<?xml version="1.0" encoding="utf-8"?>
<linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.xbrl.org/2003/linkbase">
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen1" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen1" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen2" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen2" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen3" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen3" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen4" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen4" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen5" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen5" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen6" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen6" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen7" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen7" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen8" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeSituacionFinancieraResumen8" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/ResultadoResumen" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#ResultadoResumen" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeResultadoGlobalResumen" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeResultadoGlobalResumen" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeFlujosDeEfectivoResumen" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#EstadoDeFlujosDeEfectivoResumen" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosInstrumentosDePatrimonioEmitidosDistintosDelCapital" xlink:label="uni_OtrosInstrumentosDePatrimonioEmitidosDistintosDelCapital" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" xlink:label="ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherDebtInstrumentsHeld" xlink:label="ifrs-full_OtherDebtInstrumentsHeld" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtroResultadoGlobalAtribuidoAInteresesMinoritarios" xlink:label="uni_OtroResultadoGlobalAtribuidoAInteresesMinoritarios" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="ifrs-full_IntangibleAssetsAndGoodwill" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DepositosContabilizadosAlCostoAmortizado" xlink:label="uni_DepositosContabilizadosAlCostoAmortizado" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="ifrs-full_OtherFinancialLiabilities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReserveOfCashFlowHedges" xlink:label="ifrs-full_ReserveOfCashFlowHedges" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeDeudaMedidosAlValorRazonableATravesDeOtrosIngresosGeneralesSujetosAReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeDeudaMedidosAlValorRazonableATravesDeOtrosIngresosGeneralesSujetosAReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CuestionesProcesalesYLitigiosPorImpuestosPendientes" xlink:label="uni_CuestionesProcesalesYLitigiosPorImpuestosPendientes" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CapitalNoDesembolsadoExigido" xlink:label="uni_CapitalNoDesembolsadoExigido" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InvestmentProperty" xlink:label="ifrs-full_InvestmentProperty" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DeferredTaxAssets" xlink:label="ifrs-full_DeferredTaxAssets" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LiabilitiesDueToCentralBanks" xlink:label="ifrs-full_LiabilitiesDueToCentralBanks" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosBeneficiosParaEmpleadosALargoPlazo" xlink:label="uni_OtrosBeneficiosParaEmpleadosALargoPlazo" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_EquityAndLiabilities" xlink:label="ifrs-full_EquityAndLiabilities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherLiabilities" xlink:label="ifrs-full_OtherLiabilities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Inventories" xlink:label="ifrs-full_Inventories" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DepositsFromBanks" xlink:label="ifrs-full_DepositsFromBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="ifrs-full_EquityInstrumentsHeld" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:label="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InvestmentsInJointVenturesAccountedForUsingEquityMethod" xlink:label="ifrs-full_InvestmentsInJointVenturesAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasRetenidasExcluyendoLaGananciaPerdidaNetaAtribuibleALaSociedadDominante" xlink:label="uni_GananciasRetenidasExcluyendoLaGananciaPerdidaNetaAtribuibleALaSociedadDominante" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CompromisosYGarantiasConcedidos" xlink:label="uni_CompromisosYGarantiasConcedidos" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="ifrs-full_DeferredTaxLiabilities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PensionesYPrestacionesDefinidasPostEmpleoConexas" xlink:label="uni_PensionesYPrestacionesDefinidasPostEmpleoConexas" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DepositosMantenidosParaNegociar" xlink:label="uni_DepositosMantenidosParaNegociar" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Goodwill" xlink:label="ifrs-full_Goodwill" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresActivo" xlink:label="uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresActivo" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DebtSecurities" xlink:label="ifrs-full_DebtSecurities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DerivativeFinancialAssetsHeldForTrading" xlink:label="ifrs-full_DerivativeFinancialAssetsHeldForTrading" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:label="ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_TreasuryShares" xlink:label="ifrs-full_TreasuryShares" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DividendosACuenta" xlink:label="uni_DividendosACuenta" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans" xlink:label="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_SubtotalInstrumentosDePatrimonioEmitidosDistintosDelCapital" xlink:label="uni_SubtotalInstrumentosDePatrimonioEmitidosDistintosDelCapital" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="ifrs-full_IntangibleAssetsOtherThanGoodwill" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresPasivo" xlink:label="uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresPasivo" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_IneficaciaDeLasCoberturasDeValorRazonableDeLosInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobal" xlink:label="uni_IneficaciaDeLasCoberturasDeValorRazonableDeLosInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobal" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DerivativeFinancialAssetsHeldForHedging" xlink:label="ifrs-full_DerivativeFinancialAssetsHeldForHedging" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" xlink:label="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherAssets" xlink:label="ifrs-full_OtherAssets" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeCapitalMedidosAlValorRazonableATravesDeOtrosIngresosIntegralesNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeCapitalMedidosAlValorRazonableATravesDeOtrosIngresosIntegralesNoSujetosAReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="ifrs-full_PropertyPlantAndEquipment" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Provisions" xlink:label="ifrs-full_Provisions" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasNoSujetasAReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasNoSujetasAReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CapitalDeLosAccionistas" xlink:label="uni_CapitalDeLosAccionistas" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_SharePremium" xlink:label="ifrs-full_SharePremium" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCredito" xlink:label="uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCredito" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" xlink:label="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialAssetsAtAmortisedCost" xlink:label="ifrs-full_FinancialAssetsAtAmortisedCost" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="ifrs-full_OtherLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:label="ifrs-full_ReserveOfExchangeDifferencesOnTranslation" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DepositsFromCustomers" xlink:label="ifrs-full_DepositsFromCustomers" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasSujetasAReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasSujetasAReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DerivativeFinancialLiabilitiesHeldForHedging" xlink:label="ifrs-full_DerivativeFinancialLiabilitiesHeldForHedging" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherEquityInterest" xlink:label="ifrs-full_OtherEquityInterest" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PorcionDeLasGananciasRetenidasRelativasAlPeriodoPertinenteOAlPeriodoAnteriorALaFechaPertinente" xlink:label="uni_PorcionDeLasGananciasRetenidasRelativasAlPeriodoPertinenteOAlPeriodoAnteriorALaFechaPertinente" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosFiscales" xlink:label="uni_ActivosFiscales" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosFijos" xlink:label="uni_ActivosFijos" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:label="ifrs-full_FinancialLiabilitiesAtAmortisedCost" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PosicionesCortas" xlink:label="uni_PosicionesCortas" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IssuedCapital" xlink:label="ifrs-full_IssuedCapital" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCobertura" xlink:label="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCobertura" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Liabilities" xlink:label="ifrs-full_Liabilities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrasReservasNoIncluidasPreviamente" xlink:label="uni_OtrasReservasNoIncluidasPreviamente" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ProvisionesRestantes" xlink:label="uni_ProvisionesRestantes" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ObligacionesFiscales" xlink:label="uni_ObligacionesFiscales" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="ifrs-full_InvestmentAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservasOPerdidasAcumuladasDeInversionesEnEmpresasConjuntasYAsociadas" xlink:label="uni_ReservasOPerdidasAcumuladasDeInversionesEnEmpresasConjuntasYAsociadas" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CurrentTaxAssetsCurrent" xlink:label="ifrs-full_CurrentTaxAssetsCurrent" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubierto" xlink:label="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubierto" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CapitalDesembolsado" xlink:label="uni_CapitalDesembolsado" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosActivos" xlink:label="uni_OtrosActivos" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xlink:label="ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InvestmentsInAssociatesAccountedForUsingEquityMethod" xlink:label="ifrs-full_InvestmentsInAssociatesAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Assets" xlink:label="ifrs-full_Assets" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:label="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="ifrs-full_AccumulatedOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CurrentTaxLiabilities" xlink:label="ifrs-full_CurrentTaxLiabilities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_InmovilizadoMaterialDeUsoPropio" xlink:label="uni_InmovilizadoMaterialDeUsoPropio" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosElementosAtribuiblesALasParticipacionesNoDominantes" xlink:label="uni_OtrosElementosAtribuiblesALasParticipacionesNoDominantes" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DepositosAValorRazonableConCambiosEnResultados" xlink:label="uni_DepositosAValorRazonableConCambiosEnResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_NoncontrollingInterests" xlink:label="ifrs-full_NoncontrollingInterests" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FinanceLeaseReceivables" xlink:label="ifrs-full_FinanceLeaseReceivables" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading" xlink:label="ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ReservasDeRevalorizacion" xlink:label="uni_ReservasDeRevalorizacion" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherReserves" xlink:label="ifrs-full_OtherReserves" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_InstrumentosDeCoberturaElementosNoDesignados" xlink:label="uni_InstrumentosDeCoberturaElementosNoDesignados" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ContratosDeSegurosVinculadosALasPensiones" xlink:label="uni_ContratosDeSegurosVinculadosALasPensiones" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_DerivativeFinancialAssetsHeldForTrading" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_EquityInstrumentsHeld" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_OtherDebtInstrumentsHeld" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_LoansAndReceivables" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="ifrs-full_EquityInstrumentsHeld" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="ifrs-full_OtherDebtInstrumentsHeld" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="ifrs-full_LoansAndReceivables" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:to="ifrs-full_OtherDebtInstrumentsHeld" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:to="ifrs-full_LoansAndReceivables" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:to="ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:to="ifrs-full_OtherDebtInstrumentsHeld" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="ifrs-full_OtherDebtInstrumentsHeld" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="ifrs-full_LoansAndReceivables" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="ifrs-full_InvestmentsInJointVenturesAccountedForUsingEquityMethod" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="ifrs-full_InvestmentsInAssociatesAccountedForUsingEquityMethod" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosFijos" xlink:to="ifrs-full_PropertyPlantAndEquipment" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosFijos" xlink:to="ifrs-full_InvestmentProperty" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_PropertyPlantAndEquipment" xlink:to="uni_InmovilizadoMaterialDeUsoPropio" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_PropertyPlantAndEquipment" xlink:to="ifrs-full_FinanceLeaseReceivables" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="ifrs-full_Goodwill" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="ifrs-full_IntangibleAssetsOtherThanGoodwill" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosFiscales" xlink:to="ifrs-full_CurrentTaxAssetsCurrent" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosFiscales" xlink:to="ifrs-full_DeferredTaxAssets" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtrosActivos" xlink:to="uni_ContratosDeSegurosVinculadosALasPensiones" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtrosActivos" xlink:to="ifrs-full_Inventories" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtrosActivos" xlink:to="ifrs-full_OtherAssets" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="uni_OtrosActivos" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="uni_ActivosFiscales" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_IntangibleAssetsAndGoodwill" order="58" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="uni_ActivosFijos" order="51" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_AssetsUnderInsuranceContractsAndReinsuranceContractsIssued" order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_InvestmentAccountedForUsingEquityMethod" order="47" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresActivo" order="46" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_DerivativeFinancialAssetsHeldForHedging" order="44" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_FinancialAssetsAtAmortisedCost" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_NoncurrentFinancialAssetsAtFairValueThroughProfitOrLoss" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Assets" xlink:to="ifrs-full_CashAndCashEquivalents" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="uni_PosicionesCortas" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="uni_DepositosMantenidosParaNegociar" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_DebtSecurities" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="ifrs-full_OtherFinancialLiabilities" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosMantenidosParaNegociar" xlink:to="ifrs-full_LiabilitiesDueToCentralBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosMantenidosParaNegociar" xlink:to="ifrs-full_DepositsFromBanks" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosMantenidosParaNegociar" xlink:to="ifrs-full_DepositsFromCustomers" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="uni_DepositosAValorRazonableConCambiosEnResultados" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="ifrs-full_DebtSecurities" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="ifrs-full_OtherFinancialLiabilities" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosAValorRazonableConCambiosEnResultados" xlink:to="ifrs-full_LiabilitiesDueToCentralBanks" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosAValorRazonableConCambiosEnResultados" xlink:to="ifrs-full_DepositsFromBanks" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosAValorRazonableConCambiosEnResultados" xlink:to="ifrs-full_DepositsFromCustomers" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:to="uni_DepositosContabilizadosAlCostoAmortizado" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:to="ifrs-full_DebtSecurities" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:to="ifrs-full_OtherFinancialLiabilities" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosContabilizadosAlCostoAmortizado" xlink:to="ifrs-full_LiabilitiesDueToCentralBanks" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosContabilizadosAlCostoAmortizado" xlink:to="ifrs-full_DepositsFromBanks" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DepositosContabilizadosAlCostoAmortizado" xlink:to="ifrs-full_DepositsFromCustomers" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Provisions" xlink:to="uni_PensionesYPrestacionesDefinidasPostEmpleoConexas" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Provisions" xlink:to="uni_OtrosBeneficiosParaEmpleadosALargoPlazo" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Provisions" xlink:to="uni_CompromisosYGarantiasConcedidos" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Provisions" xlink:to="uni_ProvisionesRestantes" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Provisions" xlink:to="uni_CuestionesProcesalesYLitigiosPorImpuestosPendientes" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ObligacionesFiscales" xlink:to="ifrs-full_CurrentTaxLiabilities" order="38" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ObligacionesFiscales" xlink:to="ifrs-full_DeferredTaxLiabilities" order="39" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_OtherLiabilities" order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="uni_ObligacionesFiscales" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_Provisions" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_OtherLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_DerivativeFinancialLiabilitiesHeldForHedging" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_FinancialLiabilitiesAtAmortisedCost" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="uni_CambiosDelValorRazonableDeLosElementosCubiertosDeUnaCarteraConCoberturaDelRiesgoDeTipoDeInteresPasivo" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Liabilities" xlink:to="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="ifrs-full_IssuedCapital" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="ifrs-full_SharePremium" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="uni_SubtotalInstrumentosDePatrimonioEmitidosDistintosDelCapital" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="uni_GananciasRetenidasExcluyendoLaGananciaPerdidaNetaAtribuibleALaSociedadDominante" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="ifrs-full_OtherReserves" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="ifrs-full_TreasuryShares" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="uni_PorcionDeLasGananciasRetenidasRelativasAlPeriodoPertinenteOAlPeriodoAnteriorALaFechaPertinente" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="ifrs-full_OtherEquityInterest" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="uni_ReservasDeRevalorizacion" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CapitalDeLosAccionistas" xlink:to="uni_DividendosACuenta" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IssuedCapital" xlink:to="uni_CapitalDesembolsado" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IssuedCapital" xlink:to="uni_CapitalNoDesembolsadoExigido" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SubtotalInstrumentosDePatrimonioEmitidosDistintosDelCapital" xlink:to="ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SubtotalInstrumentosDePatrimonioEmitidosDistintosDelCapital" xlink:to="uni_OtrosInstrumentosDePatrimonioEmitidosDistintosDelCapital" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherReserves" xlink:to="uni_ReservasOPerdidasAcumuladasDeInversionesEnEmpresasConjuntasYAsociadas" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherReserves" xlink:to="uni_OtrasReservasNoIncluidasPreviamente" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:to="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:to="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasNoSujetasAReclasificacionEnElEstadoDeResultados" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeCapitalMedidosAlValorRazonableATravesDeOtrosIngresosIntegralesNoSujetosAReclasificacionEnElEstadoDeResultados" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_IneficaciaDeLasCoberturasDeValorRazonableDeLosInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobal" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubierto" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCobertura" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosNoSujetosAReclasificacionEnElEstadoDeResultados" xlink:to="uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCredito" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="ifrs-full_ReserveOfExchangeDifferencesOnTranslation" order="38" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="ifrs-full_ReserveOfCashFlowHedges" order="39" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="uni_ReservaParaVariacionesEnElValorRazonableDeInstrumentosDeDeudaMedidosAlValorRazonableATravesDeOtrosIngresosGeneralesSujetosAReclasificacionEnElEstadoDeResultados" order="41" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="uni_ReservaParaLaParticipacionEnOtrosIngresosYGastosReconocidosDeInversionesEnEmpresasConjuntasYAsociadasSujetasAReclasificacionEnElEstadoDeResultados" order="45" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="uni_InstrumentosDeCoberturaElementosNoDesignados" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ReservaParaOtrosIngresosGeneralesAcumuladosSujetaALaReclasificacionEnElEstadoDeResultados" xlink:to="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" order="44" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_NoncontrollingInterests" xlink:to="uni_OtrosElementosAtribuiblesALasParticipacionesNoDominantes" order="48" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_NoncontrollingInterests" xlink:to="uni_OtroResultadoGlobalAtribuidoAInteresesMinoritarios" order="47" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="uni_CapitalDeLosAccionistas" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="ifrs-full_AccumulatedOtherComprehensiveIncome" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="ifrs-full_NoncontrollingInterests" order="46" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_EquityAndLiabilities" xlink:to="ifrs-full_Equity" order="49" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_EquityAndLiabilities" xlink:to="ifrs-full_Liabilities" order="43" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen1" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen2" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen3" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen4" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen5" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen6" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen7" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="41" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeSituacionFinancieraResumen8" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToBanks" xlink:label="ifrs-full_LoansAndAdvancesToBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="ifrs-full_LoansAndAdvancesToCustomers" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:label="ifrs-full_CashAndBankBalancesAtCentralBanks" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_LoansAndReceivables" xlink:label="ifrs-full_LoansAndReceivables" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToBanks" order="41" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_LoansAndAdvancesToCustomers" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_LoansAndReceivables" xlink:to="ifrs-full_CashAndBankBalancesAtCentralBanks" order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/ResultadoResumen" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="ifrs-full_IncomeTaxExpenseContinuingOperations" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="ifrs-full_ProfitLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasPerdidasDeActivosNoCorrientesYGruposDeEnajenacionDeActivosMantenidosParaLaVentaNoClasificadosComoOperacionesInterrumpidas" xlink:label="uni_GananciasPerdidasDeActivosNoCorrientesYGruposDeEnajenacionDeActivosMantenidosParaLaVentaNoClasificadosComoOperacionesInterrumpidas" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_IngresosDeLosActivosEnVirtudDeContratosDeSeguroOReaseguro" xlink:label="uni_IngresosDeLosActivosEnVirtudDeContratosDeSeguroOReaseguro" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:label="ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_MiscellaneousOtherOperatingIncome" xlink:label="ifrs-full_MiscellaneousOtherOperatingIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="ifrs-full_EmployeeBenefitsExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" xlink:label="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosFinancierosACosteAmortizado" xlink:label="uni_ActivosFinancierosACosteAmortizado" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DisposicionesOReversionesDeDisposiciones" xlink:label="uni_DisposicionesOReversionesDeDisposiciones" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" xlink:label="uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GastosPorCapitalSocialReembolsableALaVista" xlink:label="uni_GastosPorCapitalSocialReembolsableALaVista" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DepreciationAndAmortisationExpense" xlink:label="ifrs-full_DepreciationAndAmortisationExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InterestExpense" xlink:label="ifrs-full_InterestExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_HedgingGainsLossesForHedgeOfGroupOfItemsWithOffsettingRiskPositions" xlink:label="ifrs-full_HedgingGainsLossesForHedgeOfGroupOfItemsWithOffsettingRiskPositions" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciaPerdidaNetaAlDarDeBajaLosActivosEInversionesNoFinancieros" xlink:label="uni_GananciaPerdidaNetaAlDarDeBajaLosActivosEInversionesNoFinancieros" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasPerdidasNetasDeLosActivosYPasivosFinancierosMantenidosParaElComercio" xlink:label="uni_GananciasPerdidasNetasDeLosActivosYPasivosFinancierosMantenidosParaElComercio" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLossFromContinuingOperations" xlink:label="ifrs-full_ProfitLossFromContinuingOperations" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PerdidasPorDeterioroDeActivosFinancieros" xlink:label="uni_PerdidasPorDeterioroDeActivosFinancieros" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciaPerdidaNetaAlDarDeBajaEnLosEstadosDeActivosYPasivosFinancierosNoMedidosAlValorRazonableConCambiosEnResultados" xlink:label="uni_GananciaPerdidaNetaAlDarDeBajaEnLosEstadosDeActivosYPasivosFinancierosNoMedidosAlValorRazonableConCambiosEnResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="ifrs-full_FeeAndCommissionIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_RevenueFromDividends" xlink:label="ifrs-full_RevenueFromDividends" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="ifrs-full_ProfitLossAttributableToOwnersOfParent" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DeterioroOInversionDelValorDeOtrosActivosNoFinancieros" xlink:label="uni_DeterioroOInversionDelValorDeOtrosActivosNoFinancieros" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="ifrs-full_ProfitLossAttributableToNoncontrollingInterests" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosFinancierosAValorRazonableConCambiosEnOtroResultadoGlobal" xlink:label="uni_ActivosFinancierosAValorRazonableConCambiosEnOtroResultadoGlobal" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GrossProfit" xlink:label="ifrs-full_GrossProfit" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InterestRevenueExpense" xlink:label="ifrs-full_InterestRevenueExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainRecognisedInBargainPurchaseTransaction" xlink:label="ifrs-full_GainRecognisedInBargainPurchaseTransaction" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_DeterioroDelValorOReversionDeInversionesEnNegociosConjuntosOAsociadas" xlink:label="uni_DeterioroDelValorOReversionDeInversionesEnNegociosConjuntosOAsociadas" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterialYFondoDeComercio" xlink:label="uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterialYFondoDeComercio" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="ifrs-full_FeeAndCommissionExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLossFromOperatingActivities" xlink:label="ifrs-full_ProfitLossFromOperatingActivities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GastosPorConceptoDeObligacionesDerivadasDeContratosDeSeguroOReaseguro" xlink:label="uni_GastosPorConceptoDeObligacionesDerivadasDeContratosDeSeguroOReaseguro" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosIngresosGastosPorInteresesDeOtrosActivosFinancieros" xlink:label="uni_OtrosIngresosGastosPorInteresesDeOtrosActivosFinancieros" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:label="ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterial" xlink:label="uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterial" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_RevenueFromInterest" xlink:label="ifrs-full_RevenueFromInterest" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="ifrs-full_MiscellaneousOtherOperatingExpense" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosGastosAdministrativos" xlink:label="uni_OtrosGastosAdministrativos" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdministrativeExpense" xlink:label="ifrs-full_AdministrativeExpense" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_RevenueFromInterest" xlink:to="ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_RevenueFromInterest" xlink:to="ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_RevenueFromInterest" xlink:to="uni_OtrosIngresosGastosPorInteresesDeOtrosActivosFinancieros" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InterestRevenueExpense" xlink:to="ifrs-full_RevenueFromInterest" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InterestRevenueExpense" xlink:to="ifrs-full_InterestExpense" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InterestRevenueExpense" xlink:to="uni_GastosPorCapitalSocialReembolsableALaVista" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_MiscellaneousOtherOperatingIncome" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_MiscellaneousOtherOperatingExpense" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="uni_IngresosDeLosActivosEnVirtudDeContratosDeSeguroOReaseguro" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="uni_GastosPorConceptoDeObligacionesDerivadasDeContratosDeSeguroOReaseguro" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_HedgingGainsLossesForHedgeOfGroupOfItemsWithOffsettingRiskPositions" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="uni_GananciasPerdidasNetasDeLosActivosYPasivosFinancierosMantenidosParaElComercio" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="uni_GananciaPerdidaNetaAlDarDeBajaEnLosEstadosDeActivosYPasivosFinancierosNoMedidosAlValorRazonableConCambiosEnResultados" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_FeeAndCommissionExpense" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_FeeAndCommissionIncome" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_RevenueFromDividends" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_InterestRevenueExpense" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_GrossProfit" xlink:to="ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AdministrativeExpense" xlink:to="ifrs-full_EmployeeBenefitsExpense" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AdministrativeExpense" xlink:to="uni_OtrosGastosAdministrativos" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_PerdidasPorDeterioroDeActivosFinancieros" xlink:to="uni_ActivosFinancierosAValorRazonableConCambiosEnOtroResultadoGlobal" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_PerdidasPorDeterioroDeActivosFinancieros" xlink:to="uni_ActivosFinancierosACosteAmortizado" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromOperatingActivities" xlink:to="ifrs-full_GrossProfit" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromOperatingActivities" xlink:to="ifrs-full_AdministrativeExpense" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromOperatingActivities" xlink:to="ifrs-full_DepreciationAndAmortisationExpense" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromOperatingActivities" xlink:to="uni_DisposicionesOReversionesDeDisposiciones" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromOperatingActivities" xlink:to="uni_PerdidasPorDeterioroDeActivosFinancieros" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" xlink:to="uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterial" order="39" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" xlink:to="uni_PerdidaPorDeterioroDelValorDelInmovilizadoInmaterialYFondoDeComercio" order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" xlink:to="uni_DeterioroOInversionDelValorDeOtrosActivosNoFinancieros" order="41" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="ifrs-full_ProfitLossFromOperatingActivities" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="uni_DeterioroOInversionDelValorDeLosActivosNoFinancieros" order="38" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="uni_GananciaPerdidaNetaAlDarDeBajaLosActivosEInversionesNoFinancieros" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="uni_GananciasPerdidasDeActivosNoCorrientesYGruposDeEnajenacionDeActivosMantenidosParaLaVentaNoClasificadosComoOperacionesInterrumpidas" order="44" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="ifrs-full_GainRecognisedInBargainPurchaseTransaction" order="43" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossBeforeTax" xlink:to="uni_DeterioroDelValorOReversionDeInversionesEnNegociosConjuntosOAsociadas" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromContinuingOperations" xlink:to="ifrs-full_ProfitLossBeforeTax" order="46" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossFromContinuingOperations" xlink:to="ifrs-full_IncomeTaxExpenseContinuingOperations" order="47" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLoss" xlink:to="ifrs-full_ProfitLossAttributableToNoncontrollingInterests" order="51" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLoss" xlink:to="ifrs-full_ProfitLossAttributableToOwnersOfParent" order="52" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeResultadoGlobalResumen" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorReclasificacionRelativosADiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" xlink:label="uni_AjustesPorReclasificacionRelativosADiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubiertoQueNoSeReclasificaranAResultados" xlink:label="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubiertoQueNoSeReclasificaranAResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_TransferidoAlImporteEnLibrosInicialDeLosElementosCubiertos" xlink:label="uni_TransferidoAlImporteEnLibrosInicialDeLosElementosCubiertos" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrasReclasificaciones" xlink:label="uni_OtrasReclasificaciones" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" xlink:label="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xlink:label="ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasPerdidasDeValorContabilizadasEnElPatrimonioNetoCoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" xlink:label="uni_GananciasPerdidasDeValorContabilizadasEnElPatrimonioNetoCoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:label="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQueNoSeReclasificaranAResultados" xlink:label="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQueNoSeReclasificaranAResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCoberturaQueNoSeReclasificaranAResultados" xlink:label="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCoberturaQueNoSeReclasificaranAResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCreditoQueNoSeReclasificaraAResultados" xlink:label="uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCreditoQueNoSeReclasificaraAResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:label="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ComprehensiveIncome" xlink:label="ifrs-full_ComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xlink:label="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasPerdidasPorDiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" xlink:label="uni_GananciasPerdidasPorDiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" xlink:label="ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_GananciasPerdidasResultantesDeLaContabilidadDeCoberturasDeInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobalNetas" xlink:label="uni_GananciasPerdidasResultantesDeLaContabilidadDeCoberturasDeInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobalNetas" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" xlink:label="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" xlink:label="uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" xlink:label="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncome" xlink:to="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncome" xlink:to="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQueNoSeReclasificaranAResultados" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_GananciasPerdidasResultantesDeLaContabilidadDeCoberturasDeInstrumentosDePatrimonioValoradosAValorRazonableConCambiosEnOtroResultadoGlobalNetas" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalElementoCubiertoQueNoSeReclasificaranAResultados" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_CambiosDelValorRazonableDeLosInstrumentosDePatrimonioValoradosAlValorRazonableConCambiosEnOtroResultadoGlobalInstrumentoDeCoberturaQueNoSeReclasificaranAResultados" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueNoSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_CambiosDelValorRazonableDeLosPasivosFinancierosAValorRazonableConCambiosEnResultadosAtribuiblesACambiosEnElRiesgoDeCreditoQueNoSeReclasificaraAResultados" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" order="45" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" order="46" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_OtroResultadoGlobalQueSeReclasificaraAResultadosNetoDeImpuestos" xlink:to="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" order="41" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" xlink:to="uni_GananciasPerdidasDeValorContabilizadasEnElPatrimonioNetoCoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficaz" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" xlink:to="ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_CoberturaDeInversionesNetasEnNegociosEnElExtranjeroParteEficazQuePuedeReclasificarseEnResultados" xlink:to="uni_OtrasReclasificaciones" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" xlink:to="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" xlink:to="ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslation" xlink:to="uni_OtrasReclasificaciones" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:to="ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:to="ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:to="uni_TransferidoAlImporteEnLibrosInicialDeLosElementosCubiertos" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxCashFlowHedges" xlink:to="uni_OtrasReclasificaciones" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" xlink:to="uni_GananciasPerdidasPorDiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" xlink:to="uni_AjustesPorReclasificacionRelativosADiferenciasDeCambioEnLaConversionAntesDeImpuestosElementosNoDesignados" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_InstrumentosDeCoberturaElementosNoDesignadosQuePuedeReclasificarseEnResultados" xlink:to="uni_OtrasReclasificaciones" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" order="38" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" order="39" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="uni_OtrasReclasificaciones" order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" xlink:to="ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" order="42" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" xlink:to="ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" order="43" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_ActivosNoCorrientesYGruposEnajenablesDeElementosMantenidosParaLaVentaQuePuedenReclasificarseAResultados" xlink:to="uni_OtrasReclasificaciones" order="44" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ComprehensiveIncome" xlink:to="ifrs-full_ProfitLoss" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_ComprehensiveIncome" xlink:to="ifrs-full_OtherComprehensiveIncome" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
  <calculationLink xlink:role="http://www.unicajabanco.es/xbrl/2021/roles/EstadoDeFlujosDeEfectivoResumen" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosCobrosRelacionadosConActividadesDeInversion" xlink:label="uni_OtrosCobrosRelacionadosConActividadesDeInversion" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:label="ifrs-full_OutflowsOfCashFromInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherCashAndCashEquivalents" xlink:label="ifrs-full_OtherCashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="ifrs-full_DividendsPaidClassifiedAsFinancingActivities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorElAumentoDisminucionDeLasObligacionesFinancierasContabilizadasAlCostoAmortizado" xlink:label="uni_AjustesPorElAumentoDisminucionDeLasObligacionesFinancierasContabilizadasAlCostoAmortizado" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:label="ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_EfectivoYEquivalentesAlEfectivoEnBancosCentrales" xlink:label="uni_EfectivoYEquivalentesAlEfectivoEnBancosCentrales" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:label="ifrs-full_OtherAdjustmentsToReconcileProfitLoss" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosContabilizadosAlCostoAmortizado" xlink:label="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosContabilizadosAlCostoAmortizado" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableMedianteOtrosIngresosGenerales" xlink:label="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableMedianteOtrosIngresosGenerales" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CobrosPorLaEmisionDeInstrumentosDePatrimonio" xlink:label="uni_CobrosPorLaEmisionDeInstrumentosDePatrimonio" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CobrosPorEntidadesDependientesYOtrasUnidadesDeNegocio" xlink:label="uni_CobrosPorEntidadesDependientesYOtrasUnidadesDeNegocio" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableConCargoALasGananciasOLasPerdidas" xlink:label="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableConCargoALasGananciasOLasPerdidas" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_AjustesPorLaAmortizacionDeInstrumentosDePatrimonioPropio" xlink:label="uni_AjustesPorLaAmortizacionDeInstrumentosDePatrimonioPropio" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosNoCorrientesYPasivosQueSeHanClasificadoComoMantenidosParaLaVentaEnElPeriodoCompleto" xlink:label="uni_ActivosNoCorrientesYPasivosQueSeHanClasificadoComoMantenidosParaLaVentaEnElPeriodoCompleto" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:label="ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PagosPorEntidadesDependientesYOtrasUnidadesDeNegocio" xlink:label="uni_PagosPorEntidadesDependientesYOtrasUnidadesDeNegocio" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:label="ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInOtherOperatingPayables" xlink:label="ifrs-full_AdjustmentsForIncreaseDecreaseInOtherOperatingPayables" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosCobrosRelacionadosConActividadesDeFinanciacion" xlink:label="uni_OtrosCobrosRelacionadosConActividadesDeFinanciacion" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:label="ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:label="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" xlink:label="ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInOtherOperatingReceivables" xlink:label="ifrs-full_AdjustmentsForDecreaseIncreaseInOtherOperatingReceivables" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:label="ifrs-full_RepaymentsOfSubordinatedLiabilities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_VariacionNetaDeLasObligacionesOperacionales" xlink:label="uni_VariacionNetaDeLasObligacionesOperacionales" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" xlink:label="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xlink:label="ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" xlink:label="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" xlink:label="ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:label="uni_VariacionesNetasDeLosActivosDeExplotacion" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_OtrosPagosRelacionadosConActividadesDeInversion" xlink:label="uni_OtrosPagosRelacionadosConActividadesDeInversion" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_PasivosFinancierosDesignadosAValorRazonableConCambiosEnResultadosEnElPeriodoCompleto" xlink:label="uni_PasivosFinancierosDesignadosAValorRazonableConCambiosEnResultadosEnElPeriodoCompleto" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_Cash" xlink:label="ifrs-full_Cash" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_InflowsOfCashFromInvestingActivities" xlink:label="ifrs-full_InflowsOfCashFromInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" xlink:label="ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2020-03-16/full_ifrs/full_ifrs-cor_2020-03-16.xsd#ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations" xlink:label="ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_CobrosProcedentesDeLaVentaDeAccionesPropias" xlink:label="uni_CobrosProcedentesDeLaVentaDeAccionesPropias" />
    <loc xlink:type="locator" xlink:href="5493007sjllctm6j6m37-2021-12-31.xsd#uni_ActivosFinancierosNoDestinadosALaNegociacionDesignadosObligatoriamenteAlValorRazonableConCargoALasGananciasYLasPerdidas" xlink:label="uni_ActivosFinancierosNoDestinadosALaNegociacionDesignadosObligatoriamenteAlValorRazonableConCargoALasGananciasYLasPerdidas" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="ifrs-full_ProfitLoss" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="uni_VariacionesNetasDeLosActivosDeExplotacion" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="uni_VariacionNetaDeLasObligacionesOperacionales" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" xlink:to="ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsToReconcileProfitLossOtherThanChangesInWorkingCapital" xlink:to="ifrs-full_OtherAdjustmentsToReconcileProfitLoss" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableConCargoALasGananciasOLasPerdidas" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosDesignadosAValorRazonableMedianteOtrosIngresosGenerales" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="uni_AjustesPorDisminucionAumentoDeLosActivosFinancierosContabilizadosAlCostoAmortizado" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="ifrs-full_AdjustmentsForDecreaseIncreaseInOtherOperatingReceivables" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionesNetasDeLosActivosDeExplotacion" xlink:to="uni_ActivosFinancierosNoDestinadosALaNegociacionDesignadosObligatoriamenteAlValorRazonableConCargoALasGananciasYLasPerdidas" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionNetaDeLasObligacionesOperacionales" xlink:to="ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionNetaDeLasObligacionesOperacionales" xlink:to="uni_AjustesPorElAumentoDisminucionDeLasObligacionesFinancierasContabilizadasAlCostoAmortizado" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionNetaDeLasObligacionesOperacionales" xlink:to="ifrs-full_AdjustmentsForIncreaseDecreaseInOtherOperatingPayables" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_VariacionNetaDeLasObligacionesOperacionales" xlink:to="uni_PasivosFinancierosDesignadosAValorRazonableConCambiosEnResultadosEnElPeriodoCompleto" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="ifrs-full_OutflowsOfCashFromInvestingActivities" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="ifrs-full_InflowsOfCashFromInvestingActivities" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="uni_PagosPorEntidadesDependientesYOtrasUnidadesDeNegocio" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="uni_ActivosNoCorrientesYPasivosQueSeHanClasificadoComoMantenidosParaLaVentaEnElPeriodoCompleto" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_OutflowsOfCashFromInvestingActivities" xlink:to="uni_OtrosPagosRelacionadosConActividadesDeInversion" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="ifrs-full_ProceedsFromDisposalOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperations" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="uni_CobrosPorEntidadesDependientesYOtrasUnidadesDeNegocio" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_InflowsOfCashFromInvestingActivities" xlink:to="uni_OtrosCobrosRelacionadosConActividadesDeInversion" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="ifrs-full_DividendsPaidClassifiedAsFinancingActivities" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="ifrs-full_RepaymentsOfSubordinatedLiabilities" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_SalidasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="uni_AjustesPorLaAmortizacionDeInstrumentosDePatrimonioPropio" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="uni_CobrosProcedentesDeLaVentaDeAccionesPropias" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="uni_CobrosPorLaEmisionDeInstrumentosDePatrimonio" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="uni_EntradasDeEfectivoDeLasActividadesDeFinanciacion" xlink:to="uni_OtrosCobrosRelacionadosConActividadesDeFinanciacion" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="-1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" xlink:to="ifrs-full_CashFlowsFromUsedInFinancingActivities" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" xlink:to="ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" xlink:to="ifrs-full_CashFlowsFromUsedInInvestingActivities" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsDiscontinuedOperations" xlink:to="ifrs-full_CashFlowsFromUsedInOperatingActivities" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="ifrs-full_Cash" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="uni_EfectivoYEquivalentesAlEfectivoEnBancosCentrales" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
    <calculationArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="ifrs-full_OtherCashAndCashEquivalents" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" priority="1" weight="1.0" />
  </calculationLink>
</linkbase>