are not m<span class=\"_ _2\"></span>ateri<span class=\"_ _2\"></span>al to the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s resul<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. T<span class=\"_ _2\"></span>here were n<span class=\"_ _2\"></span>o <span class=\"_ _6\"></span>tr<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s wit<span class=\"_ _2\"></span>h relate<span class=\"_ _2\"></span>d par<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>es dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>cur<span class=\"_ _2\"></span>rent ye<span class=\"_ _2\"></span>ar or the p<span class=\"_ _2\"></span>rior y<span class=\"_ _2\"></span>ear whi<span class=\"_ _2\"></span>ch had a mat<span class=\"_ _2\"></span>eria<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>ef<span class=\"_ _2\"></span>fe<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>on t<span class=\"_ _2\"></span>he resul<span class=\"_ _2\"></span>ts o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>f<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>ncia<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>po<span class=\"_ _2\"></span>sit<span class=\"_ _2\"></span>ion of the G<span class=\"_ _2\"></span>roup.<span class=\"_ _29f\"> </span>40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>): T<span class=\"_ _5\"></span>ransactions<span class=\"_ _6\"></span> with k<span class=\"_ _5\"></span>ey manag<span class=\"_ _6\"></span>ement personn<span class=\"_ _6\"></span>el<span class=\"_ _29f\"> </span>Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel are t<span class=\"_ _2\"></span>hose p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>ing au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>nd resp<span class=\"_ _2\"></span>onsib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r plann<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ting an<span class=\"_ _2\"></span>d contr<span class=\"_ _2\"></span>ollin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>or in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly, inclu<span class=\"_ _2\"></span>ding an<span class=\"_ _2\"></span>y Direc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>(w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er exe<span class=\"_ _2\"></span>cut<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se) of Quil<span class=\"_ _2\"></span>ter plc<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>ails of th<span class=\"_ _2\"></span>e compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>id to the Bo<span class=\"_ _2\"></span>ard of Dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tors as w<span class=\"_ _2\"></span>ell as th<span class=\"_ _2\"></span>eir sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>s in the Comp<span class=\"_ _2\"></span>any are di<span class=\"_ _2\"></span>scl<span class=\"_ _2\"></span>osed in t<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>\u2019 Remu<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>tion Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(i): Key<span class=\"_ _6\"></span> manag<span class=\"_ _6\"></span>ement person<span class=\"_ _6\"></span>nel co<span class=\"_ _6\"></span>mpensation<span class=\"_ _29f\"> </span><table class=\"s wef he0\" id=\"_8ae6ae8f-9353-4b4e-9a08-d8fb4a50c80e\"><tr><td></td><td class=\"t m0 x237 hb y3303 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3304 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y3305 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3306 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5a2 hb y3307 ff12d fs8 fc1 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53a hb y3308 ff12d fs8 fc3 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5c w2a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sa<span class=\"_ _2\"></span>lar<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er sho<span class=\"_ _2\"></span>rt-<span class=\"_ _2\"></span>term e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8c y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">7,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8d y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,471<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w2a7 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8e y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x620 y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w2a8 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8f y2eb4 w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,393<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa90 y2eb4 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,650<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w2a9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>er<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n ben<span class=\"_ _2\"></span>efit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa91 y2eb5 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa92 y2eb5 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal compensation of key management personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa93 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">12,148<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa94 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10,204<span class=\"_ _29f\"> </span></div></td></tr></table>40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(ii): Key<span class=\"_ _6\"></span> man<span class=\"_ _6\"></span>agement<span class=\"_ _6\"></span> personnel tr<span class=\"_ _6\"></span>ansactions<span class=\"_ _29f\"> </span>Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d memb<span class=\"_ _2\"></span>ers of th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily ha<span class=\"_ _2\"></span>ve unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>n tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he Gro<span class=\"_ _2\"></span>up in the no<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>rse of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span>T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are ava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le to all emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es of the G<span class=\"_ _2\"></span>roup on pre<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>tial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms, t<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t of wh<span class=\"_ _2\"></span>ich is imm<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Du<span class=\"_ _2\"></span>ring 2024, key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: \u00a32 mill<span class=\"_ _2\"></span>ion) to Group p<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s (i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th inter<span class=\"_ _2\"></span>nal an<span class=\"_ _2\"></span>d ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds). The tot<span class=\"_ _2\"></span>al va<span class=\"_ _2\"></span>lue of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in G<span class=\"_ _2\"></span>roup pe<span class=\"_ _2\"></span>nsion<span class=\"_ _2\"></span>s and inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s by key man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt per<span class=\"_ _2\"></span>sonn<span class=\"_ _2\"></span>el ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ing at an<span class=\"_ _2\"></span>y poin<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily mem<span class=\"_ _2\"></span>ber<span class=\"_ _2\"></span>s was \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>3 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at t<span class=\"_ _2\"></span>he end of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r (2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1 mill<span class=\"_ _2\"></span>ion). A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, the Comp<span class=\"_ _2\"></span>any ma<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ains Di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cers<span class=\"_ _2\"></span>\u2019 Li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y Insur<span class=\"_ _2\"></span>ance an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ind<span class=\"_ _2\"></span>emni<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns are in pla<span class=\"_ _2\"></span>ce for the b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t of the Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019s D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span>4<span class=\"_ _2\"></span>0(b): A<span class=\"_ _2\"></span>ssociates<span class=\"_ _29f\"> </span>Du<span class=\"_ _2\"></span>ring 2023 an<span class=\"_ _2\"></span>d 202<span class=\"_ _6\"></span>4, I<span class=\"_ _2\"></span>T <span class=\"_ _6\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es were pro<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>ed to the G<span class=\"_ _2\"></span>roup by 36<span class=\"_ _2\"></span>0 Dot Net L<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ted, an as<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>ciate<span class=\"_ _2\"></span> of<span class=\"_ gs37\"> </span>th<span class=\"_ _2\"></span>e Group<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Dur<span class=\"_ _2\"></span>ing 2024, Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>gag<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>and F<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial S<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces Li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>d, and i<span class=\"_ _2\"></span>ts sub<span class=\"_ _2\"></span>sidi<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>y<span class=\"_ _6\"></span>, Cli<span class=\"_ _2\"></span>nton Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd be<span class=\"_ _2\"></span>cam<span class=\"_ _2\"></span>e ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes of the G<span class=\"_ _2\"></span>roup. Be<span class=\"_ _2\"></span>als Mor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ge <span class=\"_ _6\"></span>an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>F<span class=\"_ _2\"></span>inanc<span class=\"_ _2\"></span>ial Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vic<span class=\"_ _2\"></span>es Limi<span class=\"_ _2\"></span>ted an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>Cli<span class=\"_ _2\"></span>nton Ken<span class=\"_ _2\"></span>nard A<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes Ltd ar<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>als<span class=\"_ _2\"></span>o App<span class=\"_ _2\"></span>oint<span class=\"_ _2\"></span>ed Repre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ive<span class=\"_ _2\"></span>s of the Gro<span class=\"_ _2\"></span>up. T<span class=\"_ _5\"></span>r<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns be<span class=\"_ _2\"></span>tw<span class=\"_ _2\"></span>een th<span class=\"_ _2\"></span>e Group an<span class=\"_ _2\"></span>d it<span class=\"_ _2\"></span>s ass<span class=\"_ _2\"></span>ocia<span class=\"_ _2\"></span>tes took p<span class=\"_ _2\"></span>lace in th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>no<span class=\"_ _2\"></span>rmal co<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>of bu<span class=\"_ _2\"></span>sines<span class=\"_ _2\"></span>s and ha<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>no ma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>al imp<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>t on the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>temen<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>4<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>c): O<span class=\"_ _2\"></span>the<span class=\"_ _2\"></span>r relat<span class=\"_ _2\"></span>ed pa<span class=\"_ _2\"></span>rti<span class=\"_ _2\"></span>es<span class=\"_ _29f\"> </span>De<span class=\"_ _2\"></span>tai<span class=\"_ _2\"></span>ls of the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f pen<span class=\"_ _2\"></span>sion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s are prov<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>d in note 3<span class=\"_ _2\"></span>4. T<span class=\"_ _5\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tion<span class=\"_ _2\"></span>s bet<span class=\"_ _2\"></span>wee<span class=\"_ _2\"></span>n the Gro<span class=\"_ _2\"></span>up an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>f pen<span class=\"_ _2\"></span>sion sc<span class=\"_ _2\"></span>heme<span class=\"_ _2\"></span>s are made in t<span class=\"_ _2\"></span>he nor<span class=\"_ _2\"></span>mal cour<span class=\"_ _2\"></span>se of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-448": {
   "value": "40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>): T<span class=\"_ _5\"></span>ransactions<span class=\"_ _6\"></span> with k<span class=\"_ _5\"></span>ey manag<span class=\"_ _6\"></span>ement personn<span class=\"_ _6\"></span>el<span class=\"_ _29f\"> </span>Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel are t<span class=\"_ _2\"></span>hose p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>ons hav<span class=\"_ _2\"></span>ing au<span class=\"_ _2\"></span>tho<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ty a<span class=\"_ _2\"></span>nd resp<span class=\"_ _2\"></span>onsib<span class=\"_ _2\"></span>ilit<span class=\"_ _2\"></span>y fo<span class=\"_ _2\"></span>r plann<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>ting an<span class=\"_ _2\"></span>d contr<span class=\"_ _2\"></span>ollin<span class=\"_ _2\"></span>g <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>e ac<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ies of t<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>, <span class=\"_ _6\"></span>dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>y <span class=\"_ _6\"></span>or in<span class=\"_ _2\"></span>direc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ly, inclu<span class=\"_ _2\"></span>ding an<span class=\"_ _2\"></span>y Direc<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>(w<span class=\"_ _2\"></span>heth<span class=\"_ _2\"></span>er exe<span class=\"_ _2\"></span>cut<span class=\"_ _2\"></span>ive o<span class=\"_ _2\"></span>r <span class=\"_ _6\"></span>ot<span class=\"_ _2\"></span>her<span class=\"_ _2\"></span>wi<span class=\"_ _2\"></span>se) of Quil<span class=\"_ _2\"></span>ter plc<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>ails of th<span class=\"_ _2\"></span>e compe<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>pa<span class=\"_ _2\"></span>id to the Bo<span class=\"_ _2\"></span>ard of Dire<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>tors as w<span class=\"_ _2\"></span>ell as th<span class=\"_ _2\"></span>eir sha<span class=\"_ _2\"></span>rehol<span class=\"_ _2\"></span>ding<span class=\"_ _2\"></span>s in the Comp<span class=\"_ _2\"></span>any are di<span class=\"_ _2\"></span>scl<span class=\"_ _2\"></span>osed in t<span class=\"_ _2\"></span>he Dire<span class=\"_ _2\"></span>ct<span class=\"_ _2\"></span>ors<span class=\"_ _2\"></span>\u2019 Remu<span class=\"_ _2\"></span>nera<span class=\"_ _2\"></span>tion Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>.<span class=\"_ _29f\"> </span>40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(i): Key<span class=\"_ _6\"></span> manag<span class=\"_ _6\"></span>ement person<span class=\"_ _6\"></span>nel co<span class=\"_ _6\"></span>mpensation<span class=\"_ _29f\"> </span><table class=\"s wef he0\" id=\"_8ae6ae8f-9353-4b4e-9a08-d8fb4a50c80e\"><tr><td></td><td class=\"t m0 x237 hb y3303 ff12d fs8 fc1 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td><td class=\"t m0 x238 hb y3304 ff12d fs8 fc3 sc0 lsee ws108\">31 Decem<span class=\"_ _6\"></span>ber </td></tr><tr><td></td><td class=\"t m0 x239 hb y3305 ff12d fs8 fc1 sc0 ls2b ws5e\">2024<span class=\"_ _29f\"> </span></td><td class=\"t m0 x23a hb y3306 ff12d fs8 fc3 sc0 ls2b ws5e\">2023<span class=\"_ _29f\"> </span></td></tr><tr><td></td><td class=\"t m0 x5a2 hb y3307 ff12d fs8 fc1 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td><td class=\"t m0 x53a hb y3308 ff12d fs8 fc3 sc0 ls162 ws184\">\u00a3\u2019000<span class=\"_ _29f\"> </span></td></tr><tr><td class=\"c n x245 y2e5c w2a6 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">Sa<span class=\"_ _2\"></span>lar<span class=\"_ _2\"></span>ies an<span class=\"_ _2\"></span>d oth<span class=\"_ _2\"></span>er sho<span class=\"_ _2\"></span>rt-<span class=\"_ _2\"></span>term e<span class=\"_ _2\"></span>mplo<span class=\"_ _2\"></span>yee b<span class=\"_ _2\"></span>ene<span class=\"_ _2\"></span>fit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8c y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">7,292<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8d y2e5c w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">7,471<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb1 w2a7 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls4d ws4e\">Post-employment benefits<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8e y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">98<span class=\"_ _29f\"> </span></div></td><td class=\"c n x620 y2eb1 w23 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">83<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb4 w2a8 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 lse7 ws4c\">Shar<span class=\"_ _6\"></span>e-based payments<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa8f y2eb4 w46 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc1 sc0 ls1 ws1\">4,393<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa90 y2eb4 w21 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls1 ws1\">2,650<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb5 w2a9 h95\"><div class=\"t m0 x23f h1c y2e3c ff12f fs11 fc3 sc0 ls94 wse3\">T<span class=\"_ _6\"></span>er<span class=\"_ _2\"></span>mina<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n ben<span class=\"_ _2\"></span>efit<span class=\"_ _2\"></span>s<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa91 y2eb5 w20 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc1 sc0 ls1 ws1\">365<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa92 y2eb5 w36 h95\"><div class=\"t m0 x23f h1c y2e3c ff12e fs11 fc3 sc0 ls1 ws1\">\u2013<span class=\"_ _29f\"> </span></div></td></tr><tr><td class=\"c n x245 y2eb6 w2aa h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 lsbd ws4c\">T<span class=\"_ _6\"></span>otal compensation of key management personnel<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa93 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc1 sc0 ls1 ws1\">12,148<span class=\"_ _29f\"> </span></div></td><td class=\"c n xa94 y2eb6 w48 h95\"><div class=\"t m0 x23f h1c y2e3c ff12d fs11 fc3 sc0 ls1 ws1\">10,204<span class=\"_ _29f\"> </span></div></td></tr></table><div class=\"t m0 h9 ff12d fs7 fc3 sc0 ls70 ws71 gs454\">40<span class=\"_ _2\"></span>(<span class=\"_ _6\"></span>a<span class=\"_ _6\"></span>)(ii): Key<span class=\"_ _6\"></span> man<span class=\"_ _6\"></span>agement<span class=\"_ _6\"></span> personnel tr<span class=\"_ _6\"></span>ansactions<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b1\">Key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d memb<span class=\"_ _2\"></span>ers of th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily ha<span class=\"_ _2\"></span>ve unde<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>take<span class=\"_ _2\"></span>n tran<span class=\"_ _2\"></span>sac<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ions w<span class=\"_ _2\"></span>ith t<span class=\"_ _2\"></span>he </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b2\">Gro<span class=\"_ _2\"></span>up in the no<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>l <span class=\"_ _6\"></span>cou<span class=\"_ _2\"></span>rse of bu<span class=\"_ _2\"></span>sine<span class=\"_ _2\"></span>ss.<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs457\">T<span class=\"_ _2\"></span>he Group<span class=\"_ _2\"></span>\u2019s pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s are ava<span class=\"_ _2\"></span>ilab<span class=\"_ _2\"></span>le to all emp<span class=\"_ _2\"></span>loye<span class=\"_ _2\"></span>es of the G<span class=\"_ _2\"></span>roup on pre<span class=\"_ _2\"></span>feren<span class=\"_ _2\"></span>tial s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f <span class=\"_ _6\"></span>ter<span class=\"_ _2\"></span>ms, t<span class=\"_ _2\"></span>he impa<span class=\"_ _2\"></span>c<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs458\">of wh<span class=\"_ _2\"></span>ich is imm<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ial to the G<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>\u2019s f<span class=\"_ _2\"></span>inan<span class=\"_ _2\"></span>cial s<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>ement<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. <span class=\"_ _6\"></span>Du<span class=\"_ _2\"></span>ring 2024, key ma<span class=\"_ _2\"></span>nagem<span class=\"_ _2\"></span>ent pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>nnel an<span class=\"_ _2\"></span>d </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs459\">th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily me<span class=\"_ _2\"></span>mber<span class=\"_ _2\"></span>s cont<span class=\"_ _2\"></span>ribu<span class=\"_ _2\"></span>ted \u00a31 <span class=\"_ _6\"></span>mil<span class=\"_ _2\"></span>lion (202<span class=\"_ _2\"></span>3: \u00a32 mill<span class=\"_ _2\"></span>ion) to Group p<span class=\"_ _2\"></span>ensi<span class=\"_ _2\"></span>ons and in<span class=\"_ _2\"></span>ves<span class=\"_ _2\"></span>tme<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>s </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b3\">(i<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>bo<span class=\"_ _2\"></span>th inter<span class=\"_ _2\"></span>nal an<span class=\"_ _2\"></span>d ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>al fun<span class=\"_ _2\"></span>ds). The tot<span class=\"_ _2\"></span>al va<span class=\"_ _2\"></span>lue of inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>ts in G<span class=\"_ _2\"></span>roup pe<span class=\"_ _2\"></span>nsion<span class=\"_ _2\"></span>s and inv<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>tmen<span class=\"_ _2\"></span>t </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b4\">pro<span class=\"_ _2\"></span>duc<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s by key man<span class=\"_ _2\"></span>ageme<span class=\"_ _2\"></span>nt per<span class=\"_ _2\"></span>sonn<span class=\"_ _2\"></span>el ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ing at an<span class=\"_ _2\"></span>y poin<span class=\"_ _2\"></span>t <span class=\"_ _6\"></span>dur<span class=\"_ _2\"></span>ing th<span class=\"_ _2\"></span>e year an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>eir clo<span class=\"_ _2\"></span>se fam<span class=\"_ _2\"></span>ily </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6b5\">mem<span class=\"_ _2\"></span>ber<span class=\"_ _2\"></span>s was \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>3 mi<span class=\"_ _2\"></span>llio<span class=\"_ _2\"></span>n <span class=\"_ _6\"></span>at t<span class=\"_ _2\"></span>he end of th<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>yea<span class=\"_ _2\"></span>r (2023: \u00a3<span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>1 mill<span class=\"_ _2\"></span>ion). </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45d\">A<span class=\"_ _2\"></span>s disc<span class=\"_ _2\"></span>los<span class=\"_ _2\"></span>ed in the D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 Re<span class=\"_ _2\"></span>por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>, the Comp<span class=\"_ _2\"></span>any ma<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>ains Di<span class=\"_ _2\"></span>rec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s\u2019 an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>O<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>fi<span class=\"_ _2\"></span>cers<span class=\"_ _2\"></span>\u2019 Li<span class=\"_ _2\"></span>abili<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y Insur<span class=\"_ _2\"></span>ance </div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs45e\">an<span class=\"_ _2\"></span>d <span class=\"_ _6\"></span>th<span class=\"_ _2\"></span>ird-<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y ind<span class=\"_ _2\"></span>emni<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>y prov<span class=\"_ _2\"></span>isio<span class=\"_ _2\"></span>ns are in pla<span class=\"_ _2\"></span>ce for the b<span class=\"_ _2\"></span>enef<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>t of the Comp<span class=\"_ _2\"></span>any<span class=\"_ _2\"></span>\u2019s D<span class=\"_ _2\"></span>irec<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>s.<span class=\"_ _29f\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-366": {
   "value": "41: Parent company guarantee audit exemption The below subsidiary undertakings will apply the parent guarantee audit exemption under section 479A of the Companies Act 2006 for the purposes of their reporting for the year ended 31 December 2024. Quilter plc issued the relevant guarantee in relation to the liabilities of these subsidiaries in February 2025. Company name Company number Quilter UK Holding Limited 01752066 Quilter Perimeter (GGP) Limited 02019022 Quilter Perimeter Holdings Limited 03087634 Quilter Perimeter Limited 03456361",
   "dimensions": {
    "concept": "quilterplc:DisclosureOfParentCompanyAuditExemption",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-365": {
   "value": "<div class=\"t m0 h8 ff12c fs6 fc1 sc0 ls1 ws1 gs6c0\">42: Eve<span class=\"_ _6\"></span>nts a<span class=\"_ _2\"></span>ft<span class=\"_ _2\"></span>e<span class=\"_ _6\"></span>r the repo<span class=\"_ _6\"></span>r<span class=\"_ _2\"></span>ting dat<span class=\"_ _2\"></span>e<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12d fs7 fc3 sc0 lsd6 ws28 gs6c1\">Final Dividend<span class=\"_ _29f\"> </span></div><div class=\"t m0 h9 ff12f fs7 fc3 sc0 ls28 ws26 gs6c2\">Not<span class=\"_ _2\"></span>e <span class=\"_ _6\"></span>1<span class=\"_ _5\"></span>3 p<span class=\"_ _2\"></span>rovi<span class=\"_ _2\"></span>des in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>atio<span class=\"_ _2\"></span>n on the Gro<span class=\"_ _2\"></span>up\u2019<span class=\"_ _2\"></span>s Fina<span class=\"_ _2\"></span>l Div<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>nd in resp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>t of 202<span class=\"_ _6\"></span>4.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "en",
    "entity": "scheme:54930092XIVK28RZGM95",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  }
 }
}